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EXHIBIT 23 <PAGE> INDEPENDENT AUDITORS' CONSENT We consent to the incorporation by reference in Registration Statements No. 333-2342, 333-55913, and 333-95583 of Teche Holding Company on Form S-8 of our report dated November 10, 2000, incorporated by reference in the Annual Report on Form 10-K of Teche Holding Company for the year ended September 30, 2000. /s/Deloitte & Touche LLP Deloitte & Touche LLP New Orleans, Louisiana December 26, 2000
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