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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. 4)*
THE BANK OF KENTUCKY FINANCIAL CORPORATION
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(Name of Issuer)
Common Shares
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(Title of Class of Securities)
062896105
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(CUSIP Number)
* The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
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<TABLE>
<S> <C> <C> <C> <C>
- ----------------------------------------
CUSIP No. 062896105 13G
- ----------------------------------------
- -----------------------------------------------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
R C DURR ###-##-####
- -----------------------------------------------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a) [ ]
N/A
(b) [ ]
- -----------------------------------------------------------------------------------------------------------------------
3 SEC USE ONLY
- -----------------------------------------------------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
U S CITIZEN
- -----------------------------------------------------------------------------------------------------------------------
5 SOLE VOTING POWER
306,225
NUMBER OF ----------------------------------------------------------------------------------------------
SHARES 6 SHARED VOTING POWER
BENEFICIALLY
OWNED 0
BY EACH ----------------------------------------------------------------------------------------------
REPORTING PERSON 7 SOLE DISPOSITIVE POWER
WITH
628,674
----------------------------------------------------------------------------------------------
8 SHARED DISPOSITIVE POWER
0
- -----------------------------------------------------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
934,899
- -----------------------------------------------------------------------------------------------------------------------
10 CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
N/A
- -----------------------------------------------------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
17.68%
- -----------------------------------------------------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
IN
- -----------------------------------------------------------------------------------------------------------------------
</TABLE>
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Item 1(a). Name of Issuer: The Bank of Kentucky Financial
Corporation
Item 1(b). Address of Issuer's Principal Executive Offices:
1065 Burlington Pike Florence, Kentucky 41042
Item 2(a). Name of Person Filing: R C Durr
Item 2(b). Address of Principal Business Office or, if none,
Residence: 1067 Richwood Road, Walton, Kentucky 41094
Item 2(c). Citizenship: U S Citizen
Item 2(d). Title of Class of Securities: Common
Item 2(e). CUSIP Number
062896105
Item 3. If this statement is filed pursuant to Rules 13d-1(b),
or 13d-2(b), check whether the person filing is a: N/A
(a) [ ] Broker or Dealer registered under Section
15 of the Act
(b) [ ] Bank as defined in section 3(a)(6) of the
Act
(c) [ ] Insurance Company as defined in section
3(a)(19) of the Act
(d) [ ] Investment Company registered under
section 8 of the Investment Company Act
(e) [ ] Investment Advisor registered under
section 203 of the Investment Advisers Act
of 1940
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(f) [ ] Employee Benefit Plan, Pension Fund which
is subject to the provisions of the
Employee Retirement Income Security Act of
1974 or Endowment Fund; see section
240.13d-1(b)(1)(ii)(F)
(g) [ ] Parent Holding Company, in accordance with
section 240.13d-1(b)(1)(ii)(G)
(h) [ ] Group, in accordance with section
240.13d-1(b)(1)(ii)(H)
Item 4. Ownership:
(a) Amount Beneficially Owned: 934,899
(b) Percent of Class: 17.68%
(c) Number of shares as to which such person has:
(i) sole power to vote or to direct the
vote: 306,225
(ii) shared power to vote or to direct the
vote: 0
(iii) sole power to dispose or to direct the
disposition of: 628,674
(iv) shared power to dispose or to direct the
disposition of: 0
Item 5. Ownership of Five Percent or Less of a Class: N/A
Item 6. Ownership of More Than Five Percent on Behalf of
Another Person: N/A
Item 7. Identification and Classification of the Subsidiary
Which Acquired the Security Being Reported on by the
Parent Holding Company: N/A
Item 8. Identification and Classification of Members of the
Group: N/A
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Item 9. Notice of Dissolution of Group: N/A
Item 10. Certification:
By signing below, I certify that, to the best
of my knowledge and belief, the securities referred to
above were acquired in the ordinary course of business
and were not acquired for the purpose of and do not
have the effect of changing or influencing the control
of the issuer of such securities and were not acquired
in connection with or as a participant in any
transaction having such purposes or effect.
Signature:
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true,
complete and correct.
02-25-00 /s/ R. C. Durr
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Date
