BANK WEST FINANCIAL CORP
SC 13D, 1997-09-18
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                  SCHEDULE 13D


                    Under the Securities Exchange Act of 1934
                                (Amendment No. 2)


                         BANK WEST FINANCIAL CORPORATION
- --------------------------------------------------------------------------------

                                (Name of Issuer)


                          COMMON STOCK, $.01 par value
- --------------------------------------------------------------------------------

                         (Title of Class of Securities)


                                   065631 10 3
- --------------------------------------------------------------------------------

                                 (CUSIP Number)



                                  Harry E. Mika
                            2147 Wildfield Drive, NE
                          Grand Rapids, Michigan 49505
                                  (616)361-5776

- --------------------------------------------------------------------------------
(Name, Address, Telephone  Number of Persons Authorized  to  Receive Notices and
Communications)

                               September 15, 1997
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             (Date of Event which Requires Filing of this Statement)


If the filing person has previously  filed a statement on Schedule 13G to report
the  acquisition  which is the subject of this  Schedule 13D, and is filing this
schedule because of Rule 13d-1(b)(3) or (4), check the following box [ ].

Note: Six copies of this statement, including all exhibits, should be filed with
the  Commission.  See Rule  13d-1(a) for other  parties to whom copies are to be
sent.


                                Page 1 of 5 Pages 
<PAGE>
- --------------------------------------------------------------------------------
CUSIP No.  065631 10 3                   13D                  Page 2 of 5 Pages
- --------------------------------------------------------------------------------
     1        NAME OF REPORTING PERSON
              S.S. OR I.R.S. IDENTIFICATION NOS. OF ABOVE PERSON

              Harry E. Mika  ####-##-####
- --------------------------------------------------------------------------------
     2        CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*        (a) [ ]
                                                                       (b) [ ]
              N/A
- --------------------------------------------------------------------------------
     3        SEC USE ONLY

- --------------------------------------------------------------------------------
     4        SOURCE OF FUNDS*

              PF
- --------------------------------------------------------------------------------
     5        CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS              [ ]
              REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)

              N/A
- --------------------------------------------------------------------------------
     6        CITIZENSHIP OR PLACE OF ORGANIZATION

              U.S.A.
- --------------------------------------------------------------------------------
      NUMBER OF SHARES                   7          SOLE VOTING POWER
 BENEFICIALLY OWNED BY EACH
   REPORTING PERSON WITH                            126,300
                                ------------------------------------------------
                                         8          SHARED VOTING POWER

                                                      N/A
                                ------------------------------------------------
                                         9          SOLE DISPOSITIVE POWER

                                                    126,300
                                ------------------------------------------------
                                        10          SHARED DISPOSITIVE POWER

                                                      N/A
- --------------------------------------------------------------------------------
     11        AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

               126,300
- --------------------------------------------------------------------------------
     12        CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN
               SHARES*                                                     [ ]

               N/A
- --------------------------------------------------------------------------------
     13        PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

               7.2%
- --------------------------------------------------------------------------------
     14        TYPE OF REPORTING PERSON*

               IN
- --------------------------------------------------------------------------------
<PAGE>
- --------------------------------------------------------------------------------
CUSIP No.  065631 10 3                   13D                  Page 3 of 5 Pages
- --------------------------------------------------------------------------------

Item 1.  Security and Issuer

         The  title of the  class of equity  securities  is Bank West  Financial
Corporation  Common  Stock.  The  name  of the  issuer  is Bank  West  Financial
Corporation  (the "Company").  The address of the principal  executive office of
the Company is 2185 Three Mile Rd. N.W., Grand Rapids, Michigan 49544-1451.

Item 2.  Identity and Background

                  (a)      Harry E. Mika

                  (b)      2147 Wildfield Drive, N.E.
                           Grand Rapids, Michigan 49505

                  (c)  Mr.  Mika  is  currently  a  private  investor.  He was a
Director and Senior Vice President of Ameribank in Muskegon,  Michigan from 1989
to 1996; prior thereto, he was a Director and Senior Vice President of MetroBank
in Grand Rapids, Michigan. Mr. Mika is also a Director of the Grand Rapids Urban
League, Director of the Grand Rapids Builders Association  Foundation,  Director
of the St. Alphonsus Foundation, and Trustee of the Grand Rapids Sierra Club.

                  (d) Mr. Mika has not been  convicted in a criminal  proceeding
(excluding  traffic  violations  or similar  misdemeanors)  during the last five
years.

                  (e) Mr. Mika was not a party to a civil proceeding  during the
last five years.

                  (f) Mr. Mika is a U.S. citizen.

Item 3.  Source and Amount of Funds or Other Consideration

         The security purchases  aggregating  $1,288,657 were funded by personal
funds.

Item 4.  Purpose of Transaction

         The purpose of the transaction is personal investment.  In addition, on
September 15, 1997,  Mr. Mika was informed by the Company that his request to be
a nominee for  election  as a director  of the Company at the annual  meeting of
stockholders  to be held on October 29, 1997 had been  accepted by the Company's
Board of  Directors.  As a result of Mr. Mika  joining  the Board of  Directors'
slate of nominees,  the Board of Directors of the Company  amended the Company's
Bylaws  to  increase  the  number of  authorized  directors  from  eight to nine
members.  From time to time,  Mr. Mika may consider  the purchase of  additional
shares of the Company's common stock or the sale of any or all of such shares as
circumstances  warrant.  Other than as set forth above,  and except for plans or
proposals  that may be developed or  considered by the Board of Directors of the
Company in the event that Mr. Mika is elected as a  director,  Mr. Mika does not
have any specific  plans or proposals that relate to, or could result in, any of
the matters referred to in paragraphs (a) through (j),  inclusive,  of Item 4 of
Schedule 13D.
<PAGE>
- --------------------------------------------------------------------------------
CUSIP No.  065631 10 3                   13D                  Page 4 of 5 Pages
- --------------------------------------------------------------------------------
Item 5.  Interest in Securities of the Issuer

                  (a) The number of outstanding  shares of the Company's  common
stock is 1,753,475.  Harry E. Mika has acquired  126,300 shares of the Company's
common stock. The 126,300 shares of the Company's common stock represent 7.2% of
the outstanding shares of this issue.

                  (b) Harry E. Mika has sole power to vote and to dispose of the
126,300 shares of the Company's common stock.

                  (c)  Harry  E.  Mika,  from  personal  funds,   purchased  the
following  shares of the Company's  common stock in open market  purchases since
his last Schedule 13D filing:


      Date of                      Number                         Price
     Purchase                    of Shares                      per Share
     --------                    ---------                      ---------

      4/28/97                      3,000                         $12.0625
      5/16/97                      3,300                         $12.5000


                  (d) Not applicable.

                  (e) Not applicable.

Item 6.  Contracts, Arrangements,  Understandings or Relationships with  Respect
         to  Securities of the Issuer

            Not applicable.

Item 7.  Material to Be Filed as Exhibits

            Not applicable.
<PAGE>
- --------------------------------------------------------------------------------
CUSIP No.  065631 10 3                   13D                  Page 5 of 5 Pages
- --------------------------------------------------------------------------------




                                   Signature

         After reasonable  inquiry and to the best of my knowledge and belief, I
certify that the information  set forth in this statement is true,  complete and
correct.



September 16, 1997                                    /s/ Harry E. Mika
                                                      -----------------
                                       Name/Title     Harry E. Mika, 
                                                      individual investor
                                                          


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