UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
MAY 1, 1997
(Date of Report [Date of earliest event reported]:)
FIRST OF AMERICA BANK-MICHIGAN, N.A.
(Exact name of registrant as specified in charter)
As Servicer and Co-Originator of the
First of America Credit Card Master Trust
UNITED STATES
(State or other jurisdiction of incorporation or organization)
NOT APPLICABLE
(Commission File No.)
38-0861745
(I.R.S. Employer Identification No.)
108 EAST MICHIGAN AVENUE
KALAMAZOO, MICHIGAN
(Address of principal executive offices)
49007
(Zip Code)
(616) 376-9000
(Registrant's telephone number, including area code)
NOT APPLICABLE
(Former name, former address and former fiscal year,
if changed since last report.)<PAGE>
Item 2. Acquisition or Disposition of Assets
On May 1, 1997, First of America Bank-Illinois,
N.A. (the "Participating Seller") conveyed (the
"Addition") to First of America Credit Card Master
Trust (the "Trust") all of the receivables (the
"Receivables") in certain additional credit card
accounts (the "Additional Accounts") of the
Participating Seller. The Addition was made
pursuant to Assignment No. 1 of Receivables in
Additional Accounts, dated as May 1, 1997, under
Section 2.08(b) "Permitted Additions" of the
Pooling and Servicing Agreement in respect of
the Trust, dated as of June 1, 1995, among First
of America Bank-Michigan, N.A., as Seller and
Servicer, First of America Bank-Illinois, N.A.,
as Seller, and The Bank of New York, as Trustee.
The principal amount of the Receivables in the
Additional Accounts on May 1, 1997 was
$149,657,322.33
SIGNATURES
Pursuant to the requirements of the Securities Exchange
Act of 1934, the registrant has caused this report to be
signed on behalf of the First of America Credit Card Master
Trust by the undersigned thereunto duly authorized.
FIRST OF AMERICA BANK-MICHIGAN, N.A.
Servicer and Co-Originator of the
First of America Credit Card Master Trust
By: FIRST OF AMERICA BANK CORPORATION
(Authorized Agent)
Dated: May 12, 1997 By: /S/ KEVIN T. THOMPSON
Name: Kevin T. Thompson
Title: Senior Vice President
and Controller<PAGE>
