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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
April 15, 1999
(Date of Report)
NATIONAL CITY CREDIT CARD MASTER TRUST
(Exact name of registrant as specified in charter)
UNITED STATES
(State or other jurisdiction of incorporation)
0-26342
(Commission File No.)
34-0420310
(I.R.S. Employer Identification No.)
NATIONAL CITY CENTER
1900 EAST NINTH STREET
CLEVELAND, OHIO
(Address of principal executive offices)
44114-3484
(Zip Code)
(216) 575-2000
(Registrant's telephone number, including area code)
First of America Credit Card Master Trust
(Former name or former address,
if changed since last report.)
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Item 7. Financial Statements, Pro forma Financial
Information and Exhibits.
Exhibit 7.1 Monthly Certificateholders' Statement dated
April 15, 1999 for Series 1995-1.
SIGNATURES
Pursuant to the requirements of the Securities Exchange
Act of 1934, the registrant has caused this report to be
signed on behalf of the National City Credit Card Master
Trust by the undersigned thereunto duly authorized.
Dated: July 19, 2000 By: /S/ William F. Smith
Name: William F. Smith
Title: Administrative Trustee
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EXHIBIT INDEX
Exhibit 7.1 Monthly Certificateholders' Statement dated
April 15, 1999 for Series 1995-1.