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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
May 15, 2000
(Date of Report [Date of earliest event reported]:)
FIRST OF AMERICA CREDIT CARD MASTER TRUST
(Exact name of registrant as specified in charter)
UNITED STATES
(State or other jurisdiction of incorporation)
NOT APPLICABLE
(Commission File No.)
34-0420310
(I.R.S. Employer Identification No.)
NATIONAL CITY CENTER
1900 EAST NINTH STREET
CLEVELAND, OHIO
(Address of principal executive offices)
44114-3484
(Zip Code)
(216) 575-2000
(Registrant's telephone number, including area code)
(Former name or former address,
if changed since last report.)
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Item 7. Financial Statements, Pro forma Financial
Information and Exhibits.
Exhibit 7.1 Monthly Certificateholders' Statement dated
May 15, 2000 for Series 1995-1.
SIGNATURES
Pursuant to the requirements of the Securities Exchange
Act of 1934, the registrant has caused this report to be
signed on behalf of the First of America Credit Card Master
Trust by the undersigned thereunto duly authorized.
Dated: May 30, 2000 By: /S/ William F. Smith
Name: William F. Smith
Title: Administrative Trustee
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EXHIBIT INDEX
Exhibit 7.1 Monthly Certificateholders' Statement dated
May 15, 2000 for Series 1995-1.
