COMMUNITY FINANCIAL CORP /IL/
DEFA14A, 2000-04-25
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                          SCHEDULE 14A
                         (Rule 14a-101)
            INFORMATION REQUIRED IN PROXY STATEMENT

                    SCHEDULE 14A INFORMATION
   PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES
             EXCHANGE ACT OF 1934 (AMENDMENT NO.    )

Filed by the Registrant [X]
Filed by a Party other than the Registrant [  ]

Check the appropriate box:

[  ]  Preliminary Proxy Statement
[  ]  Definitive Proxy Statement
[X ]  Definitive Additional Materials
[  ]  Soliciting Material Under Rule 14a-12
[  ]  Confidential, for Use of the Commission Only (as permitted
      by Rule 14a-6(e)(2))

                   COMMUNITY FINANCIAL CORP.
- ----------------------------------------------------------------
        (Name of Registrant as Specified in its Charter)

- ----------------------------------------------------------------
 (Name of Person(s) Filing Proxy Statement, if Other Than the
                         Registrant)

Payment of Filing Fee (Check the appropriate box):
[ X ] No fee required.
[   ] Fee computed on table below per Exchange Act
      Rules 14a-6(i)(1) and 0-11.

     1.     Title of each class of securities to which
transaction applies:
________________________________________________________________

     2.     Aggregate number of securities to which transaction
applies:
________________________________________________________________

     3.     Per unit price or other underlying value of
transaction computed pursuant to Exchange Act Rule 0-11 (Set
forth the amount on which the filing fee is calculated and state
how it was determined):
________________________________________________________________

     4.     Proposed maximum aggregate value of transaction:

________________________________________________________________

     5.     Total fee paid:
________________________________________________________________

[  ]  Fee paid previously with preliminary materials:

[  ]  Check box if any part of the fee is offset as provided by
Exchange Act Rule 0-11(a)(2) and identify the filing for which
the offsetting fee was paid previously.  Identify the previous
filing by registration statement number, or the Form or Schedule
and the date of its filing.

     1.     Amount Previously Paid:
            ____________________________________________

     2.     Form, Schedule or Registration Statement No.:
            ____________________________________________

     3.     Filing Party:
            ____________________________________________

     4.     Date Filed:
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                         NEWS RELEASE
                         CONTACT:
                         Wayne H. Benson
                         President and Chief Executive Officer
                         (618) 395-8676
                         --------------------------------------
                         FOR IMMEDIATE RELEASE


               COMMUNITY FINANCIAL CORP.
OBTAINS REGULATORY APPROVAL FOR MERGER OF TWO SUBSIDIARY BANKS


     Olney, Illinois - April 25, 2000...  Community Financial
Corp. (Nasdaq.nms: CFIC), today announced that it has received
regulatory approval for the merger of two of its subsidiary
banks, The Egyptian State Bank, headquartered in Carrier Mills,
Illinois, and Saline County State Bank, headquartered in
Stonefort, Illinois.  The merger is expected to be effective May
8, 2000.

     "This merger is part of our recently adopted Strategic
Plan, and is intended to improve operating efficiencies by
eliminating the expenses associated with maintaining a separate
bank charter for Saline County State Bank," stated Wayne H.
Benson, the President and Chief Executive Officer of Community
Financial.  "We intend to apply to our regulators for authority
to merge additional charters over the next year to further
increase operating efficiencies," said Mr. Benson.

     Community Financial Corp. is the bank holding company for
Community Bank & Trust, N.A., American Bank of Illinois, Saline
County State Bank, Egyptian State Bank, and MidAmerica Bank of
St. Clair County.



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