SOBIESKI BANCORP INC
8-K, 2000-04-26
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549






                                    FORM 8-K


                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


Date of Report (Date of earliest event reported): April 19, 2000



                             SOBIESKI BANCORP, INC.
- --------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)




    Delaware                 0-25518               35-1942803
- --------------------------------------------------------------------------------
(State or other      (Commission File Number)     (IRS Employer
jurisdiction of                                  Identification
incorporation)                                        No.)




2930 West Cleveland Road, South Bend, Indiana            46628
- --------------------------------------------------------------------------------
(Address of principal executive offices)                 (Zip Code)



        Registrant's telephone number, including area code (219) 271-8300



                                       N/A
- --------------------------------------------------------------------------------
(Former name or former address, if changed since last report.)


<PAGE>



Item 4.  Changes in Registrant's Certifying Accountant.

         (a)      On April 19, 2000,  Sobieski  Bancorp,  Inc.  (the  "Company")
                  terminated the  appointment of  PricewaterhouseCoopers  LLP as
                  the Company's  principal  accountants.  The decision to change
                  accountants  was  approved  by  the  audit  committee  of  the
                  Company's Board of Directors.

                  During the  Company's  two most recent fiscal years ended June
                  30, 1999 and any  subsequent  interim period through April 19,
                  2000, there were no disagreements with  PricewaterhouseCoopers
                  LLP on any  matter  of  accounting  principles  or  practices,
                  financial   statement   disclosure,   or  auditing   scope  or
                  procedure,  which  disagreements,  if not  resolved  to  their
                  satisfaction,  would have caused them to make reference to the
                  subject matter of the  disagreements  in connection with their
                  report.

                  The  audit  report  of   PricewaterhouseCoopers   LLP  on  the
                  Company's  consolidated financial statements as of and for the
                  years ended June 30, 1999 and 1998, did not contain an adverse
                  opinion or disclaimer of opinion,  nor were they  qualified or
                  modified  as  to  uncertainty,   audit  scope,  or  accounting
                  principles.

                  The Company requested that  PricewaterhouseCoopers LLP furnish
                  the Company with a letter, as promptly as possible,  addressed
                  to the Securities  and Exchange  Commission,  stating  whether
                  they  agree  with the  statements  in this Item 4, and if not,
                  stating the  respects in which they do not agree.  This letter
                  is filed as Exhibit 16 to this Current Report.

         (b)      On April 19,  2000,  the  Company  engaged  Crowe,  Chizek and
                  Company LLP as the Company's principal accountants.

Item 7.  Financial Statements and Exhibits

         (c)      Letter of PricewaterhouseCoopers LLP dated April 26, 2000.



                                        2

<PAGE>



                                   SIGNATURES


     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                        SOBIESKI BANCORP, INC.



Date: April 26, 2000                    By: /s/ Thomas F. Gruber
                                            -----------------------------
                                            Thomas F. Gruber
                                            President and Chief Executive
                                             Officer



                                        3

<PAGE>



Exhibit Number      Description
- --------------      -----------

     16             Letter of PricewaterhouseCoopers LLP dated
                     April 26, 2000




                                        4

<PAGE>


                                                                      Exhibit 16


                     [PricewaterhouseCoopers LLP Letterhead]




April 26, 2000

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

Commissioners:

We have read the statements  made by Sobieski  Bancorp,  Inc.  (copy  attached),
which we  understand  will be filed with the  Commission,  pursuant to Item 4 of
Form 8-K, as part of the  Company's  Form 8-K report  dated April 19,  2000.  We
agree with the statements concerning our Firm in such Form 8-K.

Very truly yours,

/s/ PricewaterhouseCoopers LLP

PricewaterhouseCoopers LLP


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