<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FROM FORM 10-K AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FORM 10-K.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> SEP-30-2000
<CASH> 5,464,000
<INT-BEARING-DEPOSITS> 840,000
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 23,301,000
<INVESTMENTS-MARKET> 22,911,000
<LOANS> 284,777,000
<ALLOWANCE> 2,119,000
<TOTAL-ASSETS> 308,864,000
<DEPOSITS> 149,185,000
<SHORT-TERM> 112,836,000
<LIABILITIES-OTHER> 6,457,000
<LONG-TERM> 0
0
0
<COMMON> 30,000
<OTHER-SE> 40,356,000
<TOTAL-LIABILITIES-AND-EQUITY> 308,864,000
<INTEREST-LOAN> 19,616,000
<INTEREST-INVEST> 1,383,000
<INTEREST-OTHER> 424,000
<INTEREST-TOTAL> 21,423,000
<INTEREST-DEPOSIT> 7,582,000
<INTEREST-EXPENSE> 13,225,000
<INTEREST-INCOME-NET> 8,198,000
<LOAN-LOSSES> 523,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 5,194,000
<INCOME-PRETAX> 3,135,000
<INCOME-PRE-EXTRAORDINARY> 3,135,000
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,101,000
<EPS-BASIC> 1.12
<EPS-DILUTED> 1.12
<YIELD-ACTUAL> 8.14
<LOANS-NON> 2,062,000
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 10,454,000
<ALLOWANCE-OPEN> 1,602,000
<CHARGE-OFFS> 6,000
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 2,119,000
<ALLOWANCE-DOMESTIC> 2,119,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>