<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information from Form 10-Q and is
qualified in its entirety by reference to such Form 10-Q.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> JUN-30-2000
<CASH> 5,353,000
<INT-BEARING-DEPOSITS> 900,000
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 23,382,000
<INVESTMENTS-MARKET> 22,692,000
<LOANS> 278,316,000
<ALLOWANCE> 1,948,000
<TOTAL-ASSETS> 299,235,000
<DEPOSITS> 147,673,000
<SHORT-TERM> 106,154,000
<LIABILITIES-OTHER> 5,574,000
<LONG-TERM> 0
0
0
<COMMON> 30,000
<OTHER-SE> 39,804,000
<TOTAL-LIABILITIES-AND-EQUITY> 299,235,000
<INTEREST-LOAN> 14,309,000
<INTEREST-INVEST> 1,010,000
<INTEREST-OTHER> 301,000
<INTEREST-TOTAL> 15,620,000
<INTEREST-DEPOSIT> 5,545,000
<INTEREST-EXPENSE> 9,507,000
<INTEREST-INCOME-NET> 6,113,000
<LOAN-LOSSES> 352,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,652,000
<INCOME-PRETAX> 2,579,000
<INCOME-PRE-EXTRAORDINARY> 2,579,000
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,716,000
<EPS-BASIC> 0.90
<EPS-DILUTED> 0.90
<YIELD-ACTUAL> 8.08
<LOANS-NON> 127,000
<LOANS-PAST> 200,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 11,668,000
<ALLOWANCE-OPEN> 1,602,000
<CHARGE-OFFS> 6,000
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 1,948,000
<ALLOWANCE-DOMESTIC> 1,948,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>