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Previous: JAMES RIVER BANKSHARES INC, 10-Q, 2000-08-11 |
Next: SMITH GARDNER & ASSOCIATES INC, 10-Q, 2000-08-11 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 13,246
<INT-BEARING-DEPOSITS> 3,324
<FED-FUNDS-SOLD> 1,150
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 100,394
<INVESTMENTS-CARRYING> 12,952
<INVESTMENTS-MARKET> 12,711
<LOANS> 345,194
<ALLOWANCE> 4,951
<TOTAL-ASSETS> 494,502
<DEPOSITS> 407,882
<SHORT-TERM> 22,465
<LIABILITIES-OTHER> 3,964
<LONG-TERM> 8,000
0
0
<COMMON> 23,022
<OTHER-SE> 29,169
<TOTAL-LIABILITIES-AND-EQUITY> 494,502
<INTEREST-LOAN> 15,011
<INTEREST-INVEST> 3,481
<INTEREST-OTHER> 114
<INTEREST-TOTAL> 18,606
<INTEREST-DEPOSIT> 7,062
<INTEREST-EXPENSE> 7,572
<INTEREST-INCOME-NET> 11,034
<LOAN-LOSSES> 288
<SECURITIES-GAINS> 2
<EXPENSE-OTHER> 8,375
<INCOME-PRETAX> 2,916
<INCOME-PRE-EXTRAORDINARY> 2,916
<EXTRAORDINARY> (192)
<CHANGES> 0
<NET-INCOME> 2,724
<EPS-BASIC> 0.59
<EPS-DILUTED> 0.59
<YIELD-ACTUAL> 10.57
<LOANS-NON> 582
<LOANS-PAST> 5,431
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,788
<CHARGE-OFFS> 228
<RECOVERIES> 103
<ALLOWANCE-CLOSE> 4,951
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 4,951
</TABLE>
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