BOOTH DAVID G
SC 13G/A, 1998-02-11
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                                 UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                 SCHEDULE 13G


                   Under the Securities Exchange Act of 1934
                               (Amendment No. 1)*




                       Southern Financial Bancorp., Inc.
                   -----------------------------------------                   
                               (Name of Issuer)

                         Common Stock, $0.01 par value
                   -----------------------------------------
                         (Title of Class of Securities)

                                    84287110
                   -----------------------------------------
                               (CUSIP Number)





         Check the following box if a fee is being paid with this statement [ ].
         (A fee is not required only if the filing person: (1) has a previous
         statement on file reporting beneficial ownership of more than five
         percent of the class of securities described in Item 1; and (2) has
         filed  no amendment subsequent thereto reporting beneficial ownership
         of five percent or less of such class.)  (See Rule 13d-7.)

         *The remainder of this cover page shall be filled out for a reporting
         person's initial filing on this form with respect to the subject class
         of securities, and for any subsequent amendment containing information
         which would alter the disclosures provided in a prior cover page.

         The information required in the remainder of this cover page shall not
         be deemed to be "filed" for the purpose of Section 18 of the
         Securities Exchange Act of 1934 ("Act") or otherwise subject to the
         liabilities of that section of the Act but shall be subject to all
         other provisions of the Act (however, see the Notes).



                               Page 1 of 7 Pages

                         Index to Exhibits is on Page 6


SEC 1745 (2-95)                 Page 1 of 8 pages
<PAGE>   2


CUSIP NO. 84287110                  13G                   PAGE  2  OF 7  PAGES


1    NAME OF REPORTING PERSON
     S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
  
       Jane Marvel Garnett
       ###-##-####


2    CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* 
                                                       
                                                         (a) [  X   ]
                                                         (b) [      ]
  
  
3    SEC USE ONLY
  
  
  
  
4    CITIZENSHIP OR PLACE OF ORGANIZATION
  
     United States

  
                    5    SOLE VOTING POWER
                        
                           94,607
                             
                        
                        
   NUMBER OF        6    SHARED VOTING POWER
    SHARES              
 BENEFICIALLY                
   OWNED BY             
     EACH               
   REPORTING        7    SOLE DISPOSITIVE POWER
    PERSON              
     WITH                  94,607

                        

                    8    SHARED DISPOSITIVE POWER
                        

                        
  
9    AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

       94,607

  
  
10   CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES *
  
       The aggregate amount in Row (9) excludes 1,028 shares owned by
       Jane Marvel Garnett's husband.
  
  
11   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
  
       5.83%
  
  
12   TYPE OF REPORTING PERSON*
  
       IN



                      *SEE INSTRUCTION BEFORE FILLING OUT!


                               Page 2 of 8 pages

<PAGE>   3


CUSIP NO. 84287110                  13G                   PAGE  3  OF 7  PAGES


1    NAME OF REPORTING PERSON
     S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
  
       DAVID G. BOOTH
       ###-##-####


2    CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* 
                                                       
                                                         (a) [  X   ]
                                                         (b) [      ]
  
  
3    SEC USE ONLY
  
  
  
  
4    CITIZENSHIP OR PLACE OF ORGANIZATION
  
       United States

  
                    5    SOLE VOTING POWER
                        
                           1,028
                             
                        
                        
   NUMBER OF        6    SHARED VOTING POWER
    SHARES              
 BENEFICIALLY                
   OWNED BY             
     EACH               
   REPORTING        7    SOLE DISPOSITIVE POWER
    PERSON              
     WITH                  1,028 

                        

                    8    SHARED DISPOSITIVE POWER
                        

                        
  
9    AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

       1,028 

  
  
10   CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES *
  
       THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES 94,607 SHARES OWNED BY
       DAVID G. BOOTH'S WIFE.
  
  
11   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
  
       .06%
  
  
12   TYPE OF REPORTING PERSON*
  
       IN



                      *SEE INSTRUCTION BEFORE FILLING OUT!


                               Page 2 of 8 pages

<PAGE>   4
                                                             Page 4 of 7 Pages


Item 1.

          The issuer to which this statement relates is Southern Financial
Bancorp., Inc. (the "Issuer"), whose principal executive offices are located at
37 E. Main Street, Warrenton, Virginia 22186.

Item 2.

          The persons filing this statement are Jane Marvel Garnett and
David G. Booth (the "Reporting Persons"). The  Reporting Persons are citizens
of the United States. Jane Marvel Garnett resides at 15 Garden Place, Brooklyn,
New York 11201. David G. Booth's principal business address is East Ferry
Investors, Inc., 15 Garden Place, Brooklyn, New York 11201. The class of equity
securities to which this statement relates is the Common Stock, $0.01 par value
("Common Stock"), of the Issuer. The cusip number of the Common Stock of the
Issuer owned by the Reporting Persons is 84287110.

Item 3.

          Not applicable.

Item 4.   Ownership

          See pages 2 and 3 of this Schedule 13G.

Item 5.   Ownership of Five Percent or Less of a Class

          Not applicable.

Item 6.   Ownership of More than Five Percent on Behalf of Another Person

          Not applicable.

Item 7.   Identification and Classification of the Subsidiary Which Acquired
          the Security Being Reported on By the Parent Holding Company

          Not applicable.

Item 8.   Identification and Classification of Members of the Group

          The members of the group filing this Schedule are Jane Marvel Garnett
          and David G. Booth. Ms. Garnett and Mr. Booth are married to each
          other.


<PAGE>   5
                                                               Page 5 of 7 Pages


Item 9.   Notice of Dissolution of Group

          Not applicable.

Item 10.  Certification
          
          Not applicable.


                                   SIGNATURES

          After reasonable inquiry and to the best of our knowledge and belief,
we certify that the information set forth in this statement is true, complete
and correct.

Dated: February 1, 1998



                                        By: /s/ Jane Marvel Garnett
                                            ------------------------------
                                             Jane Marvel Garnett


                                        By: /s/ David G. Booth
                                            ------------------------------
                                             David G. Booth  
<PAGE>   6
                                                               Page 6 of 7 Pages


                               Index to Exhibits

Exhibit                                                        Page No.
- -------                                                        --------

Exhibit A -- Joint Filing Agreement, dated February 1, 1998.

<PAGE>   1
                                                               Page 7 of 7 Pages


                                   EXHIBIT A

                             JOINT FILING AGREEMENT

          Jane Marvel Garnett and David G. Booth each hereby agree that the
Schedule 13G filed herewith and any amendments thereto relating to the
acquisition of shares of Common Stock of Southern Financial Bancorp., Inc. is 
filed jointly on behalf of each such person.


Dated: February 1, 1998


                                             /s/ Jane Marvel Garnett
                                             -----------------------------
                                              Jane Marvel Garnett


                                             /s/ David G. Booth
                                             -----------------------------
                                              David G. Booth


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