SECURITY EQUITY LIFE INSURANCE CO SEPARATE ACCOUNT 13
24F-2NT, 1996-03-05
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Form 24F-2
Annual Notice of Securities Sold Pursuant to Rule 24F-2
December 31, 1995

1.  Name and address of issuer:
       Security Equity Life Insurance Co Separate Account 13
       84 Business Park Dr.
       Armonk, NY  10504

2.  Name of each series or class of funds for which this notice is
filed:

       General American Capital Compay Money Market Fund
       Fidelity Growth Fund
       Wells Fargo Asset Allocation Fund

3.  Investment Company Act File Number:
       811-8938
     Securities Act File Number
       33-88524
4.  Last day of fiscal year for which this notice is filed:
       12/31/95

5.  Is notice being filed more than 180 days after the close of the
issuer's fiscal year for purposes of reporting securities sold after
the close of the fiscal year but before termination of the issuer's
24f-2 declaration:
       N/A

6.  Date of termination of issuer's declaration under rule 24f-
2(a)(1), if applicable (see Instruction A.6):
       N/A

7.  Number and amount of securities of the same class or series which
had been registered under the Securities Act of 1933 other than
pursuant to rule 24f-2 in a prior year, but which remained unsold at
the beginning of the fiscal year:
       0 units - $0

8.  Number and amount of securities registered during the fiscal year
other than pursuant to rule 24f-2:
       0 units - $0

9.  Number and aggregate sale price of securities sold during the
fiscal year:
       544738 units - $8885671

10.  Number and aggregate sale price of securities sold during the
fiscal year in reliance upon registration pursuant to rule 24f-2:
       544738 units - $8885671

11.  Number and aggregate sale price of securities issued during the
fiscal year in connection with dividend reinvestment plans, if
applicable (see Instruction B.7):
       20 units - $224

12.  Calculation of registration fees:
       (i)  Aggregate sale price of securities sold during fiscal year
in reliance on rule 24f-2 (from Item 10):
              $8893915
       (ii)  Aggregate price of shares issued in connection with
dividend reinvestment plans (from Item 11,   if applicable):
                $224
      (iii)  Aggregate price of shares redeemed or repurchased during
the fiscal year (if applicable):
              $8244
      (iv)  Aggregate price of shares redeemed or repurchased and
previously applied as a reduction to filing         fees pursuant to
rule 24e-2 (if applicable):
              $0
      (v)  Net aggregate price of securities sold and issued during
the fiscal year in reliance on rule 24f-2    [line (i), plus line
(ii), less line (iii), plus line (iv)] (if applicable):
              $8885895
      (vi)  Multiplier prescribed by Section 6(b) of the Securities
Act of 1933 or other applicable law or       regulation (see
Instruction C.6):
              .00034482758
      (vii)  Fee due [line (i) or line (v) multiplied by line (vi)]:
              $3064.10
13.  Date of wire transfer of filing fees to the Commission
Depository:
              02/29/96





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