<PAGE>
EXHIBIT 13
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Pacific Odyssey Variable Annuity - Separate Account A
Schedule for Computation of Performance Quotations
Average Initial Premium = $80,000.
--------------------------------------------------------------------------------
From Inception of Separate Account
<TABLE>
<CAPTION>
Aggressive Emerging Small Cap Multi- Equity Mid Cap
Equity Markets Equity Equity Strategy Income Growth LT Value
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Start Date 4/17/96 4/17/96 10/1/99 1/2/96 1/2/96 1/2/96 1/2/96 1/4/99
Beginning AUV 9.913069 10.106892 53.743277 16.696888 22.342733 24.66244 15.377648 10
End Date 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99
Ending AUV 15.898005 10.529222 68.950068 44.760986 37.224541 51.895877 62.00575 10.479153
Days 1,353 1,353 91 1,459 1,459 1,459 1,459 361
Annual Fee ($0) $ - $ - $ - $ - $ - $ - $ - $ -
CDSC $ - $ - $ - $ - $ - $ - $ - $ -
Ending ERV $ 1,603.74 $ 1,041.79 $ 1,282.95 $ 2,680.80 $ 1,666.07 $ 2,104.25 $ 4,032.20 $ 1,047.92
AATR W/Drawal 13.59% 1.11% 28.30% 27.98% 13.62% 20.46% 41.74% 4.79%
AATR Account 13.59% 1.11% 28.30% 27.98% 13.62% 20.46% 41.74% 4.79%
<CAPTION>
Inter- Small High Large
national Equity Cap Government Managed Money Yield Cap
Value Index Index REIT Securities Bond Market Bond Value
Start Date 1/2/96 1/2/96 1/4/99 1/4/99 1/2/96 1/2/96 1/2/96 1/2/96 1/4/99
Beginning AUV 17.913783 19.980352 10 10 20.026181 20.897029 14.756707 22.870864 10
End Date 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99
Ending AUV 30.007287 49.152092 11.887927 9.958585 23.77315 25.229268 17.741172 28.869948 11.100965
Days 1,459 1,459 361 361 1,459 1,459 1,459 1,459 361
Annual Fee ($0) $ - $ - $ - $ - $ - $ - $ - $ - $ -
CDSC $ - $ - $ - $ - $ - $ - $ - $ - $ -
Ending ERV $ 1,675.09 $ 2,460.02 $ 1,188.79 $ 995.86 $ 1,187.10 $ 1,207.31 $ 1,202.24 $ 1,262.30 $ 1,110.10
AATR W/Drawal 13.78% 25.26% 18.88% -0.41% 4.38% 4.83% 4.72% 6.00% 11.01%
AATR Account 13.78% 25.26% 18.88% -0.41% 4.38% 4.83% 4.72% 6.00% 11.01%
</TABLE>
Dollar Values are per $1000 of initial premium
Average Annual Total Return (AATR) of Surrender Value =
[(ERV/$1000) to the power of (365/# days)]-1
<PAGE>
-------------------------------------------------------------------------------
Pacific Odyssey Variable Annuity - Separate Account A
Schedule for Computation of Performance Quotations
Average Initial Premium = $80,000.
--------------------------------------------------------------------------------
From Inception of Fund
<TABLE>
<CAPTION>
Aggressive Emerging Small Cap Equity Mid Cap
Equity Markets Equity Equity Multi-Strat Income Growth LT Value
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Start Date 4/1/96 4/1/96 1/4/88 1/1/84 1/4/88 1/4/88 1/4/94 1/4/99
Beginning AUV 10 10 10 10 10 10 10.000343 10
End Date 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99
Ending AUV 15.898005 10.529222 68.950068 44.760986 37.224541 51.895877 62.00575 10.479153
Days 1,369 1,369 4,379 5,843 4,379 4,379 2,187 361
Annual Fee ($0 $ - $ - $ - $ - $ - $ - $ - $ -
CDSC $ - $ - $ - $ - $ - $ - $ - $ -
Ending ERV $ 1,589.80 $ 1,052.92 $ 6,895.01 $ 4,476.10 $ 3,722.45 $ 5,189.59 $ 6,200.36 $ 1,047.92
AATR W/Drawal 13.16% 1.38% 17.46% 9.81% 11.58% 14.71% 35.60% 4.79%
AATR Account 13.16% 1.38% 17.46% 9.81% 11.58% 14.71% 35.60% 4.79%
<CAPTION>
International Equity Small Cap Government Managed Money High Yield Large Cap
Value Index Index REIT Securities Bond Market Bond Value
Start Date 1/4/88 1/30/91 1/4/99 1/4/99 1/4/88 1/4/88 1/4/88 1/4/88 1/4/99
Beginning AUV 10 10 10 10 10 10 10 10 10
End Date 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99
Ending AUV 30.007287 49.152092 11.887927 9.958585 23.77315 25.229268 17.741172 28.869948 11.100965
Days 4,379 3,257 361 361 4,379 4,379 4,379 4,379 361
Annual Fee ($0) $ - $ - $ - $ - $ - $ - $ - $ - $ -
CDSC $ - $ - $ - $ - $ - $ - $ - $ - $ -
Ending ERV $ 3,000.73 $ 4,915.21 $ 1,188.79 $ 995.86 $ 2,377.32 $ 2,522.93 $ 1,774.12 $ 2,886.99 $ 1,110.10
AATR W/Drawal 9.59% 19.54% 18.88% -0.41% 7.48% 8.02% 4.89% 9.24% 11.01%
AATR Account 9.59% 19.54% 18.88% -0.41% 7.48% 8.02% 4.89% 9.24% 11.01%
</TABLE>
Dollar Values are per $1000 of initial premium
Average Annual Total Return (AATR) of Surrender Value =
[(ERV/$1000) to the power of (365/# days)]-1
<PAGE>
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Pacific Odyssey Variable Annuity - Separate Account A
Schedule for Computation of Performance Quotations
Average Initial Premium = $80,000.
-------------------------------------------------------------------------------
Last 10 Years ending 12/31/99
<TABLE>
<CAPTION>
Small
Aggressive Emerging Cap Multi- Equity Mid Cap
Equity Markets Equity Equity Strategy Income Growth LT Value
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Start Date #N/A #N/A 12/29/89 12/29/89 12/29/89 12/29/89 #N/A #N/A
Beginning AUV 15.43868 12.297261 13.081704 13.87666
End Date 12/31/99 12/31/99 12/31/99 12/31/99
Ending AUV 68.950068 44.760986 37.224541 51.895877
Annual Fee ($0) $ - $ - $ - $ -
CDSC $ - $ - $ - $ -
Ending ERV 4,466.06 3,639.92 2,845.54 3,739.80
AATR W/Drawal 34.89% 29.48% 23.26% 30.19%
AATR Account 34.89% 29.48% 23.26% 30.19%
<CAPTION>
Inter- Small High Large
national Equity Cap Government Managed Money Yield Cap
Value Index Index REIT Securities Bond Market Bond Value
Start Date 12/29/89 #N/A #N/A #N/A 12/29/89 12/29/89 12/29/89 12/29/89 #N/A
Beginning AUV 14.102704 12.11075 12.190461 11.416667 11.186184
End Date 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99
Ending AUV 30.007287 23.77315 25.229268 17.741172 28.869948
Annual Fee ($0) $ - $ - $ - $ - $ -
CDSC $ - $ - $ - $ - $ -
Ending ERV 2,127.77 1,962.98 2,069.59 1,553.97 2,580.86
AATR W/Drawal 16.30% 14.44% 15.66% 9.22% 20.88%
AATR Account 16.30% 14.44% 15.66% 9.22% 20.88%
</TABLE>
Dollar Values are per $1000 of initial premium
Average Annual Total Return (AATR) of Surrender Value =
[(ERV/$1000) to the power of (1/10)]-1
<PAGE>
-------------------------------------------------------------------------------
Pacific Odyssey Variable Annuity - Separate Account A
Schedule for Computation of Performance Quotations
Average Initial Premium = $80,000.
-------------------------------------------------------------------------------
Last 5 Years ending 12/31/99
<TABLE>
<CAPTION>
Aggressive Emerging Small Cap Mid-Cap
Equity Markets Equity Equity Multi-Strategy Equity Income Growth LT Value
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Start Date #N/A #N/A 12/30/94 12/30/94 12/30/94 12/30/94 12/30/94 #N/A
Beginning AUV 22.924068 13.59234 17.801575 18.614713 11.28045
End Date 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99
Ending AUV 68.950068 44.760986 37.224541 51.895877 62.00575
Annual Fee ($0) $ - $ - $ - $ - $ -
CDSC $ - $ - $ - $ - $ -
Ending ERV 3,007.76 3,293.10 2,091.08 2,787.90 5,496.74
AATR W/Drawal 24.64% 26.92% 15.90% 22.76% 40.61%
AATR Account 24.64% 26.92% 15.90% 22.76% 40.61%
<CAPTION>
International Small Cap Government Managed Money High Yield Large Cap
Value Equity Index Index REIT Securities Bond Market Bond Value
Start Date 12/30/94 12/30/94 #N/A #N/A 12/30/94 12/30/94 12/30/94 12/30/94 #N/A
Beginning AUV 16.028958 14.532879 16.911363 17.614878 14.030051 19.290601
End Date 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99
Ending AUV 30.007287 49.152092 23.77315 25.229268 17.741172 28.869948
Annual Fee ($0) $ - $ - $ - $ - $ - $ -
CDSC $ - $ - $ - $ - $ - $ -
Ending ERV 1,872.07 3,382.13 1,405.75 1,432.27 1,264.51 1,496.58
AATR W/Drawal 13.36% 27.60% 7.05% 7.45% 4.81% 8.40%
AATR Account 13.36% 27.60% 7.05% 7.45% 4.81% 8.40%
</TABLE>
Dollar Values are per $1000 of initial premium
Average Annual Total Return (AATR) of Surrender Value =
[(ERV/$1000) to the power of (1/5)]-1
<PAGE>
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Pacific Odyssey Variable Annuity - Separate Account A
Schedule for Computation of Performance Quotations
Average Initial Premium = $80,000.
-------------------------------------------------------------------------------
Last 3 Years ending 12/31/99
<TABLE>
<CAPTION>
Aggressive Emerging Small Cap Multi- Equity Mid Cap
Equity Markets Equity Equity Strategy Income Growth LT Value
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Start Date 12/31/96 12/31/96 12/31/96 12/31/96 12/31/96 12/31/96 12/31/96 #N/A
Beginning AUV 10.752587 9.646444 35.348554 21.237261 24.896274 29.036285 18.037652
End Date 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99
Ending AUV 15.898005 10.529222 68.950068 44.760986 37.224541 51.895877 62.00575
Annual Fee ($0) $ - $ - $ - $ - $ - $ - $ -
CDSC $ - $ - $ - $ - $ - $ - $ -
Ending ERV 1,478.53 1,091.51 1,950.58 2,107.66 1,495.19 1,787.28 3,437.57
AATR W/Drawal 13.92% 2.96% 24.95% 28.21% 14.35% 21.36% 50.92%
AATR Account 13.92% 2.96% 24.95% 28.21% 14.35% 21.36% 50.92%
<CAPTION>
Inter-
national Equity Small Cap Government Managed Money High Yield Large Cap
Value Index Index REIT Securities Bond Market Bond Value
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Start Date 12/31/96 12/31/96 #N/A #N/A 12/31/96 12/31/96 12/31/96 12/31/96 #N/A
Beginning AUV 21.428113 24.153153 20.517889 21.685784 15.434817 25.320858
End Date 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99
Ending AUV 30.007287 49.152092 23.77315 25.229268 17.741172 28.869948
Annual Fee ($0) $ - $ - $ - $ - $ - $ -
CDSC $ - $ - $ - $ - $ - $ -
Ending ERV 1,400.37 2,035.02 1,158.65 1,163.40 1,149.43 1,140.16
AATR W/Drawal 11.88% 26.72% 5.03% 5.17% 4.75% 4.47%
AATR Account 11.88% 26.72% 5.03% 5.17% 4.75% 4.47%
</TABLE>
Dollar Values are per $1000 of initial premium
Average Annual Total Return (AATR) of Surrender Value =
[(ERV/$1000) to the power of (1/3)]-1
<PAGE>
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Pacific Odyssey Variable Annuity - Separate Account A
Schedule for Computation of Performance Quotations
Average Initial Premium = $80,000.
------------------------------------------------------------------------------
Last Year Ending 12/31/99
<TABLE>
<CAPTION>
Aggressive Emerging Small Cap Multi- Equity
Equity Emerg Mkts Equity Equity Strategy Income Growth LT
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Start Date 12/31/98 12/31/98 12/31/98 12/31/98 12/31/98 12/31/98 12/31/98
Beginning AUV 12.533613 6.884372 46.916951 32.438226 34.914208 46.002286 31.428591
End Date 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99
Ending AUV 15.898005 10.529222 68.950068 44.760986 37.224541 51.895877 62.00575
Annual Fee ($0) $ - $ - $ - $ - $ - $ - $ -
CDSC $ - $ - $ - $ - $ - $ - $ -
Ending ERV 1,268.43 1,529.44 1,469.62 1,379.88 1,066.17 1,128.12 1,972.91
AATR W/Drawal 26.84% 52.94% 46.96% 37.99% 6.62% 12.81% 97.29%
AATR Account 26.84% 52.94% 46.96% 37.99% 6.62% 12.81% 97.29%
<CAPTION>
Mid Cap Intern'l Equity Small Cap Government
Value Value Index Index REIT Securities Mgd Bond Money Mkt
Start Date #N/A 12/31/98 12/31/98 #N/A #N/A 12/31/98 12/31/98 12/31/98
Beginning AUV 24.530279 40.921628 24.343399 25.82419 16.974526
End Date 12/31/99 12/31/99 12/31/99 12/31/99 12/31/99
Ending AUV 30.007287 49.152092 23.77315 25.229268 17.741172
Annual Fee ($0) $ - $ - $ - $ - $ -
CDSC $ - $ - $ - $ - $ -
Ending ERV 1,223.28 1,201.13 976.57 976.96 1,045.16
AATR W/Drawal 22.33% 20.11% -2.34% -2.30% 4.52%
AATR Account 22.33% 20.11% -2.34% -2.30% 4.52%
<CAPTION>
High Yield Large
Bond Cap Value
Start Date 12/31/98 #N/A
Beginning AUV 28.167762
End Date 12/31/99
Ending AUV 28.869948
Annual Fee ($0) $ -
CDSC $ -
Ending ERV 1,024.93
AATR W/Drawal 2.49%
AATR Account 2.49%
</TABLE>
Dollar Values are per $1000 of initial premium
Average Annual Total Return (AATR) of Surrender Value = [ERV/$1000]-1
