<PAGE>
As filed with the Securities and Exchange Commission on December 7, 2000
Registration Nos.
811-08946
333-60833
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM N-4
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
Pre-Effective Amendment No. [_]
Post-Effective Amendment No. 8 [X]
and/or
REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940
Amendment No. 31 [X]
(Check appropriate box or boxes)
SEPARATE ACCOUNT A
(Exact Name of Registrant)
PACIFIC LIFE INSURANCE COMPANY
(Name of Depositor)
700 Newport Center Drive
Newport Beach, California 92660
(Address of Depositor's Principal Executive Offices) (Zip Code)
Depositor's Telephone Number, including Area Code: (949) 219-3743
Diane N. Ledger
Vice President
Pacific Life Insurance Company
700 Newport Center Drive
Newport Beach, California 92660
(Name and Address of Agent for Service)
Copies of all communications to:
Diane N. Ledger Jane A. Kanter, Esq.
Pacific Life Insurance Company Dechert, Price & Rhoads
P. O. Box 9000 1775 Eye Street, N.W.
Newport Beach, CA 92658-9030 Washington, D.C. 20006-2401
Approximate Date of Proposed Public Offering____________________________________
It is proposed that this filing will become effective (check appropriate box)
[_] immediately upon filing pursuant to paragraph (b) of Rule 485
[X] on January 2, 2001 pursuant to paragraph (b) of Rule 485
[_] 60 days after filing pursuant to paragraph (a)(1) of Rule 485
[_] on (date) pursuant to paragraph (a)(1) of Rule 485
If appropriate, check the following box:
[_] this post-effective amendment designates a new effective date for a
previously filed post-effective amendment.
Title of Securities being registered: interests in the Separate Account under
Pacific Value individual flexible premium deferred variable annuity contracts.
Filing Fee: None
<PAGE>
PROSPECTUS
(Included in Post-Effective Amendment No. 5 to the Registrant's Registration
Statement on Form N-4, Accession No. 0001017062-00-000954, filed on April 21,
2000, and incorporated by reference herein.)
<PAGE>
STATEMENT OF ADDITIONAL INFORMATION
(Included in Registrant's Form 497, File No. 333-60833, Accession No.
0001017062-00-002109, filed on October 2, 2000, and incorporated by reference
herein.)
<PAGE>
Supplement Dated January 2, 2001 to Prospectus Dated May 1, 2000
for Pacific Value, a variable annuity contract
issued by Pacific Life Insurance Company
This supplement changes the Prospectus to reflect the
following, and restates information contained in a
supplement dated October 2, 2000:
---------------------------------------------------------
Eleven new Variable The following new Variable Investment Options are added
Investment Options to the list on page 1 of the Prospectus.
are available
.Blue Chip .Strategic Value
.Aggressive Growth .Focused 30
.Financial Services .Capital Opportunities
.Health Sciences .Mid-Cap Growth
.Technology .Global Growth
.Telecommunications
---------------------------------------------------------
The Bond and Income The Bond and Income Variable Account terminated on
Investment Option September 22, 2000.
is no longer
available All references to the Bond and Income Investment
Option, Portfolio, Subaccount or Variable Account in
the Prospectus are removed.
Unless you instruct us otherwise, to the extent any
outstanding instruction you have on file with us
designates the Bond and Income Subaccount, the
instruction will be deemed an instruction for the
Managed Bond Subaccount. Instructions include, but are
not limited to, instructions for Purchase Payment
allocations, any transfer or exchange instructions,
including instructions under the Portfolio Rebalancing,
Dollar Cost Averaging, and Sweep Programs, and Partial
Withdrawal instructions.
---------------------------------------------------------
The new eleven The new eleven Variable Accounts invest in their
Variable Accounts corresponding Portfolios of the Fund. References to the
are added as 22 Variable Investment Options throughout the
Variable Investment Prospectus are changed to refer to 31 Variable
Options Investment Options or Subaccounts.
---------------------------------------------------------
The International Lazard Asset Management is the portfolio manager of the
Value Portfolio has International Value Portfolio.
a new portfolio
manager
---------------------------------------------------------
A portfolio manager Mercury Asset Management US has changed its name to
has changed its Mercury Advisors.
name
<PAGE>
---------------------------------------------------------
AN OVERVIEW OF The following replaces the Other Expenses section on
PACIFIC VALUE- Fees page 7 of the Prospectus:
and Expenses Paid
by the Pacific Other expenses
Select Fund: Other
Expenses is The table also shows the advisory fee and Fund expenses
replaced as an annual percentage of each Portfolio's average
daily net assets for the year 2000, adjusted to reflect
reduced custody fees. To help limit Fund expenses,
effective July 1, 2000 we contractually agreed to waive
all or part of our investment advisory fees or
otherwise reimburse each Portfolio for operating
expenses (including organizational expenses, but not
including advisory fees, additional costs associated
with foreign investing and extraordinary expenses) that
exceed an annual rate of 0.10% of its average daily net
assets. Such waiver or reimbursement is subject to
repayment to us to the extent such expenses fall below
the 0.10% expense cap. For each Portfolio, our right to
repayment is limited to amounts waived and/or
reimbursed that exceed the new 0.10% expense cap and,
except for Portfolios that started on or after October
2, 2000, that do not exceed the previously established
0.25% expense cap. Any amounts repaid to us will have
the effect of increasing such expenses of the
Portfolio, but not above the 0.10% expense cap. There
is no guarantee that we will continue to cap expenses
after December 31, 2001. In 2000, Pacific Life
reimbursed approximately $19,662 to the I-Net
Tollkeeper Portfolio, $12,631 to the Strategic Value
Portfolio, $4,849 to the Focused 30 Portfolio and
$15,042 to the Small-Cap Index Portfolio.
<TABLE>
<CAPTION>
---------------------------------------------------------------------------
Less
Advisory Other Total adviser's Total net
Portfolio fee expenses expenses+ reimbursement expenses
---------------------------------------------------------------------------
As an annual % of average daily net assets
<S> <C> <C> <C> <C> <C>
Blue Chip/1/ 0.95 0.06 1.01 -- 1.01
Aggressive Growth/1/ 1.00 0.06 1.06 -- 1.06
Aggressive Equity 0.80 0.04 0.84 -- 0.84
Emerging Markets/2/ 1.10 0.20 1.30 -- 1.30
Diversified Research 0.90 0.09 0.99 -- 0.99
Small-Cap Equity/2/ 0.65 0.05 0.70 -- 0.70
International
Large-Cap/2/ 1.05 0.14 1.19 -- 1.19
Equity 0.65 0.04 0.69 -- 0.69
I-Net Tollkeeper/2/ 1.50 0.13 1.63 (0.02) 1.61
Financial Services/1/ 1.10 0.15 1.25 (0.05) 1.20
Health Sciences/1/ 1.10 0.11 1.21 (0.01) 1.20
Technology/1/ 1.10 0.08 1.18 -- 1.18
Telecommunications/1/ 1.10 0.08 1.18 -- 1.18
Multi-Strategy 0.65 0.04 0.69 -- 0.69
Equity Income 0.65 0.04 0.69 -- 0.69
Strategic Value 0.95 0.54 1.49 (0.44) 1.05
Growth LT 0.75 0.04 0.79 -- 0.79
Focused 30 0.95 0.44 1.39 (0.34) 1.05
Mid-Cap Value 0.85 0.04 0.89 -- 0.89
International Value 0.85 0.11 0.96 -- 0.96
Capital
Opportunities/1/ 0.80 0.06 0.86 -- 0.86
Mid-Cap Growth/1/ 0.90 0.06 0.96 -- 0.96
Global Growth/1/ 1.10 0.19 1.29 -- 1.29
Equity Index/2/ 0.25 0.04 0.29 -- 0.29
Small-Cap Index/2/ 0.50 0.13 0.63 (0.02) 0.61
REIT 1.10 0.05 1.15 -- 1.15
Government
Securities/2/ 0.60 0.05 0.65 -- 0.65
Managed Bond/2/ 0.60 0.05 0.65 -- 0.65
Money Market/2/ 0.34 0.04 0.38 -- 0.38
High Yield Bond/2/ 0.60 0.04 0.64 -- 0.64
Large-Cap Value 0.85 0.05 0.90 -- 0.90
---------------------------------------------------------------------------
</TABLE>
/1/ Expenses are estimated. There were no actual
advisory fees or expenses for these Portfolios in
2000 because the Portfolios started after December
31, 2000.
/2/ Total adjusted net expenses for these Portfolios,
after deduction of an offset for custodian credits
were: 1.29% for Emerging Markets Portfolio, 0.69%
for Small-Cap Equity Portfolio, 1.18% for
International Large-Cap Portfolio, 1.60% for I-Net
Tollkeeper Portfolio, 0.28% for Equity Index
Portfolio, 0.60% for Small-Cap Index Portfolio,
0.62% for Government Securities Portfolio, 0.64%
for Managed Bond Portfolio, 0.37% for Money Market
Portfolio, and 0.63% for High Yield Bond Portfolio.
+ The Fund has adopted a brokerage enhancement 12b-1
plan, under which brokerage transactions may be
placed with broker-dealers in return for credits,
cash, or other compensation that may be used to
help promote distribution of Fund shares. There are
no fees or charges to any Portfolio under this
plan, although the Fund's distributor may defray
expenses of up to approximately $850,000 for the
year 2000, which it might otherwise incur for
distribution. If such defrayed amount were
considered a Fund expense, it would represent
approximately .0067% or less of any Portfolio's
average daily net assets.
2
<PAGE>
---------------------------------------------------------
AN OVERVIEW OF The Examples on page 8 of the Prospectus is replaced
PACIFIC VALUE- with the following:
Examples is
replaced
The following table shows the expenses you would pay on
each $1,000 you invested if, at the end of each period,
you: annuitized your Contract; surrendered your
Contract and withdrew the Contract Value, or did not
annuitize or surrender, but left the money in your
Contract.
These examples assume an annual return of 5%.
without any Rider reflects the expenses you would pay
if you did not buy the optional Stepped-Up Death
Benefit Rider (SDBR) or Premier Death Benefit Rider
(PDBR) and the Guaranteed Income Advantage Rider (GIA).
with SDBR reflects the expenses you would pay if you
bought the Stepped-Up Death Benefit Rider, but not the
GIA Rider or PDBR.
with PDBR reflects the expenses you would pay if you
bought the optional Premier Death Benefit Rider, but
not the GIA Rider or SDBR.
with GIA Rider reflects the expenses you would pay if
you bought the optional Guaranteed Income Advantage
Rider, but not the optional SDBR or PDBR.
with SDBR and GIA Rider reflects the expenses you would
pay if you bought the optional Stepped-Up Death Benefit
Rider and the Guaranteed Income Advantage Rider.
with PDBR and GIA Rider reflects the expenses you would
pay if you bought the Premier Death Benefit Rider and
the Guaranteed Income Advantage Rider.
These examples do not show past or future expenses.
Your actual expenses in any year may be more or less
than those shown here.
<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------
Expenses if you did
not annuitize or
Expenses if you Expenses if you surrender, but left
annuitized surrendered the money in your
your Contract ($) your Contract ($) Contract ($)
------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Variable Account 1 yr 3 yr 5 yr 10 yr 1 yr 3 yr 5 yr 10 yr 1 yr 3 yr 5 yr 10 yr
------------------------------------------------------------------------------------------------
Blue Chip
without any Rider 87 75 128 274 87 138 173 274 24 75 128 274
with SDBR 89 81 138 294 89 144 183 294 26 81 138 294
with PDBR 91 86 146 308 91 149 191 308 28 86 146 308
with GIA Rider 90 84 144 304 90 147 189 304 27 84 144 304
with SDBR and GIA Rider 92 90 153 323 92 153 198 323 29 90 153 323
with PDBR and GIA Rider 94 95 161 337 94 158 206 337 31 95 161 337
------------------------------------------------------------------------------------------------
Aggressive Growth
without any Rider 88 77 131 279 88 140 176 279 25 77 131 279
with SDBR 90 83 141 299 90 146 186 299 27 83 141 299
with PDBR 91 87 148 313 91 150 193 313 28 87 148 313
with GIA Rider 91 86 146 309 91 149 191 309 28 86 146 309
with SDBR and GIA Rider 93 92 156 328 93 155 201 328 30 92 156 328
with PDBR and GIA Rider 94 96 163 342 94 159 208 342 31 96 163 342
------------------------------------------------------------------------------------------------
Aggressive Equity
without any Rider 86 70 120 257 86 133 165 257 23 70 120 257
with SDBR 88 76 130 277 88 139 175 277 25 76 130 277
with PDBR 89 80 137 292 89 143 182 292 26 80 137 292
with GIA Rider 89 79 135 287 89 142 180 287 26 79 135 287
with SDBR and GIA Rider 91 85 145 307 91 148 190 307 28 85 145 307
with PDBR and GIA Rider 92 90 152 321 92 153 197 321 29 90 152 321
------------------------------------------------------------------------------------------------
Emerging Markets
without any Rider 90 83 142 302 90 146 187 302 27 83 142 302
with SDBR 92 89 152 321 92 152 197 321 29 89 152 321
with PDBR 94 94 159 335 94 157 204 335 31 94 159 335
with GIA Rider 93 92 157 331 93 155 202 331 30 92 157 331
with SDBR and GIA Rider 95 98 167 349 95 161 212 349 32 98 167 349
with PDBR and GIA Rider 97 103 174 363 97 166 219 363 34 103 174 363
------------------------------------------------------------------------------------------------
</TABLE>
3
<PAGE>
<TABLE>
<CAPTION>
---------------------------------------------------------------------------------------
Expenses if you did
not annuitize or
Expenses if you Expenses if you surrender, but left
annuitized surrendered the money in your
your Contract ($) your Contract ($) Contract ($)
---------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Variable Account 1 yr 3 yr 5 yr 10 yr 1 yr 3 yr 5 yr 10 yr 1 yr 3 yr 5 yr 10 yr
---------------------------------------------------------------------------------------
Diversified Research
without any Rider 87 74 127 272 87 137 172 272 24 74 127 272
with SDBR 89 80 137 292 89 143 182 292 26 80 137 292
with PDBR 91 85 145 306 91 148 190 306 28 85 145 306
with GIA Rider 90 84 143 302 90 147 188 302 27 84 143 302
with SDBR and GIA Rider 92 90 152 321 92 153 197 321 29 90 152 321
with PDBR and GIA Rider 94 94 160 335 94 157 205 335 31 94 160 335
---------------------------------------------------------------------------------------
Small-Cap Equity
without any Rider 84 65 112 242 84 128 157 242 21 65 112 242
with SDBR 86 71 122 262 86 134 167 262 23 71 122 262
with PDBR 88 76 130 277 88 139 175 277 25 76 130 277
with GIA Rider 87 75 128 272 87 138 173 272 24 75 128 272
with SDBR and GIA Rider 89 81 138 292 89 144 183 292 26 81 138 292
with PDBR and GIA Rider 91 85 145 307 91 148 190 307 28 85 145 307
---------------------------------------------------------------------------------------
International Large Cap
without any Rider 89 80 137 291 89 143 182 291 26 80 137 291
with SDBR 91 86 147 310 91 149 192 310 28 86 147 310
with PDBR 93 91 154 325 93 154 199 325 30 91 154 325
with GIA Rider 92 89 152 320 92 152 197 320 29 89 152 320
with SDBR and GIA Rider 94 95 162 339 94 158 207 339 31 95 162 339
with PDBR and GIA Rider 96 100 169 353 96 163 214 353 33 100 169 353
---------------------------------------------------------------------------------------
Equity
without any Rider 84 65 112 242 84 128 157 242 21 65 112 242
with SDBR 86 71 122 262 86 134 167 262 23 71 122 262
with PDBR 88 76 130 277 88 139 175 277 25 76 130 277
with GIA Rider 87 75 128 272 87 138 173 272 24 75 128 272
with SDBR and GIA Rider 89 81 138 292 89 144 183 292 26 81 138 292
with PDBR and GIA Rider 91 85 145 307 91 148 190 307 28 85 145 307
---------------------------------------------------------------------------------------
I-Net Tollkeeper
without any Rider 93 93 157 331 93 156 202 331 30 93 157 331
with SDBR 95 99 167 350 95 162 212 350 32 99 167 350
with PDBR 97 103 174 363 97 166 219 363 34 103 174 363
with GIA Rider 96 102 172 359 96 165 217 359 33 102 172 359
with SDBR and GIA Rider 98 107 182 377 98 170 227 377 35 107 182 377
with PDBR and GIA Rider 100 112 189 390 100 175 234 390 37 112 189 390
---------------------------------------------------------------------------------------
Financial Services
without any Rider 89 81 138 293 89 144 183 293 26 81 138 293
with SDBR 91 87 148 312 91 150 193 312 28 87 148 312
with PDBR 93 91 155 326 93 154 200 326 30 91 155 326
with GIA Rider 92 90 153 322 92 153 198 322 29 90 153 322
with SDBR and GIA Rider 94 96 163 341 94 159 208 341 31 96 163 341
with PDBR and GIA Rider 96 100 170 355 96 163 215 355 33 100 170 355
---------------------------------------------------------------------------------------
Health Sciences
without any Rider 89 81 138 293 89 144 183 293 26 81 138 293
with SDBR 91 87 148 312 91 150 193 312 28 87 148 312
with PDBR 93 91 155 326 93 154 200 326 30 91 155 326
with GIA Rider 92 90 153 322 92 153 198 322 29 90 153 322
with SDBR and GIA Rider 94 96 163 341 94 159 208 341 31 96 163 341
with PDBR and GIA Rider 96 100 170 355 96 163 215 355 33 100 170 355
---------------------------------------------------------------------------------------
Technology
without any Rider 89 80 137 291 89 143 182 291 26 80 137 291
with SDBR 91 86 147 310 91 149 192 310 28 86 147 310
with PDBR 93 91 154 325 93 154 199 325 30 91 154 325
with GIA Rider 92 89 152 320 92 152 197 320 29 89 152 320
with SDBR and GIA Rider 94 95 162 339 94 158 207 339 31 95 162 339
with PDBR and GIA Rider 96 100 169 353 96 163 214 353 33 100 169 353
---------------------------------------------------------------------------------------
Telecommunications
without any Rider 89 80 137 291 89 143 182 291 26 80 137 291
with SDBR 91 86 147 310 91 149 192 310 28 86 147 310
with PDBR 93 91 154 325 93 154 199 325 30 91 154 325
with GIA Rider 92 89 152 320 92 152 197 320 29 89 152 320
with SDBR and GIA Rider 94 95 162 339 94 158 207 339 31 95 162 339
with PDBR and GIA Rider 96 100 169 353 96 163 214 353 33 100 169 353
---------------------------------------------------------------------------------------
Multi-Strategy
without any Rider 84 65 112 242 84 128 157 242 21 65 112 242
with SDBR 86 71 122 262 86 134 167 262 23 71 122 262
with PDBR 88 76 130 277 88 139 175 277 25 76 130 277
with GIA Rider 87 75 128 272 87 138 173 272 24 75 128 272
with SDBR and GIA Rider 89 81 138 292 89 144 183 292 26 81 138 292
with PDBR and GIA Rider 91 85 145 307 91 148 190 307 28 85 145 307
---------------------------------------------------------------------------------------
</TABLE>
4
<PAGE>
<TABLE>
<CAPTION>
---------------------------------------------------------------------------------------
Expenses if you did
not annuitize or
Expenses if you Expenses if you surrender, but left
annuitized surrendered the money in your
your Contract ($) your Contract ($) Contract ($)
---------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Variable Account 1 yr 3 yr 5 yr 10 yr 1 yr 3 yr 5 yr 10 yr 1 yr 3 yr 5 yr 10 yr
---------------------------------------------------------------------------------------
Equity Income
without any Rider 84 65 112 242 84 128 157 242 21 65 112 242
with SDBR 86 71 122 262 86 134 167 262 23 71 122 262
with PDBR 88 76 130 277 88 139 175 277 25 76 130 277
with GIA Rider 87 75 128 272 87 138 173 272 24 75 128 272
with SDBR and GIA Rider 89 81 138 292 89 144 183 292 26 81 138 292
with PDBR and GIA Rider 91 85 145 307 91 148 190 307 28 85 145 307
---------------------------------------------------------------------------------------
Strategic Value
without any Rider 88 76 130 278 88 139 175 278 25 76 130 278
with SDBR 90 82 140 298 90 145 185 298 27 82 140 298
with PDBR 91 87 148 312 91 150 193 312 28 87 148 312
with GIA Rider 91 85 145 308 91 148 190 308 28 85 145 308
with SDBR and GIA Rider 93 91 155 327 93 154 200 327 30 91 155 327
with PDBR and GIA Rider 94 96 163 341 94 159 208 341 31 96 163 341
---------------------------------------------------------------------------------------
Growth LT
without any Rider 85 68 117 252 85 131 162 252 22 68 117 252
with SDBR 87 74 127 272 87 137 172 272 24 74 127 272
with PDBR 89 79 135 287 89 142 180 287 26 79 135 287
with GIA Rider 88 78 133 282 88 141 178 282 25 78 133 282
with SDBR and GIA Rider 90 84 143 302 90 147 188 302 27 84 143 302
with PDBR and GIA Rider 92 88 150 316 92 151 195 316 29 88 150 316
---------------------------------------------------------------------------------------
Focused 30
without any Rider 88 76 130 278 88 139 175 278 25 76 130 278
with SDBR 90 82 140 298 90 145 185 298 27 82 140 298
with PDBR 91 87 148 312 91 150 193 312 28 87 148 312
with GIA Rider 91 85 145 308 91 148 190 308 28 85 145 308
with SDBR and GIA Rider 93 91 155 327 93 154 200 327 30 91 155 327
with PDBR and GIA Rider 94 96 163 341 94 159 208 341 31 96 163 341
---------------------------------------------------------------------------------------
Mid-Cap Value
without any Rider 86 71 122 262 86 134 167 262 23 71 122 262
with SDBR 88 77 132 282 88 140 177 282 25 77 132 282
with PDBR 90 82 140 297 90 145 185 297 27 82 140 297
with GIA Rider 89 81 138 292 89 144 183 292 26 81 138 292
with SDBR and GIA Rider 91 87 147 312 91 150 192 312 28 87 147 312
with PDBR and GIA Rider 93 91 155 326 93 154 200 326 30 91 155 326
---------------------------------------------------------------------------------------
International Value
without any Rider 87 74 126 269 87 137 171 269 24 74 126 269
with SDBR 89 80 136 289 89 143 181 289 26 80 136 289
with PDBR 90 84 143 304 90 147 188 304 27 84 143 304
with GIA Rider 90 83 141 299 90 146 186 299 27 83 141 299
with SDBR and GIA Rider 92 89 151 318 92 152 196 318 29 89 151 318
with PDBR and GIA Rider 93 93 158 333 93 156 203 333 30 93 158 333
-----------------------------------------------------------------------------------
Capital Opportunities
without any Rider 86 71 121 259 86 134 166 259 23 71 121 259
with SDBR 88 77 131 279 88 140 176 279 25 77 131 279
with PDBR 89 81 138 294 89 144 183 294 26 81 138 294
with GIA Rider 89 80 136 289 89 143 181 289 26 80 136 289
with SDBR and GIA Rider 91 86 146 309 91 149 191 309 28 86 146 309
with PDBR and GIA Rider 92 90 153 323 92 153 198 323 29 90 153 323
---------------------------------------------------------------------------------------
Mid-Cap Growth
without any Rider 87 74 126 269 87 137 171 269 24 74 126 269
with SDBR 89 80 136 289 89 143 181 289 26 80 136 289
with PDBR 90 84 143 304 90 147 188 304 27 84 143 304
with GIA Rider 90 83 141 299 90 146 186 299 27 83 141 299
with SDBR and GIA Rider 92 89 151 318 92 152 196 318 29 89 151 318
with PDBR and GIA Rider 93 93 158 333 93 156 203 333 30 93 158 333
---------------------------------------------------------------------------------------
Global Growth
without any Rider 90 83 142 302 90 146 187 302 27 83 142 302
with SDBR 92 89 152 321 92 152 197 321 29 89 152 321
with PDBR 94 94 159 335 94 157 204 335 31 94 159 335
with GIA Rider 93 92 157 331 93 155 202 331 30 92 157 331
with SDBR and GIA Rider 95 98 167 349 95 161 212 349 32 98 167 349
with PDBR and GIA Rider 97 103 174 363 97 166 219 363 34 103 174 363
---------------------------------------------------------------------------------------
Equity Index
without any Rider 80 53 91 198 80 116 136 198 17 53 91 198
with SDBR 82 59 102 220 82 122 147 220 19 59 102 220
with PDBR 84 64 109 235 84 127 154 235 21 64 109 235
with GIA Rider 83 62 107 231 83 125 152 231 20 62 107 231
with SDBR and GIA Rider 85 68 117 251 85 131 162 251 22 68 117 251
with PDBR and GIA Rider 87 73 125 266 87 136 170 266 24 73 125 266
---------------------------------------------------------------------------------------
</TABLE>
5
<PAGE>
<TABLE>
<CAPTION>
---------------------------------------------------------------------------------------
Expenses if you did
not annuitize or
Expenses if you Expenses if you surrender, but left
annuitized surrendered the money in your
your Contract ($) your Contract ($) Contract ($)
---------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Variable Account 1 yr 3 yr 5 yr 10 yr 1 yr 3 yr 5 yr 10 yr 1 yr 3 yr 5 yr 10 yr
---------------------------------------------------------------------------------------
Small-Cap Index
without any Rider 83 63 108 232 83 126 153 232 20 63 108 232
with SDBR 85 69 118 253 85 132 163 253 22 69 118 253
with PDBR 87 73 125 268 87 136 170 268 24 73 125 268
with GIA Rider 86 72 123 263 86 135 168 263 23 72 123 263
with SDBR and GIA Rider 88 78 133 283 88 141 178 283 25 78 133 283
with PDBR and GIA Rider 90 82 141 298 90 145 186 298 27 82 141 298
---------------------------------------------------------------------------------------
REIT
without any Rider 89 79 135 288 89 142 180 288 26 79 135 288
with SDBR 91 85 145 307 91 148 190 307 28 85 145 307
with PDBR 92 90 153 322 92 153 198 322 29 90 153 322
with GIA Rider 92 88 150 317 92 151 195 317 29 88 150 317
with SDBR and GIA Rider 94 94 160 336 94 157 205 336 31 94 160 336
with PDBR and GIA Rider 95 99 167 350 95 162 212 350 32 99 167 350
---------------------------------------------------------------------------------------
Government Securities
without any Rider 83 63 109 234 83 126 154 234 20 63 109 234
with SDBR 85 69 119 255 85 132 164 255 22 69 119 255
with PDBR 87 74 126 270 87 137 171 270 24 74 126 270
with GIA Rider 87 72 124 265 87 135 169 265 24 72 124 265
with SDBR and GIA Rider 89 79 134 285 89 142 179 285 26 79 134 285
with PDBR and GIA Rider 90 83 142 300 90 146 187 300 27 83 142 300
---------------------------------------------------------------------------------------
Managed Bond
without any Rider 84 64 110 236 84 127 155 236 21 64 110 236
with SDBR 86 70 120 257 86 133 165 257 23 70 120 257
with PDBR 87 74 127 272 87 137 172 272 24 74 127 272
with GIA Rider 87 73 125 267 87 136 170 267 24 73 125 267
with SDBR and GIA Rider 89 79 135 287 89 142 180 287 26 79 135 287
with PDBR and GIA Rider 90 84 143 302 90 147 188 302 27 84 143 302
---------------------------------------------------------------------------------------
Money Market
without any Rider 81 56 96 208 81 119 141 208 18 56 96 208
with SDBR 83 62 106 229 83 125 151 229 20 62 106 229
with PDBR 84 66 114 245 84 129 159 245 21 66 114 245
with GIA Rider 84 65 111 240 84 128 156 240 21 65 111 240
with SDBR and GIA Rider 86 71 122 260 86 134 167 260 23 71 122 260
with PDBR and GIA Rider 88 75 129 275 88 138 174 275 25 75 129 275
---------------------------------------------------------------------------------------
High Yield Bond
without any Rider 84 64 109 235 84 127 154 235 21 64 109 235
with SDBR 86 70 119 256 86 133 164 256 23 70 119 256
with PDBR 87 74 127 271 87 137 172 271 24 74 127 271
with GIA Rider 87 73 125 266 87 136 170 266 24 73 125 266
with SDBR and GIA Rider 89 79 135 286 89 142 180 286 26 79 135 286
with PDBR and GIA Rider 90 83 142 301 90 146 187 301 27 83 142 301
---------------------------------------------------------------------------------------
Large-Cap Value
without any Rider 86 72 123 263 86 135 168 263 23 72 123 263
with SDBR 88 78 133 283 88 141 178 283 25 78 133 283
with PDBR 90 82 140 298 90 145 185 298 27 82 140 298
with GIA Rider 89 81 138 293 89 144 183 293 26 81 138 293
with SDBR and GIA Rider 91 87 148 313 91 150 193 313 28 87 148 313
with PDBR and GIA Rider 93 91 155 327 93 154 200 327 30 91 155 327
---------------------------------------------------------------------------------------
</TABLE>
6
<PAGE>
---------------------------------------------------------
YOUR INVESTMENT The chart on page 11 of the Prospectus YOUR INVESTMENT
OPTIONS: OPTIONS: Your Variable Investment Options is amended to
Your Variable add the following:
Investment Options
is amended
<TABLE>
<CAPTION>
Primary Investments Portfolio
Portfolio Objective (under normal circumstances) Manager
-------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
Blue Chip Long-term growth of Equity securities of "blue chip" A I M
capital. Current companies--typically large companies
income is of that are well established in their
secondary importance. respective industries.
-------------------------------------------------------------------------------------------------
Aggressive Growth Long-term growth of Equity securities of small- and A I M
capital. medium-sized growth companies.
-------------------------------------------------------------------------------------------------
Financial Services Long-term growth of Equity securities in the financial INVESCO
capital. services sector. Such companies
include banks, insurance companies,
brokerage firms and other finance-
related firms.
-------------------------------------------------------------------------------------------------
Health Sciences Long-term growth of Equity securities in the health INVESCO
capital. sciences sector. Such as companies
that develop, produce or distribute
products or services related to
health care.
-------------------------------------------------------------------------------------------------
Technology Long-term growth of Equity securities in the technology INVESCO
capital. sector. Such companies include
biotechnology, communications,
computers, electronics, Internet
telecommunications, networking,
robotics and video.
-------------------------------------------------------------------------------------------------
Telecommunications High total return. Equity securities in the INVESCO
telecommunications sector. Such as
companies that offer telephone
service, wireless communications,
satellite communications, television
and movie programming, broadcasting
and Internet access.
-------------------------------------------------------------------------------------------------
Strategic Value Long-term growth of Equity securities with the potential Janus Capital
capital. for long-term growth of capital. Corporation
-------------------------------------------------------------------------------------------------
Focused 30 Long-term growth of Equity securities selected for their Janus Capital
capital. growth potential. Corporation
-------------------------------------------------------------------------------------------------
Capital Long-term growth of Equity securities with the potential MFS
Opportunities capital. for long-term growth of capital.
-------------------------------------------------------------------------------------------------
Mid-Cap Growth Long-term growth of Equity securities of medium-sized MFS
capital. companies believed to have above-
average growth potential.
-------------------------------------------------------------------------------------------------
Global Growth Capital appreciation. Equity securities of any size MFS
located within and outside of the
U.S.
-------------------------------------------------------------------------------------------------
</TABLE>
7
<PAGE>
---------------------------------------------------------
ADDITIONAL The following replacesTelephone Transactions on page 43
INFORMATION: of the Prospectus:
Telephone
Transactions Telephone and Electronic Transactions
is changed to You are automatically entitled to make certain
Telephone and transactions by telephone or, to the extent available
Electronic in early 2001, electronically. You may also authorize
Transactions other people to make certain transaction requests by
telephone or to the extent available electronically by
so indicating on the application or by sending us
instructions in writing in a form acceptable to us. We
cannot guarantee that you or any other person you
authorize will always be able to reach us to complete a
telephone or electronic transaction; for example, all
telephone lines or our web-site may be busy during
certain periods, such as periods of substantial market
fluctuations or other drastic economic or market
change, or telephones or the internet may be out of
service during severe weather conditions or other
emergencies. Under these circumstances, you should
submit your request in writing (or other form
acceptable to us). Transaction instructions we receive
by telephone or electronically before 4:00 p.m. Eastern
time on any Business Day will usually be effective on
that day, and we will provide you confirmation of each
telephone or electronic transaction.
We have established procedures reasonably designed to
confirm that instructions communicated by telephone or
electronically are genuine. These procedures may
require any person requesting a telephone or electronic
transaction to provide certain personal identification
upon our request. We may also record all or part of any
telephone conversation with respect to transaction
instructions. We reserve the right to deny any
transaction request made by telephone or
electronically. You are authorizing us to accept and to
act upon instructions received by telephone or
electronically with respect to your Contract, and you
agree that, so long as we comply with our procedures,
neither we, any of our affiliates, nor the Fund, or any
of their directors, trustees, officers, employees or
agents will be liable for any loss, liability, cost or
expense (including attorneys' fees) in connection with
requests that we believe to be genuine. This policy
means that so long as we comply with our procedures,
you will bear the risk of loss arising out of the
telephone and electronic transaction privileges of your
Contract. If a Contract has Joint Owners, each Owner
We expect to make may individually make transaction requests by
the electronic telephone.
transaction and
delivery features Electronic Delivery Authorization
available in early Subject to availability, you may authorize us to provide
2001. Please ask prospectuses, statements and other information
your registered ("documents") electronically by so indicating on the
representative for application, or by sending us instructions in writing
more information in a form acceptable to us to receive such documents
electronically. You must have Internet access to use
this service. While we impose no additional charge for
this service, there may be potential costs associated
with electronic delivery, such as on-line charges.
Documents will be available on our Internet Web site.
You may access and print all documents provided through
this service. As documents become available, we will
notify you of this by sending you an e-mail message
that will include instructions on how to retrieve the
document. If our e-mail notification is returned to us
as "undeliverable," we will contact you to obtain your
updated e-mail address. If we are unable to obtain a
valid e-mail address for you, we will send a paper copy
by regular U.S. mail to your address of record. You may
revoke your consent for electronic delivery at any time
and we will resume providing you with a paper copy of
all required documents; however, in order for us to be
properly notified, your revocation must be given to us
a reasonable time before electronic delivery has
commenced. We will provide you with paper copies at any
time upon request. Such request will not constitute
revocation of your consent to receive required
documents electronically.
8
<PAGE>
PART II
Part C: OTHER INFORMATION
Item 24. Financial Statements and Exhibits
---------------------------------
(a) Financial Statements
Part A: None
Part B:
(1) Registrant's Financial Statements
Audited Financial Statements dated as of December 31, 1999
which are incorporated by reference from the 1999 Annual
Report include the following for Separate Account A:
Statements of Assets and Liabilities
Statements of Operations
Statements of Changes in Net Assets
Notes to Financial Statements
(2) Depositor's Financial Statements
Audited Consolidated Financial Statements dated as of
December 31, 1999 and 1998, and for the three year
period ending December 31, 1999, included in
Part B include the following for Pacific Life:
Independent Auditors' Report
Consolidated Statements of Financial Condition
Consolidated Statements of Operations
Consolidated Statements of Stockholder's Equity
Consolidated Statements of Cash Flows
Notes to Consolidated Financial Statements
(b) Exhibits
1. (a) Resolution of the Board of Directors of the
Depositor authorizing establishment of Separate
Account A and Memorandum establishing Separate
Account A./1/
(b) Memorandum Establishing Two New Variable
Accounts--Aggressive Equity and Emerging Markets
Portfolios./1/
(c) Resolution of the Board of Directors of Pacific
Life Insurance Company authorizing conformity to
the terms of the current Bylaws./1/
II-1
<PAGE>
2. Not applicable
3. (a) Distribution Agreement between Pacific Mutual Life
and Pacific Mutual Distributors, Inc. ("PMD")
(formerly Pacific Equities Network)/1/
(b) Form of Selling Agreement between Pacific Mutual
Life, PMD and Various Broker-Dealers/1/
4. (a) Form of Individual Flexible Premium Deferred
Variable Annuity Contract (Form PV9808)/1/
(b) Qualified Pension Plan Rider (Form R90-Pen-V)/1/
(c) 403(b) Tax-Sheltered Annuity Rider (Form
R-403B-9553)/1/
(d) Section 457 Plan Rider (Form R95-457)/1/
(e) Individual Retirement Annuity Rider (Form No.
20-13900)
(f) Roth Individual Retirement Annuity Rider (Form R-RIR
A 198)/1/
(g) Simple Individual Retirement Annuity Rider (Form No.
20-13400)
(h) Stepped-Up Death Benefit Rider (Form R9808.SDB)/1/
(i) Premier Death Benefit Rider (Form R9808.PDB)/1/
(j) Guaranteed Income Advantage Rider
(Form 23-111499)/3/
5. (a) Variable Annuity Application (Form No. 25-12510)
(b) Variable Annuity PAC APP/1/
(c) Application/Confirmation Form/4/
6. (a) Pacific Life's Articles of Incorporation/1/
(b) By-laws of Pacific Life/1/
7. Not applicable
8. Fund Participation Agreement/4/
9. Opinion and Consent of legal officer of Pacific Life as
to the legality of Contracts being registered./1/
II-2
<PAGE>
10. Consent of Independent Auditors/5/
11. Not applicable
12. Not applicable
13. Performance Calculations/5/
14. Not applicable
15. Powers of Attorney/4/
16. Not applicable
Exhibit II-3
------------
/1/ Included in Registrant's Form Type N-4/A, File No. 333-60833, Accession No.
0001017062-98-001683, filed on August 6, 1998 and incorporated by reference
herein.
/2/ Included in Registrant's Form Type N-4, File No. 333-60833, Accession No.
0001017062-99-000757, filed on April 29, 1999, and incorporated by
reference herein.
/3/ Included in Registrant's Form Type 497, File No. 333-60833, Accession No.
0001017062-99-001498, filed on August 17, 1999, and incorporated by
reference herein.
/4/ Included in Registrant's Form N-4/B, File No. 333-60833, Accession No.
0001017062-00-000578, filed on February 29, 2000, and incorporated by
reference herein.
/5/ Included in Registrant's Form N-4/B, File No. 333-60833, Accession No.
0001017062-00-000954, filed on April 21, 2000, and incorporated by
reference herein.
Item 25. Directors and Officers of Pacific Life
Positions and Offices
Name and Address with Pacific Life
Thomas C. Sutton Director, Chairman of the Board, and
Chief Executive Officer
Glenn S. Schafer Director and President
Khanh T. Tran Director, Senior Vice President and
Chief Financial Officer
David R. Carmichael Director, Senior Vice President and
General Counsel
Audrey L. Milfs Director, Vice President and Corporate
Secretary
Edward R. Byrd Vice President and Controller
Brian D. Klemens Vice President and Treasurer
Gerald W. Robinson Executive Vice President
The address for each of the persons listed above is as follows:
700 Newport Center Drive
Newport Beach, California 92660
II-3
<PAGE>
Item 26. Persons Controlled by or Under Common Control with Pacific Life
or Separate Account A
The following is an explanation of the organization chart of Pacific
Life's subsidiaries:
PACIFIC LIFE, SUBSIDIARIES & AFFILIATED ENTERPRISES
LEGAL STRUCTURE
Pacific Life is a California Stock Life Insurance Company wholly-owned
by Pacific LifeCorp (a Delaware Stock Holding Company) which is, in
turn, 99% owned by Pacific Mutual Holding Company (a California Mutual
Holding Company). Pacific Life is the parent company of Pacific Asset
Management LLC (a Delaware Limited Liability Company), Pacific Life &
Annuity Company, formerly known as PM Group Life Insurance Company (an
Arizona Stock Life Insurance Company), Pacific Select Distributors,
Inc. (formerly known as Pacific Mutual Distributors, Inc.), and World-
Wide Holdings Limited (a United Kingdom Corporation). Pacific Life
also has a 40% ownership of American Maturity Life Insurance Company
(a Connecticut Stock Life Insurance Company), a 50% ownership of
Pacific Mezzanine Associates, L.L.C. (a Delaware Limited Liability
Company and a 95% ownership of Grayhawk Golf Holdings, LLC). A
subsidiary of Pacific Mezzanine Associates, L.L.C. is Pacific
Mezzanine Investors, L.L.C., (a Delaware Limited Liability Company)
who is the sole general partner of the PMI Mezzanine Fund, L.P. (a
Delaware Limited Partnership). Subsidiaries of Pacific Asset
Management LLC are PMRealty Advisors Inc. and Pacific Financial
Products Inc. (a Delaware Corporation). Pacific Asset Management LLC
has an approximate 30% beneficial economic interest in PIMCO Advisors
L.P. (a Delaware Limited Partnership). Subsidiaries of Pacific Select
Distributors, Inc. include: Associated Financial Group, Inc.; Mutual
Service Corporation (a Michigan Corporation), along with its
subsidiaries Advisors' Mutual Service Center, Inc. (a Michigan
Corporation) and Titan Value Equities Group, Inc.; and United
Planners' Group, Inc. (an Arizona Corporation), along with its
subsidiary United Planners' Financial Services of America (an Arizona
Limited Partnership). Subsidiaries of World-Wide Holdings Limited
include: World-Wide Reassurance Company Limited (a United Kingdom
Corporation) and World-Wide Reassurance Company (BVI) Limited (a
British Virgin Islands Corporation). All corporations are 100% owned
unless otherwise indicated. All entities are California corporations
unless otherwise indicated.
II-4
<PAGE>
Item 27. Number of Contractholders
Approximately 28,233 Qualified
Approximately 21,577 Non-Qualified
Item 28. Indemnification
(a) The Distribution Agreement between Pacific Life and Pacific
Select Distributors, Inc. ("PSD", formerly known as Pacific
Mutual Distributors, Inc.) provides substantially as follows:
Pacific Life hereby agrees to indemnify and hold harmless PSD and
its officers and directors, and employees for any expenses
(including legal expenses), losses, claims, damages, or
liabilities incurred by reason of any untrue or alleged untrue
statement or representation of a material fact or any omission or
alleged omission to state a material fact required to be stated
to make other statements not misleading, if made in reliance on
any prospectus, registration statement, post-effective amendment
thereof, or sales materials supplied or approved by Pacific Life
or the Separate Account. Pacific Life shall reimburse each such
person for any legal or other expenses reasonably incurred in
connection with investigating or defending any such loss,
liability, damage, or claim. However, in no case shall Pacific
Life be required to indemnify for any expenses, losses, claims,
damages, or liabilities which have resulted from the willful
misfeasance, bad faith, negligence, misconduct, or wrongful act
of PSD.
PSD hereby agrees to indemnify and hold harmless Pacific Life,
its officers, directors, and employees, and the Separate Account
for any expenses, losses, claims, damages, or liabilities arising
out of or based upon any of the following in connection with the
offer or sale of the contracts: (1) except for such statements
made in reliance on any prospectus, registration statement or
sales material supplied or approved by Pacific Life or the
Separate Account, any untrue or alleged untrue statement or
representation made; (2) any failure to deliver a currently
effective prospectus; (3) the use of any unauthorized sales
literature by any officer, employee or agent of PSD or Broker;
(4) any willful misfeasance, bad faith, negligence, misconduct or
wrongful act. PSD shall reimburse each such person for any legal
or other expenses reasonably incurred in connection with
investigating or defending
II-5
<PAGE>
any such loss, liability, damage, or claim.
(b) The Form of Selling Agreement between Pacific Life, Pacific
Select Distributors, Inc. ("PSD", formerly known as Pacific
Mutual Distributors, Inc.) and Various Broker-Dealers provides
substantially as follows:
Pacific Life and PSD agree to indemnify and hold harmless Selling
Broker-Dealer and General Agent, their officers, directors,
agents and employees, against any and all losses, claims, damages
or liabilities to which they may become subject under the 1933
Act, the 1934 Act, or other federal or state statutory law or
regulation, at common law or otherwise, insofar as such losses,
claims, damages or liabilities (or actions in respect thereof)
arise out of or are based upon any untrue statement or alleged
untrue statement of a material fact or any omission to state a
material fact required to be stated or necessary to make the
statements made not misleading in the registration statement for
the Contracts or for the shares of Pacific Select Fund (the
"Fund") filed pursuant to the 1933 Act, or any prospectus
included as a part thereof, as from time to time amended and
supplemented, or in any advertisement or sales literature
approved in writing by Pacific Life and PSD pursuant to Section
IV.E. of this Agreement.
Selling Broker-Dealer and General Agent agree to indemnify and
hold harmless Pacific Life, the Fund and PSD, their officers,
directors, agents and employees, against any and all losses,
claims, damages or liabilities to which they may become subject
under the 1933 Act, the 1934 Act or other federal or state
statutory law or regulation, at common law or otherwise, insofar
as such losses, claims, damages or liabilities (or actions in
respect thereof) arise out of or are based upon: (a) any oral or
written misrepresentation by Selling Broker-Dealer or General
Agent or their officers, directors, employees or agents unless
such misrepresentation is contained in the registration statement
for the Contracts or Fund shares, any prospectus included as a
part thereof, as from time to time amended and supplemented, or
any advertisement or sales literature approved in writing by
Pacific Life and PSD pursuant to Section IV.E. of this Agreement,
(b) the failure of Selling Broker-Dealer or General Agent or
their officers, directors, employees or agents to comply with any
applicable provisions of this Agreement or (c) claims by Sub-
agents or employees of General Agent or Selling Broker-Dealer for
payments of compensation or remuneration of any type. Selling
Broker-Dealer and General Agent will reimburse Pacific Life or
PSD or any director, officer, agent or employee of either entity
for any legal or other expenses reasonably incurred by Pacific
Life, PSD, or such officer, director, agent or employee in
connection with investigating or defending any such loss, claims,
damages, liability or action. This indemnity agreement will be in
addition to any liability which Broker-Dealer may otherwise
have.
II-6
<PAGE>
Item 29. Principal Underwriters
(a) PSD also acts as principal underwriter for Pacific Select
Separate Account, Pacific Select Exec Separate Account, Pacific
Select Variable Annuity Separate Account, Pacific Corinthian
Variable Separate Account, Separate Account B and Pacific
Select Fund.
(b) For information regarding PSD, reference is made to Form B-D, SEC
File No. 8-15264, which is herein incorporated by reference.
(c) PSD retains no compensation or net discounts or commissions from
the Registrant.
Item 30. Location of Accounts and Records
The accounts, books and other documents required to be maintained
by Registrant pursuant to Section 31(a) of the Investment Company
Act of 1940 and the rules under that section will be maintained
by Pacific Life at 700 Newport Center Drive, Newport Beach,
California 92660.
Item 31. Management Services
Not applicable
Item 32. Undertakings
The registrant hereby undertakes:
(a) to file a post-effective amendment to this registration statement
as frequently as is necessary to ensure that the audited
financial statements in this registration statement are never
more than 16 months old for so long as payments under the
variable annuity contracts may be accepted, unless otherwise
permitted.
(b) to include either (1) as a part of any application to purchase a
contract offered by the prospectus, a space that an applicant can
check to request a Statement of Additional Information, or (2) a
post card or similar written communication affixed to or included
in the prospectus that the applicant can remove to send for a
Statement of Additional Information, or (3) to deliver a
Statement of Additional Information with the Prospectus.
(c) to deliver any Statement of Additional Information and any
financial statements required to be made available under this
Form promptly upon written or oral request.
Additional Representations
II-7
<PAGE>
(a) The Registrant and its Depositor are relying upon American Council of
Life Insurance, SEC No-Action Letter, SEC Ref. No. 1P-6-88 (November 28, 1988)
with respect to annuity contracts offered as funding vehicles for retirement
plans meeting the requirements of Section 403(b) of the Internal Revenue Code,
and the provisions of paragraphs (1)-(4) of this letter have been complied with.
(b) The Registrant and its Depositor are relying upon Rule 6c-7 of the
Investment Company Act of 1940 with respect to annuity contracts offered as
funding vehicles to participants in the Texas Optional Retirement Program, and
the provisions of Paragraphs (a)-(d) of the Rule have been complied with.
(c) REPRESENTATION PURSUANT TO SECTION 26(e) OF THE INVESTMENT COMPANY
ACT OF 1940: Pacific Life Insurance Company and Registrant represent
that the fees and charges to be deducted under the Variable Annuity Contract
("Contract") described in the prospectus contained in this registration
statement are, in the aggregate, reasonable in relation to the services
rendered, the expenses expected to be incurred, and the risks assumed in
connection with the Contract.
II-8
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Act of 1933 and the Investment
Company Act of 1940, the Registrant certifies that it meets the requirements of
Securities Act Rule 485 (b) for effectiveness of this Registration Statement and
has caused this Post-Effective Amendment No. 8 to the Registration Statement on
Form N-4 to be signed on its behalf by the undersigned thereunto duly authorized
in the City of Newport Beach, and the State of California on this 7th day of
December, 2000.
SEPARATE ACCOUNT A
(Registrant)
By: PACIFIC LIFE INSURANCE COMPANY
By: ____________________________________
Thomas C. Sutton*
Chairman and Chief Executive Officer
By: PACIFIC LIFE INSURANCE COMPANY
(Depositor)
By: ____________________________________
Thomas C. Sutton*
Chairman and Chief Executive Officer
Pursuant to the requirements of the Securities Act of 1933, this Post-Effective
Amendment No. 8 to the Registration Statement has been signed by the following
persons in the capacities and on the dates indicated:
<TABLE>
<S> <C> <C>
Signature Title Date
_________________________ Director, Chairman of the Board December 7, 2000
Thomas C. Sutton* and Chief Executive Officer
_________________________ Director and President December 7, 2000
Glenn S. Schafer*
_________________________ Director, Senior Vice President December 7, 2000
Khanh T. Tran* and Chief Financial Officer
_________________________ Director, Senior Vice President December 7, 2000
David R. Carmichael* and General Counsel
_________________________ Director, Vice President and December 7, 2000
Audrey L. Milfs* Corporate Secretary
_________________________ Vice President and Controller December 7, 2000
Edward R. Byrd*
_________________________ Vice President and Treasurer December 7, 2000
Brian D. Klemens*
_________________________ Executive Vice President December 7, 2000
Gerald W. Robinson*
*By: __________________________ December 7, 2000
David R. Carmichael
as attorney-in-fact
</TABLE>
(Powers of Attorney are contained in Post-Effective Amendment No. 3 of the
Registration Statement filed on February 29, 2000 on Form N-4 for Separate
Account A, Accession No. 0001017062-00-000578, as Exhibit 15).
II-9
