[ARTICLE] 9
<TABLE>
<S> <C>
[PERIOD-TYPE] 3-MOS
[FISCAL-YEAR-END] SEP-30-1997
[PERIOD-END] MAR-31-1998
[CASH] 25,591
[INT-BEARING-DEPOSITS] 0
[FED-FUNDS-SOLD] 0
[TRADING-ASSETS] 0
[INVESTMENTS-HELD-FOR-SALE] 668,500
[INVESTMENTS-CARRYING] 517,285
[INVESTMENTS-MARKET] 0
[LOANS] 4,152,743
[ALLOWANCE] 23,483
[TOTAL-ASSETS] 5,633,772
[DEPOSITS] 3,024,452
[SHORT-TERM] 1,378,990
[LIABILITIES-OTHER] 124,651
[LONG-TERM] 350,000
[PREFERRED-MANDATORY] 0
[PREFERRED] 0
[COMMON] 56,334
[OTHER-SE] 699,345
[TOTAL-LIABILITIES-AND-EQUITY] 5,633,772
[INTEREST-LOAN] 91,659
[INTEREST-INVEST] 23,272
[INTEREST-OTHER] 0
[INTEREST-TOTAL] 114,931
[INTEREST-DEPOSIT] 38,198
[INTEREST-EXPENSE] 62,940
[INTEREST-INCOME-NET] 51,991
[LOAN-LOSSES] 172
[SECURITIES-GAINS] 1,591
[EXPENSE-OTHER] 11,537
[INCOME-PRETAX] 43,351
[INCOME-PRE-EXTRAORDINARY] 27,962
[EXTRAORDINARY] 0
[CHANGES] 0
[NET-INCOME] 27,962
[EPS-PRIMARY] .53
[EPS-DILUTED] .53
[YIELD-ACTUAL] 8.07
[LOANS-NON] 18,687
[LOANS-PAST] 0
[LOANS-TROUBLED] 7,861
[LOANS-PROBLEM] 0
[ALLOWANCE-OPEN] 23,615
[CHARGE-OFFS] 162
[RECOVERIES] 30
[ALLOWANCE-CLOSE] 23,483
[ALLOWANCE-DOMESTIC] 18,109
[ALLOWANCE-FOREIGN] 0
[ALLOWANCE-UNALLOCATED] 5,374
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> SEP-30-1997
<PERIOD-END> MAR-31-1998
<CASH> 25,591
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 668,500
<INVESTMENTS-CARRYING> 517,285
<INVESTMENTS-MARKET> 0
<LOANS> 4,152,743
<ALLOWANCE> 23,483
<TOTAL-ASSETS> 5,633,772
<DEPOSITS> 3,024,452
<SHORT-TERM> 1,378,990
<LIABILITIES-OTHER> 124,651
<LONG-TERM> 350,000
0
0
<COMMON> 56,334
<OTHER-SE> 699,345
<TOTAL-LIABILITIES-AND-EQUITY> 5,633,772
<INTEREST-LOAN> 91,659
<INTEREST-INVEST> 23,272
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 114,931
<INTEREST-DEPOSIT> 38,198
<INTEREST-EXPENSE> 62,940
<INTEREST-INCOME-NET> 51,991
<LOAN-LOSSES> 172
<SECURITIES-GAINS> 1,591
<EXPENSE-OTHER> 11,537
<INCOME-PRETAX> 43,351
<INCOME-PRE-EXTRAORDINARY> 27,962
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 27,962
<EPS-PRIMARY> .53
<EPS-DILUTED> .53
<YIELD-ACTUAL> 8.07
<LOANS-NON> 18,687
<LOANS-PAST> 0
<LOANS-TROUBLED> 7,861
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 23,615
<CHARGE-OFFS> 162
<RECOVERIES> 30
<ALLOWANCE-CLOSE> 23,483
<ALLOWANCE-DOMESTIC> 18,109
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 5,374
</TABLE>