IL ANNUITY & INSURANCE CO SEPARATE ACCOUNT 1
497J, 1996-05-02
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              [LETTERHEAD OF IL ANNUITY AND INSURANCE COMPANY]





                                 May 2, 1996


VIA EDGARLINK

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.

             Re:   IL Annuity and Insurance Company
                   IL Annuity and Insurance Co. Separate Account 1
                   File No. 33-89028

Dear Commissioners:

             On behalf of IL Annuity and Insurance Company (the "Company") and
IL Annuity and Insurance Co. Separate Account 1 (the "Account"), we are filing
a certification pursuant to paragraph (j) of Rule 497 under the Securities Act
of 1933.  In this regard, we certify that the form of prospectus and Statement
of Additional Information ("SAI") for certain deferred variable annuity
contracts offered by the Company through the Account otherwise required to be
filed under paragraph (c) of Rule 497 would not have differed from the form of
prospectus and SAI contained in the Form N-4 registration statement for the
Account (the "Registration Statement").  The Registration Statement was filed
electronically with the Securities and Exchange Commission on April 26, 1996
via EDGARLINK.

                                 Sincerely,
                                 
                                 

                                 /s/ TERESA E. KOFODIMOS
                                 -----------------------
                                 Teresa E. Kofodimos, Esq.


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