<PAGE> PAGE 1
000 A000000 06/30/96
000 C000000 0000936886
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0
000 J000000 U
001 A000000 FOCUS TRUST, INC
001 B000000 811-8966
001 C000000 2156659644
002 A000000 TWO PENN CENTER PLAZA, SUITE 1810
002 B000000 PHILADELPHIA
002 C000000 PA
002 D010000 19102
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 1
007 C010100 1
007 C020100 FOCUS TRUST, INC.
007 C030100 N
007 C010200 2
007 C010300 3
007 C010400 4
007 C010500 5
007 C010600 6
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
008 A00AA01 LLOYD, LEITH & SAWIN, INC.
008 B00AA01 A
008 C00AA01 801-7341
008 D01AA01 PHILADELPHIA
008 D02AA01 PA
008 D03AA01 19102
015 A00AA01 THE BANK OF NEW YORK
015 B00AA01 C
015 C01AA01 NEW YORK
015 C02AA01 NY
015 C03AA01 10286
015 E01AA01 X
020 A000001 DONALDSON, LUFKIN & JENRETTE CAPITOL MARKETS
020 B000001 13-2741729
020 C000001 3
020 A000002 CHARLES SCHWAB & COMPANY
020 B000002 94-1737782
<PAGE> PAGE 2
020 C000002 2
020 A000003 PAINE WEBBER JACKSON & CURTIS
020 B000003 13-2638166
020 C000003 1
020 C000004 0
020 C000005 0
020 C000006 0
020 C000007 0
020 C000008 0
020 C000009 0
020 C000010 0
021 000000 6
022 A000001 PAINE WEBBER JACKSON & CURTIS
022 B000001 13-2638166
022 C000001 851
022 D000001 0
022 A000002 HOEFER & ARNETT, INC.
022 B000002 94-2831518
022 C000002 80
022 D000002 0
022 C000003 0
022 D000003 0
022 C000004 0
022 D000004 0
022 C000005 0
022 D000005 0
022 C000006 0
022 D000006 0
022 C000007 0
022 D000007 0
022 C000008 0
022 D000008 0
022 C000009 0
022 D000009 0
022 C000010 0
022 D000010 0
023 C000000 931
023 D000000 0
062 A00AA00 N
062 B00AA00 0.0
062 C00AA00 0.0
062 D00AA00 0.0
062 E00AA00 0.0
062 F00AA00 0.0
062 G00AA00 0.0
062 H00AA00 0.0
062 I00AA00 0.0
062 J00AA00 0.0
062 K00AA00 0.0
062 L00AA00 0.0
062 M00AA00 0.0
<PAGE> PAGE 3
062 N00AA00 0.0
062 O00AA00 0.0
062 P00AA00 0.0
062 Q00AA00 0.0
062 R00AA00 0.0
071 A00AA00 1720
071 B00AA00 241
071 C00AA00 5115
071 D00AA00 5
072 A00AA00 6
072 B00AA00 14
072 C00AA00 33
072 D00AA00 0
072 E00AA00 0
072 F00AA00 20
072 G00AA00 27
072 H00AA00 0
072 I00AA00 20
072 J00AA00 2
072 K00AA00 0
072 L00AA00 12
072 M00AA00 11
072 N00AA00 34
072 O00AA00 0
072 P00AA00 0
072 Q00AA00 10
072 R00AA00 11
072 S00AA00 0
072 T00AA00 0
072 U00AA00 7
072 V00AA00 0
072 W00AA00 2
072 X00AA00 156
072 Y00AA00 99
072 Z00AA00 -10
072AA00AA00 0
072BB00AA00 20
072CC01AA00 361
072CC02AA00 0
072DD01AA00 0
072DD02AA00 0
072EE00AA00 0
073 A01AA00 0.0000
073 A02AA00 0.0000
073 B00AA00 0.0000
073 C00AA00 0.0000
074 A00AA00 72
074 B00AA00 0
074 C00AA00 249
074 D00AA00 0
074 E00AA00 0
<PAGE> PAGE 4
074 F00AA00 5838
074 G00AA00 0
074 H00AA00 0
074 I00AA00 0
074 J00AA00 0
074 K00AA00 0
074 L00AA00 38
074 M00AA00 108
074 N00AA00 6305
074 O00AA00 0
074 P00AA00 60
074 Q00AA00 0
074 R01AA00 0
074 R02AA00 0
074 R03AA00 0
074 R04AA00 0
074 S00AA00 0
074 T00AA00 6245
074 U01AA00 524
074 U02AA00 0
074 V01AA00 11.92
074 V02AA00 0.00
074 W00AA00 0.0000
074 X00AA00 711
074 Y00AA00 0
075 A00AA00 0
075 B00AA00 5741
076 00AA00 0.00
077 A000000 N
078 000000 N
080 A00AA00 THE CHUBB GROUP
080 C00AA00 300
081 A00AA00 N
081 B00AA00 0
082 A00AA00 Y
082 B00AA00 10
083 A00AA00 N
083 B00AA00 0
084 A00AA00 N
084 B00AA00 0
085 A00AA00 Y
085 B00AA00 N
028 A010100 226
028 A020100 0
028 A030100 0
028 A040100 196
028 B010100 180
028 B020100 0
028 B030100 0
028 B040100 75
028 C010100 310
<PAGE> PAGE 5
028 C020100 0
028 C030100 0
028 C040100 110
028 D010100 306
028 D020100 0
028 D030100 0
028 D040100 14
028 E010100 187
028 E020100 0
028 E030100 0
028 E040100 120
028 F010100 199
028 F020100 0
028 F030100 0
028 F040100 40
028 G010100 1408
028 G020100 0
028 G030100 0
028 G040100 555
028 H000100 0
037 000100 Y
038 000100 5
039 000100 Y
040 000100 N
041 000100 N
042 A000100 0
042 B000100 0
042 C000100 0
042 D000100 0
042 E000100 0
042 F000100 0
042 G000100 0
042 H000100 0
043 000100 0
044 000100 0
SIGNATURE GRETCHEN B. ZEPERNICK
TITLE CORP COMPLIANCE ADMN
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000936886
<NAME> FOCUS TRUST, INC.
<SERIES>
<NUMBER> 1
<NAME> FOCUS TRUST, INC.
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-START> JAN-01-1996
<PERIOD-END> JUN-30-1996
<INVESTMENTS-AT-COST> 5337251
<INVESTMENTS-AT-VALUE> 6087575
<RECEIVABLES> 37639
<ASSETS-OTHER> 58666
<OTHER-ITEMS-ASSETS> 121080
<TOTAL-ASSETS> 6304960
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 59835
<TOTAL-LIABILITIES> 59835
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 5525003
<SHARES-COMMON-STOCK> 523797
<SHARES-COMMON-PRIOR> 453220
<ACCUMULATED-NII-CURRENT> (9850)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (20352)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 750324
<NET-ASSETS> 6245125
<DIVIDEND-INCOME> 32930
<INTEREST-INCOME> 14075
<OTHER-INCOME> 0
<EXPENSES-NET> 56855
<NET-INVESTMENT-INCOME> (9850)
<REALIZED-GAINS-CURRENT> (20352)
<APPREC-INCREASE-CURRENT> 361597
<NET-CHANGE-FROM-OPS> 331395
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 118942
<NUMBER-OF-SHARES-REDEEMED> 48352
<SHARES-REINVESTED> (13)
<NET-CHANGE-IN-ASSETS> 1184136
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 19899
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 155629
<AVERAGE-NET-ASSETS> 5740837
<PER-SHARE-NAV-BEGIN> 11.17
<PER-SHARE-NII> (0.02)
<PER-SHARE-GAIN-APPREC> 0.77
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.92
<EXPENSE-RATIO> 2.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>