CROSS-REFERENCE SHEET
Explanatory Note: The Registrant is a "series" company. This Registration
Statement relates to all four series of the Registrant's shares: Starwood
Strategic Fund, Laidlaw Fund (formerly Fiduciary Value Fund), First Lexington
Balanced Fund (formerly Municipal Fixed Income Fund), and Taxable Money Market
Fund. All of the Funds' shares are offered pursuant to a combined Prospectus
(the "Combined Prospectus") and a combined Statement of Additional Information.
In addition, the shares of The Taxable Money Market Fund are offered pursuant to
a separate Prospectus for that Fund only (the "Money Market Fund Prospectus").
Both the Combined Prospectus and the Money Market Fund Prospectus are included
in Part A of the Registration Statement. The Prospectus headings below refer to
the headings in the Combined Prospectus; the Prospectus headings in the Money
Market Fund Prospectus are substantially identical.
PART A. INFORMATION REQUIRED IN THE PROSPECTUS.
Item in Form N-1A Prospectus Heading
Item 1. Cover Page . . . . . . . . . . . . . Cover Page
Item 2. Synopsis . . . . . . . . .. . . . . Summary of Fund Expenses;
Highlights
Item 3. Condensed Financial Information . . Financial Highlights;
Performance Information
Item 4. General Description of Registrant . Highlights; Investment
Objectives and Policies;
Investment Policies and
Techniques and Risk Factors;
General Information
Item 5. Management of the Fund . . . . . . . The Trust and Its
Management
Item 5A. Management's Discussion of Fund . . .Not Applicable
Performance
Item 6. Capital Stock and Other Securities . General Information;
Dividends and Distributions;
Taxes
Item 7. Purchase of Securities Being. . . . How to Buy Shares;
Offered Shareholder Services; Net
Asset Value; The Trust and
its Management; Supplement to
Prospectus
Item 8. Redemption or Repurchase . . . . . . How to Redeem Shares;
Exchange Privilege
Item 9. Pending Legal Proceedings . . . . . .Not Applicable
Item 13. Investment Objectives and Policies. .Investment Objectives and
Policies; Investment Policies
and Techniques and Risk
Factors
Item 16. Investment Advisory and Other
Services. . . . . . . . . . . . . .The Trust and Its Management
PART B. INFORMATION REQUIRED IN THE STATEMENT OF ADDITIONAL INFORMATION.
Item in Form N-1A Statement Heading
Item 10. Cover Page . . . . . . . . . . . . . . . . Cover Page
Item 11. Table of Contents . . . . . . . . . . . . . .Table of Contents
Item 12. General Information and History . . . . . . .None
Item 13. Investment Objectives and Policies . . . . . Types of Investments
and Investment
Techniques;
Investment Limitations
Item 14. Management of the Fund . . . . . . . . . . . Management of the Trust
Item 15. Control Persons and Principal Holders
of Securities . . . . . . . . .. . . . . . . . . . . Management of the Trust
Item 16. Investment Advisory and Other Services . . . Investment Advisory
Arrangements;
Distribution
Arrangements;
Administrative
Services Arrangements;
Custodian, Transfer
Agent, Fund Accounting
Agent, and
Independent Accountants
Item 17. Brokerage Allocation and Other Practices . . Brokerage
Transactions
Item 18. Capital Stock and Other Securities . . . . . Information About the
Trust
Item 19. Purchase, Redemption and Pricing of
Securities Being Offered . . . . . . . . . . .Purchase and
Redemption;
Determination of Net
Asset Value
Item 20. Tax Status . . . . . . . . . . . . . . . . . Tax Status
Item 21. Underwriters . . . . . . . . . . . . . . . Not Applicable
Item 22. Calculation of Performance Data . . . . . . .Performance
Information
Item 23. Financial Statements . . . . . . . . . . . Financial Statements
PART C. OTHER INFORMATION
Information required to be included in Part C is set forth under the
appropriate Item, so numbered, in Part C of the Registration Statement.
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THE UNIFIED FUNDS
SUPPLEMENT TO PROSPECTUS DATED FEBRUARY 1, 1998
To residents of ARIZONA, IOWA, MARYLAND, MASSACHUSETTS, NEW MEXICO,
AND WISCONSIN:
Shares of The First Lexington Balanced Fund are not offered in your state and
may not be obtained either by original purchase or exchange.
THE UNIFIED FUNDS
SUPPLEMENT TO PROSPECTUS DATED FEBRUARY 1, 1998
To residents of TENNESSEE:
Shares of The Laidlaw Fund are not offered in your state and may not be obtained
either by original purchase or exchange.
THE UNIFIED FUNDS
SUPPLEMENT TO PROSPECTUS DATED FEBRUARY 1, 1998
To residents of ARKANSAS AND RHODE ISLAND:
Shares of The Laidlaw Fund and The First Lexington Balanced Fund are not offered
in your state and may not be obtained either by original purchase or exchange.
THE UNIFIED FUNDS
SUPPLEMENT TO PROSPECTUS DATED FEBRUARY 1, 1998
To residents of MICHIGAN:
Shares of The Starwood Strategic Fund and The First Lexington Balanced Fund are
not offered in your state and may not be obtained either by original purchase or
exchange.
THE UNIFIED FUNDS
SUPPLEMENT TO PROSPECTUS DATED FEBRUARY 1, 1998
To residents of CONNECTICUT:
Shares of The Starwood Strategic Fund and The Laidlaw Fund are not offered in
your state and may not be obtained either by original purchase or exchange.
