<PAGE> 1
EX-19.1
Management Report
Management Report on Mercantile Bank National Association's Compliance, as
Servicer, With the Servicing Requirements of the Mercantile Credit Card
Master Trust Pooling and Servicing Agreement and Applicable Provisions of the
Series 1995-1 Supplement
Management of Mercantile Bank National Association (MBNA), as servicer, is
responsible for compliance with the servicing requirements in Article III,
Sections 3.01, 3.02, 3.04, 3.05, 3.06, 3.09, and 3.10, Article IV, and
Section 8.08 of the Pooling and Servicing Agreement for the Mercantile Credit
Card Master Trust dated as of May 17, 1995, and the applicable provisions of
the Series 1995-1 Supplement, among MBNA, as seller and servicer, and Chase
Manhattan Bank (formerly Chemical Bank), as Trustee (collectively, the
Agreement).
Management has performed an evaluation of MBNA's compliance with the
aforementioned sections and applicable supplemental provisions of the
Agreement for the year ended August 31, 2000. Based upon this evaluation,
management believes that, for the year ended August 31, 2000, MBNA, as
servicer, was materially in compliance with the aforementioned sections and
applicable supplemental provisions of the Agreement.
/s/ John Deibel
John Deibel
Vice President
November 21, 2000
8
