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Previous: NS&L BANCORP INC, 10KSB, EX-23, 2000-12-28 |
Next: AMERICAN AADVANTAGE MILEAGE FUNDS, NSAR-B, 2000-12-28 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains information extracted from the consolidated financial
statements of NS&L Bancorp for the year ended September 30, 2000 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> SEP-30-2000
<CASH> 2,982
<INT-BEARING-DEPOSITS> 80
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 173
<INVESTMENTS-CARRYING> 23,202
<INVESTMENTS-MARKET> 22,824
<LOANS> 44,540
<ALLOWANCE> 63
<TOTAL-ASSETS> 72,809
<DEPOSITS> 48,256
<SHORT-TERM> 11,309
<LIABILITIES-OTHER> 904
<LONG-TERM> 1,808
0
0
<COMMON> 10
<OTHER-SE> 0
<TOTAL-LIABILITIES-AND-EQUITY> 10,124
<INTEREST-LOAN> 1,500
<INTEREST-INVEST> 3,286
<INTEREST-OTHER> 109
<INTEREST-TOTAL> 4,895
<INTEREST-DEPOSIT> 2,143
<INTEREST-EXPENSE> 2,764
<INTEREST-INCOME-NET> 2,131
<LOAN-LOSSES> 13
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,815
<INCOME-PRETAX> 737
<INCOME-PRE-EXTRAORDINARY> 482
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 482
<EPS-BASIC> .74
<EPS-DILUTED> .74
<YIELD-ACTUAL> 2.35
<LOANS-NON> 3
<LOANS-PAST> 49
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 63
<CHARGE-OFFS> 33
<RECOVERIES> 20
<ALLOWANCE-CLOSE> 63
<ALLOWANCE-DOMESTIC> 63
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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