Supplement Dated July 1, 1999, to Prospectus Dated May 3, 1999
Kansas City Life Variable Annuity Separate Account
Variable Annuity Contract
Effective July 1, 1999, please note the following changes to the Prospectus:
o All references in the Prospectus and the Statement of Additional
Information to the J.P. Morgan Equity Portfolio should now be to the J.P.
Morgan U.S. Disciplined Equity Portfolio.
o The description of the J.P. Morgan Equity Portfolio (now the J.P. Morgan
U.S. Disciplined Equity Portfolio) on page 16 of the Prospectus should now
be as follows:
J.P. Morgan U.S. Disciplined Equity Portfolio. The investment objective of
J.P. Morgan U.S. Disciplined Equity Portfolio is to provide a high total
return from a portfolio comprised of selected equity securities. Total
return will consist of realized and unrealized capital gains and losses
plus income less expenses. The Portfolio invests primarily in large- and
medium- capitalization U.S. companies. Industry by industry, the
portfolio's weightings are similar to those of the S&P 500.
o As a result of this change, the fees for the J.P. Morgan U.S. Disciplined
Equity Portfolio are lower than those shown on page 7 of the Prospectus.*
o As a result of the change in expenses, the expenses shown for the J.P.
Morgan Equity Portfolio (now the U.S. Disciplined Equity Portfolio) in the
examples on page 10 of the Prospectus are higher than will now be
applicable. The correct expenses applicable to these examples for the J.P.
Morgan Disciplined Equity Portfolio are as follows:
1. If the Contract is surrendered or is paid out under a Non-Life Payment
Option at the end of the applicable time period:
1 Year 3 Years 5 Years 10 Years
88.53 141.55 176.89 268.58
2. If the Contract is not surrendered or is paid out under a Life Payment
Option at the end of the applicable time period:
1 Year 3 Years 5 Years 10 Years
23.92 73.61 125.86 268.58
*The management fee for the J.P. Morgan U.S. Disciplined Equity Portfolio is now
0.35% and the other expenses equal 1.08%, bringing the total operating expenses
to 1.43%. The fee waiver and expense reimbursement is now 0.56% which makes net
expenses equal to 0.87%.
5653 7-99a
