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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
(Rule 13d-102)
INFORMATION TO BE INCLUDED IN STATEMENT FILED PURSUANT
TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED
PURSUANT TO RULE 13d-2(b)
(Amendment No. 4)*
HAYWOOD BANCSHARES, INC.
(Name of Issuer)
COMMON STOCK, PAR VALUE $1.00 PER SHARE
(Title of Class of Securities)
421334 10 3
(CUSIP Number)
N/A
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which
this Schedule is filed:
[ ] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[x] Rule 13d-1(d)
* The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect to
the subject class of securities, and for any subsequent amendment
containing information which would alter the disclosures provided
in a prior cover page.
The information required in the remainder of this cover page
shall not be deemed to be "filed" for the purpose of Section 18
of the Securities Exchange Act of 1934 ("Act") or otherwise
subject to the liabilities of that section of the Act but shall
be subject to all other provisions of the Act (however, see the
Notes).
Page 1 of 5 pages
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CUSIP NO. 421334 10 3 13G PAGE 2 OF 5 PAGES
1. NAMES OF REPORTING PERSONS
I.R.S. IDENTIFICATION NO.
OF ABOVE PERSONS (ENTITIES ONLY)
Larry R. Ammons
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP:
(a) [ ]
(b) [ X ]
3. SEC USE ONLY
4. CITIZENSHIP OR PLACE OF ORGANIZATION
United States
Number of shares beneficially owned by each reporting person
with:
5. SOLE VOTING POWER 13,270
6. SHARED VOTING POWER 66,632
7. SOLE DISPOSITIVE POWER: 13,270
8. SHARED DISPOSITIVE POWER: 66,632
9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON: 79,902
10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN
SHARES*: [ ]
11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9: 6.4%
12. TYPE OF REPORTING PERSON:* IN
*SEE INSTRUCTIONS BEFORE FILLING OUT!
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Item 1(a) NAME OF ISSUER:
Haywood Bancshares, Inc.
(b) ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:
370 North Main Street
Waynesville, North Carolina 28786
Item 2(a) NAME OF PERSON(S) FILING:
Larry R. Ammons
(b) ADDRESS OF PRINCIPAL BUSINESS OFFICE:
370 North Main Street
Waynesville, North Carolina 28786
(c) CITIZENSHIP:
United States
(d) TITLE OF CLASS OF SECURITIES:
Common Stock, par value $1.00 per share
(e) CUSIP NUMBER:
421334 10 3
Item 3 IF THIS STATEMENT IS FILED UNDER RULE 13D-1(b) OR
RULE 13D-2(b), OR (c) CHECK WHETHER THE PERSON FILING
IS A:
Not Applicable since this statement is being filed
under Rule 13d-1(c).
Item 4. OWNERSHIP
(a) Amount Beneficially Owned: 79,902 shares
(b) Percent of Class: 6.4%
(c) Number of shares as to which such person has:
(i) Sole power to vote or to direct the vote 13,270
(ii) Shared power to vote or to direct the
vote 66,632
Page 3 of 5
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(iii) sole power to dispose or to direct the
disposition of 13,270
(iv) shared power to dispose or to direct
the disposition of 66,632
Item 5 OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS:
If this statement is being filed to report the fact that
as of the date hereof the reporting person has ceased to
be the beneficial owner of more than five percent of the
class of securities, check the following: [ ]
Item 6 OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER
PERSON:
Not Applicable
Item 7 IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH
ACQUIRED THE SECURITY BEING REPORTED ON BY THE PARENT
HOLDING COMPANY:
Not Applicable
Item 8 IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE
GROUP:
Not Applicable
Item 9 NOTICE OF DISSOLUTION OF GROUP:
Not Applicable
Item 10 CERTIFICATION:
By signing below, I certify that, to the best of my
knowledge and belief, the securities referred to above
were not acquired and were not held for the purpose of or
with the effect of changing or influencing the control of
the issuer of the securities and were not acquired and
are not held in connection with or as a participant in
any transaction having that purpose or effect.
Page 4 of 5 Pages
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SIGNATURE:
After reasonable inquiry and to the best of my knowledge
and belief, I certify that the information set forth in this
statement is true, complete and correct.
31 January 2000
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Date
/s/ Larry R. Ammons
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(Signature)
Larry R. Ammons
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(Name/Title)
