ACACIA NATIONAL VARIABLE LIFE INSURANCE SEPARATE ACCOUNT 1
24F-2NT, 1996-09-04
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                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 24F-2
                        ANNUAL NOTICE OF SECURITIES SOLD
                             PURSUANT TO RULE 24f-2

 Read instructions at end of Form before preparing Form.  Please print or type.


1.  Name and address of issuer:

                  ACACIA NATIONAL VARIABLE LIFE INSURANCE SEPARATE ACCOUNT I
                  51 LOUISIANA AVENUE, N.W.
                  WASHINGTON, D.C. 20001

2.  Name of each series or class of funds for which this notice is filed:

                 FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE POLICIES


3.  Investment Company Act File Number:    811-8998

                 Securities Act File Number:    33-90208


4.  Last day of fiscal year for which this notice is filed:

                 (1-1-96 THRU 6-30-96)

5.  Check box if this notice is being filed more than 180 days after the close
    of the issuer's fiscal year for purposes of reporting securities sold
    after the close of the fiscal year but before termination of the issuer's
    24f-2 declaration:  /x/


6.  Date of termination of issuer's declaration under rule 24f-2(a)(1), if
    applicable (see Instruction A.6):

                 7-1-1996

7.  Number and amount of securities of the same class or series which had been
     registered under the Securities Act of 1933 other than pursuant to
     rule 24f-2 in a prior fiscal year, but which remained unsold at the
     beginning of the fiscal year:

                 NOT APPLICABLE.

8.  Number and amount of securities registered during the fiscal year other
    than pursuant to rule 24f-2:

                 NOT APPLICABLE.


9.  Number and aggregate sale price of securities sold during the fiscal year:

                 NO. OF POLICIES: 297                SALES: $650,179.72

SEC 2393 (9/95)
<PAGE>   2
10.  Number and aggregate sale price of securities sold during the fiscal year
     in reliance upon registration pursuant to rule 24f-2:

                 NO. OF POLICIES:  297         SALES $650,179.72


11.  Number and aggregate sale price of securities issued during the fiscal
     year in connection with dividend reinvestment plans, if applicable (see
     Instruction B.7):

                 NOT APPLICABLE.

12.  Calculation of registration fee:

<TABLE>
       <S>                                                                            <C>
       (I)   Aggregate sale price of securities sold during the                        $    $  650,179.72
             fiscal year in reliance on rule 24f-2 (from Item 10):                     ---------------------

       (Ii)  Aggregate price of shares issued in connection                            +    NOT APPLICABLE
             with dividend reinvestment plans (from Item 11, if                        ---------------------
             applicable):

       (Iii) Aggregate price of shares redeemed or repurchased                         -    NOT APPLICABLE
             during the fiscal year (if applicable):                                   ---------------------

       (iv)  Aggregate price of shares redeemed or repurchased                         +    NOT APPLICABLE
             and previously applied as a reduction to                                  ---------------------
             filing fees pursuant to rule 24e-2 (if applicable)

       (v)   Net aggregate price of securities sold and issued                              NOT APPLICABLE
             during the fiscal year in reliance on rule 24f-2 [line                    ---------------------
             (i), plus line (ii), less line (iii), plus line (iv)] (if
             applicable):

       (vi)  Multiplier prescribed by Section 6(b) of the Securities                   x    1/2900
             Act of 1933 or other applicable law or regulation                         ---------------------
             (See Instruction C.6):

       (vii) Fee due [line (i) or line (v) multiplied by line (vi)]:                   $    224.20
                                                                                      ---------------------
</TABLE>

INSTRUCTION: Issuers should complete lines (ii), (iii), (iv), and (v) only if
             the form is being filed within 60 days after the close of the
             issuer's fiscal year.  See Instruction C.3.


13.  Check box if fees are being remitted to the Commission's lockbox
     depository as described in section 3a of the Commission's Rules of
     Informal and Other Procedures (17 CFR 202.3a).  /x/

     Date of mailing or wire transfer of filing fees to the Commission's
     lockbox depository:

                  8-29-96          FED. REF. NO. FTJ 9608296916400

                                   SIGNATURES

      This report has been signed below by the following persons on behalf of
the issuer and in the capacities and on the dates indicated.


      By (Signature and Title)* /s/ ELLEN JANE ABROMSON
                               ----------------------------------------


                               ELLEN JANE ABROMSON, 2ND VICE PRESIDENT AND
                               ASSOCIATE COUNSEL
                               --------------------------------------------
      Date      9-3-96
         -----------------------------

         *Please print the name and title of the signing officer below the
          signature.

<PAGE>   1
August 30, 1996




Acacia National Life Insurance Company
51 Louisiana Avenue, N.W.
Washington, D.C. 20001

Re:      Investment Company Act File Number: 811-8998
         Securities Act File Number: 33-90208

Gentlemen:

This opinion is furnished in connection with the registration by Acacia
National Life Insurance Company of a flexible premium variable life insurance
policy ("Policy") under the Securities Act of 1933.  In my professional opinion
the securities sold from January 1, 1996 through June 30, 1996 are validly
issued, fully paid and non-assessable.

Sincerely,


/s/
Robert-John H.  Sands
Sr. Vice President and
General Counsel



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