ACACIA NATIONAL VARIABLE LIFE INSURANCE SEPARATE ACCOUNT 1
497, 1999-06-15
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                                 ALLOCATOR 2000
                     ACACIA NATIONAL LIFE INSURANCE COMPANY
                   Supplement to Prospectus dated May 1, 1999

The PORTFOLIO ANNUAL EXPENSES chart at page 32 of the prospectus is corrected so
that expenses for the Strong International Stock Fund II are as follows:

<TABLE>
<CAPTION>
<S>             <C>                                      <C>                           <C>                      <C>
                                                                                          OTHER                  TOTAL PORTFOLIO
                 PORTFOLIO                                MANAGEMENT FEES                EXPENSES                ANNUAL EXPENSES
- --------------------------------------------------------------------------------------------------------------------------------

       Strong International Stock Fund II                    1.00%                        .62%                        1.62%

</TABLE>

The prospectus is further supplemented at page 8 to restate the last sentence of
the first paragraph, and the entire second paragraph, to read as follows:

Acacia  Life is in turn a second  tier  subsidiary  of  Ameritas  Acacia  Mutual
Holding Company, a Nebraska mutual insurance holding company.

On  January  1, 1999,  Ameritas  Mutual  Insurance  Holding  Company  ("Ameritas
Mutual"),  a Nebraska mutual insurance holding company and Acacia Mutual Holding
Corporation ("Acacia Mutual"), a District of Columbia mutual holding corporation
merged and became Ameritas Acacia Mutual Holding Company  ("Ameritas  Acacia") a
Nebraska mutual  insurance  holding  company.  Both Ameritas Acacia and Ameritas
Holding  Company,  an  intermediate  holding  company, are  organized  under the
Nebraska Mutual Insurance Holding Company Act. Acacia Life Insurance  Company, a
subsidiary of Ameritas Holding Company, is regulated by the District of Columbia
Insurance  Department.  Ameritas Mutual and its subsidiaries had total assets at
December 31, 1998 of over $4.1 billion and Acacia Life and its  subsidiaries had
total assets as of December  31, 1998 of $2.4  billion.  The combined  group has
total assets of over $6.5 billion


The date of this Supplement is June 15, 1999.



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