ALLOCATOR 2000
ACACIA NATIONAL LIFE INSURANCE COMPANY
Supplement to Prospectus dated May 1, 1999
The PORTFOLIO ANNUAL EXPENSES chart at page 32 of the prospectus is corrected so
that expenses for the Strong International Stock Fund II are as follows:
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C>
OTHER TOTAL PORTFOLIO
PORTFOLIO MANAGEMENT FEES EXPENSES ANNUAL EXPENSES
- --------------------------------------------------------------------------------------------------------------------------------
Strong International Stock Fund II 1.00% .62% 1.62%
</TABLE>
The prospectus is further supplemented at page 8 to restate the last sentence of
the first paragraph, and the entire second paragraph, to read as follows:
Acacia Life is in turn a second tier subsidiary of Ameritas Acacia Mutual
Holding Company, a Nebraska mutual insurance holding company.
On January 1, 1999, Ameritas Mutual Insurance Holding Company ("Ameritas
Mutual"), a Nebraska mutual insurance holding company and Acacia Mutual Holding
Corporation ("Acacia Mutual"), a District of Columbia mutual holding corporation
merged and became Ameritas Acacia Mutual Holding Company ("Ameritas Acacia") a
Nebraska mutual insurance holding company. Both Ameritas Acacia and Ameritas
Holding Company, an intermediate holding company, are organized under the
Nebraska Mutual Insurance Holding Company Act. Acacia Life Insurance Company, a
subsidiary of Ameritas Holding Company, is regulated by the District of Columbia
Insurance Department. Ameritas Mutual and its subsidiaries had total assets at
December 31, 1998 of over $4.1 billion and Acacia Life and its subsidiaries had
total assets as of December 31, 1998 of $2.4 billion. The combined group has
total assets of over $6.5 billion
The date of this Supplement is June 15, 1999.