UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. ___)*
HOME CITY FINANCIAL CORPORATION
_________________________________________
(Name of Issuer)
COMMON SHARES, NO PAR VALUE
_________________________________________
(Title of Class of Securities)
43706C 10 0
_________________________________________
(CUSIP Number)
Check the following box if a fee is being paid with this statement ____ . (A fee
is not required only if the filing person: (1) has a previous statement on file
reporting beneficial ownership of more than five percent of the class of
securities described in Item 1; and (2) has filed no amendment subsequent
thereto reporting beneficial ownership of five percent or less of such class.)
(See Rule 13d-7).
* The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
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<PAGE>
CUSIP No. 43706C 10 0 13G
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Home City Financial Corporation Employee Stock Ownership Plan
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) _____
(b) __X__
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OF ORGANIZATION
Ohio
| 5 SOLE VOTING POWER
|
| -0-
NUMBER OF |
SHARES | 6 SHARED VOTING POWER
BENEFICIALLY |
OWNED | -0-
BY EACH |
REPORTING |
PERSON | 7 SOLE DISPOSITIVE POWER
WITH |
| -0-
|
| 8 SHARED DISPOSITIVE POWER
|
| 76,176
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
76,176
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
8.0%
12 TYPE OF REPORTING PERSON*
EP
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<PAGE>
CUSIP No. 43706C 10 0 13G
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
First Bankers Trust Company, N.A.
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) _____
(b) __X__
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States
| 5 SOLE VOTING POWER
|
| 76,176
NUMBER OF |
SHARES | 6 SHARED VOTING POWER
BENEFICIALLY |
OWNED | -0-
BY EACH |
REPORTING |
PERSON | 7 SOLE DISPOSITIVE POWER
WITH |
| -0-
|
| 8 SHARED DISPOSITIVE POWER
|
| 76,176
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
76,176
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
8.0%
12 TYPE OF REPORTING PERSON*
BK
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<PAGE>
ITEM 1(A). Name of Issuer:
Home City Financial Corporation
ITEM 1(B). Address of Issuer's Principal Executive Offices:
63 W. Main Street
Springfield, Ohio 45502
ITEM 2(A). Name of Persons Filing:
First Bankers Trust Company, N.A.
Home City Financial Corporation Employee Stock Ownership Plan
ITEM 2(B). Address of Principal Business Office or, if none, Residence:
First Bankers Trust Company, N.A.
1201 Broadway
Quincy, Illinois 62301
Home City Financial Corporation Employee Stock Ownership Plan
First Bankers Trust Company, N.A., Trustee
1201 Broadway
Quincy, Illinois 62301
ITEM 2(C). Citizenship:
First Bankers Trust Company, N.A.
Organized under the laws of the United States
Home City Financial Corporation Employee Stock Ownership Plan:
Organized in Ohio
ITEM 2(D). Title and Class of Securities:
Common shares, no par value
ITEM 2(E). CUSIP Number:
43706C 10 0
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ITEM 3. If this statement is filed pursuant to Rules 13d-1(b), or 13d-2(b),
check whether the person filing is a:
(a) [ ] Broker or Dealer registered under Section 15 of the Act
(b) [X] Bank as defined in section 3(a)(19) of the Act
(c) [ ] Insurance Company as defined in section 3(a)(19) of the Act
(d) [ ] Investment Company registered under section 8 of the
Investment Company Act
(e) [ ] Investment Advisor registered under section 203 of the
Investment Advisers Act of 1940
(f) [X] Employee Benefit Plan, Pension Fund which is subject to the
provisions of the Employee Retirement Income Security Act of
1974 or Endowment Fund; see ss.240.13d-1(b)(1)(ii)(F)
(g) [ ] Parent Holding Company, in accordance with ss.240.13d-1(b)(1)
(ii)(G)
(h) [ ] Group, in accordance with
ss. 240.13d-1(b)(1)(ii)(H)
ITEM 4. Ownership:
FIRST BANKERS TRUST COMPANY, N.A.
(a) Amount Beneficially Owned:
76,176
(b) Percent of Class:
8.0%
(c) Number of shares as to which such person has:
(i) sole power to vote or to direct the vote:
76,176
(ii) shared power to vote or to direct the vote:
-0-
(iii) sole power to dispose or to direct the disposition of:
-0-
(iv) shared power to dispose or to direct the disposition of:
76,176
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HOME CITY FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN
(a) Amount Beneficially Owned:
76,176
(b) Percent of Class:
8.0%
(c) Number of Shares as to which such person has:
(i) sole power to vote or to direct the vote:
-0-
(ii) shared power to vote or to direct the vote:
-0-
(iii) sole power to dispose or to direct the disposition of:
-0-
(iv) shared power to dispose or to direct the disposition of:
76,176
There are 76,176 common shares owned by the Home City Financial
Corporation Employee Stock Ownership Plan (the "Plan"). First
Bankers Trust Company, N.A., is the Trustee of the Plan. Under
the terms of the Plan and the Trust Agreement, the Trustee votes
all of the shares allocated to the accounts of participants as
directed by the participants to whose accounts such shares have
been allocated. With respect to unallocated shares or allocated
shares with respect to which no instructions have been received,
the Plan provides that the Trustee shall vote such shares in the
Trustee's discretion. As of December 31, 1996, no shares had been
allocated to Plan participants.
Although the Trustee has general authority to sell assets,
because the Plan provides that the Trustee is to invest primarily
in shares of the issuer, the authority to dispose of such shares
is limited by the Plan.
ITEM 5. Ownership of Five Percent or Less of a Class:
Inapplicable
ITEM 6. Ownership of More Than Five Percent on Behalf of Another Person:
Inapplicable
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<PAGE>
ITEM 7. Identification and Classification of the Subsidiary Which Acquired the
Security Being Reported on by the Parent Holding Company:
Inapplicable
ITEM 8. Identification and Classification of Members of the Group:
Inapplicable
ITEM 9. Notice of Dissolution of Group:
Inapplicable
ITEM 10. Certification:
By signing below, I certify that, to the best of my knowledge and
belief, the securities referred to above were acquired in the ordinary
course of business and were not acquired for the purpose of and do not
have the effect of changing or influencing the control of the issuer
of such securities and were not acquired in connection with or as a
participant in any transaction having such purposes or effect.
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<PAGE>
Signature:
After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement is true,
complete and correct.
FIRST BANKERS TRUST COMPANY, N.A.
Date: 2/12/97 By: Carmen Walch
Trust Officer
HOME CITY FINANCIAL CORPORATION
EMPLOYEE STOCK OWNERSHIP PLAN
By: First Bankers Trust Company, N.A.,
Trustee
Date: 2/12/97 By: Carmen Walch
Trust Officer
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<PAGE>
EXHIBIT A
AGREEMENT FOR JOINT FILING OF SCHEDULE 13G
The undersigned hereby agree that the Schedule 13G being filed with the
Securities and Exchange Commission to report their beneficial ownership of more
than 5% of the common shares of Home City Financial Corporation, an Ohio
corporation, shall be, and is, filed on behalf of each of the undersigned.
FIRST BANKERS TRUST COMPANY, N.A.
Date: 2/12/97 By: Carmen Walch
Trust Officer
HOME CITY FINANCIAL CORPORATION
EMPLOYEE STOCK OWNERSHIP PLAN
By: First Bankers Trust Company, N.A.,
Trustee
Date: 2/12/97 By: Carmen Walch
Trust Officer
