UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. 1 )*
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Home City Financial Corporation
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(Name of Issuer)
Common shares, no par value
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(Title of Class of Securities)
43706C 10 0
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(CUSIP Number)
December 31, 1998
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(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:
[x ] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ ] Rule 13d-1(d)
* The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which
would alter the disclosures provided in a prior cover page.
Home City Financial Corporation Employee Stock Ownership Plan
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a)
(b) X
3. SEC USE ONLY
4. CITIZENSHIP OR PLACE OF ORGANIZATION
Ohio
NUMBER OF 5 SOLE VOTING POWER -0-
SHARES
BENEFICIALLY 6 SHARED VOTING POWER -0-
OWNED BY EACH
REPORTING PERSON 7 SOLE DISPOSITIVE POWER -0-
WITH
8 SHARED DISPOSITIVE POWER 76,176
9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
76,176
10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
8.9%
<PAGE>
12. TYPE OF REPORTING PERSON*
EP
<PAGE>
CUSIP No. 43706C 10 0 13G
1. NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
First Bankers Trust Company, N.A.
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a)
(b) X
3. SEC USE ONLY
4. CITIZENSHIP OR PLACE OF ORGANIZATION
United States
NUMBER OF 5. SOLE VOTING POWER 68,558
SHARES
BENEFICIALLY 6. SHARED VOTING POWER -0-
OWNED
BY EACH 7. SOLE DISPOSITIVE POWER -0-
REPORTING PERSON
WITH 8. SHARED DISPOSITIVE POWER 76,176
9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
76,176
10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
8.9%
<PAGE>
12. TYPE OF REPORTING PERSON*
BK
<PAGE>
Item 1(a). Name of Issuer:
Home City Financial Corporation
Item 1(b). Address of Issuer's Principal Executive Offices:
63 W. Main Street
Springfield, Ohio 45502
Item 2(a). Name of Persons Filing:
First Bankers Trust Company, N.A.
Home City Financial Corporation Employee Stock Ownership Plan
Item 2(b). Address of Principal Business Office or, if none, Residence:
First Bankers Trust Company, N.A.
1201 Broadway
Quincy, Illinois 62301
Home City Financial Corporation Employee Stock Ownership Plan
First Bankers Trust Company, N.A., Trustee
1201 Broadway
Quincy, Illinois 62301
Item 2(c). Citizenship:
First Bankers Trust Company, N.A.
Organized under the laws of the United States
Home City Financial Corporation Employee Stock Ownership Plan:
Organized in Ohio
Item 2(d). Title and Class of Securities:
Common shares, no par value
Item 2(e). CUSIP Number:
43706C 10 0
<PAGE>
Item 3. If this statement is filed pursuant to Rules 13d-1(b), or 13d-2(b)
or (c), check whether the person filing is a:
(a) [ ] Broker or Dealer registered under Section 15 of the Act
(15 U.S.C. 78o).
(b) [X] Bank as defined in section 3(a)(6) of the Act
(15 U.S.C. 78c).
(c) [ ] Insurance Company as defined in section 3(a)(19) of the
Act (15 U.S.C. 78c).
(d) [ ] Investment Company registered under section 8 of the
Investment Company Act of 1940 (15 U.S.C. 80a-8).
(e) [ ] An investment adviser in accordance with §
240.13d-1(b)(1)(ii)(E).
(f) [X] An employee benefit plan or endowment fund in accordance
with § 240.13d-1(b)(1)(ii)(F).
<PAGE>
(g) [ ] A parent holding company or control person in accordance
with § 240.13d-1(b)(1)(ii)(G).
(h) [ ] A savings association as defined in Section 13(b) of the
Federal Deposit Insurance Act (12 U.S.C. 1813).
(i) [ ] A church plan that is excluded from the definition of an
investment company under Section 3(c)(14) of the
Investment Company Act of 1940 (15 U.S.C. 80a-3).
(j) [ ] A group, in accordance with § 240.13d-1(b)(1)(ii)(J)
Item 4. Ownership
First Bankers Trust Company, N.A.
---------------------------------
(a) Amount Beneficially Owned:
76,176
(b) Percent of Class:
8.9%
<PAGE>
(c) Number of shares as to which such person has:
(i) sole power to vote or to direct the vote:
68,558
(ii) shared power to vote or to direct the vote:
-0-
(iii) sole power to dispose or to direct the disposition of:
-0-
(iv) shared power to dispose or to direct the disposition of:
76,176
Home City Financial Corporation Employee Stock Ownership Plan
-------------------------------------------------------------
(a) Amount Beneficially Owned:
76,176
(b) Percent of Class:
8.9%
(c) Number of Shares as to which such person has:
(i) sole power to vote or to direct the vote:
-0-
(ii) shared power to vote or to direct the vote:
-0-
(iii) sole power to dispose or to direct the disposition
of:
-0-
(iv) shared power to dispose or to direct the disposition
of:
76,176
There are 76,176 common shares owned by the Home City Financial Corporation
Employee Stock Ownership Plan (the "Plan"). First Bankers Trust Company,
N.A., is the Trustee of the Plan. Under the terms of the Plan and the Trust
Agreement, the Trustee votes all of the shares allocated to the accounts of
participants as directed by the participants to whose accounts such shares
have been allocated. With respect to unallocated shares or allocated shares
with respect to which no instructions have been received, the Plan provides
that the Trustee shall vote such shares in the Trustee's discretion. As of
December 31, 1998, 7,617 shares had been allocated to Plan participants.
<PAGE>
Although the Trustee has general authority to sell assets, because the Plan
provides that the Trustee is to invest primarily in shares of the issuer, the
authority to dispose of such shares is limited by the Plan.
Item 5. Ownership of Five Percent or Less of a Class:
Inapplicable
Item 6. Ownership of More Than Five Percent on Behalf of Another Person:
Inapplicable
Item 7. Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on by the Parent Holding Company:
Inapplicable
Item 8. Identification and Classification of Members of the Group:
Inapplicable
Item 9. Notice of Dissolution of Group:
Inapplicable
Item 10. Certification:
By signing below, I certify that, to the best of my knowledge and belief, the
securities referred to above were acquired in the ordinary course of business
and were not acquired for the purpose of and do not have the effect of
changing or influencing the control of the issuer of such securities and were
not acquired in connection with or as a participant in any transaction having
such purposes or effect.
<PAGE>
Signature:
After reasonable inquiry and to the best of my knowledge and belief, I certify
that the information set forth in this statement is true, complete and
correct.
FIRST BANKERS TRUST COMPANY, N.A.
Date: 1/22/99 By: /s/ Carmen Walch
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Trust Officer
HOME CITY FINANCIAL CORPORATION
EMPLOYEE STOCK OWNERSHIP PLAN
By First Bankers Trust Company, N.A.,
Trustee
Date: 1-22-99 By: /s/ Deborah J. Staff
----------------
Trust Officer
<PAGE>
EXHIBIT A
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AGREEMENT FOR JOINT FILING OF SCHEDULE 13G
------------------------------------------
The undersigned hereby agree that the Schedule 13G being filed with the
Securities and Exchange Commission to report their beneficial ownership of
more than 5% of the common shares of Home City Financial Corporation, an Ohio
corporation, shall be, and is, filed on behalf of each of the undersigned.
FIRST BANKERS TRUST COMPANY, N.A.
Date: 1/22/99 By: /s/ Carmen Walch
-------------
Trust Officer
HOME CITY FINANCIAL CORPORATION
EMPLOYEE STOCK OWNERSHIP PLAN
By First Bankers Trust Company, N.A.,
Trustee
Date: 1-22-99 By: Deborah J. Staff
----------------
Trust Officer
