UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. 2 )*
Home City Financial Corporation
- ------------------------------------------------------------------------------
(Name of Issuer)
Common shares, no par value
- ------------------------------------------------------------------------------
(Title of Class of Securities)
43706C 10 0
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(CUSIP Number)
December 31, 1999
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(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:
[x ] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ ] Rule 13d-1(d)
* The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which
would alter the disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities
Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of
that section of the Act but shall be subject to all other provisions of
the Act (however, see the Notes).
<PAGE>
CUSIP No. 43706C 10 0 13G
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1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Home City Financial Corporation Employee Stock Ownership Plan
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a)____
(b) X
----
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OF ORGANIZATION
Ohio
5 SOLE VOTING POWER
-0-
NUMBER OF SHARES 6 SHARED VOTING POWER
BENEFICIALLY -0-
OWNED
BY EACH 7 SOLE DISPOSITIVE POWER
REPORTING PERSON -0-
WITH
8 SHARED DISPOSITIVE POWER
92,771
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
92,771
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
11.0%
12 TYPE OF REPORTING PERSON*
EP
<PAGE>
CUSIP No. 43706C 10 0 13G
-----------
1 NAME OF REPORTING PERSON
S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
First Bankers Trust Company, N.A.
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a)_____
(b) X
-----
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States
NUMBER OF 5 SOLE VOTING POWER
SHARES 60,904
BENEFICIALLY
OWNED 6 SHARED VOTING POWER
BY EACH -0-
REPORTING
PERSON 7 SOLE DISPOSITIVE POWER
WITH -0-
8 SHARED DISPOSITIVE POWER
92,771
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
92,771
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
11.0%
12 TYPE OF REPORTING PERSON*
BK
<PAGE>
Item 1(a). Name of Issuer:
Home City Financial Corporation
Item 1(b). Address of Issuer's Principal Executive Offices:
63 W. Main Street
Springfield, Ohio 45502
Item 2(a). Name of Persons Filing:
First Bankers Trust Company, N.A.
Home City Financial Corporation Employee Stock Ownership Plan
Item 2(b). Address of Principal Business Office or, if none, Residence:
First Bankers Trust Company, N.A.
1201 Broadway
Quincy, Illinois 62301
Home City Financial Corporation Employee Stock Ownership Plan
First Bankers Trust Company, N.A., Trustee
1201 Broadway
Quincy, Illinois 62301
Item 2(c). Citizenship:
First Bankers Trust Company, N.A.
Organized under the laws of the United States
Home City Financial Corporation Employee Stock Ownership Plan:
Organized in Ohio
Item 2(d). Title and Class of Securities:
Common shares, no par value
Item 2(e). CUSIP Number:
43706C 10 0
<PAGE>
Item 3. If this statement is filed pursuant to Rules 13d-1(b), or 13d-2(b)
or (c), check whether the person filing is a:
(a) [ ] Broker or Dealer registered under Section 15 of the
Act (15 U.S.C. 78o).
(b) [ X ] Bank as defined in section 3(a)(6) of the Act
(15 U.S.C. 78c).
(c) [ ] Insurance Company as defined in section 3(a)(19) of
the Act (15 U.S.C. 78c).
(d) [ ] Investment Company registered under section 8 of the
Investment Company Act of 1940 (15 U.S.C. 80a-8).
(e) [ ] An investment adviser in accordance with Section
240.13d-1(b)(1)(ii)(E).
(f) [ X ] An employee benefit plan or endowment fund in
accordance with Section 240.13d-1(b)(1)(ii)(F).
(g) [ ] A parent holding company or control person in
accordance with Section 240.13d-1(b)(1)(ii)(G).
(h) [ ] A savings association as defined in Section 13(b) of
the Federal Deposit Insurance Act (12 U.S.C. 1813).
(i) [ ] A church plan that is excluded from the definition of
an investment company under Section 3(c)(14) of the
Investment Company Act of 1940 (15 U.S.C. 80a-3).
(j) [ ] A group, in accordance with Section 240.13d-1(b)(1)
(ii)(J).
Item 4. Ownership:
First Bankers Trust Company, N.A.
(a) Amount Beneficially Owned:
92,771
(b) Percent of Class:
11.0%
<PAGE>
(c) Number of shares as to which such person has:
(i) sole power to vote or to direct the vote:
60,940
(ii) shared power to vote or to direct the vote:
-0-
(iii) sole power to dispose or to direct the disposition of:
-0-
(iv) shared power to dispose or to direct the disposition of:
92,771
Home City Financial Corporation Employee Stock Ownership Plan
-------------------------------------------------------------
(a) Amount Beneficially Owned:
92,771
(b) Percent of Class:
11.0%
(c) Number of Shares as to which such person has:
(i) sole power to vote or to direct the vote:
-0-
(ii) shared power to vote or to direct the vote:
-0-
(iii) sole power to dispose or to direct the disposition of:
-0-
(iv) shared power to dispose or to direct the disposition
of:
92,771
There are 92,771 common shares owned by the Home
City Financial Corporation Employee Stock Ownership
Plan (the "Plan"). First Bankers Trust Company, N.A.,
is the Trustee of the Plan. Under the terms of the Plan
and the Trust Agreement, the Trustee votes all of the
shares allocated to the accounts of participants as
directed by the participants to whose accounts such
shares have been allocated. With respect to unallocated
shares or allocated shares with respect to which no
instructions have been received,the plan provides that the
Trustee shall vote such shares in the Trustee's discretion.
As of December 31, 1999, 31,831 shares had been allocated
to Plan participants.
<PAGE>
Although the Trustee has general authority to sell assets,
because the Plan provides that the Trustee is to invest
primarily in shares of the issuer, the authority to
dispose of such shares is limited by the Plan.
Item 5. Ownership of Five Percent or Less of a Class:
Inapplicable
Item 6. Ownership of More Than Five Percent on Behalf of Another Person:
Inapplicable
Item 7. Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on by the Parent Holding Company:
Inapplicable
Item 8. Identification and Classification of Members of the Group:
Inapplicable
Item 9. Notice of Dissolution of Group:
Inapplicable
<PAGE>
Item 10. Certification:
By signing below, I certify that, to the best of my knowledge and
belief, the securities referred to above were acquired
in the ordinary course of business and were not acquired
for the purpose of and do not have the effect of changing
or influencing the control of the issuer of such
securities and were not acquired in connection with or as
a participant in any transaction having such purposes or effect.
Signature:
After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement is true,
complete and correct.
FIRST BANKERS TRUST COMPANY, N.A.
Date: 1/19/00 By: /s/ Carmen Walch
------- ----------------------------
Trust Officer
HOME CITY FINANCIAL CORPORATION
EMPLOYEE STOCK OWNERSHIP PLAN
By First Bankers Trust Company, N.A.,
Trustee
Date: 1/19/00 By: /s/ Carmen Walch
------- ------------------------------
Trust Officer
<PAGE>
EXHIBIT A
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AGREEMENT FOR JOINT FILING OF SCHEDULE 13G
------------------------------------------
The undersigned hereby agree that the Schedule 13G being filed with
the Securities and Exchange Commission to report their beneficial ownership
of more than 5% of the common shares of Home City Financial Corporation,
an Ohio corporation, shall be, and is, filed on behalf of each of the
undersigned.
FIRST BANKERS TRUST COMPANY, N.A.
Date: 1/19/00 By: /s/ Carmen Walch
-------------------------------
Trust Officer
HOME CITY FINANCIAL CORPORATION
EMPLOYEE STOCK OWNERSHIP PLAN
By First Bankers Trust Company, N.A.,
Trustee
Date: 1/19/00 By: /s/ Carmen Walch
-------------------------------
Trust Officer
