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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> JUN-30-2001
<PERIOD-END> SEP-30-2000
<CASH> 2,824
<INT-BEARING-DEPOSITS> 862
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 54,326
<INVESTMENTS-CARRYING> 55,238
<INVESTMENTS-MARKET> 56,008
<LOANS> 115,070
<ALLOWANCE> 579
<TOTAL-ASSETS> 181,891
<DEPOSITS> 79,923
<SHORT-TERM> 87,163
<LIABILITIES-OTHER> 1,522
<LONG-TERM> 0
0
0
<COMMON> 94
<OTHER-SE> 13,189
<TOTAL-LIABILITIES-AND-EQUITY> 181,891
<INTEREST-LOAN> 2,409
<INTEREST-INVEST> 935
<INTEREST-OTHER> 85
<INTEREST-TOTAL> 3,429
<INTEREST-DEPOSIT> 870
<INTEREST-EXPENSE> 2,258
<INTEREST-INCOME-NET> 1,171
<LOAN-LOSSES> 70
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 689
<INCOME-PRETAX> 509
<INCOME-PRE-EXTRAORDINARY> 509
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 349
<EPS-BASIC> .39
<EPS-DILUTED> .38
<YIELD-ACTUAL> 2.69
<LOANS-NON> 616
<LOANS-PAST> 64
<LOANS-TROUBLED> 151
<LOANS-PROBLEM> 2,508
<ALLOWANCE-OPEN> 512
<CHARGE-OFFS> 3
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 579
<ALLOWANCE-DOMESTIC> 579
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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