THE NORTHERN LIFE
ADVANTAGE(SM) ANNUITY
INDIVIDUAL DEFERRED VARIABLE/FIXED ANNUITY CONTRACTS
ISSUED BY
SEPARATE ACCOUNT ONE
NORTHERN LIFE INSURANCE COMPANY
SUPPLEMENT TO PROSPECTUS AND STATEMENT OF ADDITIONAL INFORMATION ("SAI")
DATED APRIL 30, 1999
This Supplement replaces the Supplement dated November 15, 1999 to the
Prospectus and SAI dated April 30, 1999.
The Company has added more series of Contracts to Separate Account One,
effective December 29, 1999, bringing the total number of series to four. In
addition to The Northern Life Advantage(SM) Annuity (the "Transfer Series
Contracts" and the "Flex Series Contracts"), the Company now offers The Northern
Life Advantage Century(SM) Annuity (the "Retail Series Contracts") and The
Northern Life Advantage Century Plus(SM) Annuity (the "Plus Series Contracts").
The date of this Prospectus and SAI is now changed to coincide with the
offering of the new series of Contracts. Only The Northern Life Advantage(SM)
Annuity (the "Transfer Series Contracts" and the "Flex Series Contracts") is
offered by this Prospectus. The other series of Contracts are not offered by
this Prospectus.
December 29, 1999
PLEASE INCLUDE THIS SUPPLEMENT WITH YOUR PROSPECTUS.
