VALRICO BANCORP INC
SC 13G, 2000-11-20
STATE COMMERCIAL BANKS
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<PAGE>   1
                                  SCHEDULE 13G

                                 (RULE 13d-102)

 Information to be Included in Statements Filed Pursuant to Rule 13d-1(b), (c)
          and (d) and Amendments Thereto Filed Pursuant to Rule 13d-2.



                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, DC 20549

                                  SCHEDULE 13G

                    Under the Securities Exchange Act of 1934
                          (Amendment No. ___________)*

                             VALRICO BANCORP, INC.
--------------------------------------------------------------------------------
                              (Name of Issuer)

                                  COMMON STOCK
--------------------------------------------------------------------------------
                       (Title of Class of Securities)

                                   920348109
--------------------------------------------------------------------------------
                                 (CUSIP Number)


--------------------------------------------------------------------------------

            (Date of Event Which Requires Filing of this Statement)

         Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:

                  [ ]    Rule 13d-1(b)

                  [X]    Rule 13d-1(c)

                  [ ]    Rule 13d-1(d)

         *The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which would
alter the disclosures provided in a prior cover page.

         The information required in the remainder of this cover page shall not
be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act, but shall be subject to all other provisions of the Act (however, see
the Notes).


<PAGE>   2


CUSIP NO. 920348109                   13G                 PAGE  7  OF  17  PAGES
--------------------------------------------------------------------------------
  1     Names of Reporting Persons/I.R.S. Identification Nos. of Above Persons
        (Entities Only)

        LEVAUGHN AMERSON
--------------------------------------------------------------------------------
  2     Check the Appropriate Box if a Member of a Group     (a) [ ]
        (See Instructions)                                   (b) [ ]

         NOT APPLICABLE
--------------------------------------------------------------------------------
  3     SEC Use Only


--------------------------------------------------------------------------------
  4     Citizenship or Place of Organization

        U.S.A
--------------------------------------------------------------------------------
    Number of
                           5       Sole Voting Power

      Shares                       4,703
                           -----------------------------------------------------
   Beneficially            6       Shared Voting Power

                                   29,000
     Owned by              -----------------------------------------------------
                           7       Sole Dispositive Power

       Each                        4,703
                           -----------------------------------------------------
     Reporting             8       Shared Dispositive Power

                                   29,000
    Person With
--------------------------------------------------------------------------------
  9     Aggregate Amount Beneficially Owned by Each Reporting Person

        33,703
--------------------------------------------------------------------------------
 10     Check if the Aggregate Amount in Row (9) Excludes Certain Shares [ ]
        (See Instructions)

        NOT APPLICABLE
--------------------------------------------------------------------------------
 11     Percent of Class Represented by Amount in Row (9)

        10.96%
--------------------------------------------------------------------------------
 12     Type of Reporting Person (See Instructions)


--------------------------------------------------------------------------------


<PAGE>   3
ITEM 1.
             (a)    Name of Issuer: VALRICO BANCORP, INC.

             (b)    Address of Issuer's Principal Executive Offices
                    1815 STATE ROAD 60 EAST, VALRICO, FLORIDA 33594

ITEM 2.
             (a)    Name of Person Filing: LEVAUGHN AMERSON

             (b)    Address of Principal Business Office or, if none, Residence
                    3512 N. YOUNG ROAD, PLANT CITY, FLORIDA 33566

             (c)    Citizenship: U.S.A.

             (d)    Title of Class of Securities: COMMON STOCK

             (e)    CUSIP Number: 920348109

ITEM 3.      IF THIS STATEMENT IS FILED PURSUANT TO SS240.13D-1(B) OR
             240.13D-2(B) OR (C), CHECK WHETHER THE PERSON FILING IS A:

             (a)     [   ] Broker or dealer registered under section 15 of the
                           Act (15 U.S.C. 78o).
             (b)     [   ] Bank as defined in section 3(a)(6) of the Act
                           (15 U.S.C. 78c).
             (c)     [   ] Insurance company as defined in section 3(a)(19) of
                           the Act (15 U.S.C. 78c).
             (d)     [   ] Investment company registered under section 8 of the
                           Investment Company Act of 1940 (15 U.S.C 80a-8).
             (e)     [   ] An investment adviser in accordance with
                           ss.240.13d-1(b)(1)(ii)(E);
             (f)     [   ] An employee benefit plan or endowment fund in
                           accordance with ss.240.13d-1(b)(1)(ii)(F);
             (g)     [   ] A parent holding company or control person in
                           accordance with ss.240.13d-1(b)(1)(ii)(G);
             (h)     [   ] A savings associations as defined in Section 3(b) of
                           the Federal Deposit Insurance Act (12 U.S.C. 1813);
             (i)     [   ] A church plan that is excluded from the definition
                           of an investment company under section 3(c)(14) of
                           the Investment Company Act of 1940 (15 U.S.C. 80a-3);
             (j)     [   ] Group, in accordance with ss.240.13d-1(b)(1)(ii)(J).

<PAGE>   4
ITEM 4.      OWNERSHIP.

Provide the following information regarding the aggregate number and percentage
of the class of securities of the issuer identified in Item 1.

             (a)     Amount beneficially owned:

                        33,703                     .
                     ------------------------------
             (b)     Percent of class:   10.96%                          .
                                      -----------------------------------
             (c)     Number of shares as to which the person has:
                     (i)   Sole power to vote or to direct the vote 4,703      .
                                                                   ------------
                     (ii)  Shared power to vote or to direct the vote
                               29,000             .
                           -----------------------
                     (iii) Sole power to dispose or to direct the disposition of
                              4,703        .
                           ----------------
                     (iv)  Shared power to dispose or to direct the disposition
                           of       29,000         .
                               --------------------

Instruction. For computations regarding securities which represent a right to
acquire an underlying security see ss.240.13d3(d)(1).

ITEM 5.       OWNERSHIP OF FIVE PERCENT OF LESS OF A CLASS - NOT APPLICABLE.

ITEM 6.       OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON -
              NOT APPLICABLE.

ITEM 7.       IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED
              THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY - NOT
              APPLICABLE.

ITEM 8.       IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP - NOT
              APPLICABLE.

ITEM 9.       NOTICE OF DISSOLUTION OF GROUP - NOT APPLICABLE.

ITEM 10.      CERTIFICATION

<PAGE>   5
By signing below I certify that, to the best of my knowledge and belief, the
securities referred to above were not acquired and are not held for the purpose
of or with the effect of changing or influencing the control of the issuer of
the securities and were not acquired and are not held in connection with or as a
participant in any transaction having that purpose or effect.


                                    SIGNATURE


After reasonable inquiry and to the best of my knowledge and belief, I certify
that the information set forth in this statement is true, complete and correct.


                                                NOVEMBER 8 , 2000
                                                --------------------------------
                                                Date

                                                /s/ LeVaughn Amerson
                                                --------------------------------
                                                Signature

                                                LEVAUGHN AMERSON
                                                --------------------------------
                                                Name/Title





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