NORTHEAST INDIANA BANCORP INC
8-K, 1999-02-08
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549


                                    FORM 8-K


                                 CURRENT REPORT



                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934



                Date of Report (Date of earliest event reported)
                                February 8, 1999



                         NORTHEAST INDIANA BANCORP, INC.
                         -------------------------------
             (Exact name of Registrant as specified in its Charter)



     Delaware                      0-26012                          35-1948594  
- --------------------------------------------------------------------------------
  (State or other            (Commission File Number)             (IRS Employer
  jurisdiction of                                                 Identification
  incorporation)                                                   Number)



648 North Jefferson Street, Huntington, Indiana                    46750
- --------------------------------------------------------------------------------
(Address of principal executive offices)                         (Zip Code)


Registrant's telephone number, including area code:         (219) 356-3311
- --------------------------------------------------------------------------------


                                       N/A
- --------------------------------------------------------------------------------
         (Former name or former address, if changed since last report)
<PAGE>


Item 5.  Other Events

Northeast  Indiana Bancorp,  Inc. issued a press release dated February 8, 1999,
attached hereto as Exhibit 28.1 announcing misc.

Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits

         (c)      Exhibits

                           Exhibit 28.1 Press Release dated February 8, 1999.

<PAGE>
                                   SIGNATURES


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  this  Report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.



                                           NORTHEAST INDIANA BANCORP, INC.

                                           
                                            
Date: February 8, 1999              By:    \S\ STEPHEN E. ZAHN
                                           -------------------
                                           Stephen E. Zahn
                                           President and Chief Executive Officer





 


                                  Exhibit 28.1

 


<PAGE>
                                                FOR IMMEDIATE RELEASE
                                                FEBRUARY 8, 1999
                                                FOR ADDITIONAL INFORMATION
                                                CONTACT:  DARRELL E. BLOCKER
                                                          SR VICE PRESIDENT, CFO
                                                          (219) 356-3311



    Northeast Indiana Bancorp Now Offers More Financial Planning Alternatives

Huntington,  Indiana-February  8,  1999-The  Financial  professionals  at  First
Federal Savings Bank, a subsidiary of Northeast Indiana Bancorp, Inc., continues
to maintain their commitment to quality products and services for their clients.
That is why they are pleased to announce an association  with VESTAX  Securities
Corporation (broker/dealer).

Northeast  Indiana  Financial,  Inc. was  established  as a subsidiary  of First
Federal  Savings  Bank to provide  brokerage  services  through the  purchase of
mutual funds, annuities, stock, and bonds.

Joe Byers,  Financial  Representative of Northeast Indiana  Financial,  says the
decision to join VESTAX is a positive  one.  Clients now have the  advantage  of
investment  alternatives with top-rated mutual funds, fee-based asset management
programs,  stocks  and bonds,  variable  life  insurance  and  variable  annuity
companies.  This gives Northeast Indiana Financial  professionals the ability to
tailor a  well-structured,  unique  investment  portfolio to meet the individual
needs of each of their clients.

Northeast  Indiana  Financial helps its clients prepare for retirement and seeks
to achieve maximum growth of their financial assets. The financial professionals
at Northeast Indiana Financial also show their clients how to save money through
a variety of tax planning  strategies and help them to preserve their assets for
their  children and  grandchildren  with an  appropriate  estate plan.  For more
information on financial services please contact Joe Byers at (219) 358-4680

Joe Byers  participates in numerous  national industry seminars and conferences,
obtaining  up-to-date  information on current  trends,  products and innovations
within the financial services industry. He has earned an Undergraduate Degree in
Business  from Purdue  University.  He is a member of Rotary,  United  Way,  and
Salvation Army and has more than 28 years  experience in the financial  services
industry.

Northeast Indiana Bancorp,  Inc. is headquartered at 648 North Jefferson Street,
Huntington,  Indiana  46750 and the  Company  is traded on the  Nasdaq  National
Market under the symbol "NEIB'.


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