SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
(Rule 13d-102)
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES
13d-1(b)(c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO
RULE 13d-2(b)
(Amendment No._)
CCF Holding Company
-------------------
(Name of Issuer)
Common Stock $0.10 Par Value Per Share
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(Title of Class of Securities)
12487X 10 4
-----------
(CUSIP Number)
January 23, 1999
- --------------------------------------------------------------------------------
(Date of Event which requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which
this Schedule is filed:
|_| Rule 13 d - 1(b)
|X| Rule 13 d - 1(c)
|_| Rule 13 d - 1(d)
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CUSIP No. 12487X 10 4 13G Page 1 of 5 Pages
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1 NAME OF REPORTING PERSONS
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)
David B. Turner
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2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ]
(b) [ ]
N/A
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3 SEC USE ONLY
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4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States
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5 SOLE VOTING POWER 46,983
NUMBER OF ------------------------------------------------------------------------------------------------
SHARES
BENEFICIALLY 6 SHARED VOTING POWER 15,275
OWNED BY ------------------------------------------------------------------------------------------------
EACH
REPORTING 7 SOLE DISPOSITIVE POWER 46,893
PERSON WITH ------------------------------------------------------------------------------------------------
8 SHARED DISPOSITIVE POWER 15,275
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9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
62,258 Shares
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10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
CERTAIN SHARES |_|
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11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
6.2
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12 TYPE OF REPORTING PERSON
IN
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Item 1(a). Name of Issuer:
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CCF Holding Company
Item 1(b). Address of Issuer's Principal Executive Offices:
- ---------- ------------------------------------------------
101 N. Main Street, Jonesboro, Georgia 30236
Item 2(a). Name of Person Filing:
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David B. Turner
Item 2(b). Address of Principal Business Office or, if None,
- ---------- -------------------------------------------------
Residence:
101 N. Main Street, Jonesboro, Georgia 30236
Item 2(c). Citizenship:
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United States
Item 2(d). Title of Class of Securities:
- ---------- -----------------------------
Common Stock, $0.10 par value per share.
Item 2(e). CUSIP Number:
- ---------- -------------
12487X 10 4
Item 3.
- -------
Not Applicable.
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Item 4. Ownership:
- ------- ----------
The following information relates to Mr. Turner's ownership as of
February 23, 2000.
(a) Amount beneficially owned:
62,258 shares (includes options to purchase 28,800 shares
within 60 days of February 23, 2000)
(b) Percent of Class:
6.2%
(c) Number of shares as to which such person has:
(i) Sole power to vote or to direct the vote
46,983 shares
(ii) Shared power to vote or to direct the vote
15,275 shares
(iii) Sole power to dispose or to direct the disposition of
46,983 shares
(iv) Shared power to dispose or to direct the disposition
of 15,275 shares
Item 5. Ownership of Five Percent or Less of a Class:
- ------- ---------------------------------------------
Not Applicable.
Item 6. Ownership of More Than Five Percent on Behalf of Another Person:
- ------- ----------------------------------------------------------------
Not Applicable.
Item 7. Identification and Classification of the Subsidiary Which Acquired the
- ------- ----------------------------------------------------------------------
Security Being Reported on by the Parent Holding Company:
--------------------------------------------------------
Not Applicable.
Item 8. Identification and Classification of Members of the Group:
- ------- ----------------------------------------------------------
Not Applicable.
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Item 9. Notice of Dissolution of Group:
- ------- -------------------------------
Not Applicable.
Item 10. Certification:
- -------- --------------
By signing below I certify that, to the best of my knowledge and belief,
the securities referred to above were not acquired and are not held for the
purpose of or with the effect of changing or influencing the control of the
issuer of the securities and were not acquired and are not held in connection
with or as a participant in any transaction having that purpose or effect.
-4-
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SIGNATURE
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After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete, and
correct.
Date: February 23, 2000 /s/ David B. Turner
---------------------------
David B. Turner
