<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 3,224
<INT-BEARING-DEPOSITS> 137
<FED-FUNDS-SOLD> 3,850
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 29,554
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 164,033
<ALLOWANCE> 1,477
<TOTAL-ASSETS> 210,940
<DEPOSITS> 192,676
<SHORT-TERM> 2,582
<LIABILITIES-OTHER> 3,214
<LONG-TERM> 0
0
0
<COMMON> 99
<OTHER-SE> 12,368
<TOTAL-LIABILITIES-AND-EQUITY> 210,940
<INTEREST-LOAN> 7,819
<INTEREST-INVEST> 965
<INTEREST-OTHER> 27
<INTEREST-TOTAL> 8,811
<INTEREST-DEPOSIT> 4,189
<INTEREST-EXPENSE> 4,545
<INTEREST-INCOME-NET> 4,266
<LOAN-LOSSES> 275
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,502
<INCOME-PRETAX> 900
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 586
<EPS-BASIC> .63
<EPS-DILUTED> .61
<YIELD-ACTUAL> 4.30
<LOANS-NON> 60
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 906
<ALLOWANCE-OPEN> 1,237
<CHARGE-OFFS> 36
<RECOVERIES> 1
<ALLOWANCE-CLOSE> 1,477
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>