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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 7,640
<INT-BEARING-DEPOSITS> 463
<FED-FUNDS-SOLD> 10,360
<TRADING-ASSETS> 0
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<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 164,420
<ALLOWANCE> 1,652
<TOTAL-ASSETS> 223,700
<DEPOSITS> 203,775
<SHORT-TERM> 3,336
<LIABILITIES-OTHER> 3,633
<LONG-TERM> 0
0
0
<COMMON> 99
<OTHER-SE> 12,857
<TOTAL-LIABILITIES-AND-EQUITY> 223,700
<INTEREST-LOAN> 11,909
<INTEREST-INVEST> 1,387
<INTEREST-OTHER> 204
<INTEREST-TOTAL> 13,500
<INTEREST-DEPOSIT> 6,667
<INTEREST-EXPENSE> 7,096
<INTEREST-INCOME-NET> 6,403
<LOAN-LOSSES> 450
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 5,228
<INCOME-PRETAX> 1,373
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<CHANGES> 0
<NET-INCOME> 894
<EPS-BASIC> .96
<EPS-DILUTED> .94
<YIELD-ACTUAL> 4.10
<LOANS-NON> 107
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 2,085
<ALLOWANCE-OPEN> 1,237
<CHARGE-OFFS> 55
<RECOVERIES> 20
<ALLOWANCE-CLOSE> 1,652
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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