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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from SEC
Form 10-QSB and is qualified in its entirety by reference to the unaudited
financial statements contained therein.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 5,047
<INT-BEARING-DEPOSITS> 2,864
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 2,972
<INVESTMENTS-CARRYING> 3,277
<INVESTMENTS-MARKET> 3,163
<LOANS> 131,839
<ALLOWANCE> 823
<TOTAL-ASSETS> 155,254
<DEPOSITS> 122,785
<SHORT-TERM> 5,000
<LIABILITIES-OTHER> 1,725
<LONG-TERM> 5,000
0
0
<COMMON> 21
<OTHER-SE> 20,723
<TOTAL-LIABILITIES-AND-EQUITY> 155,254
<INTEREST-LOAN> 5,216
<INTEREST-INVEST> 233
<INTEREST-OTHER> 139
<INTEREST-TOTAL> 5,588
<INTEREST-DEPOSIT> 2,449
<INTEREST-EXPENSE> 2,666
<INTEREST-INCOME-NET> 2,922
<LOAN-LOSSES> 150
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,782
<INCOME-PRETAX> 817
<INCOME-PRE-EXTRAORDINARY> 817
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 495
<EPS-BASIC> 0.45
<EPS-DILUTED> 0.44
<YIELD-ACTUAL> 4.17
<LOANS-NON> 358
<LOANS-PAST> 359
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 20
<ALLOWANCE-OPEN> 703
<CHARGE-OFFS> 35
<RECOVERIES> 5
<ALLOWANCE-CLOSE> 823
<ALLOWANCE-DOMESTIC> 823
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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