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EXHIBIT 99.B.
Opinion and Consent of Richard M. Howe, Esq.
(MASSMUTUAL LETTERHEAD)
April 24, 2000
C.M. Life Insurance Company
140 Garden Street
Hartford, CT 06154
RE: Re: Post-Effective Amendment No. 2 to Registration Statement 333-49457 filed on Form S-6
Ladies and Gentlemen:
This opinion is furnished in connection with the filing of Post-Effective Amendment No. 2 to Registration Statement 333-49457 under the Securities Act of 1933 for C.M. Life Insurance Company's ("C.M. Life") Flexible Premium Adjustable Variable Life Insurance Policies (the "Policies"). C.M. Life Variable Life Separate Account I issues the Policies.
As 2nd Vice President & Associate General Counsel for MassMutual, I provide legal advice to C.M. Life in connection with the operation of its variable products. In such role I am familiar with the filing for the Policies. In so acting, I have made such examination of the law and examined such records and documents as in my judgment are necessary or appropriate to enable me to render the opinion expressed below. I am of the following opinion:
1 | C.M. Life is a valid and subsisting corporation, organized and operated under the laws of the state of Connecticut and is subject to regulation by the Connecticut Commissioner of Insurance. | |
2. | C.M. Life Variable Life Separate Account I is a separate account validly established and maintained by C.M. Life in accordance with Connecticut law. | |
3. | All of the prescribed corporate procedures for the issuance of the Policies have been followed, and all applicable state laws have been complied with. |
I hereby consent to the use of this opinion as an exhibit to this filing.
Very truly yours,
/s/ Richard M. Howe
Richard M. Howe, Esq.
2nd Vice President & Associate General
Counsel
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