THOMASVILLE BANCSHARES INC
10QSB, EX-27, 2000-11-14
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE>                   9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THOMASVILLE BANCSHARES, INC. UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS FOR
THE PERIOD ENDED SEPTEMBER 30, 2000 AND 1999 AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>                     <C>
<PERIOD-TYPE>                   9-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000             DEC-31-1999
<PERIOD-END>                               SEP-30-2000             SEP-30-1999
<CASH>                                       6,218,148               3,622,104
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                             2,157,908               5,508,410
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                  6,920,811               6,610,530
<INVESTMENTS-CARRYING>                               0                       0
<INVESTMENTS-MARKET>                                 0                       0
<LOANS>                                    103,857,489              86,897,940
<ALLOWANCE>                                  1,251,043               1,004,368
<TOTAL-ASSETS>                             123,476,155             106,379,733
<DEPOSITS>                                 108,490,035              92,592,774
<SHORT-TERM>                                 2,080,357               2,344,890
<LIABILITIES-OTHER>                            618,477                 463,184
<LONG-TERM>                                          0                       0
                                0                       0
                                          0                       0
<COMMON>                                     1,395,000               1,380,000
<OTHER-SE>                                  10,892,286               9,598,885
<TOTAL-LIABILITIES-AND-EQUITY>             123,476,155             106,379,733
<INTEREST-LOAN>                              6,743,443               5,362,927
<INTEREST-INVEST>                              414,405                 345,045
<INTEREST-OTHER>                                     0                       0
<INTEREST-TOTAL>                             7,157,848               5,716,972
<INTEREST-DEPOSIT>                           3,162,011               2,586,017
<INTEREST-EXPENSE>                           3,294,258               2,586,017
<INTEREST-INCOME-NET>                        3,863,590               3,130,955
<LOAN-LOSSES>                                  235,000                 220,000
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                              2,084,078               1,899,445
<INCOME-PRETAX>                              2,034,586               1,521,876
<INCOME-PRE-EXTRAORDINARY>                   2,034,586               1,521,876
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                 1,277,834                 914,376
<EPS-BASIC>                                        .92                     .66
<EPS-DILUTED>                                      .89                     .64
<YIELD-ACTUAL>                                    4.79                    4.60
<LOANS-NON>                                    190,094                 189,643
<LOANS-PAST>                                    44,774                   4,995
<LOANS-TROUBLED>                               719,418                 186,385
<LOANS-PROBLEM>                              1,764,894               1,316,638
<ALLOWANCE-OPEN>                             1,109,707                 868,477
<CHARGE-OFFS>                                   96,901                  85,663
<RECOVERIES>                                     3,237                   1,554
<ALLOWANCE-CLOSE>                            1,251,043               1,004,368
<ALLOWANCE-DOMESTIC>                         1,200,000                 980,000
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                         51,043                  24,368




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