THOMASVILLE BANCSHARES INC
10QSB, EX-27, 2000-08-14
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE>                   9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THOMASVILLE BANCSHARES, INC. UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS FOR
THE PERIOD ENDED JUNE 30, 2000 AND 1999 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000             DEC-31-1999
<PERIOD-END>                               JUN-30-2000             JUN-30-1999
<CASH>                                       4,868,980               4,479,269
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                             1,390,506               1,763,395
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                  6,904,166               6,683,262
<INVESTMENTS-CARRYING>                               0                       0
<INVESTMENTS-MARKET>                                 0                       0
<LOANS>                                     97,795,917              86,964,291
<ALLOWANCE>                                  1,190,283                 981,075
<TOTAL-ASSETS>                             115,078,661             103,509,253
<DEPOSITS>                                 100,618,311              90,151,780
<SHORT-TERM>                                 2,236,760               2,327,701
<LIABILITIES-OTHER>                            485,872                 387,359
<LONG-TERM>                                          0                       0
                                0                       0
                                          0                       0
<COMMON>                                     1,380,000               1,380,000
<OTHER-SE>                                  10,357,718               9,262,413
<TOTAL-LIABILITIES-AND-EQUITY>             115,078,661             103,509,253
<INTEREST-LOAN>                              4,418,919               3,426,726
<INTEREST-INVEST>                              267,824                 249,566
<INTEREST-OTHER>                                     0                       0
<INTEREST-TOTAL>                             4,686,743               3,676,292
<INTEREST-DEPOSIT>                           2,001,745               1,627,694
<INTEREST-EXPENSE>                           2,105,145               1,651,562
<INTEREST-INCOME-NET>                        2,581,598               2,024,730
<LOAN-LOSSES>                                  160,000                 130,000
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                              1,392,937               1,249,454
<INCOME-PRETAX>                              1,317,236                 959,923
<INCOME-PRE-EXTRAORDINARY>                   1,317,236                 959,923
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                   832,536                 569,423
<EPS-BASIC>                                        .60                     .41
<EPS-DILUTED>                                      .58                     .39
<YIELD-ACTUAL>                                    4.87                    4.64
<LOANS-NON>                                    210,023                 196,132
<LOANS-PAST>                                   132,373                  18,460
<LOANS-TROUBLED>                               930,747                 161,282
<LOANS-PROBLEM>                              1,650,175               1,709,193
<ALLOWANCE-OPEN>                             1,109,707                 868,477
<CHARGE-OFFS>                                   82,425                  18,807
<RECOVERIES>                                     3,001                   1,405
<ALLOWANCE-CLOSE>                            1,190,283                 981,075
<ALLOWANCE-DOMESTIC>                         1,150,000                 892,656
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                         40,283                  88,419




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