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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-START> JUL-01-2000 JAN-01-2000
<PERIOD-END> SEP-30-2000 SEP-30-2000
<CASH> 15,704 15,704
<INT-BEARING-DEPOSITS> 22,199 22,199
<FED-FUNDS-SOLD> 21,000 21,000
<TRADING-ASSETS> 72,422 72,422
<INVESTMENTS-HELD-FOR-SALE> 0 0
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 1,094,605 1,094,605
<ALLOWANCE> 8,217 8,217
<TOTAL-ASSETS> 1,367,647 1,367,647
<DEPOSITS> 613,601 613,601
<SHORT-TERM> 613,086 613,086
<LIABILITIES-OTHER> 20,582 20,582
<LONG-TERM> 56,714 56,714
0 0
0 0
<COMMON> 1 1
<OTHER-SE> 63,663 63,663
<TOTAL-LIABILITIES-AND-EQUITY> 1,367,647 1,367,647
<INTEREST-LOAN> 24,027 68,739
<INTEREST-INVEST> 796 2,566
<INTEREST-OTHER> 0 0
<INTEREST-TOTAL> 24,823 71,305
<INTEREST-DEPOSIT> 6,064 19,529
<INTEREST-EXPENSE> 17,032 49,569
<INTEREST-INCOME-NET> 7,791 21,736
<LOAN-LOSSES> 1,600 3,270
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 19,849 54,431
<INCOME-PRETAX> 1,682 7,856
<INCOME-PRE-EXTRAORDINARY> 1,067 4,850
<EXTRAORDINARY> 0 (1,900)
<CHANGES> 0 0
<NET-INCOME> 1,067 2,950
<EPS-BASIC> 0.16 0.44
<EPS-DILUTED> 0.16 0.43
<YIELD-ACTUAL> 2.66 2.48
<LOANS-NON> 22,968 22,968
<LOANS-PAST> 0 0
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 7,480 6,354
<CHARGE-OFFS> 881 1,439
<RECOVERIES> 18 32
<ALLOWANCE-CLOSE> 8,217 8,217
<ALLOWANCE-DOMESTIC> 8,217 8,217
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>
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