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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-START> APR-01-2000 JAN-01-2000
<PERIOD-END> JUN-30-2000 JUN-30-2000
<CASH> 16,703 16,703
<INT-BEARING-DEPOSITS> 29,086 29,086
<FED-FUNDS-SOLD> 0 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 0 0
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 1,081,110 1,081,110
<ALLOWANCE> 7,480 7,480
<TOTAL-ASSETS> 1,293,828 1,293,828
<DEPOSITS> 602,650 602,650
<SHORT-TERM> 521,534 521,534
<LIABILITIES-OTHER> 25,905 25,905
<LONG-TERM> 81,009 81,009
0 0
0 0
<COMMON> 1 1
<OTHER-SE> 62,729 62,729
<TOTAL-LIABILITIES-AND-EQUITY> 1,293,828 1,293,828
<INTEREST-LOAN> 22,808 44,712
<INTEREST-INVEST> 1,109 1,770
<INTEREST-OTHER> 0 0
<INTEREST-TOTAL> 23,917 46,482
<INTEREST-DEPOSIT> 6,810 13,466
<INTEREST-EXPENSE> 16,690 32,537
<INTEREST-INCOME-NET> 7,227 13,945
<LOAN-LOSSES> 985 1,670
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 17,285 34,582
<INCOME-PRETAX> 3,662 6,175
<INCOME-PRE-EXTRAORDINARY> 2,234 3,783
<EXTRAORDINARY> (1,900) (1,900)
<CHANGES> 0 0
<NET-INCOME> 334 1,883
<EPS-BASIC> .05 .28
<EPS-DILUTED> .05 .28
<YIELD-ACTUAL> 2.48 2.40
<LOANS-NON> 22,460 22,460
<LOANS-PAST> 0 0
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 6,781 6,354
<CHARGE-OFFS> 291 558
<RECOVERIES> 5 14
<ALLOWANCE-CLOSE> 7,480 7,480
<ALLOWANCE-DOMESTIC> 7,480 7,480
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>
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