SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): June 25, 1998
SOUTHERN PACIFIC SECURED ASSETS CORP. (as depositor under an Amended and
Restated Trust Agreement, dated June 25, 1998, and pursuant to which an
Indenture was entered into, providing for, inter alia, the issuance of
Collateralized Asset-Backed Notes, Series 1998-H1)
SOUTHERN PACIFIC SECURED ASSETS CORP.
(Exact name of Registrant as specified in its charter)
California 333-52577 33-0659688
- ---------------------------- ----------- ----------------
(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification No.)
4949 Meadows Road, Suite 600
Lake Oswego, Oregon 97035
--------------------- ----------
(Address of Principal (Zip Code)
Executive Offices)
Registrant's telephone number, including area code, is (503) 303-5400
<PAGE>
Item 5. OTHER EVENTS.
Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS.
(a) Not applicable
(b) Not applicable
(c) Exhibits:
25.1. Statement of eligibility of Norwest Bank Minnesota, N.A.
on Form T-1 under the Trust Indenture Act of 1939 of a Corporation designated to
act as Trustee.
-2-
<PAGE>
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.
SOUTHERN PACIFIC SECURED ASSETS CORP.
By: /s/ James L. Smith
-------------------------------------
Name: James L. Smith
Title: Director
Dated: June 8, 1998
-3-
<PAGE>
EXHIBIT INDEX
Item 601 (a) of Sequentially
Exhibit Regulation S-K Numbered
Number Exhibit No. Description
------ --------------- -----------
1 25.1 Form T-1
-4-
<PAGE>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
-----------------------------
FORM T-1
STATEMENT OF ELIGIBILITY
UNDER THE TRUST INDENTURE ACT OF 1939 OF A
CORPORATION DESIGNATED TO ACT AS TRUSTEE
-----------------------------
CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO
SECTION 305(b) (2)
NORWEST BANK MINNESOTA, NATIONAL ASSOCIATION
(Exact name of trustee as specified in its charter)
A U.S. NATIONAL BANKING ASSOCIATION 41-1592157
(Jurisdiction of incorporation or (I.R.S. Employer
organization if not a U.S. national Identification No.)
bank)
SIXTH STREET AND MARQUETTE AVENUE
Minneapolis, Minnesota 55479
(Address of principal executive offices) (Zip code)
Stanley S. Stroup, General Counsel
NORWEST BANK MINNESOTA, NATIONAL ASSOCIATION
Sixth Street and Marquette Avenue
Minneapolis, Minnesota 55479
(612) 667-1234
(Agent for Service)
-----------------------------
SOUTHERN PACIFIC CMN TRUST SERIES 1998-H1
(Exact name of obligor as specified in its charter)
DELAWARE 0659688
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)
C\O WILMINGTON TRUST
RODNEY SQUARE NORTH
1100 NORTH MARKET STREET
WILMINGTON, DE 19890-0001
(Address of principal executive offices) (Zip code)
-----------------------------
SOUTHERN PACIFIC CMN TRUST SERIES 1998-H1
COLLATERALIZED ASSET-BACKED NOTES, SERIES 1998-H1
(Title of the indenture securities)
<PAGE>
Item 1. GENERAL INFORMATION. Furnish the following information as to the
trustee:
(a) Name and address of each examining or supervising
authority to which it is subject.
Comptroller of the Currency
Treasury Department
Washington, D.C.
Federal Deposit Insurance Corporation
Washington, D.C.
The Board of Governors of the Federal Reserve System
Washington, D.C.
(b) Whether it is authorized to exercise corporate trust
powers.
The trustee is authorized to exercise corporate trust
powers.
Item 2. AFFILIATIONS WITH OBLIGOR. If the obligor is an affiliate of the
trustee, describe each such affiliation.
None with respect to the trustee.
No responses are included for Items 3-14 of this Form T-1 because the obligor is
not in default as provided under Item 13.
Item 15. FOREIGN TRUSTEE. Not applicable.
Item 16. LIST OF EXHIBITS.List below all exhibits
filed as a part of this Statement of
Eligibility. Trustee incorporates by
reference into this Form T-1 the exhibits
attached hereto.
Exhibit 1. a. A copy of the Articles of Association of the
trustee now in effect.*
Exhibit 2. a. A copy of the certificate of authority of
the trustee to commence business issued
June 28, 1872, by the Comptroller of the
Currency to The Northwestern National Bank
of Minneapolis.*
b. A copy of the certificate of the Comptroller
of the Currency dated January 2, 1934,
approving the consolidation of The
Northwestern National Bank of Minneapolis
and The Minnesota Loan and Trust Company of
Minneapolis, with the surviving entity being
titled Northwestern National Bank and Trust
Company of Minneapolis.*
c. A copy of the certificate of the Acting
Comptroller of the Currency dated January
12, 1943, as to change of corporate title of
Northwestern National Bank and Trust Company
of Minneapolis to Northwestern National Bank
of Minneapolis.*
<PAGE>
d. A copy of the letter dated May 12, 1983 from
the Regional Counsel, Comptroller of the
Currency, acknowledging receipt of notice of
name change effective May 1, 1983 from
Northwestern National Bank of Minneapolis to
Norwest Bank Minneapolis, National
Association.*
e. A copy of the letter dated January 4, 1988
from the Administrator of National Banks for
the Comptroller of the Currency certifying
approval of consolidation and merger
effective January 1, 1988 of Norwest Bank
Minneapolis, National Association with
various other banks under the title of
"Norwest Bank Minnesota, National
Association."*
Exhibit 3. A copy of the authorization of the trustee to
exercise corporate trust powers issued January 2,
1934, by the Federal Reserve Board.*
Exhibit 4. Copy of By-laws of the trustee as now in effect.*
Exhibit 5. Not applicable.
Exhibit 6. The consent of the trustee required by Section 321(b)
of the Act.
Exhibit 7. A copy of the latest report of condition of the
trustee published pursuant to law or the requirements
of its supervising or examining authority.
Exhibit 8. Not applicable.
Exhibit 9. Not applicable.
* Incorporated by reference to Exhibit 25 filed with
registration statement (number 33- 66026) of trustee's parent,
Norwest Corporation.
<PAGE>
SIGNATURE
Pursuant to the requirements of the Trust Indenture Act of 1939, as amended, the
trustee, Norwest Bank Minnesota, National Association, a national banking
association organized and existing under the laws of the United States of
America, has duly caused this statement of eligibility to be signed on its
behalf by the undersigned, thereunto duly authorized, all in the City of
Minneapolis and State of Minnesota on the 9th day of June, 1998.
NORWEST BANK MINNESOTA, NATIONAL ASSOCIATION
By: /s/ Randall S. Reider
--------------------------------
Name: Randall S. Reider
Title: Assistant Vice President
<PAGE>
EXHIBIT 6
June 9, 1998
Securities and Exchange Commission
Washington, D.C. 20549
Gentlemen:
In accordance with Section 321(b) of the Trust Indenture Act of 1939, as
amended, the undersigned hereby consents that reports of examination of the
undersigned made by Federal, State, Territorial, or District authorities
authorized to make such examination may be furnished by such authorities to the
Securities and Exchange Commission upon its request therefor.
Very truly yours,
NORWEST BANK MINNESOTA, NATIONAL ASSOCIATION
By: /s/ Randall S. Reider
--------------------------------
Name: Randall S. Reider
Title: Assistant Vice President
<PAGE>
<TABLE>
<CAPTION>
EXHIBIT 7
<S> <C> <C> <C>
RC-01.A RCFD0081 Cash and Noninterest-bearing Balances 1,417,635
RC-01.B RCFD0071 Interest-bearing Balances 5,026
RC-02.A RCFD1754 Securities Held-to-Maturity 0
RC-02.B RCFD1773 Securities Available-for-sale 1,180,187
RC-03 RCFD1350 Fed Funds Sold & Secs Purchased 3,693,116
RC-04.A RCFD2122 Loans and Leases 16,323,939
RC-04.B RCFD3123 LESS: Allowance for Loan and Lease Lo 234,528
RC-04.C RCFD3128 LESS: Allocated Transfer Risk Reserve 0
RC-04.D RCFD2125 Net Loans & Leases (Total) 16,089,411
RC-05 RCFD3545 Trading Assets 134,735
RC-06 RCFD2145 Premises and Fixed Assets 113,952
RC-07 RCFD2150 Other REO 6,546
RC-08 RCFD2130 Investments in Unconsolidated Subsidi 0
RC-09 RCFD2155 Customers' Liability on Acceptances 15,280
RC-10 RCFD2143 Intangible Assets 16,382
RC-11 RCFD2160 Other Assets 332,859
RC-12 RCFD2170 Total Assets 23,005,129
RC-13.A RCON2200 Deposits: Domestic Offices 9,250,580
RC-13.A.1 RCON6631 Domestic Deposits: Noninterest-bearin 3,977,322
RC-13.A.2 RCON6636 Domestic Deposits: Interest-bearing 5,273,258
RC-13.B RCFN2200 Deposits: Foreign Offices 3,104,474
RC-13.B.1 RCFN6631 Foreign Deposits: Noninterest-bearing 11,419
RC-13.B.2 RCFN6636 Foreign Deposits: Interest-bearing 3,093,055
RC-14 RCFD2800 Fed Funds Purchased & Secs Sold 7,932,130
RC-15.A RCON2840 Demand Notes to US Treasury 214,353
RC-15.B RCFD3548 Trading Liabilities 20,111
RC-16.A RCFD2332 Other Borrowed Money: Maturity less than 1yr 34,595
RC-16.B RCFDA547 Other Borrowed Money: Mat. 1-3 YRS 4,015
RC-16.C RCFDA548 Other Borrowed Money: Maturity greater than 3yr 203,496
RC-18 RCFD2920 Bank's Liability on Acceptances 15,280
RC-19 RCFD3200 Subordinated Notes and Debentures 0
RC-20 RCFD2930 Other Liabilities 560,023
RC-21 RCFD2948 Total Liabilities 21,339,057
RC-23 RCFD3838 Perpetual Preferred Stock & Surplus 0
RC-24 RCFD3230 Common Stock 100,000
RC-25 RCFD3839 Surplus 717,166
RC-26.A RCFD3632 Undivided Profits/Capital Reserves 830,440
RC-26.B RCFD8434 Unrealized holding gain(loss) secur. 19,106
RC-27 RCFD3284 Foreign Currency Translation Adjustme -640
RC-28 RCFD3210 Total Equity Capital 1,666,072
RC-29 RCFD3300 Total Liabs, Pref. Stck, & Equity Cap 23,005,129
RC-M.1 RCFD6724 Auditing method 2
RCA1.A RCFD0022 Consolidated Bank: Cash 1,306,512
RCA1.A.B RCON0020 Domestic Offices: Cash Items In Colle 1,194,084
RCA1.B.B RCON0080 Domestic Offices: Cash 110,697
RCA2.A.A RCFD0083 Consolidated Bank: Due from US Branch 0
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RCA2.B RCON0082 Domestic Offices: Due from US Deposit 93,099
RCA2.B.A RCFD0085 Consolidated Bank: Due from Other Dep 93,179
RCA3.A.A RCFD0073 Consolidated Bank: Due from Foreign U 0
RCA3.B RCON0070 Domestic Offices: Due from Foreign Ba 4,826
RCA3.B.A RCFD0074 Consolidated Bank: Due from Other For 7,262
RCA4.A RCFD0090 Due from Fed Reserve Banks 15,708
RCA4.B RCON0090 Domestic Offices: Due from Fed Reserv 15,453
RCA5.A RCFD0010 Consolidated Bank - Total 1,422,661
RCA5.B RCON0010 Domestic Offices - Total 1,418,159
RCAM.1 RCON0050 Non-Int bearing bals due from US Bnks 90,145
RCB1.A RCFD0211 Held: Cost: US Treasury Securities 0
RCB1.B RCFD0213 Held: Value: US Treasury Securities 0
RCB1.C RCFD1286 Sale: Cost: US Treasury Securities 573,778
RCB1.D RCFD1287 Sale: Value: US Treasury Securities 582,729
RCB2.A.A RCFD1289 Held: Cost: Obligations US agencies 0
RCB2.A.B RCFD1290 Held: Value: Obligations US agencies 0
RCB2.A.C RCFD1291 Sale: Cost: Obligations US agencies 0
RCB2.A.D RCFD1293 Sale: Value: Obligations US agencies 0
RCB2.B.A RCFD1294 Held: Cost: Obligations US sponsored 0
RCB2.B.B RCFD1295 Held: Value: Obligations US sponsored 0
RCB2.B.C RCFD1297 Sale: Cost: Obligations US sponsored 200
RCB2.B.D RCFD1298 Sale: Value: Obligations US sponsored 199
RCB3.A.A RCFD1676 Held: Cost: General Obligations 0
RCB3.A.B RCFD1677 Held: Value: General Obligations 0
RCB3.A.C RCFD1678 Sale: Cost: General Obligations 44,503
RCB3.A.D RCFD1679 Sale: Value: General Obligations 48,057
RCB3.B.A RCFD1681 Held: Cost: Revenue Obligations 0
RCB3.B.B RCFD1686 Held: Value: Revenue Obligations 0
RCB3.B.C RCFD1690 Sale: Cost: Revenue Obligations 78,698
RCB3.B.D RCFD1691 Sale: Value: Revenue Obligations 86,700
RCB3.C.A RCFD1694 Held: Cost: Industrial Obligations 0
RCB3.C.B RCFD1695 Held: Value: Industrial Obligations 0
RCB3.C.C RCFD1696 Sale: Cost: Industrial Obligations 4,533
RCB3.C.D RCFD1697 Sale: Value: Industrial Obligations 5,373
RCB4.A.1.A RCFD1698 Held: Cost: Security Guaranteed GNMA 0
RCB4.A.1.B RCFD1699 Held: Value: Security Guaranteed GNMA 0
RCB4.A.1.C RCFD1701 Sale: Cost: Security Guaranteed GNMA 52,170
RCB4.A.1.D RCFD1702 Sale: Value: Security Guaranteed GNMA 53,904
RCB4.A.2.A RCFD1703 Held: Cost: Security Issued FNMA 0
RCB4.A.2.B RCFD1705 Held: Value: Security Issued FNMA 0
RCB4.A.2.C RCFD1706 Sale: Cost: Security Issued FNMA 279,252
RCB4.A.2.D RCFD1707 Sale: Value: Security Issued FNMA 287,763
RCB4.A.3.A RCFD1709 Held: Cost: Other Pass-Through Secs 0
RCB4.A.3.B RCFD1710 Held: Value: Other Pass-Through Secs 0
RCB4.A.3.C RCFD1711 Sale: Cost: Other Pass-Through Secs 37
RCB4.A.3.D RCFD1713 Sale: Value: Other Pass-Through Secs 38
RCB4.B.1.A RCFD1714 Held: Cost: Issued/Guar. FNMA, Etc. 0
RCB4.B.1.B RCFD1715 Held: Value: Issued/Guar. FNMA, Etc. 0
RCB4.B.1.C RCFD1716 Sale: Cost: Issued/Guar. FNMA, Etc. 17,573
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RCB4.B.1.D RCFD1717 Sale: Value: Issued/Guar. FNMA, Etc. 17,392
RCB4.B.2.A RCFD1718 Held: Cost: Collateralized MBS -FNMA 0
RCB4.B.2.B RCFD1719 Held: Value: Collateralized MBS -FNMA 0
RCB4.B.2.C RCFD1731 Sale: Cost: Collateralized MBS -FNMA 0
RCB4.B.2.D RCFD1732 Sale: Value: Collateralized MBS -FNMA 0
RCB4.B.3.A RCFD1733 Held: Cost: All Other MBS 0
RCB4.B.3.B RCFD1734 Held: Value: All Other MBS 0
RCB4.B.3.C RCFD1735 Sale: Cost: All Other MBS 1,663
RCB4.B.3.D RCFD1736 Sale: Value: All Other MBS 1,666
RCB5.A.A RCFD1737 Held: Cost: Other Domestic Debt Sec. 0
RCB5.A.B RCFD1738 Held: Value: Other Domestic Debt Sec. 0
RCB5.A.C RCFD1739 Sale: Cost: Other Domestic Debt Sec. 2,763
RCB5.A.D RCFD1741 Sale: Value: Other Domestic Debt Sec. 2,775
RCB5.B.A RCFD1742 Held: Cost: Foreign Debt Securities 0
RCB5.B.B RCFD1743 Held: Value: Foreign Debt Securities 0
RCB5.B.C RCFD1744 Sale: Cost: Foreign Debt Securities 0
RCB5.B.D RCFD1746 Sale: Value: Foreign Debt Securities 0
RCB6.A.C RCFDA510 Sale: Cost: Securities Mutual Funds 2,912
RCB6.A.D RCFDA511 Sale: Value: Securities Mutual Funds 2,912
RCB6.B.C RCFD1752 Sale: Cost: Other Equity Securities 90,679
RCB6.B.D RCFD1753 Sale: Value: Other Equity Securities 90,679
RCB7.A RCFD1754 Total Held-to-maturity - Amort Cost 0
RCB7.B RCFD1771 Total Held-to-maturity - Fair Value 0
RCB7.C RCFD1772 Total Avail-for-sale - Amort Cost 1,148,761
RCB7.D RCFD1773 Total Avail-for-sale - Fair Value 1,180,187
RCBM.1 RCFD0416 Pledged 161,066
RCBM.2.A.1 RCFDA549 Memoranda: Non-Mort Debt 3 MO 4,262
RCBM.2.A.2 RCFDA550 Memoranda: Non-Mort Debt 3-12 MO 71,002
RCBM.2.A.3 RCFDA551 Memoranda: Non-Mort Debt 1-3 YRS 156,286
RCBM.2.A.4 RCFDA552 Memoranda: Non-Mort Debt 3-5 YRS 181,621
RCBM.2.A.5 RCFDA553 Memoranda: Non-Mort Debt 5-15 YRS 207,531
RCBM.2.A.6 RCFDA554 Memoranda: Non-Mort Debt greater than 15 YRS 105,131
RCBM.2.B.1 RCFDA555 Memoranda: Mort Pass Thru less than 3 MO 25,992
RCBM.2.B.2 RCFDA556 Memoranda: Mort Pass Thru 3-12 MO 29,198
RCBM.2.B.3 RCFDA557 Memoranda: Mort Pass Thru 1-3 YRS 129
RCBM.2.B.4 RCFDA558 Memoranda: Mort Pass Thru 3-5 YRS 891
RCBM.2.B.5 RCFDA559 Memoranda: Mort Pass Thru 5-15 YRS 13,705
RCBM.2.B.6 RCFDA560 Memoranda: Mort Pass Thru greater than 15 YRS 271,790
RCBM.2.C.1 RCFDA561 Memoranda: Other Mort-backed less than 3 YRS 19,058
RCBM.2.C.2 RCFDA562 Memoranda: Other Mort-backed greater than 3 YRS 0
RCBM.2.D RCFDA248 Memoranda: Tot Debt less than 1 YR 71,679
RCBM.7 RCFD1778 Amortized Cost Held Securities Sold 0
RCBM.8.A RCFD8780 High Risk Mortgage Secs - Amort Cost 37
RCBM.8.B RCFD8781 High Risk Mortgage Secs - Fair Value 38
RCBM.9.A RCFD8782 Structured Notes - Amortized Cost 200
RCBM.9.B RCFD8783 Structured Notes - Fair Value 199
RCC01.A RCFD1410 Consolidated RE Loans 10,178,946
RCC01.A.B RCON1415 Domestic Const/Development Loans 71,972
RCC01.B.B RCON1420 Domestic Secured by Farmland 291
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RCC01.C.1B RCON1797 Domestic Secured by 1-4 Revolving 119,552
RCC01.C.2A RCON5367 Domestic Secured by 1-4 Other 9,201,497
RCC01.C.2B RCON5368 Domestic Secured by 1-4 Other 368,766
RCC01.D.B RCON1460 Domestic Secured by 5+ 56,064
RCC01.E.B RCON1480 Domestic Secured by Nonfarm Nonreside 360,804
RCC02.A.B RCON1505 Domestic to US Coml Banks 387,518
RCC02.A1.A RCFD1506 Consolidated to US Branches of Forei " 0
RCC02.A2.A RCFD1507 Consolidated to Other US Coml Banks " 396,869
RCC02.B.A RCFD1517 Consolidated to Other Dep'y in US 0
RCC02.B.B RCON1517 Domestic to Other Dep'y in US 0
RCC02.C.B RCON1510 Domestic to Foreign Banks 79
RCC02.C1.A RCFD1513 Consolidated to For Branches US Bank " 5,216
RCC02.C2.A RCFD1516 Consolidated to Foreign Banks " 60,435
RCC03.A RCFD1590 Consolidated to Farmers 18,898
RCC03.B RCON1590 Domestic to Farmers 18,898
RCC04.A.A RCFD1763 Consolidated US Coml 3,498,437
RCC04.A.B RCON1763 Domestic US Coml 3,498,437
RCC04.B.A RCFD1764 Consolidated non-US Coml 57,949
RCC04.B.B RCON1764 Domestic non-US Coml 0
RCC05.A.A RCFD1756 Consolidated Accep's of US Banks 0
RCC05.A.B RCON1756 Domestic Accep's of US Bank 0
RCC05.B.A RCFD1757 Consolidated Accep's of Foreign Banks 2,424
RCC05.B.B RCON1757 Domestic Accep's of Foreign Banks 2,424
RCC06.A.A RCFD2008 Consolidated Credit Cards 183,051
RCC06.B RCON1975 Domestic Consumer 771,827
RCC06.B.A RCFD2011 Consolidated Other Consumer 589,479
RCC07.A RCFD2081 Consolidated Loans to For Govts 5,000
RCC07.B RCON2081 Domestic Loans to For Govts 5,000
RCC08.A RCFD2107 Consolidated Obligations US 9,465
RCC08.B RCON2107 Domestic Obligations US 9,465
RCC09.A RCFD1563 Consolidated Other 538,473
RCC09.A.B RCON1545 Domestic Loans for Securities 49,067
RCC09.B.B RCON1564 Domestic Other 489,406
RCC10.A.A RCFD2182 Consolidated US Leases 780,925
RCC10.B RCON2165 Domestic Leases 780,925
RCC10.B.A RCFD2183 Consolidated For Leases 0
RCC11.A RCFD2123 LESS: Consolidated Unearned Income 1,628
RCC11.B RCON2123 LESS: Domestic Unearned Income 842
RCC12.A RCFD2122 Total Loans & Leases (Consolidated) 16,323,939
RCC12.B RCON2122 Total Loans & Leases (Domestic) 16,191,150
RCCM.2.A1A RCFD1687 Cons Restruc'd US RE 0
RCCM.2.A2A RCFD1689 Cons Restruc'd non-US RE 0
RCCM.2.B.A RCFD8691 Cons Restruc'd - All Other Loan/Lease 0
RCCM.2.C.A RCFD8692 Cons Restruc'd - Non-U.S. Addressees 0
RCCM.3.A.1 RCONA564 Memo: Loans Secd by Real Est less than 3 MO 8,204,723
RCCM.3.A.2 RCONA565 Memo: Loans Secd by Real Est 3-12 MO 387,937
RCCM.3.A.3 RCONA566 Memo: Loans Secd by Real Est 1-3 YRS 68,464
RCCM.3.A.4 RCONA567 Memo: Loans Secd by Real Est 3-5 YRS 57,455
RCCM.3.A.5 RCONA568 Memo: Loans Secd by Real Est 5-15 YRS 330,370
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RCCM.3.A.6 RCONA569 Memo: Loans Secd by Real Est greater than 15 YRS 145,918
RCCM.3.B.1 RCFDA570 Memo: Other Loans/Leases less than 3 MO 3,199,218
RCCM.3.B.2 RCFDA571 Memo: Other Loans/Leases 3-12 MO 967,131
RCCM.3.B.3 RCFDA572 Memo: Other Loans/Leases 1-3 YRS 1,176,253
RCCM.3.B.4 RCFDA573 Memo: Other Loans/Leases 3-5 YRS 968,090
RCCM.3.B.5 RCFDA574 Memo: Other Loans/Leases 5-15 YRS 692,773
RCCM.3.B.6 RCFDA575 Memo: Other Loans/Leases greater than 15 YRS 94,919
RCCM.3.C RCFDA247 Memo: Tot Remg Loans/Leases less than 1 YR 11,002,672
RCCM.3.D RCONA577 Memo: Non-Farm/Res Loans/Leases greater than 5YR 110,739
RCCM.3.E RCFDA578 Memo: Comm/Indust greater than 3 YRS 1,135,795
RCCM.4 RCFD2746 Loans to fin. comm. real est., constr 0
RCCM.5 RCFD5369 Loans & leases held for sale 7,945,494
RCCM.6 RCON5370 Adj. rate closed-end loans secured 1,938,261
RCCP2.01 RCON6999 YES/NO - RCC01.E & RCC04 greater than= $ 100,000 0
RCCP2.02AA RCON5562 Number of Loans RCC01.E 0
RCCP2.02BA RCON5563 Number of Loans RCC04 0
RCCP2.03AA RCON5564 Number of Loans RCC01.E Orig less than= $100K 0
RCCP2.03AB RCON5565 Amount of Loans RCC01.E Orig less than= $100K 0
RCCP2.03BA RCON5566 # of Loans RCC01.E $100Kless than Orig less than=$250K 0
RCCP2.03BB RCON5567 $ of Loans RCC01.E $100Kless than Orig less than=$250K 0
RCCP2.03CA RCON5568 # of Loans RCC01.E $250K less than Orig less than=$1M 0
RCCP2.03CB RCON5569 $ of Loans RCC01.E $250K less than Orig less than=$1M 0
RCCP2.04AA RCON5570 Number of Loans RCC04 Orig less than= $100K 0
RCCP2.04AB RCON5571 Amount of Loans RCC04 Orig less than= $100K 0
RCCP2.04BA RCON5572 # of Loans RCC04 $100Kless than Orig less than= $250K 0
RCCP2.04BB RCON5573 $ of Loans RCC04 $100Kless than Orig less than= $250K 0
RCCP2.04CA RCON5574 # of Loans RCC04 $250K less than Orig less than= $1M 0
RCCP2.04CB RCON5575 $ of Loans RCC04 $250K less than Orig less than= $1M 0
RCCP2.05 RCON6860 YES/NO - RCC01.B & RCC03 greater than= $ 100,000 0
RCCP2.06AA RCON5576 Number of Loans RCC01.B 0
RCCP2.06BA RCON5577 Number of Loans RCC03 0
RCCP2.07AA RCON5578 Number of Loans RCC01.B Orig less than= $100K 0
RCCP2.07AB RCON5579 Amount of Loans RCC01.B Orig less than= $100K 0
RCCP2.07BA RCON5580 # of Loans RCC01.B $100K less than Orig less than=$250K 0
RCCP2.07BB RCON5581 $ of Loans RCC01.B $100Kless than Orig less than=$250K 0
RCCP2.07CA RCON5582 # of Loans RCC01.B $250K less than Orig less than=$500K 0
RCCP2.07CB RCON5583 $ of Loans RCC01.B $250K less than Orig less than=$500K 0
RCCP2.08AA RCON5584 Number of Loans RCC03 - Orig less than= $100K 0
RCCP2.08AB RCON5585 Amount of Loans RCC03 - Orig less than= $100K 0
RCCP2.08BA RCON5586 # of Loans RCC03 - $100Kless than Orig less than=$250K 0
RCCP2.08BB RCON5587 $ of Loans RCC03 - $100Kless than Orig less than=$250K 0
RCCP2.08CA RCON5588 # of Loans RCC03 - $250K less than Orig less than=$500K 0
RCCP2.08CB RCON5589 $ of Loans RCC03 - $250K less than Orig less than=$500K 0
RCD01 RCON3531 US Treasury securities 103,953
RCD02 RCON3532 US Govt agency obligations 0
RCD03 RCON3533 Securities issued by State and Subdiv 0
RCD04.A RCON3534 Pass-through secs by FNMA/FHLMC/GNMA 9,874
RCD04.B RCON3535 CMOs and REMICs issued by FNMA/FHLMC 0
RCD04.C RCON3536 All other mortgage-backed securities 0
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RCD05 RCON3537 Other debt securities 0
RCD09 RCON3541 Other trading assets domestic 0
RCD10 RCFN3542 Trading assets foreign 0
RCD11.A RCON3543 Gains on rate & contracts domestic 20,908
RCD11.B RCFN3543 Gains on rate & contracts foreign 0
RCD12 RCFD3545 Total Trading Assets 134,735
RCD13 RCFD3546 Liability for short positions 0
RCD14 RCFD3547 Losses on rate & contracts 20,111
RCD15 RCFD3548 Total trading liabilities 20,111
RCE1.1.A RCON2201 Private Transaction 2,930,723
RCE1.1.B RCON2240 Private Demand Deposits 2,814,492
RCE1.1.C RCON2346 Private Nontransaction 5,653,416
RCE1.2.A RCON2202 USG Transaction 20,334
RCE1.2.B RCON2280 USG Demand Deposits 20,334
RCE1.2.C RCON2520 USG Nontransaction 0
RCE1.3.A RCON2203 State/Local Transaction 16,457
RCE1.3.B RCON2290 State/Local Demand Deposits 16,370
RCE1.3.C RCON2530 State/Local Nontransaction 8,729
RCE1.4.A RCON2206 US Coml Banks Transaction 579,407
RCE1.4.B RCON2310 US Coml Banks Demand Deposits 579,407
RCE1.4.C RCON2550 US Coml Banks Nontransaction 0
RCE1.5.A RCON2207 Other US Dep'y Transaction 20,329
RCE1.5.B RCON2312 Other US Dep'y Demand Deposits 20,329
RCE1.5.C RCON2349 Other US Dep'y Nontransaction 0
RCE1.6.A RCON2213 For Banks Transaction 7,750
RCE1.6.B RCON2320 For Banks Demand Deposits 7,750
RCE1.6.C RCON2236 For Branches US Banks Nontransaction 0
RCE1.7.A RCON2216 For Govt Transaction 0
RCE1.7.B RCON2300 For Govt Demand Deposits 0
RCE1.7.C RCON2377 For Govt Nontransaction 0
RCE1.8.A RCON2330 Certified Checks: Transaction 13,435
RCE1.8.B RCON2330 Certified Checks: Demand 13,435
RCE1.9.A RCON2215 Total Transaction Accounts 3,588,435
RCE1.9.B RCON2210 Total Demand Deposits 3,472,117
RCE1.9.C RCON2385 Total Nontransaction Accounts 5,662,145
RCE1.M.1.A RCON6835 IRA/Keogh 490,105
RCE1.M.1.B RCON2365 Brokered 0
RCE1.M.1.E RCON5590 Memoranda: Preferred Deposits 0
RCE1.M.1C1 RCON2343 Brokered less than $100K 0
RCE1.M.1C2 RCON2344 Brokered Participated to less than $100K 0
RCE1.M.1D1 RCONA243 Matur data:denom less than 100k,maturless than= 1 yr 0
RCE1.M.1D2 RCONA244 Matur data:denom =greater than100k,maturless than= 1 yr 0
RCE1.M.2.B RCON6648 Memoranda: Time Deposits less than$100 000 1,577,035
RCE1.M.2.C RCON2604 Memoranda: Time Deposits greater than=$100 000 194,780
RCE1.M.2A1 RCON6810 MMDAs 1,818,501
RCE1.M.2A2 RCON0352 Other Savings 2,071,829
RCE1.M.3 RCON2398 NOW 116,318
RCE1.M.5A1 RCONA579 Memo: Time Deps less than 100K less than 3 MO 261,983
RCE1.M.5A2 RCONA580 Memo: Time Deps less than 100K 3-12 MO 662,781
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RCE1.M.5A3 RCONA581 Memo: Time Deps less than 100K 1-3 YRS 555,968
RCE1.M.5A4 RCONA582 Memo: Time Deps less than 100K greater than 3 YRS 96,303
RCE1.M.5B RCONA241 Memo: Time Deps less than 100K less than 1 YR 924,764
RCE1.M.6A1 RCONA584 Memo: Time Deps greater than 100K less than 3 MO 68,578
RCE1.M.6A2 RCONA585 Memo: Time Deps greater than 100K 3-12 MO 62,140
RCE1.M.6A3 RCONA586 Memo: Time Deps greater than 100K 1-3 YRS 49,815
RCE1.M.6A4 RCONA587 Memo: Time Deps greater than 100K greater than 3 YRS 14,247
RCE1.M.6B RCONA242 Memo: Time Deps greater than 100K less than 1 YR 130,718
RCE2.1 RCFN2621 Private 462,869
RCE2.2 RCFN2623 US Banks 2,611,554
RCE2.3 RCFN2625 For Banks 29,710
RCE2.4 RCFN2650 For Govts 0
RCE2.5 RCFN2330 Certified Checks 81
RCE2.6 RCFN2668 Other 260
RCE2.7 RCFN2200 Total Deps in Foreign Offices 3,104,474
RCE2.M.1 RCFNA245 Memo:TD with remaining maturityless than=1 yr 3,062,182
RCF1 RCFD2164 Income Earned Not Collected Loans 53,688
RCF2 RCFD2148 Net Deferred Tax Assets 0
RCF3.A RCFDA519 Interest Only Strip: Mortgage Loans 0
RCF3.B RCFDA520 Interest Only Strip: Other Assets 0
RCF4 RCFD2168 Other Assets 279,171
RCF4.A RCFD3549 Other Assets - Line A 84,011
RCF4.B RCFD3550 Other Assets - Line B 72,677
RCF4.C RCFD3551 Other Assets - Line C 0
RCF5 RCFD2160 Total Other Assets 332,859
RCFM.1 RCFD5610 Memo: Deferred Tax Assets Disallowed 0
RCG1.A RCON3645 Expenses Accrued and Unpaid on deposi 32,233
RCG1.B RCFD3646 Other Expenses Accrued and Unpaid 363,315
RCG2 RCFD3049 Net Deferred Tax Liabilities 149,111
RCG3 RCFD3000 Minority Interest in Subsidiaries 318
RCG4 RCFD2938 Other Liabilities 15,046
RCG4.A RCFD3552 Other Liabilities - Line A 0
RCG4.B RCFD3553 Other Liabilities - Line B 0
RCG4.C RCFD3554 Other Liabilities - Line C 0
RCG5 RCFD2930 Total Other Liabilities 560,023
RCH01 RCON2155 Customers' Liability on Acceptances 7,226
RCH02 RCON2920 Bank's Liability on Acceptances 7,226
RCH03 RCON1350 Fed Funds Sold 3,693,116
RCH04 RCON2800 Fed Funds Purchased 7,932,130
RCH05 RCON3190 Other Borrowed Money 242,106
RCH06 RCON2163 Net Due from Own For Offices 0
RCH07 RCON2941 Net Due to Own For Offices 2,956,185
RCH08 RCON2192 Total Assets 22,834,849
RCH09 RCON3129 Total Liabilities 18,212,592
RCH10 RCON1039 US Treasury Securities 573,778
RCH11 RCON1041 US Government agency obligations 200
RCH12 RCON1042 Securities issued by US states/subdiv 127,734
RCH13.A.1 RCON1043 MBS: Pass-Through: FNMA/FHLMC/GNMA 331,422
RCH13.A.2 RCON1044 MBS: Pass-Through: Other Pass-Through 37
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RCH13.B.1 RCON1209 MBS: Other MBS: FNMA/FHLMC/GNMA 17,573
RCH13.B.2 RCON1280 MBS: Other MBS: All Other MBS 0
RCH14 RCON1281 Other Domestic Debt Securities 1,663
RCH15 RCON1282 Foreign Debt Securities 0
RCH16.A RCONA510 Equity Securities: Mutual Fund/Eq Sec 2,912
RCH16.B RCON1752 Equity Securities: All others 90,679
RCH17 RCON1374 Total Securities Held and Sale 1,145,998
RCHM.1 RCON3051 Net Due from Own IBF 0
RCHM.2 RCON3059 Net Due to Own IBF 0
RCI1 RCFN2133 Total IBF Assets 0
RCI2 RCFN2076 Total IBF Loans/Leases 0
RCI3 RCFN2077 IBF Coml/Indl 0
RCI4 RCFN2898 Total IBF Liabilities 0
RCI5 RCFN2379 IBF Deposit Liabilities Due to Banks 0
RCI6 RCFN2381 Other IBF Deposit Liabilities 0
RCK01 RCFD3381 Interest-bearing Balances 34,788
RCK02 RCFD3382 US Govt/Treasury 800,460
RCK03 RCFD3383 State/Local Securities 127,851
RCK04.A RCFD3647 Other debt Securities 2,776
RCK04.B RCFD3648 Other equity Securities 93,583
RCK05 RCFD3365 Fed Funds Sold 3,417,831
RCK06.A.1 RCON3360 Total Loans 13,561,554
RCK06.A.2 RCON3385 RE Loans 7,742,571
RCK06.A.3 RCON3386 Agricultural & Farm Loans 17,833
RCK06.A.4 RCON3387 Commercial/Industrial Loans 4,267,922
RCK06.A.5 RCON3388 Consumer Loans 802,573
RCK06.B RCFN3360 Foreign Office Loans 154,912
RCK07 RCFD3401 Assets Held in Trading Accounts 77,090
RCK08 RCFD3484 Lease Fin'g Receivables 768,173
RCK09 RCFD3368 Total Assets 19,859,517
RCK10 RCON3485 Domestic Transaction Accounts 96,243
RCK11.A RCON3486 MMDAs 1,794,483
RCK11.B RCON3487 Other Savings 1,960,621
RCK11.C RCONA514 Time Deposits greater than= $100,000 314,236
RCK11.D RCONA529 Time Deposits less than $100,000 1,587,920
RCK12 RCFN3404 Interest-bearing Deposits in For Offi 3,304,050
RCK13 RCFD3353 Fed Funds Purchased 5,108,310
RCK14 RCFD3355 Other Borrowed Money 225,565
RCL01.A RCFD3814 Unused Commits: Revolv Lines Secured 261,471
RCL01.B RCFD3815 Unused Commits: Credit Card Lines 0
RCL01.C.1 RCFD3816 Unused Commits: Fund loans secured 48,086
RCL01.C.2 RCFD6550 Unused Commits: Fund loans not secure 15,170
RCL01.D RCFD3817 Unused Commits: Securities Underwrit 0
RCL01.E RCFD3818 Unused Commits: Other Unused Commits 4,805,140
RCL02 RCFD3819 Fincl Standby Letters of Credit 992,975
RCL02.A RCFD3820 Amount Fincl Standby Letters Conveyed 466,810
RCL03 RCFD3821 Perfm Standby Letters of Credit 83,263
RCL03.A RCFD3822 Amount Perfm Standby Letters Conveyed 17,897
RCL04 RCFD3411 Commercl & Similar Letters of Credit 146,007
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RCL05 RCFD3428 Participations in Acceptncs Conveyed 0
RCL06 RCFD3429 Participations in Acceptncs Acquired 0
RCL07 RCFD3432 Securities Borrowed 4,636,664
RCL08 RCFD3433 Securities Lent 391,701
RCL09.A.1 RCFDA521 1-4 Family: Outstanding Balance 15,509
RCL09.A.2 RCFDA522 1-4 Family: Amount of Recourse 15,509
RCL09.B.1 RCFDA523 Other Assets: Outstanding Balance 0
RCL09.B.2 RCFDA524 Other Assets: Amount of Recourse 0
RCL09.C.1 RCFDA249 Sml busns obligations:Outstanding bal 0
RCL09.C.2 RCFDA250 Sml busns obligations:retaind recours 0
RCL10.A RCFDA534 Credit Derivatives: Guarantor 0
RCL10.B RCFDA535 Credit Derivatives: Beneficiary 25,000
RCL11 RCFD8765 Spot Foreign Exchange Contracts 284,199
RCL12 RCFD3430 All Other Off-Balance Sheet Liabs 0
RCL12.A RCFD3555 Other Off-Balance Sheet Liabilities-A 0
RCL12.B RCFD3556 Other Off-Balance Sheet Liabilities-B 0
RCL12.C RCFD3557 Other Off-Balance Sheet Liabilities-C 0
RCL12.D RCFD3558 Other Off-Balance Sheet Liabilities-D 0
RCL13 RCFD5591 All Other Off-Balance Sheet Assets 0
RCL13.A RCFD5592 Other Off-Balance Sheet Assets - A 0
RCL13.B RCFD5593 Other Off-Balance Sheet Assets - B 0
RCL13.C RCFD5594 Other Off-Balance Sheet Assets - C 0
RCL13.D RCFD5595 Other Off-Balance Sheet Assets - D 0
RCL14.A.A RCFD8693 Int Rate Contracts - Gross Futures 225,500
RCL14.A.B RCFD8694 Forgn Exch Contracts - Gross Futures 0
RCL14.A.C RCFD8695 Equity Contracts - Gross Futures 0
RCL14.A.D RCFD8696 Commodity Contracts - Gross Futures 0
RCL14.B.A RCFD8697 Int Rate Contracts - Gross Forwards 0
RCL14.B.B RCFD8698 Forgn Exch Contracts - Gross Forwards 973,594
RCL14.B.C RCFD8699 Equity Contracts - Gross Forwards 0
RCL14.B.D RCFD8700 Commodity Contracts - Gross Forwards 0
RCL14.C.1A RCFD8701 Int Rate Contracts - Exchg Trad Wrttn 0
RCL14.C.1B RCFD8702 Forgn Exch Contracts - Exchg Trad Wrt 0
RCL14.C.1C RCFD8703 Equity Contracts - Exchg Trad Written 0
RCL14.C.1D RCFD8704 Commodity Contracts - Exchg Trad Wrtn 0
RCL14.C.2A RCFD8705 Int Rate Contracts - Exchg Trad Purch 0
RCL14.C.2B RCFD8706 Forgn Exch Contracts - Exchg Trad Pur 0
RCL14.C.2C RCFD8707 Equity Contracts - Exchg Trad Purchas 0
RCL14.C.2D RCFD8708 Commodity Contracts - Exchg Trade Pur 0
RCL14.D.1A RCFD8709 Int Rate Contracts - OTC Written Optn 526,475
RCL14.D.1B RCFD8710 Forgn Exch Contracts - OTC Wrtn Optns 0
RCL14.D.1C RCFD8711 Equity Contracts - OTC Written Option 0
RCL14.D.1D RCFD8712 Commodity Contracts - OTC Written Opt 19,793
RCL14.D.2A RCFD8713 Int Rate Contracts - OTC Purchased Op 419,243
RCL14.D.2B RCFD8714 Forgn Exch Contracts - OTC Purchased 0
RCL14.D.2C RCFD8715 Equity Contracts - OTC Purchased Optn 0
RCL14.D.2D RCFD8716 Commodity Contracts - OTC Purch Optn 21,422
RCL14.E.A RCFD3450 Int Rate Contracts - Gross Swaps 4,581,621
RCL14.E.B RCFD3826 Forgn Exch Contracts - Gross Swaps 0
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RCL14.E.C RCFD8719 Equity Contracts - Gross Swaps 0
RCL14.E.D RCFD8720 Commodity Contracts - Gross Swaps 15,107
RCL15.A RCFDA126 Int Rate Contracts - Gross Held Trade 2,291,239
RCL15.B RCFDA127 Forgn Exch Contracts - Gross Held Trd 973,594
RCL15.C RCFD8723 Equity Contracts - Gross Held Trading 0
RCL15.D RCFD8724 Commodity Contracts - Gross Held Trad 56,322
RCL16.A.A RCFD8725 Int Rate Contracts - Marked to Market 0
RCL16.A.B RCFD8726 Forgn Exch Contracts - Marked to Mrkt 0
RCL16.A.C RCFD8727 Equity Contracts - Marked to Market 0
RCL16.A.D RCFD8728 Commodity Contracts - Marked to Mrkt 0
RCL16.B.A RCFD8729 Int Rate Contracts - NOT Marked 3,461,600
RCL16.B.B RCFD8730 Forgn Exch Contracts - NOT Marked 0
RCL16.B.C RCFD8731 Equity Contracts - NOT Marked 0
RCL16.B.D RCFD8732 Commodity Contracts - NOT Marked 0
RCL16.C.A RCFDA589 Int Rate Contracts - Bank Pays Fixed 375,000
RCL17.A.1A RCFD8733 Int Rate Contracts Held - Pos Values 4,867
RCL17.A.1B RCFD8734 Forgn Exch Contracts Held - Pos Value 14,316
RCL17.A.1C RCFD8735 Equity Contracts Held - Pos Values 0
RCL17.A.1D RCFD8736 Commodity Contracts Held - Pos Value 1,725
RCL17.A.2A RCFD8737 Int Rate Contracts Held - Neg Values 5,052
RCL17.A.2B RCFD8738 Forgn Exch Contracts Held - Neg Value 13,166
RCL17.A.2C RCFD8739 Equity Contracts Held - Neg Values 0
RCL17.A.2D RCFD8740 Commodity Contracts Held - Neg Value 1,830
RCL17.B.1A RCFD8741 Int Rate Contracts Markd- Pos Values 0
RCL17.B.1B RCFD8742 Forgn Exch Contracts Markd- Pos Value 0
RCL17.B.1C RCFD8743 Equity Contracts Markd- Pos Values 0
RCL17.B.1D RCFD8744 Commodity Contracts Markd- Pos Value 0
RCL17.B.2A RCFD8745 Int Rate Contracts Markd- Neg Values 0
RCL17.B.2B RCFD8746 Forgn Exch Contracts Markd- Neg Value 0
RCL17.B.2C RCFD8747 Equity Contracts Markd- Neg Values 0
RCL17.B.2D RCFD8748 Commodity Contracts Markd- Neg Value 0
RCL17.C.1A RCFD8749 Int Rate Contracts Not Markd - PosVal 76,655
RCL17.C.1B RCFD8750 Forgn Exch Contracts Not Markd-PosVal 0
RCL17.C.1C RCFD8751 Equity Contracts Not Markd - PosVal 0
RCL17.C.1D RCFD8752 Commodity Contracts Not Markd-PosVal 0
RCL17.C.2A RCFD8753 Int Rate Contracts Not Markd - NegVal 1,035
RCL17.C.2B RCFD8754 Forgn Exch Contracts Not Markd-NegVal 0
RCL17.C.2C RCFD8755 Equity Contracts Not Markd - NegVal 0
RCL17.C.2D RCFD8756 Commodity Contracts Not Markd-NegVal 0
RCLM.3 RCFD3833 Unused Commitments greater than 1 year 4,592,659
RCLM.3.A RCFD3834 Participations in Commitments greater than 1 Yr 229,159
RCLM.4 RCFD3377 Standby Letters of Credit - Non-U.S. 475
RCLM.5.A RCFD2741 Con Inst Lns w/o recourse - Prv Autos 0
RCLM.5.B RCFD2742 Con Inst Lns w/o recourse - Crd Cards 0
RCLM.5.C RCFD2743 Con Inst Lns w/o recourse - All other 0
RCM1.A RCFD6164 Credit to Executives/Principals 6,495
RCM1.B RCFD6165 Number of Execs Who Borrowed $500K/5% 3
RCM10.A RCON6441 Mutual Fund: Money Market Funds 79,979
RCM10.B RCON8427 Mutual Fund: Equity Securities 0
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RCM10.C RCON8428 Mutual Fund: Debt Securities 0
RCM10.D RCON8429 Mutual Fund: Other Mutual Funds 51,935
RCM10.E RCON8430 Mutual Fund: Annuities 11,598
RCM10.F RCON8784 Mutual Fund: Sales of Proprietary 90,019
RCM11 RCFDA525 Net Unamortized Gains (Sched RC) -22,177
RCM12 RCFDA526 Assets Netted Against (Sched RC) 0
RCM13 RCFDA591 Outstanding Principal Bal Serviced 0
RCM2 RCFD3405 Fed Funds Sold -- Foreign Banks 2,090,250
RCM4.A RCFD5500 O/S Bal Mortgages Serviced - GNMA 0
RCM4.B.1 RCFD5501 O/S Bal Morts Serviced-FHLMC w/ recou 0
RCM4.B.2 RCFD5502 O/S Bal Morts Serviced-FHLMC w/o rec 0
RCM4.C.1 RCFD5503 O/S Bal Morts Serviced-FNMA Reg optn 0
RCM4.C.2 RCFD5504 O/S Bal Morts Serviced-FNMA Spec optn 0
RCM4.D RCFD5505 O/S Bal Morts Serviced-All other 446,436
RCM5.A RCFD2103 Customers' Liability on Acceptances: 10,619
RCM5.B RCFD2104 Customers' Liability on Acceptances: 4,661
RCM6.A RCFD3164 Mtge Servicing Rights 0
RCM6.A.1 RCFDA590 Mort Serv Rights - Est Fair Value 0
RCM6.B.1 RCFD5506 Other Intangible 0
RCM6.B.2 RCFD5507 Other Intangible - All Other 318
RCM6.C RCFD3163 Goodwill 16,064
RCM6.D RCFD2143 Total Intangible Assets 16,382
RCM6.E RCFD6442 Intangible Assets Grandfathered 0
RCM7 RCFD3295 Mandatory Convertible Debt Dedictated 0
RCM8.A.1 RCFD5372 Othr Real Estate - Direct & Indirect 0
RCM8.A.2.A RCON5508 Othr Real Estate - All other Real Est 0
RCM8.A.2.B RCON5509 Othr Real Estate - Farmland 0
RCM8.A.2.C RCON5510 Othr Real Estate - 1-4 Family Residnt 6,546
RCM8.A.2.D RCON5511 Othr Real Estate - Multifamily Resid 0
RCM8.A.2.E RCON5512 Othr Real Estate - Nonfarm Nonresiden 0
RCM8.A.2.F RCFN5513 Othr Real Estate - In Foreign Offices 0
RCM8.A.3 RCFD2150 Othr Real Estate - Total 6,546
RCM8.B.1 RCFD5374 Inves - Direct & Indirect invest R/E 0
RCM8.B.2 RCFD5375 Inves - All othr invest unconsol subs 0
RCM8.B.3 RCFD2130 Investmnts in unconsold subs - Total 0
RCM9 RCFD3778 Noncumulative Perpetual Preferred Stk 0
RCMM.1 RCFD3836 Interbank Holdings: Reciprocal DEC 0
RCN1.A.A RCFD1245 RE US: 30-89 Days 30,611
RCN1.A.B RCFD1246 RE US: 90+ Days 1,552
RCN1.A.C RCFD1247 RE US: Nonaccrual 8,042
RCN1.B.A RCFD1248 RE non-US: 30-89 Days 0
RCN1.B.B RCFD1249 RE non-US: 90+ Days 0
RCN1.B.C RCFD1250 RE non-US: Nonaccrual 0
RCN10.A RCFD5612 Loans/Leases US Guaranteed-30-89 Days 1,025
RCN10.A.A RCFD5615 Loans/Leases Guaranteed: 30-89 Days 694
RCN10.A.B RCFD5616 Loans/Leases Guaranteed: 30-89 Days 46
RCN10.A.C RCFD5617 Loans/Leases Guaranteed: 30-89 Days 496
RCN10.B RCFD5613 Loans/Leases US Guaranteed- 90+ Days 48
RCN10.C RCFD5614 Loans/Leases US Guaranteed-Nonaccrual 673
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RCN2.A.B RCFD5378 Loans US Deps: US Banks: 90+ Days 0
RCN2.A.C RCFD5379 Loans US Deps: US Banks: Nonaccrual 0
RCN2.B.A RCFD5380 Loans US Deps: Foreign: 30-89 Days 0
RCN2.B.B RCFD5381 Loans US Deps: Foreign: 90+ Days 0
RCN2.B.C RCFD5382 Loans US Deps: Foreign: Nonaccrual 0
RCN3.A RCFD1594 Ag US: 30-89 Days 0
RCN3.B RCFD1597 Ag US: 90+ Days 22
RCN3.C RCFD1583 Ag US: Nonaccrual 0
RCN4.A.A RCFD1251 Coml/Indl US: 30-89 Days 34,181
RCN4.A.B RCFD1252 Coml/Indl US: 90+ Days 49
RCN4.A.C RCFD1253 Coml/Indl US: Nonaccrual 13,765
RCN4.B.A RCFD1254 Coml/Indl non-US: 30-89 Days 0
RCN4.B.B RCFD1255 Coml/Indl non-US: 90+ Days 0
RCN4.B.C RCFD1256 Coml/Indl non-US: Nonaccrual 0
RCN5.A.A RCFD5383 Consumer: Credit Cards: 30-89 Days 2,296
RCN5.A.B RCFD5384 Consumer: Credit Cards: 90+ Days 0
RCN5.A.C RCFD5385 Consumer: Credit Cards: Nonaccrual 0
RCN5.B.A RCFD5386 Consumer: Other: 30-89 Days 19,181
RCN5.B.B RCFD5387 Consumer: Other: 90+ Days 1,689
RCN5.B.C RCFD5388 Consumer: Other: Nonaccrual 108
RCN6.A RCFD5389 Foreign: 30-89 Days 0
RCN6.B RCFD5390 Foreign: 90+ Days 0
RCN6.C RCFD5391 Foreign: Nonaccrual 0
RCN7.A RCFD5459 Other: 30-89 Days 31,445
RCN7.B RCFD5460 Other: 90+ Days 0
RCN7.C RCFD5461 Other: Nonaccrual 140
RCN8.A.A RCFD1257 Leases US: 30-89 Days 0
RCN8.A.B RCFD1258 Leases US: 90+ Days 0
RCN8.A.C RCFD1259 Leases US: Nonacrual 10,261
RCN8.B.A RCFD1271 Leases non-US: 30-89 Days 0
RCN8.B.B RCFD1272 Leases non-US: 90+ Days 0
RCN8.B.C RCFD1791 Leases non-US: Nonaccrual 0
RCN9.A RCFD3505 Debt Securities: 30-89 Days 0
RCN9.B RCFD3506 Debt Securities: 90+ Days 0
RCN9.C RCFD3507 Debt Securities: Nonaccrual 0
RCNM.1.A RCFD1658 Restruc'd Loans: 30-89 Days 0
RCNM.1.B RCFD1659 Restruc'd Loans: 90+ Days 0
RCNM.1.C RCFD1661 restruc'd Loans: Nonaccrual 0
RCNM.2.A RCFD6558 Comm Real Estate Loans: 30-89 Days 0
RCNM.2.B RCFD6559 Comm Real Estate Loans: 90+ Days 0
RCNM.2.C RCFD6560 Comm Real Estate Loans: Nonaccrual 0
RCNM.3.AA RCON2759 Secured Loans - Const: 30-89 Days 1,325
RCNM.3.AB RCON2769 Secured Loans - Const: 90+ Days 0
RCNM.3.AC RCON3492 Secured Loans - Const: Nonaccrual 358
RCNM.3.BA RCON3493 Secured Loans - Farmland: 30-89 Days 0
RCNM.3.BB RCON3494 Secured Loans - Farmland: 90+ Days 0
RCNM.3.BC RCON3495 Secured Loans - Farmland: Nonaccrual 0
RCNM.3.C1A RCON5398 Secd Loans 1-4 Fam-Revol: 30-89 Days 2,128
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RCNM.3.C1B RCON5399 Secd Loans 1-4 Fam-Revol: 90+ Days 509
RCNM.3.C1C RCON5400 Secd Loans 1-4 Fam-Revol: Nonaccrual 0
RCNM.3.C2A RCON5401 Secd Loans 1-4 Fam-Other: 30-89 Days 19,332
RCNM.3.C2B RCON5402 Secd Loans 1-4 Fam-Other: 90+ Days 1,043
RCNM.3.C2C RCON5403 Secd Loans 1-4 Fam-Other: Nonaccrual 6,630
RCNM.3.DA RCON3499 Secured Loans - Multifam: 30-89 Days 1,609
RCNM.3.DB RCON3500 Secured Loans - Multifam: 90+ Days 0
RCNM.3.DC RCON3501 Secured Loans - Multifam: Nonaccrual 0
RCNM.3.EA RCON3502 Secured Loans - Non Farm: 30-89 Days 6,217
RCNM.3.EB RCON3503 Secured Loans - Non Farm: 90+ Days 0
RCNM.3.EC RCON3504 Secured Loans - Non Farm: Nonaccrual 1,054
RCNM.4.AA RCFD3522 Rate/Contract: Book Value: 30-89 Days 0
RCNM.4.AB RCFD3528 Rate/Contract: Book Value: 90+ Days 0
RCNM.4.BA RCFD3529 Rate/Contract: Replacement:30-89 Days 0
RCNM.4.BB RCFD3530 Rate/Contract: Replacement: 90+ Days 0
RCO1.A RCON0030 Unposted Debits 0
RCO1.B.1 RCON0031 Unposted Debits: Demand 0
RCO1.B.2 RCON0032 Unposted Debits: Time/Savings 0
RCO10 RCON8432 Deposit Institution Invest. Contracts 0
RCO11.A RCON8785 Reciprocal Demand Bals - Savings Asc. 0
RCO11.B RCONA181 Reciprocal Demand Bals - Foreign Brch 0
RCO11.C RCONA182 Reciprocal Demand Bals - Cash Items 0
RCO12.A RCONA527 Amt of Assets Netted agst Dem Deps 0
RCO12.B RCONA528 Amt of Assets Netted agst Tim/Svg Dep 0
RCO2.A RCON3510 Unposted Credits 0
RCO2.B.1 RCON3512 Unposted Credits: Demand 0
RCO2.B.2 RCON3514 Unposted Credits: Time/Savings 0
RCO3 RCON3520 Uninvested Trust Fund Cash 0
RCO4.A RCON2211 Demand Deposits of Unconsolidaed Subs 29,309
RCO4.B RCON2351 Time/Savings Deposits of Unconsolida 0
RCO4.C RCON5514 Int accrued/unpaid on deps of con sub 0
RCO5.A RCON2229 Demand Deposits: Insured Branches 0
RCO5.B RCON2383 Time/Savings Deposits: Insured Branc 0
RCO5.C RCON5515 Int accrued/unpaid on deps in ins brc 0
RCO6.A RCON2314 Pass-through Reserve Balances: Demand 0
RCO6.B RCON2315 Pass-through-Reserve Balances: Time/S 0
RCO7.A RCON5516 Unamortized premiums 50,197
RCO7.B RCON5517 Unamortized discounts 0
RCO8.A.1 RCONA531 OAKAR: Total Deposits Purchased 0
RCO8.A.2 RCONA532 OAKAR: Amt of Purchased Deposits 0
RCO8.B RCONA533 OAKAR: Total Deposits Sold 0
RCOM.1.A.1 RCON2702 Amount of Deposit Accounts less than $100K 5,121,273
RCOM.1.A.2 RCON3779 (June Only) Number of Deposit Accts less than 0
RCOM.1.B.1 RCON2710 Amount of Deposit Accounts greater than $100K 4,129,307
RCOM.1.B.2 RCON2722 Number of Deposit Accounts greater than $100K 6,601
RCOM.2.A RCON6861 Yes/No: Bank has a better method/proc 0
RCOM.2.B RCON5597 If YES: Uninsured Deposits Amount 0
RCOM.3 RCONA545 Cert No of consolidated inst. 0
RCR1 RCFD6056 Do You Meet Capital Requirements? Y/N 0
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RCR2.A RCFDA515 Subord Debt & Int Term Prfrd Stock 0
RCR2.B RCFDA516 Other Limited-Life cap Instr 0
RCR3.A1 RCFD8274 Regulatory capt ratios:Tier 1 Capital 1,630,903
RCR3.A2 RCFD8275 Regulatory capt ratios:Tier 2 Capital 197,145
RCR3.A3 RCFD1395 Regulatory capt ratios:Tier 3 Capital 0
RCR3.B RCFD3792 Regulatory capt ratios:Total RB Captl 1,828,048
RCR3.C RCFDA222 Regulatory capt ratios:Excess allownc 37,383
RCR3.D1 RCFDA223 Regulatory capt ratios:Risk-wtd assts 15,734,237
RCR3.D2 RCFD1651 Regulatory capt ratios:Mrkt Risk-eqiv 0
RCR3.E RCFD1727 Regulatory capt ratios:Max Cont Dolr 0
RCR3.F RCFDA224 Regulatory capt ratios:Avrg tot assts 19,831,340
RCR4.A RCFD5163 00 % Risk assets recorded on Bal Sht 891,971
RCR4.B RCFD3796 00 % Risk: Credit Equiv Off-Balance 0
RCR5.A RCFD5165 20 % Risk assets recorded on Bal Sht 6,711,828
RCR5.B RCFD3801 20 % Risk: Credit Equiv Off-Balance 993,910
RCR6.A RCFD3802 50 % Risk: Assets On Balance Sheet 8,195,492
RCR6.B RCFD3803 50 % Risk: Credit Equiv Off-Balance 171,298
RCR7.A RCFD3804 100 % Risk: Assets On Balance Sheet 7,386,355
RCR7.B RCFD3805 100 % Risk: Credit Equiv Off-Balance 2,660,722
RCR8 RCFD3806 On-Balance Sheet Values Excluded From 54,011
RCR9 RCFD3807 Total Assets Recorded On Balnce Sheet 23,239,657
RCRM.01 RCFD8764 Credit Exp - Off-Bal Sheet Derivative 21,330
RCRM.02.AA RCFD3809 Derivative Int Rate Contracts less than 1 YR 856,389
RCRM.02.AB RCFD8766 Derivative Int Rate Contracts 1-5 YRS 3,832,120
RCRM.02.AC RCFD8767 Derivative Int Rate Contracts greater than 5 YRS 287,356
RCRM.02.BA RCFD3812 Derivative Fgn Exch Contracts less than 1 YR 937,147
RCRM.02.BB RCFD8769 Derivative Fgn Exch Contracts 1-5 YRS 14,761
RCRM.02.BC RCFD8770 Derivative Fgn Exch Contracts greater than 5 YRS 0
RCRM.02.CA RCFD8771 Derivative Gold Contracts less than 1 YR 0
RCRM.02.CB RCFD8772 Derivative Gold Contracts 1-5 YRS 0
RCRM.02.CC RCFD8773 Derivative Gold Contracts greater than 5 YRS 0
RCRM.02.DA RCFD8774 Derivative P Metals Contracts less than 1 YR 0
RCRM.02.DB RCFD8775 Derivative P Metals Contracts 1-5 YRS 0
RCRM.02.DC RCFD8776 Derivative P Metals Contracts greater than 5 YRS 0
RCRM.02.EA RCFD8777 Derivative Commodity Contrcts less than 1 YR 33,538
RCRM.02.EB RCFD8778 Derivative Commodity Contrcts 1-5 YRS 2,991
RCRM.02.EC RCFD8779 Derivative Commodity Contrcts greater than 5 YRS 0
RCRM.02.FA RCFDA000 Derivative Equity Contracts less than 1 YR 0
RCRM.02.FB RCFDA001 Derivative Equity Contracts 1-5 YRS 0
RCRM.02.FC RCFDA002 Derivative Equity Contracts greater than 5 YRS 0
RCTXT.YN RCON9117 Send me paper copies of CR? Y/N 0
RCX01.A RCFD3561 Number Of Loans To Executive Officers 4
RCX01.B RCFD3562 Amount Of Loans To Executive Officers 2,775
RCX01.C1 RCFD7701 Start Rate (####.##%) Loans To Execs. 0
RCX01.C2 RCFD7702 Top Rate (####.##%) Loans To Execs. 0
RI-01.A.1A RIAD4011 RE Loans 138,265
RI-01.A.1B RIAD4019 Loans to Dep'y Inst's 4,430
RI-01.A.1C RIAD4024 Ag/Farmer Loans 276
RI-01.A.1D RIAD4012 Coml/Indl Loans 82,783
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RI-01.A.1E RIAD4026 Acceptances 74
RI-01.A.1G RIAD4056 Loans to For Govts 0
RI-01.A.1I RIAD4058 Other Domestic Loans 178
RI-01.A.2 RIAD4059 For Loans 2,748
RI-01.A1F1 RIAD4054 Credit Cards 5,711
RI-01.A1F2 RIAD4055 Other Consumer 10,275
RI-01.A1H1 RIAD4503 Taxable State/Local Obligations 3
RI-01.A1H2 RIAD4504 Exempt State/Local Obligations 190
RI-01.B.1 RIAD4505 Taxable Leases 12,242
RI-01.B.2 RIAD4307 Exempt Leases 0
RI-01.C.1 RIAD4105 Domestic Interest on Balances Due 28
RI-01.C.2 RIAD4106 For Interest on Balances due 451
RI-01.D.1 RIAD4027 US Govt/Treasury Securities 13,801
RI-01.D.2A RIAD4506 Taxable State/Local Securities 18
RI-01.D.2B RIAD4507 Exempt State/Local Securities 1,969
RI-01.D.3 RIAD3657 Other Domestic Debt securities 71
RI-01.D.4 RIAD3658 Foreign Debt Securities 0
RI-01.D.5 RIAD3659 Equity Securities (incl mutual funds) 1,479
RI-01.E RIAD4069 Interest on Trading Assets 1,219
RI-01.F RIAD4020 Interest on Fed Funds Sold Etc 47,714
RI-01.G RIAD4107 Total Interest Income 323,925
RI-02.A.1A RIAD4508 Transaction Accounts 584
RI-02.A.2 RIAD4172 Interest on For Deposits 44,729
RI-02.A1B1 RIAD4509 MMDAs 1,102
RI-02.A1B2 RIAD4511 Other Savings 4,778
RI-02.A1B3 RIADA517 Int Exp: Time Deposits greater than or =$100,000 2,272
RI-02.A1B4 RIADA518 Int Exp: Time Deposits less than$100,000 21,894
RI-02.B RIAD4180 Fed Funds Purchased Etc 67,832
RI-02.C RIAD4185 Interest on Demand Notes to US Treasu 6,365
RI-02.E RIAD4200 Interest on Subordinated Notes/Debent 0
RI-02.F RIAD4073 Total Interest Expense 149,556
RI-03 RIAD4074 Net Interest Income 174,369
RI-04.A RIAD4230 Provision for Loan and Lease Losses 10,366
RI-04.B RIAD4243 Provision for Allocated Transfer Risk 0
RI-05.A RIAD4070 Income from Fiduciary Activities 66,804
RI-05.B RIAD4080 Service Charges on Deposit Accounts 18,969
RI-05.C RIADA220 Trading Revenue 11,819
RI-05.F.1 RIAD5407 Other Noninterest Income - Fee Income 31,142
RI-05.F.2 RIAD5408 Other Noninterest Income - All Other 34,322
RI-05.G RIAD4079 Total Noninterest Income 163,056
RI-06.A RIAD3521 Gain/Loss Sec Held to Maturities 0
RI-06.B RIAD3196 Gain/Loss Sec Available-for-sale 526
RI-07.A RIAD4135 Salaries and Benefits 78,508
RI-07.B RIAD4217 Expense on Premises/Fixed Assets 19,179
RI-07.C RIAD4092 Other Noninterest Expensze 107,852
RI-07.D RIAD4093 Total Noninterest Expense 205,539
RI-08 RIAD4301 Income (loss) Before Income Taxes 122,046
RI-09 RIAD4302 Income Taxes 47,852
RI-10 RIAD4300 Income (loss) Before Extraordinary 74,194
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RI-11 RIAD4320 Extraordinary/Adj/ Net Of Taxes 0
RI-12 RIAD4340 Net Income (loss) 74,194
RI-M.1 RIAD4513 Interest Expense on Exempt After 8/7/ 1
RI-M.10 RIADA251 Memo:Credit losses on off-balnc sheet 0
RI-M.11 RIADA530 Does Bank have Subchapter-S Y/N 0
RI-M.12 RIAD4772 Deferred Portion of Appl Inc Tax 0
RI-M.2 RIAD8431 Memoranda: Income Sale Mutuals 429
RI-M.5 RIAD4150 Number of Employees on Payroll 4,615
RI-M.8.A RIAD8757 Memoranda: Trading Rev - Interest 7,881
RI-M.8.B RIAD8758 Memoranda: Trading Rev - Foreign Exch 3,809
RI-M.8.C RIAD8759 Memoranda: Trading Rev - Equity/Index 0
RI-M.8.D RIAD8760 Memoranda: Trading Rev - Commodity 129
RI-M.9.A RIAD8761 Memoranda: Impact - Interest Income -1,118
RI-M.9.B RIAD8762 Memoranda: Impact - Interest Expense 12,906
RI-M.9.C RIAD8763 Memoranda: Impact - Other Allocations -8
RIA01 RIAD3215 Total Equity on Dec 31 prev year-end 1,592,327
RIA02 RIAD3216 Equity Adjustments 0
RIA03 RIAD3217 Amended Balance Previous Year 1,592,327
RIA04 RIAD4340 Net Income/Loss 74,194
RIA05 RIAD4346 Sale/Conversion of Stock 0
RIA06 RIAD4356 Changes Incident to Combinations 0
RIA07 RIAD4470 LESS: Cash Dividends on preferred 0
RIA08 RIAD4460 LESS: Cash Dividends on common 0
RIA09 RIAD4411 Changes in Accounting Principles 0
RIA10 RIAD4412 Corrections of Accounting Errors 0
RIA11 RIAD8433 Net Unrealized Holding Avail Forsale -432
RIA12 RIAD4414 Foreign Currency Translation Adjustme -17
RIA13 RIAD4415 Other Parent BHC Transactions 0
RIA14 RIAD3210 Total Equity Capital End Of Cur. Per. 1,666,072
RIB1.1.A.A RIAD4651 RE Loans: US: Charge-Offs 373
RIB1.1.A.B RIAD4661 RE Loans: US: Recoveries 334
RIB1.1.B.A RIAD4652 RE Loans: non-US: Charge-Offs 0
RIB1.1.B.B RIAD4662 RE Loans: non-US: Recoveries 0
RIB1.2.A.A RIAD4653 Loans to US Banks: Charge-Offs 0
RIB1.2.A.B RIAD4663 Loans to US Banks: Recoveries 0
RIB1.2.B.A RIAD4654 Loans to For Banks: Charge-Offs 0
RIB1.2.B.B RIAD4664 Loans to For Banks: Recoveries 0
RIB1.3.A RIAD4655 Ag/Farm Loans: Charge-Offs 0
RIB1.3.B RIAD4665 Ag/Farm Loans: Recoveries 0
RIB1.4.A.A RIAD4645 Coml/Indl Loans US: Charge-Offs 194
RIB1.4.A.B RIAD4617 Coml/Indl Loans US: Recoveries 1,027
RIB1.4.B.A RIAD4646 Coml/Indl Loans non-US: Charge-Offs 0
RIB1.4.B.B RIAD4618 Coml/Indl Loans non-US: recoveries 0
RIB1.5.A.A RIAD4656 Credit Cards: Charge-Offs 0
RIB1.5.A.B RIAD4666 Credits Cards: Recoveries 97
RIB1.5.B.A RIAD4657 Other Consumer Charge-Offs 2,362
RIB1.5.B.B RIAD4667 Other Consumer: Recoveries 1,271
RIB1.6.A RIAD4643 Loans to For Govts: Charge-Offs 0
RIB1.6.B RIAD4627 Loans to For Govts: Recoveries 2
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RIB1.7.A RIAD4644 Other Loans: Charge-Offs 0
RIB1.7.B RIAD4628 Other Loans: Recoveries 0
RIB1.8.A.A RIAD4658 Leases US: Charge-Offs 1,032
RIB1.8.A.B RIAD4668 Leases US: Recovereies 99
RIB1.8.B.A RIAD4659 Leases non-US: Chatge-Offs 0
RIB1.8.B.B RIAD4669 Leases non-US: Recoveries 0
RIB1.9.A RIAD4635 Total Charge-offs (year-to-date) 3,961
RIB1.9.B RIAD4605 Total Recoveries (year-to-date) 2,830
RIB1.M.4.A RIAD5409 Memo: Charge-offs: Loans to fin comm. 0
RIB1.M.4.B RIAD5410 Memo: Recoveries: Loans to fin commcl 0
RIB1.M.5AA RIAD3582 Memo: Charge-offs: Loans sec construc 0
RIB1.M.5AB RIAD3583 Memo: Recoveries: Loans sec construct 3
RIB1.M.5BA RIAD3584 Memo: Charge-offs: Loans sec farmland 0
RIB1.M.5BB RIAD3585 Memo: Recoveries: Loans sec farmland 0
RIB1.M.5DA RIAD3588 Memo: Charge-offs: Loans sec multifam 0
RIB1.M.5DB RIAD3589 Memo: Recoveries: Loans sec multifaml 0
RIB1.M.5EA RIAD3590 Memo: Charge-offs: Loans sec nonfarm 22
RIB1.M.5EB RIAD3591 Memo: Recoveries: Loans sec nonfarm 317
RIB1.M5C1A RIAD5411 Memo: Charge-offs: Revolv loans 1-4 r 0
RIB1.M5C1B RIAD5412 Memo: Recoveries: Revolv loans 1-4 rs 0
RIB1.M5C2A RIAD5413 Memo: Charge-offs: Other loans 1-4 rs 350
RIB1.M5C2B RIAD5414 Memo: Recoveries: Other loans 1-4 res 14
RIB2.01 RIAD3124 Allowance for Loan/Lease: Dec 31 225,295
RIB2.02 RIAD2419 Recoveries (Loan/Lease) 2,830
RIB2.03 RIAD2432 LESS: Charge-Offs (Loan/Lease) 3,961
RIB2.04 RIAD4230 Provision (Loan/Lease) 10,366
RIB2.05 RIAD4815 Adjustments (Loan/Lease) -2
RIB2.06 RIADA512 Allow. Loan/Lease Loss Balance 234,528
RID1.1.A RIAD4837 Interest Income Booked 0
RID1.1.B RIAD4838 Interest Expense Booked 0
RID1.1.C RIAD4839 Total 0
RID1.2.A RIAD4840 Net Int'l Int Income Sold American 0
RID1.2.B RIAD4841 Net Domestic Int Income Booked Foreig 0
RID1.2.C RIAD4842 Total 0
RID1.3.A RIAD4097 Noninterest Intl INcome 0
RID1.3.B RIAD4235 Provision for Intl Loan/Lease Losses 0
RID1.3.C RIAD4239 Other Intl Nonint Expense 0
RID1.3.D RIAD4843 Total 0
RID1.4 RIAD4844 Total 0
RID1.5 RIAD4845 Adjustment to Pretax Income Etc 0
RID1.6 RIAD4846 Total 0
RID1.7 RIAD4797 Intl Income Taxes 0
RID1.8 RIAD4341 Total 0
RID1.M.1 RIAD4847 Intracompany Int Income 0
RID1.M.2 RIAD4848 Intracompany Int Expense 0
RID2.1 RIAD4849 Interest Income at IBFs 0
RID2.2 RIAD4850 Interest Expense at IBFs 0
RID2.3.A RIAD5491 Noninterest Intl Income (Gain/Losses) 0
RID2.3.B RIAD5492 Noninterest Intl Income (Fees & Othr) 0
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C>
RID2.4 RIAD4852 Provision Loan/Lease Losses Intl Sold 0
RID2.5 RIAD4853 Other Noninterest Exp INtl Sold Ameri 0
RIE01.A RIAD5415 Other non-interest income (RI-5.f.2) 0
RIE01.B RIAD5416 Other non-interest income (RI-5.f.2) 0
RIE01.C RIAD5417 Other non-interest income (RI-5.f.2) 0
RIE01.D RIAD4461 Other non-interest income (RI-5.f.2) 23,144
RIE01.E RIAD4462 Other non-interest income (RI-5.f.2) 0
RIE01.F RIAD4463 Other non-interest income (RI-5.f.2) 0
RIE02.A RIAD4531 Other non-interest expense (RI-7.c) 326
RIE02.B RIAD5418 Other non-interest expense (RI-7.c) 0
RIE02.C RIAD5419 Other non-interest expense (RI-7.c) 0
RIE02.D RIAD5420 Other non-interest expense (RI-7.c) 0
RIE02.E RIAD4464 Other non-interest expense (RI-7.c) 40,407
RIE02.F RIAD4467 Other non-interest expense (RI-7.c) 0
RIE02.G RIAD4468 Other non-interest expense (RI-7.c) 0
RIE03.A.1 RIAD4469 Extraordinary items and Adj (RI-11.a) 0
RIE03.A.2 RIAD4486 Applicable tax effect (RI-11.b) 0
RIE03.B.1 RIAD4487 Extraordinary items and Adj (RI-11.a) 0
RIE03.B.2 RIAD4488 Applicable tax effect (RI-11.b) 0
RIE03.C.1 RIAD4489 Extraordinary items and Adj (RI-11.a) 0
RIE03.C.2 RIAD4491 Applicable tax effect (RI-11.b) 0
RIE04.A RIAD4492 Equity cap adjustments (RIA-2) 0
RIE04.B RIAD4493 Equity cap adjustments (RIA-2) 0
RIE05.A RIAD4494 Acctg changes effects (RIA-9) 0
RIE05.B RIAD4495 Acctg changes effects (RIA-9) 0
RIE06.A RIAD4496 Corrections (RIA-10) 0
RIE06.B RIAD4497 Corrections (RIA-10) 0
RIE07.A RIAD4498 Transactions w/parent (RIA-12) 0
RIE07.B RIAD4499 Transactions w/parent (RIA-12) 0
RIE08.A RIAD4521 Adjs. to allow for l & l loss (RIB.2. -2
RIE08.B RIAD4522 Adjs. to allow for l & l loss (RIB.2. 0
</TABLE>
