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Previous: FIRST CITIZENS BANC CORP /OH, 10-Q, 2000-08-14 |
Next: ENCORE MEDICAL CORP, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000944745
<NAME> FIRST CITIZENS BANC CORP
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> MAR-31-2000
<CASH> 16,171,860
<INT-BEARING-DEPOSITS> 51,031
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 131,131,047
<INVESTMENTS-CARRYING> 370,980
<INVESTMENTS-MARKET> 369,180
<LOANS> 309,559,773
<ALLOWANCE> 4,286,579
<TOTAL-ASSETS> 474,328,493
<DEPOSITS> 395,215,834
<SHORT-TERM> 27,320,424
<LIABILITIES-OTHER> 2,528,093
<LONG-TERM> 1,683,386
0
0
<COMMON> 23,257,520
<OTHER-SE> 24,323,236
<TOTAL-LIABILITIES-AND-EQUITY> 474,328,493
<INTEREST-LOAN> 12,339,966
<INTEREST-INVEST> 4,025,061
<INTEREST-OTHER> 64,932
<INTEREST-TOTAL> 16,429,959
<INTEREST-DEPOSIT> 6,869,905
<INTEREST-EXPENSE> 7,420,039
<INTEREST-INCOME-NET> 9,009,920
<LOAN-LOSSES> 215,000
<SECURITIES-GAINS> (43,966)
<EXPENSE-OTHER> 7,417,080
<INCOME-PRETAX> 3,515,248
<INCOME-PRE-EXTRAORDINARY> 2,569,154
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,569,154
<EPS-BASIC> .62
<EPS-DILUTED> .62
<YIELD-ACTUAL> 3.83
<LOANS-NON> 1,245,000
<LOANS-PAST> 1,308,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,273,825
<CHARGE-OFFS> 351,027
<RECOVERIES> 148,781
<ALLOWANCE-CLOSE> 4,286,579
<ALLOWANCE-DOMESTIC> 4,286,579
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,890,154
</TABLE>
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