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Previous: UNITED BANCSHARES INC /PA, 10-Q, 2000-11-14 |
Next: CYTOCLONAL PHARMACEUTICS INC /DE, 10-Q, 2000-11-14 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<CIK> 0000944792
<NAME> UNITED BANCSHARES, INC.
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 833
<INT-BEARING-DEPOSITS> 243
<FED-FUNDS-SOLD> 3,832
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 23,944
<INVESTMENTS-CARRYING> 12,063
<INVESTMENTS-MARKET> 11,927
<LOANS> 50,719
<ALLOWANCE> (711)
<TOTAL-ASSETS> 98,445
<DEPOSITS> 87,902
<SHORT-TERM> 0
<LIABILITIES-OTHER> 2,084
<LONG-TERM> 0
0
1
<COMMON> 11
<OTHER-SE> 8,447
<TOTAL-LIABILITIES-AND-EQUITY> 98,445
<INTEREST-LOAN> 3,604
<INTEREST-INVEST> 2,569
<INTEREST-OTHER> 328
<INTEREST-TOTAL> 6,501
<INTEREST-DEPOSIT> 2,048
<INTEREST-EXPENSE> 241
<INTEREST-INCOME-NET> 4,212
<LOAN-LOSSES> 640
<SECURITIES-GAINS> (194)
<EXPENSE-OTHER> 6,894
<INCOME-PRETAX> (1,038)
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (1,038)
<EPS-BASIC> (0.99)
<EPS-DILUTED> (0.99)
<YIELD-ACTUAL> 7.78
<LOANS-NON> 640
<LOANS-PAST> 2,438
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 942
<CHARGE-OFFS> 1,624
<RECOVERIES> 129
<ALLOWANCE-CLOSE> 711
<ALLOWANCE-DOMESTIC> 711
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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