ANNUITY INVESTORS VARIABLE ACCOUNT A
497J, 1997-05-06
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                                  CERTIFICATION


     Pursuant to Rule 497(j), Annuity Investors(REGISTERED) Variable Account A,
The Commodore Americus(SERVICEMARK) (1933 Act File No. 33-65409, 1940 Act File
No. 811-07299) ("Registrant") hereby certifies (a) that the forms of Prospectus
and Statement of Additional Information used with respect to it do not differ
from those contained in Post-Effective Amendment No. 1 ("Amendment No. 1") to
its Registration Statement and (b) that Amendment No. 1 was filed
electronically.



Dated:  May 6, 1997                 By:   /s/ Mark F. Muething
                                          -------------------------
                                          Mark F. Muething





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