ANNUITY INVESTORS VARIABLE ACCOUNT A
497, 1997-04-02
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               ANNUITY INVESTORS(SERVICEMARK) VARIABLE ACCOUNT A
                                       of
         ANNUITY INVESTORS LIFE INSURANCE COMPANY(REGISTERD TRADEMARK)

                    Supplement to August 16, 1996 Prospectus
                                      for
                           The Commodore(SERVICEMARK)
                         Individual Variable Annuities
                       Date of Supplement: March 11, 1997

Where  required  by  state  law,  after  the  tenth  Contract  Anniversary,  the
Contingent  Deferred  Sale  Charge  ("CDSC")  will be waived on  partial or full
surrenders  from the Fixed  Account  to the  extent it  exceeds  1% of  Purchase
Payments.

              PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE.


For Use with Form #A800(NQ 96)-3 or A800(Q96)-3



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