ANNUITY INVESTORS VARIABLE ACCOUNT A
497J, 2000-05-03
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                                  CERTIFICATION


Pursuant to Rule 497(j),  Annuity Investors Life Insurance  Company(R)  Variable
Account A, 33-65409 (1933 Act File No.  33-65409,  1940 Act File No.  811-07299)
("Registrant")  hereby  certifies (a) that the forms of Prospectus and Statement
of  Additional  Information  used with  respect to it do not  differ  from those
contained  in  Post-Effective  Amendment  No.  4  ("Amendment  No.  4")  to  its
Registration Statement and (b) that Amendment No. 4 was filed electronically.

Dated:  May 3, 2000                         By:  /s/ Mark F. Muething
                                                 ---------------------
                                                     Mark F. Muething



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