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[NATIONAL LIFE of VERMONT LETTERHEAD]
LAW DEPARTMENT
March 21, 1996
VIA EDGARLINK
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.
Re: National Life Insurance Company
National Variable Life Insurance Account
File No. 33-91938
Sirs:
On behalf of National Life Insurance Company (the "Company") and National
Variable Life Insurance Account (the "Account"), we are filing a certification
pursuant to paragraph (j) of Rule 497 under the Securities Act of 1933. In this
regard, we certify that the form of prospectus for certain flexible premium
variable life insurance policies offered by the Company through the Account
otherwise required to be filed under paragraph (b) of Rule 497 would not have
differed from the form of prospectus contained in Post-Effective Amendment
No. 1 to the Form S-6 Registration Statement for the Account (the "Registration
Statement"). The Registration Statement was filed electronically with the
Securities and Exchange Commission on March 12, 1996 via EDGARLINK.
Sincerely,
/s/ D. RUSSELL MORGAN
----------------------
D. Russell Morgan
Counsel
