23 (a)
INDEPENDENT AUDITORS' CONSENT
We consent to the incorporation by reference in this Post-Effective Amendment
No. 4 to Registration Statement 333-50873 of Glenbrook Life and Annuity Company
on Form S-3 of our report dated February 25, 2000, appearing in the Annual
Report on Form 10-K of Glenbrook Life and Annuity Company for the year ended
December 31, 1999 and of our reports dated February 25, 2000 and March 27, 2000
appearing in the Statement of Additional Information on Form N-4 dated June 1,
2000 of Glenbrook Life and Annuity Company and Glenbrook Life and Annuity
Company Separate Account A, respectively. We also consent to the reference to us
under the heading "Experts" in the Statement of Additional Information, which is
part of such Registration Statement.
Chicago, Illinois
June 1, 2000
23 (b)
FREEDMAN, LEVY, KROLL & SIMONDS
CONSENT OF
FREEDMAN, LEVY, KROLL & SIMONDS
We hereby consent to the reference to our firm under the caption "Legal
Matters" in the prospectus contained in Post-Effective Amendment No. 4 to the
Form S-3 Registration Statement of Glenbrook Life and Annuity Company (File No.
333-50873).
/s/ Freedman, Levy, Kroll & Simonds
FREEDMAN, LEVY, KROLL & SIMONDS
Washington, D.C.
June 1, 2000
