SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) May 23, 1996
RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC. (as depositor under an
Amended
and Restated Trust Agreement, dated as of May 1, 1996, and pursuant to which an
Indenture was entered into, providing for, inter alia, the issuance of Home
Equity Loan-Backed Term Notes, Series 1996-HS1)
Residential Funding Mortgage Securities II, Inc.
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(Exact name of registrant as specified in its charter)
DELAWARE 33-80419 41-1808858
- ------------------------------ ----------- -------------------
(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification No.)
8400 Normandale Lake Blvd.
Suite 600
Minneapolis, Minnesota 55437
- ---------------------- -----
(Address of Principal (Zip Code)
Executive Offices)
Registrant's telephone number, including area code, is (612) 832-7000
<PAGE>
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
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(a) Not applicable
(b) Not applicable
(c) Exhibits:
4.3 Servicing Agreement dated as of May 1, 1996 among Residential
Funding Corporation, as master servicer, 1996-HS1 LLC, as the limited liability
company and The Chase Manhattan Bank, as indenture trustee.
4.4 Amended and Restated Trust Agreement dated as of May 1, 1996
between Residential funding Mortgage Securities II, Inc., as depositor and
Wilmington Trust Company, as owner trustee.
4.5 Indenture dated as of May 1, 1996 between Home Equity Loan Trust
1996-HS1, as issuer and The Chase Manhattan Bank, N.A., as indenture trustee.
4.6 Limited Liability Company Agreement of 1996-HS1 LLC.
10.1 Revolving Credit Loan Purchase Agreement dated as of May 1, 1996
by Residential Funding Mortgage Securities II, Inc., as purchaser and
Residential Funding Corporation, as seller.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC.
By: /s/ Teresa R.Farley
------------------------
Name: Teresa R. Farley
Title: Vice President
Dated: May 30, 1996
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC.
By:_____________________
Name: Teresa R. Farley
Title: Vice President
Dated: May 30, 1996
EXHIBIT 4.3
<PAGE>
EXECUTION COPY
RESIDENTIAL FUNDING CORPORATION,
as Master Servicer,
1996-HS1 LLC
as the Limited Liability Company
and
THE CHASE MANHATTAN BANK, N.A.
as Indenture Trustee
______________________
SERVICING AGREEMENT
Dated as of May 1, 1996
______________________
Revolving Credit Loans
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<PAGE>
TABLE OF CONTENTS
<TABLE>
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Page
ARTICLE I
Definitions
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Section 1.01. Definitions................................................................. 2
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Section 1.02. Other Definitional Provisions............................................... 2
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Section 1.03. Interest Calculations....................................................... 2
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ARTICLE II
Representations and Warranties
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Section 2.01. Representations and Warranties Regarding the Master Servicer................ 3
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Section 2.02. Representations and Warranties of the 1996-HS1 LLC.......................... 4
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Section 2.03. Enforcement of Representations and Warranties............................... 4
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ARTICLE III
Administration and Servicing
of Revolving Credit Loans
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Section 3.01. The Master Servicer......................................................... 6
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Section 3.02. Collection of Certain Revolving Credit Loan Payments........................ 8
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Section 3.03. Withdrawals from the Custodial Account...................................... 10
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Section 3.04. Maintenance of Hazard Insurance; Property Protection Expenses............... 11
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Section 3.05. Modification Agreements..................................................... 12
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Section 3.06. Trust Estate; Related Documents............................................. 12
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Section 3.07. Realization Upon Defaulted Revolving Credit Loans........................... 13
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Section 3.08. 1996-HS1 LLC and Indenture Trustee to Cooperate............................. 15
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Section 3.09. Servicing Compensation; Payment of Certain Expenses by
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Master Servicer............................................................. 16
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Section 3.10. Annual Statement as to Compliance........................................... 16
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Section 3.11. Annual Servicing Report..................................................... 16
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Section 3.12. Access to Certain Documentation and Information
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Regarding the Revolving Credit Loans........................................ 17
------------------------------------
Section 3.13. Maintenance of Certain Servicing Insurance Policies......................... 17
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Section 3.14. Information Required by the Internal Revenue Service and
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Reports of Foreclosures and Abandonments of Mortgaged Property.............. 17
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Section 3.15. Optional Repurchase of Defaulted Revolving Credit Loans..................... 17
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</TABLE>
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<TABLE>
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Page
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ARTICLE IV
Servicing Certificate
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Section 4.01. Statements to Securityholders.......................................... 18
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ARTICLE V
Distribution Account and Payment Account
<S> <C> <C>
Section 5.01 Distribution Account.................................................. 20
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Section 5.02. Payment Account....................................................... 20
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ARTICLE VI
The Master Servicer
<S> <C> <C>
Section 6.01. Liability of the Master Servicer...................................... 21
--------------------------------
Section 6.02. Merger or Consolidation of, or Assumption of the
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Obligations of, the Master Servicer................................... 21
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Section 6.03. Limitation on Liability of the Master Servicer and Others............. 21
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Section 6.04. Master Servicer Not to Resign......................................... 22
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Section 6.05. Delegation of Duties.................................................. 22
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Section 6.06. Master Servicer to Pay Indenture Trustee's and Owner
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Trustee's Fees and Expenses; Indemnification.......................... 23
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ARTICLE VII
Default
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Section 7.01. Servicing Default..................................................... 25
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Section 7.02. Indenture Trustee to Act; Appointment of Successor.................... 27
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Section 7.03. Notification to Securityholders....................................... 28
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ARTICLE VIII
Miscellaneous Provisions
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Section 8.01. Amendment............................................................. 29
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SECTION 8.02. GOVERNING LAW......................................................... 29
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Section 8.03. Notices............................................................... 29
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Section 8.04. Severability of Provisions............................................ 29
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</TABLE>
ii
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<TABLE>
Page
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Section 8.05. Third-Party Beneficiaries............................................. 30
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Section 8.06. Counterparts.......................................................... 30
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Section 8.07. Effect of Headings and Table of Contents.............................. 30
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Section 8.08. Termination Upon Purchase by the Master Servicer or
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Liquidation of All Revolving Credit Loans; Partial Redemption......... 30
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Section 8.09. Certain Matters Affecting the Indenture Trustee....................... 31
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Section 8.10. Owner Trustee Not Liable for Related Documents........................ 31
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</TABLE>
<TABLE>
<S> <C>
EXHIBIT A - REVOLVING CREDIT LOAN SCHEDULE.........................................................
A-1
EXHIBIT B - POWER OF ATTORNEY...................................................................... B-1
EXHIBIT C - FORM OF REQUEST FOR RELEASE............................................................ D-1
</TABLE>
iii
<PAGE>
This Servicing Agreement, dated as of May 1, 1996, between Residential
Funding Corporation, as master servicer (the "Master Servicer"), the 1996-HS1
LLC, as the limited liability company (the "1996-HS1 LLC"), and The Chase
Manhattan Bank, N.A., as the indenture trustee (the "Indenture Trustee"),
W I T N E S S E T H T H A T:
----------------------------
WHEREAS, Residential Funding Mortgage Securities II, Inc. (the
"Depositor") will create 1996-HS1 LLC, a limited liability company (the "1996-
HS1 LLC") under Delaware law, and will transfer the Revolving Credit Loans and
all of its rights under the Revolving Credit Loan Purchase Agreement to the
1996-HS1 LLC, as a capital contribution to the 1996-HS1 LLC;
WHEREAS, pursuant to the terms of an Operating Agreement the Depositor
will establish two classes of "ownership interests" in the 1996-HS1 LLC: the
Class A Ownership Interest and the Class B Ownership Interest;
WHEREAS, pursuant to the terms of a Trust Agreement, dated as of May
1, 1996 (the "Trust Agreement"), between the Depositor, as depositor, and
Wilmington Trust Company as owner trustee (the "Owner Trustee"), the Depositor
will sell the Class A Ownership Interest to an Owner Trust designated as Home
Equity Loan Trust 1996-HS1 (the "Issuer") in exchange for the cash proceeds of
the Securities;
WHEREAS, pursuant to the terms of the Trust Agreement, the Issuer will
issue and transfer to or at the direction of the Depositor, the Home Equity
Loan-Backed Certificates, Series 1996-HS1 (the "Certificates");
WHEREAS, pursuant to the terms of an Indenture, dated as of May 1,
1996 (the "Indenture"), between the Issuer and the Indenture Trustee, the Issuer
will issue and transfer to or at the direction of the Depositor, the Home Equity
Loan-Backed Notes, Series 1996-HS1 (the "Notes"), consisting of the Term Notes
and the Variable Funding Notes and secured by the Class A Ownership Interest;
WHEREAS, pursuant to the terms of the Revolving Credit Loan Purchase
Agreement, the 1996-HS1 LLC will acquire the Revolving Credit Loans and the
Additional Balances; and
WHEREAS, pursuant to the terms of this Servicing Agreement, the Master
Servicer will service the Revolving Credit Loans directly or through one or more
Subservicers;
NOW, THEREFORE, in consideration of the mutual covenants herein
contained, the parties hereto agree as follows:
<PAGE>
ARTICLE I
Definitions
Section 1.01. Definitions. For all purposes of this Servicing Agreement,
-----------
except as otherwise expressly provided herein or unless the context otherwise
requires, capitalized terms not otherwise defined herein shall have the meanings
assigned to such terms in the Definitions contained in Appendix A to the
Indenture which is incorporated by reference herein. All other capitalized
terms used herein shall have the meanings specified herein.
Section 1.02. Other Definitional Provisions. (a) All terms defined in
-----------------------------
this Servicing Agreement shall have the defined meanings when used in any
certificate or other document made or delivered pursuant hereto unless otherwise
defined therein.
(b) As used in this Servicing Agreement and in any certificate or other
document made or delivered pursuant hereto or thereto, accounting terms not
defined in this Servicing Agreement or in any such certificate or other
document, and accounting terms partly defined in this Servicing Agreement or in
any such certificate or other document, to the extent not defined, shall have
the respective meanings given to them under generally accepted accounting
principles. To the extent that the definitions of accounting terms in this
Servicing Agreement or in any such certificate or other document are
inconsistent with the meanings of such terms under generally accepted accounting
principles, the definitions contained in this Servicing Agreement or in any such
certificate or other document shall control.
(c) The words "hereof," "herein," "hereunder" and words of similar import
when used in this Servicing Agreement shall refer to this Servicing Agreement as
a whole and not to any particular provision of this Servicing Agreement; Section
and Exhibit references contained in this Servicing Agreement are references to
Sections and Exhibits in or to this Servicing Agreement unless otherwise
specified; and the term "including" shall mean "including without limitation".
(d) The definitions contained in this Servicing Agreement are applicable
to the singular as well as the plural forms of such terms and to the masculine
as well as the feminine and neuter genders of such terms.
(e) Any agreement, instrument or statute defined or referred to herein or
in any instrument or certificate delivered in connection herewith means such
agreement, instrument or statute as from time to time amended, modified or
supplemented and includes (in the case of agreements or instruments) references
to all attachments thereto and instruments incorporated therein; references to a
Person are also to its permitted successors and assigns.
Section 1.03. Interest Calculations. All calculations of interest
---------------------
hereunder that are made in respect of the Loan Balance of a Revolving Credit
Loan shall be made on a daily basis using a 365-day year. All calculations of
interest on the Securities shall be made on the basis of the actual number of
days in an Interest Period and a year assumed to consist of 360 days. The
calculation of the Servicing Fee shall be made on the basis of a 360-day year
consisting of twelve 30-day months. All dollar amounts calculated hereunder
shall be rounded to the nearest penny with one-half of one penny being rounded
up.
2
<PAGE>
ARTICLE II
Representations and Warranties
Section 2.01. Representations and Warranties Regarding the Master
---------------------------------------------------
Servicer. The Master Servicer represents and warrants to the 1996-HS1 LLC and
for the benefit of the Indenture Trustee, as pledgee of the Class A Ownership
Interest, as of the Cut-off Date:
(i) The Master Servicer is a corporation duly organized, validly
existing and in good standing under the laws of the State of Delaware and
has the corporate power to own its assets and to transact the business in
which it is currently engaged. The Master Servicer is duly qualified to do
business as a foreign corporation and is in good standing in each
jurisdiction in which the character of the business transacted by it or
properties owned or leased by it requires such qualification and in which
the failure to so qualify would have a material adverse effect on the
business, properties, assets, or condition (financial or other) of the
Master Servicer;
(ii) The Master Servicer has the power and authority to make,
execute, deliver and perform this Servicing Agreement and all of the
transactions contemplated under this Servicing Agreement, and has taken all
necessary corporate action to authorize the execution, delivery and
performance of this Servicing Agreement. When executed and delivered, this
Servicing Agreement will constitute the legal, valid and binding obligation
of the Master Servicer enforceable in accordance with its terms, except as
enforcement of such terms may be limited by bankruptcy, insolvency or
similar laws affecting the enforcement of creditors' rights generally and
by the availability of equitable remedies;
(iii) The Master Servicer is not required to obtain the consent
of any other Person or any consent, license, approval or authorization
from, or registration or declaration with, any governmental authority,
bureau or agency in connection with the execution, delivery, performance,
validity or enforceability of this Servicing Agreement, except for such
consent, license, approval or authorization, or registration or
declaration, as shall have been obtained or filed, as the case may be;
(iv) The execution and delivery of this Servicing Agreement and
the performance of the transactions contemplated hereby by the Master
Servicer will not violate any provision of any existing law or regulation
or any order or decree of any court applicable to the Master Servicer or
any provision of the Certificate of Incorporation or Bylaws of the Master
Servicer, or constitute a material breach of any mortgage, indenture,
contract or other agreement to which the Master Servicer is a party or by
which the Master Servicer may be bound; and
(v) No litigation or administrative proceeding of or before any
court, tribunal or governmental body is currently pending, or to the
knowledge of the Master Servicer threatened, against the Master Servicer or
any of its properties or with respect to this Servicing Agreement or the
Securities which in the opinion of the Master Servicer
3
<PAGE>
has a reasonable likelihood of resulting in a material adverse effect on
the transactions contemplated by this Servicing Agreement.
The foregoing representations and warranties shall survive any termination
of the Master Servicer hereunder.
Section 2.02. Representations and Warranties of the 1996-HS1 LLC.
--------------------------------------------------
The 1996-HS1 LLC hereby represents and warrants to the Master Servicer for the
benefit of the Indenture Trustee, as pledgee of the Class A Ownership Interest,
as of the Cut-off Date:
(i) The 1996-HS1 LLC is a limited liability company in good
standing under the laws of the State of Delaware;
(ii) The 1996-HS1 LLC has full power, authority and legal right
to execute and deliver this Servicing Agreement and to perform its
obligations under this Servicing Agreement, and has taken all necessary
action to authorize the execution, delivery and performance by it of this
Servicing Agreement; and
(iii) The execution and delivery by the 1996-HS1 LLC of this
Servicing Agreement and the performance by the 1996-HS1 LLC of its
obligations under this Servicing Agreement will not violate any provision
of any law or regulation governing the 1996-HS1 LLC or any order, writ,
judgment or decree of any court, arbitrator or governmental authority or
agency applicable to the 1996-HS1 LLC or any of its assets. Such
execution, delivery, authentication and performance will not require the
authorization, consent or approval of, the giving of notice to, the filing
or registration with, or the taking of any other action with respect to,
any governmental authority or agency regulating the activities of limited
liability companies. Such execution, delivery, authentication and
performance will not conflict with, or result in a breach or violation of,
any mortgage, deed of trust, lease or other agreement or instrument to
which the 1996-HS1 LLC is bound.
Section 2.03. Enforcement of Representations and Warranties. The
---------------------------------------------
Master Servicer, on behalf of and subject to the direction of the Indenture
Trustee, as pledgee of the Class A Ownership Interest, or the Issuer, as
Managing Member, shall enforce the representations and warranties of the Seller
pursuant to the Revolving Credit Loan Purchase Agreement. Upon the discovery by
the Seller, the Master Servicer, the Indenture Trustee, the Credit Enhancer, the
1996-HS1 LLC, the Issuer, or any Custodian of a breach of any of the
representations and warranties made in the Revolving Credit Loan Purchase
Agreement, in respect of any Revolving Credit Loan which materially and
adversely affects the interests of the Securityholders or the Credit Enhancer,
the party discovering such breach shall give prompt written notice to the other
parties (any Custodian being so obligated under a Custodial Agreement). The
Master Servicer shall promptly notify the Seller of such breach and request
that, pursuant to the terms of the Revolving Credit Loan Purchase Agreement, the
Seller either (i) cure such breach in all material respects within 45 days (with
respect to a breach of the representations and warranties contained in Section
3.1(a) of the Revolving Credit Loan Purchase Agreement) or 90 days (with respect
to a breach of the representations and warranties contained in Section 3.1(b) of
the Revolving Credit Loan Purchase Agreement) from the date the Seller was
notified of such breach or (ii)
4
<PAGE>
purchase such Revolving Credit Loan from the 1996-HS1 LLC at the price and in
the manner set forth in Section 3.1(b) of the Revolving Credit Loan Purchase
Agreement; provided that the Seller shall, subject to the conditions set forth
--------
in the Revolving Credit Loan Purchase Agreement, have the option to substitute
an Eligible Substitute Loan or Loans for such Revolving Credit Loan. In the
event that the Seller elects to substitute one or more Eligible Substitute Loans
pursuant to Section 3.1(b) of the Revolving Credit Loan Purchase Agreement, the
Seller shall deliver to the 1996-HS1 LLC with respect to such Eligible
Substitute Loans, the original Credit Line Agreement, the Mortgage, and such
other documents and agreements as are required by the Revolving Credit Loan
Purchase Agreement. Payments due with respect to Eligible Substitute Loans in
the month of substitution shall not be transferred to the 1996-HS1 LLC and will
be retained by the Master Servicer and remitted by the Master Servicer to the
Seller on the next succeeding Payment Date provided a payment at least equal to
the applicable Minimum Monthly Payment has been received by the 1996-HS1 LLC for
such month in respect of the Revolving Credit Loan to be removed. The Master
Servicer shall amend or cause to be amended the Revolving Credit Loan Schedule
to reflect the removal of such Revolving Credit Loan and the substitution of the
Eligible Substitute Loans and the Master Servicer shall promptly deliver the
amended Revolving Credit Loan Schedule to the Owner Trustee and Indenture
Trustee.
It is understood and agreed that the obligation of the Seller to cure such
breach or purchase or substitute for such Revolving Credit Loan as to which such
a breach has occurred and is continuing shall constitute the sole remedy
respecting such breach available to the 1996-HS1 LLC and the Indenture Trustee,
as pledgee of the Class A Ownership Interest, against the Seller. In connection
with the purchase of or substitution for any such Revolving Credit Loan by the
Seller, the 1996-HS1 LLC shall assign to the Seller all of its right, title and
interest in respect of the Revolving Credit Loan Purchase Agreement applicable
to such Revolving Credit Loan. Upon receipt of the Repurchase Price, or upon
completion of such substitution, the Master Servicer shall notify the Custodian
and then the Custodian shall deliver the Mortgage Files to the Master Servicer,
together with all relevant endorsements and assignments prepared by the Master
Servicer which the Indenture Trustee shall execute.
5
<PAGE>
ARTICLE III
Administration and Servicing
of Revolving Credit Loans
Section 3.01. The Master Servicer. (a) The Master Servicer shall
-------------------
service and administer the Revolving Credit Loans in a manner generally
consistent with the terms of the Program Guide and in a manner consistent with
the terms of this Servicing Agreement and which shall be normal and usual in its
general mortgage servicing activities and shall have full power and authority,
acting alone or through a subservicer, to do any and all things in connection
with such servicing and administration which it may deem necessary or desirable,
it being understood, however, that the Master Servicer shall at all times remain
responsible to the 1996-HS1 LLC, the Indenture Trustee as pledgee of the Class A
Ownership Interest and for the performance of its duties and obligations
hereunder in accordance with the terms hereof and the Program Guide. Without
limiting the generality of the foregoing, the Master Servicer shall continue,
and is hereby authorized and empowered by the 1996-HS1 LLC and the Indenture
Trustee, as pledgee of the Class A Ownership Interest, to execute and deliver,
on behalf of itself, the 1996-HS1 LLC, the Indenture Trustee or any of them, any
and all instruments of satisfaction or cancellation, or of partial or full
release or discharge and all other comparable instruments with respect to the
Revolving Credit Loans and with respect to the Mortgaged Properties. The 1996-
HS1 LLC, the Indenture Trustee and the Custodian, as applicable, shall furnish
the Master Servicer with any powers of attorney and other documents necessary or
appropriate to enable the Master Servicer to carry out its servicing and
administrative duties hereunder. In addition, the Master Servicer may, at its
own discretion and on behalf of the Indenture Trustee, obtain credit information
in the form of a "credit score" from a credit repository. On the Closing Date,
the Indenture Trustee shall deliver to the Master Servicer a limited power of
attorney substantially in the form of Exhibit B hereto.
If the Mortgage relating to a Revolving Credit Loan did not have a lien
senior to the Revolving Credit Loan on the related Mortgaged Property as of the
Cut-off Date, then the Master Servicer, in such capacity, may not consent to the
placing of a lien senior to that of the Mortgage on the related Mortgaged
Property. If the Mortgage relating to a Revolving Credit Loan had a lien senior
to the Revolving Credit Loan on the related Mortgaged Property as of the Cut-off
Date, then the Master Servicer, in such capacity, may consent to the refinancing
of the prior senior lien; provided that (i) the resulting Combined Loan-to-Value
--------
Ratio of such Revolving Credit Loan is no higher than the greater of the
Combined Loan-to-Value Ratio prior to such refinancing and 70%, (ii) the
interest rate for the loan evidencing the refinanced senior lien is no higher
than the interest rate on the loan evidencing the existing senior lien
immediately prior to the date of such refinancing; provided however if the loan
----------------
evidencing the existing senior lien prior to the date of refinancing is an
adjustable rate and the loan evidencing the refinanced senior lien is a fixed
rate lien, then the loan evidencing the refinanced senior lien may be up to 1.0%
higher than the loan evidencing the existing senior lien and (iii) the loan
evidencing the refinanced senior lien is not subject to negative amortization.
In connection with servicing the Revolving Credit Loans, the Master
Servicer may take reasonable actions to encourage or effect the termination of
Loan Agreements that have become dormant.
6
<PAGE>
The relationship of the Master Servicer (and of any successor to the Master
Servicer as servicer under this Servicing Agreement) to the 1996-HS1 LLC under
this Servicing Agreement is intended by the parties to be that of an independent
contractor and not that of a joint venturer, partner or agent.
(b) The Master Servicer may enter into Subservicing Agreements with
Subservicers for the servicing and administration of certain of the Revolving
Credit Loans. References in this Servicing Agreement to actions taken or to be
taken by the Master Servicer in servicing the Revolving Credit Loans include
actions taken or to be taken by a Subservicer on behalf of the Master Servicer
and any amount received by such Subservicer in respect of a Revolving Credit
Loan shall be deemed to have been received by the Master Servicer whether or not
actually received by the Master Servicer. Each Subservicing Agreement will be
upon such terms and conditions as are not inconsistent with this Servicing
Agreement and as the Master Servicer and the Subservicer have agreed. With the
approval of the Master Servicer, a Subservicer may delegate its servicing
obligations to third-party servicers, but such Subservicers will remain
obligated under the related Subservicing Agreements. The Master Servicer and
the Subservicer may enter into amendments to the related Subservicing
Agreements; provided, however, that any such amendments shall not cause the
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Revolving Credit Loans to be serviced in a manner that would be materially
inconsistent with the standards set forth in this Servicing Agreement. The
Master Servicer shall be entitled to terminate any Subservicing Agreement in
accordance with the terms and conditions thereof and without any limitation by
virtue of this Servicing Agreement; provided, however, that in the event of
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termination of any Subservicing Agreement by the Master Servicer or the
Subservicer, the Master Servicer shall either act as servicer of the related
Revolving Credit Loan or enter into a Subservicing Agreement with a successor
Subservicer which will be bound by the terms of the related Subservicing
Agreement. The Master Servicer shall be entitled to enter into any agreement
with a Subservicer for indemnification of the Master Servicer and nothing
contained in this Servicing Agreement shall be deemed to limit or modify such
indemnification.
In the event that the rights, duties and obligations of the Master Servicer
are terminated hereunder, any successor to the Master Servicer in its sole
discretion may, to the extent permitted by applicable law, terminate the
existing Subservicing Agreement with any Subservicer in accordance with the
terms of the applicable Subservicing Agreement or assume the terminated Master
Servicer's rights and obligations under such subservicing arrangements which
termination or assumption will not violate the terms of such arrangements.
As part of its servicing activities hereunder, the Master Servicer, for the
benefit of the 1996-HS1 LLC, shall use reasonable efforts to enforce the
obligations of each Subservicer under the related Subservicing Agreement, to the
extent that the non-performance of any such obligation would have a material
adverse effect on a Revolving Credit Loan. Such enforcement, including, without
limitation, the legal prosecution of claims, termination of Subservicing
Agreements and the pursuit of other appropriate remedies, shall be in such form
and carried out to such an extent and at such time as the Master Servicer, in
its good faith business judgment, would require were it the owner of the related
Revolving Credit Loans. The Master Servicer shall pay the costs of such
enforcement at its own expense, and shall be reimbursed therefor only (i) from a
general recovery resulting from such enforcement to the extent, if any, that
such recovery exceeds all amounts due in respect of the related Revolving Credit
Loan or (ii) from
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<PAGE>
a specific recovery of costs, expenses or attorneys fees against the party
against whom such enforcement is directed.
Section 3.02. Collection of Certain Revolving Credit Loan Payments.
----------------------------------------------------
(a) The Master Servicer shall make reasonable efforts to collect all payments
called for under the terms and provisions of the Revolving Credit Loans, and
shall, to the extent such procedures shall be consistent with this Servicing
Agreement and generally consistent with the Program Guide, follow such
collection procedures as shall be normal and usual in its general mortgage
servicing activities. Consistent with the foregoing, and without limiting the
generality of the foregoing, the Master Servicer may in its discretion (i) waive
any late payment charge, penalty interest or other fees which may be collected
in the ordinary course of servicing such Revolving Credit Loan and (ii) arrange
with a Mortgagor a schedule for the payment of principal and interest due and
unpaid; provided such arrangement is consistent with the Master Servicer's
--------
policies with respect to home equity revolving credit loans; provided, further,
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that notwithstanding such arrangement such Revolving Credit Loans will be
included in the information regarding delinquent Revolving Credit Loans set
forth in the Servicing Certificate. The Master Servicer may also extend the Due
Date for payment due on a Revolving Credit Loan in accordance with the Program
Guide, provided, however, that the Master Servicer shall first determine that
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any such waiver or extension will not impair the coverage of any related
insurance policy or materially adversely affect the lien of the related
Mortgage. Consistent with the terms of this Servicing Agreement, the Master
Servicer may also waive, modify or vary any term of any Revolving Credit Loan
(including reduce the Credit Limit with respect to any Revolving Credit Loan) or
consent to the postponement of strict compliance with any such term or in any
manner grant indulgence to any Mortgagor if in the Master Servicer's
determination such waiver, modification, postponement or indulgence is not
materially adverse to the interests of the Securityholders or the Credit
Enhancer, provided, however, that the Master Servicer may not modify or permit
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any Subservicer to modify any Revolving Credit Loan (including without
limitation any modification that would change the Loan Rate, forgive the payment
of any principal or interest (unless in connection with the liquidation of the
related Revolving Credit Loan) or extend the final maturity date of such
Revolving Credit Loan) unless such Revolving Credit Loan is in default or, in
the judgment of the Master Servicer, such default is reasonably foreseeable. In
addition, if a Revolving Credit Loan is in default or, in the judgment of the
Master Servicer, such default is reasonably foreseeable, the Master Servicer
may, through modification, convert such Revolving Credit Loan to a fully
amortizing closed-end loan. Notwithstanding the foregoing, the Master Servicer
in its sole discretion may permit the Mortgagor (or may enter into a
modification agreement which will allow the Mortgagor) to make monthly payments,
with respect to any Billing Cycle during the related Draw Period, in a minimum
amount that will be equal to the related finance charge for such Billing Cycle.
(b) The Master Servicer shall establish an Eligible Account (the "Custodial
Account") in which the Master Servicer shall deposit or cause to be deposited
any amounts representing payments and collections in respect of the Revolving
Credit Loans received by it subsequent to the Cut-off Date (other than in
respect of the payments referred to in the following paragraph) within one
Business Day following receipt thereof (or otherwise on or prior to the Closing
Date), including the following payments and collections received or made by it
(without duplication):
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(i) all payments of principal of or interest on the Revolving
Credit Loans received by the Master Servicer from the respective
Subservicer, net of any portion of the interest thereof retained by the
Subservicer as Subservicing Fees;
(ii) the aggregate Repurchase Price of the Revolving Credit Loans
purchased by the Master Servicer pursuant to Section 3.15;
(iii) Net Liquidation Proceeds net of any related Foreclosure
Profit;
(iv) all proceeds of any Revolving Credit Loans repurchased by
the Seller pursuant to the Revolving Credit Loan Purchase Agreement, and
all Substitution Adjustment Amounts required to be deposited in connection
with the substitution of an Eligible Substitute Loan pursuant to the
Revolving Credit Loan Purchase Agreement;
(v) insurance proceeds, other than Net Liquidation Proceeds,
resulting from any insurance policy maintained on a Mortgaged Property; and
(vi) amounts required to be paid by the Master Servicer pursuant
to Section 8.08.
provided, however, that with respect to each Collection Period, the Master
- -------- -------
Servicer shall be permitted to retain from payments in respect of interest on
the Revolving Credit Loans, the Master Servicing Fee for such Collection Period.
The foregoing requirements respecting deposits to the Custodial Account are
exclusive, it being understood that, without limiting the generality of the
foregoing, the Master Servicer need not deposit in the Custodial Account amounts
representing Foreclosure Profits, fees (including annual fees) or late charge
penalties, payable by Mortgagors, or amounts received by the Master Servicer for
the accounts of Mortgagors for application towards the payment of taxes,
insurance premiums, assessments and similar items. In the event any amount not
required to be deposited in the Custodial Account is so deposited, the Master
Servicer may at any time withdraw such amount from the Custodial Account, any
provision herein to the contrary notwithstanding. The Custodial Account may
contain funds that belong to one or more trust funds created for the notes or
certificates of other series and may contain other funds respecting payments on
revolving credit or other mortgage loans belonging to the Master Servicer or
serviced or master serviced by it on behalf of others. Notwithstanding such
commingling of funds, the Master Servicer shall keep records that accurately
reflect the funds on deposit in the Custodial Account that have been identified
by it as being attributable to the Revolving Credit Loans and shall hold all
collections in the Custodial Account to the extent they represent collections on
the Revolving Credit Loans for the benefit of the 1996-HS1 LLC and the Indenture
Trustee, as their interests may appear. The Master Servicer shall retain all
Foreclosure Profits as additional servicing compensation.
The Master Servicer may cause the institution maintaining the Custodial
Account to invest any funds in the Custodial Account in Permitted Investments
(including obligations of the Master Servicer or any of its Affiliates, if such
obligations otherwise qualify as Permitted Investments), which shall mature not
later than the Business Day next preceding the Payment Date and shall not be
sold or disposed of prior to its maturity. Except as provided above, all income
and gain realized from any such investment shall inure to the benefit of the
Master Servicer and shall be
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subject to its withdrawal or order from time to time. The amount of any losses
incurred in respect of the principal amount of any such investments shall be
deposited in the Custodial Account by the Master Servicer out of its own funds
immediately as realized.
(c) The Master Servicer will require each Subservicer to hold all funds
constituting collections on the Revolving Credit Loans, pending remittance
thereof to the Master Servicer, in one or more accounts meeting the requirements
of an Eligible Account, and invested in Permitted Investments, unless, all such
collections are remitted on a daily basis to the Master Servicer for deposit
into the Custodial Account.
Section 3.03. Withdrawals from the Custodial Account. The Master
--------------------------------------
Servicer shall, from time to time as provided herein, make withdrawals from the
Custodial Account of amounts on deposit therein pursuant to Section 3.02 that
are attributable to the Revolving Credit Loans for the following purposes:
(i) to deposit in the Distribution Account, on the Business Day
prior to each Payment Date, an amount equal to the Security Collections
required to be distributed on such Payment Date;
(ii) prior to either an Amortization Event or the Collection
Period preceding the end of the Revolving Period, to pay to the Seller, the
amount of any Additional Balances as and when created during the related
Collection Period, provided, that the aggregate amount so paid to the
Seller in respect of Additional Balances at any time during any Collection
Period shall not exceed the amount of Principal Collections theretofore
received for such Collection Period;
(iii) to the extent deposited to the Custodial Account, to
reimburse itself or the related Subservicer for previously unreimbursed
expenses incurred in maintaining individual insurance policies pursuant to
Section 3.04, or Liquidation Expenses, paid pursuant to Section 3.07 or
otherwise reimbursable pursuant to the terms of this Servicing Agreement
(to the extent not payable pursuant to Section 3.09), such withdrawal right
being limited to amounts received on particular Revolving Credit Loans
(other than any Repurchase Price in respect thereof) which represent late
recoveries of the payments for which such advances were made, or from
related Liquidation Proceeds or the proceeds of the purchase of such
Revolving Credit Loan;
(iv) to pay to itself out of each payment received on account of
interest on a Revolving Credit Loan as contemplated by Section 3.09, an
amount equal to the related Master Servicing Fee (to the extent not
retained pursuant to Section 3.02), and to pay to any Subservicer any
Subservicing Fees not previously withheld by the Subservicer;
(v) to the extent deposited in the Custodial Account to pay to
itself as additional servicing compensation any interest or investment
income earned on funds deposited in the Custodial Account, Distribution
Account and Payment Account that it is entitled to withdraw pursuant to
Sections 3.02(b) and 5.01;
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(vi) to the extent deposited in the Custodial Account, to pay to
itself as additional servicing compensation any Foreclosure Profits (to the
extent permitted by law);
(vii) to pay to itself or the Seller, with respect to any
Revolving Credit Loan or property acquired in respect thereof that has been
purchased or otherwise transferred to the Seller, the Master Servicer or
other entity, all amounts received thereon and not required to be
distributed to Securityholders as of the date on which the related Purchase
Price or Repurchase Price is determined;
(viii) to withdraw any other amount deposited in the Custodial
Account that was not required to be deposited therein pursuant to Section
3.02; and
(ix) after the occurrence of an Amortization Event, to pay to the
Seller, the Excluded Amount for each Revolving Credit Loan.
Since, in connection with withdrawals pursuant to clauses (iii), (iv), (vi) and
(vii), the Master Servicer's entitlement thereto is limited to collections or
other recoveries on the related Revolving Credit Loan, the Master Servicer shall
keep and maintain separate accounting, on a Revolving Credit Loan by Revolving
Credit Loan basis, for the purpose of justifying any withdrawal from the
Custodial Account pursuant to such clauses. Notwithstanding any other provision
of this Servicing Agreement, the Master Servicer shall be entitled to reimburse
itself for any previously unreimbursed expenses incurred pursuant to Section
3.07 or otherwise reimbursable pursuant to the terms of this Servicing Agreement
that the Master Servicer determines to be otherwise nonrecoverable (except with
respect to any Revolving Credit Loan as to which the Repurchase Price has been
paid), by withdrawal from the Custodial Account of amounts on deposit therein
attributable to the Revolving Credit Loans on any Business Day prior to the
Payment Date succeeding the date of such determination.
Section 3.04. Maintenance of Hazard Insurance; Property Protection
----------------------------------------------------
Expenses. The Master Servicer shall cause to be maintained for each Revolving
- --------
Credit Loan hazard insurance naming the Master Servicer or related Subservicer
as loss payee thereunder providing extended coverage in an amount which is at
least equal to the lesser of (i) the maximum insurable value of the improvements
securing such Revolving Credit Loan from time to time or (ii) the combined
principal balance owing on such Revolving Credit Loan and any mortgage loan
senior to such Revolving Credit Loan from time to time. The Master Servicer
shall also cause to be maintained on property acquired upon foreclosure, or deed
in lieu of foreclosure, of any Revolving Credit Loan, fire insurance with
extended coverage in an amount which is at least equal to the amount necessary
to avoid the application of any co-insurance clause contained in the related
hazard insurance policy. Amounts collected by the Master Servicer under any
such policies (other than amounts to be applied to the restoration or repair of
the related Mortgaged Property or property thus acquired or amounts released to
the Mortgagor in accordance with the Master Servicer's normal servicing
procedures) shall be deposited in the Custodial Account to the extent called for
by Section 3.02. In cases in which any Mortgaged Property is located at any
time during the life of a Revolving Credit Loan in a federally designated flood
area, the hazard insurance to be maintained for the related Revolving Credit
Loan shall include flood insurance (to the extent available). All such flood
insurance shall be in amounts equal to the
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<PAGE>
lesser of (i) the amount required to compensate for any loss or damage to the
Mortgaged Property on a replacement cost basis and (ii) the maximum amount of
such insurance available for the related Mortgaged Property under the national
flood insurance program (assuming that the area in which such Mortgaged Property
is located is participating in such program). The Master Servicer shall be under
no obligation to require that any Mortgagor maintain earthquake or other
additional insurance and shall be under no obligation itself to maintain any
such additional insurance on property acquired in respect of a Revolving Credit
Loan, other than pursuant to such applicable laws and regulations as shall at
any time be in force and as shall require such additional insurance. If the
Master Servicer shall obtain and maintain a blanket policy consistent with its
general mortgage servicing activities insuring against hazard losses on all of
the Revolving Credit Loans, it shall conclusively be deemed to have satisfied
its obligations as set forth in the first sentence of this Section 3.04, it
being understood and agreed that such policy may contain a deductible clause, in
which case the Master Servicer shall, in the event that there shall not have
been maintained on the related Mortgaged Property a policy complying with the
first sentence of this Section 3.04 and there shall have been a loss which would
have been covered by such policy, deposit in the Custodial Account the amount
not otherwise payable under the blanket policy because of such deductible
clause. Any such deposit by the Master Servicer shall be made on the last
Business Day of the Collection Period in the month in which payments under any
such policy would have been deposited in the Custodial Account. In connection
with its activities as servicer of the Revolving Credit Loans, the Master
Servicer agrees to present, on behalf of itself, the 1996-HS1 LLC and the
Indenture Trustee, claims under any such blanket policy.
Section 3.05. Modification Agreements. The Master Servicer or the
-----------------------
related Subservicer, as the case may be, shall be entitled to (A) execute
assumption agreements, substitution agreements, and instruments of satisfaction
or cancellation or of partial or full release or discharge, or any other
document contemplated by this Servicing Agreement and other comparable
instruments with respect to the Revolving Credit Loans and with respect to the
Mortgaged Properties subject to the Mortgages (and the 1996-HS1 LLC and the
Indenture Trustee each shall promptly execute any such documents on request of
the Master Servicer) and (B) approve the granting of an easement thereon in
favor of another Person, any alteration or demolition of the related Mortgaged
Property or other similar matters, if it has determined, exercising its good
faith business judgment in the same manner as it would if it were the owner of
the related Revolving Credit Loan, that the security for, and the timely and
full collectability of, such Revolving Credit Loan would not be adversely
affected thereby. A partial release pursuant to this Section 3.05 shall be
permitted only if the Combined Loan-to-Value Ratio for such Revolving Credit
Loan after such partial release does not exceed the Combined Loan-to-Value Ratio
for such Revolving Credit Loan as of the Cut-off Date. Any fee collected by the
Master Servicer or the related Subservicer for processing such request will be
retained by the Master Servicer or such Subservicer as additional servicing
compensation.
Section 3.06. Trust Estate; Related Documents. (a) When required by
-------------------------------
the provisions of this Servicing Agreement, the 1996-HS1 LLC or the Indenture
Trustee shall execute instruments to release property from the terms of the
Operating Agreement, or convey the 1996-HS1 LLC's or the Indenture Trustee's
interest in the same, in a manner and under circumstances which are not
inconsistent with the provisions of this Servicing Agreement. No party relying
upon an instrument executed by the 1996-HS1 LLC or the Indenture Trustee as
provided in this
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<PAGE>
Section 3.06 shall be bound to ascertain the 1996-HS1 LLC's or the Indenture
Trustee's authority, inquire into the satisfaction of any conditions precedent
or see to the application of any moneys.
(b) If from time to time the Master Servicer shall deliver to the Custodian
copies of any written assurance, assumption agreement or substitution agreement
or other similar agreement pursuant to Section 3.05, the Custodian shall check
that each of such documents purports to be an original executed copy (or a copy
of the original executed document if the original executed copy has been
submitted for recording and has not yet been returned) and, if so, shall file
such documents, and upon receipt of the original executed copy from the
applicable recording office or receipt of a copy thereof certified by the
applicable recording office shall file such originals or certified copies with
the Related Documents. If any such documents submitted by the Master Servicer
do not meet the above qualifications, such documents shall promptly be returned
by the Custodian to the Master Servicer, with a direction to the Master Servicer
to forward the correct documentation.
(c) Upon receipt of a Request for Release from the Master Servicer,
substantially in the form of Exhibit C to the effect that a Revolving Credit
Loan has been the subject of a final payment or a prepayment in full and the
related Revolving Credit Loan has been terminated or that substantially all
Liquidation Proceeds which have been determined by the Master Servicer in its
reasonable judgment to be finally recoverable have been recovered, and upon
deposit to the Custodial Account of such final monthly payment, prepayment in
full together with accrued and unpaid interest to the date of such payment with
respect to such Revolving Credit Loan or, if applicable, Liquidation Proceeds,
the Custodian shall promptly release the Related Documents to the Master
Servicer, which the Indenture Trustee shall execute, along with such documents
as the Master Servicer or the Mortgagor may request to evidence satisfaction and
discharge of such Revolving Credit Loan, upon request of the Master Servicer.
If from time to time and as appropriate for the servicing or foreclosure of any
Revolving Credit Loan, the Master Servicer requests the Custodian to release the
Related Documents and delivers to the Custodian a trust receipt reasonably
satisfactory to the Custodian and signed by a Responsible Officer of the Master
Servicer, the Custodian shall release the Related Documents to the Master
Servicer. If such Revolving Credit Loans shall be liquidated and the Custodian
receives a certificate from the Master Servicer as provided above, then, upon
request of the Master Servicer, the Custodian shall release the trust receipt to
the Master Servicer.
Section 3.07. Realization Upon Defaulted Revolving Credit Loans.
-------------------------------------------------
With respect to such of the Revolving Credit Loans as come into and continue in
default, the Master Servicer will decide whether to (i) foreclose upon the
Mortgaged Properties securing such Revolving Credit Loans, (ii) write off the
unpaid principal balance of the Revolving Credit Loans as bad debt, (iii) take a
deed in lieu of foreclosure, (iv) accept a short sale, (v) arrange for a
repayment plan or (vi) agree to a modification in accordance with this Servicing
Agreement; provided that if the Master Servicer has actual knowledge that any
--------
Mortgaged Property is affected by hazardous or toxic wastes or substances and
that the acquisition of such Mortgaged Property would not be commercially
reasonable, then the Master Servicer will not cause the 1996-HS1 LLC or the
Indenture Trustee to acquire title to such Mortgaged Property in a foreclosure
or similar proceeding. In connection with such decision, the Master Servicer
shall follow such practices (including, in the case of any default on a related
senior mortgage loan, the advancing of funds
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<PAGE>
to correct such default) and procedures as it shall deem necessary or advisable
and as shall be normal and usual in its general mortgage servicing activities
and as shall be required or permitted by the Program Guide; provided that the
--------
Master Servicer shall not be liable in any respect hereunder if the Master
Servicer is acting in connection with any such foreclosure or attempted
foreclosure which is not completed or other conversion in a manner that is
consistent with the provisions of this Servicing Agreement. The foregoing is
subject to the proviso that the Master Servicer shall not be required to expend
its own funds in connection with any foreclosure or attempted foreclosure which
is not completed or towards the correction of any default on a related senior
mortgage loan or restoration of any property unless it shall determine that such
expenditure will increase Net Liquidation Proceeds. In the event of a
determination by the Master Servicer that any such expenditure previously made
pursuant to this Section 3.07 will not be reimbursable from Net Liquidation
Proceeds, the Master Servicer shall be entitled to reimbursement of its funds so
expended pursuant to Section 3.03.
Notwithstanding any provision of this Servicing Agreement, a Revolving
Credit Loan may be deemed to be finally liquidated if substantially all amounts
expected by the Master Servicer to be received in connection with the related
defaulted Revolving Credit Loan have been received; provided, however, any
subsequent collections with respect to any such Revolving Credit Loan shall be
deposited to the Custodial Account. For purposes of determining the amount of
any Liquidation Proceeds or Insurance Proceeds, or other unscheduled
collections, the Master Servicer may take into account minimal amounts of
additional receipts expected to be received or any estimated additional
liquidation expenses expected to be incurred in connection with the related
defaulted Revolving Credit Loan.
In the event that title to any Mortgaged Property is acquired in
foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale
shall be issued to the Indenture Trustee, who shall hold the same on behalf of
the 1996-HS1 LLC in accordance with Section 3.13 of the Indenture.
Notwithstanding any such acquisition of title and cancellation of the related
Revolving Credit Loan, such Mortgaged Property shall (except as otherwise
expressly provided herein) be considered to be an outstanding Revolving Credit
Loan held as an asset of the 1996-HS1 LLC until such time as such property shall
be sold. Consistent with the foregoing for purposes of all calculations
hereunder, so long as such Mortgaged Property shall be considered to be an
outstanding Revolving Credit Loan it shall be assumed that, notwithstanding that
the indebtedness evidenced by the related Credit Line Agreement shall have been
discharged, such Credit Line Agreement in effect at the time of any such
acquisition of title before any adjustment thereto by reason of any bankruptcy
or similar proceeding or any moratorium or similar waiver or grace period will
remain in effect.
Any proceeds from foreclosure proceedings or the purchase or repurchase of
any Revolving Credit Loan pursuant to the terms of this Servicing Agreement, as
well as any recovery resulting from a collection of Liquidation Proceeds or
Insurance Proceeds, will be applied in the following order of priority: first,
to reimburse the Master Servicer or the related Subservicer in accordance with
this Section 3.07; second, to the Master Servicer or the related Subservicer,
all Servicing Fees payable therefrom; third, to the extent of accrued and unpaid
interest on the related Revolving Credit Loan, at the Net Loan Rate to the
Payment Date on which such amounts are to be deposited in the Payment Account;
fourth, as a recovery of principal on the Revolving Credit Loan; and fifth, to
Foreclosure Profits.
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Section 3.08. 1996-HS1 LLC and Indenture Trustee to Cooperate. On or
-----------------------------------------------
before each Payment Date, the Master Servicer will notify the Indenture Trustee
or the Custodian, with a copy to the 1996-HS1 LLC, of the termination of or the
payment in full and the termination of any Revolving Credit Loan during the
preceding Collection Period. Upon receipt of payment in full, the Master
Servicer is authorized to execute, pursuant to the authorization contained in
Section 3.01, if the assignments of Mortgage have been recorded as required
under the Revolving Credit Loan Purchase Agreement, an instrument of
satisfaction regarding the related Mortgage, which instrument of satisfaction
shall be recorded by the Master Servicer if required by applicable law and be
delivered to the Person entitled thereto. It is understood and agreed that any
expenses incurred in connection with such instrument of satisfaction or transfer
shall be reimbursed from amounts deposited in the Custodial Account. From time
to time and as appropriate for the servicing or foreclosure of any Revolving
Credit Loan, the Indenture Trustee or the Custodian shall, upon request of the
Master Servicer and delivery to the Indenture Trustee or Custodian, with a copy
to the 1996-HS1 LLC, of a Request for Release, in the form annexed hereto as
Exhibit C, signed by a Servicing Officer, release or cause to be released the
related Mortgage File to the Master Servicer and the 1996-HS1 LLC or Indenture
Trustee shall promptly execute such documents, in the forms provided by the
Master Servicer, as shall be necessary for the prosecution of any such
proceedings or the taking of other servicing actions. Such trust receipt shall
obligate the Master Servicer to return the Mortgage File to the Indenture
Trustee or the Custodian (as specified in such receipt) when the need therefor
by the Master Servicer no longer exists unless the Revolving Credit Loan shall
be liquidated, in which case, upon receipt of a certificate of a Servicing
Officer similar to that hereinabove specified, the trust receipt shall be
released to the Master Servicer.
In order to facilitate the foreclosure of the Mortgage securing any
Revolving Credit Loan that is in default following recordation of the
assignments of Mortgage in accordance with the provisions of the Revolving
Credit Loan Purchase Agreement, the Indenture Trustee or the 1996-HS1 LLC shall,
if so requested in writing by the Master Servicer, promptly execute an
appropriate assignment in the form provided by the Master Servicer to assign
such Revolving Credit Loan for the purpose of collection to the Master Servicer
(any such assignment shall unambiguously indicate that the assignment is for the
purpose of collection only), and, upon such assignment, such assignee for
collection will thereupon bring all required actions in its own name and
otherwise enforce the terms of the Revolving Credit Loan and deposit or credit
the Net Liquidation Proceeds, exclusive of Foreclosure Profits, received with
respect thereto in the Custodial Account. In the event that all delinquent
payments due under any such Revolving Credit Loan are paid by the Mortgagor and
any other defaults are cured, then the assignee for collection shall promptly
reassign such Revolving Credit Loan to the Indenture Trustee and return all
Related Documents to the place where the related Mortgage File was being
maintained.
In connection with the 1996-HS1 LLC's obligation to cooperate as provided
in this Section 3.08 and all other provisions of this Servicing Agreement
requiring the 1996-HS1 LLC to authorize or permit any actions to be taken with
respect to the Revolving Credit Loans, the Indenture Trustee, as pledgee of the
Class A Ownership Interest in the 1996-HS1 LLC and as assignee of record of the
Revolving Credit Loans on behalf of the 1996-HS1 LLC pursuant to Section 3.13 of
the Indenture, expressly agrees, on behalf of the 1996-HS1 LLC, to take all such
actions on behalf of the 1996-HS1 LLC and to promptly execute and return all
instruments reasonably required by the Master Servicer in connection therewith;
provided that if the Master
- --------
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Servicer shall request a signature of the Indenture Trustee, on behalf of the
1996-HS1 LLC, the Master Servicer will deliver to the Indenture Trustee an
Officer's Certificate stating that such signature is necessary or appropriate to
enable the Master Servicer to carry out its servicing and administrative duties
under this Servicing Agreement.
Section 3.09. Servicing Compensation; Payment of Certain Expenses by
------------------------------------------------------
Master Servicer. The Master Servicer shall be entitled to receive the Master
- ---------------
Servicing Fee in accordance with Section 3.03 as compensation for its services
in connection with servicing the Revolving Credit Loans. Moreover, additional
servicing compensation in the form of late payment charges and other receipts
not required to be deposited in the Custodial Account as specified in Section
3.02 shall be retained by the Master Servicer. The Master Servicer shall be
required to pay all expenses incurred by it in connection with its activities
hereunder (including payment of all other fees and expenses not expressly stated
hereunder to be for the account of the Securityholders, including, without
limitation, the fees and expenses of the Owner Trustee, Indenture Trustee and
any Custodian) and shall not be entitled to reimbursement therefor.
Section 3.10. Annual Statement as to Compliance. (a) The Master
---------------------------------
Servicer will deliver to the 1996-HS1 LLC, the Issuer and the Indenture Trustee,
with a copy to the Credit Enhancer, on or before March 31 of each year,
beginning March 31, 1997, an Officer's Certificate stating that (i) a review of
the activities of the Master Servicer during the preceding fiscal year and of
its performance under servicing agreements, including this Servicing Agreement
has been made under such officer's supervision and (ii) to the best of such
officer's knowledge, based on such review, the Master Servicer has complied in
all material respects with the minimum servicing standards set forth in the
Uniform Single Attestation Program for Mortgage Bankers and has fulfilled all of
its material obligations in all material respects throughout such year, or, if
there has been material noncompliance with such servicing standards or a default
in the fulfillment in all material respects of any such obligation relating to
this Servicing Agreement, such statement shall include a description of such
noncompliance or specify each such default, as the case may be, known to such
officer and the nature and status thereof.
(b) The Master Servicer shall deliver to the 1996-HS1 LLC, the Issuer and
the Indenture Trustee, with a copy to the Credit Enhancer, promptly after having
obtained knowledge thereof, but in no event later than five Business Days
thereafter, written notice by means of an Officer's Certificate of any event
which with the giving of notice or the lapse of time or both, would become a
Servicing Default.
Section 3.11. Annual Servicing Report. On or before March 31 of each
-----------------------
year, beginning March 31, 1997, the Master Servicer at its expense shall cause a
firm of nationally recognized independent public accountants (who may also
render other services to the Master Servicer) to furnish a report to the 1996-
HS1 LLC, the Issuer, the Indenture Trustee, the Depositor, the Credit Enhancer
and each Rating Agency stating its opinion that, on the basis of an examination
conducted by such firm substantially in accordance with standards established by
the American Institute of Certified Public Accountants, the assertions made
pursuant to Section 3.10 regarding compliance with the minimum servicing
standards set forth in the Uniform Single Attestation Program for Mortgage
Bankers during the preceding calendar year are fairly stated in all material
respects, subject to such exceptions and other qualifications that, in the
opinion of such firm, such accounting standards require it to report. In
rendering such statement, such firm may
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rely, as to matters relating to the direct servicing of revolving credit loans
by Subservicers, upon comparable statements for examinations conducted by
independent public accountants substantially in accordance with standards
established by the American Institute of Certified Public Accountants (rendered
within one year of such statement) with respect to such Subservicers.
Section 3.12. Access to Certain Documentation and Information
-----------------------------------------------
Regarding the Revolving Credit Loans. Whenever required by statute or
- ------------------------------------
regulation, the Master Servicer shall provide to the Credit Enhancer, any
Securityholder upon reasonable request (or a regulator for a Securityholder) or
the Indenture Trustee, reasonable access to the documentation regarding the
Revolving Credit Loans such access being afforded without charge but only upon
reasonable request and during normal business hours at the offices of the Master
Servicer. Nothing in this Section 3.12 shall derogate from the obligation of
the Master Servicer to observe any applicable law prohibiting disclosure of
information regarding the Mortgagors and the failure of the Master Servicer to
provide access as provided in this Section 3.12 as a result of such obligation
shall not constitute a breach of this Section 3.12.
Section 3.13. Maintenance of Certain Servicing Insurance Policies.
---------------------------------------------------
The Master Servicer shall during the term of its service as servicer maintain in
force (i) a policy or policies of insurance covering errors and omissions in the
performance of its obligations as master servicer hereunder and (ii) a fidelity
bond in respect of its officers, employees or agents. Each such policy or
policies and bond shall be at least equal to the coverage that would be required
by FNMA or FHLMC, whichever is greater, for Persons performing servicing for
revolving credit loans purchased by such entity.
Section 3.14. Information Required by the Internal Revenue Service
----------------------------------------------------
and Reports of Foreclosures and Abandonments of Mortgaged Property. The Master
- ------------------------------------------------------------------
Servicer shall prepare and deliver all federal and state information reports
when and as required by all applicable state and federal income tax laws. In
particular, with respect to the requirement under Section 6050J of the Code to
the effect that the Master Servicer or Subservicer shall make reports of
foreclosures and abandonments of any mortgaged property for each year beginning
in 1997, the Master Servicer or Subservicer shall file reports relating to each
instance occurring during the previous calendar year in which the Master
Servicer (i) on behalf of the 1996-HS1 LLC, acquires an interest in any
Mortgaged Property through foreclosure or other comparable conversion in full or
partial satisfaction of a Revolving Credit Loan, or (ii) knows or has reason to
know that any Mortgaged Property has been abandoned. The reports from the Master
Servicer or Subservicer shall be in form and substance sufficient to meet the
reporting requirements imposed by Section 6050J and Section 6050H (reports
relating to mortgage interest received) of the Code.
Section 3.15. Optional Repurchase of Defaulted Revolving Credit
-------------------------------------------------
Loans. Notwithstanding any provision in Section 3.07 to the contrary, the
Master Servicer, at its option and in its sole discretion, may repurchase any
Revolving Credit Loan delinquent in payment for a period of 60 days or longer
for a price equal to the Repurchase Price.
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ARTICLE IV
Servicing Certificate
Section 4.01. Statements to Securityholders. (a) With respect to
-----------------------------
each Payment Date, on the Business Day following the related Determination Date
the Master Servicer shall forward to the Indenture Trustee and the Indenture
Trustee pursuant to Section 3.26 of the Indenture shall forward or cause to be
forwarded by mail to each Certificateholder, Noteholder, the Credit Enhancer,
the Depositor, the Owner Trustee, the Certificate Paying Agent and each Rating
Agency, a statement setting forth the following information as to the Variable
Funding Notes, Term Notes and Certificates, to the extent applicable:
(i) the aggregate amount of (a) Security Interest Collections, (b)
Security Principal Collections and (c) Substitution Adjustment Amounts;
(ii) the amount of such distribution as principal to the
Noteholders of the Variable Funding Notes and the Term Notes and as a
Certificate Distribution Amount to the Certificateholders, the Initial
Certificates and the Variable Funding Certificates applied to reduce the
principal balance thereof;
(iii) the amount of such distribution as interest to the
Securityholders of the Variable Funding Notes and the Term Notes and as a
Certificate Preferred Return to the Certificateholders of the Initial
Certificates and the Variable Funding Certificates separately stating the
portion thereof in respect of overdue accrued interest;
(iv) the Credit Enhancement Draw Amount, if any, for such Payment
Date and the aggregate amount of prior draws thereunder not yet reimbursed;
(v) the aggregate Loan Balance of the Revolving Credit Loans as of
the end of the preceding Collection Period;
(vi) the number and aggregate Loan Balances of Revolving Credit
Loans (a) as to which the Minimum Monthly Payment is delinquent for 30-59
days, 60-89 days and 90 or more days, respectively, (b) that are
foreclosed and (c) that have become REO, in each case as of the end of the
preceding Collection Period; provided, however, that such information will
-------- -------
not be provided on the statements relating to the first Payment Date;
(vii) the Weighted Average Net Loan Rate for the related
Collection Period;
(viii) the Special Capital Distribution Amount as the end of the
related Collection Period;
(ix) the aggregate amount of Additional Balances created during
the previous Collection Period conveyed to the 1996-HS1 LLC;
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(x) the aggregate Liquidation Loss Amounts with respect to the
related Collection Period, the amount of any Liquidation Loss Distribution
Amounts with respect to the Term Notes, Certificates and Variable Funding
Notes, respectively, and the aggregate of the Liquidation Loss Amounts from
all Collection Periods to date expressed as a percentage of the Cut-off
Date Loan Balance;
(xi) the aggregate Excess Loss Amounts with respect to the related
Collection Period and the aggregate of the Excess Loss Amounts from all
Collection Periods to date;
(xii) the aggregate Special Hazard Losses, Fraud Losses,
Bankruptcy Losses and losses caused by or resulting from an Extraordinary
Event with respect to the related Collection Period and the aggregate of
each of such losses from all Collection Periods to date;
(xiii) the aggregate Security Balance of each class of Securities
after giving effect to the distribution of principal on such Payment Date;
(xiv) the respective Security Percentage applicable to each of
the Securities, after application of payments made on such Payment Date;
and
(xv) the Outstanding Reserve Amount, the Special Hazard Amount,
the Fraud Loss Amount and the Bankruptcy Loss Amount immediately following
such Payment Date.
In the case of information furnished pursuant to clauses (ii) and (iii)
above, the amounts shall be expressed as an aggregate dollar amount per Variable
Funding Note, Term Note or Certificate, as applicable, with a $1,000
denomination.
In addition the Master Servicer shall forward to the Indenture Trustee any
other information reasonably requested by the Indenture Trustee necessary to
make distributions pursuant to Section 3.05 of the Indenture. Prior to the
close of business on the Business Day next succeeding each Determination Date,
the Master Servicer shall furnish a written statement to the Certificate Paying
Agent and the Indenture Trustee setting forth the aggregate amounts required to
be withdrawn from the Custodial Account and deposited into the Payment Account
on the Business Day preceding the related Payment Date pursuant to Section 3.03.
The determination by the Master Servicer of such amounts shall, in the absence
of obvious error, be presumptively deemed to be correct for all purposes
hereunder and the Owner Trustee and Indenture Trustee shall be protected in
relying upon the same without any independent check or verification. In
addition, upon the 1996-HS1 LLC's written request, the Master Servicer shall
promptly furnish information reasonably requested by the 1996-HS1 LLC that is
reasonably available to the Master Servicer to enable the 1996-HS1 LLC to
perform its federal and state income tax reporting obligations.
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ARTICLE V
Distribution Account and Payment Account
Section 5.01. Distribution Account. The Master Servicer shall establish
--------------------
and maintain a separate trust account (the "Distribution Account") titled "1996-
HS1 LLC". The Distribution Account shall be an Eligible Account. On the
Business Day prior to each Payment Date, (i) amounts deposited into the
Distribution Account pursuant to Section 3.03(i) hereof will be distributed by
the Master Servicer in accordance with Section 9.5 of the Operating Agreement,
and (ii) the portion of such amounts then distributable with respect to the
Class A Ownership Interest in accordance with Section 9.5 of the Operating
Agreement shall be deposited into the Payment Account. The Master Servicer
shall invest or cause the institution maintaining the Distribution Account to
invest the funds in the Distribution Account in Permitted Investments designated
in the name of the [Master Servicer], which shall mature not later than the
Business Day next preceding the Payment Date next following the date of such
investment (except that (i) any investment in the institution with which the
Distribution Account is maintained may mature on such Payment Date and (ii) any
other investment may mature on such Payment Date if the Master Servicer shall
advance funds on such Payment Date to the Payment Account in the amount payable
on such investment on such Payment Date, pending receipt thereof to the extent
necessary to make distributions on the Securities) and shall not be sold or
disposed of prior to maturity. All income and gain realized from any such
investment shall inure to the benefit of the Master Servicer and shall be
subject to its withdrawal or order from time to time. The amount of any losses
incurred in respect of any such investments shall be deposited in the
Distribution Account by the Master Servicer out of its own funds immediately as
realized.
Section 5.02. Payment Account. The Indenture Trustee shall establish and
---------------
maintain a separate trust account (the "Payment Account") titled "The Chase
Manhattan Bank, N.A., as Indenture Trustee, for the benefit of the
Securityholders, the Certificate Paying Agent and the Credit Enhancer pursuant
to the Indenture, dated as of May 1, 1996, between Home Equity Loan Trust 1996-
HS1 and The Chase Manhattan Bank, N.A". The Payment Account shall be an
Eligible Account. On each Payment Date, amounts on deposit in the Payment
Account will be distributed by the Indenture Trustee in accordance with Section
3.05 of the Indenture. The Indenture Trustee shall, upon written request from
the Master Servicer, invest or cause the institution maintaining the Payment
Account to invest the funds in the Payment Account in Permitted Investments
designated in the name of the Indenture Trustee, which shall mature not later
than the Business Day next preceding the Payment Date next following the date of
such investment (except that (i) any investment in the institution with which
the Payment Account is maintained may mature on such Payment Date and (ii) any
other investment may mature on such Payment Date if the Indenture Trustee shall
advance funds on such Payment Date to the Payment Account in the amount payable
on such investment on such Payment Date, pending receipt thereof to the extent
necessary to make distributions on the Securities) and shall not be sold or
disposed of prior to maturity. All income and gain realized from any such
investment shall be for the benefit of the Master Servicer and shall be subject
to its withdrawal or order from time to time. The amount of any losses incurred
in respect of any such investments shall be deposited in the Payment Account by
the Master Servicer out of its own funds immediately as realized.
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ARTICLE VI
The Master Servicer
Section 6.01. Liability of the Master Servicer. The Master Servicer shall
--------------------------------
be liable in accordance herewith only to the extent of the obligations
specifically imposed upon and undertaken by the Master Servicer herein.
Section 6.02. Merger or Consolidation of, or Assumption of the Obligations
------------------------------------------------------------
of, the Master Servicer. Any corporation into which the Master Servicer may be
- -----------------------
merged or converted or with which it may be consolidated, or any corporation
resulting from any merger, conversion or consolidation to which the Master
Servicer shall be a party, or any corporation succeeding to the business of the
Master Servicer, shall be the successor of the Master Servicer, hereunder,
without the execution or filing of any paper or any further act on the part of
any of the parties hereto, anything herein to the contrary notwithstanding.
The Master Servicer may assign its rights and delegate its duties and
obligations under this Servicing Agreement; provided that the Person accepting
--------
such assignment or delegation shall be a Person which is qualified to service
revolving credit loans, is reasonably satisfactory to the Indenture Trustee (as
pledgee of the Class A Ownership Interest), the 1996-HS1 LLC and the Credit
Enhancer, is willing to service the Revolving Credit Loans and executes and
delivers to the Indenture Trustee and the 1996-HS1 LLC an agreement, in form and
substance reasonably satisfactory to the Credit Enhancer, the Indenture Trustee
and the 1996-HS1 LLC, which contains an assumption by such Person of the due and
punctual performance and observance of each covenant and condition to be
performed or observed by the Master Servicer under this Servicing Agreement;
provided further that each Rating Agency's rating of the Securities in effect
- --------
immediately prior to such assignment and delegation will not be qualified,
reduced, or withdrawn as a result of such assignment and delegation (as
evidenced by a letter to such effect from each Rating Agency), if determined
without regard to the Credit Enhancement Instrument.
Section 6.03. Limitation on Liability of the Master Servicer and Others.
---------------------------------------------------------
Neither the Master Servicer nor any of the directors or officers or employees or
agents of the Master Servicer shall be under any liability to the 1996-HS1 LLC,
the Issuer, the Owner Trustee, the Indenture Trustee or the Securityholders for
any action taken or for refraining from the taking of any action in good faith
pursuant to this Servicing Agreement, provided, however, that this provision
-------- -------
shall not protect the Master Servicer or any such Person against any liability
which would otherwise be imposed by reason of its willful misfeasance, bad faith
or gross negligence in the performance of its duties hereunder or by reason of
its reckless disregard of its obligations and duties hereunder. The Master
Servicer and any director or officer or employee or agent of the Master Servicer
may rely in good faith on any document of any kind prima facie properly executed
----- -----
and submitted by any Person respecting any matters arising hereunder. The
Master Servicer and any director or officer or employee or agent of the Master
Servicer shall be indemnified by the 1996-HS1 LLC and held harmless against any
loss, liability or expense incurred in connection with any legal action relating
to this Servicing Agreement or the Securities, including any amount paid to the
Owner Trustee or the Indenture Trustee pursuant to Section 6.06(b), other than
any loss, liability or expense incurred by reason of its willful misfeasance,
bad faith or gross negligence in the performance of its duties hereunder or by
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reason of its reckless disregard of its obligations and duties hereunder. The
Master Servicer shall not be under any obligation to appear in, prosecute or
defend any legal action which is not incidental to its duties to service the
Revolving Credit Loans in accordance with this Servicing Agreement, and which in
its opinion may involve it in any expense or liability; provided, however, that
-------- -------
the Master Servicer may in its sole discretion undertake any such action which
it may deem necessary or desirable in respect of this Servicing Agreement, and
the rights and duties of the parties hereto and the interests of the
Securityholders. In such event, the reasonable legal expenses and costs of such
action and any liability resulting therefrom shall be expenses, costs and
liabilities of the 1996-HS1 LLC, and the Master Servicer shall be entitled to be
reimbursed therefor. The Master Servicer's right to indemnity or reimbursement
pursuant to this Section 6.03 shall survive any resignation or termination of
the Master Servicer pursuant to Section 6.04 or 7.01 with respect to any losses,
expenses, costs or liabilities arising prior to such resignation or termination
(or arising from events that occurred prior to such resignation or termination).
Section 6.04. Master Servicer Not to Resign. Subject to the provisions of
-----------------------------
Section 6.02, the Master Servicer shall not resign from the obligations and
duties hereby imposed on it except (i) upon determination that the performance
of its obligations or duties hereunder are no longer permissible under
applicable law or are in material conflict by reason of applicable law with any
other activities carried on by it or its subsidiaries or Affiliates, the other
activities of the Master Servicer so causing such a conflict being of a type and
nature carried on by the Master Servicer or its subsidiaries or Affiliates at
the date of this Servicing Agreement or (ii) upon satisfaction of the following
conditions: (a) the Master Servicer has proposed a successor servicer to the
1996-HS1 LLC and the Indenture Trustee in writing and such proposed successor
servicer is reasonably acceptable to the 1996-HS1 LLC, the Indenture Trustee and
the Credit Enhancer; (b) each Rating Agency shall have delivered a letter to the
1996-HS1 LLC, the Credit Enhancer and the Indenture Trustee prior to the
appointment of the successor servicer stating that the proposed appointment of
such successor servicer as Master Servicer hereunder will not result in the
reduction or withdrawal of the then current rating of the Securities, if
determined without regard to the Credit Enhancement Instrument; and (c) such
proposed successor servicer is reasonably acceptable to the Credit Enhancer, as
evidenced by a letter to the 1996-HS1 LLC and the Indenture Trustee; provided,
---------
however, that no such resignation by the Master Servicer shall become effective
- -------
until such successor servicer or, in the case of (i) above, the Indenture
Trustee, as pledgee of the Class A Ownership Interest, shall have assumed the
Master Servicer's responsibilities and obligations hereunder or the Indenture
Trustee, as pledgee of the Class A Ownership Interest, shall have designated a
successor servicer in accordance with Section 7.02. Any such resignation shall
not relieve the Master Servicer of responsibility for any of the obligations
specified in Sections 7.01 and 7.02 as obligations that survive the resignation
or termination of the Master Servicer. Any such determination permitting the
resignation of the Master Servicer shall be evidenced by an Opinion of Counsel
to such effect delivered to the Indenture Trustee and the Credit Enhancer.
Section 6.05. Delegation of Duties. In the ordinary course of business,
--------------------
the Master Servicer at any time may delegate any of its duties hereunder to any
Person, including any of its Affiliates, who agrees to conduct such duties in
accordance with standards comparable to those with which the Master Servicer
complies pursuant to Section 3.01. Such delegation shall
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not relieve the Master Servicer of its liabilities and responsibilities with
respect to such duties and shall not constitute a resignation within the meaning
of Section 6.04.
Section 6.06. Master Servicer to Pay Indenture Trustee's and Owner
----------------------------------------------------
Trustee's Fees and Expenses; Indemnification. (a) The Master Servicer
- --------------------------------------------
covenants and agrees to pay to the Owner Trustee, the Indenture Trustee and any
co-trustee of the Indenture Trustee or the Owner Trustee from time to time, and
the Owner Trustee, the Indenture Trustee and any such co-trustee shall be
entitled to, reasonable compensation (which shall not be limited by any
provision of law in regard to the compensation of a trustee of an express trust)
for all services rendered by each of them in the execution of the trusts created
under the Trust Agreement and the Indenture and in the exercise and performance
of any of the powers and duties under the Trust Agreement or the Indenture, as
the case may be, of the Owner Trustee, the Indenture Trustee and any co-trustee,
and the Master Servicer will pay or reimburse the Indenture Trustee and any co-
trustee upon request for all reasonable expenses, disbursements and advances
incurred or made by the Indenture Trustee or any co-trustee in accordance with
any of the provisions of this Servicing Agreement except any such expense,
disbursement or advance as may arise from its negligence, wilful misfeasance or
bad faith.
(b) The Master Servicer agrees to indemnify the Indenture Trustee and the
Owner Trustee for, and to hold the Indenture Trustee and the Owner Trustee, as
the case may be, harmless against, any loss, liability or expense incurred
without negligence, bad faith or willful misconduct on its part, arising out of,
or in connection with, the acceptance and administration of the Issuer and the
assets thereof, including the costs and expenses (including reasonable legal
fees and expenses) of defending itself against any claim in connection with the
exercise or performance of any of its powers or duties under any Basic Document,
provided that:
(i) with respect to any such claim, the Indenture Trustee or
Owner Trustee, as the case may be, shall have given the Master Servicer
written notice thereof promptly after the Indenture Trustee or Owner
Trustee, as the case may be, shall have actual knowledge thereof;
(ii) while maintaining control over its own defense, the 1996-HS1
LLC, the Indenture Trustee or Owner Trustee, as the case may be, shall
cooperate and consult fully with the Master Servicer in preparing such
defense; and
(iii) notwithstanding anything in this Servicing Agreement to
the contrary, the Master Servicer shall not be liable for settlement of any
claim by the Indenture Trustee or the Owner Trustee, as the case may be,
entered into without the prior consent of the Master Servicer.
No termination of this Servicing Agreement shall affect the obligations created
by this Section 6.06 of the Master Servicer to indemnify the Indenture Trustee
and the Owner Trustee under the conditions and to the extent set forth herein.
Notwithstanding the foregoing, the indemnification provided by the Master
Servicer in this Section 6.06(b) shall not pertain to any loss, liability or
expense of the Indenture Trustee or the Owner Trustee, including the costs and
expenses of defending itself against any claim,
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incurred in connection with any actions taken by the Indenture Trustee or the
Owner Trustee at the direction of the Noteholders or Certificateholders, as the
case may be, pursuant to the terms of this Servicing Agreement.
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ARTICLE VII
Default
Section 7.01. Servicing Default. If any one of the following events
-----------------
("Servicing Default") shall occur and be continuing:
(i) Any failure by the Master Servicer to deposit in the
Custodial Account or Payment Account any deposit required to be made under
the terms of this Servicing Agreement which continues unremedied for a
period of five Business Days after the date upon which written notice of
such failure shall have been given to the Master Servicer by the 1996-HS1
LLC, the Issuer or the Indenture Trustee or to the Master Servicer, the
1996-HS1 LLC, the Issuer and the Indenture Trustee by the Credit Enhancer;
or
(ii) Failure on the part of the Master Servicer duly to observe
or perform in any material respect any other covenants or agreements of the
Master Servicer set forth in the Securities or in this Servicing Agreement,
which failure, in each case, materially and adversely affects the interests
of Securityholders or the Credit Enhancer and which continues unremedied
for a period of 45 days after the date on which written notice of such
failure, requiring the same to be remedied, and stating that such notice is
a "Notice of Default" hereunder, shall have been given to the Master
Servicer by the 1996-HS1 LLC, the Issuer or the Indenture Trustee or to the
Master Servicer, the 1996-HS1 LLC, the Issuer and the Indenture Trustee by
the Credit Enhancer; or
(iii) The entry against the Master Servicer of a decree or order
by a court or agency or supervisory authority having jurisdiction in the
premises for the appointment of a trustee, conservator, receiver or
liquidator in any insolvency, conservatorship, receivership, readjustment
of debt, marshalling of assets and liabilities or similar proceedings, or
for the winding up or liquidation of its affairs, and the continuance of
any such decree or order unstayed and in effect for a period of 60
consecutive days; or
(iv) The Master Servicer shall voluntarily go into liquidation,
consent to the appointment of a conservator, receiver, liquidator or
similar person in any insolvency, readjustment of debt, marshalling of
assets and liabilities or similar proceedings of or relating to the Master
Servicer or of or relating to all or substantially all of its property, or
a decree or order of a court, agency or supervisory authority having
jurisdiction in the premises for the appointment of a conservator,
receiver, liquidator or similar person in any insolvency, readjustment of
debt, marshalling of assets and liabilities or similar proceedings, or for
the winding-up or liquidation of its affairs, shall have been entered
against the Master Servicer and such decree or order shall have remained in
force undischarged, unbonded or unstayed for a period of 60 days; or the
Master Servicer shall admit in writing its inability to pay its debts
generally as they become due, file a petition to take advantage of any
applicable insolvency or reorganization statute, make an assignment for the
benefit of its creditors or voluntarily suspend payment of its obligations,
then, and in every such case, so long as a Servicing Default shall not have
been remedied by the Master Servicer, either the 1996-HS1 LLC
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<PAGE>
or the Indenture Trustee, with the consent of the Credit Enhancer, or the
Credit Enhancer, by notice then given in writing to the Master Servicer
(and to the 1996-HS1 LLC, the Issuer and the Indenture Trustee if given by
the Credit Enhancer) may terminate all of the rights and obligations of the
Master Servicer as servicer under this Servicing Agreement other than its
right to receive servicing compensation and expenses for servicing the
Revolving Credit Loans hereunder during any period prior to the date of
such termination and the 1996-HS1 LLC or the Indenture Trustee, with the
consent of the Credit Enhancer, or the Credit Enhancer may exercise any and
all other remedies available at law or equity. Any such notice to the
Master Servicer shall also be given to each Rating Agency, the Credit
Enhancer, the 1996-HS1 LLC and the Issuer. On or after the receipt by the
Master Servicer of such written notice, all authority and power of the
Master Servicer under this Servicing Agreement, whether with respect to the
Securities or the Revolving Credit Loans or otherwise, shall pass to and be
vested in the Indenture Trustee as pledgee of the Class A Ownership
Interest, pursuant to and under this Section 7.01; and, without limitation,
the Indenture Trustee is hereby authorized and empowered to execute and
deliver, on behalf of the Master Servicer, as attorney-in-fact or
otherwise, any and all documents and other instruments, and to do or
accomplish all other acts or things necessary or appropriate to effect the
purposes of such notice of termination, whether to complete the transfer
and endorsement of each Revolving Credit Loan and related documents, or
otherwise. The Master Servicer agrees to cooperate with the Indenture
Trustee in effecting the termination of the responsibilities and rights of
the Master Servicer hereunder, including, without limitation, the transfer
to the Indenture Trustee for the administration by it of all cash amounts
relating to the Revolving Credit Loans that shall at the time be held by
the Master Servicer and to be deposited by it in the Custodial Account, or
that have been deposited by the Master Servicer in the Custodial Account or
thereafter received by the Master Servicer with respect to the Revolving
Credit Loans. All reasonable costs and expenses (including, but not limited
to, attorneys' fees) incurred in connection with amending this Servicing
Agreement to reflect such succession as Master Servicer pursuant to this
Section 7.01 shall be paid by the predecessor Master Servicer (or if the
predecessor Master Servicer is the Indenture Trustee, the initial Master
Servicer) upon presentation of reasonable documentation of such costs and
expenses.
Notwithstanding any termination of the activities of the Master Servicer
hereunder, the Master Servicer shall be entitled to receive, out of any late
collection of a payment on a Revolving Credit Loan which was due prior to the
notice terminating the Master Servicer's rights and obligations hereunder and
received after such notice, that portion to which the Master Servicer would have
been entitled pursuant to Sections 3.03 and 3.09 as well as its Master Servicing
Fee in respect thereof, and any other amounts payable to the Master Servicer
hereunder the entitlement to which arose prior to the termination of its
activities hereunder.
Notwithstanding the foregoing, a delay in or failure of performance under
Section 7.01(i) or under Section 7.01(ii) after the applicable grace periods
specified in such Sections, shall not constitute a Servicing Default if such
delay or failure could not be prevented by the exercise of reasonable diligence
by the Master Servicer and such delay or failure was caused by an act of God or
the public enemy, acts of declared or undeclared war, public disorder, rebellion
or sabotage, epidemics, landslides, lightning, fire, hurricanes, earthquakes,
floods or similar
26
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causes. The preceding sentence shall not relieve the Master Servicer from using
reasonable efforts to perform its respective obligations in a timely manner in
accordance with the terms of this Servicing Agreement and the Master Servicer
shall provide the Indenture Trustee, the Credit Enhancer and the Securityholders
with notice of such failure or delay by it, together with a description of its
efforts to so perform its obligations. The Master Servicer shall immediately
notify the Indenture Trustee, the Credit Enhancer and the Owner Trustee in
writing of any Servicing Default.
Section 7.02. Indenture Trustee to Act; Appointment of Successor.
--------------------------------------------------
(a) On and after the time the Master Servicer receives a notice of termination
pursuant to Section 7.01 or sends a notice pursuant to Section 6.04, the
Indenture Trustee as pledgee of the Class A Ownership Interest shall be the
successor in all respects to the Master Servicer in its capacity as servicer
under this Servicing Agreement and the transactions set forth or provided for
herein and shall be subject to all the responsibilities, duties and liabilities
relating thereto placed on the Master Servicer by the terms and provisions
hereof. Nothing in this Servicing Agreement or in the Trust Agreement shall be
construed to permit or require the Indenture Trustee to (i) succeed to the
responsibilities, duties and liabilities of the initial Master Servicer in its
capacity as Seller under the Revolving Credit Loan Purchase Agreement, (ii) be
responsible or accountable for any act or omission of the Master Servicer prior
to the issuance of a notice of termination hereunder, (iii) require or obligate
the Indenture Trustee, in its capacity as successor Master Servicer, to
purchase, repurchase or substitute any Revolving Credit Loan, (iv) fund any
Additional Balances with respect to any Revolving Credit Loan, (v) fund any
losses on any Permitted Investment directed by any other Master Servicer, or
(vi) be responsible for the representations and warranties of the Master
Servicer. As compensation therefor, the Indenture Trustee shall be entitled to
such compensation as the Master Servicer would have been entitled to hereunder
if no such notice of termination had been given. Notwithstanding the above, (i)
if the Indenture Trustee is unwilling to act as successor Master Servicer, or
(ii) if the Indenture Trustee is legally unable so to act, the Indenture Trustee
as pledgee of the Class A Ownership Interest may (in the situation described in
clause (i)) or shall (in the situation described in clause (ii)) appoint or
petition a court of competent jurisdiction to appoint any established housing
and home finance institution, bank or other mortgage loan or home equity loan
servicer having a net worth of not less than $10,000,000 as the successor to the
Master Servicer hereunder in the assumption of all or any part of the
responsibilities, duties or liabilities of the Master Servicer hereunder;
provided that any such successor Master Servicer shall be acceptable to the
- --------
Credit Enhancer, as evidenced by the Credit Enhancer's prior written consent
which consent shall not be unreasonably withheld and provided further that the
appointment of any such successor Master Servicer will not result in the
qualification, reduction or withdrawal of the ratings assigned to the Securities
by the Rating Agencies, if determined without regard to the Credit Enhancement
Instrument. Pending appointment of a successor to the Master Servicer
hereunder, unless the Indenture Trustee is prohibited by law from so acting, the
Indenture Trustee shall act in such capacity as hereinabove provided. In
connection with such appointment and assumption, the successor shall be entitled
to receive compensation out of payments on Revolving Credit Loans in an amount
equal to the compensation which the Master Servicer would otherwise have
received pursuant to Section 3.09 (or such lesser compensation as the Indenture
Trustee and such successor shall agree). The appointment of a successor Master
Servicer shall not affect any liability of the predecessor Master Servicer which
may have arisen under this Servicing Agreement prior to its termination as
Master Servicer (including, without limitation, the
27
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obligation to purchase Revolving Credit Loans pursuant to Section 3.01, to pay
any deductible under an insurance policy pursuant to Section 3.04 or to
indemnify the Indenture Trustee pursuant to Section 6.06), nor shall any
successor Master Servicer be liable for any acts or omissions of the predecessor
Master Servicer or for any breach by such Master Servicer of any of its
representations or warranties contained herein or in any related document or
agreement. The Indenture Trustee and such successor shall take such action,
consistent with this Servicing Agreement, as shall be necessary to effectuate
any such succession.
(b) Any successor, including the Indenture Trustee, to the Master Servicer
as servicer shall during the term of its service as servicer (i) continue to
service and administer the Revolving Credit Loans for the benefit of the
Securityholders, (ii) maintain in force a policy or policies of insurance
covering errors and omissions in the performance of its obligations as Master
Servicer hereunder and a fidelity bond in respect of its officers, employees and
agents to the same extent as the Master Servicer is so required pursuant to
Section 3.13 and (iii) be bound by the terms of the Insurance Agreement.
(c) Any successor Master Servicer, including the Indenture Trustee, shall
not be deemed in default or to have breached its duties hereunder if the
predecessor Master Servicer shall fail to deliver any required deposit to the
Custodial Account or otherwise cooperate with any required servicing transfer or
succession hereunder.
Section 7.03. Notification to Securityholders. Upon any termination
-------------------------------
of or appointment of a successor to the Master Servicer pursuant to this Article
VII or Section 6.04, the Indenture Trustee shall give prompt written notice
thereof to the Securityholders, the Credit Enhancer, the 1996-HS1 LLC, the
Issuer and each Rating Agency.
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ARTICLE VIII
Miscellaneous Provisions
Section 8.01. Amendment. This Servicing Agreement may be amended
---------
from time to time by the parties hereto, provided that any amendment be
accompanied by a letter from the Rating Agencies that the amendment will not
result in the downgrading or withdrawal of the rating then assigned to the
Securities, if determined without regard to the Credit Enhancement Instrument
and the consent of the Credit Enhancer and the Indenture Trustee.
SECTION 8.02. GOVERNING LAW. THIS SERVICING AGREEMENT SHALL BE
-------------
CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK
AND THE
OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE
DETERMINED IN
ACCORDANCE WITH SUCH LAWS.
Section 8.03. Notices. All demands, notices and communications
-------
hereunder shall be in writing and shall be deemed to have been duly given if
personally delivered at or mailed by certified mail, return receipt requested,
to (a) in the case of the Master Servicer, 8400 Normandale Lake Boulevard, Suite
700, Minneapolis, Minnesota 55437, Attention: Managing Director - Mortgage
Finance, (b) in the case of the Credit Enhancer, AMBAC Indemnity Corporation,
One State Street Plaza, 17th Floor, New York, New York 10004, (c) in the case of
Moody's, Home Mortgage Loan Monitoring Group, 4th Floor, 99 Church Street, New
York, New York 10007, (d) in the case of Standard & Poor's, 26 Broadway, 15th
Floor, New York, New York 10004, Attention: Residential Mortgage Surveillance
Group, (e) in the case of the Owner Trustee, Wilmington Trust Company, Rodney
Square North, 1100 North Market Street, Wilmington, Delaware 19890-0001, and (f)
in the case of the Issuer, to Home Equity Loan Trust 1996-HS1, c/o Owner
Trustee, Wilmington Trust Company, Rodney Square North, 1100 North Market
Street, Wilmington, Delaware 19890-0001, and (g) in the case of the Indenture
Trustee, The Chase Manhattan Bank, N.A., 4 Chase MetroTech Center, 3rd Floor,
Brooklyn, New York 11245, Attention: Global Trust Services, or, as to each
party, at such other address as shall be designated by such party in a written
notice to each other party. Any notice required or permitted to be mailed to a
Securityholder shall be given by first class mail, postage prepaid, at the
address of such Securityholder as shown in the Register. Any notice so mailed
within the time prescribed in this Servicing Agreement shall be conclusively
presumed to have been duly given, whether or not the Securityholder receives
such notice. Any notice or other document required to be delivered or mailed by
the Indenture Trustee to any Rating Agency shall be given on a reasonable
efforts basis and only as a matter of courtesy and accommodation and the
Indenture Trustee shall have no liability for failure to delivery such notice or
document to any Rating Agency.
Section 8.04. Severability of Provisions. If any one or more of the
--------------------------
covenants, agreements, provisions or terms of this Servicing Agreement shall be
for any reason whatsoever held invalid, then such covenants, agreements,
provisions or terms shall be deemed severable from the remaining covenants,
agreements, provisions or terms of this Servicing Agreement and shall in no way
affect the validity or enforceability of the other provisions of this Servicing
Agreement or of the Securities or the rights of the Securityholders thereof.
29
<PAGE>
Section 8.05. Third-Party Beneficiaries. This Servicing Agreement
-------------------------
will inure to the benefit of and be binding upon the parties hereto, the
Securityholders, the Credit Enhancer, the Owner Trustee and their respective
successors and permitted assigns. Except as otherwise provided in this
Servicing Agreement, no other Person will have any right or obligation
hereunder.
Section 8.06. Counterparts. This instrument may be executed in any
------------
number of counterparts, each of which so executed shall be deemed to be an
original, but all such counterparts shall together constitute but one and the
same instrument.
Section 8.07. Effect of Headings and Table of Contents. The Article
----------------------------------------
and Section headings herein and the Table of Contents are for convenience only
and shall not affect the construction hereof.
Section 8.08. Termination Upon Purchase by the Master Servicer or
---------------------------------------------------
Liquidation of All Revolving Credit Loans; Partial Redemption. (a) The
- --------------------------------------------------------------
respective obligations and responsibilities of the Master Servicer, the 1996-HS1
LLC and the Indenture Trustee created hereby shall terminate upon the last
action required to be taken by the Issuer pursuant to the Trust Agreement and by
the Indenture Trustee pursuant to the Indenture following the earlier of:
(i) the date on or before which the Indenture or Trust Agreement is
terminated, or
(ii) the purchase by the Master Servicer from the 1996-HS1 LLC of all
Revolving Credit Loans and all property acquired in respect of any
Revolving Credit Loan at a price equal to the greater of (a) 100% of the
unpaid Loan Balance of each Revolving Credit Loan, plus accrued and unpaid
interest thereon at the Weighted Average Net Loan Rate up to the day
preceding the Payment Date on which such amounts are to be distributed to
Securityholders, plus any amounts due and owing to the Credit Enhancer
under the Insurance Agreement (any unpaid Master Servicing Fee shall be
deemed paid at such time) and (b) the fair market value of the Revolving
Credit Loans as determined by two bids from competitive participants in the
adjustable home equity loan market.
The right of the Master Servicer to purchase the assets of the 1996-HS1 LLC
pursuant to clause (ii) above is conditioned upon the Pool Balance as of such
date being less than ten percent of the aggregate of the Cut-off Date Loan
Balances of the Revolving Credit Loans. If such right is exercised by the
Master Servicer, the Master Servicer shall deposit the amount calculated
pursuant to clause (ii) above with the Indenture Trustee pursuant to Section
4.10 of the Indenture and, upon the receipt of such deposit, the Indenture
Trustee or Custodian shall release to the Master Servicer, the files pertaining
to the Revolving Credit Loans being purchased.
(b) Subject to the provisions of clause (c) below, the Master Servicer has
the right to purchase a portion of the assets of the 1996-HS1 LLC upon the Pool
Balance as of such date being less than ten percent of the aggregate of the Cut-
off Date Loan Balances of the Revolving Credit Loans at a price equal to the
greater of (a) 100% of the unpaid Loan Balance of each Revolving Credit Loan so
purchased, plus accrued and unpaid interest thereon at the Weighted Average Net
Loan Rate up to the day preceding the Payment Date on which such amounts are to
be distributed to Securityholders, plus any amounts due and owing to the Credit
Enhancer
30
<PAGE>
under the Insurance Agreement (any unpaid Master Servicing Fee shall be deemed
paid at such time) and (b) the fair market value of the Revolving Credit Loans
as determined by two bids from competitive participants in the adjustable home
equity loan market. If such right is exercised by the Master Servicer, the
Master Servicer shall deposit the amount calculated above with the Indenture
Trustee pursuant to Section 5.02 of the Indenture and, upon the receipt of such
deposit, the Indenture Trustee or Custodian shall release to the Master
Servicer, the files pertaining to the Revolving Credit Loans being purchased.
(c) With respect to any purchase of a portion of the Revolving Credit Loans
by the Master Servicer pursuant to subsection (b) above, the following
conditions must be satisfied: (i) the Master Servicer shall have delivered to
the Indenture Trustee and the Credit Enhancer a loan schedule containing a list
of all Revolving Credit Loans remaining in the 1996-HS1 LLC after such removal;
(ii) the Master Servicer shall represent and warrant that no selection
procedures adverse to the interests of the Securityholders or the Credit
Enhancer were used by the Master Servicer in selecting such Revolving Credit
Loans; and (iii) each Rating Agency shall have notified the Master Servicer that
such retransfer would not result in a reduction or withdrawal of the ratings of
the Securities, if determined without regard to the Credit Enhancement
Instrument. In lieu of a cash payment, if an Amortization Event had previously
occurred, all or a portion of such purchase price by the Master Servicer may be
in the form of Additional Balances on other Revolving Credit Loans not
previously conveyed to the 1996-HS1 LLC.
(d) The Master Servicer, at its expense, shall prepare and deliver to the
Indenture Trustee for execution, at the time the Revolving Credit Loans are to
be released to the Master Servicer, appropriate documents assigning each such
Revolving Credit Loan from the Indenture Trustee or the 1996-HS1 LLC to the
Master Servicer or the appropriate party.
Section 8.09. Certain Matters Affecting the Indenture Trustee. For
-----------------------------------------------
all purposes of this Servicing Agreement, in the performance of any of its
duties or in the exercise of any of its powers hereunder, the Indenture Trustee
shall be subject to and entitled to the benefits of Article VI of the Indenture.
Section 8.10. Owner Trustee Not Liable for Related Documents. The
----------------------------------------------
recitals contained herein shall be taken as the statements of the Depositor, and
the Owner Trustee assumes no responsibility for the correctness thereof. The
Owner Trustee makes no representations as to the validity or sufficiency of this
Servicing Agreement, of any Basic Document or of the Certificates (other than
the signatures of the Owner Trustee on the Certificates) or the Notes, or of any
Related Documents. The Owner Trustee shall at no time have any responsibility
or liability with respect to the sufficiency of the Owner Trust Estate or its
ability to generate the payments to be distributed to Certificateholders under
the Trust Agreement or the Noteholders under the Indenture, including, the
compliance by the Depositor or the Seller with any warranty or representation
made under any Basic Document or in any related document or the accuracy of any
such warranty or representation, or any action of the Certificate Paying Agent,
the Certificate Registrar or the Indenture Trustee taken in the name of the
Owner Trustee.
31
<PAGE>
IN WITNESS WHEREOF, the Master Servicer and the 1996-HS1 LLC have caused
this Servicing Agreement to be duly executed by their respective officers or
representatives all as of the day and year first above written.
RESIDENTIAL FUNDING CORPORATION,
as Master Servicer
By: /s/ Bruce Legan
---------------
Title: Director
1996-HS1 LLC,
as the Limited Liability Company
By: Home Equity Loan Trust 1996-HS1, as
Managing Member
By: Wilmington Trust Company, not in its
individual capacity but solely as Owner
Trustee
By: /s/ Emmett R. Harmon
--------------------
Title: Vice President
THE CHASE MANHATTAN BANK, N.A., as Indenture
Trustee
By: /s/ Regina Bishop
-----------------
Title: Vice President
<PAGE>
EXHIBIT A
REVOLVING CREDIT LOAN SCHEDULE
<PAGE>
EXHIBIT B
LIMITED POWER OF ATTORNEY
KNOW ALL MEN BY THESE PREMISES:
That The Chase Manhattan Bank, N.A., as Indenture Trustee (the "Indenture
Trustee"), under the Indenture among Home Equity Loan Trust 1996-HS1 and the
Indenture Trustee, a national banking association organized and existing under
the laws of the United States of America, and having its principal office
located at ____________________________________ in the City of ___________,
State of _______, hath made, constituted and appointed, and does by these
presents make, constitute and appoint Residential Funding Corporation, a
corporation organized and existing under the laws of the State of Delaware, its
true and lawful Attorney-in-Fact, with full power and authority to sign,
execute, acknowledge, deliver, file for record, and record any instrument on its
behalf and to perform such other act or acts as may be customarily and
reasonably necessary and appropriate to effectuate the following enumerated
transactions in respect of any of the mortgages or deeds of trust (the
"Mortgages" and the "Deeds of Trust", respectively) creating a trust or second
lien or an estate in fee simple interest in real property securing a Revolving
Credit Loan and promissory notes secured thereby (the "Mortgage Notes") for
which the undersigned is acting as Indenture Trustee for various Securityholders
(whether the undersigned is named therein as mortgagee or beneficiary or has
become mortgagee by virtue of endorsement of the Mortgage Note secured by any
such Mortgage or Deed of Trust) and for which Residential Funding Corporation is
acting as master servicer.
This appointment shall apply to the following enumerated transactions only:
1. The modification or re-recording of a Mortgage or Deed of Trust, where said
modification or re-recording is for the purpose of correcting the Mortgage
or Deed of Trust to conform same to the original intent of the parties
thereto or to correct title errors discovered after such title insurance
was issued and said modification or re-recording, in either instance, does
not adversely affect the lien of the Mortgage or Deed of Trust as insured.
2. The subordination of the lien of a Mortgage or Deed of Trust to an easement
in favor of a public utility company or a government agency or unit with
powers of eminent domain; this section shall include, without limitation,
the execution of partial satisfactions/releases, partial reconveyances or
the execution of requests to trustees to accomplish same.
3. With respect to a Mortgage or Deed of Trust, the foreclosure, the taking of
a deed in lieu of foreclosure, or the completion of judicial or non-
judicial foreclosure or termination, cancellation or rescission of any such
foreclosure, including, without limitation, any and all of the following
acts:
a. The substitution of trustee(s) serving under a Deed of Trust, in
accordance with state law and the Deed of Trust;
b. Statements of breach or non-performance;
<PAGE>
c. Notices of default;
d. Cancellations/rescissions of notices of default and/or notices of
sale;
e. The taking of a deed in lieu of foreclosure; and
f. Such other documents and actions as may be necessary under the terms
of the Mortgage, Deed of Trust or state law to expeditiously complete
said transactions.
4. The conveyance of the properties to the mortgage insurer, or the closing of
the title to the property to be acquired as real estate owned, or
conveyance of title to real estate owned.
5. The completion of loan assumption agreements.
6. The full satisfaction/release of a Mortgage or Deed of Trust or full
reconveyance upon payment and discharge of all sums secured thereby,
including, without limitation, cancellation of the related Mortgage Note.
7. The assignment of any Mortgage or Deed of Trust and the related Mortgage
Note, in connection with the repurchase of the Revolving Credit Loan
secured and evidenced thereby.
8. The full assignment of a Mortgage or Deed of Trust upon payment and
discharge of all sums secured thereby in conjunction with the refinancing
thereof, including, without limitation, the endorsement of the related
Mortgage Note.
The undersigned gives said Attorney-in-Fact full power and authority to execute
such instruments and to do and perform all and every act and thing necessary and
proper to carry into effect the power or powers granted by or under this Limited
Power of Attorney as fully as the undersigned might or could do, and hereby does
ratify and confirm to all that said Attorney-in-Fact shall lawfully do or cause
to be done by authority hereof.
Third parties without actual notice may rely upon the exercise of the power
granted under this Limited Power of Attorney; and may be satisfied that this
Limited Power of Attorney shall continue in full force and effect has not been
revoked unless an instrument of revocation has been made in writing by the
undersigned.
THE CHASE MANHATTAN BANK, N.A.
--------------------------------
as Indenture Trustee
- ------------------------- -------------------------------
Name: Name:
Title: Title:
<PAGE>
STATE OF )
SS.
COUNTY OF )
On this ___ day of ___________, 199_, before me the undersigned, Notary
Public of said State, personally appeared __________________, personally known
to me to be duly authorized officers of The Chase Manhattan Bank, N.A. that
executed the within instrument and personally known to me to be the persons who
executed the within instrument on behalf of The Chase Manhattan Bank, N.A.
therein named, and acknowledged to me such The Chase Manhattan Bank, N.A.
executed the within instrument pursuant to its by-laws.
WITNESS my hand and official seal.
----------------------------------
Notary Public in and for the
State of
--------------------
<PAGE>
EXHIBIT C
FORM OF REQUEST FOR RELEASE
DATE:
TO:
RE: REQUEST FOR RELEASE OF DOCUMENTS
In connection with your administration of the Class A Ownership Interest, we
request the release of the Mortgage File described below.
Servicing Agreement Dated:
Series #:
Account #:
Pool #:
Loan #:
Borrower Name(s):
Reason for Document Request: (circle one) Revolving Credit Loan
Prepaid in Full
Mortgage Loan Repurchased
"We hereby certify that all amounts received or to be received in connection
with such payments which are required to be deposited have been or will be so
deposited as provided in the Servicing Agreement."
_____________________________________
Residential Funding Corporation
Authorized Signature
******************************************************************
TO CUSTODIAN/INDENTURE TRUSTEE: Please acknowledge this request, and check off
documents being enclosed with a copy of this form. You should retain this form
for your files in accordance with the terms of the Servicing Agreement.
Enclosed Documents: [ ] Promissory Note
[ ] Mortgage or Deed of Trust
[ ] Assignment(s) of Mortgage or
Deed of Trust
[ ] Title Insurance Policy
[ ] Other: ___________________________
- --------------------------------
Name
- --------------------------------
Title
- --------------------------------
Date
<PAGE>
EXHIBIT 4.4
<PAGE>
EXECUTION COPY
================================================================================
RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC.
as Depositor
and
WILMINGTON TRUST COMPANY
as Owner Trustee
_________________________________________
AMENDED AND RESTATED TRUST AGREEMENT
Dated as of May 1, 1996
__________________________________________
Home Equity Loan-Backed Certificates,
Series 1996-HS1
================================================================================
<PAGE>
Table of Contents
Section Page
------- ----
ARTICLE I
Definitions
-----------
1.01. Definitions............................................ 1
-----------
1.02. Other Definitional Provisions.......................... 1
-----------------------------
ARTICLE II
Organization
------------
2.01. Name................................................... 3
----
2.02. Office................................................. 3
------
2.03. Purposes and Powers.................................... 3
-------------------
2.04. Appointment of Owner Trustee........................... 4
----------------------------
2.05. Initial Capital Contribution of Owner Trust Estate..... 4
--------------------------------------------------
2.06. Declaration of Trust................................... 4
--------------------
2.07. Liability of the Holder of the Designated Certificate.. 4
-----------------------------------------------------
2.08. Title to Trust Property................................ 5
-----------------------
2.09. Situs of Trust......................................... 5
--------------
2.10. Representations and Warranties of the Depositor........ 5
-----------------------------------------------
2.11. Payment of Trust Fees.................................. 6
---------------------
ARTICLE III
Conveyance of the Class A Ownership Interest;
---------------------------------------------
Certificates
------------
3.01. Conveyance of the Class A Ownership Interest........... 7
--------------------------------------------
3.02. Initial Ownership...................................... 7
-----------------
3.03. The Initial Certificates; The Variable Funding......... 7
----------------------------------------------
Certificates...........................................
------------
3.04. Authentication of Certificates......................... 8
------------------------------
3.05. Registration of and Limitations on Transfer and
------------------------------------------------
Exchange of Certificates............................... 8
------------------------
3.06. Mutilated, Destroyed, Lost or Stolen Certificates...... 11
-------------------------------------------------
3.07. Persons Deemed Certificateholders...................... 11
---------------------------------
3.08. Access to List of Certificateholders' Names and
-----------------------------------------------
Addresses.............................................. 11
-----------------------------------------------
3.09. Maintenance of Office or Agency........................ 11
-------------------------------
3.10. Certificate Paying Agent............................... 12
------------------------
3.11. Ownership by MATI...................................... 13
-----------------
3.12. Subrogation and Cooperation............................ 13
---------------------------
ARTICLE IV
Authority and Duties of Owner Trustee
-------------------------------------
4.01. General Authority...................................... 15
-----------------
i
<PAGE>
Section Page
------- ----
4.02. General Duties......................................... 15
--------------
4.03. Action upon Instruction................................ 15
-----------------------
4.04. No Duties Except as Specified under Specified
---------------------------------------------
Documents or in Instructions........................... 16
----------------------------
4.05. Restrictions........................................... 16
------------
4.06. Prior Notice to Certificateholders and the Credit
-------------------------------------------------
Enhancer with Respect to Certain Matters............... 16
------------------------------------------
4.07. Action by Certificateholders with Respect to........... 17
--------------------------------------------
Certain Matters........................................
---------------
4.08. Action by Certificateholders with Respect to
--------------------------------------------
Bankruptcy............................................. 17
----------
4.09. Restrictions on Certificateholders' Power.............. 17
-----------------------------------------
4.10. Majority Control....................................... 17
----------------
4.11. Doing Business in Other Jurisdictions.................. 18
-------------------------------------
ARTICLE V
Application of Trust Funds
--------------------------
5.01. Distributions......................................... 19
-------------
5.02. Method of Payment..................................... 19
-----------------
5.03. Signature on Returns.................................. 20
--------------------
5.04. Statements to Certificateholders...................... 20
--------------------------------
5.05. Tax Reporting; Tax Elections.......................... 20
----------------------------
ARTICLE VI
Concerning the Owner Trustee
----------------------------
6.01. Acceptance of Trusts and Duties....................... 21
-------------------------------
6.02. Furnishing of Documents............................... 22
-----------------------
6.03. Representations and Warranties........................ 22
------------------------------
6.04. Reliance; Advice of Counsel........................... 23
---------------------------
6.05. Not Acting in Individual Capacity..................... 23
---------------------------------
6.06. Owner Trustee Not Liable for Certificates or
--------------------------------------------
Related Documents..................................... 23
----------------
6.07. Owner Trustee May Own Certificates and Notes.......... 24
--------------------------------------------
ARTICLE VII
Compensation of Owner Trustee
-----------------------------
7.01. Owner Trustee's Fees and Expenses..................... 25
---------------------------------
7.02. Indemnification....................................... 25
---------------
ARTICLE VIII
Termination of Trust Agreement
------------------------------
8.01. Termination of Trust Agreement........................ 27
------------------------------
ii
<PAGE>
Section Page
------- ----
8.02. Dissolution upon Bankruptcy of the Holder of
--------------------------------------------
the Designated Certificate............................ 28
--------------------------
ARTICLE IX
Successor Owner Trustees and Additional Owner Trustees
------------------------------------------------------
9.01. Eligibility Requirements for Owner Trustee............ 29
------------------------------------------
9.02. Replacement of Owner Trustee.......................... 29
----------------------------
9.03. Successor Owner Trustee............................... 30
-----------------------
9.04. Merger or Consolidation of Owner Trustee.............. 30
----------------------------------------
9.05. Appointment of Co-Trustee or Separate Trustee......... 30
---------------------------------------------
ARTICLE X
Miscellaneous
-------------
10.01. Amendments......................................... 32
----------
10.02. No Legal Title to Owner Trust Estate............... 33
------------------------------------
10.03. Limitations on Rights of Others.................... 33
-------------------------------
10.04. Notices............................................ 34
-------
10.05. Severability....................................... 34
------------
10.06. Separate Counterparts.............................. 34
---------------------
10.07. Successors and Assigns............................. 34
----------------------
10.08. No Petition........................................ 35
-----------
10.09. No Recourse........................................ 35
-----------
10.10. Headings........................................... 35
--------
10.11. GOVERNING LAW...................................... 35
-------------
10.12. Integration........................................ 35
-----------
10.13. Rights of Credit Enhancer To Exercise Rights of
-----------------------------------------------
Certificateholders................................. 35
------------------
Signatures........................................................ 40
EXHIBIT
Exhibit A - Form of Certificate................................... A-1
Exhibit B - Certificate of Trust of Residential Home Equity
Loan Trust 1996-HS1................................ B-1
Exhibit C - Form of 144A Investment Representation................ C-1
Exhibit D - Form of Investor Representation Letter................ D-1
Exhibit E - Form of Transferor Representation Letter.............. E-1
Exhibit F - Form of Certificate of Non-Foreign Status............. F-1
iii
<PAGE>
This Trust Agreement, dated as of May 1, 1996 (as amended from time to
time, this "Trust Agreement"), between RESIDENTIAL FUNDING MORTGAGE
SECURITIES
II, INC., a Delaware corporation, as Depositor (the "Depositor") and Wilmington
Trust Company, a Delaware banking corporation, as Owner Trustee (the "Owner
Trustee"),
WITNESSETH THAT:
In consideration of the mutual agreements herein contained, the Depositor
and the Owner Trustee agree as follows:
ARTICLE I
Definitions
-----------
Section 1.01. Definitions. For all purposes of this Trust Agreement,
-----------
except as otherwise expressly provided herein or unless the context otherwise
requires, capitalized terms not otherwise defined herein shall have the meanings
assigned to such terms in Appendix A to the Indenture. All other capitalized
terms used herein shall have the meanings specified herein.
Section 1.02. Other Definitional Provisions.
-----------------------------
(a) All terms defined in this Trust Agreement shall have the defined
meanings when used in any certificate or other document made or delivered
pursuant hereto unless otherwise defined therein.
(b) As used in this Trust Agreement and in any certificate or other
document made or delivered pursuant hereto or thereto, accounting terms not
defined in this Trust Agreement or in any such certificate or other document,
and accounting terms partly defined in this Trust Agreement or in any such
certificate or other document to the extent not defined, shall have the
respective meanings given to them under generally accepted accounting
principles. To the extent that the definitions of accounting terms in this
Trust Agreement or in any such certificate or other document are inconsistent
with the meanings of such terms under generally accepted accounting principles,
the definitions contained in this Trust Agreement or in any such certificate or
other document shall control.
(c) The words "hereof," "herein," "hereunder" and words of similar import
when used in this Trust Agreement shall refer to this Trust Agreement as a whole
and not to any particular provision of this Trust Agreement; Section and Exhibit
references contained in this Trust Agreement are references to Sections and
Exhibits in or to this Trust Agreement unless otherwise specified; and the term
"including" shall mean "including without limitation".
(d) The definitions contained in this Trust Agreement are applicable to the
singular as well as the plural forms of such terms and to the masculine as well
as to the feminine and neuter genders of such terms.
1
<PAGE>
(e) Any agreement, instrument or statute defined or referred to herein or
in any instrument or certificate delivered in connection herewith means such
agreement, instrument or statute as from time to time amended, modified or
supplemented and includes (in the case of agreements or instruments) references
to all attachments thereto and instruments incorporated therein; references to a
Person are also to its permitted successors and assigns.
2
<PAGE>
ARTICLE II
Organization
------------
Section 2.01. Name. The trust created hereby (the "Trust") shall be known
----
as "Home Equity Loan Trust 1996-HS1," in which name the Owner Trustee may
conduct the business of the Trust, make and execute contracts and other
instruments on behalf of the Trust and sue and be sued.
Section 2.02. Office. The office of the Trust shall be in care of the
------
Owner Trustee at the Corporate Trust Office or at such other address in Delaware
as the Owner Trustee may designate by written notice to the Certificateholders
and the Depositor.
Section 2.03. Purposes and Powers. The purpose of the Trust is to engage
-------------------
in the following activities:
(i) to issue the Notes pursuant to the Indenture and the Certificates
pursuant to this Trust Agreement and to sell the Notes and the
Certificates;
(ii) to purchase the Class A Ownership Interest in 1996-HS1 LLC, a
limited liability company (the "1996-HS1 LLC"), to act as Managing Member
of 1996-HS1 LLC and to pay the organizational, start-up and transactional
expenses of the Trust;
(iii) to assign, grant, transfer, pledge and convey the Class A
Ownership Interest pursuant to the Indenture and to hold, manage and
distribute to the Certificateholders pursuant to Section 5.01 any portion
of the Class A Ownership Interest released from the Lien of, and remitted
to the Trust pursuant to the Indenture;
(iv) to enter into and perform its obligations under the Basic
Documents to which it is to be a party;
(v) to engage in those activities, including entering into
agreements, that are necessary, suitable or convenient to accomplish the
foregoing or are incidental thereto or connected therewith, including,
without limitation, to accept additional contributions of equity that are
not subject to the Lien of the Indenture; and
(vi) subject to compliance with the Basic Documents, to engage in
such other activities as may be required in connection with conservation of
the Owner Trust Estate and the making of distributions to the
Certificateholders and the Noteholders.
The Trust is hereby authorized to engage in the foregoing activities. The
Trust shall not engage in any activity other than in connection with the
foregoing or other than as required or authorized by the terms of this Trust
Agreement or the Basic Documents while any Note is outstanding without the
consent of a majority of the Certificateholders and the Indenture Trustee.
3
<PAGE>
Section 2.04. Appointment of Owner Trustee. The Depositor hereby appoints
----------------------------
the Owner Trustee as trustee of the Trust effective as of the date hereof, to
have all the rights, powers and duties set forth herein.
Section 2.05. Initial Capital Contribution of Owner Trust Estate. The
--------------------------------------------------
Depositor hereby sells, assigns, transfers, conveys and sets over to the Trust,
as of the date hereof, the sum of $1. The Owner Trustee hereby acknowledges
receipt in trust from the Depositor, as of the date hereof, of the foregoing
contribution, which shall constitute the initial corpus of the Trust and shall
be deposited in the Certificate Distribution Account. The Owner Trustee also
acknowledges on behalf of the Issuer, the receipt in trust of the Class A
Ownership Interest and a Credit Enhancement Instrument assigned to the Trust
pursuant to Section 3.01, which shall constitute the Owner Trust Estate.
Section 2.06. Declaration of Trust. The Owner Trustee hereby declares
--------------------
that it shall hold the Owner Trust Estate in trust upon and subject to the
conditions set forth herein for the use and benefit of the Certificateholders,
subject to the obligations of the Trust under the Basic Documents. It is the
intention of the parties hereto that the Trust constitute a business trust under
the Business Trust Statute and that this Trust Agreement constitute the
governing instrument of such business trust. It is the intention of the parties
hereto that, solely for income and franchise tax purposes, the Trust shall be
treated as a partnership, with the assets of the partnership being the Owner
Trust Estate, the partners of the partnership being the Certificateholders and
the Notes being debt of the partnership and the provisions of this Trust
Agreement shall be interpreted to further this intention. Solely for income and
franchise tax purposes, the rights of the Certificateholders (other than the
Holder of the Designated Certificate) will be those of limited partners and the
rights of the Holder of the Designated Certificate will be those of a general
partner in a partnership formed under the Delaware Revised Uniform Limited
Partnership Act. The parties agree that, unless otherwise required by
appropriate tax authorities, the Trust will file or cause to be filed annual or
other necessary returns, reports and other forms consistent with the
characterization of the Trust as a partnership for such tax purposes. Effective
as of the date hereof, the Owner Trustee shall have all rights, powers and
duties set forth herein and in the Business Trust Statute with respect to
accomplishing the purposes of the Trust.
Section 2.07. Liability of the Holder of the Designated Certificate. (a)
-----------------------------------------------------
The Holder of the Designated Certificate shall be liable directly to and shall
indemnify any injured party for all losses, claims, damages, liabilities and
expenses of the Trust (including Expenses, to the extent not paid out of the
Owner Trust Estate) to the extent that the Holder of the Designated Certificate
would be liable if the Trust were a partnership under the Delaware Revised
Uniform Limited Partnership Act in which the Holder of the Designated
Certificate were a general partner; provided, however, that the Holder of the
Designated Certificate shall not be liable for payments required to be made on
the Securities, or for any losses incurred by a Certificateholder in the
capacity of an investor in the Certificates or a Noteholder in the capacity of
an investor in the Notes or the Credit Enhancer for any amount due and owing
under the Credit Enhancement Instrument. The Holder of the Designated
Certificate shall be liable for any entity level taxes imposed on the Trust. In
addition, any third party creditors of the Trust, including the Credit Enhancer
(other than in connection with the obligations described in the first sentence
of this Section 2.07 for which the Holder of the Designated Certificate shall
not be liable) shall
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be deemed third party beneficiaries of this paragraph. The obligations of the
Holder of the Designated Certificate under this paragraph shall be evidenced by
the Designated Certificate.
(b) Subject to subsection (a) above, the Certificateholders shall be
entitled to the same limitation of personal liability extended to stockholders
of private corporations for profit organized under the General Corporation Law
of the State of Delaware.
Section 2.08. Title to Trust Property. Legal title to the Owner Trust
-----------------------
Estate shall be vested at all times in the Trust as a separate legal entity
except where applicable law in any jurisdiction requires title to any part of
the Owner Trust Estate to be vested in a trustee or trustees, in which case
title shall be deemed to be vested in the Owner Trustee, a co-trustee and/or a
separate trustee, as the case may be.
Section 2.09. Situs of Trust. The Trust will be located and administered
--------------
in the State of Delaware. All bank accounts maintained by the Owner Trustee on
behalf of the Trust shall be located in the State of Delaware or the State of
New York. The Trust shall not have any employees in any state other than
Delaware; provided, however, that nothing herein shall restrict or prohibit the
Owner Trustee from having employees within or without the State of Delaware or
taking actions outside the State of Delaware in order to comply with Section
2.03. Payments will be received by the Trust only in Delaware or New York, and
payments will be made by the Trust only from Delaware or New York. The only
office of the Trust will be at the Corporate Trust Office in Delaware.
Section 2.10. Representations and Warranties of the Depositor. The
-----------------------------------------------
Depositor hereby represents and warrants to the Owner Trustee that:
(i) The Depositor is duly organized and validly existing as a
corporation in good standing under the laws of the State of Delaware, with
power and authority to own its properties and to conduct its business as
such properties are currently owned and such business is presently
conducted.
(ii) The Depositor is duly qualified to do business as a
foreign corporation in good standing and has obtained all necessary
licenses and approvals in all jurisdictions in which the ownership or lease
of its property or the conduct of its business shall require such
qualifications and in which the failure to so qualify would have a material
adverse effect on the business, properties, assets or condition (financial
or other) of the Depositor and the ability of the Depositor to perform
under this Trust Agreement.
(iii) The Depositor has the power and authority to execute and
deliver this Trust Agreement and to carry out its terms; the Depositor has
full power and authority to sell and assign the property to be sold and
assigned to and deposited with the Trust as part of the Trust and the
Depositor has duly authorized such sale and assignment and deposit to the
Trust by all necessary corporate action; and the execution, delivery and
performance of this Trust Agreement have been duly authorized by the
Depositor by all necessary corporate action.
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(iv) The consummation of the transactions contemplated by this
Trust Agreement and the fulfillment of the terms hereof do not conflict
with, result in any breach of any of the terms and provisions of, or
constitute (with or without notice or lapse of time) a default under, the
articles of incorporation or bylaws of the Depositor, or any indenture,
agreement or other instrument to which the Depositor is a party or by which
it is bound; nor result in the creation or imposition of any Lien upon any
of its properties pursuant to the terms of any such indenture, agreement or
other instrument (other than pursuant to the Basic Documents); nor violate
any law or, to the best of the Depositor's knowledge, any order, rule or
regulation applicable to the Depositor of any court or of any federal or
state regulatory body, administrative agency or other governmental
instrumentality having jurisdiction over the Depositor or its properties.
Section 2.11. Payment of Trust Fees. The Owner Trustee shall pay the
---------------------
Trust's fees and expenses incurred with respect to the performance of the
Trust's duties under the Indenture.
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ARTICLE III
Conveyance of the Class A Ownership Interest;
---------------------------------------------
Certificates
------------
Section 3.01. Conveyance of the Class A Ownership Interest. The
--------------------------------------------
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, convey, sell and assign to the Trust, on behalf of the Holders of the
Notes and the Certificates and the Credit Enhancer, without recourse, all its
right, title and interest in and to the Class A Ownership Interest. The
Depositor will also provide the Trust with the Credit Enhancement Instrument.
The parties hereto intend that the transaction set forth herein be a sale
by the Depositor to the Trust of all of its right, title and interest in and to
the Class A Ownership Interest. In the event that the transaction set forth
herein is not deemed to be a sale, the Depositor hereby grants to the Trust a
security interest in all of its right, title and interest in, to and under the
Owner Trust Estate, all distributions thereon and all proceeds thereof; and this
Trust Agreement shall constitute a security agreement under applicable law.
Section 3.02. Initial Ownership. Upon the formation of the Trust by the
-----------------
contribution by the Depositor pursuant to Section 2.05 and until the conveyance
of the Class A Ownership Interest pursuant to Section 3.01 and the issuance of
the Certificates, the Depositor shall be the sole Certificateholder.
Section 3.03. The Initial Certificates; The Variable Funding
----------------------------------------------
Certificates. (a) The Initial Certificates shall be issued in minimum
denominations of $250,000 and in integral multiples of $10,000 in excess
thereof; except for one Initial Certificate that may not be in an integral
multiple of $10,000; provided, however, that the Designated Certificate
initially issued pursuant to Section 3.11 may be issued in the amount of
$140,938. The Capped Funding Certificates will be issued in minimum initial
Security Balances of $10,000 and integral multiples of $1,000 in excess thereof,
together with any additional amount necessary to cover (i) the aggregate initial
Security Balance of the Capped Funding Certificates issued at the time of the
initial denominational exchange thereof or (ii) the aggregate initial Security
Balance of any Capped Funding Certificates issued in an exchange described in
subsection (d) below.
The Certificates shall be executed on behalf of the Trust by manual or
facsimile signature of an authorized officer of the Owner Trustee and
authenticated in the manner provided in Section 3.04. Certificates bearing the
manual or facsimile signatures of individuals who were, at the time when such
signatures shall have been affixed, authorized to sign on behalf of the Trust,
shall be validly issued and entitled to the benefit of this Trust Agreement,
notwithstanding that such individuals or any of them shall have ceased to be so
authorized prior to the authentication and delivery of such Certificates or did
not hold such offices at the date of authentication and delivery of such
Certificates. A Person shall become a Certificateholder and shall be entitled
to the rights and subject to the obligations of a Certificateholder hereunder
upon such Person's acceptance of a Certificate duly registered in such Person's
name, pursuant to Section 3.05.
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A transferee of a Certificate shall become a Certificateholder and shall be
entitled to the rights and subject to the obligations of a Certificateholder
hereunder upon such transferee's acceptance of a Certificate duly registered in
such transferee's name pursuant to and upon satisfaction of the conditions set
forth in Section 3.05.
(b) On each Payment Date, the aggregate Security Balance of the Variable
Funding Certificates shall be increased by an amount equal to 8.00% of the
Additional Balance Differential for such Payment Date, subject to the Maximum
Variable Funding Certificate Balance and the terms and conditions set forth
below. On each Payment Date, 1.00% of the aggregate Security Balance increase
of the Variable Funding Certificates shall be allocated to one Variable Funding
Certificate which shall be held as part of the Designated Certificates pursuant
to Section 3.11.
(c) The Variable Funding Certificate issued on the Closing Date shall bear
the Designation "VFC-1" and each new Variable Funding Certificate will bear
sequential numerical designations in the order of their issuance.
(d) In addition to the foregoing, if at any time a Variable Funding
Certificate has a Security Balance of at least $10,000, such Variable Funding
Certificate may be exchanged pursuant to Section 3.05 for (i) one or more Capped
Funding Certificates in minimum denominations as set forth in subsection (a)
above, which shall bear the designation "Capped" in addition to any other
applicable designation, and (ii) a new Variable Funding Certificate having an
initial Security Balance equal to the excess of the outstanding Security Balance
of the Variable Funding Certificate so surrendered over the initial Security
Balances of the Capped Funding Certificates referred to in clause (i) above.
Section 3.04. Authentication of Certificates. Concurrently with the
------------------------------
acquisition of the Class A Ownership Interest by the Trust, the Owner Trustee or
the Certificate Paying Agent shall cause the Initial Certificates in an
aggregate principal amount equal to the Initial Security Balance of the Initial
Certificates to be executed on behalf of the Trust, authenticated and delivered
to or upon the written order of the Depositor, signed by its chairman of the
board, its president or any vice president, without further corporate action by
the Depositor, in authorized denominations. No Certificate shall entitle its
holder to any benefit under this Trust Agreement or be valid for any purpose
unless there shall appear on such Certificate a certificate of authentication
substantially in the form set forth in Exhibit A, executed by the Owner Trustee
or the Certificate Paying Agent, by manual signature; such authentication shall
constitute conclusive evidence that such Certificate shall have been duly
authenticated and delivered hereunder. All Certificates shall be dated the date
of their authentication.
Section 3.05. Registration of and Limitations on Transfer and Exchange of
-----------------------------------------------------------
Certificates. The Certificate Registrar shall keep or cause to be kept, at the
- ------------
office or agency maintained pursuant to Section 3.09, a Certificate Register in
which, subject to such reasonable regulations as it may prescribe, the
Certificate Registrar shall provide for the registration of Certificates and of
transfers and exchanges of Certificates as herein provided. The Indenture
Trustee shall be the initial Certificate Registrar. If the Certificate
Registrar resigns or is removed, the Owner Trustee shall appoint a successor
Certificate Registrar.
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Subject to satisfaction of the conditions set forth below and to the
provisions of Section 3.11 with respect to the Designated Certificate, upon
surrender for registration of transfer of any Certificate at the office or
agency maintained pursuant to Section 3.09, the Owner Trustee shall execute,
authenticate and deliver (or shall cause the Certificate Registrar as its
authenticating agent to authenticate and deliver) in the name of the designated
transferee or transferees, one or more new Certificates in authorized
denominations of a like aggregate amount dated the date of authentication by the
Owner Trustee or any authenticating agent. At the option of a
Certificateholder, Certificates may be exchanged for other Certificates of
authorized denominations of a like aggregate amount upon surrender of the
Certificates to be exchanged at the office or agency maintained pursuant to
Section 3.09.
Every Certificate presented or surrendered for registration of transfer or
exchange shall be accompanied by a written instrument of transfer in form
satisfactory to the Certificate Registrar duly executed by the Certificateholder
or such Certificateholder's attorney duly authorized in writing. Each
Certificate surrendered for registration of transfer or exchange shall be
cancelled and subsequently disposed of by the Certificate Registrar in
accordance with its customary practice.
No service charge shall be made for any registration of transfer or
exchange of Certificates, but the Owner Trustee or the Certificate Registrar may
require payment of a sum sufficient to cover any tax or governmental charge that
may be imposed in connection with any transfer or exchange of Certificates.
Each Certificateholder shall establish its non-foreign status by submitting
to the Certificate Paying Agent an IRS Form W-9 and the Certificate of Non-
Foreign Status set forth in Exhibit F hereto or, alternatively, such
Certificateholder will be subject to United States federal withholding tax at a
rate of 30 percent, unless reduced or eliminated pursuant to an applicable
treaty.
No Variable Funding Certificate, other than any Capped Funding Certificate
may be transferred. Subject to the provisions set forth below, Capped Funding
Certificates may be transferred, provided that with respect to the initial
transfer thereof by the Seller prior written notification of such transfer shall
have been given to the Rating Agencies and to the Credit Enhancer by the Seller.
No transfer, sale, pledge or other disposition of a Certificate shall be
made unless such transfer, sale, pledge or other disposition is exempt from the
registration requirements of the Securities Act and any applicable state
securities laws or is made in accordance with said Act and laws. In the event
of any such transfer, the Certificate Registrar or the Depositor shall prior to
such transfer require the transferee to execute (A) either (i) (a) an investment
letter in substantially the form attached hereto as Exhibit C (or in such form
and substance reasonably satisfactory to the Certificate Registrar and the
Depositor) which investment letters shall not be an expense of the Trust, the
Owner Trustee, the Certificate Registrar, the Master Servicer or the Depositor
and which investment letter states that, among other things, such transferee (a)
is a "qualified institutional buyer" as defined under Rule 144A, acting for its
own account or the accounts of other "qualified institutional buyers" as defined
under Rule 144A, and (b) is aware that the proposed transferor intends to rely
on the exemption from registration requirements
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under the Securities Act of 1933, as amended, provided by Rule 144A or (ii) (a)
a written Opinion of Counsel acceptable to and in form and substance
satisfactory to the Certificate Registrar and the Depositor that such transfer
may be made pursuant to an exemption, describing the applicable exemption and
the basis therefor, from said Act and laws or is being made pursuant to said Act
and laws, which Opinion of Counsel shall not be an expense of the Issuer, the
Owner Trustee, the Certificate Registrar, the Master Servicer or the Depositor
and (b) the transferee executes a representation letter, substantially in the
form of Exhibit D hereto, and the transferor executes a representation letter,
substantially in the form of Exhibit E hereto, each acceptable to and in form
and substance satisfactory to the Certificate Registrar and the Depositor
certifying the facts surrounding such transfer, which representation letters
shall not be an expense of the Issuer, the Owner Trustee, the Certificate
Registrar, the Master Servicer of the Depositor and (B) the Certificate of Non-
Foreign Status (in substantially the form attached hereto as Exhibit F)
acceptable to and in form and substance reasonably satisfactory to the
Certificate Registrar and the Depositor, which certificate shall not be an
expense of the Trust, the Owner Trustee, the Certificate Registrar or the
Depositor provided, however, that if a Certificate of Non-Foreign Status is not
provided to the Certificate Registrar and the Depositor upon transfer, the
transferee will be subject to United States federal withholding tax at a rate of
30 percent, unless reduced or eliminated pursuant to an applicable treaty. The
Certificateholder desiring to effect such transfer shall, and does hereby agree
to, indemnify the Trust, the Owner Trustee, the Certificate Registrar, the
Master Servicer and the Depositor against any liability that may result if the
transfer is not so exempt or is not made in accordance with such federal and
state laws.
No transfer of a Certificate shall be made unless the Certificate Registrar
shall have received either (i) a representation letter from the proposed
transferee of such Certificate to the effect that such proposed transferee is
not an employee benefit plan subject to the fiduciary responsibility provisions
of ERISA, or Section 4975 of the Code, or a Person acting on behalf of any such
plan or using the assets of any such plan, which representation letter shall not
be an expense of the Trust, Owner Trustee, the Certificate Registrar, the Master
Servicer or the Depositor or (ii) in the case of any such certificate presented
for registration in the name of an employee benefit plan subject to the
fiduciary responsibility provisions of ERISA, or Section 4975 of the Code (or
comparable provisions of any subsequent enactments), or a trustee of any such
plan, or any other Person who is using the assets of any such plan to effect
such acquisition, a certification of facts and an Opinion of Counsel, in form
and substance reasonably satisfactory to, and addressed and delivered to, the
Trust, the Certificate Registrar and the Depositor, to the effect that the
purchase or holding of such Certificate will not result in the assets of the
Owner Trust Estate being deemed to be "plan assets" and subject to the fiduciary
responsibility provisions of ERISA or the prohibited transaction provisions of
the Code, will not constitute or result in a prohibited transaction within the
meaning of Section 406 or Section 407 of ERISA or Section 4975 of the Code, and
will not subject the Trust, the Owner Trustee, the Certificate Registrar or the
Depositor to any obligation or liability (including obligations or liabilities
under ERISA or Section 4975 of the Code) in addition to those explicitly
undertaken in this Trust Agreement which Opinion of Counsel shall not be an
expense of the Trust, the Owner Trustee, the Certificate Registrar or Depositor.
In addition, no transfer of a Certificate shall be permitted, and no such
transfer shall be registered by the Certificate Registrar or be effective
hereunder, if such transfer or the
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registration of such transfer would cause the Issuer to be classified as a
publicly traded partnership, taxable as a corporation for federal income tax
purposes by causing the Issuer to have more than 100 Certificateholders at any
time during the taxable year of the Issuer.
Section 3.06. Mutilated, Destroyed, Lost or Stolen Certificates. If (a)
-------------------------------------------------
any mutilated Certificate shall be surrendered to the Certificate Registrar, or
if the Certificate Registrar shall receive evidence to its satisfaction of the
destruction, loss or theft of any Certificate and (b) there shall be delivered
to the Certificate Registrar and the Owner Trustee such security or indemnity as
may be required by them to save each of them and the Issuer harmless, then in
the absence of notice to the Certificate Registrar or the Owner Trustee that
such Certificate has been acquired by a bona fide purchaser, the Owner Trustee
shall execute on behalf of the Trust and the Owner Trustee or the Certificate
Paying Agent, as the Trust's authenticating agent, shall authenticate and
deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or
stolen Certificate, a new Certificate of like tenor and denomination. In
connection with the issuance of any new Certificate under this Section 3.06, the
Owner Trustee or the Certificate Registrar may require the payment of a sum
sufficient to cover any tax or other governmental charge that may be imposed in
connection therewith. Any duplicate Certificate issued pursuant to this Section
3.06 shall constitute conclusive evidence of ownership in the Trust, as if
originally issued, whether or not the lost, stolen or destroyed Certificate
shall be found at any time.
Section 3.07. Persons Deemed Certificateholders. Prior to due
---------------------------------
presentation of a Certificate for registration of transfer, the Owner Trustee,
the Certificate Registrar or any Certificate Paying Agent may treat the Person
in whose name any Certificate is registered in the Certificate Register as the
owner of such Certificate for the purpose of receiving distributions pursuant to
Section 5.02 and for all other purposes whatsoever, and none of the Trust, the
Owner Trustee, the Certificate Registrar or any Paying Agent shall be bound by
any notice to the contrary.
Section 3.08. Access to List of Certificateholders' Names and Addresses.
---------------------------------------------------------
The Certificate Registrar shall furnish or cause to be furnished to the
Depositor or the Owner Trustee, within 15 days after receipt by the Certificate
Registrar of a written request therefor from the Depositor or the Owner Trustee,
a list, in such form as the Depositor or the Owner Trustee, as the case may be,
may reasonably require, of the names and addresses of the Certificateholders as
of the most recent Record Date. Each Holder, by receiving and holding a
Certificate, shall be deemed to have agreed not to hold any of the Trust, the
Depositor, the Holder of the Designated Certificate, the Certificate Registrar
or the Owner Trustee accountable by reason of the disclosure of its name and
address, regardless of the source from which such information was derived.
Section 3.09. Maintenance of Office or Agency. The Owner Trustee on
-------------------------------
behalf of the Trust, shall maintain in the City of New York, The City of New
York, an office or offices or agency or agencies where Certificates may be
surrendered for registration of transfer or exchange and where notices and
demands to or upon the Owner Trustee in respect of the Certificates and the
Basic Documents may be served. The Owner Trustee initially designates the
Corporate Trust Office of the Indenture Trustee as its office for such purposes.
The Owner Trustee shall give prompt written notice to the Depositor, the Holder
of the Designated
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Certificate and the Certificateholders of any change in the location of the
Certificate Register or any such office or agency.
Section 3.10. Certificate Paying Agent. (a) The Certificate Paying
------------------------
Agent shall make distributions to Certificateholders from the Certificate
Distribution Account on behalf of the Trust in accordance with the provisions of
the Certificates and Section 5.01 hereof from payments remitted to the
Certificate Paying Agent by the Indenture Trustee pursuant to Section 3.05 of
the Indenture. The Trust hereby appoints the Indenture Trustee as Certificate
Paying Agent and the Indenture Trustee hereby accepts such appointment and
further agrees that it will be bound by the provisions of this Trust Agreement
relating to the Certificate Paying Agent and shall:
(i) hold all sums held by it for the payment of amounts due with
respect to the Certificates in trust for the benefit of the Persons
entitled thereto until such sums shall be paid to such Persons or otherwise
disposed of as herein provided;
(ii) give the Owner Trustee notice of any default by the Trust of
which it has actual knowledge in the making of any payment required to be
made with respect to the Certificates;
(iii) at any time during the continuance of any such default,
upon the written request of the Owner Trustee forthwith pay to the Owner
Trustee on behalf of the Trust all sums so held in Trust by such
Certificate Paying Agent;
(iv) immediately resign as Certificate Paying Agent and forthwith
pay to the Owner Trustee on behalf of the Trust all sums held by it in
trust for the payment of Certificates if at any time it ceases to meet the
standards required to be met by the Certificate Paying Agent at the time of
its appointment;
(v) comply with all requirements of the Code with respect to the
withholding from any payments made by it on any Certificates of any
applicable withholding taxes imposed thereon and with respect to any
applicable reporting requirements in connection therewith; and
(vi) deliver to the Owner Trustee a copy of the report to
Certificateholders prepared with respect to each Payment Date by the Master
Servicer pursuant to Section 4.01 of the Servicing Agreement.
(b) On the second LIBOR Business Day immediately preceding (i) the Closing
Date in the case of the first Interest Period and (ii) the first day of each
succeeding Interest Period, the Certificate Paying Agent shall determine LIBOR
and the Certificate Rate for such Interest Period and shall inform the Master
Servicer and the Depositor at their respective facsimile numbers given to the
Certificate Paying Agent in writing thereof.
(c) The Trust may revoke such power and remove the Certificate Paying Agent
if the Owner Trustee determines in its sole discretion that the Certificate
Paying Agent shall have failed to perform its obligations under this Trust
Agreement in any material respect. The
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Indenture Trustee shall be permitted to resign as Certificate Paying Agent upon
30 days written notice to the Owner Trustee; provided the Indenture Trustee is
also resigning as Paying Agent under the Indenture at such time. In the event
that the Indenture Trustee shall no longer be the Certificate Paying Agent under
this Trust Agreement and Paying Agent under the Indenture, the Owner Trustee
shall appoint a successor to act as Certificate Paying Agent (which shall be a
bank or trust company) and which shall also be the successor Paying Agent under
the Indenture. The Owner Trustee shall cause such successor Certificate Paying
Agent or any additional Certificate Paying Agent appointed by the Owner Trustee
to execute and deliver to the Owner Trustee an instrument to the effect set
forth in this Section 3.10 as it relates to the Certificate Paying Agent. The
Certificate Paying Agent shall return all unclaimed funds to the Trust and upon
removal of a Certificate Paying Agent such Certificate Paying Agent shall also
return all funds in its possession to the Trust. The provisions of Sections
6.01, 6.03, 6.04 and 7.01 shall apply to the Certificate Paying Agent to the
extent applicable. Any reference in this Agreement to the Certificate Paying
Agent shall include any co-paying agent unless the context requires otherwise.
(d) The Certificate Paying Agent shall establish and maintain with itself a
trust account (the "Certificate Distribution Account") in which the Certificate
Paying Agent shall, deposit, on the same day as it is received from the
Indenture Trustee, each remittance received by the Certificate Paying Agent with
respect to payments made pursuant to the Indenture. The Certificate Paying
Agent shall make all distributions of Certificate Distribution Amounts and
Certificate Preferred Return on the Certificates, from moneys on deposit in the
Certificate Distribution Account.
Section 3.11. Ownership by MATI. (a) MATI shall on the Closing Date
-----------------
purchase a Certificate representing approximately 1% of the Initial Security
Balance of the Initial Certificates and shall take delivery of the Variable
Funding Certificate referred to in the second sentence of Section 3.03(b)
(collectively, the "Designated Certificates") and shall thereafter retain
beneficial and record ownership of the Designated Certificates. The Owner
Trustee shall cause the Designated Certificates to contain a legend stating
"THIS CERTIFICATE IS NOT TRANSFERABLE EXCEPT UPON SATISFACTION OF THE
CONDITIONS
IN SECTION 3.11(b) OF THE TRUST AGREEMENT."
(b) The Designated Certificates shall, for income and franchise tax
purposes, be treated as the general partnership interest of the Trust in
accordance with Sections 2.06 and 2.07. The Designated Certificates shall not
be transferred by MATI or any subsequent Holder unless (a) the transferee shall
be either (1) an Affiliate of the Seller, or (2) a "qualified institutional
buyer" under Rule 144A under the Securities Act in which case the prior written
consent of the Credit Enhancer is obtained, which will not be unreasonably
withheld, (b) the applicable provisions of Section 3.05 are satisfied, (c) the
Certificate Registrar receives an Opinion of Counsel to the effect that the
transfer of the Designated Certificates shall not cause the Trust to be subject
to an entity level tax and (d) the Rating Agencies shall consent to such
transfer.
Section 3.12. Subrogation and Cooperation. (a) The Owner Trustee
---------------------------
acknowledges that (i) to the extent the Credit Enhancer makes payments under the
Credit Enhancement Instrument on account of principal of or interest on the
Class A Ownership Interest, the Credit Enhancer
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will be fully subrogated to the rights of the holder of the Class A Ownership
Interest to receive such principal and interest from the 1996-HS1 LLC, and (ii)
the Credit Enhancer shall be paid such principal and interest but only from the
sources and in the manner provided herein, in the Operating Agreement and in the
Insurance Agreement for the payment of such principal and interest.
The Trustee shall cooperate in all respects with any reasonable request by
the Credit Enhancer for action to preserve or enforce the Credit Enhancer's
rights or interest under this Trust Agreement or the Insurance Agreement,
consistent with this Trust Agreement and without limiting the rights of the
Certificateholders as otherwise set forth in the Trust Agreement.
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ARTICLE IV
Authority and Duties of Owner Trustee
-------------------------------------
Section 4.01. General Authority. The Owner Trustee is authorized and
-----------------
directed to execute and deliver the Basic Documents to which the Trust is to be
a party and each certificate or other document attached as an exhibit to or
contemplated by the Basic Documents to which the Trust is to be a party and any
amendment or other agreement or instrument described herein, in each case, in
such form as the Owner Trustee shall approve, as evidenced conclusively by the
Owner Trustee's execution thereof. In addition to the foregoing, the Owner
Trustee is obligated to take all actions required of the Trust pursuant to the
Basic Documents.
Section 4.02. General Duties. The Owner Trustee shall be responsible to
--------------
administer the Trust pursuant to the terms of this Trust Agreement and the Basic
Documents to which the Trust is a party and in the interest of the
Certificateholders, subject to the Basic Documents and in accordance with the
provisions of this Trust Agreement. In the event of any request made to the
Issuer, as the Class A Ownership Interest Holder, for consent to any transfer of
any interest in any portion of the Class B Ownership Interest, the Owner Trustee
shall respond to such request in its discretion on behalf of the Issuer and
shall not be required to consult with the Certificateholders or the Indenture
Trustee.
Section 4.03. Action upon Instruction. (a) Subject to this Article IV
-----------------------
and in accordance with the terms of the Basic Documents, the Certificateholders
may by written instruction direct the Owner Trustee in the management of the
Trust. Such direction may be exercised at any time by written instruction of
the Certificateholders pursuant to this Article IV.
(b) Notwithstanding the foregoing, the Owner Trustee shall not be required
to take any action hereunder or under any Basic Document if the Owner Trustee
shall have reasonably determined, or shall have been advised by counsel, that
such action is likely to result in liability on the part of the Owner Trustee or
is contrary to the terms hereof or of any Basic Document or is otherwise
contrary to law.
(c) Whenever the Owner Trustee is unable to decide between alternative
courses of action permitted or required by the terms of this Trust Agreement or
under any Basic Document, or in the event that the Owner Trustee is unsure as to
the application of any provision of this Trust Agreement or any Basic Document
or any such provision is ambiguous as to its application, or is, or appears to
be, in conflict with any other applicable provision, or in the event that this
Trust Agreement permits any determination by the Owner Trustee or is silent or
is incomplete as to the course of action that the Owner Trustee is required to
take with respect to a particular set of facts, the Owner Trustee shall promptly
give notice (in such form as shall be appropriate under the circumstances) to
the Certificateholders (with a copy to the Credit Enhancer) requesting
instruction as to the course of action to be adopted, and to the extent the
Owner Trustee acts in good faith in accordance with any written instructions
received from Holders of Certificates representing a majority of the Security
Balance thereof, the Owner Trustee shall not be liable on account of such action
to any Person. If the Owner Trustee shall not have received appropriate
instruction within 10 days of such notice (or within such shorter period of time
as reasonably may be specified in such notice or may be necessary under the
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circumstances) it may, but shall be under no duty to, take or refrain from
taking such action not inconsistent with this Trust Agreement or the Basic
Documents, as it shall deem to be in the best interests of the
Certificateholders, and the Owner Trustee shall have no liability to any Person
for such action or inaction.
Section 4.04. No Duties Except as Specified under Specified Documents or
----------------------------------------------------------
in Instructions. The Owner Trustee shall not have any duty or obligation to
- ---------------
manage, make any payment with respect to, register, record, sell, dispose of, or
otherwise deal with the Owner Trust Estate, or to otherwise take or refrain from
taking any action under, or in connection with, any document contemplated hereby
to which the Owner Trustee is a party, except as expressly provided (i) in
accordance with the powers granted to and the authority conferred upon the Owner
Trustee pursuant to this Trust Agreement, (ii) in accordance with the Basic
Documents and (iii) in accordance with any document or instruction delivered to
the Owner Trustee pursuant to Section 4.03; and no implied duties or obligations
shall be read into this Trust Agreement or any Basic Document against the Owner
Trustee. The Owner Trustee shall have no responsibility for filing any
financing or continuation statement in any public office at any time or to
otherwise perfect or maintain the perfection of any security interest or lien
granted to it hereunder or to prepare or file any Securities and Exchange
Commission filing for the Trust or to record this Trust Agreement or any Basic
Document. The Owner Trustee nevertheless agrees that it will, at its own cost
and expense, promptly take all action as may be necessary to discharge any liens
on any part of the Owner Trust Estate that result from actions by, or claims
against, the Owner Trustee that are not related to the ownership or the
administration of the Owner Trust Estate.
Section 4.05. Restrictions. (a) The Owner Trustee shall not take any
------------
action (x) that is inconsistent with the purposes of the Trust set forth in
Section 2.03 or (y) that, to the actual knowledge of the Owner Trustee, would
result in the Trust becoming taxable as a corporation for federal income tax
purposes. The Certificateholders shall not direct the Owner Trustee to take
action that would violate the provisions of this Section 4.06.
(b) The Owner Trustee shall not convey or transfer any of the Trust's
properties or assets, including those included in the Trust Estate, to any
person unless (a) it shall have received an Opinion of Counsel to the effect
that such transaction will not have any material adverse tax consequence to the
Trust or any Certificateholder and (b) such conveyance or transfer shall not
violate the provisions of Section 3.16(b) of the Indenture.
Section 4.06. Prior Notice to Certificateholders and the Credit Enhancer
----------------------------------------------------------
with Respect to Certain Matters. With respect to the following matters, the
- -------------------------------
Owner Trustee shall not take action unless at least 30 days before the taking of
such action, the Owner Trustee shall have notified the Certificateholders and
the Credit Enhancer in writing of the proposed action and Holders of
Certificates representing a majority of the Security Balance thereof and the
Credit Enhancer shall not have notified the Owner Trustee in writing prior to
the 30th day after such notice is given that such Certificateholders have
withheld consent or provided alternative direction:
(a) the initiation of any claim or lawsuit by the Trust (except claims or
lawsuits brought in connection with the collection of cash distributions due and
owing under the Class A Ownership Interest) and the compromise of any action,
claim or lawsuit brought by or against
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the Trust (except with respect to the aforementioned claims or lawsuits for
collection of cash distributions due and owing under the Class A Ownership
Interest);
(b) the election by the Trust to file an amendment to the Certificate of
Trust (unless such amendment is required to be filed under the Business Trust
Statute);
(c) the amendment of the Indenture by a supplemental indenture in
circumstances where the consent of any Noteholder is required;
(d) the amendment of the Indenture by a supplemental indenture in
circumstances where the consent of any Noteholder is not required and such
amendment materially adversely affects the interest of the Certificateholders;
(e) the appointment pursuant to the Indenture of a successor Note
Registrar, Paying Agent or Indenture Trustee or pursuant to this Trust Agreement
of a successor Certificate Registrar or Certificate Paying Agent or the consent
to the assignment by the Note Registrar, Paying Agent, Indenture Trustee,
Certificate Registrar or Certificate Paying Agent of its obligations under the
Indenture or this Trust Agreement, as applicable.
Section 4.07. Action by Certificateholders with Respect to Certain
----------------------------------------------------
Matters. The Owner Trustee shall not have the power, except upon the direction
- -------
of Certificateholders evidencing not less than a majority of the outstanding
Security Balance of the Certificates, and with the consent of the Credit
Enhancer, to (a) remove the Master Servicer under the Servicing Agreement
pursuant to Sections 7.01 and 8.05 thereof or (b) except as expressly provided
in the Basic Documents, sell the Class A Ownership Interest after the
termination of the Indenture. The Owner Trustee shall take the actions referred
to in the preceding sentence only upon written instructions signed by
Certificateholders evidencing not less than a majority of the outstanding
Security Balance of the Certificates and with the consent of the Credit
Enhancer.
Section 4.08. Action by Certificateholders with Respect to Bankruptcy.
-------------------------------------------------------
The Owner Trustee shall not have the power to commence a voluntary proceeding in
bankruptcy relating to the Trust without the unanimous prior approval of all
Certificateholders and with the consent of the Credit Enhancer and the delivery
to the Owner Trustee by each such Certificateholder of a certificate certifying
that such Certificateholder reasonably believes that the Trust is insolvent.
Section 4.09. Restrictions on Certificateholders' Power. The
-----------------------------------------
Certificateholders shall not direct the Owner Trustee to take or to refrain from
taking any action if such action or inaction would be contrary to any obligation
of the Trust or the Owner Trustee under this Trust Agreement or any of the Basic
Documents or would be contrary to Section 2.03, nor shall the Owner Trustee be
obligated to follow any such direction, if given.
Section 4.10. Majority Control. Except as expressly provided herein, any
----------------
action that may be taken by the Certificateholders under this Trust Agreement
may be taken by the Certificateholders evidencing not less than a majority of
the outstanding Security Balance of the Certificates. Except as expressly
provided herein, any written notice of the Certificateholders delivered pursuant
to this Trust Agreement shall be effective if signed by Certificateholders
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evidencing not less than a majority of the outstanding Security Balance of the
Certificates at the time of the delivery of such notice.
Section 4.11. Doing Business in Other Jurisdictions. Notwithstanding
-------------------------------------
anything contained herein to the contrary, neither Wilmington Trust Company nor
the Owner Trustee shall be required to take any action in any jurisdiction other
than in the State of Delaware if the taking of such action will, even after the
appointment of a co-trustee or separate trustee in accordance with Section 9.05
hereof, (i) require the consent or approval or authorization or order of or the
giving of notice to, or the registration with or the taking of any other action
in respect of, any state or other governmental authority or agency of any
jurisdiction other than the State of Delaware; (ii) result in any fee, tax or
other governmental charge under the laws of the State of Delaware becoming
payable by Wilmington Trust Company, or (iii) subject Wilmington Trust Company
to personal jurisdiction in any jurisdiction other than the State of Delaware
for causes of action arising from acts unrelated to the consummation of the
transactions by Wilmington Trust Company or the Owner Trustee, as the case may
be, contemplated hereby.
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ARTICLE V
Application of Trust Funds
--------------------------
Section 5.01. Distributions. (a) On each Payment Date, the Certificate
-------------
Paying Agent shall distribute to the Certificateholders all funds on deposit in
the Certificate Distribution Account and available therefor (as provided in
Section 3.05 of the Indenture), as the Certificate Distribution Amount and the
Certificate Preferred Return for such Payment Date. All distributions made
pursuant to this Section shall be made on a pro rata basis to the
Certificateholders based on the Security Balances thereof; provided however that
any amount on deposit in the Certificate Distribution Account relating to a
payment to the Certificate Paying Agent pursuant to Section 3.05(a)(ix) of the
Indenture shall be distributed solely to the Holder of the Designated
Certificate.
(b) In the event that any withholding tax is imposed on the distributions
(or allocations of income) to a Certificateholder, such tax shall reduce the
amount otherwise distributable to the Certificateholder in accordance with this
Section 5.01. The Certificate Paying Agent is hereby authorized and directed to
retain or cause to be retained from amounts otherwise distributable to the
Certificateholders sufficient funds for the payment of any tax that is legally
owed by the Trust (but such authorization shall not prevent the Owner Trustee
from contesting any such tax in appropriate proceedings, and withholding payment
of such tax, if permitted by law, pending the outcome of such proceedings). The
amount of any withholding tax imposed with respect to a Certificateholder shall
be treated as cash distributed to such Certificateholder at the time it is
withheld by the Certificate Paying Agent and remitted to the appropriate taxing
authority. If there is a possibility that withholding tax is payable with
respect to a distribution (such as a distribution to a non-U.S.
Certificateholder), the Certificate Paying Agent may in its sole discretion
withhold such amounts in accordance with this paragraph (b).
(c) All calculations of the Certificate Preferred Return on the
Certificates shall be made on the basis of the actual number of days in an
Interest Period and a year assumed to consist of 360 days.
(d) Distributions to Certificateholders shall be subordinated to the
creditors of the Trust, including the Noteholders.
Section 5.02. Method of Payment. Subject to Section 8.01(c),
-----------------
distributions required to be made to Certificateholders on any Payment Date as
provided in Section 5.01 shall be made to each Certificateholder of record on
the preceding Record Date either by, in the case of any Certificateholder owning
Certificates, other than the Designated Certificate, having denominations
aggregating at least $1,000,000, wire transfer, in immediately available funds,
to the account of such Holder at a bank or other entity having appropriate
facilities therefor, if such Certificateholder shall have provided to the
Certificate Registrar appropriate written instructions at least five Business
Days prior to such Payment Date or, if not, by check mailed to such
Certificateholder at the address of such Holder appearing in the Certificate
Register. All distributions in respect of the Designated Certificate shall be
made to MATI or its permitted assignees, as the case may be, by wire transfer,
in immediately available funds, to the account
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of such entity at a bank or other entity having appropriate facilities therefor,
as specified in written instructions to the Certificate Paying Agent on or prior
to the first Payment Date.
Section 5.03. Signature on Returns. The Owner Trustee shall sign on
--------------------
behalf of the Trust the tax returns of the Trust.
Section 5.04. Statements to Certificateholders. On each Payment Date,
--------------------------------
the Certificate Paying Agent shall send to each Certificateholder the statement
or statements provided to the Owner Trustee and the Certificate Paying Agent by
the Master Servicer pursuant to Section 4.01 of the Servicing Agreement with
respect to such Payment Date.
Section 5.05. Tax Reporting; Tax Elections. The Holder of the Designated
----------------------------
Certificate shall cause the Trust to file or cause to be filed federal and state
income tax returns and information statements as a partnership for each of its
taxable years. Within 90 days after the end of each calendar year, the Holder
of the Designated Certificate shall cause the Trust to provide to each
Certificateholder an Internal Revenue Service "K-1" or any successor schedule
and supplemental information, if required by law, to enable each
Certificateholder to file its federal and state income tax returns. The Holder
of the Designated Certificate may from time to time make and revoke such tax
elections with respect to the Trust as it deems necessary or desirable in its
sole discretion to carry out the business of the Trust or the purposes of this
Trust Agreement if permitted by applicable law. Notwithstanding the foregoing,
an election under Section 754 of the Code shall not be made without the written
consent of a majority in interest of the Holders of the Certificates. The
Holder of the Designated Certificate shall serve as tax matters partner for the
Trust.
The Holder of the Designated Certificate and the Certificateholders agree
by their purchase of Certificates to treat the Issuer as a partnership solely
for purposes of federal and state income tax, franchise tax and any other tax
measured in whole or in part by income, with the assets of the partnership being
the assets held by the Issuer, the partners of the partnership being the
Certificateholders (including the Holder of the Designated Certificate), and the
Notes being debt of the partnership.
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ARTICLE VI
Concerning the Owner Trustee
----------------------------
Section 6.01. Acceptance of Trusts and Duties. The Owner Trustee accepts
-------------------------------
the trusts hereby created and agrees to perform its duties hereunder with
respect to such trusts but only upon the terms of this Trust Agreement. The
Owner Trustee and the Certificate Paying Agent also agree to disburse all moneys
actually received by it constituting part of the Owner Trust Estate upon the
terms of the Basic Documents and this Trust Agreement. The Owner Trustee shall
not be answerable or accountable hereunder or under any Basic Document under any
circumstances, except (i) for its own willful misconduct, negligence or bad
faith or negligent failure to act or (ii) in the case of the inaccuracy of any
representation or warranty contained in Section 6.03 expressly made by the Owner
Trustee. In particular, but not by way of limitation (and subject to the
exceptions set forth in the preceding sentence):
(a) No provision of this Trust Agreement or any Basic Document shall
require the Owner Trustee to expend or risk funds or otherwise incur any
financial liability in the performance of any of its rights, duties or powers
hereunder or under any Basic Document if the Owner Trustee shall have reasonable
grounds for believing that repayment of such funds or adequate indemnity against
such risk or liability is not reasonably assured or provided to it;
(b) Under no circumstances shall the Owner Trustee be liable for
indebtedness evidenced by or arising under any of the Basic Documents, including
the principal of and interest on the Notes;
(c) The Owner Trustee shall not be responsible for or in respect of the
validity or sufficiency of this Trust Agreement or for the due execution hereof
by the Depositor or the Holder of the Designated Certificate or for the form,
character, genuineness, sufficiency, value or validity of any of the Owner Trust
Estate, or for or in respect of the validity or sufficiency of the Basic
Documents, the Notes, the Certificates, other than the certificate of
authentication on the Certificates, if executed by the Owner Trustee and the
Owner Trustee shall in no event assume or incur any liability, duty, or
obligation to any Noteholder or to any Certificateholder, other than as
expressly provided for herein or expressly agreed to in the Basic Documents;
(d) The execution, delivery, authentication and performance by it of this
Trust Agreement will not require the authorization, consent or approval of, the
giving of notice to, the filing or registration with, or the taking of any other
action with respect to, any governmental authority or agency;
(e) The Owner Trustee shall not be liable for the default or misconduct of
the Holder of the Designated Certificate, the Depositor, Indenture Trustee or
the Master Servicer under any of the Basic Documents or otherwise and the Owner
Trustee shall have no obligation or liability to perform the obligations of the
Trust under this Trust Agreement or the Basic Documents that are required to be
performed by the Indenture Trustee under the Indenture or the Seller under the
Revolving Credit Loan Purchase Agreement; and
21
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(f) The Owner Trustee shall be under no obligation to exercise any of the
rights or powers vested in it or duties imposed by this Trust Agreement, or to
institute, conduct or defend any litigation under this Trust Agreement or
otherwise or in relation to this Trust Agreement or any Basic Document, at the
request, order or direction of any of the Certificateholders, unless such
Certificateholders have offered to the Owner Trustee security or indemnity
satisfactory to it against the costs, expenses and liabilities that may be
incurred by the Owner Trustee therein or thereby. The right of the Owner
Trustee to perform any discretionary act enumerated in this Trust Agreement or
in any Basic Document shall not be construed as a duty, and the Owner Trustee
shall not be answerable for other than its negligence, bad faith or willful
misconduct in the performance of any such act.
Section 6.02. Furnishing of Documents. The Owner Trustee shall furnish
-----------------------
to the Securityholders promptly upon receipt of a written reasonable request
therefor, duplicates or copies of all reports, notices, requests, demands,
certificates, financial statements and any other instruments furnished to the
Trust under the Basic Documents.
Section 6.03. Representations and Warranties. The Owner Trustee hereby
------------------------------
represents and warrants to the Depositor, for the benefit of the
Certificateholders, that:
(a) It is a banking corporation duly organized and validly existing in good
standing under the laws of the State of Delaware. It has all requisite
corporate power and authority to execute, deliver and perform its obligations
under this Trust Agreement;
(b) It has taken all corporate action necessary to authorize the execution
and delivery by it of this Trust Agreement, and this Trust Agreement will be
executed and delivered by one of its officers who is duly authorized to execute
and deliver this Trust Agreement on its behalf;
(c) Neither the execution nor the delivery by it of this Trust Agreement,
nor the consummation by it of the transactions contemplated hereby nor
compliance by it with any of the terms or provisions hereof will contravene any
federal or Delaware law, governmental rule or regulation governing the banking
or trust powers of the Owner Trustee or any judgment or order binding on it, or
constitute any default under its charter documents or bylaws or any indenture,
mortgage, contract, agreement or instrument to which it is a party or by which
any of its properties may be bound;
(d) This Trust Agreement, assuming due authorization, execution and
delivery by the Owner Trustee and the Depositor, constitutes a valid, legal and
binding obligation of the Owner Trustee, enforceable against it in accordance
with the terms hereof subject to applicable bankruptcy, insolvency,
reorganization, moratorium and other laws affecting the enforcement of
creditors' rights generally and to general principles of equity, regardless of
whether such enforcement is considered in a proceeding in equity or at law;
(e) The Owner Trustee is not in default with respect to any order or decree
of any court or any order, regulation or demand of any Federal, state, municipal
or governmental agency, which default might have consequences that would
materially and adversely affect the condition (financial or other) or operations
of the Owner Trustee or its properties or might have consequences that would
materially adversely affect its performance hereunder; and
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<PAGE>
(f) No litigation is pending or, to the best of the Owner Trustee's
knowledge, threatened against the Owner Trustee which would prohibit its
entering into this Trust Agreement or performing its obligations under this
Trust Agreement.
Section 6.04. Reliance; Advice of Counsel. (a) The Owner Trustee shall
---------------------------
incur no liability to anyone in acting upon any signature, instrument, notice,
resolution, request, consent, order, certificate, report, opinion, bond, or
other document or paper believed by it to be genuine and believed by it to be
signed by the proper party or parties. The Owner Trustee may accept a certified
copy of a resolution of the board of directors or other governing body of any
corporate party as conclusive evidence that such resolution has been duly
adopted by such body and that the same is in full force and effect. As to any
fact or matter the method of determination of which is not specifically
prescribed herein, the Owner Trustee may for all purposes hereof rely on a
certificate, signed by the president or any vice president or by the treasurer
or other authorized officers of the relevant party, as to such fact or matter
and such certificate shall constitute full protection to the Owner Trustee for
any action taken or omitted to be taken by it in good faith in reliance thereon.
(b) In the exercise or administration of the Trust hereunder and in the
performance of its duties and obligations under this Trust Agreement or the
Basic Documents, the Owner Trustee (i) may act directly or through its agents,
attorneys, custodians or nominees (including persons acting under a power of
attorney) pursuant to agreements entered into with any of them, and the Owner
Trustee shall not be liable for the conduct or misconduct of such agents,
attorneys, custodians or nominees (including persons acting under a power of
attorney) if such persons have been selected by the Owner Trustee with
reasonable care, and (ii) may consult with counsel, accountants and other
skilled persons to be selected with reasonable care and employed by it at the
expense of the Trust. The Owner Trustee shall not be liable for anything done,
suffered or omitted in good faith by it in accordance with the written opinion
or advice of any such counsel, accountants or other such Persons and not
contrary to this Trust Agreement or any Basic Document.
Section 6.05. Not Acting in Individual Capacity. Except as provided in
---------------------------------
this Article VI, in accepting the trusts hereby created Wilmington Trust Company
acts solely as Owner Trustee hereunder and not in its individual capacity, and
all Persons having any claim against the Owner Trustee by reason of the
transactions contemplated by this Trust Agreement or any Basic Document shall
look only to the Owner Trust Estate for payment or satisfaction thereof.
Section 6.06. Owner Trustee Not Liable for Certificates or Related
----------------------------------------------------
Documents. The recitals contained herein and in the Certificates (other than
- ---------
the signatures of the Owner Trustee on the Certificates) shall be taken as the
statements of the Depositor, and the Owner Trustee assumes no responsibility for
the correctness thereof. The Owner Trustee makes no representations as to the
validity or sufficiency of this Trust Agreement, of any Basic Document or of the
Certificates (other than the signatures of the Owner Trustee on the
Certificates) or the Notes, or of any Related Documents. The Owner Trustee
shall at no time have any responsibility or liability with respect to the
sufficiency of the Owner Trust Estate or its ability to generate the payments to
be distributed to Certificateholders under this Trust Agreement or the
Noteholders under the Indenture, including, the compliance by the Depositor or
the Seller with any warranty or representation made under any Basic Document or
in any related document
23
<PAGE>
or the accuracy of any such warranty or representation, or any action of the
Certificate Paying Agent, the Certificate Registrar or the Indenture Trustee
taken in the name of the Owner Trustee.
Section 6.07. Owner Trustee May Own Certificates and Notes. The Owner
--------------------------------------------
Trustee in its individual or any other capacity may become the owner or pledgee
of Certificates or Notes and may deal with the Depositor, the Seller, the
Certificate Paying Agent, the Certificate Registrar and the Indenture Trustee in
transactions with the same rights as it would have if it were not Owner Trustee.
24
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ARTICLE VII
Compensation of Owner Trustee
-----------------------------
Section 7.01. Owner Trustee's Fees and Expenses. The Owner Trustee shall
---------------------------------
receive as compensation for its services hereunder such fees as have been
separately agreed upon before the date hereof, and the Owner Trustee shall be
reimbursed for its reasonable expenses hereunder and under the Basic Documents,
including the reasonable compensation, expenses and disbursements of such
agents, representatives, experts and counsel as the Owner Trustee may reasonably
employ in connection with the exercise and performance of its rights and its
duties hereunder and under the Basic Documents which shall be payable by the
Master Servicer pursuant to Section 3.09 of the Servicing Agreement.
Section 7.02. Indemnification. The Holder of the Designated Certificate
---------------
shall indemnify, defend and hold harmless the Owner Trustee and its successors,
assigns, agents and servants (collectively, the "Indemnified Parties") from and
against, any and all liabilities, obligations, losses, damages, taxes, claims,
actions and suits, and any and all reasonable costs, expenses and disbursements
(including reasonable legal fees and expenses) of any kind and nature whatsoever
(collectively, "Expenses") which may at any time be imposed on, incurred by, or
asserted against the Owner Trustee or any Indemnified Party in any way relating
to or arising out of this Trust Agreement, the Basic Documents, the Owner Trust
Estate, the administration of the Owner Trust Estate or the action or inaction
of the Owner Trustee hereunder, provided, that:
(i) the Holder of the Designated Certificate shall not be liable
for or required to indemnify an Indemnified Party from and against Expenses
arising or resulting from the Owner Trustee's willful misconduct,
negligence or bad faith or as a result of any inaccuracy of a
representation or warranty contained in Section 6.03 expressly made by the
Owner Trustee;
(ii) with respect to any such claim, the Indemnified Party shall
have given the Holder of the Designated Certificate written notice thereof
promptly after the Indemnified Party shall have actual knowledge thereof;
(iii) while maintaining control over its own defense, the
Holder of the Designated Certificate shall consult with the Indemnified
Party in preparing such defense; and
(iv) notwithstanding anything in this Agreement to the contrary,
the Holder of the Designated Certificate shall not be liable for settlement
of any claim by an Indemnified Party entered into without the prior consent
of the Holder of the Designated Certificate which consent shall not be
unreasonably withheld.
The indemnities contained in this Section shall survive the resignation or
termination of the Owner Trustee or the termination of this Trust Agreement. In
the event of any claim, action or proceeding for which indemnity will be sought
pursuant to this Section 7.02, the Owner Trustee's choice of legal counsel, if
other than the legal counsel retained by the Owner Trustee in connection with
the execution and delivery of this Trust Agreement, shall be subject to the
25
<PAGE>
approval of the Holder of the Designated Certificate, which approval shall not
be unreasonably withheld. In addition, upon written notice to the Owner Trustee
and with the consent of the Owner Trustee which consent shall not be
unreasonably withheld, the Holder of the Designated Certificate has the right to
assume the defense of any claim, action or proceeding against the Owner Trustee.
26
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ARTICLE VIII
Termination of Trust Agreement
------------------------------
Section 8.01. Termination of Trust Agreement. (a) This Trust Agreement
------------------------------
(other than this Article VIII) and the Trust shall terminate and be of no
further force or effect upon the earliest of (i) the final distribution of all
moneys or other property or proceeds of the Owner Trust Estate in accordance
with the terms of the Indenture and this Trust Agreement, (ii) the Payment Date
in June 2022, (iii) at the time provided in Section 8.02 or (iv) the purchase by
the Master Servicer of all Revolving Credit Loans pursuant to Section 8.08(a) of
the Servicing Agreement. The bankruptcy, liquidation, dissolution, death or
incapacity of any Certificateholder, other than the Holder of the Designated
Certificate as described in Section 8.02, shall not (x) operate to terminate
this Trust Agreement or the Trust or (y) entitle such Certificateholder's legal
representatives or heirs to claim an accounting or to take any action or
proceeding in any court for a partition or winding up of all or any part of the
Trust or the Owner Trust Estate or (z) otherwise affect the rights, obligations
and liabilities of the parties hereto.
(b) Except as provided in Section 8.01(a), none of the Depositor, the
Holder of the Designated Certificate or any other Certificateholder shall be
entitled to revoke or terminate the Trust.
(c) Notice of any termination of the Trust, specifying the Payment Date
upon which Certificateholders shall surrender their Certificates to the
Certificate Paying Agent for payment of the final distribution and cancellation,
shall be given by the Certificate Paying Agent by letter to Certificateholders
and the Credit Enhancer mailed within five Business Days of receipt of notice of
such termination from the Owner Trustee, stating (i) the Payment Date upon or
with respect to which final payment of the Certificates shall be made upon
presentation and surrender of the Certificates at the office of the Certificate
Paying Agent therein designated, (ii) the amount of any such final payment and
(iii) that the Record Date otherwise applicable to such Payment Date is not
applicable, payments being made only upon presentation and surrender of the
Certificates at the office of the Certificate Payment Agent therein specified.
The Certificate Paying Agent shall give such notice to the Owner Trustee and the
Certificate Registrar at the time such notice is given to Certificateholders.
Upon presentation and surrender of the Certificates, the Certificate Paying
Agent shall cause to be distributed to Certificateholders amounts distributable
on such Payment Date pursuant to Section 5.01.
In the event that all of the Certificateholders shall not surrender their
Certificates for cancellation within six months after the date specified in the
above mentioned written notice, the Certificate Paying Agent shall give a second
written notice to the remaining Certificateholders to surrender their
Certificates for cancellation and receive the final distribution with respect
thereto. Subject to applicable laws with respect to escheat of funds, if within
one year following the Payment Date on which final payment of the Certificates
was to have been made pursuant to Section 3.05 of the Indenture, all the
Certificates shall not have been surrendered for cancellation, the Certificate
Paying Agent may take appropriate steps, or may appoint an agent to take
appropriate steps, to contact the remaining Certificateholders concerning
surrender of their Certificates, and the cost thereof shall be paid out of the
funds and other assets that shall remain
27
<PAGE>
subject to this Trust Agreement. Any funds remaining in the Certificate
Distribution Account after exhaustion of such remedies shall be distributed by
the Certificate Paying Agent to the Holder of the Designated Certificate.
(d) Upon the winding up of the Trust and its termination, the Owner Trustee
shall cause the Certificate of Trust to be cancelled by filing a certificate of
cancellation with the Secretary of State in accordance with the provisions of
Section 3810(c) of the Business Trust Statute.
Section 8.02. Dissolution upon Bankruptcy of the Holder of the Designated
-----------------------------------------------------------
Certificate. In the event that an Insolvency Event shall occur with respect to
- -----------
the Holder of the Designated Certificate, this Trust Agreement and the Trust
shall be terminated in accordance with Section 8.01, 90 days after the date of
such Insolvency Event, unless, before the end of such 90-day period, the Owner
Trustee shall have received written instructions from (a) if no Credit Enhancer
Default shall have occurred and be continuing, Holders of Certificates (other
than the Holder of the Designated Certificate) representing a majority of the
Security Balance of the Certificates (not including the Security Balance of the
Designated Certificate), to the effect that such Holders disapprove of the
termination of the Trust or (b) if a Credit Enhancer Default shall have occurred
and be continuing, (i) each of the Holders of Certificates (other than the
Holder of the Designated Certificate), (ii) each of the Holders of Term Notes,
and (iii) each of the Holders of Variable Funding Notes (other than Holders of
Variable Funding Notes held by the Seller or an Affiliate of the Seller), to the
effect that such Holders disapprove of the termination of the Trust. Promptly
after the occurrence of any Insolvency Event with respect to the Holder of the
Designated Certificate (A) the Holder of the Designated Certificate shall give
the Indenture Trustee, the Credit Enhancer and the Owner Trustee written notice
of such Insolvency Event, (B) the Owner Trustee shall, upon the receipt of such
written notice from the Holder of the Designated Certificate, give prompt
written notice to the Certificateholders of the occurrence of such event and (C)
the Indenture Trustee shall give prompt written notice of such event to the
Noteholders; provided, however, that any failure to give a notice required by
this sentence shall not prevent or delay, in any manner, a termination of the
Trust pursuant to the first sentence of this Section 8.02. Upon a termination
pursuant to this Section, the Owner Trustee shall direct the Indenture Trustee
promptly to sell the assets of the Trust (other than the Payment Account) in a
commercially reasonable manner and on commercially reasonable terms. Such sale
shall be effected by the Indenture Trustee by the liquidation of the assets of
the 1996-HS1 LLC as Manager thereof and distribution thereof as provided in
Section 14.3 of the Operating Agreement. The amount of such proceeds allocable
to the Class A Ownership Interest shall be deposited into the Payment Account
for distribution in accordance with Section 5.04(b) of the Indenture.
28
<PAGE>
ARTICLE IX
Successor Owner Trustees and Additional Owner Trustees
------------------------------------------------------
Section 9.01. Eligibility Requirements for Owner Trustee. The Owner
------------------------------------------
Trustee shall at all times be a corporation satisfying the provisions of Section
3807(a) of the Business Trust Statute; authorized to exercise corporate trust
powers; having a combined capital and surplus of at least $50,000,000 and
subject to supervision or examination by federal or state authorities; and
having (or having a parent that has) long term debt obligations with a rating of
at least A by Moody's and/or Standard & Poor's. If such corporation shall
publish reports of condition at least annually pursuant to law or to the
requirements of the aforesaid supervising or examining authority, then for the
purpose of this Section, the combined capital and surplus of such corporation
shall be deemed to be its combined capital and surplus as set forth in its most
recent report of condition so published. In case at any time the Owner Trustee
shall cease to be eligible in accordance with the provisions of this Section
9.01, the Owner Trustee shall resign immediately in the manner and with the
effect specified in Section 9.02.
Section 9.02. Replacement of Owner Trustee. The Owner Trustee may at any
----------------------------
time resign and be discharged from the trusts hereby created by giving 30 days
prior written notice thereof to the Credit Enhancer and the Depositor. Upon
receiving such notice of resignation, the Indenture Trustee shall promptly
appoint a successor Owner Trustee with the consent of the Credit Enhancer which
will not be unreasonably withheld, by written instrument, in duplicate, one copy
of which instrument shall be delivered to the resigning Owner Trustee and to the
successor Owner Trustee. If no successor Owner Trustee shall have been so
appointed and have accepted appointment within 30 days after the giving of such
notice of resignation, the resigning Owner Trustee may petition any court of
competent jurisdiction for the appointment of a successor Owner Trustee.
If at any time the Owner Trustee shall cease to be eligible in accordance
with the provisions of Section 9.01 and shall fail to resign after written
request therefor by the Indenture Trustee, or if at any time the Owner Trustee
shall be legally unable to act, or shall be adjudged bankrupt or insolvent, or a
receiver of the Owner Trustee or of its property shall be appointed, or any
public officer shall take charge or control of the Owner Trustee or of its
property or affairs for the purpose of rehabilitation, conservation or
liquidation, then the Indenture Trustee may and shall at the direction of the
Credit Enhancer remove the Owner Trustee. If the Indenture Trustee shall remove
the Owner Trustee under the authority of the immediately preceding sentence, the
Indenture Trustee shall promptly appoint a successor Owner Trustee acceptable to
the Credit Enhancer by written instrument, in duplicate, one copy of which
instrument shall be delivered to the outgoing Owner Trustee so removed and one
copy to the successor Owner Trustee, and shall pay all fees owed to the outgoing
Owner Trustee.
Any resignation or removal of the Owner Trustee and appointment of a
successor Owner Trustee pursuant to any of the provisions of this Section shall
not become effective until acceptance of appointment by the successor Owner
Trustee pursuant to Section 9.03 and payment of all fees and expenses owed to
the outgoing Owner Trustee.
29
<PAGE>
Section 9.03. Successor Owner Trustee. Any successor Owner Trustee
-----------------------
appointed pursuant to Section 9.02 shall execute, acknowledge and deliver to the
Indenture Trustee and to its predecessor Owner Trustee an instrument accepting
such appointment under this Trust Agreement, and thereupon the resignation or
removal of the predecessor Owner Trustee shall become effective, and such
successor Owner Trustee, without any further act, deed or conveyance, shall
become fully vested with all the rights, powers, duties and obligations of its
predecessor under this Trust Agreement, with like effect as if originally named
as Owner Trustee. The predecessor Owner Trustee shall upon payment of its fees
and expenses deliver to the successor Owner Trustee all documents and statements
and monies held by it under this Trust Agreement; and the predecessor Owner
Trustee shall execute and deliver such instruments and do such other things as
may reasonably be required for fully and certainly vesting and confirming in the
successor Owner Trustee all such rights, powers, duties and obligations.
No successor Owner Trustee shall accept appointment as provided in this
Section 9.03 unless at the time of such acceptance such successor Owner Trustee
shall be eligible pursuant to Section 9.01.
Upon acceptance of appointment by a successor Owner Trustee pursuant to
this Section 9.03, the Indenture Trustee shall mail notice thereof to all
Certificateholders, the Indenture Trustee, the Noteholders and the Rating
Agencies. If the Indenture Trustee shall fail to mail such notice within 10
days after acceptance of such appointment by the successor Owner Trustee, the
successor Owner Trustee shall cause such notice to be mailed at the expense of
the Indenture Trustee.
Section 9.04. Merger or Consolidation of Owner Trustee. Any Person into
----------------------------------------
which the Owner Trustee may be merged or converted or with which it may be
consolidated, or any Person resulting from any merger, conversion or
consolidation to which the Owner Trustee shall be a party, or any Person
succeeding to all or substantially all of the corporate trust business of the
Owner Trustee, shall be the successor of the Owner Trustee hereunder, without
the execution or filing of any instrument or any further act on the part of any
of the parties hereto, anything herein to the contrary notwithstanding;
provided, that such Person shall be eligible pursuant to Section 9.01 and,
provided, further, that the Owner Trustee shall mail notice of such merger or
consolidation to the Rating Agencies.
Section 9.05. Appointment of Co-Trustee or Separate Trustee.
---------------------------------------------
Notwithstanding any other provisions of this Trust Agreement, at any time, for
the purpose of meeting any legal requirements of any jurisdiction in which any
part of the Owner Trust Estate may at the time be located, the Owner Trustee
shall have the power and shall execute and deliver all instruments to appoint
one or more Persons to act as co-trustee, jointly with the Owner Trustee, or as
separate trustee or trustees, of all or any part of the Owner Trust Estate, and
to vest in such Person, in such capacity, such title to the Trust or any part
thereof and, subject to the other provisions of this Section, such powers,
duties, obligations, rights and trusts as the Owner Trustee may consider
necessary or desirable. No co-trustee or separate trustee under this Trust
Agreement shall be required to meet the terms of eligibility as a successor
Owner Trustee pursuant to Section 9.01 and no notice of the appointment of any
co-trustee or separate trustee shall be required pursuant to Section 9.03.
30
<PAGE>
Each separate trustee and co-trustee shall, to the extent permitted by law,
be appointed and act subject to the following provisions and conditions:
(a) All rights, powers, duties and obligations conferred or imposed upon
the Owner Trustee shall be conferred upon and exercised or performed by the
Owner Trustee and such separate trustee or co-trustee jointly (it being
understood that such separate trustee or co-trustee is not authorized to act
separately without the Owner Trustee joining in such act), except to the extent
that under any law of any jurisdiction in which any particular act or acts are
to be performed, the Owner Trustee shall be incompetent or unqualified to
perform such act or acts, in which event such rights, powers, duties and
obligations (including the holding of title to the Owner Trust Estate or any
portion thereof in any such jurisdiction) shall be exercised and performed
singly by such separate trustee or co-trustee, but solely at the direction of
the Owner Trustee;
(b) No trustee under this Trust Agreement shall be personally liable by
reason of any act or omission of any other trustee under this Trust Agreement;
and
(c) The Owner Trustee may at any time accept the resignation of or remove
any separate trustee or co-trustee.
Any notice, request or other writing given to the Owner Trustee shall be
deemed to have been given to each of the then separate trustees and co-trustees,
as effectively as if given to each of them. Every instrument appointing any
separate trustee or co-trustee shall refer to this Trust Agreement and the
conditions of this Article. Each separate trustee and co-trustee, upon its
acceptance of the trusts conferred, shall be vested with the estates or property
specified in its instrument of appointment, either jointly with the Owner
Trustee or separately, as may be provided therein, subject to all the provisions
of this Trust Agreement, specifically including every provision of this Trust
Agreement relating to the conduct of, affecting the liability of, or affording
protection to, the Owner Trustee. Each such instrument shall be filed with the
Owner Trustee.
Any separate trustee or co-trustee may at any time appoint the Owner
Trustee as its agent or attorney-in-fact with full power and authority, to the
extent not prohibited by law, to do any lawful act under or in respect of this
Trust Agreement on its behalf and in its name. If any separate trustee or co-
trustee shall die, become incapable of acting, resign or be removed, all of its
estates, properties, rights, remedies and trusts shall vest in and be exercised
by the Owner Trustee, to the extent permitted by law, without the appointment of
a new or successor co-trustee or separate trustee.
31
<PAGE>
ARTICLE X
Miscellaneous
-------------
Section 10.01. Amendments. (a) This Trust Agreement may be amended from
----------
time to time by the parties hereto as specified in this Section 10.01, provided
that any amendment, except as provided in subparagraph (e) below, be accompanied
by an Opinion of Counsel, to the Owner Trustee to the effect that such amendment
(i) complies with the provisions of this Section and (ii) will not cause the
Trust to be subject to an entity level tax.
(b) If the purpose of the amendment (as detailed therein) is to correct any
mistake, eliminate any inconsistency, cure any ambiguity or deal with any matter
not covered (i.e. to give effect to the intent of the parties), it shall not be
necessary to obtain the consent of any Holders, but the Owner Trustee shall be
furnished with (A) a letter from the Rating Agencies that the amendment will not
result in the downgrading or withdrawal of the rating then assigned to any
Security if determined without regard to the Credit Enhancement Instrument and
(B) an Opinion of Counsel to the effect that such action will not adversely
affect in any material respect the interests of any Holders, and the consent of
the Credit Enhancer shall be obtained.
(c) If the purpose of the amendment is to prevent the imposition of any
federal or state taxes at any time that any Security is outstanding (i.e.
technical in nature), it shall not be necessary to obtain the consent of any
Holder, but the Owner Trustee shall be furnished with an Opinion of Counsel that
such amendment is necessary or helpful to prevent the imposition of such taxes
and is not materially adverse to any Holder and the consent of the Credit
Enhancer shall be obtained.
(d) If the purpose of the amendment is to add or eliminate or change any
provision of the Trust Agreement other than as contemplated in (b) and (c)
above, the amendment shall require (A) the consent of the Credit Enhancer and an
Opinion of Counsel to the effect that such action will not adversely affect in
any material respect the interests of any Holders and (B) either (a) a letter
from the Rating Agency that the amendment will not result in the downgrading or
withdrawal of the rating then assigned to any security if determined without
regard to the Credit Enhancement Instrument or (b) the consent of Holders of
Certificates evidencing a majority of the Security Balance of the Certificates
and the Indenture Trustee; provided, however, that no such amendment shall (i)
reduce in any manner the amount of, or delay the timing of, payments received
that are required to be distributed on any Certificate without the consent of
the related Certificateholder and the Credit Enhancer, or (ii) reduce the
aforesaid percentage of Certificates the Holders of which are required to
consent to any such amendment, without the consent of the Holders of all such
Certificates then outstanding.
(e) If the purpose of the amendment is to provide for the holding of any of
the Certificates in book-entry form, it shall require the consent of Holders of
all such Certificates then outstanding; provided, that the Opinion of Counsel
specified in subparagraph (a) above shall not be required.
(f) If the purpose of the amendment is to provide for the issuance of
additional certificates representing an interest in the Trust, it shall not be
necessary to obtain the consent
32
<PAGE>
of any Holder, but the Owner Trustee shall be furnished with (A) an Opinion of
Counsel to the effect that such action will not adversely affect in any material
respect the interests of any Holders and (B) a letter from the Rating Agencies
that the amendment will not result in the downgrading or withdrawal of the
rating then assigned to any Security, if determined without regard to the Credit
Enhancement Instrument and the consent of the Credit Enhancer shall be obtained.
(g) Promptly after the execution of any such amendment or consent, the
Owner Trustee shall furnish written notification of the substance of such
amendment or consent to each Certificateholder, the Indenture Trustee, the
Credit Enhancer and each of the Rating Agencies. It shall not be necessary for
the consent of Certificateholders or the Indenture Trustee pursuant to this
Section 10.01 to approve the particular form of any proposed amendment or
consent, but it shall be sufficient if such consent shall approve the substance
thereof. The manner of obtaining such consents (and any other consents of
Certificateholders provided for in this Trust Agreement or in any other Basic
Document) and of evidencing the authorization of the execution thereof by
Certificateholders shall be subject to such reasonable requirements as the Owner
Trustee may prescribe.
(h) In connection with the execution of any amendment to any agreement to
which the Trust is a party, other than this Trust Agreement, the Owner Trustee
shall be entitled to receive and conclusively rely upon an Opinion of Counsel to
the effect that such amendment is authorized or permitted by the documents
subject to such amendment and that all conditions precedent in the Basic
Documents for the execution and delivery thereof by the Trust or the Owner
Trustee, as the case may be, have been satisfied.
(i) As described in the definition of "Certificate Rate", upon written
notice from the Depositor to the Certificate Registrar on any day on or before
June 30, 1996, the Depositor at its option may make an adjustment to the
Certificate Rate. In connection with such adjustment, this Trust Agreement and
any Certificate may be amended without the consent of any Certificateholder, the
Credit Enhancer or the provision of any Opinion of Counsel.
Promptly after the execution of any amendment to the Certificate of Trust,
the Owner Trustee shall cause the filing of such amendment with the Secretary of
State of the State of Delaware.
Section 10.02. No Legal Title to Owner Trust Estate. The
------------------------------------
Certificateholders shall not have legal title to any part of the Owner Trust
Estate. The Certificateholders shall be entitled to receive distributions with
respect to their undivided beneficial interest therein only in accordance with
Articles V and IX. No transfer, by operation of law or otherwise, of any right,
title or interest of the Certificateholders to and in their ownership interest
in the Owner Trust Estate shall operate to terminate this Trust Agreement or the
trusts hereunder or entitle any transferee to an accounting or to the transfer
to it of legal title to any part of the Owner Trust Estate
Section 10.03. Limitations on Rights of Others. Except for Section 2.07,
-------------------------------
the provisions of this Trust Agreement are solely for the benefit of the Owner
Trustee, the Depositor, the Holder of the Designated Certificate, the
Certificateholders, the Credit Enhancer
33
<PAGE>
and, to the extent expressly provided herein, the Indenture Trustee and the
Noteholders, and nothing in this Trust Agreement (other than Section 2.07),
whether express or implied, shall be construed to give to any other Person any
legal or equitable right, remedy or claim in the Owner Trust Estate or under or
in respect of this Trust Agreement or any covenants, conditions or provisions
contained herein.
Section 10.04. Notices. (a) Unless otherwise expressly specified or
-------
permitted by the terms hereof, all notices shall be in writing and shall be
deemed given upon receipt , if to the Owner Trustee, addressed to the Corporate
Trust Office; if to the Depositor, addressed to Residential Funding Mortgage
Securities II, Inc., 8400 Normandale Lake Boulevard, Suite 700, Minneapolis,
Minnesota 55437; if to MATI, addressed to Mortgage Assets Trading Inc., 8400
Normandale Lake Boulevard, Suite 700, Minneapolis, Minnesota 55437, Attention:
CFO; if to the Credit Enhancer, addressed to One State Street Plaza, 17th Floor,
New York, New York 10004, Attention: Structured Finance-MBS, if to the Rating
Agencies, addressed to Moody's Investors Service, Inc., 99 Church Street, 4th
Floor, New York, New York 10007 and Standard & Poor's Ratings Services, 26
Broadway, 15th Floor, New York, New York 10004, Attention: Structured Finance
Department - MBS or, as to each party, at such other address as shall be
designated by such party in a written notice to each other party.
(b) Any notice required or permitted to be given to a Certificateholder
shall be given by first-class mail, postage prepaid, at the address of such
Holder as shown in the Certificate Register. Any notice so mailed within the
time prescribed in this Trust Agreement shall be conclusively presumed to have
been duly given, whether or not the Certificateholder receives such notice.
(c) A copy of any notice delivered to the Owner Trustee or the Trust shall
also be delivered to the Depositor.
Section 10.05. Severability. Any provision of this Trust Agreement that
------------
is prohibited or unenforceable in any jurisdiction shall, as to such
jurisdiction, be ineffective to the extent of such prohibition or
unenforceability without invalidating the remaining provisions hereof, and any
such prohibition or unenforceability in any jurisdiction shall not invalidate or
render unenforceable such provision in any other jurisdiction.
Section 10.06. Separate Counterparts. This Trust Agreement may be
---------------------
executed by the parties hereto in separate counterparts, each of which when so
executed and delivered shall be an original, but all such counterparts shall
together constitute but one and the same instrument.
Section 10.07. Successors and Assigns. All representations, warranties,
----------------------
covenants and agreements contained herein shall be binding upon, and inure to
the benefit of, each of the Depositor, the Owner Trustee and its successors and
each Certificateholder and its successors and permitted assigns, all as herein
provided and the Credit Enhancer. Any request, notice, direction, consent,
waiver or other instrument or action by a Certificateholder shall bind the
successors and assigns of such Certificateholder.
34
<PAGE>
Section 10.08. No Petition. The Owner Trustee, by entering into this
-----------
Trust Agreement and each Certificateholder, by accepting a Certificate, hereby
covenant and agree that they will not at any time institute against the
Depositor or the Trust, or join in any institution against the Depositor or the
Trust of, any bankruptcy proceedings under any United States federal or state
bankruptcy or similar law in connection with any obligations to the
Certificates, the Notes, this Trust Agreement or any of the Basic Documents.
Section 10.09. No Recourse. Each Certificateholder by accepting a
-----------
Certificate acknowledges that such Certificateholder's Certificates represent
beneficial interests in the Trust only and do not represent interests in or
obligations of the Depositor, the Holder of the Designated Certificate, the
Seller, the Owner Trustee, the Indenture Trustee or any Affiliate thereof and no
recourse may be had against such parties or their assets, except as may be
expressly set forth or contemplated in this Trust Agreement, the Certificates or
the Basic Documents.
Section 10.10. Headings. The headings of the various Articles and
--------
Sections herein are for convenience of reference only and shall not define or
limit any of the terms or provisions hereof.
Section 10.11. GOVERNING LAW. THIS TRUST AGREEMENT SHALL BE
CONSTRUED
-------------
IN ACCORDANCE WITH THE LAWS OF THE STATE OF DELAWARE, WITHOUT
REFERENCE TO ITS
CONFLICT OF LAW PROVISIONS, AND THE OBLIGATIONS, RIGHTS AND REMEDIES
OF THE
PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH
LAWS.
Section 10.12. Integration. This Trust Agreement constitutes the entire
-----------
agreement among the parties hereto pertaining to the subject matter hereof and
supersedes all prior agreements and understanding pertaining thereto.
Section 10.13. Rights of Credit Enhancer To Exercise Rights of
-----------------------------------------------
Certificateholders. By accepting its Certificate, each Certificateholder agrees
- ------------------
that unless a Credit Enhancer Default exists, the Credit Enhancer shall have the
right to exercise all rights of the Certificateholders under this Agreement
(other than the right to vote to disapprove of a termination of the Trust
pursuant to Section 8.02) without any further consent of the Certificateholders.
35
<PAGE>
IN WITNESS WHEREOF, the Depositor and the Owner Trustee have caused their
names to be signed hereto by their respective officers thereunto duly
authorized, all as of the day and year first above written.
RESIDENTIAL FUNDING MORTGAGE
SECURITIES II, INC.
By: /s/ Bruce Legan
---------------
Name: Bruce Legan
Title: Vice President
WILMINGTON TRUST COMPANY, not in its individual
capacity but solely as Owner Trustee, except with
respect to the representations and warranties contained
in Section 6.03 hereof,
By: /s/ Emmett R. Harmon
--------------------
Name: Emmett R. Harmon
Title: Vice President
Acknowledged and Agreed:
The Chase Manhattan Bank, N.A.
- ------------------------------
Indenture Trustee, as Certificate
Registrar and Certificate
Paying Agent
By: /s/ Regina Bishop
-----------------
Name: Regina Bishop
Title: Vice President
36
<PAGE>
EXHIBIT A
FORM OF CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE TERM
NOTES
AND THE VARIABLE FUNDING NOTES AS DESCRIBED IN THE AGREEMENT (AS
DEFINED
HEREIN).
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER
THE
SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY
STATE AND MAY
NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO
SUCH ACT AND
LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT
FROM
REGISTRATION UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS
TRANSFERRED IN
ACCORDANCE WITH THE PROVISIONS OF SECTION 3.05 OF THE TRUST
AGREEMENT ("THE
AGREEMENT").
NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE UNLESS THE
CERTIFICATE
REGISTRAR SHALL HAVE RECEIVED EITHER (I) A REPRESENTATION LETTER
FROM THE
TRANSFEREE OF THIS CERTIFICATE TO THE EFFECT THAT SUCH TRANSFEREE IS
NOT AN
EMPLOYEE BENEFIT PLAN SUBJECT TO THE FIDUCIARY RESPONSIBILITY
PROVISIONS OF THE
EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA"), OR
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE
"CODE"), OR A
PERSON ACTING ON BEHALF OF ANY SUCH PLAN OR USING THE ASSETS OF ANY
SUCH PLAN,
OR (II) IF THIS CERTIFICATE IS PRESENTED FOR REGISTRATION IN THE NAME OF
A PLAN
SUBJECT TO THE FIDUCIARY RESPONSIBILITY PROVISIONS OF ERISA, OR
SECTION 4975 OF
THE CODE (OR COMPARABLE PROVISIONS OF ANY SUBSEQUENT ENACTMENTS),
OR A TRUSTEE
OF ANY SUCH PLAN, OR ANY OTHER PERSON WHO IS USING THE ASSETS OF ANY
SUCH PLAN
TO EFFECT SUCH ACQUISITION, A CERTIFICATION OF FACTS AND AN OPINION OF
COUNSEL
TO THE EFFECT THAT THE PURCHASE OR HOLDING OF THIS CERTIFICATE WILL
NOT RESULT
IN THE ASSETS OF THE OWNER TRUST ESTATE BEING DEEMED TO BE "PLAN
ASSETS" AND
SUBJECT TO THE FIDUCIARY RESPONSIBILITY PROVISIONS OF ERISA OR THE
PROHIBITED
TRANSACTION PROVISIONS OF THE CODE, WILL NOT CONSTITUTE OR RESULT IN
A
PROHIBITED TRANSACTION WITHIN THE MEANING OF SECTION 406 OR SECTION
407 OF ERISA
OR SECTION 4975 OF THE CODE, AND WILL NOT SUBJECT THE COMPANY TO ANY
OBLIGATION
OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
[THIS CERTIFICATE IS NOT TRANSFERABLE EXCEPT UPON SATISFACTION OF
THE
CONDITIONS IN SECTION 3.11(B) OF THE TRUST AGREEMENT.]
<PAGE>
THE TRANSFEREE OF THIS CERTIFICATE SHALL BE SUBJECT TO UNITED
STATES
FEDERAL WITHHOLDING TAX UNLESS THE CERTIFICATE REGISTRAR SHALL
HAVE RECEIVED A
CERTIFICATE OF NON-FOREIGN STATUS CERTIFYING AS TO THE TRANSFEREE'S
STATUS AS A
U.S. PERSON OR CORPORATION OR PARTNERSHIP UNDER U.S. LAW.
THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION
OF
THE SELLER, THE COMPANY, THE MASTER SERVICER, THE INDENTURE TRUSTEE,
OR THE
OWNER TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES, EXCEPT AS
EXPRESSLY
PROVIDED IN THE AGREEMENT OR THE BASIC DOCUMENTS.
A-2
<PAGE>
Certificate No. ____ Certificate Rate:
Date of Trust Agreement
and Cut-off Date:
May 1, 1996
[Aggregate initial Security Balance
of the Initial Certificates: $___________
First Payment Date: Initial Security Balance of
June 20, 1996 this Certificate: $____________]
[Maximum Undivided Variable Funding
Certificate Balance: $_____________]
Assumed Final Payment Date: CUSIP [_____]
June 20, 2022
HOME EQUITY LOAN-BACKED CERTIFICATE
SERIES 1996-HS1
evidencing a fractional undivided interest in the Owner Trust Estate, the
property of which consists primarily of the Class A Ownership Interest in the
1996-HS1 LLC, a special purpose limited liability company (the "1996-HS1 LLC")
created by RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC. (hereinafter called
the "Company," which term includes any successor entity under the Agreement
referred to below).
This Certificate is payable solely from the assets of the Owner Trust
Estate, and does not represent an obligation of or interest in the Company, the
Seller, the Master Servicer, the Indenture Trustee, the Owner Trustee or GMAC
Mortgage Corporation or any of their affiliates. Neither this Certificate nor
the Class A Ownership Interest in the 1996-HS1 LLC is guaranteed or insured by
any governmental agency or instrumentality or by the Company, the Seller, the
Master Servicer, the Indenture Trustee, the Owner Trustee or GMAC Mortgage
Corporation or any of their affiliates. None of the Company, the Seller, the
Master Servicer, the Indenture Trustee, the Owner Trustee, GMAC Mortgage
Corporation or any of their affiliates will have any obligation with respect to
any certificate or other obligation secured by or payable from payments on the
Certificates.
This certifies that [name of Holder] is the registered owner of the
Percentage Interest evidenced by this Certificate (obtained by dividing the
[Security Balance of this Certificate] [the principal amount set forth on
Schedule A attached hereto] by the aggregate Security Balance of all
Certificates, prior to any Payment Date) in certain distributions with respect
to the Owner Trust Estate consisting primarily of the Class A Ownership Interest
in the 1996-HS1 LLC, created by Residential Funding Mortgage Securities II, Inc.
The Trust (as defined herein) was created pursuant to a Trust Agreement dated as
specified above (as amended and supplemented from time to time, the "Agreement")
between the Company and Wilmington
A-3
<PAGE>
Trust Company, as owner trustee (the "Owner Trustee," which term includes any
successor entity under the Agreement), a summary of certain of the pertinent
provisions of which is set forth hereafter. To the extent not defined herein,
the capitalized terms used herein have the meanings assigned in the Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on
the 20th day of each month or, if such 20th day is not a Business Day, the
Business Day immediately following (the "Payment Date"), commencing on the first
Payment Date specified above, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
in an amount equal to the pro rata portion evidenced by this Certificate (based
on the Security Balance of all Initial Certificates and Variable Funding
Certificates prior to such Payment Date) of the Certificate Preferred Return and
Certificate Distribution Amount, if any required to be distributed to Holders of
Certificates on such Payment Date. Distributions on this Certificate will be
made as provided in the Agreement by the Certificate Paying Agent by wire
transfer or check mailed to the Certificateholder of record in the Certificate
Register without the presentation or surrender of this Certificate or the making
of any notation hereon.
Except as otherwise provided in the Agreement and notwithstanding the
above, the final distribution on this Certificate will be made after due notice
by the Certificate Paying Agent of the pendency of such distribution and only
upon presentation and surrender of this Certificate at the office or agency
maintained by the Certificate Registrar for that purpose in the City and State
of New York. [The initial Security Balance of this Certificate is set forth
above.] [The initial Maximum Variable Funding Certificate Balance is set forth
above.] The Security Balance hereof will be reduced to the extent of the
distributions allocable to principal.
No transfer of this Certificate will be made unless such transfer is
exempt from the registration requirements of the Securities Act of 1933, as
amended, and any applicable state securities laws or is made in accordance with
said Act and laws. In the event that such a transfer is to be made, (i) the
Certificate Registrar or the Company may require an opinion of counsel
acceptable to and in form and substance satisfactory to the Certificate
Registrar and the Company that such transfer is exempt (describing the
applicable exemption and the basis therefor) from or is being made pursuant to
the registration requirements of the Securities Act of 1933, as amended, and of
any applicable statute of any state and (ii) the transferee shall execute an
investment letter in the form described in the Agreement and (iii) the
Certificate Registrar shall require the transferee to execute an investment
letter and a Certificate of Non-Foreign Status in the form described by the
Agreement (or if a Certificate of Non-Foreign Status is not provided, the
transferee will be subject to United States federal withholding tax), which
investment letter and certificate shall not be at the expense of the Trust, the
Owner Trustee, the Certificate Registrar or the Company. The Holder hereof
desiring to effect such transfer shall, and does hereby agree to, indemnify the
Trust, the Owner Trustee, the Company, the Master Servicer and the Certificate
Registrar against any liability that may result if the transfer is not so exempt
or is not made in accordance with such federal and state laws. In connection
with any such transfer, the Certificate Registrar (unless otherwise directed by
the Company) will also
A-4
<PAGE>
require (i) a representation letter, in the form as described by the Agreement,
stating that the transferee is not an employee benefit or other plan subject to
the prohibited transaction provisions of the Employee Retirement Income Security
Act of 1974, as amended ("ERISA") or Section 4975 of the Internal Revenue Code
(the "Code"), an investment manager, a named fiduciary or any other person using
"plan assets" of any such plan to effect such acquisition (a "Plan Investor") or
(ii) if such transferee is a Plan Investor, a certification of facts and an
opinion of counsel acceptable to and in form and substance satisfactory to the
Certificate Registrar and the Company with respect to the permissibility of such
transfer under ERISA and Section 4975 of the Code and stating, among other
things, that the transferee's acquisition of a Certificate will not constitute
or result in a non-exempt prohibited transaction under Section 406 of ERISA or
Section 4975 of the Code.
This [Initial Certificate] [Variable Funding Certificate] is one of a
duly authorized issue of Certificates designated as Home Equity Loan-Backed
Certificates of the Series specified hereon (herein collectively called the
"Certificates"). All terms used in this Certificate which are defined in the
Agreement shall have the meanings assigned to them in the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees
that it will look solely to the funds on deposit in the Certificate Distribution
Account that have been released from the Lien of the Indenture for payment
hereunder and that neither the Owner Trustee in its individual capacity nor the
Company is personally liable to the Certificateholders for any amount payable
under this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
The Holder of this Certificate acknowledges and agrees that its rights
to receive distributions in respect of this Certificate are subordinated to the
rights of the Noteholders as described in the Indenture, dated as of May 1, 1996
between Home Equity Loan Trust 1996-HS1 (the "Trust") and The Chase Manhattan
Bank, N.A., as Indenture Trustee (the "Indenture").
Each Certificateholder, by its acceptance of a Certificate, covenants
and agrees that such Certificateholder will not at any time institute against
the Company, or join in any institution against the Company or the Trust of, any
bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings,
or other proceedings under any United States federal or state bankruptcy or
similar law in connection with any obligations relating to the Certificates, the
Notes, the Agreement or any of the Basic Documents.
The Agreement permits the amendment thereof as specified below,
provided that any amendment be accompanied by the consent of the Credit Enhancer
and an Opinion of Counsel to the Owner Trustee to the effect that such amendment
complies with the provisions of the Agreement and will not cause the Trust to be
subject to an entity level tax. If the purpose of the amendment is to correct
any mistake, eliminate any inconsistency, cure any ambiguity or deal with any
matter not covered, it shall not be necessary to obtain the consent of any
Holder, but the Owner Trustee shall be furnished with a letter from the Rating
Agencies that the amendment will not result in the downgrading or withdrawal of
the rating then assigned to any Security if determined without regard to the
Credit Enhancement Instrument and the counsel of the Credit Enhancer shall be
obtained. If the purpose of the amendment is to prevent the imposition of any
federal or state taxes at any time that any Security is outstanding, it shall
not be necessary to
A-5
<PAGE>
obtain the consent of the any Holder, but the Owner Trustee shall be furnished
with an Opinion of Counsel that such amendment is necessary or helpful to
prevent the imposition of such taxes and is not materially adverse to any Holder
and the consent of the Credit Enhancer shall be obtained. If the purpose of the
amendment is to add or eliminate or change any provision of the Agreement, other
than as specified in the preceding two sentences, the amendment shall require
either (a) a letter from the Rating Agencies that the amendment will not result
in the downgrading or withdrawal of the rating then assigned to any Security, if
determined without regard to the Credit Enhancement Instrument or (b) the
consent of Holders of the Certificates evidencing a majority of the Percentage
Interests of the Certificates and the Indenture Trustee; provided, however, that
no such amendment shall (i) reduce in any manner the amount of, or delay the
time of, payments received that are required to be distributed on any
Certificate without the consent of the related Certificateholder and the Credit
Enhancer, or (ii) reduce the aforesaid percentage of Certificates the Holders of
which are required to consent to any such amendment without the consent of the
Holders of all such Certificates then outstanding.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registerable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies of the Certificate Registrar maintained in
the City and State of New York, accompanied by a written instrument of transfer
in form satisfactory to the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of authorized denominations evidencing the same Class
and aggregate Percentage Interest will be issued to the designated transferee.
The initial Certificate Registrar appointed under the Agreement is the Owner
Trustee.
Except as provided in the Agreement, the Certificates are issuable
only in minimum denominations of $250,000 and in integral multiples of $10,000
in excess thereof, except for one Certificate issued in a denomination of
$_________ which will be held by MATI and one other Certificate that may not be
in an integral multiple of $10,000. As provided in the Agreement and subject to
certain limitations therein set forth, the Certificates are exchangeable for new
Certificates of authorized denominations, as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer
or exchange, but the Owner Trustee or the Certificate Registrar may require
payment of a sum sufficient to cover any tax or governmental charge payable in
connection therewith.
The Owner Trustee, the Certificate Paying Agent, the Certificate
Registrar and any agent of the Owner Trustee, the Certificate Paying Agent, or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and none of the Owner Trustee,
the Certificate Paying Agent, the Certificate Registrar or any such agent shall
be affected by any notice to the contrary.
This Certificate shall be governed by and construed in accordance with
the laws of the State of New York.
A-6
<PAGE>
The obligations created by the Agreement in respect of the
Certificates and the Trust created thereby shall terminate upon the earliest of
(i) the final distribution of all moneys or other property or proceeds of the
Owner Trust Estate in accordance with the terms of the Indenture and the
Agreement, (ii) the Payment Date in June 2022, or (iii) the bankruptcy or
insolvency of the Holder of the Designated Certificate and the satisfaction of
other conditions specified in Section 8.02 of the Agreement.
Unless the certificate of authentication hereon shall have been
executed by an authorized officer of the Owner Trustee, or an authenticating
agent by manual signature, this Certificate shall not be entitled to any benefit
under the Agreement or be valid for any purpose.
A-7
<PAGE>
[SCHEDULE A]
to
HOME EQUITY LOAN TRUST 1996-HS1
Home Equity Loan-Backed Variable Funding Certificate
<TABLE>
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DATE PERCENTAGE INTEREST PRINCIPAL REPAID PRINCIPAL OUTSTANDING
AUTHORIZED SIGNATURE
OF INDENTURE TRUSTEE
<S> <C> <C> <C> <C>
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</TABLE>
================================================================================
A-8
<PAGE>
IN WITNESS WHEREOF, the Owner Trustee, on behalf of the Trust and not
in its individual capacity, has caused this Certificate to be duly executed.
HOME EQUITY LOAN
TRUST 1996-HS1
by WILMINGTON TRUST COMPANY, not in its
individual capacity but solely as Owner
Trustee
Dated: May __, 1996 __________________________
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the [Initial Certificates] [Variable Funding Certificates]
referred to in the within mentioned Agreement.
WILMINGTON TRUST COMPANY,
not in its individual capacity
but solely as Owner Trustee
By:______________________________
Authorized Signatory
or __________________________________,
as Authenticating Agent of the Trust
By:______________________________
Authorized Signatory
A-9
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sells, assigns and transfers unto
PLEASE INSERT SOCIAL SECURITY OR
OTHER IDENTIFYING NUMBER OF ASSIGNEE
- --------------------------------------------------------------------------------
(Please print or type name and address, including postal zip code, of assignee)
- --------------------------------------------------------------------------------
the within Certificate, and all rights thereunder, hereby irrevocably
constituting and appointing
- --------------------------------------------------------------------------------
to transfer said Certificate on the books of the Certificate Registrar, with
full power of substitution in the premises.
Dated:
*/
__________________________________________-
Signature Guaranteed:
*/
____________________________-
_________________
*/ NOTICE: The signature to this assignment must correspond with the name as
- -
it appears upon the face of the within Certificate in every particular, without
alteration, enlargement or any change whatever. Such signature must be
guaranteed by a member firm of the New York Stock Exchange or a commercial bank
or trust company.
A-10
<PAGE>
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for the information of the
Certificate Paying Agent:
Distribution shall be made by wire transfer in immediately available funds
to ______________________________________________
_________________________________________________________________
for the account of ________________________________________, account number
______________, or, if mailed by check, to ______________.
Applicable statements should be mailed to__________________.
______________________________
Signature of assignee or agent
(for authorization of wire
transfer only)
A-11
<PAGE>
EXHIBIT B
TO THE TRUST AGREEMENT
CERTIFICATE OF TRUST
OF
HOME EQUITY LOAN TRUST 1996-HS1
THE UNDERSIGNED, ______________________, as owner trustee (the "Trustee"),
for the purpose of forming a business trust does hereby certify as follows:
1. The name of the business trust is:
HOME EQUITY LOAN TRUST 1996-HS1
2. The name and business address of the Trustee of the business trust in
the State of Delaware is ______________________, _________________, __________,
Delaware _____.
3. The business trust reserves the right to amend, alter, change, or
repeal any provision contained in this Certificate of Trust in the manner now or
hereafter prescribed by law.
4. This Certificate of Trust shall be effective upon filing.
THE UNDERSIGNED, being the Trustee hereinbefore named, for the purpose of
forming a business trust pursuant to the provisions of the Delaware Business
Trust Act, does make this certificate of trust, hereby declaring and further
certifying that this is its act and deed and that to the best of the
undersigned's knowledge and belief the facts herein stated are true.
[NAME OF OWNER TRUSTEE],
not in its individual capacity but
solely as owner trustee under a Trust
Agreement dated as of May 1, 1996
By:_________________________________
Name:
Title:
B-1
<PAGE>
EXHIBIT C
[FORM OF RULE 144A INVESTMENT REPRESENTATION]
Description of Rule 144A Securities, including numbers:
_______________________________________________
_______________________________________________
_______________________________________________
_______________________________________________
The undersigned seller, as registered holder (the "Seller"), intends
to transfer the Rule 144A Securities described above to the undersigned buyer
(the "Buyer").
1. In connection with such transfer and in accordance with the
agreements pursuant to which the Rule 144A Securities were issued, the Seller
hereby certifies the following facts: Neither the Seller nor anyone acting on
its behalf has offered, transferred, pledged, sold or otherwise disposed of the
Rule 144A Securities, any interest in the Rule 144A Securities or any other
similar security to, or solicited any offer to buy or accept a transfer, pledge
or other disposition of the Rule 144A Securities, any interest in the Rule 144A
Securities or any other similar security from, or otherwise approached or
negotiated with respect to the Rule 144A Securities, any interest in the Rule
144A Securities or any other similar security with, any person in any manner, or
made any general solicitation by means of general advertising or in any other
manner, or taken any other action, that would constitute a distribution of the
Rule 144A Securities under the Securities Act of 1933, as amended (the "1933
Act"), or that would render the disposition of the Rule 144A Securities a
violation of Section 5 of the 1933 Act or require registration pursuant thereto,
and that the Seller has not offered the Rule 144A Securities to any person other
than the Buyer or another "qualified institutional buyer" as defined in Rule
144A under the 1933 Act.
2. The Buyer warrants and represents to, and covenants with, the
Owner Trustee and the Depositor (as defined in the Trust Agreement (the
"Agreement"), dated as of _________, ____ between Residential Funding Mortgage
Securities II, Inc., as Depositor and ______________________, as Owner Trustee
pursuant to Section 3.05 of the Agreement and __________________________________
as indenture trustee, as follows:
a. The Buyer understands that the Rule 144A Securities have not
been registered under the 1933 Act or the securities laws of any state.
b. The Buyer considers itself a substantial, sophisticated
institutional investor having such knowledge and experience in financial
and business matters that it is capable of evaluating the merits and risks
of investment in the Rule 144A Securities.
c. The Buyer has been furnished with all information regarding
the Rule 144A Securities that it has requested from the Seller, the
Indenture Trustee, the Owner Trustee or the Master Servicer.
<PAGE>
d. Neither the Buyer nor anyone acting on its behalf has offered,
transferred, pledged, sold or otherwise disposed of the Rule 144A
Securities, any interest in the Rule 144A Securities or any other similar
security to, or solicited any offer to buy or accept a transfer, pledge or
other disposition of the Rule 144A Securities, any interest in the Rule
144A Securities or any other similar security from, or otherwise approached
or negotiated with respect to the Rule 144A Securities, any interest in the
Rule 144A Securities or any other similar security with, any person in any
manner, or made any general solicitation by means of general advertising or
in any other manner, or taken any other action, that would constitute a
distribution of the Rule 144A Securities under the 1933 Act or that would
render the disposition of the Rule 144A Securities a violation of Section 5
of the 1933 Act or require registration pursuant thereto, nor will it act,
nor has it authorized or will it authorize any person to act, in such
manner with respect to the Rule 144A Securities.
e. The Buyer is a "qualified institutional buyer" as that term
is defined in Rule 144A under the 1933 Act and has completed either of the
forms of certification to that effect attached hereto as Annex 1 or Annex
2. The Buyer is aware that the sale to it is being made in reliance on
Rule 144A. The Buyer is acquiring the Rule 144A Securities for its own
account or the accounts of other qualified institutional buyers,
understands that such Rule 144A Securities may be resold, pledged or
transferred only (i) to a person reasonably believed to be a qualified
institutional buyer that purchases for its own account or for the account
of a qualified institutional buyer to whom notice is given that the resale,
pledge or transfer is being made in reliance on Rule 144A, or (ii) pursuant
to another exemption from registration under the 1933 Act.
[3. The Buyer warrants and represents to, and covenants with, the
Seller, the Indenture Trustee, Owner Trustee, Master Servicer and the Depositor
that either (1) the Buyer is (A) not an employee benefit plan (within the
meaning of Section 3(3) of the Employee Retirement Income Security Act of 1974,
as amended ("ERISA")), or a plan (within the meaning of Section 4975(e)(1) of
the Internal Revenue Code of 1986 ("Code")), which (in either case) is subject
to ERISA or Section 4975 of the Code (both a "Plan"), and (B) is not directly or
indirectly purchasing the Rule 144A Securities on behalf of, as investment
manager of, as named fiduciary of, as trustee of, or with "plan assets" of a
Plan, or (2) the Buyer understands that registration of transfer of any Rule
144A Securities to any Plan, or to any Person acting on behalf of any Plan, will
not be made unless such Plan delivers a certification of facts and an opinion of
its counsel, addressed and satisfactory to the Certificate Registrar and the
Depositor, to the effect that the purchase and holding of the Rule 144A
Securities by, on behalf of or with "plan assets" of any Plan would not
constitute or result in a prohibited transaction under Section 406 of ERISA or
Section 4975 of the Code, and would not subject the Depositor, the Master
Servicer, the Indenture Trustee or the Trust to any obligation or liability
(including liabilities under ERISA or Section 4975 of the Code) in addition to
those undertaken in the Agreement or any other liability.]
4. This document may be executed in one or more counterparts and by
the different parties hereto on separate counterparts, each of which, when so
executed, shall be deemed to be an original; such counterparts, together, shall
constitute one and the same document.
<PAGE>
IN WITNESS WHEREOF, each of the parties has executed this document as
of the date set forth below.
- --------------------------- ----------------------------------
Print Name of Seller Print Name of Buyer
By: By:
------------------------ ---------------------------
Name: Name:
Title: Title:
Taxpayer Identification: Taxpayer Identification:
No. No.
------------------------ ---------------------------
Date: Date:
---------------------- -------------------------
<PAGE>
ANNEX 1 TO EXHIBIT C
--------------------
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
--------------------------------------------------------
[For Buyers Other Than Registered Investment Companies]
The undersigned hereby certifies as follows in connection with the Rule
144A Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief Financial
Officer, Senior Vice President or other executive officer of the Buyer.
2. In connection with purchases by the Buyer, the Buyer is a "qualified
institutional buyer" as that term is defined in Rule 144A under the Securities
Act of 1933 ("Rule 144A") because (i) the Buyer owned and/or invested on a
discretionary basis $______________________/1/ in securities (except for the
excluded securities referred to below) as of the end of the Buyer's most recent
fiscal year (such amount being calculated in accordance with Rule 144A) and (ii)
the Buyer satisfies the criteria in the category marked below.
___ Corporation, etc. The Buyer is a corporation (other than a bank, savings
-----------------
and loan association or similar institution), Massachusetts or similar
business trust, partnership, or charitable organization described in
Section 501(c)(3) of the Internal Revenue Code.
___ Bank. The Buyer (a) is a national bank or banking institution organized
----
under the laws of any State, territory or the District of Columbia, the
business of which is substantially confined to banking and is supervised
by the State or territorial banking commission or similar official or is
a foreign bank or equivalent institution, and (b) has an audited net
worth of at least $25,000,000 as demonstrated in its latest annual
financial statements, a copy of which is attached hereto.
----------------------------------
- ----------------------
/1/ Buyer must own and/or invest on a discretionary basis at least $100,000,000
in securities unless Buyer is a dealer, and, in that case, Buyer must own and/or
invest on a discretionary basis at least $10,000,000 in securities.
<PAGE>
___ Savings and Loan. The Buyer (a) is a savings and loan association,
----------------
building and loan association, cooperative bank, homestead association or
similar institution, which is supervised and examined by a State or
Federal authority having supervision over any such institutions or is a
foreign savings and loan association or equivalent institution and (b)
has an audited net worth of at least $25,000,000 as demonstrated in its
latest annual financial statements.
___ Broker-Dealer. The Buyer is a dealer registered pursuant to Section 15
-------------
of the Securities Exchange Act of 1934.
___ Insurance Company. The Buyer is an insurance company whose primary and
-----------------
predominant business activity is the writing of insurance or the
reinsuring of risks underwritten by insurance companies and which is
subject to supervision by the insurance commissioner or a similar
official or agency of a State or territory or the District of Columbia.
___ State or Local Plan. The Buyer is a plan established and maintained by a
-------------------
State, its political subdivisions, or any agency or instrumentality of
the State or its political subdivisions, for the benefit of its
employees.
___ ERISA Plan. The Buyer is an employee benefit plan within the meaning of
----------
Title I of the Employee Retirement Income Security Act of 1974.
___ Investment Adviser. The Buyer is an investment adviser registered under
------------------
the Investment Advisers Act of 1940.
___ SBIC. The Buyer is a Small Business Investment Company licensed by the
----
U.S. Small Business Administration under Section 301(c) or (d) of the
Small Business Investment Act of 1958.
___ Business Development Company. The Buyer is a business development
----------------------------
company as defined in Section 202(a)(22) of the Investment Advisers Act
of 1940.
___ Trust Fund. The Buyer is a trust fund whose trustee is a bank or trust
----------
company and whose participants are exclusively (a) plans established and
maintained by a State, its political subdivisions, or any agency or
instrumentality of the State or its political subdivisions, for the
benefit of its employees, or (b) employee benefit plans within the
meaning of Title I of the Employee Retirement Income Security Act of
1974, but is not a trust fund that includes as participants individual
retirement accounts or H.R. 10 plans.
3. The term "securities" as used herein does not include (i) securities
---------- ----------------
of issuers that are affiliated with the Buyer, (ii) securities that are part of
an unsold allotment to or subscription by the Buyer, if the Buyer is a dealer,
(iii) bank deposit notes and certificates of deposit, (iv) loan participations,
(v) repurchase agreements, (vi) securities owned but subject to a repurchase
agreement and (vii) currency, interest rate and commodity swaps.
<PAGE>
4. For purposes of determining the aggregate amount of securities owned
and/or invested on a discretionary basis by the Buyer, the Buyer used the cost
of such securities to the Buyer and did not include any of the securities
referred to in the preceding paragraph. Further, in determining such aggregate
amount, the Buyer may have included securities owned by subsidiaries of the
Buyer, but only if such subsidiaries are consolidated with the Buyer in its
financial statements prepared in accordance with generally accepted accounting
principles and if the investments of such subsidiaries are managed under the
Buyer's direction. However, such securities were not included if the Buyer is a
majority-owned, consolidated subsidiary of another enterprise and the Buyer is
not itself a reporting company under the Securities Exchange Act of 1934.
5. The Buyer acknowledges that it is familiar with Rule 144A and
understands that the seller to it and other parties related to the Rule 144A
Securities are relying and will continue to rely on the statements made herein
because one or more sales to the Buyer may be in reliance on Rule 144A.
___ ___ Will the Buyer be purchasing the Rule 144A
Yes No Securities only for the Buyer's own account?
6. If the answer to the foregoing question is "no", the Buyer agrees
that, in connection with any purchase of securities sold to the Buyer for the
account of a third party (including any separate account) in reliance on Rule
144A, the Buyer will only purchase for the account of a third party that at the
time is a "qualified institutional buyer" within the meaning of Rule 144A. In
addition, the Buyer agrees that the Buyer will not purchase securities for a
third party unless the Buyer has obtained a current representation letter from
such third party or taken other appropriate steps contemplated by Rule 144A to
conclude that such third party independently meets the definition of "qualified
institutional buyer" set forth in Rule 144A.
7. The Buyer will notify each of the parties to which this certification
is made of any changes in the information and conclusions herein. Until such
notice is given, the Buyer's purchase of Rule 144A Securities will constitute a
reaffirmation of this certification as of the date of such purchase.
----------------------------------------
Print Name of Buyer
By:
-----------------------------------
Name:
Title:
Date:
-----------------------------------
<PAGE>
ANNEX 2 TO EXHIBIT C
--------------------
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
--------------------------------------------------------
[For Buyers That Are Registered Investment Companies]
The undersigned hereby certifies as follows in connection with the Rule
144A Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief Financial
Officer or Senior Vice President of the Buyer or, if the Buyer is a "qualified
institutional buyer" as that term is defined in Rule 144A under the Securities
Act of 1933 ("Rule 144A") because Buyer is part of a Family of Investment
Companies (as defined below), is such an officer of the Adviser.
2. In connection with purchases by Buyer, the Buyer is a "qualified
institutional buyer" as defined in SEC Rule 144A because (i) the Buyer is an
investment company registered under the Investment Company Act of 1940, and (ii)
as marked below, the Buyer alone, or the Buyer's Family of Investment Companies,
owned at least $100,000,000 in securities (other than the excluded securities
referred to below) as of the end of the Buyer's most recent fiscal year. For
purposes of determining the amount of securities owned by the Buyer or the
Buyer's Family of Investment Companies, the cost of such securities was used.
____ The Buyer owned $___________________ in securities (other than the
excluded securities referred to below) as of the end of the Buyer's
most recent fiscal year (such amount being calculated in accordance
with Rule 144A).
____ The Buyer is part of a Family of Investment Companies which owned in
the aggregate $______________ in securities (other than the excluded
securities referred to below) as of the end of the Buyer's most recent
fiscal year (such amount being calculated in accordance with Rule
144A).
3. The term "Family of Investment Companies" as used herein means
------------------------------
two or more registered investment companies (or series thereof) that have the
same investment adviser or investment advisers that are affiliated (by virtue of
being majority owned subsidiaries of the same parent or because one investment
adviser is a majority owned subsidiary of the other).
4. The term "securities" as used herein does not include (i)
----------
securities of issuers that are affiliated with the Buyer or are part of the
Buyer's Family of Investment Companies, (ii) bank deposit notes and certificates
of deposit, (iii) loan participations, (iv) repurchase agreements, (v)
securities owned but subject to a repurchase agreement and (vi) currency,
interest rate and commodity swaps.
5. The Buyer is familiar with Rule 144A and understands that each of
the parties to which this certification is made are relying and will continue to
rely on the statements
<PAGE>
made herein because one or more sales to the Buyer will be in reliance on Rule
144A. In addition, the Buyer will only purchase for the Buyer's own account.
6. The undersigned will notify each of the parties to which this
certification is made of any changes in the information and conclusions herein.
Until such notice, the Buyer's purchase of Rule 144A Securities will constitute
a reaffirmation of this certification by the undersigned as of the date of such
purchase.
------------------------------------
Print Name of Buyer
By:_________________________________
Name:____________________________
Title:___________________________
IF AN ADVISER:
-----------------------------------
Print Name of Buyer
Date:________________________________
<PAGE>
EXHIBIT D
FORM OF INVESTOR REPRESENTATION LETTER
___________, 19__
Residential Funding Mortgage Securities II, Inc.
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, MN 55437
The Chase Manhattan Bank, N.A.
4 MetroTech - 3rd Floor
New York, NY 11245
Attention: Corporate Trust Administration
Re: Home Equity Loan-Backed Certificates
Series 1996-HS1
-------------------------------------------
Ladies and Gentlemen:
______________________ (the "Purchaser") intends to purchase from
__________________ (the "Seller") $__________ [Initial Security Balance of
Certificates] [Variable Funding Certificates] of Series 1996-HS1 (the
"Certificates"), issued pursuant to the Trust Agreement (the "Trust Agreement"),
dated as of May 1, 1996 between Residential Funding Mortgage Securities II, Inc.
as depositor (the "Company") and Wilmington Trust Company, as owner trustee (the
"Owner Trustee"), as acknowledged and agreed by The Chase Manhattan Bank, N.A.
as Certificate Registrar. All terms used herein and not otherwise defined shall
have the meanings set forth in the Trust Agreement. The Purchaser hereby
certifies, represents and warrants to, and covenants with, the Company and the
Certificate Registrar that:
1. The Purchaser understands that (a) the Certificates have not
been and will not be registered or qualified under the Securities Act
of 1933, as amended (the "Act") or any state securities law, (b) the
Company is not required to so register or qualify the Certificates,
(c) the Certificates may be resold only if registered and qualified
pursuant to the provisions of the Act or any state securities law, or
if an exemption from such registration and qualification is available,
(d) the Trust Agreement contains restrictions regarding the transfer
of the Certificates and (e) the Certificates will bear a legend to the
foregoing effect.
D-1
<PAGE>
2. The Purchaser is acquiring the Certificates for its own
account for investment only and not with a view to or for sale in
connection with any distribution thereof in any manner that would
violate the Act or any applicable state securities laws.
3. The Purchaser is (a) a substantial, sophisticated
institutional investor having such knowledge and experience in
financial and business matters, and, in particular, in such matters
related to securities similar to the Certificates, such that it is
capable of evaluating the merits and risks of investment in the
Certificates, (b) able to bear the economic risks of such an
investment and (c) an "accredited investor" within the meaning of Rule
501(a) promulgated pursuant to the Act.
4. The Purchaser has been furnished with, and has had an
opportunity to review (a) [a copy of the Private Placement Memorandum,
dated ____, 19__, relating to the Certificates (b)] a copy of the
Trust Agreement and [b] [c] such other information concerning the
Certificates, the Revolving Credit Loans and the Company as has been
requested by the Purchaser from the Company or the Seller and is
relevant to the Purchaser's decision to purchase the Certificates.
The Purchaser has had any questions arising from such review answered
by the Company or the Seller to the satisfaction of the Purchaser.
[If the Purchaser did not purchase the Certificates from the Seller in
connection with the initial distribution of the Certificates and was
provided with a copy of the Private Placement Memorandum (the
"Memorandum") relating to the original sale (the "Original Sale") of
the Certificates by the Company, the Purchaser acknowledges that such
Memorandum was provided to it by the Seller, that the Memorandum was
prepared by the Company solely for use in connection with the Original
Sale and the Company did not participate in or facilitate in any way
the purchase of the Certificates by the Purchaser from the Seller, and
the Purchaser agrees that it will look solely to the Seller and not to
the Company with respect to any damage, liability, claim or expense
arising out of, resulting from or in connection with (a) error or
omission, or alleged error or omission, contained in the Memorandum,
or (b) any information, development or event arising after the date of
the Memorandum.]
5. The Purchaser has not and will not nor has it authorized or
will it authorize any person to (a) offer, pledge, sell, dispose of or
otherwise transfer any Certificate, any interest in any Certificate or
any other similar security to any person in any manner, (b) solicit
any offer to buy or to accept a pledge, disposition of other transfer
of any Certificate, any interest in any Certificate or any other
similar security from any person in any manner, (c) otherwise approach
or negotiate with respect to any Certificate, any interest in any
Certificate or any other similar security with any person in any
manner, (d) make any general solicitation by means of general
advertising or in any other manner or (e) take any other action, that
(as to any of (a) through (e) above) would constitute a distribution
of any Certificate under the Act, that would render the disposition of
any Certificate a violation of Section 5 of the Act or any state
securities law, or
D-2
<PAGE>
that would require registration or qualification pursuant thereto.
The Purchaser will not sell or otherwise transfer any of the
Certificates, except in compliance with the provisions of the Trust
Agreement.
6. The Purchaser is not an employee benefit plan or other plan
subject to the Employee Retirement Income Security Act of 1974, as
amended ("ERISA"), or Section 4975 of the Internal Revenue Code of
1986 (the "Code"), nor a Person acting, directly or indirectly, on
behalf of or purchasing any Certificate with "plan assets" of any such
plan, and understands that registration of transfer of any Certificate
to any such plan, or to any Person acting on behalf of or purchasing
any Certificate with "plan assets" of any such plan, will not be made
unless plan or Person delivers a certification of facts and an opinion
of its counsel, addressed and satisfactory to the Trust, the Company
and the Certificate Registrar, to the effect that the purchase and
holding of a Certificate by, on behalf of or with "plan assets" of any
such plan is permissible under applicable law, would not constitute or
result in a non-exempt prohibited transaction under Section 406 of
ERISA or Section 4975 of the Code, and would not subject the Company,
the Master Servicer, the Owner Trustee or the Certificate Registrar to
any obligation or liability (including liabilities under Section 406
of ERISA or Section 4975 of the Code) in addition to those undertaken
in the Trust Agreement or any other liability.
7. The Purchaser is not a non-United States person.
Very truly yours,
--------------------------------
By:______________________________
Name:____________________________
Title:___________________________
D-3
<PAGE>
EXHIBIT E
FORM OF TRANSFEROR REPRESENTATION LETTER
_________, 19__
Residential Funding Mortgage Securities II, Inc.
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, MN 55437
The Chase Manhattan Bank, N.A.
4 MetroTech - 3rd Floor
New York, NY 11245
Attention: Corporate Trust Administration
Re: Home Equity Loan-Backed Certificates
Series 1996-HS1
-------------------------------------------
Ladies and Gentlemen:
______________________ (the "Purchaser") intends to purchase from
__________________ (the "Seller") $__________ [Initial Security Balance of
Certificates] [Variable Funding Certificates] of Series 1996-HS1 (the
"Certificates"), issued pursuant to the Trust Agreement (the "Trust Agreement"),
dated as of May 1, 1996 between Residential Funding Mortgage Securities II, Inc.
as depositor (the "Company") and Wilmington Trust Company, as owner trustee (the
"Owner Trustee"), as acknowledged and agreed by The Chase Manhattan Bank, N.A.
as Certificate Registrar. All terms used herein and not otherwise defined shall
have the meanings set forth in the Trust Agreement. The Seller hereby
certifies, represents and warrants to, and covenants with, the Company and the
Certificate Registrar that:
Neither the Seller nor anyone acting on its behalf has (a) offered,
pledged, sold, disposed of or otherwise transferred any Certificate, any
interest in any Certificate or any other similar security to any person in any
manner, (b) has solicited any offer to buy or to accept a pledge, disposition or
other transfer of any Certificate, any interest in any Certificate or any other
similar security from any person in any manner, (c) has otherwise approached or
negotiated with respect to any Certificate, any interest in any Certificate or
any other similar security with any person in any manner, (d) has made any
general solicitation by means of general advertising or in any other manner, or
(e) has taken any other action, that (as to any of (a) through (e) above) would
constitute a distribution of the Certificates under the Securities Act of 1933
(the "Act"), that would render the disposition of any Certificate a violation of
Section 5 of the Act or any state securities law, or that would require
registration or qualification
E-1
<PAGE>
pursuant thereto. The Seller will not act, in any manner set forth in the
foregoing sentence with respect to any Certificate. The Seller has not and will
not sell or otherwise transfer any of the Certificates, except in compliance
with the provisions of the Trust Agreement.
Very truly yours,
----------------------------------------
(Seller)
By:
----------------------------------------
Name:
----------------------------------------
Title:
----------------------------------------
E-2
<PAGE>
EXHIBIT F
CERTIFICATE OF NON-FOREIGN STATUS
This Certificate of Non-Foreign Status ("certificate") is delivered
pursuant to Section 3.05 of the Trust Agreement, dated as of _________, ____
(the "Trust Agreement"), between Residential Funding Mortgage Securities II,
Inc., as depositor and ______________________, as Owner Trustee, in connection
with the acquisition of, transfer to or possession by the undersigned, whether
as beneficial owner (the "Beneficial Owner"), or nominee on behalf of the
Beneficial Owner of the Residential Home Equity Loan-Backed Certificates, Series
1996-HS1 (the "Certificate"). Capitalized terms used but not defined in this
certificate have the respective meanings given them in the Trust Agreement.
Each holder must complete Part I, Part II (if the holder is a nominee), and in
all cases sign and otherwise complete Part III.
In addition, each holder shall submit with the Certificate an IRS Form W-9
relating to such holder.
To confirm to the Trust that the provisions of Sections 871, 881 or 1446 of the
Internal Revenue Code (relating to withholding tax on foreign partners) do not
apply in respect of the Certificate held by the undersigned, the undersigned
hereby certifies:
Part I - Complete Either A or B
A. Individual as Beneficial Owner
1. I am (The Beneficial Owner is ) not a non-resident alien for
purposes of U.S. income taxation;
2. My (The Beneficial Owner's) name and home address are:
_________________________________________
_________________________________________
_________________________________________; and
3. My (The Beneficial Owner's) U.S. taxpayer identification
number (Social Security Number) is _______________________.
B. Corporate, Partnership or Other Entity as Beneficial Owner
1. ________________________ (Name of the Beneficial Owner) is
not a foreign corporation, foreign partnership, foreign
trust or foreign estate (as those terms are defined in the
Code and Treasury Regulations;
2. The Beneficial Owner's office address and place of
incorporation (if applicable) is
______________________________________; and
F-1
<PAGE>
3. The Beneficial Owner's U.S. employer identification number is
___________________.
Part II - Nominees
If the undersigned is the nominee for the Beneficial Owner, the undersigned
certifies that this certificate has been made in reliance upon information
contained in:
______ an IRS Form W-9
______ a form such as this or substantially similar
provided to the undersigned by an appropriate person and (i) the undersigned
agrees to notify the Trust at least thirty (30) days prior to the date that the
form relied upon becomes obsolete, and (ii) in connection with change in
Beneficial Owners, the undersigned agrees to submit a new Certificate of Non-
Foreign Status to the Trust promptly after such change.
Part III - Declaration
The undersigned, as the Beneficial Owner or a nominee thereof, agrees to
notify the Trust within sixty (60) days of the date that the Beneficial Owner
becomes a foreign person. The undersigned understands that this certificate may
be disclosed to the Internal Revenue Service by the Trust and any false
statement contained therein could be punishable by fines, imprisonment or both.
F-2
<PAGE>
Under penalties of perjury, I declare that I have examined this certificate
and to the best of my knowledge and belief it is true, correct and complete and
will further declare that I will inform the Trust of any change in the
information provided above, and, if applicable, I further declare that I have
the authority* to sign this document.
- ------------------------------------
Name
- ------------------------------------
Title (if applicable)
- -----------------------------------
Signature and Date
*NOTE: If signed pursuant to a power of attorney, the power of attorney must
accompany this certificate.
F-3
<PAGE>
4.5
EXECUTION COPY
HOME EQUITY LOAN TRUST 1996-HS1
Issuer
AND
THE CHASE MANHATTAN BANK, N.A.
Indenture Trustee
INDENTURE
Dated as of May 1, 1996
__________________________________________
HOME EQUITY LOAN-BACKED TERM NOTES
HOME EQUITY LOAN-BACKED VARIABLE FUNDING NOTES
_____________
<PAGE>
TABLE OF CONTENTS
-----------------
Section Page
- ------- ----
ARTICLE I
Definitions
1.01. Definitions..................................................... 2
1.02. Incorporation by Reference of Trust Indenture Act............... 2
1.03. Rules of Construction........................................... 2
ARTICLE II
Original Issuance of Notes
2.01. Form............................................................ 4
2.02. Execution, Authentication and Delivery.......................... 4
ARTICLE III
Covenants
3.01. Collection of Payments with respect to the Class A Ownership
Interest........................................................ 6
3.02. Maintenance of Office or Agency................................. 6
3.03. Money for Payments To Be Held in Trust; Paying Agent............ 6
3.04. Existence....................................................... 7
3.05. Payment of Principal and Interest; Defaulted Interest........... 8
3.06. Protection of Trust Estate...................................... 10
3.07. Opinions as to Trust Estate..................................... 10
3.08. Performance of Obligations; Servicing Agreement................. 11
3.09. Negative Covenants.............................................. 11
3.10. Annual Statement as to Compliance............................... 12
3.11. Recording of Assignments........................................ 12
3.12. Representations and Warranties Concerning the Revolving Credit
Loans........................................................... 12
3.13. Assignee of Record of the Mortgage Loans........................ 12
3.14. Master Servicer as Agent and Bailee of the Class A Ownership
Interest Holder................................................. 13
3.15. Investment Company Act.......................................... 13
3.16. Issuer May Consolidate, etc..................................... 13
3.17. Successor or Transferee......................................... 15
3.18. No Other Business............................................... 15
3.19. No Borrowing.................................................... 15
3.20. Guarantees, Loans, Advances and Other Liabilities............... 15
3.21. Capital Expenditures............................................ 15
3.22. Owner Trustee Not Liable for Certificates or Related Documents.. 16
i
<PAGE>
3.23. Restricted Payments............................................. 16
3.24. Notice of Events of Default..................................... 16
3.25. Further Instruments and Acts.................................... 16
3.26. Statements to Noteholders....................................... 16
3.27. Determination of Note Rate and Certificate Rate................. 16
3.28. Payments under the Credit Enhancement Instrument................ 17
ARTICLE IV
The Notes; Satisfaction and Discharge of Indenture
4.01. The Notes; Increase of Maximum Variable Funding Balance;
Variable Funding Notes.......................................... 18
4.02. Registration of and Limitations on Transfer and Exchange of
Notes; Appointment of Certificate Registrar..................... 19
4.03. Mutilated, Destroyed, Lost or Stolen Notes...................... 21
4.04. Persons Deemed Owners........................................... 21
4.05. Cancellation.................................................... 21
4.06. Book-Entry Notes................................................ 22
4.07. Notices to Depository........................................... 23
4.08. Definitive Notes................................................ 23
4.09. Tax Treatment................................................... 23
4.10. Satisfaction and Discharge of Indenture......................... 23
4.11. Application of Trust Money...................................... 24
4.12. Subrogation and Cooperation..................................... 25
4.13. Repayment of Monies Held by Paying Agent........................ 25
4.14. Temporary Notes................................................. 26
5.01. Events of Default............................................... 27
5.02. Acceleration of Maturity; Rescission and Annulment.............. 27
5.03. Collection of Indebtedness and Suits for Enforcement by
Indenture Trustee............................................... 28
5.04. Remedies; Priorities............................................ 30
5.05. Optional Preservation of the Trust Estate....................... 31
5.06. Limitation of Suits............................................. 32
5.07. Unconditional Rights of Noteholders To Receive Principal and
Interest........................................................ 32
5.08. Restoration of Rights and Remedies.............................. 32
5.09. Rights and Remedies Cumulative.................................. 33
5.10. Delay or Omission Not a Waiver.................................. 33
5.11. Control by Noteholders.......................................... 33
5.12. Waiver of Past Defaults......................................... 34
5.13. Undertaking for Costs........................................... 34
5.14. Waiver of Stay or Extension Laws................................ 34
5.15. Sale of Trust Estate............................................ 34
5.16. Action on Notes................................................. 36
ARTICLE VI
ii
<PAGE>
The Indenture Trustee
6.01. Duties of Indenture Trustee..................................... 38
6.02. Rights of Indenture Trustee..................................... 39
6.03. Individual Rights of Indenture Trustee.......................... 39
6.04. Indenture Trustee's Disclaimer.................................. 39
6.05. Notice of Event of Default...................................... 40
6.06. Reports by Indenture Trustee to Holders......................... 40
6.07. Compensation and Indemnity...................................... 40
6.08. Replacement of Indenture Trustee................................ 40
6.09. Successor Indenture Trustee by Merger........................... 41
6.10. Appointment of Co-Indenture Trustee or Separate Indenture
Trustee......................................................... 42
6.11. Eligibility; Disqualification................................... 43
6.12. Preferential Collection of Claims Against Issuer................ 43
6.13. Representations and Warranties.................................. 43
6.14. Directions to Indenture Trustee................................. 44
6.15. Indenture Trustee May Own Securities............................ 44
ARTICLE VII
Noteholders' Lists and Reports
7.01. Issuer To Furnish Indenture Trustee Names and Addresses of
Noteholders..................................................... 45
7.02. Preservation of Information; Communications to Noteholders...... 45
7.03. Reports by Issuer............................................... 45
7.04. Reports by Indenture Trustee.................................... 46
ARTICLE VIII
Accounts, Disbursements and Releases
8.01. Collection of Money............................................. 47
8.02. Trust Accounts.................................................. 47
8.03. Officer's Certificate........................................... 47
8.04. Termination Upon Distribution to Noteholders.................... 47
8.05. Release of Trust Estate......................................... 48
8.06. Surrender of Notes Upon Final Payment........................... 48
ARTICLE IX
Supplemental Indentures
9.01. Supplemental Indentures Without Consent of Noteholders.......... 49
9.02. Supplemental Indentures With Consent of Noteholders............. 50
9.03. Execution of Supplemental Indentures............................ 51
9.04. Effect of Supplemental Indenture................................ 52
iii
<PAGE>
9.05. Conformity with Trust Indenture Act............................. 52
9.06. Reference in Notes to Supplemental Indentures................... 52
ARTICLE X
Miscellaneous
10.01. Compliance Certificates and Opinions, etc....................... 53
10.02. Form of Documents Delivered to Indenture Trustee................ 54
10.03. Acts of Noteholders............................................. 55
10.04. Notices, etc., to Indenture Trustee, Issuer,
Credit Enhancer andv Rating Agencies............................ 56
10.05. Notices to Noteholders; Waiver.................................. 56
10.06. Alternate Payment and Notice Provisions......................... 57
10.07. Conflict with Trust Indenture Act............................... 57
10.08. Effect of Headings.............................................. 57
10.09. Successors and Assigns.......................................... 57
10.10. Separability.................................................... 57
10.11. Benefits of Indenture........................................... 57
10.12. Legal Holidays.................................................. 58
10.13. GOVERNING LAW................................................... 58
10.14. Counterparts.................................................... 58
10.15. Recording of Indenture.......................................... 58
10.16. Issuer Obligation............................................... 58
10.17. No Petition..................................................... 58
10.18. Inspection...................................................... 59
Signatures and Seals........................................................ 81
Acknowledgments............................................................. 82
iv
<PAGE>
EXHIBITS
Exhibit A-1 - Form of Term Notes
Exhibit A-2 - Form of Variable Funding Notes
Exhibit B - Form of 144A Investment Representation for Capped Funding Notes
Exhibit C - Form of Investor Representation Letter for Capped Funding Notes
Exhibit D - Form of Transferor Representation Letter for Capped Funding
Notes
Appendix A Definitions
v
<PAGE>
CROSS-REFERENCE TABLE/*/
TRUST INDENTURE
ACT SECTION INDENTURE SECTION
(S) 310(a)(1)..................................... 3.02, 6.11
(a)(2)..................................... 6.11
(a)(3)..................................... 6.10(a) and (b)
(a)(4)..................................... Not Applicable
(a)(5)..................................... 6.11
(b) ..................................... 6.11
(c) ..................................... Not Applicable
(S) 311(a) ..................................... 6.12
(b) ..................................... 6.12
(c) ..................................... Not Applicable
(S) 312(a) ..................................... 7.01, 7.02(a)
(b) ..................................... 7.02(b)
(c) ..................................... 7.02(c)
(S) 313(a) ..................................... 7.04
(b) ..................................... 7.04
(c) ..................................... 7.04
(d) ..................................... 7.04
(S) 314(a)(1)..................................... 7.03(a)(i)
(a)(2)..................................... 7.03(a)(ii)
(a)(3)..................................... 7.03(a)(iii)
(a)(4)..................................... 3.10
(b)(1)..................................... 3.07(a)
(b)(2)..................................... 3.07(b)
(c)(1)..................................... 10.01(a) and (b)
(c)(2)..................................... 10.01(a) and (b)
(c)(3)..................................... Not Applicable
(d) ..................................... 10.01(b)
- ----------
/*/ This Cross-Reference Table shall not, for any purpose, be deemed to be part
of the Indenture.
<PAGE>
TRUST INDENTURE
ACT SECTION INDENTURE SECTION
(e) ..................................... 10.01(a)
(f) ..................................... Not Necessary
(S) 315(a) ..................................... 6.01(b)
(b) ..................................... 6.05
(c) ..................................... 6.01(a)
(d) ..................................... 6.01(c)
(d)(1)..................................... 6.01(c)(i) and 6.01(b)
(d)(2)..................................... 6.01(c)(ii)
(d)(3)..................................... 6.01(c)(iii)
(e) ..................................... 5.13
(S) 316(a) ..................................... 5.11 and 5.12
(b) ..................................... 5.07
(c) ..................................... 4.01(a)
(S) 317(a)(1)..................................... 5.03(b)
(a)(2)..................................... 5.03(d)(i)
(b) ..................................... 3.03
(S) 318(a) ..................................... 10.07
<PAGE>
This Indenture, dated as of May 1, 1996, between HOME EQUITY LOAN
TRUST 1996-HS1, a Delaware business trust, as Issuer (the "Issuer"), and The
Chase Manhattan Bank, N.A., a national banking association, as Indenture Trustee
(the "Indenture Trustee"),
WITNESSETH THAT:
Each party hereto agrees as follows for the benefit of the other party
and for the equal and ratable benefit of the Holders of the Issuer's Series
1996-HS1 Home Equity Loan-Backed Term Notes and Home Equity Loan-Backed Variable
Funding Notes (together the "Notes").
GRANTING CLAUSE
The Issuer hereby Grants to the Indenture Trustee at the Closing Date,
as trustee for the benefit of the Holders of the Notes, all of the Issuer's
right, title and interest in and to whether now existing or hereafter created
(a) the Class A Ownership Interest in the 1996-HS1 LLC, a limited liability
company (the "1996-HS1 LLC") created by the Depositor under Delaware law, (b)
all funds on deposit from time to time in the Payment Account and in all
proceeds thereof; (c) the Credit Enhancement Instrument and (d) all present and
future claims, demands, causes and chooses in action in respect of any or all of
the foregoing and all payments on or under, and all proceeds of every kind and
nature whatsoever in respect of, any or all of the foregoing and all payments on
or under, and all proceeds of every kind and nature whatsoever in the conversion
thereof, voluntary or involuntary, into cash or other liquid property, all cash
proceeds, accounts, accounts receivable, notes, drafts, acceptances, checks,
deposit accounts, rights to payment of any and every kind, and other forms of
obligations and receivables, instruments and other property which at any time
constitute all or part of or are included in the proceeds of any of the
foregoing (collectively, the "Trust Estate" or the "Collateral").
The foregoing Grant is made in trust to secure the payment of
principal of and interest on, and any other amounts owing in respect of, the
Notes, equally and ratably without prejudice, priority or distinction, and to
secure compliance with the provisions of this Indenture, all as provided in this
Indenture.
The foregoing Grant shall inure to the benefit of the Credit Enhancer
in respect of draws made on the Credit Enhancement Instrument and amounts owing
from time to time pursuant to the Insurance Agreement (regardless of whether
such amounts relate to the Notes or the Certificates), and such Grant shall
continue in full force and effect for the benefit of the Credit Enhancer until
all such amounts owing to it have been repaid in full.
The Indenture Trustee, as trustee on behalf of the Holders of the
Notes, acknowledges such Grant, accepts the trust under this Indenture in
accordance with the provisions hereof and agrees to perform its duties as
Indenture Trustee as required herein.
<PAGE>
ARTICLE I
Definitions
Section 1.01. Definitions. For all purposes of this Indenture,
-----------
except as otherwise expressly provided herein or unless the context otherwise
requires, capitalized terms not otherwise defined herein shall have the meanings
assigned to such terms in the Definitions attached hereto as Appendix A which is
incorporated by reference herein. All other capitalized terms used herein shall
have the meanings specified herein.
Section 1.02. Incorporation by Reference of Trust Indenture Act.
-------------------------------------------------
Whenever this Indenture refers to a provision of the Trust Indenture Act (the
"TIA"), the provision is incorporated by reference in and made a part of this
Indenture. The following TIA terms used in this Indenture have the following
meanings:
"Commission" means the Securities and Exchange Commission.
"indenture securities" means the Notes.
"indenture security holder" means a Noteholder.
"indenture to be qualified" means this Indenture.
"indenture trustee" or "institutional trustee" means the Indenture
Trustee.
"obligor" on the indenture securities means the Issuer and any other
obligor on the indenture securities.
All other TIA terms used in this Indenture that are defined by the
TIA, defined by TIA reference to another statute or defined by Commission
rule have the meaning assigned to them by such definitions.
Section 1.03. Rules of Construction. Unless the context otherwise
---------------------
requires:
(i) a term has the meaning assigned to it;
(ii) an accounting term not otherwise defined has the meaning
assigned to it in accordance with generally accepted accounting principles
as in effect from time to time;
(iii) "or" is not exclusive;
(iv) "including" means including without limitation;
(v) words in the singular include the plural and words in the
plural include the singular; and
2
<PAGE>
(vi) any agreement, instrument or statute defined or referred to
herein or in any instrument or certificate delivered in connection herewith
means such agreement, instrument or statute as from time to time amended,
modified or supplemented and includes (in the case of agreements or
instruments) references to all attachments thereto and instruments
incorporated therein; references to a Person are also to its permitted
successors and assigns.
3
<PAGE>
ARTICLE II
Original Issuance of Notes
Section 2.01. Form. The Term Notes and the Variable Funding Notes, in
----
each case together with the Indenture Trustee's certificate of authentication,
shall be in substantially the forms set forth in Exhibits A-1 and A-2,
respectively, with such appropriate insertions, omissions, substitutions and
other variations as are required or permitted by this Indenture and may have
such letters, numbers or other marks of identification and such legends or
endorsements placed thereon as may, consistently herewith, be determined by the
officers executing such Notes, as evidenced by their execution of the Notes.
Any portion of the text of any Note may be set forth on the reverse thereof,
with an appropriate reference thereto on the face of the Note.
The Notes shall be typewritten, printed, lithographed or engraved or
produced by any combination of these methods (with or without steel engraved
borders), all as determined by the Authorized Officers executing such Notes, as
evidenced by their execution of such Notes.
The terms of the Notes set forth in Exhibits A-1 and A-2 are part of the
terms of this Indenture.
Section 2.02. Execution, Authentication and Delivery. The Notes shall be
--------------------------------------
executed on behalf of the Issuer by any of its Authorized Officers. The
signature of any such Authorized Officer on the Notes may be manual or
facsimile.
Notes bearing the manual or facsimile signature of individuals who were at
any time Authorized Officers of the Issuer shall bind the Issuer,
notwithstanding that such individuals or any of them have ceased to hold such
offices prior to the authentication and delivery of such Notes or did not hold
such offices at the date of such Notes.
The Indenture Trustee shall upon Issuer Request authenticate and deliver
Term Notes for original issue in an aggregate initial principal amount of
$162,077,000 and Variable Funding Notes for original issue in an aggregate
initial principal amount of zero. The Security Balance of the Variable Funding
Notes in the aggregate may not exceed the Maximum Variable Funding Note Balance.
Each Note shall be dated the date of its authentication. The Notes shall
be issuable as registered Notes and the Term Notes shall be issuable in the
minimum initial Security Balances of $100,000 and in integral multiples of
$1,000 in excess thereof.
Each Variable Funding Note shall be initially issued with a Security
Balance of $0 or, if applicable, with a Security Balance in the amount equal to
the Additional Balance Differential for the Collection Period related to the
Payment Date following the date of issuance of such Variable Funding Note
pursuant to Section 4.01(c).
No Note shall be entitled to any benefit under this Indenture or be valid
or obligatory for any purpose, unless there appears on such Note a certificate
of authentication substantially in the
4
<PAGE>
form provided for herein executed by the Indenture Trustee by the manual
signature of one of its authorized signatories, and such certificate upon any
Note shall be conclusive evidence, and the only evidence, that such Note has
been duly authenticated and delivered hereunder.
5
<PAGE>
ARTICLE III
Covenants
Section 3.01. Collection of Payments with respect to the Class A
--------------------------------------------------
Ownership Interest. The Indenture Trustee shall establish and maintain with
- ------------------
itself a trust account (the "Payment Account") in which the Indenture Trustee
shall, subject to the terms of this paragraph, deposit, on the same day as it is
received from the Master Servicer, each remittance received by the Indenture
Trustee with respect to the Class A Ownership Interest. The Indenture Trustee
shall make all payments of principal of and interest on the Notes, subject to
Section 3.03 as provided in Section 3.05 herein from monies on deposit in the
Payment Account.
Section 3.02. Maintenance of Office or Agency. The Issuer will maintain
-------------------------------
in the City of New York, an office or agency where, subject to satisfaction of
conditions set forth herein, Notes may be surrendered for registration of
transfer or exchange, and where notices and demands to or upon the Issuer in
respect of the Notes and this Indenture may be served. The Issuer hereby
initially appoints the Indenture Trustee to serve as its agent for the foregoing
purposes. If at any time the Issuer shall fail to maintain any such office or
agency or shall fail to furnish the Indenture Trustee with the address thereof,
such surrenders, notices and demands may be made or served at the Corporate
Trust Office, and the Issuer hereby appoints the Indenture Trustee as its agent
to receive all such surrenders, notices and demands.
Section 3.03. Money for Payments To Be Held in Trust; Paying Agent. (a)
----------------------------------------------------
As provided in Section 3.01, all payments of amounts due and payable with
respect to any Notes that are to be made from amounts withdrawn from the Payment
Account pursuant to Section 3.01 shall be made on behalf of the Issuer by the
Indenture Trustee or by the Paying Agent, and no amounts so withdrawn from the
Payment Account for payments of Notes shall be paid over to the Issuer except as
provided in this Section 3.03.
The Issuer will cause each Paying Agent other than the Indenture Trustee to
execute and deliver to the Indenture Trustee an instrument in which such Paying
Agent shall agree with the Indenture Trustee (and if the Indenture Trustee acts
as Paying Agent it hereby so agrees), subject to the provisions of this Section
3.03, that such Paying Agent will:
(i) hold all sums held by it for the payment of amounts due with
respect to the Notes in trust for the benefit of the Persons entitled
thereto until such sums shall be paid to such Persons or otherwise disposed
of as herein provided and pay such sums to such Persons as herein provided;
(ii) give the Indenture Trustee and the Credit Enhancer written
notice of any default by the Issuer of which it has actual knowledge in the
making of any payment required to be made with respect to the Notes;
(iii) at any time during the continuance of any such default,
upon the written request of the Indenture Trustee, forthwith pay to the
Indenture Trustee all sums so held in trust by such Paying Agent;
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(iv) immediately resign as Paying Agent and forthwith pay to the
Indenture Trustee all sums held by it in trust for the payment of Notes if
at any time it ceases to meet the standards required to be met by a Paying
Agent at the time of its appointment;
(v) comply with all requirements of the Code with respect to the
withholding from any payments made by it on any Notes of any applicable
withholding taxes imposed thereon and with respect to any applicable
reporting requirements in connection therewith; and
(vi) deliver to the Indenture Trustee a copy of the report to
Noteholders prepared with respect to each Payment Date by the Master
Servicer pursuant to Section 4.01 of the Servicing Agreement.
The Issuer may at any time, for the purpose of obtaining the satisfaction
and discharge of this Indenture or for any other purpose, by Issuer Request
direct any Paying Agent to pay to the Indenture Trustee all sums held in trust
by such Paying Agent, such sums to be held by the Indenture Trustee upon the
same trusts as those upon which the sums were held by such Paying Agent; and
upon such payment by any Paying Agent to the Indenture Trustee, such Paying
Agent shall be released from all further liability with respect to such money.
Subject to applicable laws with respect to escheat of funds, any money held
by the Indenture Trustee or any Paying Agent in trust for the payment of any
amount due with respect to any Note and remaining unclaimed for one year after
such amount has become due and payable shall be discharged from such trust and
be paid to the Issuer on Issuer Request; and the Holder of such Note shall
thereafter, as an unsecured general creditor, look only to the Issuer for
payment thereof (but only to the extent of the amounts so paid to the Issuer),
and all liability of the Indenture Trustee or such Paying Agent with respect to
such trust money shall thereupon cease; provided, however, that the Indenture
Trustee or such Paying Agent, before being required to make any such repayment,
shall at the expense and direction of the Issuer cause to be published once, in
an Authorized Newspaper, notice that such money remains unclaimed and that,
after a date specified therein, which shall not be less than 30 days from the
date of such publication, any unclaimed balance of such money then remaining
will be repaid to the Issuer. The Indenture Trustee may also adopt and employ,
at the expense and direction of the Issuer, any other reasonable means of
notification of such repayment (including, but not limited to, mailing notice of
such repayment to Holders whose Notes have been called but have not been
surrendered for redemption or whose right to or interest in monies due and
payable but not claimed is determinable from the records of the Indenture
Trustee or of any Paying Agent, at the last address of record for each such
Holder).
Section 3.04. Existence. The Issuer will keep in full effect its
---------
existence, rights and franchises as a business trust under the laws of the State
of Delaware (unless it becomes, or any successor Issuer hereunder is or becomes,
organized under the laws of any other state or of the United States of America,
in which case the Issuer will keep in full effect its existence, rights and
franchises under the laws of such other jurisdiction) and will obtain and
preserve its qualification to do business in each jurisdiction in which such
qualification is or shall be necessary to protect the validity and
enforceability of this Indenture, the Notes, the Class A Ownership Interest and
each other instrument or agreement included in the Trust Estate.
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Section 3.05. Payment of Principal and Interest; Defaulted Interest. (a)
-----------------------------------------------------
On each Payment Date from amounts on deposit in the Payment Account, the Paying
Agent shall pay to the Noteholders, the Certificate Paying Agent, on behalf of
the Certificateholders, and to other Persons the amounts to which they are
entitled, as set forth in the statements delivered to the Indenture Trustee
pursuant to Section 4.01 of the Servicing Agreement, as set forth below in the
following order of priority:
(i) (x) to the Noteholders the sum of (a) interest for the
related Interest Period at the Note Rate on the Security Balances of Notes
immediately prior to such Payment Date and (b) any previously accrued and
unpaid interest for prior Payment Dates and (y) to the Certificate Paying
Agent, the Certificate Preferred Return for such Payment Date;
(ii) to the Noteholders and the Certificate Paying Agent, as the
case may be, as principal on the Term Notes and Variable Funding Notes, and
as a Certificate Distribution Amount to the Certificates, pro rata based on
the Security Balances thereof, the Principal Collection Distribution Amount
for such Payment Date;
(iii) to the Noteholders and the Certificate Paying Agent, as
the case may be, as principal to the Term Notes and Variable Funding Notes,
and as a Certificate Distribution Amount to the Certificates, pro rata
based on the Security Balances thereof, the Liquidation Loss Distribution
Amounts for such Payment Date, except to the extent attributable to
Liquidation Loss Amounts for all previous Collection Periods with respect
to which payments were made on the Notes and the Certificates by means of a
draw on the Credit Enhancement Instrument or otherwise;
(iv) to the Credit Enhancer, in the amount of the premium for the
Credit Enhancement Instrument (with interest thereon as provided in the
Insurance Agreement);
(v) to the Credit Enhancer, to reimburse it for prior draws made
on the Credit Enhancement Instrument (with interest thereon as provided in
the Insurance Agreement) (except for draws attributable to Excess Loss
Amounts);
(vi) to the Noteholders and the Certificate Paying Agent, as the
case may be, as principal to the Term Notes and Variable Funding Notes, and
as a Certificate Distribution Amount on the Certificates, pro rata based on
the Security Balances thereof, up to the Special Capital Distribution
Amount for such Payment Date;
(vii) to the Credit Enhancer, any other amounts owed to the
Credit Enhancer pursuant to the Insurance Agreement;
(viii) [reserved];
(ix) any remaining amount, to the Certificate Paying Agent, on
behalf of the holders of the Designated Certificates.
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provided, however, in the event that on a Payment Date a Credit Enhancer Default
shall have occurred and be continuing then the priorities of distributions
described above will be adjusted such that payments of the Certificate
Distribution Amount and all other amounts to be paid to the Certificate Paying
Agent will not be paid until the full amount of interest and principal in
accordance with clauses (i) through (iii) and (vi) above that are due and
required to be paid on the Notes on such Payment Date have been paid and
provided, further, that on the Final Scheduled Payment Date or other final
Payment Date, the amount to be paid pursuant to clause (ii) above shall be equal
to the Security Balances of the Securities immediately prior to such Payment
Date. For purposes of the foregoing, required payments of principal on the
Notes on each Payment Date will include the pro rata portion allocable to the
Notes of all Liquidation Loss Amounts for such Payment Date and for all previous
Collection Periods until paid or covered in full, to the extent not otherwise
covered by a Liquidation Loss Distribution Amount, a reduction of the
Outstanding Reserve Amount or a draw on the Credit Enhancement Instrument (up to
the outstanding Security Balance thereof).
On each Payment Date, the Certificate Paying Agent shall deposit in the
Certificate Distribution Account all amounts it received pursuant to this
Section 3.05 for the purpose of distributing such funds to the
Certificateholders.
The amounts paid to Noteholders shall be paid to the Term Notes and the
Variable Funding Notes in accordance with the applicable percentage as set forth
in paragraph (b) below. Interest will accrue on the Notes during an Interest
Period on the basis of the actual number of days in such Interest Period and a
year assumed to consist of 360 days.
Any installment of interest or principal, if any, payable on any Note that
is punctually paid or duly provided for by the Issuer on the applicable Payment
Date shall, if such Holder holds Notes of an aggregate initial Security Balance
of at least $10,000, be paid to each Holder of record on the preceding Record
Date, by wire transfer to an account specified in writing by such Holder
reasonably satisfactory to the Indenture Trustee as of the preceding Record Date
or in all other cases or if no such instructions have been delivered to the
Indenture Trustee, by check to such Noteholder mailed to such Holder's address
as it appears in the Note Register the amount required to be distributed to such
Holder on such Payment Date pursuant to such Holder's Securities; provided,
however, that the Indenture Trustee shall not pay to such Holders any amount
required to be withheld from a payment to such Holder by the Code.
(b) The principal of each Note shall be due and payable in full on the
Final Scheduled Payment Date for such Note as provided in the related form of
Note set forth in Exhibits A-1 and A-2. All principal payments on each of the
Term Notes and the Variable Funding Notes shall be made to the Noteholders of
such Class entitled thereto in accordance with the Percentage Interests
represented by such Notes. Upon written notice to the Indenture Trustee by the
Issuer, the Indenture Trustee shall notify the Person in whose name a Note is
registered at the close of business on the Record Date preceding the Final
Scheduled Payment Date or other final Payment Date. Such notice shall be mailed
no later than five Business Days prior to such Final Scheduled Payment Date or
other final Payment Date and shall specify that payment of the principal amount
and any interest due with respect to such Note at the Final Scheduled Payment
Date or other final Payment Date will be payable only upon presentation and
surrender of such
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Note and shall specify the place where such Note may be presented and
surrendered for such final payment.
Section 3.06. Protection of Trust Estate. (a) The Issuer will from time
--------------------------
to time execute and deliver all such supplements and amendments hereto and all
such financing statements, continuation statements, instruments of further
assurance and other instruments, and will take such other action necessary or
advisable to:
(i) maintain or preserve the lien and security interest (and the
priority thereof) of this Indenture or carry out more effectively the
purposes hereof;
(ii) perfect, publish notice of or protect the validity of any
Grant made or to be made by this Indenture;
(iii) cause the 1996-HS1 LLC to enforce any of the Revolving
Credit Loans; or
(iv) preserve and defend title to the Trust Estate and the rights
of the Indenture Trustee and the Noteholders in such Trust Estate against
the claims of all persons and parties.
(b) Except as otherwise provided in this Indenture, the Indenture Trustee
shall not remove any portion of the Trust Estate that consists of money or is
evidenced by an instrument, certificate or other writing from the jurisdiction
in which it was held at the date of the most recent Opinion of Counsel delivered
pursuant to Section 3.07 (or from the jurisdiction in which it was held as
described in the Opinion of Counsel delivered at the Closing Date pursuant to
Section 3.07(a), if no Opinion of Counsel has yet been delivered pursuant to
Section 3.07(b)) unless the Trustee shall have first received an Opinion of
Counsel to the effect that the lien and security interest created by this
Indenture with respect to such property will continue to be maintained after
giving effect to such action or actions.
The Issuer hereby designates the Indenture Trustee its agent and attorney-
in-fact to execute any financing statement, continuation statement or other
instrument required to be executed pursuant to this Section 3.06.
Section 3.07. Opinions as to Trust Estate. (a) On the Closing Date, the
---------------------------
Issuer shall furnish to the Indenture Trustee and the Owner Trustee an Opinion
of Counsel at the expense of the Issuer either stating that, in the opinion of
such counsel, such action has been taken with respect to the recording and
filing of this Indenture, any indentures supplemental hereto, and any other
requisite documents, and with respect to the execution and filing of any
financing statements and continuation statements, as are necessary to perfect
and make effective the lien and security interest in the Class A Ownership
Interest and reciting the details of such action, or stating that, in the
opinion of such counsel, no such action is necessary to make such lien and
security interest effective.
(b) On or before December 31st in each calendar year, beginning in 1996,
the Issuer shall furnish to the Indenture Trustee an Opinion of Counsel at the
expense of the Issuer either
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stating that, in the opinion of such counsel, such action has been taken with
respect to the recording, filing, re-recording and refiling of this Indenture,
any indentures supplemental hereto and any other requisite documents and with
respect to the execution and filing of any financing statements and continuation
statements as is necessary to maintain the lien and security interest in the
Class A Ownership Interest and reciting the details of such action or stating
that in the opinion of such counsel no such action is necessary to maintain such
lien and security interest. Such Opinion of Counsel shall also describe the
recording, filing, re-recording and refiling of this Indenture, any indentures
supplemental hereto and any other requisite documents and the execution and
filing of any financing statements and continuation statements that will, in the
opinion of such counsel, be required to maintain the lien and security interest
in the Class A Ownership Interest until December 31 in the following calendar
year.
Section 3.08. Performance of Obligations; Servicing Agreement. (a) The
-----------------------------------------------
Issuer will punctually perform and observe all of its obligations and agreements
contained in this Indenture, the Basic Documents and in the instruments and
agreements included in the Trust Estate.
(b) The Issuer may contract with other Persons to assist it in performing
its duties under this Indenture, and any performance of such duties by a Person
identified to the Indenture Trustee in an Officer's Certificate of the Issuer
shall be deemed to be action taken by the Issuer.
(c) The Issuer will not take any action or permit any action to be taken by
others which would release any Person from any of such Person's covenants or
obligations under any of the documents relating to the Class A Ownership
Interest or under any instrument included in the Trust Estate, or which would
result in the amendment, hypothecation, subordination, termination or discharge
of, or impair the validity or effectiveness of, any of the documents relating to
the Revolving Credit Loans or any such instrument, except such actions as the
Master Servicer is expressly permitted to take in the Servicing Agreement.
(d) The Issuer may retain an administrator and may enter into contracts
with other Persons for the performance of the Issuer's obligations hereunder,
and performance of such obligations by such Persons shall be deemed to be
performance of such obligations by the Issuer.
Section 3.09. Negative Covenants. So long as any Notes are Outstanding,
------------------
the Issuer shall not:
(i) except as expressly permitted by this Indenture, sell,
transfer, exchange or otherwise dispose of the Trust Estate, unless
directed to do so by the Indenture Trustee;
(ii) claim any credit on, or make any deduction from the
principal or interest payable in respect of, the Notes (other than amounts
properly withheld from such payments under the Code) or assert any claim
against any present or former Noteholder by reason of the payment of the
taxes levied or assessed upon any part of the Trust Estate;
(iii) (A) permit the validity or effectiveness of this
Indenture to be impaired, or permit the lien of this Indenture to be
amended, hypothecated, subordinated,
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terminated or discharged, or permit any Person to be released from any
covenants or obligations with respect to the Notes under this Indenture
except as may be expressly permitted hereby, (B) permit any lien, charge,
excise, claim, security interest, mortgage or other encumbrance (other than
the lien of this Indenture) to be created on or extend to or otherwise
arise upon or burden the Trust Estate or any part thereof or any interest
therein or the proceeds thereof or (C) permit the lien of this Indenture
not to constitute a valid first priority security interest in the Trust
Estate; or
(iv) waive or impair, or fail to assert rights under, the Class A
Ownership Interest, or impair or cause to be impaired the Class A Ownership
Interest in the 1996-HS1 LLC or the 1996-HS1 LLC's interest in the
Revolving Credit Loans, the Revolving Credit Loan Purchase Agreement or in
any Basic Document, if any such action would materially and adversely
affect the interests of the Noteholders.
Section 3.10. Annual Statement as to Compliance. The Issuer will deliver
---------------------------------
to the Indenture Trustee, within 120 days after the end of each fiscal year of
the Issuer (commencing with the fiscal year 1996), an Officer's Certificate
stating, as to the Authorized Officer signing such Officer's Certificate, that:
(i) a review of the activities of the Issuer during such year and
of its performance under this Indenture and the Trust Agreement has been
made under such Authorized Officer's supervision; and
(ii) to the best of such Authorized Officer's knowledge, based on
such review, the Issuer has complied with all conditions and covenants
under this Indenture and the provisions of the Trust Agreement throughout
such year, or, if there has been a default in its compliance with any such
condition or covenant, specifying each such default known to such
Authorized Officer and the nature and status thereof.
Section 3.11. Recording of Assignments. The Issuer shall enforce the
------------------------
obligation of the Seller under the Revolving Credit Loan Purchase Agreement to
submit or cause to be submitted for recording all Assignments of Mortgages
within 60 days of receipt of recording information by the Master Servicer.
Section 3.12. Representations and Warranties Concerning the Revolving
-------------------------------------------------------
Credit Loans. The Indenture Trustee, as pledgee of the Class A Ownership
- ------------
Interest, has the benefit of the representations and warranties made by the
Seller in Section 3.1(a) and Section 3.1(b) of the Revolving Credit Loan
Purchase Agreement concerning the Revolving Credit Loans and the right to
enforce the remedies against the Seller provided in such Section 3.1(a) or
Section 3.1(b) to the same extent as though such representations and warranties
were made directly to the Indenture Trustee.
Section 3.13. Assignee of Record of the Mortgage Loans. The Issuer, as
----------------------------------------
Managing Member of and on behalf of the 1996-HS1 LLC, hereby directs and
authorizes the Indenture Trustee to hold record title to the Revolving Credit
Loans by being named as payee in the endorsements of the Mortgage Notes and
assignee in the Assignments of Mortgage to be recorded under Section 2.1 of the
Revolving Credit Loan Purchase Agreement. Except as
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expressly provided in the Revolving Credit Loan Purchase Agreement or in the
Servicing Agreement with respect to any specific Revolving Credit Loan, the
Indenture Trustee shall not execute any endorsement or assignment or otherwise
release or transfer such record title to any of the Revolving Credit Loans until
such time as the remaining Trust Estate may be released pursuant to Section
8.05(b). The Indenture Trustee's holding of such record title shall in all
respects be subject to its fiduciary obligations to the Noteholders hereunder.
Section 3.14. Master Servicer as Agent and Bailee of the Class A
--------------------------------------------------
Ownership Interest Holder. Solely for purposes of perfection under Section 9-
- -------------------------
305 of the Uniform Commercial Code or other similar applicable law, rule or
regulation of the state in which such property is held by the Master Servicer,
the Indenture Trustee hereby acknowledges that the Master Servicer is acting as
agent and bailee of the Class A Ownership Interest holder in holding amounts on
deposit in the Custodial Account pursuant to Section 3.02 of the Servicing
Agreement that are allocable to the Class A Ownership Interest, as well as its
agent and bailee in holding any Related Documents released to the Master
Servicer pursuant to Section 3.06(c) of the Servicing Agreement, and any other
items constituting a part of the Trust Estate which from time to time come into
the possession of the Master Servicer. It is intended that, by the Master
Servicer's acceptance of such agency pursuant to Section 3.02 of the Servicing
Agreement, the Indenture Trustee, as a pledgee of the Class A Ownership
Interest, will be deemed to have possession of such Related Documents, such
monies and such other items for purposes of Section 9-305 of the Uniform
Commercial Code of the state in which such property is held by the Master
Servicer.
Section 3.15. Investment Company Act. The Issuer shall not become an
----------------------
"investment company" or under the "control" of an "investment company" as such
terms are defined in the Investment Company Act of 1940, as amended (or any
successor or amendatory statute), and the rules and regulations thereunder
(taking into account not only the general definition of the term "investment
company" but also any available exceptions to such general definition);
provided, however, that the Issuer shall be in compliance with this Section 3.15
if it shall have obtained an order exempting it from regulation as an
"investment company" so long as it is in compliance with the conditions imposed
in such order.
Section 3.16. Issuer May Consolidate, etc. (a) The Issuer shall not
----------------------------
consolidate or merge with or into any other Person, unless:
(i) the Person (if other than the Issuer) formed by or surviving
such consolidation or merger shall be a Person organized and existing under
the laws of the United States of America or any state or the District of
Columbia and shall expressly assume, by an indenture supplemental hereto,
executed and delivered to the Indenture Trustee, in form reasonably
satisfactory to the Indenture Trustee, the due and punctual payment of the
principal of and interest on all Notes and to the Certificate Paying Agent,
on behalf of the Certificateholders and the performance or observance of
every agreement and covenant of this Indenture on the part of the Issuer to
be performed or observed, all as provided herein;
(ii) immediately after giving effect to such transaction, no
Event of Default shall have occurred and be continuing;
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(iii) the Issuer receives consent of the Credit Enhancer and
the Rating Agencies shall have notified the Issuer that such transaction
shall not cause the rating of the Notes or the Certificates to be reduced,
suspended or withdrawn or to be considered by either Rating Agency to be
below investment grade without taking into account the Credit Enhancement
Instrument;
(iv) the Issuer shall have received an Opinion of Counsel (and
shall have delivered copies thereof to the Indenture Trustee and the Credit
Enhancer) to the effect that such transaction will not have any material
adverse tax consequence to the Issuer, any Noteholder or any
Certificateholder;
(v) any action that is necessary to maintain the lien and
security interest created by this Indenture shall have been taken; and
(vi) the Issuer shall have delivered to the Indenture Trustee an
Officer's Certificate and an Opinion of Counsel each stating that such
consolidation or merger and such supplemental indenture comply with this
Article III and that all conditions precedent herein provided for relating
to such transaction have been complied with (including any filing required
by the Exchange Act).
(b) The Issuer shall not convey or transfer any of its properties or
assets, including those included in the Trust Estate, to any Person, unless:
(i) the Person that acquires by conveyance or transfer the
properties and assets of the Issuer the conveyance or transfer of which is
hereby restricted shall (A) be a United States citizen or a Person
organized and existing under the laws of the United States of America or
any state, (B) expressly assumes, by an indenture supplemental hereto,
executed and delivered to the Indenture Trustee, in form satisfactory to
the Indenture Trustee, the due and punctual payment of the principal of and
interest on all Notes and the performance or observance of every agreement
and covenant of this Indenture on the part of the Issuer to be performed or
observed, all as provided herein, (C) expressly agrees by means of such
supplemental indenture that all right, title and interest so conveyed or
transferred shall be subject and subordinate to the rights of Holders of
the Notes, (D) unless otherwise provided in such supplemental indenture,
expressly agrees to indemnify, defend and hold harmless the Issuer against
and from any loss, liability or expense arising under or related to this
Indenture and the Notes and (E) expressly agrees by means of such
supplemental indenture that such Person (or if a group of Persons, than one
specified Person) shall make all filings with the Commission (and any other
appropriate Person) required by the Exchange Act in connection with the
Notes;
(ii) immediately after giving effect to such transaction, no
Default or Event of Default shall have occurred and be continuing;
(iii) the Issuer receives consent of the Credit Enhancer and
the Rating Agencies shall have notified the Issuer that such transaction
shall not cause the rating of
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the Notes or the Certificates to be reduced, suspended or withdrawn, if
determined, without regard to the Credit Enhancement Instrument;
(iv) the Issuer shall have received an Opinion of Counsel (and
shall have delivered copies thereof to the Indenture Trustee) to the effect
that such transaction will not have any material adverse tax consequence to
the Issuer or any Noteholder;
(v) any action that is necessary to maintain the lien and
security interest created by this Indenture shall have been taken; and
(vi) the Issuer shall have delivered to the Indenture Trustee an
Officer's Certificate and an Opinion of Counsel each stating that such
conveyance or transfer and such supplemental indenture comply with this
Article III and that all conditions precedent herein provided for relating
to such transaction have been complied with (including any filing required
by the Exchange Act).
Section 3.17. Successor or Transferee. (a) Upon any consolidation or
-----------------------
merger of the Issuer in accordance with Section 3.16(a), the Person formed by or
surviving such consolidation or merger (if other than the Issuer) shall succeed
to, and be substituted for, and may exercise every right and power of, the
Issuer under this Indenture with the same effect as if such Person had been
named as the Issuer herein.
(b) Upon a conveyance or transfer of all the assets and properties of the
Issuer pursuant to Section 3.16(b), the Issuer will be released from every
covenant and agreement of this Indenture to be observed or performed on the part
of the Issuer with respect to the Notes immediately upon the delivery of written
notice to the Indenture Trustee of such conveyance or transfer.
Section 3.18. No Other Business. The Issuer shall not engage in any
-----------------
business other than financing, purchasing, owning and selling and managing the
Class A Ownership Interest and the issuance of the Notes and Certificates in the
manner contemplated by this Indenture and the Basic Documents and all activities
incidental thereto.
Section 3.19. No Borrowing. The Issuer shall not issue, incur, assume,
------------
guarantee or otherwise become liable, directly or indirectly, for any
indebtedness except for the Notes.
Section 3.20. Guarantees, Loans, Advances and Other Liabilities. Except
-------------------------------------------------
as contemplated by this Indenture or the Basic Documents, the Issuer shall not
make any loan or advance or credit to, or guarantee (directly or indirectly or
by an instrument having the effect of assuring another's payment or performance
on any obligation or capability of so doing or otherwise), endorse or otherwise
become contingently liable, directly or indirectly, in connection with the
obligations, stocks or dividends of, or own, purchase, repurchase or acquire (or
agree contingently to do so) any stock, obligations, assets or securities of, or
any other interest in, or make any capital contribution to, any other Person.
Section 3.21. Capital Expenditures. The Issuer shall not make any
--------------------
expenditure (by long-term or operating lease or otherwise) for capital assets
(either realty or personalty).
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Section 3.22. Owner Trustee Not Liable for Certificates or Related
----------------------------------------------------
Documents. The recitals contained herein shall be taken as the statements of
- ---------
the Depositor, and the Owner Trustee assumes no responsibility for the
correctness thereof. The Owner Trustee makes no representations as to the
validity or sufficiency of this Indenture, of any Basic Document or of the
Certificates (other than the signatures of the Owner Trustee on the
Certificates) or the Notes, or of any Related Documents. The Owner Trustee
shall at no time have any responsibility or liability with respect to the
sufficiency of the Owner Trust Estate or its ability to generate the payments to
be distributed to Certificateholders under the Trust Agreement or the
Noteholders under this Indenture, including, the compliance by the Depositor or
the Seller with any warranty or representation made under any Basic Document or
in any related document or the accuracy of any such warranty or representation,
or any action of the Certificate Paying Agent, the Certificate Registrar or the
Indenture Trustee taken in the name of the Owner Trustee.
Section 3.23. Restricted Payments. The Issuer shall not, directly or
-------------------
indirectly, (i) pay any dividend or make any distribution (by reduction of
capital or otherwise), whether in cash, property, securities or a combination
thereof, to the Owner Trustee or any owner of a beneficial interest in the
Issuer or otherwise with respect to any ownership or equity interest or security
in or of the Issuer, (ii) redeem, purchase, retire or otherwise acquire for
value any such ownership or equity interest or security or (iii) set aside or
otherwise segregate any amounts for any such purpose; provided, however, that
the Issuer may make, or cause to be made, (x) distributions to the Owner Trustee
and the Certificateholders as contemplated by, and to the extent funds are
available for such purpose under the Trust Agreement and (y) payments to the
Master Servicer pursuant to the terms of the Servicing Agreement. The Issuer
will not, directly or indirectly, make payments to or distributions from the
Custodial Account except in accordance with this Indenture and the Basic
Documents.
Section 3.24. Notice of Events of Default. The Issuer shall give the
---------------------------
Indenture Trustee, the Credit Enhancer and the Rating Agencies prompt written
notice of each Event of Default hereunder and under the Trust Agreement.
Section 3.25. Further Instruments and Acts. Upon request of the
----------------------------
Indenture Trustee, the Issuer will execute and deliver such further instruments
and do such further acts as may be reasonably necessary or proper to carry out
more effectively the purpose of this Indenture.
Section 3.26. Statements to Noteholders. On each Payment Date, the
-------------------------
Indenture Trustee and the Certificate Registrar shall forward by mail to each
Noteholder and Certificateholder, respectively, the Statement delivered to it,
on the Business Day following the related Determination Date pursuant to Section
4.01 of the Servicing Agreement.
Section 3.27. Determination of Note Rate and Certificate Rate. On the
-----------------------------------------------
second LIBOR Business Day immediately preceding (i) the Closing Date in the case
of the first Interest Period and (ii) the first day of each succeeding Interest
Period, the Indenture Trustee shall determine LIBOR and the Note Rate for such
Interest Period and shall inform the Issuer, the Master Servicer and the
Depositor at their respective facsimile numbers given to the Indenture Trustee
in writing thereof.
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Section 3.28. Payments under the Credit Enhancement Instrument. (a) On
------------------------------------------------
any Payment Date, the Indenture Trustee shall make a draw on the Credit
Enhancement Instrument in an amount if any equal to the sum of (x) the amount by
which accrued interest on the Class A Principal Balance, at the Guaranteed Rate
on such Payment Date exceeds the amount on deposit in the Payment Account
available for interest distributions on such Payment Date, (y) any Liquidation
Loss Amount (other than any Excess Loss Amount) not currently covered by a
Liquidation Loss Distribution Amount or a reduction in the Outstanding Reserve
Amount and (z) and any Excess Loss Amount (the "Credit Enhancement Draw
Amount"). For purposes of the foregoing, amounts in the Payment Account
available for interest distributions on any Payment Date shall be deemed to
include all amounts distributed on the Class A Ownership Interest for such
Payment Date, other than the Principal Collection Distribution Amount and the
Liquidation Loss Distribution Amount (if any) distributed thereon. On any
Dissolution Payment Date, the Indenture Trustee shall make a draw on the Credit
Enhancement Instrument in an amount, if any, equal to the Dissolution Draw. In
addition, on the Final Scheduled Payment Date, the Indenture Trustee shall make
a draw on the Credit Enhancement Instrument in the amount by which the Security
Balances on the Securities exceeds the payments otherwise available to be made
to the Holders thereof on the Final Scheduled Payment Date.
(b) The Indenture Trustee shall submit, if a Credit Enhancement Draw
Amount or Dissolution Draw is specified in any Statement to Holders prepared by
the Master Servicer pursuant to Section 4.01 of the Servicing Agreement, the
Notice of NonPayment and Demand for Payment of Insured Amounts (in the form
attached as Exhibit A to the Credit Enhancement Instrument) in the amount of the
Credit Enhancement Draw Amount or Dissolution Draw to the Credit Enhancer no
later than 2:00 P.M., New York City time, on the second Business Day prior to
the applicable Payment Date. Upon receipt of such Credit Enhancement Draw
Amount or Dissolution Draw in accordance with the terms of the Credit
Enhancement Instrument, the Indenture Trustee shall deposit such Credit
Enhancement Draw Amount or Dissolution Draw in the Payment Account for
distribution to Noteholders and to the Certificate Paying Agent on behalf of the
Certificates pursuant to Section 3.05.
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ARTICLE IV
The Notes; Satisfaction and Discharge of Indenture
Section 4.01. The Notes; Increase of Maximum Variable Funding Balance;
--------------------------------------------------------
Variable Funding Notes. (a) The Term Notes shall be registered in the name of
- ----------------------
a nominee designated by the Depository. Beneficial Owners will hold interests
in the Term Notes through the book-entry facilities of the Depository in minimum
initial Security Balances of $1,000 and integral multiples of $1,000 in excess
thereof. The Capped Funding Notes will be issued as physical notes in fully
registered form in minimum initial Security Balances of $10,000 and integral
multiples of $1,000 in excess thereof, together with any additional amount
necessary to cover (i) the aggregate initial Security Balance of the Capped
Funding Notes surrendered at the time of the initial denominational exchange
thereof (with such initial Security Balance in each case being deemed to be the
Security Balance of the Capped Funding Notes at the time of such initial
denominational exchange thereof) or (ii) the aggregate initial Security Balance
of any Capped Funding Notes issued in an exchange described in subsection (d)
below.
The Indenture Trustee may for all purposes (including the making of
payments due on the Notes) deal with the Depository as the authorized
representative of the Beneficial Owners with respect to the Term Notes for the
purposes of exercising the rights of Holders of Term Notes hereunder. Except as
provided in the next succeeding paragraph of this Section 4.01, the rights of
Beneficial Owners with respect to the Term Notes shall be limited to those
established by law and agreements between such Beneficial Owners and the
Depository and Depository Participants. Except as provided in Section 4.08,
Beneficial Owners shall not be entitled to definitive certificates for the Term
Notes as to which they are the Beneficial Owners. Requests and directions from,
and votes of, the Depository as Holder of the Term Notes shall not be deemed
inconsistent if they are made with respect to different Beneficial Owners. The
Indenture Trustee may establish a reasonable record date in connection with
solicitations of consents from or voting by Noteholders and give notice to the
Depository of such record date. Without the consent of the Issuer and the
Indenture Trustee, no Term Note may be transferred by the Depository except to a
successor Depository that agrees to hold such Note for the account of the
Beneficial Owners.
In the event the Depository Trust Company resigns or is removed as
Depository, the Indenture Trustee with the approval of the Issuer may appoint a
successor Depository. If no successor Depository has been appointed within 30
days of the effective date of the Depository's resignation or removal, each
Beneficial Owner shall be entitled to certificates representing the Notes it
beneficially owns in the manner prescribed in Section 4.08.
The Notes shall, on original issue, be executed on behalf of the Issuer by
the Owner Trustee, not in its individual capacity but solely as Owner Trustee,
authenticated by the Note Registrar and delivered by the Indenture Trustee to or
upon the order of the Issuer.
(b) On each Payment Date, the aggregate Security Balance of the Variable
Funding Notes shall be increased by an amount equal to 92.00% of the Additional
Balance Differential for such Payment Date, subject to the Maximum Variable
Funding Note Balance and the terms and conditions set forth below.
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(c) The Variable Funding Note issued on the Closing Date shall bear the
Designation "VFN-1" and each new Variable Funding Note will bear sequential
numerical designations in the order of their issuance.
(d) In addition to the foregoing, if at any time a Variable Funding Note
has a Security Balance of at least $10,000, such Variable Funding Note may be
exchanged pursuant to Section 4.02 for (i) one or more Capped Funding Notes in
minimum denominations as set forth in subsection (a) above, which shall bear the
designation "Capped" in addition to any other applicable designation, and (ii) a
new Variable Funding Note having an initial Security Balance equal to the excess
of the outstanding Security Balance of the Variable Funding Note so surrendered
over the initial Security Balances of the Capped Funding Notes referred to in
clause (i) above.
Section 4.02. Registration of and Limitations on Transfer and Exchange of
-----------------------------------------------------------
Notes; Appointment of Certificate Registrar. The Issuer shall cause to be kept
- -------------------------------------------
at the Indenture Trustee's Corporate Trust Office a Note Register in which,
subject to such reasonable regulations as it may prescribe, the Note Registrar
shall provide for the registration of Notes and of transfers and exchanges of
Notes as herein provided.
Subject to the restrictions and limitations set forth below, upon surrender
for registration of transfer of any Note at the Corporate Trust Office, the
Issuer shall execute and the Note Registrar shall authenticate and deliver, in
the name of the designated transferee or transferees, one or more new Notes in
authorized initial Security Balances evidencing the same aggregate Percentage
Interests.
No Variable Funding Note, other than any Capped Funding Notes, may be
transferred. Subject to the provisions set forth below, Capped Funding Notes
may be transferred, provided that with respect to the initial transfer thereof
by the Seller prior written notification of such transfer shall have been given
to the Rating Agencies and to the Credit Enhancer by the Seller.
No transfer, sale, pledge or other disposition of a Capped Funding Note
shall be made unless such transfer, sale, pledge or other disposition is exempt
from the registration requirements of the Securities Act of 1933, as amended,
and any applicable state securities laws or is made in accordance with said Act
and laws. In the event of any such transfer, the Indenture Trustee or the
Issuer shall require the transferee to execute either (i)(a) an investment
letter in substantially the form attached hereto as Exhibit B (or in such form
and substance reasonably satisfactory to the Indenture Trustee and the Issuer)
which investment letters shall not be an expense of the Trust, the Owner
Trustee, the Indenture Trustee, the Master Servicer, the Depositor or the Issuer
and which investment letter states that, among other things, such transferee (a)
is a "qualified institutional buyer" as defined under Rule 144A, acting for its
own account or the accounts of other "qualified institutional buyers" as defined
under Rule 144A, and (b) is aware that the proposed transferor intends to rely
on the exemption from registration requirements under the Securities Act of
1933, as amended, provided by Rule 144A or (ii)(a) a written Opinion of Counsel
(which may be in-house counsel) acceptable to and in form and substance
reasonably satisfactory to the Indenture Trustee and the Issuer that such
transfer may be made pursuant to an exemption, describing the applicable
exemption and the basis therefor, from said Act and laws or is being made
pursuant to said Act and laws, which Opinion of
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Counsel shall not be an expense of the Indenture Trustee or the Issuer and (b)
the Indenture Trustee shall require the transferee executes an investment letter
in substantially the form of Exhibit C hereto and the transferor executes a
representation letter, substantially in the form of Exhibit D hereto acceptable
to and in form and substance reasonably satisfactory to the Issuer and the
Indenture Trustee certifying to the Issuer and the Indenture Trustee the facts
surrounding such transfer, which investment letter shall not be an expense of
the Indenture Trustee or the Issuer. The Holder of a Capped Funding Note
desiring to effect such transfer shall, and does hereby agree to, indemnify the
Indenture Trustee the Credit Enhancer and the Issuer against any liability that
may result if the transfer is not so exempt or is not made in accordance with
such federal and state laws. Notwithstanding the foregoing, the restriction of
transfer specified in this paragraph is not applicable to any Capped Funding
Notes that have been registered under the Securities Act of 1933 pursuant to
Section 2.4 of the Revolving Credit Loan Purchase Agreement.
Subject to the foregoing, at the option of the Noteholders, Notes may be
exchanged for other Notes of like tenor, in each case in authorized initial
Security Balances evidencing the same aggregate Percentage Interests upon
surrender of the Notes to be exchanged at the Corporate Trust Office of the Note
Registrar. With respect to any surrender of Capped Funding Notes for exchange
the new Notes delivered in exchange therefor will bear the designation "Capped"
in addition to any other applicable designations. Whenever any Notes are so
surrendered for exchange, the Indenture Trustee shall execute and the Note
Registrar shall authenticate and deliver the Notes which the Noteholder making
the exchange is entitled to receive. Each Note presented or surrendered for
registration of transfer or exchange shall (if so required by the Note
Registrar) be duly endorsed by, or be accompanied by a written instrument of
transfer in form reasonably satisfactory to the Note Registrar duly executed by,
the Holder thereof or his attorney duly authorized in writing with such
signature guaranteed by a commercial bank or trust company located or having a
correspondent located in the city of New York. Notes delivered upon any such
transfer or exchange will evidence the same obligations, and will be entitled to
the same rights and privileges, as the Notes surrendered.
No service charge shall be made for any registration of transfer or
exchange of Notes, but the Note Registrar shall require payment of a sum
sufficient to cover any tax or governmental charge that may be imposed in
connection with any registration of transfer or exchange of Notes.
All Notes surrendered for registration of transfer and exchange shall be
cancelled by the Note Registrar and delivered to the Indenture Trustee for
subsequent destruction without liability on the part of either.
The Issuer hereby appoints the Indenture Trustee as Certificate Registrar
to keep at its Corporate Trust Office a Certificate Register pursuant to Section
3.09 of the Trust Agreement in which, subject to such reasonable regulations as
it may prescribe, the Certificate Registrar shall provide for the registration
of Certificates and of transfers and exchanges thereof pursuant to Section 3.05
of the Trust Agreement. The Indenture Trustee hereby accepts such appointment.
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Section 4.03. Mutilated, Destroyed, Lost or Stolen Notes. If (i) any
------------------------------------------
mutilated Note is surrendered to the Indenture Trustee, or the Indenture Trustee
receives evidence to its satisfaction of the destruction, loss or theft of any
Note, and (ii) there is delivered to the Indenture Trustee such security or
indemnity as may be required by it to hold the Issuer and the Indenture Trustee
harmless, then, in the absence of notice to the Issuer, the Note Registrar or
the Indenture Trustee that such Note has been acquired by a bona fide purchaser,
and provided that the requirements of Section 8-405 of the UCC are met, the
Issuer shall execute, and upon its request the Indenture Trustee shall
authenticate and deliver, in exchange for or in lieu of any such mutilated,
destroyed, lost or stolen Note, a replacement Note of the same class; provided,
however, that if any such destroyed, lost or stolen Note, but not a mutilated
Note, shall have become or within seven days shall be due and payable, instead
of issuing a replacement Note, the Issuer may pay such destroyed, lost or stolen
Note when so due or payable without surrender thereof. If, after the delivery
of such replacement Note or payment of a destroyed, lost or stolen Note pursuant
to the proviso to the preceding sentence, a bona fide purchaser of the original
Note in lieu of which such replacement Note was issued presents for payment such
original Note, the Issuer and the Indenture Trustee shall be entitled to recover
such replacement Note (or such payment) from the Person to whom it was delivered
or any Person taking such replacement Note from such Person to whom such
replacement Note was delivered or any assignee of such Person, except a bona
fide purchaser, and shall be entitled to recover upon the security or indemnity
provided therefor to the extent of any loss, damage, cost or expense incurred by
the Issuer or the Indenture Trustee in connection therewith.
Upon the issuance of any replacement Note under this Section 4.03, the
Issuer may require the payment by the Holder of such Note of a sum sufficient to
cover any tax or other governmental charge that may be imposed in relation
thereto and any other reasonable expenses (including the fees and expenses of
the Indenture Trustee) connected therewith.
Every replacement Note issued pursuant to this Section 4.03 in replacement
of any mutilated, destroyed, lost or stolen Note shall constitute an original
additional contractual obligation of the Issuer, whether or not the mutilated,
destroyed, lost or stolen Note shall be at any time enforceable by anyone, and
shall be entitled to all the benefits of this Indenture equally and
proportionately with any and all other Notes duly issued hereunder.
The provisions of this Section 4.03 are exclusive and shall preclude (to
the extent lawful) all other rights and remedies with respect to the replacement
or payment of mutilated, destroyed, lost or stolen Notes.
Section 4.04. Persons Deemed Owners. Prior to due presentment for
---------------------
registration of transfer of any Note, the Issuer, the Indenture Trustee and any
agent of the Issuer or the Indenture Trustee may treat the Person in whose name
any Note is registered (as of the day of determination) as the owner of such
Note for the purpose of receiving payments of principal of and interest, if any,
on such Note and for all other purposes whatsoever, whether or not such Note be
overdue, and neither the Issuer, the Indenture Trustee nor any agent of the
Issuer or the Indenture Trustee shall be affected by notice to the contrary.
Section 4.05. Cancellation. All Notes surrendered for payment,
------------
registration of transfer, exchange or redemption shall, if surrendered to any
Person other than the Indenture Trustee, be
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delivered to the Indenture Trustee and shall be promptly cancelled by the
Indenture Trustee. The Issuer may at any time deliver to the Indenture Trustee
for cancellation any Notes previously authenticated and delivered hereunder
which the Issuer may have acquired in any manner whatsoever, and all Notes so
delivered shall be promptly cancelled by the Indenture Trustee. No Notes shall
be authenticated in lieu of or in exchange for any Notes cancelled as provided
in this Section 4.05, except as expressly permitted by this Indenture. All
cancelled Notes may be held or disposed of by the Indenture Trustee in
accordance with its standard retention or disposal policy as in effect at the
time unless the Issuer shall direct by an Issuer Request that they be destroyed
or returned to it; provided however, that such Issuer Request is timely and the
Notes have not been previously disposed of by the Indenture Trustee.
Section 4.06. Book-Entry Notes. The Term Notes, upon original issuance,
----------------
will be issued in the form of typewritten Notes representing the Book-Entry
Notes, to be delivered to The Depository Trust Company, the initial Depository,
by, or on behalf of, the Issuer. Such Term Notes shall initially be registered
on the Note Register in the name of Cede & Co., the nominee of the initial
Depository, and no Beneficial Owner will receive a Definitive Note representing
such Beneficial Owner's interest in such Note, except as provided in Section
4.08. Unless and until definitive, fully registered Notes (the "Definitive
Notes") have been issued to Beneficial Owners pursuant to Section 4.08:
(i) the provisions of this Section 4.06 shall be in full force
and effect;
(ii) the Note Registrar and the Indenture Trustee shall be
entitled to deal with the Depository for all purposes of this Indenture
(including the payment of principal of and interest on the Notes and the
giving of instructions or directions hereunder) as the sole holder of the
Term Notes, and shall have no obligation to the Owners of Term Notes;
(iii) to the extent that the provisions of this Section 4.06
conflict with any other provisions of this Indenture, the provisions of
this Section 4.06 shall control;
(iv) the rights of Beneficial Owners shall be exercised only
through the Depository and shall be limited to those established by law and
agreements between such Owners of Term Notes and the Depository and/or the
Depository Participants. Unless and until Definitive Term Notes are issued
pursuant to Section 4.08, the initial Depository will make book-entry
transfers among the Depository Participants and receive and transmit
payments of principal of and interest on the Notes to such Depository
Participants; and
(v) whenever this Indenture requires or permits actions to be
taken based upon instructions or directions of Holders of Term Notes
evidencing a specified percentage of the Security Balances of the Term
Notes, the Depository shall be deemed to represent such percentage only to
the extent that it has received instructions to such effect from Beneficial
Owners and/or Depository Participants owning or representing, respectively,
such required percentage of the beneficial interest in the Term Notes and
has delivered such instructions to the Indenture Trustee.
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Section 4.07. Notices to Depository. Whenever a notice or other
---------------------
communication to the Term Note Holders is required under this Indenture, unless
and until Definitive Term Notes shall have been issued to Beneficial Owners
pursuant to Section 4.08, the Indenture Trustee shall give all such notices and
communications specified herein to be given to Holders of the Term Notes to the
Depository, and shall have no obligation to the Beneficial Owners.
Section 4.08. Definitive Notes. If (i) the Indenture Trustee determines
----------------
that the Depository is no longer willing or able to properly discharge its
responsibilities with respect to the Term Notes and the Indenture Trustee is
unable to locate a qualified successor, (ii) the Indenture Trustee elects to
terminate the book-entry system through the Depository or (iii) after the
occurrence of an Event of Default, Owners of Term Notes representing beneficial
interests aggregating at least a majority of the Security Balances of the Term
Notes advise the Depository in writing that the continuation of a book-entry
system through the Depository is no longer in the best interests of the
Beneficial Owners, then the Depository shall notify all Beneficial Owners and
the Indenture Trustee of the occurrence of any such event and of the
availability of Definitive Term Notes to Beneficial Owners requesting the same.
Upon surrender to the Indenture Trustee of the typewritten Term Notes
representing the Book-Entry Notes by the Depository, accompanied by registration
instructions, the Issuer shall execute and the Indenture Trustee shall
authenticate the Definitive Term Notes in accordance with the instructions of
the Depository. None of the Issuer, the Note Registrar or the Indenture Trustee
shall be liable for any delay in delivery of such instructions and may
conclusively rely on, and shall be protected in relying on, such instructions.
Upon the issuance of Definitive Notes, the Indenture Trustee shall recognize the
Holders of the Definitive Notes as Noteholders.
Section 4.09. Tax Treatment. The Issuer has entered into this Indenture,
-------------
and the Notes will be issued, with the intention that, for federal, state and
local income, single business and franchise tax purposes, the Notes will qualify
as indebtedness of the Issuer. The Issuer, by entering into this Indenture, and
each Noteholder, by its acceptance of its Note (and each Beneficial Owner by its
acceptance of an interest in the applicable Book-Entry Note), agree to treat the
Notes for federal, state and local income, single business and franchise tax
purposes as indebtedness of the Issuer.
Section 4.10. Satisfaction and Discharge of Indenture. This Indenture
---------------------------------------
shall cease to be of further effect with respect to the Notes except as to (i)
rights of registration of transfer and exchange, (ii) substitution of mutilated,
destroyed, lost or stolen Notes, (iii) rights of Noteholders to receive payments
of principal thereof and interest thereon, (iv) Sections 3.03, 3.04, 3.06, 3.09,
3.16, 3.18 and 3.19, (v) the rights, obligations and immunities of the Indenture
Trustee hereunder (including the rights of the Indenture Trustee under Section
6.07 and the obligations of the Indenture Trustee under Section 4.11) and (vi)
the rights of Noteholders as beneficiaries hereof with respect to the property
so deposited with the Indenture Trustee payable to all or any of them, and the
Indenture Trustee, on demand of and at the
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expense of the Issuer, shall execute proper instruments acknowledging
satisfaction and discharge of this Indenture with respect to the Notes, when
(A) either
(1) all Notes theretofore authenticated and delivered (other than (i)
Notes that have been destroyed, lost or stolen and that have been replaced
or paid as provided in Section 4.03 and (ii) Notes for whose payment money
has theretofore been deposited in trust or segregated and held in trust by
the Issuer and thereafter repaid to the Issuer or discharged from such
trust, as provided in Section 3.03) have been delivered to the Indenture
Trustee for cancellation; or
(2) all Notes not theretofore delivered to the Indenture Trustee for
cancellation
a. have become due and payable,
b. will become due and payable at the Final Scheduled Payment
Date within one year, or
c. have been declared immediately due and payable pursuant to
Section 5.02.
and the Issuer, in the case of a. or b. above, has irrevocably deposited or
caused to be irrevocably deposited with the Indenture Trustee cash or
direct obligations of or obligations guaranteed by the United States of
America (which will mature prior to the date such amounts are payable), in
trust for such purpose, in an amount sufficient to pay and discharge the
entire indebtedness on such Notes and Certificates then outstanding not
theretofore delivered to the Indenture Trustee for cancellation when due on
the Final Scheduled Payment Date;
(B) the Issuer has paid or caused to be paid all other sums payable
hereunder and under the Insurance Agreement by the Issuer; and
(C) the Issuer has delivered to the Indenture Trustee and the Credit
Enhancer an Officer's Certificate, an Opinion of Counsel and each meeting
the applicable requirements of Section 10.01 each stating that all
conditions precedent herein provided for relating to the satisfaction and
discharge of this Indenture have been complied with and, if the Opinion of
Counsel relates to a deposit made in connection with Section 4.10(A)(2)b.
above, such opinion shall further be to the effect that such deposit will
not have any material adverse tax consequences to the Issuer, any
Noteholders or any Certificateholders.
Section 4.11. Application of Trust Money. All monies deposited with the
--------------------------
Indenture Trustee pursuant to Section 4.10 hereof shall be held in trust and
applied by it, in accordance with the provisions of the Notes and this
Indenture, to the payment, either directly or through any Paying Agent or
Certificate Paying Agent, as the Indenture Trustee may determine, to the Holders
of Securities, of all sums due and to become due thereon for principal and
interest; but
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such monies need not be segregated from other funds except to the extent
required herein or required by law.
Section 4.12. Subrogation and Cooperation. (a) The Issuer and the
---------------------------
Indenture Trustee acknowledge that (i) to the extent the Credit Enhancer makes
payments under the Credit Enhancement Instrument on account of principal of or
interest on the Class A Ownership Interest, the Credit Enhancer will be fully
subrogated to the rights of the holder of the Class A Ownership Interest to
receive such principal and interest from the 1996-HS1 LLC, and (ii) the Credit
Enhancer shall be paid such principal and interest but only from the sources and
in the manner provided herein, in the Operating Agreement and in the Insurance
Agreement for the payment of such principal and interest.
The Indenture Trustee shall cooperate in all respects with any reasonable
request by the Credit Enhancer for action to preserve or enforce the Credit
Enhancer's rights or interest under this Indenture or the Insurance Agreement,
consistent with this Indenture and without limiting the rights of the
Noteholders as otherwise set forth in the Indenture, including, without
limitation, upon the occurrence and continuance of a default under the Insurance
Agreement, a request to take any one or more of the following actions:
(i) institute Proceedings for the collection of all amounts then
payable on the Notes, or under this Indenture in respect to the Notes and
all amounts payable under the Insurance Agreement and to enforce any
judgment obtained and collect from the Issuer monies adjudged due;
(ii) sell the Trust Estate or any portion thereof or rights or
interest therein, at one or more public or private Sales (as defined in
Section 5.15 hereof) called and conducted in any manner permitted by law;
(iii) file or record all assignments that have not previously been
recorded;
(iv) institute Proceedings from time to time for the complete or
partial foreclosure of this Indenture; and
(v) exercise any remedies of a secured party under the Uniform
Commercial Code and take any other appropriate action to protect and
enforce the rights and remedies of the Credit Enhancer hereunder.
Following the payment in full of the Notes, the Credit Enhancer shall
continue to have all rights and privileges provided to it under this Section and
in all other provisions of this Indenture, until all amounts owing to the Credit
Enhancer have been paid in full.
Section 4.13. Repayment of Monies Held by Paying Agent. In connection
----------------------------------------
with the satisfaction and discharge of this Indenture with respect to the Notes,
all monies then held by any Person other than the Indenture Trustee under the
provisions of this Indenture with respect to such Notes shall, upon demand of
the Issuer, be paid to the Indenture Trustee to be held and applied according to
Section 3.05 and thereupon such Paying Agent shall be released from all further
liability with respect to such monies.
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Section 4.14. Temporary Notes. Pending the preparation of any Definitive
---------------
Notes, the Issuer may execute and upon its written direction, the Indenture
Trustee may authenticate and make available for delivery, temporary Notes that
are printed, lithographed, typewritten, photocopied or otherwise produced, in
any denomination, substantially of the tenor of the Definitive Notes in lieu of
which they are issued and with such appropriate insertions, omissions,
substitutions and other variations as the officers executing such Notes may
determine, as evidenced by their execution of such Notes.
If temporary Notes are issued, the Issuer will cause Definitive Notes to be
prepared without unreasonable delay. After the preparation of the Definitive
Notes, the temporary Notes shall be exchangeable for Definitive Notes upon
surrender of the temporary Notes at the office or agency of the Indenture
Trustee, without charge to the Holder. Upon surrender for cancellation of any
one or more temporary Notes, the Issuer shall execute and the Indenture Trustee
shall authenticate and make available for delivery, in exchange therefor,
Definitive Notes of authorized denominations and of like tenor and aggregate
principal amount. Until so exchanged, such temporary Notes shall in all
respects be entitled to the same benefits under this Indenture as Definitive
Notes.
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ARTICLE V
Default and Remedies
--------------------
Section 5.01. Events of Default. The Issuer shall deliver to the
-----------------
Indenture Trustee and the Credit Enhancer, within five days after learning of
the occurrence any event which with the giving of notice and the lapse of time
would become an Event of Default under clause (iii) of the definition of "Event
of Default" written notice in the form of an Officer's Certificate of its status
and what action the Issuer is taking or proposes to take with respect thereto.
Section 5.02. Acceleration of Maturity; Rescission and Annulment. If an
---------------------------------------------------
Event of Default should occur and be continuing or if the Master Servicer shall
purchase all of the Revolving Credit Loans pursuant to Section 8.08 of the
Servicing Agreement, then and in every such case the Indenture Trustee or the
Holders of Notes representing not less than a majority of the Security Balances
of all Notes with the written consent of the Credit Enhancer, or the Credit
Enhancer may declare the Notes to be immediately due and payable, by a notice in
writing to the Issuer (and to the Indenture Trustee if given by Noteholders),
and upon any such declaration the unpaid principal amount of such class of
Notes, together with accrued and unpaid interest thereon through the date of
acceleration, shall become immediately due and payable.
At any time after such declaration of acceleration of maturity with respect
to an Event of Default has been made and before a judgment or decree for payment
of the money due has been obtained by the Indenture Trustee as hereinafter in
this Article V provided, the Holders of Notes representing a majority of the
Security Balances of all Notes, by written notice to the Issuer and the
Indenture Trustee with the written consent of the Credit Enhancer, or the Credit
Enhancer, may in writing waive the related Event of Default and rescind and
annul such declaration and its consequences if:
(i) the Issuer has paid or deposited with the Indenture Trustee a
sum sufficient to pay:
(A) all payments of principal of and interest on the Notes and
all other amounts that would then be due hereunder or upon the Notes
if the Event of Default giving rise to such acceleration had not
occurred; and
(B) all sums paid or advanced by the Indenture Trustee hereunder
and the reasonable compensation, expenses, disbursements and advances
of the Indenture Trustee and its agents and counsel; and
(ii) all Events of Default, other than the nonpayment of the
principal of the Notes that has become due solely by such acceleration,
have been cured or waived as provided in Section 5.12.
No such rescission shall affect any subsequent default or impair any right
consequent thereto.
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Section 5.03. Collection of Indebtedness and Suits for Enforcement by
-------------------------------------------------------
Indenture Trustee.
- -----------------
(a) The Issuer covenants that if default in the payment of (i) any
interest on any Note when the same becomes due and payable, and such default
continues for a period of five days, or (ii) the principal of or any installment
of the principal of any Note when the same becomes due and payable, the Issuer
shall, upon demand of the Indenture Trustee, pay to it, for the benefit of the
Holders of Notes, the whole amount then due and payable on the Notes for
principal and interest, with interest upon the overdue principal, and in
addition thereto such further amount as shall be sufficient to cover the costs
and expenses of collection, including the reasonable compensation, expenses,
disbursements and advances of the Indenture Trustee and its agents and counsel.
(b) In case the Issuer shall fail forthwith to pay such amounts upon such
demand, the Indenture Trustee, in its own name and as trustee of an express
trust, subject to the provisions of Section 10.17 hereof may institute a
Proceeding for the collection of the sums so due and unpaid, and may prosecute
such Proceeding to judgment or final decree, and may enforce the same against
the Issuer or other obligor upon the Notes and collect in the manner provided by
law out of the property of the Issuer or other obligor upon the Notes, wherever
situated, the monies adjudged or decreed to be payable.
(c) If an Event of Default occurs and is continuing, the Indenture Trustee
subject to the provisions of Section 10.17 hereof may, as more particularly
provided in Section 5.04, in its discretion, proceed to protect and enforce its
rights and the rights of the Noteholders, by such appropriate Proceedings as the
Indenture Trustee shall deem most effective to protect and enforce any such
rights, whether for the specific enforcement of any covenant or agreement in
this Indenture or in aid of the exercise of any power granted herein, or to
enforce any other proper remedy or legal or equitable right vested in the
Indenture Trustee by this Indenture or by law.
(d) In case there shall be pending, relative to the Issuer or any other
obligor upon the Notes or any Person having or claiming an ownership interest in
the Trust Estate, Proceedings under Title 11 of the United States Code or any
other applicable federal or state bankruptcy, insolvency or other similar law,
or in case a receiver, assignee or trustee in bankruptcy or reorganization,
liquidator, sequestrator or similar official shall have been appointed for or
taken possession of the Issuer or its property or such other obligor or Person,
or in case of any other comparable judicial Proceedings relative to the Issuer
or other obligor upon the Notes, or to the creditors or property of the Issuer
or such other obligor, the Indenture Trustee, irrespective of whether the
principal of any Notes shall then be due and payable as therein expressed or by
declaration or otherwise and irrespective of whether the Indenture Trustee shall
have made any demand pursuant to the provisions of this Section, shall be
entitled and empowered, by intervention in such Proceedings or otherwise:
(i) to file and prove a claim or claims for the whole amount of
principal and interest owing and unpaid in respect of the Notes and to file
such other papers or documents as may be necessary or advisable in order to
have the claims of the Indenture Trustee (including any claim for
reasonable compensation to the Indenture Trustee and each predecessor
Indenture Trustee, and their respective agents, attorneys and counsel,
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and for reimbursement of all expenses and liabilities incurred, and all
advances made, by the Indenture Trustee and each predecessor Indenture
Trustee, except as a result of negligence, willful misconduct or bad faith)
and of the Noteholders allowed in such Proceedings;
(ii) unless prohibited by applicable law and regulations, to vote
on behalf of the Holders of Notes in any election of a trustee, a standby
trustee or Person performing similar functions in any such Proceedings;
(iii) to collect and receive any monies or other property
payable or deliverable on any such claims and to distribute all amounts
received with respect to the claims of the Noteholders and of the Indenture
Trustee on their behalf; and
(iv) to file such proofs of claim and other papers or documents
as may be necessary or advisable in order to have the claims of the
Indenture Trustee or the Holders of Notes allowed in any judicial
proceedings relative to the Issuer, its creditors and its property;
and any trustee, receiver, liquidator, custodian or other similar official in
any such Proceeding is hereby authorized by each of such Noteholders to make
payments to the Indenture Trustee, and, in the event that the Indenture Trustee
shall consent to the making of payments directly to such Noteholders, to pay to
the Indenture Trustee such amounts as shall be sufficient to cover reasonable
compensation to the Indenture Trustee, each predecessor Indenture Trustee and
their respective agents, attorneys and counsel, and all other expenses and
liabilities incurred, and all advances made, by the Indenture Trustee and each
predecessor Indenture Trustee except as a result of negligence, willful
misconduct or bad faith.
(e) Nothing herein contained shall be deemed to authorize the Indenture
Trustee to authorize or consent to or vote for or accept or adopt on behalf of
any Noteholder any plan of reorganization, arrangement, adjustment or
composition affecting the Notes or the rights of any Holder thereof or to
authorize the Indenture Trustee to vote in respect of the claim of any
Noteholder in any such proceeding except, as aforesaid, to vote for the election
of a trustee in bankruptcy or similar Person.
(f) All rights of action and of asserting claims under this Indenture, or
under any of the Notes, may be enforced by the Indenture Trustee without the
possession of any of the Notes or the production thereof in any trial or other
Proceedings relative thereto, and any such action or proceedings instituted by
the Indenture Trustee shall be brought in its own name as trustee of an express
trust, and any recovery of judgment, subject to the payment of the expenses,
disbursements and compensation of the Indenture Trustee, each predecessor
Indenture Trustee and their respective agents and attorneys, shall be for the
ratable benefit of the Holders of the Term Notes or the Variable Funding Notes,
as applicable.
(g) In any Proceedings brought by the Indenture Trustee (and also any
Proceedings involving the interpretation of any provision of this Indenture to
which the Indenture Trustee shall be a party), the Indenture Trustee shall be
held to represent all the Holders of the Notes, and it shall not be necessary to
make any Noteholder a party to any such Proceedings.
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Section 5.04. Remedies; Priorities. (a) If an Event of Default shall
--------------------
have occurred and be continuing, the Indenture Trustee subject to the provisions
of Section 10.17 hereof may with the written consent of the Credit Enhancer or
shall at the written direction of the Credit Enhancer do one or more of the
following (subject to Section 5.05):
(i) institute Proceedings in its own name and as trustee of an
express trust for the collection of all amounts then payable on the Notes
or under this Indenture with respect thereto, whether by declaration or
otherwise, and all amounts payable under the Insurance Agreement, enforce
any judgment obtained, and collect from the Issuer and any other obligor
upon such Notes monies adjudged due;
(ii) institute Proceedings from time to time for the complete or
partial foreclosure of this Indenture with respect to the Trust Estate;
(iii) exercise any remedies of a secured party under the UCC
and take any other appropriate action to protect and enforce the rights and
remedies of the Indenture Trustee and the Holders of the Notes;
(iv) sell the Trust Estate or any portion thereof or rights or
interest therein, at one or more public or private sales called and
conducted in any manner permitted by law; and
(v) liquidate the assets of the 1996-HS1 LLC as Manager thereof
and cause the same to be distributed as provided in Section 14.3 of the
Operating Agreement.
provided, however, that the Indenture Trustee may not sell or otherwise
liquidate the Trust Estate following an Event of Default, unless (A) the
Indenture Trustee obtains the consent of the Holders of 100% of the aggregate
Security Balances of the Notes and the Credit Enhancer, which consent will not
be unreasonably withheld, (B) the proceeds of such sale or liquidation
distributable to Holders are sufficient to discharge in full all amounts then
due and unpaid upon the Notes for principal and interest and to reimburse the
Credit Enhancer for any amounts drawn under the Credit Enhancement Instrument
and any other amounts due the Credit Enhancer under the Insurance Agreement or
(C) the Indenture Trustee determines that the Class A Ownership Interest will
not continue to provide sufficient funds for the payment of principal of and
interest on the Notes as they would have become due if the Notes had not been
declared due and payable, and the Indenture Trustee obtains the consent of the
Credit Enhancer, which consent will not be unreasonably withheld, and of the
Holders of 66 2/3% of the aggregate Security Balances of the Notes. In
determining such sufficiency or insufficiency with respect to clause (B) and
(C), the Indenture Trustee may, but need not, obtain and rely upon an opinion of
an Independent investment banking or accounting firm of national reputation as
to the feasibility of such proposed action and as to the sufficiency of the
Trust Estate for such purpose. Notwithstanding the foregoing, so long as an
Event of Servicer Termination has not occurred, any Sale of the Trust Estate
shall be made subject to the continued servicing of the Revolving Credit Loans
by the Master Servicer as provided in the Servicing Agreement.
(b) If the Indenture Trustee collects any money or property pursuant to
this Article V, it shall pay out the money or property in the following order:
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FIRST: to the Indenture Trustee for amounts due under Section 6.07;
SECOND: to each Class of Noteholders for amounts due and unpaid on
the related Class Notes for interest and to each Noteholder of such
Class in each case, ratably, without preference or priority of any
kind, according to the amounts due and payable on such Class of Notes
for interest from amounts available in the Trust Estate for such
Noteholders;
THIRD: to Holders of each Class of Notes for amounts due and unpaid
on the related Class of Notes for principal, from amounts available in
the Trust Estate for such Noteholders, and to each Noteholder of such
Class in each case ratably, without preference or priority of any
kind, according to the amounts due and payable on such Class of Notes
for principal, until the Security Balances of each Class of Notes is
reduced to zero;
FOURTH: to the Certificate Paying Agent for amounts required to be
distributed to the Certificateholders in respect of interest and
principal pursuant to the Trust Agreement;
FIFTH: to the payment of all amounts due and owing to the Credit
Enhancer under the Insurance Agreement;
SIXTH: to the Certificate Paying Agent for amounts due under Article
VIII of the Trust Agreement; and
SEVENTH: to the payment of the remainder, if any, to the Issuer or any
other person legally entitled thereto.
The Indenture Trustee may fix a record date and payment date for any
payment to Noteholders pursuant to this Section 5.04. At least 15 days before
such record date, the Indenture Trustee shall mail to each Noteholder a notice
that states the record date, the payment date and the amount to be paid.
Section 5.05. Optional Preservation of the Trust Estate. If the Notes
-----------------------------------------
have been declared to be due and payable under Section 5.02 following an Event
of Default and such declaration and its consequences have not been rescinded and
annulled, the Indenture Trustee may, but need not, (but shall at the written
direction of the Credit Enhancer) elect to take and maintain possession of the
Trust Estate. It is the desire of the parties hereto and the Noteholders that
there be at all times sufficient funds for the payment of principal of and
interest on the Notes and other obligations of the Issuer including payment to
the Credit Enhancer, and the Indenture Trustee shall take such desire into
account when determining whether or not to take and maintain possession of the
Trust Estate. In determining whether to take and maintain possession of the
Trust Estate, the Indenture Trustee may, but need not, obtain and rely upon an
opinion of an Independent investment banking or accounting firm of national
reputation as to the feasibility of such proposed action and as to the
sufficiency of the Trust Estate for such purpose.
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Section 5.06. Limitation of Suits. No Holder of any Note shall have any
-------------------
right to institute any Proceeding, judicial or otherwise, with respect to this
Indenture, or for the appointment of a receiver or trustee, or for any other
remedy hereunder, unless and subject to the provisions of Section 10.17 hereof:
(i) such Holder has previously given written notice to the
Indenture Trustee of a continuing Event of Default;
(ii) the Holders of not less than 25% of the Security Balances of
the Notes have made written request to the Indenture Trustee to institute
such Proceeding in respect of such Event of Default in its own name as
Indenture Trustee hereunder;
(iii) such Holder or Holders have offered to the Indenture
Trustee reasonable indemnity against the costs, expenses and liabilities to
be incurred in complying with such request;
(iv) the Indenture Trustee for 60 days after its receipt of such
notice, request and offer of indemnity has failed to institute such
Proceedings; and
(v) no direction inconsistent with such written request has been
given to the Indenture Trustee during such 60-day period by the Holders of
a majority of the Security Balances of the Notes or by the Credit Enhancer.
It is understood and intended that no one or more Holders of Notes shall have
any right in any manner whatever by virtue of, or by availing of, any provision
of this Indenture to affect, disturb or prejudice the rights of any other
Holders of Notes or to obtain or to seek to obtain priority or preference over
any other Holders or to enforce any right under this Indenture, except in the
manner herein provided.
In the event the Indenture Trustee shall receive conflicting or
inconsistent requests and indemnity from two or more groups of Holders of Notes,
each representing less than a majority of the Security Balances of the Notes,
the Indenture Trustee in its sole discretion may determine what action, if any,
shall be taken, notwithstanding any other provisions of this Indenture.
Section 5.07. Unconditional Rights of Noteholders To Receive Principal
--------------------------------------------------------
and Interest. Notwithstanding any other provisions in this Indenture, the
- ------------
Holder of any Note shall have the right, which is absolute and unconditional, to
receive payment of the principal of and interest, if any, on such Note on or
after the respective due dates thereof expressed in such Note or in this
Indenture and to institute suit for the enforcement of any such payment, and
such right shall not be impaired without the consent of such Holder.
Section 5.08. Restoration of Rights and Remedies. If the Indenture
----------------------------------
Trustee or any Noteholder has instituted any Proceeding to enforce any right or
remedy under this Indenture and such Proceeding has been discontinued or
abandoned for any reason or has been determined adversely to the Indenture
Trustee or to such Noteholder, then and in every such case the Issuer, the
Indenture Trustee and the Noteholders shall, subject to any determination in
such Proceeding, be restored severally and respectively to their former
positions hereunder, and
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thereafter all rights and remedies of the Indenture Trustee and the Noteholders
shall continue as though no such Proceeding had been instituted.
Section 5.09. Rights and Remedies Cumulative. No right or remedy herein
------------------------------
conferred upon or reserved to the Indenture Trustee, the Credit Enhancer or to
the Noteholders is intended to be exclusive of any other right or remedy, and
every right and remedy shall, to the extent permitted by law, be cumulative and
in addition to every other right and remedy given hereunder or now or hereafter
existing at law or in equity or otherwise. The assertion or employment of any
right or remedy hereunder, or otherwise, shall not prevent the concurrent
assertion or employment of any other appropriate right or remedy.
Section 5.10. Delay or Omission Not a Waiver. No delay or omission of
------------------------------
the Indenture Trustee, the Credit Enhancer or any Holder of any Note to exercise
any right or remedy accruing upon any Event of Default shall impair any such
right or remedy or constitute a waiver of any such Event of Default or an
acquiescence therein. Every right and remedy given by this Article V or by law
to the Indenture Trustee or to the Noteholders may be exercised from time to
time, and as often as may be deemed expedient, by the Indenture Trustee or by
the Noteholders, as the case may be.
Section 5.11. Control by Noteholders. The Holders of a majority of the
----------------------
Security Balances of Notes with the consent of the Credit Enhancer, or the
Credit Enhancer (so long as no Credit Enhancer Default exists) shall have the
right to direct the time, method and place of conducting any Proceeding for any
remedy available to the Indenture Trustee with respect to the Notes or
exercising any trust or power conferred on the Indenture Trustee; provided that:
(i) such direction shall not be in conflict with any rule of law
or with this Indenture;
(ii) subject to the express terms of Section 5.04, any direction
to the Indenture Trustee to sell or liquidate the Trust Estate shall be by
Holders of Notes representing not less than 100% of the Security Balances
of Notes with the consent of the Credit Enhancer, or the Credit Enhancer
(so long as no Credit Enhancer Default exists);
(iii) if the conditions set forth in Section 5.05 have been
satisfied and the Indenture Trustee elects to retain the Trust Estate
pursuant to such Section, then any direction to the Indenture Trustee by
Holders of Notes representing less than 100% of the Security Balances of
Notes to sell or liquidate the Trust Estate shall be of no force and
effect; and
(iv) the Indenture Trustee may take any other action deemed
proper by the Indenture Trustee that is not inconsistent with such
direction.
Notwithstanding the rights of Noteholders set forth in this Section, subject to
Section 6.01, the Indenture Trustee need not take any action that it determines
might involve it in liability or might materially adversely affect the rights of
any Noteholders not consenting to such action.
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Section 5.12. Waiver of Past Defaults. Prior to the declaration of the
------------------------
acceleration of the maturity of the Notes as provided in Section 5.02, the
Holders of Notes of not less than a majority of the Security Balances of the
Notes with the consent of the Credit Enhancer, or the Credit Enhancer (so long
as no Credit Enhancer Default exists) may waive any past Event of Default and
its consequences except an Event of Default (a) with respect to payment of
principal of or interest on any of the Notes or (b) in respect of a covenant or
provision hereof which cannot be modified or amended without the consent of the
Holder of each Note. In the case of any such waiver, the Issuer, the Indenture
Trustee and the Holders of the Notes shall be restored to their former positions
and rights hereunder, respectively; but no such waiver shall extend to any
subsequent or other Event of Default or impair any right consequent thereto.
Upon any such waiver, any Event of Default arising therefrom shall be
deemed to have been cured and not to have occurred, for every purpose of this
Indenture; but no such waiver shall extend to any subsequent or other Event of
Default or impair any right consequent thereto.
Section 5.13. Undertaking for Costs. All parties to this Indenture
----------------------
agree, and each Holder of any Note by such Holder's acceptance thereof shall be
deemed to have agreed, that any court may in its discretion require, in any suit
for the enforcement of any right or remedy under this Indenture, or in any suit
against the Indenture Trustee for any action taken, suffered or omitted by it as
Indenture Trustee, the filing by any party litigant in such suit of an
undertaking to pay the costs of such suit, and that such court may in its
discretion assess reasonable costs, including reasonable attorneys' fees,
against any party litigant in such suit, having due regard to the merits and
good faith of the claims or defenses made by such party litigant; but the
provisions of this Section 5.13 shall not apply to (a) any suit instituted by
the Indenture Trustee, (b) any suit instituted by any Noteholder, or group of
Noteholders, in each case holding in the aggregate more than 10% of the Security
Balances of the Notes or (c) any suit instituted by any Noteholder for the
enforcement of the payment of principal of or interest on any Note on or after
the respective due dates expressed in such Note and in this Indenture.
Section 5.14. Waiver of Stay or Extension Laws. The Issuer covenants (to
--------------------------------
the extent that it may lawfully do so) that it will not at any time insist upon,
or plead or in any manner whatsoever, claim or take the benefit or advantage of,
any stay or extension law wherever enacted, now or at any time hereafter in
force, that may affect the covenants or the performance of this Indenture; and
the Issuer (to the extent that it may lawfully do so) hereby expressly waives
all benefit or advantage of any such law, and covenants that it shall not
hinder, delay or impede the execution of any power herein granted to the
Indenture Trustee, but will suffer and permit the execution of every such power
as though no such law had been enacted.
Section 5.15. Sale of Trust Estate. (a) The power to effect any sale or
--------------------
other disposition (a "Sale") of any portion of the Trust Estate pursuant to
Section 5.04 is expressly subject to the provisions of Section 5.05 and this
Section 5.15. The power to effect any such Sale shall not be exhausted by any
one or more Sales as to any portion of the Trust Estate remaining unsold, but
shall continue unimpaired until the entire Trust Estate shall have been sold or
all amounts payable on the Notes and under this Indenture and under the
Insurance Agreement shall have been paid. The Indenture Trustee may from time
to time postpone any public Sale by public announcement made at the time and
place of such Sale. The Indenture Trustee hereby expressly waives its right to
any amount fixed by law as compensation for any Sale.
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(b) The Indenture Trustee shall not in any private Sale sell the Trust
Estate, or any portion thereof, unless:
(1) the Holders of all Notes and the Credit Enhancer consent to or
direct the Indenture Trustee to make, such Sale, or
(2) the proceeds of such Sale would be not less than the entire amount
which would be payable to the Noteholders under the Notes, the
Certificateholders under the Certificates and the Credit Enhancer in respect of
amounts drawn under the Credit Enhancement Instrument and any other amounts due
the Credit Enhancer under the Insurance Agreement, in full payment thereof in
accordance with Section 5.02, on the Payment Date next succeeding the date of
such Sale, or
(3) The Indenture Trustee determines, in its sole discretion, that the
conditions for retention of the Trust Estate set forth in Section 5.05 cannot be
satisfied (in making any such determination, the Indenture Trustee may rely upon
an opinion of an Independent investment banking firm obtained and delivered as
provided in Section 5.05), and the Credit Enhancer consents to such Sale, which
consent will not be unreasonably withheld and the Holders representing at least
66-2/3% of the Security Balances of the Notes consent to such Sale.
The purchase by the Indenture Trustee of all or any portion of the Trust Estate
at a private Sale shall not be deemed a Sale or other disposition thereof for
purposes of this Section 5.15(b).
(c) Unless the Holders and the Credit Enhancer have otherwise consented or
directed the Indenture Trustee, at any public Sale of all or any portion of the
Trust Estate at which a minimum bid equal to or greater than the amount
described in paragraph (2) of subsection (b) of this Section 5.15 has not been
established by the Indenture Trustee and no Person bids an amount equal to or
greater than such amount, the Indenture Trustee shall bid an amount at least
$1.00 more than the highest other bid.
(d) In connection with a Sale of all or any portion of the Trust Estate:
(1) any Holder or Holders of Notes may bid for and with the consent of
the Credit Enhancer purchase the property offered for sale, and upon compliance
with the terms of sale may hold, retain and possess and dispose of such
property, without further accountability, and may, in paying the purchase money
therefor, deliver any Notes or claims for interest thereon in lieu of cash up to
the amount which shall, upon distribution of the net proceeds of such sale, be
payable thereon, and such Notes, in case the amounts so payable thereon shall be
less than the amount due thereon, shall be returned to the Holders thereof after
being appropriately stamped to show such partial payment;
(2) the Indenture Trustee may bid for and acquire the property offered
for Sale in connection with any Sale thereof, and, subject to any requirements
of, and to the extent permitted by, applicable law in connection therewith, may
purchase all or any portion of the Trust Estate in a private sale, and, in lieu
of paying cash therefor, may make settlement for the purchase price by crediting
the gross Sale price against the sum of (A) the amount which would be
distributable to the Holders of the Notes and Holders of Certificates and
amounts owing to
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the Credit Enhancer as a result of such Sale in accordance with Section 5.04(b)
on the Payment Date next succeeding the date of such Sale and (B) the expenses
of the Sale and of any Proceedings in connection therewith which are
reimbursable to it, without being required to produce the Notes in order to
complete any such Sale or in order for the net Sale price to be credited against
such Notes, and any property so acquired by the Indenture Trustee shall be held
and dealt with by it in accordance with the provisions of this Indenture;
(3) the Indenture Trustee shall execute and deliver an appropriate
instrument of conveyance transferring its interest in any portion of the Trust
Estate in connection with a Sale thereof;
(4) the Indenture Trustee is hereby irrevocably appointed the agent
and attorney-in-fact of the Issuer to transfer and convey its interest in any
portion of the Trust Estate in connection with a Sale thereof, and to take all
action necessary to effect such Sale; and
(5) no purchaser or transferee at such a Sale shall be bound to
ascertain the Indenture Trustee's authority, inquire into the satisfaction of
any conditions precedent or see to the application of any monies.
Section 5.16. Action on Notes. The Indenture Trustee's right to seek and
---------------
recover judgment on the Notes or under this Indenture shall not be affected by
the seeking, obtaining or application of any other relief under or with respect
to this Indenture. Neither the lien of this Indenture nor any rights or
remedies of the Indenture Trustee or the Noteholders shall be impaired by the
recovery of any judgment by the Indenture Trustee against the Issuer or by the
levy of any execution under such judgment upon any portion of the Trust Estate
or upon any of the assets of the Issuer. Any money or property collected by the
Indenture Trustee shall be applied in accordance with Section 5.04(b).
Section 5.17. Performance and Enforcement of Certain Obligations. (a)
---------------------------------------------------
Promptly following a written request from the Credit Enhancer or the Indenture
Trustee with the written consent of the Credit Enhancer to do so, the Issuer in
its capacity as holder of the Class A Ownership Interest and as Managing Member,
shall with the written consent of the Credit Enhancer take all such lawful
action as the Indenture Trustee may request to cause the 1996-HS1 LLC to compel
or secure the performance and observance by the Seller and the Master Servicer,
as applicable, of each of their obligations to the 1996-HS1 LLC or to the Issuer
under or in connection with the Revolving Credit Loan Purchase Agreement and the
Servicing Agreement, and to exercise any and all rights, remedies, powers and
privileges lawfully available to the 1996-HS1 LLC or to the Issuer under or in
connection with the Revolving Credit Loan Purchase Agreement and the Servicing
Agreement to the extent and in the manner directed by the Indenture Trustee, as
pledgee of the Class A Ownership Interest, including the transmission of notices
of default on the part of the Seller or the Master Servicer thereunder and the
institution of legal or administrative actions or proceedings to compel or
secure performance by the Seller or the Master Servicer of each of their
obligations under the Revolving Credit Loan Purchase Agreement and the Servicing
Agreement.
(b) If an Event of Default has occurred and is continuing, the Indenture
Trustee, as pledgee of the Class A Ownership Interest, subject to the rights of
the Credit Enhancer under
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the Servicing Agreement may, and at the direction (which direction shall be in
writing or by telephone (confirmed in writing promptly thereafter)) of the
Holders of 66-2/3% of the Security Balances of the Notes shall, exercise all
rights, remedies, powers, privileges and claims of the 1996-HS1 LLC or the
Issuer against the Seller or the Master Servicer under or in connection with the
Revolving Credit Loan Purchase Agreement and the Servicing Agreement, including
the right or power to take any action to compel or secure performance or
observance by the Seller or the Master Servicer, as the case may be, of each of
their obligations to the 1996-HS1 LLC or the Issuer thereunder and to give any
consent, request, notice, direction, approval, extension or waiver under the
Revolving Credit Loan Purchase Agreement and the Servicing Agreement, as the
case may be, and any right of the 1996-HS1 LLC or the Issuer to take such action
shall not be suspended. In connection therewith, as determined by the Indenture
Trustee, the Issuer shall take all actions necessary to effect the transfer of
the Class A Ownership Interest to the Indenture Trustee and to cause the
Indenture Trustee (in its capacity as such) to be named as the Managing Member,
or if so provided in the Operating Agreement, to cause the Indenture Trustee (in
its capacity as such) to be designated as the Non-member Manager.
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ARTICLE VI
The Indenture Trustee
---------------------
Section 6.01. Duties of Indenture Trustee. (a) If an Event of Default
---------------------------
has occurred and is continuing, the Indenture Trustee shall exercise the rights
and powers vested in it by this Indenture and use the same degree of care and
skill in their exercise as a prudent person would exercise or use under the
circumstances in the conduct of such person's own affairs.
(b) Except during the continuance of an Event of Default:
(i) the Indenture Trustee undertakes to perform such duties and
only such duties as are specifically set forth in this Indenture and no
implied covenants or obligations shall be read into this Indenture against
the Indenture Trustee; and
(ii) in the absence of bad faith on its part, the Indenture
Trustee may conclusively rely, as to the truth of the statements and the
correctness of the opinions expressed therein, upon certificates or
opinions furnished to the Indenture Trustee and conforming to the
requirements of this Indenture; however, the Indenture Trustee shall
examine the certificates and opinions to determine whether or not they
conform to the requirements of this Indenture.
(c) The Indenture Trustee may not be relieved from liability for its own
negligent action, its own negligent failure to act or its own willful
misconduct, except that:
(i) this paragraph does not limit the effect of paragraph (b) of
this Section 6.01;
(ii) the Indenture Trustee shall not be liable for any error of
judgment made in good faith by a Responsible Officer unless it is proved
that the Indenture Trustee was negligent in ascertaining the pertinent
facts; and
(iii) the Indenture Trustee shall not be liable with respect
to any action it takes or omits to take in good faith in accordance with a
direction received by it (A) pursuant to Section 5.11 or (B) from the
Credit Enhancer, which it is entitled to give under any of the Basic
Documents.
(d) The Indenture Trustee shall not be liable for interest on any money
received by it except as the Indenture Trustee may agree in writing with the
Issuer.
(e) Money held in trust by the Indenture Trustee need not be segregated
from other funds except to the extent required by law or the terms of this
Indenture or the Trust Agreement.
(f) No provision of this Indenture shall require the Indenture Trustee to
expend or risk its own funds or otherwise incur financial liability in the
performance of any of its duties hereunder or in the exercise of any of its
rights or powers, if it shall have reasonable grounds
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to believe that repayment of such funds or adequate indemnity against such risk
or liability is not reasonably assured to it.
(g) Every provision of this Indenture relating to the conduct or affecting
the liability of or affording protection to the Indenture Trustee shall be
subject to the provisions of this Section and to the provisions of the TIA.
Section 6.02. Rights of Indenture Trustee. (a) The Indenture Trustee
---------------------------
may rely on any document believed by it to be genuine and to have been signed or
presented by the proper person. The Indenture Trustee need not investigate any
fact or matter stated in the document.
(b) Before the Indenture Trustee acts or refrains from acting, it may
require an Officer's Certificate or an Opinion of Counsel. The Indenture
Trustee shall not be liable for any action it takes or omits to take in good
faith in reliance on an Officer's Certificate or Opinion of Counsel.
(c) The Indenture Trustee may execute any of the trusts or powers
hereunder or perform any duties hereunder either directly or by or through
agents or attorneys or a custodian or nominee, and the Indenture Trustee shall
not be responsible for any misconduct or negligence on the part of, or for the
supervision of, any such agent, attorney, custodian or nominee appointed with
due care by it hereunder.
(d) The Indenture Trustee shall not be liable for any action it takes or
omits to take in good faith which it believes to be authorized or within its
rights or powers; provided, however, that the Indenture Trustee's conduct does
not constitute willful misconduct, negligence or bad faith.
(e) The Indenture Trustee may consult with counsel, and the advice or
opinion of counsel with respect to legal matters relating to this Indenture and
the Notes shall be full and complete authorization and protection from liability
in respect to any action taken, omitted or suffered by it hereunder in good
faith and in accordance with the advice or opinion of such counsel.
Section 6.03. Individual Rights of Indenture Trustee. The Indenture
--------------------------------------
Trustee in its individual or any other capacity may become the owner or pledgee
of Notes and may otherwise deal with the Issuer or its Affiliates with the same
rights it would have if it were not Indenture Trustee. Any Note Registrar, co-
registrar or co-paying agent may do the same with like rights. However, the
Indenture Trustee must comply with Sections 6.11 and 6.12.
Section 6.04. Indenture Trustee's Disclaimer. The Indenture Trustee
------------------------------
shall not be (i) responsible for and makes no representation as to the validity
or adequacy of this Indenture or the Notes, (ii) accountable for the Issuer's
use of the proceeds from the Notes or (iii) responsible for any statement of the
Issuer in the Indenture or in any document issued in connection with the sale of
the Notes or in the Notes other than the Indenture Trustee's certificate of
authentication.
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Section 6.05. Notice of Event of Default. If an Event of Default occurs
--------------------------
and is continuing and if it is known to a Responsible Officer of the Indenture
Trustee, the Indenture Trustee shall give notice thereof to the Credit Enhancer.
The Indenture Trustee shall mail to each Noteholder notice of the Event of
Default within 90 days after it occurs. Except in the case of an Event of
Default in payment of principal of or interest on any Note, the Indenture
Trustee may withhold the notice if and so long as a committee of its Responsible
Officers in good faith determines that withholding the notice is in the
interests of Noteholders.
Section 6.06. Reports by Indenture Trustee to Holders. The Indenture
---------------------------------------
Trustee shall deliver to each Noteholder such information as may be required to
enable such holder to prepare its federal and state income tax returns. In
addition, upon the Issuer's written request, the Indenture Trustee shall
promptly furnish information reasonably requested by the Issuer that is
reasonably available to the Indenture Trustee to enable the Issuer to perform
its federal and state income tax reporting obligations.
Section 6.07. Compensation and Indemnity. The Issuer shall pay to the
--------------------------
Indenture Trustee on each Payment Date reasonable compensation for its services.
The Indenture Trustee's compensation shall not be limited by any law on
compensation of a trustee of an express trust. The Issuer shall reimburse the
Indenture Trustee for all reasonable out-of-pocket expenses incurred or made by
it, including costs of collection, in addition to the compensation for its
services. Such expenses shall include the reasonable compensation and expenses,
disbursements and advances of the Indenture Trustee's agents, counsel,
accountants and experts. The Issuer shall indemnify the Indenture Trustee
against any and all loss, liability or expense (including attorneys' fees)
incurred by it in connection with the administration of this trust and the
performance of its duties hereunder. The Indenture Trustee shall notify the
Issuer promptly of any claim for which it may seek indemnity. Failure by the
Indenture Trustee to so notify the Issuer shall not relieve the Issuer of its
obligations hereunder. The Issuer shall defend any such claim, and the
Indenture Trustee may have separate counsel and the Issuer shall pay the fees
and expenses of such counsel. The Issuer is not obligated to reimburse any
expense or indemnify against any loss, liability or expense incurred by the
Indenture Trustee through the Indenture Trustee's own willful misconduct,
negligence or bad faith.
The Issuer's payment obligations to the Indenture Trustee pursuant to this
Section 6.07 shall survive the discharge of this Indenture. When the Indenture
Trustee incurs expenses after the occurrence of an Event of Default specified in
Section 5.01(iv) or (v) with respect to the Issuer, the expenses are intended to
constitute expenses of administration under Title 11 of the United States Code
or any other applicable federal or state bankruptcy, insolvency or similar law.
Section 6.08. Replacement of Indenture Trustee. No resignation or
--------------------------------
removal of the Indenture Trustee and no appointment of a successor Indenture
Trustee shall become effective until the acceptance of appointment by the
successor Indenture Trustee pursuant to this Section 6.08. The Indenture
Trustee may resign at any time by so notifying the Issuer and the Credit
Enhancer. The Holders of a majority of Security Balances of the Notes or the
Credit Enhancer may remove the Indenture Trustee by so notifying the Indenture
Trustee and the Credit Enhancer and may appoint a successor Indenture Trustee.
The Issuer shall remove the Indenture Trustee if:
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(i) the Indenture Trustee fails to comply with Section 6.11;
(ii) the Indenture Trustee is adjudged a bankrupt or insolvent;
(iii) a receiver or other public officer takes charge of the
Indenture Trustee or its property; or
(iv) the Indenture Trustee otherwise becomes incapable of
acting.
If the Indenture Trustee resigns or is removed or if a vacancy exists in
the office of Indenture Trustee for any reason (the Indenture Trustee in such
event being referred to herein as the retiring Indenture Trustee), the Issuer
shall promptly appoint a successor Indenture Trustee with the consent of the
Credit Enhancer which consent will not be unreasonably withheld. In addition,
the Indenture Trustee will resign to avoid being directly or indirectly
controlled by the Issuer.
A successor Indenture Trustee shall deliver a written acceptance of its
appointment to the retiring Indenture Trustee and to the Issuer. Thereupon, the
resignation or removal of the retiring Indenture Trustee shall become effective,
and the successor Indenture Trustee shall have all the rights, powers and duties
of the Indenture Trustee under this Indenture. The successor Indenture Trustee
shall mail a notice of its succession to Noteholders. The retiring Indenture
Trustee shall promptly transfer all property held by it as Indenture Trustee to
the successor Indenture Trustee.
If a successor Indenture Trustee does not take office within 60 days after
the retiring Indenture Trustee resigns or is removed, the retiring Indenture
Trustee, the Issuer or the Holders of a majority of Security Balances of the
Notes may petition any court of competent jurisdiction for the appointment of a
successor Indenture Trustee.
If the Indenture Trustee fails to comply with Section 6.11, any Noteholder
may petition any court of competent jurisdiction for the removal of the
Indenture Trustee and the appointment of a successor Indenture Trustee.
Notwithstanding the replacement of the Indenture Trustee pursuant to this
Section, the Issuer's shall continue for the benefit of the retiring Indenture
Trustee.
Section 6.09. Successor Indenture Trustee by Merger. If the Indenture
-------------------------------------
Trustee consolidates with, merges or converts into, or transfers all or
substantially all its corporate trust business or assets to, another corporation
or banking association, the resulting, surviving or transferee corporation
without any further act shall be the successor Indenture Trustee; provided, that
such corporation or banking association shall be otherwise qualified and
eligible under Section 6.11. The Indenture Trustee shall provide the Rating
Agencies written notice of any such transaction after the Closing Date.
In case at the time such successor or successors by merger, conversion or
consolidation to the Indenture Trustee shall succeed to the trusts created by
this Indenture any of the Notes shall have been authenticated but not delivered,
any such successor to the Indenture Trustee may
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adopt the certificate of authentication of any predecessor trustee, and deliver
such Notes so authenticated; and in case at that time any of the Notes shall not
have been authenticated, any successor to the Indenture Trustee may authenticate
such Notes either in the name of any predecessor hereunder or in the name of the
successor to the Indenture Trustee[; and in all such cases such certificates
shall have the full force which it is anywhere in the Notes or in this Indenture
provided that the certificate of the Indenture Trustee shall have].
Section 6.10. Appointment of Co-Indenture Trustee or Separate Indenture
---------------------------------------------------------
Trustee. (a) Notwithstanding any other provisions of this Indenture, at any
- -------
time, for the purpose of meeting any legal requirement of any jurisdiction in
which any part of the Trust Estate may at the time be located, the Indenture
Trustee shall have the power and may execute and deliver all instruments to
appoint one or more Persons to act as a co-trustee or co-trustees, or separate
trustee or separate trustees, of all or any part of the Owner Trust, and to vest
in such Person or Persons, in such capacity and for the benefit of the
Noteholders, such title to the Trust Estate, or any part hereof, and, subject to
the other provisions of this Section, such powers, duties, obligations, rights
and trusts as the Indenture Trustee may consider necessary or desirable. No co-
trustee or separate trustee hereunder shall be required to meet the terms of
eligibility as a successor trustee under Section 6.11 and no notice to
Noteholders of the appointment of any co-trustee or separate trustee shall be
required under Section 6.08 hereof.
(b) Every separate trustee and co-trustee shall, to the extent permitted
by law, be appointed and act subject to the following provisions and conditions:
(i) all rights, powers, duties and obligations conferred or
imposed upon the Indenture Trustee shall be conferred or imposed upon and
exercised or performed by the Indenture Trustee and such separate trustee
or co-trustee jointly (it being understood that such separate trustee or
co-trustee is not authorized to act separately without the Indenture
Trustee joining in such act), except to the extent that under any law of
any jurisdiction in which any particular act or acts are to be performed
the Indenture Trustee shall be incompetent or unqualified to perform such
act or acts, in which event such rights, powers, duties and obligations
(including the holding of title to the Trust Estate or any portion thereof
in any such jurisdiction) shall be exercised and performed singly by such
separate trustee or co-trustee, but solely at the direction of the
Indenture Trustee;
(ii) no trustee hereunder shall be personally liable by reason
of any act or omission of any other trustee hereunder; and
(iii) the Indenture Trustee may at any time accept the
resignation of or remove any separate trustee or co-trustee.
(c) Any notice, request or other writing given to the Indenture Trustee
shall be deemed to have been given to each of the then separate trustees and co-
trustees, as effectively as if given to each of them. Every instrument
appointing any separate trustee or co-trustee shall refer to this Agreement and
the conditions of this Article VI. Each separate trustee and co-trustee, upon
its acceptance of the trusts conferred, shall be vested with the estates or
property specified in its instrument of appointment, either jointly with the
Indenture Trustee or separately, as may be provided therein, subject to all the
provisions of this Indenture, specifically including every
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provision of this Indenture relating to the conduct of, affecting the liability
of, or affording protection to, the Indenture Trustee. Every such instrument
shall be filed with the Indenture Trustee.
(d) Any separate trustee or co-trustee may at any time constitute the
Indenture Trustee, its agent or attorney-in-fact with full power and authority,
to the extent not prohibited by law, to do any lawful act under or in respect of
this Agreement on its behalf and in its name. If any separate trustee or co-
trustee shall die, become incapable of acting, resign or be removed, all of its
estates, properties, rights, remedies and trusts shall vest in and be exercised
by the Indenture Trustee, to the extent permitted by law, without the
appointment of a new or successor trustee.
Section 6.11. Eligibility; Disqualification. The Indenture Trustee shall
-----------------------------
at all times satisfy the requirements of TIA (S) 310(a). The Indenture Trustee
shall have a combined capital and surplus of at least $50,000,000 as set forth
in its most recent published annual report of condition and it or its parent
shall have a long-term debt rating of A or better by Moody's. The Indenture
Trustee shall comply with TIA (S) 310(b), including the optional provision
permitted by the second sentence of TIA (S) 310(b)(9); provided, however, that
there shall be excluded from the operation of TIA (S) 310(b)(1) any indenture or
indentures under which other securities of the Issuer are outstanding if the
requirements for such exclusion set forth in TIA (S) 310(b)(1) are met.
Section 6.12. Preferential Collection of Claims Against Issuer. The
------------------------------------------------
Indenture Trustee shall comply with TIA (S) 311(a), excluding any creditor
relationship listed in TIA (S) 311(b). An Indenture Trustee who has resigned or
been removed shall be subject to TIA (S) 311(a) to the extent indicated.
Section 6.13. Representations and Warranties. The Indenture Trustee
------------------------------
hereby represents that:
(i) The Indenture Trustee is duly organized and validly
existing as a national banking association in good standing under the laws
of the United States with power and authority to own its properties and to
conduct its business as such properties are currently owned and such
business is presently conducted.
(ii) The Indenture Trustee has the power and authority to
execute and deliver this Indenture and to carry out its terms; and the
execution, delivery and performance of this Indenture have been duly
authorized by the Indenture Trustee by all necessary corporate action.
(iii) The consummation of the transactions contemplated by
this Indenture and the fulfillment of the terms hereof do not conflict
with, result in any breach of any of the terms and provisions of, or
constitute (with or without notice or lapse of time) a default under, the
articles of organization or bylaws of the Indenture Trustee or any
agreement or other instrument to which the Indenture Trustee is a party or
by which it is bound.
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(iv) To the Indenture Trustee's best knowledge, there are no
proceedings or investigations pending or threatened before any court,
regulatory body, administrative agency or other governmental
instrumentality having jurisdiction over the Indenture Trustee or its
properties: (A) asserting the invalidity of this Indenture (B) seeking to
prevent the consummation of any of the transactions contemplated by this
Indenture or (C) seeking any determination or ruling that might materially
and adversely affect the performance by the Indenture Trustee of its
obligations under, or the validity or enforceability of, this Indenture.
(v) The Indenture Trustee does not have notice of any adverse
claim (as such terms are used in Delaware UCC Section 8-302) with respect
to the Class A Ownership Interest.
Section 6.14. Directions to Indenture Trustee. The Indenture Trustee is
-------------------------------
hereby directed:
(a) to accept the pledge of the Class A Ownership Interest and hold the
assets of the Trust in trust for the Noteholders and the Credit Enhancer;
(b) to authenticate and deliver the Notes substantially in the form
prescribed by Exhibit A in accordance with the terms of this Indenture; and
(c) to take all other actions as shall be required to be taken by the
terms of this Indenture.
Section 6.15. Indenture Trustee May Own Securities. The Indenture
------------------------------------
Trustee, in its individual or any other capacity may become the owner or pledgee
of Securities with the same rights it would have if it were not Indenture
Trustee.
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ARTICLE VII
Noteholders' Lists and Reports
------------------------------
Section 7.01. Issuer To Furnish Indenture Trustee Names and Addresses of
----------------------------------------------------------
Noteholders. The Issuer will furnish or cause to be furnished to the Indenture
- -----------
Trustee (a) not more than five days after each Record Date, a list, in such form
as the Indenture Trustee may reasonably require, of the names and addresses of
the Holders of Notes as of such Record Date and, (b) at such other times as the
Indenture Trustee and the Credit Enhancer may request in writing, within 30 days
after receipt by the Issuer of any such request, a list of similar form and
content as of a date not more than 10 days prior to the time such list is
furnished; provided, however, that so long as the Indenture Trustee is the Note
Registrar, no such list shall be required to be furnished.
Section 7.02. Preservation of Information; Communications to Noteholders.
----------------------------------------------------------
(a) The Indenture Trustee shall preserve, in as current a form as is reasonably
practicable, the names and addresses of the Holders of Notes contained in the
most recent list furnished to the Indenture Trustee as provided in Section 7.01
and the names and addresses of Holders of Notes received by the Indenture
Trustee in its capacity as Note Registrar. The Indenture Trustee may destroy
any list furnished to it as provided in such Section 7.01 upon receipt of a new
list so furnished.
(b) Noteholders may communicate pursuant to TIA (S) 312(b) with other
Noteholders with respect to their rights under this Indenture or under the
Notes.
(c) The Issuer, the Indenture Trustee and the Note Registrar shall have
the protection of TIA (S) 312(c).
Section 7.03. Reports by Issuer. (a) The Issuer shall:
-----------------
(i) file with the Indenture Trustee, within 15 days after the
Issuer is required to file the same with the Commission, copies of the
annual reports and the information, documents and other reports (or copies
of such portions of any of the foregoing as the Commission may from time to
time by rules and regulations prescribe) that the Issuer may be required to
file with the Commission pursuant to Section 13 or 15(d) of the Exchange
Act;
(ii) file with the Indenture Trustee, and the Commission in
accordance with rules and regulations prescribed from time to time by the
Commission such additional information, documents and reports with respect
to compliance by the Issuer with the conditions and covenants of this
Indenture as may be required from time to time by such rules and
regulations; and
(iii) supply to the Indenture Trustee (and the Indenture
Trustee shall transmit by mail to all Noteholders described in TIA (S)
313(c)) such summaries of any information, documents and reports required
to be filed by the Issuer pursuant to
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clauses (i) and (ii) of this Section 7.03(a) and by rules and regulations
prescribed from time to time by the Commission.
(b) Unless the Issuer otherwise determines, the fiscal year of the Issuer
shall end on December 31 of each year.
Section 7.04. Reports by Indenture Trustee. If required by TIA (S)
----------------------------
313(a), within 60 days after each January 1 beginning with January 1, 1997, the
Indenture Trustee shall mail to each Noteholder as required by TIA (S) 313(c)
and to the Credit Enhancer a brief report dated as of such date that complies
with TIA (S) 313(a). The Indenture Trustee also shall comply with TIA (S)
313(b).
A copy of each report at the time of its mailing to Noteholders shall be
filed by the Indenture Trustee with the Commission and each stock exchange, if
any, on which the Term Notes are listed. The Issuer shall notify the Indenture
Trustee if and when the Term Notes are listed on any stock exchange.
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ARTICLE VIII
Accounts, Disbursements and Releases
------------------------------------
Section 8.01. Collection of Money. Except as otherwise expressly
-------------------
provided herein, the Indenture Trustee may demand payment or delivery of, and
shall receive and collect, directly and without intervention or assistance of
any fiscal agent or other intermediary, all money and other property payable to
or receivable by the Indenture Trustee pursuant to this Indenture. The
Indenture Trustee shall apply all such money received by it as provided in this
Indenture. Except as otherwise expressly provided in this Indenture, if any
default occurs in the making of any payment or performance under any agreement
or instrument that is part of the Trust Estate, the Indenture Trustee may take
such action as may be appropriate to enforce such payment or performance,
including the institution and prosecution of appropriate Proceedings. Any such
action shall be without prejudice to any right to claim a Default or Event of
Default under this Indenture and any right to proceed thereafter as provided in
Article V.
Section 8.02. Trust Accounts. (a) On or prior to the Closing Date, the
--------------
Issuer shall cause the Indenture Trustee to establish and maintain, in the name
of the Indenture Trustee, for the benefit of the Noteholders and the Certificate
Paying Agent, on behalf of the Certificateholders and the Credit Enhancer, the
Payment Account as provided in Section 3.01 of this Indenture.
(b) All monies deposited from time to time in the Payment Account pursuant
to the Servicing Agreement and all deposits therein pursuant to this Indenture
are for the benefit of the Noteholders and the Certificate Paying Agent, on
behalf of the Certificateholders and all investments made with such monies
including all income or other gain from such investments are for the benefit of
the Master Servicer as provided by the Servicing Agreement.
On each Payment Date, the Indenture Trustee shall distribute all amounts on
deposit in the Payment Account to Noteholders in respect of the Notes and in its
capacity as Certificate Paying Agent to Certificateholders in the order of
priority set forth in Section 3.05 (except as otherwise provided in Section
5.04(b).
The Master Servicer shall direct the Indenture Trustee in writing to invest
any funds in the Payment Account in Permitted Investments maturing no later than
the Business Day preceding each Payment Date and shall not be sold or disposed
of prior to the maturity.
Section 8.03. Officer's Certificate. The Indenture Trustee shall receive
---------------------
at least seven days notice when requested by the Issuer to take any action
pursuant to Section 8.05(a), accompanied by copies of any instruments to be
executed, and the Indenture Trustee shall also require, as a condition to such
action, an Officer's Certificate, in form and substance satisfactory to the
Indenture Trustee, stating the legal effect of any such action, outlining the
steps required to complete the same, and concluding that all conditions
precedent to the taking of such action have been complied with.
Section 8.04. Termination Upon Distribution to Noteholders. This
--------------------------------------------
Indenture and the respective obligations and responsibilities of the Issuer and
the Indenture Trustee created
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hereby shall terminate upon the distribution to Noteholders, Certificate Paying
Agent, on behalf of the Certificateholders and the Indenture Trustee of all
amounts required to be distributed pursuant to Article III; provided, however,
that in no event shall the trust created hereby continue beyond the expiration
of 21 years from the death of the survivor of the descendants of Joseph P.
Kennedy, the late ambassador of the United States to the Court of St. James,
living on the date hereof.
Section 8.05. Release of Trust Estate. (a) Subject to the payment of
-----------------------
its fees and expenses, the Indenture Trustee may, and when required by the
provisions of this Indenture shall, execute instruments to release property from
the lien of this Indenture, or convey the Indenture Trustee's interest in the
same, in a manner and under circumstances that are not inconsistent with the
provisions of this Indenture. No party relying upon an instrument executed by
the Indenture Trustee as provided in Article VIII hereunder shall be bound to
ascertain the Indenture Trustee's authority, inquire into the satisfaction of
any conditions precedent, or see to the application of any monies.
(b) The Indenture Trustee shall, at such time as (i) there are no Notes
Outstanding, (ii) all sums due the Indenture Trustee pursuant to this Indenture
have been paid, and (iii) all sums due the Credit Enhancer have been paid,
release any remaining portion of the Trust Estate that secured the Notes from
the lien of this Indenture.
(c) The Indenture Trustee shall release property from the lien of this
Indenture pursuant to this Section 8.05 only upon receipt of a request from the
Issuer accompanied by an Officers' Certificate and a letter from the Credit
Enhancer, stating that the Credit Enhancer has no objection to such request from
the Issuer.
(d) The Indenture Trustee shall, at the request of the Issuer or the
Depositor, surrender the Credit Enhancement Instrument to the Credit Enhancer
for cancellation, upon final payment of the Class A Ownership Interest.
Section 8.06. Surrender of Notes Upon Final Payment. By acceptance of
-------------------------------------
any Note, the Holder thereof agrees to surrender such Note to the Indenture
Trustee promptly, prior to such Noteholder's receipt of the final payment
thereon.
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ARTICLE IX
Supplemental Indentures
-----------------------
Section 9.01. Supplemental Indentures Without Consent of Noteholders.
------------------------------------------------------
(a) Without the consent of the Holders of any Notes but with prior notice to
the Rating Agencies and the Credit Enhancer, the Issuer and the Indenture
Trustee, when authorized by an Issuer Request, at any time and from time to
time, may enter into one or more indentures supplemental hereto (which shall
conform to the provisions of the Trust Indenture Act as in force at the date of
the execution thereof), in form satisfactory to the Indenture Trustee, for any
of the following purposes:
(i) to correct or amplify the description of any property at
any time subject to the lien of this Indenture, or better to assure, convey
and confirm unto the Indenture Trustee any property subject or required to
be subjected to the lien of this Indenture, or to subject to the lien of
this Indenture additional property;
(ii) to evidence the succession, in compliance with the
applicable provisions hereof, of another person to the Issuer, and the
assumption by any such successor of the covenants of the Issuer herein and
in the Notes contained;
(iii) to add to the covenants of the Issuer, for the benefit
of the Holders of the Notes or the Credit Enhancer, or to surrender any
right or power herein conferred upon the Issuer;
(iv) to convey, transfer, assign, mortgage or pledge any
property to or with the Indenture Trustee;
(v) to cure any ambiguity, to correct or supplement any
provision herein or in any supplemental indenture that may be inconsistent
with any other provision herein or in any supplemental indenture;
(vi) to make any other provisions with respect to matters or
questions arising under this Indenture or in any supplemental indenture;
provided, that such action shall not materially and adversely affect the
interests of the Holders of the Notes or the Credit Enhancer;
(vii) to evidence and provide for the acceptance of the
appointment hereunder by a successor trustee with respect to the Notes and
to add to or change any of the provisions of this Indenture as shall be
necessary to facilitate the administration of the trusts hereunder by more
than one trustee, pursuant to the requirements of Article VI; or
(viii) to modify, eliminate or add to the provisions of this
Indenture to such extent as shall be necessary to effect the qualification
of this Indenture under the TIA or under any similar federal statute
hereafter enacted and to add to this Indenture such other provisions as may
be expressly required by the TIA;
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provided, however, that no such indenture supplements shall be entered into
unless the Indenture Trustee shall have received an Opinion of Counsel that
entering into such indenture supplement will not have any material adverse tax
consequences to the Noteholders.
The Indenture Trustee is hereby authorized to join in the execution of any
such supplemental indenture and to make any further appropriate agreements and
stipulations that may be therein contained.
(b) The Issuer and the Indenture Trustee, when authorized by an Issuer
Request, may, also without the consent of any of the Holders of the Notes but
with prior notice to the Rating Agencies and the Credit Enhancer, enter into an
indenture or indentures supplemental hereto for the purpose of adding any
provisions to, or changing in any manner or eliminating any of the provisions
of, this Indenture or of modifying in any manner the rights of the Holders of
the Notes under this Indenture; provided, however, that such action shall not,
as evidenced by an Opinion of Counsel, (i) adversely affect in any material
respect the interests of any Noteholder or the Credit Enhancer or (ii) cause the
Issuer to be subject to an entity level tax.
Section 9.02. Supplemental Indentures With Consent of Noteholders. The
---------------------------------------------------
Issuer and the Indenture Trustee, when authorized by an Issuer Request, also
may, with prior notice to the Rating Agencies and with the consent of the
Holders of not less than a majority of the Security Balances of each Class of
Notes affected thereby and the Credit Enhancer, by Act of such Holders delivered
to the Issuer and the Indenture Trustee, enter into an indenture or indentures
supplemental hereto for the purpose of adding any provisions to, or changing in
any manner or eliminating any of the provisions of, this Indenture or of
modifying in any manner the rights of the Holders of the Notes under this
Indenture; provided, however, that no such supplemental indenture shall, without
the consent of the Holder of each Note affected thereby:
(i) change the date of payment of any installment of principal
of or interest on any Note, or reduce the principal amount thereof or the
interest rate thereon, change the provisions of this Indenture relating to
the application of collections on, or the proceeds of the sale of, the
Trust Estate to payment of principal of or interest on the Notes, or change
any place of payment where, or the coin or currency in which, any Note or
the interest thereon is payable, or impair the right to institute suit for
the enforcement of the provisions of this Indenture requiring the
application of funds available therefor, as provided in Article V, to the
payment of any such amount due on the Notes on or after the respective due
dates thereof;
(ii) reduce the percentage of the Security Balances of the
Notes, the consent of the Holders of which is required for any such
supplemental indenture, or the consent of the Holders of which is required
for any waiver of compliance with certain provisions of this Indenture or
certain defaults hereunder and their consequences provided for in this
Indenture;
(iii) modify or alter the provisions of the proviso to the
definition of the term "Outstanding" or modify or alter the exception in
the definition of the term "Holder";
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(iv) reduce the percentage of the Security Balances of the Notes
required to direct the Indenture Trustee to direct the Issuer to sell or
liquidate the Trust Estate pursuant to Section 5.04;
(v) modify any provision of this Section 9.02 except to increase
any percentage specified herein or to provide that certain additional
provisions of this Indenture or the Basic Documents cannot be modified or
waived without the consent of the Holder of each Note affected thereby;
(vi) modify any of the provisions of this Indenture in such
manner as to affect the calculation of the amount of any payment of
interest or principal due on any Note on any Payment Date (including the
calculation of any of the individual components of such calculation); or
(vii) permit the creation of any lien ranking prior to or on a
parity with the lien of this Indenture with respect to any part of the
Trust Estate or, except as otherwise permitted or contemplated herein,
terminate the lien of this Indenture on any property at any time subject
hereto or deprive the Holder of any Note of the security provided by the
lien of this Indenture; and provided, further, that such action shall not,
as evidenced by an Opinion of Counsel, cause the Issuer to be subject to an
entity level tax.
The Indenture Trustee may in its discretion determine whether or not any
Notes would be affected by any supplemental indenture and any such determination
shall be conclusive upon the Holders of all Notes, whether theretofore or
thereafter authenticated and delivered hereunder. The Indenture Trustee shall
not be liable for any such determination made in good faith.
It shall not be necessary for any Act of Noteholders under this Section
9.02 to approve the particular form of any proposed supplemental indenture, but
it shall be sufficient if such Act shall approve the substance thereof.
Promptly after the execution by the Issuer and the Indenture Trustee of any
supplemental indenture pursuant to this Section 9.02, the Indenture Trustee
shall mail to the Holders of the Notes to which such amendment or supplemental
indenture relates a notice setting forth in general terms the substance of such
supplemental indenture. Any failure of the Indenture Trustee to mail such
notice, or any defect therein, shall not, however, in any way impair or affect
the validity of any such supplemental indenture.
Section 9.03. Execution of Supplemental Indentures. In executing, or
------------------------------------
permitting the additional trusts created by, any supplemental indenture
permitted by this Article IX or the modification thereby of the trusts created
by this Indenture, the Indenture Trustee shall be entitled to receive, and
subject to Sections 6.01 and 6.02, shall be fully protected in relying upon, an
Opinion of Counsel stating that the execution of such supplemental indenture is
authorized or permitted by this Indenture. The Indenture Trustee may, but shall
not be obligated to, enter into any such supplemental indenture that affects the
Indenture Trustee's own rights, duties, liabilities or immunities under this
Indenture or otherwise.
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Section 9.04. Effect of Supplemental Indenture. Upon the execution of
--------------------------------
any supplemental indenture pursuant to the provisions hereof, this Indenture
shall be and shall be deemed to be modified and amended in accordance therewith
with respect to the Notes affected thereby, and the respective rights,
limitations of rights, obligations, duties, liabilities and immunities under
this Indenture of the Indenture Trustee, the Issuer and the Holders of the Notes
shall thereafter be determined, exercised and enforced hereunder subject in all
respects to such modifications and amendments, and all the terms and conditions
of any such supplemental indenture shall be and be deemed to be part of the
terms and conditions of this Indenture for any and all purposes.
Section 9.05. Conformity with Trust Indenture Act. Every amendment of
-----------------------------------
this Indenture and every supplemental indenture executed pursuant to this
Article IX shall conform to the requirements of the Trust Indenture Act as then
in effect so long as this Indenture shall then be qualified under the Trust
Indenture Act.
Section 9.06. Reference in Notes to Supplemental Indentures. Notes
---------------------------------------------
authenticated and delivered after the execution of any supplemental indenture
pursuant to this Article IX may, and if required by the Indenture Trustee shall,
bear a notation in form approved by the Indenture Trustee as to any matter
provided for in such supplemental indenture. If the Issuer or the Indenture
Trustee shall so determine, new Notes so modified as to conform, in the opinion
of the Indenture Trustee and the Issuer, to any such supplemental indenture may
be prepared and executed by the Issuer and authenticated and delivered by the
Indenture Trustee in exchange for Outstanding Notes.
52
<PAGE>
ARTICLE X
Miscellaneous
-------------
Section 10.01. Compliance Certificates and Opinions, etc. (a) Upon any
------------------------------------------
application or request by the Issuer to the Indenture Trustee to take any action
under any provision of this Indenture, the Issuer shall furnish to the Indenture
Trustee and to the Credit Enhancer (i) an Officer's Certificate stating that all
conditions precedent, if any, provided for in this Indenture relating to the
proposed action have been complied with and (ii) an Opinion of Counsel stating
that in the opinion of such counsel all such conditions precedent, if any, have
been complied with, except that, in the case of any such application or request
as to which the furnishing of such documents is specifically required by any
provision of this Indenture, no additional certificate or opinion need be
furnished.
Every certificate or opinion with respect to compliance with a condition or
covenant provided for in this Indenture shall include:
(1) a statement that each signatory of such certificate or opinion has
read or has caused to be read such covenant or condition and the
definitions herein relating thereto;
(2) a brief statement as to the nature and scope of the examination or
investigation upon which the statements or opinions contained in such
certificate or opinion are based;
(3) a statement that, in the opinion of each such signatory, such
signatory has made such examination or investigation as is necessary to
enable such signatory to express an informed opinion as to whether or not
such covenant or condition has been complied with;
(4) a statement as to whether, in the opinion of each such signatory,
such condition or covenant has been complied with; and
(5) if the Signer of such Certificate or Opinion is required to be
Independent, the Statement required by the definition of the term
"Independent".
(b) (i) Prior to the deposit of any Collateral or other property or
securities with the Indenture Trustee that is to be made the basis for the
release of any property or securities subject to the lien of this Indenture, the
Issuer shall, in addition to any obligation imposed in Section 10.01(a) or
elsewhere in this Indenture, furnish to the Indenture Trustee an Officer's
Certificate certifying or stating the opinion of each person signing such
certificate as to the fair value (within 90 days of such deposit) to the Issuer
of the Collateral or other property or securities to be so deposited.
(ii) Whenever the Issuer is required to furnish to the Indenture
Trustee an Officer's Certificate certifying or stating the opinion of any signer
thereof as to the matters described in clause (i) above, the Issuer shall also
deliver to the Indenture Trustee an Independent Certificate as to the same
matters, if the fair value to the Issuer of the securities to
53
<PAGE>
be so deposited and of all other such securities made the basis of any such
withdrawal or release since the commencement of the then-current fiscal year of
the Issuer, as set forth in the certificates delivered pursuant to clause (i)
above and this clause (ii), is 10% or more of the Security Balances of the
Notes, but such a certificate need not be furnished with respect to any
securities so deposited, if the fair value thereof to the Issuer as set forth in
the related Officer's Certificate is less than $25,000 or less than one percent
of the Security Balances of the Notes.
(iii) Whenever any property or securities are to be released from the
lien of this Indenture, the Issuer shall also furnish to the Indenture Trustee
an Officer's Certificate certifying or stating the opinion of each person
signing such certificate as to the fair value (within 90 days of such release)
of the property or securities proposed to be released and stating that in the
opinion of such person the proposed release will not impair the security under
this Indenture in contravention of the provisions hereof.
(iv) Whenever the Issuer is required to furnish to the Indenture
Trustee an Officer's Certificate certifying or stating the opinion of any signer
thereof as to the matters described in clause (iii) above, the Issuer shall also
furnish to the Indenture Trustee an Independent Certificate as to the same
matters if the fair value of the property or securities and of all other
property, other than property as contemplated by clause (v) below or securities
released from the lien of this Indenture since the commencement of the then-
current calendar year, as set forth in the certificates required by clause (iii)
above and this clause (iv), equals 10% or more of the Security Balances of the
Notes, but such certificate need not be furnished in the case of any release of
property or securities if the fair value thereof as set forth in the related
Officer's Certificate is less than $25,000 or less than one percent of the then
Security Balances of the Notes.
(v) Notwithstanding any provision of this Indenture, the Issuer may,
without compliance with the requirements of the other provisions of this Section
10.01, (A) collect, sell or otherwise dispose of the Class A Ownership Interest
as and to the extent permitted or required by the Basic Documents or (B) make
cash payments out of the Payment Account as and to the extent permitted or
required by the Basic Documents, so long as the Issuer shall deliver to the
Indenture Trustee every six months, commencing December 31, 1996, an Officer's
Certificate of the Issuer stating that all the dispositions of Collateral
described in clauses (A) or (B) above that occurred during the preceding six
calendar months were in the ordinary course of the Issuer's business and that
the proceeds thereof were applied in accordance with the Basic Documents.
Section 10.02. Form of Documents Delivered to Indenture Trustee. In any
------------------------------------------------
case where several matters are required to be certified by, or covered by an
opinion of, any specified Person, it is not necessary that all such matters be
certified by, or covered by the opinion of, only one such Person, or that they
be so certified or covered by only one document, but one such Person may certify
or give an opinion with respect to some matters and one or more other such
Persons as to other matters, and any such Person may certify or give an opinion
as to such matters in one or several documents.
Any certificate or opinion of an Authorized Officer of the Issuer may be
based, insofar as it relates to legal matters, upon a certificate or opinion of,
or representations by, counsel,
54
<PAGE>
unless such officer knows, or in the exercise of reasonable care should know,
that the certificate or opinion or representations with respect to the matters
upon which his certificate or opinion is based are erroneous. Any such
certificate of an Authorized Officer or Opinion of Counsel may be based, insofar
as it relates to factual matters, upon a certificate or opinion of, or
representations by, an officer or officers of the Seller or the Issuer, stating
that the information with respect to such factual matters is in the possession
of the Seller or the Issuer, unless such counsel knows, or in the exercise of
reasonable care should know, that the certificate or opinion or representations
with respect to such matters are erroneous.
Where any Person is required to make, give or execute two or more
applications, requests, consents, certificates, statements, opinions or other
instruments under this Indenture, they may, but need not, be consolidated and
form one instrument.
Whenever in this Indenture, in connection with any application or
certificate or report to the Indenture Trustee, it is provided that the Issuer
shall deliver any document as a condition of the granting of such application,
or as evidence of the Issuer's compliance with any term hereof, it is intended
that the truth and accuracy, at the time of the granting of such application or
at the effective date of such certificate or report (as the case may be), of the
facts and opinions stated in such document shall in such case be conditions
precedent to the right of the Issuer to have such application granted or to the
sufficiency of such certificate or report. The foregoing shall not, however, be
construed to affect the Indenture Trustee's right to rely upon the truth and
accuracy of any statement or opinion contained in any such document as provided
in Article VI.
Section 10.03. Acts of Noteholders. (a) Any request, demand,
-------------------
authorization, direction, notice, consent, waiver or other action provided by
this Indenture to be given or taken by Noteholders may be embodied in and
evidenced by one or more instruments of substantially similar tenor signed by
such Noteholders in person or by agents duly appointed in writing; and except as
herein otherwise expressly provided such action shall become effective when such
instrument or instruments are delivered to the Indenture Trustee, and, where it
is hereby expressly required, to the Issuer. Such instrument or instruments
(and the action embodied therein and evidenced thereby) are herein sometimes
referred to as the "Act" of the Noteholders signing such instrument or
instruments. Proof of execution of any such instrument or of a writing
appointing any such agent shall be sufficient for any purpose of this Indenture
and (subject to Section 6.01) conclusive in favor of the Indenture Trustee and
the Issuer, if made in the manner provided in this Section 10.03.
(b) The fact and date of the execution by any person of any such
instrument or writing may be proved in any manner that the Indenture Trustee
deems sufficient.
(c) The ownership of Notes shall be proved by the Note Registrar.
(d) Any request, demand, authorization, direction, notice, consent, waiver
or other action by the Holder of any Notes shall bind the Holder of every Note
issued upon the registration thereof or in exchange therefor or in lieu thereof,
in respect of anything done, omitted or suffered to be done by the Indenture
Trustee or the Issuer in reliance thereon, whether or not notation of such
action is made upon such Note.
55
<PAGE>
Section 10.04. Notices, etc., to Indenture Trustee, Issuer, Credit
---------------------------------------------------
Enhancer and Rating Agencies. Any request, demand, authorization, direction,
- -----------------------------
notice, consent, waiver or Act of Noteholders or other documents provided or
permitted by this Indenture shall be in writing and if such request, demand,
authorization, direction, notice, consent, waiver or act of Noteholders is to be
made upon, given or furnished to or filed with:
(i) the Indenture Trustee by any Noteholder or by the Issuer
shall be sufficient for every purpose hereunder if made, given, furnished
or filed in writing to or with the Indenture Trustee at the Corporate Trust
Office. The Indenture Trustee shall promptly transmit any notice received
by it from the Noteholders to the Issuer, or
(ii) the Issuer by the Indenture Trustee or by any Noteholder
shall be sufficient for every purpose hereunder if in writing and mailed
first-class, postage prepaid to the Issuer addressed to: Home Equity Loan
Trust 1996-HS1, in care of Wilmington Trust Company, or at any other
address previously furnished in writing to the Indenture Trustee by the
Issuer. The Issuer shall promptly transmit any notice received by it from
the Noteholders to the Indenture Trustee, or
(iii) the Credit Enhancer by the Issuer, the Indenture Trustee
or by any Noteholders shall be sufficient for every purpose hereunder to in
writing and mailed, first-class postage pre-paid, or personally delivered
or telecopied to: AMBAC Indemnity Corporation, One State Street Plaza, 17th
Floor, New York, New York 10004, telecopier number (212) 509-9190. The
Credit Enhancer shall promptly transmit any notice received by it from the
Issuer, the Indenture Trustee or the Noteholders to the Issuer or Indenture
Trustee, as the case may be.
Notices required to be given to the Rating Agencies by the Issuer, the
Indenture Trustee or the Owner Trustee shall be in writing, personally delivered
or mailed by certified mail, return receipt requested, to (i) in the case of
Moody's, at the following address: Moody's Investors Service, Inc., ABS
Monitoring Department, 99 Church Street, New York, New York 10007 and (ii) in
the case of Standard & Poor's, at the following address: Standard & Poor's
Ratings Services, 26 Broadway (15th Floor), New York, New York 10004, Attention
of Asset Backed Surveillance Department; or as to each of the foregoing, at such
other address as shall be designated by written notice to the other parties.
Section 10.05. Notices to Noteholders; Waiver. Where this Indenture
------------------------------
provides for notice to Noteholders of any event, such notice shall be
sufficiently given (unless otherwise herein expressly provided) if in writing
and mailed, first-class, postage prepaid to each Noteholder affected by such
event, at such Person's address as it appears on the Note Register, not later
than the latest date, and not earlier than the earliest date, prescribed for the
giving of such notice. In any case where notice to Noteholders is given by
mail, neither the failure to mail such notice nor any defect in any notice so
mailed to any particular Noteholder shall affect the sufficiency of such notice
with respect to other Noteholders, and any notice that is mailed in the manner
herein provided shall conclusively be presumed to have been duly given
regardless of whether such notice is in fact actually received.
56
<PAGE>
Where this Indenture provides for notice in any manner, such notice may be
waived in writing by any Person entitled to receive such notice, either before
or after the event, and such waiver shall be the equivalent of such notice.
Waivers of notice by Noteholders shall be filed with the Indenture Trustee but
such filing shall not be a condition precedent to the validity of any action
taken in reliance upon such a waiver.
In case, by reason of the suspension of regular mail service as a result of
a strike, work stoppage or similar activity, it shall be impractical to mail
notice of any event to Noteholders when such notice is required to be given
pursuant to any provision of this Indenture, then any manner of giving such
notice as shall be satisfactory to the Indenture Trustee shall be deemed to be a
sufficient giving of such notice.
Where this Indenture provides for notice to the Rating Agencies, failure to
give such notice shall not affect any other rights or obligations created
hereunder, and shall not under any circumstance constitute an Event of Default.
Section 10.06. Alternate Payment and Notice Provisions. Notwithstanding
---------------------------------------
any provision of this Indenture or any of the Notes to the contrary, the Issuer
may enter into any agreement with any Holder of a Note providing for a method of
payment, or notice by the Indenture Trustee to such Holder, that is different
from the methods provided for in this Indenture for such payments or notices.
The Issuer shall furnish to the Indenture Trustee a copy of each such agreement
and the Indenture Trustee shall cause payments to be made and notices to be
given in accordance with such agreements.
Section 10.07. Conflict with Trust Indenture Act. If any provision
---------------------------------
hereof limits, qualifies or conflicts with another provision hereof that is
required to be included in this Indenture by any of the provisions of the Trust
Indenture Act, such required provision shall control.
The provisions of TIA (S)(S) 310 through 317 that impose duties on any
Person (including the provisions automatically deemed included herein unless
expressly excluded by this Indenture) are a part of and govern this Indenture,
whether or not physically contained herein.
Section 10.08. Effect of Headings. The Article and Section headings
------------------
herein are for convenience only and shall not affect the construction hereof.
Section 10.09. Successors and Assigns. All covenants and agreements in
----------------------
this Indenture and the Notes by the Issuer shall bind its successors and
assigns, whether so expressed or not. All agreements of the Indenture Trustee
in this Indenture shall bind its successors, co-trustees and agents.
Section 10.10. Separability. In case any provision in this Indenture or
------------
in the Notes shall be invalid, illegal or unenforceable, the validity, legality,
and enforceability of the remaining provisions shall not in any way be affected
or impaired thereby.
Section 10.11. Benefits of Indenture. Nothing in this Indenture or in
---------------------
the Notes, express or implied, shall give to any Person, other than the parties
hereto and their successors hereunder, and the Noteholders, the Credit Enhancer,
and any other party secured hereunder,
57
<PAGE>
and any other Person with an ownership interest in any part of the Trust Estate,
any benefit or any legal or equitable right, remedy or claim under this
Indenture.
Section 10.12. Legal Holidays. In any case where the date on which any
--------------
payment is due shall not be a Business Day, then (notwithstanding any other
provision of the Notes or this Indenture) payment need not be made on such date,
but may be made on the next succeeding Business Day with the same force and
effect as if made on the date on which nominally due, and no interest shall
accrue for the period from and after any such nominal date.
Section 10.13. GOVERNING LAW. THIS INDENTURE SHALL BE CONSTRUED IN
-------------
ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, WITHOUT
REFERENCE TO ITS
CONFLICT OF LAW PROVISIONS, AND THE OBLIGATIONS, RIGHTS AND REMEDIES
OF THE
PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH
LAWS.
Section 10.14. Counterparts. This Indenture may be executed in any
------------
number of counterparts, each of which so executed shall be deemed to be an
original, but all such counterparts shall together constitute but one and the
same instrument.
Section 10.15. Recording of Indenture. If this Indenture is subject to
----------------------
recording in any appropriate public recording offices, such recording is to be
effected by the Issuer and at its expense accompanied by an Opinion of Counsel
(which may be counsel to the Indenture Trustee or any other counsel reasonably
acceptable to the Indenture Trustee) to the effect that such recording is
necessary either for the protection of the Noteholders or any other Person
secured hereunder or for the enforcement of any right or remedy granted to the
Indenture Trustee under this Indenture.
Section 10.16. Issuer Obligation. No recourse may be taken, directly or
-----------------
indirectly, with respect to the obligations of the Issuer, the Owner Trustee or
the Indenture Trustee on the Notes or under this Indenture or any certificate or
other writing delivered in connection herewith or therewith, against (i) the
Indenture Trustee or the Owner Trustee in its individual capacity, (ii) any
owner of a beneficial interest in the Issuer or (iii) any partner, owner,
beneficiary, agent, officer, director, employee or agent of the Indenture
Trustee or the Owner Trustee in its individual capacity, any holder of a
beneficial interest in the Issuer, the Owner Trustee or the Indenture Trustee or
of any successor or assign of the Indenture Trustee or the Owner Trustee in its
individual capacity, except as any such Person may have expressly agreed (it
being understood that the Indenture Trustee and the Owner Trustee have no such
obligations in their individual capacity) and except that any such partner,
owner or beneficiary shall be fully liable, to the extent provided by applicable
law, for any unpaid consideration for stock, unpaid capital contribution or
failure to pay any installment or call owing to such entity. For all purposes
of this Indenture, in the performance of any duties or obligations of the Issuer
hereunder, the Owner Trustee shall be subject to, and entitled to the benefits
of, the terms and provisions of Article VI, VII and VIII of the Trust Agreement.
Section 10.17. No Petition. The Indenture Trustee, by entering into this
-----------
Indenture, and each Noteholder, by accepting a Note, hereby covenant and agree
that they will not at any time institute against the Depositor, the 1996-HS1 LLC
or the Issuer, or join in any institution
58
<PAGE>
against the Depositor, the 1996-HS1 LLC or the Issuer of, any bankruptcy,
reorganization, arrangement, insolvency or liquidation proceedings, or other
proceedings under any United States federal or state bankruptcy or similar law
in connection with any obligations relating to the Notes, this Indenture or any
of the Basic Documents.
Section 10.18. Inspection. The Issuer agrees that, on reasonable prior
----------
notice, it shall permit any representative of the Indenture Trustee, during the
Issuer's normal business hours, to examine all the books of account, records,
reports and other papers of the Issuer, to make copies and extracts therefrom,
to cause such books to be audited by Independent certified public accountants,
and to discuss the Issuer's affairs, finances and accounts with the Issuer's
officers, employees, and Independent certified public accountants, all at such
reasonable times and as often as may be reasonably requested. The Indenture
Trustee shall and shall cause its representatives to hold in confidence all such
information except to the extent disclosure may be required by law (and all
reasonable applications for confidential treatment are unavailing) and except to
the extent that the Indenture Trustee may reasonably determine that such
disclosure is consistent with its obligations hereunder.
59
<PAGE>
IN WITNESS WHEREOF, the Issuer and the Indenture Trustee have caused their
names to be signed hereto by their respective officers thereunto duly
authorized, all as of the day and year first above written.
HOME EQUITY LOAN TRUST 1996-HS1,
as Issuer
Wilmington Trust Company
------------------------
not in its individual capacity
but solely as Owner Trustee
By: /s/ Emmett R. Harmon
--------------------
Name: Emmett R. Harmon
Title: Vice President
THE CHASE MANHATTAN BANK, N.A.,
as Indenture Trustee
By: /s/ Regina Bishop
-----------------
Name: Regina Bishop
Title: Vice President
THE CHASE MANHATTAN BANK,
N.A. hereby accepts the appointment as
Paying Agent pursuant to Section 3.03
hereof and as Note Registrar pursuant to
Section 4.02 hereof.
By: /s/ Regina Bishop
-----------------
Name: Regina Bishop
Title: Vice President
60
<PAGE>
STATE OF NEW YORK )
) ss.:
COUNTY OF NEW YORK )
On this 30th day of May 1996, before me personally appeared Emmett R.
Harmon, to me known, who being by me duly sworn, did depose and say, that he
resides at 106 W. - Sutton Pla. Wilmongton, DE, that he is the Vice President of
the Owner Trustee, one of the corporations described in and which executed the
above instrument; that he knows the seal of said corporation; that the seal
affixed to said instrument is such corporate seal; that it was so affixed by
order of the Board of Directors of said corporation; and that he signed his name
thereto by like order.
/s/ Margaret M. O'Shea
----------------------------
Notary Public
[NOTARIAL SEAL]
STATE OF NEW YORK )
) ss.:
COUNTY OF NEW YORK )
On this 30th day of May, 1996, before me personally appeared Regina Bishop,
to me known, who being by me duly sworn, did depose and say, that he resides at
4 MetroTech Center, Brooklyn, NY, that she is the Vice President of The Chase
Manhattan Bank, NA, as Indenture Trustee, one of the corporations described in
and which executed the above instrument; that she knows the seal of said
corporation; that the seal affixed to said instrument is such corporate seal;
that it was so affixed by order of the Board of Directors of said corporation;
and that he signed his name thereto by like order.
/s/ Margaret M. O'Shea
----------------------------
Notary Public
[NOTARIAL SEAL]
61
<PAGE>
STATE OF NEW YORK )
) ss.:
COUNTY OF NEW YORK )
On this 30th day of the before me personally appeared Regina Bishop, to me
known, who being by me duly sworn, did depose and say, that she resides at 4
MetroTech Center, Brooklyn, NY, that she is a Vice Preisdent of The Chase
Manhattan Bank, N.A., as Indenture Trustee, one of the corporations described in
and which executed the above instrument; that he knows the seal of said
corporation; that the seal affixed to said instrument is such corporate seal;
that it was so affixed by order of the Board of Directors of said corporation;
and that she signed his name thereto by like order.
/s/ Margaret M. O'Shea
----------------------------
Notary Public
[NOTARIAL SEAL]
62
<PAGE>
APPENDIX A
DEFINITIONS
Additional Balance: With respect to any Revolving Credit Loan, any
------------------
future Draw made by the related Mortgagor pursuant to the related Loan Agreement
after the Cut-off Date; provided, however, that if an Amortization Event occurs,
-------- -------
then any Draw after such Amortization Event shall not be acquired by the 1996-
HS1 LLC and shall not be an Additional Balance.
Additional Balance Differential: With respect to any Payment Date,
-------------------------------
unless and until an Amortization Event occurs, (x) during the Revolving Period,
the amount, if any, by which Additional Balances resulting from Draws under the
Revolving Credit Loans during the related Collection Period exceed Principal
Collections during such Collection Period and (y) on and after the end of the
Revolving Period, the aggregate amount of Additional Balances conveyed to the
1996-HS1 LLC during the related Collection Period.
Affiliate: With respect to any Person, any other Person controlling,
---------
controlled by or under common control with such Person. For purposes of this
definition, "control" means the power to direct the management and policies of a
Person, directly or indirectly, whether through ownership of voting securities,
by contract or otherwise and "controlling" and "controlled" shall have meanings
correlative to the foregoing.
Aggregate Additional Balance Differential: With respect to any
-----------------------------------------
Payment Date and any Variable Funding Note or Variable Funding Certificate, the
sum of Additional Balance Differentials that have been added to the Security
Balance of such Variable Funding Note or Variable Funding Certificate, as the
case may be, prior to such Payment Date.
Aggregate Security Balance: With respect to any Payment Date, the
--------------------------
aggregate of the Security Balances of all Securities as of such date.
Amortization Event: Any one of the following events:
------------------
(a) the failure on the part of the Seller (i) to make any payment or
deposit required to be made under the Revolving Credit Loan Purchase
Agreement within five Business Days after the date such payment or deposit
is required to be made; or (ii) to observe or perform in any material
respect any other covenants or agreements of the Seller set forth in the
Revolving Credit Loan Purchase Agreement, which failure continues
unremedied for a period of 60 days after written notice and such failure
materially and adversely affects the interests of the Securityholders or
the Credit Enhancer;
(b) if any representation or warranty made by the Seller in the
Revolving Credit Loan Purchase Agreement proves to have been incorrect in
any material respect when made and which continues to be incorrect in any
material respect for a period of 45 days with respect to any representation
or warranty of the Seller made in Section 3.1(a) of the
<PAGE>
Revolving Credit Loan Purchase Agreement or 90 days with respect to any
representation or warranty made in Section 3.1(b) or 3.2 of the Revolving
Credit Loan Purchase Agreement after written notice and as a result of
which the interests of the Securityholders or the Credit Enhancer are
materially and adversely affected; provided, however, that an Amortization
-------- -------
Event shall not be deemed to occur if the Seller has repurchased or caused
to be repurchased or substituted for the related Revolving Credit Loans or
all Revolving Credit Loans, if applicable, during such period (or within an
additional 60 days with the consent of the Indenture Trustee and the Credit
Enhancer) in accordance with the provisions of the Indenture;
(c) The entry against the Seller, the 1996-HS1 LLC or the Issuer of
a decree or order by a court or agency or supervisory authority having
jurisdiction in the premises for the appointment of a trustee, conservator,
receiver or liquidator in any insolvency, conservatorship, receivership,
readjustment of debt, marshalling of assets and liabilities or similar
proceedings, or for the winding up or liquidation of its affairs, and the
continuance of any such decree or order unstayed and in effect for a period
of 60 consecutive days;
(d) The Seller, the 1996-HS1 LLC or the Issuer shall voluntarily go
into liquidation, consent to the appointment of a conservator, receiver,
liquidator or similar person in any insolvency, readjustment of debt,
marshalling of assets and liabilities or similar proceedings of or relating
to the Seller, the 1996-HS1 LLC or the Issuer or of or relating to all or
substantially all of its property, or a decree or order of a court, agency
or supervisory authority having jurisdiction in the premises for the
appointment of a conservator, receiver, liquidator or similar person in any
insolvency, readjustment of debt, marshalling of assets and liabilities or
similar proceedings, or for the winding-up or liquidation of its affairs,
shall have been entered against the Seller, the 1996-HS1 LLC or the Issuer
and such decree or order shall have remained in force undischarged,
unbonded or unstayed for a period of 60 days; or the Seller, the 1996-HS1
LLC or the Issuer shall admit in writing its inability to pay its debts
generally as they become due, file a petition to take advantage of any
applicable insolvency or reorganization statute, make an assignment for the
benefit of its creditors or voluntarily suspend payment of its obligations;
(e) the Issuer or the 1996-HS1 LLC becomes subject to regulation by
the Commission as an investment company within the meaning of the
Investment Company Act of 1940, as amended;
(f) a Servicing Default relating to the Master Servicer occurs under
the Servicing Agreement and the Master Servicer is the Seller;
(g) the aggregate of all draws under the Credit Enhancement
Instrument exceed 1% of the Cut-off Date Loan Balance; or
(h) the Issuer or 1996-HS1 LLC is determined to be an association
taxable as a corporation for federal income tax purposes.
2
<PAGE>
In the case of any event described in (a), (b), (f) or (g), an
Amortization Event will be deemed to have occurred only if, after any applicable
grace period described in such clauses, either the Indenture Trustee, the Credit
Enhancer or, with the consent of the Credit Enhancer, Securityholders evidencing
not less than 51% of the Security Balance of each of the Term Notes and the
Certificates by written notice to the Seller, the Master Servicer, the Depositor
and the Owner Trustee (and to the Indenture Trustee, if given by the Credit
Enhancer or the Securityholders), declare that an Amortization Event has
occurred as of the date of such notice. In the case of any event described in
clauses (c), (d), (e) or (h), an Amortization Event will be deemed to have
occurred without any notice or other action on the part of the Indenture
Trustee, the Securityholders or the Credit Enhancer immediately upon the
occurrence of such event; provided, that any Amortization Event may be waived
--------
and deemed of no effect with the written consent of the Credit Enhancer and each
Rating Agency, subject to the satisfaction of any conditions to such waiver.
Appraised Value: With respect to any Mortgaged Property, either (x)
---------------
the value as generally set forth in an appraisal of such Mortgaged Property used
to establish compliance with the underwriting criteria then in effect in
connection with the later of the application for the Revolving Credit Loan
secured by such Mortgaged Property or any subsequent increase or decrease in the
related Credit Limit or to reduce or eliminate the amount of any primary
insurance, or (y) if the sales price of the Mortgaged Property is considered in
accordance with the underwriting criteria applicable to the Revolving Credit
Loan, the lesser of (i) the appraised value referred to in (x) above and (ii)
the sales price of such Mortgaged Property.
Assignment of Mortgage: With respect to any Mortgage, an assignment,
----------------------
notice of transfer or equivalent instrument, in recordable form, sufficient
under the laws of the jurisdiction in which the related Mortgaged Property is
located to reflect the conveyance of the Mortgage, which assignment, notice of
transfer or equivalent instrument may be in the form of one or more blanket
assignments covering the Revolving Credit Loans secured by Mortgaged Properties
located in the same jurisdiction.
Authorized Newspaper: A newspaper of general circulation in the
--------------------
Borough of Manhattan, The City of New York, printed in the English language and
customarily published on each Business Day, whether or not published on
Saturdays, Sundays or holidays.
Authorized Officer: With respect to the Issuer, any officer of the
------------------
Owner Trustee who is authorized to act for the Owner Trustee in matters relating
to the Issuer and who is identified on the list of Authorized Officers delivered
by the Owner Trustee to the Indenture Trustee on the Closing Date (as such list
may be modified or supplemented from time to time thereafter).
Bank One: Bank One, Columbus, N.A.
--------
3
<PAGE>
Bankruptcy Code: The Bankruptcy Code of 1978, as amended.
---------------
Bankruptcy Loss: With respect to any Revolving Credit Loan, a
---------------
Deficient Valuation or Debt Service Reduction; provided, however, that neither a
Deficient Valuation nor a Debt Service Reduction shall be deemed a Bankruptcy
Loss hereunder so long as the Master Servicer has notified the Indenture Trustee
in writing that the Master Servicer is diligently pursuing any remedies that may
exist in connection with the representations and warranties made regarding the
related Revolving Credit Loan and either (A) the related Revolving Credit Loan
is not in default with regard to payments due thereunder or (B) delinquent
payments of principal and interest under the related Revolving Credit Loan and
any premiums on any applicable primary hazard insurance policy and any related
escrow payments in respect of such Revolving Credit Loan are being advanced on a
current basis by the Master Servicer or a Subservicer, in either case without
giving effect to any Debt Service Reduction.
Bankruptcy Loss Amount: As of any date of determination, $100,000.
----------------------
Basic Documents: The Trust Agreement, the Indenture, the Revolving
---------------
Credit Loan Purchase Agreement, the Insurance Agreement, the Credit Enhancement
Instrument, the Servicing Agreement, the Custodial Agreement, the Operating
Agreement and the other documents and certificates delivered in connection with
any of the above.
Beneficial Owner: With respect to any Note, the Person who is the
----------------
beneficial owner of such Note as reflected on the books of the Depository or on
the books of a Person maintaining an account with such Depository (directly as a
Depository Participant or indirectly through a Depository Participant, in
accordance with the rules of such Depository).
Billing Cycle: With respect to any Revolving Credit Loan and Due
-------------
Date, the calendar month preceding such Due Date.
Book-Entry Notes: Beneficial interests in the Notes, ownership and
----------------
transfers of which shall be made through book entries by the Depository as
described in Section 4.06 of the Indenture.
Business Day: Any day other than (i) a Saturday or a Sunday or (ii) a
------------
day on which banking institutions in the State of New York and Delaware are
required or authorized by law to be closed.
Business Trust Statute: Chapter 38 of Title 12 of the Delaware Code,
----------------------
12 Del. Code (S)(S)3801 et seq., as the same may be amended from time to time.
--- -- ----
Capped Funding Certificate: Any Capped Funding Certificate issued in
--------------------------
connection with an exchange pursuant to Section 3.03 of the Trust Agreement.
Capped Funding Note: Any Capped Funding Note issued in connection
-------------------
with an exchange pursuant to Section 4.01(d) of the Indenture.
4
<PAGE>
Certificate Distribution Account: The account or accounts created and
--------------------------------
maintained pursuant to Section 3.10(d) of the Trust Agreement.
Certificate Distribution Amount: For any Payment Date, the amount
-------------------------------
distributable on the Certificates collectively equal to the pro rata percentage
(based on the outstanding Security Balances of the Securities) of the aggregate
of the Principal Collection Distribution Amount, the Liquidation Loss
Distribution Amount and the Special Capital Distribution Amount for such Payment
Date.
Certificate Paying Agent: The meaning specified in Section 3.10 of
------------------------
the Trust Agreement.
Certificate Percentage: With respect to any Payment Date, the ratio,
----------------------
expressed as a percentage, of the aggregate of the Security Balance of the
Certificates immediately prior to such Payment Date to the sum of the aggregate
of the Security Balance of the Securities immediately prior to such date.
Certificate Preferred Return: With respect to any Payment Date, the
----------------------------
sum of (x) the amount accrued during the related Interest Period on the Security
Balance of the Certificates at the Certificate Rate for such Interest Period,
calculated based on the actual number of days in the related Interest Period and
a year assumed to consist of 360 days, and (y) any Unpaid Certificate Preferred
Return Shortfall. The amount available for distribution on any Payment Date
shall be allocated first to the amount in clause (x) above, and second to the
amount in clause (y) above.
Certificate Rate: With respect to any Interest Period, the per annum
----------------
rate determined by the Master Servicer equal to the sum of (i) LIBOR and (ii)
0.30% (provided that such percentage in clause (ii) may be subject to a one time
increase or decrease by 0.10% on any day on or before June 30, 1996, upon
written notice from the Depositor to the Certificate Registrar); provided,
--------
however, that in no event shall the Certificate Rate with respect to any
- -------
Interest Period exceed the Net Loan Rate Cap.
Certificate Register: The register maintained by the Certificate
--------------------
Registrar in which the Certificate Registrar shall provide for the registration
of Certificates and of transfers and exchanges of Certificates.
Certificate Registrar: Initially, the Indenture Trustee, in its
---------------------
capacity as Certificate Registrar.
Certificate of Trust: The Certificate of Trust filed for the Trust
--------------------
pursuant to Section 3810(a) of the Business Trust Statute.
Certificates: Collectively, the Initial Certificates and the
------------
Variable Funding Certificates in substantially the form set forth in Exhibit A
to the Trust Agreement.
5
<PAGE>
Certificateholder: The Person in whose name a Certificate is
-----------------
registered in the Certificate Register except that, any Certificate registered
in the name of the Issuer, the Owner Trustee or the Indenture Trustee or any
Affiliate of any of them shall be deemed not to be outstanding and the
registered holder will not be considered a Certificateholder or a holder for
purposes of giving any request, demand, authorization, direction, notice,
consent or waiver under the Indenture or the Trust Agreement provided that, in
determining whether the Indenture Trustee or the Owner Trustee shall be
protected in relying upon any such request, demand, authorization, direction,
notice, consent or waiver, only Certificates that the Indenture Trustee or the
Owner Trustee knows to be so owned shall be so disregarded. Owners of
Certificates that have been pledged in good faith may be regarded as Holders if
the pledgee establishes to the satisfaction of the Indenture Trustee or the
Owner Trustee, as the case may be, the pledgee's right so to act with respect to
such Certificates and that the pledgee is not the Issuer, any other obligor upon
the Certificates or any Affiliate of any of the foregoing Persons.
Class: The Term Notes, the Variable Funding Notes or the
-----
Certificates, as the case may be.
Class A Ownership Interest: The ownership interest in the 1996-HS1
--------------------------
LLC designated as the Class A Ownership Interest.
Class B Ownership Interest: The ownership interest in the 1996-HS1
--------------------------
LLC designated as the Class B Ownership Interest.
Class A Preferred Return: As to each Payment Date, the per annum rate
------------------------
equal to the sum of (i) LIBOR for the related Interest Period and (ii) 0.50%
provided, however, that in no event shall the Class A Preferred Return exceed
- -------- -------
the Net Loan Rate Cap.
Class A Principal Balance: As of any Payment Date, an amount equal to
-------------------------
(i) the aggregate principal balance of the Revolving Credit Loans minus (ii) the
Outstanding Reserve Amount.
Class Percentage: With respect to each Class of Notes and Payment
----------------
Date, the ratio, expressed as a percentage, of the aggregate Security Balance of
such Class of Notes to the aggregate Security Balance of the Notes, in each case
immediately prior to such Payment Date.
Closing Date: May 30, 1996.
------------
Code: The Internal Revenue Code of 1986, as amended, and the rules
----
and regulations promulgated thereunder.
Collateral: The meaning specified in the Granting Clause of the
----------
Indenture.
Collection Period: With respect to any Revolving Credit Loan and
-----------------
Payment Date other than the first and second Payment Date, the calendar month
preceding any such Payment Date, with respect to the first Payment Date, the
period from the Cut-off Date through the
6
<PAGE>
Closing Date and with respect to the second Payment Date, the period from the
day after the Closing Date through the end of the following calendar month.
Combined Loan-to-Value Ratio: With respect to any Revolving Credit
----------------------------
Loan and any date, the percentage equivalent of a fraction, the numerator of
which is the sum of (i) the greater of (x) the Credit Limit and (y) the Cut-off
Date Loan Balance of such Revolving Credit Loan and (ii) the outstanding
principal balance as of the date of the origination of such Revolving Credit
Loan (or any subsequent date as of which such outstanding principal balance may
be determined in connection with an increase or decrease in the Credit Limit or
to reduce the amount of primary insurance for such Revolving Credit Loan) of any
mortgage loan or mortgage loans that are secured by liens on the Mortgaged
Property that are senior or subordinate to the Mortgage and the denominator of
which is the Appraised Value of the related Mortgaged Property.
Corporate Trust Office: With respect to the Indenture Trustee,
----------------------
Certificate Registrar, Certificate Paying Agent and Paying Agent, the principal
corporate trust office of the Indenture Trustee and Note Registrar at which at
any particular time its corporate trust business shall be administered, which
office at the date of the execution of this instrument is located at 4 Chase
MetroTech Center, 3rd Floor, Brooklyn, New York 11245, Attention: Global Trust
Services. With respect to the Owner Trustee, the principal corporate trust
office of the Owner Trustee at which at any particular time its corporate trust
business shall be administered, which office at the date of the execution of
this Trust Agreement is located at 1100 North Market Street, Wilmington,
Delaware 19890, Attention: Corporate Trust Administrator.
Credit Enhancement Draw Amount: As defined in Section 3.28 of the
------------------------------
Indenture.
Credit Enhancement Instrument: The Certificate Guarantee Insurance
-----------------------------
Policy number AB0068BE, dated as of the Closing Date, issued by the Credit
Enhancer to the Owner Trustee.
Credit Enhancer: AMBAC Indemnity Corporation, a Wisconsin-domiciled
---------------
stock insurance corporation, any successor thereto or any replacement credit
enhancer substituted pursuant to Section 3.29 of the Indenture.
Credit Enhancer Default: If the Credit Enhancer fails to make a
-----------------------
payment required under the Credit Enhancement Instrument in accordance with its
terms.
Credit Limit: With respect to any Revolving Credit Loan, the maximum
------------
Loan Balance permitted under the terms of the related Loan Agreement.
Credit Line Agreement or Mortgage Note: With respect to a Revolving
--------------------- -------------
Credit Loan, the Loan Agreement pursuant to which the related mortgagor agrees
to pay the indebtedness evidenced thereby and secured by the related Mortgage as
modified or amended.
Custodial Account: The account or accounts created and maintained
-----------------
pursuant to Section 3.02(b) of the Servicing Agreement.
7
<PAGE>
Custodial Agreement: Any Custodial Agreement between the Custodian,
-------------------
the Indenture Trustee, the Issuer and the Master Servicer relating to the
custody of the Revolving Credit Loans and the Related Documents.
Custodian: Norwest Bank Minnesota, National Association, a national
---------
bank, and its successors and assigns.
Cut-off Date: May 1, 1996.
------------
Cut-off Date Loan Balance: With respect to any Revolving Credit Loan,
-------------------------
the unpaid principal balance thereof as of the close of business on the last day
of the related Billing Cycle immediately prior to the Cut-off Date.
Debt Service Reduction: With respect to any Revolving Credit Loan, a
----------------------
reduction in the scheduled payment for such Revolving Credit Loan by a court of
competent jurisdiction in a proceeding under the Bankruptcy Code, except such a
reduction constituting a Deficient Valuation or any reduction that results in a
permanent forgiveness of principal.
Default: Any occurrence which is or with notice or the lapse of time
-------
or both would become an Event of Default.
Deficient Valuation: With respect to any Revolving Credit Loan, a
-------------------
valuation by a court of competent jurisdiction of the Mortgaged Property in an
amount less than the then outstanding indebtedness under the Revolving Credit
Loan, or any reduction in the amount of principal to be paid in connection with
any scheduled payment that constitutes a permanent forgiveness of principal,
which valuation or reduction results from a proceeding under the Bankruptcy
Code.
Deleted Loan: A Revolving Credit Loan replaced or to be replaced with
------------
an Eligible Substitute Loan.
Definitive Notes: The meaning specified in Section 4.06 of the
----------------
Indenture.
Depositor: Residential Funding Mortgage Securities II, Inc., a
---------
Delaware corporation, or its successor in interest.
Depository or Depository Agency: The Depository Trust Company or a
-------------------------------
successor appointed by the Indenture Trustee with the approval of the Depositor.
Any successor to the Depository shall be an organization registered as a
"clearing agency" pursuant to Section 17A of the Exchange Act and the
regulations of the Securities and Exchange Commission thereunder.
Depository Participant: A Person for whom, from time to time, the
----------------------
Depository effects book-entry transfers and pledges of securities deposited with
the Depository.
Designated Certificate: The meaning specified in Section 3.11 of the
----------------------
Trust Agreement.
8
<PAGE>
Determination Date: With respect to any Payment Date, the 15th day of
------------------
the month in which such Payment Date occurs or if such day is not a Business
Day, the next succeeding Business Day.
Dissolution Draw: Following an Event of Liquidation, the Business Day
----------------
following the date on which the proceeds of the sale or liquidation of the Trust
Estate (including the proceeds of any dissolution of the 1996-HS1 LLC to be
distributed on the Class A Ownership Interest pursuant to Section 14.3 of the
Operating Agreement) are to be distributed to the Securityholders, the amount,
if any, by which the aggregate amount available for distribution to
Securityholders is less than the sum of (1) an amount equal to all accrued and
unpaid interest on the Notes and Certificate Preferred Return on the
Certificates through such Payment Date and (2) 100% of the aggregate Security
Balance outstanding immediately prior to such Payment Date.
Dissolution Payment Date: Following an Event of Liquidation, the
------------------------
Business Day following the date on which the proceeds of the sale of the Trust
Estate (including any dissolution of the 1996-HS1 LLC pursuant to Section 14.3
of the Operating Agreement) are paid to Securityholders.
Distribution Account: The account or accounts created and maintained
--------------------
pursuant to Section 5.01 of the Servicing Agreement.
Draw: With respect to any Revolving Credit Loan, a borrowing by the
----
Mortgagor under the related Loan Agreement.
Draw Period: With respect to each Revolving Credit Loan, the period
-----------
consisting of either the first five or fifteen years after the date of
origination of such Revolving Credit Loan, during which the related Mortgagor is
permitted to make Draws.
Due Date: With respect to the Revolving Credit Loans subserviced by
--------
Bank One, the 25th day of the month and with respect to the Revolving Credit
Loans subserviced by GMACMC, the 20th day of the month.
Eligible Account: An account that is any of the following: (i)
----------------
maintained with a depository institution the debt obligations of which have been
rated by each Rating Agency in its highest rating available, or (ii) an account
or accounts in a depository institution in which such accounts are fully insured
to the limits established by the FDIC, provided that any deposits not so insured
shall, to the extent acceptable to each Rating Agency, as evidenced in writing,
be maintained such that (as evidenced by an Opinion of Counsel delivered to the
Indenture Trustee and each Rating Agency) the Indenture Trustee have a claim
with respect to the funds in such account or a perfected first security interest
against any collateral (which shall be limited to Permitted Investments)
securing such funds that is superior to claims of any other depositors or
creditors of the depository institution with which such account is maintained,
or (iii) in the case of the Custodial Account, either (A) a trust account or
accounts maintained at the corporate trust department of the Indenture Trustee
or (B) an account or accounts maintained at the corporate trust department of
the Indenture Trustee, as long as its short term debt obligations
9
<PAGE>
are rated P-1 by Moody's and A-1 by Standard & Poor's (or the equivalent) or
better by each Rating Agency and its long term debt obligations are rated A2 by
Moody's and A by Standard & Poor's (or the equivalent) or better, by each Rating
Agency, or (iv) in the case of the Custodial Account and the Payment Account, a
trust account or accounts maintained in the corporate trust division of the
Indenture Trustee, or (v) an account or accounts of a depository institution
acceptable to each Rating Agency (as evidenced in writing by each Rating Agency
that use of any such account as the Custodial Account or the Payment Account
will not reduce the rating assigned to any of the Securities by such Rating
Agency (if determined without regard to the Credit Enhancement Instrument) below
the lower of the then-current rating or the rating assigned to such Securities
(if determined without regard to the Credit Enhancement Instrument) as of the
Closing Date by such Rating Agency).
Eligible Substitute Loan: A Revolving Credit Loan substituted by the
------------------------
Seller for a Deleted Loan which must, on the date of such substitution, as
confirmed in an Officers' Certificate delivered to the Indenture Trustee, (i)
have an outstanding principal balance, after deduction of the principal portion
of the monthly payment due in the month of substitution (or in the case of a
substitution of more than one Revolving Credit Loan for a Deleted Revolving
Credit Loan, an aggregate outstanding principal balance, after such deduction),
not in excess of the outstanding principal balance of the Deleted Loan (the
amount of any shortfall to be deposited by the Seller in the Custodial Account
in the month of substitution); (ii) comply with each representation and warranty
set forth in clauses (ii) through (xxxiii) of Section 3.1(b) of the Revolving
Credit Loan Purchase Agreement other than clauses (viii), (xiii), (xiv),
(xxiv)(B), (xxv)(B), (xxvi) and (xxvii) as of the date of substitution; (iii)
have a Loan Rate, Net Loan Rate and Gross Margin no lower than and not more than
1% per annum higher than the Loan Rate, Net Loan Rate and Gross Margin,
respectively, of the Deleted Loan as of the date of substitution; (iv) have a
Combined Loan-to-Value Ratio at the time of substitution no higher than that of
the Deleted Loan at the time of substitution; (v) have a remaining term to
stated maturity not greater than (and not more than one year less than) that of
the Deleted Loan and (vi) not be 30 days or more delinquent.
ERISA: The Employee Retirement Income Security Act of 1974, as
-----
amended.
Event of Default: With respect to the Indenture, any one of the
----------------
following events (whatever the reason for such Event of Default and whether it
shall be voluntary or involuntary or be effected by operation of law or pursuant
to any judgment, decree or order of any court or any order, rule or regulation
of any administrative or governmental body):
(i) a default in the payment of any interest on any Note when the
same becomes due and payable, and such default shall continue for a period
of five days; or
(ii) a default in the payment of the principal of or any
installment of the principal of any Note when the same becomes due and
payable, and such default shall continue for a period of five days; or
(iii) there occurs a default in the observance or performance of
any covenant or agreement of the Issuer made in the Indenture, or any
representation or
10
<PAGE>
warranty of the Issuer made in the Indenture or in any certificate or other
writing delivered pursuant hereto or in connection herewith proving to have
been incorrect in any material respect as of the time when the same shall
have been made which has a material adverse effect on Securityholders, and
such default shall continue or not be cured, or the circumstance or
condition in respect of which such representation or warranty was incorrect
shall not have been eliminated or otherwise cured, for a period of 30 days
after there shall have been given, by registered or certified mail, to the
Issuer by the Indenture Trustee or to the Issuer and the Indenture Trustee
by the Holders of at least 25% of the outstanding Security Balance of the
Notes or the Credit Enhancer, a written notice specifying such default or
incorrect representation or warranty and requiring it to be remedied and
stating that such notice is a notice of default hereunder; or
(iv) there occurs the filing of a decree or order for relief by a
court having jurisdiction in the premises in respect of the Issuer or any
substantial part of the Trust Estate in an involuntary case under any
applicable federal or state bankruptcy, insolvency or other similar law now
or hereafter in effect, or appointing a receiver, liquidator, assignee,
custodian, trustee, sequestrator or similar official of the Issuer or for
any substantial part of the Trust Estate, or ordering the winding-up or
liquidation of the Issuer's affairs, and such decree or order shall remain
unstayed and in effect for a period of 60 consecutive days; or
(v) there occurs the commencement by the Issuer of a voluntary
case under any applicable federal or state bankruptcy, insolvency or other
similar law now or hereafter in effect, or the consent by the Issuer to the
entry of an order for relief in an involuntary case under any such law, or
the consent by the Issuer to the appointment or taking possession by a
receiver, liquidator, assignee, custodian, trustee, sequestrator or similar
official of the Issuer or for any substantial part of the assets of the
Trust Estate, or the making by the Issuer of any general assignment for the
benefit of creditors, or the failure by the Issuer generally to pay its
debts as such debts become due, or the taking of any action by the Issuer
in furtherance of any of the foregoing.
Event of Liquidation: Either (A) following the occurrence of an Event
--------------------
of Default under the Indenture, the determination by the Indenture Trustee, as
evidenced by a written notice provided to the Owner Trustee, the Depositor, the
1996-HS1 LLC and the Credit Enhancer that all conditions precedent to the sale
or other liquidation of the Trust Estate pursuant to Section 5.04 of the
Indenture have been satisfied; or (B) in connection with a termination of the
Trust required under Section 8.02 of the Trust Agreement, a direction by the
Owner Trustee to the Indenture Trustee to sell the assets of the Trust. For
purposes of making such determination referred to in (A) above, the anticipated
proceeds of such sale or liquidation shall be deemed to be the amount that the
Indenture Trustee anticipates would be distributed on the Class A Ownership
Interest pursuant to Section 14.3 of the Operating Agreement.
Excess Loss Amount: On any Payment Date "Excess Loss Amounts" will
------------------
be equal to the sum of (i) the excess, if any, of the aggregate Liquidation Loss
Amounts (other than as described in clauses (ii) - (v) hereof) for the related
Collection Period and all preceding Collection Periods over $13,212,808, (ii)
any Special Hazard Losses in excess of the Special
11
<PAGE>
Hazard Amount, (iii) any Fraud Losses in excess of the Fraud Loss Amount, (iv)
any Bankruptcy Losses in excess of the Bankruptcy Loss Amount, and (v) 92.5% of
any losses incurred on a Revolving Credit Loan caused by or resulting from an
Extraordinary Event.
Exchange Act: The Securities Exchange Act of 1934, as amended, and
------------
the rules and regulations promulgated thereunder.
Excluded Amount: For any Payment Date on or after the occurrence of
---------------
an Amortization Event, the portion of the balance with respect to each Revolving
Credit Loan attributable to all Draws not transferred to the 1996-HS1 LLC, and
the portion of the Principal Collections and Interest Collections thereon for
each Collection Period allocated to such Excluded Amount based on a pro rata
allocation between the related Excluded Amount and the Loan Balance in
proportion to the respective amounts outstanding as of the end of the calendar
month preceding such Collection Period.
Expenses: The meaning specified in Section 7.02 of the Trust
--------
Agreement.
Extraordinary Event: Any of the following conditions with respect to
-------------------
a Mortgaged Property or Revolving Credit Loan causing or resulting in a loss
which causes the liquidation of such Revolving Credit Loan:
(a) losses that are of a type that would be covered by the fidelity
bond and the errors and omissions insurance policy required to be
maintained pursuant to Section 3.13 of the Servicing Agreement but are in
excess of the coverage maintained thereunder;
(b) nuclear reaction or nuclear radiation or radioactive
contamination, all whether controlled or uncontrolled, and whether such
loss be direct or indirect, proximate or remote or be in whole or in part
caused by, contributed to or aggravated by a peril covered by the
definition of the term "Special Hazard Loss";
(c) hostile or warlike action in time of peace or war, including
action in hindering, combatting or defending against an actual, impending
or expected attack:
1. by any government or sovereign power, de jure or de facto,
or by any authority maintaining or using military, naval or air
forces; or
2. by military, naval or air forces; or
3. by an agent of any such government, power, authority or
forces;
(d) any weapon of war employing atomic fission or radioactive force
whether in time of peace or war; or
(e) insurrection, rebellion, revolution, civil war, usurped power or
action taken by governmental authority in hindering, combatting or
defending against such an occurrence, seizure or destruction under
quarantine or customs regulations, confiscation
12
<PAGE>
by order of any government or public authority; or risks of contraband or
illegal transportation or trade.
FDIC: The Federal Deposit Insurance Corporation or any successor
----
thereto.
FHLMC: The Federal Home Loan Mortgage Corporation, or any successor
-----
thereto.
Final Scheduled Payment Date: The Payment Date in June 2022.
----------------------------
FNMA: The Federal National Mortgage Association, or any successor
----
thereto.
Foreclosure Profit: With respect to a Liquidated Revolving Credit
------------------
Loan, the amount, if any, by which (i) the aggregate of Liquidation Proceeds net
of Liquidation Expenses exceeds (ii) the related Loan Balance (plus accrued and
unpaid interest thereon at the applicable Loan Rate from the date interest was
last paid through the date of receipt of the final Liquidation Proceeds) of such
Liquidated Revolving Credit Loan immediately prior to the final recovery of its
Liquidation Proceeds.
Fraud Loss Amount: As of any date of determination after the Cut-off
-----------------
Date, the Fraud Loss Amount shall equal (X) prior to the first anniversary of
the Cut-off Date an amount equal to 3% of the aggregate of the Credit Limits of
the Revolving Credit Loans as of the Cut-off Date minus the aggregate of any
Liquidation Loss Amounts on the Revolving Credit Loans due to Fraud Losses up to
such date of determination; (Y) from the first to the second anniversary of the
Cut-off Date, an amount equal to (1) the lesser of (a) the Fraud Loss Amount as
of the most recent anniversary of the Cut-off Date and (b) 2% of the aggregate
of the Credit Limits of the Revolving Credit Loans as of the most recent
anniversary of the Cut-off Date minus (2) the aggregate of any Liquidation Loss
Amounts on the Revolving Credit Loans due to Fraud Losses since the most recent
anniversary of the Cut-off Date up to such date of determination; and (Z) from
the second to the fifth anniversary of the Cut-off Date, an amount equal to (1)
the lesser of (a) the Fraud Loss Amount as of the most recent anniversary of the
Cut-off Date and (b) 1% of the aggregate of the Credit Limits of the Revolving
Credit as of the most recent anniversary of the Cut-off Date minus (2) the
aggregate of any Liquidation Loss Amounts on the Revolving Credit Loans due to
Fraud Losses since the most recent anniversary of the Cut-off Date up to such
date of determination. On and after the fifth anniversary of the Cut-off Date
the Fraud Loss Amount shall be zero.
Fraud Losses: Losses on Revolving Credit Loans as to which there was
------------
fraud in the origination of such Revolving Credit Loan.
GMACMC: GMAC Mortgage Corporation of PA.
------
Grant: Pledge, bargain, sell, warrant, alienate, remise, release,
-----
convey, assign, transfer, create, and grant a lien upon and a security interest
in and right of set-off against, deposit, set over and confirm pursuant to the
Indenture. A Grant of the Collateral or of any other agreement or instrument
shall include all rights, powers and options (but none of the
13
<PAGE>
obligations) of the granting party thereunder, including the immediate and
continuing right to claim for, collect, receive and give receipt for principal
and interest payments in respect of such collateral or other agreement or
instrument and all other moneys payable thereunder, to give and receive notices
and other communications, to make waivers or other agreements, to exercise all
rights and options, to bring proceedings in the name of the granting party or
otherwise, and generally to do and receive anything that the granting party is
or may be entitled to do or receive thereunder or with respect thereto.
Gross Margin: With respect to any Revolving Credit Loan, the
------------
percentage set forth as the "Gross Margin" for such Revolving Credit Loan on the
Revolving Credit Loan Schedule.
Guaranteed Rate: The weighted average of the Note Rate and the
---------------
Certificate Rate, based on the outstanding Security Balances thereof.
Holder: Any of the Noteholders or Certificateholders.
------
Indemnified Party: The meaning specified in Section 7.02 of the Trust
-----------------
Agreement.
Indenture: The indenture dated as of May 1, 1996 between the Issuer,
---------
as debtor, and the Indenture Trustee, as indenture trustee.
Indenture Trustee: The Chase Manhattan Bank, N.A., and its successors
-----------------
and assigns or any successor indenture trustee appointed pursuant to the terms
of the Indenture.
Independent: When used with respect to any specified Person, the
-----------
Person (i) is in fact independent of the Issuer, any other obligor on the Notes,
the Seller, the 1996-HS1 LLC, the Depositor and any Affiliate of any of the
foregoing Persons, (ii) does not have any direct financial interest or any
material indirect financial interest in the Issuer, any such other obligor, the
Seller, the 1996-HS1 LLC, the Depositor or any Affiliate of any of the foregoing
Persons and (iii) is not connected with the Issuer, any such other obligor, the
Seller, the 1996-HS1 LLC, the Depositor or any Affiliate of any of the foregoing
Persons as an officer, employee, promoter, underwriter, trustee, partner,
director or person performing similar functions.
Independent Certificate: A certificate or opinion to be delivered to
-----------------------
the Indenture Trustee under the circumstances described in, and otherwise
complying with, the applicable requirements of Section 10.01 of the Indenture,
made by an Independent appraiser or other expert appointed by an Issuer Order
and approved by the Indenture Trustee in the exercise of reasonable care, and
such opinion or certificate shall state that the signer has read the definition
of "Independent" in this Indenture and that the signer is Independent within the
meaning thereof.
Index: With respect to any Revolving Credit Loan, the prime rate from
-----
time to time for the adjustment of the Loan Rate set forth as such on the
related Credit Line Agreement.
14
<PAGE>
Initial Certificates: The Home Equity Loan-Backed Certificates,
--------------------
Series 1996-HS1, issued on the Closing Date, each evidencing undivided
beneficial interests in the Issuer and executed by the Owner Trustee.
Initial Security Balance: With respect to the Initial Certificates,
------------------------
$14,092,938; the Term Notes, $162,077,000; and the Variable Funding Notes and
the Variable Funding Certificates, zero.
Insolvency Event: With respect to a specified Person, (a) the filing
----------------
of a decree or order for relief by a court having jurisdiction in the premises
in respect of such Person or any substantial part of its property in an
involuntary case under any applicable bankruptcy, insolvency or other similar
law now or hereafter in effect, or appointing a receiver, liquidator, assignee,
custodian, trustee, sequestrator or similar official for such Person or for any
substantial part of its property, or ordering the winding-up or liquidation of
such Person's affairs, and such decree or order shall remain unstayed and in
effect for a period of 60 consecutive days; or (b) the commencement by such
Person of a voluntary case under any applicable bankruptcy, insolvency or other
similar law now or hereafter in effect, or the consent by such Person to the
entry of an order for relief in an involuntary case under any such law, or the
consent by such Person to the appointment of or taking possession by a receiver,
liquidator, assignee, custodian, trustee, sequestrator or similar official for
such Person or for any substantial part of its property, or the making by such
Person of any general assignment for the benefit of creditors, or the failure by
such Person generally to pay its debts as such debts become due or the admission
by such Person in writing (as to which the Indenture Trustee shall have notice)
of its inability to pay its debts generally, or the adoption by the Board of
Directors or managing member of such Person of a resolution which authorizes
action by such Person in furtherance of any of the foregoing.
Insurance Agreement: The Insurance and Indemnity Agreement dated as
-------------------
of May 30, 1996 among the Master Servicer, the Seller, the Depositor, the 1996-
HS1 LLC, the Issuer, the Indenture Trustee and the Credit Enhancer, including
any amendments and supplements thereto.
Insurance Proceeds: Proceeds paid by any insurer (other than the
------------------
Credit Enhancer) pursuant to any insurance policy covering a Revolving Credit
Loan which are required to be remitted to the Master Servicer, or amounts
required to be paid by the Master Servicer pursuant to the next to last sentence
of Section 3.04 of the Servicing Agreement, net of any component thereof (i)
covering any expenses incurred by or on behalf of the Master Servicer in
connection with obtaining such proceeds, (ii) that is applied to the restoration
or repair of the related Mortgaged Property, (iii) released to the Mortgagor in
accordance with the Master Servicer's normal servicing procedures or (iv)
required to be paid to any holder of a mortgage senior to such Revolving Credit
Loan.
Interest Collections: With respect to any Payment Date, the sum of
--------------------
all payments by or on behalf of Mortgagors and any other amounts constituting
interest (including without limitation such portion of Insurance Proceeds, Net
Liquidation Proceeds and Repurchase Prices as is allocable to interest on the
applicable Revolving Credit Loan) as is paid by the Seller or
15
<PAGE>
the Master Servicer or is collected by the Servicer under the Revolving Credit
Loans, reduced by the Servicing Fees for the related Collection Period and by
any fees (including annual fees) or late charges or similar administrative fees
paid by Mortgagors during the related Collection Period. The terms of the
related Loan Agreement shall determine the portion of each payment in respect of
such Revolving Credit Loan that constitutes principal or interest.
Interest Period: With respect to any Payment Date other than the
---------------
first Payment Date, the period beginning on the preceding Payment Date and
ending on the day preceding such Payment Date, and in the case of the first
Payment Date, the period beginning on the Closing Date and ending on the day
preceding the first Payment Date.
Interest Rate Adjustment Date: With respect to each Revolving Credit
-----------------------------
Loan, the date or dates on which the Loan Rate is adjusted in accordance with
the related Credit Line Agreement.
Issuer or Trust: The Home Equity Loan Trust 1996-HS1, a Delaware
---------------
business trust, or its successor in interest.
Issuer Request: A written order or request signed in the name of the
--------------
Issuer by any one of its Authorized Officers and delivered to the Indenture
Trustee.
LIBOR: For any Interest Period other than the first Interest Period,
-----
the rate for United States dollar deposits for one month which appears on the
Telerate Screen Page 3750 as of 11:00 A.M., London, England time, on the second
LIBOR Business Day prior to the first day of such Interest Period. With respect
to the first Interest Period, the rate for United States dollar deposits for one
month which appears on the Telerate Screen Page 3750 as of 11:00 A.M., London,
England time, two LIBOR Business Days prior to the Closing Date. If such rate
does not appear on such page (or such other page as may replace that page on
that service, or if such service is no longer offered, such other service for
displaying LIBOR or comparable rates as may be reasonably selected by the
Indenture Trustee after consultation with the Master Servicer), the rate will be
the Reference Bank Rate. If no such quotations can be obtained and no Reference
Bank Rate is available, LIBOR will be LIBOR applicable to the preceding Payment
Date.
LIBOR Business Day: Any day other than (i) a Saturday or a Sunday or
------------------
(ii) a day on which banking institutions in the city of London, England are
required or authorized by law to be closed.
Lien: Any mortgage, deed of trust, pledge, conveyance, hypothecation,
----
assignment, participation, deposit arrangement, encumbrance, lien (statutory or
other), preference, priority right or interest or other security agreement or
preferential arrangement of any kind or nature whatsoever, including, without
limitation, any conditional sale or other title retention agreement, any
financing lease having substantially the same economic effect as any of the
foregoing and the filing of any financing statement under the UCC (other than
any such financing statement filed for informational purposes only) or
comparable law of any jurisdiction
16
<PAGE>
to evidence any of the foregoing; provided, however, that any assignment
-------- -------
pursuant to Section 6.02 of the Servicing Agreement shall not be deemed to
constitute a Lien.
Lifetime Rate Cap: With respect to each Revolving Credit Loan with
-----------------
respect to which the related Credit Line Agreement provides for a lifetime rate
cap, the maximum Loan Rate permitted over the life of such Revolving Credit Loan
under the terms of such Credit Line Agreement, as set forth on the Revolving
Credit Loan Schedule and initially as set forth on Exhibit A to the Servicing
Agreement.
Liquidated Revolving Credit Loan: With respect to any Payment Date,
--------------------------------
any Revolving Credit Loan in respect of which the Master Servicer has
determined, in accordance with the servicing procedures specified in the
Servicing Agreement, as of the end of the related Collection Period that
substantially all Liquidation Proceeds which it reasonably expects to recover,
if any, with respect to the disposition of the related REO have been recovered.
Liquidation Expenses: Out-of-pocket expenses (exclusive of overhead)
--------------------
which are incurred by or on behalf of the Master Servicer in connection with the
liquidation of any Revolving Credit Loan and not recovered under any insurance
policy, such expenses including, without limitation, legal fees and expenses,
any unreimbursed amount expended (including, without limitation, amounts
advanced to correct defaults on any mortgage loan which is senior to such
Revolving Credit Loan and amounts advanced to keep current or pay off a mortgage
loan that is senior to such Revolving Credit Loan) respecting the related
Revolving Credit Loan and any related and unreimbursed expenditures for real
estate property taxes or for property restoration, preservation or insurance
against casualty loss or damage.
Liquidation Loss Amounts: With respect to any Payment Date and any
------------------------
Revolving Credit Loan that became a Liquidated Revolving Credit Loan during the
related Collection Period, the unrecovered portion of the related Loan Balance
thereof at the end of such Collection Period, after giving effect to the Net
Liquidation Proceeds applied in reduction of the Loan Balance.
Liquidation Loss Distribution Amount: With respect to any Payment
------------------------------------
Date, the aggregate amount distributed on such Payment Date pursuant to Section
9.5(a)(iii) of the Operating Agreement.
Liquidation Proceeds: Proceeds (including Insurance Proceeds but not
--------------------
including amounts drawn under the Credit Enhancement Instrument) if any received
in connection with the liquidation of any Revolving Credit Loan or related REO,
whether through trustee's sale, foreclosure sale or otherwise.
LLC or 1996-HS1 LLC: 1996-HS1 LLC, a limited liability company.
-------------------
Loan Agreement: With respect to any Revolving Credit Loan, the credit
--------------
line account agreement executed by the related Mortgagor and any amendment or
modification thereof.
17
<PAGE>
Loan Balance: With respect to any Revolving Credit Loan, other than a
------------
Liquidated Revolving Credit Loan, and as of any day, the related Cut-off Date
Loan Balance, plus (i) any Additional Balances in respect of such Revolving
----
Credit Loan conveyed to the 1996-HS1 LLC, minus (ii) all collections credited as
-----
principal in respect of any such Revolving Credit Loan in accordance with the
related Loan Agreement (except for any such collections that are allocable to
any Excluded Amount) and applied in reduction of the Loan Balance thereof. For
purposes of this definition, a Liquidated Revolving Credit Loan shall be deemed
to have a Loan Balance equal to the Loan Balance of the related Revolving Credit
Loan immediately prior to the final recovery of substantially all related
Liquidation Proceeds and a Loan Balance of zero thereafter.
Loan Rate: With respect to any Revolving Credit Loan and any day, the
---------
per annum rate of interest applicable under the related Loan Agreement.
Loan Rate Cap: With respect to each Revolving Credit Loan, the lesser
-------------
of (i) the Lifetime Rate Cap, if any, or (ii) the applicable state usury
ceiling, if any.
Lost Note Affidavit: With respect to any Revolving Credit Loan as to
-------------------
which the original Credit Line Agreement has been permanently lost or destroyed
and has not been replaced, an affidavit from the Seller or the related Program
Seller certifying that the original Credit Line Agreement has been lost,
misplaced or destroyed (together with a copy of the related Credit Line
Agreement).
Managing Member: A Person appointed pursuant to Article VII of the
---------------
Operating Agreement to act as manager thereunder who is a holder of either the
Class A Ownership Interest or the Class B Ownership Interest.
Master Servicer: Residential Funding Corporation, a Delaware
---------------
corporation, and its successors and assigns.
Master Servicing Fee: With respect to any Revolving Credit Loan and
--------------------
any Collection Period, the product of (i) the Master Servicing Fee Rate divided
by 12 and (ii) the Pool Balance as of the first day of such Collection Period.
Master Servicing Fee Rate: With respect to any Revolving Credit Loan,
-------------------------
0.08% per annum.
MATI: Mortgage Assets Trading, Inc., a Delaware corporation, or its
----
successors.
Maximum Credit Enhancement Instrument Amount: $207,542,852
--------------------------------------------
Maximum Pool Balance: As to any Payment Date the highest Pool Balance
--------------------
at the end of any Collection Period from the Closing Date up to and including
the related Collection Period.
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<PAGE>
Maximum Variable Funding Balance: The maximum Security Balance of the
--------------------------------
Variable Funding Notes and the Variable Funding Certificates which as of any day
of determination is the greater of (i) $31,372,084 reduced by the aggregate
amount of principal previously paid on the Variable Funding Notes and the
Variable Funding Certificates and (ii) the Maximum Credit Enhancement Instrument
Amount less the outstanding Security Balance of the Term Notes and the Initial
Certificates.
Maximum Variable Funding Certificate Balance: At any time, 8.00% of
--------------------------------------------
the Maximum Variable Funding Balance.
Maximum Variable Funding Note Balance: At any time, 92.00% of the
-------------------------------------
Maximum Variable Funding Balance.
Minimum Monthly Payment: With respect to any Revolving Credit Loan
-----------------------
and any month, the minimum amount required to be paid by the related Mortgagor
in that month.
Moody's: Moody's Investors Service, Inc. or its successor in
-------
interest.
Mortgage: The mortgage, deed of trust or other instrument creating a
--------
first or second lien on an estate in fee simple interest in real property
securing a Revolving Credit Loan.
Mortgage File: The file containing the Related Documents pertaining
-------------
to a particular Revolving Credit Loan and any additional documents required to
be added to the Mortgage File pursuant to the Revolving Credit Loan Purchase
Agreement or the Servicing Agreement.
Mortgaged Property: The underlying property, including real property
------------------
and improvements thereon, securing a Revolving Credit Loan.
Mortgagor: The obligor or obligors under a Loan Agreement.
---------
Net Liquidation Proceeds: With respect to any Liquidated Revolving
------------------------
Credit Loan, Liquidation Proceeds net of Liquidation Expenses (but not including
the portion, if any, of such amount that exceeds the Loan Balance of the
Revolving Credit Loan at the end of the Collection Period immediately preceding
the Collection Period in which such Revolving Loan became a Liquidated Revolving
Credit Loan).
Net Loan Rate: With respect to any Revolving Credit Loan and any day,
-------------
the related Loan Rate less 0.75% per annum.
Net Loan Rate Cap: With respect to any Payment Date, the Weighted
-----------------
Average Net Loan Rate (adjusted to an effective rate reflecting interest
calculated on the basis of the actual number of days in the related Interest
Period and a year assumed to consist of 360 days).
19
<PAGE>
Net Principal Collections: With respect to any Distribution Date, the
-------------------------
excess, if any, of Security Principal Collections for the related Collection
Period over the amount of Additional Balances created during the related
Collection Period.
Non-member Manager: A Person appointed pursuant to Section 12.1 of
------------------
the Operating Agreement to act as manager thereunder who is not a holder of
either the Class A Ownership Interest or the Class B Ownership Interest.
Note Owner: The Beneficial Owner of a Note.
----------
Note Rate: With respect to any Interest Period, a per annum rate
---------
determined by the Master Servicer equal to LIBOR for such Interest Period plus
0.23%; provided however, that in no event shall the Note Rate with respect to
-------- -------
any Interest Period exceed the Net Loan Rate Cap for such Interest Period.
Note Register: The register maintained by the Note Registrar in which
-------------
the Note Registrar shall provide for the registration of Notes and of transfers
and exchanges of Notes.
Note Registrar: The Indenture Trustee, in its capacity as Note
--------------
Registrar.
Noteholder: The Person in whose name a Note is registered in the Note
----------
Register, except that, any Note registered in the name of the Depositor, the
Issuer or the Indenture Trustee or any Affiliate of any of them shall be deemed
not to be outstanding and the registered holder will not be considered a
Noteholder or holder for purposes of giving any request, demand, authorization,
direction, notice, consent or waiver under the Indenture or the Trust Agreement
provided that, in determining whether the Indenture Trustee shall be protected
in relying upon any such request, demand, authorization, direction, notice,
consent or waiver, only Notes that the Indenture Trustee or the Owner Trustee
knows to be so owned shall be so disregarded. Owners of Notes that have been
pledged in good faith may be regarded as Holders if the pledgee establishes to
the satisfaction of the Indenture Trustee or the Owner Trustee the pledgee's
right so to act with respect to such Notes and that the pledgee is not the
Issuer, any other obligor upon the Notes or any Affiliate of any of the
foregoing Persons.
Notes: Collectively, the Term Notes and the Variable Funding Notes
-----
issued and outstanding at any time pursuant to the Indenture.
Officer's Certificate: With respect to the Master Servicer, a
---------------------
certificate signed by the President, Managing Director, a Director, a Vice
President or an Assistant Vice President, of the Master Servicer and delivered
to the Indenture Trustee. With respect to the Issuer, a certificate signed by
any Authorized Officer of the Issuer, under the circumstances described in, and
otherwise complying with, the applicable requirements of Section 10.01 of the
Indenture, and delivered to the Indenture Trustee. Unless otherwise specified,
any reference in the Indenture to an Officer's Certificate shall be to an
Officer's Certificate of any Authorized Officer of the Issuer.
20
<PAGE>
Operating Agreement: The Agreement pursuant to which the 1996-HS1 LLC
-------------------
is established.
Opinion of Counsel: A written opinion of counsel. Any Opinion of
------------------
Counsel for the Master Servicer may be provided by in-house counsel for the
Master Servicer if reasonably acceptable to the Indenture Trustee, the Credit
Enhancer and the Rating Agencies or counsel for the Depositor, as the case may
be.
Outstanding: With respect to the Notes, as of the date of
-----------
determination, all Notes theretofore executed, authenticated and delivered under
this Indenture except:
(i) Notes theretofore cancelled by the Note Registrar or
delivered to the Indenture Trustee for cancellation; and
(ii) Notes in exchange for or in lieu of which other Notes have
been executed, authenticated and delivered pursuant to the Indenture unless
proof satisfactory to the Indenture Trustee is presented that any such
Notes are held by a holder in due course;
provided, however, that for purposes of effectuating the Credit Enhancer's right
- -------- -------
of subrogation as set forth in Section 4.12 of the Indenture only, all Notes
that have been paid with funds provided under the Credit Enhancement Instrument
shall be deemed to be Outstanding until the Credit Enhancer has been reimbursed
with respect thereto.
Outstanding Reserve Amount: With respect to any Payment Date, the
--------------------------
amount by which the Pool Balance as of the last day of the related Collection
Period exceeds the Aggregate Security Balance on such Payment Date (after
application of Net Principal Collections or Security Principal Collections, as
the case may be, for such date).
Owner Trust : The Home Equity Loan Trust 1996-HS1, Series 1996-HS1 to
------------
be created pursuant to the Trust Agreement.
Owner Trust Estate: The corpus of the Issuer created by the Trust
------------------
Agreement which consists of the Class A Ownership Interest and the Credit
Enhancement Instrument.
Owner Trustee: Wilmington Trust Company not in its individual
-------------
capacity but solely as Owner Trustee of the Trust, and its successors and
assigns or any successor owner trustee appointed pursuant to the terms of the
Trust Agreement.
Paying Agent: Any paying agent or co-paying agent appointed pursuant
------------
to Section 3.03 of the Indenture, which initially shall be the Indenture
Trustee.
Payment Account: The account established by the Indenture Trustee
---------------
pursuant to Section 8.02 of the Indenture and Section 5.01 of the Servicing
Agreement.
21
<PAGE>
Payment Date: The 20th day of each month, or if such day is not a
------------
Business Day, then the next Business Day.
Percentage Interest: With respect to any Note, the percentage
-------------------
obtained by dividing the Security Balance of such Note by the aggregate of the
Security Balances of all Notes (including the Term Notes and the Variable
Funding Notes) of the same Class prior to such Payment Date. With respect to
any Certificate, the percentage obtained by dividing the Security Balance on any
such Certificate by the aggregate of the Security Balances of all Certificates
(including the Initial Certificates and the Variable Funding Certificates) prior
to any Payment Date.
Permitted Investments: One or more of the following:
---------------------
(i) obligations of or guaranteed as to principal and interest by
the United States or any agency or instrumentality thereof when such
obligations are backed by the full faith and credit of the United States;
(ii) repurchase agreements on obligations specified in clause (i)
maturing not more than one month from the date of acquisition thereof,
provided that the unsecured obligations of the party agreeing to repurchase
--------
such obligations are at the time rated by each Rating Agency in its highest
short-term rating available;
(iii) federal funds, certificates of deposit, demand deposits,
time deposits and bankers' acceptances (which shall each have an original
maturity of not more than 90 days and, in the case of bankers' acceptances,
shall in no event have an original maturity of more than 365 days or a
remaining maturity of more than 30 days) denominated in United States
dollars of any U.S. depository institution or trust company incorporated
under the laws of the United States or any state thereof or of any domestic
branch of a foreign depository institution or trust company; provided that
--------
the debt obligations of such depository institution or trust company (or,
if the only Rating Agency is Standard & Poor's, in the case of the
principal depository institution in a depository institution holding
company, debt obligations of the depository institution holding company) at
the date of acquisition thereof have been rated by each Rating Agency in
its highest short-term rating available; and provided further that, if the
-------- -------
only Rating Agency is Standard & Poor's and if the depository or trust
company is a principal subsidiary of a bank holding company and the debt
obligations of such subsidiary are not separately rated, the applicable
rating shall be that of the bank holding company; and, provided further
-------- -------
that, if the original maturity of such short-term obligations of a domestic
branch of a foreign depository institution or trust company shall exceed 30
days, the short-term rating of such institution shall be A-1+ in the case
of Standard & Poor's if Standard & Poor's is the Rating Agency;
(iv) commercial paper (having original maturities of not more
than 365 days) of any corporation incorporated under the laws of the United
States or any state thereof which on the date of acquisition has been rated
by each Rating Agency in its
22
<PAGE>
highest short-term rating available; provided that such commercial paper
--------
shall have a remaining maturity of not more than 30 days;
(v) a money market fund or a qualified investment fund rated by
each Rating Agency in its highest long-term rating available; and
(vi) other obligations or securities that are acceptable to each
Rating Agency as an Permitted Investment hereunder and will not reduce the
rating assigned to any Securities by such Rating Agency below the lower of
the then-current rating or the rating assigned to such Securities as of the
Closing Date by such Rating Agency, and which are acceptable to the Credit
Enhancer, as evidenced in writing, provided that if the Master Servicer or
--------
any other Person controlled by the Master Servicer is the issuer or the
obligor of any obligation or security described in this clause (vi) such
obligation or security must have an interest rate or yield that is fixed or
is variable based on an objective index that is not affected by the rate or
amount of losses on the Revolving Credit Loans;
provided, however, that no instrument shall be a Permitted Investment if it
- -------- -------
represents, either (1) the right to receive only interest payments with respect
to the underlying debt instrument or (2) the right to receive both principal and
interest payments derived from obligations underlying such instrument and the
principal and interest payments with respect to such instrument provide a yield
to maturity greater than 120% of the yield to maturity at par of such underlying
obligations References herein to the highest rating available on unsecured long-
term debt shall mean AAA in the case of Standard & Poor's and Aaa in the case of
Moody's, and references herein to the highest rating available on unsecured
commercial paper and short-term debt obligations shall mean A-1 in the case of
Standard & Poor's and P-1 in the case of Moody's.
Person: Any individual, corporation, partnership, joint venture,
------
association, joint-stock company, trust, unincorporated organization or
government or any agency or political subdivision thereof.
Pool Balance: With respect to any date, the aggregate of the Loan
------------
Balances of all Revolving Credit Loans as of such date.
Predecessor Note: With respect to any particular Note, every previous
----------------
Note evidencing all or a portion of the same debt as that evidenced by such
particular Note; and, for the purpose of this definition, any Note authenticated
and delivered under Section 4.03 of the Indenture in lieu of a mutilated, lost,
destroyed or stolen Note shall be deemed to evidence the same debt as the
mutilated, lost, destroyed or stolen Note.
Principal Collection Distribution Amount: For any Payment Date, (i)
----------------------------------------
at any time during the Revolving Period, so long as an Amortization Event has
not occurred, Net Principal Collections and (ii) following an Amortization Event
or at any time after the end of the Revolving Period, Security Principal
Collections; provided, however, on any Payment Date with respect to which the
-------- -------
Outstanding Reserve Amount that would result, if determined without regard to
this proviso exceeds the Reserve Amount Target the Principal Collection
Distribution
23
<PAGE>
Amount will be reduced by the amount of such excess until the Outstanding
Reserve Amount equals the Reserve Amount Target.
Principal Collections: With respect to any Payment Date and any
---------------------
Revolving Credit Loan, the aggregate of the following amounts:
(i) the total amount of payments made by or on behalf of the
Mortgagor, received and applied as payments of principal on the Revolving
Credit Loan during the related Collection Period, as reported by the
related Subservicer;
(ii) any Net Liquidation Proceeds, allocable as a recovery of
principal, received in connection with the Revolving Credit Loan during the
related Collection Period;
(iii) if the Revolving Credit Loan was purchased by the Master
Servicer pursuant to Section 3.14 of the Servicing Agreement, or was
repurchased by the Seller pursuant to the Revolving Credit Loan Purchase
Agreement, during the related Collection Period, 100% of the Loan Balance
of the Revolving Credit Loan as of the date of such purchase or repurchase;
and
(iv) any other amounts received as payments on or proceeds of the
Revolving Credit Loan during the Collection Period to the extent applied in
reduction of the principal amount thereof;
provided that Principal Collections shall not include any Foreclosure Profits,
- --------
and shall be reduced by any amounts withdrawn from the Custodial Account
pursuant to clauses (iii), (vii) and (viii) of Section 3.03 of the Servicing
Agreement other than any portion of such amounts that are attributable to the
Excluded Amount in respect of any Revolving Credit Loan that are allocable to
principal of such Revolving Credit Loan and not otherwise excluded from the
amounts specified in (i) - (iv) above.
Proceeding: Any suit in equity, action at law or other judicial or
----------
administrative proceeding.
Program Guide: Together, the Seller's Seller Guide and Servicing
-------------
Guide, as in effect from time to time.
Program Seller: With respect to any Revolving Credit Loan, the Person
--------------
that sold such Revolving Credit Loan to the Seller.
Purchase Price: The meaning specified in Section 2.2(a) of the
--------------
Revolving Credit Loan Purchase Agreement.
Purchaser: Residential Funding Mortgage Securities II, Inc., a
---------
Delaware corporation, and its successors and assigns.
24
<PAGE>
Rating Agency: Any nationally recognized statistical rating
-------------
organization, or its successor, that rated the Securities at the request of the
Depositor at the time of the initial issuance of the Securities. Initially,
Moody's or Standard & Poor's. If such organization or a successor is no longer
in existence, "Rating Agency" shall be such nationally recognized statistical
rating organization, or other comparable Person, designated by the Depositor,
notice of which designation shall be given to the Indenture Trustee. References
herein to the highest short term unsecured rating category of a Rating Agency
shall mean A-1 or better in the case of Standard & Poor's and P-1 or better in
the case of Moody's and in the case of any other Rating Agency shall mean such
equivalent ratings. References herein to the highest long-term rating category
of a Rating Agency shall mean "AAA" in the case of Standard & Poor's and "Aaa"
in the case of Moody's and in the case of any other Rating Agency, such
equivalent rating.
Record Date: With respect to the Term Notes and any Payment Date, the
-----------
Business Day next preceding such Payment Date and with respect to the
Certificates or the Variable Funding Notes and any Payment Date, the last
Business Day of the month preceding the month of such Payment Date.
Reference Bank Rate: With respect to any Interest Period, as follows:
-------------------
the arithmetic mean (rounded upwards, if necessary, to the nearest one sixteenth
of a percent) of the offered rates for United States dollar deposits for one
month which are offered by the Reference Banks as of 11:00 A.M., London, England
time, on the second LIBOR Business Day prior to the first day of such Interest
Period to prime banks in the London interbank market for a period of one month
in amounts approximately equal to the sum of the outstanding Security Balance of
the Notes and the Certificates; provided that at least two such Reference Banks
--------
provide such rate. If fewer than two offered rates appear, the Reference Bank
Rate will be the arithmetic mean of the rates quoted by one or more major banks
in New York City, selected by the Indenture Trustee after consultation with the
Master Servicer, as of 11:00 a.m., New York time, on such date for loans in U.S.
Dollars to leading European Banks for a period of one month in amounts
approximately equal to the Aggregate Security Balance. If no such quotations
can be obtained, the Reference Bank Rate shall be the Reference Bank Rate
applicable to the preceding Interest Period.
Reference Banks: Barclays Bank PLC, National Westminster Bank and
---------------
Bankers Trust Company.
Registered Holder: The Person in whose name a Note is registered in
-----------------
the Note Register on the applicable Record Date.
Related Documents: With respect to each Revolving Credit Loan, the
-----------------
documents specified in Section 2.1(c) of the Revolving Credit Loan Purchase
Agreement and any documents required to be added to such documents pursuant to
the Revolving Credit Loan Purchase Agreement, the Trust Agreement or the
Servicing Agreement.
REO: A Mortgaged Property that is acquired by the 1996-HS1 LLC in
---
foreclosure or by deed in lieu of foreclosure.
25
<PAGE>
Repurchase Event: With respect to any Revolving Credit Loan, either
----------------
(i) a discovery that, as of the Closing Date, the related Mortgage was not a
valid lien on the related Mortgaged Property subject only to (A) the lien of any
prior mortgage indicated on the Revolving Credit Loan Schedule, (B) the lien of
real property taxes and assessments not yet due and payable, (C) covenants,
conditions, and restrictions, rights of way, easements and other matters of
public record as of the date of recording of such Mortgage and such other
permissible title exceptions as are listed in the Program Guide and (D) other
matters to which like properties are commonly subject which do not materially
adversely affect the value, use, enjoyment or marketability of the related
Mortgaged Property or (ii) with respect to any Revolving Credit Loan as to which
the Seller delivers an affidavit certifying that the original Credit Line
Agreement has been lost or destroyed, a subsequent default on such Revolving
Credit Loan if the enforcement thereof or of the related Mortgage is materially
and adversely affected by the absence of such original Credit Line Agreement.
Repurchase Price: With respect to any Revolving Credit Loan required
----------------
to be repurchased on any date pursuant to the Revolving Credit Loan Purchase
Agreement or purchased by the Master Servicer pursuant to the Servicing
Agreement, an amount equal to the sum of (i) 100% of the Loan Balance thereof
(without reduction for any amounts charged off) and (ii) unpaid accrued interest
at the Loan Rate on the outstanding principal balance thereof from the Due Date
to which interest was last paid by the Mortgagor to the first day of the month
following the month of purchase. No portion of any Repurchase Price shall be
included in any Excluded Amount for any Payment Date.
Reserve Amount Target: As to any Payment Date prior to the Payment
---------------------
Date in November 1998, 1.5% of the Cut-off Date Balance. As to any Payment Date
on or after the Payment Date in November 1998, the Reserve Amount Target will be
equal to the lesser of (a) the Reserve Amount Target as of the Cut-off Date and
(b) 3% of the Pool Balance as of the beginning of the related Collection Period
(but not lower than $880,854 (0.5% of the Cut-off Date Balance) plus 50% of the
outstanding Loan Balance of all Revolving Credit Loans 90 or more days
delinquent as of such Payment Date); provided however that any scheduled
reduction to the Reserve Amount Target described above shall not be made as of
any Payment Date unless (i) the outstanding Loan Balance of the Revolving Credit
Loans delinquent 90 days or more averaged over the last six months as a
percentage of the aggregate outstanding Loan Balance of all Revolving Credit
Loans averaged over the last six months does not exceed 2% and (ii) the
aggregate Liquidated Loss Amounts on the Revolving Credit Loans prior to any
such Payment Date occurring during the first year, the second year or the third
year (or any year thereafter) after the Payment Date in November 1998 are less
than 2.0%, 3.0% and 4.0% respectively, of the aggregate Pool Balance and (iii)
there has been no draw on the Credit Enhancement Instrument on such Payment Date
that remains unreimbursed. The Reserve Amount Target may be reduced with the
prior written consent of the Credit Enhancer and the Rating Agencies.
Responsible Officer: With respect to the Indenture Trustee, any
-------------------
officer of the Indenture Trustee with direct responsibility for the
administration of the Trust Agreement and also, with respect to a particular
matter, any other officer to whom such matter is referred because of such
officer's knowledge of and familiarity with the particular subject.
26
<PAGE>
Revolving Credit Loan Purchase Agreement: The Revolving Credit Loan
----------------------------------------
Purchase Agreement, dated as of the Cut-off Date, between the Seller, as seller,
and the Depositor, as purchaser, with respect to the Revolving Credit Loans,
dated as of May 1, 1996.
Revolving Credit Loan Schedule: The initial schedule of Revolving
------------------------------
Credit Loans as of the Cut-off Date set forth in Exhibit A of the Servicing
Agreement, which schedule sets forth as to each Revolving Credit Loan (i) the
Cut-off Date Loan Balance, (ii) the Credit Limit, (iii) the Gross Margin, (iv)
the name of the Mortgagor, (v) the Lifetime Rate Cap, if any, (vi) the loan
number, and (vii) the lien position of the related Mortgage.
Revolving Credit Loans: At any time, all Revolving Credit Loans,
----------------------
including Additional Balances, if any, that have been sold to the Depositor
under the Revolving Credit Loan Purchase Agreement, together with the Related
Documents, and that remain subject to the terms thereof.
Revolving Period: The period commencing on the Closing Date and
----------------
ending on May 31, 2001.
Securities Act: The Securities Act of 1933, as amended, and the rules
--------------
and regulations promulgated thereunder.
Security: Any of the Certificates or Notes.
--------
Security Balance: With respect to any Payment Date and the Term
----------------
Notes, the Initial Security Balance thereof prior to such Payment Date reduced
by all payments of principal thereon prior to such Payment Date. With respect
to any Payment Date and the Variable Funding Notes, the Initial Security Balance
thereof prior to such Payment Date (i) increased by the Aggregate Additional
Balance Differential for such Variable Funding Note immediately prior to such
Payment Date and (ii) reduced by all distributions of principal thereon prior to
such Payment Date. With respect to any Payment Date and the Certificates, the
Initial Security Balance thereof prior to such Payment Date (i) increased, in
the case of the Variable Funding Certificates, by the Aggregate Additional
Balance Differential immediately prior to such Payment Date and (ii) reduced by
all Certificate Distribution Amounts thereon prior to such Payment Date.
Security Collections: With respect to any Payment Date, the sum of
--------------------
the following amounts:
(i) the aggregate of all Security Interest Collections received
during the related Collection Period;
(ii) (A) at any time during the Revolving Period, so long as an
Amortization Event has not occurred, Net Principal Collections for such
Payment Date or (B) if such an Amortization Event has occurred or at any
time after the end of the Revolving Period, the aggregate of all Security
Principal Collections with respect to such Payment Date; and
27
<PAGE>
(iii) all Substitution Adjustment Amounts to be deposited to the
Payment Account for such Payment Date.
Securityholder or Holder: Any Noteholder or a Certificateholder.
-------------- ------
Security Interest Collections: With respect to any Payment Date,
-----------------------------
Interest Collections during the related Collection Period excluding the portion
thereof allocable to any Excluded Amount.
Security Percentage: With respect to any Payment Date and Security,
-------------------
the percentage equivalent of a fraction the numerator of which is the Security
Balance of such Security immediately prior to such Payment Date and the
denominator of which is the aggregate of the Security Balances of all Securities
as of such date.
Security Principal Collections: With respect to any Payment Date,
------------------------------
Principal Collections during the related Collection Period excluding the portion
thereof allocable to any Excluded Amount.
Seller: Residential Funding Corporation, a Delaware corporation, and
------
its successors and assigns.
Seller's Agreement: The agreement between the Seller, as purchaser,
------------------
and the related Program Seller, as seller.
Servicing Agreement: The Servicing Agreement dated as of May 1, 1996
-------------------
between the Indenture Trustee, and the Master Servicer, as master servicer.
Servicing Certificate: A certificate completed and executed by a
---------------------
Servicing Officer on behalf of the Master Servicer in accordance with Section
4.01 of the Servicing Agreement.
Servicing Default: The meaning specified in Section 7.01 of the
-----------------
Servicing Agreement.
Servicing Fee: With respect to any Revolving Credit Loan, the sum of
-------------
the related Master Servicing Fee and the related Subservicing Fee.
Servicing Fee Rate: With respect to any Revolving Credit Loan, the
------------------
sum of the related Master Servicing Fee Rate and the related Subservicing Fee
Rate.
Servicing Officer: Any officer of the Master Servicer involved in, or
-----------------
responsible for, the administration and servicing of the Revolving Credit Loans
whose name and specimen signature appear on a list of servicing officers
furnished to the Indenture Trustee (with a copy to the Credit Enhancer) by the
Master Servicer, as such list may be amended from time to time.
Single Certificate: A Certificate in the denomination of $1,000.
------------------
28
<PAGE>
Single Note: A Note in the amount of $1,000.
-----------
Special Capital Distribution Amount: With respect to any Payment
-----------------------------------
Date, the aggregate amount distributed on such Payment Date pursuant to Section
9.5(a)(iv) of the Operating Agreement.
Special Hazard Amount: As of any date of determination following the
---------------------
Cut-off Date, the Special Hazard Amount shall equal $2,075,429 less the sum of
(A) the aggregate of any Liquidation Loss Amounts on the Revolving Credit Loans
due to Special Hazard Losses and (B) the Adjustment Amount (as defined below) as
most recently calculated. For each anniversary of the Cut-off Date, the
Adjustment Amount shall be equal to the amount, if any, by which the amount
calculated in accordance with the preceding sentence (without giving effect to
the deduction of the Adjustment Amount for such anniversary) exceeds the
greatest of (i) twice the outstanding principal balance of the Revolving Credit
Loan which has the largest outstanding principal balance on the Payment Date
immediately preceding such anniversary, (ii) the product of 1.00% multiplied by
the outstanding aggregate credit limits of all Revolving Credit Loans on the
Payment Date immediately preceding such anniversary and (iii) the aggregate
outstanding principal balance (as of the immediately preceding Payment Date) of
the Revolving Credit Loans in any single five-digit California zip code area
with the largest amount of Revolving Credit Loans by aggregate principal balance
as of such anniversary.
Special Hazard Loss: Any Liquidation Loss Amount not in excess of the
-------------------
cost of the lesser of repair or replacement of a Mortgaged Property suffered by
such Mortgaged Property on account of direct physical loss, exclusive of (i) any
loss of a type covered by a hazard policy or a flood insurance policy required
to be maintained in respect of such Mortgaged Property pursuant to Section 3.04
of the Servicing Agreement, except to the extent of the portion of such loss not
covered as a result of any coinsurance provision and (ii) any losses resulting
from an Extraordinary Event.
Standard & Poor's: Standard & Poor's Ratings Services or its
-----------------
successor in interest.
Subservicer: Any Person with whom the Master Servicer has entered
-----------
into a Subservicing Agreement as a Subservicer by the Master Servicer.
Subservicing Account: An Eligible Account established or maintained
--------------------
by a Subservicer as provided for in Section 3.02(c) of the Servicing Agreement.
Subservicing Agreement: The written contract between the Master
----------------------
Servicer and any Subservicer relating to servicing and administration of certain
Revolving Credit Loans as provided in Section 3.01 of the Servicing Agreement.
Subservicing Fee: With respect to any Collection Period, the fee
----------------
retained monthly by the Subservicer (or, in the case of a nonsubserviced
Revolving Credit Loan, by the Master Servicer) equal to the product of (i) the
Subservicing Fee Rate divided by 12 and (ii) the Pool Balance as of the first
day of such Collection Period.
29
<PAGE>
Subservicing Fee Rate: With respect to each Revolving Credit Loan,
---------------------
0.50% per annum.
Substitution Adjustment Amounts: With respect to any Eligible
-------------------------------
Substitute Revolving Credit Loan, the amount as defined in Section 3.1(b) of the
Revolving Credit Loan Purchase Agreement.
Teaser Loan: Any Revolving Credit Loan which provides for an initial
-----------
period during which the Loan Rate is less than the sum of the current Index plus
the applicable Gross Margin.
Telerate Screen Page 3750: The display designated as page 3750 on the
-------------------------
Telerate Service (or such other page as may replace page 3750 on that service
for the purpose of displaying London interbank offered rates of major banks).
If such rate does not appear on such page (or such other page as may replace
that page on that service, or if such service is no longer offered, such other
service for displaying LIBOR or comparable rates as may be selected by the
Issuer after consultation with the Indenture Trustee), the rate will be the
Reference Bank Rate.
Term Notes: The Notes designated as the "Term Notes" in the
----------
Indenture.
Treasury Regulations: Regulations, including proposed or temporary
--------------------
Regulations, promulgated under the Code. References herein to specific
provisions of proposed or temporary regulations shall include analogous
provisions of final Treasury Regulations or other successor Treasury
Regulations.
Trust Agreement: The Trust Agreement, dated as of May 1, 1996, as
---------------
amended and restated by the Amended and Restated Trust Agreement, dated as of
May 1, 1996, between the Owner Trustee and the Depositor.
Trust Estate: The meaning specified in the Granting Clause of the
------------
Indenture.
Trust Indenture Act or TIA: The Trust Indenture Act of 1939, as
--------------------------
amended from time to time, as in effect on any relevant date.
UCC: The Uniform Commercial Code, as amended from time to time, as in
---
effect in any specified jurisdiction.
Uniform Single Attestation Program for Mortgage Bankers: The Uniform
-------------------------------------------------------
Single Attestation Program for Mortgage Bankers, as published by the Mortgage
Bankers Association of America and effective with respect to fiscal periods
ending on or after December 15, 1995.
Unpaid Certificate Preferred Return Shortfall: With respect to any
---------------------------------------------
Payment Date, the aggregate amount, if any, of Certificate Preferred Return that
was accrued in respect of a prior Payment Date and has not been distributed to
Certificateholders.
30
<PAGE>
Variable Funding Certificates: The Certificates designated as the
-----------------------------
"Variable Funding Certificates" in the Trust Agreement including any Capped
Funding Certificates.
Variable Funding Notes: The Notes designated as the "Variable Funding
----------------------
Notes" in the Indenture including any Capped Funding Notes.
Weighted Average Net Loan Rate: With respect to the Revolving Credit
------------------------------
Loans in the aggregate, and any Payment Date, the average of the Net Loan Rate
for each Revolving Credit Loan as of the last day of the related Billing Cycle
weighted on the basis of the related Loan Balances outstanding as of for each
Revolving Credit Loan as determined by the Master Servicer in accordance with
the Master Servicer's normal servicing procedures.
31
<PAGE>
EXHIBIT A-1
FORM OF TERM NOTES
Unless this Term Note is presented by an authorized representative of
The Depository Trust Company, a New York corporation ("DTC"), to the Issuer or
its agent for registration of transfer, exchange or payment, and any Term Note
issued is registered in the name of Cede & Co. or in such other name as is
requested by an authorized representative of DTC (and any payment is made to
Cede & Co. or to such other entity as is requested by an authorized
representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE
OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner
hereof, Cede & Co., has an interest herein.
THE PRINCIPAL OF THIS TERM NOTE IS PAYABLE IN INSTALLMENTS AS SET
FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING PRINCIPAL AMOUNT OF
THIS TERM NOTE
AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ON THE FACE HEREOF.
THIS TERM NOTE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION
OF THE
SELLER, THE DEPOSITOR, THE MASTER SERVICER, THE INDENTURE TRUSTEE,
THE OWNER
TRUSTEE OR GMAC MORTGAGE CORPORATION OR ANY OF THEIR RESPECTIVE
AFFILIATES,
EXCEPT AS EXPRESSLY PROVIDED IN THE INDENTURE OR THE BASIC
DOCUMENTS.
HOME EQUITY LOAN TRUST 1996-HS1
Home Equity Loan-Backed Term Note
Registered Principal Amount: $162,077,000
Percentage Interest: 100%
No. - Note Rate: Floating
CUSIP NO. ___________
Home Equity Loan Trust 1996-HS1, a business trust duly organized and
existing under the laws of the State of Delaware (herein referred to as the
"Issuer"), for value received, hereby promises to pay to Cede & Co. or
registered assigns, the principal sum of $162,077,000, payable on each Payment
Date in an amount equal to the Percentage Interest specified above of the
aggregate amount, if any, payable from the Payment Account in respect of
principal on the Term Notes pursuant to Section 3.05 of the Indenture dated as
of May 1, 1996 (the "Indenture") between the Issuer, as Issuer, and The Chase
Manhattan Bank, N.A., as Indenture Trustee (the "Indenture Trustee"); provided,
however, that the entire unpaid principal amount of this Term Note shall be due
and payable on the Payment Date in June 2022, to the extent not previously paid
on a prior Payment Date. Capitalized terms used but not defined herein are
defined in Appendix A of the Indenture.
<PAGE>
The Issuer will pay interest on this Term Note on each Payment Date at
a floating rate equal to LIBOR plus 0.23% per annum on the principal amount of
this Term Note on the preceding Payment Date after giving effect to all payments
of principal made on such preceding Payment Date (or, in the case of the first
Payment Date, the Closing Date); provided, however, that in no event shall the
Note Rate with respect to any Interest Period exceed the Net Loan Rate Cap for
such Interest Period. LIBOR for each applicable Interest Period will be
determined on the second LIBOR Business Day immediately preceding (i) the
Closing Date in the case of the first Interest Period and (ii) the first day of
each succeeding Interest Period by the Indenture Trustee as set forth in the
Indenture. All determinations of LIBOR by the Indenture Trustee shall, in the
absence of manifest error, be conclusive for all purposes, and each holder of
this Term Note, by accepting this Term Note, agrees to be bound by such
determination. Interest on this Term Note will accrue for each Payment Date
from the most recent Payment Date on which interest has been paid (in the case
of the first Payment Date, from the Closing Date) to but excluding such Payment
Date. Interest will be computed on the basis of the actual number of days in
each Interest Period and a year assumed to consist of 360 days. Principal of
and interest on this Term Note shall be paid in the manner specified on the
reverse hereof.
Principal of and interest on this Term Note are payable in such coin
or currency of the United States of America as at the time of payment is legal
tender for payment of public and private debts. All payments made by the Issuer
with respect to this Term Note shall be applied first to interest due and
payable on this Term Note as provided above and then to the unpaid principal of
this Term Note.
Reference is made to the further provisions of this Term Note set
forth on the reverse hereof, which shall have the same effect as though fully
set forth on the face of this Term Note.
Unless the certificate of authentication hereon has been executed by
the Indenture Trustee whose name appears below by manual signature, this Term
Note shall not be entitled to any benefit under the Indenture referred to on the
reverse hereof, or be valid or obligatory for any purpose.
2
<PAGE>
This Term Note is one of a duly authorized issue of Term Notes of the
Issuer, designated as its Home Equity Loan-Backed Term Notes (herein called the
"Term Notes"), all issued under the Indenture, to which Indenture and all
indentures supplemental thereto reference is hereby made for a statement of the
respective rights and obligations thereunder of the Issuer, the Indenture
Trustee and the holders of the Term Notes. The Term Notes are subject to all
terms of the Indenture.
The Term Notes and the Variable Funding Notes (collectively, the
"Notes") are and will be equally and ratably secured by the collateral pledged
as security therefor as provided in the Indenture.
This Term Note is entitled to the benefits of an irrevocable and
unconditional financial guaranty insurance policy issued by AMBAC Indemnity
Corporation.
Principal of and interest on this Term Note will be payable on each
Payment Date, commencing on June 20, 1996, as described in the Indenture.
"Payment Date" means the twentieth day of each month, or, if any such date is
not a Business Day, then the next Business Day.
The entire unpaid principal amount of this Term Note shall be due and
payable in full on the Payment Date in June 2022 pursuant to the Indenture, to
the extent not previously paid on a prior Payment Date. Notwithstanding the
foregoing, if an Event of Default shall have occurred and be continuing, then
the Indenture Trustee or the holders of Notes representing not less than a
majority of the Security Balances of all Notes with the consent of the Credit
Enhancer, or the Credit Enhancer may declare the Notes to be immediately due and
payable in the manner provided in Section 5.02 of the Indenture. All principal
payments on the Term Notes shall be made pro rata to the holders of Term Notes
entitled thereto.
Payments of interest on this Term Note due and payable on each Payment
Date, together with the installment of principal, if any, to the extent not in
full payment of this Term Note, shall be made by check mailed to the Person
whose name appears as the Registered Holder of this Term Note (or one or more
Predecessor Notes) on the Note Register as of the close of business on each
Record Date, except that with respect to Term Notes registered on the Record
Date in the name of the nominee of the Depository Agency (initially, such
nominee to be Cede & Co.), payments will be made by wire transfer in immediately
available funds to the account designated by such nominee. Such checks shall be
mailed to the Person entitled thereto at the address of such Person as it
appears on the Note Register as of the applicable Record Date without requiring
that this Term Note be submitted for notation of payment. Any reduction in the
principal amount of this Term Note (or any one or more Predecessor Term Notes)
effected by any payments made on any Payment Date shall be binding upon all
future holders of this Term Note and of any Term Note issued upon the
registration of transfer hereof or in exchange hereof or in lieu hereof, whether
or not noted hereon. If funds are expected to be available, as provided in the
Indenture, for payment in full of the then remaining unpaid principal amount of
this Term Note on a Payment Date, then the Indenture Trustee, in the name of and
on behalf of the Issuer, will notify the Person who was the Registered Holder
hereof as of the Record Date preceding such Payment Date by notice mailed or
transmitted by facsimile prior to such Payment
3
<PAGE>
Date, and the amount then due and payable shall be payable only upon
presentation and surrender of this Term Note at the address specified in such
notice of final payment.
As provided in the Indenture and subject to certain limitations set
forth therein, the transfer of this Term Note may be registered on the Note
Register upon surrender of this Term Note for registration of transfer at the
Corporate Trust Office, duly endorsed by, or accompanied by a written instrument
of transfer in form satisfactory to the Indenture Trustee duly executed by, the
holder hereof or such holder's attorney duly authorized in writing, with such
signature guaranteed by an "eligible guarantor institution" meeting the
requirements of the Note Registrar, which requirements include membership or
participation in the Securities Transfer Agent's Medallion Program ("STAMP") or
such other "signature guarantee program" as may be determined by the Note
Registrar in addition to, or in substitution for, STAMP, all in accordance with
the Securities Exchange Act of 1934, as amended, and thereupon one or more new
Term Notes in authorized denominations and in the same aggregate principal
amount will be issued to the designated transferee or transferees. No service
charge will be charged for any registration of transfer or exchange of this Term
Note, but the Note Registrar shall require payment of a sum sufficient to cover
any tax or governmental charge that may be imposed in connection with any
registration of transfer or exchange of this Term Note.
Each holder or Beneficial Owner of a Term Note, by acceptance of a
Term Note, or, in the case of a Beneficial Owner of a Term Note, a beneficial
interest in a Term Note, covenants and agrees that no recourse may be taken,
directly or indirectly, with respect to the obligations of the Issuer, the Owner
Trustee, the Seller, the Master Servicer, the Depositor, the 1996-HS1 LLC or the
Indenture Trustee on the Term Notes or under the Indenture or any certificate or
other writing delivered in connection therewith, against (i) the Indenture
Trustee or the Owner Trustee in its individual capacity, (ii) any owner of a
beneficial interest in the Issuer or (iii) any partner, owner, beneficiary,
agent, officer, director or employee of the Indenture Trustee or the Owner
Trustee in its individual capacity, any holder of a beneficial interest in the
Issuer, the Owner Trustee or the Indenture Trustee or of any successor or assign
of the Indenture Trustee or the Owner Trustee in its individual capacity, except
as any such Person may have expressly agreed and except that any such partner,
owner or beneficiary shall be fully liable, to the extent provided by applicable
law for any unpaid consideration for stock, unpaid capital contribution or
failure to pay any installment or call owing to such entity.
Each holder or Beneficial Owner of a Term Note, by acceptance of a
Term Note or, in the case of a Beneficial Owner of a Term Note, a beneficial
interest in a Term Note, covenants and agrees by accepting the benefits of the
Indenture that such holder or Beneficial Owner of a Term Note will not at any
time institute against the Depositor, the Seller, the Master Servicer, GMAC
Mortgage Corporation, the 1996-HS1 LLC or the Issuer, or join in any institution
against the Depositor, the Seller, the Master Servicer, GMAC Mortgage
Corporation, the 1996-HS1 LLC or the Issuer of, any bankruptcy, reorganization,
arrangement, insolvency or liquidation proceedings under any United States
federal or state bankruptcy or similar law in connection with any obligations
relating to the Term Notes, the Indenture or the Basic Documents.
The Issuer has entered into the Indenture and this Term Note is issued
with the intention that, for federal, state and local income, single business
and franchise tax purposes,
4
<PAGE>
the Term Notes will qualify as indebtedness of the Issuer. Each holder of a
Term Note, by acceptance of a Term Note (and each Beneficial Owner of a Term
Note by acceptance of a beneficial interest in a Term Note), agrees to treat the
Term Notes for federal, state and local income, single business and franchise
tax purposes as indebtedness of the Issuer.
Prior to the due presentment for registration of transfer of this Term
Note, the Issuer, the Indenture Trustee and any agent of the Issuer or the
Indenture Trustee may treat the Person in whose name this Term Note is
registered (as of the day of determination or as of such other date as may be
specified in the Indenture) as the owner hereof for all purposes, whether or not
this Term Note be overdue, and none of the Issuer, the Indenture Trustee or any
such agent shall be affected by notice to the contrary.
The Indenture permits, with certain exceptions as therein provided,
the amendment thereof and the modification of the rights and obligations of the
Issuer and the Indenture Trustee and the rights of the holders of the Term Notes
under the Indenture at any time by the Issuer and the Indenture Trustee with the
consent of the holders of Notes representing a majority of the Security Balances
of all Notes at the time Outstanding and the Credit Enhancer and with prior
notice to the Rating Agencies. The Indenture also contains provisions
permitting the holders of Notes representing specified percentages of the
Security Balances of all Notes, on behalf of the holders of all the Notes, to
waive compliance by the Issuer with certain provisions of the Indenture and
certain past defaults under the Indenture and their consequences. Any such
consent or waiver by the holder of this Term Note (or any one of more
Predecessor Term Notes) shall be conclusive and binding upon such holder and
upon all future holders of this Term Note and of any Term Note issued upon the
registration of transfer hereof or in exchange hereof or in lieu hereof whether
or not notation of such consent or waiver is made upon this Term Note. The
Indenture also permits the Issuer and the Indenture Trustee to amend or waive
certain terms and conditions set forth in the Indenture without the consent of
holders of the Term Notes issued thereunder but with prior notice to the Rating
Agencies and the Credit Enhancer.
The term "Issuer" as used in this Term Note includes any successor or
the Issuer under the Indenture.
The Issuer is permitted by the Indenture, under certain circumstances,
to merge or consolidate, subject to the rights of the Indenture Trustee and the
holders of Term Notes under the Indenture.
The Term Notes are issuable only in registered form in denominations
as provided in the Indenture, subject to certain limitations therein set forth.
This Term Note and the Indenture shall be construed in accordance with
the laws of the State of New York, without reference to its conflict of law
provisions and the obligations, rights and remedies of the parties hereunder and
thereunder shall be determined in accordance with such laws.
No reference herein to the Indenture and no provision of this Term
Note or of the Indenture shall alter or impair, the obligation of the Issuer,
which is absolute and unconditional,
5
<PAGE>
to pay the principal of and interest on this Term Note at the times, place and
rate, and in the coin or currency herein prescribed.
Anything herein to the contrary notwithstanding, except as expressly
provided in the Basic Documents, none of Wilmington Trust Company in its
individual capacity, The Chase Manhattan Bank, N.A. in its individual capacity,
any owner of a beneficial interest in the Issuer, or any of their respective
partners, beneficiaries, agents, officers, directors, employees or successors or
assigns shall be personally liable for, nor shall recourse be had to any of them
for, the payment of principal of or interest on this Term Note or performance
of, or omission to perform, any of the covenants, obligations or
indemnifications contained in the Indenture. The holder of this Term Note by
its acceptance hereof agrees that, except as expressly provided in the Basic
Documents, in the case of an Event of Default under the Indenture, the holder
shall have no claim against any of the foregoing for any deficiency, loss or
claim therefrom; provided, however, that nothing contained herein shall be taken
to prevent recourse to, and enforcement against, the assets of the Issuer for
any and all liabilities, obligations and undertakings contained in the Indenture
or in this Term Note.
6
<PAGE>
IN WITNESS WHEREOF, the Owner Trustee, on behalf of the Issuer and not
in its individual capacity, has caused this Term Note to be duly executed.
HOME EQUITY LOAN TRUST 1996-HS1
By WILMINGTON TRUST COMPANY, not in its
individual capacity but solely as Owner
Trustee
Dated: May 30, 1996
By
-------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Term Notes referred to in the within mentioned Indenture.
THE CHASE MANHATTAN BANK, N.A., not in its
individual capacity but solely as Indenture
Trustee
Dated: May 30, 1996
By
-------------------------------
Authorized Signatory
<PAGE>
ASSIGNMENT
Social Security or taxpayer I.D. or other identifying number of
assignee:__________________________________________________________
FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfer unto
______________________________________________________________________________
______________________________________________________________________________
(name and address of assignee)
the within Term Note and all rights thereunder, and hereby irrevocably
constitutes and appoints
______________________________________________________________________________
___________________________, attorney, to transfer said Term Note on the books
kept for registration thereof, with full power of substitution in the premises.
Dated: */
------------------- --------------------------------
Signature Guaranteed:
-------------------------------- */
- --------------
* NOTICE: The signature to this assignment must correspond with the name of the
registered owner as it appears on the face of the within Term Note in every
particular, without alteration, enlargement or any change whatever. Such
signature must be guaranteed by an "eligible guarantor institution" meeting
the requirements of the Note Registrar, which requirements include membership
or participation in STAMP or such other "signature guarantee program" as may
be determined by the Note Registrar in addition to, or in substitution for,
STAMP, all in accordance with the Securities Exchange Act of 1934, as
amended.
<PAGE>
EXHIBIT A-2
FORM OF VARIABLE FUNDING NOTES
THIS VARIABLE FUNDING NOTE HAS NOT BEEN AND WILL NOT BE
REGISTERED
UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS
OF ANY
STATE AND MAY NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED
PURSUANT TO
SUCH ACT AND LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH
ARE EXEMPT
FROM REGISTRATION UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW
AND IS
TRANSFERRED IN ACCORDANCE WITH THE PROVISIONS OF SECTION 4.02 OF THE
INDENTURE
REFERRED TO HEREIN.
THE PRINCIPAL OF THIS VARIABLE FUNDING NOTE IS PAYABLE IN
INSTALLMENTS
AS SET FORTH HEREIN. ACCORDINGLY, THE OUTSTANDING PRINCIPAL AMOUNT
OF THIS
VARIABLE FUNDING NOTE AT ANY TIME MAY BE LESS THAN THE AMOUNT
SHOWN ON THE FACE
HEREOF.
THIS VARIABLE FUNDING NOTE DOES NOT REPRESENT AN INTEREST IN OR
OBLIGATION OF THE SELLER, THE DEPOSITOR, THE MASTER SERVICER, THE
INDENTURE
TRUSTEE, THE OWNER TRUSTEE OR GMAC MORTGAGE CORPORATION OR ANY
OF THEIR
RESPECTIVE AFFILIATES, EXCEPT AS EXPRESSLY PROVIDED IN THE INDENTURE
OR THE
BASIC DOCUMENTS.
HOME EQUITY LOAN TRUST 1996-HS1
Home Equity Loan-Backed Variable Funding Note
Registered Initial Maximum Variable
Funding Note Balance: $____________
No. VFN-_ Note Rate: Floating
Home Equity Loan Trust 1996-HS1, a business trust duly organized and
existing under the laws of the State of Delaware (herein referred to as the
"Issuer"), for value received, hereby promises to pay to Residential Funding
Corporation or registered assigns, the principal amount set forth on Schedule A
attached hereto (or otherwise owing hereunder as determined pursuant to the
Indenture as defined below), payable on each Payment Date in an amount equal to
the pro rata portion allocable hereto (based on the Security Balances of all
Variable Funding Notes immediately prior to such Payment Date) of the aggregate
amount, if any, payable from the Payment Account in respect of principal on the
Variable Funding Notes pursuant to Section 3.05 of the Indenture dated as of May
1, 1996 (the "Indenture") between the Issuer, as Issuer, and The Chase Manhattan
Bank, N.A., as Indenture Trustee (the "Indenture Trustee"); provided, however,
that the entire unpaid principal amount of this Variable funding Note shall be
due and payable on the Payment Date in June 2022, to the extent not previously
paid on a prior Payment Date. Capitalized terms used but not defined herein are
defined in Appendix A of the Indenture.
1
<PAGE>
The Issuer will pay interest on this Variable Funding Note on each
Payment Date at a floating rate equal to LIBOR plus 0.23% per annum on the
principal amount of this Variable Funding Note on the preceding Payment Date
after giving effect to all payments of principal made on such preceding Payment
Date (or, in the case of the first Payment Date, the Closing Date); provided,
however, that in no event shall the Note Rate with respect to any Interest
Period exceed the Net Loan Rate Cap for such Interest Period. LIBOR for each
applicable Interest Period will be determined on the second LIBOR Business Day
immediately preceding (i) the Closing Date in the case of the first Interest
Period and (ii) the first day of each succeeding Interest Period by the
Indenture Trustee as set forth in the Indenture. All determinations of LIBOR by
the Indenture Trustee shall, in the absence of manifest error, be conclusive for
all purposes, and each holder of this Variable Funding Note, by accepting this
Variable Funding Note, agrees to be bound by such determination. Interest on
this Variable Funding Note will accrue for each Payment Date from the most
recent Payment Date on which interest has been paid (in the case of the First
Payment Date, from the Closing Date) to but excluding such Payment Date.
Interest will be computed on the basis of the actual number of days in each
Interest Period and a year assumed to consist of 360 days. Principal of and
interest on this Variable Funding Note shall be paid in the manner specified on
the reverse hereof.
Principal of and interest on this Variable Funding Note are payable in
such coin or currency of the United States of America as at the time of payment
is legal tender for payment of public and private debts. All payments made by
the Issuer with respect to this Variable Funding Note shall be applied first to
interest due and payable on this Variable Funding Note as provided above and
then to the unpaid principal of this Variable Funding Note.
Reference is made to the further provisions of this Variable Funding
Note set forth on the reverse hereof, which shall have the same effect as though
fully set forth on the face of this Variable Funding Note.
Unless the certificate of authentication hereon has been executed by
the Indenture Trustee whose name appears below by manual signature, this
Variable Funding Note shall not be entitled to any benefit under the Indenture
referred to on the reverse hereof, or be valid or obligatory for any purpose.
2
<PAGE>
This Variable Funding Note is one of a duly authorized issue of
Variable Funding Notes of the Issuer, designated as its Home Equity Loan-Backed
Variable Funding Notes (herein called the "Variable Funding Notes"), all issued
under the Indenture, to which Indenture and all indentures supplemental thereto
reference is hereby made for a statement of the respective rights and
obligations thereunder of the Issuer, the Indenture Trustee and the holders of
the Variable Funding Notes. The Variable Funding Notes are subject to all terms
of the Indenture.
The Variable Funding Notes and the Term Notes (collectively, the
"Notes") are and will be equally and ratably secured by the collateral pledged
as security therefor as provided in the Indenture.
This Variable Funding Note is entitled to the benefits of an
irrevocable and unconditional financial guaranty insurance policy issued by
AMBAC Indemnity Corporation.
Principal of and interest on this Variable Funding Note will be
payable on each Payment Date, commencing on June 20, 1996, as described in the
Indenture. "Payment Date" means the twentieth day of each month, or, if any
such day is not a Business Day, then the next Business Day.
The entire unpaid principal amount of this Variable Funding Note shall
be due and payable in full on the Payment Date in June 2022 pursuant to the
Indenture, to the extent not previously paid on a prior Payment Date.
Notwithstanding the foregoing, if an Event of Default shall have occurred and be
continuing, then the Indenture Trustee or the holders of Notes representing not
less than a majority of the Security Balances of all Notes with the consent of
the Credit Enhancer, or the Credit Enhancer may declare the Notes to be
immediately due and payable in the manner provided in Section 5.02 of the
Indenture. All principal payments on the Variable Funding Notes shall be made
pro rata to the holders of Variable Funding Notes entitle thereto.
Payments of interest on this Variable Funding Note due and payable on
each Payment Date, together with the installment of principal, if any, to the
extent not in full payment of this Variable Funding Note, shall be made by check
mailed to the Person whose name appears as the Registered Holder of this
Variable Funding Note (or one or more Predecessor Notes) on the Note Register as
of the close of business on each Record Date, except that with respect to
Variable Funding Notes registered on the Record Date in the name of the nominee
of the Depository Agency (initially, such nominee to be Cede & Co.), payments
will be made by wire transfer in immediately available funds to the account
designated by such nominee. Such checks shall be mailed to the Person entitled
thereto at the address of such Person as it appears on the Note Register as of
the applicable Record Date without requiring that this Variable Funding Note be
submitted for notation of payment. Any reduction in the principal amount of
this Variable Funding Note (or any one or more Predecessor Variable Funding
Notes) effected by any payments made on any Payment Date shall be binding upon
all future holders of this Variable Funding Note and of any Variable Funding
Note issued upon the registration of transfer hereof or in exchange hereof or in
lieu hereof, whether or not noted hereon. If funds are expected to be
available, as provided in the Indenture, for payment in full of the then
remaining unpaid principal amount of this Variable Funding Note on a Payment
Date, then the Indenture Trustee, in the name of and on behalf of the Issuer,
will notify the Person who was the Registered Holder
3
<PAGE>
hereof as of the Record Date preceding such Payment Date by notice mailed or
transmitted by facsimile prior to such Payment Date and the amount then due and
payable shall be payable only upon presentation and surrender of this Variable
Funding Note at the address specified in such notice of final payment.
As provided in the Indenture and subject to certain limitations set
forth therein, the transfer of this Variable Funding Note may be registered on
the Note Register upon surrender of this Variable Funding Note for registration
of transfer at the Corporate Trust Office, duly endorsed by, and accompanied by
a written instrument of transfer in form satisfactory to the Indenture Trustee
duly executed by, the holder hereof or such holder's attorney duly authorized in
writing, with such signature guaranteed by an "eligible guarantor institution"
meeting the requirements of the Note Registrar, which requirements include
membership or participation in the Securities Transfer Agent's Medallion Program
("STAMP") or such other "signature guarantee program" as may be determined by
the Note Registrar in addition to or in substitution for, STAMP, all in
accordance with the Securities Exchange Act of 1934, as amended, and thereupon
one or more new Variable Funding Notes in authorized denominations and in the
same aggregate principal amount will be issued to the designated transferee or
transferees. No service charge will be charged for any registration of transfer
or exchange of this Variable Funding Note, but the Note Registrar shall require
payment of a sum sufficient to cover any tax or governmental charge that may be
imposed in connection with any registration of transfer or exchange of this
Variable Funding Note.
Each holder or Beneficial Owner of a Variable Funding Note, by
acceptance of a Variable Funding Note or, in the case of a Beneficial Owner of a
Variable Funding Note, a beneficial interest in a Variable Funding Note,
covenants and agrees that no recourse may be taken, directly or indirectly, with
respect to the obligations of the Issuer, the Owner Trustee, the Seller, the
Master Servicer, the Depositor, the 1996-HS1 LLC or the Indenture Trustee on the
Variable Funding Notes or under the Indenture or any certificate or other
writing delivered in connection therewith, against (i) the Indenture Trustee or
the Owner Trustee in its individual capacity, (ii) any owner of a beneficial
interest in the Issuer or (iii) any partner, owner, beneficiary, agent, officer,
director or employee of the Indenture Trustee or the Owner Trustee in its
individual capacity, any holder of a beneficial interest in the Issuer, the
Owner Trustee or the Indenture Trustee or of any successor or assign of the
Indenture Trustee or the Owner Trustee in its individual capacity, except as any
such Person may have expressly agreed and except that any such partner, owner or
beneficiary shall be fully liable, to the extent provided by applicable law, for
any unpaid consideration for stock, unpaid capital contribution or failure to
pay any installment or call owing to such entity.
Each holder or Beneficial Owner of a Variable Funding Note, by
acceptance of a Variable Funding Note or, in the case of a Beneficial Owner of a
Variable Funding Note, a beneficial interest in a Variable Funding Note,
covenants and agrees by accepting the benefits of the Indenture that such holder
or Beneficial Owner of a Variable Funding Note will not at any time institute
against the Depositor, the Seller, the Master Servicer, GMAC Mortgage
Corporation, the 1996-HS1 LLC or the Issuer, or join in any institution against
the Depositor, the Seller, the Master Servicer, GMAC Mortgage Corporation, the
1996-HS1 LLC or the Issuer of, any bankruptcy, reorganization, arrangement,
insolvency or liquidation proceedings under
4
<PAGE>
any United States federal or state bankruptcy or similar law in connection with
any obligations relating to the Variable Funding Notes, the Indenture or the
Basic Documents.
The Issuer has entered into the Indenture and this Variable Funding
Note is issued with the intention that, for federal, state and local income,
single business and franchise tax purposes, the Variable Funding Notes will
qualify as indebtedness of the Issuer. Each holder of a Variable Funding Note,
by acceptance of a Variable Funding Note (and each Beneficial Owner of a
Variable Funding Note, by acceptance of a beneficial interest in a Variable
Funding Note), agrees to treat the Variable Funding Notes for federal, state and
local income, single business and franchise tax purposes as indebtedness of the
Issuer.
Prior to the due presentment for registration of transfer of this
Variable Funding Note, the Issuer, the Indenture Trustee and any agent of the
Issuer or the Indenture Trustee may treat the Person in whose name this Variable
Funding Note (as of the day of determination or as of such other date as may be
specified in the Indenture) is registered as the owner hereof for all purposes,
whether or not this Variable Funding Note be overdue, and none of the Issuer,
the Indenture Trustee or any such agent shall be affected by notice to the
contrary.
The Indenture permits, with certain exceptions as therein provided,
the amendment thereof and the modification of the rights and obligations of the
Issuer and the Indenture Trustee and the rights of the holders of the Variable
Funding Notes under the Indenture at any time by the Issuer and the Indenture
Trustee with the consent of the holders of Notes representing a majority of the
Security Balances of all Notes at the time Outstanding and the Credit Enhancer
and with prior notice to the Rating Agencies. The Indenture also contains
provisions permitting the holders of Notes representing specified percentages of
the Security Balances of all Notes, on behalf of the holders of all the Notes,
to waive compliance by the Issuer with certain provisions of the Indenture and
certain past defaults under the Indenture and their consequences. Any such
consent or waiver by the holder of this Variable Funding Note (or any one of
more Predecessor Variable Funding Notes) shall be conclusive and binding upon
such holder and upon all future holders of this Variable Funding Note and of any
Variable Funding Note issued upon the registration of transfer hereof or in
exchange hereof or in lieu hereof whether or not notation of such consent or
waiver is made upon this Variable Funding Note. The Indenture also permits the
Indenture Trustee to amend or waive certain terms and conditions set forth in
the Indenture without the consent of holders of the Variable Funding Notes
issued thereunder but with prior notice to the Rating Agencies and the Credit
Enhancer.
The term "Issuer" as used in this Variable Funding Note includes any
successor to the Issuer under the Indenture.
The Issuer is permitted by the Indenture, under certain circumstances,
to merge or consolidate, subject to the rights of the Indenture Trustee and the
holders of Variable Funding Notes under the Indenture.
The Variable Funding Notes are issuable only in registered form in
denominations as provided in the Indenture, subject to certain limitations
therein set forth.
5
<PAGE>
This Variable Funding Note and the Indenture shall be construed in
accordance with the laws of the State of New York, without reference to its
conflict of law provisions, and the obligations, rights and remedies of the
parties hereunder and thereunder shall be determined in accordance with such
laws.
No reference herein to the Indenture and no provision of this Variable
Funding Note or of the Indenture shall alter or impair the obligation of the
Issuer, which is absolute and unconditional, to pay the principal of and
interest on this Variable Funding Note at the times, place and rate, and in the
coin or currency herein prescribed.
Anything herein to the contrary notwithstanding, except as expressly
provided in the Basic Documents, none of Wilmington Trust Company in its
individual capacity, The Chase Manhattan Bank, N.A. in its individual capacity,
any owner of a beneficial interest in the Issuer, or any of their respective
partners, beneficiaries, agents, officers, directors, employees or successors or
assigns shall be personally liable for, nor shall recourse be had to any of them
for, the payment of principal of or interest on this Variable Funding Note or
performance of, or omission to perform, any of the covenants, obligations or
indemnifications contained in the Indenture. The holder of this Variable
Funding Note by its acceptance hereof agrees that, except as expressly provided
in the Basic Documents, in the case of an Event of Default under the Indenture,
the holder shall have no claim against any of the foregoing for any deficiency,
los or claim therefrom; provided, however, that nothing contained herein shall
be taken to prevent recourse to, and enforcement against, the assets of the
Issuer for any and all liabilities, obligations and undertakings contained in
the Indenture or in this Variable Funding Note.
6
<PAGE>
IN WITNESS WHEREOF, the Owner Trustee, on behalf of the Issuer and not
in its individual capacity, has caused this Variable Funding Note to be duly
executed.
HOME EQUITY LOAN TRUST 1996-HS1
By WILMINGTON TRUST COMPANY, not in its
individual capacity but solely as Owner
Trustee
Dated: May 30, 1996
By
-------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Variable Funding Notes referred to in the within mentioned
Indenture.
THE CHASE MANHATTAN BANK, N.A.,
not in its individual capacity but solely as
Indenture Trustee
Dated: May 30, 1996
-------------------------------
Authorized Signatory
7
<PAGE>
ASSIGNMENT
Social Security or taxpayer I.D. or other identifying number
of assignee: ______________
__________________________________________________________
FOR VALUE RECEIVED, the undersigned hereby sells, assigns and
transfers unto________________________________________________________________
______________________________________________________________________________
(name and address of assignee)
the within Variable Funding Note and all rights thereunder, and hereby
irrevocably constitutes and
appoints_______________________________________________________, attorney, to
transfer said Variable Funding Note on the books kept for registration thereof,
with full power of substitution in the premises.
Dated: */
---------------------------- -----------------------------
Signature Guaranteed:
---------------------------- +/
- --------------
+ NOTICE: The signature to this assignment must correspond with the name of the
registered owner as it appears on the face of the within Variable Funding
Note in every particular, without alteration, enlargement or any change
whatever. Such signature must be guaranteed by an "eligible guarantor
institution" meeting the requirements of the Note Registrar, which
requirements include membership or participation in STAMP or such other
"signature guarantee program" as may be determined by the Note Registrar in
addition to, or in substitution for, STAMP, all in accordance with the
Securities Exchange Act of 1934, as amended.
8
<PAGE>
SCHEDULE A
to
HOME EQUITY LOAN TRUST 1996-HS1
Home Equity Loan-Backed Variable Funding Note
<TABLE>
<CAPTION>
==============================================================================
SECURITY
PRINCIPAL BALANCE AUTHORIZED SIGNATURE
DATE PERCENTAGE INTEREST PAYMENTS OUTSTANDING OF INDENTURE
TRUSTEE
- ---- ------------------- --------- ----------- --------------------
<S> <C> <C> <C> <C>
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
- ---- ------------------- --------- ----------- --------------------
==============================================================================
</TABLE>
9
<PAGE>
EXHIBIT B
[FORM OF RULE 144A INVESTMENT REPRESENTATION]
Description of Rule 144A Securities, including numbers:
_______________________________________________
_______________________________________________
_______________________________________________
_______________________________________________
The undersigned seller, as registered holder (the "Seller"), intends
to transfer the Rule 144A Securities described above to the undersigned buyer
(the "Buyer").
1. In connection with such transfer and in accordance with the
agreements pursuant to which the Rule 144A Securities were issued, the Seller
hereby certifies the following facts: Neither the Seller nor anyone acting on
its behalf has offered, transferred, pledged, sold or otherwise disposed of the
Rule 144A Securities, any interest in the Rule 144A Securities or any other
similar security to, or solicited any offer to buy or accept a transfer, pledge
or other disposition of the Rule 144A Securities, any interest in the Rule 144A
Securities or any other similar security from, or otherwise approached or
negotiated with respect to the Rule 144A Securities, any interest in the Rule
144A Securities or any other similar security with, any person in any manner, or
made any general solicitation by means of general advertising or in any other
manner, or taken any other action, that would constitute a distribution of the
Rule 144A Securities under the Securities Act of 1933, as amended (the "1933
Act"), or that would render the disposition of the Rule 144A Securities a
violation of Section 5 of the 1933 Act or require registration pursuant thereto,
and that the Seller has not offered the Rule 144A Securities to any person other
than the Buyer or another "qualified institutional buyer" as defined in Rule
144A under the 1933 Act.
2. The Buyer warrants and represents to, and covenants with, the
Indenture Trustee and the Issuer (as defined in the Indenture (the "Indenture"),
dated as of May 1, 1996, between Home Equity Loan Trust 1996-HS1, as Issuer, and
The Chase Manhattan Bank, N.A., as Indenture Trustee, pursuant to Section 4.02
of the Indenture, as follows:
a. The Buyer understands that the Rule 144A Securities have not
been registered under the 1933 Act or the securities laws of any state.
b. The Buyer considers itself a substantial, sophisticated
institutional investor having such knowledge and experience in financial
and business matters that it is capable of evaluating the merits and risks
of investment in the Rule 144A Securities.
c. The Buyer has been furnished with all information regarding
the Rule 144A Securities that it has requested from the Seller, the
Indenture Trustee, the Owner Trustee or the Master Servicer.
B-1
<PAGE>
d. Neither the Buyer nor anyone acting on its behalf has offered,
transferred, pledged, sold or otherwise disposed of the Rule 144A
Securities, any interest in the Rule 144A Securities or any other similar
security to, or solicited any offer to buy or accept a transfer, pledge or
other disposition of the Rule 144A Securities, any interest in the Rule
144A Securities or any other similar security from, or otherwise approached
or negotiated with respect to the Rule 144A Securities, any interest in the
Rule 144A Securities or any other similar security with, any person in any
manner, or made any general solicitation by means of general advertising or
in any other manner, or taken any other action, that would constitute a
distribution of the Rule 144A Securities under the 1933 Act or that would
render the disposition of the Rule 144A Securities a violation of Section 5
of the 1933 Act or require registration pursuant thereto, nor will it act,
nor has it authorized or will it authorize any person to act, in such
manner with respect to the Rule 144A Securities.
e. The Buyer is a "qualified institutional buyer" as that term
is defined in Rule 144A under the 1933 Act and has completed either of the
forms of certification to that effect attached hereto as Annex 1 or Annex
2. The Buyer is aware that the sale to it is being made in reliance on
Rule 144A. The Buyer is acquiring the Rule 144A Securities for its own
account or the accounts of other qualified institutional buyers,
understands that such Rule 144A Securities may be resold, pledged or
transferred only (i) to a person reasonably believed to be a qualified
institutional buyer that purchases for its own account or for the account
of a qualified institutional buyer to whom notice is given that the resale,
pledge or transfer is being made in reliance on Rule 144A, or (ii) pursuant
to another exemption from registration under the 1933 Act.
3. This document may be executed in one or more counterparts and by
the different parties hereto on separate counterparts, each of which, when so
executed, shall be deemed to be an original; such counterparts, together, shall
constitute one and the same document.
IN WITNESS WHEREOF, each of the parties has executed this document as
of the date set forth below.
- --------------------------- --------------------------
Print Name of Seller Print Name of Buyer
By: By:
--------------------------- --------------------------
Name: Name:
Title: Title:
Taxpayer Identification: Taxpayer Identification:
No. No.
--------------------------- --------------------------
Date: Date:
--------------------------- --------------------------
B-2
<PAGE>
ANNEX 1 TO EXHIBIT B
--------------------
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
--------------------------------------------------------
[For Buyers Other Than Registered Investment Companies]
The undersigned hereby certifies as follows in connection with the Rule 144A
Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief Financial
Officer, Senior Vice President or other executive officer of the Buyer.
2. In connection with purchases by the Buyer, the Buyer is a "qualified
institutional buyer" as that term is defined in Rule 144A under the Securities
Act of 1933 ("Rule 144A") because (i) the Buyer owned and/or invested on a
discretionary basis $______________________/*/ in securities (except for the
excluded securities referred to below) as of the end of the Buyer's most recent
fiscal year (such amount being calculated in accordance with Rule 144A) and (ii)
the Buyer satisfies the criteria in the category marked below.
___ Corporation, etc. The Buyer is a corporation (other than a bank, savings
-----------------
and loan association or similar institution), Massachusetts or similar
business trust, partnership, or charitable organization described in
Section 501(c)(3) of the Internal Revenue Code.
___ Bank. The Buyer (a) is a national bank or banking institution organized
----
under the laws of any State, territory or the District of Columbia, the
business of which is substantially confined to banking and is supervised
by the State or territorial banking commission or similar official or is
a foreign bank or equivalent institution, and (b) has an audited net
worth of at least $25,000,000 as demonstrated in its latest annual
financial statements, a copy of which is attached hereto.
- --------------
/*/ Buyer must own and/or invest on a discretionary basis at least $100,000,000
in securities unless Buyer is a dealer, and, in that case, Buyer must own and/or
invest on a discretionary basis at least $10,000,000 in securities.
B-3
<PAGE>
___ Savings and Loan. The Buyer (a) is a savings and loan association,
----------------
building and loan association, cooperative bank, homestead association or
similar institution, which is supervised and examined by a State or
Federal authority having supervision over any such institutions or is a
foreign savings and loan association or equivalent institution and (b)
has an audited net worth of at least $25,000,000 as demonstrated in its
latest annual financial statements.
___ Broker-Dealer. The Buyer is a dealer registered pursuant to Section 15
-------------
of the Securities Exchange Act of 1934.
___ Insurance Company. The Buyer is an insurance company whose primary and
-----------------
predominant business activity is the writing of insurance or the
reinsuring of risks underwritten by insurance companies and which is
subject to supervision by the insurance commissioner or a similar
official or agency of a State or territory or the District of Columbia.
___ State or Local Plan. The Buyer is a plan established and maintained by a
-------------------
State, its political subdivisions, or any agency or instrumentality of
the State or its political subdivisions, for the benefit of its
employees.
___ ERISA Plan. The Buyer is an employee benefit plan within the meaning of
----------
Title I of the Employee Retirement Income Security Act of 1974.
___ Investment Adviser. The Buyer is an investment adviser registered under
------------------
the Investment Advisers Act of 1940.
___ SBIC. The Buyer is a Small Business Investment Company licensed by the
----
U.S. Small Business Administration under Section 301(c) or (d) of the
Small Business Investment Act of 1958.
___ Business Development Company. The Buyer is a business development
----------------------------
company as defined in Section 202(a)(22) of the Investment Advisers Act
of 1940.
___ Trust Fund. The Buyer is a trust fund whose trustee is a bank or trust
----------
company and whose participants are exclusively (a) plans established and
maintained by a State, its political subdivisions, or any agency or
instrumentality of the State or its political subdivisions, for the
benefit of its employees, or (b) employee benefit plans within the
meaning of Title I of the Employee Retirement Income Security Act of
1974, but is not a trust fund that includes as participants individual
retirement accounts or H.R. 10 plans.
3. The term "securities" as used herein does not include (i) securities
---------- ----------------
of issuers that are affiliated with the Buyer, (ii) securities that are part of
an unsold allotment to or subscription by the Buyer, if the Buyer is a dealer,
(iii) bank deposit notes and certificates of deposit, (iv) loan participations,
(v) repurchase agreements, (vi) securities owned but subject to a repurchase
agreement and (vii) currency, interest rate and commodity swaps.
B-4
<PAGE>
4. For purposes of determining the aggregate amount of securities owned
and/or invested on a discretionary basis by the Buyer, the Buyer used the cost
of such securities to the Buyer and did not include any of the securities
referred to in the preceding paragraph. Further, in determining such aggregate
amount, the Buyer may have included securities owned by subsidiaries of the
Buyer, but only if such subsidiaries are consolidated with the Buyer in its
financial statements prepared in accordance with generally accepted accounting
principles and if the investments of such subsidiaries are managed under the
Buyer's direction. However, such securities were not included if the Buyer is a
majority-owned, consolidated subsidiary of another enterprise and the Buyer is
not itself a reporting company under the Securities Exchange Act of 1934.
5. The Buyer acknowledges that it is familiar with Rule 144A and
understands that the seller to it and other parties related to the Rule 144A
Securities are relying and will continue to rely on the statements made herein
because one or more sales to the Buyer may be in reliance on Rule 144A.
___ ___ Will the Buyer be purchasing the Rule 144A
Yes No Securities only for the Buyer's own account?
6. If the answer to the foregoing question is "no", the Buyer agrees
that, in connection with any purchase of securities sold to the Buyer for the
account of a third party (including any separate account) in reliance on Rule
144A, the Buyer will only purchase for the account of a third party that at the
time is a "qualified institutional buyer" within the meaning of Rule 144A. In
addition, the Buyer agrees that the Buyer will not purchase securities for a
third party unless the Buyer has obtained a current representation letter from
such third party or taken other appropriate steps contemplated by Rule 144A to
conclude that such third party independently meets the definition of "qualified
institutional buyer" set forth in Rule 144A.
B-5
<PAGE>
7. The Buyer will notify each of the parties to which this certification
is made of any changes in the information and conclusions herein. Until such
notice is given, the Buyer's purchase of Rule 144A Securities will constitute a
reaffirmation of this certification as of the date of such purchase.
------------------------------
Print Name of Buyer
By:
-------------------------
Name:
Title:
Date:
-------------------------
B-6
<PAGE>
ANNEX 2 TO EXHIBIT B
--------------------
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
--------------------------------------------------------
[For Buyers That Are Registered Investment Companies]
The undersigned hereby certifies as follows in connection with the Rule
144A Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief Financial
Officer or Senior Vice President of the Buyer or, if the Buyer is a "qualified
institutional buyer" as that term is defined in Rule 144A under the Securities
Act of 1933 ("Rule 144A") because Buyer is part of a Family of Investment
Companies (as defined below), is such an officer of the Adviser.
2. In connection with purchases by Buyer, the Buyer is a "qualified
institutional buyer" as defined in SEC Rule 144A because (i) the Buyer is an
investment company registered under the Investment Company Act of 1940, and (ii)
as marked below, the Buyer alone, or the Buyer's Family of Investment Companies,
owned at least $100,000,000 in securities (other than the excluded securities
referred to below) as of the end of the Buyer's most recent fiscal year. For
purposes of determining the amount of securities owned by the Buyer or the
Buyer's Family of Investment Companies, the cost of such securities was used.
____ The Buyer owned $___________________ in securities (other than the
excluded securities referred to below) as of the end of the Buyer's
most recent fiscal year (such amount being calculated in accordance
with Rule 144A).
____ The Buyer is part of a Family of Investment Companies which owned in
the aggregate $______________ in securities (other than the excluded
securities referred to below) as of the end of the Buyer's most recent
fiscal year (such amount being calculated in accordance with Rule
144A).
3. The term "Family of Investment Companies" as used herein means
------------------------------
two or more registered investment companies (or series thereof) that have the
same investment adviser or investment advisers that are affiliated (by virtue of
being majority owned subsidiaries of the same parent or because one investment
adviser is a majority owned subsidiary of the other).
4. The term "securities" as used herein does not include (i)
----------
securities of issuers that are affiliated with the Buyer or are part of the
Buyer's Family of Investment Companies, (ii) bank deposit notes and certificates
of deposit, (iii) loan participations, (iv) repurchase agreements, (v)
securities owned but subject to a repurchase agreement and (vi) currency,
interest rate and commodity swaps.
B-7
<PAGE>
5. The Buyer is familiar with Rule 144A and understands that each of
the parties to which this certification is made are relying and will continue to
rely on the statements made herein because one or more sales to the Buyer will
be in reliance on Rule 144A. In addition, the Buyer will only purchase for the
Buyer's own account.
6. The undersigned will notify each of the parties to which this
certification is made of any changes in the information and conclusions herein.
Until such notice, the Buyer's purchase of Rule 144A Securities will constitute
a reaffirmation of this certification by the undersigned as of the date of such
purchase.
------------------------------
Print Name of Buyer
By:
---------------------------
Name:
----------------------
Title:
---------------------
IF AN ADVISER:
------------------------------
Print Name of Buyer
Date:
------------------------
B-8
<PAGE>
EXHIBIT C
FORM OF INVESTOR REPRESENTATION LETTER
___________, 19__
Residential Funding Mortgage Securities II, Inc.
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, MN 55437
The Chase Manhattan Bank, N.A.
4 MetroTech - 3rd Floor
New York, NY 11245
Attention: Corporate Trust Administration
Re: Home Equity Loan-Backed Capped Funding Notes
Series 1996-HS1
-------------------------------------------
Ladies and Gentlemen:
______________________ (the "Purchaser") intends to purchase from
__________________ (the "Seller") $__________ Capped Funding Notes of Series
1996-HS1 (the "Notes"), issued pursuant to the Indenture (the "Indenture"),
dated as of May 1, 1996 between Home Equity Loan Trust, as issuer (the
"Issuer"), and The Chase Manhattan Bank, N.A., as indenture trustee (the
"Indenture Trustee"). All terms used herein and not otherwise defined shall
have the meanings set forth in the Indenture. The Purchaser hereby certifies,
represents and warrants to, and covenants with, the Issuer and the Indenture
Trustee that:
1. The Purchaser understands that (a) the Notes have not been and
will not be registered or qualified under the Securities Act of 1933,
as amended (the "Act") or any state securities law, (b) the Company is
not required to so register or qualify the Notes, (c) the Notes may be
resold only if registered and qualified pursuant to the provisions of
the Act or any state securities law, or if an exemption from such
registration and qualification is available, (d) the Indenture
contains restrictions regarding the transfer of the Notes and (e) the
Notes will bear a legend to the foregoing effect.
C-1
<PAGE>
2. The Purchaser is acquiring the Notes for its own account for
investment only and not with a view to or for sale in connection with
any distribution thereof in any manner that would violate the Act or
any applicable state securities laws.
3. The Purchaser is (a) a substantial, sophisticated
institutional investor having such knowledge and experience in
financial and business matters, and, in particular, in such matters
related to securities similar to the Notes, such that it is capable of
evaluating the merits and risks of investment in the Notes, (b) able
to bear the economic risks of such an investment and (c) an
"accredited investor" within the meaning of Rule 501(a) promulgated
pursuant to the Act.
4. The Purchaser has been furnished with, and has had an
opportunity to review (a) [a copy of the Private Placement Memorandum,
dated _____________ relating to the Notes (b)] a copy of the Indenture
and [b] [c] such other information concerning the Notes, the Revolving
Credit Loans and the Company as has been requested by the Purchaser
from the Company or the Seller and is relevant to the Purchaser's
decision to purchase the Notes. The Purchaser has had any questions
arising from such review answered by the Company or the Seller to the
satisfaction of the Purchaser. [If the Purchaser did not purchase the
Notes from the Seller in connection with the initial distribution of
the Notes and was provided with a copy of the Private Placement
Memorandum (the "Memorandum") relating to the original sale (the
"Original Sale") of the Notes by the Company, the Purchaser
acknowledges that such Memorandum was provided to it by the Seller,
that the Memorandum was prepared by the Company solely for use in
connection with the Original Sale and the Company did not participate
in or facilitate in any way the purchase of the Notes by the Purchaser
from the Seller, and the Purchaser agrees that it will look solely to
the Seller and not to the Company with respect to any damage,
liability, claim or expense arising out of, resulting from or in
connection with (a) error or omission, or alleged error or omission,
contained in the Memorandum, or (b) any information, development or
event arising after the date of the Memorandum.]
5. The Purchaser has not and will not nor has it authorized or
will it authorize any person to (a) offer, pledge, sell, dispose of or
otherwise transfer any Note, any interest in any Note or any other
similar security to any person in any manner, (b) solicit any offer to
buy or to accept a pledge, disposition of other transfer of any Note,
any interest in any Note or any other similar security from any person
in any manner, (c) otherwise approach or negotiate with respect to any
Note, any interest in any Note or any other similar security with any
person in any manner, (d) make any general solicitation by means of
general advertising or in any other manner or (e) take any other
action, that (as to any of (a) through (e) above) would constitute a
distribution of any Note under the Act, that would render the
disposition of any Note a violation of Section 5 of the Act or any
state securities law, or that would require
C-2
<PAGE>
registration or qualification pursuant thereto. The Purchaser will
not sell or otherwise transfer any of the Notes, except in compliance
with the provisions of the Indenture.
6. The Purchaser is not a non-United States person.
Very truly yours,
----------------------------------
By:
------------------------------
Name:
----------------------------
Title:
---------------------------
C-3
<PAGE>
EXHIBIT D
FORM OF TRANSFEROR REPRESENTATION LETTER
_________, 19__
Residential Funding Mortgage Securities II, Inc.
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, MN 55437
The Chase Manhattan Bank, N.A.
4 Metrotech - 3rd Floor
New York, NY 11245
Attention: Corporate Trust Administration
Re: Home Equity Loan-Backed Capped Funding Notes
Series 1996-HS1
-------------------------------------------
Ladies and Gentlemen:
______________________ (the "Purchaser") intends to purchase from
__________________ (the "Seller") $__________ Capped Funding Notes of Series
1996-HS1 (the "Notes"), issued pursuant to the (the "Indenture"), dated as of
May 1, 1996 between Home Equity Loan Trust, as issuer (the "Issuer"), and The
Chase Manhattan Bank, N.A., as indenture trustee (the "Indenture Trustee"). All
terms used herein and not otherwise defined shall have the meanings set forth in
the Indenture. The Seller hereby certifies, represents and warrants to, and
covenants with, the Issuer and the Indenture Trustee that:
Neither the Seller nor anyone acting on its behalf has (a) offered,
pledged, sold, disposed of or otherwise transferred any Note, any interest in
any Note or any other similar security to any person in any manner, (b) has
solicited any offer to buy or to accept a pledge, disposition or other transfer
of any Note, any interest in any Note or any other similar security from any
person in any manner, (c) has otherwise approached or negotiated with respect to
any Note, any interest in any Note or any other similar security with any person
in any manner, (d) has made any general solicitation by means of general
advertising or in any other manner, or (e) has taken any other action, that (as
to any of (a) through (e) above) would constitute a distribution of the Notes
under the Securities Act of 1933 (the "Act"), that would render the disposition
of any Note a violation of Section 5 of the Act or any state securities law, or
that would require registration or qualification pursuant thereto. The Seller
will not act, in any manner set forth in the foregoing sentence with respect to
any
D-1
<PAGE>
Note. The Seller has not and will not sell or otherwise transfer any of the
Notes, except in compliance with the provisions of the Indenture.
Very truly yours,
----------------------------------
(Seller)
----------------------------------
By:
------------------------------
Name:
----------------------------
Title:
---------------------------
D-2
EXHIBIT 4.6
<PAGE>
EXECUTION COPY
LIMITED LIABILITY COMPANY AGREEMENT
OF
1996-HS1 LLC
<PAGE>
LIMITED LIABILITY COMPANY AGREEMENT
OF
1996-HS1 LLC
TABLE OF CONTENTS
ARTICLE I
DEFINITIONS
1.1 ACT....................................................... 1
1.2 ARTICLE................................................... 1
1.3 CERTIFICATE OF FORMATION.................................. 1
1.4 ASSETS.................................................... 1
1.5 ASSIGNEE.................................................. 1
1.6 BANKRUPT MEMBER........................................... 1
1.7 BUSINESS DAY.............................................. 1
1.8 CAPITAL ACCOUNT........................................... 1
1.9 CAPITAL CONTRIBUTION...................................... 2
1.10 CLASS A MEMBER............................................ 2
1.11 CLASS A OWNERSHIP INTEREST................................ 2
1.12 CLASS A PREFERRED RETURN.................................. 2
1.13 CLASS A PRINCIPAL BALANCE................................. 2
1.14 CLASS B MEMBERS........................................... 2
1.15 CLASS B OWNERSHIP INTEREST................................ 2
1.16 COMMITMENT................................................ 2
1.17 COMPANY................................................... 2
1.18 COMPANY AGREEMENT......................................... 2
1.19 COMPANY PROPERTY.......................................... 2
1.20 DISPOSITION (DISPOSE)..................................... 2
1.21 DISSOCIATION.............................................. 2
1.22 DISSOLUTION EVENT......................................... 3
1.23 DISTRIBUTION.............................................. 3
1.24 ECONOMIC INTEREST......................................... 3
1.25 EFFECTIVE DATE............................................ 3
1.26 EXHIBIT A................................................. 3
1.27 FISCAL YEAR............................................... 3
1.28 INDENTURE................................................. 3
1.29 INITIAL CAPITAL ACCOUNT................................... 3
1.30 INITIAL CAPITAL CONTRIBUTION.............................. 3
1.31 INITIAL TRANSFER AND ADMISSION............................ 3
1.32 MANAGEMENT RIGHT.......................................... 3
1.33 MANAGER................................................... 3
1.34 MANAGING MEMBER........................................... 3
i
<PAGE>
1.35 MEMBER.................................................... 3
1.36 NET CASH FLOW............................................. 3
1.37 ORGANIZATION.............................................. 4
1.38 OWNERSHIP INTEREST........................................ 4
1.39 PERSON.................................................... 4
1.40 PRINCIPAL OFFICE.......................................... 4
1.41 PROCEEDING................................................ 4
1.42 PROPERTY.................................................. 4
1.43 REALIZED LOSS............................................. 4
1.44 SECTION................................................... 4
1.45 SHARING RATIO............................................. 4
1.46 SUBSTITUTE MEMBER......................................... 4
1.47 TAX CHARACTERIZATION AND ADDITIONAL TAX TERMS............. 4
ARTICLE II
FORMATION
2.1 FORMATION.................................................. 6
2.2 AGREEMENT.................................................. 6
2.3 NAME....................................................... 6
2.4 TERM....................................................... 6
2.5 REGISTERED AGENT AND OFFICE................................ 6
2.6 PRINCIPAL OFFICE........................................... 7
ARTICLE III
PURPOSE; NATURE OF BUSINESS
ARTICLE IV
ACCOUNTING AND RECORDS
4.1 RECORDS TO BE MAINTAINED................................... 7
4.2 REPORTS TO MEMBERS......................................... 7
4.3 TAX RETURNS AND REPORTS.................................... 7
ARTICLE V
NAMES AND ADDRESSES OF MEMBERS
ARTICLE VI
RIGHTS AND DUTIES OF MEMBERS
6.1 MANAGEMENT RIGHTS.......................................... 8
6.2 LIABILITY OF MEMBERS....................................... 8
6.3 INDEMNIFICATION............................................ 8
6.4 REPRESENTATIONS AND WARRANTIES............................. 9
6.5 CONFLICTS OF INTEREST...................................... 9
ii
<PAGE>
ARTICLE VII
MANAGING MEMBER
7.1 MANAGING MEMBER............................................ 9
7.2 TERM OF OFFICE AS MANAGING MEMBER.......................... 10
7.3 AUTHORITY OF MANAGING MEMBER TO BIND THE COMPANY........... 10
7.4 ACTIONS OF THE MANAGING MEMBERS............................ 11
7.5 COMPENSATION OF MANAGING MEMBER............................ 11
7.6 MANAGING MEMBER'S STANDARD OF CARE......................... 11
7.7 RESIGNATION; REMOVAL OF MANAGING MEMBER.................... 11
7.8 APPLICABILITY TO MANAGER................................... 11
ARTICLE VIII
CONTRIBUTIONS AND CAPITAL ACCOUNTS
8.1 INITIAL CAPITAL CONTRIBUTIONS AND INITIAL CAPITAL ACCOUNTS. 11
8.2 MINIMUM CAPITAL OF MANAGING MEMBER......................... 12
8.4 NO OBLIGATION TO RESTORE DEFICIT BALANCE................... 13
8.5 WITHDRAWAL OF CAPITAL; DISTRIBUTIONS; SUCCESSORS........... 13
8.6 INTEREST................................................... 13
8.7 NO PERSONAL LIABILITY...................................... 13
ARTICLE IX
ALLOCATIONS AND DISTRIBUTIONS
9.1 ALLOCATION OF PROFITS AND LOSSES........................... 13
9.2 SPECIAL ALLOCATION OF LOSSES............................... 14
9.3 SPECIAL TAX ALLOCATIONS.................................... 14
9.4 OTHER ALLOCATION RULES..................................... 15
9.5 DISTRIBUTIONS.............................................. 15
9.6 OUTSTANDING RESERVE AMOUNT................................. 17
9.7 MINIMUM INTEREST OF MANAGING MEMBER........................ 17
9.8 NO DISTRIBUTION IN VIOLATION OF LAW........................ 17
ARTICLE X
TAXES
10.1 TAX MATTERS PARTNER....................................... 17
10.2 MANDATORY SECTION 754 ELECTION............................ 17
ARTICLE XI
TRANSFER OF OWNERSHIP INTEREST
11.1 COMPLIANCE WITH SECURITIES LAWS........................... 18
11.2 TRANSFER OF ECONOMIC INTEREST............................. 18
11.3 STATUS OF TRANSFEREE OF ECONOMIC INTEREST................. 19
11.4 TRANSFER OF MANAGEMENT RIGHTS; ADMISSION OF SUBSTITUTE
MEMBER.................................................... 19
11.5 DISSOLUTION OR BANKRUPTCY OF A MEMBER..................... 19
iii
<PAGE>
11.6 DISPOSITIONS NOT IN COMPLIANCE WITH THIS ARTICLE VOID..... 20
11.7 APPROVAL OF INITIAL TRANSFER AND ADMISSION................ 20
11.8 APPROVAL OF PLEDGE OF CLASS A OWNERSHIP INTEREST BY TRUST. 20
ARTICLE XII
APPOINTMENT OF MANAGER
12.1 APPOINTMENT OF MANAGER.................................... 20
12.2 SPECIFIC PERFORMANCE...................................... 20
ARTICLE XIII
DISSOCIATION OF A MEMBER
13.1 DISSOCIATION.............................................. 20
ARTICLE XIV
DISSOLUTION AND WINDING UP
14.1 DISSOLUTION............................................... 21
14.2 EFFECT OF DISSOLUTION..................................... 21
14.3 DISTRIBUTION OF ASSETS ON DISSOLUTION RESULTING FROM
AN EVENT OF LIQUIDATION................................... 21
14.4 DISTRIBUTION OF ASSETS ON DISSOLUTION FOR OTHER CAUSE..... 22
14.5 WINDING UP AND CERTIFICATE OF CANCELLATION................ 23
ARTICLE XV
MISCELLANEOUS
15.1 NOTICES.................................................. 23
15.2 MEETINGS................................................. 23
15.3 HEADINGS................................................. 23
15.4 ENTIRE AGREEMENT......................................... 23
15.5 BINDING AGREEMENT........................................ 23
15.6 SAVING CLAUSE............................................ 23
15.7 COUNTERPARTS............................................. 24
15.8 GOVERNING LAW............................................ 24
15.9 NO PARTNERSHIP INTENDED FOR NONTAX PURPOSES.............. 24
15.10 NO RIGHTS OF CREDITORS AND THIRD PARTIES UNDER COMPANY
AGREEMENT................................................ 24
15.11 GENERAL INTERPRETIVE PRINCIPLES.......................... 24
iv
<PAGE>
LIMITED LIABILITY COMPANY AGREEMENT
OF
1996-HS1 LLC
This Limited Liability Company Agreement of 1996-HS1 LLC, a limited
liability company formed pursuant to the Delaware Limited Liability Company Act,
is entered into and shall be effective as of the Effective Date, by and among
the Company and the Persons executing this Company Agreement as Members.
ARTICLE I
DEFINITIONS
For purposes of this Company Agreement, except as otherwise expressly
provided herein or unless the context clearly otherwise requires, capitalized
terms not otherwise defined herein shall have the meanings assigned to such
terms in the Indenture (as hereinafter defined), including Appendix A thereto.
The following terms shall have the following meanings:
1.1 ACT. The Delaware Limited Liability Company Act 6 Del.C. (S)18-101,
-----
et. seq., and all amendments to the Act and any successor statute thereto.
- -- ---
1.2 ARTICLE. An Article of this Company Agreement.
1.3 CERTIFICATE OF FORMATION . The Certificate of Formation of the Company,
as amended from time to time, and filed with the Secretary of State of Delaware.
1.4 ASSETS. The Revolving Credit Loans, including any Additional Balances,
contributed to or purchased by the Company and any REO, and the proceeds
therefrom, and all of the Depositor's rights under the Revolving Credit Loan
Purchase Agreement.
1.5 ASSIGNEE. A transferee of an Economic Interest who has not been
admitted as a Substitute Member. Unless otherwise clear from the context of its
use, the term "transferee" is synonymous with the term "Assignee."
1.6 BANKRUPT MEMBER. A Member who: (1) has become the subject of an Order
for Relief under the United States Bankruptcy Code by voluntary or involuntary
petition, or (2) has initiated, either in an original Proceeding or by way of
answer in any state insolvency or receivership Proceeding, an action for
liquidation arrangement, composition, readjustment, dissolution, or similar
relief.
1.7 BUSINESS DAY. Any day other than Saturday, Sunday or any legal holiday
observed in the State of Delaware.
1.8 CAPITAL ACCOUNT. The account maintained for a Member or Assignee
determined
1
<PAGE>
in accordance with Article VIII.
1.9 CAPITAL CONTRIBUTION. Any contribution of Property or services made by
or on behalf of a Member or Assignee.
1.10 CLASS A MEMBER. The owner of the Class A Ownership Interest in its
capacity as a member of the Company. The initial Class A Member is Residential
Funding Mortgage Securities II, Inc., a Delaware Corporation which, immediately
after the execution of this Company Agreement, shall transfer its entire Class A
Ownership Interest to Home Equity Loan Trust 1996-HS1, a Delaware business trust
established pursuant the Trust Agreement dated as of May 1, 1996 between
Residential Funding Mortgage Securities II, Inc., as Depositor, and Wilmington
Trust Company, as Owner Trustee (the "Trust").
1.11 CLASS A OWNERSHIP INTEREST. The Class A Member's Economic Interest and
Management Right.
1.12 CLASS A PREFERRED RETURN. For purposes of any distribution under
Section 9.5(a)(i), a rate equal to LIBOR plus 0.50% per annum, but not greater
than the Net Loan Rate Cap.
1.13 CLASS A PRINCIPAL BALANCE. A dollar amount equal to (X) the sum of the
balances of the Revolving Credit Loans as of the relevant Payment Date minus (Y)
the then Outstanding Reserve Amount.
1.14 CLASS B MEMBERS. The owners of the Class B Ownership Interest,
Residential Funding Corporation, a Delaware corporation, and Mortgage Assets
Trading, Inc., a Delaware corporation, each in their capacities as Members of
the Company.
1.15 CLASS B OWNERSHIP INTEREST. A Class B Member's Economic Interest and
Management Right.
1.16 COMMITMENT. The Capital Contributions that a Member is obligated to
make, including a Member's Initial Capital Contribution.
1.17 COMPANY. 1996-HS1 LLC, a limited liability company formed under the
laws of Delaware, and any successor limited liability company.
1.18 COMPANY AGREEMENT. This Limited Liability Company Agreement, which
shall constitute the limited liability company agreement of the Company for
purposes of the Act, including all amendments adopted in accordance with this
Company Agreement and the Act.
1.19 COMPANY PROPERTY. Any Property owned by the Company.
1.20 DISPOSITION (DISPOSE). Any sale, assignment, exchange, mortgage,
pledge, grant, hypothecation, or other transfer, absolute or as security or
encumbrance (including dispositions by operation of law).
2
<PAGE>
1.21 DISSOCIATION. Any action which causes a Person to cease to be Member
as described in Article XIII hereof.
1.22 DISSOLUTION EVENT. An event, the occurrence of which will result in
the dissolution of the Company under Article XIV.
1.23 DISTRIBUTION. A transfer of Property to a Member on account of an
Ownership Interest as described in Article IX.
1.24 ECONOMIC INTEREST. The right of a Member to receive allocations of
Profits and Losses, Distributions and returns of capital, as provided in Article
IX, and distribution of assets upon a dissolution of the Company, as provided in
Article XIV.
1.25 EFFECTIVE DATE. May 29, 1996.
1.26 EXHIBIT A. Exhibit A to this Company Agreement, setting forth the name,
address, Initial Capital Contribution, Initial Capital Account and Sharing Ratio
of each Member.
1.27 FISCAL YEAR. The calendar year.
1.28 INDENTURE. The indenture dated as of May 1, 1996 between the Issuer, as
debtor, and the Indenture Trustee, as Indenture Trustee.
1.29 INITIAL CAPITAL ACCOUNT. The initial capital account of each Member as
described in Exhibit A.
1.30 INITIAL CAPITAL CONTRIBUTION. The Capital Contribution agreed to be
made by the Members as described in Article VIII and Exhibit A.
1.31 INITIAL TRANSFER AND ADMISSION. The transfer by Residential Funding
Mortgage Securities II, Inc., upon the execution of this Company Agreement, of
its entire Class A Ownership Interest to the Trust, and the admission of the
Trust as a Substitute Member, as provided in Section 11.7.
1.32 MANAGEMENT RIGHT. The right of a Member to participate in the
management of the Company, to vote on any matter, and to grant or withhold
consent or approval of actions of the Company.
1.33 MANAGER. The Indenture Trustee, or its nominee, in the event such party
becomes the Manager as provided in Article XII.
1.34 MANAGING MEMBER. A Member selected to manage the affairs of the
Company under Article VII hereof.
1.35 MEMBER. A party (other than the Company) executing this Company
Agreement, and a Substitute Member.
3
<PAGE>
1.36 NET CASH FLOW. Net Cash Flow shall mean with any respect to any
Payment Date, all revenues of the Company during the period for that Payment
Date, including the amount deposited in the Distribution Account on the Business
Day prior to such Payment Date pursuant to Section 3.03(i) of the Servicing
Agreement, decreased by (a) cash expenditures for operating expenses for the
period ending on such Payment Date, (b) Distributions to the Class A Member
pursuant to paragraph (a)(i),(ii),(iii) and (iv) of Section 9.5 for such Payment
Date, and (c) Distributions to the Class B Members pursuant to paragraph (b) of
Section 9.5 for such Payment Date.
1.37 ORGANIZATION. A Person other than a natural person. Organization
includes, without limitation, corporations (both non-profit and other
corporations), partnerships (both limited and general), joint ventures, limited
liability companies, and unincorporated associations, but the term does not
include joint tenancies and tenancies by the entirety.
1.38 OWNERSHIP INTEREST. The Class A Ownership Interest or a Class B
Ownership Interest.
1.39 PERSON. An individual, trust, estate, or any Organization permitted to
be a member of a limited liability company under the laws of the State of
Delaware.
1.40 PRINCIPAL OFFICE. The Principal Office of the Company set forth in
Section 2.6.
1.41 PROCEEDING. Any administrative, judicial, or other adversary
proceeding, including, without limitation, litigation, arbitration,
administrative adjudication, mediation, and appeal or review of any of the
foregoing.
1.42 PROPERTY. Any property, real or personal, tangible or intangible,
including money, and any legal or equitable interest in such property, but
excluding services and promises to perform services in the future.
1.43 REALIZED LOSS. A loss incurred on a defaulted Revolving Credit Loan
that has been finally liquidated.
1.44 SECTION. A section of this Company Agreement.
1.45 SHARING RATIO. A Member's share of Profits and Losses as set forth in
Exhibit A.
1.46 SUBSTITUTE MEMBER. An Assignee who has been admitted to all of the
rights of membership pursuant to Section 11.4 or Section 11.6 of this Company
Agreement.
1.47 TAX CHARACTERIZATION AND ADDITIONAL TAX TERMS. It is intended that
the Company be characterized and treated as a partnership for, and solely for,
federal, state and local income and franchise tax purposes. Unless otherwise
required by appropriate tax authorities, the Company will file or cause to be
filed annual or other necessary returns, reports and other forms consistent with
the characterization of the Company as a partnership for such
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tax purposes, including, to the extent necessary or appropriate to insure such
partnership characterization, an affirmative election to be treated as a
partnership under any future procedure promulgated by the Internal Revenue
Service as contemplated by Notice 95-14 and Proposed Regulation Section
301.7701-3. For the foregoing purposes, (i) the Company shall be subject to all
of the provisions of Subchapter K of Chapter 1 of Subtitle A of the Code, (ii)
all references to a "Partner," to "Partners" and to the "Partnership" in this
Company Agreement (including the provisions of Articles VIII and IX) and in the
provisions of the Code and Regulations cited in this Company Agreement shall be
deemed to refer to a Member, the Members and the Company, respectively. In
addition, the following terms shall have the following meanings:
(a) Adjusted Capital Account Deficit shall mean, with respect to any Member,
--------------------------------
the deficit balance, if any, in such Member's Capital Account as of the end of
the relevant Fiscal Year, after giving effect to the following adjustments:
(i) Credit to such Capital Account the minimum gain chargeback that such
Member is deemed to be obligated to restore pursuant to the penultimate
sentences of Sections 1.704-2(g)(1) and 1.704-2(i)(5) of the Regulations; and
(ii) Debit to such Capital Account the items described in Sections 1.704-
1(b)(2)(ii)(d)(4), 1.704-1(b)(2)(ii)(d)(5), and 1.704-1(b)(2)(ii)(d)(6) of the
Regulations.
The foregoing definition of Adjusted Capital Account Deficit is intended to
comply with the provisions of Section 1.704-1(b)(2)(ii)(d) of the
Regulations and shall be interpreted consistently therewith.
(b) Code shall mean the Internal Revenue Code of 1986.
----
(c) Profits and Losses shall mean, for each Fiscal Year, an amount equal to
------------------
the Company's taxable income or loss for such Fiscal Year, determined in
accordance with Section 703(a) of the Code (for this purpose, all items of
income, gain, loss, or deduction required to be stated separately pursuant to
Section 703(a)(1) of the Code shall be included in taxable income or loss) and
by treating Distributions to the Class A Member under paragraph (a)(i) of
Section 9.5 as a deductible expense of the company, with the following
adjustments:
(i) Any income of the Company that is exempt from federal income tax and not
otherwise taken into account in computing Profits or Losses pursuant to this
Subsection (i) shall be added to such taxable income or loss;
(ii) Any expenditures of the Company described in Section 705(a)(2)(B) of the
Code or treated as Section 705(a)(2)(B) of the Code expenditures pursuant to
Section 1.704-1(b)(2)(iv)(i) of the Regulations, and not otherwise taken into
account in computing Profits or Losses pursuant to this Subsection (i), shall be
subtracted from such taxable income or loss;
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(iii) Notwithstanding any other provisions of this definition, any items which
are specially allocated pursuant to Sections 9.3 or 9.4 shall not be taken into
account in computing Profits or Losses.
The amounts of the items of Partnership income, gain, loss, or deduction
available to be specially allocated pursuant to Sections 9.3 or 9.4 shall
be determined by applying rules analogous to those set forth in clauses (i)
through (iii) above.
(d) Regulations shall mean the federal income tax regulations promulgated by
-----------
the United States Treasury Department under the Code as such Regulations may be
amended from time to time. All references herein to a specific section of the
Regulations shall be deemed also to refer to any corresponding provision of
succeeding Regulations.
ARTICLE II
FORMATION
2.1 FORMATION. The Members hereby form the Company as a Delaware limited
liability company pursuant to the provisions of the Act.
2.2 AGREEMENT. For and in consideration of the mutual covenants herein
contained and for other good and valuable consideration, the receipt and
sufficiency of which is hereby acknowledged, the Members executing this Company
Agreement hereby agree to the terms and conditions of this Company Agreement, as
it may from time to time be amended. It is the express intention of the Members
that this Company Agreement shall be the sole source of agreement of the
parties, and, except to the extent a provision of this Company Agreement
expressly incorporates federal income tax rules by reference to sections of the
Code or Regulations or is expressly prohibited or ineffective under the Act,
this Company Agreement shall govern, even when inconsistent with, or different
than, the provisions of the Act or any other law or rule. To the extent any
provision of this Company Agreement is prohibited or ineffective under the Act,
this Company Agreement shall be considered amended to the smallest degree
possible in order to make this Company Agreement effective under the Act. In
the event the Act is subsequently amended or interpreted in such a way to make
any provision of this Company Agreement that was formerly invalid valid, such
provision shall be considered to be valid from the effective date of such
interpretation or amendment.
2.3 NAME. The name of the Company is 1996-HS1 LLC, and all business of the
Company shall be conducted under that name or under any other name but, in any
case, only to the extent permitted by applicable law.
2.4 TERM. The Company shall be dissolved and its affairs wound up in
accordance with the Act and this Company Agreement on December 31, 2050, unless
the term shall be extended by amendment to this Company Agreement or unless the
Company shall be sooner dissolved and its affairs wound up in accordance with
the Act or this Company Agreement.
2.5 REGISTERED AGENT AND OFFICE. The registered agent for the service of
process
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and the registered office shall be that Person and location reflected in
the Certificate of Formation as filed in the office of the Secretary of State of
Delaware. The Managing Member, may, from time to time, change the registered
agent or office through appropriate filings with the Secretary of State of
Delaware. In the event the registered agent ceases to act as such for any
reason or the registered office shall change, the Managing Member shall promptly
designate a replacement registered agent or file a notice of change of address
as the case may be. If the Managing Member shall fail to designate a
replacement registered agent or change of address of the registered office, any
Member may designate a replacement registered agent or file a notice of change
of address.
2.6 PRINCIPAL OFFICE. The Principal Office of the Company shall be located
at 8400 Normandale Lake Boulevard, Suite 700, Minneapolis, Minnesota 55437.
ARTICLE III
PURPOSE; NATURE OF BUSINESS
3.1 LIMITED PURPOSE. The purpose of the Company is to own the Assets,
collect the proceeds therefrom and distribute such proceeds in the manner
provided in this Company Agreement, and to exercise any and all rights as
assignee of the Purchase Agreement, including the right to purchase Additional
Balances. The Company shall have the authority to do all things necessary or
convenient to accomplish its purpose and operate its business as described in
this Article III. The Company shall not engage in any activity other than in
connection with or incidental to the foregoing, or other than as contemplated in
the Basic Documents, while any Note or Certificate is outstanding (or thereafter
until all amounts owing to the Credit Enhancer in connection therewith have been
paid in full) without the express prior written consent of the Indenture Trustee
and the Credit Enhancer.
3.2 NEGATIVE COVENANTS. So long as any Note or Certificate is outstanding
(or thereafter until all amounts owing to the Credit Enhancer in connection
therewith have been paid in full), the Company shall not:
(a) incur any debt or any other liability to any person (other than its
obligations to the Members as provided herein);
(b) consolidate or merge with or into, or transfer any significant portion
of its assets to, any Person; or
(c) sell, transfer, pledge, hypothecate or otherwise convey any interest in
any of the Assets to any Person, or permit any lien or security interest
against any of the Assets to exist in favor of any Person, other than the
Indenture Trustee or the Credit Enhancer;
in each case without the express prior written consent of the Indenture Trustee,
the Credit Enhancer and each Rating Agency.
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3.3 NO PETITION. Each Member hereby covenants and agrees that it will not
at any time institute against the Company, or join in any institution against
the Company of, any bankruptcy proceedings under any United States federal or
state bankruptcy or similar law in connection with any obligations under any of
the Basic Documents.
ARTICLE IV
ACCOUNTING AND RECORDS
4.1 RECORDS TO BE MAINTAINED. The Company shall maintain the following
records at the Principal Office:
(a) a current list of the full name and last known business address of each
Member;
(b) a copy of the Certificate of Formation and all amendments thereto,
together with executed copies of any powers of attorney pursuant to which the
Certificate of Formation or any such amendment has been executed;
(c) a copy of the Company's federal, state and local income tax returns and
reports;
(d) a copy of this Company Agreement including all amendments thereto; and
(e) the Company's books and records, including financial statements of the
Company, which shall be open to inspections by the Members or their agents at
reasonable times.
4.2 REPORTS TO MEMBERS. The Managing Member shall provide reports,
including a balance sheet, statement of profit and loss and changes in Members'
accounts, and a statement of cash flows, at least annually to the Members at
such time and in such manner as the Managing Member may determine reasonable.
4.3 TAX RETURNS AND REPORTS. The Managing Member, at Company expense,
shall prepare and timely file income tax returns of the Company in all
jurisdictions where such filings are required, and shall prepare and deliver to
each Member, within ninety (90) days after the expiration of each Fiscal Year,
and at Company expense, all information returns required by the Code and Company
information necessary for the preparation of the Members' federal income tax
returns.
4.4 SEPARATE BOOKS AND RECORDS. The Company shall maintain all of its
books and records separate and apart from those of any Member or any other
Person. The Company shall not permit any commingling of any of its Assets with
the assets of any Member or any other Person, except as expressly set forth in
the Servicing Agreement with respect to funds held in the Custodial Account.
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ARTICLE V
NAMES AND ADDRESSES OF MEMBERS
5.1 Residential Funding Mortgage Securities II, Inc. is hereby admitted to
the Company as a Class A Member. Residential Funding Corporation and Mortgage
Assets Trading, Inc. are hereby admitted to the Company as Class B. Members.
The names and addresses of the Members are as stated on Exhibit A.
ARTICLE VI
RIGHTS AND DUTIES OF MEMBERS
6.1 MANAGEMENT RIGHTS. Except as provided in Article XII, the management
of the Company shall be vested solely in the Managing Member. Notwithstanding
the foregoing, the following actions shall require the consent of all of the
Members (and shall be further subject to any applicable additional restrictions
set forth herein):
(a) any amendment to this Company Agreement;
(b) the assignment of an Economic Interest, except as otherwise provided
under Section 11.2 or Section 11.8;
(c) the admission of any Assignees as a Substitute Members;
(d) the sale of Company Property other than in the ordinary course of
business except in connection with the dissolution of the Company upon an Event
of Liquidation as provided in Section 14.3;
(e) the merger or consolidation of the Company with any other Person;
(f) the continuation of the Company after a Dissolution Event;
(g) the borrowing of funds or the pledging, mortgaging or otherwise
encumbering any Company Property; or
(h) the commencement by the Company of a voluntary case under any applicable
federal or state bankruptcy, insolvency or other similar law now or hereafter in
effect, or the consent by the Company to the entry of an order for relief in an
involuntary case under any such law, or the consent by the Company to the
appointment or taking possession by a receiver, liquidator, assignee, custodian,
trustee, sequestrator or similar official of the Company or for any substantial
part of the Assets.
Neither the Company, nor the Managing Member or the Manager (if applicable) on
behalf of the Company, shall take any of the foregoing actions without first
obtaining from each Member a duly executed instrument evidencing such required
consent.
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6.2 LIABILITY OF MEMBERS. Except as otherwise provided by the Act, the
debts, obligations and liabilities of the Company, whether arising in contract,
tort or otherwise, shall be solely the debts, obligations and liabilities of the
Company, and no Member shall be obligated personally for any such debt,
obligation or liability of the Company solely by reason of being a Member.
6.3 INDEMNIFICATION. The Company shall indemnify the Members and its
agents for all costs, losses, liabilities, and damages paid or incurred in
connection with the business of the Company, to the fullest extent provided or
allowed by the laws of the State of Delaware.
6.4 REPRESENTATIONS AND WARRANTIES. Each Member, and in the case of a
trust or other entity, the person(s) executing this Company Agreement on behalf
of the entity, hereby represents and warrants to the Company and each other
Member that: (a) if that Member is an entity, it has power to enter into this
Company Agreement and to perform its obligations hereunder and that the
person(s) executing this Company Agreement on behalf of the entity has the power
to do so; and (b) the Member is acquiring its interest in the Company for the
Member's own account as an investment and without an intent to distribute the
interest with the exception of the transfer by RFMSII to the Owner Trustee of
the Class A Ownership Interest. The Members acknowledge that their interests in
the Company have not been registered under the Securities Act of 1933 or any
state securities laws, and may not be resold or transferred without appropriate
registration or the availability of an exemption from such requirements, and
that any sale, resale or transfer of such an interest is further restricted as
provided in Article XI.
6.5 CONFLICTS OF INTEREST.
(a) A Member, including a Managing Member, shall be entitled to enter into
transactions that may be considered to be competitive with, or a business
opportunity that may be beneficial to, the Company, it being expressly
understood that Members may enter into transactions that are similar to the
transactions into which the Company may enter. Notwithstanding the foregoing,
Members shall account to the Company and hold as trustee for it any Property,
profit, or benefit derived by the Member, without the consent of all of the
other Members, in the conduct and winding up of the Company business or from a
use or appropriation by the Member of Company Property including information
developed exclusively for the Company and opportunities expressly offered to the
Company.
(b) A Member, including a Managing Member, does not violate a duty or
obligation to the Company merely because the Member's conduct furthers the
Member's own interest. A Member may lend money to and transact other business
with the Company on terms that are fair to the Company. The rights and
obligations of a Member who lends money to or transacts business with the
Company are the same as those of a person who is not a Member, subject to other
applicable law. No transaction with the Company shall be voidable solely because
a Member has a direct or indirect interest in the transaction if the transaction
is fair to the Company.
Notwithstanding the foregoing, each Member hereby consents to all actions
and
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agreements of all other Members, and all Affiliates thereof, as contemplated
under the Basic Documents.
ARTICLE VII
MANAGING MEMBER
7.1 MANAGING MEMBER. Except as otherwise provided in this Company
Agreement, the management of the Company and all decisions concerning the
business affairs of the Company shall be made by the Managing Member. The
Managing Member shall be the Class A Member.
7.2 TERM OF OFFICE AS MANAGING MEMBER. The Managing Member shall serve as
such until the Dissociation of such Managing Member, any removal of such
Managing Member pursuant to Section 7.7, or the appointment of the Manager as
provided in Article XII.
7.3 AUTHORITY OF MANAGING MEMBER TO BIND THE COMPANY. Except as
provided
in Article XII, only the Managing Member and authorized agents of the Company
shall have the authority to bind the Company. No Member other than a Managing
Member shall take any action as a Member to bind the Company. A Member shall
indemnify the Company for any costs or damages incurred by the Company as a
result of any unauthorized action of such Member. Subject to Section 6.1, the
Managing Member has the power, on behalf of the Company, to do all things
necessary or convenient to carry out the business and affairs of the Company (as
described in Article III), including, without limitation:
(a) the entering into and carrying out the terms of the Servicing Agreement
and the Custodial Agreement;
(b) the exercise of any and all rights, remedies, powers and privileges
lawfully available to the Company under or in connection with the Revolving
Credit Loan Purchase Agreement, the Custodial Agreement and the Servicing
Agreement, and the taking of all lawful action to compel or secure the
performance and observance by the Seller, the Custodian and the Master Servicer,
as applicable, of each of their obligations to the Company under or in
connection with the Revolving Credit Loan Purchase Agreement, the Custodial
Agreement and the Servicing Agreement.
(c) the receipt or other acquisition, ownership, holding, improvement, use
and other dealing with the Assets;
(d) the sale, conveyance, exchange and other disposition of the Assets;
(e) the conduct of the Company's business, the establishment of Company
offices, and the exercise of the powers of the Company;
(f) the appointment of employees and agents of the Company, the defining of
their duties and the establishment of their compensation, and the dealing with
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tradespeople, accountants and attorneys, on such terms as the Managing Member
shall determine;
(g) the institution, prosecution and defense of any Proceeding in the
Company's name; and
(h) the making of such elections under the Code and other relevant tax laws
as to the treatment of items of Company income, gain, loss, deduction and
credit, and as to all other relevant matters as the Managing Member deems
necessary or appropriate, including without limitation, elections referred to in
Section 754 of the Code, the determination of which items of cash outlay shall
be capitalized or treated as current expenses, and the selection of the method
of accounting and bookkeeping procedures to be used by the Company.
7.4 ACTIONS OF THE MANAGING MEMBERS. The Managing Member has the power to
bind the Company as provided in this Article VII. No Person dealing with the
Company shall have any obligation to inquire into the power or authority of the
Managing Member acting on behalf of the Company.
7.5 COMPENSATION OF MANAGING MEMBER. The Managing Member shall be
reimbursed all reasonable expenses incurred in managing the Company but shall
not be entitled to any compensation for its services as Managing Member. The
Managing Member shall not be required to devote full time to the management of
the Company business, but only so much time as shall be necessary or appropriate
for the proper management of such business.
7.6 MANAGING MEMBER'S STANDARD OF CARE. The Managing Member's duty of
care
in the discharge of the Managing Member's duties to the Company and the other
Members is limited to refraining from engaging in negligent or reckless conduct,
intentional misconduct, fraud or a knowing violation of law. In discharging its
duties, a Managing Member shall be fully protected in relying in good faith upon
the records required to be maintained under Article IV and upon such
information, opinions, reports or statements by any Person as to matters the
Managing Member reasonably believes are within such other Person's professional
or expert competence and who has been selected with reasonable care by or on
behalf of the Company, including information, opinions, reports or statements as
to the value and amount of the assets, liabilities, profits or losses of the
Company or any other facts pertinent to the existence and amount of assets from
which distributions to Members might properly be paid.
7.7 RESIGNATION; REMOVAL OF MANAGING MEMBER. The Managing Member shall
not
have a right to resign and, except as provided in Article XII, may not be
removed for any reason other than a breach of the Managing Member's duty of
care, as set forth in Section 7.6.
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7.8 APPLICABILITY TO MANAGER. References in this Article to the Managing
Member shall apply to the Manager, if appointed pursuant to Article XII.
ARTICLE VIII
CONTRIBUTIONS AND CAPITAL ACCOUNTS
8.1 INITIAL CAPITAL CONTRIBUTIONS AND INITIAL CAPITAL ACCOUNTS. Each
Member shall make the Initial Capital Contribution and shall have the Initial
Capital Account described for that Member on Exhibit A at the time and on the
terms specified in Exhibit A. The Initial Capital Account of the Class A Member
reflects the transfer of the Revolving Credit Loans to the Company by the Class
A Member as its Initial Capital Contribution, net of the value of the Class B
Ownership Interests. The Initial Capital Account of the Class B Members in the
aggregate reflects the right of Residential Funding Corporation, as Seller under
the Revolving Credit Loan Purchase Agreement, to receive the Class B Ownership
Interests. No Member shall have the right to withdraw or be repaid any Capital
Contribution or any portion of its Capital Account except as provided in this
Company Agreement.
8.2 MINIMUM CAPITAL OF MANAGING MEMBER. The Managing Member shall make
additional contributions from time to time to the extent necessary to maintain
the Managing Member's Capital Account balance at least equal to the lesser of
(a) 1.01% of the total positive balances of the Capital Accounts of the other
Members determined under this Article VIII, or (b) $500,000. Whenever a Member
who is not a Managing Member makes a capital contribution to the Company, the
Managing Member shall immediately contribute to the Company capital equal to
1.01% of such capital contribution or such lesser amount, if any, as shall be
necessary to cause the Managing Member's capital account balance to equal the
lesser of (a) 1.00% of the total positive capital account balance of all Members
or (b) $500,000.
8.3 CAPITAL ACCOUNT. A separate capital account shall be maintained for
each Member throughout the term of the Company in accordance with the rules of
Section 1.704--1(b)(2)(iv) of the Regulations as in effect from time to time,
and, to the extent not inconsistent therewith, to which the following provisions
apply:
(a) To each Member's Capital Account there shall be credited (i) the amount
of money contributed by such Member to the Company (including liabilities of the
Company assumed by such Member as provided in Section 1.704-1(b)(2)(iv)(c) of
the Regulations); (ii) the fair market value of any property contributed to the
Company by such Member (net of liabilities secured by such contributed property
that the Company is considered to assume or take subject to under Section 752 of
the Code); (iii) such Member's share of Profits and items of income and gain
that are specially allocated to such Member, other than any guaranteed payments
allocated to such Member under Section 9.5(a)(i) and other than any Profits
allocated to such Member pursuant to Section 9.3(c) in accordance with Section
704(c) of the Code.
(b) To each Member's Capital Account there shall be debited (i) the amount
of money distributed to such Member by the Company, other than any guaranteed
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payments allocated to such Member under Section 9.5(a)(i), (including
liabilities of such Member assumed by the Company as provided in Section 1.704-
1(b)(2)(iv)(c) of the Regulations) other than amounts which are in repayment of
debt obligations of the Company to such Member; (ii) the fair market value of
property distributed to such Member (net of liabilities secured by such
distributed property that such Member is considered to assume or take subject
to); and (iii) such Member's share of Losses or items of loss or deduction that
are specially allocated to such Member other than any Losses allocated to such
Member pursuant to Section 9.3(c) in accordance with Section 704(c) of the Code,
(c) The Capital Account of a transferee Member shall include the appropriate
portion of the Capital Account of the Member from whom the transferee Member's
interest was obtained.
(d) In determining the amount of any liability, there shall be taken into
account Section 752(c) of the Code and any other applicable provisions of the
Code and Regulations.
The foregoing provisions and the other provisions of this Company Agreement
relating to the maintenance of Capital Accounts are intended to comply with
Section 1.704-1(b) of the Regulations, and shall be interpreted and applied in a
manner consistent with such Regulations. In the event the Managing Member shall
determine that it is prudent to modify the manner in which the Capital Accounts,
or any debits or credits thereto (including, without limitation, debits or
credits relating to liabilities that are secured by contributed or distributed
property or that are assumed by the Company or any Member), are computed in
order to comply with such Regulations, the Managing Member may make such
modification, provided that it is not likely to have a material effect on the
amounts distributable to any Member pursuant to Article XIV hereof upon the
dissolution of the Company. The Managing Member also shall (i) make any
adjustments that are necessary or appropriate to maintain equality between the
Capital Accounts of the Members and the amount of Company capital reflected on
the Company's balance sheet, as computed for book purposes, in accordance with
Section 1.704-1(b)(2)(iv)(g) of the Regulations, and (ii) make any appropriate
modifications in the event unanticipated events might otherwise cause this
Agreement not to comply with Section 1.704-1(b) of the Regulations.
8.4 NO OBLIGATION TO RESTORE DEFICIT BALANCE. No Member shall be required
to restore any deficit balance in its Capital Account.
8.5 WITHDRAWAL OF CAPITAL; DISTRIBUTIONS; SUCCESSORS. A Member shall
not
be entitled to withdraw any part of its Capital Account, to receive any
distribution from the Company, or to make any capital contribution to the
Company except as specifically provided in this Company Agreement. Any Member,
including any additional or substitute Member, who shall receive an interest in
the Company or whose interest in the Company shall be increased by means of a
transfer to it of all or part of the interest of another Member, shall have a
Capital Account with respect to such interest initially equal to the Capital
Account with respect to such interest of the Member from whom such interest is
acquired except as otherwise required to
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account for any step up in basis resulting from a termination of the Company
under Section 708 of the Code by reason of such interest transfer.
8.6 INTEREST. Except as provided in this Company Agreement, no Member
shall be entitled to interest on such Member's Capital Contribution or on any
Profits retained by the Company.
8.7 NO PERSONAL LIABILITY. The Managing Member shall have no personal
liability for the repayment of any Capital Contributions of any Member.
ARTICLE IX
ALLOCATIONS AND DISTRIBUTIONS
9.1 ALLOCATION OF PROFITS AND LOSSES. Except as otherwise provided in this
Article IX, Profits and Losses, and each item of Company income, gain, loss,
deduction, credit and tax preference with respect thereto, for each Fiscal Year
(or shorter period in respect of which such items are to be allocated) shall be
allocated among the Members pro rata, in proportion to their respective Sharing
Ratios.
9.2 SPECIAL ALLOCATION OF LOSSES. Realized Losses in an amount equal to
the amount distributable to the Class A Member under Section 9.5(a)(iii) shall
be allocated to the Class B Members until their capital accounts are zero, and
thereafter to the Class A Member. To the extent that Realized Losses are so
allocated to the Class A Member in any Fiscal Year, if Profits would otherwise
be allocable in any subsequent Fiscal Year to the Class B Members, such Profits
shall instead be allocated to the Class A Member in an amount equal to the
Realized Losses previously allocated to the Class A Member.
9.3 SPECIAL TAX ALLOCATIONS.
(a) Qualified Income Offset. The Managing Member shall specially allocate
-----------------------
items of income and gain when and to the extent required to satisfy the
"qualified income offset" requirement within the meaning of Section 704-
1(b)(2)(ii)(d) of the Regulations.
(b) Gross Income Allocation. In the event any member has a deficit Capital
-----------------------
Account at the end of any Fiscal Year which is in excess of the sum of the
amount such Member is deemed to be obligated to restore pursuant to the
penultimate sentences of Sections 1.704-2(g)(1) and 1.704-2(i)(5) of the
Regulations, each such Member shall be specially allocated items of Company
income and gain in the amount of such excess as quickly as possible, provided
that an allocation pursuant to this Section 9.3(b) shall be made only if and to
the extent that such Member would have a deficit Capital Account in excess of
such sum after all other allocations provided for in this article ix have been
made as if this Section 9.3(b) were not in this Company Agreement.
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(c) Mandatory Allocations Under Code Section 704(c). Notwithstanding the
-----------------------------------------------
foregoing provisions of this Section 9.3, in the event Code Section 704(c) or
Code Section 704(c) principles applicable under Section 1.704-1(b)(2)(iv) of the
Regulations require allocations of profits or losses in a manner different than
that set forth above, the provisions of Section 704(c) of the code and the
regulations thereunder shall control such allocations among the Members. Any
item of company income, gain, loss and deduction with respect to any property
(other than cash) that has been contributed by a member to the capital of the
company or which has been revalued for capital account purposes pursuant to
Section 1.704-l(b)(2)(iv) of the regulations and which is required or permitted
to be allocated to such member for income tax purposes under Section 704(c) of
the code so as to take into account the variation between the tax basis of such
property and its fair market value at the time of its contribution shall be
allocated solely for income tax purposes in the manner so required or permitted
under Code Section 704(c) using the "traditional method" described in Section
1.704-3(b) of the regulations, provided, however, that curative allocations
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consisting of the special allocation of gain or loss upon the sale or other
disposition of the contributed property shall be made in accordance with Section
1.704-3(c) of the regulations to the extent necessary to eliminate any
disparity, to the extent possible, between the Members' book and tax capital
accounts attributable to such property; further provided, however, that the
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Managing Member may elect to use any other method allowable under applicable
Regulations.
(d) Curative Allocations. The allocations set forth in Sections 9.3(a) and
--------------------
(b) (the "Regulatory Allocations") are intended to comply with certain
requirements of the Regulations. It is the intent of the members that, to the
extent possible, all Regulatory Allocations shall be offset either with other
Regulatory Allocations or with Special Allocations of other items of company
income, gain, loss, or deduction pursuant to this Section 9.3(d). Therefore,
notwithstanding any other provision of this Article IX (other than the
Regulatory Allocations), the Managing Member shall make such offsetting special
allocations of Company income, gain, loss, or deduction in whatever manner it
determines appropriate so that, after such offsetting allocations are made, each
Member's capital account balance is, to the extent possible, equal to the
Capital Account balance such member would have had if the Regulatory Allocations
were not part of this Company Agreement and all Company items were allocated
pursuant to Section 9.1.
9.4 OTHER ALLOCATION RULES .
(a) For purposes of determining the Profits, Losses, or any other item
allocable to any period (including allocations to take into account any changes
in any Member's Sharing Ratio during a Fiscal Year and any transfer of any
interest in the Company), Profits, Losses, and any such other item shall be
determined on a daily, monthly, or other basis, as determined by the Managing
Member using any permissible method under Section 706 of the Code and the
Regulations thereunder.
16
<PAGE>
(b) The Members are aware of the income tax consequences of the allocations
made by this Article IX and hereby agree to be bound by the provisions of this
Article IX in reporting their shares of Company income and loss for income tax
purposes.
(c) Except as otherwise provided in this Article IX, an allocation of
Company Profits or Losses to a Member shall be treated as an allocation to such
Member of the same share of each item of income, gain, loss and deduction taken
into account in computing such Profits or Losses.
9.5 DISTRIBUTIONS.
(a) Preferred Distribution To Class A Member. On each Payment Date, the
----------------------------------------
following amounts shall be distributed by the Master Servicer in accordance with
Section 5.01 of the Servicing Agreement to the Class A Member, to the extent of
available funds in the Distribution Account:
(i) a preferred return in an amount equal to yield due for such Payment
Date at the Class A Preferred Return for such Payment Date on the
Class A Principal Balance immediately prior to such Payment Date,
calculated on the basis of the actual number of days in the related
Interest Period and a year assumed to consist of 360 days, together
with any overdue accrued interest as so calculated remaining unpaid
from any prior Payment Date with interest thereon at the rate
specified in the Insurance Agreement for amounts owing to the Credit
Enhancer for draws relating to accrued interest on the Class A
Principal Balance; plus
(ii) an amount, to be applied to reduce the Class A Principal Balance,
equal to the Principal Collection Distribution Amount on such Payment
Date; plus
(iii) an amount equal to (A) 100% of the Liquidation Loss Amounts (other
than any Excess Loss Amounts) on such Payment Date, plus (B) any such
Liquidation Loss Amounts (other than any Excess Loss Amounts)
remaining undistributed from any preceding Payment Date (with interest
thereon at a rate specified in the Insurance Agreement for amounts
owing to the Credit Enhancer), provided that any such Liquidation Loss
Amount pursuant to this clause (B) shall not be distributed to the
extent that the Liquidation Loss Amount was reflected in the reduction
of the Outstanding Reserve Amount; plus
(iv) an additional amount to be applied to reduce the Class A Principal
Balance, to the extent necessary to bring, on such Payment Date, the
Outstanding Reserve Amount up to the Reserve Amount Target; plus
(v) an amount equal to 10% of the excess on such Payment Date, if any, of
the Outstanding Reserve Amount (as reduced in connection with any
Liquidation Loss Amount on such Payment Date) over the Reserve Amount
Target.
17
<PAGE>
(b) Preferred Distribution To Class B Members. On each Payment Date, there
-----------------------------------------
shall be distributed by the Master Servicer to the Class B Members, to the
extent of available funds in the Distribution Account and after the
Distributions described in paragraphs (a)(i) through (a)(v) of this Section 9.5
have been made, an amount equal to 90% of the excess on such Payment Date, if
any, of the Outstanding Reserve Amount (as reduced in connection with any
Liquidation Loss Amount on such payment date) over the Reserve Amount Target.
(c) Tax Treatment of Distributions. For income tax purposes, (i) the payments
------------------------------
described in Section 9.5(a)(i) shall be treated as guaranteed payments pursuant
to Section 707(c) of the Code and shall not reduce the balance of Class A
Member's Capital Account, and (ii) the payments described in Section 9.5(a)(ii),
(iii), (iv) and (v) shall be treated as returns of capital to, and shall reduce
the balance of the Capital Account of, the Class A Member.
(d) Net Cash Flow Distributions. On each payment date, net cash flow for
---------------------------
such payment date shall be distributed to the Members by the Master Servicer in
proportion to the respective shares of profits allocated to each under Section
9.1. amounts so distributed to the Class A Members shall be distributed by the
Master Servicer in accordance with section 5.1 of the Servicing Agreement.
(e) Amounts Withheld. All amounts withheld pursuant to the Code or any
----------------
provision of any State or Local Tax Law with respect to any payment,
distribution, or allocation to the Company or the Members shall be treated as
amounts distributed to the Members pursuant to this Section 9.5 for all purposes
under this Company Agreement. The managing member is authorized to instruct the
Master Servicer to withhold from distributions, or with respect to allocations,
to the Members and to pay over to any federal, state, or local government any
amounts required to be so withheld pursuant to the Code or any provisions of any
other federal, state, or local law, and shall allocate any such amounts to the
members with respect to which such amount was withheld.
9.6 OUTSTANDING RESERVE AMOUNT. On each Payment Date, the Outstanding
Reserve Amount (as in effect immediately prior to such Payment Date) shall be
deemed to be reduced (but not below zero) by an amount equal to any Liquidation
Loss Amounts (other than any Excess Loss Amounts) for such Payment Date, except
to the extent that such Liquidation Loss Amounts were covered by a distribution
made pursuant to Section 9.5 (a)(iii)(A) on such Payment Date.
9.7 MINIMUM INTEREST OF MANAGING MEMBER. Notwithstanding anything in this
Article IX to the contrary other than the Regulatory Allocations, the Managing
Member shall at all times during the existence of the Company have a minimum 1%
allocation of each material item of income, gain, loss, deduction and credit of
the Company.
9.8 NO DISTRIBUTION IN VIOLATION OF LAW. Notwithstanding any provision of
the contrary contained in this Company Agreement, the Company shall not make a
distribution to any Member on account of its interest in the Company if such
distribution would violate (S)18-607
18
<PAGE>
of the Act or any other applicable law.
ARTICLE X
TAXES
10.1 TAX MATTERS PARTNER. The Managing Member shall be the Tax Matters
Partner of the Company pursuant to Section 6231(a)(7) of the Code. The Managing
Member shall not resign as the Tax Matters Member unless, on the effective date
of such resignation, the Company has designated another Member as Tax Matters
Member and such Member has given its consent in writing to its appointment as
Tax Matters Member. The Tax Matters Member shall receive no additional
compensation from the Company for its services in that capacity, but all
expenses incurred by the Tax Matters Member in such capacity shall be borne by
the Company. The Tax Matters Member is authorized to employ such accountants,
attorneys and agents as it, in its sole discretion, determines is necessary to
or useful in the performance of its duties. In addition, the Managing Member
shall serve in a similar capacity with respect to any similar tax related or
other election provided by state or local laws.
10.2 MANDATORY SECTION 754 ELECTION. Upon a transfer by a Member of an
interest in the Company, which transfer is permitted by the terms of this
Company Agreement, or upon the death of a Member or the distribution of any
Company Property to one or more Members, the Managing Member, upon the request
of one or more of the transferees or distributees, shall cause the Company to
file an election on behalf of the Company, pursuant to Section 754 of the Code,
to cause the basis of the Company's property to be adjusted for federal income
tax purposes in the manner prescribed in Section 734 or Section 743 of the Code,
as the case may be. The cost of preparing such election, and any additional
accounting expenses of the Company occasioned by such election, shall be borne
by such transferees or distributees.
ARTICLE XI
TRANSFER OF OWNERSHIP INTEREST
11.1 COMPLIANCE WITH SECURITIES LAWS. No Ownership Interest has been
registered under the Securities Act of 1933, as amended, or under any applicable
state securities laws. A Member may not transfer (a transfer, for purposes of
this Company Agreement, shall be deemed to include, but not be limited to, any
sale, transfer, assignment, pledge, creation of a security interest or other
disposition) all or any part of such Member's interest, except upon compliance
with the applicable federal and state securities laws. The Managing Member
shall have no obligation to register any Member's interest under the Securities
Act of 1933, as amended, or under any applicable state securities laws, or to
make any exemption therefrom available to any Member.
19
<PAGE>
11.2 TRANSFER OF ECONOMIC INTEREST. Except for (i) the transfer from RFMSII
to the Owner Trustee of the Class A Ownership Interest; (ii) the transfer under
the Indenture of the Class A Ownership Interest to the Indenture Trustee, and
(iii) a transfer pursuant to the Indenture by the Indenture Trustee or any
subsequent transferee of the Class A Ownership Interest following an Event of
Default, the Economic Interest of any Member may not be transferred in whole or
in part unless the following terms and conditions have been satisfied:
(a) All of the other Members shall have consented in writing to the
transfer, which consent may be given or withheld in the sole discretion of any
such Member;
(b) Except with respect to the Initial Transfer and Admission, the
transferor shall have: (i) assumed all costs incurred by the Company in
connection with the transfer; (ii) furnished the Company with a written opinion
of counsel, satisfactory in form and substance to counsel for the Company, that
such transfer complies with applicable federal and state securities laws and
this Company Agreement and that such transfer, for federal income tax purposes,
will not cause the termination of the Company under section 708(b) of the Code,
cause the Company to be treated as an association taxable as a corporation for
income tax purposes or otherwise adversely affect the Company or the Members;
and (iii) complied with such other conditions as the Manager may reasonably
require from time to time;
(c) The transferee shall have assumed the obligations, if any, of the
transferor to the Company, including the obligation to fulfill the pro rata
portion of the transferor's then existing or subsequently arising Commitment
allocable to the transferred Ownership Interest or portion thereof; and
(d) With respect to a transfer by Mortgage Assets Trading, Inc. of its Class
B Ownership Interest, each of the Rating Agencies shall have consented in
writing to the transfer.
Except with respect to (i) the Initial Transfer and Admission, and (ii) the
transfer under the Indenture of the Class A Ownership Interest to the Indenture
Trustee, each of which shall be effective as of the date of this Company
Agreement, and (iii) a transfer pursuant to the Indenture by the Indenture
Trustee or any subsequent transferee of the Class A Ownership Interest following
an Event of Default, which shall be effective immediately upon such transfer,
transfers of Economic Interests will be recognized by the Company as effective
only upon the close of business on the last day of the calendar month following
satisfaction of the above conditions. Any transfer in contravention of this
Article XI and any transfer which if made would cause a termination of the
Company for federal income tax purposes under section 708(b) of the Code shall
be void ab initio and ineffectual and shall not bind the Company or the other
Members.
11.3 STATUS OF TRANSFEREE OF ECONOMIC INTEREST. A transferee of an Economic
Interest who is not admitted as a Substitute Member shall be entitled only to
receive that share of Profits, Losses and Distributions, return of Capital
Contribution and other distributions of capital and distributions upon a
dissolution of the Company, to which the transferor would
20
<PAGE>
otherwise be entitled with respect to the interest transferred, and shall not
have any Management Rights of a Member of the Company under the Act or this
Company Agreement including, without limitation, the right to obtain any
information on account of the Company's transactions, to inspect the Company's
books or to vote with the Members on, or to grant or withhold consents or
approvals to, any matter. The Company shall, however, if a transferee and
transferor jointly advise the Company in writing of a transfer of the Economic
Interest, furnish the transferee with pertinent tax information at the end of
each Fiscal Year.
11.4 TRANSFER OF MANAGEMENT RIGHTS; ADMISSION OF SUBSTITUTE
MEMBER. A
Member may transfer Management Rights and give the transferee the right to
become a Substitute Member only after the following terms and conditions have
been satisfied:
(a) The transferee shall also be the transferee of all or part of the
transferor's Economic Interest, or shall be the owner of an Economic
Interest;
(b) All of the other Members shall have consented in writing to the
substitution, which consent may be arbitrarily withheld by any such Member;
and
(c) The transferor and the transferee shall have complied with such other
requirements as the non-transferring Members may reasonably impose,
including the conditions that the transferee:
(i) adopt and approve in writing all the terms and provisions of this
Company Agreement then in effect; and
(ii) pay such fees as may be reasonable to pay the costs of the Company in
effecting such substitution.
11.5 DISSOLUTION OR BANKRUPTCY OF A MEMBER. Upon the dissolution of a
Member or a Member becoming a Bankrupt Member, such Member's successors shall
have all the rights of a Member (except as provided by the last sentence of this
Section 11.5) for the purpose of settling or managing such Member's estate,
including such power as such Member possessed to substitute a successor as a
transferee of such Member's interest in the Company and to join with such
transferee in making the application to substitute such transferee as a Member.
However, such successors will not have the right to become a Substitute Member
in the place of their predecessor in interest unless all of the other Members
shall so consent as provided in Section 11.4(b) hereof.
11.6 DISPOSITIONS NOT IN COMPLIANCE WITH THIS ARTICLE VOID. Any
attempted
Disposition of an Ownership Interest, or any part thereof, not in compliance
with this Article shall be void ab initio and ineffectual and shall not bind the
Company.
11.7 APPROVAL OF INITIAL TRANSFER AND ADMISSION. Notwithstanding anything in
this Agreement or the Act to the contrary, the Members hereby consent to the
Initial Transfer and Admission and acknowledge that by reason thereof the Trust
shall be the sole Class A Member.
21
<PAGE>
11.8 APPROVAL OF PLEDGE OF CLASS A OWNERSHIP INTEREST BY TRUST. The
Members
hereby consent to the pledge by the Trust of the Class A Ownership Interest to
the Indenture Trustee pursuant to the Indenture.
ARTICLE XII
APPOINTMENT OF MANAGER
12.1 APPOINTMENT OF MANAGER. If an Event of Default shall have occurred and
be continuing, then immediately upon notice by the Indenture Trustee to the
Members: (a) the Class A Member shall cease to be the Managing Member, (b) the
Indenture Trustee, or its nominee, shall be the Manager, (c) the management of
the Company shall be vested solely in the Manager, and (d) the Manager shall be
vested with all of the right, power and authority with respect to the management
of the Company theretofore vested in the Managing Member as provided in, and
subject to the limitations of, this Company Agreement. However, the Manager
shall not become a Substitute Member unless all of the Members shall have
consented in writing to such substitution, which consent may be arbitrarily
withheld by any Member.
12.2 SPECIFIC PERFORMANCE. Upon the occurrence of an Event of Default, the
Indenture Trustee, in addition to all other remedies available to it, shall be
entitled to a temporary or permanent injunction, without showing any actual
damage, and/or a decree for specific performance of the terms of Section 12.1.
ARTICLE XIII
DISSOCIATION OF A MEMBER
13.1 DISSOCIATION. A Person shall cease to be a Member upon the happening
of any of the following events:
(a) A Member becoming a Bankrupt Member;
(b) in the case of a Member that is a trust or who is acting as a Member by
virtue of being a trustee of a trust, the termination of the trust (but not
merely the substitution of a new trustee);
(c) in the case of a Member that is a corporation, the filing of a
certificate of dissolution, or its equivalent, for the corporation or the
revocation of its charter;
(d) in the case of a Member that is an individual, the death of such Member;
or
(e) the occurrence of any other event under the Act that terminates the
continued membership of a member in the Company.
22
<PAGE>
ARTICLE XII
DISSOLUTION AND WINDING UP
14.1 DISSOLUTION. The Company shall be dissolved without further action by
the Members and its affairs wound up, upon the first to occur of any of the
following events (each of which shall constitute a Dissolution Event):
(a) the expiration of the term of this Company Agreement as set forth in
Section 2.4 of this Company Agreement, unless the Company is continued with the
consent of all of the Members;
(b) the occurrence of an Event of Liquidation;
(c) the Dissociation of any Managing Member, unless at the time of such
Dissociation there are at least two remaining Members and the Company is
continued with the consent of all of the remaining Members within 90 days after
such Dissociation;
(d) the unanimous written consent of all of the Members;
(e) at any time when there is but one Member, and
(f) the entry of a decree of judicial dissolution under (S)18-802 of the
Act.
Other than in connection with a dissolution pursuant to Section 14.1(c),
the death, retirement, resignation, expulsion, bankruptcy or dissolution of a
Member or the occurrence of any other event under the Act that terminates the
continued membership of a Member in the Company shall not dissolve the Company,
and the Company shall thereafter be continued without dissolution.
14.2 EFFECT OF DISSOLUTION. Upon dissolution, the Company shall not be
terminated and shall continue until the winding up of the affairs of the Company
is completed and a certificate of cancellation has been filed with the Secretary
of State of Delaware.
14.3 DISTRIBUTION OF ASSETS ON DISSOLUTION RESULTING FROM AN EVENT
OF
LIQUIDATION. Upon the dissolution of the Company caused by the occurrence of an
Event of Liquidation, as provided in paragraph (b) of Section 14.1, the Manager
shall take full account of the assets and liabilities of the Company, shall
liquidate the assets, in a commercially reasonable manner and on commercially
reasonable terms, as promptly as is consistent with obtaining the fair value
thereof, and shall apply and distribute the proceeds therefrom in the following
order:
(a) first to the payment of the debts and liabilities of the Company to
creditors in satisfaction of such debts and liabilities, and to the payment of
necessary expenses of liquidation;
(b) second, to the Indenture Trustee, as pledgee of the Class A Ownership
Interest, the aggregate of (1) an amount equal to all accrued and unpaid
preferred return
23
<PAGE>
on the Class A Principal Balance, calculated as provided in Section 9.5(a)(i)
hereof through the Payment Date immediately following the date on which such
proceeds are distributed, (2) 100% of the Class A Principal Balance outstanding
immediately prior to such Payment Date, and (3) any additional amount necessary
to provide for the reimbursement in full to the Credit Enhancer for all prior
draws made under the Credit Enhancement Instrument (with interest thereon) and
any other amounts owing under the Insurance Agreement; and
(c) then, to the Class B Members, on a pro rata basis, the remaining
amounts, if any, of such proceeds to be distributed.
14.4 DISTRIBUTION OF ASSETS ON DISSOLUTION FOR OTHER CAUSE . Except as
provided in Section 14.3, upon the dissolution of the Company, the Managing
Member (or, if there is no Managing Member then remaining, such other Person(s)
designated by the Members representing at least a majority of the Members'
Sharing Ratios) (the Managing Member or such other Person being hereinafter
referred to as the "Liquidating Trustee") shall take full account of the assets
and liabilities of the Company, shall liquidate the assets (unless the Managing
Member determines that a distribution of any Company Property in-kind would be
more advantageous to the Members than the sale thereof) as promptly as is
consistent with obtaining the fair value thereof, and shall apply and distribute
the proceeds therefrom in the following order:
(a) first, to the payment of the debts and liabilities of the Company to
creditors, including Members who are creditors, to the extent permitted by law,
in satisfaction of such debts and liabilities, and to the payment of necessary
expenses of liquidation;
(b) second, to the setting up of any reserves which the Managing Member may
deem necessary or appropriate for any anticipated obligations or contingencies
of the Company arising out of or in connection with the operation or business of
the Company. Such reserves may be paid over by the Liquidating Trustee to an
escrow agent or trustee selected by the Liquidating Trustee to be disbursed by
such escrow agent or trustee in payment of any of the aforementioned obligations
or contingencies and, if any balance remains at the expiration of such period as
the Liquidating Trustee shall deem advisable, shall be distributed by such
escrow agent or trustee in the manner hereinafter provided;
(c) then, to the Members in accordance with positive Capital Account
balances taking into account all Capital Account adjustments for the Company's
taxable year in which the liquidation occurs. Liquidation proceeds shall be paid
within 60 days of the end of the Company's taxable year in which the liquidation
occurs. Such distributions shall be in cash or Property (which need not be
distributed proportionately) or partly in both, as determined by the Liquidating
Trustee.
If at the time of liquidation the Liquidating Trustee shall determine that
an immediate sale of some or all Company Property would cause undue loss to the
Members, the Liquidating Trustee may, in order to avoid such loss, defer
liquidation.
24
<PAGE>
14.5 WINDING UP AND CERTIFICATE OF CANCELLATION. The winding up of the
Company shall be completed when all debts, liabilities, and obligations of the
Company have been paid and discharged or reasonable provision therefor has been
made, and all of the remaining Property of the Company has been distributed to
the Members. Upon the completion of the winding up of the Company, a
certificate of cancellation shall be delivered to the Secretary of State of
Delaware for filing. The certificate of cancellation shall set forth the
information required by the Act.
ARTICLE XV
MISCELLANEOUS
15.1 NOTICES. Notices to the Managing Member shall be sent to the principal
office of the Company. Notices to the other Members shall be sent to their
addresses set forth on Exhibit A. Any Member may require notices to be sent to
a different address by giving notice to the other Members in accordance with
this Section 15.1. Any notice or other communication required or permitted
hereunder shall be in writing, and shall be deemed to have been given with
receipt confirmed if and when delivered personally, given by prepaid telegram or
mailed first class, postage prepaid, delivered by courier, or sent by facsimile,
to such Members at such address.
15.2 MEETINGS. A meeting of the Members may be called by the Managing
Member at any time, and shall be called at the written request of any other
Member. Written notice stating the place and time of the meeting, and the
purpose thereof shall be given by the Managing Member to each Member at least
ten (10) days before the meeting.
15.3 HEADINGS. All Article and section headings in this Company Agreement
are for convenience of reference only and are not intended to qualify the
meaning of any Article or section.
15.4 ENTIRE AGREEMENT. This Company Agreement constitutes the entire
agreement between the parties and supersedes any prior agreement or
understanding between them respecting the subject matter of this Company
Agreement.
15.5 BINDING AGREEMENT. This Company Agreement shall be binding upon, and
inure to the benefit of, the parties hereto, their successors, heirs, legatees,
devisees, assigns, legal representatives, executors and administrators, except
as otherwise provided herein.
15.6 SAVING CLAUSE. If any provision of this Company Agreement, or the
application of such provision to any Person or circumstance, shall be held
invalid, the remainder of this Agreement, or the application of such provision
to Persons or circumstances other than those as to which it is held invalid,
shall not be affected thereby. If the operation of any provision of this
Company Agreement would contravene the provisions of the Act, such provision
shall be void and ineffectual.
15.7 COUNTERPARTS. The Company Agreement may be executed in several
25
<PAGE>
counterparts, and all so executed shall constitute one agreement, binding on all
the parties hereto, even though all parties are not signatory to the original or
the same counterpart. Any counterpart of either this Company Agreement or the
Certificate of Formation shall for all purposes be deemed a fully executed
instrument.
15.8 GOVERNING LAW. This Company Agreement shall be governed by and
construed in accordance with the laws of the State of Delaware without regard to
principles of conflict of law.
15.9 NO PARTNERSHIP INTENDED FOR NONTAX PURPOSES. The Members have
formed
the Company under the Act, and expressly do not intend hereby to form a
partnership under either the Delaware Uniform Partnership Act nor the Delaware
Uniform Limited Partnership Act. The Members do not intend to be partners one
to another, or partners as to any third party. To the extent any Member, by
word or action, represents to another person that any Member is a partner or
that the Company is a partnership, the Member making such wrongful
representation shall be liable to any other Members who incur personal liability
by reason of such wrongful representation.
15.10 NO RIGHTS OF CREDITORS AND THIRD PARTIES UNDER COMPANY
AGREEMENT.
This Company Agreement is entered into among the Company and the Members for the
exclusive benefit of the Company, its Members, the Indenture Trustee, to the
extent expressly provided herein, and their successors and assignees. This
Company Agreement is expressly not intended for the benefit of any creditor of
the Company or any other Person, other than the Indenture Trustee as expressly
provided herein. Except and only to the extent provided by applicable statute,
no such creditor or any third party, other than the Indenture Trustee as
expressly provided herein, shall have any rights under this Company Agreement or
any agreement between the Company and any Member with respect to any Capital
Contribution or otherwise.
15.11 AMENDMENT. This Company Agreement shall not be amended or modified in
any respect, unless pursuant to an instrument duly executed by or consented to
in writing by each Member and, so long as any Note or Certificate is outstanding
(or thereafter until all amounts owing to the Credit Enhancer in connection
therewith have been paid in full), by the Indenture Trustee, the Credit Enhancer
and each Rating Agency. In addition, no such amendment shall be made unless the
Company shall have obtained an Opinion of Counsel to the effect that such
amendment will not adversely affect the status of the Company as a partnership
for federal income tax purposes.
15.12 GENERAL INTERPRETIVE PRINCIPLES. For purposes of this Company
Agreement, except as otherwise expressly provided or unless the context
otherwise requires:
(a) the terms defined in this Company Agreement include the plural as well
as the singular, and the use of any gender herein shall be deemed to include the
other gender;
(b) accounting terms not otherwise defined herein have the meanings given
to them in the United States in accordance with generally accepted accounting
principles;
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<PAGE>
(c) references herein to "Sections", "paragraphs", and other subdivisions
without reference to a document are to designated Sections, paragraphs and other
subdivisions of this Company Agreement;
(d) a reference to a paragraph without further reference to a Section is a
reference to such paragraph as contained in the same Section in which the
reference appears, and this rule shall also apply to other subdivisions;
(e) the words "herein", "hereof", "hereunder" and other words of similar
import refer to this Company Agreement as a whole and not to any particular
provision; and
(f) the term "include" or "including" shall mean without limitation by
reason of enumeration.
IN WITNESS WHEREOF, the parties hereto have hereunto set their hands and
seals this 30th day of May, 1996.
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<PAGE>
CLASS A MEMBER:
Residential Funding Mortgage Securities II, Inc.
By: /ss/ Bruce Legan
----------------------------------
Name:Bruce Legan
Title: Vice President
CLASS B MEMBERS:
Residential Funding Corporation
By: /s/ Terry Farley
------------------------------------
Name:Terry Farley
Title: Director
and
Mortgage Assets Trading, Inc.
By: /s/ Terry Farley
------------------------------------
Name:Terry Farley
Title Vice President
28
<PAGE>
ASSIGNMENT OF CLASS A OWNERSHIP INTEREST
For valuable consideration in hand received, Residential Funding Mortgage
Securities II, Inc. hereby assigns it entire Class A Ownership Interest in 1996-
HS1 LLC to Home Equity Loan Trust 1996-HS1 and shall cease to be a member of the
Company.
Residential Funding Mortgage Securities II, Inc.
By: /s/ Bruce Legan
------------------------------------
Name: Bruce Legan
Title: Vice President
ACCEPTANCE OF ASSIGNMENT AND APPROVAL OF COMPANY AGREEMENT
Home Equity Loan Trust 1996-HS1, hereby accepts the assignment of the Class
A Ownership Interest of Residential Funding Mortgage Securities II, Inc. in Home
Equity Loan Trust 1996-HS1, and as such assignee and Substitute Class A Member,
hereby adopts and approves, and agrees to be bound by, all the terms and
provisions of this Company Agreement and agrees to be the Managing Member of the
Company.
Home Equity Loan Trust 1996-HS1
By: Wilmington Trust Company, not in
its individual capacity, but
solely as Owner Trustee
By: /s/ Emmett R. Harmon
----------------------------------
Name: Emmett R. Harmon
Title: Vice President
29
<PAGE>
LIMITED LIABILITY COMPANY AGREEMENT
OF
1996-HS1 LLC
EXHIBIT A
<TABLE>
<CAPTION>
INITIAL
CAPITAL INITIAL CAPITAL SHARING
MEMBER NAME AND ADDRESS CLASS CONTRIBUTION ACCOUNT
RATIO
- -----------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
Residential Funding Class A The Revolving $176,169,938.00 10.0%
Mortgage Securities II, Credit Loans,
Inc.("Depositor") together with
Depositor's
Interest under
the Revolving
Credit Loan
Purchase
Agreement,
to be
transferred
to the
Company as
of the
Effective
Date.
- -----------------------------------------------------------------------------------------
Residential Funding Class B n/a $ 3,063,385.41 89.1%
Corporation
- -----------------------------------------------------------------------------------------
Mortgage Assets Trading, Class B n/a $ 30,943.29 0.9%
Inc.
- -----------------------------------------------------------------------------------------
TOTAL: N/A n/a $000,000,000.00 100%
========================================================================================
</TABLE>
30
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EXHIBIT 10.1
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EXECUTION COPY
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RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC.
as Purchaser,
and
RESIDENTIAL FUNDING CORPORATION
as Seller,
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REVOLVING CREDIT LOAN PURCHASE AGREEMENT
Dated as of May 1, 1996
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Revolving Credit Loans
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TABLE OF CONTENTS
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Page
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ARTICLE I
DEFINITIONS
Section 1.1. Definitions............................................... 2
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ARTICLE II
SALE OF REVOLVING CREDIT LOANS AND RELATED PROVISIONS
Section 2.1. Sale of Revolving Credit Loans........................... 2
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Section 2.2. Payment of Purchase Price................................ 5
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Section 2.3. Reserved................................................. 5
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Section 2.4. Variable Funding Notes on or after the Closing Date...... 5
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Section 2.5. Draws After an Amortization Event........................ 6
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ARTICLE III
REPRESENTATIONS AND WARRANTIES;
REMEDIES FOR BREACH
Section 3.1. Seller Representations and Warranties..................... 7
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ARTICLE IV
SELLER'S COVENANTS
Section 4.1. Covenants of the Seller................................... 14
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ARTICLE V
SERVICING
Section 5.1. Servicing................................................. 15
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ARTICLE VI
INDEMNIFICATION BY THE SELLER
WITH RESPECT TO THE REVOLVING CREDIT
Section 6.1. Indemnification With Respect to the Revolving Credit Loans 15
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Section 6.2. Limitation on Liability of the Seller..................... 15
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ARTICLE VII
TERMINATION
Section 7.1. Termination............................................... 15
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ARTICLE VIII
MISCELLANEOUS PROVISIONS
Section 8.1. Amendment.............................................. 16
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Section 8.2. GOVERNING LAW.......................................... 16
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Section 8.3. Notices................................................ 16
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Section 8.4. Severability of Provisions............................. 17
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Section 8.5. Relationship of Parties................................ 17
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Section 8.6. Counterparts........................................... 17
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Section 8.7. Further Agreements..................................... 17
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Section 8.8. Intention of the Parties............................... 17
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Section 8.9. Successors and Assigns; Assignment of This Agreement... 17
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Section 8.10. Survival............................................... 18
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Exhibits
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Exhibit 1 Revolving Credit Loan Schedule
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This REVOLVING CREDIT LOAN PURCHASE AGREEMENT (this "Agreement"),
dated as of May 1, 1996, is made between Residential Funding Corporation (the
"Seller") and Residential Funding Mortgage Securities II, Inc. (the
"Purchaser").
W I T N E S S E T H :
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WHEREAS, the Seller owns Cut-off Date Loan Balances and the Related
Documents (each as defined herein) for the home equity lines of credit indicated
on the Revolving Credit Loan Schedule attached as Exhibit 1 hereto
(collectively, the "Revolving Credit Loans"), including rights to (a) any
property acquired by foreclosure or deed in lieu of foreclosure or otherwise,
and (b) the proceeds of any insurance policies covering the Revolving Credit
Loans;
WHEREAS, the parties hereto desire that the Seller sell the Cut-off
Date Loan Balances of the Revolving Credit Loans to the Purchaser pursuant to
the terms of this Agreement together with the Related Documents on the Closing
Date, and thereafter all Additional Balances created on or after the Cut-off
Date;
WHEREAS, the Purchaser will create the 1996-HS1 LLC, a limited
liability company under Delaware law, and will transfer the Revolving Credit
Loans and all of its rights under this Agreement to the 1996-HS1 LLC, as a
capital contribution to the 1996-HS1 LLC;
WHEREAS, pursuant to the terms of the Operating Agreement, the
Purchaser will establish two classes of "ownership interests" in the 1996-HS1
LLC: the Class A Ownership Interest and the Class B Ownership Interest;
WHEREAS, pursuant to the terms of the Servicing Agreement, the Master
Servicer will service the Revolving Credit Loans directly or through one or more
Subservicers;
WHEREAS, pursuant to the terms of the Trust Agreement, the Purchaser
will sell the Class A Ownership Interest to the Issuer in exchange for the cash
proceeds of the Securities;
WHEREAS, pursuant to the terms of the Trust Agreement between the
Purchaser, as depositor and the Owner Trustee, the Issuer will issue and
transfer to or at the direction of the Purchaser, as depositor, the Certificates
and the Variable Funding Certificates;
WHEREAS, pursuant to the terms of the Indenture, the Issuer will issue
and transfer to or at the direction of the Purchaser, the Notes, consisting of
the Term Notes and the Variable Funding Notes and secured by the Class A
Ownership Interest;
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NOW, THEREFORE, in consideration of the mutual covenants herein
contained, the parties hereto agree as follows:
ARTICLE I
DEFINITIONS
Section 1.1. Definitions. For all purposes of this Revolving Credit
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Loan Purchase Agreement, except as otherwise expressly provided herein or unless
the context otherwise requires, capitalized terms not otherwise defined herein
shall have the meanings assigned to such terms in the Definitions contained in
Appendix A to the Indenture which is incorporated by reference herein. All
other capitalized terms used herein shall have the meanings specified herein.
ARTICLE II
SALE OF REVOLVING CREDIT LOANS AND RELATED PROVISIONS
Section 2.1. Sale of Revolving Credit Loans.
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(a) The Seller, by the execution and delivery of this Agreement, does
hereby sell, assign, set over, and otherwise convey to the Purchaser, without
recourse, all of its right, title and interest in, to and under the following,
and wherever located: (i) the Revolving Credit Loans (including without
limitation the Cut-off Date Loan Balances and all Additional Balances; provided,
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however, that following the occurrence of an Amortization Event, any subsequent
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loan balance represented by each Draw and interest thereon will not be deemed
transferred to the 1996-HS1 LLC, and the Seller (in such event) shall retain
ownership of each loan balance represented by each such Draw made thereafter and
interest thereon), all interest accruing thereon and all collections in respect
thereof received on or after the Cut-off Date; (ii) property which secured a
Revolving Credit Loan and which has been acquired by foreclosure or deed in lieu
of foreclosure; (iii) the interest of the Seller in any insurance policies in
respect of the Revolving Credit Loans; and (iv) all proceeds of the foregoing;
provided, however, that the Purchaser does not assume the obligation under each
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Loan Agreement to fund Draws to the Mortgagor thereunder, and the Purchaser
shall not be obligated or permitted to fund any such Draws, it being agreed that
the Seller will retain the obligation to fund future Draws. Such conveyance
shall be deemed to be made: (1) with respect to the Cut-off Date Loan Balances,
as of the Closing Date; and (2) with respect to the amount of each Additional
Balance created on or after the Cut-off Date, as of the later of the Closing
Date and the date that the corresponding Draw was made pursuant to the related
Loan Agreement, subject to the receipt by the Seller of consideration therefor
as provided herein under clause (b) of Section 2.2.
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(b) In connection with such conveyance, the Seller further agrees, at
its own expense, on or prior to the Closing Date with respect to the Loan
Balance of the Revolving Credit Loans to indicate in its books and records that
the Revolving Credit Loans have been sold to the Purchaser pursuant to this
Agreement and to deliver to the Purchaser true and complete lists of all of the
Revolving Credit Loans specifying for each Revolving Credit Loan (i) its account
number and (ii) its Cut-off Date Loan Balance. Such lists, which form part of
the Revolving Credit Loan Schedule, shall be marked as Exhibit 1 to this
Agreement and are hereby incorporated into and made a part of this Agreement.
(c) In connection with such conveyance by the Seller, the Seller shall
on behalf of the Purchaser deliver to, and deposit with the respective
Custodian, on or before the Closing Date, the following documents or instruments
with respect to each Revolving Credit Loan:
(i) the original Mortgage Note endorsed without recourse in blank
or, with respect to any Revolving Credit Loan as to which the original
Mortgage Note has been permanently lost or destroyed and has not been
replaced, a Lost Note Affidavit;
(ii) the original Mortgage with evidence of recording thereon,
or, if the original Mortgage has not yet been returned from the public
recording office, a copy of the original Mortgage certified by the public
recording office in which such original Mortgage has been recorded;
(iii) assignments (which may be included in one or more blanket
assignments if permitted by applicable law) of the Mortgage in recordable
form as follows: (A) from the related originator to the Seller, and (B)
from the Seller to "The Chase Manhattan Bank, N.A. as trustee" c/o the
Seller at an address specified by the Seller;
(iv) originals of any intervening assignments of the Mortgage,
with evidence of recording thereon, or, if the original of any such
intervening assignment has not yet been returned from the public recording
office, a copy of such original intervening assignment certified by the
public recording office in which such original intervening assignment has
been recorded; and
(v) a true and correct copy of each assumption, modification,
consolidation or substitution agreement, if any, relating to the Revolving
Credit Loan.
Within the time period for the review of each Mortgage File set forth
in Section 2.3 of the Custodial Agreement, if a material defect in any Mortgage
File is discovered which may materially and adversely affect the value of the
related Revolving Credit Loan, or the interests of the Indenture Trustee (as
pledgee of the Class A Ownership Interest), the Noteholders, the
Certificateholders or the Credit Enhancer in such Revolving Credit Loan,
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including the Seller's failure to deliver any document required to be delivered
to the Custodian on behalf of the Indenture Trustee (provided that a Mortgage
File will not be deemed to contain a defect for an unrecorded assignment under
clause (iii) above if the Seller has submitted such assignment for recording
pursuant to the terms of the following paragraph), the Seller shall cure such
defect, repurchase the related Revolving Credit Loan at the Repurchase Price or
substitute an Eligible Substitute Loan for the related Revolving Credit Loan
upon the same terms and conditions set forth in Section 3.1 hereof for breaches
of representations and warranties as to the Revolving Credit Loans.
Within 60 days after the receipt by the Master Servicer of the
recording information, the Seller at its own expense shall complete and submit
for recording in the appropriate public office for real property records each of
the assignments referred to in clause (iii) above. While such assignment to be
recorded is being recorded, the Custodian shall retain a photocopy of such
assignment. If any assignment is lost or returned unrecorded to the Custodian
because of any defect therein, the Seller is required to prepare a substitute
assignment or cure such defect, as the case may be, and the Seller shall cause
such assignment to be recorded in accordance with this paragraph.
In instances where an original Mortgage or any original intervening
assignment of Mortgage was not, in accordance with clause (ii) or (iv) above,
delivered by the Seller to the respective Custodian prior to or concurrently
with the execution and delivery of this Agreement, the Seller will deliver or
cause to be delivered the originals of such documents to such Custodian promptly
upon receipt thereof.
The Purchaser hereby acknowledges its acceptance of all right, title
and interest to the property, conveyed to it pursuant to this Section 2.1.
(d) The parties hereto intend that the transactions set forth herein
constitute a sale by the Seller to the Purchaser of all the Seller's right,
title and interest in and to the Revolving Credit Loans and other property as
and to the extent described above. In the event the transactions set forth
herein are deemed not to be a sale, the Seller hereby grants to the Purchaser a
security interest in all of the Seller's right, title and interest in, to and
under the Revolving Credit Loans and such other property, to secure all of the
Seller's obligations hereunder, and this Agreement shall constitute a security
agreement under applicable law. The Seller agrees to take or cause to be taken
such actions and to execute such documents, including without limitation the
filing of all necessary UCC-1 financing statements filed in the State of
Minnesota (which shall have been submitted for filing as of the Closing Date),
any continuation statements with respect thereto and any amendments thereto
required to reflect a change in the name or corporate structure of the Seller or
the filing of any additional UCC-1 financing statements due to the change in the
principal office of the Seller, as are necessary to perfect and protect the
Purchaser's interests in each Revolving Credit Loan and the proceeds thereof.
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Section 2.2. Payment of Purchase Price.
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(a) The "Purchase Price" for the Revolving Credit Loans (including the
Additional Balances) shall be (i) (A) an amount equal to $161,590,769 in
immediately available funds, together with 100% of the Initial Certificates, in
respect of the Cut-off Date Loan Balances thereof and (B) in the case of each
Additional Balance transferred hereunder created on or after the Cut-off Date,
the principal amount of the related Draw under the Loan Agreement on the later
of the Closing Date and the date of the creation of such Additional Balance,
together with (ii) the Class B Ownership Interest.
(b) In consideration of the sale of the Revolving Credit Loans from
the Seller to the Purchaser on the Closing Date, the Purchaser shall pay to the
Seller on the Closing Date by wire transfer of immediately available funds to a
bank account designated by the Seller, the amount specified above in clause
(a)(i)(A) for each Revolving Credit Loan and the Purchaser shall transfer to the
Seller on the Closing Date the Class B Ownership Interest; provided, that such
payment may be on a net funding basis if agreed by the Seller and the Purchaser.
With respect to each Additional Balance transferred hereunder with respect to
any Revolving Credit Loan, the 1996-HS1 LLC as assignee of the Purchaser shall
pay or cause to be paid to the Seller or its designee the portion of the
Purchase Price specified above in clause (a)(i)(B) for such Additional Balance
in one of the following ways, as applicable: (i) for any Collection Period
during the Revolving Period, so long as an Amortization Event has not occurred,
(a) a cash payment pursuant to Section 3.03(ii) of the Servicing Agreement and
Section 2.2(a)(i)(B) hereof in an amount equal to the related Draw, if then
available from Principal Collections during the related Collection Period on the
Revolving Credit Loans, and (b) to the extent aggregate Draws exceed Principal
Collections for such Collection Period, an increase in the aggregate principal
amount of the Variable Funding Notes and Variable Funding Certificates in the
proportions specified in the Indenture and the Trust Agreement respectively, as
of the Payment Date corresponding to the Collection Period in which such
Additional Balances were created, equal to the amount by which Additional
Balances exceeded Principal Collections for such Collection Period, and (ii) for
any Collection Period after the end of the Revolving Period, so long as an
Amortization Event has not occurred, an increase in the aggregate principal
amount of Variable Funding Notes and Variable Funding Certificates or an
issuance of new Variable Funding Notes and Variable Funding Certificates in the
proportions specified in the Indenture and the Trust Agreement respectively as
of each Payment Date in an aggregate amount equal to the total of the related
Draws for the corresponding Collection Period.
Section 2.3. Reserved.
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Section 2.4. Variable Funding Notes on or after the Closing Date.
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Subject to Section 4.02 of the Indenture, if at any time, the Seller
holds Variable Funding Notes that have reached their Maximum Individual Variable
Funding Note Balance, the Purchaser agrees that, upon written request made by
the Seller at any time, the Purchaser shall use its best reasonable efforts to
cause such Variable Funding Notes held by the Seller to be registered for resale
by the Seller pursuant to an effective registration statement filed by the
Purchaser in accordance with, and meeting all requirements of, the Securities
Act of 1933, as amended. The Purchaser shall use its best reasonable efforts to
cause such registration statement to become effective with respect to such
Variable Funding Notes as soon as practicable within a mutually agreed
reasonable time period after the Seller's request. It is contemplated that such
registration statement will be the shelf registration statement pursuant to
which the Term Notes issued on the Closing Date are to be offered, or one
substantially similar thereto. In connection with such registration statement
and offering, the Seller shall reimburse the Purchaser for costs related thereto
including registration fees, printing fees, rating fees, legal fees,
accountant's fees, blue sky registration fees and expenses (if any), related
expenses of the Credit Enhancer and other out-of-pocket costs, if any. In
connection with such registration statement and related prospectus, the Seller
shall provide the Purchaser with an updated Revolving Credit Loan Schedule and
all other information reasonably necessary to assure that the statements in the
prospectus with respect to the Revolving Credit Loans and the Seller (including
in its capacity as servicer of the Revolving Credit Loans) are complete and
correct in all material respects as of the date of sale of such Variable Funding
Notes by the Seller. The registration statement shall not include any
information with respect to the Credit Enhancer, except for information approved
by the Credit Enhancer for use therein.
Section 2.5. Draws After an Amortization Event.
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In the event that an Amortization Event occurs, any Draws made on the
Revolving Credit Loans thereafter shall not be deemed to be "Additional
Balances" hereunder, and the ownership of the related balances shall be retained
by the Seller. Following an Amortization Event, on any Payment Date, with
respect to the related Collection Period, all Interest Collections and Principal
Collections in respect of each individual Revolving Credit Loan shall be
allocated on a pro rata basis as between the 1996-HS1 LLC and the Seller, based
on the relative proportions of the Loan Balance and the Excluded Amount,
respectively, as of the end of the calendar month immediately prior to such
Collection Period. Any losses incurred with respect to any individual Revolving
Credit Loan following an Amortization Event shall be allocated on a pro rata
basis between the 1996-HS1 LLC and the Seller, based on the Loan Balance and the
Excluded Amount thereof as of the date of liquidation of such Revolving Credit
Loan. Notwithstanding any other provision hereof or of the Servicing Agreement,
the payments and collections allocable to the Excluded Amount need not be
deposited in the Custodial Account and shall not be deposited in the
Distribution Account or the Payment Account, and shall be distributed by the
Master Servicer to the Seller not less frequently than monthly in accordance
with reasonable instructions provided by the Seller.
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ARTICLE III
REPRESENTATIONS AND WARRANTIES;
REMEDIES FOR BREACH
Section 3.1. Seller Representations and Warranties. The Seller
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represents and warrants to the Purchaser, as of the Closing Date (or if
otherwise specified below, as of the date so specified):
(a) As to the Seller:
(i) The Seller is a corporation duly organized, validly existing
and in good standing under the laws of the State of Delaware and has the
corporate power to own its assets and to transact the business in which it
is currently engaged. The Seller is duly qualified to do business as a
foreign corporation and is in good standing in each jurisdiction in which
the character of the business transacted by it or properties owned or
leased by it requires such qualification and in which the failure to so
qualify would have a material adverse effect on the business, properties,
assets or condition (financial or other) of the Seller;
(ii) The Seller has the power and authority to make, execute,
deliver and perform its obligations under this Agreement and all of the
transactions contemplated under this Agreement, and has taken all necessary
corporate action to authorize the execution, delivery and performance of
this Agreement. When executed and delivered, this Agreement will
constitute the legal, valid and binding obligation of the Seller
enforceable in accordance with its terms, except as enforcement of such
terms may be limited by bankruptcy, insolvency or similar laws affecting
the enforcement of creditors' rights generally and by the availability of
equitable remedies;
(iii) The Seller is not required to obtain the consent of any
other Person or any consent, license, approval or authorization from, or
registration or declaration with, any governmental authority, bureau or
agency in connection with the execution, delivery, performance, validity or
enforceability of this Agreement, except for such consents, license,
approvals or authorization, or registration or declaration, as shall have
been obtained or filed, as the case may be;
(iv) The execution and delivery of this Agreement and the
performance of the transactions contemplated hereby by the Seller will not
violate any provision of any existing law or regulation or any order or
decree of any court applicable to the Seller or any provision of the
Certificate of Incorporation or Bylaws of the Seller, or constitute a
material breach of any mortgage, indenture, contract or other agreement to
which the Seller is a party or by which the Seller may be bound; and
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(v) No litigation or administrative proceeding of or before any court,
tribunal or governmental body is currently pending, or to the knowledge of
the Seller threatened, against the Seller or any of its properties or with
respect to this Agreement or the Certificates which in the opinion of the
Seller has a reasonable likelihood of resulting in a material adverse
effect on the transactions contemplated by this Agreement.
(vi) This Agreement constitutes a legal, valid and binding obligation
of the Seller, enforceable against the Seller in accordance with its terms,
except as enforceability may be limited by applicable bankruptcy,
insolvency, reorganization, moratorium or other similar laws now or
hereafter in effect affecting the enforcement of creditors' rights in
general and except as such enforceability may be limited by general
principles of equity (whether considered in a proceeding at law or in
equity);
(vii) This Agreement constitutes a valid transfer and assignment to
the Purchaser of all right, title and interest of the Seller in and to the
Cut-off Date Loan Balances with respect to the Revolving Credit Loans, all
monies due or to become due with respect thereto, and all proceeds of such
Cut-off Date Loan Balances with respect to the Revolving Credit Loans and
such funds as are from time to time deposited in the Custodial Account
(excluding any investment earnings thereon) as assets of the Trust and all
other property specified in the definition of "Trust" as being part of the
corpus of the Trust conveyed to the Purchaser by the Seller, and upon
payment for the Additional Balances, will constitute a valid transfer and
assignment to the Purchaser of all right, title and interest of the Seller
in and to the Additional Balances, all monies due or to become due with
respect thereto, and all proceeds of such Additional Balances and all other
property specified in the definition of "Trust" relating to the Additional
Balances;
(viii) The Seller is not in default with respect to any order or
decree of any court or any order, regulation or demand or any federal,
state, municipal or governmental agency, which default might have
consequences that would materially and adversely affect the condition
(financial or other) or operations of the Master Servicer or its properties
or might have consequences that would materially adversely affect its
performance hereunder;
(b) As to the Revolving Credit Loans:
(i) The information set forth in the Revolving Credit Loan
Schedule for such Revolving Credit Loans is true and correct in all
material respects as of the date or dates respecting which such information
is furnished;
(ii) The Cut-off Date Loan Balances have not been assigned or
pledged, the Seller has good and marketable title thereto and the Seller is
the sole owner and holder of such Cut-off Date Loan Balances free and clear
of any and all liens, claims,
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encumbrances, participation interests, equities, pledges, charges of
security interests of any nature and has full right and authority, under
all governmental and regulatory bodies having jurisdiction over the
ownership of the applicable Revolving Credit Loans to sell and assign the
same pursuant to this Agreement;
(iii) The related Mortgage Note and the Mortgage have not been
assigned or pledged, the Seller has good and marketable title thereto and
the Seller is the sole owner and holder of the Revolving Credit Loan free
and clear of any and all liens, claims, encumbrances, participation
interests, equities, pledges, charges of security interests of any nature
and has full right and authority, under all governmental and regulatory
bodies having jurisdiction over the ownership of the applicable Revolving
Credit Loans to sell and assign the same pursuant to this Agreement;
(iv) To the best knowledge of the Seller, there is no valid
offset, defense or counterclaim of any obligor under any Loan Agreement or
Mortgage;
(v) To the best knowledge of the Seller, there is no delinquent
recording or other tax or fee or assessment lien against any related
Mortgaged Property;
(vi) To the Seller's knowledge, there is no proceeding pending or
threatened for the total or partial condemnation of the related Mortgaged
Property;
(vii) There are no mechanics' or similar liens or claims which
have been filed for work, labor or material affecting the related Mortgaged
Property which are, or may be liens prior or equal to, or subordinate with,
the lien of the related Mortgage, except liens which are fully insured
against by the title insurance policy referred to in clause (xi);
(viii) As of the Cut-off Date, no more than 0.50% of the
Revolving Credit (by aggregate principal balance) were 30-59 days
delinquent and no Revolving Credit Loan was 60 or more days delinquent;
(ix) For each Revolving Credit Loan, the related Mortgage File
contains each of the documents and instruments specified to be included
therein;
(x) The related Mortgage Note and the related Mortgage at the
time it was made complied in all material respects with applicable local,
state and federal laws, including, without limitation, usury, truth-in-
lending, real estate settlement procedures, consumer credit protection, or
disclosure laws applicable to the Revolving Credit Loan;
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(xi) A policy of title insurance in the form and amount required
by the related Seller's Agreement was effective as of the closing of each
Revolving Credit Loan and each such policy is valid and remains in full
force and effect, and a title search or other assurance of title customary
in the relevant jurisdiction was obtained with respect to each Revolving
Credit Loan as to which no title insurance policy or binder was issued;
(xii) None of the Mortgaged Properties is a mobile home or a
manufactured housing unit that is not permanently attached to its
foundation;
(xiii) As of the Cut-off Date no more than 0.79% of the
Revolving Credit Loans, by aggregate principal balance, are secured by
Mortgaged Properties located in one United States postal zip code and no
more than 14.43% of the Revolving Credit Loans, by aggregate principal
balance, are secured by Mortgaged Properties located in planned unit
developments or townhouses;
(xiv) As of the Cut-off Date (i) the Combined Loan-to-Value
Ratio for each Revolving Credit Loan was not in excess of 101% (except due
to rounding);
(xv) No selection procedure reasonably believed by the Seller to
be adverse to the interests of the Certificateholders or the Credit
Enhancer was utilized in selecting the Revolving Credit Loans;
(xvi) The Seller has not transferred the Revolving Credit Loans
to the Purchaser with any intent to hinder, delay or defraud any of its
creditors;
(xvii) The minimum monthly payment with respect to any Revolving
Credit Loan is not less than the interest accrued at the applicable Loan
Rate on the average daily Loan Balance during the interest period relating
to the date on which such minimum monthly payment is due;
(xviii) The Seller will submit for filing or cause to be
submitted for filing UCC-1 financing statements in accordance with the
terms of this Agreement;
(xix) Each Loan Agreement and each Mortgage is substantially
similar one to the other and is an enforceable obligation of the related
Mortgagor;
(xx) To the best knowledge of the Seller, the physical property
subject to each Mortgage is free of material damage and is in good repair;
(xxi) The Seller has not received a notice of default of any
senior mortgage loan related to a Mortgaged Property which has not been
cured by a party other than the related Subservicer;
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(xxii) Each of the Mortgage Notes has a substantially similar
definition of Prime as the Index applicable to the Loan Rate;
(xxiii) None of the Revolving Credit Loans are reverse mortgage
loans;
(xxiv) (A) No Revolving Credit Loan has an original term to
maturity in excess of 312 months. On each date that the Loan Rates have
been adjusted prior to the Cut-off Date interest rate adjustments on the
Revolving Credit Loans were made in compliance with the related Mortgage
and Mortgage Note and applicable law. Over the term of any Revolving
Credit Loan, the Loan Rate may not exceed the related Maximum Loan Rate, if
any. (B) The Revolving Credit Loans have Maximum Loan Rates which range
between 12.75% and 24.00%. The Gross Margins for the Revolving Credit
Loans range between 0% and 5.75%, and the weighted average Gross Margin for
the Revolving Credit Loans is approximately 2.46% as of the Cut-off Date.
As of the Cut-off Date, the Loan Rates on the Revolving Credit Loans range
between 6.99% and 14.50% and the weighted average Loan Rate is
approximately 9.92% The weighted average remaining term to scheduled
maturity of the Revolving Credit Loans on a contractual basis as of the
Cut-off Date is approximately 269 months;
(xxv) (A) Each Mortgaged Property with respect to the Revolving
Credit Loans consists of a single parcel of real property with a single
family residence erected thereon, or an individual condominium unit,
planned unit development unit or townhouse. (B) With respect to the
Revolving Credit Loans (i) approximately 17.48% (by Cut-off Date sample
pool statistics) are secured by real property improved by individual
condominium units, planned development units or townhouses, and (ii)
approximately 82.52% (by Cut-off Date Sample Pool Statistics) are secured
by real property with a single family residence erected thereon;
(xxvi) As of the Cut-off Date, the Credit Limits on the
Revolving Credit Loans range between approximately $10,000 and $315,000
with an average of $40,783. As of the Cut-off Date, no Revolving Credit
Loan had a principal balance in excess of $311,839 and the weighted average
Credit Limit Utilization Rate, based on the Credit Limits of the Revolving
Credit Loans is equal to approximately 84.9%;
(xxvii) Approximately 1.77% and 98.23% of the Revolving Credit
Loans, by aggregate principal balance as of the Cut-off Date are first and
second liens, respectively;
(xxviii) Each Subservicer meets all applicable requirements
under the Servicing Agreement, is properly qualified to service the
Revolving Credit Loans and has been servicing the Revolving Credit Loans
prior to the Cut-off Date in accordance with the terms of the respective
Subservicing Agreement;
<PAGE>
-12-
(xxix) For each Revolving Credit Loan, hazard insurance and flood
insurance has been obtained which meets all applicable requirements of
Section 3.04 of the Servicing Agreement;
(xxx) Subject to clause (viii) above with respect to delinquencies,
there is no material default, breach, violation or event of acceleration
existing under the terms of any Mortgage Note or Mortgage and no event
which, with notice and expiration of any grace or cure period, would
constitute a material default, breach, violation or event of acceleration
under the terms of any Mortgage Note or Mortgage, and no such material
default, breach, violation or event of acceleration has been waived by the
Seller or by any other entity involved in originating or servicing a
Revolving Credit Loan;
(xxxi) No instrument of release or waiver has been executed in
connection with the Revolving Credit Loans, and no Mortgagor has been
released, in whole or in part from its obligations in connection with a
Revolving Credit Loan;
(xxxii) With respect to each Revolving Credit Loan that is a second
lien, either (i) no consent for the Revolving Credit Loan was required by
the holder of the related prior lien or (ii) such consent has been obtained
and is contained in the mortgage file; and
(xxxiii) The Mortgage contains a customary provision for the
acceleration of the payment of the unpaid principal balance of the
Revolving Credit Loan in the event the related Mortgaged Property is sold
without the prior consent of the mortgagee thereunder.
Upon discovery by Seller or upon notice from the Purchaser, the Credit
Enhancer, the 1996-HS1 LLC, the Owner Trustee, the Indenture Trustee or any
Custodian, as applicable, of a breach of any representation or warranty in
clause (a) above which materially and adversely affects the interests of the
Securityholders or the Credit Enhancer, as applicable, in any Revolving Credit
Loan, the Seller shall, within 45 days of its discovery or its receipt of notice
of such breach, either (i) cure such breach in all material respects or (ii) to
the extent that such breach is with respect to a Revolving Credit Loan or a
Related Document, either (A) repurchase such Revolving Credit Loan from the
1996-HS1 LLC at the Repurchase Price, or (B) substitute one or more Eligible
Substitute Loans for such Revolving Credit Loan, in each case in the manner and
subject to the conditions and limitations set forth below.
Upon discovery by the Seller or upon notice from the Purchaser, the
Credit Enhancer, the 1996-HS1 LLC, the Owner Trustee, the Indenture Trustee or
any Custodian, as applicable, of a breach of any representation or warranty in
this Subsection (b) with respect to any Revolving Credit Loan, or upon the
occurrence of a Repurchase Event, which materially and adversely affects the
interests of any Securityholders or the Credit Enhancer, as applicable,
<PAGE>
-13-
or of the Purchaser in such Revolving Credit Loan (notice of which shall be
given to the Purchaser by the Seller, if it discovers the same), notwithstanding
the Seller's lack of knowledge with respect to the substance of such
representation and warranty, the Seller shall, within 90 days after the earlier
of its discovery or receipt of notice thereof, either cure such breach or
Repurchase Event in all material respects or either (i) repurchase such
Revolving Credit Loan from the 1996-HS1 LLC at the Repurchase Price, or (ii)
substitute one or more Eligible Substitute Loans for such Revolving Credit Loan,
in each case in the manner and subject to the conditions set forth below. The
Repurchase Price for any such Revolving Credit Loan repurchased by the Seller
shall be deposited or caused to be deposited by the Master Servicer in the
Custodial Account maintained by it pursuant to Section 3.02 of the Servicing
Agreement.
In the event that the Seller elects to substitute a Eligible
Substitute Loan or Loans for a Deleted Loan pursuant to this Section 3.1, the
Seller shall deliver to the Custodian on behalf of the 1996-HS1 LLC, with
respect to such Eligible Substitute Loan or Loans, the original Mortgage Note
and all other documents and agreements as are required by Section 2.1(c), with
the Mortgage Note endorsed as required by Section 2.1(c). No substitution will
be made in any calendar month after the Determination Date for such month.
Monthly Payments due with respect to Eligible Substitute Loans in the month of
substitution shall not be part of the Owner Trust and will be retained by the
Master Servicer and remitted by the Master Servicer to the Seller on the next
succeeding Payment Date, provided that a payment at least equal to the
applicable Minimum Monthly Payment has been received by the Owner Trust, for
such month in respect of the Deleted Loan. For the month of substitution,
distributions to the Payment Account pursuant to the Servicing Agreement will
include the Monthly Payment due on a Deleted Loan for such month and thereafter
the Seller shall be entitled to retain all amounts received in respect of such
Deleted Loan. The Master Servicer shall amend or cause to be amended the
Revolving Credit Loan Schedule to reflect the removal of such Deleted Loan and
the substitution of the Eligible Substitute Loan or Loans and the Master
Servicer shall deliver the amended Revolving Credit Loan Schedule to the Owner
Trustee. Upon such substitution, the Eligible Substitute Loan or Loans shall be
subject to the terms of this Agreement and the Servicing Agreement in all
respects, the Seller shall be deemed to have made the representations and
warranties with respect to the Eligible Substitute Loan contained herein set
forth in Section 3.1(b) (other than clauses (viii), (xiii), (xiv) (xxiv)(B),
(xxv)(B), (xxvi), and (xxvii) thereof) as of the date of substitution, and the
Seller shall be obligated to repurchase or substitute for any Eligible
Substitute Loan as to which a Repurchase Event has occurred as provided herein.
In connection with the substitution of one or more Eligible Substitute Loans for
one or more Deleted Loans, the Master Servicer will determine the amount (such
amount, a "Substitution Adjustment Amount"), if any, by which the aggregate
principal balance of all such Eligible Substitute Loans as of the date of
substitution is less than the aggregate principal balance of all such Deleted
Loans (after application of the principal portion of the Monthly Payments due in
the month of substitution that are to be distributed to the Payment Account in
the month of substitution). The Seller shall deposit the amount of such
shortfall into the Custodial Account on the day of substitution, without any
reimbursement therefor.
<PAGE>
-14-
Upon receipt by the 1996-HS1 LLC and the Custodian of written
notification, signed by a Servicing Officer, of the deposit of such Repurchase
Price or of such substitution of an Eligible Substitute Loan (together with the
complete related Mortgage File) and deposit of any applicable Substitution
Adjustment Amount as provided above, the Custodian, on behalf of the 1996-HS1
LLC shall release to the Seller the related Mortgage File for the Revolving
Credit Loan being repurchased or substituted for and the 1996-HS1 LLC shall
execute and deliver such instruments of transfer or assignment prepared by the
Master Servicer, in each case without recourse, as shall be necessary to vest in
the Seller or its designee such Revolving Credit Loan released pursuant hereto
and thereafter such Revolving Credit Loan shall not be an asset of the 1996-HS1
LLC.
It is understood and agreed that the obligation of the Seller to cure
any breach, or to repurchase or substitute for, any Revolving Credit Loan as to
which such a breach has occurred and is continuing shall, except to the extent
provided in Section 6.1 of this Agreement, constitute the sole remedy respecting
such breach available to the Purchaser, the 1996-HS1 LLC, the Certificateholders
(or the Owner Trustee on behalf of the Certificateholders) and the Noteholders
(or the Indenture Trustee on behalf of the Noteholders) against the Seller.
It is understood and agreed that the representations and warranties
set forth in this Section 3.1 shall survive delivery of the respective Mortgage
Files to the 1996-HS1 LLC, or its Custodians.
ARTICLE IV
SELLER'S COVENANTS
Section 4.1. Covenants of the Seller. The Seller hereby covenants
-----------------------
that, except for the transfer hereunder, the Seller will not sell, pledge,
assign or transfer to any other Person, or grant, create, incur or assume any
Lien on any Revolving Credit Loan, or any interest therein, except with respect
to any Excluded Amount; the Seller will notify the 1996-HS1 LLC, as assignee of
the Purchaser, of the existence of any Lien (other than as provided above) on
any Revolving Credit Loan immediately upon discovery thereof; and the Seller
will defend the right, title and interest of the 1996-HS1 LLC, as assignee of
the Purchaser, in, to and under the Revolving Credit Loans against all claims of
third parties claiming through or under the Seller; provided, however, that
-------- -------
nothing in this Section 4.1 shall be deemed to apply to any Liens for municipal
or other local taxes and other governmental charges if such taxes or
governmental charges shall not at the time be due and payable or if the Seller
shall currently be contesting the validity thereof in good faith by appropriate
proceedings.
<PAGE>
-15-
ARTICLE V
SERVICING
Section 5.1. Servicing. The Seller will service the Revolving
---------
Credit Loans pursuant to the terms and conditions of the Servicing Agreement and
will service the Revolving Credit Loans directly or through one or more sub-
servicers in accordance therewith.
ARTICLE VI
INDEMNIFICATION BY THE SELLER
WITH RESPECT TO THE REVOLVING CREDIT LOANS
Section 6.1. Indemnification With Respect to the Revolving Credit
----------------------------------------------------
Loans. The Seller shall indemnify and hold harmless the Purchaser from and
- -----
against any loss, liability or expense arising from the breach by the Seller of
its representations and warranties in Section 3.1 of this Agreement which
materially and adversely affects the Purchaser's interest in any Revolving
Credit Loan or from the failure by the Seller to perform its obligations under
this Agreement in any material respect, provided that the Seller shall have no
obligation to indemnify the Purchaser in respect of any loss, liability or
expense that arises as a result of the Purchaser's willful malfeasance, bad
faith or negligence or as a result of the breach by the Purchaser of its
obligations hereunder.
Section 6.2. Limitation on Liability of the Seller. None of the
-------------------------------------
directors, officers, employees or agents of the Seller shall be under any
liability to the Purchaser, it being expressly understood that all such
liability is expressly waived and released as a condition of, and as
consideration for, the execution of this Agreement. Except as and to the extent
expressly provided in the Servicing Agreement, the Seller shall not be under any
liability to the 1996-HS1 LLC, the Owner Trust, the Owner Trustee, the Indenture
Trustee or the Securityholders. The Seller and any director, officer, employee
or agent of the Seller may rely in good faith on any document of any kind prima
facie properly executed and submitted by any Person respecting any matters
arising hereunder.
ARTICLE VII
TERMINATION
Section 7.1. Termination. The respective obligations and
-----------
responsibilities of the Seller and the Purchaser created hereby shall terminate,
except for the Seller's indemnity
<PAGE>
-16-
obligations as provided herein, upon the termination of the 1996-HS1 LLC
pursuant to the terms of the Operating Agreement.
ARTICLE VIII
MISCELLANEOUS PROVISIONS
Section 8.1. Amendment. This Agreement may be amended from time to
---------
time by the Seller and the Purchaser by written agreement signed by the Seller
and the Purchaser, with the consent of the Credit Enhancer (which consent shall
not be unreasonably withheld).
Section 8.2. GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY
AND
-------------
CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK
AND THE
OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE
DETERMINED IN
ACCORDANCE WITH SUCH LAWS.
Section 8.3. Notices. All demands, notices and communications
-------
hereunder shall be in writing and shall be deemed to have been duly given if
personally delivered at or mailed by registered mail, postage prepaid, addressed
as follows:
(i) if to the Seller:
Residential Funding Corporation
8400 Normandale Lake Boulevard
Suite 700
Minneapolis, Minnesota 55437
Attention: Home Equity Loan Trust Series 1996-HS1
or, such other address as may hereafter be furnished to the Purchaser in writing
by the Seller.
(ii) if to the Purchaser:
Residential Funding Mortgage Securities II, Inc.
8400 Normandale Lake Boulevard
Suite 700
Minneapolis, Minnesota 55437
Attention: Asset-Backed Securities
or such other address as may hereafter be furnished to the Seller in writing by
the Purchaser.
<PAGE>
-17-
Section 8.4. Severability of Provisions. If any one or more of the
--------------------------
covenants, agreements, provisions of terms of this Agreement shall be held
invalid for any reason whatsoever, then such covenants, agreements, provisions
or terms shall be deemed severable from the remaining covenants, agreements,
provisions or terms of this Agreement and shall in no way affect the validity of
enforceability of the other provisions of this Agreement.
Section 8.5. Relationship of Parties. Nothing herein contained
-----------------------
shall be deemed or construed to create a partnership or joint venture between
the parties hereto, and the services of the Seller shall be rendered as an
independent contractor and not as agent for the Purchaser.
Section 8.6. Counterparts. This Agreement may be executed in one or
------------
more counterparts and by the different parties hereto on separate counterparts,
each of which, when so executed, shall be deemed to be an original and such
counterparts, together, shall constitute one and the same agreement.
Section 8.7. Further Agreements. The Purchaser and the Seller each
------------------
agree to execute and deliver to the other such additional documents, instruments
or agreements as may be necessary or appropriate to effectuate the purposes of
this Agreement.
Section 8.8. Intention of the Parties. It is the intention of the
------------------------
parties that the Purchaser is purchasing, and the Seller is selling, the
Revolving Credit Loans, rather than a loan by the Purchaser to the Seller
secured by the Revolving Credit Loans. Accordingly, the parties hereto each
intend to treat the transaction for Federal income tax purposes as a sale by the
Seller, and a purchase by the Purchaser, of the Revolving Credit Loans. The
Purchaser will have the right to review the Revolving Credit Loans and the
Related Documents to determine the characteristics of the Revolving Credit Loans
which will affect the Federal income tax consequences of owning the Revolving
Credit Loans and the Seller will cooperate with all reasonable requests made by
the Purchaser in the course of such review.
Section 8.9. Successors and Assigns; Assignment of This Agreement.
----------------------------------------------------
This Agreement shall bind and inure to the benefit of and be enforceable by the
Seller, Purchaser and their respective successors and assigns. The obligations
of the Seller under this Agreement cannot be assigned or delegated to a third
party without the consent of the Credit Enhancer and the Purchaser, which
consent shall be at the Purchaser's sole discretion, except that the Purchaser
and the Credit Enhancer acknowledge and agree that the Seller may assign its
obligations hereunder to any Affiliate of the Seller, to any Person succeeding
to the business of the Seller, to any Person into which the Seller is merged and
to any Person resulting from any merger, conversion or consolidation to which
the Seller is a party. The parties hereto acknowledge that the Purchaser is
acquiring the Revolving Credit Loans for the purpose of contributing them to the
1996-HS1 LLC who will in turn transfer the Class A Ownership Interest in the
1996-HS1 LLC to an Owner Trust that will issue Certificates representing
interests in and Notes secured by such Class A Ownership Interest. As an
inducement to the Purchaser to
<PAGE>
-18-
purchase the Revolving Credit Loans, the Seller acknowledges and consents to (i)
the assignment by the Purchaser to the 1996-HS1 LLC of all of the Purchaser's
rights against the Seller pursuant to this Agreement insofar as such rights
relate to Revolving Credit Loans transferred to the 1996-HS1 LLC and to the
enforcement or exercise of any right or remedy against the Seller pursuant to
this Agreement by the 1996-HS1 LLC, (ii) the enforcement or exercise of any
right or remedy against the Seller pursuant to this Agreement by or on behalf of
the Issuer as Managing Member and holder of the Class A Ownership Interest and
(iii) the Issuer's pledge of its interest in this Agreement to the Indenture
Trustee and the enforcement by the Indenture Trustee of any such right or remedy
against the Seller following an Event of Default under the Indenture. Such
enforcement of a right or remedy by the 1996-HS1 LLC, the Issuer or the
Indenture Trustee, as applicable, shall have the same force and effect as if the
right or remedy had been enforced or exercised by the Purchaser directly.
Section 8.10. Survival. The representations and warranties made
--------
herein by the Seller and the provisions of Article VI hereof shall survive the
purchase of the Revolving Credit Loans hereunder.
<PAGE>
-19-
IN WITNESS WHEREOF, the Seller and the Purchaser have caused their
names to be signed to this Revolving Credit Loan Purchase Agreement by their
respective officers thereunto duly authorized as of the day and year first above
written.
RESIDENTIAL FUNDING MORTGAGE
SECURITIES II, INC.
as Purchaser
By: /ss/ Bruce Legan
------------------------------
Name: Bruce Legan
------------------------------
Title: Vice President
------------------------------
RESIDENTIAL FUNDING CORPORATION
as Seller
By: /ss/ Terry Farley
------------------------------
Name: Terry Farley
------------------------------
Title: Director
------------------------------
<PAGE>
Exhibit 1
REVOLVING CREDIT LOAN SCHEDULE
Loan Number Servicer Loan # Purpose Borrower
Address
City State Zip Code Curr Rate Original Term Remaining Term
Property Type Occp Code
Prod Code
Credit Limit Principal Bal Appr Value Note Date
Teas Exp Date
Maturity Date
CLTV Margin Ceiling Lien Position Sr Lien Amt Debt
Ratio
9400121 134920000400121 SCHLEGEL 75
VREELAND
AVENUE
BERGENFIELD NJ 07621 10.25% 179 157
05 1
92
20000.00 8795.04 161000.00 6/13/94
12/13/94
5/13/09
89.00 2.00 18.% 2 121783.00 36
9400135 106910000400135 WHITE 416
BLACK OAK
DRIVE
PETALUMA CA 94952 9.75% 300 279
03 1
91
30000.00 7313.23 310000.00 7/7/94
10/7/94
7/7/19
26.00 1.50 18.% 2 50050.00 13
9400223 225910000400223 FULLER 11
ARROWHEAD DR
NORWELL MA 02061 9.75% 300 279
01 1
91
19000.00 11037.29 400000.00 7/28/94
1/28/95
7/28/19
79.00 1.50 18.% 2 295000.00 39
9400293 134920000400293 TREVOR UNIT
B-3 SUBURBAN
VILLAGE
WANAQUE NJ 07465 10.25% 179 158
01 1
92
21000.00 3853.15 145000.00 7/15/94
1/15/95
6/15/09
90.00 2.00 18.% 2 108557.57 45
9400339 225920000400339 LENZO 60
STERLING ROAD
WESTWOOD MA 02090 10.25% 299 278
05 1
92
34500.00 9838.02 245000.00 7/28/94
1/28/95
6/28/19
90.00 2.00 18.% 2 185864.00 23
9400355 134920000400355 GOLDBERG 10
OVERLOOK
WAY
LAWRENCE NJ 08648 10.25% 299 278
03 1
92
20000.00 3276.73 245000.00 7/22/94
1/22/95
6/22/19
87.00 2.00 18.% 2 193288.97 43
9400400 134920000400400 CANINO 14
MOUNTAIN
AVENUE
MAPLEWOOD NJ 07040 10.25% 299 278
05 1
92
23000.00 3768.98 212500.00 7/30/94
1/30/95
6/30/19
89.00 2.00 18.% 2 167053.85 31
9400410 225920000400410 BERGERON 15
BURDITT ROAD
NORTH READING MA 01864 10.25% 299 279
05 1
92
20000.00 13264.17 135000.00 8/4/94
2/4/95
7/4/19
90.00 2.00 18.% 2 101000.00 40
9400465 134920000400465 MEDINO 38
CHESTNUT
AVENUE
POMPTON LAKES NJ 07442 10.25% 299 278
05 1
92
24200.00 5100.00 183000.00 7/23/94
1/23/95
6/23/19
89.00 2.00 18.% 2 139201.18 35
9400492 134920000400492 WESCOTT 116
DUNELLEN
AVNUE
DUNELLEN NJ 08812 10.25% 299 278
05 1
92
12000.00 5556.98 120000.00 7/21/94
1/21/95
6/21/19
89.00 2.00 18.% 2 94839.90 35
9400556 134920000400556 CAVALIERE 663
AMWELL ROAD
HILLSBOROUGH NJ 08853 10.25% 299 279
05 1
92
18500.00 13530.00 185000.00 8/5/94
2/5/95
7/5/19
88.00 2.00 18.% 2 143899.20 35
9400604 134920000400604 MARTINI 67
LARCH AVENUE
DUMONT NJ 07628 10.25% 299 279
05 1
92 15500.00
4317.40 145200.00 8/4/94
2/4/95 7/4/19
89.00
2.00 18.% 2 114353.96 33
9400623 106920000400623 KNUDSEN 233
WEST
BRENTWOOD AVENUE
ORANGE CA 92665 10.25% 300 280
05 1
92
32000.00 3702.91 214000.00 8/22/94
11/22/94
8/22/19
90.00 2.00 18.% 2 160588.54 16
9400656 134910000400656 TREPICCIONE 21
WHITEHEAD
BRIDGEWATER NJ 08807 9.75% 299 279
05 1
91
100000.00 4709.14 222500.00 8/12/94
2/12/95
7/12/19
72.00 1.50 18.% 2 59284.02 42
9400732 134920000400732 CONDON RD 2,
#30 SAMMIS RD
VERNON NJ 07461 10.25% 299 279
05 1
92 13000.00
11753.15 133500.00 8/18/94
2/18/95 7/18/19
90.00
2.00 18.% 2 106510.44 45
9400754 106920000400754 BURTON 550
BURNS CIRCLE
SAN
RAMON CA 94583 10.25% 300 280
05 1 92
37700.00
3221.29 377000.00 8/25/94 2/25/95
8/25/19
90.00
2.00 18.% 2 301600.00 37
9400777 134920000400777 HOOBAN 6
DARTMOUTH WAY
OAKAND NJ 07436 10.25% 299 279
05 1
92 23100.00
13232.13 159000.00 8/17/94
2/17/95 7/17/19
88.00
2.00 18.% 2 117488.72 34
9400903 142920000400903 TABAK 105
MARLBROOKE
WAY
MARLBOROUGH PA 19348 10.25% 299 279
05 1
92
38300.00 13500.00 239000.00 8/25/94
2/25/95
7/25/19
89.00 2.00 18.% 2 173710.13 26
9400910 106920000400910 LAZURE 119
SUNHAVEN
ROAD
DANVILLE CA 94506 10.25% 300 280
03 1
92
90000.00 5833.44 640000.00 8/19/94
2/19/95
8/19/19
88.00 2.00 18.% 2 470000.00 43
9400956 134920000400956 MAURER 7
EUROPA
BOULEVARD
CHERRY HILL NJ 08003 10.25% 179 159
01 1
92
26600.00 7764.70 180000.00 8/1/94
2/1/94
7/1/09
87.00 2.00 18.% 2 129013.32 32
9401057 141910000401057 PAPEN 13450
SW WATKINS
STREET
TIGARD OR 97223 9.75% 299 280
05 1 91
45000.00
3735.85 125000.00 9/1/94
3/2/95 8/1/19
79.00
1.50 18.% 2 54361.00 34
9401111 106910000401111 VELLA 35
LAGOON VISTA
ROAD
TIBURON CA 94920 9.75% 300 281
01 1
91
100000.00 6576.24 500000.00 9/7/94
3/7/95
9/7/19
76.00 1.50 18.% 2 280000.00 39
9401182 115910000401182 WILSON 5222
MAKALENA
STREET
HONOLULU HI 96821 9.75% 300 281
05 1
91
50000.00 13545.65 550000.00 9/9/94
3/9/95
9/9/19
80.00 1.50 18.% 2 385000.00 42
9401211 225910000401211 KAY 215 ELM
ST
NORTH
READING MA 01864 9.75% 300 281
05 1 91
33000.00
32130.77 278000.00 9/14/94 3/14/95
9/14/19
72.00
1.50 18.% 2 165000.00 19
9401300 106930000401300 05 PETTEWAY 1015
WEST 159TH
STREET
GARDENA CA 90247 12.% 179 160
01 1
93 33000.00
33000.00 133000.00 9/29/94
10/31/95 8/29/09
100.00
3.75 18.% 2 99999.00 41
9401392 134910000401392 NORTON 903
KINGS CROFT
CHERRY
HILL NJ 08034 9.75% 299 280
01 1 91
17600.00
3795.47 72000.00 9/8/94 3/8/95
8/8/19
80.00 1.50
18.% 2 39306.73 40
9401411 106920000401411 05 ZARET 441
WEST SUNNY
HILLS ROAD
FULLERTON CA 92635 10.5% 300 282
05 1
92
89350.00 32293.11 390000.00 10/14/94
1/14/95
10/14/19
90.00 2.25 18.% 2 259677.00 29
9401429 229920000401429 05 TRAUTH JR 17325
THUNDER
SPRING ROAD
EUREKA MO 63025 10.5% 299 282
05 1
92 59000.00
24911.68 275000.00 11/7/94
2/7/95 10/7/19
87.00
2.25 18.% 2 178766.00 41
9401551 113910000401551 KINGSLEY 135
SILVER MIST
CIRCLE
ALPHARETTA GA 30202 9.75% 300 282
03 1
91
25000.00 10570.68 490000.00 9/15/94
3/15/95
10/1/19
41.00 1.50 18.% 2 175000.00 35
9401588 106920000401588 ALLAIRE 450
SIXTY-SECOND
STREET
OAKLAND CA 94609 10.5% 300 281
05 1
92
33000.00 5177.13 330000.00 9/2/94
3/2/95
9/2/19
90.00 2.25 18.% 2 264000.00 38
9401629 106920000401629 ZAVALA 437
ADAMS STREET
NAPA
CA 94559 10.5% 299 281
05 1 92
23000.00
6526.97 157000.00 10/4/94 4/4/95
9/4/19
85.00 2.25
18.% 2 111221.00 31
9401636 141910000401636 MCWHORTER 1149 SE
52ND
AVENUE
PORTLAND OR 97215 9.75% 299 280
05 1
91
20000.00 3071.01 125000.00 9/26/94
3/25/95
8/26/19
72.00 1.50 18.% 2 70018.45 34
9401683 134920000401683 PLUNKETT 15
MACON DRIVE
TRENTON NJ 08619 10.5% 299 280
05 1
92 20000.00
3091.74 153000.00 9/26/94
3/26/95 8/26/19
87.00
2.25 18.% 2 113792.59 44
9401813 106930000401813 05 PASSANNANTE 6021
PALO ALTO
DRIVE
HUNTINGTON BEACH CA 92647 12.% 179 160
05
1 93
47000.00 19276.08 275000.00 9/28/94
8/28/09
100.00 3.75 18.% 2 227286.00 27
9401837 141920000401837 05 SVELA 14338
S.W. 133RD
AVENUE
TIGARD OR 97224 10.5% 299 281
03 1 92
64500.00
62730.18 320000.00 10/3/94
1/3/95 9/3/19
90.00
2.25 18.% 2 223432.00 29
9402025 106920000402025 BLOOM 5043
MAMMOTH
AVENUE
SHERMAN OAKS CA 91423 10.5% 299 280
05 1
92
30000.00 13116.21 323000.00 9/26/94
3/26/95
8/26/19
88.00 2.25 18.% 2 255711.00 22
9402029 206920000402029 STENSEL 3475
NORTH KNOLL
DRIVE
LOS ANGELES CA 90068 10.5% 300 282
05 1
92
53000.00 9770.06 530000.00 10/3/94
1/3/95
10/3/19
90.00 2.25 18.% 2 424000.00 37
9402180 134910000402180 ATALLAH 17
JOSEPHINE
COURT
HILLSDALE NJ 07642 9.75% 299 280
05 1
91 15000.00
5866.74 270000.00 9/29/94
3/29/95 8/29/19
42.00
1.50 18.% 2 98314.36 45
9402208 112910000402208 01 MILLER 7548
CHESTER
TERRACE
BOCA RATON FL 33433 9.75% 300 282
05 1
91
50000.00 4024.67 225000.00 10/12/94
4/12/95
10/12/19
73.00 1.50 18.% 2 113887.00 38
9402242 106920000402242 02 SULLIVAN 1384
WESTMINISTER PLACE
ESCONDIDO CA 92027 10.5% 300 282
05 1
92
33250.00 29179.07 265000.00 10/28/94
1/28/95
10/28/19
88.00 2.25 18.% 2 198750.00 34
9402302 106930000402302 06 DAVIS 540
DANA DRIVE
SANTA
PAULA CA 93060 12.% 179 161
05 1 93
50000.00
40161.35 254000.00 10/5/94 10/31/94
9/5/09
97.00
3.75 18.% 2 194431.00 39
9402392 249910000402392 EDDINGTON 11634
SOUTH
NICKLAUS ROAD
SALT LAKE CITY UT 84042 9.75% 300 282
05 1
91
20000.00 16819.14 170000.00 10/10/94
1/10/95
10/10/19
32.00 1.50 18.% 2 34000.00 14
9402457 106930000402457 05 SMITH 9522
EVE LANE
SANTEE
CA 92071 12.% 179 160 07
1 93 28000.00
27178.35
135000.00 9/16/94 9/30/94
8/16/09 100.00
3.75
18.% 2 106730.00 45
9402581 106920000402581 02 NELSON 115
SOUTH
GUADALUPE AVENUE
#E REDONDO BEACH CA 90277 10.5% 299 281
01
1 92
34500.00 33602.91 230000.00 10/20/94
1/20/95
9/20/19
90.00 2.25 18.% 2 172500.00 43
9402669 134910000402669 O'SULLIVAN 14
DAVID DRIVE
OLD
BRIDGE NJ 08857 9.75% 299 280
03 1 91
24500.00
12222.42 226000.00 9/30/94 3/30/95
8/30/19
80.00
1.50 18.% 2 155756.57 40
9402774 106930000402774 06 CORSE JR 6902
MONTICELLO
COURT
CITRUS HEIGHTS CA 95621 12.% 179 160
05 1
93
20000.00 149.41 156000.00 9/28/94
10/28/94
8/28/09
100.00 3.75 18.% 2 135563.00 35
9402789 134920000402789 STEINBERG 24 OLD
MILL ROAD
CHESTER NJ 07930 10.5% 299 281
05 1 92
40500.00
35391.73 406000.00 10/14/94
1/14/95 9/14/19
90.00
2.25 18.% 2 324000.00 38
9402884 106930000402884 06 JUVIK-WOODS 443
PANORAMA
DRIVE
BENECIA CA 94510 12.% 179 160
05 1 93
50000.00
50000.00 348500.00 9/26/94
9/30/94 8/26/09
94.00
3.75 18.% 2 277108.00 45
9402887 249920000402887 CHRISTENSEN 1064
WEST
RIDGETOP COVE
SOUTH JORDAN UT 84095 10.5% 300 282
05 1
92
27000.00 26293.13 229000.00 10/21/94
1/21/95
10/21/19
86.00 2.25 18.% 2 169803.00 45
9402944 106920000402944 PETRALIA 16470
TWIN LAKES
DRIVE
WATSONVILLE CA 95076 10.5% 299 281
05 1
92
73000.00 11098.42 360000.00 10/26/94
1/26/95
9/26/19
90.00 2.25 18.% 2 251000.00 41
9402979 112920000402979 06 TRUJILLO 3841 NW
12TH
TERRACE
MIAMI FL 33126 10.5% 298 281
05 1 92
15000.00
13194.65 100000.00 10/13/94 12/1/94
9/1/19
90.00
2.25 18.% 2 75000.00 35
9403024 255910000403024 FLEGEL 201
FRAME AVENUE
WAUKESHA WI 53186 9.75% 299 281
05 1
91
23000.00 6052.19 115000.00 10/27/94
1/27/95
9/27/19
80.00 1.50 18.% 2 68900.00 40
9403108 225920000403108 05 RIETHOF 36
SOLEY STREET
CHARLESTOWN MA 02129 10.5% 300 282
07 1
92
58000.00 52185.40 295000.00 10/31/94
5/1/95
10/31/19
90.00 2.25 18.% 2 207000.00 23
9403148 134920000403148 00 MOORE 121
VINCETOWN
SOUTH PARK
DRIVETABERNACLE NJ 08088 10.5% 299
282 05
1 92
15700.00 8350.47 155000.00 11/4/94
2/4/95
10/4/19
88.00 2.25 18.% 2 119615.66 40
9403192 106910000403192 05 STEINITZ 14044
RECUERDO
DRIVE
DEL MAR CA 92014 9.75% 299 281
05 1
91 75000.00
18825.42 335000.00 10/17/94
1/1/95 9/17/19
78.00
1.50 18.% 2 183165.00 40
9403204 106920000403204 05 BOLTE 2200
HILLCREST
DRIVE
VENTURA CA 93001 10.5% 300 283
05 1
92 34700.00
32972.13 305000.00 10/24/94
1/24/95 11/1/19
90.00
2.25 18.% 2 239785.00 23
9403214 149920000403214 05 SIMPSON 124
EAST RICE
LANE
FARMINGTON UT 84025 10.5% 299 282
05 1
92
23900.00 14105.02 97000.00 11/2/94
2/2/95
10/2/19
90.00 2.25 18.% 2 63307.00 25
9403224 106930000403224 02 RAMOS 3824
SANTA CLARA
WAY
LIVERMORE CA 94550 12.% 179 162
05 1
93
50000.00 49904.31 215000.00 11/9/94
11/30/94
10/9/09
92.00 3.75 18.% 2 146232.00 45
9403287 106930000403287 05 FINNEY 3141
VIA LOMA
VISTA
ESCONDIDO CA 92029 12.% 179 160
05 1
93
66000.00 47904.41 280000.00 9/14/94
10/14/94
8/14/09
100.00 3.75 18.% 2 214000.00 33
9403326 249920000403326 03 LAYTON 4213
IRIS AVENUE
MOUNTAIN GREEN UT 84050 10.5% 299 282
05 1
92
44000.00 15553.90 125000.00 11/11/94
2/11/95
10/11/19
90.00 2.25 18.% 2 68120.00 28
9403428 255930000403428 03 ADELMAN 716
PROSPECT
AVENUE
PEWAUKEE WI 53072 12.% 179 162
05 1
93
28500.00 23961.83 114000.00 11/16/94
12/16/94
10/16/09
100.00 3.75 18.% 2 85500.00 46
9403438 106920000403438 05 LEVIN 1861
SKYHILL PLACE
ESCONDIDO CA 92026 10.5% 300 282
05 1
92
39500.00 6004.19 230000.00 10/21/94
1/21/95
10/21/19
90.00 2.25 18.% 2 167429.00 30
9403493 106920000403493 02 DORSEY 542
HAMILTON
AVENUE
MENLO PARK CA 94025 10.5% 300 283
05 1
92
32500.00 32345.97 165000.00 11/21/94
2/21/95
11/21/19
90.00 2.25 18.% 2 116000.00 36
9403511 151930000403511 00 JORDAN 4207
SOUTH 35TH
STREET
ARLINGTON VA 22206 12.% 179 162
01 1
93
15750.00 15750.00 157700.00 11/19/94
11/30/94
10/19/09
100.00 3.75 18.% 2 141814.22 35
9403524 115910000403524 05 SABADO 1994
HOOLEHUA
STREET
PEARL CITY HI 96782 9.75% 300 283
03 1
91
156000.00 28078.32 425000.00 11/23/94
2/23/95
11/23/19
79.00 1.50 18.% 2 177881.00 37
9403533 106930000403533 01 JEFFCOAT 19
FAIRFIELD
FOOTHILL RANCH CA 92610 12.% 179 161
03 1
93
47000.00 46472.00 225000.00 10/28/94
10/31/94
9/28/09
100.00 3.75 18.% 2 177716.00 35
9403577 106930000403577 02 GURTH 3913
VIRGINIA ROAD
#109
LONG BEACH CA 90807 12.% 179 161
01 1
93
35000.00 34567.87 138000.00 10/11/94
9/11/09
99.00 3.75 18.% 2 101131.00 44
9403610 106910000403610 05 HALEY 135
WOODSIDE
DRIVE
WOODSIDE CA 94062 9.75% 299 282
05 1
91
100000.00 33933.68 1010000.00 11/17/94
5/17/95
10/17/19
79.00 1.50 18.% 2 697000.00 22
9403620 106920000403620 06 BADGETT 1476 EL
CERRITO
DRIVE
THOUSAND OAKS CA 91362 10.5% 299 283
05 1
92
28400.00 25134.94 290000.00 12/14/94
6/14/95
11/14/19
90.00 2.25 18.% 2 232594.00 35
9403643 206930000403643 02 ELLIS 21411
CHAGALL ROAD
TOPANGA AREA CA 90290 12.% 179 162
05 1
93
50000.00 29643.48 265000.00 11/16/94
11/30/94
10/16/09
99.00 3.75 18.% 2 212000.00 31
9403645 212920000403645 05 CHAPMAN 820
CYPRESS
ROAD ST
AUGUSTINE FL 32086 10.5% 299 282
05 1 92
35000.00
33536.63 136000.00 11/23/94
2/23/95 10/23/19
85.00
2.25 18.% 2 80259.00 44
9403665 106920000403665 02 TUCKER 1214
TRINITY
AVENUE #11
SEASIDE CA 93955 10.5% 300 283
03 1 92
21000.00
20485.02 116000.00 11/21/94
2/21/95 11/21/19
90.00
2.25 18.% 2 82897.00 36
9403714 106910000403714 01 STEIN 2906
CAPAZO COURT
CARLSBAD CA 92009 9.75% 299 283
05 1
91
27600.00 25172.91 365000.00 12/19/94
3/19/95
11/19/19
80.00 1.50 18.% 2 264375.00 33
9403720 106930000403720 06 ALBARADO 1500
MARSHALL
LANE
CORONA CA 91720 12.% 179 162
05 1 93
50000.00
49803.88 200000.00 11/22/94
12/31/94 10/22/09
95.00
3.75 18.% 2 139000.00 36
9403740 106910000403740 02 EDSON 13205
CORTE DE
CHAMISAL
SALINAS CA 93908 9.75% 299 282
05 1 91
70000.00
2364.03 530000.00 11/21/94
2/21/95 10/21/19
78.00
1.50 18.% 2 338885.00 20
9403752 106930000403752 01 CARTER 4301
LORAC COURT
NAPA
CA 94558 12.% 179 169
05 1 93
26500.00
20470.73 235000.00 6/22/95 7/31/95
5/22/10
100.00
3.75 18.% 2 208500.00 44
9403770 106920000403770 05 CHOW 888
LURLING DRIVE
FOSTER CITY CA 94404 10.5% 300 283
05 1
92
72000.00 38211.10 339000.00 11/21/94
2/21/95
11/21/19
90.00 2.25 18.% 2 232364.90 19
9403781 212920000403781 05 TAUL 3726
QUANDO CIRCLE
ORLANDO FL 32812 10.5% 299 282
05 1
92 40000.00
38422.21 285000.00 11/18/94
2/18/95 10/18/19
85.00
2.25 18.% 2 202133.00 44
9403853 106920000403853 02 LARSON 5519
NEBRASKA
DRIVE
CONCORD CA 94521 10.5% 299 282
05 1
92
31300.00 30444.45 180000.00 11/1/94
5/1/95
10/1/19
90.00 2.25 18.% 2 129119.00 36
9403869 106920000403869 00 NOLL 624
22ND STREE
HUNTINGTON BEACH CA 92648 10.5% 299 282
05
1 92
41000.00 5391.56 410000.00 11/30/94
2/28/95
10/30/19
90.00 2.25 18.% 2 328000.00 38
9403914 112930000403914 02 WALKER 107
26TH AVENUE
UNIT 1 ST
PETERSBURG FL 33706 12.% 180 163
01 1
93 22000.00
21043.67 114000.00 11/7/94
11/30/94 11/7/09
94.00
3.75 18.% 2 84400.00 34
9403933 106930000403933 05 LOPEZ 359
MEDEA CREEK
LANE
AGOURA CA 91301 12.% 179 161
05 1 93
50000.00
47877.59 415000.00 10/31/94
10/31/94 9/30/09
95.00
3.75 18.% 2 343919.00 44
9403936 106930000403936 05 SONNTAG 5719
DRYSDALE
COURT
SAN JOSE CA 94124 12.% 179 162
05 1 93
50000.00
7549.15 240000.00 11/9/94
11/30/94 10/9/09
95.00
3.75 18.% 2 177193.00 44
9403961 134920000403961 05 MOHAN 76
FERGUSON ROAD
WARREN NJ 07059 10.5% 299 282
05 1
92 25700.00
8982.07 173000.00 11/16/94
2/16/95 10/16/19
90.00
2.25 18.% 2 128795.72 37
9403964 106930000403964 05 MILLER 1560
JEANNNE
PLACE
CARLSBAD CA 92008 12.% 179 162
05 1
93
20000.00 18343.69 190000.00 11/3/94
11/30/94
10/3/09
100.00 3.75 18.% 2 168814.00 45
9403989 106910000403989 05 DOTSON 21240
CIELO VISTA
WAY
WILDOMAR CA 92595 9.75% 299 282
05 1
91
20000.00 5006.15 180000.00 11/18/94
2/18/95
10/18/19
51.00 1.50 18.% 2 71000.00 24
9404019 134910000404019 05 ZINN 3 BLACK
OAK TRAIL
WARREN TOWNSHIP NJ 07059 9.75% 300 282
05
1 91
14500.00 14335.63 818000.00 10/26/94
1/26/95
10/31/19
80.00 1.50 18.% 2 639500.00 34
9404020 106920000404020 05 LEVIN 16040
WEST ROAD
LOS
GATOS CA 95030 10.5% 299 282
05 1 92
70000.00
5963.72 700000.00 11/4/94 5/4/95
10/4/19
90.00 2.25
18.% 2 560000.00 46
9404099 106920000404099 02 FOSTER 2338
TUSTIN
AVENUE
NEWPORT BEACH CA 92660 10.5% 299 283
05 1
92
38300.00 38264.90 383000.00 12/1/94
6/1/95
11/1/19
90.00 2.25 18.% 2 306400.00 39
9404115 112920000404115 06 SIMMONS 9441 NW
33RD
MANOR
SUNRISE FL 33321 10.5% 298 281
05 1 92
14550.00
8057.32 97000.00 10/26/94
12/1/94 9/1/19
90.00
2.25 18.% 2 72750.00 23
9404125 225910000404125 05 PAPPAS 300
COMMERCIAL ST
BOSTON MA 02109 9.75% 299 282
06 1
91 70000.00
70116.53 310000.00 11/21/94
2/21/95 10/21/19
77.00
1.50 18.% 2 168000.00 45
9404135 106930000404135 05 JACKSON 641
WEST
MEDALLION COURT
ONTARIO CA 91762 12.% 179 162
05 1 93
40000.00
39569.86 140000.00 11/8/94
11/30/94 10/8/09
98.00
3.75 18.% 2 97036.00 43
9404155 106930000404155 05 KELLEY 106
DAPHNE STREET
VALLEY SPRINGS CA 95252 12.% 179 162
05 1
93
25000.00 14598.05 100000.00 11/15/94
11/30/94
10/15/09
100.00 3.75 18.% 2 74972.00 44
9404193 106920000404193 06 KELLY 1 POPPY
LANE
SAN
CARLOS CA 94070 10.5% 300 284
01 1 92
40000.00
2881.81 360000.00 12/8/94 3/8/95
12/8/19
83.00
2.25 18.% 2 256895.00 42
9404233 149920000404233 02 BOOTH
2762EAST
WARDWAY DR.
SALT LAKE CITY UT 84124 10.5% 299 283
05 1
92
33800.00 31963.98 132000.00 12/14/94
6/14/95
11/14/19
85.00 2.25 18.% 2 78000.00 40
9404248 106930000404248 01 ROHM 1850
BAYWOOD
COURT
YUBA CITY CA 95991 12.% 179 163
05 1
93 29650.00
28497.09 121000.00 12/2/94
1/31/95 11/2/09
99.00
3.75 18.% 2 90000.00 39
9404276 153920000404276 00 ROSS 2628
MARINE PLACE
SOUTHWEST
SEATTLE WA 98116 10.5% 299 283
05 1
92 44500.00
44187.47 165000.00 12/19/94
3/31/95 11/19/19
90.00
2.25 18.% 2 103000.00 44
9404315 106930000404315 01 CONNELLY III 1622
HEMLOCK
CIRCLE
CORONA CA 91719 12.% 179 163
05 1 93
27500.00
27280.84 157000.00 12/2/94
1/31/95 11/2/09
94.00
3.75 18.% 2 119850.00 39
9404323 151920000404323 05 MCINTYRE 2348
BEDFORDSHIRE CIRCLE
RESTON VA 22182 10.75% 300 284
03 1
92 30500.00
30287.13 195000.00 12/12/94
12/31/94 12/12/19
90.00
2.50 18.% 2 145000.00 20
9404364 217920000404364 05 STENNETT 30 WEST
280
HEATHER COURT
WARRENVILLE IL 60555 10.5% 299 283
01 1
92
19300.00 18541.61 145000.00 12/8/94
3/8/95
11/8/19
90.00 2.25 18.% 2 110855.00 33
9404459 151930000404459 02 JOLLY-TRAYFORS 902
SHADY
DRIVE, S.E.
VIENNA VA 22180 12.% 179 165
03 1 93
46000.00
45982.01 190000.00 2/23/95
2/28/95 1/23/10
100.00
3.75 18.% 2 144000.00 45
9404493 106930000404493 05 ALDRICH 3333
EAST ELM
STREET
BREA CA 92621 12.% 179 163
05 1 93
30000.00
29908.97 235000.00 12/7/94 1/31/95
11/7/09
98.00
3.75 18.% 2 199477.00 44
9404519 106920000404519 02 PUNT 170
CHARLES AVE.
PLEASANT HILL CA 94523 10.5% 299 283
05 1
92
20000.00 19795.42 208000.00 12/9/94
6/9/95
11/9/19
90.00 2.25 18.% 2 166000.00 43
9404617 212910000404617 05 MACERONI 2090 N
ATLANTIC
AVE #205
COCOA BEACH FL 32931 9.75% 299 283
01 1
91
35500.00 35042.25 125000.00 12/13/94
3/13/95
11/13/19
70.00 1.50 18.% 2 52000.00 37
9404634 108920000404634 05 SCOTT 1850
MANNING WAY
COLORADO SPRINGS CO 80919 10.5% 299 283
05
1 92
29500.00 3495.89 161500.00 12/9/94
3/9/95
11/9/19
90.00 2.25 18.% 2 115836.00 30
9404680 217920000404680 00 MURRENS 1165
RANCH ROAD
LAKE FOREST IL 60045 10.5% 300 284
05 1
92
75000.00 73730.47 375000.00 12/15/94
3/31/95
12/15/19
90.00 2.25 18.% 2 262500.00 46
9404685 106920000404685 05 ALLEN 8047
SKYLINE
BOULEVARD
OAKLAND CA 94611 10.5% 300 284
05 1
92
97500.00 96876.56 650000.00 12/14/94
3/14/95
12/14/19
90.00 2.25 18.% 2 487500.00 29
9404817 217930000404817 02 HAFLIN 864
MANCHESTER
COURT
GENEVA IL 60134 12.% 180 163
05 1 93
28000.00
27793.81 118000.00 11/18/94
12/31/94 11/18/09
100.00
3.75 18.% 2 90000.00 40
9404980 106920000404980 06 RETCHLESS 748
DARTMOUTH
AVENUE
SAN CARLOS CA 94070 10.5% 299 282
05 1
92
25500.00 22464.91 255000.00 11/30/94
3/2/95
10/30/19
90.00 2.25 18.% 2 204000.00 40
9404987 241920000404987 05 SHAW 9900 SE
132ND
AVENUE
PORTLAND OR 97236 10.5% 300 284
05 1
92
36000.00 23496.14 235000.00 12/7/94
3/7/95
12/7/19
90.00 2.25 18.% 2 174682.00 45
9405030 212920000405030 02 JARRIEL 154
TEMPLE DRIVE
LOXAHATCHEE FL 33470 10.5% 300 284
05 1
92
39000.00 37558.84 80000.00 12/23/94
3/23/95
12/23/19
90.00 2.25 18.% 2 32889.00 23
9405056 212930000405056 06 SHEARD 3805 NW
84TH AVE
CORAL
SPRINGS FL 33065 12.% 179 163
05 1 93
25000.00
21629.55 100000.00 12/20/94 3/20/95
11/20/09
100.00
3.75 18.% 2 74661.00 33
9405067 136920000405067 06 DERIAN 99
CALHOUN DRIVE
TROY
NY 12182-972610.5% 300 284
05 1 92
30000.00
22433.82 145000.00 12/6/94 3/6/95
12/6/19
85.00 2.25
18.% 2 92900.00 32
9405094 113930000405094 05 MANN 5340
HIGHLAND
GATE DRIVE
SUWANEE GA 30174 12.% 179 164
05 1
93 22100.00
19178.63 213000.00 1/10/95
2/28/95 12/10/09
99.00
3.75 18.% 2 187000.00 41
9405107 206920000405107 00 WILSON 350
GIBRALTAR
ROAD BIG
BEAR LAKE CA 92315 10.5% 299 284
05 1 92
78100.00
74693.94 399000.00 12/9/94
3/9/95 12/8/19
90.00
2.25 18.% 2 280929.00 36
9405112 112930000405112 05 RUSSO 321 NW
47 TERRACE
DEERFIELD BEACH FL 33442 12.% 180 164
05 1
93
10000.00 4433.52 110000.00 12/12/94
12/31/94
12/12/09
98.00 3.75 18.% 2 96862.00 39
9405113 206930000405113 00 AGUADO 4309
WILKINSON
AVENUE
STUDIO CITY CA 91604 12.% 60 44
05 1
93 50000.00
13596.89 375000.00 12/15/94
12/31/94 12/15/99
97.00
3.75 18.% 2 312584.00 43
9405114 206930000405114 02 PETER 892
CAYO GRANDE
COURT
THOUSAND OAKS CA 91320 12.% 179 163
05 1
93
30000.00 28833.20 270000.00 12/20/94
12/31/94
11/20/09
99.00 3.75 18.% 2 236000.00 44
9405133 249920000405133 05 JONES 1911
OBSERVATION
CIRCLE ST
GEORGE UT 84770 10.5% 300 284
05 1 92
57500.00
56998.13 200000.00 12/21/94 3/21/95
12/21/19
90.00
2.25 18.% 2 122000.00 20
9405134 112910000405134 05 LAMAR 3991
KUMQUAT AVE
MIAMI FL 33133 10.5% 299 283
05 1 91
44485.00
35440.18 260000.00 12/22/94 3/1/95
11/22/19
90.00
2.25 18.% 2 189514.00 4
9405150 106920000405150 EAKIN II 534
WEST MADISON
AVENUE
PLACENTIA CA 92670 10.5% 300 284
05 1
92
15000.00 3272.17 210000.00 12/14/94
3/14/95
12/14/19
87.00 2.25 18.% 2 166225.49 39
9405210 142910000405210 05 O'GARA 27
MEADOW GLEN
ROAD
MONTGOMERY PA 19446 9.75% 299 282
05 1
91
54600.00 8478.67 197000.00 11/11/94
2/11/95
10/11/19
80.00 1.50 18.% 2 102397.00 40
9405234 206920000405234 05 FERRARI 1125
NORTH
HOLMAR AVENUE
AZUSA CA 91702 10.5% 300 285
05 1 92
32400.00
31491.08 182000.00 1/3/95
4/3/95 1/3/20
91.00
2.25 18.% 2 132000.00 24
9405311 142910000405311 05 LAUER 101
HARRISON
FORGE COURT
CHALFONT PA 18914 9.75% 299 283
05 1
91
50000.00 11362.38 229000.00 12/29/94
3/29/95
11/29/19
76.00 1.50 18.% 2 123295.00 27
9405342 249920000405342 00 BROWN 4521
SOUTH
HERTFORD DRIVE
WEST VALLEY CITY UT 84119 10.5% 180 164
03 1
92
20000.00 14405.60 99000.00 12/22/94
6/22/95
12/22/09
89.00 2.25 18.% 2 67500.00 42
9405391 151930000405391 05 MOES 2707 N
HARRISON
STREET
ARLINGTON VA 22207 12.% 180 164
05 1
93
20000.00 3491.82 193000.00 12/17/94
12/31/94
12/17/09
91.00 3.75 18.% 2 154400.00 25
9405398 106910000405398 00 HOLLAND 7320
BLACK SWAN
PLACE
CARLSBAD CA 92009 9.75% 299 284
03 1
91
83950.00 4846.17 358900.00 1/17/95
4/17/95
12/17/19
80.00 1.50 18.% 2 203150.00 44
9405429 206920000405429 03 COSTAN 2896
COPLEY
AVENUE SAN
DIEGO CA 92116 10.5% 299 283
05 1 92
25000.00
24020.31 170000.00 12/21/94 3/21/95
11/21/19
90.00
2.25 18.% 2 126500.00 38
9405430 206910000405430 03 ROBINSON 3853
AMERICAN
AVENUE
LA MESA CA 91941 9.75% 299 283
05 1
91 40000.00
12178.21 155000.00 12/16/94
3/16/95 11/16/19
30.00
1.50 18.% 2 5700.00 43
9405489 217920000405489 02 LOPEZ 1150
THEODORE
STREET
CREST HILL IL 60435 10.5% 299 284
05 1
92 28000.00
27650.75 143000.00 1/11/95
4/11/95 12/11/19
88.00
2.25 18.% 2 96435.00 46
9405490 217920000405490 05 KILARSKI 1862 B
FOX RUN
DRIVE ELK
GROVE VILLAGE IL 60007 10.5% 298 283
05 1
92
23300.00 22714.80 107000.00 12/30/94
3/30/95
11/6/19
90.00 2.25 18.% 2 73000.00 31
9405491 209920000405491 00 DALUZ 96-98
ROSE STREET
WATERBURY CT 06704 10.75% 299 284
05 1
92
20000.00 19747.09 125000.00 1/6/95
2/6/95
12/6/19
90.00 2.50 18.% 2 92500.00 39
9405603 153920000405603 01 HILLIARD 3111
EAST HILLS
COURT
SPOKANE WA 99202 10.5% 300 285
05 1
92
12750.00 10605.98 85000.00 1/6/95
4/6/95
1/6/20
90.00 2.25 18.% 2 63750.00 24
9405662 141920000405662 05 PORTER 10601
NE BRAZEE
STREET
PORTLAND OR 97220 10.5% 299 284
05 1
92
22300.00 4074.61 90000.00 1/7/95
4/7/95
12/7/19
90.00 2.25 18.% 2 58586.00 42
9405676 249910000405676 05 WARREN 415
EAST 200
NORTH
ANNABELLA UT 84711 9.75% 300 285
05 1
91
25000.00 23292.92 68000.00 1/9/95
4/9/95
1/9/20
74.00 1.50 18.% 2 24800.00 24
9405680 106920000405680 06 GOODWIN 9
LEONARD
COURT
DANVILLE CA 94526 10.5% 299 283
05 1
92
23000.00 3236.08 295000.00 12/27/94
3/27/95
11/27/19
90.00 2.25 18.% 2 242000.00 30
9405700 106930000405700 02 DABBS 24
BRIGMORE AISLE
IRVINE CA 92715 12.% 179 164
01 1 93
50000.00
50000.00 352000.00 1/11/95 2/28/95
12/11/09
94.00
3.75 18.% 2 279638.00 43
9405709 141930000405709 02 SEICIANU 13145
S.W. FALCON
RISE DRIVE
TIGARD OR 97223 12.% 179 164
03 1 93
42700.00
42321.39 149500.00 1/13/95
2/28/95 12/13/09
95.00
3.75 18.% 2 99017.00 45
9405726 106910000405726 05 CARR 510
42ND SREET
SACRAMENTO CA 95819 9.75% 299 283
05 1
91
50000.00 23628.48 190000.00 12/20/94
3/20/95
11/20/19
61.00 1.50 18.% 2 64407.00 29
9405728 106920000405728 00 TALLY 2652
COLERIDGE
DRIVE LOS
ALAMITOS AREA CA 90820 10.5% 300 283
05 1
92
26500.00 25592.46 265000.00 11/30/94
2/28/95
11/30/19
90.00 2.25 18.% 2 212000.00 26
9405752 106920000405752 06 ZOLNOORIAN 9
CONCHO LANE
BELL CANYON CA 91307 10.5% 300 284
03 1
92
60000.00 59462.67 600000.00 12/2/94
3/2/95
12/2/19
90.00 2.25 18.% 2 480000.00 39
9405757 106930000405757 06 CHIU 6410
WEST 81ST
STREET LOS
ANGELES CA 90044 12.% 179 164
05 1 93
50000.00
48400.00 435000.00 1/14/95 2/28/95
12/14/09
95.00
3.75 18.% 2 363175.00 28
9405779 206910000405779 02 CLARK 21466
PASEO
PORTOLA
MALIBU CA 90265 9.75% 299 284
05 1 91
100000.00
98986.79 600000.00 1/12/95
4/12/95 12/12/19
64.00
1.50 18.% 2 281300.00 43
9405818 106930000405818 05 KIRKPATRICK 11282
VIA
CARROZA
SAN DIEGO CA 92124 12.% 179 164
05 1
93 40000.00
39984.21 237000.00 1/13/95
2/28/95 12/13/09
99.00
3.75 18.% 2 194553.00 45
9405865 111920000405865 00 LOMAX 4536 C.
STREET, SE
WASHINGTON DC 20019 10.75% 300 284
05 1
92
26000.00 25724.37 160000.00 12/27/94
12/31/94
12/27/19
90.00 2.50 18.% 2 118000.00 30
9405871 137920000405871 00 JACKSON 5407
BERRYWOOD
LANE
MONROE NC 28110 10.5% 300 284
05 1
92 26800.00
26767.18 208981.00 12/29/94
3/29/95 12/29/19
90.00
2.25 18.% 2 161250.00 42
9405934 134930000405934 05 DARCEY 80
SOUTH ROAD
BLOOMINGDALE BOROUGHNJ 07403 12.% 180 165
05
1 93
17500.00 16612.89 196000.00 1/23/95
4/23/95
1/23/10
100.00 3.25 18.% 2 178329.00 33
9405995 134920000405995 06 CARPENTER 50
PAULA DRIVE
WASHINGTON TWP NJ 07853 10.5% 299 284
05 1
92
18500.00 8469.63 185500.00 1/23/95
4/23/95
12/23/19
90.00 2.25 18.% 2 148400.00 34
9406004 106930000406004 04 ABDUS-SALAAM 2715
JOUST
STREET
NORTH LAS VEGAS NV 89030 12.% 179 164
05 1
93
19000.00 18968.72 63000.00 1/23/95
2/28/95
12/23/09
100.00 3.75 18.% 2 44000.00 30
9406121 106930000406121 01 SUNQUIST 758
BIRCH COURT
GALT
CA 95632 12.% 179 164
05 1 93
11800.00
11740.81 208000.00 1/23/95 2/28/95
12/23/09
94.00
3.75 18.% 2 183446.00 42
9406171 153910000406171 02 CASSIDY 118
SOUTH
CLEVELAND
WENATCHEE WA 98801 9.75% 299 284
05 1
91
20000.00 13341.13 123000.00 1/11/95
4/11/95
12/11/19
79.00 1.50 18.% 2 76851.72 37
9406172 249920000406172 05 DAVIS 1142
WEST 600 NORTH
OREM
UT 84057 10.5% 300 285
05 1 92
29500.00
29343.80 104000.00 1/20/95 4/20/95
1/20/20
90.00
2.25 18.% 2 63844.00 45
9406199 206920000406199 05 PAUNZEN-MACNAIR 12510
HESBY
STREET
VALLEY VILLAGE AREA CA 91607 10.5% 299 284
05
1 92
60000.00 59676.27 350000.00 1/19/95
4/19/95
12/19/19
89.00 2.25 18.% 2 248770.00 35
9406223 134920000406223 05 ENNICO, JR. 6 YALE
PLACE
WESTWOOD NJ 07675 10.5% 299 284
05 1
92
40500.00 6829.93 251000.00 1/10/95
4/10/95
12/10/19
90.00 2.25 18.% 2 185380.00 35
9406324 151930000406324 06 WALTERS 6041
CHAPMAN
ROAD
LORTON VA 22079 12.% 180 166
03 1 93
15000.00
4081.80 287000.00 2/1/95
3/31/95 2/1/10
100.00
3.75 18.% 2 270750.00 34
9406325 249910000406325 05 LARSEN 285
EAST 580 SOUTH
CIRCLE
IVINS UT 84738 9.75% 300 285
05 1 91
20000.00
18800.09 100000.00 1/25/95 4/25/95
1/25/20
64.00
1.50 18.% 2 43866.00 35
9406389 106920000406389 05 MELCHER 24718
STONEGATE
DRIVE
WEST HILLS AREA CA 91304 10.5% 300 286
03 1
92
50000.00 25029.48 319990.00 1/30/95
4/30/95
2/3/20
88.00 2.25 18.% 2 230000.00 43
9406414 153920000406414 06 WELTY 7820
134TH AVENUE
NORTHEST
REDMOND WA 98052 10.5% 299 284
05 1
92
26100.00 18757.78 170000.00 1/19/95
7/19/95
12/19/19
88.00 2.25 18.% 2 123000.00 28
9406458 206910000406458 05 LOFFA 5337
NEWCASTLE
LANE
CALABASAS CA 91302 9.75% 299 284
03 1
91
51500.00 42212.56 1005000.00 1/23/95
4/23/95
12/23/19
80.00 1.50 18.% 2 744062.00 31
9406464 106920000406464 02 GARCIA 15016
EAST
STEPROCK DRIVE
LA MIRADA CA 90638 10.5% 299 284
05 1
92
20000.00 17452.26 168500.00 1/11/95
4/11/95
12/11/19
90.00 2.25 18.% 2 131522.00 35
9406519 151910000406519 06 KEITH 20287
WATERMARK
PLACE
STERLING VA 20165 10.% 180 166
03 1
91
100000.00 40391.77 528021.00 2/3/95
5/3/95
2/3/10
53.00 1.75 18.% 2 175000.00 25
9406537 106930000406537 05 ARIARAD 17
EDGESTONE
IRVINE
CA 92714 12.% 179 165 05
1 93
30000.00
8112.72 221000.00 2/2/95 3/2/95
1/2/10
98.00 3.75
18.% 2 186338.00 45
9406577 111910000406577 02 KALPAXIS 6149
UTAH
AVENUE, NW
WASHINGTON DC 20015 9.75% 299 284
05 1
91
92000.00 90266.43 550000.00 1/23/95
4/23/95
12/23/19
72.00 1.50 18.% 2 301965.00 44
9406624 106920000406624 05 ALLEN 801
35TH STREET
SACRAMENTO CA 95816 10.5% 299 284
05 1
92
45000.00 43716.24 300000.00 1/27/95
7/27/95
12/27/19
90.00 2.25 18.% 2 223957.00 21
9406678 106930000406678 02 HENKE 36 E.
15TH STREET
ANTIOCH CA 94509 12.% 179 165
05 1 93
23000.00
22747.53 135000.00 2/7/95
3/31/95 1/7/10
100.00
3.75 18.% 2 111310.00 44
9406684 106930000406684 05 MAKOFSKY 938
56TH STREET
OAKLAND CA 94608 12.% 180 166
05 1
93 34000.00
32555.32 170000.00 2/3/95
3/3/95 2/3/10
100.00
3.75 18.% 2 136000.00 41
9406691 134920000406691 05 MATAR 9
FOREST HILL
ROAD WEST
ORANGE NJ 07052 10.5% 299 285
05 1 92
37000.00
29830.16 180000.00 2/16/95 5/16/95
1/16/20
90.00
2.25 18.% 2 125000.00 40
9406711 112920000406711 05 KLOSS 568
CENTERWOOD
DRIVE
TARPON SPRINGS FL 34689 10.5% 180 165
05 1
92
18500.00 18287.17 185000.00 1/17/95
4/17/95
1/17/10
90.00 2.25 18.% 2 147686.00 46
9406813 106930000406813 03 FOLKS 109
FAIRVIEW
AVENUE
VALLEJO CA 94589 12.% 179 165
05 1 93
33400.00
33385.93 125000.00 2/10/95
3/31/95 1/10/10
100.00
3.75 18.% 2 91534.00 45
9406831 217930000406831 05 D'ANDREA 481
SNOWDRIFT
CIRCLE
BARTLETT IL 60103 12.% 180 166
05 1 93
30000.00
28766.71 155000.00 2/8/95
3/31/95 2/8/10
99.00
3.75 18.% 2 122000.00 44
9406833 225910000406833 06 DIMATTEO, JR. 33
LEXINGTON
STREET
BURLINGTON MA 01803 9.75% 299 285
05 1
91
32000.00 18000.00 275000.00 2/9/95
5/9/95
1/9/20
80.00 1.50 18.% 2 188000.00 29
9406847 209930000406847 05 WACHTELHAUSEN 30
SADDLE
ROAD
WOLCOTT CT 18716 12.% 179 165
05 1
93 20000.00
19889.15 196000.00 2/8/95
3/31/95 1/8/10
100.00
3.75 18.% 2 176000.00 35
9406849 151920000406849 05 SEAGLE 13753
LAUREL ROCK
DRIVE
CLIFTON VA 22024 10.5% 300 286
03 1 92
29600.00
4926.55 296000.00 2/24/95
5/31/95 2/24/20
90.00
2.25 18.% 2 236800.00 42
9406879 106930000406879 02 BRALEY 9188
NADINE RIVER
CIRCLE
FOUNTAIN VALLEY CA 92706 12.% 179 165
05 1
93
37500.00 37500.00 375000.00 2/14/95
3/14/95
1/14/10
100.00 3.75 18.% 2 337500.00 43
9406916 106930000406916 06 TREFETHEN 327
22ND STREET
HUNTINGTON BEACH CA 92648 12.% 179 165
05
1 93
49850.00 24761.74 385000.00 2/24/95
2/28/95
1/24/10
100.00 3.75 18.% 2 335148.00 39
9407027 106920000407027 05 GARCIA 6656
RALSTON
STREET
VENTURA CA 93003 10.5% 300 285
05 1
92 28125.00
28008.09 188000.00 1/13/95
4/13/95 1/13/20
90.00
2.25 18.% 2 140625.00 34
9407054 213930000407054 02 TRAPPE 5427
TRENTHAM
DRIVE
DUNWOODY GA 30338 12.% 179 165
01 1
93
52400.00 52379.37 167000.00 2/14/95
3/31/95
1/14/10
100.00 3.75 18.% 2 114000.00 47
9407095 106930000407095 02 VIERGUTZ 1065
CUYAMALA
AVENUE
CHULA VISTA CA 91911 12.% 179 165
05 1
93
30000.00 29893.93 180000.00 2/17/95
3/31/95
1/17/10
99.00 3.75 18.% 2 146563.00 35
9407134 229910000407134 05 CLARK 2315
PARKRIDGE
BRENTWOOD MO 63144 9.75% 299 285
05 1
91
26100.00 7270.11 185000.00 2/17/95
5/17/95
1/17/20
80.00 1.50 18.% 2 121815.00 21
9407154 151920000407154 00 CHANG 6620
HEIDI COURT
MCLEAN VA 22101 10.5% 299 286
03 1
92 63700.00
59817.79 637500.00 3/1/95
5/31/95 2/1/20
90.00
2.25 18.% 2 510000.00 34
9407247 106920000407247 01 JOHER 4361 E
OAKHILL
DRIVE
ANAHEIM HILLS CA 92807 10.5% 299 285
05 1
92
80000.00 80806.32 400000.00 2/24/95
8/24/95
1/24/20
90.00 2.25 18.% 2 280000.00 26
9407324 134910000407324 06 DE CARLO 23
BARBARA
DRIVE
RANDOLPH NJ 07869 11.% 299 292
05 1
91 50000.00
49603.72 500000.00 9/7/95
12/7/95 8/7/20
90.00
2.75 18.% 2 400000.00 34
9407345 206930000407345 02 ANTONIO 4243
CALLAN BLVD
DALY CITY CA 94015 12.% 179 166
05 1
93 46000.00
45219.59 276000.00 3/3/95
6/3/95 2/3/10
100.00
3.75 18.% 2 229811.00 41
9407353 106920000407353 01 FEFFERMAN 4565
TERRACE
DRIVE
SAN DIEGO CA 92116 10.5% 299 285
05 1
92
29400.00 27945.50 266000.00 2/23/95
8/23/95
1/23/20
90.00 2.25 18.% 2 210000.00 35
9407384 213930000407384 05 WHITMORE 968
LEED'S
CASTLE WAY
MARIETTA GA 30066 12.% 179 165
05 1
93 29500.00
21896.09 123500.00 2/22/95
3/30/95 1/22/10
100.00
3.75 18.% 2 94000.00 45
9407385 237930000407385 05 PINGHO 6370
SKYLARK
ROAD
PFAFFTOWN NC 27040 12.% 179 165
05 1
93
47500.00 47350.27 161500.00 2/23/95
3/31/95
1/23/10
100.00 3.75 18.% 2 114000.00 30
9407565 106930000407565 02 SYLVA 11782
ONYX STREET
GARDEN GROVE CA 92645 12.% 179 165
05 1
93
20000.00 20000.00 195000.00 2/24/95
3/31/95
1/24/10
100.00 3.75 18.% 2 174910.00 43
9407590 106930000407590 00 FEIK 894
SUMAC PLACE
ESCONDIDO CA 92027 12.% 179 169
05 1
93
27000.00 26988.06 170000.00 6/21/95
7/31/95
5/21/10
98.00 3.75 18.% 2 138400.00 34
9407603 134910000407603 05 AUCELLO 20
ALDRICH ROAD
KENDALL PARK NJ 08824 10.5% 299 294
05 1
91
29200.00 24010.81 154000.00 11/20/95
2/20/96
10/20/20
90.00 2.25 18.% 2 109236.25 39
9407604 106930000407604 05 EBLING 3969
WILDROSE WAY
SACRAMENTO CA 95826 12.% 179 165
05 1
93
28600.00 25889.84 126500.00 2/6/95
3/31/95
1/6/10
100.00 3.75 18.% 2 97891.00 45
9407619 217930000407619 05 DURBIN 708
CYPRESS
STREET
HIGHLAND IL 62249 12.% 179 165
05 1
93 40000.00
39945.82 130000.00 2/28/95
3/28/95 1/28/10
97.00
3.75 18.% 2 85069.00 22
9407631 153920000407631 02 KLOTZER 529
AVENUE B
SNOHOMISH WA 98290 11.% 299 287
05 1
92
10000.00 9871.83 129000.00 4/19/95
7/19/95
3/19/20
88.00 2.75 18.% 2 103200.00 32
9407645 106920000407645 00 NIXON 29683
QUAIL RUN
DRIVE
AGOURA HILLS CA 91301 10.5% 300 286
03 1
92
40000.00 39386.52 400000.00 2/23/95
5/23/95
2/23/20
90.00 2.25 18.% 2 320000.00 41
9407697 106930000407697 01 BOUTSALEE 3309
VIA PERLITA
SAN
MARCOS CA 92069 12.% 180 166
05 1 93
30000.00
28964.30 180000.00 2/17/95 3/31/95
2/17/10
97.00
3.75 18.% 2 144000.00 41
9407876 106930000407876 05 PITASSI 359
SOUTH ROCK
RIVER DRIVE
DIAMOND BAR CA 91765 12.% 179 166
05 1
93
19700.00 19406.97 157000.00 3/8/95
4/30/95
2/8/10
100.00 3.75 18.% 2 137265.00 41
9407881 106920000407881 00 BEAZLEY 2845
THREE
SPRINGS DRIVE
WESTLAKE VILLAGE CA 91361 10.5% 299 285
03
1 92
50500.00 49726.58 505000.00 2/24/95
5/24/95
1/24/20
90.00 2.25 18.% 2 404000.00 31
9407884 113920000407884 05 GECILS 7220
SELKIRK DRIVE
ATLANTA GA 30328 10.5% 299 285
05 1
92 18500.00
10439.00 190000.00 2/28/95
5/29/95 1/28/20
88.00
2.25 18.% 2 148000.00 12
9407936 134920000407936 06 VERTUCCI 13
ANNETTE DRIVE
EDISON NJ 08820 11.% 299 287
05 1 92
30800.00
13455.37 224000.00 4/27/95 7/27/95
3/27/20
90.00
2.75 18.% 2 170162.36 45
9407968 153930000407968 05 FEDORA 8420
18TH AVENUE
SOUTHWEST
SEATTLE WA 98106 12.% 179 166
05 1
93 30000.00
28851.07 135000.00 3/1/95
4/30/95 2/1/10
96.00
3.75 18.% 2 98800.00 42
9407972 149930000407972 02 O'BERRY 10792
SOUTH
COVERED BRIDGE
DR SPANISH FORK UT 84660 12.% 179 166
05 1
93
50000.00 50096.23 137000.00 3/6/95
3/31/95
2/6/10
100.00 3.75 18.% 2 86000.00 43
9408024 106910000408024 05 DONALDSON 3632
KEMPTON
DRIVE
ALAMITOS CA 90720 9.25% 299 286
05 1
91
40000.00 29578.41 310000.00 3/10/95
6/10/95
2/20/20
33.00 1.00 18.% 2 59353.00 37
9408192 106930000408192 01 CICERONE 33
SYLVAN WAY
WOODACRE CA 94973 12.% 180 167
05 1
93
75000.00 73107.91 350000.00 3/10/95
4/10/95
3/10/10
95.00 3.75 18.% 2 255679.00 40
9408302 106930000408302 02 KELZER 25
QUAIL HILL LANE
RICHMOND CA 94803 12.% 179 166
05 1
93
40600.00 23900.00 175000.00 3/20/95
4/30/95
2/20/10
95.00 3.75 18.% 2 124239.00 39
9408371 215930000408371 05 KIM HAN 91-207
KAMOAWA
PLACE
EWA BEACH HI 96706 12.% 179 166
05 1
93
25000.00 24927.48 295000.00 3/16/95
4/30/95
2/16/10
97.00 3.75 18.% 2 259000.00 30
9408418 134920000408418 06 PRINO 3009
CLAYTON DRIVE
WALL
NJ 07719 10.5% 299 285
05 1 92
24400.00
14856.65 245000.00 2/24/95 5/24/95
1/24/20
90.00
2.25 18.% 2 195200.00 32
9408421 124930000408421 06 WOODHOUSE 407
LAUREL
AVENUE
LAUREL MD 20707 12.% 179 167
05 1 93
47000.00
46109.18 180000.00 4/12/95
4/30/95 3/12/10
100.00
3.75 18.% 2 132755.00 31
9408454 106930000408454 05 ORTIZ 25
AMANTES
RANCHO
SANTA CA 92688 12.% 180 167
03 1 93
50000.00
49955.09 263000.00 3/1/95 4/1/95
3/1/10
100.00 3.75
18.% 2 210486.00 24
9408459 106930000408459 05 REFUERZO 1034
FARRAGUT
DRIVE
FREMONT CA 94539 12.% 180 166
05 1
93 39000.00
1187.42 330000.00 2/27/95
3/27/95 2/27/10
100.00
3.75 18.% 2 291000.00 33
9408467 106930000408467 05 KNIGHT 547
NORTH
BEACHWOOD DRIVE
LOS ANGELES CA 90014 12.% 179 168
05 1
93
50000.00 49739.92 315000.00 5/9/95
6/30/95
4/9/10
96.00 3.75 18.% 2 252000.00 43
9408501 106930000408501 01 HIBBERD 16388
LOS GATOS
ALMADEN
ROAD LOS GATOS CA 95032 12.% 179
165 05
1 93
50000.00 49980.30 375000.00 2/24/95
3/31/95
1/24/10
98.00 3.75 18.% 2 317000.00 32
9408527 106930000408527 06 SEDANO-FUENTES 2605
PARKDALE DRIVE
MODESTO CA 95358 12.% 179 167
05 1
93
20000.00 19642.13 85000.00 4/20/95
5/31/95
3/20/10
92.00 3.75 18.% 2 57400.00 43
9408608 106930000408608 01 BUI 2031
FLINTBURY CT
SAN JOSE
CA 95148 12.% 179 167 05
1 93
48000.00
44589.41 215000.00 4/18/95 5/18/95
3/18/10
100.00
3.75 18.% 2 166927.00 45
9408692 106930000408692 02 WILLIAMS 4814 E
WHITE
DOVE AVE
ORANGE CA 92669 12.% 179 166
05 1 93
20000.00
18854.16 310000.00 3/23/95
3/31/95 2/23/10
96.00
3.75 18.% 2 275674.00 43
9408704 106910000408704 02 TRAPIN 2760
RIBERA ROAD
CARMEL CA 93923 9.25% 300 287
05 1
91
145000.00 144341.66 1200000.00 3/27/95
6/27/95
3/27/20
70.00 1.00 18.% 2 690000.00 45
9408728 106920000408728 05 VINET 16368
DEL MAR WAY
PENN
VALLEY CA 95946 11.% 300 287
05 1 92
129900.00
129366.42 565000.00 3/6/95 6/6/95
3/6/20
90.00 2.75
18.% 2 378571.00 41
9408814 237930000408814 03 GREEN 7613
MINE VALLEY
ROAD
RALEIGH NC 27615 12.% 179 166
05 1 93
32200.00
32189.96 95000.00 3/28/95
4/30/95 2/28/10
100.00
3.75 18.% 2 62795.00 21
9408870 106930000408870 02 STALEY 3436
CAMEO DRIVE
OCEANSIDE CA 92056 12.% 179 167
01 1
93
19500.00 19485.46 118000.00 4/3/95
5/31/95
3/3/10
100.00 3.75 18.% 2 98419.00 41
9408913 106930000408913 01 BYERS 1177
MORRILL
AVENUE SAN
JOSE CA 95132 12.% 179 169
05 1 93
42000.00
41535.13 288000.00 6/2/95 7/31/95
5/2/10
97.00 3.75
18.% 2 236375.00 40
9408918 141930000408918 05 ANDERSON 77080
CIRCLING
HAWK LANE
COTTAGE GROVE OR 97424 12.% 179 167
05 1
93
33000.00 32939.45 157000.00 4/28/95
5/31/95
3/28/10
100.00 3.75 18.% 2 123577.38 45
9408950 232920000408950 06 ANGELO 3945
PARKHAVEN
DRIVE
LAS VEGAS NV 89120 11.% 300 288
05 1
92 20000.00
18875.56 126000.00 4/3/95
7/7/95 4/3/20
87.00
2.75 18.% 2 89000.00 40
9409026 106930000409026 05 ROSENZWEIG 407
LINKS DRIVE
PAM
DESERT CA 92211 12.% 180 168
03 1 93
50000.00
49858.26 370000.00 4/21/95 5/21/95
4/21/10
98.00
3.75 18.% 2 311392.00 41
9409033 225920000409033 02 WISDOM 14
MARIQUE DRIVE
LAWRENCE MA 01843 11.% 300 288
05 1
92
11800.00 11590.85 112000.00 4/3/95
7/3/95
4/3/20
90.00 2.75 18.% 2 89000.00 44
9409075 106930000409075 05 TOWNSEND 17
SANTA
BARBARA AVENUE
SALINAS CA 93901 12.% 180 169
05 1
93 40000.00
39980.01 180000.00 5/5/95
6/5/95 5/5/10
100.00
3.75 18.% 2 139926.00 40
9409109 106930000409109 02 NAVARRETE 317
LUINDA WAY
MODESTO CA 95351 12.% 179 168
05 1
93 28650.00
28514.56 100000.00 5/4/95
6/30/95 4/4/10
100.00
3.75 18.% 2 71300.93 44
9409136 153920000409136 06 FYFFE 2007
227TH AVE NE
REDMOND WA 98053 11.% 299 286
05 1
92
46600.00 30276.74 214000.00 3/23/95
6/23/95
2/23/20
90.00 2.75 18.% 2 145922.58 37
9409156 106930000409156 05 GREEN 11122
BERTHA PLACE
CERRITOS CA 90701 12.% 179 167
05 1
93 41600.00
41319.57 228000.00 4/5/95
5/31/95 3/5/10
100.00
3.75 18.% 2 186165.00 44
9409239 106930000409239 01 LINDBLOM 850 F
APRICOT
CAMPBELL CA 95008 12.% 179 167
01 1
93
10000.00 10000.00 151000.00 4/17/95
5/31/95
3/17/10
97.00 3.75 18.% 2 136000.00 29
9409258 106930000409258 01 RODRIGUEZ 487
VIOLET
STREET SAN
LEANDRO CA 94578 12.% 180 167
05 1 93
20200.00
19972.66 149000.00 3/24/95 6/24/95
3/24/10
100.00
3.75 18.% 2 128736.00 45
9409295 106920000409295 00 LEFKOWITZ 923
WILMINGTON
WAY
REDWOOD CITY CA 94062 11.% 299 287
05 1
92
67750.00 50710.52 635000.00 4/12/95
10/12/95
3/12/20
86.00 2.75 18.% 2 476250.00 40
9409318 106930000409318 00 SANGHI 1663
TENNIS MATCH
WAY
ENCINITAS CA 92024 12.% 180 169
05 1
93 47000.00
10320.77 206000.00 5/1/95
6/1/95 5/1/10
100.00
3.75 18.% 2 159000.00 30
9409430 106930000409430 03 SHIMIZU 1528
PADRES DRIVE
SAN
JOSE CA 95125 12.% 180 168
05 1 93
65000.00
62304.11 500000.00 4/24/95 5/24/95
4/24/10
99.00
3.75 18.% 2 425155.00 32
9409468 106930000409468 05 VAN DER MEULEN 32
BLAZEWOOD
FOOTHILL RANCH CA 92610 12.% 179 167
03 1
93
15000.00 14927.38 202000.00 4/26/95
5/31/95
3/26/10
98.00 3.75 18.% 2 182000.00 36
9409525 208930000409525 06 CANAN 510
ALBION STREET
DENVER CO 80220 12.% 180 168
05 1 93
25000.00
24537.40 200000.00 4/13/95
5/13/95 4/18/10
100.00
3.75 18.% 2 174408.00 34
9409534 106930000409534 01 ELL, JR 10945
ROBLEDO
DRIVE
OAKLAND CA 94603 12.% 179 168
05 1
93 27000.00
27000.00 130000.00 5/4/95
6/30/95 4/4/10
100.00
3.75 18.% 2 103000.00 40
9409546 106930000409546 02 KNUDSEN 159 EL
NIDO
AVENUE
MONROVIA CA 91016 12.% 179 167
05 1
93
36000.00 35985.92 255000.00 4/14/95
5/31/95
3/14/10
100.00 3.75 18.% 2 218016.00 45
9409581 113920000409581 05 MESSENGER 35
APPALOOSA
COURT
TAYLORSVILLE GA 30178 11.% 299 286
05 1
92
24000.00 22345.89 240000.00 3/24/95
6/24/95
2/24/20
90.00 2.75 18.% 2 191000.00 19
9409602 106930000409602 05 FARRELL 23020
TULIP ST
TEHACHAPI CA 93561 12.% 179 167
05 1
93
23000.00 22899.77 115000.00 4/14/95
4/30/95
3/14/10
98.00 3.75 18.% 2 89341.00 36
9409608 124930000409608 06 EISER 13706
TOWN LINE
ROAD
SILVER SPRING MD 20906 12.% 179 168
05 1
93
27000.00 26374.78 260000.00 5/3/95
5/31/95
4/3/10
98.00 3.75 18.% 2 227332.00 42
9409635 142930000409635 06 MILLER 126
HOOK STREET
BIRDSBORO PA 19508 12.% 180 168
07 1
93
10000.00 8885.19 83000.00 4/21/95
7/31/95
4/21/10
98.00 3.75 18.% 2 71061.00 39
9409662 106930000409662 01 SORENSON 432
KENDALE
PLACE
BUELLTON CA 93427 12.% 179 167
05 1
93 36000.00
17931.86 220000.00 4/27/95
5/31/95 3/27/10
98.00
3.75 18.% 2 179013.00 44
9409693 106930000409693 05 FAUSTINO 1715
TENNYSON
DRIVE
CONCORD CA 94521 12.% 180 170
05 1
93 20000.00
19952.16 210000.00 6/5/95
7/5/95 6/5/10
94.00
3.75 18.% 2 176000.00 40
9409703 104930000409703 05 RAFOSS 5853 N.
70TH PLACE
PARADISE VALLEY AZ 85253 12.% 180 168
05 1
93
37000.00 36948.23 290000.00 4/5/95
5/31/95
4/5/10
98.00 3.75 18.% 2 246500.00 38
9409709 106930000409709 05 GOLDMAN 8
COLONIAL
CIRCLE
NAPA CA 94558 12.% 180 168
05 1 93
100000.00
99954.75 650000.00 4/3/95 5/3/95
4/3/10
94.00
3.75 18.% 2 508430.00 21
9409750 206930000409750 06 GONZALEZ 1045
SOUTH
GREVILLEA
AVENUE INGLEWOOD CA 90301 12.75% 299
287
05 1
93 20000.00 19842.22 150000.00 4/6/95
5/6/95
3/6/20
100.00 3.75 12.75% 2 130000.00
45
9409784 106930000409784 05 ALVARADO 3592
SHARON
COURT
BAYPOINT CA 94565 12.% 179 167
05 1
93 15000.00
14860.71 150000.00 4/26/95
5/31/95 3/26/10
100.00
3.75 18.% 2 134000.00 44
9409785 106930000409785 05 ROBERTS 9481
TRAILBLAZER
WAY
GILROY CA 95020 12.% 179 167
05 1 93
50000.00
47802.63 266000.00 4/29/95
5/31/95 3/29/10
99.00
3.75 18.% 2 213121.00 45
9409821 106930000409821 03 ANNUZZIO 1705
NORTH
MARIAN AVENUE
THOUSAND OAKS CA 91360 12.% 179 168
05 1
93
30800.00 30432.33 308000.00 5/5/95
6/30/95
4/5/10
100.00 3.75 18.% 2 276487.00 42
9409823 106930000409823 05 DEEMER 1923
CAMPHOR
WAY
LODI CA 95242 12.% 179 167
05 1 93
29000.00
28957.23 135000.00 4/20/95 5/31/95
3/20/10
100.00
3.75 18.% 2 105769.00 41
9409852 153930000409852 02 WHITLOW 406
EAST FARRER
STREET
YACOLT WA 98675 12.% 179 165
05 1
93 24300.00
23104.85 106000.00 2/10/95
3/31/95 1/10/10
100.00
3.75 18.% 2 81700.00 32
9409853 106930000409853 05 WEITZ 3511
SOUTH
BARRINGTON
AVENUE LOS ANGELES CA 90066 12.75% 178
166
05 1
93 50000.00 47259.95 260000.00 3/30/95
4/30/95
2/28/10
95.00 3.75 12.75% 2
195955.00 33
9409873 106930000409873 02 DORE II 3738
ROCKWOOD
DRIVE
SOUTH LAKE TAHOE CA 96150 12.% 180 168
05
1 93
30000.00 29033.31 171000.00 4/24/95
5/24/95
4/24/10
95.00 3.75 18.% 2 132123.00 43
9409883 106930000409883 02 MEEKER 3222
FIR AVENUE
ALAMEDA CA 94502 12.% 179 168
01 1
93 25000.00
24295.72 185000.00 5/2/95
6/30/95 4/2/10
97.00
3.75 18.% 2 153000.00 44
9409884 116930000409884 01 GILLOGLY 1110
NORTH 6TH
STREET
BOISE ID 83702 12.% 179 167
05 1 93
14000.00
6709.88 190000.00 4/26/95 5/31/95
3/26/10
95.00
3.75 18.% 2 166000.00 36
9409916 106930000409916 06 BRENTS 3848
ALAMEDA WAY
BONITA CA 91902 12.% 180 169
05 1 93
32600.00
32509.41 245000.00 5/11/95
6/11/95 5/11/10
99.00
3.75 18.% 2 209895.00 31
9409935 106930000409935 00 NISHIMINE 1136
EAST MIRA
LAGO LANE
PLACENTIA CA 92670 12.% 180 169
05 1
93
23200.00 20205.27 202000.00 5/13/95
6/13/95
5/13/10
100.00 3.75 18.% 2 178122.00 43
9409944 106930000409944 06 GONZALEZ 1756
SITKA
AVENUE SIMI
VALLEY CA 93063 12.% 179 166
05 1 93
30000.00
29692.51 165000.00 3/11/95 4/30/95
2/11/10
95.00
3.75 18.% 2 126515.34 24
9409958 106930000409958 02 HUGHES 3566
SCORPIO
DRIVE
SACRAMENTO CA 95827 12.% 179 167
05 1
93
38250.00 37839.76 110000.00 4/26/95
5/31/95
3/26/10
100.00 3.75 18.% 2 71710.00 45
9409962 106930000409962 01 PALMER 370
CAMEO DRIVE
DANVILLE CA 94526 12.% 179 167
05 1
93 29900.00
29763.82 260000.00 4/26/95
5/31/95 3/26/10
100.00
3.75 18.% 2 230053.00 34
9409969 106930000409969 02 SHRADER 5102
DEVON PARK
COURT
SAN JOSE CA 95136 12.% 180 168
05 1 93
30000.00
29861.24 250000.00 4/21/95
5/21/95 4/21/10
100.00
3.75 18.% 2 219719.00 42
9410026 153930000410026 03 CONWAY 5541
ASHWORTH
AVENUE
NORTH SEATTLE WA 98103 12.% 179
168 05
1 93
22000.00 13177.79 115000.00 5/12/95
6/30/95
4/12/10
99.00 3.75 18.% 2 91400.00 40
9410040 106930000410040 02 MALINAO 790
MARIA WAY
GILROY CA 95020 12.% 179 167
05 1 93
37000.00
36969.57 211500.00 4/21/95
4/30/95 3/21/10
100.00
3.75 18.% 2 173023.00 45
9410065 106930000410065 05 INOUCHI 1916
JAMESTON
LANE
DALY CITY CA 94014 12.% 180 168
01 1
93 39000.00
37163.63 195000.00 4/27/95
4/30/95 4/27/10
100.00
3.75 18.% 2 156000.00 44
9410066 108930000410066 02 HICKS 6388
OAK COURT
ARVADA
CO 80004 12.% 179 167
01 1 93
36100.00
33832.62 60000.00 4/24/95 5/22/95
3/28/10
100.00
3.75 18.% 2 23900.00 34
9410067 208930000410067 05 RAMSEY JR 756
SOUTH
NORFOLK STREET
AURORA CO 80017 12.% 179 167
05 1 93
30000.00
25117.79 123000.00 4/21/95
5/21/95 3/21/10
97.00
3.75 18.% 2 88984.00 24
9410102 106930000410102 02 FOSTER 18906
HEIDI STREET
CASTRO VALLEY CA 94546 12.% 179 167
05 1
93
50000.00 49504.60 307000.00 4/3/95
5/31/95
3/3/10
95.00 3.75 18.% 2 240000.00 25
9410117 206930000410117 06 OYANAGI 15
GIOTTO
ALISO
VIEJO CA 92656 12.% 179 167
01 1 93
15000.00
14976.99 188500.00 4/19/95 5/31/95
3/24/10
99.00
3.75 18.% 2 171456.00 28
9410133 106930000410133 02 ENTEZAM 2627
GIANELLI
LANE
ESCONDIDO CA 92025 12.% 179 167
05 1
93
20000.00 19982.34 323000.00 4/28/95
5/31/95
3/28/10
93.00 3.75 18.% 2 278286.00 41
9410149 106930000410149 02 BIDOU 112
ALBERT COURT
TRACY
CA 95376 12.% 179 168
05 1 93
21000.00
20645.75 151000.00 5/1/95 6/30/95
4/1/10
100.00 3.75
18.% 2 129968.00 34
9410166 106930000410166 05 ALONZO 12355
STONEGATE
ROAD
PACOIMA CA 91331 12.% 179 169
01 1
93 17500.00
17324.27 120000.00 6/1/95
7/31/95 5/1/10
100.00
3.75 18.% 2 102469.00 44
9410193 106930000410193 02 WARD 215
WEST FIRST
STREET
CLOVERDALE CA 95425 12.% 180 169
05 1
93
19000.00 18990.13 140000.00 5/15/95
6/15/95
5/15/10
100.00 3.75 18.% 2 120959.00 44
9410217 153930000410217 05 MAXWELL 15280
MACADAM
ROAD #E-102
TUKWILA WA 98188 12.% 179 168
01 1
93
25000.00 24507.92 72000.00 5/11/95
6/30/95
4/11/10
98.00 3.75 18.% 2 44900.00 45
9410240 106930000410240 02 WACHTENDORF 117
WEST
GREEN VALE
DRIVE CAMARILLO CA 93010 12.% 179
167 03
1 93
18000.00 17992.97 183000.00 4/26/95
5/31/95
3/26/10
99.00 3.75 18.% 2 163161.00 46
9410249 232930000410249 05 POLASKO 7197
CLOUDVIEW
CIRCLE
LAS VEGAS NV 89119 12.% 179 168
03 1
93 24000.00
20719.41 164000.00 5/12/95
6/30/95 4/12/10
96.00
3.75 18.% 2 132430.00 45
9410251 106930000410251 05 ALLEN 962 LA
CANADA
VERDUGO ROAD
PASADENA CA 91103 12.% 179 167
05 1
93
42000.00 41407.65 195000.00 4/12/95
5/12/95
3/12/10
100.00 3.75 18.% 2 153000.00 40
9410258 151930000410258 02 BUTZKE 5080
HIGHBOURNE
LANE
CENTREVILLE VA 22020 12.% 180 170
03 1
93
36200.00 29666.95 375500.00 6/27/95
6/30/95
6/27/10
96.00 3.75 18.% 2 322000.00 45
9410260 124930000410260 02 BOYKIN 3337
MEGANS WAY
OLNEY MD 20832 12.% 180 169
03 1 93
47700.00
47698.70 300000.00 5/10/95
5/31/95 5/10/10
100.00
3.75 18.% 2 252271.00 44
9410308 106930000410308 05 DUEY 384
SOUTH ORCHARD
AVENUE
VACAVILLE CA 95688 12.% 180 169
05 1
93
24000.00 23229.02 143000.00 5/15/95
6/16/95
5/15/10
96.00 3.75 18.% 2 113187.00 30
9410317 106930000410317 05 HAUGEN 36738
MATIZ
COMMON
FREMONT CA 94536 12.% 180 168
09 1
93 20000.00
19664.44 130000.00 4/26/95
5/26/95 4/26/10
96.00
3.75 18.% 2 104000.00 31
9410322 106930000410322 02 BONANNO 4902
VARNA
AVENUE
SHERMAN OAKS CA 91423 12.% 179 168
05 1
93
32000.00 14815.87 235000.00 5/2/95
6/2/95
4/2/10
100.00 3.75 18.% 2 202585.00 33
9410337 106930000410337 02 LA POLLA 2440
BAYVIEW
LANE
EUREKA CA 95503 12.% 180 169
05 1 93
25000.00
24344.77 120000.00 5/8/95
5/31/95 5/8/10
100.00
3.75 18.% 2 94205.00 26
9410344 208930000410344 05 TACKMAN 6432
LAMAR
STREET
ARVADA CO 80003 12.% 179 167
05 1 93
18000.00
17141.68 98000.00 4/27/95
5/31/95 3/27/10
98.00
3.75 18.% 2 77925.00 40
9410345 151930000410345 06 HUGHES 5837
STONE RIDGE
DRIVE
CENTREVILLE VA 22020 12.% 179 167
05 1
93
29500.00 16485.60 200000.00 4/27/95
5/31/95
3/27/10
100.00 3.75 18.% 2 170000.00 38
9410361 153930000410361 02 CHOUINARD 14107
194TH
AVENUE
NORTHEAST WOODINVILLE WA 98072 12.% 179
167
05 1
93 50000.00 49190.61 264500.00
4/27/95 5/31/95
3/27/10 94.00 3.75 18.% 2
197740.00 44
9410362 153930000410362 05 LAMMERS 7732
30TH AVENUE
SOUTHWEST SEATTLE WA 98126 12.% 179
167
05 1
93 23000.00 21096.73 140000.00 4/28/95
5/31/95
3/28/10
100.00 3.75 18.% 2
116000.00 34
9410369 208930000410369 06 CLARK 5903 S.
NETHERLAND
CIRCLE
AURORA CO 80015 12.% 180 168
05 1 93
22850.00
22688.85 119000.00 4/3/95
5/3/95 4/3/10
100.00
3.75 18.% 2 95060.00 41
9410370 106920000410370 02 ABERCROMBIE 463
CHERRY
HILLS LANE
BONITA CA 91902 11.% 299 288
05 1 92
35500.00
34661.76 355000.00 5/1/95
11/1/95 4/1/20
90.00
2.75 18.% 2 284000.00 43
9410371 106930000410371 02 ANDERSON 2367
GLACIER
DRIVE
ROCKLIN CA 95677 12.% 179 168
05 1 93
40000.00
39801.15 152000.00 5/3/95
6/30/95 4/3/10
98.00
3.75 18.% 2 108791.00 45
9410372 106930000410372 02 COLLN 6012
ADENMOOR
AVENUE
LAKEWOOD CA 90713 12.% 179 167
05 1
93
30000.00 29869.00 196000.00 4/28/95
5/31/95
3/28/10
99.00 3.75 18.% 2 162495.00 44
9410387 208930000410387 05 ERICKSON 2145
JET WING
DRIVE
COLORADO SPRINGS CO 80916 12.% 179 168
05
1 93
25000.00 24271.68 84500.00 4/24/95
5/31/95
4/21/10
98.00 3.75 18.% 2 57485.00 27
9410396 106930000410396 02 MEEUWSEN 812
SOUTH
HIGHLAND
AVENUE LOS ANGELES CA 90036 12.% 179
168
05 1
93 25000.00 22791.15 245000.00 5/24/95
6/30/95
4/24/10
100.00 3.75 18.% 2
219821.00 43
9410403 106920000410403 05 SNELL 136
SHERIDAN ROAD
OAKLAND CA 94618 11.% 300 288
05 1
92 44900.00
44457.59 449000.00 4/7/95
7/7/95 4/7/20
90.00
2.75 18.% 2 359200.00 33
9410413 106930000410413 02 CHILDRESS 9513 S
11TH
AVENUE
INGLEWOOD CA 90305 12.% 299 288
05 1
93
39000.00 36474.10 246000.00 5/12/95
5/31/95
4/12/20
100.00 3.75 18.% 2 206933.00 40
9410472 106920000410472 00 DRIVA KUMAR 2021
WEST
230TH STREET
TORRANCE CA 90501 11.% 299 288
05 1
92
21900.00 21379.04 219000.00 5/3/95
11/3/95
4/3/20
90.00 2.75 18.% 2 175000.00 44
9410477 106930000410477 06 O'DELL 3291
LOMA ALTA
DRIVE
SANTA CLARA CA 95051 12.% 179 167
05 1
93
24050.00 23723.05 280000.00 4/28/95
5/31/95
3/28/10
100.00 3.75 18.% 2 255950.00 43
9410484 106930000410484 01 TURNER 2101
SULLY COURT
BAKERSFIELD CA 93311 12.% 180 169
05 1
93
50000.00 36466.99 370000.00 5/12/95
5/31/95
5/12/10
100.00 3.75 18.% 2 319377.00 30
9410491 229930000410491 05 MESLER 66
TWILL VALLEY
DRIVE ST
PETERS MO 63376 12.% 179 167
05 1 93
23750.00
23723.92 97500.00 4/28/95 5/28/95
3/28/10
100.00
3.75 18.% 2 73739.00 42
9410501 106930000410501 02 BLAYNEY 1073
EAST OMAHA
AVENUE
FRESNO CA 93720 12.% 179 168
05 1 93
32000.00
27055.54 170000.00 5/3/95
6/30/95 4/3/10
99.00
3.75 18.% 2 136170.00 24
9410502 106930000410502 05 CROCKER 8425
MISTY OAK
WAY
ANTELOPE CA 95843 12.% 179 168
05 1
93 11300.00
11265.16 154500.00 5/5/95
6/30/95 4/5/10
100.00
3.75 18.% 2 143152.00 32
9410517 106930000410517 01 SULLIVAN 1120
BRIGHTON
DRIVE
TRACY CA 95376 12.% 180 169
05 1 93
40000.00
39773.96 197000.00 5/8/95
5/31/95 5/8/10
100.00
3.75 18.% 2 155503.00 48
9410526 153930000410526 02 JONES 15511
45TH PLACE
WEST
LYNNWOOD WA 98037 12.% 179 168
05 1
93
42000.00 41494.05 160000.00 5/5/95
6/30/95
4/5/10
100.00 3.75 18.% 2 117000.00 33
9410534 234930000410534 06 TREANOR JR 179
ANDERSON
HILL ROAD
BERNARDSVILLE NJ 07924 12.% 299 287
05 1
93
19025.00 19017.56 380500.00 4/14/95
5/31/95
3/14/20
100.00 3.75 18.% 2 361400.00 42
9410551 106930000410551 03 CORONADO 3014
ALAMEDA
DELAS
PULGAS MENLO PARK CA 94025 12.% 179
168
05 1
93 50000.00 49748.28 367000.00 5/16/95
5/31/95
4/16/10
92.00 3.75 18.% 2
287329.00 41
9410563 108920000410563 00 MORRISON 3078
CARTER
CIRCLE
DENVER CO 80222 11.% 299 287
05 1 92
13950.00
4251.01 108900.00 4/28/95
10/28/95 3/28/20
83.00
2.75 18.% 2 62000.00 32
9410574 106930000410574 02 HA 1157
MANLEY DRIVE
SAN
GABRIEL CA 91776 12.% 179 168
05 1 93
46000.00
39163.45 240000.00 5/11/95 6/30/95
4/11/10
100.00
3.75 18.% 2 193049.00 43
9410582 106930000410582 05 COOPER 11051
VAN DORN
RESERVOIR
ROAD MIDDLETOWN CA 95461 12.% 180
168 05
1 93
35000.00 34534.73 100000.00 4/21/95
5/21/95
4/21/10
100.00 3.75 18.% 2 64699.00 48
9410591 106930000410591 02 HENRY 4321
ALSACE COURT
FAIR
OAKS CA 95628 12.% 179 168
05 1 93
18150.00
17825.88 160000.00 5/4/95 6/30/95
4/4/10
100.00 3.75
18.% 2 141847.00 39
9410592 106930000410592 02 HOFFMAN 10735
FRANK
DANIELS WAY
SAN DIEGO CA 92131 12.% 179 168
05 1
93 31000.00
30690.66 241000.00 5/2/95
6/30/95 4/2/10
100.00
3.75 18.% 2 209673.00 45
9410593 106930000410593 01 MANZER 16518
VILLA DRIVE
VICTORVILLE CA 92393 12.% 179 168
05 1
93
58800.00 33355.94 175000.00 5/6/95
6/30/95
4/6/10
100.00 3.75 18.% 2 116181.00 31
9410594 106930000410594 01 MCKAY 10170
RANCHITOS
PLACE
LAKESIDE CA 92040 12.% 179 168
05 1
93 36650.00
36242.66 160000.00 5/6/95
6/30/95 4/6/10
100.00
3.75 18.% 2 123329.00 28
9410597 106930000410597 05 TERESI 7301
PINEGROVE
WAY
FOLSOM CA 95630 12.% 179 168
05 1 93
45850.00
45706.60 231000.00 5/5/95
6/30/95 4/5/10
100.00
3.75 18.% 2 185130.00 44
9410604 106930000410604 05 WASHINGTON 322
CHEYENNE
LANE
ESCONDIDO CA 92026 12.% 180 169
05 1
93
30000.00 24400.00 157000.00 5/11/95
6/11/95
5/11/10
93.00 3.75 18.% 2 114674.00 32
9410615 106930000410615 02 JEPSEN 7911
HAYWARD
STREET
VENTURA CA 93004 12.% 179 168
05 1
93 21000.00
20898.01 207000.00 5/10/95
6/30/95 4/10/10
99.00
3.75 18.% 2 183600.00 42
9410623 106930000410623 02 HARTINGER 421
ROBERTA
AVENUE
PLEASANT HILL CA 94523 12.% 179 168
05 1
93
50000.00 49830.71 295000.00 5/5/95
6/30/95
4/5/10
97.00 3.75 18.% 2 236000.00 43
9410632 208930000410632 05 FITZNER 1010
DELTA DRIVE
LAFAYETTE CO 80026 12.% 59 48
05 1
93 31100.00
27794.79 180000.00 5/5/95
6/4/95 4/5/00
100.00
3.75 18.% 2 148854.00 33
9410634 208930000410634 02 LATHER 1889
SOUTH MOBILE
STREET
AURORA CO 80017 12.% 179 168
05 1 93
23000.00
22804.87 103000.00 5/4/95
6/4/95 4/4/10
100.00
3.75 18.% 2 79957.00 33
9410645 106930000410645 02 MARSH 42075
VIA SAN
CARLOS
FREMONT CA 94539 12.% 179 168
05 1
93 50000.00
42623.58 318000.00 5/9/95
6/30/95 4/9/10
99.00
3.75 18.% 2 263742.00 44
9410647 153930000410647 02 COLLINS, JR 918
GLEN OAKS
DRIVE EAST
SPANAWAY WA 98387 12.% 179 168
05 1
93
34000.00 33887.88 127000.00 5/26/95
6/30/95
4/26/10
100.00 3.75 18.% 2 92340.00 45
9410649 106930000410649 06 CHIN 1153
CANDLELIGHT
WAY
CUPERTINO CA 95014 12.% 179 168
05 1
93
22500.00 15533.07 300000.00 5/11/95
6/30/95
4/11/10
99.00 3.75 18.% 2 271717.00 42
9410654 106930000410654 03 ALEXANDER 10612
LAMPSON
AVENUE
GARDEN GROVE CA 92640 12.% 180 167
05 1
93
25000.00 20220.24 160000.00 3/31/95
4/30/95
3/31/10
100.00 3.75 18.% 2 134694.00 38
9410660 106920000410660 02 MENDIOLA 13668
FENDALE
STREET
WHITTIER CA 90605 11.% 299 287
05 1
92 29600.00
29292.36 135000.00 4/6/95
10/6/95 3/6/20
90.00
2.75 18.% 2 91870.00 32
9410662 208930000410662 02 HOLMES 1270
CAROLINA
AVENUE
LONGMONT CO 80501 12.% 179 168
05 1
93
23000.00 23022.18 95000.00 5/5/95
6/5/95
4/5/10
100.00 3.75 18.% 2 72000.00 40
9410690 112930000410690 02 SERCU 1844
COLLINS RIDGE
BLVD. EAST
JACKSONVILLE FL 32244-642612.% 180 169
05 1
93
15900.00 13795.28 80000.00 5/5/95
5/31/95
5/5/10
100.00 3.75 18.% 2 64022.00 45
9410702 141930000410702 01 BEATON 2940
SOUTHWEST
121ST AVENUE
BEAVERTON OR 97005 12.% 299 287
05 1
93
20000.00 19810.58 105000.00 4/13/95
4/30/95
3/13/20
96.00 3.75 18.% 2 80500.00 32
9410710 153930000410710 02 PARSONS 9401
LUPINE
CIRCLE WEST
TACOMA WA 98467 12.% 179 168
03 1
93 24900.00
24562.48 103000.00 5/18/95
6/30/95 4/18/10
100.00
3.75 18.% 2 78070.00 43
9410712 106910000410712 05 BLYE 16634
OAKVIEW
DRIVE
ENCINO CA 91436 9.25% 299 287
05 1 91
199900.00
197656.75 980000.00 4/11/95
10/11/95 3/11/20
80.00
1.00 18.% 2 583221.00 42
9410736 106930000410736 05 RIDENOUR 6867
ZERILLO
DRIVE
RIVERBANK CA 95367 12.% 180 170
05 1
93
50000.00 44884.02 220000.00 6/2/95
7/2/95
6/2/10
97.00 3.75 18.% 2 163000.00 31
9410748 106930000410748 02 FIGUEROA 4716
VIRO ROAD
LA
CANADA CA 91011 12.% 179 168
05 1 93
50000.00
49750.80 395000.00 5/10/95 6/30/95
4/10/10
99.00
3.75 18.% 2 338582.00 40
9410750 106930000410750 02 KELLER 8310
VALLEY VIEW
COURT
SEBASTOPOL CA 95472 12.% 179 168
01 1
93
30000.00 29600.93 144000.00 5/5/95
6/30/95
4/5/10
97.00 3.75 18.% 2 109247.00 45
9410763 106930000410763 02 WILEY 549
NORTH LAUREL
VALLEY
DRIVE AZUSA CA 91702 12.% 180
168 01 1
93
30000.00 29953.03 132000.00 4/22/95
5/22/95
4/22/10
100.00 3.75 18.% 2 101969.00 45
9410765 106930000410765 05 VIVEROS 3242
SAGE ROAD
FALLBROOK CA 92028 12.% 180 168
05 1
93
10000.00 9994.71 185000.00 4/21/95
5/21/95
4/21/10
98.00 3.75 18.% 2 170000.00 27
9410776 106930000410776 05 LAM 104
DUNSTABLE WAY
FOLSOM CA 95630 12.% 180 169
05 1 93
42000.00
40075.96 245000.00 5/9/95
6/9/95 5/9/10
99.00
3.75 18.% 2 199793.00 38
9410777 106930000410777 06 VITRANO 109
CANDACE
COURT
WINDSOR CA 95492 12.% 180 169
05 1
93 26300.00
20213.21 303000.00 5/26/95
6/26/95 5/26/10
99.00
3.75 18.% 2 272700.00 45
9410780 106930000410780 03 BUTLER 1002
PERSIFER
STREET
FOLSOM CA 95630 12.% 180 169
05 1 93
39600.00
39542.25 135000.00 5/11/95
6/11/95 5/11/10
100.00
3.75 18.% 2 95238.00 41
9410784 106930000410784 02 LUHMANN 1326
SEVEN
OAKES ROAD
ESCONDIDO CA 92026 12.% 180 168
05 1
93
30500.00 29391.73 165000.00 4/21/95
5/21/95
4/21/10
100.00 3.75 18.% 2 134326.00 44
9410791 106930000410791 05 PALOMINO 12115
SALIX
COURT SAN
DIEGO CA 92129 12.% 180 168
05 1 93
40000.00
39878.56 330000.00 4/18/95 5/18/95
4/18/10
97.00
3.75 18.% 2 280000.00 45
9410805 106930000410805 05 ROGERS 687
ENRIGHT
AVENUE
SANTA CLARA CA 95050 12.% 180 168
05 1
93
30000.00 30154.19 213000.00 4/26/95
5/26/95
4/26/10
99.00 3.75 18.% 2 179536.00 37
9410806 106930000410806 03 SORIANO 616
WINDSOR
STREET
HERCULES CA 94547 12.% 180 169
01 1
93 12000.00
11752.48 105000.00 5/16/95
6/16/95 5/16/10
98.00
3.75 18.% 2 90500.00 32
9410816 212930000410816 05 LACONEY 8414
BAMBOO
ROAD
FORT MYERS FL 33912 12.% 299 287
05 1
93
15000.00 14986.68 75000.00 4/24/95
5/31/95
3/24/20
100.00 3.75 18.% 2 60000.00 41
9410817 106930000410817 02 STOLL 1314
STANNAGE
AVENUE
BERKELEY CA 94702 12.% 179 167
05 1
93 28000.00
27974.80 245000.00 4/6/95
5/31/95 3/6/10
100.00
3.75 18.% 2 217000.00 43
9410824 106930000410824 02 DUCKWORTH 8811
CARMEL
CIRCLE
WESTMINISTER CA 92683 12.% 179 167
05 1
93
27000.00 26674.07 270000.00 4/4/95
5/31/95
3/4/10
100.00 3.75 18.% 2 242850.00 36
9410837 106930000410837 02 WEATHERLY 190
BARNES
LANE
HOLLISTER CA 95023 12.% 179 168
05 1
93 17000.00
16318.69 160000.00 5/19/95
6/30/95 4/19/10
99.00
3.75 18.% 2 140200.00 23
9410838 106920000410838 05 PHAM 369 E
WILLIAM
STREET SAN
JOSE CA 95112 11.% 299 287
05 1 92
30000.00
29882.50 220000.00 4/6/95 10/6/95
3/6/20
89.00 2.75
18.% 2 164000.00 39
9410844 153930000410844 00 SMITH II 748
NORTH
ANTHONY COURT
CAMANO ISLAND WA 98292 12.% 179 167
05 1
93
50000.00 49980.45 195000.00 4/20/95
5/31/95
3/20/10
99.00 3.75 18.% 2 141380.00 43
9410865 106920000410865 05 VARTANIAN 924/926
EAST
TUJUNGA AV
BURBANK CA 91501 11.% 299 290
05 1
92 40000.00
40229.89 250000.00 7/13/95
1/13/96 6/13/20
90.00
2.75 18.% 2 184798.00 42
9410873 106930000410873 06 FOLDEN 1506
LONGVIEW
DRIVE
FULLERTON CA 92631 12.% 179 167
05 1
93
47000.00 43258.82 320000.00 4/7/95
5/31/95
3/7/10
100.00 3.75 18.% 2 273000.00 32
9410879 106920000410879 05 LOUIS 5474
ROUND
MEADOW ROAD
HIDDEN HILLS CA 91302 11.% 299 288
05 1
92
100000.00 11294.62 730000.00 5/5/95
8/5/95
4/5/20
86.00 2.75 18.% 2 524984.00 18
9410915 106930000410915 02 CLARK JR 513
CEMENT HILL
ROAD
FAIRFIELD CA 94533 12.% 179 168
05 1
93 26000.00
25985.52 134000.00 5/10/95
6/30/95 4/10/10
100.00
3.75 18.% 2 107999.00 44
9410954 153930000410954 01 KOCH, SR 217
SOUTH 74TH
AVENUE
YAKIMA WA 98908 12.% 179 168
05 1
93 25500.00
23246.66 129000.00 5/23/95
6/30/95 4/23/10
100.00
3.75 18.% 2 103200.00 36
9410957 106930000410957 03 CARPENTER 5837
MORGAN
PLACE #98
STOCKTON CA 95219 12.% 179 168
01 1
93
27750.00 27351.79 125000.00 5/12/95
6/30/95
4/12/10
100.00 3.75 18.% 2 97227.00 27
9410961 106930000410961 05 ROYSE 4154
NORTH
TENANGO ROAD
CLAREMONT CA 91711 12.% 179 168
05 1
93
27600.00 27537.84 223000.00 5/12/95
6/30/95
4/12/10
100.00 3.75 18.% 2 195389.00 42
9410976 151930000410976 06 RUSSO 4064
N.W. 88TH
AVENUE
SUNRISE FL 33351 12.% 180 168
01 1 93
44200.00
44131.92 69000.00 4/20/95
4/30/95 4/20/10
100.00
3.75 18.% 2 24304.09 43
9410981 106930000410981 02 STRADER 95
FAIRVIEW
COURT
UKIAH CA 95482 12.% 180 170
05 1 93
13500.00
13504.80 138000.00 6/7/95 7/7/95
6/7/10
100.00
3.75 18.% 2 123500.00 33
9410988 106930000410988 03 MILTENBERGER
6046-9048
DELPHI LOS
ANGELES CA 90042 12.% 179 168
05 1 93
46000.00
45975.64 185000.00 5/16/95 6/30/95
4/16/10
100.00
3.75 18.% 2 138750.00 42
9410997 106930000410997 01 ADAMS 2054
ELIZONDO
STREET SIMI
VALLEY CA 93065 12.% 179 168
05 1 93
49000.00
14185.57 175000.00 5/15/95 6/30/95
4/15/10
93.00
3.75 18.% 2 112117.00 44
9411000 106930000411000 02 BRANCH 1261
BUTTONWOOD
COURT
EL CAJON CA 92019 12.% 179 168
05 1 93
45000.00
44741.52 170000.00 5/12/95
6/30/95 4/12/10
94.00
3.75 18.% 2 113519.00 21
9411006 106930000411006 02 MERRITT 1240
MCKINLEY
AVENUE
WOODLAND CA 95695 12.% 179 168
05 1
93
41000.00 40946.95 133000.00 5/15/95
6/30/95
4/15/10
100.00 3.75 18.% 2 91825.00 40
9411028 106930000411028 05 BROOKSHIRE 65
COLLEGE
STREET
WOODLAND CA 95695 12.% 180 168
05 1
93
31700.00 26989.75 125000.00 4/21/95
5/21/95
4/21/10
100.00 3.75 18.% 2 93227.00 24
9411031 141930000411031 05 MCEACHIN 1818
NORTHEAST
27TH
AVENUE PORTLAND OR 97212 12.% 179
167 05
1 93
20000.00 19689.23 174000.00 4/24/95
5/31/95
3/24/10
100.00 3.75 18.% 2 153750.00 41
9411038 112910000411038 05 GUTIERREZ 600
PARKVIEW
DRIVE
HALLANDALE FL 33009 10.75% 179 168
08 1
91
50000.00 49417.44 63000.00 5/11/95
6/30/95
4/11/10
80.00 2.50 18.% 1 .00 46
9411047 106930000411047 05 GARCIA 2245
ORLANDO
DRIVE SAN
JOSE CA 95122 12.% 180 168
05 1 93
30000.00
27835.06 163000.00 4/25/95 4/30/95
4/25/10
100.00
3.75 18.% 2 133000.00 34
9411057 106930000411057 02 BERRY 2154
CHANNEL
DRIVE
VENTURA CA 93001 12.% 179 168
05 1
93 28900.00
28884.70 166000.00 5/12/95
6/30/95 4/12/10
100.00
3.75 18.% 2 137060.00 45
9411060 106930000411060 03 COOK 963
EAST MEDA
AVENUE
GLENDORA CA 91741 12.% 179 168
05 1
93
50000.00 49314.41 248000.00 5/22/95
6/30/95
4/22/10
93.00 3.75 18.% 2 179725.00 25
9411065 106930000411065 02 LEE 11730
PICKFORD ROAD
SAN
DIEGO CA 92131 12.% 179 168
05 1 93
42000.00
40188.85 207000.00 5/11/95 6/30/95
4/11/10
100.00
3.75 18.% 2 165000.00 43
9411066 106930000411066 00 RODULFO 347
SPENCE
AVENUE
MILPITAS CA 95035 12.% 179 168
05 1 93
30000.00
29752.65 200000.00 5/16/95
6/30/95 4/16/10
100.00
3.75 18.% 2 170000.00 38
9411070 106930000411070 05 SUIT JR 14442 E
7TH STREET
WHITTIER CA 90602 12.% 179 168
05 1
93 40000.00
39881.95 241000.00 5/12/95
6/30/95 4/12/10
99.00
3.75 18.% 2 197886.33 28
9411071 149930000411071 03 WIDING 2992
SOUTH 50 WEST
BOUNTIFUL UT 84010 12.% 179 168
05 1
93
50000.00 49519.80 125000.00 5/11/95
6/30/95
4/11/10
93.00 3.75 18.% 2 65815.00 45
9411076 141930000411076 00 GARNER 2435
SOUTHWEST
35TH DRIVE
REDMOND OR 97756 12.% 179 167
05 1
93
49700.00 49220.72 215000.00 4/18/95
5/31/95
3/18/10
100.00 3.75 18.% 2 165247.00 24
9411079 106920000411079 01 FRUMKIN 4946
VARNA
AVENUE
SHERMAN OAKS AREA CA 91423 11.% 300 289
05
1 92
23000.00 22377.94 325000.00 5/19/95
8/19/95
5/19/20
90.00 2.75 18.% 2 268834.00 43
9411085 134920000411085 06 HOPKINS 1
PELMONT PLACE
PISCATAWAY NJ 08854 11.% 299 288
05 1
92
18500.00 15967.56 160100.00 5/3/95
8/5/95
4/3/20
90.00 2.75 18.% 2 124900.00 33
9411087 206930000411087 06 RICHARDSON 14 EAST
ELDORADO STREET
#6 ARCADIA CA 91006 12.% 179
168 05 1
93
30000.00 29363.51 175000.00 5/12/95
6/30/95
4/12/10
91.00 3.75 18.% 2 128000.00 44
9411088 206930000411088 06 CAMPAGNE 9620
TARRYTON
AVENUE
WHITTIER CA 90605 12.% 179 168
05 1
93 31100.00
31087.85 153000.00 5/15/95
5/15/95 4/15/10
100.00
3.75 18.% 2 121850.00 43
9411093 208930000411093 05 EDBERG 12954
EAST MEXICO
AVENUE
AURORA CO 80012 12.% 180 168
05 1 93
48000.00
35557.59 127000.00 4/18/95
5/18/95 4/18/10
100.00
3.75 18.% 2 78510.00 30
9411095 106930000411095 02 HICKS 2111
WOODLAND
HEIGHTS GLEN
ESCONIDIDO CA 92026 12.% 180 170
03 1
93
30000.00 29985.16 255000.00 6/12/95
7/12/95
6/12/10
94.00 3.75 18.% 2 208000.00 36
9411097 206930000411097 05 IDE 13779
SHADOW RIDGE
DRIVE
CHINO HILLS CA 91709 12.% 179 168
05 1
93
50000.00 49971.30 325000.00 5/1/95
6/1/95
4/1/10
99.00 3.75 18.% 2 271262.00 41
9411108 106930000411108 02 SNYDER 2141
DANBURY
WAY
RANCHO CORDOVA CA 95670 12.% 179 168
05
1 93
32400.00 31698.30 152000.00 5/17/95
6/30/95
4/17/10
100.00 3.75 18.% 2 119600.00 30
9411112 106930000411112 02 ROCHMAN 22100
VISCANIO
ROAD
WOODLAND HILLS CA 91364 12.% 179 167
05 1
93
43400.00 40709.14 231500.00 4/19/95
5/31/95
3/19/10
100.00 3.75 18.% 2 188107.00 28
9411115 106930000411115 05 PARSONS 18671
LAMSON
ROAD
CASTRO VALLEY CA 94546 12.% 179 167
05 1
93
50000.00 42871.33 255000.00 4/28/95
5/31/95
3/28/10
94.00 3.75 18.% 2 189610.00 43
9411117 153930000411117 06 PETOSA 8019
214TH PLACE
SOUTHWEST
EDMONDS WA 98026 12.% 173 161
05 1
93
16800.00 6926.19 155000.00 4/10/95
10/31/94
9/26/09
100.00 3.75 18.% 2 138200.00 19
9411123 106930000411123 03 VONG 262
BEACH ROAD
ALAMEDA CA 94502 12.% 180 168
05 1
93 40000.00
38585.57 300000.00 4/7/95
5/7/95 4/7/10
100.00
3.75 18.% 2 259000.00 26
9411124 106920000411124 05 DREW 3435
SIERRA ROAD
SAN
JOSE CA 95132 9.25% 299 287
05 1 92
60000.00
11368.52 531000.00 4/7/95 10/7/95
3/7/20
81.00 1.00
18.% 2 370000.00 40
9411126 153930000411126 02 SKINNER 8
SANWICK POINT
COURT EAST
BELLINGHAM WA 98226 12.% 179 168
03 1
93
37200.00 36833.73 268000.00 5/15/95
6/30/95
4/15/10
93.00 3.75 18.% 2 210006.00 45
9411143 132930000411143 01 CRIDER 6767
WEST PINE
VALLEY DRIVE
LAS VEGAS NV 89103 12.% 179 167
05 1
93 18000.00
17955.17 95000.00 4/24/95
5/31/95 3/24/10
100.00
3.75 18.% 2 76800.00 36
9411147 151930000411147 01 CLEMENTS 11
COLOMA
COURT
STERLING VA 20164 12.% 179 167
03 1
93 41000.00
40080.84 193000.00 4/26/95
5/31/95 3/26/10
100.00
3.75 18.% 2 152000.00 42
9411148 106930000411148 02 FRANK 4931
73RD STREET
SACRAMENTO CA 95820 12.% 179 167
05 1
93
22100.00 22068.32 85000.00 4/26/95
5/31/95
3/26/10
99.00 3.75 18.% 2 61258.00 43
9411149 106930000411149 03 BERNARD 1072
SUNWOOD
LANE
AGOURA CA 91301 12.% 179 167
09 1 93
36500.00
36288.35 220000.00 4/24/95
5/31/95 3/24/10
100.00
3.75 18.% 2 183476.00 44
9411159 106930000411159 06 HICKEY 101
DARRINGTON
DRIVE
FOLSOM CA 95630 12.% 179 167
05 1 93
20000.00
10307.02 235000.00 4/26/95
5/31/95 3/26/10
99.00
3.75 18.% 2 211500.00 33
9411163 106930000411163 05 NEESE 2731
WINDCREST
COURT
OXNARD CA 93030 12.% 180 169
05 1 93
20100.00
18858.35 235000.00 5/2/95
6/30/95 5/2/10
100.00
3.75 18.% 2 214896.97 17
9411167 106930000411167 06 NIETO 26342
GANIZA
MISSION
VIEJO CA 92692 12.% 179 167
03 1 93
39400.00
39793.79 280000.00 4/10/95 5/31/95
3/10/10
100.00
3.75 18.% 2 240520.00 40
9411171 113930000411171 02 RICHARDSON III 4739
FOREST
VALLEY PLACE
MARIETTA GA 30066 12.% 179 167
05 1
93
37000.00 36981.25 115000.00 4/26/95
5/31/95
3/26/10
100.00 3.75 18.% 2 77907.00 39
9411172 106930000411172 05 LAPIO 1431
SAN SIMEON
STREET
OCEANSIDE CA 92054 12.% 180 168
05 1
93
24600.00 24487.10 120000.00 4/25/95
5/25/95
4/25/10
100.00 3.75 18.% 2 95347.00 45
9411190 151930000411190 05 COLLIER 9808
LOMOND
DRIVE
MANASSAS VA 22110 12.% 179 167
05 1
93
31500.00 31487.69 156000.00 4/25/95
5/31/95
3/25/10
100.00 3.75 18.% 2 123425.00 40
9411191 106930000411191 02 GONZALES 114
EAST
TUOLUMNE STREET
FRESNO CA 93706 12.% 179 167
05 1 93
15400.00
15266.43 60000.00 4/26/95
5/31/95 3/26/10
100.00
3.75 18.% 2 44463.00 43
9411196 142930000411196 06 CAMPBELL 254 E.
FAIRWOOD
DRIVE
CHALFONT PA 18914 12.% 180 169
05 1
93 10000.00
9636.40 185000.00 5/12/95
8/31/95 5/12/10
96.00
3.75 18.% 2 165826.31 45
9411205 106930000411205 05 ZATARAIN 3020
REMINGTON
COURT
SAN JOSE CA 95148 12.% 179 168
05 1 93
50000.00
49894.17 220000.00 5/4/95
6/30/95 4/4/10
97.00
3.75 18.% 2 162000.00 40
9411210 134930000411210 06 BEYER JR 13
HUNTERS LANE
BYRAM NJ 07821 12.% 179 168
05 1 93
19000.00
18822.51 158000.00 5/8/95 5/8/95
4/8/10
100.00
3.75 18.% 2 138883.70 37
9411222 108930000411222 02 ERKSON 6895
WOODCHUCK
WAY
EVERGREEN CO 80439 12.% 179 168
05 1
93
22300.00 22291.28 165000.00 5/16/95
6/30/95
4/16/10
100.00 3.75 18.% 2 142618.00 39
9411227 106930000411227 03 KWON 24161
FORDVIEW
STREET
LAKE FOREST CA 92630 12.% 179 168
05 1
93
35400.00 16009.37 185000.00 5/16/95
6/30/95
4/16/10
98.00 3.75 18.% 2 144582.00 35
9411230 106930000411230 02 REYNOLDS III 1554
CAMINO
CORTO
FALLBROOK CA 92028 12.% 179 168
05 1
93
50000.00 49115.98 325000.00 5/15/95
6/30/95
4/15/10
91.00 3.75 18.% 2 242876.00 40
9411235 106930000411235 02 SPRANCE 2924
PINE GROVE
COURT
SPRING VALLEY CA 91978 12.% 179 168
05 1
93
20000.00 19960.66 210000.00 5/16/95
6/30/95
4/16/10
99.00 3.75 18.% 2 186000.00 38
9411260 106930000411260 01 STROBEL 1530
MENDOTA
WAY
CARMICHAEL CA 95608 12.% 179 167
05 1
93
23000.00 22930.99 230000.00 4/26/95
5/31/95
3/26/10
100.00 3.75 18.% 2 207000.00 30
9411278 106930000411278 06 PAULSON 4382
ARABIAN
ROAD
LIVERMORE CA 94550 12.% 180 169
05 1
93
40000.00 39947.89 225000.00 5/4/95
6/30/95
5/4/10
97.00 3.75 18.% 2 177909.00 44
9411281 106930000411281 05 MATHARU 5303
BAYRIDGE
ROAD
RANCHO PALOS VERDES CA 90275 12.% 180 168
05
1 93
50000.00 36736.16 405000.00 4/28/95
5/28/95
4/28/10
93.00 3.75 18.% 2 325000.00 23
9411283 106930000411283 02 KURTZ 6025
MCNEELY WAY
ORANGEVALE CA 95662 12.% 180 168
05 1
93
20000.00 19568.71 180000.00 4/26/95
5/26/95
4/26/10
100.00 3.75 18.% 2 159425.00 44
9411289 106930000411289 05 KANGAS 7525
CUYAMACA
AVENUE
LEMON GROVE CA 91945 12.% 180 168
05 1
93
35000.00 34986.32 175000.00 4/27/95
5/27/95
4/27/10
97.00 3.75 18.% 2 134218.00 33
9411290 106930000411290 03 GATDULA 30812
CALLE
MORAGA
LAGUNA NIGUEL CA 92677 12.% 180 168
05 1
93
50000.00 48363.48 310000.00 4/26/95
5/26/95
4/26/10
100.00 3.75 18.% 2 257504.00 41
9411293 106930000411293 02 CRITES 2960
ROYAL PALM
DRIVE
COSTA MESA CA 92626 12.% 180 168
05 1
93
22000.00 21946.49 228000.00 4/28/95
5/28/95
4/28/10
99.00 3.75 18.% 2 203150.00 45
9411294 106930000411294 02 SPEES 13852
VISTA RICARDO
EL
CAJON CA 92021 12.% 180 169
05 1 93
10300.00
10289.14 169000.00 5/1/95 6/1/95
5/1/10
100.00 3.75
18.% 2 157628.00 41
9411302 106930000411302 02 COOP 4741
WONDER STUMP
ROAD
CRESCENT CITY CA 95531 12.% 179 168
05 1
93
32000.00 31962.49 115000.00 5/12/95
5/31/95
4/12/10
100.00 3.75 18.% 2 82826.00 19
9411303 106930000411303 01 BUTLER 1441 W
WARNER
AVENUE
FRESNO CA 93711 12.% 179 168
05 1 93
20050.00
19721.48 160000.00 5/19/95
5/31/95 4/19/10
100.00
3.75 18.% 2 139949.00 39
9411310 106910000411310 06 PEARMAN 17170
WILSON
WAY
WATSONVILLE CA 95076 9.25% 299 288
05 1
91
60000.00 33265.31 334000.00 5/18/95
11/18/95
4/18/20
69.00 1.00 18.% 2 168354.00 45
9411316 106930000411316 03 OSBORN 23601
DURYEA
DRIVE
LAKE FOREST CA 92630-370612.% 180 168
05 1
93
28300.00 26114.75 213000.00 4/28/95
5/28/95
4/28/10
100.00 3.75 18.% 2 184662.00 38
9411317 124930000411317 01 GIBSON 5530
CEDONIA
AVENUE
BALTIMORE MD 21206 12.% 180 169
07 1
93
18100.00 17923.96 65000.00 5/26/95
5/31/95
5/26/10
100.00 3.75 18.% 2 46834.00 20
9411318 124930000411318 06 BURRELL 7 BOX
CIRCLE
BALTIMORE MD 21221 12.% 180 169
05 1
93
27000.00 26919.92 125000.00 5/18/95
5/31/95
5/18/10
100.00 3.75 18.% 2 98000.00 40
9411335 106930000411335 05 SEGURA JR 430
NORTH
MARCILE AVENUE
GLENDORA CA 91741 12.% 179 168
05 1
93
28000.00 27188.96 280000.00 5/30/95
6/30/95
4/30/10
100.00 3.75 18.% 2 252000.00 43
9411340 136930000411340 03 GALLEY III 15
HARLOQUIN
DRIVE
SMITHTOWN NY 11787 12.% 180 169
05 1
93
46000.00 45083.42 248000.00 5/11/95
6/30/95
5/11/10
100.00 3.75 18.% 2 201386.00 29
9411351 116930000411351 05 COY 2404
8TH AVENUE
LEWISTON ID 83501 12.% 179 168
05 1 93
13200.00
13194.84 52000.00 5/19/95
6/30/95 4/19/10
99.00
3.75 18.% 2 38000.00 39
9411358 142930000411358 06 BECHT 31 E.
CIRCULAR
AVENUE
PAOLI PA 19301 12.% 180 169
05 1 93
28000.00
26302.83 185000.00 5/25/95 5/31/95
5/25/10
95.00
3.75 18.% 2 147000.00 41
9411369 106930000411369 05 ORTIZ 797
VALLEY GREEN
DRIVE
BRENTWOOD CA 94153 12.% 179 168
05 1
93
20000.00 19358.37 175000.00 5/17/95
6/30/95
4/17/10
100.00 3.75 18.% 2 155000.00 30
9411385 104930000411385 02 CLAY 7917
EAST COLETTE
CIRCLE
TUCSON AZ 85710 12.% 179 169
01 1 93
10500.00
9927.51 65000.00 6/6/95
7/6/95 5/6/10
100.00
3.75 18.% 2 54000.00 45
9411386 106930000411386 05 DAUGHERTY JR 35
HILLRISE
DOVE
CANYON CA 92679 12.% 179 167
03 1 93
45000.00
43674.34 415086.00 4/12/95 5/31/95
3/12/10
100.00
3.75 18.% 2 369996.89 36
9411395 106930000411395 02 KOPP 542
WEST ATHENS
AVENUE
CLOVIS CA 93611 12.% 179 168
05 1 93
42000.00
41983.58 205000.00 5/19/95
6/30/95 4/19/10
100.00
3.75 18.% 2 162912.00 43
9411422 142930000411422 06 DETOTA 312
JEFFERSON
DRIVE
SELLERSVILLE PA 18960 12.% 180 169
05 1
93
30000.00 29026.23 165000.00 5/26/95
5/31/95
5/26/10
100.00 3.75 18.% 2 134075.00 39
9411424 106930000411424 01 GRAHAM 7154
PARKSIDE
PLACE
RANCHO CUCAMONGA CA 91701 12.% 180 170
05
1 93
25000.00 24909.90 184000.00 6/3/95
6/30/95
6/3/10
99.00 3.75 18.% 2 156052.00 36
9411427 141930000411427 02 PETERSEN 1555
4TH STREET
COLUMBIA CITY OR 97018 12.% 179 168
05 1
93
27500.00 11883.25 100000.00 5/10/95
6/30/95
4/10/10
99.00 3.75 18.% 2 71376.00 34
9411450 106930000411450 02 FUHRIMAN 5740
LATHROP
DRIVE
SAN JOSE CA 95123 12.% 180 169
05 1 93
26800.00
26536.30 232000.00 5/5/95
6/5/95 5/5/10
100.00
3.75 18.% 2 203150.00 40
9411460 106930000411460 06 SUMIOG 37346
HILL STREET
NEWARK CA 94560 12.% 180 169
05 1
93 19400.00
17996.70 178000.00 5/22/95
6/22/95 5/22/10
100.00
3.75 18.% 2 158000.00 44
9411461 106930000411461 01 HARTIGAN 2039
ESTELA
DRIVE EL
CAJON CA 92020 12.% 180 169
03 1 93
50000.00
43417.73 228000.00 5/19/95 11/19/95
5/19/10
97.00
3.75 18.% 2 170902.00 27
9411464 106930000411464 02 AMBURN 3106
MARLBOROUGH AVENUE
SAN DIEGO CA 92105 12.% 179 168
05 1
93
12000.00 9212.64 125000.00 5/18/95
6/30/95
4/18/10
99.00 3.75 18.% 2 111400.00 43
9411467 106930000411467 02 HLA 15178
DISCOVERY
ROAD SAN
LEANDRO CA 94574 12.% 179 169
03 1 93
36000.00
35985.93 352950.00 6/9/95 6/30/95
5/9/10
100.00
3.75 18.% 2 313500.00 43
9411472 106930000411472 02 PRINGLE 1025
MELBA ROAD
ENCINITAS CA 92024 12.% 179 168
05 1
93 18000.00
17979.91 175000.00 5/19/95
6/30/95 4/19/10
100.00
3.75 18.% 2 156741.00 43
9411475 106930000411475 02 SMITH 1387
VIA DE LOS
REYES SAN
JOSE CA 95120 12.% 179 168
05 1 93
39000.00
38820.96 300000.00 5/19/95 6/30/95
4/19/10
99.00
3.75 18.% 2 256019.00 45
9411476 106930000411476 01 PICKERING 28275
DRIZA
MISSION
VIEJO CA 92692 12.% 180 169
05 1 93
50000.00
49942.08 415000.00 5/12/95 6/30/95
5/12/10
93.00
3.75 18.% 2 333390.00 41
9411485 153930000411485 02 REYNOLDS 5401
TUMAK
DRIVE
YAKIMA WA 98901 12.% 300 289
05 1
93 60000.00
58979.15 165000.00 5/15/95
6/30/95 5/15/20
97.00
3.75 18.% 2 99000.00 25
9411486 106930000411486 06 BROOKMAN 6378
LAKE
ATHABASKA
PLACE SAN DIEGO CA 92119 12.% 180
170 05
1 93
20000.00 15023.94 175000.00 6/13/95
7/13/95
6/13/10
97.00 3.75 18.% 2 148376.00 42
9411487 134910000411487 06 ROG 409
WILLOWBROOK
DRIVE
NORTH BRUNSWICK NJ 08902 9.25% 299 287
01
1 91
51800.00 14790.08 153000.00 4/26/95
7/26/95
3/26/20
67.00 1.00 18.% 2 50550.00 42
9411490 153930000411490 03 AVAIUSINI 5057
SOUTHWEST
STEVENS
STREET SEATTLE WA 98116 12.% 180
170 05
1 93
27500.00 17030.91 157000.00 5/22/95
6/30/95
6/1/10
100.00 3.75 18.% 2 129483.00 40
9411495 106930000411495 05 ONORATO JR 26612 S
ROLLING
VISTA DRIVE
LOMITA CA 90717 12.% 180 169
05 1 93
50000.00
49829.34 295000.00 5/23/95
5/31/95 5/23/10
97.00
3.75 18.% 2 235370.00 30
9411496 229930000411496 05 DUMMERTH, JR 3516
BROOKVILLE DRIVE
ST. LOUIS MO 63125 12.% 179 168
05 1 93
24500.00
18675.09 92000.00 5/15/95
6/30/95 4/15/10
100.00
3.75 18.% 2 67422.00 21
9411512 106910000411512 02 KULL 3653
HYACINTH
DRIVE SAN
DIEGO CA 92106 9.25% 300 290
05 1 91
70000.00
69721.88 385000.00 6/16/95 9/16/95
6/16/20
65.00
1.00 18.% 2 178000.00 44
9411513 106930000411513 01 SMULLEN 751
EAST 7TH
AVENUE
ESCONIDIDO CA 92025 12.% 180 169
05 1
93
10000.00 9680.84 109843.00 5/24/95
6/24/95
5/24/10
92.00 3.75 18.% 2 90000.00 45
9411514 106930000411514 06 BOLTON 3557
SPEYERS WAY
BONITA CA 91902 12.% 180 169
05 1 93
47400.00
46958.17 350000.00 5/24/95
6/24/95 5/24/10
100.00
3.75 18.% 2 302524.00 35
9411515 106930000411515 01 RAUSCH 8445
MOUNTAIN
VIEW PLACE
RANCHO CUCAMONGA CA 91730 12.% 180 169
05
1 93
23000.00 21492.37 115000.00 5/31/95
6/30/95
5/31/10
100.00 3.75 18.% 2 92000.00 45
9411523 217930000411523 05 MUSACHIA 2656 N
SEMINARY
CHICAGO IL 60614 12.% 179 168
01 1 93
42000.00
42397.40 181000.00 5/24/95
5/24/95 4/27/10
100.00
3.75 18.% 2 137840.00 34
9411530 106930000411530 01 BOUGH 315
VINCENT PLACE
SALINAS CA 93907 12.% 179 169
05 1 93
50000.00
49406.47 220000.00 6/9/95
7/31/95 5/9/10
99.00
3.75 18.% 2 167664.00 30
9411533 106930000411533 02 FLEISCHMAN 9724
FOLLETT
DRIVE
SANTEE CA 92071 12.% 179 168
05 1 93
33600.00
32313.42 170000.00 5/22/95
6/30/95 4/22/10
100.00
3.75 18.% 2 136352.78 25
9411538 208930000411538 02 BROWN 1021
WEST
MARIGOLD DRIVE
DENVER CO 80221 12.% 179 168
05 1 93
15000.00
9857.60 93000.00 5/22/95
6/30/95 4/22/10
97.00
3.75 18.% 2 74914.00 43
9411545 106920000411545 06 VISSER 953
QUIVERA STREET
LAGUNA BEACH CA 92651 11.% 299 288
05 1
92
67000.00 10046.73 370000.00 5/4/95
8/4/95
4/4/20
90.00 2.75 18.% 2 265364.00 33
9411548 208930000411548 06 CLEMONS 442 W
JAMISON
PLACE
LITTLETON CO 80120 12.% 239 228
05 1
93 50000.00
47378.23 173000.00 5/24/95
6/24/95 4/24/15
95.00
3.75 18.% 2 113000.00 26
9411552 106930000411552 02 BOYD 12366
MAGNOLIA
AVENUE
VICTORVILLE CA 92392 12.% 179 168
05 1
93
19800.00 19761.14 85000.00 5/19/95
6/30/95
4/19/10
100.00 3.75 18.% 2 65190.00 44
9411556 106930000411556 01 LONG 1219
LINCOLN
AVENUE
PACIFIC GROVE CA 93950 12.% 179 168
05 1
93
50000.00 39078.50 285000.00 5/23/95
6/30/95
4/23/10
97.00 3.75 18.% 2 225779.00 45
9411560 106930000411560 05 PRITTING 671
SEQUOIA
STREET
IMPERIAL CA 92251 12.% 179 168
05 1 93
10800.00
10758.75 123000.00 5/22/95
6/30/95 4/22/10
100.00
3.75 18.% 2 112006.00 43
9411567 124930000411567 02 THOMPKINS 5530
BOSWORTH
AVENUE
BALTIMORE MD 21207 12.% 180 169
05 1
93
39000.00 37863.44 125000.00 5/12/95
5/31/95
5/12/10
100.00 3.75 18.% 2 85994.00 45
9411569 106930000411569 02 SNODGRASS 925
ROPA COURT
ATASCADERO CA 93422 12.% 180 169
05 1
93
20000.00 19799.30 189000.00 5/1/95
6/1/95
5/1/10
100.00 3.75 18.% 2 168524.00 39
9411570 124930000411570 02 CAMPBELL 11704
FAIRMONT
PLACE
IJAMSVILLE MD 21754 12.% 180 169
05 1
93
40000.00 39232.71 395000.00 5/12/95
5/31/95
5/12/10
92.00 3.75 18.% 2 322985.00 38
9411593 106930000411593 04 HAYNES 803
HAVERHILL
DRIVE
SUNNYVALE CA 94087 12.% 179 168
05 1
93
29300.00 8553.07 312000.00 5/2/95
6/2/95
4/2/10
98.00 3.75 18.% 2 275674.00 36
9411595 106930000411595 05 PULIDO 1009
SPARROW
COURT SAN
MARCOS CA 92069 12.% 180 168
05 1 93
16000.00
15987.01 168000.00 4/25/95 5/25/95
4/25/10
100.00
3.75 18.% 2 152000.00 26
9411596 106930000411596 00 OSBORNE 622
TEAKWOOD
STREET
OXNARD CA 93033 12.% 179 168
05 1 93
30000.00
29958.11 151000.00 5/12/95
6/30/95 4/12/10
95.00
3.75 18.% 2 112500.00 40
9411597 106910000411597 05 BROOKS 1626
HAZEL DEAN
ROAD
WATERFORD CA 95386 9.25% 300 288
05 1
91
25000.00 21362.57 265000.00 4/26/95
7/26/95
4/26/20
55.00 1.00 18.% 2 118169.70 37
9411616 106930000411616 03 MOUNTAIN 38096
THIRD
STREET
FREMONT CA 94536 12.% 179 168
05 1
93 40400.00
39490.95 223000.00 5/25/95
6/30/95 4/25/10
100.00
3.75 18.% 2 182595.14 38
9411622 206930000411622 05 TORRES 2420
CRAZY HORSE
LANE
NORCO CA 91760 12.% 179 168
05 1 93
20000.00
19989.64 240000.00 5/16/95
7/31/95 4/16/10
95.00
3.75 18.% 2 208000.00 42
9411631 106930000411631 05 SWINTON 12831
AVENIDA LA
VALENCIA
POWAY CA 92064 12.% 299 288
05 1 93
86300.00
81715.12 370000.00 5/19/95
6/30/95 4/19/20
100.00
3.75 18.% 2 282660.00 27
9411632 141930000411632 05 LUDEMAN 64863 E
MOUNTAIN MEADOW
LN RHODODENDRON OR 97049 12.% 179
168 03
1 93
29000.00 28586.77 105000.00 5/19/95
6/30/95
4/19/10
100.00 3.75 18.% 2 75843.00 28
9411653 106920000411653 00 ANDERSON 2324
32ND STREET
SANTA MONICA CA 90405 11.% 299 289
05 1
92
42200.00 41145.14 422000.00 6/20/95
9/20/95
5/20/20
90.00 2.75 18.% 2 337600.00 25
9411659 106930000411659 01 ENDOZO 3019
WINNETKA
DRIVE
BONITA CA 91902 12.% 179 168
05 1 93
45000.00
42599.62 370000.00 5/24/95
6/24/95 4/24/10
95.00
3.75 18.% 2 302864.00 44
9411660 106930000411660 02 KIRK 36142
ROSEWOOD
DRIVE
NEWARK CA 94560 12.% 180 169
05 1
93 23000.00
23000.00 215000.00 5/2/95
6/2/95 5/2/10
100.00
3.75 18.% 2 192000.00 44
9411661 106930000411661 01 ORME 6941
WALNUT
AVENUE
ORANGEVALE CA 95662 12.% 179 169
05 1
93
28000.00 23579.93 121000.00 6/1/95
7/1/95
5/1/10
100.00 3.75 18.% 2 92700.00 46
9411667 106930000411667 02 LUIS 1480
EASTERLY
TERRANCE LOS
ANGELES CA 90026 12.% 180 170
05 1 93
39900.00
39891.58 235000.00 6/12/95 7/12/95
6/12/10
97.00
3.75 18.% 2 187052.00 37
9411672 106930000411672 02 GONZAGA 412
SOUTH FONDA
STREET
LA HABRA CA 90631 12.% 179 168
05 1
93 34400.00
33674.59 160000.00 5/10/95
6/30/95 4/10/10
100.00
3.75 18.% 2 125575.00 36
9411673 106930000411673 02 CURTEMAN 717
GIBSON ROAD
WOODLAND CA 95695 12.% 180 169
05 1
93
30000.00 29992.42 137000.00 5/2/95
6/2/95
5/2/10
98.00 3.75 18.% 2 103861.68 45
9411675 226930000411675 05 MASTANTUONO 1002 E.
FIFTH
ROYAL OAK MI 48067 12.% 179 167
05 1
93
25000.00 22811.35 135000.00 4/21/95
5/31/95
3/27/10
100.00 3.75 18.% 2 108908.00 38
9411676 106930000411676 02 DUNCAN 1112
NAVARRO
STREET
SANTA ROSA CA 95401 12.% 179 168
05 1
93
38000.00 37060.11 180000.00 5/4/95
6/4/95
4/4/10
96.00 3.75 18.% 2 134129.00 47
9411692 106930000411692 02 ALBRECHT 4028 E.
GREEN
CLOVER CIRCLE
ORANGE CA 92667 12.% 179 167
05 1
93 50000.00
48760.35 450000.00 4/20/95
5/31/95 3/20/10
97.00
3.75 18.% 2 382654.00 44
9411701 206930000411701 02 MATA 15500
CALLE
ENRIQUE
MORGAN HILL CA 95037 12.% 179 168
05 1
93
21000.00 19891.85 268000.00 5/17/95
6/17/95
4/17/10
98.00 3.75 18.% 2 240794.00 38
9411715 106930000411715 00 CHAN
1816-1818 SOUTH 9TH
STREET
ALAHAMBRA CA 91803 12.% 179 168
05 1
93
50000.00 49391.44 230000.00 5/26/95
6/30/95
4/26/10
96.00 3.75 18.% 2 170000.00 36
9411726 106930000411726 03 BURLEY 16867
SAUSALITO
DRIVE
WHITTIER CA 90603 12.% 179 168
05 1
93 43000.00
41554.93 275000.00 5/5/95
6/30/95 4/5/10
100.00
3.75 18.% 2 231225.00 25
9411735 106920000411735 05 WINTERS 22451
ROSEBRIAR
MISSION VIEJO CA 92692 12.% 179 168
05 1
92
37800.00 37599.52 418000.00 5/18/95
6/30/95
4/18/10
100.00 3.75 18.% 2 380160.00 44
9411741 106930000411741 01 ZIAPOUR 1140
VIA MATEO
SAN
JOSE CA 95120 12.% 179 168
05 1 93
50000.00
48913.25 295000.00 5/3/95 6/30/95
4/3/10
92.00 3.75
18.% 2 221000.00 45
9411749 106930000411749 05 ARAMBULA 2803
TANGLEWOOD DRIVE
SAN JOSE CA 95127 12.% 180 168
05 1 93
36000.00
35566.96 180000.00 4/25/95
5/25/95 4/25/10
100.00
3.75 18.% 2 144000.00 44
9411750 106920000411750 05 COOK 15795
CASINO REAL
MORGAN HILL CA 95037 11.% 300 289
05 1
92
100000.00 9195.13 402000.00 5/18/95
8/18/95
5/18/20
88.00 2.75 18.% 2 250000.00 39
9411769 106930000411769 03 MUELLER 6
RUSSELL COURT
IRVINE CA 92715 12.% 180 169
03 1 93
45000.00
44326.74 265000.00 5/3/95 6/3/95
5/3/10
100.00
3.75 18.% 2 218515.00 34
9411776 124930000411776 05 BOOK 9602
SHADOW OAK
DR
GAITHERSBURG MD 20879 11.75% 180 169
03 1
93
16000.00 15616.83 141000.00 5/9/95
6/30/95
5/15/10
97.00 3.50 18.% 2 119954.00 33
9411790 106930000411790 01 WHEELER 1125
JULIE LANE
SOUTH
LAKE TAHOE CA 96150 12.% 180 169
05 1 93
43700.00
42737.48 115000.00 5/26/95
6/26/95 5/26/10
100.00
3.75 18.% 2 71157.00 39
9411791 106930000411791 05 ARVANITIS 4028
FAIRWOOD
WAY
CARMICHAEL CA 95608 12.% 180 169
05 1
93
35000.00 34684.66 193000.00 5/26/95
6/26/95
5/26/10
100.00 3.75 18.% 2 157000.00 20
9411799 106930000411799 02 RAY 651
NORTH VALENCIA
BOULEVARD WOODLAKE CA 93286 12.% 179
168
05 1
93 13800.00 13744.25 84000.00
5/25/95 6/30/95
4/25/10
100.00 3.75 18.% 2
70137.00 33
9411801 106930000411801 05 SHANK 401
NORTH
ALDERDALE CIRCLE
ANAHEIN CA 92807 12.% 179 168
05 1
93 26000.00
24822.30 160000.00 5/25/95
6/30/95 4/25/10
100.00
3.75 18.% 2 133351.00 36
9411807 106930000411807 05 TSAI 9065
BROWNSTONE
CIRCLE
CYPRESS CA 90630 12.% 179 168
05 1 93
28000.00
27614.27 165000.00 5/25/95
6/25/95 4/25/10
100.00
3.75 18.% 2 137000.00 35
9411810 106930000411810 02 PURIFY 357
CALLE LUPITA
SAN
LUIS OBISPO CA 93401 12.% 179 168
05 1 93
35000.00
34834.05 205000.00 5/23/95
5/31/95 4/23/10
100.00
3.75 18.% 2 169728.00 40
9411826 151930000411826 06 HARRICHARAN 20612
AVALON
COURT
STERLING VA 20165 12.% 180 169
05 1
93 30000.00
26278.00 220000.00 5/30/95
5/31/95 5/30/10
99.00
3.75 18.% 2 186182.00 41
9411828 112930000411828 02 FORINTON 723
83RD AVENUE
N ST
PETERSBURG FL 33702 12.% 180 169
01 1
93 18700.00
18190.64 58000.00 5/31/95
5/31/95 5/31/10
100.00
3.75 18.% 2 39240.00 37
9411835 153930000411835 05 MCDANIEL 6804
226TH PLACE
S.W.
MOUNTLAKE TERRACE WA 98043 12.% 179 168
05
1 93
44000.00 43786.34 155000.00 5/16/95
6/30/95
4/16/10
95.00 3.75 18.% 2 102000.00 39
9411839 106930000411839 02 JOHNSON 3343
MEADE DRIVE
STOCKTON CA 95219 12.% 179 167
03 1
93
47000.00 45983.26 235000.00 4/21/95
5/31/95
3/21/10
100.00 3.75 18.% 2 188000.00 41
9411843 132930000411843 01 KRUSE 8401
BAY CREST
DRIVE LAS
VEGAS NV 89128 12.% 180 169
05 1 93
40000.00
39800.00 205000.00 5/31/95 6/30/95
5/31/10
100.00
3.75 18.% 2 164320.00 31
9411864 149930000411864 00 MITCHELL 213 E.
2200 S.
FRANCIS
UT 84036 12.% 179 168 05
1 93 30000.00
28888.94
80000.00 5/24/95 6/24/95
4/24/10 97.00
3.75 18.%
2 47458.00 44
9411865 106930000411865 05 INGRAM 487
FORT LAMAR
ROAD
COMMERCE GA 30529 12.% 179 168
05 1
93
20000.00 18031.07 66000.00 5/25/95
6/30/95
4/25/10
100.00 3.75 18.% 2 45897.00 43
9411869 206930000411869 06 GRAY 509
RIVERBEND WAY
CHULA VISTA CA 91910 12.% 179 168
05 1
93
26500.00 26197.10 229000.00 5/23/95
6/30/95
4/23/10
100.00 3.75 18.% 2 202500.00 45
9411871 106930000411871 05 PODHASKI 6 VIA
FRONTERA
RANCHO SANTA MAR CA 92688 12.% 179 168
05
1 93
22700.00 14057.10 192000.00 5/23/95
6/23/95
4/23/10
100.00 3.75 18.% 2 169255.00 36
9411873 206930000411873 06 NEGREROS 2241
WEST
BRANFORD LANE
LA HABRA CA 90631 12.% 179 168
05 1
93 30000.00
29426.01 180000.00 5/24/95
6/24/95 4/24/10
99.00
3.75 18.% 2 146558.00 45
9411880 106930000411880 02 GRAY 26756
VALPARISO
DRIVE
MISSION VIEJO CA 92691 12.% 179 168
05 1
93
45650.00 45290.23 285000.00 5/30/95
6/30/95
4/30/10
100.00 3.75 18.% 2 239327.00 43
9411882 106930000411882 03 HUSTON 403 VIA
MONTEGO
SAN
CLEMENTE CA 92672 12.% 179 168
03 1 93
25000.00
23774.86 230000.00 5/25/95
6/30/95 4/25/10
98.00
3.75 18.% 2 198657.00 44
9411884 106930000411884 02 SECHRIST 3874
PARKWAY
PLACE
AUBURN CA 95602 12.% 179 168
05 1 93
25000.00
23433.26 145000.00 5/25/95
6/30/95 4/25/10
97.00
3.75 18.% 2 115656.00 31
9411887 141930000411887 05 BECK 20380
SOUTHWEST
VIENNA COURT
ALOHA OR 97007 12.% 179 168
03 1 93
29600.00
29205.86 125000.00 5/12/95
6/30/95 4/12/10
100.00
3.75 18.% 2 95367.00 27
9411892 106930000411892 06 FINNEGAN 4735
ANGELES
CREST HWY
LA CANADA CA 91011 12.% 179 167
05 1
93
50000.00 48291.37 400000.00 4/24/95
5/31/95
3/24/10
99.00 3.75 18.% 2 343700.00 35
9411913 106930000411913 01 ZARIAN 20
CAMBRIDGE
COURT
COTO DE CAZA CA 92679 12.% 179 169
05 1
93
50000.00 49918.17 254000.00 6/6/95
7/31/95
5/6/10
99.00 3.75 18.% 2 201438.00 42
9411918 106930000411918 05 AZEVEDO 3533
OREGON WAY
LIVERMORE CA 94550 12.% 179 168
05 1
93
34650.00 32265.53 179000.00 5/30/95
6/30/95
4/30/10
100.00 3.75 18.% 2 144337.00 33
9411923 112930000411923 02 SETNEY 12034
NW 27TH
DRIVE
CORAL SPRINGS FL 33065 12.% 179 168
05 1
93
50000.00 49178.32 159000.00 5/26/95
6/30/95
4/26/10
97.00 3.75 18.% 2 102949.00 31
9411924 106930000411924 02 CHRISTENSEN 17822
PESANTE
ROAD
SALINAS CA 93907 12.% 179 167
05 1 93
40000.00
37365.57 250000.00 4/24/95
5/31/95 3/24/10
96.00
3.75 18.% 2 199945.00 43
9411928 206930000411928 06 RUBBO 2175
VILLA SONOMA
GLEN
ESCONDIDO CA 92029 12.% 179 168
05 1
93
50000.00 48569.30 190000.00 5/25/95
6/30/95
4/25/10
100.00 3.75 18.% 2 140000.00 35
9411938 106930000411938 02 GHALAMBOR 3053
SOUTH
ADRIENNE
DRIVE WEST COVINA CA 91792 12.% 180
169 05
1 93
43100.00 43078.68 180000.00 5/5/95
6/5/95
5/5/10
96.00 3.75 18.% 2 127955.00 45
9411957 134930000411957 06 SAUNDERS 6 DEVON
PLACE
WASHINGTON NJ 08080 12.% 179 168
01 1
93
16000.00 10175.07 66000.00 5/12/95
6/30/95
4/12/10
100.00 3.75 18.% 2 49850.98 35
9411965 233910000411965 06 NABYDOSKI ONE
BOWLEY
DRIVE
PELHAM NH 03076 9.25% 300 289
05 1
91 20000.00
12035.03 127000.00 5/19/95
8/19/95 5/19/20
60.00
1.00 18.% 2 55000.00 31
9411970 149930000411970 02 HEINER 1083
SOUTH 900 EAST
SALT
LAKE CITY UT 84105 12.% 179 168
05 1 93
25000.00
24735.26 142000.00 5/30/95 6/30/95
4/30/10
98.00
3.75 18.% 2 113487.00 33
9411972 106930000411972 02 KARRY 926 VIA
BROCHA
SANTA
BARBARA CA 93110 12.% 179 168
05 1 93
50000.00
49908.59 295000.00 5/25/95 6/30/95
4/25/10
99.00
3.75 18.% 2 240000.00 43
9411981 124930000411981 05 WALCH 2317
WEYMOUTH
LANE
CROFTON MD 21114 12.% 180 170
03 1
93 29400.00
26744.54 147000.00 6/15/95
6/30/95 6/15/10
100.00
3.75 18.% 2 117600.00 31
9411996 106930000411996 05 LAPHAM 15370
CALLE
ENRIQUE
MORGAN HILLS CA 95037 12.% 179 168
05 1
93
30000.00 28784.54 260000.00 5/31/95
6/30/95
4/30/10
100.00 3.75 18.% 2 229661.00 38
9411997 141930000411997 02 MEIER 6516 E
STREET
SPRINGFIELD OR 97478 12.% 179 168
05 1
93
28000.00 27685.63 140000.00 5/31/95
6/30/95
4/30/10
100.00 3.75 18.% 2 112000.00 30
9412005 106930000412005 06 BOETTCHER II 1214
SOUTH
MALGREN
AVENUE SAN PEDRO CA 90732 12.% 179
167 05
1 93
25000.00 23464.88 247000.00 4/27/95
5/31/95
3/27/10
97.00 3.75 18.% 2 213532.00
31
9412013 106930000412013 01 FOWLER 15
REICHERT
COURT
NOVATO CA 94945 12.% 179 168
05 1 93
33500.00
28376.63 335000.00 5/17/95
6/30/95 4/17/10
98.00
3.75 18.% 2 294800.00 45
9412018 106930000412018 05 ADAMS 1837
LOCKE COURT
OAKLEY CA 94561 12.% 179 168
05 1 93
32000.00
31388.13 156000.00 5/9/95
6/30/95 4/9/10
100.00
3.75 18.% 2 123748.58 38
9412033 106930000412033 05 SELF 22023
BETLEN WAY
CASTRO
VALLEY CA 94546 12.% 180 169
05 1 93
33000.00
32972.50 200000.00 5/12/95 6/12/95
5/12/10
97.00
3.75 18.% 2 160432.00 35
9412037 106930000412037 01 PRATT 271
EAST TAYLOR
AVENUE
SUNNYVALE CA 94086 12.% 180 170
05 1
93
27500.00 27868.30 216000.00 6/2/95
7/2/95
6/2/10
100.00 3.75 18.% 2 188414.00 42
9412039 106930000412039 01 GOMILLION 4146
KRAFT
AVENUE
LOS ANGELES CA 91604 12.% 180 169
05 1
93
23000.00 22438.15 235000.00 5/19/95
6/30/95
5/19/10
98.00 3.75 18.% 2 207000.00 43
9412044 151930000412044 05 BELLER 14520
CREEK
BRANCH COURT
CENTREVILLE VA 22020 12.% 179 168
05 1
93
15000.00 12687.83 170000.00 5/27/95
6/30/95
4/27/10
100.00 3.75 18.% 2 154672.58 22
9412050 106930000412050 02 KUPTZ 16105
DEL NORTE
POWAY
CA 92064 12.% 180 169 05
1 93
34000.00
32635.45 305000.00 5/10/95 6/10/95
5/10/10
99.00
3.75 18.% 2 266308.00 28
9412071 106910000412071 05 EGERTSON 23342
ANCIA LANE
MISSION VIEJO CA 92691 12.% 179 169
05 1
91
50000.00 44331.15 240000.00 6/6/95
7/31/95
5/6/10
97.00 3.75 18.% 2 181047.00 44
9412085 153930000412085 02 LOVELACE 3515
NORTH
SHORE BLVD
TACOMA WA 98442 12.% 179 169
05 1
93 30000.00
29552.07 201000.00 6/6/95
7/9/95 5/9/10
99.00
3.75 18.% 2 168444.00 31
9412088 206930000412088 06 SHEPLER 1166
SAN VINCENTE
ROAD
RAMONA CA 92065 12.% 179 168
05 1
93 25000.00
23963.98 165000.00 5/24/95
6/30/95 4/24/10
93.00
3.75 18.% 2 128426.00 35
9412092 106930000412092 05 CLIFT 916 &
916 1/2
WESTBOURNE DR.
WEST HOLLYWOOD CA 90069 12.% 180 170
07
1 93
26000.00 25799.75 130000.00 6/8/95
6/30/95
6/8/10
100.00 3.75 18.% 2 104000.00 42
9412097 106930000412097 01 CHANEY 546
RUESS ROAD
RIPON
CA 95366 12.% 179 169 05
1 93
19000.00
18980.82 169000.00 6/6/95 7/31/95
5/6/10
91.00 3.75
18.% 2 134405.00 28
9412105 149930000412105 01 WICKSTRAND 2650
EAST 3300
SOUTH
SALT LAKE CITY UT 84109 12.% 179 169
01 1
93
35300.00 34892.02 102000.00 6/1/95
7/31/95
5/1/10
100.00 3.75 18.% 2 66604.00 44
9412107 106930000412107 05 HAWTHORNE 757
WEST 124TH
STREET
LOS ANGELES CA 90044 12.% 179 168
05 1
93
42000.00 42104.73 190000.00 5/5/95
6/30/95
4/5/10
100.00 3.75 18.% 2 147500.00 39
9412108 206930000412108 06 SARMIENTO 7686
DANCY
ROAD SAN
DIEGO CA 92126 12.% 179 168
05 1 93
23000.00
22761.40 180000.00 5/26/95 6/30/95
4/26/10
100.00
3.75 18.% 2 157000.00 33
9412114 106930000412114 03 CRESTANI 3964
CATAMARCA
DRIVE
SAN DIEGO CA 92124 12.% 180 169
05 1
93 50000.00
49980.45 325000.00 5/12/95
6/12/95 5/12/10
96.00
3.75 18.% 2 260000.00 38
9412115 106930000412115 05 HAUGHT 35298
AQUADO
COURT
FREMONT CA 94536 12.% 180 169
05 1
93 22900.00
22487.23 204000.00 5/10/95
6/10/95 5/10/10
100.00
3.75 18.% 2 181000.00 41
9412116 141930000412116 05 BROWN 4294
MARMOT
COURT NE
SALEM OR 97305 12.% 180 169
05 1 93
18300.00
17962.11 150000.00 5/9/95 6/9/95
5/9/10
100.00
3.75 18.% 2 131688.00 37
9412117 106930000412117 00 SMITH 2550
BARTEL STREET
SAN
DIEGO CA 92123 12.% 180 169
05 1 93
20000.00
19086.83 172500.00 5/8/95 6/8/95
5/8/10
100.00 3.75
18.% 2 151500.00 41
9412123 106930000412123 05 LIEKEFET 713
NORTH
LAFAYETTE PARK
PLACELOS ANGELES CA 90026 12.% 180
169 05
1 93
20000.00 16720.23 190000.00 5/15/95
5/31/95
5/15/10
100.00 3.75 18.% 2 169773.00 37
9412132 106930000412132 02 ACOSTA 8716
YOUNGDALE
STREET
SAN GABRIEL CA 91775 12.% 179 168
05 1
93
46400.00 46275.81 192500.00 5/18/95
6/30/95
4/18/10
100.00 3.75 18.% 2 146094.19 37
9412136 108930000412136 05 PAPEN 1841
SOUTH WELCH
CIRCLE
LAKEWOOD CO 80228 12.% 180 169
05 1
93
15400.00 15345.91 165000.00 5/15/95
6/30/95
5/15/10
100.00 3.75 18.% 2 148500.00 41
9412140 106930000412140 01 NEWMAN 3752
OLIVE
AVENUE
LONG BEACH CA 90807 12.% 180 170
05 1
93
37500.00 36463.47 325000.00 6/20/95
7/20/95
6/20/10
94.00 3.75 18.% 2 265330.00 37
9412148 106930000412148 02 PEREZ 23811
VIA NAVARRA
MISSION VIEJO CA 92691 12.% 180 170
03 1
93
15000.00 14444.92 200000.00 6/27/95
7/27/95
6/27/10
100.00 3.75 18.% 2 184063.00 43
9412149 106930000412149 02 BELL 2310
WINDSOR LANE
OAKLEY CA 94561 12.% 180 169
05 1 93
16000.00
15993.18 155000.00 5/15/95
6/15/95 5/15/10
100.00
3.75 18.% 2 139000.00 44
9412164 113930000412164 01 NEILL 5608
LIONS CLUB
DRIVE
LILBURN GA 30247 12.% 179 168
05 1 93
27500.00
27364.51 92000.00 5/12/95
6/30/95 4/12/10
98.00
3.75 18.% 2 61847.00 44
9412169 106930000412169 02 SICKLER IV 24392
TIMOTHY
DRIVE
DANA POINT CA 92629 12.% 179 169
05 1
93
39200.00 38975.85 294000.00 6/8/95
7/8/95
5/8/10
100.00 3.75 18.% 2 254500.00 48
9412175 153920000412175 00 GRAINGER 3409
EAST SAINT
ANDREWS
WAY SEATTLE WA 98112 11.% 299
288 05
1 92
35000.00 15659.78 350000.00 5/22/95
11/22/95
4/22/20
90.00 2.75 18.% 2 280000.00 39
9412182 106920000412182 05 MOORE 7466
NORTH
WOODROW AVENUE
FRESNO CA 93720 11.% 300 290
05 1
92 16300.00
16183.95 130000.00 6/14/95
9/14/95 6/14/20
90.00
2.75 18.% 2 100613.00 24
9412184 106930000412184 02 HORNE 1060
REDMOND
AVENUE
SAN JOSE CA 95120 12.% 180 170
05 1 93
21000.00
17375.02 220000.00 6/19/95
7/19/95 6/19/10
99.00
3.75 18.% 2 196000.00 45
9412192 106930000412192 06 NEGYESY 702
SOUTH TULIP
STREET
ESCONDIDO CA 92025 12.% 180 169
05 1
93
25000.00 24676.46 122000.00 5/12/95
6/12/95
5/12/10
96.00 3.75 18.% 2 91500.00 43
9412198 106930000412198 06 KHAN 24966
VIA MARFI
MISSION
VIEJO CA 92692 12.% 180 169
05 1 93
35000.00
33226.36 290000.00 5/16/95 6/16/95
5/16/10
100.00
3.75 18.% 2 254000.00 40
9412202 106930000412202 06 MCKEE 31
CARLSON COURT
SAN
ANSELMO CA 94960 12.% 180 169
05 1 93
50000.00
48395.19 237000.00 5/16/95
6/16/95 5/16/10
94.00
3.75 18.% 2 171000.00 43
9412203 227930000412203 05 OTTO 902 13H
STREET
WINDOM
MN 56101 12.% 179 169 05
1 93
22500.00
17608.92 57000.00 6/2/95 7/31/95
5/2/10
100.00 3.75
18.% 2 34460.00 24
9412212 225910000412212 05 OLIMPIO 7 SMOKE
ROSE
CIRCLE
PEABODY MA 01960 9.25% 300 289
05 1
91
40000.00 6024.54 230000.00 5/24/95
8/24/95
5/24/20
61.00 1.00 18.% 2 100000.00 23
9412214 112920000412214 02 COHN 2150
WARWICK HILLS
WAY
CORAL SPRINGS FL 33071 12.% 179 169
03 1
92
56000.00 20101.15 310000.00 6/1/95
7/31/95
5/1/10
94.00 3.75 18.% 2 234200.00 43
9412219 106930000412219 06 ERICKSON 6497
VIA ESTRADA
ANAHEIM HILLS CA 92807 12.% 179 168
03 1
93
29600.00 28938.39 255000.00 5/4/95
6/30/95
4/4/10
100.00 3.75 18.% 2 225317.00 44
9412229 106930000412229 05 CHAVEZ 534
SKYE COURT B
STOCKTON CA 95210 12.% 179 169
05 1
93
20000.00 20118.76 120000.00 6/8/95
7/31/95
5/8/10
100.00 3.75 18.% 2 99000.00 28
9412241 106930000412241 02 ALEXANDER 421
SOUTH 3RD
STREET
BRAWLEY CA 92227 12.% 180 169
05 1
93 50000.00
50125.70 117000.00 5/18/95
6/18/95 5/18/10
96.00
3.75 18.% 2 61400.00 45
9412246 106930000412246 02 BRADSHER 807
VALE VIEW
DRIVE
VISTA CA 92083 12.% 180 169
05 1 93
41500.00
41038.89 164000.00 5/19/95 6/19/95
5/19/10
100.00
3.75 18.% 2 122500.00 37
9412248 106930000412248 02 MECKSTROTH 2254
SAN
MIGUEL ROAD
SANTA ROSA CA 95403 12.% 180 169
05 1
93
25400.00 23920.83 213500.00 5/24/95
6/24/95
5/24/10
98.00 3.75 18.% 2 182592.00 44
9412253 112930000412253 06 KELLEY 19
BOXWOOD ROAD
HOLLYWOOD FL 33021 12.% 180 169
01 1
93
23000.00 22991.01 175000.00 5/17/95
5/31/95
5/17/10
100.00 3.75 18.% 2 151954.00 35
9412257 106930000412257 05 AYALA 14828
HARVEST
AVENUE
NORWALK CA 90650 12.% 179 169
05 1
93
24000.00 22590.70 160000.00 6/24/95
7/31/95
5/24/10
100.00 3.75 18.% 2 135939.00 41
9412264 106930000412264 02 PRIOR 21525
VIA SERPIENTE
EL
TORO AREA CA 92630 12.% 179 171
05 1 93
47000.00
46918.00 255000.00 8/1/95
9/30/95 7/1/10
100.00
3.75 18.% 2 207215.00 24
9412282 106930000412282 02 FORD 1537
MADISON
AVENUE
ROHNERT PARK CA 94928 12.% 179 169
05 1
93
50000.00 47440.94 268000.00 6/8/95
7/31/95
5/8/10
99.00 3.75 18.% 2 214400.00 29
9412288 106930000412288 05 STAMSCHROR 4533
CROWN
POINT DRIVE
DIAMOND SPRINGS CA 95619 12.% 179 169
05 1
93
13000.00 4549.71 129000.00 6/8/95
7/31/95
5/8/10
98.00 3.75 18.% 2 112360.00 23
9412290 106930000412290 02 VOLOCK 703
VISTA VIA
DRIVE TAFT
CA 93268 12.% 179 169
05 1 93
33000.00
32917.98 152000.00 6/9/95 7/31/95
5/9/10
100.00 3.75
18.% 2 118000.00 29
9412292 106930000412292 02 WEATHERS 255
COOLWATER
DRIVE
SAN DIEGO CA 92114 12.% 180 169
05 1
93 37800.00
37783.91 135000.00 5/19/95
6/19/95 5/19/10
100.00
3.75 18.% 2 96000.00 26
9412304 106930000412304 02 DECUIR 550
WEST REGENT
STREET #235
INGLEWOOD CA 90301 12.% 179 168
01 1
93
30200.00 29006.57 120000.00 5/3/95
6/30/95
4/3/10
100.00 3.75 18.% 2 89523.00 32
9412309 124930000412309 06 JUDD 2024
FIRE TOWER
LANE
IJAMSVILLE MD 21754 12.% 180 169
05 1
93
50000.00 49980.45 198000.00 5/22/95
5/31/95
5/22/10
100.00 3.75 18.% 2 147000.00 34
9412311 141930000412311 05 MORRIS 378 NE
SEQUOIA
COURT
HILLSBORO OR 97124 12.% 180 169
05 1
93
50000.00 49172.16 164000.00 5/12/95
6/12/95
5/12/10
99.00 3.75 18.% 2 112000.00 31
9412322 106920000412322 05 KARP 5446
AMBER CIRCLE
CALABASAS CA 91302 11.% 299 289
03 1
92
199000.00 196516.38 995000.00 6/12/95
9/12/95
5/12/20
90.00 2.75 18.% 2 696500.00 27
9412336 206930000412336 02 PATSCHKE 13817
MONTEVERDE DRIVE
CHINO HILLS CA 91709 12.% 179 169
05 1
93
26000.00 25079.30 275000.00 6/6/95
7/6/95
5/6/10
99.00 3.75 18.% 2 244000.00 25
9412348 106920000412348 00 NORDSTROM 1050
WIEGAND
STREET
ENCINITAS CA 92024 11.% 179 170
03 1
92
180000.00 132399.68 900000.00 7/3/95
8/31/95
6/30/10
90.00 2.75 18.% 2 630000.00 38
9412349 106930000412349 02 NORIEGA 3087
TONOPAH
CIRCLE
PLEASANTON CA 94588 12.% 179 169
09 1
93
22300.00 22139.38 151000.00 6/8/95
7/31/95
5/8/10
100.00 3.75 18.% 2 128633.00 44
9412352 106930000412352 06 SCHWEERS 13181
SUMMIT
CIRCLE
WESTMINSTER CA 92683 12.% 179 168
05 1
93
25000.00 14810.88 241000.00 5/22/95
6/30/95
4/22/10
100.00 3.75 18.% 2 214000.00 32
9412353 106930000412353 00 SAKAMOTO 1637
HAVENWOOD DRIVE
OCEANSIDE CA 92056 12.% 179 169
05 1
93
30000.00 29669.92 154000.00 6/20/95
7/31/95
5/20/10
100.00 3.75 18.% 2 123200.00 42
9412357 104930000412357 05 CALL 1025 W.
KELTON LANE
PHOENIX AZ 85023 12.% 180 169
03 1 93
11000.00
11000.00 160000.00 5/25/95
6/30/95 5/25/10
100.00
3.75 18.% 2 148736.00 37
9412359 106930000412359 05 CHASE 1342
ACAPULCO
AVENUE
SIMI VALLEY CA 93065 12.% 179 168
05 1
93
50000.00 49285.07 218000.00 5/19/95
6/19/95
4/19/10
94.00 3.75 18.% 2 153000.00 45
9412370 206930000412370 02 EAVES 1770
RODEAR ROAD
SAN
DIEGO CA 92154 12.% 179 169
05 1 93
50000.00
49946.08 155000.00 6/7/95 7/31/95
5/7/10
99.00 3.75
18.% 2 102009.00 45
9412379 106930000412379 01 SOE 162
BANANA GROVE
LANE SAN
JOSE CA 95123 12.% 180 170
05 1 93
20000.00
19127.52 200000.00 6/21/95 7/21/95
6/21/10
100.00
3.75 18.% 2 180000.00 45
9412383 112930000412383 02 CAMPBELL 5404 SW
25TH
PLACE
CAPE CORAL FL 33914 12.% 179 169
05 1
93
20300.00 14110.33 100000.00 6/8/95
7/31/95
5/8/10
100.00 3.75 18.% 2 79673.57 34
9412393 106930000412393 06 HALEY 10848
ADERMAN
AVENUE #147
SAN DIEGO CA 92126 12.% 179 169
03 1
93 13850.00
13161.05 95000.00 6/12/95
7/31/95 5/12/10
100.00
3.75 18.% 2 81035.00 32
9412403 206930000412403 06 BALDOMAR 13636
HELEN
STREET
WHITTIER CA 90602 12.% 299 289
05 1
93 30000.00
29874.02 220000.00 6/8/95
7/8/95 5/8/20
99.00
3.75 18.% 2 185940.00 27
9412405 106930000412405 02 MURRAY 1713
PINE AVENUE
PETALUMA CA 94954 12.% 180 169
05 1
93
22500.00 22064.08 195000.00 5/25/95
6/25/95
5/25/10
100.00 3.75 18.% 2 172442.00 27
9412407 106930000412407 00 MECIR 1459
MARCIA
AVENUE SAN
JOSE CA 95125 12.% 180 170
05 1 93
50000.00
50034.10 238000.00 6/1/95 7/1/95
6/1/10
100.00 3.75
18.% 2 187023.00 29
9412412 113930000412412 01 BARBEE 22
ESTILL
HAMMOCK ROAD
TYBEE ISLAND GA 31328 12.% 180 170
05 1
93
17200.00 17026.98 168000.00 6/23/95
7/23/95
6/23/10
95.00 3.75 18.% 2 142350.00 44
9412429 112930000412429 06 RODRIGUEZ, SR. 11040
FAIRHAVEN WAY
ORLANDO FL 32825 11.% 299 289
05 1
93 10400.00
10119.28 100000.00 5/12/95
8/12/95 5/11/20
91.00
2.75 18.% 2 79881.00 29
9412437 153930000412437 05 THOMAS 516
15TH AVENUE
KIRKLAND WA 98033 12.% 179 168
05 1
93
40000.00 29717.46 220000.00 5/22/95
6/30/95
4/22/10
100.00 3.75 18.% 2 178000.00 38
9412438 106930000412438 05 LANDGRAF 1501
CHELSEA
WAY
REDWOOD CITY CA 94061 12.% 179 168
01 1
93
50000.00 11491.10 295000.00 5/24/95
6/30/95
4/24/10
96.00 3.75 18.% 2 230738.00 38
9412446 106930000412446 05 CANOLES 3204
BOYCE LANE
MODESTO CA 95355 12.% 179 169
05 1
93 23000.00
14058.05 115000.00 6/13/95
7/31/95 5/13/10
100.00
3.75 18.% 2 92000.00 32
9412457 206930000412457 02 MOLINA 908
MELROSE
AVENUE
CHULA VISTA CA 91910 12.% 179 169
05 1
93
34900.00 29563.24 169000.00 6/8/95
6/30/95
5/8/10
100.00 3.75 18.% 2 134068.00 37
9412463 119930000412463 02 STICKLER 206
SOUTH ADAMS
STREET
EVERLY IA 51338 12.% 180 169
05 1 93
15000.00
14820.03 43000.00 5/18/95
6/30/95 5/18/10
100.00
3.75 18.% 2 27947.00 41
9412471 106930000412471 01 LEWIS 3121
MAXWELL
AVENUE
OAKLAND CA 94619 12.% 180 169
05 1
93 35000.00
34480.77 170000.00 5/26/95
5/31/95 5/26/10
100.00
3.75 18.% 2 134975.00 35
9412474 106930000412474 00 SIMMONS 2425
55TH AVENUE
OAKLAND CA 94605 12.% 180 170
05 1
93 14400.00
14170.46 140000.00 6/20/95
7/20/95 6/20/10
100.00
3.75 18.% 2 125542.85 45
9412475 106930000412475 05 WISTOW 616
SYCAMORE
AVENUE
MODESTO CA 95354 12.% 180 170
05 1
93 25200.00
24139.70 252000.00 6/22/95
7/22/95 6/22/10
100.00
3.75 18.% 2 226800.00 49
9412477 106930000412477 01 KUNKEL 162
GREENFIELD
IRVINE
CA 92714 12.% 179 168 01
1 93
17300.00
17095.58 168000.00 5/31/95 6/30/95
4/30/10
100.00
3.75 18.% 2 149946.00 36
9412484 106930000412484 02 DELUCA 23241
SYLVAN
STREET
WOODLAND HILLS CA 91367 12.% 179 169
05 1
93
50000.00 49810.92 179000.00 6/28/95
7/31/95
5/28/10
100.00 3.75 18.% 2 128160.00 45
9412489 106930000412489 05 PARASO 5992
SHOW
TERRACE
FREMONT CA 94555 12.% 180 169
05 1
93 22500.00
21367.26 269500.00 5/26/95
6/30/95 5/26/10
100.00
3.75 18.% 2 247000.00 42
9412496 226930000412496 05 JOHNSON 203
WHITEHEAD
LANE
WENTZVILLE MO 63385 12.% 180 170
05 1
93
20000.00 19834.23 102000.00 6/13/95
6/30/95
6/13/10
92.00 3.75 18.% 2 73021.00 42
9412500 108930000412500 06 PLEAU 1120
SOUTH 12TH
STREET
MONTROSE CO 81401 11.% 300 290
05 1
93
58400.00 57871.56 100000.00 6/7/95
9/7/95
6/7/20
91.00 2.75 18.% 2 32224.60 40
9412505 112930000412505 05 CYPHERT 2911
WALKER
ROAD
LAKELAND FL 33809 12.% 179 169
05 1
93 20100.00
20269.48 114000.00 6/8/95
7/31/95 5/8/10
95.00
3.75 18.% 2 87687.00 38
9412509 153930000412509 02 BURNHAM 16616
62ND AVE W
LYNNWOOD WA 98037 12.% 180 171
05 1
93
28650.00 28374.92 137000.00 6/9/95
7/1/95
7/1/10
100.00 3.75 18.% 2 108350.00 33
9412512 106930000412512 05 LEWIS 3700
BALFOUR
AVENUE
OAKLAND CA 94610 12.% 180 170
05 1
93 32000.00
22500.00 282000.00 6/26/95
6/30/95 6/26/10
100.00
3.75 18.% 2 249580.00 35
9412523 206930000412523 02 DENBY 24531
MOONCREST
CIRCLE
MURRIETA CA 92562 12.% 179 169
05 1
93 26000.00
25858.80 145000.00 6/9/95
6/30/95 5/9/10
100.00
3.75 18.% 2 119000.00 42
9412528 106930000412528 00 ROMO 28391
RONEA
MISSION
VIEJO CA 92691 12.% 179 169
05 1 93
42000.00
25015.91 212000.00 6/20/95 8/20/95
5/20/10
99.00
3.75 18.% 2 167560.00 45
9412544 206930000412544 05 BELISARIO 595
PATOS PLACE
CHULA VISTA CA 92901 12.% 179 169
05 1
93
50000.00 38869.38 248000.00 6/12/95
7/30/95
5/12/10
96.00 3.75 18.% 2 188000.00 45
9412545 206930000412545 05 PERRY 1884
WINROW ROAD
EL
CAJON CA 92021 12.% 179 169
05 1 93
50000.00
26950.98 210000.00 6/12/95 6/12/95
5/12/10
98.00
3.75 18.% 2 154000.00 42
9412555 232930000412555 06 EARLY 644
TYNER WAY
INCLINE
VILLAGE NV 89451 12.% 180 171
05 1 93
50000.00
49634.42 350000.00 6/14/95 9/1/95
7/1/10
98.00 3.75
18.% 2 292886.00 9
9412584 206930000412584 05 RIOJAS 580
CHESTER STREET
SAN
DIEGO CA 92114 12.% 179 169
05 1 93
11100.00
10630.25 127000.00 6/8/95 6/8/95
5/8/10
100.00 3.75
18.% 2 115900.00 42
9412588 217930000412588 05 ZOLNA 117
WOODY WAY
OAKWOOD HILLS IL 60013 12.% 180 170
05 1
93
27500.00 26225.64 183000.00 6/16/95
7/31/95
6/16/10
96.00 3.75 18.% 2 146388.00 44
9412597 151930000412597 02 SIMMS 104
GREAT POND
WAY
WINCHESTER VA 22603 12.% 179 169
03 1
93
19900.00 19252.54 105000.03 6/14/95
7/31/95
5/14/10
100.00 3.75 18.% 2 85070.00 44
9412603 125930000412603 05 SCHNEIDER 2
CAUSEWAY
STREET
HUDSON MA 01749 12.% 179 169
05 1
93 39000.00
38074.44 148000.00 6/12/95
7/31/95 5/12/10
100.00
3.75 18.% 2 109000.00 25
9412616 106930000412616 01 HELM 1680
TAHOE CIRCLE
TRACY
CA 95376 12.% 179 169
05 1 93
26000.00
24598.70 229000.00 6/26/95 7/31/95
5/26/10
100.00
3.75 18.% 2 203000.00 40
9412619 106930000412619 05 ABARCA 885
CAMARITAS
CIRCLE
SOUTH SAN FRANCISCO CA 94080 12.% 179 169
05
1 93
45000.00 12095.67 235000.00 6/19/95
7/31/95
5/19/10
100.00 3.75 18.% 2 188000.00 45
9412620 106930000412620 02 MENAFRA 1779
NELSON WAY
SAN
JOSE CA 95124 12.% 179 169
05 1 93
16000.00
15734.50 206000.00 6/28/95 7/31/95
5/28/10
99.00
3.75 18.% 2 187197.00 35
9412622 106930000412622 01 HEDBERG 709 E.
J. STREET
CHULA
VISTA CA 91910 12.% 299 289
05 1 93
49000.00
48044.65 270000.00 6/26/95 7/31/95
5/26/20
99.00
3.75 18.% 2 216000.00 35
9412625 106930000412625 03 CAREY JR 21
SOUTH PACIFIC
AVENUE
SEAL BEACH CA 90743 12.% 179 169
03 1
93
45700.00 45449.58 340000.00 6/22/95
7/31/95
5/22/10
91.00 3.75 18.% 2 262506.58 36
9412642 208930000412642 06 CORDELL JR 954
WALNUT
COURT
LOUISVILLE CO 80027 12.% 179 169
05 1
93
67900.00 32561.49 340000.00 6/27/95
7/27/95
5/27/10
100.00 3.75 18.% 2 271600.00 45
9412652 106930000412652 05 COOK 830
EAST FIARMONT
FRESNO CA 93704 12.% 180 169
05 1 93
50000.00
48002.00 195000.00 5/30/95
6/30/95 5/30/10
99.00
3.75 18.% 2 142500.00 41
9412653 106930000412653 05 AASEN 5425
PEARLSTONE
DRIVE
ANTELOPE CA 95843 12.% 180 169
05 1
93 20000.00
9018.31 140000.00 5/15/95
6/15/95 5/15/10
100.00
3.75 18.% 2 119000.00 36
9412657 104930000412657 02 BEVINGTON 12 WEST
VERA
LANE
TEMPE AZ 85284 12.% 180 170
03 1 93
37000.00
36985.53 218000.00 6/28/95 7/28/95
6/28/10
100.00
3.75 18.% 2 181000.00 45
9412660 106930000412660 06 LA VINE 6625
GREEN VALLEY
CIRCLE #202
CULVER CITY CA 90230 12.% 179 169
01 1
93
20000.00 19909.55 143000.00 6/19/95
7/31/95
5/19/10
100.00 3.75 18.% 2 122955.00 39
9412662 106910000412662 06 FREEBURG 12558
VALLEY
VISTA LANE
FRESNO CA 93720 9.25% 300 290
05 1 91
100000.00
9100.78 500000.00 6/20/95
9/20/95 6/20/20
40.00
1.00 18.% 2 100000.00 12
9412672 206930000412672 02 TAYLOR 16902
CEDARWOOD
COURT
CERRITOS CA 90703 12.% 179 168
01 1
93 13500.00
13392.42 98000.00 5/31/95
7/31/95 4/30/10
100.00
3.75 18.% 2 84473.00 45
9412675 106930000412675 05 DOS SANTOS 7094
ALMADEN
ROAD
SAN JOSE CA 95120 12.% 179 169
05 1 93
50000.00
48151.85 438000.00 6/14/95
7/31/95 5/14/10
95.00
3.75 18.% 2 366000.00 40
9412685 106930000412685 01 BARTOW 1444
TANAGER
LANE
PETALUMA CA 94954 12.% 180 170
05 1
93
39000.00 38984.76 211000.00 6/26/95
7/26/95
6/26/10
100.00 3.75 18.% 2 171553.37 48
9412686 134930000412686 06 RODDY 47
FAIRMONT ROAD
SPARTA NJ 07871 12.% 179 169
05 1 93
17500.00
11655.74 128000.00 6/8/95
7/31/95 5/8/10
100.00
3.75 18.% 2 110319.63 22
9412692 112930000412692 05 COPLIN 520
SUGAR RIDGE CT
LONGWOOD FL 32779 12.% 180 170
03 1
93
38900.00 35722.16 180000.00 6/2/95
6/30/95
6/2/10
100.00 3.75 18.% 2 141021.00 37
9412693 106930000412693 05 CONGDON 11874
RUBY
COURT
FOUNTAIN VALLEY CA 92708 12.% 180 171
03 1
93
25000.00 24915.46 165000.00 7/8/95
8/8/95
7/8/10
100.00 3.75 18.% 2 139835.00 35
9412709 106930000412709 01 OTI 1443
VALLEJO ST
SAN
FRANCISCO CA 94109 12.% 180 170
05 1 93
50000.00
49900.39 340000.00 6/6/95
7/6/95 6/6/10
95.00
3.75 18.% 2 272000.00 37
9412712 106930000412712 01 MANUEL 84 JOHN
GLENN
CIRCLE
DALY CITY CA 94015 12.% 180 170
05 1
93 30000.00
21558.61 275000.00 6/5/95
7/5/95 6/5/10
100.00
3.75 18.% 2 243000.00 32
9412722 208930000412722 05 PHILLIPS 18115
MARTINGALE
ROAD
MONUMENT CO 80132 12.% 179 169
05 1
93
48000.00 47830.67 230000.00 6/12/95
7/30/95
5/12/10
100.00 3.75 18.% 2 182000.00 45
9412723 106930000412723 05 MINOW 9025
CALDERA WAY
SACRAMENTO CA 95826 12.% 180 170
05 1
93
24200.00 23171.10 121000.00 6/21/95
7/21/95
6/21/10
100.00 3.75 18.% 2 96800.00 39
9412731 106930000412731 03 REED 814
EAST LA DENEY
COURT
ONTARIO CA 91764 12.% 179 168
05 1 93
30900.00
27819.86 140000.00 5/25/95
8/25/95 4/25/10
100.00
3.75 18.% 2 109055.00 42
9412738 106930000412738 05 PEREHUDOFF 534
EMERALD
PARK COURT
SANTA ROSA CA 95409 12.% 179 168
05 1
93
25000.00 24990.23 192000.00 5/9/95
6/30/95
4/9/10
93.00 3.75 18.% 2 151830.00 36
9412743 153910000412743 06 IDE 9201
OTIS BEACH ROAD
NORTHEASTOLYMPIA WA 98516 9.25% 299
289
05 1
91 200000.00 12696.43 420000.00 6/1/95
12/1/95
5/1/20
66.00 1.00 18.% 2 74311.00
21
9412744 106930000412744 01 CARLBERG 1631
FUERTE
HILLS DRIVE
EL CAJON CA 92020 12.% 179 169
05 1 93
50000.00
49809.05 329000.00 6/6/95
7/31/95 5/6/10
100.00
3.75 18.% 2 277000.00 44
9412746 136910000412746 06 DIVITO 2799
EVERGREEN
STREET
YORKTOWN HEIGHTS NY 10598 9.25% 299 288
05
1 91
25000.00 7751.84 425000.00 5/25/95
8/25/95
4/25/20
75.00 1.00 18.% 2 293170.41 13
9412751 106930000412751 05 CORONA 27 AGIA
LAGUNA
NIGUEL CA 92677 12.% 179 169
03 1 93
50000.00
49946.73 385000.00 6/1/95 9/1/95
5/1/10
100.00 3.75
18.% 2 332937.00 43
9412760 106930000412760 05 GUTIERREZ 2025
51ST AVENUE
SACRAMENTO CA 95822 12.% 179 168
05 1
93
30000.00 30000.00 96000.00 5/11/95
6/30/95
4/11/10
100.00 3.75 18.% 2 65469.00 27
9412765 106930000412765 02 GALVAN 14640
LA BRISA
ROAD
VICTORVILLE CA 92392 12.% 180 169
05 1
93
13700.00 11649.62 81500.00 5/24/95
6/30/95
5/24/10
100.00 3.75 18.% 2 67757.00 40
9412775 106930000412775 02 WRIGHT 42
FOXTAIL LANE
DOVE
CANYON AREA CA 92679 12.% 179 168
03 1
93 50000.00
36387.74 256000.00 5/10/95
6/30/95 4/10/10
99.00
3.75 18.% 2 203000.00 42
9412777 106930000412777 02 MOORE 3851
CALLE DEL
ESTABLO
SAN CLEMENTE CA 92672 12.% 179 168
05 1
93
50000.00 49114.46 610000.00 5/17/95
6/30/95
4/17/10
97.00 3.75 18.% 2 540000.00 33
9412787 106930000412787 01 WILSON 2220
COOLIDGE
COURT
ANTIOCH CA 94509 12.% 180 170
05 1 93
25000.00
24591.48 140000.00 6/8/95
7/31/95 6/8/10
100.00
3.75 18.% 2 114159.00 43
9412796 149930000412796 02 NOKES 1316
NORTH 2100
WEST
LAYTON UT 84041 12.% 179 169
05 1 93
33300.00
32236.12 88000.00 6/14/95
7/14/95 5/14/10
100.00
3.75 18.% 2 54638.00 42
9412798 106930000412798 02 BRUNNENKANT 1217
EAST
ACACIA AVENUE
EL SEGUNDO CA 90245 12.% 179
169 05 1
93
30250.00 29719.79 255000.00 6/7/95
7/31/95
5/7/10
100.00 3.75 18.% 2 224734.00 44
9412808 106930000412808 06 CLARK 516
MAIN STREET
WINTERS CA 95694 12.% 180 170
05 1 93
34100.00
33506.26 151000.00 6/23/95
7/23/95 6/23/10
100.00
3.75 18.% 2 116895.13 37
9412813 106930000412813 05 PETKEWICH 4383
CLEARPARK
PLACE
SAN JOSE CA 95136 12.% 179 168
05 1 93
50000.00
48978.14 220000.00 5/26/95
6/30/95 4/26/10
98.00
3.75 18.% 2 165000.00 43
9412817 106930000412817 01 BRENNAN 398 DE
SALLE
TERRACE
FREMONT CA 94536 12.% 179 169
03 1
93 32000.00
32000.00 290000.00 6/29/95
7/31/95 5/29/10
100.00
3.75 18.% 2 257921.00 33
9412818 106910000412818 01 WILSON 2055
CALIFORNIA
DRIVE
VACAVILLE CA 95687 12.% 179 169
05 1
91
28200.00 28071.61 150000.00 6/26/95
7/31/95
5/26/10
100.00 3.75 18.% 2 121789.00 42
9412826 113930000412826 05 THOMAS, JR 6730
KELLOGG
CREEK DR
ACKWORTH GA 30102 12.% 179 169
05 1
93
17000.00 16840.88 101000.00 6/22/95
7/31/95
5/22/10
100.00 3.75 18.% 2 84000.00 40
9412834 106910000412834 01 PARKINSON 20551
BLAIRMOORE STREET
LOS ANGELES CA 91311 11.% 299 290
05 1
91
127700.00 126570.46 560000.00 7/10/95
10/10/95
6/10/20
90.00 2.75 18.% 2 376000.00 35
9412842 106930000412842 01 MUSICK 260
EDWIN DRIVE
VACAVILLE CA 95687 12.% 180 170
05 1
93
20000.00 18780.63 132000.00 6/8/95
6/30/95
6/8/10
97.00 3.75 18.% 2 107672.00 42
9412855 208930000412855 06 THOMAS 13001
KING CIRCLE
BROOMFIELD CO 80020 12.% 179 169
05 1
93
10000.00 9854.85 107000.00 6/23/95
7/23/95
5/23/10
99.00 3.75 18.% 2 95734.00 45
9412875 106930000412875 05 NOVAK 331
GLENDALE
AVENUE
SAN MARCOS CA 92069 12.% 179 169
05 1
93
28000.00 27977.88 182000.00 6/19/95
7/31/95
5/19/10
100.00 3.75 18.% 2 154000.00 43
9412876 149930000412876 02 JENSEN 540
SOUTH 1150 EAST
SPANISH FORK UT 84660 12.% 179 169
05 1
93
45750.00 45111.23 134000.00 6/20/95
7/20/95
5/20/10
100.00 3.75 18.% 2 88210.00 43
9412909 106930000412909 05 BETZ 327
MONTERO
AVENUE
NEWPORT BEACH CA 92661 12.25% 179 170
05 1
93
109000.00 101253.80 580000.00 7/3/95
8/31/95
6/3/10
100.00 4.00 18.% 2 471000.00 41
9412911 106930000412911 05 HERRERA JR. 1220
NATALIE
LANE
WATSONVILLE CA 95076 12.% 179 168
05 1
93
20000.00 19222.61 225000.00 5/11/95
6/30/95
4/11/10
94.00 3.75 18.% 2 191250.00 33
9412912 106930000412912 02 CODLING 970-E
LA MESA
TERRACE
SUNNYVALE CA 94086 12.% 179 168
01 1
93
41000.00 32755.13 255000.00 5/19/95
6/30/95
4/19/10
100.00 3.75 18.% 2 214000.00 40
9412913 106930000412913 05 ROSCHKOWSKY 2563
HAMPTON
AVENUE
REDWOOD CITY CA 94061 12.% 179 168
05 1
93
20000.00 19256.14 360000.00 5/17/95
6/30/95
4/17/10
91.00 3.75 18.% 2 306000.00 44
9412914 113930000412914 06 BILLOCK 8740
BAY DRIVE
GAINESVILLE GA 30506 12.% 179 169
05 1
93
42000.00 41916.58 148000.00 6/1/95
7/31/95
5/1/10
98.00 3.75 18.% 2 102932.00 38
9412915 113930000412915 06 EIDSON 15
LIDSEY LANE
SHARPSBURG GA 30277 12.% 179 168
05 1
93
14000.00 13893.66 80000.00 5/24/95
6/30/95
4/24/10
98.00 3.75 18.% 2 64040.00 28
9412922 106930000412922 02 HIGGINS 902-104
SUNROSE
TERRACE
SUNNYVALE CA 94086 12.% 179 168
05 1
93
21000.00 20865.57 203000.00 5/19/95
6/30/95
4/19/10
100.00 3.75 18.% 2 182000.00 31
9412934 106930000412934 05 CUSHMAN 3412
SAN SABA
DRIVE
SAN JOSE CA 95148 12.% 180 170
05 1 93
30000.00
14735.35 225000.00 6/12/95
7/12/95 6/12/10
100.00
3.75 18.% 2 195000.00 41
9412937 255930000412937 05 DASHNIER W2112
BAKER
ROAD
WAUSAUKEE WI 54177 12.% 180 170
05 1
93
14000.00 13894.73 56000.00 6/2/95
7/31/95
6/2/10
100.00 3.75 18.% 2 42000.00 13
9412943 106930000412943 05 GRANDILLI 27432
DIANE
MARIE CIRCLE
SANTA CLARITA CA 91350 12.% 180 170
05 1
93
24000.00 23334.71 172000.00 6/8/95
7/8/95
6/8/10
100.00 3.75 18.% 2 148000.00 41
9412947 106930000412947 05 QUIOGUE 677
BEACH PARK
BLVD
FOSTER CITY CA 94404 12.% 180 170
07 1
93
40000.00 17621.48 230000.00 6/7/95
7/7/95
6/7/10
100.00 3.75 18.% 2 189853.00 45
9412986 106930000412986 05 PEREZ 707
AVEVIDA AMIGO
SAN
MARCOS CA 92069 12.% 180 169
05 1 93
22000.00
21991.40 152000.00 5/25/95 6/25/95
5/25/10
98.00
3.75 18.% 2 126937.81 45
9413001 106930000413001 06 KING 2201
PANORAMA
TERRACE
LOS ANGELES CA 90039 12.% 179 169
05 1
93
17500.00 16906.36 350000.00 6/3/95
7/31/95
5/3/10
100.00 3.75 18.% 2 332500.00 33
9413002 106930000413002 01 HEADLEY 321
CABOT COURT
GRANITE BAY CA 95746 12.% 180 170
05 1
93
32000.00 28587.78 320000.00 6/2/95
7/2/95
6/2/10
100.00 3.75 18.% 2 288000.00 34
9413005 229930000413005 05 BISCHOF 416
HARVEST HILL
COURT
BALLWIN MO 63021 12.% 180 170
05 1
93 22300.00
21386.22 122500.00 6/23/95
7/31/95 6/23/10
100.00
3.75 18.% 2 100150.00 37
9413007 149930000413007 05 VALENZA 368
EAST
WILLIAMS AVENUE
SALT LAKE CITY UT 84111 12.% 179 169
05 1
93
25000.00 24895.34 92000.00 6/6/95
7/31/95
5/6/10
100.00 3.75 18.% 2 66628.00 36
9413009 106930000413009 00 HERNANDEZ 6097
STELLA
COURT
SAN JOSE CA 95123 12.% 179 169
05 1 93
45000.00
44874.82 225000.00 6/5/95
7/31/95 5/5/10
100.00
3.75 18.% 2 180000.00 44
9413014 116930000413014 05 FOSTER 9225
EAST BLACK
BEAR ROAD
ATHOL ID 83801 12.% 179 169
05 1 93
10000.00
9663.04 68500.00 6/30/95 7/31/95
5/30/10
95.00
3.75 18.% 2 54800.00 32
9413020 106930000413020 02 MEARS 525
COURTYARD
CIRCLE
SANTA ROSA CA 95407 12.% 179 169
05 1
93
21600.00 21390.57 157000.00 6/6/95
7/31/95
5/6/10
100.00 3.75 18.% 2 135354.00 44
9413037 106920000413037 01 CUSANO 22853
LONGDOWN
ROAD
CUPERTINO CA 95014 8.5% 299 294
09 1
92
44500.00 43972.94 297000.00 11/1/95
5/1/96
10/1/20
90.00 2.25 18.% 2 222750.00 39
9413038 106930000413038 05 DEPONZI 420
MILAN DRIVE
#203 SAN
JOSE CA 95134 12.% 179 169
01 1 93
34500.00
34453.27 210000.00 6/30/95 7/31/95
5/30/10
100.00
3.75 18.% 2 175450.00 25
9413041 132930000413041 05 GEVING 8416
DUNPHY
COURT LAS
VEGAS NV 89128 12.% 180 171
05 1 93
29000.00
25880.57 102000.00 7/10/95 8/10/95
7/10/10
100.00
3.75 18.% 2 72700.00 31
9413042 106930000413042 06 BURGETT 321
SACRAMENTO
AVENUE
SPRING VALLEY CA 91977 12.% 180 169
05 1
93
45000.00 42485.26 160000.00 5/26/95
6/26/95
5/26/10
94.00 3.75 18.% 2 105076.00 30
9413044 106930000413044 02 BLOMQUIST 735
SPRINGTIME
WAY EL
CAJON CA 92019 12.% 180 169
05 1 93
50000.00
49980.45 475000.00 5/26/95 6/26/95
5/26/10
94.00
3.75 18.% 2 395000.00 44
9413045 106930000413045 01 CALETTI 512
TUCKER STREET
HEALDSBURG CA 95448 12.% 180 169
05 1
93
50000.00 36500.72 220000.00 5/26/95
6/26/95
5/26/10
99.00 3.75 18.% 2 166026.00 38
9413048 106930000413048 03 SPECIALE 5571
CASTLE DRIVE
HUNTINGTON BEACH CA 92649 12.% 180 170
05
1 93
20000.00 9519.59 215000.00 6/7/95
7/7/95
6/7/10
100.00 3.75 18.% 2 194550.00 28
9413049 106930000413049 05 GOMEZ 437 N.
BURTON
STREET
NIPOMO CA 93444 12.% 179 168
05 1 93
35000.00
34639.44 160000.00 5/25/95
5/31/95 4/25/10
98.00
3.75 18.% 2 121000.00 43
9413065 106930000413065 01 SWANSON 37 MACY
LANE
OAKLEY CA 94561 12.% 179 169
05 1 93
50000.00
50016.24 243000.00 6/23/95
7/31/95 5/23/10
95.00
3.75 18.% 2 179006.00 42
9413071 106930000413071 05 CHAMBERLIN 23564
BARONA
MESA RD
RAMONA CA 92065 12.% 179 169
05 1
93 30000.00
22056.65 234000.00 6/23/95
7/31/95 5/23/10
99.00
3.75 18.% 2 200321.00 29
9413085 153920000413085 02 MCLEOD 1281
MOWITSH
DRIVE FOX
ISLAND WA 98333 11.% 299 289
05 1 92
78000.00
77658.35 250000.00 6/27/95 12/27/95
5/27/20
83.00
2.75 18.% 2 129463.00 43
9413096 106930000413096 05 LADAGE 1434
PENHURST
WAY
ROSEVILLE CA 95747 12.% 179 169
05 1
93 13000.00
11207.80 153000.00 6/29/95
7/31/95 5/29/10
100.00
3.75 18.% 2 139782.00 37
9413100 106930000413100 02 ZEEK 6403
EBERLE STREET
LAKEWOOD CA 90713 12.% 179 169
05 1
93
25000.00 24791.84 195000.00 6/27/95
7/31/95
5/27/10
98.00 3.75 18.% 2 165772.00 42
9413113 106930000413113 03 TAYLOR 17620
RIVER RUN
ROAD
SALINAS CA 93908 12.% 180 170
05 1 93
20000.00
13063.48 312000.00 6/6/95
7/6/95 6/6/10
95.00
3.75 18.% 2 274046.00 34
9413114 106930000413114 05 GERBER 3008
NIKOL STREET
SACRAMENTO CA 95826 12.% 180 170
05 1
93
16000.00 15839.33 116500.00 6/5/95
7/5/95
6/5/10
99.00 3.75 18.% 2 98621.00 30
9413118 104930000413118 05 VERALRUD 4953
WEST
KESLER LANE
CHANDLER AZ 85226 12.% 180 170
05 1
93
16000.00 13488.00 123000.00 6/1/95
7/1/95
6/1/10
100.00 3.75 18.% 2 106526.00 36
9413123 106930000413123 02 FRANCESCHIELLO 4388
CORTE
AL FRESCO
SAN DIEGO CA 92130 12.% 180 170
05 1
93
33600.00 32199.75 336000.00 6/8/95
7/8/95
6/8/10
100.00 3.75 18.% 2 302400.00 44
9413126 106930000413126 02 GARY 1014 W
ELEVENTH
AVENUE
ESCONDIDO CA 92025 12.% 180 169
05 1
93
22800.00 11227.00 135000.00 5/25/95
6/25/95
5/25/10
100.00 3.75 18.% 2 112144.00 28
9413128 132910000413128 05 PARLI 4005
LINNIKI STREET
NORTH
LAS VEGAS NV 89030 9.25% 300 292
05 1 91
14000.00
13628.64 116000.00 8/2/95 11/2/95
8/2/20
80.00
1.00 18.% 2 77683.00 47
9413132 106930000413132 05 NARANJO 1320
CAMPBELL
WAY
TURLOCK CA 95382 12.% 180 170
05 1
93 20000.00
19801.79 115000.00 6/6/95
7/6/95 6/6/10
96.00
3.75 18.% 2 89600.00 45
9413133 106930000413133 02 LEONARD 2422
TORREJON
PLACE
CARLSBAD CA 92009 12.% 180 169
03 1
93
37700.00 33224.94 200000.00 5/30/95
6/30/95
5/30/10
100.00 3.75 18.% 2 162284.00 34
9413139 106930000413139 01 KINSON 4765
BACH COURT
FREMONT CA 94538 12.% 180 169
05 1
93 15000.00
14994.14 195000.00 5/25/95
6/25/95 5/25/10
101.00
3.75 18.% 2 180376.45 46
9413140 106930000413140 03 LUNA 2728
MERLE AVENUE
MODESTO CA 95355 12.% 180 170
05 1
93 20000.00
19472.05 127000.00 6/2/95
7/2/95 6/2/10
100.00
3.75 18.% 2 106000.00 38
9413145 106930000413145 02 YANDELL 2609
CROMMELIN
AVENUE
MODESTO CA 95350 12.% 180 170
05 1
93 33000.00
32908.20 100000.00 6/5/95
7/5/95 6/5/10
100.00
3.75 18.% 2 67000.00 33
9413146 106930000413146 02 SOLOMON JR 750
MADRONE
AVENUE
CHICO CA 95926 12.% 180 170
05 1 93
32000.00
31951.74 141000.00 6/8/95 7/8/95
6/8/10
98.00
3.75 18.% 2 105725.00 45
9413152 217930000413152 05 ROMAN 9440 N
LOCKWOOD
SKOKIE IL 60077 12.% 179 170
05 1 93
100000.00
99345.31 345000.00 7/18/95 8/31/95
6/18/10
95.00
3.75 18.% 2 225000.00 41
9413160 106930000413160 02 SIEMSGLUSZ 1630
FUERTE
RANCH ROAD
EL CAJON CA 92019 12.% 180 169
05 1 93
34300.00
34286.60 280000.00 5/26/95
6/26/95 5/26/10
100.00
3.75 18.% 2 245636.00 38
9413161 106930000413161 05 KANG 27466
DOBBEL
AVENUE
HAYWARD CA 94542 12.% 179 169
05 1
93
50000.00 31996.94 280000.00 6/1/95
9/1/95
5/1/10
100.00 3.75 18.% 2 228442.00 44
9413165 106930000413165 01 CABALLERO 11941
HIGHLAND
AVENUE
TRUCKEE CA 96161 12.% 180 170
05 1
93 16000.00
15945.89 122500.00 6/5/95
7/5/95 6/5/10
97.00
3.75 18.% 2 102669.00 39
9413167 106930000413167 01 WRIGHT 7003
MULBERRY
COURT
DUBLIN CA 94568 12.% 180 169
05 1 93
41200.00
40717.40 204000.00 5/26/95
6/26/95 5/26/10
99.00
3.75 18.% 2 158841.00 42
9413169 106930000413169 05 LYNCH 1233
VIA PRESA
SAN
CLEMENTE CA 92672 12.% 180 169
05 1 93
36000.00
34946.21 180000.00 5/26/95
6/26/95 5/26/10
100.00
3.75 18.% 2 142692.00 8
9413170 106930000413170 05 LEE 1314
SOUTH
CRESTMONT DRIVE
DIAMOND BAR CA 91765 12.% 180 170
05 1
93
37700.00 37680.03 245000.00 6/5/95
7/5/95
6/5/10
100.00 3.75 18.% 2 206917.00 41
9413173 112930000413173 02 FALLOON 9320 SW
180
STREET
MIAMI FL 33157 12.% 179 169
05 1 93
45000.00
44972.57 140000.00 6/26/95 7/31/95
5/26/10
100.00
3.75 18.% 2 93709.00 42
9413185 141930000413185 02 EWART 2755
ORCHARD
HOME DRIVE
MEDFORD OR 97501 12.% 180 172
05 1
93 33500.00
33036.51 120000.00 7/11/95
8/31/95 8/1/10
100.00
3.75 18.% 2 86360.00 39
9413188 106920000413188 05 TAT 501
NORTH 3RD
STREET #A
ALHAMBRA CA 91801 11.% 300 289
01 1
92
83000.00 3401.71 179000.00 5/23/95
8/23/95
5/23/20
90.00 2.75 18.% 2 78000.00 37
9413203 106930000413203 02 POLZAK 4715
DAVENPORT
AVENUE
OAKLAND CA 94619 12.% 180 170
05 1
93 42100.00
41243.55 215000.00 6/13/95
6/30/95 6/13/10
100.00
3.75 18.% 2 172900.00 43
9413209 106930000413209 06 YOUNG 15243
HARDIN
STREET SAN
LEANDRO CA 94579 12.% 179 169
05 1 93
48000.00
46828.36 195000.00 6/19/95 7/31/95
5/19/10
97.00
3.75 18.% 2 140000.00 41
9413223 106930000413223 02 DUVALL 3461
GLEN ELLEN
DRIVE
FAIRFIELD CA 94533 12.% 180 169
05 1
93 27000.00
26976.48 271000.00 5/19/95
6/19/95 5/19/10
100.00
3.75 18.% 2 242849.00 39
9413242 153930000413242 02 BRUMBAUGH 4722
80TH
STREET
NORTHEAST MARYSVILLE WA 98270 12.% 180
171
05 1
93 30900.00 30853.04 132500.00
6/27/95 7/31/95
7/1/10
100.00 3.75 18.% 2
101600.00 43
9413250 106930000413250 02 REBHOLTZ 9808
BLASI DRIVE
WINDSOR CA 95492 12.% 180 170
05 1
93 47000.00
46779.39 180000.00 6/16/95
7/16/95 6/16/10
100.00
3.75 18.% 2 133000.00 38
9413259 106910000413259 05 SUMMERS 1234
LAUREL LANE
LAFAYETTE CA 94549 9.25% 300 291
05 1
91
20200.00 15000.00 450000.00 7/5/95
10/5/95
7/5/20
80.00 1.00 18.% 2 339800.00 42
9413261 208930000413261 06 GEORGE 0056
SAGEWOOD
COURT
BASALT CO 81621 12.% 179 169
09 1 93
76000.00
74992.59 240000.00 6/23/95
7/31/95 5/23/10
98.00
3.75 18.% 2 157564.00 38
9413272 106930000413272 05 FAWSON 10751
RIDGEVIEW
AVENUE
SAN JOSE CA 95127 12.% 179 169
05 1 93
39000.00
12974.84 410000.00 6/6/95
6/30/95 5/6/10
96.00
3.75 18.% 2 353947.00 41
9413277 208930000413277 05 UNDERWOOD 309
MULBERRY
CIRCLE
BROOMFIELD CO 80020 12.% 180 171
05 1
93
14000.00 13882.49 121000.00 7/1/95
8/31/95
7/1/10
100.00 3.75 18.% 2 107000.00 30
9413284 112920000413284 05 HERNANDEZ 5930 SW
17
STREET
MIAMI FL 33165 11.% 299 289
05 1 92
28500.00
23343.84 190000.00 6/14/95 9/14/95
5/14/20
90.00
2.75 18.% 2 142500.00 28
9413288 206930000413288 03 BAMBICO 4177
HIDDEN
VALLEY LANE
SAN JOSE CA 95127 12.% 180 171
05 1 93
50000.00
31220.30 340000.00 6/22/95
7/31/95 7/1/10
96.00
3.75 18.% 2 274086.00 27
9413301 106930000413301 06 BREWER 414
CHURCH
STREET
TAFT CA 93268 12.% 180 170
05 1 93
20000.00
19507.99 103000.00 6/15/95 7/31/95
6/15/10
100.00
3.75 18.% 2 82267.00 37
9413308 153930000413308 06 HELGERSON 32101
112TH PL SE
AUBURN WA 98002 12.% 180 170
05 1
93 37600.00
37117.23 118000.00 6/15/95
7/31/95 6/15/10
100.00
3.75 18.% 2 80300.00 43
9413314 106930000413314 05 PINKERTON 22
CREST CIRCLE
CORONA DEL MAR CA 92625 12.% 179 169
01 1
93
48200.00 47996.18 250000.00 6/29/95
7/29/95
5/29/10
92.00 3.75 18.% 2 180750.00 42
9413320 151930000413320 05 GREEN 2950
FRANKLIN
OAKS DRIVE
HERNDON VA 22071 12.% 180 170
03 1
93 15000.00
9033.38 370000.00 6/20/95
6/30/95 6/20/10
94.00
3.75 18.% 2 332100.00 15
9413325 153930000413325 03 CARR 2504
NORTHWEST
112TH STREET
VANCOUVER WA 98685 12.% 179 168
05 1
93
30000.00 28864.93 140000.00 5/24/95
6/30/95
4/24/10
96.00 3.75 18.% 2 104000.00 40
9413326 153930000413326 05 GEARHEART 23710
7TH
AVENUE WEST
BOTHELL WA 98021 12.% 180 170
05 1
93 31000.00
29831.18 160000.00 6/15/95
7/31/95 6/15/10
98.00
3.75 18.% 2 125000.00 41
9413327 106930000413327 05 RAY 252
WALTON AVENUE
RED
BLUFF CA 96080 12.% 180 170
05 1 93
23000.00
19669.58 105000.00 6/7/95 7/7/95
6/7/10
99.00 3.75
18.% 2 80841.00 37
9413329 106930000413329 02 SLIVA 5746
SAN LORENZO
DRIVE SAN
JOSE CA 95123 12.% 180 170
05 1 93
31300.00
21497.91 207000.00 6/12/95 7/12/95
6/12/10
96.00
3.75 18.% 2 165600.00 45
9413332 106930000413332 05 OSBORNE 47883
CORONADO
DRIVE
INDIO CA 92201 12.% 180 170
03 1 93
22500.00
22447.72 85000.00 6/12/95 7/12/95
6/12/10
100.00
3.75 18.% 2 62453.55 45
9413334 106930000413334 02 REES 6510
PINE CREST
CIRCLE
CARMICHAEL CA 95608 12.% 180 170
05 1
93
30000.00 29895.98 230000.00 6/14/95
7/14/95
6/14/10
100.00 3.75 18.% 2 199352.12 27
9413343 106930000413343 00 LUISI 39450-V
ALBANY
COMMON
FREMONT CA 94538 12.% 179 169
01 1
93 19650.00
19629.36 132000.00 6/9/95
7/31/95 5/9/10
100.00
3.75 18.% 2 112350.00 42
9413346 106930000413346 05 SOHOL 4747
MENDOCINO
TERRACE
FREMONT CA 94555 12.% 180 170
09 1
93 22000.00
14084.86 220000.00 6/8/95
7/8/95 6/8/10
100.00
3.75 18.% 2 198000.00 38
9413351 106930000413351 06 HENRIKSSON 4229
NANDO
COURT
CASTRO VALLEY CA 94546 12.% 299 288
05 1
93
45000.00 44484.20 265000.00 5/31/95
6/30/95
4/30/20
98.00 3.75 18.% 2 212516.00 37
9413354 106930000413354 01 RAMIREZ 19
ALTER STREET
CLOVERDALE CA 95425 12.% 180 170
05 1
93
24200.00 24170.84 120000.00 6/2/95
7/2/95
6/2/10
100.00 3.75 18.% 2 95756.00 33
9413362 106930000413362 02 ABRAMS 324 THE
GRAND
CANAL
NEWPORT BEACH CA 92662 12.% 180 170
05 1
93
50000.00 25418.52 926000.00 6/8/95
7/31/95
6/8/10
98.00 3.75 18.% 2 850000.00 28
9413364 106930000413364 02 MARGETTS 585
HEATHER
COURT
CHULA VISTA CA 91911 12.% 179 169
05 1
93
50000.00 49911.29 200000.00 6/14/95
7/31/95
5/14/10
96.00 3.75 18.% 2 140888.00 45
9413368 106920000413368 03 WOLFFE 796
CARRYWOOD
WAY
SAN JOSE CA 95120 11.% 299 289
05 1 92
39000.00
27543.08 310000.00 6/15/95
9/15/95 5/15/20
90.00
2.75 18.% 2 239000.00 44
9413370 151930000413370 05 ASBURY III 9110
ROCKEFELLER
LANE
SPRINGFIELD VA 22153 12.% 180 170
05 1
93
30000.00 25429.84 216000.00 6/23/95
6/30/95
6/23/10
99.00 3.75 18.% 2 182682.00 40
9413378 106930000413378 02 BAIRD 9910
SWATH COURT
SAN
DIEGO CA 92129 12.% 179 170
05 1 93
39600.00
39073.45 223000.00 7/5/95 8/31/95
6/5/10
100.00 3.75
18.% 2 183389.00 44
9413384 141930000413384 01 TENDICK 13450
SW HAZEL
STREET
BEAVERTON OR 97005 12.% 179 169
05 1
93
29700.00 29505.29 105000.00 6/16/95
7/31/95
5/16/10
100.00 3.75 18.% 2 75255.00 31
9413386 229930000413386 05 BENSON 732
STONESIGN
DRIVE
FENTON MO 63026 12.% 180 170
05 1 93
20000.00
19965.10 85000.00 6/30/95
7/31/95 6/30/10
96.00
3.75 18.% 2 61200.00 43
9413402 106930000413402 06 TUCKER 230
SOUTH VALLEY
STREET
BURBANK CA 91505 12.% 179 169
05 1
93 50000.00
47266.91 650000.00 6/15/95
7/31/95 5/15/10
99.00
3.75 18.% 2 593000.00 43
9413411 208910000413411 05 HELSTROM 5739
WEST
ASBURY PLACE
LAKEWOOD CO 80227 12.% 179 169
01 1
91
13600.00 4932.82 120267.00 6/26/95
7/31/95
5/26/10
92.00 3.75 18.% 2 96000.00 45
9413412 208930000413412 05 BEHN 3791
RUNNING
BROOK RD
ELIZABETH CO 80107 12.% 179 169
01 1
93 50000.00
49829.74 185000.00 6/26/95
7/31/95 5/26/10
98.00
0.00 18.% 2 130000.00 30
9413419 206930000413419 06 KISTLER 1114
NORTH
CHELTON ROAD
COLORADO SPRINGS CO 80909 12.% 179 169
05
1 93
12000.00 11994.00 98500.00 6/21/95
7/31/95
5/21/10
100.00 3.75 18.% 2 85922.00 35
9413433 106930000413433 05 RAMIREZ 519
CURIE DRIVE
SAN
JOSE CA 95123 12.% 179 169
05 1 93
49000.00
48416.67 219000.00 6/8/95 7/31/95
5/8/10
100.00 3.75
18.% 2 170000.00 44
9413438 232930000413438 02 LAKHANI 1409
PACIFIC
TERRACE DRIVE
LAS VEGAS NV 89128 12.% 179 169
05 1
93 39550.00
38587.75 126000.00 6/27/95
7/31/95 5/27/10
100.00
3.75 18.% 2 86450.00 43
9413440 106930000413440 02 NELSON 1891
MANDAN
PLACE
FREMONT CA 94539 12.% 180 171
05 1
93 70000.00
69965.75 485000.00 7/13/95
8/13/95 7/13/10
97.00
3.75 18.% 2 398244.00 40
9413458 106930000413458 01 POTTS 5745
TAU STREET
LA MESA
CA 91942 12.% 180 170 05
1 93
31600.00
30950.61 158000.00 6/15/95 7/15/95
6/15/10
100.00
3.75 18.% 2 126400.00 40
9413467 206930000413467 06 HUMES 19051
WILDWOOD
CIRCLE
TRABUCO CANYON CA 92679 12.% 179 169
05
1 93
22000.00 12877.96 165000.00 6/27/95
7/31/95
5/27/10
100.00 3.75 18.% 2 143000.00 44
9413468 206930000413468 05 GONZALEZ 3602
46TH STREET
SAN
DIEGO CA 92105 12.% 179 169
05 1 93
23000.00
23276.47 76000.00 6/28/95 7/31/95
5/28/10
97.00 3.75
18.% 2 50000.00 43
9413470 134930000413470 05 DIPAOLA 377
WINDSOR ROAD
BERGENFIELD NJ 07621 12.% 180 170
05 1
93
15000.00 14981.57 170000.00 6/9/95
7/9/95
6/9/10
99.00 3.75 18.% 2 151766.00 26
9413471 106930000413471 02 CLAGHORN 7831
LEMON
STREET
FAIR OAKS CA 95628 12.% 179 169
05 1
93 24000.00
23999.98 180000.00 6/16/95
7/31/95 5/16/10
100.00
3.75 18.% 2 156000.00 42
9413472 106930000413472 05 BISCHOFF 3312
MERRIMAC
DRIVE
SAN JOSE CA 95117 12.% 179 169
05 1 93
15000.00
14628.69 245000.00 6/15/95
7/31/95 5/15/10
96.00
3.75 18.% 2 219807.00 34
9413473 106930000413473 01 PERLE 22826
COSTA BELLA
DRIVE
LAKE FOREST CA 92630 12.% 180 170
05 1
93
40000.00 36205.83 246000.00 6/15/95
7/15/95
6/15/10
100.00 3.75 18.% 2 204000.00 39
9413478 106930000413478 05 MAHL 424
UNIVERSITY
AVENUE LOS
GATOS CA 95030 12.% 179 169
05 1 93
47000.00
46475.91 446500.00 6/15/95 7/31/95
5/15/10
100.00
3.75 18.% 2 398826.00 44
9413492 106920000413492 05 GOODSON 1475
MILDRED
AVENUE
SAN JOSE CA 95125 11.% 299 290
05 1 92
24250.00
23871.59 500000.00 7/21/95
1/21/96 6/21/20
84.00
2.75 18.% 2 394990.00 37
9413495 106930000413495 05 PALMER, JR 21032
MONISHA
LAKE
FOREST CA 92630 12.% 179 169
05 1 93
42000.00
42000.00 210000.00 6/8/95 7/31/95
5/8/10
99.00 3.75
18.% 2 165600.00 44
9413496 106920000413496 05 CARLOCK, JR 2911
MCKENZIE
DRIVE
SAN PABLO CA 94806 11.% 299 289
05 1
92 40000.00
39873.24 135000.00 6/8/95
9/8/95 5/8/20
87.00
2.75 18.% 2 77171.00 39
9413510 113930000413510 05 CORNWELL 737
CORVEY
CIRCLE
GALT CA 95632 12.% 179 168
05 1 93
20000.00
14544.88 175000.00 5/30/95 6/30/95
4/30/10
96.00
3.75 18.% 2 148000.00 26
9413513 106930000413513 02 JACQUES 948
ASBURY
STREET SAN
JOSE CA 95126 12.% 179 169
05 1 93
50000.00
29298.98 258500.00 6/15/95 7/31/95
5/15/10
97.00
3.75 18.% 2 200000.00 36
9413523 106930000413523 05 JOHNSON 954
PARKSIDE
AVENUE
MANTECA CA 95336 12.% 180 171
05 1
93 15000.00
14923.39 114000.00 7/3/95
8/3/95 7/3/10
98.00
3.75 18.% 2 95759.73 28
9413525 106930000413525 02 OLSEN 2059
STANLEY
AVENUE
SIGNAL HILL CA 90803 12.% 179 169
05 1
93
50000.00 49980.45 229000.00 6/5/95
6/30/95
5/5/10
96.00 3.75 18.% 2 167822.00 37
9413526 206930000413526 06 MOSICH 112
EIGHTH STREET
HUNTINGTON BEACH CA 92648 12.% 179 169
05
1 93
40000.00 39870.34 350000.00 6/29/95
7/31/95
5/29/10
100.00 3.75 18.% 2 310000.00 44
9413530 106930000413530 06 BARTLEMAN 722
AVENUE A
REDONDO BEACH CA 90277 12.% 179 169
05 1
93
50000.00 49557.42 270000.00 6/29/95
7/29/95
5/29/10
99.00 3.75 18.% 2 215294.00 17
9413532 106930000413532 00 NEWTON 17233
CITRONIA
STREET
NORTHRIDGE AREA CA 91325 12.% 179 169
05 1
93
40000.00 39978.82 200000.00 6/14/95
9/14/95
5/14/10
100.00 3.75 18.% 2 160000.00 22
9413536 106930000413536 01 HONG 7809
EAST
FIELDCREST LANE
ORANGE CA 92669 12.% 179 169
05 1 93
50000.00
45608.52 310000.00 6/5/95
6/30/95 5/5/10
97.00
3.75 18.% 2 248175.00 31
9413543 106930000413543 05 MING 716
NATOMA STREET
FOLSOM CA 95630 12.% 180 170
05 1 93
20000.00
19642.93 100000.00 6/16/95
7/16/95 6/16/10
100.00
3.75 18.% 2 80000.00 19
9413551 106930000413551 05 PEREZ 3178
FALLOW FIELD
DRIVE
DIAMOND BAR CA 91765 12.% 180 170
05 1
93
29000.00 28804.52 255000.00 6/19/95
7/19/95
6/19/10
98.00 3.75 18.% 2 219000.00 44
9413552 106930000413552 05 VAN WAARDENBERG 4080
WILLIAMS ROAD
SAN JOSE CA 95117 12.% 179 169
05 1
93
48050.00 45488.66 233000.00 6/14/95
7/31/95
5/14/10
100.00 3.75 18.% 2 184910.00 34
9413572 106930000413572 01 BRADLEY 7713
OAKLAND
LANE
CITRUS HEIGHTS CA 95621 12.% 180 170
05 1
93
30000.00 21908.03 97000.00 6/19/95
7/19/95
6/19/10
97.00 3.75 18.% 2 63813.00 29
9413597 106930000413597 02 BAILEY 6130
IOWA DRIVE
SAN
JOSE CA 95123 12.% 179 170
05 1 93
50000.00
48353.60 220000.00 7/5/95 8/31/95
6/5/10
99.00 3.75
18.% 2 166200.00 44
9413603 106930000413603 06 KHANTHAPHIXAY 1537
SOUTH
DEL MAR AVE
UNIT F SAN GABRIEL CA 91776 12.% 179
169 05
1 93
39600.00 38222.24 145000.00 6/20/95
9/20/95
5/20/10
97.00 3.75 18.% 2 100300.00 40
9413605 106930000413605 01 GERTH 6232
CAMINITO
ARAYA SAN
DIEGO CA 92122 12.% 180 170
01 1 93
32400.00
29111.44 162000.00 6/3/95 7/3/95
6/3/10
100.00 3.75
18.% 2 129600.00 30
9413620 106930000413620 02 IGLESIA 117
MORSE STREET
SAN
FRANCISCO CA 94112 12.% 300 290
05 1 93
40000.00
39984.36 235000.00 6/21/95
6/30/95 6/21/20
98.00
3.75 18.% 2 188384.00 43
9413642 106930000413642 02 PATEL 2664
SENTER ROAD
#129 SAN
JOSE CA 95111 12.% 179 169
01 1 93
16000.00
15947.87 127500.00 6/19/95 7/31/95
5/19/10
100.00
3.75 18.% 2 111162.00 44
9413643 106930000413643 01 CHU 4256
KNOLL AVENUE
OAKLAND CA 94619 12.% 179 169
05 1
93 70000.00
70000.00 335000.00 6/19/95
7/31/95 5/19/10
95.00
3.75 18.% 2 245945.00 43
9413644 206930000413644 02 VARGAS 172
FIRST AVENUE
CHULA VISTA CA 91910 12.% 179 170
05 1
93
29000.00 28997.47 175000.00 7/5/95
8/31/95
6/5/10
100.00 3.75 18.% 2 146000.00 41
9413647 208930000413647 05 HINRICHSEN 16405 E
LAYTON
AVE
AURORA CO 80015 12.% 179 170
05 1 93
23700.00
23792.00 90000.00 7/7/95
8/31/95 6/7/10
100.00
3.75 18.% 2 66267.00 27
9413666 106930000413666 02 COLOMBO 2115
GOLD RUSH
DRIVE
GOLD RIVER CA 95670 12.% 179 169
09 1
93
17500.00 17425.22 175000.00 6/19/95
7/31/95
5/19/10
100.00 3.75 18.% 2 157500.00 45
9413668 151930000413668 05 FRANCHI 3803
KING ARTHUR
ROAD
ANNANDALE VA 22003 12.% 180 170
05 1
93
10000.00 9249.60 237000.00 6/29/95
6/30/95
6/29/10
98.00 3.75 18.% 2 220400.00 39
9413673 106930000413673 02 BROOKS 3644
WEST 117TH
STREET
INGLEWOOD CA 93030 12.% 180 171
05 1
93
28000.00 28010.50 140000.00 7/14/95
8/14/95
7/14/10
95.00 3.75 18.% 2 105000.00 43
9413679 106930000413679 02 HIEB 381
HENRIETTA
AVENUE LOS
OSOS CA 93402 12.% 179 170
05 1 93
46000.00
43405.38 230000.00 7/7/95 8/31/95
6/7/10
100.00 3.75
18.% 2 184000.00 31
9413682 106920000413682 05 SELTZER 1010
RODEO ROAD
PEBBLE BEACH CA 93953 11.% 300 292
05 1
92
197000.00 194613.88 1300000.00 8/24/95
11/24/95
8/24/20
90.00 2.75 18.% 2 971551.18 42
9413683 206930000413683 06 DIBATTISTA 21751
REGAL WAY
LAKE FOREST CA 92630 12.% 179 170
03 1
93
50000.00 49324.30 355000.00 7/11/95
8/31/95
6/11/10
93.00 3.75 18.% 2 279520.00 29
9413688 106930000413688 03 OLSON 5 LOS
ALFORJAS
RANCHO
SANTA MARGARICA 92688 12.% 180 171
05 1
93
20000.00 18994.11 185000.00 7/13/95
8/13/95
7/13/10
98.00 3.75 18.% 2 160777.00 31
9413700 106930000413700 01 MENDOZA 1735
TULANE
AVENUE
EAST PALO ALTO CA 94303 12.% 179 169
05 1
93
36000.00 27046.18 180000.00 6/16/95
7/31/95
5/16/10
100.00 3.75 18.% 2 144000.00 34
9413706 106930000413706 02 FROMM 495
RIDGE ROAD
NOVATO CA 94947 12.% 180 170
05 1 93
50000.00
49968.81 310000.00 6/29/95
7/29/95 6/29/10
95.00
3.75 18.% 2 243000.00 41
9413716 206930000413716 06 LEE 1726
CHAPEL HILL
DRIVE
WALNUT CA 91789 12.% 179 170
05 1
93 52800.00
46576.70 208000.00 7/7/95
8/31/95 6/7/10
100.00
3.75 18.% 2 155138.00 40
9413720 106930000413720 03 BOWSER 2426
TAPESTRY
WAY
PLEASANTON CA 94566 12.% 180 171
05 1
93
35000.00 3616.03 315000.00 7/7/95
8/7/95
7/7/10
100.00 3.75 18.% 2 280000.00 42
9413724 106930000413724 05 REICHHARDT 5534
WEST 78TH
STREET
LOS ANGELES CA 90045 12.5% 179 171
05 1
93
47600.00 46887.54 245000.00 8/9/95
9/9/95
7/9/10
98.00 4.25 18.% 2 191600.00 38
9413732 132930000413732 05 TROOP 4413
ERICA DRIVE
NORTH
LAS VEGAS NV 89030 12.% 179 169
05 1 93
20000.00
19764.94 123500.00 6/29/95 7/29/95
5/29/10
96.00
3.75 18.% 2 97500.00 26
9413739 106930000413739 02 ATIKYAN 5707
RANCHITO
AVENUE
VAN NUYS AREA CA 91401 12.% 179 169
05 1
93
34000.00 33594.83 229000.00 6/20/95
7/31/95
5/20/10
100.00 3.75 18.% 2 195000.00 39
9413748 106930000413748 00 NEGRETE 2203
WARFIELD
WAY #B
SAN JOSE CA 95122 12.% 179 169
05 1 93
35000.00
34802.72 115000.00 6/22/95
7/31/95 5/22/10
100.00
3.75 18.% 2 80000.00 43
9413752 212930000413752 02 COMER 9713
289TH STREET
EAST
MYAKKA CITY FL 34251 12.% 179 169
05 1
93
36455.00 25872.66 170000.00 6/16/95
7/30/95
5/16/10
100.00 3.75 18.% 2 133545.00 45
9413767 132930000413767 03 ALCANTARA 8005
SANDMARK
DRIVE
LAS VEGAS NV 89128 12.% 179 170
09 1
93 13500.00
13425.11 102000.00 7/12/95
8/31/95 6/12/10
100.00
3.75 18.% 2 88494.00 40
9413774 106930000413774 05 WRATTEN 924 W
OAK STREET
STOCKTON CA 95203 12.% 179 169
05 1
93
22000.00 15428.38 103000.00 6/15/95
6/30/95
5/15/10
100.00 3.75 18.% 2 81000.00 37
9413781 106930000413781 01 LEWIN 26195
PARKSIDE
DRIVE
HAYWARD CA 94542 12.% 180 170
05 1
93
40000.00 39552.59 245000.00 6/19/95
7/19/95
6/19/10
96.00 3.75 18.% 2 193142.00 39
9413782 106930000413782 01 SPILLARD 1850
EAST 214TH
STREET
CARSON CA 90745 11.% 179 169
05 1 93
17000.00
4441.55 165000.00 6/23/95
7/31/95 5/23/10
100.00
3.75 18.% 2 148000.00 30
9413798 106920000413798 00 BELYEA 175 PAN
TEMPO
WAY
HOLLISTER CA 95023 11.% 299 289
05 1
92 23500.00
4465.31 245000.00 6/23/95
12/23/95 5/23/20
87.00
2.75 18.% 2 188000.00 44
9413803 106930000413803 05 DAME 15615
OLIVER
STREET
MORENO VALLEY CA 92555 12.% 179 169
05 1
93
30000.00 22987.82 230000.00 6/5/95
7/31/95
5/5/10
100.00 3.75 18.% 2 198356.00 39
9413829 106920000413829 06 GOLDFADEN 1554
3RD STREET
MANHATTAN BEACH CA 90266 11.% 299 289
05
1 92
130000.00 128909.97 455000.00 6/21/95
12/21/95
5/21/20
90.00 2.75 18.% 2 277791.00 44
9413831 106930000413831 05 STRALLA 341
ENGELL COURT
SUISUN CITY CA 94585 12.% 180 170
05 1
93
25000.00 14556.68 176000.00 6/28/95
7/31/95
6/28/10
97.00 3.75 18.% 2 145202.00 29
9413836 106930000413836 05 WALKER 43426
WALNUT
LANE
DAVIS CA 95616 12.% 179 169
05 1 93
31300.00
12000.00 325000.00 6/13/95 7/13/95
5/13/10
97.00
3.75 18.% 2 281700.00 18
9413842 106920000413842 05 EDWARDS 613
NORTH
TRENTON DRIVE
BEVERLY HILLS CA 90210 11.% 299 289
05 1
92
125000.00 119723.39 1300000.00 6/20/95
12/20/95
5/20/20
87.00 2.75 18.% 2 1000000.00 25
9413848 106930000413848 05 CHANG 517
WEST
MAPLEWOOD AVENUE
FULLERTON CA 92632 12.% 179 169
05 1
93
44000.00 23000.00 190000.00 6/16/95
7/31/95
5/16/10
100.00 3.75 18.% 2 144183.00 40
9413853 106930000413853 05 BATTLESON 13751
GUNTHER
STREET
GARDEN GROVE CA 92643 12.% 179 169
05 1
93
44000.00 26568.92 190000.00 6/12/95
7/31/95
5/12/10
100.00 3.75 18.% 2 146000.00 36
9413855 106930000413855 02 CONGRAVE 6467
EAST
ASHLEY LANE
STOCKTON CA 95212 12.% 179 169
05 1
93
34600.00 34451.79 145000.00 6/15/95
7/31/95
5/15/10
100.00 3.75 18.% 2 109000.00 45
9413873 106930000413873 01 MARCHANT 2829
BROWN
STREET
ALAMEDA CA 94502 12.% 180 170
05 1
93 29000.00
12024.64 245000.00 6/26/95
7/26/95 6/26/10
100.00
3.75 18.% 2 216000.00 43
9413878 106930000413878 01 WILLIAMS 18462
SIERRA
DRIVE
SONOMA CA 95476 12.% 180 171
05 1
93 31000.00
30881.43 235000.00 7/3/95
8/3/95 7/3/10
100.00
3.75 18.% 2 202500.00 44
9413879 106930000413879 01 PACINO 520
CLINTON CIRCLE
CORONA CA 91719 12.% 180 170
05 1 93
17500.00
17102.67 175000.00 6/21/95
7/21/95 6/21/10
100.00
3.75 18.% 2 157000.00 39
9413884 106930000413884 01 DAWSON 1429
DOS PALOS
DRIVE
WALNUT CREEK CA 94596 12.% 180 170
05 1
93
45000.00 40119.98 250000.00 6/21/95
7/21/95
6/21/10
98.00 3.75 18.% 2 200000.00 44
9413886 106930000413886 05 MALEC 5002
MOUNT
GAYWAS DRIVE
SAN DIEGO CA 92117 12.% 180 170
05 1
93 20000.00
19989.40 200000.00 6/9/95
7/31/95 6/9/10
100.00
3.75 18.% 2 178212.00 45
9413895 151930000413895 02 ALLISON 2664
REIGN STREET
HERNDON VA 22071 12.% 180 171
05 1
93 33000.00
32896.78 235000.00 7/6/95
7/31/95 7/6/10
94.00
3.75 18.% 2 187500.00 39
9413896 106930000413896 05 ARENDT 41
SPINNAKER
IRVINE
CA 92714 12.% 180 170 03
1 93 15000.00
14558.77 205000.00 6/15/95 7/15/95
6/15/10
94.00
3.75 18.% 2 176000.00 44
9413898 106930000413898 02 MONTANO 711
PRESTON
DRIVE NORTH
CALEXICO CA 92231 12.% 180 170
05 1
93 22000.00
21803.34 111000.00 6/26/95
7/26/95 6/26/10
94.00
3.75 18.% 2 81642.00 45
9413904 106930000413904 01 HEIDINGER 230
MARIN STREET
SAN
RAFAEL CA 94901 12.% 179 169
05 1 93
31000.00
30868.81 335000.00 6/23/95 9/23/95
5/23/10
94.00
3.75 18.% 2 281500.00 39
9413910 206930000413910 05 GARRISON 3717
PALM DRIVE
BONITA CA 91902 12.% 179 170
05 1 93
40000.00
39762.89 305000.00 7/11/95
8/31/95 6/11/10
94.00
3.75 18.% 2 244000.00 43
9413916 212930000413916 02 NIFOROS 1415
WESTCHESTER
DRIVE
NORTH WEST PALM BEACH FL 33417 12.% 178
170
05 1
93 23000.00 22822.30 115000.00 7/18/95
8/31/95
6/17/10
100.00 3.75 18.% 2
92000.00 33
9413919 106910000413919 05 MARTIN 5404
SAINT ANTON
COURT
CARMICHAEL CA 95608 11.% 300 291
05 1
91
60000.00 59132.24 400000.00 7/14/95
10/14/95
7/14/20
90.00 2.75 18.% 2 300000.00 46
9413920 106930000413920 01 CUTTER 22071
MIDCREST
DRIVE
LAKE FOREST CA 92630 12.% 180 170
05 1
93
50000.00 48201.55 355000.00 6/26/95
7/26/95
6/26/10
96.00 3.75 18.% 2 289301.00 29
9413932 106930000413932 05 KUPCZYK 10726
PLATEAU
DRIVE
SUNLAND CA 91040 12.% 179 169
05 1
93 30000.00
18532.50 230000.00 6/30/95
7/31/95 5/30/10
94.00
3.75 18.% 2 184330.00 29
9413936 206930000413936 05 RODRIGUEZ 239
22ND STREET
SAN
DIEGO CA 92102 12.% 179 170
05 1 93
38000.00
37777.69 116000.00 7/12/95 8/31/95
6/12/10
100.00
3.75 18.% 2 78000.00 43
9413938 206930000413938 05 BALANGON 11870
RIVER RIM
ROAD
SAN DIEGO CA 92126 12.% 179 170
05 1
93 33000.00
32526.18 248000.00 7/7/95
8/7/95 6/7/10
100.00
3.75 18.% 2 215000.00 44
9413946 153910000413946 01 MOORE 921
EAST
TIMBERWOOD CIRCLE
SPOKANE WA 99208 11.% 299 289
05 1
91
142000.00 141303.38 288000.00 6/21/95
12/21/95
5/21/20
88.00 2.75 18.% 2 109000.00 45
9413953 106930000413953 05 HERB 345
DALE COURT
BENICIA
CA 94510 12.% 180 170 05
1 93
30000.00
18904.41 206000.00 6/30/95 7/30/95
6/30/10
94.00
3.75 18.% 2 163394.00 45
9413960 106920000413960 01 DAVIS 1166
ATLANTIC CITY
AV
GROVER BEACH CA 93433 9.25% 300 290
05 1
92
20000.00 19806.83 199000.00 6/22/95
9/26/95
6/22/20
85.00 1.00 18.% 2 149000.00 44
9413979 206930000413979 05 HOLLIDAY 22101
HEIDEMARIE
STREET
CHATSWORTH CA 91311 12.% 179 169
05 1
93
27000.00 26066.87 195000.00 6/26/95
7/31/95
5/26/10
96.00 3.75 18.% 2 158301.00 38
9413991 106930000413991 02 SEIDLER 1451 #C
WHARTON
WAY
CONCORD CA 94521 12.% 179 169
01 1
93 15000.00
13778.29 115500.00 6/30/95
7/31/95 5/30/10
98.00
3.75 18.% 2 98000.00 39
9413993 206930000413993 05 DEHART 18421
EAST
NEARFIELD STREET
AZUSA AREA CA 91702 12.% 179 170
05 1
93
19000.00 18870.39 146500.00 7/5/95
8/31/95
6/5/10
99.00 3.75 18.% 2 125000.00 36
9413994 206930000413994 01 OJEDA 141
REID AVENUE
PORTERVILLE CA 93267 12.% 180 172
05 1
93
34750.00 34483.52 150000.00 7/10/95
8/31/95
8/1/10
93.00 3.75 18.% 2 104250.00 45
9413999 106930000413999 05 BURROW 6761
HEATON
MOOR DRIVE
SAN JOSE CA 95119 12.% 179 170
05 1 93
50000.00
50000.00 345000.00 7/14/95
7/31/95 6/14/10
99.00
3.75 18.% 2 289900.00 34
9414010 106930000414010 05 STAATS 1030 S.
MARY
AVENUE
SUNNYVALE CA 94087 12.% 179 170
05 1
93
50000.00 49527.18 395000.00 7/6/95
8/6/95
6/6/10
93.00 3.75 18.% 2 316000.00 44
9414013 206930000414013 02 FLANNERY 4496
HONEYGLEN
COURT
MOORPARK CA 93021 12.% 179 170
05 1
93
32000.00 31579.15 230000.00 7/12/95
8/20/95
6/12/10
100.00 3.75 18.% 2 197717.00 44
9414017 124930000414017 00 PEARSON 6487
WISHBONE
TERRACE
CABIN JOHN MD 20818 12.% 180 170
03 1
93
12000.00 11995.30 343000.00 6/26/95
6/30/95
6/26/10
93.00 3.75 18.% 2 304200.00 42
9414019 106930000414019 01 LAHAYE 9286
CEDAR TRAILS
LANE
VALLEY CENTER CA 92082 11.% 299 292
03 1
93
30000.00 28847.82 305000.00 9/6/95
3/3/96
8/6/20
90.00 2.75 18.% 2 244000.00 44
9414023 106930000414023 02 SCHWINGHAMMER 4503
PIPER
STREET
FREMONT CA 94538 12.% 179 169
05 1
93 25000.00
16518.04 225000.00 6/28/95
7/31/95 5/28/10
100.00
3.75 18.% 2 200000.00 26
9414028 206910000414028 01 TOBIA 4265
BERESFORD
WAY LA
CANADA-FLINTRIDGECA 91011 10.25% 299 294
05
1 91
315000.00 311838.36 2100000.00 11/13/95
2/13/96
10/13/20
80.00 2.00 18.% 2 1365000.00
34
9414031 106930000414031 05 AIKEN 4417
PALISADES WAY
ANTIOCH CA 94509 12.% 179 169
05 1 93
22000.00
21915.98 204000.00 6/30/95
7/31/95 5/30/10
100.00
3.75 18.% 2 182000.00 45
9414042 124930000414042 00 HARRINGTON 6424
MANOR
VIEW DRIVE
GAITHERSBURG MD 20882 12.% 180 170
05 1
93
36000.00 28458.81 360000.00 6/24/95
6/30/95
6/24/10
100.00 3.75 18.% 2 324000.00 23
9414043 106910000414043 06 CONSTANTIAN 11959
DARBY
AVENUE
LOS ANGELES CA 91326 9.25% 299 290
05 1
91
100000.00 20000.00 380000.00 7/10/95
1/10/96
6/10/20
79.00 1.00 18.% 2 199860.00 44
9414049 206930000414049 02 RENFROW 8138
DEVENIR
AVENUE
DOWNEY CA 90242 12.% 179 170
05 1
93 41700.00
41676.38 210000.00 7/14/95
8/24/95 6/14/10
100.00
3.75 18.% 2 168295.45 44
9414060 153930000414060 01 COOTER 20024
4TH AVENUE
SOUTH
DES MOINES WA 98198 12.% 180 172
05 1
93
17400.00 17203.54 102000.00 7/17/95
8/31/95
8/1/10
100.00 3.75 18.% 2 83471.00 38
9414062 106930000414062 06 GALVAN 11228
VAN NESS
AVENUE
LOS ANGELES CA 90047 12.% 178 170
05 1
93
20000.00 19992.17 166000.00 7/12/95
8/12/95
6/11/10
95.00 3.75 18.% 2 137000.00 39
9414069 106930000414069 02 CARLIN 11603
ALLWOOD
DRIVE
RIVERSIDE CA 92503 12.% 179 169
05 1
93 47500.00
45351.69 187000.00 6/26/95
7/26/95 5/26/10
100.00
3.75 18.% 2 139000.00 43
9414078 106930000414078 05 SMITH 4521
DON FELIPE
DRIVE LOS
ANGELES CA 90008 12.% 180 170
05 1 93
50000.00
48946.22 300000.00 6/26/95 7/26/95
6/26/10
99.00
3.75 18.% 2 246085.00 30
9414080 106930000414080 01 ERWIN 10787
JEANNE
TERRACE
SANTEE CA 92071 12.% 180 171
01 1 93
30000.00
29847.22 105000.00 7/5/95
8/31/95 7/5/10
100.00
3.75 18.% 2 74933.00 45
9414081 106930000414081 02 MCCANN 475
CAMINO
ELEVADO
BONITA CA 91902 12.% 179 170
05 1 93
25000.00
23515.38 262000.00 7/14/95
7/31/95 6/14/10
96.00
3.75 18.% 2 226000.00 38
9414084 106930000414084 05 HORD 1667
EIGHTEENTH
STREET LOS
OSOS CA 93402 12.% 179 169
05 1 93
15000.00
12896.25 185000.00 6/27/95 7/31/95
5/27/10
95.00
3.75 18.% 2 159981.00 38
9414105 106920000414105 00 MINNICK 6704
WORSHAM
DRIVE
WHITTIER CA 90602 12.% 179 170
05 1
92 38250.00
37880.78 255000.00 7/18/95
8/18/95 6/18/10
95.00
3.75 18.% 2 203150.00 39
9414107 106930000414107 02 CASE 2311
STONEHOUSE
DRIVE
NAPA CA 94558 12.% 179 169
05 1 93
27850.00
26114.25 208000.00 6/29/95 7/31/95
5/29/10
97.00
3.75 18.% 2 172127.00 41
9414108 229930000414108 05 MONAHAN 3956
FEDERER
ST
LOUIS MO 63116 12.25% 180 171
05 1 93
37000.00
36712.33 185000.00 7/24/95 8/31/95
7/24/10
95.00
4.00 18.% 2 138750.00 31
9414110 106910000414110 05 ALAMPAYKAR 365
EAST SAN
FERNANDO ST
SAN JOSE CA 95112 12.% 179 169
05 1
91
50000.00 49408.74 474500.00 6/27/95
7/31/95
5/27/10
91.00 3.75 18.% 2 379600.00 30
9414114 106910000414114 01 MORSE 366
HANSON AV
SAN
JOSE CA 95117 12.% 180 171
05 1 91
47750.00
47414.26 245000.00 7/12/95 8/12/95
7/12/10
95.00
3.75 18.% 2 185000.00 44
9414115 225920000414115 05 MENDILLO 22
DEMAR ROAD
LEXINGTON MA 02173 11.% 299 290
05 1
92
50000.00 49881.88 300000.00 7/7/95
10/7/95
6/7/20
86.00 2.75 18.% 2 205052.65 44
9414116 106910000414116 05 STEWART 22648
MOSSY ROCK
DRIVE
HAYWARD CA 94541 12.% 179 169
05 1
91
48000.00 47981.24 185000.00 6/23/95
7/31/95
5/23/10
98.00 3.75 18.% 2 132278.00 43
9414127 153930000414127 01 COLTOM 13911
108TH
AVENUE COUNT
EAST PUYALLUP WA 98374 12.% 180
172 05
1 93
40000.00 40000.00 183000.00 7/18/95
8/31/95
8/1/10
99.00 3.75 18.% 2 140000.00 44
9414158 108920000414158 05 WERNER 8442 S.
WADSWORTH COURT
LITTLETON CO 80123 11.% 300 291
05 1
92 23500.00
23278.42 190000.00 7/12/95
10/12/95 7/12/20
90.00
2.75 18.% 2 147500.00 42
9414161 106930000414161 02 RABUTASO 307
CALAIS DRIVE
PINOLE CA 94564 12.% 180 171
05 1 93
25000.00
23820.32 150000.00 7/5/95 8/5/95
7/5/10
97.00
3.75 18.% 2 120000.00 35
9414170 106910000414170 02 GEORGGIN 15572
CHURCHILL
DOWNS
RANCHO SANTA FE CA 92067 12.% 180 171
05 1
91
50000.00 48883.90 822500.00 7/3/95
8/3/95
7/3/10
92.00 3.75 18.% 2 698753.00 44
9414191 106920000414191 06 MCCOLLOM 6902
MARILYN
DRIVE
HUNTINGTON BEACH CA 92647 11.% 299 291
05
1 92
28000.00 27646.50 244000.00 8/15/95
11/15/95
7/15/20
90.00 2.75 18.% 2 191000.00 38
9414194 208910000414194 01 STARK 2224 E
CHESAPEAKE
LANE
HIGHLANDS RANCH CO 80126 11.% 179 170
03
1 91
62000.00 40946.40 250000.00 7/6/95
8/6/95
6/6/10
87.00 2.75 18.% 2 153929.00 38
9414202 151930000414202 05 RESIMONT 3620
SWEETHORN
COURT
FAIRFAX VA 22033 12.% 180 171
09 1 93
20000.00
18693.42 166000.00 7/10/95
7/31/95 7/10/10
100.00
3.75 18.% 2 146000.00 29
9414209 208910000414209 05 SULLIVAN 2105
COUNTRY
CLUB COVE
FORT COLLINS CO 80524 9.25% 299 289
03 1
91
99000.00 48681.64 852000.00 6/26/95
9/26/95
5/26/20
72.00 1.00 18.% 2 511200.00 8
9414216 108930000414216 00 GABALDON 230 N
11TH
AVENUE
BRIGHTON CO 80601 12.% 180 170
05 1
93 26000.00
25513.00 107000.00 6/22/95
7/31/95 6/22/10
100.00
3.75 18.% 2 80250.00 30
9414220 106930000414220 01 MOLO 1742
HANFORD
DRIVE SAN
DIEGO CA 92111 12.% 179 169
05 1 93
26000.00
25904.32 145000.00 6/22/95 7/31/95
5/22/10
100.00
3.75 18.% 2 118434.00 45
9414230 106930000414230 02 COLLINS 6217
8TH AVENUE
LOS
ANGELES CA 90043 12.% 179 169
05 1 93
50000.00
48068.88 110000.00 6/23/95 7/31/95
5/23/10
100.00
3.75 18.% 2 58995.00 42
9414231 106930000414231 01 HUNG 17058
RIDGE PARK
DRIVE
HACIENDA HEIGHTS CA 91745 12.% 179 169
05 1
93
50000.00 49980.45 275000.00 6/26/95
7/31/95
5/26/10
94.00 3.75 18.% 2 207363.00 43
9414236 106930000414236 02 BURRELL 28646
MILL POND
MISSION VIEJO CA 92692 12.% 179 169
03 1
93
31000.00 30987.89 330000.00 6/20/95
7/31/95
5/20/10
92.00 3.75 18.% 2 271393.00 45
9414239 106930000414239 05 BENSON 1505
DREXEL DRIVE
LEMON GROVE CA 91945 12.% 179 169
05 1
93
15000.00 4064.23 126000.00 6/27/95
7/31/95
5/27/10
97.00 3.75 18.% 2 106476.00 25
9414241 206930000414241 01 IRULA 2744
CASCADE
CIRCLE
FAIRFIELD CA 94533 12.% 179 170
05 1
93 30500.00
30526.46 166500.00 7/19/95
8/31/95 6/19/10
100.00
3.75 18.% 2 136000.00 41
9414243 106930000414243 01 MCQUOWN 42 VIA
TRONIDO
RANCHO SANTA MARGARICA 92688 12.% 179 170
03
1 93
26450.00 26423.17 229600.00 7/17/95
8/31/95
6/17/10
100.00 3.75 18.% 2 203150.00 44
9414263 106930000414263 05 NEWSOM JR. 31028
WELLINGTON CIRCLE
TEMECULA CA 92591 12.% 180 171
05 1
93
50000.00 49968.37 263000.00 7/14/95
7/31/95
7/14/10
95.00 3.75 18.% 2 198896.00 26
9414272 106930000414272 05 NGUYEN 15412
NANTUCKET
STREET
WESTMINSTER CA 92663 12.12% 179 170
05 1
93
17600.00 16182.37 140000.00 7/1/95
8/31/95
6/1/10
91.00 3.88 18.% 2 109479.00 24
9414280 106930000414280 02 SMOLA 12529
MUSTANG
DRIVE
POWAY CA 92064 12.% 180 171
05 1 93
24000.00
23734.74 165000.00 7/3/95
8/3/95 7/3/10
98.00
3.75 18.% 2 137000.00 44
9414284 106910000414284 01 BOWEN 919
COLLEGE
STREET
WOODLAND CA 95695 12.% 179 170
05 1
91
49000.00 48980.85 240600.00 7/11/95
8/31/95
6/11/10
100.00 3.75 18.% 2 190625.80 42
9414286 106930000414286 05 RAMIREZ 4625
KNOLL PARK
COURT
ANTIOCH CA 94509 12.% 180 171
05 1 93
20000.00
14259.62 185000.00 7/14/95
8/14/95 7/14/10
93.00
3.75 18.% 2 151466.00 33
9414287 106930000414287 05 MACHADO 6493
FRIEDMAN
WAY
VALLEY SPRINGS CA 95252 12.% 179 170
05 1
93
30000.00 26823.10 145000.00 7/11/95
8/31/95
6/11/10
94.00 3.75 18.% 2 106000.00 38
9414296 106930000414296 01 GINO 3497
MORGAN DRIVE
NORCO
CA 91760 12.% 179 170
05 1 93
22000.00
17833.08 208000.00 7/5/95 8/31/95
6/5/10
100.00 3.75
18.% 2 186000.00 42
9414301 106930000414301 02 MORGAN 533
ACADIA DRIVE
PETALUMA CA 94954 12.% 180 171
05 1
93
37000.00 27134.59 206000.00 7/14/95
8/14/95
7/14/10
100.00 3.75 18.% 2 168717.80 40
9414303 225930000414303 05 STELLA 1089
DENNISON
DRIVE
SOUTHBRIDGE MA 01550 12.% 179 170
05 1
93
22000.00 20757.43 122000.00 7/25/95
8/31/95
6/25/10
100.00 3.75 18.% 2 100000.00 20
9414311 106930000414311 06 THOR 5920
COLODNY DRIVE
AGOURA HILLS CA 91301 12.% 179 170
05 1
93
80000.00 79307.32 527250.00 7/11/95
8/11/95
6/11/10
95.00 3.75 18.% 2 420000.00 35
9414312 106930000414312 01 SEIKE 409
POINSETTIA
AVENUE SAN
MATEO CA 94403 11.% 300 290
05 1 93
19100.00
18861.98 285000.00 6/20/95 9/20/95
6/20/20
91.00
2.75 18.% 2 237585.00 42
9414313 106930000414313 02 TELLEZ 7423
DAYTONA
STREET A & B
LEMON GROVE CA 91945 12.% 180 171
05 1
93
38000.00 37278.33 175000.00 7/7/95
8/7/95
7/7/10
100.00 3.75 18.% 2 136996.00 43
9414317 106930000414317 05 PELLOUCHOUD 4905
GREEN
HILLS CIRCLE
ANTIOCH CA 94509 12.% 180 171
05 1
93 24000.00
23521.56 190000.00 7/7/95
8/7/95 7/7/10
100.00
3.75 18.% 2 165637.00 41
9414320 232930000414320 05 ESCOBAR 2249
FAWN CIRCLE
HENDERSON NV 89014 12.% 179 170
05 1
93
14500.00 14368.86 125000.00 7/11/95
8/30/95
6/11/10
99.00 3.75 18.% 2 108356.00 35
9414321 106930000414321 01 MIRON 5911
COSTELLO
LOS
ANGELES CA 91401 12.% 179 170
05 1 93
50000.00
50000.00 188000.00 7/3/95 8/31/95
6/3/10
97.00
3.75 18.% 2 131962.00 36
9414326 106930000414326 01 ACERETO 5655
LENORE AV
ARCADIA CA 91006 12.% 179 170
05 1
93 32000.00
31984.17 175000.00 7/5/95
8/31/95 6/5/10
100.00
3.75 18.% 2 141556.00 43
9414327 106930000414327 01 WOLFORD 425
SOUTH 16TH
STREET
SAN JOSE CA 95112 12.% 179 170
05 1 93
50000.00
30115.41 258000.00 7/5/95
8/31/95 6/5/10
97.00
3.75 18.% 2 200000.00 39
9414330 106910000414330 05 REYNOLDS 3 EDITH
COURT
NAPA
CA 94558 12.% 179 169
05 1 91
31300.00
27846.83 160000.00 6/28/95 7/31/95
5/28/10
91.00
3.75 18.% 2 113656.00 28
9414333 106930000414333 01 SALVATORE 316
CALLE DE
ANDALU
REDONDO BEACH CA 90277 12.% 179 169
05 1
93
50000.00 49374.63 440000.00 6/22/95
7/31/95
5/22/10
92.00 3.75 18.% 2 352923.00 26
9414338 106930000414338 01 MANTE 2880
GAY AVENUE
SAN
JOSE CA 95127 12.% 179 169
05 1 93
22100.00
21652.77 185000.00 6/30/95 7/31/95
5/30/10
100.00
3.75 18.% 2 162820.00 42
9414346 141930000414346 05 POLING 1739 SW
BLAINE
DRIVE
ALOHA OR 97006 12.% 179 170
05 1 93
26300.00
26130.75 116000.00 7/14/95
8/31/95 6/14/10
100.00
3.75 18.% 2 89655.00 33
9414348 106930000414348 01 KROES 484
LINFIELD PLACE
#C
GOLETA CA 93117 12.% 179 170
01 1 93
31000.00
28254.27 154000.00 7/13/95
8/31/95 6/13/10
100.00
3.75 18.% 2 122789.00 29
9414349 153920000414349 00 GRANT 15
COLUMBIA KEY
BELLEVUE WA 98006 11.% 299 290
03 1
92
114500.00 25000.67 405000.00 7/18/95
1/18/96
6/18/20
90.00 2.75 18.% 2 250000.00 12
9414354 106910000414354 00 THOMAS 19760
SCOTLAND
DR
SARATOGA CA 95070 11.% 300 291
05 1
91
61500.00 60341.63 615000.00 7/19/95
10/19/95
7/19/20
90.00 2.75 18.% 2 492000.00 43
9414356 106930000414356 05 JONES JR 5292
SUNNY
ORCHARD LANE
SAN JOSE CA 95135 12.% 179 170
05 1 93
20000.00
21462.45 330000.00 7/12/95
8/31/95 6/12/10
100.00
3.75 18.% 2 310000.00 43
9414362 206930000414362 02 APAIPONG 13522
EAST
DARVALLE STREET
CERRITOS CA 90703 12.% 179 170
05 1
93 50000.00
48016.38 290000.00 7/19/95
8/31/95 6/19/10
100.00
3.75 18.% 2 238711.00 44
9414372 206930000414372 01 DOCTOR 4206
RIVERGLEN
STREET
MOORPARK CA 91301 12.% 179 170
03 1
93
49000.00 48357.50 245000.00 7/14/95
8/31/95
6/14/10
100.00 3.75 18.% 2 194400.00 37
9414383 206930000414383 06 MORRIS 907
FERNHILL
AVENUE
THOUSAND OAKS CA 91320 12.% 179 170
05 1
93
20600.00 14596.27 206000.00 7/20/95
8/30/95
6/20/10
100.00 3.75 18.% 2 185400.00 32
9414384 206930000414384 02 PAULSEN 22902
ROEBUCK
STREET
LAKE FOREST CA 92630 12.% 179 170
05 1
93
24650.00 24640.36 165000.00 7/25/95
8/31/95
6/25/10
97.00 3.75 18.% 2 135324.00 43
9414397 109930000414397 03 BURBANK 441
OLDE STAGE
ROAD
GLASTONBURY CT 06033 12.% 180 170
05 1
93
26700.00 26294.10 171000.00 6/23/95
10/28/95
6/28/10
100.00 3.50 18.% 2 144222.00 36
9414404 206930000414404 02 MENDOZA 233
MIRAMONTE
AVENUE
LAKEPORT CA 95453 12.% 179 170
05 1
93 50000.00
49932.36 120000.00 7/14/95
8/14/95 6/14/10
92.00
3.75 18.% 2 59709.00 38
9414405 106930000414405 05 TIRA 82413
PAINTED
CANYON INDIO
CA 92201 12.% 179 169
05 1 93
21950.00
21554.98 108000.00 6/29/95 7/31/95
5/29/10
100.00
3.75 18.% 2 86024.00 44
9414417 106930000414417 01 DAPPER 10010
LEONA
AVENUE
LEONA VALLEY CA 93551 12.% 179 170
05 1
93
50000.00 48507.62 365000.00 7/17/95
8/31/95
6/17/10
93.00 3.75 18.% 2 288000.00 26
9414420 106930000414420 01 SWENAR 10310
LEILA LANE
SANTEE CA 92071 12.% 180 171
05 1 93
13000.00
12963.50 130000.00 7/20/95
8/31/95 7/20/10
100.00
3.75 18.% 2 117000.00 45
9414427 206910000414427 02 HUSSAIN 2625
BLAZE TRAIL
DIAMOND BAR CA 91765 10.% 179 170
05 1
91
230000.00 226319.58 1590000.00 7/6/95
8/31/95
6/6/10
68.00 1.75 18.% 2 841676.00 45
9414438 206910000414438 06 CORONA 2055
VALENTINO
STREET
SAN DIEGO CA 92154 12.% 179 170
05 1
91 21600.00
21212.04 156000.00 7/27/95
8/31/95 6/27/10
100.00
3.75 18.% 2 134400.00 43
9414457 106930000414457 01 LAUDER 979
SANDPOINT
DRIVE
RODEO CA 94572 12.% 180 170
05 1 93
20000.00
19503.35 190000.00 6/29/95
7/29/95 6/29/10
99.00
3.75 18.% 2 168087.00 41
9414458 106930000414458 05 PANDY 1046
SUNSONG
COURT
ONTARIO CA 91762 12.% 180 171
05 1 93
30350.00
27979.12 165000.00 7/3/95
8/3/95 7/3/10
100.00
3.75 18.% 2 134605.00 45
9414462 124910000414462 06 HARDESTY 1130
BIRCH
MANOR DRIVE
MECHANICSVILLE MD 20659 9.25% 300 291
05 1
91
20000.00 3207.21 118000.00 7/14/95
10/31/95
7/14/20
73.00 1.00 18.% 2 65000.00 23
9414469 106910000414469 01 CHANT 8111
SAN HELICE
CIRCLE
BUENA PARK CA 90620 12.% 180 170
05 1
91
24000.00 23133.16 169000.00 6/30/95
7/30/95
6/30/10
100.00 3.75 18.% 2 144443.30 39
9414476 106910000414476 05 JONES 415 E
STREET
PETALUMA
CA 94952 12.% 180 171 05
1 91 35000.00
34744.58 205000.00 7/13/95 8/13/95
7/13/10
100.00
3.75 18.% 2 169983.00 34
9414477 106910000414477 05 ESSA 3815
SIERRA MORENA
AV
CARLSBAD CA 92008 12.% 180 171
05 1
91
35000.00 34570.75 175000.00 7/12/95
8/12/95
7/12/10
100.00 3.75 18.% 2 139000.00 37
9414482 106930000414482 01 JONES 1818
ORIOLE STREET
SAN
DIEGO CA 92114 12.% 180 171
05 1 93
20000.00
5119.54 130000.00 7/12/95 8/12/95
7/12/10
100.00
3.75 18.% 2 110000.00 38
9414486 106930000414486 05 HENTON 6734
BOULDER
LAKE AV
SAN DIEGO CA 92119 12.% 180 171
05 1
93 42400.00
42172.06 163000.00 7/10/95
8/10/95 7/10/10
100.00
3.75 18.% 2 120000.00 41
9414496 125920000414496 05 SENS 19
CHAUNCY STREET
UNIT 2B
CAMBRIDGE MA 02138 11.% 298 291
08 1
92
30000.00 29386.10 215000.00 8/23/95
11/23/95
7/1/20
89.00 2.75 18.% 2 161250.00 43
9414505 106930000414505 02 ULRICH 828
UINTA COURT
FREMONT CA 94536 12.% 180 171
05 1
93 11300.00
10761.06 193000.00 7/26/95
8/26/95 7/26/10
100.00
3.75 18.% 2 181249.21 32
9414510 206930000414510 05 CASTANEDA 3275
ISLAND
AVENUE
SAN DIEGO CA 92102 12.% 179 170
05 1
93 26200.00
26189.76 95000.00 7/27/95
9/29/95 6/27/10
100.00
3.75 18.% 2 68500.00 31
9414511 106930000414511 02 JAMES 13548
SAMANTHA
AVENUE
SAN DIEGO CA 92129 12.% 179 169
05 1
93 39000.00
38519.67 225000.00 6/30/95
7/31/95 5/30/10
100.00
3.75 18.% 2 185926.00 45
9414512 153930000414512 02 AGRON 820
NEWELL STREET
BELLINGHAM WA 98225 12.% 300 292
05 1
93
50000.00 45589.34 185000.00 7/27/95
8/31/95
8/1/20
100.00 3.75 18.% 2 134624.00 30
9414513 206910000414513 05 MEYER 9454
DEBBIE COURT
EL
CAJON CA 92021 12.% 179 170
05 1 91
22000.00
12739.25 225000.00 7/27/95 8/31/95
6/27/10
98.00
3.75 18.% 2 198000.00 29
9414515 106930000414515 01 WILSON 10251
REESE CIRCLE
SALINAS CA 93907 12.% 180 172
05 1 93
50000.00
49667.06 475000.00 8/15/95
9/15/95 8/15/10
99.00
3.75 18.% 2 418000.00 48
9414519 206920000414519 01 SALMON 2085
OAK LEAF
COURT
VISTA CA 92083 11.% 299 290
05 1 92
55500.00
55223.62 355000.00 7/27/95 10/27/95
6/27/20
89.00
2.75 18.% 2 259408.00 45
9414520 112920000414520 05 HENDERSON 118
15TH STREET
BELLEAIR BEACH FL 34635 11.% 300 291
05 1
92
90000.00 85819.70 600000.00 7/20/95
11/20/95
7/20/20
83.00 2.75 18.% 2 405000.00 37
9414525 106930000414525 02 CARNES 14172
WOODHOLLOW LANE
POWAY CA 92064 12.% 179 170
05 1 93
45000.00
44228.71 286000.00 7/19/95
8/31/95 6/19/10
100.00
3.75 18.% 2 241000.00 36
9414532 232930000414532 02 CITRA 2642
WABASH CIRCLE
SPARKS NV 89434 12.% 180 172
05 1 93
50000.00
49380.00 160000.00 7/10/95
10/10/95 8/1/10
100.00
3.75 18.% 2 109566.00 43
9414538 106930000414538 05 MOATAMEDI 10433
WILSHIRE
BOULEVARD
#1210LOS ANGELES CA 90024 12.% 179
170 05
1 93
50000.00 49404.02 159000.00 7/27/95
8/27/95
6/27/10
99.00 3.75 18.% 2 107200.00 40
9414544 106930000414544 05 MARTIN 18148
SHARON
CIRCLE
YORBA LINDA CA 92686 12.% 179 170
05 1
93
40800.00 37647.93 200000.00 7/10/95
10/10/95
6/10/10
100.00 3.75 18.% 2 159197.00 31
9414549 106920000414549 02 CONNOLE 8651
PARKER
CIRCLE
HUNTINGTON BEACH CA 92647 12.% 180 171
05
1 92
15000.00 14868.89 195000.00 7/5/95
8/5/95
7/5/10
93.00 3.75 18.% 2 165440.00 43
9414562 113930000414562 01 KRUEGER 648
WEDGEWOOD
DRIVE
WOODSTOCK GA 30188 12.% 179 170
05 1
93
19240.00 17834.15 130000.00 7/17/95
8/31/95
6/17/10
100.00 3.75 18.% 2 110760.00 38
9414581 106930000414581 02 WECK 7677
AUBURN RIDGE
COURT
ANTELOPE CA 95843 12.% 180 171
05 1
93 15500.00
15493.94 126500.00 7/12/95
8/12/95 7/12/10
100.00
3.75 18.% 2 110900.00 34
9414582 134930000414582 02 MONTEMARANO 35 DELL
ROAD
STANHOPE NJ 07874 12.% 179 171
05 1
93 15000.00
11514.64 136000.00 8/2/95
9/30/95 7/2/10
100.00
3.75 18.% 2 120250.00 36
9414605 106920000414605 01 TAFAGHI 4096
OLD TOPANGA
CANYON
ROAD CALABASAS CA 91302 12.% 180
171 05
1 92
50000.00 49980.45 360000.00 7/13/95
8/31/95
7/13/10
98.00 3.75 18.% 2 301185.00 42
9414611 106930000414611 01 BLUM 1426
OAK GROVE
DRIVE
ROSEVILLE CA 95747 12.% 180 171
05 1
93 25800.00
25800.00 229000.00 7/13/95
8/13/95 7/13/10
100.00
3.75 18.% 2 203150.00 40
9414612 106930000414612 01 HUGHMANICK 20 LOMA
ALTA
AVENUE
LOS GATOS CA 95030 12.% 180 171
05 1
93 68000.00
67963.04 500000.00 7/13/95
8/13/95 7/13/10
93.00
3.75 18.% 2 394644.00 35
9414615 106930000414615 01 MAGANA 755
DESERT
GARDENS DRIVE
EL CENTRO CA 92243 12.% 179 170
05 1
93 50000.00
48347.21 188000.00 7/6/95
8/31/95 6/6/10
96.00
3.75 18.% 2 130016.00 44
9414640 106930000414640 01 FORSLIND 11761
RICO STREET
CASTROVILLE CA 95012 12.% 179 170
05 1
93
12100.00 10824.95 170000.00 7/18/95
8/31/95
6/18/10
100.00 3.75 18.% 2 157857.00 36
9414657 206930000414657 05 BASS 5227
EAST AVENIDA
PALMAR
ORANGE CA 92669 12.% 179 170
05 1 93
33500.00
33424.52 215000.00 7/31/95
8/31/95 6/30/10
96.00
3.75 18.% 2 172000.00 38
9414666 113910000414666 05 WICKER 1726
INDIAN RIDGE
DRIVE
WOODSTOCK GA 30189 9.25% 299 291
03 1
91
40000.00 4712.29 235000.00 7/21/95
10/21/95
7/20/20
77.00 1.00 18.% 2 140000.00 39
9414667 112910000414667 05 TRUJILLO 8405 NW
8 STREET
UNIT 209
MIAMI FL 33126 11.% 299 290
01 1 91
14000.00
13760.96 68000.00 7/13/95 10/13/95
6/13/20
90.00
2.75 18.% 2 47104.00 46
9414676 106910000414676 01 DUNHAM 16862
OLD SURVEY
ROAD
ESCONDIDO CA 92025 8.75% 300 293
05 1
91
37250.00 37250.00 400000.00 9/5/95
12/5/95
9/5/20
80.00 0.50 18.% 2 282771.00 36
9414677 106910000414677 05 WOMBLE JR 1752
MORNING
TERRACE
DRIVE CHINO HILLS CA 91709 12.% 179
170 05
1 91
50000.00 49207.72 340000.00 7/13/95
8/31/95
6/13/10
94.00 3.75 18.% 2 268990.00 44
9414678 106920000414678 06 FUSON 19205
LOCARNO WAY
SALINAS CA 93906 11.% 299 290
05 1 92
10000.00
7805.02 195000.00 7/19/95
1/19/96 6/19/20
86.00
2.75 18.% 2 156000.00 26
9414679 106930000414679 06 PLATT 1321
PERALTA
AVENUE
BERKELEY CA 94702 12.% 180 171
05 1
93 50000.00
50000.00 290000.00 7/21/95
8/21/95 7/21/10
93.00
3.75 18.% 2 218000.00 45
9414680 106930000414680 06 DAVIS 6545
CABERNET
DRIVE
HOLLISTER CA 95023 12.% 180 171
05 1
93 30000.00
21588.35 302000.00 7/24/95
8/24/95 7/24/10
100.00
3.75 18.% 2 271700.00 43
9414683 106930000414683 01 BERNDT 6877
SCHINDLER
ROAD
NEWCASTLE CA 95658 12.% 180 171
05 1
93
29000.00 22706.65 290000.00 7/12/95
8/12/95
7/12/10
100.00 3.75 18.% 2 261000.00 38
9414703 106930000414703 01 LERNO 1642
DESERT
GARDENS DRIVE
EL CENTRO CA 92243 12.% 179 170
05 1
93 34850.00
34848.04 105000.00 7/6/95
8/31/95 6/6/10
100.00
3.75 18.% 2 70139.99 38
9414706 106930000414706 05 ESPINOSA 6882
EVENING HILL
DRIVE
HUNTINGTON BEACH CA 92648 12.% 179 170
05
1 93
43200.00 42683.47 435000.00 7/3/95
8/31/95
6/3/10
100.00 3.75 18.% 2 388160.00 38
9414710 106930000414710 01 GREENBLAT 23608
CLOVER
TRAIL
CALABASAS CA 91302 12.% 180 171
05 1
93
44400.00 44123.41 225000.00 7/21/95
8/31/95
7/21/10
99.00 3.75 18.% 2 177600.00 45
9414711 106930000414711 01 KESTENBAUM 8530
WHITEHAWK COURT
FAIR OAKS CA 95628 12.% 179 170
05 1
93
35000.00 29167.76 280000.00 7/7/95
8/31/95
6/7/10
100.00 3.75 18.% 2 245000.00 38
9414721 106930000414721 02 MCNERTNEY 2547
CHERRY
HILLS DRIVE
BYRON CA 94514 12.% 180 171
03 1 93
60000.00
58958.31 230000.00 7/13/95
10/13/95 7/13/10
94.00
3.75 18.% 2 155000.00 36
9414735 106930000414735 01 DWYER 9833
BLASI DRIVE
WINDSOR CA 95492 12.% 180 171
05 1
93 15000.00
14952.15 184000.00 7/21/95
8/21/95 7/21/10
98.00
3.75 18.% 2 163714.00 44
9414748 106930000414748 05 RUEDA 3546
DUMBARTON
STREET
CONCORD CA 94520 12.% 179 171
05 1
93 23200.00
23078.07 181000.00 8/4/95
9/30/95 7/4/10
100.00
3.75 18.% 2 157751.00 44
9414755 106930000414755 01 FUGAZI 19103
SPYGLASS
COURT
WOODBRIDGE CA 95258 12.% 179 170
03 1
93
38000.00 22919.55 216000.00 7/12/95
8/31/95
6/12/10
98.00 3.75 18.% 2 172800.00 45
9414770 106930000414770 05 CLEMENT 10041
BEVERLY
DRIVE
HUNTINGTON BEACH CA 92646 12.% 179 170
05
1 93
29000.00 27470.46 294000.00 7/12/95
8/31/95
6/12/10
100.00 3.75 18.% 2 263959.00 44
9414772 106930000414772 04 PICKARD 2176
MEADOW
BROOK
THOUSAND OAKS CA 91362 12.% 179 170
05 1
93
50000.00 49991.69 307500.00 7/11/95
8/31/95
6/11/10
99.00 3.75 18.% 2 253445.00 45
9414797 206930000414797 02 ONYEGBULE 9244
LONGRIDGE
WAY
SAN DIEGO CA 92126 12.% 179 171
05 1
93 49100.00
48949.15 233000.00 8/4/95
9/4/95 7/4/10
100.00
3.75 18.% 2 183900.00 41
9414803 106930000414803 01 DEFOE 17
TIZMIN
FOOTHILL
RANCH AREA CA 92610 12.% 179 170 03
1 93
27000.00
24456.95 228000.00 7/11/95 8/31/95
6/11/10
96.00
3.75 18.% 2 191376.00 45
9414804 106920000414804 06 VALIDO 1501 NW
36 AVENUE
MIAMI
FL 33125 11.% 179 171
05 1 92
23000.00
22577.18 90000.00 8/10/95 11/10/95
7/10/10
90.00
2.75 18.% 2 58000.00 42
9414809 208930000414809 05 BARRETT 740
KELLY ROAD
WEST
BOULDER CO 80302 12.% 179 171
05 1
93 50000.00
43139.72 460000.00 8/4/95
9/30/95 7/4/10
98.00
3.75 18.% 2 399950.00 38
9414814 106930000414814 02 VELASQUEZ 1825
3RD AVENUE
SACRAMENTO CA 95818 12.% 179 171
05 1
93
16300.00 16247.70 135000.00 8/2/95
9/30/95
7/2/10
100.00 3.75 18.% 2 118637.00 43
9414817 206930000414817 02 WOODLEY 27955
VIA
AMBROSA
LAGUNA NIGUEL CA 92656 12.% 299 290
05 1
93
18900.00 18696.17 168000.00 7/27/95
8/31/95
6/27/20
100.00 3.75 18.% 2 149000.00 36
9414820 106930000414820 01 NUNEZ 37 LIVE
OAK ROAD
WATSONVILLE CA 95076 12.% 179 170
05 1
93
44000.00 43624.45 270000.00 7/13/95
8/31/95
6/13/10
100.00 3.75 18.% 2 226000.00 44
9414825 208910000414825 01 SQUIRE 4813
WEST 68TH AV
WESTMINSTER CO 80030 11.% 179 170
05 1
91
33900.00 32956.56 147000.00 7/21/95
8/21/95
6/21/10
90.00 2.75 18.% 2 98400.00 32
9414827 106930000414827 00 SPIERS 12957
ADMIRAL
AVENUE LOS
ANGELES CA 90066 12.% 179 171
05 1 93
33100.00
32911.52 221000.00 8/4/95 9/3/95
7/4/10
95.00
3.75 18.% 2 176800.00 33
9414834 106930000414834 02 WOOD 5205
BOLD VENTURE
COURT
BAKERSFIELD CA 93312 12.% 179 170
05 1
93
25000.00 24701.02 127500.00 7/19/95
8/31/95
6/19/10
97.00 3.75 18.% 2 98000.00 43
9414837 106930000414837 00 MATRANGA 507
MARINA
BOULEVARD
SUISUN CITY CA 94585 12.% 179 170
05 1
93
16000.00 15806.66 126000.00 7/11/95
8/31/95
6/11/10
100.00 3.75 18.% 2 110000.00 17
9414838 106920000414838 05 SANTORO 10445
VALLEY
SPRING LANE
LOS ANGELES CA 91602 11.% 299 290
05 1
92
62000.00 60352.53 640000.00 7/12/95
1/12/96
6/12/20
88.00 2.75 18.% 2 500000.00 39
9414849 106910000414849 00 DRUMMOND 6601
HANNUM
AVENUE
CULVER CITY CA 90230 11.% 299 290
01 1
91
32650.00 31292.00 262000.00 7/14/95
1/14/96
6/14/20
90.00 2.75 18.% 2 203150.00 26
9414852 106930000414852 01 ROSE 1008
MIAKER DR
ANTIOCH
CA 94509 12.% 179 169 05
1 93
33500.00
33564.10 134000.00 6/28/95 6/30/95
5/28/10
100.00
3.75 18.% 2 100500.00 28
9414853 106930000414853 02 BONE 1334
BASS CIRCLE
HANFORD CA 93230 12.% 180 171
05 1
93 20000.00
19730.17 112000.00 7/19/95
8/19/95 7/19/10
99.00
3.75 18.% 2 90500.00 42
9414866 106910000414866 01 TOGOTO 8302
EAST STAR
PINE RD
ORANGE CA 92669 12.% 180 171
03 1 91
40000.00
39053.58 234000.00 7/11/95
8/11/95 7/11/10
100.00
3.75 18.% 2 192436.04 41
9414869 106910000414869 05 VICKSTROM 28241
SORRENTO
#122
LAGUNA NIGUEL CA 92677 11.% 299 290
01 1
91
19500.00 19122.42 120000.00 7/19/95
1/19/96
6/19/20
98.00 2.75 18.% 2 97422.00 44
9414870 106930000414870 01 SHEA 2725
GILL DRIVE
CONCORD
CA 94520 12.% 179 170 05
1 93
28000.00
27986.15 140000.00 7/24/95 8/31/95
6/24/10
100.00
3.75 18.% 2 112000.00 34
9414876 206910000414876 01 TYSON 13713
BAYLESS RD
LOS
ANGELES CA 90049 9.25% 300 291
05 1 91
100000.00
31826.69 590000.00 7/24/95
10/24/95 7/24/20
57.00
1.00 18.% 2 231654.00 22
9414878 106930000414878 01 STARLING JR 2608
DARDANELLE DRIVE
MODESTO CA 95355 12.% 179 170
05 1
93 24000.00
22346.18 151000.00 7/21/95
8/31/95 6/21/10
100.00
3.75 18.% 2 126290.00 23
9414888 255930000414888 06 ZDROIK W311
N4986 OLD
STEEPLE COURT
HARTLAND WI 53029 12.% 180 171
05 1
93
67000.00 64789.37 336000.00 7/28/95
8/31/95
7/28/10
100.00 3.75 18.% 2 267000.00 44
9414891 151920000414891 00 YATES III 23031
ST LOUIS
ROAD
MIDDLEBURG VA 22117 11.% 300 291
05 1
92
55000.00 54380.96 550000.00 7/24/95
10/31/95
7/24/20
90.00 2.75 18.% 2 440000.00 47
9414892 106910000414892 02 SCHROEDER 6
MORNING VIEW
DRIVE
NEWPORT COAST CA 92657 11.% 179 170
03 1
91
146400.00 146400.00 1550000.00 7/13/95
10/13/95
6/13/10
84.00 2.75 18.% 2 1148668.21 40
9414896 208930000414896 00 DICKEY 8173
WESTSIDE
STREET
LITTLETON CO 80111 12.% 179 170
05 1
93 34800.00
34774.98 156000.00 7/14/95
8/14/95 6/14/10
100.00
3.75 18.% 2 121102.00 45
9414903 206920000414903 02 BELL 13121
LA BURNUM
DRIVE
TUSTIN CA 92680 11.% 299 291
05 1 92
51250.00
50231.77 260000.00 8/9/95
11/15/95 7/9/20
90.00
2.75 18.% 2 182749.00 44
9414904 206930000414904 06 FORSYTH 129
LADERO LANE
SAN
CLEMENTE CA 92672 12.% 179 171
05 1 93
23300.00
11358.44 248000.00 8/10/95
9/14/95 7/10/10
100.00
3.75 18.% 2 224640.00 26
9414915 132930000414915 05 BLANCHARD 268
SNOWY
RIVER CIRCLE
HENDERSON NV 89014 12.% 179 171
05 1
93
19800.00 19446.40 145000.00 8/4/95
8/31/95
7/4/10
100.00 3.75 18.% 2 125200.00 42
9414924 106930000414924 05 BRONKAR 541
PROSPECT
AVENUE
SOUTH PASADENA CA 91030 12.% 179 170
05 1
93
22500.00 19402.51 193000.00 7/19/95
8/31/95
6/19/10
97.00 3.75 18.% 2 163541.00 42
9414934 106930000414934 02 TUNG 1267
MARLBORO
COURT
CONCORD CA 94521 12.% 179 170
05 1
93 34400.00
34400.00 192000.00 7/21/95
8/31/95 6/21/10
100.00
3.75 18.% 2 157569.00 44
9414938 106930000414938 00 GOODRICH 2359
MONTANA
WAY
ELVERTA CA 95626 12.% 179 170
05 1
93 20000.00
19928.45 105000.00 7/21/95
8/31/95 6/21/10
100.00
3.75 18.% 2 84016.00 45
9414957 106920000414957 05 BRUCE 169
CLAYTON
AVENUE SAN
JOSE CA 95110 12.% 179 170
05 1 92
35950.00
35384.37 280000.00 7/18/95 8/31/95
6/18/10
100.00
3.75 18.% 2 244048.00 18
9414965 151930000414965 05 MARSCHALKO 5719
7TH
STREET NORTH
ARLINGTON VA 22205 12.% 180 171
05 1
93
10000.00 4757.13 187000.00 7/7/95
7/31/95
7/7/10
100.00 3.75 18.% 2 177000.00 38
9414968 141930000414968 05 RUDA 183
HOLDER LANE SE
SALEM OR 97306 12.% 180 171
05 1 93
50000.00
49889.62 143000.00 7/24/95
8/24/95 7/24/10
100.00
3.75 18.% 2 92000.00 40
9414972 106910000414972 05 SMITH 929
CALLE DEL CIELO
BRAWLEY CA 92227 12.% 180 171
05 1
91 14000.00
13569.55 146500.00 7/21/95
8/21/95 7/21/10
99.00
3.75 18.% 2 131000.00 33
9414976 113920000414976 00 DEIMLER 4050
FALLS RIDGE
DRIVE
ALPHARETTA GA 30202 11.% 299 291
03 1
92
41100.00 40996.98 411388.00 7/17/95
10/17/95
7/16/20
90.00 2.75 18.% 2 329100.00 35
9414978 106930000414978 02 FLORES 115
WEST CLARION
DRIVE
CARSON CA 90745 12.% 179 170
05 1 93
46000.00
45911.89 137000.00 7/20/95
8/31/95 6/20/10
100.00
3.75 18.% 2 90538.00 33
9415029 106930000415029 02 WOOD SANTILENA 7
TRILLIUM
LANE
SAN CARLOS CA 94070 12.% 180 172
01 1
93
47250.00 46553.91 365000.00 7/24/95
8/31/95
8/1/10
96.00 3.75 18.% 2 299660.00 38
9415051 208930000415051 05 MASTRIONA 10133
PECOS STR
NORTHGLENN CO 80221 12.% 179 170
05 1
93
27500.00 27370.48 117000.00 7/27/95
9/30/95
6/27/10
100.00 3.75 18.% 2 89459.00 32
9415054 106930000415054 05 ELLIOTT 1156
BLOCK DRIVE
SANTA
CLARA CA 95050 12.% 179 170
05 1 93
50000.00
49306.83 272000.00 7/26/95 8/31/95
6/26/10
99.00
3.75 18.% 2 216629.00 43
9415059 106930000415059 05 MC KAY 4357
SWIFT AVENUE
#3 SAN
DIEGO CA 92104 12.% 180 171
01 1 93
25000.00
13667.45 120000.00 7/24/95 8/24/95
7/24/10
99.00
3.75 18.% 2 93431.00 38
9415060 106930000415060 05 SPINNER 571
SYCAMORE
CIRCLE
DANVILLE CA 94526 12.% 180 171
09 1
93 32000.00
31460.46 160000.00 7/24/95
8/24/95 7/24/10
100.00
3.75 18.% 2 128000.00 34
9415061 149930000415061 02 CHECKETTS 9285
SOUTH 1ST
EAST
PARADISE UT 84328 12.% 179 170
05 1
93 26000.00
25905.73 100000.00 7/20/95
7/31/95 6/20/10
99.00
3.75 18.% 2 72730.00 31
9415065 106930000415065 05 FORBES 29442
CLIPPER WAY
LAGUNA NIGUEL CA 92677 12.% 179 170
03 1
93
29850.00 29838.33 400000.00 7/26/95
8/30/95
6/26/10
95.00 3.75 18.% 2 350000.00 29
9415067 116910000415067 05 ROBERTSON 1312 16
TH AV
LEWISTON ID 83501 12.% 179 170
05 1 91
24700.00
24214.89 63000.00 7/27/95
1/27/96 6/27/10
100.00
3.75 18.% 2 38300.00 45
9415068 106930000415068 05 VAIL 2771
BLANCHARD RD
CAMARILLO CA 93012 12.% 179 170
05 1
93
32900.00 12078.12 199000.00 7/27/95
8/31/95
6/27/10
100.00 3.75 18.% 2 166055.00 44
9415069 106930000415069 01 GREEN 13222
VISTA LADERO
LAKESIDE CA 92040 12.% 180 171
05 1
93 19800.00
15787.87 198000.00 7/26/95
8/26/95 7/26/10
100.00
3.75 18.% 2 178200.00 35
9415075 106930000415075 05 MURAKAMI 216
WARREN
DRIVE
SAN FRANCISCO CA 94131 12.% 180 172
05 1
93
58000.00 42271.17 294000.00 8/3/95
8/31/95
8/3/10
99.00 3.75 18.% 2 232000.00 41
9415078 106930000415078 01 RODRIGUEZ 64 EAST
TRIDENT
DRIVE
PITTSBURG CA 94565 12.% 180 171
05 1
93 30500.00
28476.99 138000.00 7/25/95
8/25/95 7/25/10
100.00
3.75 18.% 2 107484.00 42
9415079 106930000415079 01 BUCK 2828
GLASGOW DR
CERES
CA 95307 12.% 180 171 05
1 93
20000.00
19872.25 200000.00 7/25/95 8/25/95
7/25/10
100.00
3.75 18.% 2 180000.00 41
9415080 104930000415080 05 PAAP 508
NORTH VISTA RD
PAYSON AZ 85541 12.% 180 171
05 1 93
32100.00
30319.17 109000.00 7/25/95
8/25/95 7/25/10
100.00
3.75 18.% 2 76860.01 31
9415085 106930000415085 05 SWANNER 4245
NIPOMO AV
LAKEWOOD CA 90713 12.% 179 171
05 1
93
25000.00 24334.33 205000.00 8/1/95
11/1/95
7/1/10
100.00 3.75 18.% 2 179843.00 40
9415089 106930000415089 01 HEALD 3242
SUMMER
ISLAND CT
ONTARIO CA 91761 12.% 180 171
03 1 93
35000.00
25106.23 175000.00 7/30/95
7/31/95 7/30/10
95.00
3.75 18.% 2 130876.00 34
9415091 106930000415091 05 BEAUMONT 8112
REGIS WAY
LOS
ANGELES CA 90045 12.% 179 170
05 1 93
20000.00
17908.08 235000.00 7/14/95 8/30/95
6/14/10
96.00
3.75 18.% 2 204000.00 37
9415094 106930000415094 05 GULEVICH 85
EDWARD
COURT
TRACY CA 95376 12.% 180 172
05 1 93
30000.00
26540.62 159000.00 8/3/95
8/31/95 8/3/10
99.00
3.75 18.% 2 127200.00 43
9415107 106930000415107 02 LOPEZ 2008
15TH AVENUE
SAN
FRANCISCO CA 94116 12.% 180 172
05 1 93
50000.00
49478.50 333000.00 8/2/95
9/2/95 8/2/10
100.00
3.75 18.% 2 283012.00 43
9415111 153920000415111 05 CORBIN 70
ROLLING HILLS
DR
YAKIMA WA 98908 11.% 299 290
05 1
92 15350.00
3924.40 106000.00 7/24/95
1/24/96 6/24/20
90.00
2.75 18.% 2 80000.00 24
9415131 149930000415131 01 TAYLOR 435
SOUTH 1300
EAST
PLEASANT GROVE UT 84062 11.% 299 290
05 1
93
10000.00 9841.08 109000.00 7/12/95
1/12/96
6/12/20
90.00 2.75 18.% 2 88100.00 40
9415134 106930000415134 05 THOMAS 15212
YORBA AV
CHINO
HILLS CA 91709 12.% 180 171
05 1 93
17000.00
16417.39 117000.00 7/21/95 1/21/96
7/21/10
100.00
3.75 18.% 2 100000.00 25
9415149 106930000415149 05 ROCHA 35543
WOODBRIDGE
PLACE
FREMONT CA 94536 12.% 180 172
05 1
93 40000.00
32274.45 230000.00 8/1/95
9/1/95 8/1/10
100.00
3.75 18.% 2 189000.00 28
9415152 213920000415152 05 PATEL 1652
BENTWOOD
DRIVE
LILBURN GA 30247 9.25% 179 170
05 1
92 15000.00
14871.50 117000.00 7/22/95
8/22/95 6/22/10
80.00
1.00 18.% 2 78500.00 36
9415160 217930000415160 05 FINNEGAN JR 3352 N
KENMORE
CHICAGO IL 60657 12.% 179 171
05 1 93
67200.00
66866.39 336000.00 8/16/95
9/30/95 7/16/10
100.00
3.75 18.% 2 268800.00 41
9415165 216930000415165 01 RICHARDSON 10940
BRIDGETOWER DRIVE
BOISE ID 83704 12.% 180 173
05 1 93
32000.00
31841.14 128000.00 8/9/95 9/9/95
9/1/10
100.00
3.75 18.% 2 96000.00 31
9415171 106920000415171 05 PECSON 2801
BARKLEY LANE
REDONDO BEACH CA 90278 11.% 299 291
05 1
92
56250.00 55262.34 375000.00 8/10/95
9/10/95
7/10/20
90.00 2.75 18.% 2 281250.00 48
9415173 106930000415173 01 REVERE 11249
OAK CANYON
DRIVE
PENN VALLEY CA 95946 12.% 179 170
05 1
93
48300.00 48016.52 250000.00 7/24/95
8/31/95
6/24/10
99.00 3.75 18.% 2 197593.00 45
9415176 106930000415176 02 CHAU 26346
YOLANDA
STREET
LAGUNA HILLS CA 92656 12.% 179 171
05 1
93
40000.00 39801.63 275000.00 8/7/95
9/7/95
7/7/10
100.00 3.75 18.% 2 234671.00 33
9415180 206930000415180 02 LAUGHLIN 20016
BURIN
AVENUE
TORRANCE CA 90503 12.% 179 171
05 1
93
43100.00 43031.40 260000.00 8/10/95
9/16/95
7/10/10
100.00 3.75 18.% 2 216890.43 44
9415186 206920000415186 01 HARTMAN 19121
EAST MILAN
CIRCLE
AURORA CO 80013 11.% 299 291
05 1 92
33200.00
31857.34 107000.00 8/14/95
11/14/95 7/14/20
90.00
2.75 18.% 2 63045.00 30
9415194 106930000415194 01 ON 14324
HEMLOCK
STREET SAN
LEANDRO CA 94579 12.% 179 170
05 1 93
45000.00
44982.42 175000.00 7/26/95 7/31/95
6/26/10
100.00
3.75 18.% 2 129497.00 37
9415196 206910000415196 02 FREEDMAN 11
PLACITA
RANCHO
SANTA MARGARICA 92688 12.% 179 171
03 1
91
45000.00 40954.34 250000.00 8/11/95
9/30/95
7/11/10
98.00 3.75 18.% 2 200000.00 43
9415198 106930000415198 02 MATHIS 8928
ASHCROFT
AVENUE
WEST HOLLYWOOD CA 90048 12.% 179 170
05
1 93
30000.00 29305.26 450000.00 7/28/95
8/31/95
6/28/10
98.00 3.75 18.% 2 410018.00 39
9415221 106930000415221 02 PENDLETON 428
KIPLING
STREET
SALINAS CA 93901 12.% 179 170
05 1 93
50000.00
49935.67 220000.00 7/24/95
10/24/95 6/24/10
98.00
3.75 18.% 2 165000.00 25
9415222 106930000415222 05 MARTINEZ 9021
DECATUR
CIRCLE
SAN DIEGO CA 92126 12.% 180 172
05 1
93 26500.00
25282.50 150000.00 8/2/95
9/30/95 8/2/10
100.00
3.75 18.% 2 123426.00 34
9415233 106930000415233 02 APPICE JR. 41134
RIMFIELD
DRIVE
PALMDALE CA 93551 12.% 179 170
05 1
93
37500.00 36582.58 278000.00 7/21/95
8/31/95
6/21/10
100.00 3.75 18.% 2 240423.00 44
9415239 106930000415239 00 MCCULLOUGH 20614
FAN
COURT
SANTA CLARITA CA 91350 11.87% 179 171
05 1
93
27750.00 27686.89 185000.00 8/1/95
9/30/95
7/1/10
95.00 3.63 18.% 2 148000.00 42
9415240 229930000415240 00 COVAL 9625
THEODOSIA
AVENUE
OVERLAND MO 63114 12.% 180 172
05 1
93
20000.00 15555.77 64000.00 8/14/95
9/30/95
8/14/10
100.00 3.75 18.% 2 43500.00 25
9415242 106930000415242 00 KLINEDINST 2112
GLENHOLLOW COURT
THOUSAND OAKS CA 91361 12.% 179 170
03 1
93
51750.00 51319.85 345000.00 7/20/95
8/31/95
6/20/10
95.00 3.75 18.% 2 276000.00 38
9415259 106930000415259 02 STOLZ 5149
THOMASINO
WAY
ANTELOPE CA 95843 12.% 179 169
05 1
93 24200.00
24151.18 125000.00 6/16/95
7/31/95 5/16/10
100.00
3.75 18.% 2 100800.00 40
9415260 106930000415260 01 BAXTER 10328
RIDGEVIEW
CT
RANCHO CUCAMONGA CA 91739 12.% 180 172
05
1 93
48850.00 48968.90 293000.00 8/4/95
8/31/95
8/4/10
95.00 3.75 18.% 2 229500.00 43
9415263 106910000415263 05 BEECHUM 4014
HUNT CLUB
COURT
AGOURA CA 91301 9.25% 299 290
03 1
91
150000.00 5085.18 850000.00 7/21/95
1/21/96
6/21/20
80.00 1.00 18.% 2 525000.00 25
9415273 106910000415273 02 EGAN 5600
THOMAS ROAD
HEALDSBURG CA 95448 9.% 300 292
05 1
91
140000.00 139222.71 890000.00 8/23/95
11/23/95
8/23/20
72.00 0.75 18.% 2 500000.00 30
9415282 106920000415282 01 DAVIS 2204
FREEMAN DRIVE
PINE
MT CLUB CA 93222 11.% 299 290
05 1 92
19950.00
19575.47 133000.00 7/21/95 1/21/96
6/21/20
90.00
2.75 18.% 2 99750.00 49
9415290 206930000415290 00 SALAZAR 3454
DEL SOL BLVD
SAN
DIEGO CA 92154 12.% 179 171
05 1 93
23400.00
22719.52 59000.00 8/14/95 9/29/95
7/14/10
100.00
3.75 18.% 2 35521.00 26
9415312 206930000415312 06 WOLIN 4551
GENTRY
AVENUE
NORTH HOLLYWOOD AREACA 91607 12.% 179 170
05
1 93
50000.00 49484.80 375000.00 7/31/95
8/31/95
6/30/10
100.00 3.75 18.% 2 325000.00 33
9415314 106920000415314 05 SANFORD 18861
PENDERGAST
AVE
CUPERTINO CA 95014 11.% 299 290
05 1
92
26000.00 25829.83 195000.00 7/14/95
1/14/96
6/14/20
89.00 2.75 18.% 2 146250.00 29
9415315 153910000415315 05 MARLER 700
292ND AVENUE
SOUTHEAST
FALL CITY WA 98024 9.25% 299 291
05 1
91
20000.00 19481.70 470000.00 8/1/95
2/1/96
7/1/20
77.00 1.00 18.% 2 340000.00 24
9415328 206920000415328 02 HARDISTY 6753
RANCHO
COURT
PLEASANTON CA 94566 11.5% 180 172
05 1
92
62000.00 61641.27 225000.00 8/31/95
9/30/95
8/31/10
90.00 3.25 18.% 2 140332.00 40
9415329 106930000415329 05 DEARY 8615
VIA MALLORCA
#C LA
JOLLA CA 92037 11.% 299 290
01 1 93
31950.00
31349.38 261000.00 7/24/95 1/24/96
6/24/20
91.00
2.75 18.% 2 203150.00 44
9415344 106930000415344 00 TREMBLAY 10
CRESTED
BUTTE
LAGUNA NIGUEL CA 92677 12.% 180 172
03 1
93
23500.00 23390.35 250000.00 8/8/95
8/31/95
8/8/10
94.00 3.75 18.% 2 211250.00 39
9415363 149930000415363 06 ALVEY 1089
KIRKWOOD
WAY
SANDY UT 84094 12.% 179 171
05 1 93
20000.00
19538.45 135000.00 8/11/95
11/11/95 7/11/10
95.00
3.75 18.% 2 107000.00 45
9415372 153930000415372 05 FILIGENZI 911
EAST 39TH
AVENUE
SPOKANE WA 99203 12.% 180 172
05 1
93 22500.00
12217.00 83000.00 8/4/95
8/31/95 8/4/10
100.00
3.75 18.% 2 60500.00 43
9415373 106930000415373 01 WHEELER 40
PLAZA
CALOROSO
SAN JUAN CAPISTRANO CA 92675 12.% 179 171
01
1 93
35000.00 34246.59 285000.00 8/7/95
9/30/95
7/7/10
100.00 3.75 18.% 2 250000.00 34
9415378 106930000415378 01 LOPEZ 1198
JANMARIE
COURT SAN
JOSE CA 95121 12.% 180 172
05 1 93
20000.00
19637.62 230000.00 8/9/95 9/9/95
8/9/10
94.00 3.75
18.% 2 194547.00 43
9415408 106920000415408 00 WINNINGHAM 4914
CALLE DE
ARBOLES
TORRANCE CA 90505 11.% 299 291
05 1
92
42500.00 18757.57 425000.00 8/7/95
2/7/96
7/7/20
90.00 2.75 18.% 2 340000.00 42
9415412 106930000415412 05 QUINN 5308
EVONNE
AVENUE
ROHNERT PARK CA 94928 12.% 180 171
05 1
93
22700.00 22397.97 180000.00 7/31/95
8/30/95
7/31/10
100.00 3.75 18.% 2 157211.00 44
9415418 106920000415418 05 STONER 4747
EAST
HASTINGS AVENUE
ORANGE CA 92667 11.% 299 291
03 1 92
31000.00
26952.69 318000.00 8/3/95
2/3/96 7/3/20
90.00
2.75 18.% 2 254200.00 42
9415422 106930000415422 02 RODGERS 178 E.
PORTLAND
AVENUE
FRESNO CA 93720 12.% 179 171
05 1 93
32000.00
31911.72 158000.00 8/4/95
9/30/95 7/4/10
100.00
3.75 18.% 2 126000.00 31
9415424 106930000415424 05 KRUST 1438
PENHURST WAY
ROSEVILLE CA 95747 12.% 179 171
05 1
93 10000.00
9762.98 153000.00 8/4/95
9/30/95 7/4/10
100.00
3.75 18.% 2 142984.00 43
9415426 106930000415426 02 TREJO 406
TAMARACK
DRIVE
UNION CITY CA 94587 12.% 179 170
05 1
93
25550.00 20742.86 180000.00 7/27/95
8/31/95
6/27/10
100.00 3.75 18.% 2 154000.00 42
9415428 106930000415428 05 CHIU 2437
HILLVIEW LANE
PINOLE
CA 94564 12.% 179 171
03 1 93
32300.00
32178.36 263000.00 8/4/95 9/30/95
7/4/10
100.00 3.75
18.% 2 230642.00 38
9415435 134920000415435 05 CORTRIGHT 288
MCKINLEY
PLACE
RIDGEWOOD NJ 07450 11.% 300 291
05 1
92
71000.00 70021.51 784000.00 7/21/95
10/21/95
7/21/20
83.00 2.75 18.% 2 577500.00 37
9415441 106920000415441 00 PFANNKUCHE 1150
LACHMAN
LANE
LOS ANGELES CA 90272 11.% 300 292
05 1
92
85000.00 83571.78 925000.00 8/4/95
11/4/95
8/4/20
83.00 2.75 18.% 2 680000.00 34
9415443 106930000415443 02 LUTZ 3419 N.
CLAREMONT
AVENUE
FRESNO CA 93727 12.% 179 171
05 1 93
26000.00
17071.72 75000.00 8/3/95
9/30/95 7/3/10
94.00
3.75 18.% 2 44000.00 41
9415444 106930000415444 01 MATTHES 9129
HERON
AVENUE
FOUNTAIN VALLEY CA 92708 12.% 179 171
05 1
93
32000.00 27491.57 240000.00 8/4/95
9/30/95
7/4/10
95.00 3.75 18.% 2 195600.00 37
9415445 106930000415445 01 MANSARD 1642
SHIRLEY
DRIVE
PLEASANT HILL CA 94523 12.% 180 172
05 1
93
33500.00 32945.24 185000.00 8/4/95
9/4/95
8/4/10
98.00 3.75 18.% 2 146000.00 43
9415453 151910000415453 02 CHARLES 1705 E.
COMMONWEALTH
DRIVE FRONT ROYAL VA 22630 9.25% 300
292 05
1 91
41600.00 40836.19 150000.00 8/18/95
11/18/95
8/18/20
80.00 1.00 18.% 2 78180.99
37
9415466 241930000415466 02 HORNE 4295 SE
MASON HILL
DRIVE
MILWAUKIE OR 97222 12.% 180 173
05 1
93
36900.00 36625.50 136000.00 8/16/95
9/30/95
9/1/10
100.00 3.75 18.% 2 98630.06 33
9415471 106910000415471 01 SAINTIS 78980
DEL MONTE
COURT LA
QUINTA CA 92253 12.% 179 171
03 1 91
37000.00
36927.19 220000.00 8/2/95 9/30/95
7/2/10
95.00
3.75 18.% 2 171975.00 37
9415481 106930000415481 01 ALTMAN JR 776
LINDA MAR
BOULEVARD
PACIFICA CA 94044 11.25% 180 172
05 1
93
50000.00 49819.57 212000.00 8/9/95
11/9/95
8/9/10
93.00 3.00 18.% 2 145860.61 30
9415484 106910000415484 01 ESSIG 3852
BEAUMONT
AVENUE
OAKLAND CA 94602 9.25% 299 291
05 1
91
40000.00 39042.09 305000.00 8/1/95
2/1/96
7/1/20
79.00 1.00 18.% 2 200423.00 35
9415485 106930000415485 01 SLOBODIUK 9532
BOWMAN
AVENUE
SOUTH GATE CA 90280 12.% 179 171
05 1
93
20000.00 19941.38 152000.00 8/4/95
9/30/95
7/4/10
97.00 3.75 18.% 2 126700.00 45
9415491 106930000415491 01 KEPNER 13437
POWERS
ROAD
POWAY CA 92064 12.% 179 170
05 1 93
35000.00
34932.97 165000.00 7/27/95
8/31/95 6/27/10
96.00
3.75 18.% 2 122000.00 35
9415494 106930000415494 06 GRIECO 423 E
CORTLAND
FRESNO
CA 93704 12.% 179 171
05 1 93
12000.00
10853.90 53000.00 8/11/95 8/31/95
7/11/10
99.00 3.75
18.% 2 39996.00 21
9415495 106920000415495 01 LARKIN 617
CALLE
GANADERO SAN
CLEMENTE CA 92673 11.% 299 290
03 1 92
60200.00
35548.96 388000.00 7/26/95
1/26/96 6/26/20
90.00
2.75 18.% 2 288329.00 44
9415497 106930000415497 01 STOVALL 790 ADA
STREET
CHULA
VISTA CA 91911 12.% 179 171
07 1 93
50000.00
49708.75 192000.00 8/1/95 9/30/95
7/1/10
100.00 3.75
18.% 2 141829.00 41
9415504 106930000415504 00 BATIN 3979
FAIRWAY AV
OAKLAND CA 94605 12.% 180 172
05 1
93 44000.00
43856.19 235000.00 8/7/95
8/31/95 8/7/10
100.00
3.75 18.% 2 190000.00 32
9415508 106930000415508 01 GEIST 8850
GRAVENSTEIN
WAY
COTATI CA 95403 12.% 180 172
05 1 93
20000.00
19883.20 197000.00 8/2/95 9/2/95
8/2/10
100.00
3.75 18.% 2 177000.00 31
9415510 106930000415510 03 DELARIO 3658
COFFEY LANE
SANTA ROSA CA 95403 12.% 180 172
05 1
93
31000.00 22861.06 155000.00 8/9/95
9/9/95
8/9/10
100.00 3.75 18.% 2 124000.00 34
9415511 106930000415511 05 SCOTT
3896-3898 WEBSTER
STREET
OAKLAND CA 94609 12.% 181 174
05 1
93 11500.00
11415.52 115000.00 8/11/95
9/11/95 10/1/10
100.00
3.75 18.% 2 103500.00 41
9415512 153930000415512 01 SGAMBELLONE 1108
NORTH
44TH STREET
SEATTLE WA 98103 12.% 180 172
05 1
93 39500.00
36219.51 180000.00 8/4/95
9/30/95 8/4/10
100.00
3.75 18.% 2 140000.00 36
9415513 106930000415513 05 VLAHOS 516
IRVING AVENUE
SAN
JOSE CA 95128 11.5% 180 172
05 1 93
20000.00
19758.14 187500.00 8/14/95 9/14/95
8/14/10
94.00
3.25 18.% 2 155000.00 35
9415518 208930000415518 05 GLOCK 6 ARROW
H ROAD
FOUNTAIN CO 80817 12.% 179 171
05 1
93 14800.00
14720.13 107500.00 8/10/95
9/30/95 7/10/10
100.00
3.75 18.% 2 92651.00 25
9415519 106920000415519 01 STROSNIDER, JR 5505
WILSEY
WAY
CARMICHAEL CA 95608 11.% 299 290
05 1
92
18500.00 18147.11 115000.00 7/27/95
1/27/96
6/27/20
90.00 2.75 18.% 2 85000.00 45
9415529 106930000415529 05 PEDERSEN 1574
GARCEZ
DRIVE
CONCORD CA 94521 12.% 180 171
05 1
93 29000.00
28568.66 190000.00 7/28/95
8/28/95 7/28/10
100.00
3.75 18.% 2 161000.00 44
9415530 106920000415530 01 MARECHAL 1141
ELM DRIVE
NOVATO CA 94945 11.% 300 291
05 1 92
21500.00
7097.17 220000.00 7/20/95
10/20/95 7/20/20
88.00
2.75 18.% 2 172000.00 37
9415539 106930000415539 01 MORRIS 4354
MANCHESTER
AVENUE
ENCINITAS CA 92024 12.% 180 171
05 1
93 41000.00
40487.30 311000.00 7/27/95
8/27/95 7/27/10
100.00
3.75 18.% 2 270000.00 41
9415543 106930000415543 01 ESPINOZA 7080
VALLEY WAY
RIVERSIDE CA 92509 12.% 180 171
05 1
93 13500.00
13211.13 80000.00 7/13/95
8/13/95 7/13/10
97.00
3.75 18.% 2 64000.00 43
9415544 106930000415544 01 WHITE 6629
TOWHEE LANE
CARLSBAD CA 92009 12.% 180 171
03 1
93
30000.00 25208.86 325000.00 7/24/95
8/24/95
7/24/10
100.00 3.75 18.% 2 292300.00 24
9415550 106910000415550 01 WANGSNESS 17382
CARRIAGE
LAMP WAY
MORGAN HILL CA 95037 12.% 180 171
09 1
91
34400.00 34382.99 178000.00 7/27/95
8/27/95
7/27/10
97.00 3.75 18.% 2 138100.00 45
9415566 106930000415566 01 SEGUINTE 131
PAMELA
STREET
VALLEJO CA 94589 12.% 180 171
05 1 93
18300.00
18122.00 137000.00 7/31/95
8/31/95 7/31/10
100.00
3.75 18.% 2 118622.00 35
9415567 106930000415567 01 COOKSIE 10411
ASHDALE
STREET
STANTON CA 90680 12.% 179 170
05 1
93 20000.00
19962.23 168000.00 7/26/95
8/31/95 6/26/10
97.00
3.75 18.% 2 141747.00 39
9415571 106930000415571 01 ROBERTS 18567
CALLENS
CIRCLE
FOUNTAIN VALLEY CA 92708 12.% 179 171
03 1
93
45000.00 44719.06 330000.00 8/1/95
9/30/95
7/1/10
99.00 3.75 18.% 2 281682.00 43
9415572 106920000415572 00 RIGHT 10561
CHIPPENHAM
ROAD
CAMARILLO AREA CA 93012 11.% 299 291
05 1
92
43000.00 42036.16 455000.00 8/1/95
2/1/96
7/1/20
86.00 2.75 18.% 2 344000.00 39
9415580 106930000415580 01 SUTTON 7948
ALLENGROVE
STREET
DOWNEY CA 90240 12.% 179 170
05 1
93 28000.00
27989.06 180000.00 7/21/95
8/31/95 6/21/10
100.00
3.75 18.% 2 152000.00 40
9415588 106930000415588 05 GONZALES 803 S.
ARANBE
AVENUE
COMPTON CA 90220 12.% 180 172
05 1
93 28000.00
27785.34 115000.00 8/4/95
8/31/95 8/4/10
97.00
3.75 18.% 2 82830.00 34
9415602 236910000415602 01 GIARRAPUTO 253
FALCON
AVENUE
PATCHOGUE NY 11772 9.25% 300 292
05 1
91
37000.00 24299.84 140000.00 8/24/95
11/29/95
8/29/20
80.00 1.00 18.% 2 75000.00 22
9415603 115920000415603 01 ROBERSON 47-480
APAU LOOP
KANEOHE HI 96744 11.% 300 292
05 1 92
40500.00
39732.78 270000.00 8/9/95
11/9/95 8/9/20
90.00
2.75 18.% 2 202500.00 31
9415604 134920000415604 05 HOPGOOD 17
SOUTHVIEW
DRIVE
BOONTON NJ 07005 11.% 300 292
05 1
92 25000.00
24760.54 550000.00 8/14/95
11/14/95 8/14/20
84.00
2.75 18.% 2 436000.00 37
9415610 112920000415610 00 GONZALEZ 3215 S.
W. 24TH
TERRACE
MIAMI FL 33134 11.% 299 290
05 1 92
27750.00
26973.78 190000.00 7/28/95 10/28/95
6/28/20
88.00
2.75 18.% 2 138750.00 32
9415614 113910000415614 01 GAMBA 3630
HIGH GREEN
DRIVE
MARIETTA GA 30068 9.25% 298 290
05 1
91
25000.00 10747.34 148000.00 7/31/95
10/31/95
6/28/20
51.00 1.00 18.% 2 50000.00 25
9415615 106930000415615 00 EVANS 5001
PENDLETON
COURT
LADERA HEIGHTS AREA CA 90056 11.% 300 292
05
1 93
100000.00 100140.30 741740.00 8/1/95
11/1/95
8/1/20
89.00 2.75 18.% 2 556300.00 24
9415627 106930000415627 05 MCDONALD 1319
HARVARD
STREET NO.1
SANTA MONICA CA 90404 12.% 179 171
01 1
93
24600.00 17474.25 245000.00 8/7/95
9/30/95
7/7/10
99.00 3.75 18.% 2 216000.00 27
9415629 106920000415629 00 MITZEL 1064
SANDHURST
DRIVE
VALLEJO CA 94591 11.5% 300 292
05 1
92 37500.00
37171.84 250000.00 8/15/95
11/15/95 8/15/20
90.00
3.25 18.% 2 187500.00 39
9415631 106920000415631 05 BERNARD 1545
LOGANBERRY
WAY
PLEASANTON CA 94566 12.% 180 172
05 1
92
19000.00 17503.18 250000.00 8/11/95
9/11/95
8/11/10
100.00 3.75 18.% 2 231000.00 45
9415636 106920000415636 02 CARNEY 2617
FOUNTAIN
AVENUE
SOUTH LAKE TAHOE CA 96150 11.% 299 291
05
1 92
13500.00 13373.60 90000.00 8/11/95
2/11/96
7/11/20
90.00 2.75 18.% 2 67500.00 23
9415645 113930000415645 01 BRIGGS 2215
SIX BRANCHES
DRIVE
ROSWELL GA 30076 12.% 179 171
05 1
93 67600.00
67273.73 160500.00 8/4/95
9/30/95 7/4/10
100.00
3.75 18.% 2 92885.44 29
9415646 109910000415646 00 ZORFAS 6 THE
GLEN
WESTPORT
CT 06880 10.75% 299 292 05
1 91
52500.00
26250.00 545000.00 9/1/95 12/1/95
8/2/20
87.00 2.50
18.% 2 420000.00 30
9415654 106930000415654 01 HENSE 826
MCKEEHAN
DRIVE PORT
HUENEME CA 93041 12.% 179 171
05 1 93
30000.00
29458.75 154000.00 8/18/95 9/18/95
7/18/10
100.00
3.75 18.% 2 123761.00 26
9415658 106930000415658 02 DE ANGELIS 42809
ACACIA
AVENUE
HEMET CA 92544 12.% 179 171
05 1 93
25000.00
24892.82 105000.00 8/4/95
9/30/95 7/4/10
99.00
3.75 18.% 2 78000.00 45
9415662 104910000415662 05 BRISTOW 2138
RICHARD
STREET
PRESCOTT AZ 86301 9.25% 299 291
05 1
91 16000.00
10302.38 138000.00 8/8/95
2/8/96 7/8/20
80.00
1.00 18.% 2 93724.00 39
9415674 106930000415674 05 CRISTOBAL 12418
CEDAR
CREEK LANE
CERRITOS CA 90703 11.5% 179 171
05 1
93 47000.00
46670.45 235000.00 8/17/95
9/17/95 7/17/10
95.00
3.25 18.% 2 176250.00 42
9415677 213910000415677 01 WHITMAN 6310
RIVERSHORE
PARKWAY
ATLANTA GA 30328 9.25% 298 290
05 1
91
10000.00 9015.00 240000.00 7/31/95
10/31/95
6/28/20
34.00 1.00 18.% 2 70000.00 40
9415684 229930000415684 01 BACON 2652
TOWNE OAKS
DRIVE ST
LOUIS MO 63129 12.% 180 172
05 1 93
39700.00
39666.58 250000.00 8/22/95 9/30/95
8/22/10
100.00
3.75 18.% 2 210000.00 37
9415688 206930000415688 05 GONZALES-CORPUZ 425
OZZIE
WAY
SAN DIEGO CA 92114 12.% 179 171
05 1
93 40000.00
40329.00 162000.00 8/21/95
9/29/95 7/21/10
100.00
3.75 18.% 2 122000.00 17
9415691 112910000415691 05 HOWELL 19200
S. W. 57TH
COURT FT.
LAUDERDALE FL 33332 9.25% 299 291
05 1
91 56000.00
55520.60 375000.00 8/25/95
11/25/95 7/25/20
76.00
1.00 18.% 2 228000.00 49
9415696 141910000415696 02 WAUD 10536
SE 85TH
STREET
MILWAUKIE OR 97266 9.25% 299 291
05 1
91
20000.00 20012.11 100000.00 8/21/95
11/21/95
7/21/20
76.00 1.00 18.% 2 56000.00 45
9415697 149930000415697 05 CHRISTENSEN 8297
SOUTH 1850
WEST
WEST JORDAN UT 84088 12.% 179 171
05 1
93
10000.00 5409.83 154000.00 8/23/95
9/30/95
7/24/10
92.00 3.75 18.% 2 131587.00 44
9415705 106930000415705 02 PALLACH JR 7460
AUTUMN
AVENUE
CITRUS HEIGHTS CA 95621 12.% 179 170
05 1
93
50000.00 49790.28 105000.00 7/11/95
8/31/95
6/11/10
91.00 3.75 18.% 2 45332.73 44
9415709 106930000415709 05 BREENE 2315
CHELSEA ROAD
PALOS VERDES ESTATESCA 90274 12.% 179 171
05
1 93
91000.00 90839.22 580000.00 8/16/95
9/16/95
7/16/10
95.00 3.75 18.% 2 460000.00 44
9415710 106910000415710 05 WILSON 4008
NORTH
WALNUTHAVEN
DRIVE COVINA AREA CA 91722 11.% 299
291 05
1 91
40000.00 38896.47 285000.00 8/15/95
11/15/95
7/15/20
85.00 2.75 18.% 2 200000.00 37
9415733 106920000415733 01 SARRO 5030
CHICAGO
AVENUE
FAIR OAKS CA 95628 11.% 300 292
05 1
92 20900.00
20614.12 295000.00 8/9/95
11/9/95 8/9/20
90.00
2.75 18.% 2 243038.00 45
9415741 206930000415741 06 FERRARIS 12715
ADOLPHIA
COURT
SAN DIEGO CA 92129 12.% 179 171
05 1
93 75000.00
74316.99 255000.00 8/22/95
9/29/95 7/22/10
100.00
3.75 18.% 2 180000.00 45
9415742 106910000415742 02 ALLEN 772 RIO
DEL SOL
AVENUE
MONTEBELLO CA 90640 11.% 299 291
05 1
91
18000.00 17569.52 195000.00 8/14/95
2/14/96
7/14/20
88.00 2.75 18.% 2 152917.00 37
9415744 206920000415744 06 ORTIZ 1054
LOS PINES
COURT
CHULA VISTA CA 91910 11.% 299 291
05 1
92
43200.00 38435.45 168000.00 8/22/95
11/22/95
7/22/20
90.00 2.75 18.% 2 108000.00 32
9415745 106930000415745 02 CONNELLY 970
PLAZA DRIVE
SAN
JOSE CA 95125 12.% 179 171
05 1 93
50000.00
31106.58 345000.00 8/24/95 9/24/95
7/24/10
94.00
3.75 18.% 2 272000.00 39
9415752 206930000415752 02 BREDEHOFT 331
SOUTH
GREENGROVE
DRIVE ORANGE CA 92666 12.% 179
171 05
1 93
15000.00 14925.16 170000.00 8/7/95
9/11/95
7/7/10
98.00 3.75 18.% 2 151281.00 40
9415764 106930000415764 00 RICHEY 7133
EAST
COLUMBUS DRIVE
ANAHEIM CA 92807 12.% 179 171
03 1
93 46500.00
46048.53 310000.00 8/11/95
9/11/95 7/11/10
92.00
3.75 18.% 2 238500.00 40
9415772 106920000415772 05 BURGESS 1930
PORT
CHELSEA PLACE
NEWPORT BEACH CA 92660 11.% 300 292
03 1
92
69900.00 49672.99 700000.00 8/5/95
11/5/95
8/5/20
90.00 2.75 18.% 2 559600.00 39
9415782 106910000415782 05 MAWAR 861
DONNY BROOK
AVENUE
LA HABRA CA 90631 11.% 299 291
05 1
91 50000.00
49708.32 220000.00 8/7/95
2/7/96 7/7/20
89.00
2.75 18.% 2 144890.00 43
9415783 106930000415783 02 BELL 145
EAST LIMESTONE
ROAD
CLAREMONT CA 91711 12.% 180 172
05 1
93
50000.00 49791.50 300000.00 8/11/95
9/11/95
8/11/10
98.00 3.75 18.% 2 241818.00 40
9415789 132910000415789 05 FOREMAN 1140
BLANKENSHIP AVENUE
LAS VEGAS NV 89106 9.25% 300 291
05 1
91
33000.00 32291.45 56000.00 7/20/95
10/20/95
7/20/20
79.00 1.00 18.% 2 10700.00 38
9415798 106930000415798 03 WILSON 560
NORTH PARK
LANE
ORANGE CA 92667 12.% 179 171
05 1 93
36000.00
27998.75 187000.00 8/8/95
9/30/95 7/8/10
97.00
3.75 18.% 2 144000.00 36
9415799 132920000415799 02 ARNDT JR. 544
TABONY
AVENUE
HENDERSON NV 89015 11.% 300 292
05 1
92
15000.00 14937.55 100000.00 8/10/95
11/10/95
8/10/20
90.00 2.75 18.% 2 75000.00 30
9415806 106930000415806 05 DESMOND 619
WISCONSIN
STREET
SAN FRANCISCO CA 94107 12.% 180 172
05 1
93
40000.00 36661.41 290000.00 8/11/95
9/11/95
8/11/10
100.00 3.75 18.% 2 250000.00 32
9415824 141910000415824 02 COX 6700
S.W. JUNIPER
TERRACE
BEAVERTON OR 97008 11.% 299 292
05 1
91
44000.00 40282.10 160000.00 9/1/95
2/1/96
8/1/20
89.00 2.75 18.% 2 97729.00 25
9415839 225920000415839 01 BURKEY 4
EVANGELINE
LANE
WOBURN MA 01801 11.% 300 292
05 1
92 25000.00
4290.53 168000.00 8/2/95
11/2/95 8/2/20
90.00
2.75 18.% 2 125000.00 37
9415841 249930000415841 01 HEATH III 12
NORTH 2000 EAST
ST
GEORGE UT 84770 12.% 179 171
05 1 93
50000.00
48252.96 176000.00 8/17/95 9/30/95
7/17/10
99.00
3.75 18.% 2 123000.00 42
9415847 206930000415847 01 KANE 16767
GEORGIOS WAY
SAN
DIEGO CA 92067 11.75% 179 171
05 1 93
25000.00
16320.37 205000.00 8/23/95 9/29/95
7/23/10
100.00
3.50 18.% 2 180000.00 42
9415850 106930000415850 02 TABISAURA 2114
EAGLE
AVENUE
ALAMEDA CA 94501 12.% 180 172
05 1
93 72000.00
71199.80 263000.00 8/24/95
9/24/95 8/24/10
100.00
3.75 18.% 2 190872.78 38
9415861 106920000415861 03 ELMER 860
MARCO PLACE
LOS
ANGELES CA 90291 11.% 299 291
05 1 92
26000.00
25473.91 260000.00 8/14/95
11/14/95 7/14/20
90.00
2.75 18.% 2 208000.00 43
9415899 225920000415899 05 HAMMDORFF 180
TOPSFIELD
ROAD
WENHAM MA 01984 11.% 300 292
05 1
92
35000.00 34751.04 255000.00 8/28/95
11/30/95
8/28/20
84.00 2.75 18.% 2 178500.00 24
9415958 106920000415958 05 FRYMARK 16303
EAST
BENWOOD STREET
CORINA CA 91722 11.% 299 291
05 1 92
31500.00
25443.17 158000.00 8/10/95
2/10/96 7/10/20
90.00
2.75 18.% 2 110500.00 42
9415977 208920000415977 06 PARTINGTON 9316
SOUTH
PEPPERWOOD
LANE HIGHLANDS RANCH CO 80126 11.% 300
292
05 1
92 22800.00 13518.38 166000.00 8/15/95
11/15/95
8/15/20
90.00 2.75 18.% 2
126600.00 40
9415988 206920000415988 05 RAMIREZ 20875
MAURICIO
STREET
PERRIS CA 92570 11.% 299 291
05 1 92
20000.00
19584.87 165000.00 8/28/95
11/28/95 7/28/20
89.00
2.75 18.% 2 125500.00 45
9415991 106920000415991 02 ARNOLD SR 42735
GLASS
DRIVE
BERMUDA DUNES CA 92201 11.% 299 291
05 1
92
42600.00 42429.53 210000.00 8/4/95
11/4/95
7/4/20
90.00 2.75 18.% 2 146382.45 41
9415995 106910000415995 05 KANG 19308
LOS ALIMOS
STREET LOS
ANGELES CA 91326 11.% 299 291
05 1 91
23000.00
22543.41 255000.00 8/7/95 2/7/96
7/7/20
89.00
2.75 18.% 2 203000.00 43
9416003 241920000416003 05 DALTON 2123
RIDGEBROOK
DRIVE
WEST LINN OR 97068 11.% 180 172
05 1
92 77500.00
76590.72 382000.00 8/15/95
11/15/95 8/15/10
90.00
2.75 18.% 2 266000.00 34
9416043 106920000416043 02 SAVATGY 1955
JEANETTE
DRIVE
PLEASANT HILL CA 94523 11.% 299 291
05 1
92
29100.00 28635.13 194000.00 8/7/95
2/7/96
7/7/20
90.00 2.75 18.% 2 145500.00 43
9416048 115920000416048 01 HANSEN 4011
PAI STREET
KALAHEO HI 96841 11.% 299 292
05 1 92
33000.00
32603.66 400000.00 9/15/95
12/15/95 8/15/20
90.00
2.75 18.% 2 325000.00 42
9416051 132920000416051 05 LITTLE 5709
SANTA
CATALINA AVENUE
LAS VEGAS NV 89108 11.% 299 291
05 1
92 30000.00
29502.92 116000.00 8/14/95
2/14/96 7/14/20
90.00
2.75 18.% 2 73272.18 26
9416065 106910000416065 05 FRANKEL 1419
AMALFI DRIVE
PACIFIC PALISADES CA 90272 9.75% 300 292
05 1
91
200000.00 196659.66 1575000.00 8/12/95
11/12/95
8/12/20
75.00 1.50 18.% 2 972417.00 46
9416087 134920000416087 06 SCHARNAGL 17
MESLAR ROAD
MORRIS PLAINS NJ 07950 11.% 179 171
05 1
92
20500.00 11919.02 205000.00 8/16/95
11/16/95
7/16/10
90.00 2.75 18.% 2 164000.00 28
9416102 106920000416102 00 STILWILL 1199
LUXTON
STREET
SEASIDE CA 93955 11.% 300 292
05 1 92
37125.00
36995.08 247500.00 8/2/95
11/2/95 8/2/20
90.00
2.75 18.% 2 185625.00 30
9416124 208910000416124 02 GREENE 6001 E.
DARTMOUTH
AVENUE
DENVER CO 80222 9.25% 299 291
05 1
91 17400.00
15302.07 132000.00 8/16/95
11/30/95 7/16/20
79.00
1.00 18.% 2 86524.00 50
9416143 106930000416143 01 MCGEE 969
SCOTSGLEN
COURT SAN
JOSE CA 95136 11.% 299 291
05 1 93
30000.00
29703.15 250000.00 8/15/95 11/15/95
7/15/20
87.00
2.75 18.% 2 187500.00 28
9416144 106920000416144 00 BRUNNER 1780
HIGHLAND
BOULEVARD
HAYWARD CA 94542 11.% 299 291
05 1
92
40350.00 39875.38 269000.00 8/15/95
11/15/95
7/15/20
90.00 2.75 18.% 2 201750.00 45
9416150 225920000416150 02 COLBURN 114
PROSPECT
STREET
BRIDGEWATER MA 02324 11.% 299 292
05 1
92
25800.00 25231.90 132000.00 9/8/95
12/8/95
8/8/20
90.00 2.75 18.% 2 93000.00 38
9416186 106910000416186 01 WILKINSON 235
TUNNEL
AVENUE
RICHMOND CA 94801 11.% 299 291
05 1
91
35200.00 15091.38 235000.00 8/18/95
2/18/96
7/18/20
90.00 2.75 18.% 2 176250.00 39
9416188 106910000416188 05 BELNA 395
RALCAM PLACE
COSTA MESA CA 92627 9.25% 299 291
03 1
91
25500.00 25475.89 270000.00 8/14/95
2/14/96
7/14/20
80.00 1.00 18.% 2 190492.00 44
9416250 106910000416250 00 SCHWARTZ 148
WATERSIDE
CIRCLE
SAN RAFAEL CA 94903 11.% 300 292
03 1
91
37900.00 37259.24 379000.00 8/24/95
11/24/95
8/24/20
90.00 2.75 18.% 2 303200.00 42
9416252 106910000416252 00 BALL-GABRIEL 2881
BELDEN DR
LOS
ANGELES CA 90068 11.% 300 292
05 1 91
34500.00
34095.57 350000.00 8/23/95
11/23/95 8/23/20
89.00
2.75 18.% 2 276000.00 38
9416272 141910000416272 05 PERKEL 1793 SW
ATHERTON
DRIVE
LAKE OSWEGO OR 97035 10.75% 299 291
05 1
91
62000.00 14911.06 620000.00 8/9/95
11/9/95
7/9/20
90.00 2.50 18.% 2 496000.00 37
9416281 113910000416281 03 PHELAN 175
RUBY FOREST
PARKWAY
SUWANEE GA 30174 9.25% 299 291
05 1
91
10000.00 9768.03 171300.00 7/20/95
10/20/95
7/19/20
86.00 1.00 18.% 2 137000.00 32
9416310 106910000416310 01 HOLMAN 3520
RAY STREET
SAN
DIEGO CA 92104 11.% 299 291
05 1 91
17300.00
16920.41 173000.00 8/24/95 2/24/96
7/24/20
90.00
2.75 18.% 2 138400.00 43
9416327 106910000416327 05 DUNLAP 3722
VISTA DE ORA
LOS
ALAMITOS CA 90720 11.5% 179 171
05 1 91
33500.00
33468.87 335000.00 8/18/95
9/30/95 7/18/10
90.00
3.25 18.% 2 268000.00 44
9416329 106910000416329 00 KUCHARSKI 3312
TWIN OAKS
DRIVE
NAPA CA 94558 11.% 300 292
05 1 91
20000.00
10213.53 520000.00 8/15/95 11/15/95
8/15/20
84.00
2.75 18.% 2 416000.00 35
9416406 208910000416406 01 KASHINSKIE 2411
PAYNE
CIRCLE EAST
COLORADO SPRINGS CO 80916 9.75% 299 292
05
1 91
24000.00 18378.75 90000.00 9/25/95
12/25/95
8/25/20
80.00 1.50 18.% 2 48000.00 49
9416415 106910000416415 02 CALVO 510
WEST MCKINLEY
AVENUE
SUNNYVALE CA 94086 11.% 299 291
05 1
91
25000.00 24896.76 227000.00 8/24/95
2/24/96
7/24/20
84.00 2.75 18.% 2 165561.00 38
9416418 106910000416418 02 CHA 2140
CAMINO REY
FULLERTON CA 92637 11.% 299 291
05 1
91
50000.00 49129.42 332500.00 8/22/95
2/22/96
7/22/20
90.00 2.75 18.% 2 248758.00 28
9416443 106910000416443 06 YOO 30633
EAST SUNSET
DRIVE SOUTH
REDLANDS CA 92373 11.5% 299 292
05 1
91
100000.00 97600.00 850000.00 9/7/95
12/7/95
8/7/20
89.00 3.25 18.% 2 650000.00 37
9416444 229910000416444 03 DOWDY 40
ARUNDEL PLACE
CLAYTON MO 63105 11.% 300 293
05 1
91 35000.00
34224.83 350000.00 9/8/95
12/31/95 9/8/20
90.00
2.75 18.% 2 280000.00 45
9416474 106910000416474 05 SCRUGGS 405
WINCHESTER
AVENUE
GLENDALE CA 91201 11.5% 299 291
05 1
91
22500.00 21954.41 220000.00 8/23/95
2/23/96
7/23/20
90.00 3.25 18.% 2 175500.00 48
9416500 106910000416500 02 BLICKMAN 349 THE
ALAMEDA SAN
ANSELMO CA 94960 11.5% 300 292
05 1 91
59500.00
58643.02 375000.00 8/29/95
11/29/95 8/29/20
90.00
3.25 18.% 2 277882.00 44
9416501 212910000416501 02 ERIKSSON 4330
ELM AVE
PALM
BEACH GARDENS FL 33410 11.% 299 292
05 1
91
23850.00 23776.07 159000.00 9/11/95
12/11/95
8/11/20
90.00 2.75 18.% 2 119250.00 34
9416529 113910000416529 00 STINSON 1385
SEALE DRIVE
ALPHARETTA GA 30202 9.25% 299 291
03 1
91
42000.00 31018.35 293500.00 7/7/95
10/7/95
7/6/20
78.00 1.00 18.% 2 185000.00 35
9416577 217910000416577 06 REK 5113 W
STRONG
STREET
CHICAGO IL 60630 9.25% 299 292
05 1 91
50000.00
48753.49 300000.00 9/18/95
12/18/95 8/18/20
74.00
1.00 18.% 2 171429.00 41
9416582 116910000416582 03 ORR JR 1002
STINER AVENUE
COEUR D ALENE ID 83814 11.% 300 292
05 1
91
54000.00 53306.73 69000.00 8/24/95
11/24/95
8/24/20
90.00 2.75 18.% 2 8063.00 44
9416591 106910000416591 05 WOOLER 16994
AVENIDA DE
SANTA YNEZ
LOS ANGELES CA 90272 11.% 300 292
05 1
91
60000.00 59689.40 615000.00 8/15/95
11/15/95
8/15/20
90.00 2.75 18.% 2 490000.00 39
9416592 106910000416592 01 KHAWAJA 1198
MORRILL
COURT
SAN JOSE CA 95132 11.% 299 291
05 1 91
24500.00
23673.40 245000.00 8/23/95
11/23/95 7/23/20
90.00
2.75 18.% 2 196000.00 40
9416600 106910000416600 05 RABINEAU 935
GEORGINA
AVENUE
SANTA MONICA CA 90402 11.% 299 291
05 1
91
100000.00 100099.53 1180000.00 8/25/95
11/25/95
7/25/20
84.00 2.75 18.% 2 881250.00 11
9416619 106910000416619 05 TRILSCH 13182
HANSEL
AVENUE
TRUCKEE CA 96161 11.% 300 293
05 1
91 23700.00
22944.42 240000.00 9/5/95
12/5/95 9/5/20
90.00
2.75 18.% 2 192211.30 43
9416643 153910000416643 05 LEFRANDT 24330
S.E. 46TH
WAY
ISSAQUAH WA 98027 11.5% 179 171
03 1
91
38500.00 37942.15 307900.00 8/28/95
2/28/96
7/28/10
88.00 4.25 18.% 2 230000.00 47
9416660 149910000416660 06 COMER 538
SOUTH 1020
WEST OREM
UT 84058 10.75% 300 292
05 1 91
24000.00
23822.85 160000.00 8/24/95 11/24/95
8/24/20
90.00
2.50 18.% 2 120000.00 26
9416687 208910000416687 01 MUNSON 8139
OXFORD
ROAD
LONGMONT CO 80503 8.75% 299 292
05 1
91
48000.00 9384.46 255000.00 9/21/95
10/21/95
8/21/20
80.00 0.50 18.% 2 156000.00 42
9416691 106920000416691 02 MANN 5273
QUASHNICK
ROAD
STOCKTON CA 95212 11.5% 299 295
05 1
91
33500.00 32362.91 380000.00 12/5/95
3/5/96
11/5/20
89.00 3.25 18.% 2 304000.00 40
9416693 106920000416693 00 YARBROUGH 6181
MORNINGSIDE DRIVE
HUNTINGTON BEACH CA 92648 10.5% 299 293
05
1 92
43500.00 43146.31 435067.00 10/3/95
1/3/96
9/3/20
90.00 2.25 18.% 2 348000.00 41
9416694 115920000416694 00 ANDERSON 563
PAAKIKI
PLACE
KAILUA HI 96734 11.% 300 294
05 1 92
50000.00
45702.10 407000.00 10/5/95 1/5/96
10/5/20
86.00
2.75 18.% 2 299438.00 30
9416695 106910000416695 05 PALMA 13143
HEDDA DRIVE
CERRITOS CA 90703 11.% 299 293
05 1
91 47000.00
46777.50 210000.00 10/14/95
1/14/96 9/14/20
90.00
2.75 18.% 2 141108.00 44
9416699 113910000416699 03 RHODES 2989
MEADOWVIEW
DRIVE
ATLANTA GA 30316 11.% 300 292
05 1
91 14300.00
14019.40 71500.00 8/25/95
11/25/95 8/25/20
90.00
2.25 18.% 2 50022.00 34
9416715 106910000416715 02 SMITH 3348 #B
LANDESS
AVENUE
SAN JOSE CA 95132 11.% 299 291
09 1 91
24600.00
24310.95 104000.00 8/25/95
2/25/96 7/25/20
90.00
2.75 18.% 2 69000.00 29
9416740 106920000416740 05 HOPF 2760
BURLINGVIEW
DRIVE
BURLINGAME CA 94010 11.% 299 293
05 1
92
83300.00 69930.03 833000.00 10/11/95
1/11/96
9/11/20
90.00 2.75 18.% 2 666400.00 28
9416760 115910000416760 01 KINER II 2121
KAKELA IKI
PLACE
HONOLULU HI 96822 11.% 300 292
05 1
91 90000.00
89184.12 600000.00 8/22/95
11/22/95 8/22/20
90.00
2.75 18.% 2 450000.00 44
9416772 115910000416772 00 BAPTISTA 1464
PUANAKAU
STREET
HONOLULU HI 96818 11.% 300 293
03 1
91 59800.00
59563.17 405000.00 9/5/95
12/5/95 9/5/20
90.00
2.75 18.% 2 304700.00 42
9416781 149910000416781 01 STARK 1288
WEST MORNING
OAKS
TAYLORSVILLE UT 84123 8.75% 299 292
05 1
91
25000.00 23238.10 151500.00 9/5/95
12/5/95
8/5/20
77.00 0.50 18.% 2 91000.00 45
9416803 208930000416803 02 WEEKS 9241
ALBION STREET
THORNTON CO 80229 11.% 299 292
05 1
93
20500.00 20394.75 114000.00 9/28/95
11/28/95
8/28/20
90.00 2.75 18.% 2 81997.00 31
9416809 208910000416809 01 WELLS 6437
SOUTH
HERITAGE PLACE
WESTENGLEWOOD CO 80111 9.75% 299 292
03
1 91
72350.00 70692.63 214000.00 9/5/95
12/5/95
8/5/20
80.00 1.50 18.% 2 98850.00 41
9416812 106910000416812 02 ADAMS 1525
MALLORY
PLACE
ROHNERT PARK CA 94928 11.% 299 291
05 1
91
22500.00 21506.45 219000.00 8/30/95
3/1/96
7/30/20
90.00 2.75 18.% 2 174190.00 45
9416813 153910000416813 02 KELLER 3103
144TH STREET
NORTHWEST
GIG HARBOR WA 98335 11.% 299 291
05 1
91
20000.00 19533.88 200000.00 8/30/95
2/29/96
7/30/20
90.00 2.75 18.% 2 160000.00 38
9416842 206910000416842 05 HINES 1333
8TH AVENUE
SAN
DIEGO CA 92101 11.% 299 292
01 1 91
31000.00
30999.39 162000.00 9/15/95 12/15/95
8/15/20
90.00
2.75 18.% 2 114000.00 36
9416866 112910000416866 05 GARCIA 1402
EAST 8TH
COURT
HIALEAH FL 33010 11.% 299 291
05 1 91
18000.00
12268.19 120000.00 8/29/95
11/29/95 7/29/20
90.00
2.75 18.% 2 90000.00 35
9416871 112910000416871 05 REYES 9972
S.W. 154TH
COURT
MIAMI FL 33196 12.% 299 292
05 1 91
54300.00
54022.51 160000.00 9/7/95 12/7/95
8/7/20
86.00
3.75 18.% 2 82000.00 50
9416893 106910000416893 05 MARTIN JR 1212
SOUTH EL
MOLINO
AVENUE PASADENA CA 91106 11.% 299
292 05
1 91
75000.00 74016.23 760000.00 9/5/95
3/5/96
8/5/20
89.00 2.75 18.% 2 600000.00 35
9416900 106910000416900 01 LANTZ 15406
YOU BET ROAD
GRASS VALLEY CA 95945 11.25% 180 171
05 1
91
23750.00 11300.34 225000.00 7/28/95
10/28/95
7/28/10
85.00 3.00 18.% 2 165296.00 46
9416911 153910000416911 05 KAIN 10715
N.W.
LAKESHORE AVENUE
VANCOUVER WA 98685 11.% 179 171
05 1
91
22000.00 21994.95 142000.00 8/17/95
2/17/96
7/17/10
90.00 2.75 18.% 2 105002.00 44
9416937 106910000416937 05 TOMAMICHEL 1058
SOUTH
HANLON WAY
ANAHEIM CA 92808 11.% 299 292
03 1
91
44400.00 43407.84 275000.00 9/15/95
12/31/95
8/31/20
90.00 2.75 18.% 2 203000.00 44
9416964 108910000416964 05 WENLOCK 1764
QUINCE
STREET
DENVER CO 80220 11.% 299 292
05 1 91
32400.00
32338.25 106000.00 9/5/95
3/5/96 8/5/20
90.00
2.75 18.% 2 62848.48 43
9416967 134910000416967 02 D'ECCLESSIS 30
EDISON DRIVE
SUMMIT NJ 07901 11.% 300 293
05 1 91
50000.00
49378.81 227500.00 9/1/95
12/1/95 9/1/20
89.00
2.75 18.% 2 151881.00 44
9416973 112910000416973 05 BETANCOURT 12071
SW 116
STREET
MIAMI FL 33186 11.% 299 291
05 1 91
32100.00
31857.13 142000.00 8/4/95 10/4/95
7/4/20
84.00
2.75 18.% 2 86000.00 35
9416978 112910000416978 01 MOSS 6650 SW
70 AVENUE
MIAMI
FL 33143 11.% 299 292 05
1 91 40000.00
38592.38 233000.00 9/11/95 12/11/95
8/11/20
82.00
2.75 18.% 2 150000.00 45
9416987 134910000416987 05 GWYNN 4
WESLEY DRIVE
WEST
MILFORD NJ 07480 11.5% 299 292
05 1 91
26200.00
25598.82 231000.00 9/20/95 12/20/95
8/20/20
90.00
3.25 18.% 2 181658.24 31
9417011 106910000417011 05 CHRISMAN 8650
GALINDO
DRIVE
DUBLIN CA 94568 11.% 299 292
05 1 91
30000.00
26557.45 200000.00 9/6/95 3/6/96
8/6/20
90.00
2.75 18.% 2 150000.00 30
9417020 136910000417020 01 DECADE 2235
ARTHUR
STREET
MERRICK NY 11566 10.5% 300 293
05 1
91 23900.00
22798.76 239000.00 9/19/95
12/19/95 9/19/20
90.00
2.25 18.% 2 191200.00 41
9417037 104910000417037 02 BURCHARDT 2302
EAST
CHRISTY DRIVE
PHOENIX AZ 85024 10.5% 299 292
05 1
91 20000.00
4894.95 135000.00 9/18/95
12/18/95 8/18/20
89.00
2.25 18.% 2 99695.00 42
9417052 106920000417052 02 OUTCALT 349
CANTERBURY
COURT
ALAMO CA 94507 11.% 299 292
03 1 92
114400.00
112596.36 763000.00 9/25/95
3/25/96 8/25/20
90.00
2.75 18.% 2 572250.00 39
9417073 106920000417073 01 DEKRUYF 18013
CLARKDALE
AVENUE
ARTESIA CA 90701 11.% 299 291
05 1 92
25000.00
21897.34 245000.00 8/29/95
11/29/95 7/29/20
86.00
2.75 18.% 2 183750.00 41
9417080 106910000417080 05 HELLER 144
NORTH
REXFORD DRIVE
BEVERLY HILLS CA 90210 10.% 300 293
05 1
91
196000.00 193987.79 750000.00 9/11/95
12/11/95
9/11/20
79.00 1.75 18.% 2 396000.00 37
9417110 106910000417110 05 CORONA 1470
MONTEREY
COURT
TRACY CA 95376 11.% 300 291
05 1 91
23600.00
23086.30 170000.00 7/25/95
10/25/95 7/25/20
90.00
2.75 18.% 2 129302.00 40
9417113 106910000417113 01 HERMAN 16716
ARMSTEAD
STREET
LOS ANGELES CA 91344 11.% 299 291
05 1
91
19000.00 18060.27 190000.00 8/25/95
2/25/96
7/25/20
90.00 2.75 18.% 2 152000.00 34
9417126 142910000417126 06 VAN WIEREN 749
ALLENTOWN
ROAD
LANSDALE PA 19446 10.5% 299 292
05 1
91
15000.00 7594.37 144000.00 9/22/95
12/22/95
8/22/20
90.00 2.25 18.% 2 114000.00 25
9417140 233910000417140 05 CUSANO 3
ROLLINS ROAD
BOW
NH 03304 10.5% 299 292 05
1 91
35250.00
34964.71 265000.00 9/11/95 12/11/95
8/11/20
85.00
2.25 18.% 2 190000.00 43
9417148 106910000417148 05 TAYLOR 2355
BURNHAM
DRIVE
TUSTIN CA 92680 12.% 299 292
01 1 91
95500.00
95269.90 445000.00 9/11/95
12/11/95 8/11/20
90.00
3.75 18.% 2 304911.00 48
9417182 106910000417182 00 NKOL 58
PALMWELL WAY
SAN
JOSE CA 95138 10.5% 299 292
05 1 91
20900.00
20511.52 214000.00 9/12/95 3/12/96
8/12/20
88.00
2.25 18.% 2 166400.00 49
9417188 106910000417188 00 MARTINEZ 298
COSTA DEL
MAR ROAD
MARINA CA 93933 8.75% 300 293
05 1
91 11000.00
8527.41 248000.00 9/7/95
12/7/95 9/7/20
80.00
0.50 18.% 2 185000.00 24
9417197 106910000417197 03 ECKERMANN 6542
SEGOVIA
CIRCLE
HUNTINGTON BEACH CA 92647 11.% 299 291
05
1 91
52400.00 50508.45 337000.00 8/31/95
2/29/96
7/31/20
88.00 2.75 18.% 2 240843.00 44
9417206 113910000417206 05 WILLIAMS 150
AUSTIN OAKS
DRIVE
ELLENWOOD GA 30049 11.% 300 292
05 1
91
24000.00 22630.67 243000.00 8/10/95
11/10/95
8/15/20
90.00 2.75 18.% 2 194400.00 28
9417222 106910000417222 00 HART 90
LEIGHANN PLACE
WINDSOR CA 95492 11.% 299 292
05 1
91 25000.00
24280.57 199000.00 9/11/95
12/11/95 8/11/20
90.00
2.75 18.% 2 154100.00 43
9417291 106910000417291 01 KLARIK 4060
VIA
VALMONTES
PALOS VERDES ESTATESCA 90274 10.5% 299 292
05
1 91
41500.00 14520.50 415000.00 9/21/95
12/21/95
8/21/20
90.00 2.25 18.% 2 332000.00 42
9417300 106910000417300 01 CAUSEY 533
SILVERADO
CIRCLE
FAIRFIELD CA 94585 10.75% 299 292
05 1
91
17000.00 16848.78 144500.00 9/8/95
12/8/95
8/8/20
87.00 2.50 18.% 2 108300.00 23
9417301 106920000417301 05 KURN 1345
DIAMONDHEAD
DRIVE
ENCINITAS CA 92024 11.5% 299 293
05 1
92 72500.00
64885.29 600000.00 10/3/95
1/3/96 9/3/20
87.00
3.25 18.% 2 447000.00 50
9417304 106910000417304 00 EDELMAN 1612
CHELSEA
ROAD
PALOS VERDES ESTATESCA 90274 11.5% 300 292
05
1 91
116500.00 113020.63 685000.00 8/21/95
11/21/95
8/21/20
90.00 3.25 18.% 2 500000.00 38
9417320 112910000417320 05 MILLER 1725 W.
28TH STREET
MIAMI
BEACH FL 33140 11.% 299 292
05 1 91
95000.00
94975.00 385000.00 9/5/95 12/5/95
8/5/20
89.00 2.75
18.% 2 246807.00 33
9417321 106910000417321 02 FRICKE 148
BRIGANTINE
ROAD
VALLEJO CA 94591 11.% 299 292
05 1 91
26500.00
26398.91 175000.00 9/12/95
3/12/96 8/12/20
90.00
2.75 18.% 2 131000.00 45
9417362 106910000417362 05 ADAMS 350
BROOKSIDE
DRIVE
ANGWIN CA 94508 9.25% 300 293
05 1
91 44000.00
43216.62 580000.00 9/18/95
12/18/95 9/18/20
80.00
1.00 18.% 2 420000.00 48
9417370 206910000417370 06 ROTHMUND 90
ADRIAN DRIVE
HOLLISTER CA 95023 12.25% 299 292
03 1
91
44000.00 43497.40 435000.00 9/27/95
12/27/95
8/27/20
86.00 4.00 18.% 2 330000.00 46
9417375 149910000417375 05 BRADLEY 2516
KEDDINGTON
LANE
SALT LAKE CITY UT 84117 9.25% 299 292
05 1
91
47000.00 41054.64 226000.00 9/26/95
12/26/95
8/26/20
80.00 1.00 18.% 2 132959.00 44
9417378 106910000417378 05 NAGEL 2337
POPPY DRIVE
BULINGAME CA 94010 9.25% 299 292
05 1
91
100000.00 93232.30 475000.00 9/13/95
3/13/96
8/13/20
64.00 1.00 18.% 2 203150.00 45
9417381 106910000417381 02 TELLER 4004
ALABAMA
STREET SAN
DIEGO CA 92104 11.% 299 292
05 1 91
32000.00
31547.19 210000.00 9/8/95 3/8/96
8/8/20
90.00 2.75
18.% 2 157000.00 44
9417406 106910000417406 00 ANTHONY 4009
HIGUERA
ROAD SAN
JOSE CA 95120 11.% 300 292
05 1 91
39600.00
39373.45 435000.00 8/17/95 11/17/95
8/17/20
82.00
2.75 18.% 2 316800.00 39
9417409 149910000417409 05 JEROME 1684
WEST 1320
NORTH
PROVO UT 84601 8.5% 299 291
05 1 91
25000.00
24378.91 112000.00 8/21/95
11/21/95 7/21/20
77.00
0.25 18.% 2 60819.00 29
9417412 106910000417412 01 RUTHERFORD 18719
LAMSON
ROAD
CASTRO VALLEY CA 94546 11.% 300 292
05 1
91
22000.00 21397.51 216000.00 8/31/95
11/30/95
8/31/20
81.00 2.75 18.% 2 152618.00 43
9417416 106910000417416 00 MILLER 1130
DEXTER PLACE
ESCONDIDO CA 92029 11.% 300 292
05 1
91
33500.00 33193.75 335000.00 8/29/95
11/29/95
8/29/20
90.00 2.75 18.% 2 268000.00 42
9417478 106910000417478 01 RUNYAN 10116
HOLBORN
STREET
SAN DIEGO CA 92071 11.% 300 293
05 1
91 25700.00
23981.12 171000.00 9/12/95
12/12/95 9/12/20
90.00
2.75 18.% 2 128200.00 41
9417490 106930000417490 05 ABAJIAN 2262
HOLLISTER
TERRACE
GLENDALE CA 91206 9.75% 299 293
05 1
93
50000.00 48630.53 310000.00 10/18/95
1/18/96
9/18/20
80.00 1.50 18.% 2 194985.00 48
9417492 106920000417492 05 JARREL 590
JAMES STREET
LIVERMORE CA 94550 11.% 300 294
05 1
92
36000.00 35691.83 174000.00 10/9/95
1/9/96
10/9/20
90.00 2.75 18.% 2 120464.00 44
9417514 106920000417514 05 BIELEFELD 10410
NORWICH
AVENUE
CUPERTINO CA 95014 11.5% 299 293
05 1
92
50000.00 48839.02 376000.00 10/19/95
4/19/96
9/19/20
86.00 3.25 18.% 2 272795.00 38
9417530 208910000417530 02 BARROW 7274 S
CRESCENT
DR
LITTLETON CO 80120 11.5% 300 293
05 1
91
21600.00 21319.10 134000.00 9/29/95
12/29/95
9/29/20
90.00 3.25 18.% 2 99007.00 39
9417532 106910000417532 00 AIKAWA 4045
20TH STREET
SAN
FRANCISCO CA 94114 9.25% 300 293
05 1 91
62000.00
33727.17 765000.00 9/22/95
12/22/95 9/22/20
80.00
1.00 18.% 2 550000.00 44
9417538 213910000417538 01 GEE 5375
GRANT ROAD
MURRAYVILLE GA 30564 10.5% 300 293
05 1
91
12750.00 7955.24 86000.00 8/23/95
11/21/95
9/1/20
90.00 2.25 18.% 2 64500.00 28
9417624 106910000417624 00 ALLEN 95
CASTLE PARK
WAY
OAKLAND CA 94611 10.5% 300 293
05 1
91
43000.00 41877.64 430000.00 9/21/95
12/20/95
9/21/20
90.00 2.25 18.% 2 344000.00 44
9417627 151910000417627 02 THOMAS JR 43921
TAVERN
DRIVE
ASHBURN VA 22011 11.% 300 293
03 1
91 22500.00
21955.09 306500.00 9/13/95
12/13/95 9/13/20
88.00
2.75 18.% 2 245000.00 44
9417629 106910000417629 00 KERR 709
NORTH QUAIL
VIEW COURT
OAK PARK AREA CA 91301 11.% 299 292
05 1
91
33750.00 33598.75 337500.00 9/5/95
3/5/96
8/5/20
90.00 2.75 18.% 2 270000.00 31
9417658 149910000417658 05 PEARCE 2969
EAST
BROOKBURN ROAD
SALT LAKE CITY UT 84109 12.% 299 293
05 1
91
60000.00 59317.60 375000.00 10/2/95
1/2/96
9/2/20
87.00 3.75 18.% 2 265976.00 50
9417660 106910000417660 05 KENT 169
MUERDAGO
ROAD
TOPANGA AREA CA 90290 11.% 299 292
05 1
91
48000.00 47268.09 480000.00 9/21/95
12/31/95
8/31/20
90.00 2.75 18.% 2 384000.00 26
9417666 106910000417666 00 TRENNER 448
ARDIS AVENUE
SAN
JOSE CA 95117 11.% 300 292
05 1 91
43600.00
43405.84 244000.00 8/8/95 11/8/95
8/8/20
90.00 2.75
18.% 2 176000.00 45
9417667 106910000417667 00 REICH 226
PARK AVENUE
NEVADA CITY CA 95959 11.% 299 291
05 1
91
13300.00 13258.44 135000.00 8/21/95
2/21/96
7/21/20
89.00 2.75 18.% 2 106400.00 23
9417671 106910000417671 01 MATSON 244
MARBLE DRIVE
ANTIOCH CA 94509 10.5% 300 293
05 1
91 23700.00
23631.14 158500.00 9/6/95
12/6/95 9/6/20
90.00
2.25 18.% 2 118500.00 34
9417677 142910000417677 05 BECK 1294
DENNISTON
STREET
PITTSBURGH PA 15217 8.5% 300 292
05 1
91
20000.00 15684.51 255000.00 8/29/95
11/30/95
8/29/20
63.00 0.25 18.% 2 138872.78 22
9417686 142910000417686 05 THYGESON SR 202
SILVESTRI
DRIVE
HATBORO PA 19040 8.5% 300 293
05 1
91 40000.00
38184.66 172000.00 9/1/95
12/1/95 9/1/20
67.00
0.25 18.% 2 74752.71 27
9417689 142910000417689 05 SHAFER 6316
SULLIVAN
TRAIL WIND
GAP PA 18091 8.75% 300 293
05 1 91
37850.00
37206.43 122000.00 9/1/95 12/1/95
9/1/20
60.00 0.50
18.% 2 35192.40 35
9417697 106910000417697 00 MCKAY 24606
OVERLAND
DRIVE
WEST HILL CA 91304 10.5% 299 291
03 1
91 37370.00
2781.42 379000.00 8/29/95
11/29/95 7/29/20
89.00
2.25 18.% 2 298950.00 38
9417698 106910000417698 05 BURNS 686 E.
9TH STREET
LINCOLN CA 95648 10.5% 300 293
05 1
91 31300.00
31179.35 187000.00 9/12/95
12/12/95 9/12/20
90.00
2.25 18.% 2 137000.00 42
9417707 208910000417707 01 ADAMS 6121
SOUTH FOREST
COURT
LITTLETON CO 80121 11.5% 299 292
03 1
91
81000.00 80432.67 200000.00 9/25/95
12/25/95
8/25/20
90.00 3.25 18.% 2 98950.00 33
9417709 206910000417709 00 RIEDEL 22156
DEL VALLE
STREET
WOODLAND HILLS AREA CA 91364 11.% 299 292
05
1 91
28000.00 27346.19 280000.00 9/15/95
12/15/95
8/15/20
90.00 2.75 18.% 2 224000.00 43
9417710 136910000417710 05 THEODORATOS 1326
78TH
STREET
BROOKLYN NY 11228 8.75% 301 294
07 1
91
40000.00 24290.46 255000.00 9/21/95
12/21/95
10/21/20
80.00 0.50 18.% 2 164000.00 37
9417715 153910000417715 01 HEITZMAN 23517
ORVILLE
ROAD EAST
ORTING WA 98360 11.% 299 291
05 1 91
30000.00
14069.71 180000.00 8/22/95
2/22/96 7/22/20
90.00
2.75 18.% 2 130645.00 45
9417723 106910000417723 02 BROWNING 1207
SUSSEX
LANE
NEWPORT BEACH CA 92660 11.% 299 292
05 1
91
50000.00 50332.15 540000.00 9/12/95
3/12/96
8/12/20
82.00 2.75 18.% 2 390000.00 31
9417726 106910000417726 05 STANLEY 2334 G
STREET
EUREKA
CA 95501 11.% 299 291 05
1 91
26000.00
25675.23 90000.00 8/24/95 2/24/96
7/24/20
88.00 2.75
18.% 2 52508.18 46
9417733 134910000417733 06 MEZZASALMA 11
RIVERS EDGE
DRIVE
COLTS NECK NJ 07722 11.5% 299 292
05 1
91
86000.00 71770.82 685000.00 9/21/95
12/21/95
8/21/20
90.00 3.25 18.% 2 530477.00 33
9417736 113910000417736 05 CARTER JR 213
ELDERBERRY
CIRCLE
ATHENS GA 30605 9.25% 299 291
05 1 91
30000.00
15484.44 138000.00 8/25/95
11/25/95 7/25/20
79.00
1.00 18.% 2 78700.00 40
9417743 106910000417743 00 CANNON 12307
3RD HELENA
DRIVE
LOS ANGELES CA 90049 11.% 299 291
05 1
91
79900.00 79078.25 799000.00 8/30/95
2/28/96
7/30/20
90.00 2.75 18.% 2 639200.00 27
9417750 106910000417750 01 EMANUELE 1725
ESTUDILLO
AVENUE
SAN LEANDRO CA 94577 9.25% 299 292
05 1
91
48000.00 24.93 347500.00 9/12/95
12/12/95
8/12/20
71.00 1.00 18.% 2 197000.00 49
9417756 106910000417756 01 PIKE 5184
AMERICAN
BEAUTY COURT
CONCORD CA 94521 10.5% 299 292
05 1
91
30000.00 24487.23 204000.00 9/16/95
12/16/95
8/16/20
90.00 2.25 18.% 2 153500.00 43
9417795 106910000417795 05 WEISS 2285
CENTURY HILL
LOS
ANGELES CA 90067 9.25% 179 172
01 1 91
50000.00
50000.00 1200000.00 9/7/95 3/7/96
8/7/10
68.00
1.00 18.% 2 761160.40 22
9417817 106920000417817 05 WAGGONER 975
MARIPOSA
LANE
SANTA BARBARA CA 93108 11.% 179 173
05 1
92
100000.00 99553.57 720000.00 10/23/95
1/23/96
9/23/10
89.00 2.75 18.% 2 539603.23 45
9417819 106920000417819 05 RETSKY 17218
RANCHO
STREET LOS
ANGELES CA 91316 11.% 299 293
05 1 92
100000.00
99382.07 610000.00 10/25/95
4/25/96 9/25/20
90.00
2.75 18.% 2 445000.00 38
9417849 106910000417849 01 RAKES 3250
WARBURTON
AVENUE
SANTA CLARA CA 95051 12.% 299 292
05 1
91
55000.00 54298.22 204000.00 9/6/95
3/6/96
8/6/20
87.00 3.75 18.% 2 121000.00 46
9417886 106910000417886 05 GONZALES 16520
CALLE
PULIDO SAN
DIEGO CA 92128 11.5% 300 293
03 1 91
48000.00
47433.35 285000.00 9/22/95 12/22/95
9/22/20
90.00
3.25 18.% 2 208500.00 45
9417895 106910000417895 00 KLINE 565
BRAUN AVENUE
SAN
DIEGO CA 92114 10.5% 300 293
05 1 91
10000.00
5371.95 143000.00 9/23/95 12/23/95
9/23/20
85.00
2.25 18.% 2 110633.00 30
9417911 106910000417911 01 GARRIE 476
DELAGE COURT
ENCINITAS CA 92024 10.5% 179 172
05 1
91 27000.00
16870.35 237000.00 9/18/95
3/18/96 8/18/10
90.00
2.25 18.% 2 186000.00 21
9417931 106910000417931 01 AREIZAGA 13352
SPARREN
AVENUE
SAN DIEGO CA 92129 10.5% 299 292
05 1
91
77900.00 39581.63 222000.00 9/19/95
3/19/96
8/19/20
90.00 2.25 18.% 2 121888.00 41
9417935 115910000417935 01 GASMEN 95-1008
OLILIKO
STREET
MILILANI HI 96789 10.5% 300 293
03 1 91
50000.00
39276.03 319900.00 9/15/95
12/15/95 9/15/20
85.00
2.25 18.% 2 219900.00 37
9417941 206920000417941 05 JOE 1319
SUNSET CLIFFS
BOULEVARD
SAN DIEGO CA 92107 11.5% 299 293
05 1
92
80000.00 78573.84 645000.00 10/5/95
1/18/96
9/5/20
89.00 3.25 18.% 2 493776.00 50
9417949 106910000417949 00 MILLER 1018
STANFORD
STREET
SANTA MONICA CA 90403 10.5% 299 292
05 1
91
48000.00 40956.97 480000.00 9/6/95
3/6/96
8/6/20
90.00 2.25 18.% 2 384000.00 38
9417952 149920000417952 05 SCHNEIDER 3132
EAST 9800
SOUTH
SANDY UT 84092 10.5% 300 294
05 1 92
99950.00
98133.68 430000.00 10/17/95
1/17/96 10/17/20
71.00
2.25 18.% 2 203000.00 36
9417961 106920000417961 01 AMEZCUA 5558
SPRING HILL
COURT
WESTLAKE VILLAGE CA 91362 11.75% 300 294
05
1 92
58500.00 58058.00 595000.00 10/13/95
1/13/96
10/13/20
89.00 3.50 18.% 2 468000.00 35
9417965 153910000417965 05 LEE 14231
280TH AVENUE
NE
DUVALL WA 98019 12.% 299 292
05 1
91 62000.00
61180.89 220000.00 9/12/95
3/12/96 8/12/20
90.00
3.75 18.% 2 135995.00 47
9417969 113910000417969 05 MRAMOR 85 WINN
CIRCLE
LAWRENCEVILLE GA 30245 12.% 300 293
05 1
91
15000.00 14994.13 120000.00 9/15/95
11/1/95
9/20/20
89.00 3.75 18.% 2 91304.00 45
9417970 225910000417970 06 BINNEY 23 JOY
STREET UNIT
4
BOSTON MA 02114 11.% 299 292
01 1 91
72000.00
178.29 307000.00 9/25/95
12/25/95 8/25/20
88.00
2.75 18.% 2 198000.00 33
9417985 106910000417985 01 NAGELBERG 1899
RISING
GLEN ROAD
LOS ANGELES CA 90069 11.% 299 292
05 1
91
150000.00 88290.62 1900000.00 9/26/95
3/26/96
8/26/20
90.00 2.75 18.% 2 1554859.50 36
9417986 208910000417986 05 STEINMETZ 245
FAIR PLACE
BOULDER CO 80302 9.% 179 173
05 1 91
180000.00
176297.75 530000.00 10/9/95
1/31/96 9/9/10
79.00
0.75 18.% 2 236959.00 9
9417993 112910000417993 05 HERNANDEZ 3045 SW
79
AVENUE
MIAMI FL 33155 9.25% 299 292
05 1 91
50000.00
12544.15 157000.00 9/15/95
12/15/95 8/15/20
76.00
1.00 18.% 2 68611.00 42
9417999 142910000417999 06 EDINGER 3646
VALLEY
MEADOWS DRIVE
BENSALEM PA 19020 10.5% 300 293
05 1
91
20000.00 12031.68 177000.00 9/20/95
12/22/95
9/20/20
89.00 2.25 18.% 2 136437.00 35
9418000 134910000418000 06 CLARK 98
WALSH DRIVE
DUMONT NJ 07628 10.5% 299 292
05 1
91 15000.00
9109.24 175000.00 9/30/95
12/30/95 8/30/20
89.00
2.25 18.% 2 139211.00 27
9418001 209910000418001 01 SHAPIRO 74 OLD
LONG RIDGE
ROAD
STAMFORD CT 06903 9.25% 299 292
05 1
91
25000.00 23329.83 520000.00 9/11/95
12/11/95
8/11/20
80.00 1.00 18.% 2 390000.00 33
9418003 136910000418003 06 MITCHELL 636 E
221ST STREET
BRONX NY 10467 9.25% 299 292
05 1 91
20000.00
15018.68 140000.00 9/29/95
12/29/95 8/29/20
44.00
1.00 18.% 2 41448.00 47
9418010 225910000418010 00 KELLEM 72 PARK
AVENUE
HULL
MA 02045 8.5% 299 292 05
1 91
33600.00
10457.73 242000.00 9/19/95 12/19/95
8/19/20
80.00
0.25 18.% 2 160000.00 28
9418013 113910000418013 00 DARWIN 9080
MARTIN ROAD
ROSEWELL GA 30076 9.25% 299 293
03 1
91
10600.00 10504.22 162000.00 9/7/95
12/7/95
9/6/20
80.00 1.00 18.% 2 119000.00 36
9418037 106910000418037 05 FRASER 22586
HENNINGS
COURT
HAYWARD CA 94541 10.75% 300 293
05 1
91
23500.00 23286.52 156500.00 9/28/95
12/28/95
9/28/20
85.00 2.50 18.% 2 109500.00 28
9418042 208910000418042 01 DIETZ 7294
SOUTH CODY
STREET
LITTLETON CO 80123 10.5% 299 292
03 1
91
41000.00 40204.90 133000.00 9/23/95
12/23/95
8/23/20
88.00 2.25 18.% 2 76000.00 37
9418045 106910000418045 05 YEH 5253
SALISBURY
DRIVE
NEWARK CA 94560 12.% 299 292
05 1
91 75000.00
74259.29 295000.00 9/26/95
3/26/96 8/26/20
87.00
3.75 18.% 2 180000.00 45
9418048 106910000418048 05 MATIONG 5514
EAST CRATER
LAKE
AVENUE ORANGE CA 92667 11.% 299
293 05
1 91
29300.00 28990.94 307000.00 10/5/95
12/31/95
9/30/20
86.00 2.75 18.% 2 234400.00 35
9418101 106910000418101 00 GILMOUR 735 BAY
VIEW
AVENUE
PACIFIC GROVE CA 93950 8.75% 300 293
05 1
91
50000.00 9339.11 410000.00 9/25/95
12/25/95
9/25/20
44.00 0.50 18.% 2 130000.00 40
9418117 208910000418117 05 SOLER 1187
XANADU
STREET
AURORA CO 80011 10.5% 300 293
05 1
91 12600.00
6160.03 60000.00 9/23/95
12/19/95 9/28/20
81.00
2.25 18.% 2 35845.29 45
9418126 106910000418126 05 APOLINAR 455
WEST
VIRGINIA STREET
SAN JOSE CA 95125 11.5% 299 292
05 1 91
95000.00
93669.26 220000.00 9/20/95
3/20/96 8/20/20
88.00
3.25 18.% 2 97600.00 50
9418130 149910000418130 02 BLACK 5898
SOUTH SALEM
AVENUE
SALT LAKE CITY UT 84118 8.75% 179 172
05 1
91
20000.00 18347.30 85000.00 9/12/95
3/12/96
8/12/10
78.00 0.50 18.% 2 45593.00 44
9418147 106910000418147 02 PEKARSKE 1219
GANADO
SAN
CLEMENTE CA 92673 11.5% 299 292
03 1 91
21500.00
21169.08 215000.00 9/14/95
3/14/96 8/14/20
90.00
3.25 18.% 2 172000.00 33
9418150 106910000418150 02 AGUAYO 3805
BETA STREET
& 1521 38
ST.SAN DIEGO CA 92113 11.% 299 292
05 1
91
22000.00 21469.19 140000.00 9/5/95
3/5/96
8/5/20
90.00 2.75 18.% 2 103717.00 41
9418152 106910000418152 05 FAMILIAN 1031
25TH STREET
SANTA
MONICA CA 90403 9.75% 179 174
05 1 91
50000.00
20081.46 575000.00 11/12/95 12/31/95
10/12/10
9.00
1.50 18.% 1 .00 49
9418156 206910000418156 00 LEE 3207
CHARLOTTE
AVENUE
ROSEMEAD CA 91770 10.5% 299 292
05 1
91
23000.00 22814.75 230000.00 9/20/95
1/1/96
8/20/20
90.00 2.25 18.% 2 184000.00 15
9418158 106910000418158 05 HUGHES 8361
WOODLAKE
AVENUE
LOS ANGELES CA 91304 11.5% 299 292
05 1
91
26800.00 26383.83 220000.00 9/14/95
3/14/96
8/14/20
90.00 3.25 18.% 2 171200.00 29
9418162 208910000418162 01 BENSON 759
SOUTH ROBB
WAY
LAKEWOOD CO 80226 9.25% 299 292
05 1
91
46200.00 26226.81 121000.00 9/30/95
12/30/95
8/30/20
80.00 1.00 18.% 2 50385.00 49
9418163 153910000418163 01 FUNES 14328
221ST AVENUE
NORTHEAST
WOODINVILLE WA 98072 9.25% 179 172
03 1
91
28300.00 23325.59 420000.00 9/28/95
12/28/95
8/28/10
70.00 1.00 18.% 2 265636.00 49
9418179 206910000418179 05 MYINT 915
SOUTH
WHITECLIFF DRIVE
DIAMOND BAR CA 91765 11.5% 299 293
05 1
91
37000.00 36768.17 250000.00 10/7/95
11/7/95
9/7/20
90.00 3.25 18.% 2 188000.00 49
9418360 241910000418360 05 MCKENNEY 35975
SOUTHEAST
NICKEL
ROAD EAGLE CREEK OR 97022 10.5% 299
294 05
1 91
120000.00 44560.60 320000.00 11/14/95
2/14/96
10/15/20
38.00 2.13 18.% 1 .00
43
9418411 106910000418411 01 GNEITING 7904
SARGENT
AVENUE
WHITTIER CA 90602 9.25% 299 292
05 1
91 22200.00
21238.91 300000.00 9/22/95
12/22/95 8/22/20
80.00
1.00 18.% 2 217800.00 40
9418414 106910000418414 05 MUSSER 145
MONTEZUMA
AVENUE
FOREST KNOLLS CA 94933 8.75% 299 292
05 1
91
30000.00 7851.15 255000.00 9/22/95
3/22/96
8/22/20
80.00 0.50 18.% 2 172024.91 43
9418423 106910000418423 01 LUDWIG 21
BIRCH COURT
PETALUMA CA 94952 11.% 299 292
05 1
91
22600.00 22154.38 222000.00 9/15/95
12/15/95
8/15/20
90.00 2.75 18.% 2 177000.00 45
9418448 115910000418448 03 TAPAT 1416
KALEILANI
STREET
PEARL CITY HI 96782 11.% 300 293
05 1
91 82500.00
80401.39 550000.00 9/22/95
12/22/95 9/22/20
90.00
2.75 18.% 2 412500.00 22
9418456 208910000418456 01 ESTIN 1450
HIGH STREET
BOULDER CO 80304 8.5% 299 292
05 1
91 30000.00
21269.61 345000.00 9/18/95
11/30/95 8/18/20
9.00
0.25 18.% 1 .00 11
9418459 113910000418459 00 TOLSON 1035
TULLMORE
DRIVE
ROSWELL GA 30075 11.% 299 292
03 1
91 33600.00
33503.69 227000.00 8/31/95
11/30/95 8/30/20
89.00
2.75 18.% 2 168000.00 29
9418464 115910000418464 03 RAMOS 4358
LIKINI STREET
HONOLULU HI 96818 11.5% 300 293
05 1
91
25000.00 5338.66 355000.00 9/22/95
12/22/95
9/22/20
82.00 3.25 18.% 2 266000.00 36
9418481 113910000418481 05 ULLMAN 214
NARROWS
LOOP
WALESKA GA 30183 9.25% 299 292
05 1
91
10000.00 8830.45 115000.00 9/20/95
12/20/95
8/20/20
72.00 1.00 18.% 2 72000.00 40
9418500 112910000418500 05 GARCIA 6245 NW
199
TERRACE
MIAMI FL 33015 10.75% 299 292
03 1 91
20700.00
20591.12 123000.00 9/12/95
12/12/95 8/12/20
90.00
2.50 18.% 2 90000.00 24
9418502 106910000418502 01 ROBINSON 9664
DAWN WAY
WINDSOR CA 95492 10.5% 300 294
05 1
91 50000.00
8424.37 220000.00 10/5/95
1/5/96 10/5/20
89.00
2.25 18.% 2 145000.00 31
9418508 106910000418508 05 DORMAN 2177
MYRTLE
BEACH LANE
DANVILLE CA 94526 10.5% 299 292
09 1
91
20000.00 6508.20 215000.00 9/21/95
3/21/96
8/21/20
90.00 2.25 18.% 2 172000.00 41
9418515 151910000418515 05 HAMMOND 20738
CITATION
DRIVE
ASHBURN VA 22011 11.% 300 293
03 1
91 36300.00
34584.71 242000.00 9/18/95
12/18/95 9/18/20
90.00
2.75 18.% 2 180150.00 37
9418521 141910000418521 05 CARGILL 4215
SOUTHEAST
DRAKE
STREET MILWAUKIE OR 97222 9.25% 299
291 05
1 91
40000.00 37437.55 100000.00 8/25/95
2/25/96
7/25/20
73.00 1.00 18.% 2 32173.00 43
9418528 106910000418528 00 MARCUSSEN 1580
EAST
CALIFORNIA
BOULEVARDPASADENA CA 91106 11.% 299
292
05 1
91 65000.00 63205.08 650000.00 9/20/95
3/20/96
8/20/20
90.00 2.75 18.% 2
520000.00 33
9418530 206910000418530 00 MCKAY JR 3220
LAUREL
CANYON
BOULEVARD STUDIO CITY AREA CA 91604 12.5% 306
299
05
1 91 56000.00 55775.29 560000.00
9/18/95
1/1/95
3/18/21 90.00 4.25 18.% 2
448000.00 41
9418536 106910000418536 05 TABOR 1998
MONTCLAIR
CIRCLE
WALNUT CREEK CA 94596 10.5% 300 294
05 1
91
50000.00 49119.67 280000.00 10/9/95
1/9/96
10/9/20
89.00 2.25 18.% 2 196849.00 43
9418539 106910000418539 00 SPARACINO 385
HERRICK
AVENUE
SAN JOSE CA 95123 11.% 299 291
05 1 91
28700.00
28610.60 191500.00 8/24/95
11/24/95 7/24/20
90.00
2.75 18.% 2 143600.00 36
9418547 106930000418547 05 LOMBARDO 1733
DEL VALLE
AVENUE
GLENDALE CA 91208 10.5% 300 294
05 1
93
32400.00 31974.32 214000.00 10/26/95
1/26/96
10/26/20
90.00 2.25 18.% 2 160171.00 45
9418548 112910000418548 05 BROCKHAUS 813
HICKORY
HILL COURT
ORLANDO FL 32828 11.% 299 292
05 1
91 21600.00
13977.44 144000.00 9/18/95
12/18/95 8/18/20
90.00
2.75 18.% 2 108000.00 38
9418550 149910000418550 02 SHELTON 5371
SOUTH
HEALTH AVENUE
KEARNS UT 84118 9.75% 299 293
05 1 91
30000.00
29709.00 105000.00 10/16/95
1/16/96 9/16/20
44.00
1.50 18.% 2 15306.00 33
9418558 106920000418558 05 KIM 90 MAC
BAIN AVENUE
ATHERTON CA 94027 9.25% 299 293
05 1
92
190000.00 69383.36 1050000.00 10/26/95
1/26/96
9/26/20
80.00 1.00 18.% 2 650000.00 42
9418559 108910000418559 05 SUMMERS 468
SOUTH
YOUNGFIELD
COURT LAKEWOOD CO 80228 9.75% 299
291 05
1 91
82000.00 75881.22 368000.00 8/28/95
11/28/95
7/28/20
80.00 1.50 18.% 2 211950.00
44
9418572 106910000418572 01 HOPPES 3560
LEONARD
STREET
REDDING CA 96002 11.% 300 293
05 1 91
13000.00
12683.77 130000.00 9/29/95
12/29/95 9/29/20
90.00
2.75 18.% 2 104000.00 43
9418580 112910000418580 05 CALAMIS 21622
SAN
GERMAIN AVENUE
BOCA RATON FL 33433 11.% 300 292
03 1
91
16250.00 5498.04 170000.00 8/22/95
11/22/95
8/22/20
87.00 2.75 18.% 2 130000.00 28
9418590 106920000418590 00 READE 1059
WILMINGTON
AVENUE
SAN JOSE CA 95129 10.5% 299 293
05 1 92
25000.00
24746.65 305000.00 10/23/95
4/23/96 9/23/20
89.00
2.25 18.% 2 244000.00 42
9418591 106910000418591 00 DI COSOLA 564
ROOSEVELT
WAY
SAN FRANCISCO CA 94114 11.% 300 294
05 1
91
54400.00 54012.20 544000.00 10/6/95
1/6/96
10/6/20
90.00 2.75 18.% 2 435200.00 44
9418600 106910000418600 05 WAIT 1134
EMERSON
STREET PALO
ALTO CA 94301 11.% 299 292
05 1 91
100000.00
98539.47 675000.00 9/27/95 12/27/95
8/27/20
86.00
2.75 18.% 2 475000.00 44
9418601 106910000418601 05 SHAHINDOUST 23972
DORY
DRIVE
LAGUNA NIGUEL CA 92677 11.5% 299 292
03 1
91
94500.00 92455.12 321000.00 9/29/95
3/29/96
8/29/20
90.00 3.25 18.% 2 194350.00 29
9418607 141920000418607 05 PETERSEN 3832 S
E 322ND
AVENUE
TROUTDALE OR 97060 10.5% 299 295
05 1
91
60500.00 60179.85 352000.00 12/12/95
3/12/96
11/12/20
89.00 2.25 18.% 2 250000.00 34
9418614 106910000418614 01 CASTRO 1435
CANYON
COURT
CHULA VISTA CA 91902 10.5% 299 292
05 1
91
39750.00 29818.74 265000.00 9/22/95
12/22/95
8/22/20
90.00 2.25 18.% 2 198750.00 25
9418616 106910000418616 00 HERMAN 2018
SWAN STREET
DANVILLE CA 94506 11.% 299 291
09 1
91 28800.00
28320.00 192131.00 8/19/95
11/19/95 7/19/20
90.00
2.75 18.% 2 144000.00 45
9418620 106910000418620 05 GREENBERG 1195
NORTH
BUNDY DRIVE
LOS ANGELES CA 90049 8.5% 299 294
05 1
91
60000.00 27435.96 750000.00 11/11/95
5/11/96
10/11/20
54.00 1.50 18.% 2 344682.00 43
9418621 106910000418621 00 NELSON 539 J
STREET
DAVIS
CA 95616 9.25% 299 291 05
1 91 10500.00
10279.25
210000.00 8/25/95 2/25/96
7/25/20 80.00
1.00 18.%
2 157500.00 39
9418624 106910000418624 01 NISHIKAWA 21949
PHEASANT
WOODS
DRIVE CASTRO VALLEY CA 94552 9.25% 300
294
05 1
91 80000.00 77096.19 310000.00
10/13/95 1/13/96
10/13/20 35.00 1.00 18.% 2
26000.00 51
9418626 106910000418626 05 DANEILO 506
NORTH THOR
STREET
TURLOCK CA 95380 11.% 299 292
05 1
91 35500.00
34961.12 100000.00 9/28/95
3/28/96 8/28/20
90.00
2.75 18.% 2 54281.00 47
9418629 206910000418629 01 BLUSH 101 VIA
DIJON
NEWPORT
BEACH CA 92663 11.5% 299 293
03 1 91
100000.00
99754.05 1000000.00 10/11/95 2/1/96
9/11/20
85.00
3.25 18.% 2 750000.00 36
9418638 206910000418638 05 ROSSI 3430 ST
FRANCIS
PLACE LONG
BEACH CA 90805 11.% 299 293
05 1 91
35000.00
34242.02 234000.00 10/12/95 1/31/96
9/12/20
89.00
2.75 18.% 2 173000.00 44
9418648 208920000418648 02 WIEGAND 7132
SOUTH
AMMONS COURT
LITTLETON CO 80123 9.25% 299 293
05 1
92
20600.00 19048.75 144000.00 10/18/95
1/31/96
9/18/20
80.00 1.00 18.% 2 94512.89 37
9418650 106910000418650 05 PETRILLO 2205
MONTECITO
DRIVE
SAN MARINO CA 91108 9.75% 300 295
05 1
91
75000.00 70319.79 980000.00 11/9/95
2/9/96
11/9/20
72.00 1.50 18.% 2 628883.00 50
9418651 106910000418651 02 HUNTER 402
ROBERTA
AVENUE
PLEASANT HILL CA 94523 9.75% 299 294
05 1
91
20000.00 11352.92 235000.00 11/21/95
2/21/96
10/21/20
44.00 1.50 18.% 2 83414.00 35
9418660 106910000418660 00 LIPKE 109
SEACLIFF DRIVE
PISMO
BEACH CA 93449 10.5% 300 295
09 1 91
22000.00
21655.60 220000.00 11/9/95 2/9/96
11/9/20
90.00 2.25
18.% 2 176000.00 41
9418701 236910000418701 05 BOKSER 712
AVENUE Y
BROOKLYN NY 11235 11.% 299 292
05 1
91
40000.00 39922.31 260000.00 9/22/95
12/22/95
8/22/20
88.00 2.75 18.% 2 188345.00 35
9418720 112910000418720 05 ROBERTSON 5601 NW
77TH
COURT
POMPANO BEACH FL 33073 11.% 300 293
05 1
91
20000.00 6012.98 146000.00 8/31/95
11/30/95
9/1/20
84.00 2.75 18.% 2 102000.00 33
9418723 151910000418723 05 MACKOUL 8102
FALSTAFF
ROAD
MCLEAN VA 22102 11.% 300 292
05 1 91
40000.00
15209.50 402000.00 8/8/95
11/8/95 8/8/20
90.00
2.75 18.% 2 320000.00 35
9418724 141910000418724 05 SEXTON 10741
SOUTHWEST
N. DAKOTA
STR.TIGARD OR 97223 9.25% 299 290
05 1
91
30000.00 22721.31 134000.00 7/19/95
1/19/96
6/19/20
45.00 1.00 18.% 2 30000.00 34
9418726 113910000418726 05 PRICE 710
RIVER KNOLL
DRIVE
MARIETTA GA 30067 11.% 299 293
05 1
91 50000.00
49767.77 525000.00 9/5/95
12/5/95 9/4/20
86.00
2.75 18.% 2 400000.00 10
9418731 106910000418731 00 SPEES 1808
MARINE STREET
SANTA
MONICA CA 90405 11.% 299 292
05 1 91
41500.00
41436.40 415000.00 9/18/95 3/18/96
8/18/20
90.00
2.75 18.% 2 332000.00 43
9418732 106910000418732 05 MAY 14242
RIVERSIDE
DRIVE # 303
SHERMAN OAKS CA 91423 11.% 299 292
01 1
91
22500.00 19937.13 225000.00 9/20/95
12/20/95
8/20/20
90.00 2.75 18.% 2 180000.00 42
9418736 106910000418736 05 HARRINGTON 10336
WEAVER
STREET
SOUTH EL MONTE CA 91733 9.25% 179 172
05 1
91
28400.00 28107.09 165300.00 9/23/95
12/23/95
8/23/10
79.00 1.00 18.% 2 101439.00 41
9418738 106910000418738 00 ENG-JEONG 3604
PACIFIC
AVENUE
MANHATTAN BEACH CA 90266 11.% 179 172
05
1 91
52500.00 45329.01 525000.00 9/26/95
12/26/95
8/26/10
90.00 2.75 18.% 2 420000.00 36
9418740 106910000418740 01 HUIZAR 565
SKYWAY DRIVE
SAN
JOSE CA 95111 11.5% 299 293
05 1 91
10000.00
9909.24 190000.00 10/5/95 4/5/96
9/5/20
86.00 3.25
18.% 2 152919.00 48
9418743 106910000418743 05 PRICE 104 SAN
MATEO WAY
NOVATO CA 94945 11.% 299 293
05 1 91
34000.00
33457.78 425000.00 10/3/95
1/3/96 9/3/20
88.00
2.75 18.% 2 340000.00 44
9418749 106920000418749 00 DONOHO 5724
OSTIN
AVENUE LOS
ANGELES CA 91367 10.5% 299 293
05 1 92
25000.00
24451.42 278000.00 10/26/95
1/26/96 9/26/20
89.00
2.25 18.% 2 222400.00 27
9418755 106910000418755 00 VAN METER 2990
SUMMIT
DRIVE
HILLSBOROUGH CA 94010 11.% 300 294
05 1
91
92500.00 91675.24 925000.00 10/12/95
1/12/96
10/12/20
85.00 2.75 18.% 2 693750.00 41
9418767 208910000418767 02 SCHNEIDER 8091
TENNYSON
STREET
WESTMINSTER CO 80030 8.75% 299 293
05 1
91
26600.00 11647.39 92000.00 10/3/95
1/3/96
9/3/20
80.00 0.50 18.% 2 47005.00 42
9418773 106910000418773 05 RILEY 4909
OLDE GROVE
LANE LA
MESA CA 91941 11.5% 300 294
05 1 91
70800.00
68735.11 520000.00 10/13/95 1/13/96
10/13/20
90.00
3.25 18.% 2 396892.00 36
9418775 106910000418775 02 LAM 7146
WOODED LAKE
DRIVE
SAN JOSE CA 95120 8.5% 299 294
05 1 91
200000.00
189827.82 1150000.00 11/2/95
5/2/96 10/2/20
74.00
1.00 18.% 2 650000.00 31
9418784 106910000418784 05 MANIMTIM 11443
SAMOLINE
AVENUE
DOWNEY CA 90241 10.5% 300 294
05 1
91 44350.00
43908.40 275000.00 10/11/95
1/11/96 10/11/20
90.00
2.25 18.% 2 203150.00 42
9418785 116920000418785 05 BEVACQUA 501 S.
12TH
STREET
COEUR D'ALENE ID 83814 12.% 299 293
05 1
92
50000.00 49821.50 182000.00 10/25/95
1/25/96
9/25/20
84.00 3.75 18.% 2 101425.00 45
9418792 151910000418792 06 MAGRAB 1504
OAKVIEW
DRIVE
MCLEAN VA 22101 11.% 300 294
05 1 91
29500.00
28877.70 295000.00 10/5/95
1/5/96 10/5/20
90.00
2.75 18.% 2 236000.00 37
9418795 225910000418795 05 MCDONOUGH 181
SWAN
RIVER ROAD
DENNIS MA 02670 9.25% 299 293
05 1 91
21500.00
20400.83 110000.00 10/6/95
1/6/96 9/6/20
80.00
1.00 18.% 2 66253.00 36
9418796 149910000418796 05 MANNING 4306
SOUTH 1670
WEST
TAYLORSVILLE UT 84123 8.75% 299 292
05 1
91
20000.00 4524.15 82000.00 9/20/95
12/20/95
8/20/20
80.00 0.50 18.% 2 45000.00 38
9418797 151910000418797 06 LEWIS 11440A
VALE SPRING
DRIVE
OAKTON VA 22124 11.% 300 293
05 1 91
100000.00
98699.50 700000.00 9/22/95
12/22/95 9/22/20
90.00
2.75 18.% 2 525000.00 29
9418800 136910000418800 05 RANDAZZO 663
SOUTH
WALNUT STREET
LINDENHURST NY 11757 10.5% 299 293
05 1
91
48000.00 46843.87 170000.00 10/10/95
1/10/96
9/10/20
85.00 2.25 18.% 2 95250.00 40
9418811 106910000418811 05 ALEJANDRO 5826
KILLARNEY
CIRCLE
SAN JOSE CA 95138 12.% 300 293
03 1 91
39250.00
39253.75 392783.00 9/12/95
12/12/95 9/12/20
90.00
3.75 18.% 2 314200.00 44
9418814 104910000418814 00 ANDERSON 11325
WEST
CRIMSON LANE
AVONDALE AZ 85323 8.75% 299 292
03 1
91
20000.00 6984.95 200000.00 9/15/95
12/15/95
8/15/20
80.00 0.50 18.% 2 140000.00 37
9418825 106910000418825 05 LUNDBERG 0979
ESTATES
DRIVE
BRECKENRIDGE CO 80424 9.25% 299 293
05 1
91
265000.00 227395.46 720000.00 10/30/95
1/31/96
9/30/20
58.00 1.00 18.% 2 146292.00 34
9418826 241910000418826 02 POZARICH 28504
S. W.
CASCADE LOOP
WILSONVILLE OR 97070 11.5% 180 173
03 1
91
47000.00 46730.00 207000.00 9/27/95
12/27/95
9/27/10
88.00 3.25 18.% 2 134454.00 41
9418831 208910000418831 05 RYAN 8235
TURNPIKE
DRIVE
WESTMINSTER CO 80030 11.% 299 292
05 1
91
17000.00 12958.77 126500.00 9/13/95
12/31/95
8/13/20
85.00 2.75 18.% 2 90237.00 40
9418834 208910000418834 02 DICK 6753
GARLAND
STREET
ARVADA CO 80004 11.% 299 293
05 1 91
54000.00
53294.24 218000.00 10/3/95
1/3/96 9/3/20
90.00
2.75 18.% 2 141907.00 40
9418841 113910000418841 00 CALABRESE JR 166
DEER
HOLLOW ROAD
BOGART GA 30622 11.% 299 292
05 1 91
31300.00
25769.64 257000.00 9/26/95
12/26/95 8/26/20
90.00
2.75 18.% 2 200000.00 34
9418848 106910000418848 05 JACKSON 21850
YBARRA
ROAD
WOODLAND HILLS CA 91364 11.% 299 292
05 1
91
49500.00 34265.20 350000.00 9/21/95
3/21/96
8/21/20
90.00 2.75 18.% 2 265500.00 45
9418849 141910000418849 05 PATCHING 65340
93RD PLACE
BEND
OR 97701 11.% 299 292
05 1 91
32500.00
6392.77 248000.00 9/12/95 3/12/96
8/12/20
89.00 2.75
18.% 2 188000.00 44
9418850 106910000418850 01 CRISTOFANI 924
CENTRE
COURT DRIVE
TRACY CA 95376 10.5% 299 293
05 1 91
25750.00
25598.02 175000.00 10/3/95
1/3/96 9/3/20
90.00
2.25 18.% 2 131250.00 44
9418853 106910000418853 05 DAMIRCHI 7257
WINTERWOOD LANE
HIGHLAND CA 92346 11.% 300 294
03 1
91 39000.00
38152.49 260000.00 10/4/95
1/4/96 10/4/20
90.00
2.75 18.% 2 195000.00 12
9418855 106910000418855 05 SCHULTZ 11
WOODSIDE WAY
ROSS
CA 94901 11.% 300 294
05 1 91
100000.00
99340.99 900000.00 10/2/95 1/2/96
10/2/20
83.00 2.75
18.% 2 645809.95 37
9418858 106910000418858 00 MITCHELL 334
MERIDIAN
DRIVE
REDWOOD CITY CA 94065 11.% 299 293
01 1
91
27990.00 27802.44 279900.00 10/3/95
1/3/96
9/3/20
90.00 2.75 18.% 2 223900.00 47
9418859 106910000418859 00 HAMILTON 505
OLIVE STREET
MENLO PARK CA 94025 10.5% 299 292
05 1
91
72500.00 72229.80 740000.00 9/25/95
12/25/95
8/25/20
89.00 2.25 18.% 2 580000.00 50
9418865 106910000418865 00 DURAN-SINGER 1151
FISKE
STREET
LOS ANGELES CA 90272 11.% 299 292
05 1
91
42800.00 42243.14 435000.00 9/22/95
12/22/95
8/22/20
89.00 2.75 18.% 2 342400.00 42
9418871 106910000418871 05 VAUGHN, JR 150
CASTLE
CREST ROAD
WALNUT CREEK CA 94595 10.25% 299 293
05 1
91
42250.00 41877.57 422500.00 10/5/95
1/5/96
9/5/20
90.00 2.00 18.% 2 338000.00 11
9418878 106910000418878 05 KEEHN 8225 EL
CAMINO
ESTRADA
CARMEL CA 93923 10.25% 299 293
05 1
91 30000.00
29859.83 280000.00 10/4/95
1/4/96 9/4/20
84.00
2.00 18.% 2 203150.00 7
9418882 106920000418882 02 BELL 7621
NORTH LAGUNA
VISTA
AVENUEFRESNO CA 93711 11.5% 300
294 05
1 92
100000.00 99870.94 770000.00 10/23/95
1/23/96
10/23/20
86.00 3.25 18.% 2 559000.00 51
9418883 113910000418883 05 UMBERSON 3743
CORNITH
DRIVE
GAINSVILLE GA 30506 11.% 178 172
05 1
91
26000.00 25946.94 180000.00 9/13/95
12/13/95
8/12/10
88.00 2.75 18.% 2 130750.00 23
9418885 116910000418885 05 SORBEL 2367
HENRY COURT
MOSCOW ID 83843 11.5% 299 293
05 1
91 48700.00
47191.09 150000.00 10/10/95
4/10/96 9/10/20
90.00
3.25 18.% 2 86000.00 43
9418887 112910000418887 00 CASTILLO 8001 SW
89 AVENUE
MIAMI FL 33173 11.5% 299 292
05 1 91
25000.00
22559.24 190000.00 9/25/95
12/25/95 8/25/20
87.00
3.25 18.% 2 140000.00 26
9418889 115910000418889 05 RAMANATHAN 1381
KAELEKU
STREET
HONOLULU HI 96825 11.% 180 173
05 1
91 80000.00
79618.13 425000.00 9/15/95
12/15/95 9/15/10
89.00
2.75 18.% 2 295024.00 44
9418890 106910000418890 00 CRANE 562
35TH STREET
MANHATTAN BEACH CA 90266 11.% 299 292
05
1 91
47800.00 46978.11 478000.00 9/6/95
3/6/96
8/6/20
90.00 2.75 18.% 2 382400.00 32
9418893 106910000418893 01 JONES 5009
JENSEN ROAD
CASTRO
VALLEY CA 94552 10.5% 299 292
05 1 91
48000.00
47426.19 287000.00 9/19/95 12/19/95
8/19/20
88.00
2.25 18.% 2 203150.00 37
9418895 106910000418895 05 CLAUSEN 19563
EAGLE RIDGE
LANE
LOS ANGELES CA 91326 11.% 299 292
09 1
91
17700.00 16979.72 200000.00 9/8/95
3/8/96
8/8/20
82.00 2.75 18.% 2 146300.00 26
9418896 106910000418896 00 DIFIORI 609
29TH STREET
MANHATTAN BEACH CA 90266 11.% 299 292
05
1 91
54000.00 18480.56 540000.00 9/6/95
3/6/96
8/6/20
90.00 2.75 18.% 2 432000.00 36
9418897 135910000418897 01 WESTBROOK 706 ORO
VIEJO
LAS
CRUCES NM 88011 10.25% 180 173
05 1 91
100000.00
100000.00 459000.00 9/28/95
12/28/95 9/28/10
79.00
2.00 18.% 2 262622.00 49
9418904 106910000418904 05 COUGHLON 5453
WEST
WATHEN AVENUE
FRESNO CA 93722 10.5% 180 173
05 1
91 12000.00
10246.56 120000.00 9/19/95
10/31/95 9/19/10
90.00
2.25 18.% 2 96000.00 39
9418911 124910000418911 05 MUTCHLER 2531
SHARON
CIRCLE
SUNDERLAND MD 20689 11.5% 300 293
05 1
91
17800.00 17358.98 178000.00 9/12/95
12/12/95
9/12/20
90.00 3.25 18.% 2 142400.00 17
9418912 106910000418912 05 TEMPLETON 6300
ALMOND
AVENUE
ORANGEVALE CA 95662 11.% 300 293
05 1
91
30750.00 30330.36 205000.00 9/18/95
12/18/95
9/18/20
90.00 2.75 18.% 2 153750.00 43
9418915 106920000418915 00 DUMAS 6191
MORNINGSIDE
DRIVE
HUNTINGTON BEACH CA 92648 11.5% 299 294
03
1 92
48750.00 48588.43 489000.00 11/16/95
2/16/96
10/16/20
90.00 3.25 18.% 2 390200.00 33
9418920 112910000418920 05 GARCIA 31 N.
SHORE DRIVE
MIAMI
FL 33133 11.% 301 295
05 1 91
100000.00
92294.57 430000.00 10/6/95 1/6/96
11/6/20
85.00 2.75
18.% 2 264543.09 31
9418921 106910000418921 05 SIGGINS 3045
WARBURTON
AVENUE
SANTA CLARA CA 95051 8.75% 299 292
05 1
91
20000.00 19259.17 259000.00 9/29/95
12/29/95
8/29/20
78.00 0.50 18.% 2 181000.00 27
9418934 106910000418934 05 CHAN 615
CORNWALLIS
LANE
FOSTER CITY CA 94404 9.25% 299 293
03 1
91
25000.00 18795.95 525000.00 10/11/95
1/11/96
9/11/20
75.00 1.00 18.% 2 367000.00 48
9418938 113910000418938 00 PHAN 5918
MILLSTONE RUN
STONE
MOUNTAIN GA 30087 11.% 299 292
05 1 91
35000.00
34191.59 261000.00 9/29/95 3/29/96
8/29/20
89.00
2.75 18.% 2 195000.00 31
9418943 106910000418943 05 RUDAT 3801
EAST
RIDGEWAY ROAD
ORANGE CA 92667 11.% 299 292
03 1 91
30000.00
29927.81 397500.00 9/15/95
3/15/96 8/15/20
90.00
2.75 18.% 2 327525.00 26
9418951 106910000418951 00 KOCHAN 7892
OLIVE COURT
PLEASANTON CA 94588 10.5% 300 294
03 1
91
31800.00 21269.21 318000.00 10/11/95
1/11/96
10/11/20
90.00 2.25 18.% 2 254000.00 39
9418957 217910000418957 02 DRAPER 6244
ALLEMONG DR
MATTESON IL 60443 12.% 299 293
05 1
91 40000.00
36015.95 270000.00 10/20/95
1/20/96 9/20/20
88.00
3.75 18.% 2 195000.00 44
9418959 106910000418959 02 PENA 1380
LUNING DRIVE
SAN
JOSE CA 95118 11.% 299 292
05 1 91
37500.00
37500.00 250000.00 9/22/95 3/22/96
8/22/20
89.00
2.75 18.% 2 183738.00 38
9418976 106910000418976 02 AASTED 2331
STATE STREET
SANTA BARBARA CA 93106 8.75% 299 292
05 1
91
20000.00 3824.36 460000.00 9/26/95
12/26/95
8/26/20
64.00 0.50 18.% 2 270000.00 30
9418979 106910000418979 05 VAN GESSEL 11421
PINEHURST
DRIVE
LAKESIDE CA 92040 11.% 300 293
05 1
91 21800.00
21634.80 218000.00 9/15/95
12/15/95 9/15/20
90.00
2.75 18.% 2 174400.00 29
9418981 106910000418981 00 OASE 8694
ELK RIDGE WAY
ELK
GROVE CA 95624 11.% 300 293
05 1 91
21900.00
21029.34 131000.00 9/27/95 12/27/95
9/27/20
90.00
2.75 18.% 2 96000.00 44
9418988 116910000418988 05 SATATHITE 2746
SAGEBRUSH
DRIVE
TWIN FALLS ID 83301 8.75% 300 294
05 1
91
50000.00 36197.19 111500.00 10/6/95
1/6/96
10/6/20
45.00 0.50 18.% 1 .00 31
9418991 112910000418991 05 RAMOS 5791
S.W. 58 PLACE
SO.
MIAMI FL 33143 10.25% 299 292
05 1 91
35000.00
26732.06 197000.00 9/14/95 12/14/95
8/14/20
90.00
2.00 18.% 2 141000.00 30
9418993 141910000418993 05 STEWART 2627 B
STREET
FOREST
GROVE OR 97116 11.% 299 292
05 1 91
18750.00
7125.20 125000.00 9/26/95 3/26/96
8/26/20
90.00 2.75
18.% 2 93750.00 38
9418998 219910000418998 05 JAMES 2922
37TH STREET
DES
MOINES IA 50340 9.% 299 293
05 1 91
140000.00
84561.67 175000.00 10/2/95 1/2/96
9/2/20
80.00 0.75
18.% 1 .00 11
9418999 153910000418999 05 NEELY 940
FIRST PLACE
SOUTHEAST E
WENATCHEE WA 98802 8.75% 300 293
05 1
91
18000.00 15915.27 117000.00 9/21/95
12/21/95
9/21/20
16.00 0.50 18.% 1 .00 29
9419000 106910000419000 00 GLEASON 682 OAK
VIEW
WAY
REDWOOD CITY CA 94062 11.% 299 293
05 1
91
69800.00 69296.18 698000.00 10/6/95
1/6/96
9/6/20
86.00 2.75 18.% 2 524100.00 38
9419004 149910000419004 05 WEST 576
EAST QUAIL
ROAD OREM
UT 84057 10.5% 300 294
03 1 91
40000.00
39716.62 225000.00 10/2/95 1/2/96
10/2/20
84.00 2.25
18.% 2 149002.46 44
9419010 106910000419010 05 SAIA 102
KIRKORIAN
COURT
SCOTTS VALLEY CA 95066 12.% 300 294
05 1
91
59000.00 58732.50 475000.00 10/4/95
1/4/96
10/4/20
90.00 3.75 18.% 2 368461.93 49
9419011 106910000419011 05 GUTTMAN 2801
SEPULVEDA
BLVD #95
TORRANCE CA 90505 9.25% 299 293
01 1
91
20000.00 19854.91 325000.00 10/23/95
1/23/96
9/23/20
69.00 1.00 18.% 2 203000.00 49
9419012 106910000419012 01 MILTIMORE 6851
RIVERVIEW
ROAD
BETHEL ISLAND CA 94511 11.5% 300 294
05 1
91
11300.00 11107.82 175000.00 10/23/95
1/23/96
10/23/20
90.00 3.25 18.% 2 146200.00 40
9419013 106910000419013 01 PETERSON 3181
ABERDEEN
WAY
ESCONDIDO CA 92025 10.5% 300 294
05 1
91
40000.00 39795.47 300000.00 10/3/95
1/3/96
10/3/20
90.00 2.25 18.% 2 230000.00 30
9419016 106910000419016 05 CORNISH 502 RED
HILL ROAD
OJAI
CA 93023 10.5% 299 293 05
1 91
34800.00
34522.85 232000.00 10/2/95 1/2/96
9/2/20
90.00 2.25
18.% 2 174000.00 37
9419019 153910000419019 05 MCCLELLAN 470
WARREN
AVENUE
PATEROS WA 98846 11.% 300 293
05 1
91 26000.00
25846.77 120000.00 9/26/95
12/26/95 9/26/20
90.00
2.75 18.% 2 81256.00 46
9419044 213910000419044 05 MARTIN 2691
NORTHLAKE
COURT
TUCKER GA 30084 11.% 300 294
05 1 91
10000.00
9892.40 170000.00 9/18/95
12/13/95 10/1/20
86.00
2.75 18.% 2 135600.00 35
9419049 101910000419049 05 VAN CLEVE 1838
ROBINSON
HILL ROAD
MONTGOMERY AL 36106 10.5% 299 292
05 1
91
17000.00 5684.62 114000.00 9/29/95
12/29/95
8/29/20
90.00 2.25 18.% 2 85600.00 39
9419051 208920000419051 05 CUNNINGHAM 614
NORTH
WASHINGTON
STREET CORTEZ CO 81321 10.25% 299
292 05
1 92
35000.00 31453.11 105000.00 9/27/95
1/1/96
8/27/20
87.00 2.00 18.% 2 55368.00 18
9419052 106920000419052 00 BENJAMINS 20111
CHAPMAN
AVENUE
ORANGE AREA CA 92669 10.5% 300 294
05 1
92
24000.00 23858.87 250000.00 10/6/95
1/6/96
10/6/20
87.00 2.25 18.% 2 192000.00 40
9419053 206920000419053 00 GUILLORY 1257
LERIDA WAY
PACIFICA CA 94044 10.5% 300 294
05 1
92 38000.00
37584.84 260000.00 10/10/95
1/30/96 10/10/20
88.00
2.25 18.% 2 190000.00 38
9419054 208920000419054 05 WRIGHT 7055 S.
CLERMONT
STREET
LITTLETON CO 80122 10.5% 299 293
05 1
92
25000.00 14818.64 119000.00 10/10/95
1/31/96
9/10/20
84.00 2.25 18.% 2 74060.00 38
9419066 113910000419066 05 GARRETT 130
RIDGECREST
WAY
STOCKBRIDGE GA 30281 9.25% 300 294
05 1
91
20400.00 20216.17 188000.00 10/5/95
1/5/96
10/11/20
80.00 1.00 18.% 2 130000.00 37
9419067 106920000419067 05 CARRILLO 4733
LEATHERS
STREET
SAN DIEGO CA 92117 11.5% 299 292
05 1
92
66000.00 65262.62 235000.00 9/21/95
3/21/96
8/21/20
83.00 3.25 18.% 2 128140.33 50
9419068 106920000419068 05 SALTER 346
ROCKEDGE
DRIVE
AGOURA CA 91301 10.5% 299 293
05 1
92 50000.00
45505.20 400000.00 10/12/95
4/12/96 9/12/20
89.00
2.25 18.% 2 304500.00 45
9419070 106910000419070 05 LULENSKI 3571
MONTEREY
BLVD
OAKLAND CA 94619 8.75% 299 292
05 1
91
40600.00 3707.86 232000.00 9/29/95
12/29/95
8/29/20
80.00 0.50 18.% 2 145000.00 44
9419074 106910000419074 05 PABUSTAN 3515
MORNINGSIDE DRIVE
STOCKTON CA 95219 11.5% 299 292
03 1
91
53000.00 52151.45 765000.00 9/25/95
3/25/96
8/25/20
75.00 3.25 18.% 2 520000.00 37
9419075 106920000419075 05 HOVIS 1527
CALLE
TULIPANES
ENCINITAS CA 92024 10.5% 299 292
05 1
92 25000.00
22295.48 256000.00 9/22/95
3/22/96 8/22/20
90.00
2.25 18.% 2 203150.00 42
9419077 106920000419077 05 MELLO 960
PHILLIPS STREET
VISTA
CA 92083 11.5% 299 293
05 1 92
25300.00
24725.72 192000.00 10/10/95 4/10/96
9/10/20
90.00
3.25 18.% 2 147500.00 41
9419079 106910000419079 00 READ 36069
MALTA PLACE
FREMONT CA 94536 10.5% 299 292
05 1
91 39700.00
39237.98 265000.00 9/27/95
3/27/96 8/27/20
90.00
2.25 18.% 2 198700.00 37
9419085 106920000419085 05 BRANSON 303
AVENIDA DEL
SOL
PALM DESERT CA 92260 11.% 299 293
01 1
92
29300.00 10632.78 175000.00 10/4/95
4/4/96
9/4/20
85.00 2.75 18.% 2 119043.00 42
9419086 225910000419086 01 HORSFIELD 10
PORTER ROAD
BOXFORD MA 01921 9.25% 300 294
05 1
91
177700.00 174553.25 412000.00 10/27/95
1/27/96
10/27/20
80.00 1.00 18.% 2 151900.00 43
9419093 106910000419093 05 JACOBS 127
MERANO STREET
DANVILLE CA 94526 11.% 299 293
03 1
91 45100.00
44961.40 451500.00 10/2/95
1/2/96 9/2/20
90.00
2.75 18.% 2 361100.00 44
9419103 141920000419103 03 SOLTERO 13412 S
E 121ST
PLACE
CLACKAMAS OR 97015 10.75% 299 293
05 1
92
25000.00 7688.65 169000.00 10/16/95
1/16/96
9/16/20
90.00 2.50 18.% 2 126750.00 28
9419106 106910000419106 00 DRUMMOND 1000 EL
CAPITAN
DRIVE
DANVILLE CA 94526 11.% 299 292
03 1
91 33000.00
32801.11 330000.00 9/28/95
12/28/95 8/28/20
90.00
2.75 18.% 2 264000.00 32
9419110 106910000419110 05 ICE 2651
SPEARS ROAD
EUREKA
CA 95503 10.5% 300 293 05
1 91
39750.00
38853.99 272500.00 9/28/95 12/28/95
9/28/20
88.00
2.25 18.% 2 198750.00 45
9419112 106920000419112 05 LOMBARDO 15 MARY
COURT
TRACY CA 95376 10.5% 300 293
05 1 92
22250.00
21801.09 158000.00 9/19/95
12/19/95 9/19/20
89.00
2.25 18.% 2 118243.00 45
9419113 106910000419113 00 JENSEN 29
BUTLER STREET
IRVINE
CA 92715 9.25% 300 293
03 1 91
14850.00
14453.16 305000.00 9/25/95 12/25/95
9/25/20
72.00
1.00 18.% 2 203150.00 41
9419114 113920000419114 05 GUY JR 5330
PINE CIRCLE
CUMMING GA 30131 11.% 299 293
05 1
92 59700.00
52788.91 270000.00 10/6/95
1/6/96 9/6/20
90.00
2.75 18.% 2 183284.00 40
9419115 113920000419115 00 AUDLEY 1785
SETTINDOWN
DRIVE
ROSWELL GA 30075 11.% 299 294
03 1
92 45200.00
44498.55 240000.00 10/2/95
1/2/96 10/1/20
86.00
2.75 18.% 2 160000.00 30
9419118 106920000419118 00 AICHER 120
SPINNAKER
MALL LOS
ANGELES CA 90292 11.% 299 293
03 1 92
100000.00
41106.39 825000.00 10/10/95
4/10/96 9/10/20
88.00
2.75 18.% 2 618750.00 37
9419119 106910000419119 05 SHUKEN 973
HARNEY WAY
SUNNYVALE CA 94087 8.75% 299 293
05 1
91
30000.00 8332.78 460000.00 10/3/95
1/3/96
9/3/20
69.00 0.50 18.% 2 285000.00 37
9419120 106910000419120 05 GAHAGAN 26482
SILVER
SADDLE LANE
LAGUNA HILLS CA 92653 9.25% 299 293
03 1
91
135000.00 82315.42 900000.00 10/6/95
4/6/96
9/6/20
79.00 1.00 18.% 2 569000.00 45
9419121 106920000419121 05 EPSTEIN 21900
MARYLEE
STREET NO. 286
LOS ANGELES CA 91367 11.% 299 293
01 1
92
26000.00 18359.08 175000.00 10/2/95
4/2/96
9/2/20
90.00 2.75 18.% 2 131250.00 48
9419124 112910000419124 05 ITZKOWITZ 17615
NE 9
AVENUE N
MIAMI BEACH FL 33162 9.75% 299 293
05 1
91
90000.00 89500.00 190000.00 10/9/95
1/9/96
9/9/20
80.00 1.50 18.% 2 61421.00 49
9419125 112920000419125 05 CAMEJO 7870
GRAND CANAL
DRIVE
MIAMI FL 33144 10.75% 299 293
05 1 92
50000.00
49915.62 205000.00 10/9/95 1/9/96
9/9/20
90.00
2.50 18.% 2 132644.49 29
9419126 113910000419126 00 DOWLING 655
RIVER FALLS
COURT
ROSWELL GA 30076 9.25% 179 173
03 1
91 13450.00
13315.97 270000.00 9/21/95
12/21/95 9/20/10
80.00
1.00 18.% 2 202500.00 40
9419127 113930000419127 00 SUTTON 171
INDIAN CREEK
LANE
HOSCHTON GA 30548 11.% 299 293
05 1
93
29300.00 25412.07 195000.00 9/22/95
12/22/95
9/21/20
90.00 2.75 18.% 2 145768.50 39
9419129 106920000419129 00 WILLIAMSON 11531
AMANDA
DRIVE
LOS ANGELES CA 91604 11.5% 299 293
05 1
92
76500.00 75535.94 765000.00 10/3/95
4/3/96
9/3/20
90.00 3.25 18.% 2 612000.00 40
9419130 134920000419130 05 COHEN 11
HERBST ROAD
OLD
TAPPAN NJ 07675 10.5% 300 294
05 1 92
25000.00
24712.69 465500.00 10/17/95 1/17/96
10/17/20
90.00
2.25 18.% 2 393125.00 34
9419309 225920000419309 00 FLANAGAN 25
WARRNE
AVENUE EXT
WAKEFIELD MA 01880 10.75% 300 295
05 1
92
18300.00 7010.41 122000.00 11/1/95
2/1/96
11/1/20
90.00 2.50 18.% 2 91500.00 28
9419332 106910000419332 05 HERNAND 33
CHERNE LANE
SAN
ANSELMO CA 94960 11.5% 300 294
05 1 91
78500.00
77638.91 705000.00 10/13/95
1/13/96 10/13/20
90.00
3.25 18.% 2 555000.00 41
9419337 106910000419337 05 LARUE 521
FIRCREST DRIVE
UKIAH
CA 95482 9.25% 300 294
05 1 91
34000.00
5489.44 280000.00 10/13/95 1/13/96
10/13/20
80.00
1.00 18.% 2 190000.00 44
9419339 225910000419339 05 PULLIAM 26
CONCORD ROAD
BEDFORD MA 01730 8.75% 300 295
05 1
91
50000.00 36852.68 220000.00 11/3/95
2/3/96
11/3/20
23.00 0.50 18.% 1 .00 32
9419342 106910000419342 01 PITT 201
ORCHARD ROAD
ORINDA
CA 94563 10.5% 300 294
05 1 91
29500.00
18818.37 295000.00 10/5/95 1/5/96
10/5/20
90.00 2.25
18.% 2 236000.00 34
9419345 106910000419345 05 COHEN 3444
ZOLA STREET
SAN
DIEGO CA 92106 9.25% 299 293
05 1 91
76000.00
51071.11 450000.00 10/11/95 4/11/96
9/11/20
80.00
1.00 18.% 2 284000.00 42
9419346 106910000419346 05 MYERS 15253
LAKEWOOD
LANE
GRASS VALLEY CA 95945 9.25% 180 173
05 1
91
16000.00 15902.28 220000.00 9/29/95
12/29/95
9/29/10
80.00 1.00 18.% 2 160000.00 42
9419361 106910000419361 05 CHRISTY 1730
BANNING WAY
SAN
MARINO CA 91108 9.25% 299 292
05 1 91
31700.00
30146.45 635000.00 9/21/95
12/21/95 8/21/20
76.00
1.00 18.% 2 450000.00 47
9419365 106920000419365 01 QUINN 4928
DENNY AVENUE
LOS
ANGELES CA 91601 12.5% 299 292
05 1 92
15000.00
14796.42 210000.00 9/26/95
3/26/96 8/26/20
86.00
4.25 18.% 2 165000.00 48
9419374 106920000419374 00 JOHNSON 865
SOUTH
MADISON AVENUE
PASADENA CA 91106 10.5% 299 293
05 1
92
45700.00 44580.06 458000.00 10/2/95
4/2/96
9/2/20
90.00 2.25 18.% 2 366000.00 38
9419380 106920000419380 00 ABBOTT 2776
BLUEBIRD
CIRCLE
COSTA MESA CA 92626 10.5% 300 294
05 1
92
20000.00 19785.90 375000.00 10/16/95
1/16/96
10/16/20
86.00 2.25 18.% 2 298800.00 37
9419382 106920000419382 05 GEE 50 SAN
GREGORIO
COURT
DANVILLE CA 94526 11.5% 300 294
05 1
92
100000.00 99452.15 650000.00 10/12/95
1/12/96
10/12/20
88.00 3.25 18.% 2 468926.00 49
9419383 106920000419383 00 BECKMAN 37
PACHECO
CREEK DRIVE
NOVATO CA 94949 10.5% 300 294
05 1
92 24900.00
24627.79 520000.00 10/17/95
1/17/96 10/17/20
82.00
2.25 18.% 2 399200.00 33
9419384 106910000419384 05 BERTAIN 1252
CLOVER DRIVE
SANTA ROSA CA 95401 10.5% 180 174
05 1
91
25000.00 7077.46 208000.00 10/2/95
1/2/96
10/2/10
90.00 2.25 18.% 2 161000.00 45
9419385 106910000419385 05 STEEMERS 594
VISTA AVENUE
PALO ALTO CA 94306 10.5% 299 292
05 1
91
25000.00 24287.34 250000.00 9/22/95
12/22/95
8/22/20
90.00 2.25 18.% 2 200000.00 20
9419386 106920000419386 05 ORNDORFF 711
FIRST STREET
SEBASTOPOL CA 95472 11.% 300 294
05 1
92
57000.00 56329.00 290000.00 10/16/95
1/16/96
10/16/20
90.00 2.75 18.% 2 203000.00 22
9419387 106910000419387 05 FEINBERG 1324
OLD TOPANGA
CANYON
ROAD TOPANGA CA 90290 8.75% 300
294 05
1 91
43000.00 42394.70 320000.00 10/14/95
1/14/96
10/14/20
44.00 0.50 18.% 2 97596.00 45
9419388 106920000419388 00 VENUTI 24130
BIG BASIN
WAY
SARATOGA CA 95070 11.% 300 294
05 1
92
77500.00 65288.84 775000.00 10/18/95
1/18/96
10/18/20
90.00 2.75 18.% 2 620000.00 26
9419389 106920000419389 01 BRODSKY 133 TAN
OAK
AVENUE
CAMP MEEKER CA 95419 11.% 300 294
05 1
92
25500.00 21214.50 170000.00 10/18/95
1/18/96
10/18/20
90.00 2.75 18.% 2 127500.00 44
9419390 106920000419390 05 FISICARO 1882
AMY AVENUE
SANTA ROSA CA 95401 10.5% 300 294
05 1
92
28500.00 28412.08 190000.00 10/17/95
1/17/96
10/17/20
90.00 2.25 18.% 2 142500.00 43
9419391 106920000419391 00 GAST 1701
VIA ZURITA
PALOS
VERDES ESTATESCA 90274 10.5% 299 293
05 1
92
46800.00 45595.07 468000.00 10/13/95
4/13/96
9/13/20
90.00 2.25 18.% 2 374400.00 42
9419393 106920000419393 00 BENDRICK 3400
MAPLE
AVENUE
MANHATTAN BEACH CA 90266 10.5% 299 293
05
1 92
33700.00 32625.67 675000.00 10/12/95
4/12/96
9/12/20
85.00 2.25 18.% 2 540000.00 33
9419394 106920000419394 01 GILLIAM 24272
SPARTAN
STREET
MISSION VIEJO CA 92691 11.% 299 293
05 1
92
44350.00 43908.80 275000.00 10/25/95
12/21/95
9/30/20
90.00 2.75 18.% 2 203150.00 43
9419395 106910000419395 02 RAGUS 1384
NORTH FRUIT
AVENUE
FRESNO CA 93728 11.5% 299 293
05 1 91
10800.00
10671.07 75000.00 10/6/95
4/6/96 9/6/20
87.00
3.25 18.% 2 54000.00 34
9419396 106910000419396 05 SINGLETON 1056
TAMARISK
DRIVE
NAPA CA 94559 8.75% 299 293
05 1 91
30000.00
12820.64 193000.00 10/2/95 4/2/96
9/2/20
76.00
0.50 18.% 2 116494.00 32
9419397 106920000419397 00 WONG 2369
SOUTH
BEVERLY GLEN
BOULEVLOS ANGELES CA 90064 11.% 299
293 01
1 92
19900.00 19486.34 199000.00 10/25/95
12/31/95
9/30/20
90.00 2.75 18.% 2 159200.00 40
9419398 106920000419398 00 COOK 12
KNOLL DRIVE
FAIRFIELD CA 94533 11.5% 299 293
03 1
92 25400.00
25025.75 170000.00 10/11/95
4/11/96 9/11/20
90.00
3.25 18.% 2 127000.00 43
9419400 106910000419400 00 RAO 4960
BELLA COLLINA
STREET
OCEANSIDE CA 92056 10.25% 299 292
03 1
91
20900.00 15852.69 209122.00 9/27/95
3/27/96
8/27/20
90.00 2.00 18.% 2 167250.00 28
9419403 106920000419403 00 BOCKENSTETTE 25534
BAKER
PLACE
VALENCIA CA 91381 11.87% 179 172
03 1
92
36000.00 35981.00 260000.00 9/21/95
10/31/95
8/21/10
88.00 3.63 18.% 2 192000.00 26
9419404 106920000419404 05 GUTHRIE 2355
MANDEVILLE
CANYON
ROAD LOS ANGELES CA 90049 11.5% 299
292 05
1 92
65000.00 64469.50 750000.00 9/20/95
3/20/96
8/20/20
85.00 3.25 18.% 2 567000.00 48
9419405 106920000419405 05 HANEY 2485
TAYLOR ROAD
PENRYN CA 95663 10.5% 300 294
05 1 92
35000.00
34554.38 235000.00 10/19/95
1/19/96 10/19/20
90.00
2.25 18.% 2 176250.00 37
9419408 106920000419408 05 PHIPPS 36022
ADOBE DRIVE
FREMONT CA 94536 10.5% 299 293
05 1
92 18500.00
9039.75 185000.00 10/12/95
4/12/96 9/12/20
90.00
2.25 18.% 2 148000.00 43
9419411 106910000419411 03 EICHINGER 60
MARIPOSA
AVENUE
LOS GATOS CA 95030 10.% 179 173
05 1
91
140000.00 109933.59 400000.00 10/6/95
4/6/96
9/6/10
80.00 1.75 18.% 2 179595.00 38
9419417 112910000419417 05 ZARRILLI 12804
SPRING LAKE
DRIVE
COOPER CITY FL 33330 8.75% 299 293
03 1
91
37100.00 14543.90 291000.00 10/11/95
1/11/96
9/11/20
80.00 0.50 18.% 2 195000.00 45
9419427 106920000419427 05 KANE 1234
VERSAILLES
AVENUE
ALAMEDA CA 94501 11.% 300 294
05 1
92 31000.00
30373.95 310000.00 10/13/95
1/13/96 10/13/20
88.00
2.75 18.% 2 240971.00 45
9419431 106920000419431 00 BELT 698
EARL COURT
BENICIA
CA 94510 12.% 300 293 05
1 92 39187.00
38776.09 263000.00 9/26/95 12/26/95
9/26/20
90.00
3.75 18.% 2 197250.00 44
9419433 104910000419433 05 HINDMAN 3613
EAST
RACOON WAY
FLAGSTAFF AZ 86004 8.75% 300 294
05 1
91
24000.00 6505.06 130000.00 10/12/95
1/12/96
10/12/20
80.00 0.50 18.% 2 80000.00 45
9419435 106930000419435 01 GILBERT 4950
BELLAIRE
AVENUE
NORTH HOLLYWOOD AREACA 91607 10.75% 300 294
05
1 93
56800.00 56136.27 475000.00 10/19/95
1/19/96
10/19/20
90.00 2.50 18.% 2 370647.00
20
9419440 106920000419440 00 FEREYDOUNY 6637
DREXEL
AVENUE
WEST HOLLYWOOD AREA CA 90048 10.5% 300 294
05
1 92
28000.00 27619.61 300000.00 10/19/95
1/19/96
10/19/20
84.00 2.25 18.% 2 224000.00 42
9419441 213910000419441 05 ALLEN 4465
DAWSONVILLE
HWY
GAINSVILLE GA 30506 11.25% 299 292
05 1
91
24500.00 19422.12 106000.00 9/28/95
12/27/95
8/28/20
70.00 3.00 18.% 2 48756.00 27
9419443 112920000419443 05 URRA 721 SW
98 CIRCLE
MIAMI
FL 33174 11.% 179 173 05
1 92 56000.00
54233.34
150000.00 10/27/95 11/30/95
9/27/10 89.00
2.75 18.%
2 77255.00 43
9419444 225920000419444 00 MAGRO 70
MARLBOROUGH
STREET UNIT
4 BOSTON MA 02115 10.25% 299 294
05 1
92
27750.00 24998.68 185000.00 11/1/95
2/1/96
10/1/20
90.00 2.00 18.% 2 138750.00 12
9419445 141920000419445 01 ANNEN 3436 N
W ASHLAND
DRIVE
BEAVERTON OR 97006 11.% 299 293
05 1
92
28000.00 22515.32 147000.00 10/23/95
11/30/95
9/23/20
86.00 2.75 18.% 2 98000.00 32
9419446 206910000419446 05 EVEY 10451
CAMARILLO
STREET
NORTH HOLLYWOOD CA 91602 9.75% 299 293
05
1 91
100000.00 98748.32 375000.00 10/19/95
1/19/96
9/19/20
80.00 1.50 18.% 2 200000.00 47
9419447 112920000419447 05 MESA 11751
S.W. 18 STREET
MIAMI
FL 33175 11.% 299 293 01
1 92 14500.00
14500.00 68000.00 10/13/95 1/13/96
9/13/20
90.00
2.75 18.% 2 46619.00 34
9419448 106920000419448 02 MARTINEZ 37037
OLIVE
STREET
NEWARK CA 94560 11.% 300 293
05 1
92 35000.00
34616.30 240000.00 9/29/95
12/20/95 9/29/20
89.00
2.75 18.% 2 177377.00 38
9419449 106920000419449 05 KORNEY 8094
PEPPERTREE
ROAD
DUBLIN CA 94568 10.5% 299 292
05 1 92
38250.00
37644.90 255000.00 9/28/95
3/28/96 8/28/20
90.00
2.25 18.% 2 191250.00 35
9419450 153920000419450 05 CAMERON 2508
NORTHWEST
192ND
PLACE SEATTLE WA 98177 12.% 299
293 05
1 92
35700.00 35710.67 238000.00 10/10/95
1/10/96
9/10/20
90.00 3.75 18.% 2 178500.00 43
9419464 113910000419464 00 LINKWALD 10580
SUGAR
CREST AVENUE
DULUTH GA 30136 9.25% 299 293
05 1
91 60700.00
19888.69 294670.00 10/4/95
1/3/96 9/4/20
80.00
1.00 18.% 2 175000.00 31
9419465 106920000419465 01 ZAPIEN 675
WEST DUNNE
AVENUE
MORGAN HILL CA 95037 11.% 299 293
05 1
92
20000.00 19960.50 200000.00 10/10/95
4/10/96
9/10/20
90.00 2.75 18.% 2 160000.00 34
9419468 106910000419468 00 HARTMAN 425 DE
ANZA
COURT
OCEANSIDE CA 92057 10.5% 300 294
03 1
91
39750.00 37414.42 265000.00 10/25/95
1/25/96
10/25/20
90.00 2.25 18.% 2 198750.00 46
9419469 106920000419469 05 GOLDBERG 1632
BRAHMS
ROAD
ENCINITAS CA 92007 11.% 299 293
05 1
92
100000.00 98816.56 700000.00 10/10/95
4/10/96
9/10/20
88.00 2.75 18.% 2 515400.00 45
9419470 153920000419470 00 CRUFF 3219
37TH AVENUE
WEST
SEATTLE WA 98199 10.25% 299 293
05 1
92
36000.00 33934.87 240000.00 10/9/95
4/9/96
9/9/20
90.00 2.00 18.% 2 180000.00 23
9419473 106920000419473 01 RODAS 816
ROSECRANS
AVENUE
MANHATTAN BEACH CA 90266 11.5% 299 293
05
1 92
70500.00 67313.43 625000.00 10/2/95
4/2/96
9/2/20
90.00 3.25 18.% 2 491750.00 40
9419475 106910000419475 01 CLARK 52
AMICITA AVENUE
MILL
VALLEY CA 94941 9.25% 299 293
05 1 91
51200.00
32842.73 304000.00 10/4/95 4/4/96
9/4/20
80.00 1.00
18.% 2 192000.00 39
9419477 106910000419477 00 BRINGUEL 2561
REGENT
ROAD
LIVERMORE CA 94550 8.75% 299 293
05 1
91
25000.00 13626.72 286000.00 10/4/95
4/4/96
9/4/20
80.00 0.50 18.% 2 203150.00 36
9419478 112920000419478 00 FELIZ 10400
SW 144 AVENUE
MIAMI
FL 33186 11.% 299 293 05
1 92
20400.00
20184.75 136000.00 10/19/95 1/19/96
9/19/20
90.00
2.75 18.% 2 102000.00 37
9419484 136920000419484 05 MURPHY JR 2044 E
37TH
STREET
BROOKLYN NY 11234 10.5% 299 293
05 1
92
26000.00 25698.79 214000.00 10/18/95
1/18/96
9/18/20
89.00 2.25 18.% 2 164335.00 29
9419486 106910000419486 01 NOCERA 1472
GINDEN
COURT
CAMPBELL CA 95008 8.75% 299 293
05 1
91
13000.00 11464.13 260000.00 10/16/95
4/16/96
9/16/20
80.00 0.50 18.% 2 195000.00 42
9419497 106920000419497 03 ORTUNO 1111
NORTH
FAIRVIEW ST
BURBANK CA 91505 11.% 299 293
05 1
92 21000.00
15458.52 210000.00 10/26/95
1/26/96 9/26/20
90.00
2.75 18.% 2 168000.00 35
9419498 113910000419498 05 HARTNEY 6615
TURNER COVE
ROAD
CUMMING GA 30131 9.25% 299 293
05 1
91
38000.00 24185.68 170000.00 10/24/95
1/24/96
9/24/20
73.00 1.00 18.% 2 85500.00 44
9419504 109910000419504 05 DELALLA 19
BATES FARM
ROAD
RIDGEFIELD CT 06877 11.% 300 294
05 1
91 55500.00
55349.91 370000.00 10/2/95
1/2/96 10/2/20
15.00
2.75 18.% 1 .00 27
9419505 112910000419505 05 CHEW 1432
BRIGHTWATERS
BLVD NE
ST. PETERSBURG FL 33704 9.25% 179 174
05 1
91
50000.00 49290.26 375000.00 11/28/95
2/28/96
10/28/10
67.00 1.00 18.% 2 199732.00 50
9419506 106920000419506 00 BASTONE 3281
DEVON
CIRCLE
HUNTINGTON BEACH CA 92649 11.% 299 293
05
1 92
71500.00 70654.33 635000.00 10/10/95
4/10/96
9/10/20
90.00 2.75 18.% 2 500000.00 42
9419507 106920000419507 05 WARNECK 1030
STONEGATE
COURT
MORGAN HILL CA 95037 11.% 299 293
05 1
92
98700.00 97514.30 650000.00 10/9/95
4/9/96
9/9/20
90.00 2.75 18.% 2 486298.00 30
9419509 153920000419509 00 HUNT 15707
154TH AVENUE
NORTHEAST
WOODINVILLE WA 98072 10.5% 299 293
05 1
92
34200.00 13881.24 228000.00 10/18/95
4/18/96
9/18/20
90.00 2.25 18.% 2 171000.00 43
9419510 153920000419510 05 BINDER 4605
EAST
CHATTAROY ROAD
CHATTAROY WA 99003 10.5% 299 293
05 1
92
19000.00 18937.78 160000.00 10/11/95
4/11/96
9/11/20
86.00 2.25 18.% 2 117127.00 40
9419512 106920000419512 05 VAIS 49
COLEPORT
LANDING
ALAMEDA CA 94502 11.% 299 293
05 1
92 64700.00
45586.56 430000.00 10/6/95
4/6/96 9/6/20
90.00
2.75 18.% 2 322289.00 45
9419515 106910000419515 01 WESTON 146
PERALTA
AVENUE
SAN FRANCISCO CA 94110 9.25% 299 292
05 1
91
20000.00 19366.19 420000.00 9/21/95
3/21/96
8/21/20
80.00 1.00 18.% 2 314000.00 41
9419516 106920000419516 05 GAUB 116 S
NAVARRA
DRIVE
SCOTTS VALLEY CA 95066 12.% 299 293
05 1
92
23500.00 23430.44 235000.00 10/10/95
4/10/96
9/10/20
90.00 3.75 18.% 2 188000.00 41
9419517 134920000419517 06 MUIR 22
NORTH HILLSIDE
AVENUE
CHATHAM NJ 07928 10.5% 299 293
05 1
92 35600.00
34945.36 253000.00 10/25/95
1/25/96 9/25/20
89.00
2.25 18.% 2 189375.00 42
9419518 106920000419518 05 KUKOL 1141
TULIP COURT
SAN
LUIS OBISPO CA 93401 11.% 299 292
03 1 92
39600.00
38798.27 264000.00 9/18/95
12/18/95 8/18/20
90.00
2.75 18.% 2 198000.00 35
9419519 106920000419519 01 NIELSEN 251
PACIFIC
AVENUE
REDWOOD CITY CA 94063 11.% 299 293
05 1
92
10000.00 9394.26 225000.00 10/6/95
4/6/96
9/6/20
85.00 2.75 18.% 2 180000.00 48
9419528 108930000419528 00 SLATEN 315
PEREGRINE
CIRCLE
BROOMFIELD CO 80020 11.5% 299 293
05 1
93
30800.00 30594.05 205000.00 10/4/95
1/4/96
9/4/20
90.00 3.25 18.% 2 153700.00 36
9419530 106910000419530 05 RHEY 15384
BANNER LAVA
CAP ROAD
NEVADA CITY CA 95959 11.% 299 293
05 1
91
45600.00 45121.20 185000.00 10/4/95
1/4/96
9/4/20
90.00 2.75 18.% 2 120806.00 45
9419533 106920000419533 00 MCFARLANE 5705
MORNINGSIDE DRIVE
SAN JOSE CA 95138 11.% 300 294
03 1 92
61500.00
57391.30 620000.00 10/2/95
1/2/96 10/2/20
90.00
2.75 18.% 2 492050.00 32
9419534 134920000419534 05 SAVAGE 85
LOCUST LANE
UPPER
SADDLE RIVER NJ 07458 12.% 300 294
05 1 92
100000.00
99986.75 930000.00 10/13/95
1/13/96 10/13/20
81.00
3.75 18.% 2 647000.00 49
9419536 106920000419536 01 FRENCH 1866
GILL PORT
COURT
WALNUT CREEK CA 94598 11.5% 299 293
05 1
92
30000.00 29653.33 315000.00 10/5/95
4/5/96
9/5/20
87.00 3.25 18.% 2 244000.00 46
9419537 153920000419537 05 EVANS 1717
EAST LAKE
SAMMAMISH
REDMOND WA 98053 11.5% 299 293
05 1
92
67000.00 65590.99 575000.00 10/11/95
4/11/96
9/11/20
88.00 3.25 18.% 2 438900.00 43
9419538 106920000419538 00 KUEHN 18400
OVERLOOK
ROAD # 13
LOS GATOS CA 95030 10.5% 299 292
09 1
92
27000.00 26659.01 270000.00 9/25/95
3/25/96
8/25/20
90.00 2.25 18.% 2 216000.00 39
9419541 106920000419541 00 PETERS 325
SACLAN
TERRACE PLACE
CLAYTON CA 94517 11.5% 299 293
09 1
92 34500.00
34431.87 230000.00 10/10/95
4/10/96 9/10/20
90.00
3.25 18.% 2 172500.00 49
9419545 208920000419545 03 CARPENTER 11627
BROOK
ROAD
GOLDEN CO 80403 10.5% 299 293
05 1
92 18000.00
4719.31 125000.00 10/27/95
1/31/96 9/27/20
87.00
2.25 18.% 2 90000.00 43
9419546 153930000419546 01 MAUS 10020
20TH AVENUE
SOUTHWEST
SEATTLE WA 98146 11.5% 299 293
05 1
93 18000.00
17888.80 130000.00 10/10/95
4/10/96 9/10/20
90.00
3.25 18.% 2 98694.00 36
9419547 106920000419547 00 CHALMERS 1750
MOUNT
VERNON DRIVE
SAN JOSE CA 95125 10.5% 299 293
05 1
92 20500.00
19988.68 303000.00 10/3/95
4/3/96 9/3/20
87.00
2.25 18.% 2 242000.00 43
9419549 106920000419549 00 PORTNOVA 153
SOUTH CLARK
AVENUE
LOS ALTOS CA 94024 10.5% 299 293
05 1
92
75000.00 40321.09 505000.00 10/3/95
4/3/96
9/3/20
90.00 2.25 18.% 2 375000.00 45
9419552 112920000419552 02 EAKLE 63 OLDE
CYPRESS
CIRCLE
FORT WALTON BEACH FL 32548 11.5% 301 295
05
1 92
12200.00 12110.40 78000.00 10/13/95
1/6/96
11/13/20
90.00 3.25 18.% 2 58000.00 47
9419553 106920000419553 00 DAHLVIG 2221
COOLNGREEN
WAY
ENCINITAS CA 92024 10.5% 299 292
03 1
92 28900.00
28567.52 262000.00 9/25/95
3/25/96 8/25/20
89.00
2.25 18.% 2 203150.00 38
9419554 106920000419554 05 FAULK 6329
TWIN WOOD
WAY
CITRUS HEIGHTS CA 95621 10.5% 299 292
05 1
92
13800.00 8854.30 138000.00 9/29/95
3/29/96
8/29/20
90.00 2.25 18.% 2 110350.00 42
9419556 106920000419556 05 FELLER 3827
25TH STREET
SAN
FRANCISCO CA 94114 10.5% 299 293
05 1 92
45000.00
44467.62 450000.00 10/11/95
4/11/96 9/11/20
90.00
2.25 18.% 2 360000.00 36
9419558 106920000419558 05 FARRIS 2310
PHEASANT RUN
CIRCLE
STOCKTON CA 95207 10.5% 299 292
03 1
92
27000.00 26674.57 212000.00 9/28/95
3/28/96
8/28/20
89.00 2.25 18.% 2 161410.00 38
9419559 112920000419559 05 SAMULIN 660
GENEVA PLACE
TAMPA FL 33606 11.% 299 293
05 1 92
48850.00
39398.22 280000.00 10/4/95 1/4/96
9/4/20
90.00
2.75 18.% 2 203150.00 32
9419561 132910000419561 02 KENNEDY 74
SHORELINE
CIRCLE
INCLINE VILLAGE NV 89451 9.25% 179 173
05 1
91
98000.00 53736.17 935000.00 10/26/95
1/26/96
9/26/10
80.00 1.00 18.% 2 650000.00 36
9419562 106910000419562 05 ROSE 8
MERRILL WAY
CARMEL
VALLEY CA 93924 9.25% 299 293
05 1 91
24000.00
23550.45 284000.00 10/27/95 1/27/96
9/27/20
80.00
1.00 18.% 2 203150.00 45
9419563 106920000419563 00 GOLDBERG 4771
VISTA DE
ORO AVENUE
WOODLAND HILLS AREA CA 91364 10.5% 300 295
05
1 92
45500.00 44681.75 455000.00 11/8/95
2/8/96
11/8/20
90.00 2.25 18.% 2 364000.00 39
9419564 106920000419564 00 ALLANA 3880
DUNCAN
PLACE
PALO ALTO CA 94306 10.5% 299 292
05 1
92
40900.00 40691.14 409000.00 9/18/95
12/18/95
8/18/20
90.00 2.25 18.% 2 327200.00 45
9419570 106910000419570 01 DOLLINGER 54017
PARK
GRANADA
CALABASAS CA 91302 9.75% 299 292
03 1
91
45000.00 44219.33 590000.00 9/28/95
3/28/96
8/28/20
74.00 1.50 18.% 2 388381.00 47
9419574 115920000419574 02 BROADDUS 94 -
376
KAHULIALII STREET
MILILANI HI 96789 11.5% 300 295
03 1 92
36000.00
26716.17 300000.00 11/28/95
2/28/96 11/28/20
90.00
3.25 18.% 2 234000.00 37
9419576 106920000419576 00 SAMPSON 5716
HEMPSTEAD
DRIVE
AGOURA HILLS CA 91301 11.% 299 292
03 1
92
50700.00 50406.18 507500.00 9/26/95
12/26/95
8/26/20
90.00 2.75 18.% 2 406000.00 29
9419577 106920000419577 01 LINDSEY 21520
ALAMINOS
DRIVE
SANTA CLARITA CA 91350 10.5% 299 293
05 1
92
30000.00 29757.70 170000.00 10/3/95
1/3/96
9/3/20
90.00 2.25 18.% 2 123000.00 36
9419578 106920000419578 00 TISHLER 1333
NORTH
CYPRESS STREET
LA HABRA HEIGHTS CA 90631 11.% 299 292
05 1
92
84700.00 84392.50 565000.00 9/7/95
12/7/95
8/7/20
90.00 2.75 18.% 2 423750.00 44
9419581 112910000419581 03 MORLANS 7305
WEST 18
AVENUE
HIALEAH FL 33014 8.75% 299 293
09 1 91
20000.00
13385.31 97000.00 10/2/95
1/2/96 9/2/20
73.00
0.50 18.% 2 50363.00 36
9419588 106920000419588 00 HAMILTON 7333
RASMUSSEN
WAY
ROHNERT PARK CA 94928 10.5% 300 294
05 1
92
31000.00 30557.37 310000.00 10/17/95
1/17/96
10/17/20
90.00 2.25 18.% 2 248000.00 38
9419590 106920000419590 00 SWEENEY 1868
PHEASANT
RUN TERRACE
BRENTWOOD CA 94513 11.% 300 294
05 1
92
61325.00 59937.38 296000.00 10/4/95
1/4/96
10/4/20
90.00 2.75 18.% 2 203150.00 36
9419592 106920000419592 02 GILBERT 11230
WISTERIA
WAY
AUBURN CA 95603 11.% 299 293
05 1 92
35000.00
34649.31 192000.00 10/12/95
4/12/96 9/12/20
90.00
2.75 18.% 2 136053.97 40
9419593 106910000419593 00 NEUDORFER 357
DUANE
AVENUE
SAN GABRIEL CA 91775 11.% 300 294
05 1
91
54000.00 49556.11 354000.00 10/19/95
1/19/96
10/19/20
90.00 2.75 18.% 2 264000.00 44
9419594 153920000419594 01 MCGEHEE 738
ASHLEY
COURT
BUCKLEY WA 98321 11.5% 299 293
05 1
92
20000.00 19760.88 128000.00 10/13/95
4/13/96
9/13/20
87.00 3.25 18.% 2 91051.00 50
9419609 106920000419609 01 QUINTONG 5454
ALAMO
TERRACE
FREMONT CA 94538 11.% 300 294
03 1
92 14500.00
14376.42 194000.00 10/6/95
1/6/96 10/6/20
83.00
2.75 18.% 2 145500.00 46
9419610 112920000419610 05 PEREZ 6600 SW
43 STREET
MIAMI
FL 33155 11.% 180 174 05
1 92 20000.00
19829.94
166000.00 10/11/95 1/11/96
10/11/10 88.00
2.75
18.% 2 124500.00 38
9419612 113920000419612 00 WILLIAMS 910
WATERTON
COURT
SUWANEE GA 30174 11.% 299 293
03 1
92 23800.00
23560.54 238000.00 9/29/95
12/29/95 9/28/20
90.00
2.75 18.% 2 190350.00 45
9419614 112920000419614 05 LIM 10348
POINTVIEW
COURT
ORLANDO FL 32835 11.% 301 295
03 1
92 40000.00
40000.00 380000.00 10/16/95
1/16/96 11/16/20
89.00
2.75 18.% 2 296000.00 34
9419615 112910000419615 00 MAHONEY 720 SE
6 STREET
FORT
LAUDERDALE FL 33301 11.% 300 294
05 1 91
100000.00
99739.88 355000.00 9/29/95
12/29/95 10/1/20
85.00
2.75 18.% 2 200000.00 45
9419616 113920000419616 00 TWEDDLE 900
YOSEMITE
DRIVE
SUWANEE GA 30174 11.% 299 294
03 1
92 21300.00
20480.45 214000.00 10/12/95
1/12/96 10/11/20
90.00
2.75 18.% 2 170400.00 29
9419620 113920000419620 00 SMITH 5240
DEERLAKE
DRIVE
ALPHARETTA GA 30202 11.% 299 292
03 1
92
34450.00 33032.89 270000.00 8/30/95
11/30/95
8/29/20
88.00 2.75 18.% 2 203150.00 42
9419622 124920000419622 05 SMITH 4009
OLIVER STREET
CHEVY
CHASE MD 20815 11.% 300 293
05 1 92
50000.00
42380.53 533000.00 9/30/95 12/30/95
9/30/20
90.00
2.75 18.% 2 426400.00 35
9419626 113910000419626 00 MCSWAIN 5761
RIVERSIDE
DRIVE
ATLANTA GA 30328 11.% 299 293
05 1
91 58000.00
57615.86 701300.00 9/29/95
12/29/95 9/28/20
75.00
2.75 18.% 2 464500.00 35
9419630 106920000419630 05 GRANT, III 1241
LYNWOOD
DRIVE
NOVATO CA 94947 11.% 300 294
05 1 92
30000.00
29621.23 260000.00 10/11/95
1/11/96 10/11/20
83.00
2.75 18.% 2 184230.00 46
9419632 125910000419632 06 DEBENEDICTIS 500
SANDY
VALLEY ROAD
WESTWOOD MA 02090 9.25% 298 293
05 1
91
200000.00 29214.55 631000.00 10/18/95
1/18/96
9/1/20
52.00 1.00 18.% 2 125000.00 45
9419635 106910000419635 05 PHOUNRATH 2280
PALMIRA
WAY
SAN JOSE CA 95122 11.% 300 294
05 1 91
20000.00
19767.80 177000.00 10/17/95
1/17/96 10/17/20
89.00
2.75 18.% 2 136600.00 50
9419636 149910000419636 02 BASS 5586
SOUTH 4220
WEST
KEARNS UT 84118 8.75% 299 293
05 1 91
12000.00
11745.78 67000.00 10/6/95
1/6/96 9/6/20
77.00
0.50 18.% 2 39000.00 34
9419637 124910000419637 06 PRICE 1505
GRACE CHURCH
ROAD
SILVER SPRING MD 20910 9.25% 300 294
05 1
91
19200.00 7834.94 274000.00 10/20/95
1/20/96
10/20/20
75.00 1.00 18.% 2 186300.00 42
9419639 106910000419639 05 HENSON 1531
POPPYBANK
COURT
PLEASANTON CA 94566 8.75% 299 293
03 1
91
15000.00 8241.69 245000.00 10/31/95
1/31/96
9/30/20
68.00 0.50 18.% 2 150887.00 44
9419640 113910000419640 02 CHURCHILL 3528
PICKETS
LAKE WAY
ACWORTH GA 30101 9.25% 300 294
05 1
91
30000.00 29634.96 160000.00 10/30/95
1/30/96
10/30/20
55.00 1.00 18.% 2 57746.00 21
9419643 149920000419643 03 BARNETT 3080
WEST SKYVUE
CIRCLE
WEST JORDAN UT 84088 10.75% 299 293
05 1
92
42000.00 41627.70 152000.00 10/13/95
1/13/96
9/13/20
89.00 2.50 18.% 2 92904.00 27
9419646 104920000419646 06 RHODES 9829
EAST GAMBLE
LANE
SCOTTSDALE AZ 85262 10.5% 179 173
03 1
92
39500.00 38138.24 395000.00 10/8/95
1/8/96
9/8/10
90.00 2.25 18.% 2 316000.00 30
9419647 141920000419647 03 HYNDMAN 39817
KINGSTON-JORDAN
ROAD SCIO OR 97374 11.5% 299
295 05 1
91
47000.00 46813.40 219000.00 12/8/95
3/8/96
11/8/20
86.00 3.25 18.% 2 140217.00 47
9419649 134910000419649 05 TERRERI 37
BOULEVARD
ROAD
CEDAR KNOLLS NJ 07927 9.75% 300 294
05 1
91
25000.00 24936.19 180000.00 10/20/95
1/17/96
10/20/20
77.00 0.50 18.% 2 113373.00 21
9419653 106920000419653 01 PAPADOPOULOS 159
VALMAR
TERRACE
SAN FRANCISCO CA 94112 10.5% 179 173
05 1
92
30000.00 28337.01 200000.00 10/2/95
1/2/96
9/2/10
90.00 2.25 18.% 2 150000.00 32
9419655 106920000419655 01 MCGINTY 21781
QUEENSBURY DRIVE
LAKE FOREST CA 92632 10.5% 300 294
03 1
92
30500.00 28862.72 310000.00 10/5/95
1/5/96
10/5/20
89.00 2.25 18.% 2 244000.00 41
9419656 108920000419656 05 PICKENS 11432
RED CLOUD
PEAK
LITTLETON CO 80127 10.25% 299 293
03 1
92
25200.00 15806.62 168000.00 10/5/95
1/5/96
9/5/20
90.00 2.00 18.% 2 126000.00 28
9419658 147920000419658 01 TILLEY 245
HIDDEN OAKS
TRAIL
CLEVELAND TN 37311 10.5% 299 293
05 1
92
19500.00 15112.46 134000.00 10/17/95
1/17/96
9/17/20
87.00 2.25 18.% 2 96171.00 38
9419659 124910000419659 05 VON KANN 4311
TORCHLIGHT
CIRCLE
BETHESDA MD 20816 9.25% 300 293
03 1
91
60000.00 59360.91 630000.00 9/29/95
12/29/95
9/29/20
59.00 1.00 18.% 2 306843.00 40
9419660 106930000419660 05 YAMA 10196
ADRIANA
AVENUE
CUPERTINO CA 95014 10.5% 300 294
05 1
93
35000.00 28705.54 350000.00 10/11/95
1/11/96
10/11/20
90.00 2.25 18.% 2 280000.00 35
9419665 112920000419665 06 RUSSELL 3401
HERON DRIVE
NORTH
JACKSONVILLE BEACH FL 32250 10.5% 299 293
05
1 92
13000.00 12777.75 121000.00 10/20/95
4/20/96
9/20/20
88.00 2.25 18.% 2 93264.00 40
9419668 134920000419668 06 WROBEL 91
PIERMONT
AVENUE
HILLSDALE NJ 07642 11.% 299 293
05 1
92 48900.00
46051.56 207000.00 10/30/95
1/30/96 9/30/20
90.00
2.75 18.% 2 137263.68 41
9419673 106920000419673 00 SUTTON 4
WOODSPRING
IRVINE
CA 92714 8.5% 299 294 01
1 92
28300.00
27780.15 283000.00 11/9/95 5/9/96
10/9/20
90.00 2.00
18.% 2 226400.00 27
9419677 106920000419677 05 KELLEY 3039
MARKRIDGE
ROAD LA
CRESCENTA AREA CA 91214 11.% 299 293
05 1
92
34000.00 23936.79 240000.00 10/11/95
1/11/96
9/11/20
90.00 2.75 18.% 2 181333.00 45
9419682 106920000419682 00 PHEIF 160
MONTE VISTA
AVENUE
MILL VALLEY CA 94941 11.% 300 294
05 1
92
27000.00 26654.29 270000.00 10/24/95
1/24/96
10/24/20
90.00 2.75 18.% 2 216000.00 29
9419685 106920000419685 05 ABOOTORABI 3015
MCKINLEY
DRIVE
SANTA CLARA CA 95051 10.5% 300 294
05 1
92
28100.00 27749.03 257000.00 10/11/95
1/11/96
10/11/20
90.00 2.25 18.% 2 203150.00 44
9419694 106920000419694 00 DOWNING 116 VIA
DE
TESOROS LOS
GATOS CA 95030 11.% 299 291
05 1 92
26500.00
26374.80 530000.00 8/28/95 11/28/95
7/28/20
85.00
2.75 18.% 2 424000.00 44
9419696 106920000419696 05 GUERRIERO 168
PARK SHARON
DRIVE
SAN JOSE CA 95136 11.% 299 293
05 1 92
56050.00
55867.67 288000.00 10/6/95
1/6/96 9/6/20
90.00
2.75 18.% 2 203150.00 40
9419697 132910000419697 03 NEWELL 2817
WATERVIEW
DRIVE
LAS VEGAS NV 89117 9.25% 299 293
05 1
91
44500.00 35661.02 243000.00 10/31/95
1/31/96
9/30/20
79.00 1.00 18.% 2 147435.00 43
9419701 106920000419701 00 FERNANDEZ 12
ALPINE COURT
PITTSBURG CA 94565 11.% 300 294
05 1
92 22500.00
20053.32 150000.00 10/10/95
1/10/96 10/10/20
90.00
2.75 18.% 2 112500.00 32
9419704 106920000419704 01 BEYROOTY 2047
PORT
PROVENCE PLACE
NEWPORT BEACH CA 92660 11.% 179 173
05 1
92
90000.00 77165.11 600000.00 10/19/95
4/19/96
9/19/10
84.00 2.75 18.% 2 408379.00 42
9419705 208920000419705 05 HELDT 15175
THORNBIRD
COURT
COLORADO SPRINGS CO 80921 10.5% 299 293
05
1 92
25000.00 17320.29 267000.00 10/17/95
1/17/96
9/17/20
85.00 2.25 18.% 2 200000.00 40
9419710 106920000419710 03 HALL 2156
AMHURST WAY
EL
DORADO HILLS CA 95762 11.% 299 293
03 1
92
60500.00 56344.42 465000.00 10/16/95
4/16/96
9/16/20
89.00 2.75 18.% 2 349131.00 42
9419711 106920000419711 01 BEDELL 23441
SKYVIEW
TERRACE
LOS GATOS CA 95030 10.5% 299 293
05 1
92
18000.00 12682.63 416000.00 10/17/95
4/17/96
9/17/20
85.00 2.25 18.% 2 332000.00 45
9419717 106920000419717 02 OAKLEY 1787
SILKWOOD
LANE
CONCORD CA 94521 10.5% 300 294
05 1
92
21000.00 20789.96 215000.00 10/11/95
1/11/96
10/11/20
90.00 2.25 18.% 2 172000.00 39
9419720 106920000419720 05 DUSHKES
745-7451/2 NORTH
GENESEE AVE
LOS ANGELES CA 90046 11.% 299 292
01 1
92
44200.00 43976.43 295000.00 9/12/95
3/12/96
8/12/20
90.00 2.75 18.% 2 221250.00 30
9419721 208910000419721 05 PINGREE 7293
SOUTH
NIAGARA CIRCLE
ENGLEWOOD CO 80112 10.25% 299 293
03 1
91
16000.00 15802.96 375000.00 10/18/95
1/18/96
9/18/20
85.00 2.00 18.% 2 300000.00 28
9419722 106910000419722 05 OBLAS 24703
CALLE
ALTAMIRA
CALABASAS CA 91302 11.% 299 293
05 1
91
39500.00 38957.74 395000.00 10/18/95
4/18/96
9/18/20
90.00 2.75 18.% 2 316000.00 41
9419723 106920000419723 05 TRAN 1604
PECAN COURT
REDWOOD CITY CA 94061 11.% 300 294
05 1
92
66000.00 45813.47 301000.00 10/23/95
1/23/96
10/23/20
90.00 2.75 18.% 2 203150.00 45
9419724 106920000419724 05 MASSEY, JR. 361
BLUE JAY WAY
NAPA CA 94558 10.5% 300 294
05 1 92
30000.00
9869.97 305000.00 10/18/95 1/18/96
10/18/20
90.00
2.25 18.% 2 244000.00 40
9419727 106920000419727 00 CALANDRA 2556
RINCONIA
DRIVE
LOS ANGELES CA 90068 11.% 299 292
05 1
92
27500.00 27186.52 275000.00 9/20/95
3/20/96
8/20/20
90.00 2.75 18.% 2 220000.00 29
9419729 106910000419729 00 GELFAND MOWDER 513
WATER
OAK LANE #D
AGOURA AREA CA 91301 11.% 299
292 07
1 91
22900.00 22625.43 155000.00 9/11/95
3/11/96
8/11/20
89.00 2.75 18.% 2 114750.00 37
9419730 112920000419730 03 LOPEZ 14523
SW 144 COURT
MIAMI
FL 33196 10.5% 301 295 03
1 92
28200.00
27789.03 141000.00 10/23/95 1/23/96
11/23/20
90.00
2.25 18.% 2 98700.00 39
9419734 106920000419734 03 SWAN 11522
KATHY LANE
GARDEN GROVE CA 92640 11.% 299 292
05 1
92
26400.00 25497.09 176000.00 9/22/95
3/22/96
8/22/20
90.00 2.75 18.% 2 132000.00 16
9419735 208910000419735 00 BUCHANAN, DR. 1512
LARIMER
STREET
DENVER CO 80202 10.75% 299 293
01 1
91 54750.00
54168.25 365000.00 10/19/95
1/19/96 9/19/20
90.00
2.50 18.% 2 273750.00 28
9419744 106920000419744 03 KETTLEWELL 821
BROOKDALE
AVENUE
LA HABRA CA 90631 11.% 299 294
05 1
92
52000.00 51218.27 260000.00 11/1/95
2/1/96
10/1/20
90.00 2.75 18.% 2 182000.00 19
9419747 206910000419747 02 PRATALI 108
NORTH MARTEL
AVENUE
LOS ANGELES CA 90036 11.% 179 173
05 1
91
50000.00 49258.60 530000.00 10/27/95
1/27/96
9/27/10
79.00 2.75 18.% 2 366000.00 45
9419758 232920000419758 05 HERMAN 6580
VILLA DEL
SOL LAS
VEGAS NV 89110 11.5% 300 295
05 1 92
100000.00
99569.58 775000.00 10/24/95 1/24/96
11/1/20
81.00
3.25 18.% 2 525000.00 32
9419762 106920000419762 05 BERGMAN 3839
GLENRIDGE
DRIVE
LOS ANGELES CA 91423 10.5% 299 293
05 1
92
29250.00 26295.93 465000.00 10/1/95
1/1/96
9/1/20
87.00 2.25 18.% 2 372000.00 23
9419763 106920000419763 00 FARR 5953
VISTA DE LA LUZ
LOS
ANGELES CA 91367 11.% 299 292
05 1 92
41700.00
41156.52 417596.00 9/29/95
12/29/95 8/29/20
90.00
2.75 18.% 2 333600.00 30
9419765 101920000419765 00 WALLACE III 507
ARROWLEAF
PLACE
MONTGOMERY AL 36117 10.5% 299 294
05 1
92
25950.00 25569.44 173000.00 11/1/95
2/1/96
10/1/20
90.00 2.25 18.% 2 129750.00 36
9419766 101930000419766 06 THORNTON 2806
RAINBOW
DRIVE
TUSKEGEE AL 36088 10.5% 299 294
05 1
93
22000.00 21940.87 108000.00 11/2/95
2/2/96
10/2/20
90.00 2.25 18.% 2 75012.00 32
9419767 208920000419767 01 NEEVES 4876
CHAPARRAL
ROAD
COLORADO SPRINGS CO 80917 11.5% 299 295
05
1 92
23000.00 16931.45 125000.00 12/14/95
3/14/96
11/14/20
86.00 3.25 18.% 2 83450.00 37
9419768 101910000419768 06 MIDDLETON 1251
AVONDALE
ROAD
MONTGOMERY AL 36109 9.% 299 294
05 1
81
10000.00 9841.45 57000.00 11/28/95
2/28/96
10/28/20
58.00 0.75 18.% 2 22691.00 17
9419769 225920000419769 05 ROBBIE 159
HOBART AVE
BRAINTREE MA 02184 10.5% 299 293
05 1
92
45000.00 44906.56 276000.00 10/20/95
1/20/96
9/20/20
90.00 2.25 18.% 2 203000.00 39
9419771 208910000419771 03 BRUNSON 8755
DOVER
CIRCLE
ARVADA CO 80005 8.75% 299 293
05 1
91 29500.00
17235.30 110500.00 10/9/95
1/31/96 9/9/20
80.00
0.50 18.% 2 58311.00 37
9419773 106910000419773 01 FREIGHT 5262
BELLE AVENUE
CYPRESS CA 90630 10.5% 300 294
05 1
91 28500.00
28239.17 190000.00 10/9/95
1/9/96 10/9/20
90.00
2.25 18.% 2 142500.00 42
9419775 106910000419775 00 TURNER 22
MAPLEWOOD
DRIVE
DANVILLE CA 94526 11.5% 299 293
05 1
91
55700.00 55034.89 557500.00 10/5/95
4/5/96
9/5/20
90.00 3.25 18.% 2 445700.00 45
9419776 106920000419776 03 VERDIN 5335
CANTERBURY
DRIVE
SAN DIEGO CA 92116 10.5% 300 294
05 1
92
22000.00 17032.04 355000.00 10/13/95
1/11/96
10/13/20
90.00 2.25 18.% 2 297500.00 39
9419779 106920000419779 05 CARROLL 6
GOLDENRAIN
ALISO
VIEJO CA 92656 11.% 299 292
03 1 92
18500.00
18329.59 217000.00 9/28/95 3/28/96
8/28/20
87.00
2.75 18.% 2 168500.00 44
9419780 106910000419780 02 INIGUEZ-GAVINO 2027
54TH
STREET
SAN DIEGO CA 92105 11.% 299 293
05 1
91 18800.00
16657.38 111000.00 10/12/95
4/12/96 9/12/20
90.00
2.75 18.% 2 81000.00 40
9419781 106910000419781 00 HECHT 723
27TH STREET
SAN
FRANCISCO CA 94131 10.5% 299 292
05 1 91
42000.00
9909.21 420000.00 9/29/95
3/29/96 8/29/20
90.00
2.25 18.% 2 336000.00 39
9419782 106920000419782 01 RAMSAY 83
PARTRIDGE
DRIVE
NOVATO CA 94945 11.% 299 293
05 1 92
12000.00
7406.17 422500.00 10/12/95
4/12/96 9/12/20
83.00
2.75 18.% 2 338000.00 38
9419783 106910000419783 02 BEVERFORDEN 2113
VOORHEES
AVENUE,
UNIT B REDONDO BEACH CA 90278 11.5% 299
293
01 1
91 36000.00 35569.43 240000.00 10/2/95
4/2/96
9/2/20
90.00 3.25 18.% 2 178861.00
49
9419784 106910000419784 01 DINKFELD 2372
WEST
VALDINA AVENUE
ANAHEIM CA 92801 11.% 299 292
05 1
91 17000.00
16875.08 170000.00 9/22/95
12/22/95 8/22/20
90.00
2.75 18.% 2 135184.00 37
9419785 106920000419785 05 CRUZ 32551
FALL VIEW
ROAD
WESTLAKE VILLAGE CA 91361 11.% 299 292
03
1 92
52000.00 51361.03 520000.00 9/25/95
3/25/96
8/25/20
90.00 2.75 18.% 2 416000.00 37
9419786 106920000419786 05 MC SORLEY 446
SOUTH
BENTLEY AVENUE
LOS ANGELES CA 90049 11.% 299 292
05 1
92
45000.00 44358.89 450000.00 9/11/95
3/11/96
8/11/20
90.00 2.75 18.% 2 360000.00 36
9419787 106910000419787 02 O'HARE 7860
HALEY DRIVE
GRANITE BAY CA 95746 10.5% 299 292
03 1
91
33000.00 31932.31 465000.00 9/28/95
3/28/96
8/28/20
88.00 2.25 18.% 2 372000.00 45
9419789 106910000419789 05 SHAVOLIAN 5812
DONNA
AVENUE
LOS ANGELES CA 91356 9.25% 299 292
05 1
91
24950.00 24694.79 227000.00 9/22/95
12/22/95
8/22/20
80.00 1.00 18.% 2 156630.00 34
9419790 106910000419790 00 HAUBOLD 288
CASPER PLACE
SAN
RAMON CA 94583 10.5% 299 293
05 1 91
22100.00
21898.49 221900.00 10/12/95 4/12/96
9/12/20
90.00
2.25 18.% 2 177500.00 33
9419791 106920000419791 05 DEMARCO 1030
STONE
CANYON ROAD
LOS ANGELES CA 90077 11.% 299 292
05 1
92
71000.00 70588.51 772500.00 9/26/95
12/26/95
8/26/20
83.00 2.75 18.% 2 568000.00 16
9419792 106910000419792 00 MILLMAN 14926
SUTTON
STREET
LOS ANGELES CA 91403 10.25% 299 293
05 1
91
44500.00 43963.51 445000.00 10/3/95
4/3/96
9/3/20
90.00 2.00 18.% 2 356000.00 29
9419793 106920000419793 05 HERNANDEZ 2259
KAMMERER
AVENUE
SAN JOSE CA 95116 11.% 299 292
05 1 92
31500.00
31394.93 210000.00 9/1/95
12/1/95 8/1/20
90.00
2.75 18.% 2 157500.00 38
9419795 106920000419795 05 COHEN 573
MEADOWRUN
STREET
THOUSAND OAKS CA 91360 11.5% 299 292
05 1
92
34100.00 33911.19 342000.00 9/27/95
12/27/95
8/27/20
90.00 3.25 18.% 2 273500.00 49
9419796 106920000419796 05 ROTHSTEIN 7476
COMET VIEW
COURT
SAN DIEGO CA 92120 10.5% 299 292
05 1
92
25000.00 22085.03 225000.00 9/27/95
3/28/96
8/28/20
90.00 2.25 18.% 2 177000.00 31
9419799 106910000419799 05 NIELSEN JR 630
WALNUT
DRIVE
OAKLEY CA 94561 10.5% 299 292
05 1
91 22200.00
21717.88 148000.00 9/21/95
3/21/96 8/21/20
90.00
2.25 18.% 2 111000.00 44
9419800 106920000419800 05 JOHANNSEN 31927
KINGSPARK
COURT
WESTLAKE VILLAGE CA 91361 11.% 299 292
05
1 92
17800.00 10133.39 360000.00 9/6/95
3/6/96
8/6/20
85.00 2.75 18.% 2 285200.00 40
9419801 106920000419801 05 DICKMAN 5
BERENS DRIVE
KENTFIELD CA 94904 11.% 299 293
05 1
92
100000.00 98816.19 500000.00 10/12/95
4/12/96
9/12/20
89.00 2.75 18.% 2 344936.00 44
9419805 104910000419805 01 MINK 12850
EAST GAIL
ROAD
SCOTTSDALE AZ 85259 8.75% 299 293
03 1
91
13250.00 12261.22 265000.00 10/2/95
1/2/96
9/2/20
80.00 0.50 18.% 2 198750.00 32
9419808 106920000419808 00 LIM 3985
MANDEVILLE
CANYON ROAD
LOS ANGELES CA 90049 11.% 299 292
05 1
92
75750.00 74727.38 505000.00 9/6/95
3/6/96
8/6/20
90.00 2.75 18.% 2 378750.00 41
9419809 141910000419809 02 PERKINS 6110
SOUTHEAST
TOLMAN
STREET PORTLAND OR 97206 11.% 299
292 05
1 91
21400.00 21162.04 90000.00 9/7/95
3/7/96
8/7/20
90.00 2.75 18.% 2 59549.00 27
9419810 141910000419810 05 BODINE 2545
NONPARIEL
ROAD
SUTHERLIN OR 97479 9.25% 299 292
05 1
91
20000.00 19835.20 130000.00 9/7/95
3/7/96
8/7/20
69.00 1.00 18.% 2 69092.00 43
9419811 106920000419811 00 MARKILES 18405
KINGSPORT
DRIVE
MALIBU AREA CA 90265 11.% 299 292
05 1
92
52000.00 51494.94 520000.00 9/18/95
3/18/96
8/18/20
90.00 2.75 18.% 2 416000.00 39
9419816 106910000419816 05 LARSON 37645
FARWELL
DRIVE
FREMONT CA 94536 10.5% 299 293
03 1
91 30000.00
29633.48 245000.00 10/12/95
4/12/96 9/12/20
90.00
2.25 18.% 2 189000.00 35
9419817 106920000419817 05 MARGOLIES-KIERNAN 1
CANADA
VISTA
LA HONDA AREA CA 94020 11.% 299 292
05 1
92
45500.00 44972.99 522000.00 9/22/95
3/22/96
8/22/20
84.00 2.75 18.% 2 389600.00 37
9419822 208920000419822 00 WESTERMAN 153
WREN
COURT
BASALT CO 81621 10.5% 299 293
07 1 92
28050.00
27760.01 195000.00 10/17/95
1/17/96 9/17/20
87.00
2.25 18.% 2 140250.00 37
9419826 141920000419826 05 HAMANN 36550
S.E. BOITANO
ROAD
SANDY OR 97055 10.5% 300 294
05 1 92
50000.00
37899.93 285000.00 10/20/95
1/20/96 10/20/20
85.00
2.25 18.% 2 192000.00 44
9419827 106920000419827 05 PERSICHITTE 4
LAFAYETTE
LANE
COTO DE CAZA AREA CA 92679 11.% 299 294
03
1 92
35600.00 27745.27 467000.00 11/14/95
2/14/96
10/14/20
88.00 2.75 18.% 2 372800.00 50
9419833 232920000419833 05 PIKULIK 230
NIGHT FALL
TERRACE
HENDERSON NV 89015 12.% 299 293
05 1
92
75400.00 74757.69 130000.00 10/17/95
1/17/96
9/17/20
90.00 3.75 18.% 2 41538.16 40
9419840 206920000419840 00 PRESTON 830
CAMINO
FLORES
THOUSAND OAKS AREA CA 91360-250011.% 299 293
03
1 92
42950.00 42445.45 435000.00 10/25/95
1/25/96
9/25/20
89.00 2.75 18.% 2 343900.00 34
9419841 225910000419841 00 PASQUALUCCI 96
TOWER HILL
DRIVE
HANOVER MA 02359 8.5% 299 293
05 1
91
24000.00 11303.91 160000.00 10/13/95
1/13/96
9/13/20
78.00 0.25 18.% 2 100000.00 29
9419844 106920000419844 05 CHAO 18264
SWATHMORE
DRIVE
SARATOGA CA 95070 11.% 299 293
05 1
92
40000.00 39425.50 330000.00 10/18/95
4/18/96
9/18/20
87.00 2.75 18.% 2 245840.00 41
9419847 112920000419847 00 GOLDMAN 3518
SOUTHWOOD
COURT
DAVIE FL 33328 10.5% 301 295
03 1 92
39750.00
39190.77 265000.00 10/30/95 1/30/96
11/30/20
90.00
2.25 18.% 2 198750.00 32
9419850 106910000419850 05 GLIOZZO 2682
COIT DRIVE
SAN
JOSE CA 95124 8.75% 299 293
05 1 91
40000.00
6242.86 250000.00 10/13/95 4/13/96
9/13/20
54.00
0.50 18.% 2 93000.00 35
9419852 106910000419852 05 JOHNSTON 1349
OAK STREET
SANTA MONICA CA 90405 8.5% 299 293
05 1
91
23000.00 22620.27 340000.00 10/20/95
4/20/96
9/20/20
80.00 0.25 18.% 2 249000.00 28
9419854 106920000419854 01 DISHLER 13627
SOMERSET
ROAD
POWAY CA 92064 11.5% 300 294
05 1 92
31000.00
30601.96 310000.00 10/25/95
1/25/96 10/25/20
90.00
3.25 18.% 2 248000.00 38
9419855 153920000419855 05 KOSKOVICH 22719
SOUTHEAST
21ST PLACE
ISSAQUAH WA 98029 11.5% 299 293
05 1
92
57600.00 56802.58 291000.00 10/23/95
4/23/96
9/23/20
87.00 3.25 18.% 2 194250.00 50
9419856 112920000419856 00 RUBEN 4434
POST AVENUE
MIAMI
BEACH FL 33140 10.75% 299 293
05 1 92
34000.00
23020.21 210000.00 10/17/95 1/17/96
9/17/20
90.00
2.50 18.% 2 155000.00 30
9419857 106920000419857 05 ESPINOZA 3213
DAVIDSON
DRIVE
ANTELOPE CA 95843 11.5% 299 293
05 1
92
13000.00 13125.06 87000.00 10/17/95
4/17/96
9/17/20
90.00 3.25 18.% 2 65250.00 37
9419858 106910000419858 05 MALCOLM 26045
DUVAL WAY
LOS
ALTOS HILLS CA 94022 9.25% 179 173
05 1
91 50000.00
40635.56 980000.00 10/16/95
11/30/95 9/16/10
42.00
1.00 18.% 2 354461.00 45
9419859 106920000419859 01 SCIDMORE 1017
THORNTON
WAY
SAN JOSE CA 95128 10.5% 300 294
05 1 92
18200.00
16949.56 182000.00 10/25/95
1/25/96 10/25/20
90.00
2.25 18.% 2 145600.00 31
9419864 213930000419864 05 CUSHING JR 5346
HALLFORD
DRIVE
DUNWOODY GA 30338 11.5% 299 294
05 1
93
70500.00 68300.00 275000.00 11/25/95
2/25/96
10/25/20
90.00 3.25 18.% 2 177000.00 36
9419871 206920000419871 05 JOHNSON 3099
VICTORIA
ALPINE
CA 91901 11.% 298 293 05
1 92
58000.00
57537.08 330000.00 11/3/95 2/3/96
9/3/20
90.00 2.75
18.% 2 239000.00 38
9419875 106910000419875 05 DE LA CRUZ 645
62ND STREET
SAN
DIEGO CA 92114 9.25% 299 293
05 1 91
16400.00
16205.83 108000.00 10/6/95 4/6/96
9/6/20
80.00 1.00
18.% 2 70000.00 42
9419878 106920000419878 02 LIND 2608
WASHINGTON
AVENUE
SANTA MONICA CA 90403 10.25% 179 173
05 1
92
50000.00 49713.99 435000.00 10/18/95
4/18/96
9/18/10
89.00 2.00 18.% 2 336897.00 30
9419880 106910000419880 05 CARNEY 6402
FALLINGWATER DRIVE
HUNTINGTON BEACH CA 92647 9.25% 299 293
05
1 91
173400.00 170379.43 228000.00 10/26/95
1/26/96
9/26/20
80.00 1.00 18.% 2 8919.00 33
9419882 106910000419882 05 DENNETT 2342
BRUSHGLEN
WAY
SAN JOSE CA 95133 10.5% 300 294
05 1 91
35000.00
34170.28 195000.00 10/26/95
1/26/96 10/26/20
90.00
2.25 18.% 2 140000.00 40
9419883 106920000419883 05 KRUGER-REYES 309
WOOD
ROSE COURT
WINDSOR CA 95492 11.% 300 294
03 1
92 41000.00
29898.91 330000.00 10/27/95
1/27/96 10/27/20
90.00
2.75 18.% 2 256000.00 46
9419885 132910000419885 05 OLSEN 2421
RICE FLOWER
CIRCLE
LAS VEGAS NV 89134 8.75% 299 294
05 1
91
21100.00 20681.28 192000.00 11/2/95
2/2/96
10/2/20
80.00 0.50 18.% 2 132443.00 38
9419887 208910000419887 05 SULLIVAN 2458
8TH STREET
BOULDER CO 80304 8.5% 299 293
05 1
91 20000.00
18993.62 194000.00 10/13/95
1/13/96 9/13/20
73.00
0.25 18.% 2 120110.00 27
9419888 149910000419888 05 LOWELL 5656
CAPRI DRIVE
MURRAY UT 84123 8.5% 299 294
05 1
91 26000.00
25662.02 96000.00 11/6/95
2/6/96 10/6/20
80.00
0.25 18.% 2 50000.00 28
9419889 149910000419889 05 SHAW 570
EAST BENBOW
STREET
MURRAY UT 84107 9.% 299 293
05 1 91
40000.00
26301.62 145000.00 10/31/95
1/31/96 9/30/20
74.00
0.75 18.% 2 66286.00 27
9419890 112920000419890 00 KIEFER 1536 SE
12 STREET
DEERFIELD BEACH FL 33441 11.% 300 295
05 1
92
97500.00 60640.43 650000.00 10/17/95
12/17/95
11/1/20
90.00 2.75 18.% 2 487500.00 34
9419891 113920000419891 05 MILLS 2405
SADDLESPRINGS
DRIVE
ALPHARETTA GA 30201 11.% 299 293
05 1
92
59000.00 24638.05 765000.00 10/31/95
1/31/96
9/30/20
90.00 2.75 18.% 2 628319.00 30
9419894 134910000419894 06 LOPREST 18
DARTMOUTH
ROAD
PARLIN NJ 08859 8.75% 299 293
05 1 91
20000.00
19444.03 133000.00 10/17/95
1/17/96 9/17/20
78.00
0.50 18.% 2 83250.75 38
9419898 134910000419898 06 BIRD 8
NORMAN LANE
RAMSEY
NJ 07446 8.75% 299 293 03
1 91
24000.00
16930.59 250000.00 10/21/95 1/21/96
9/21/20
80.00
0.50 18.% 2 176003.53 32
9419900 106920000419900 05 HANSEN 510
ARROYO ROAD
SONOMA CA 95476 11.% 299 292
05 1
92 23500.00
21627.98 205000.00 9/22/95
3/22/96 8/22/20
87.00
2.75 18.% 2 153750.00 46
9419905 134910000419905 06 PUZO 21
HAMPSHIRE ROAD
MAHWAH NJ 07430 9.25% 300 294
05 1
91
100000.00 6917.84 630000.00 10/20/95
1/20/96
10/20/20
64.00 1.00 18.% 2 297275.00 38
9419906 106910000419906 05 NGUYEN 836
CLARA DRIVE
PALO
ALTO CA 94303 8.75% 300 293
05 1 91
30000.00
29610.53 360000.00 9/28/95 12/28/95
9/28/20
80.00
0.50 18.% 2 257753.00 37
9419907 106910000419907 02 JUGE, JR. 9432
SOUTH GILBERT
STREET
ANAHEIM AREA CA 92804 9.25% 180 174
05 1
91
50000.00 49480.69 335000.00 10/12/95
1/12/96
10/12/10
57.00 1.00 18.% 2 138000.00 42
9419909 135920000419909 01 SHERWOOD 1416
INDIANA NE
ALBUQUERQUE NM 87110 10.5% 179 174
05 1
92
19500.00 19300.32 130000.00 10/16/95
1/12/96
10/12/10
90.00 2.25 18.% 2 97500.00 6
9419911 106920000419911 05 ROKE 2585
INDIGO DRIVE
EL
CAJON CA 92019 10.5% 299 292
03 1 92
36000.00
5262.90 370000.00 9/26/95 12/26/95
8/26/20
90.00
2.25 18.% 2 296000.00 43
9419913 106920000419913 00 JENCEK 32
ELDER DRIVE
BELMONT CA 94002 10.5% 299 292
05 1
92
49900.00 24999.34 500000.00 9/23/95
3/23/96
8/23/20
90.00 2.25 18.% 2 399200.00 42
9419919 106910000419919 01 PARK 2585
NORTHWOOD
DRIVE
SAN JOSE CA 95132 11.% 300 294
05 1 91
30750.00
30353.46 205000.00 10/23/95
1/23/96 10/23/20
90.00
2.75 18.% 2 153750.00 43
9419921 253920000419921 05 SANTA CRUZ, JR 6202
1ST DRIVE
SE
EVERETT WA 98203 11.% 291 285
05 1
92 26400.00
26004.03 176000.00 10/16/95
1/16/96 1/16/20
90.00
2.75 18.% 2 132000.00 30
9419924 132920000419924 01 GAGLIANO 2304
FAIRBOURNE
WAY
HENDERSON NV 89014 10.25% 300 294
03 1
92
11000.00 10769.60 148000.00 10/11/95
1/11/96
10/11/20
87.00 2.00 18.% 2 117000.00 29
9419933 151920000419933 05 PRESCOTT 7813
BLACKACRE
ROAD
CLIFTON VA 22024 11.% 300 294
05 1 92
34000.00
28683.39 340000.00 10/17/95
1/31/96 10/17/20
88.00
2.75 18.% 2 264000.00 44
9419935 206910000419935 00 LEE 6857
CASUAL COURT
SAN
JOSE CA 95120 8.75% 299 293
05 1 91
23550.00
21100.00 330000.00 10/17/95 12/31/95
9/17/20
69.00
0.50 18.% 2 203150.00 42
9419936 106920000419936 05 SCHULTZ 25712
EASTWIND
DRIVE
DANA POINT CA 92629 11.% 299 293
05 1
92
20000.00 13329.27 245000.00 10/4/95
4/4/96
9/4/20
83.00 2.75 18.% 2 183000.00 44
9419938 106920000419938 00 LAMBDIN 744
SOUTH MARY
AVENUE
SUNNYVALE CA 94087 10.5% 300 294
05 1
92
36000.00 35286.91 240000.00 10/17/95
1/17/96
10/17/20
90.00 2.25 18.% 2 179950.00 40
9419942 106920000419942 05 FRAME 27827
ZION COURT
CASTAIC (AREA) CA 91384 10.5% 300 293
05 1
92
36000.00 35719.19 240000.00 9/29/95
12/29/95
9/29/20
90.00 2.25 18.% 2 180000.00 34
9419943 213920000419943 01 CUNNINGHAM 3691
FOREST
PEAK
LANDINGS MARIETTA GA 30066 11.% 300
295
05 1
92 35000.00 10000.00 275000.00 10/6/95
1/4/96
11/1/20
87.00 2.75 18.% 2
203000.00 50
9419944 106910000419944 00 KNAPP 30
HANDLEY TRAIL
REDWOOD CITY CA 94062 11.% 299 293
05 1
91
63900.00 63623.73 639000.00 10/17/95
1/17/96
9/17/20
90.00 2.75 18.% 2 511200.00 38
9419947 153920000419947 05 SOUTHWORTH 11825
93RD
AVENUE COURT
EAST PUYALLUP WA 98373 10.5% 300
295 05
1 92
48500.00 47862.07 185000.00 11/22/95
2/22/96
11/22/20
90.00 2.25 18.% 2 118000.00 36
9419950 106920000419950 05 SHOTLAND 5757
TENNEYSON
DRIVE
AGOURA HILLS CA 91301 11.5% 300 294
03 1
92
49250.00 48777.74 492500.00 10/16/95
1/16/96
10/16/20
90.00 3.25 18.% 2 394000.00 46
9419958 106920000419958 00 KEEFER 10
RAYMOND
AVENUE
SAN ANSELMO CA 94960 11.% 300 294
05 1
92
48000.00 47475.27 480000.00 10/13/95
1/13/96
10/13/20
90.00 2.75 18.% 2 384000.00 34
9419960 213910000419960 02 LOTT 21
BERRY DRIVE
BROXTON GA 31519 9.25% 299 293
05 1
91
25000.00 21556.20 129000.00 10/6/95
1/4/96
9/6/20
78.00 1.00 18.% 2 75000.00 36
9419961 106920000419961 05 BANUELOS 13057
LOUVRE
STREET
LOS ANGELES CA 91331 10.5% 299 293
05 1
92
19900.00 19656.52 125000.00 10/4/95
4/4/96
9/4/20
90.00 2.25 18.% 2 92600.00 42
9419962 106920000419962 00 MASE 16652
INTREPID LANE
HUNTINGTON BEACH CA 92649 11.% 299 293
05
1 92
28000.00 21070.90 475000.00 10/11/95
4/11/96
9/11/20
85.00 2.75 18.% 2 372000.00 38
9419963 153920000419963 01 SAGGERSON 15607
160TH
COURT
SOUTHEAST RENTON WA 98058 10.5% 300
294
03 1
92 24150.00 23064.75 161000.00
10/18/95 1/18/96
10/18/20 90.00 2.25 18.% 2
120750.00 19
9419970 106920000419970 05 TROTTER 4206
ADAM ROAD
SIMI
VALLEY CA 93063 10.5% 179 173
05 1 92
35000.00
27640.86 220000.00 10/18/95 4/18/96
9/18/10
90.00
2.25 18.% 2 163000.00 37
9419972 106920000419972 05 SIMPSON 14437
RIOS CANYON
ROAD
EL CAJON CA 92021 10.5% 300 294
05 1
92 33000.00
19843.97 245000.00 10/17/95
1/17/96 10/17/20
90.00
2.25 18.% 2 187500.00 38
9419976 106910000419976 05 SWINGLEY 10
SOUTH TRAIL
ORINDA CA 94563 8.75% 299 293
03 1 91
22000.00
20427.01 310000.00 10/6/95
4/6/96 9/6/20
73.00
0.50 18.% 2 203150.00 44
9419977 106910000419977 00 SCHUBER 154
NORTH
WESTWIND DRIVE
EL CAJON CA 92020 11.% 299 293
05 1 91
29800.00
29303.62 199000.00 10/3/95
4/3/96 9/3/20
90.00
2.75 18.% 2 149250.00 38
9419978 135910000419978 05 ULIBARRI 2945
VIAJE PAVO
REAL
SANTA FE NM 87505 9.25% 299 294
05 1
91 40000.00
40064.08 200000.00 11/3/95
2/3/96 10/3/20
80.00
1.00 18.% 2 119000.00 45
9419981 106920000419981 05 MINTZ 2660
CORDELIA
ROAD LOS
ANGELES CA 90049 9.25% 180 175
05 1 92
50000.00
49233.20 990000.00 11/16/95
2/16/96 11/16/10
70.00
1.00 18.% 2 640000.00 26
9419986 106920000419986 05 WALKER 708
JEFFREY
STREET
SOUTH LAKE TAHOE CA 96150 11.% 300 295
05
1 92
21000.00 14416.45 179000.00 11/16/95
2/16/96
11/16/20
90.00 2.75 18.% 2 138368.00 48
9419988 106910000419988 01 COLLIER 27934
HELTON
DRIVE
SAUGUS CA 91350 8.75% 299 293
05 1 91
37000.00
36304.63 235000.00 10/12/95
1/12/96 9/12/20
80.00
0.50 18.% 2 151000.00 26
9419989 153920000419989 02 SUMNER 918
14TH AVENUE
EAST
SEATTLE WA 98112 12.% 299 293
05 1
92 52000.00
50795.70 420000.00 10/19/95
4/19/96 9/19/20
85.00
3.75 18.% 2 302000.00 50
9419990 106920000419990 00 OKAMOTO 59
SOUTH PEAK
LAGUNA NIGUEL CA 92677 11.% 299 293
05 1
92
71900.00 71115.57 719000.00 10/24/95
4/24/96
9/24/20
90.00 2.75 18.% 2 575200.00 39
9419993 106920000419993 03 WU 184
SOUTH TRISH
COURT
ANAHEIM CA 92808 11.5% 299 293
03 1
92
100000.00 98514.57 650000.00 10/23/95
4/23/96
9/23/20
87.00 3.25 18.% 2 460458.00 44
9419994 106920000419994 05 ESFAHANI 1316
BENT TREE
LANE
CONCORD CA 94521 11.% 299 293
05 1
92 25000.00
24499.31 257500.00 10/17/95
4/17/96 9/17/20
90.00
2.75 18.% 2 206000.00 36
9419995 233920000419995 00 MARCUS 105
HAWTHORNE
VILLAGE
ROAD NASHUA NH 03062 10.5% 300
295 01
1 92
40200.00 39381.56 268000.00 11/10/95
2/10/96
11/10/20
90.00 2.25 18.% 2 201000.00 42
9419998 106920000419998 05 MORRIS 4576
PESCADERO
AVENUE
SAN DIEGO CA 92107 11.% 300 294
05 1
92 39000.00
38807.61 260000.00 10/12/95
1/22/96 10/12/20
90.00
2.75 18.% 2 195000.00 50
9420000 106920000420000 05 ANSPACH 59
GOLDEN HINDE
BOULEVARD
SAN RAFAEL CA 94903 11.% 300 294
05 1
92
32500.00 18923.45 325000.00 10/10/95
1/10/96
10/10/20
90.00 2.75 18.% 2 260000.00 49
9420001 225910000420001 02 DOHERTY 8 NINTH
STREET
MEDFORD MA 02155 9.25% 299 293
08 1
91
25000.00 24484.89 165000.00 10/19/95
1/19/96
9/19/20
76.00 1.00 18.% 2 100000.00 41
9420002 112920000420002 05 MOSKOWITZ 7609
S.W. 102
PLACE
MIAMI FL 33173 10.75% 299 293
07 1 92
75000.00
74122.43 90000.00 10/20/95
1/20/96 9/20/20
87.00
2.50 18.% 2 2579.13 23
9420003 206920000420003 01 MCREYNOLDS 2396
PICKENS
CANYONS
ROAD LA CRESCENTA AREA CA 91214 11.% 299
293
05 1
92 47000.00 46376.10 470000.00
10/19/95 2/1/96
9/19/20
90.00 2.75 18.% 2
376000.00 41
9420006 106920000420006 05 SPIES 29007
HOLLOW OAK
COURT
AGOURA HILLS CA 91301 10.5% 299 293
03 1
92
41700.00 40627.06 432000.00 10/15/95
4/15/96
9/15/20
87.00 2.25 18.% 2 333500.00 35
9420007 153920000420007 05 CRITZER 605
LOCKHART
DRIVE
YAKIMA WA 98901 10.5% 299 293
05 1
92 50000.00
23677.56 161000.00 10/20/95
4/20/96 9/20/20
90.00
2.25 18.% 2 94900.00 41
9420008 106920000420008 01 WHITE 73
BROOKWOOD
ROAD #11
ORINDA CA 94563 10.5% 299 292
01 1 92
10000.00
7920.28 180000.00 9/20/95
12/20/95 8/20/20
86.00
2.25 18.% 2 144000.00 38
9420010 141910000420010 05 MILLSAP 10047
SW TRAPPER
TERRACE
BEAVERTON OR 97008 11.5% 180 174
01 1
91
26546.00 26512.00 94000.00 10/2/95
10/31/95
10/2/10
29.00 3.25 18.% 1 .00 45
9420013 106920000420013 05 RYAN 1971
BRAEBURN
ROAD
ALTADENA CA 91001 11.% 300 294
05 1
92
43000.00 42551.60 435000.00 10/14/95
1/14/96
10/14/20
89.00 2.75 18.% 2 344000.00 48
9420016 206920000420016 05 MOSSMAN 2711
BOTTLEBRUSH DRIVE
LOS ANGELES CA 90077 9.75% 299 293
05 1
92
67000.00 57542.18 500000.00 10/23/95
1/23/96
9/23/20
80.00 1.50 18.% 2 332923.00 39
9420021 106920000420021 05 MERCADO 10805
TRENT WAY
LA
MESA CA 91941 10.5% 300 294
05 1 92
20000.00
16486.88 286000.00 10/6/95 1/6/96
10/6/20
87.00 2.25
18.% 2 227000.00 38
9420022 106920000420022 00 GARRETT 1056
CHERRY
AVENUE
SAN JOSE CA 95125 11.% 299 293
05 1 92
34500.00
30794.69 346000.00 10/11/95
4/11/96 9/11/20
90.00
2.75 18.% 2 276700.00 35
9420023 149910000420023 05 POULSON 2717
EAST
MORAINE CIRCLE
SALT LAKE CITY UT 84109 8.75% 179 173
05 1
91
50000.00 17314.75 350000.00 10/18/95
1/18/96
9/18/10
36.00 0.50 18.% 2 73300.00 35
9420025 106920000420025 00 GUNN 2257
CENTRAL PARK
DRIVE
SAN JOSE CA 95008 11.% 300 294
05 1 92
29900.00
29728.75 259000.00 10/30/95
1/30/96 10/30/20
90.00
2.75 18.% 2 203150.00 44
9420026 106910000420026 05 NUGEN 736 BIG
BEND DRIVE
PACIFICA CA 94044 11.% 299 293
05 1 91
34600.00
34083.28 304000.00 10/27/95
4/27/96 9/27/20
90.00
2.75 18.% 2 239000.00 44
9420031 106920000420031 03 EGAN 847
NORTH ORLANDO
AVENUE
LOS ANGELES CA 90069 11.5% 299 293
05 1
92
60000.00 59166.10 470000.00 10/19/95
4/19/96
9/19/20
90.00 3.25 18.% 2 363000.00 37
9420032 106920000420032 03 WAITE 1661
LAS TRAMPAS
ROAD
ALAMO CA 94507 11.% 300 294
05 1 92
71000.00
60500.00 550000.00 10/18/95
1/18/96 10/18/20
90.00
2.75 18.% 2 424000.00 43
9420033 106920000420033 05 COPRIVIZA 10422
DENISON
AVENUE
CUPERTINO CA 95014 10.5% 299 293
05 1
92
32000.00 31404.25 365000.00 10/20/95
4/20/96
9/20/20
90.00 2.25 18.% 2 294908.00 44
9420034 106920000420034 03 SCHORR 3616
MEADVILLE
DRIVE
SHERMAN OAKS CA 91403 11.% 299 293
05 1
92
33700.00 33412.64 337000.00 10/20/95
4/20/96
9/20/20
90.00 2.75 18.% 2 269600.00 30
9420035 106920000420035 00 SAJO 811
NORTH PALM
STREET LA
HABRA CA 90631 10.5% 299 293
05 1 92
48000.00
47350.75 270000.00 10/17/95 4/17/96
9/17/20
88.00
2.25 18.% 2 187000.00 47
9420036 153920000420036 05 LITCHFIELD 16130
AGATE PASS
ROAD
NORTHEASBAINBRIDGE ISLAND WA 98110 11.5% 299
293
05 1
92 56300.00 55463.13 440000.00
10/27/95 4/27/96
9/27/20 90.00 3.25 18.% 2
339000.00 45
9420039 106910000420039 02 BROOKSTONE 125
ARLENE DR.
WALNUT CREEK CA 94595 11.% 299 293
05 1
91
35000.00 3158.97 350000.00 10/30/95
1/30/96
9/30/20
90.00 2.75 18.% 2 280000.00 47
9420044 106920000420044 05 BAKER 85
TAYLOR DR.
FAIRFAX
CA 94930 11.% 300 294 05
1 92
75000.00
73280.70 320000.00 10/25/95 1/25/96
10/25/20
85.00
2.75 18.% 2 194000.00 29
9420049 104910000420049 03 BERRIER 318 FIR
STREET
PAGE
AZ 86040 9.% 299 294 05
1 91 11500.00
11272.43
87000.00 11/4/95 2/4/96
10/4/20 80.00
0.75 18.%
2 57342.00 30
9420050 153920000420050 03 CLARK 13013
NE 104TH
STREET
KIRKLAND WA 98033 10.5% 299 294
05 1
92
41000.00 34074.00 155000.00 11/6/95
2/6/96
10/6/20
90.00 2.25 18.% 2 98431.00 33
9420055 106910000420055 01 FRENCH JR 2608
GRANDE
CAMINO
WALNUT CREEK CA 94598 9.25% 299 293
05 1
91
21000.00 15775.18 377000.00 10/12/95
1/12/96
9/12/20
79.00 1.00 18.% 2 274500.00 50
9420057 106930000420057 01 GETTLESON 22254
DARDENNE
STREET
CALABASAS CA 91302 10.75% 300 294
03 1
93
100000.00 99214.40 590000.00 10/6/95
1/6/96
10/6/20
87.00 2.50 18.% 2 411392.00 19
9420058 106920000420058 00 JOW 312
HOLBROOK PLACE
SAN
RAMON CA 94538 11.5% 300 294
05 1 92
54500.00
52819.35 545500.00 10/25/95 1/25/96
10/25/20
90.00
3.25 18.% 2 436200.00 49
9420059 106930000420059 00 HARRIET 2200
VIZCAYA
CIRCLE
CAMPBELL CA 95008 10.5% 300 294
09 1
93
39100.00 38566.25 400000.00 10/24/95
1/24/96
10/24/20
88.00 2.25 18.% 2 312750.00 44
9420060 106920000420060 00 PASQUALE 59
VICENZA
COURT
DANVILLE CA 94526 10.5% 300 294
03 1
92
42750.00 42209.82 428000.00 10/20/95
1/20/96
10/20/20
90.00 2.25 18.% 2 342100.00 43
9420061 106920000420061 05 GUINTU 1772
TOWNSEND
AVENUE
SANTA CLARA CA 95051 11.% 180 174
05 1
92
22500.00 10556.40 225000.00 10/24/95
10/31/95
10/24/10
90.00 2.75 18.% 2 180000.00 47
9420062 106920000420062 01 SOLIS 6263
CASTILLION
DRIVE
NEWARK CA 94560 11.% 300 294
05 1
92 19000.00
15858.31 190000.00 10/24/95
1/24/96 10/24/20
90.00
2.75 18.% 2 152000.00 43
9420067 106920000420067 00 FOREMAN 17366
LAKEVIEW
HILLS ROAD
MEADOW VISTA CA 95722 11.% 300 294
05 1
92
45500.00 44952.54 445000.00 10/24/95
1/24/96
10/24/20
90.00 2.75 18.% 2 355000.00 20
9420070 106930000420070 05 RILEY 1405
LAGUNA RD
SANTA
ROSA CA 95401 10.5% 299 293
05 1 93
27000.00
26583.82 180000.00 10/6/95 4/6/96
9/6/20
90.00 2.25
18.% 2 135000.00 38
9420072 106920000420072 05 GABALDON 609
NORTH
HUNTINGTON
AVENUE MONTEREY PARK CA 91754 11.5% 300
294
05 1
92 36750.00 36359.93 245000.00
10/19/95 1/19/96
10/19/20 90.00 3.25 18.% 2
182750.00 45
9420073 106920000420073 00 IMPERIALE 4251
LIBERTY
BELL COURT
EUREKA CA 95503 10.5% 180 174
05 1
92 22200.00
21779.08 240000.00 10/18/95
1/18/96 10/18/10
85.00
2.25 18.% 2 180800.00 31
9420076 106910000420076 05 HIRSH 590
PARA GRANDE
LANE
SANTA BARBARA CA 93108 9.25% 299 292
05 1
91
60000.00 58724.82 1200000.00 9/13/95
3/13/96
8/13/20
80.00 1.00 18.% 2 900000.00 14
9420078 106920000420078 00 SCHMIDT 4485
SHERBOURNE
DRIVE
SAN JOSE CA 95124 11.% 299 292
05 1 92
28000.00
27385.57 280000.00 9/12/95
3/12/96 8/12/20
90.00
2.75 18.% 2 224000.00 47
9420079 106920000420079 05 GOLDBLUM 4862
SMITH GATE
COURT
PLEASANTON CA 94566 10.5% 299 292
05 1
92
66100.00 65113.62 305000.00 9/20/95
12/20/95
8/20/20
89.00 2.25 18.% 2 203000.00 49
9420080 206910000420080 05 HORRIGAN 31250
HIGHLAND
AVE.
UNINC. AREA REDLANDSCA 92374 11.5% 299 293
05
1 91
84500.00 84050.79 850000.00 10/23/95
2/1/96
9/23/20
85.00 3.25 18.% 2 637500.00 38
9420081 106920000420081 05 ANTUNES 2720
CANTOR
DRIVE
MORGAN HILLS CA 95037 10.5% 299 292
05 1
92
35000.00 33262.56 370000.00 9/18/95
3/18/96
8/18/20
90.00 2.25 18.% 2 296000.00 33
9420083 106910000420083 05 FOWLER 6850
LUCAS
VALLEY RD
NICASIO CA 94946 9.75% 300 294
05 1 91
75000.00
74517.46 750000.00 10/13/95
1/13/96 10/13/20
46.00
1.50 18.% 2 270000.00 50
9420086 141910000420086 05 FERRELL 36136
S. MEGAN
ROAD
MOLLALA OR 97038 9.25% 299 293
05 1
91
117000.00 34895.81 195000.00 10/5/95
4/5/96
9/5/20
80.00 1.00 18.% 2 38851.00 32
9420087 106920000420087 00 COE 328 OAK
GLEN COURT
MARTINEZ CA 94553 10.5% 299 293
05 1
92
40000.00 39127.30 295000.00 10/4/95
4/4/96
9/4/20
89.00 2.25 18.% 2 222500.00 40
9420091 106910000420091 05 CREIGHTON 20
SHASTA LANE
NOVATO CA 94947 9.25% 180 174
05 1
91 42800.00
31100.00 224000.00 10/18/95
1/18/96 10/18/10
70.00
1.00 18.% 2 113893.00 35
9420095 106920000420095 05 FRANZONI 22536
SUNSET
RIDGE DRIVE
AUBURN CA 95602 11.% 299 293
05 1 92
25000.00
17409.84 170000.00 10/3/95
4/3/96 9/3/20
90.00
2.75 18.% 2 127500.00 47
9420096 106910000420096 05 SCOTT 1452
LILY AVENUE
EL
CAJON CA 92021 9.25% 180 174
05 1 91
31000.00
30237.12 290000.00 10/18/95 1/18/96
10/18/10
70.00
1.00 18.% 2 171986.32 40
9420097 106910000420097 05 ANTON 1757
BOURKE PLACE
EL
CAJON CA 92021 11.5% 299 293
05 1 91
50000.00
49113.66 215000.00 10/3/95 4/3/96
9/3/20
88.00 3.25
18.% 2 137383.00 40
9420098 106920000420098 05 DENNIS 4794
LAGO VISTA
CIRCLE SAN
JOSE CA 95129 10.5% 299 293
07 1 92
40000.00
34579.25 247000.00 10/6/95 4/6/96
9/6/20
87.00 2.25
18.% 2 173040.00 40
9420099 106920000420099 03 MATA 792
STROUBE STREET
OXNARD CA 93030 11.% 299 293
05 1 92
19650.00
19140.06 185000.00 10/5/95
1/5/96 9/5/20
90.00
2.75 18.% 2 146829.06 26
9420100 206910000420100 05 MARTIN 305
CHAPARRAL
STREET
SALINAS CA 93906 8.5% 299 293
05 1 91
28000.00
27995.67 140000.00 10/19/95
1/29/96 9/19/20
20.00
0.25 18.% 1 .00 27
9420101 206910000420101 05 CALABRO 1229
DICKENS
DRIVE
SALINAS CA 93901 8.5% 299 293
05 1 91
40000.00
37718.43 186000.00 10/18/95
1/18/96 9/18/20
22.00
0.25 18.% 1 .00 15
9420102 206910000420102 05 TAYLOR 676
BAYVIEW
DRIVE
APTOS CA 95003 8.75% 299 293
05 1 91
30000.00
26699.65 404000.00 10/20/95
1/20/96 9/20/20
76.00
0.50 18.% 2 274666.00 33
9420103 115910000420103 05 BARBOZA 94-1462
LANIKUHANA #369
MILILANI HI 96789 11.% 300 293
01 1 91
15900.00
15860.15 199000.00 9/19/95
12/19/95 9/19/20
90.00
2.75 18.% 2 163197.00 44
9420105 106920000420105 05 LAWLESS 15731
HIDDEN
VALLEY DRIVE
POWAY CA 92064 10.5% 300 294
05 1 92
33500.00
32629.34 335000.00 10/16/95
1/16/96 10/16/20
90.00
2.25 18.% 2 267800.00 45
9420106 112920000420106 03 BLAISDELL 1133
GRAND BLVD.
HOLIDAY FL 34690 11.% 300 294
05 1 92
37000.00
36817.79 85000.00 10/19/95
1/19/96 10/19/20
84.00
2.75 18.% 2 34000.00 50
9420107 106910000420107 00 FERRIS 34
UPPEROAK DRIVE
SAN
RAFAEL CA 94903 10.5% 300 294
05 1 91
45000.00
29164.30 450000.00 10/11/95 1/11/96
10/11/20
90.00
2.25 18.% 2 360000.00 42
9420108 106920000420108 01 DRESSENDORFER 352
EAST
REBECCA DRIVE
SAN DIMAS CA 91773 11.% 299 293
03 1
92
75000.00 74739.28 760000.00 10/9/95
1/9/96
9/9/20
89.00 2.75 18.% 2 600000.00 33
9420109 106920000420109 01 LAWLER 3114
CAMINITA
CORTINA
FALLBROOK CA 92028 7.25% 299 292
05 1
91
60000.00 60000.00 600000.00 9/7/95
12/7/95
8/7/20
90.00 2.75 18.% 2 480000.00 30
9420113 106920000420113 05 GUNAGAN 9923
DAHLIA
CIRCLE
FOUNTAIN VALLEY CA 92708 11.% 299 293
05 1
92
40000.00 25904.76 210000.00 10/2/95
1/2/96
9/2/20
81.00 2.75 18.% 2 129644.00 40
9420114 106920000420114 03 WEISE 223
SOUTH KINGSLEY
STREET
ANAHEIM CA 92806 11.% 299 292
05 1
92 33500.00
33122.70 215000.00 9/12/95
3/12/96 8/12/20
90.00
2.75 18.% 2 160000.00 45
9420120 106910000420120 00 REISEN JR 5012
PATHFINDER
AVENUE
AGOURA CA 91301 11.% 299 292
03 1 91
59900.00
59749.76 600000.00 9/23/95
12/23/95 8/23/20
90.00
2.75 18.% 2 479200.00 36
9420122 106920000420122 05 ASHLEY JR 110
CALIENTE
DRIVE
SCOTTS VALLEY CA 95066 10.5% 299 292
05 1
92
33000.00 32816.42 335000.00 9/20/95
12/20/95
8/20/20
90.00 2.25 18.% 2 268000.00 41
9420123 106920000420123 00 RAMIREZ, JR 4
DANVILLE LANE
COTO DE CAZA AREA CA 92679 10.5% 299 293
03
1 92
50000.00 48901.11 509000.00 10/12/95
4/12/96
9/12/20
90.00 2.25 18.% 2 406900.00 33
9420125 106910000420125 05 BAKER 31771
VIA DEL
VIENTO
TRABUCO CANYON CA 92679 9.25% 179 173
03
1 91
37000.00 37000.00 310000.00 10/6/95
1/6/96
9/6/10
78.00 1.00 18.% 2 203150.00 33
9420130 106910000420130 05 FLYNN 900
ALTURAS WAY
MILL
VALLEY CA 94941 10.25% 300 294
05 1 91
85000.00
84588.35 660000.00 10/20/95 1/20/96
10/20/20
80.00
2.00 18.% 2 443000.00 50
9420131 106910000420131 02 WILSON 1849
SALIDA WAY
PARADISE CA 95969 10.75% 299 293
05 1
91
35000.00 34585.46 233000.00 10/5/95
4/5/96
9/5/20
90.00 2.50 18.% 2 174700.00 23
9420134 106920000420134 01 FENNELL 137
SADDLE BOW
ROAD
BELL CANYON CA 91307 11.% 300 294
03 1
92
92200.00 84923.51 658000.00 10/23/95
1/23/96
10/23/20
90.00 2.75 18.% 2 500000.00 43
9420136 106920000420136 00 ROTH 60
VICENZA COURT
DANVILLE CA 94526 10.5% 300 294
05 1
92
45150.00 10924.09 452000.00 10/25/95
1/25/96
10/25/20
90.00 2.25 18.% 2 361250.00 43
9420141 106930000420141 00 FAGEN 10515
CHURCHILL
AVENUE
CHATSWORTH CA 91311 10.5% 299 293
05 1
93
25000.00 14277.94 230000.00 10/19/95
1/19/96
9/19/20
87.00 2.25 18.% 2 173000.00 38
9420142 106930000420142 01 WOLFF 914
SPRUCEWOOD
CT
PETALUMA CA 94954 11.% 299 293
05 1
93
22000.00 21153.89 220000.00 10/20/95
4/20/96
9/20/20
90.00 2.75 18.% 2 176000.00 19
9420143 106920000420143 00 HALL 1298
ALBION COURT
SUNNYVALE CA 94087 11.% 299 291
05 1
92
55500.00 49558.31 555000.00 8/8/95
2/8/96
7/8/20
90.00 2.75 18.% 2 444000.00 39
9420145 141910000420145 05 BEAUDOIN 2015 SE
176TH
AVENUE
PORTLAND OR 97233 9.25% 299 293
05 1
91
19000.00 18894.86 125000.00 10/5/95
4/5/96
9/5/20
80.00 1.00 18.% 2 81000.00 39
9420148 106920000420148 05 GALANTE 637
SAINT
ESTABAN STREET
LOS ANGELES CA 91042 10.5% 299 293
05 1
92
28000.00 27730.99 168000.00 10/16/95
1/16/96
9/16/20
90.00 2.25 18.% 2 121733.00 42
9420150 106920000420150 05 WURTZELL 2539
RENATA
COURT
THOUSAND OAKS CA 91361 10.75% 299 294
01 1
92
28800.00 28099.67 282000.00 11/14/95
2/14/96
10/14/20
83.00 2.50 18.% 2 203150.00 31
9420153 124910000420153 05 BECKER 6413
KENHOWE
DRIVE
BETHESDA MD 20817 8.75% 300 294
05 1
91
25000.00 14839.90 535000.00 10/13/95
1/13/96
10/13/20
75.00 0.50 18.% 2 374500.00 41
9420154 206920000420154 00 HORNIBROOK 2758
BORCHARD
ROAD
THOUSAND OAKS CA 91320-380810.5% 299 294
01
1 92
23950.00 23536.57 160000.00 11/2/95
2/2/96
10/2/20
90.00 2.25 18.% 2 119900.00 45
9420157 106920000420157 02 BRUNS 1003
EAST BUOY
AVENUE
ORANGE CA 92665 11.% 299 294
05 1 92
32000.00
28946.52 237000.00 11/3/95
2/3/96 10/3/20
87.00
2.75 18.% 2 172000.00 41
9420162 106910000420162 05 AVILA 13292
BOOMER
COURT SAN
DIEGO CA 92129 8.75% 299 293
05 1 91
50000.00
49036.06 243000.00 10/17/95 1/17/96
9/17/20
80.00
0.50 18.% 2 143129.00 28
9420163 106920000420163 00 DAVIDOV 603
NORTH
DOHENY DRIVE #1A
BEVERLY HILLS CA 90210 11.% 299 294
05 1
92
23000.00 22650.53 240000.00 11/1/95
1/30/96
10/31/20
84.00 2.75 18.% 2 176250.00 39
9420165 106910000420165 00 MEYER 516
WOODROW
AVENUE
SANTA CRUZ CA 95060 10.5% 299 293
05 1
91
33800.00 32563.45 338000.00 10/20/95
1/20/96
9/20/20
90.00 2.25 18.% 2 270400.00 36
9420168 106920000420168 00 HAAS 541
HONEYWOOD
LANE LA
HABRA CA 90631 11.% 299 292
05 1 92
27250.00
27181.77 256000.00 9/18/95 12/18/95
8/18/20
90.00
2.75 18.% 2 203150.00 33
9420169 106920000420169 01 THOMSON 5145
ELLSWORTH
STREET
SAN DIEGO CA 92110 11.5% 299 294
05 1
92
50000.00 49939.58 375000.00 11/6/95
1/30/96
10/30/20
89.00 3.25 18.% 2 281250.00 46
9420173 106910000420173 00 LEVY 190 E
O'KEEFE STREET
#1
MENLO PARK CA 94025 11.% 299 293
03 1
91
25000.00 23727.84 175000.00 10/18/95
1/18/96
9/18/20
90.00 2.75 18.% 2 131250.00 35
9420174 106920000420174 05 ALCANTAR 740
BREEZE HILL
ROAD #212
VISTA CA 92083 11.% 179 173
01 1 92
11200.00
11063.82 75000.00 10/18/95 4/18/96
9/18/10
90.00
2.75 18.% 2 56250.00 47
9420175 106910000420175 05 BRIGLIO 121
EMERALD BAY
LAGUNA BEACH CA 92651 10.5% 300 294
03 1
91
200000.00 180390.36 2400000.00 10/23/95
1/23/96
10/23/20
60.00 2.25 18.% 2 1217051.00
45
9420177 106920000420177 06 COLBY 9710
POLLOCK LANE
SALINAS CA 93907 11.% 299 293
05 1 92
40200.00
27332.28 180000.00 10/13/95
4/13/96 9/13/20
90.00
2.75 18.% 2 121800.00 34
9420179 106920000420179 00 LESSMAN 1221
STANFORD
AVENUE
REDONDO BEACH CA 90278 11.% 299 292
05 1
92
23000.00 17332.76 230000.00 9/1/95
3/1/96
8/1/20
90.00 2.75 18.% 2 184000.00 36
9420180 106920000420180 05 ALBANESE 1745
YOSEMITE
STREET
SEASIDE CA 93955 11.% 299 293
05 1 92
16250.00
15062.57 162500.00 10/13/95
1/13/96 9/13/20
90.00
2.75 18.% 2 130000.00 48
9420181 116920000420181 05 BARTON III 11025
WEST JANIE
ROAD
BOISE ID 83703 11.% 299 292
05 1 92
30100.00
30100.00 201000.00 9/5/95 3/5/96
8/5/20
90.00 2.75
18.% 2 150750.00 30
9420182 141920000420182 05 GALE 18868 S
CENTRAL
POINT ROAD
OREGON CITY OR 97045 11.% 299 293
05 1
92
25000.00 24696.38 155000.00 10/16/95
4/16/96
9/16/20
88.00 2.75 18.% 2 111000.00 39
9420183 112910000420183 02 DICKLER 6961 SW
152 STREET
MIAMI
FL 33158 9.25% 301 295
05 1 91
54000.00
53116.21 205000.00 10/27/95 1/27/96
11/27/20
80.00
1.00 18.% 2 109000.00 44
9420184 106910000420184 00 DAUBENMIRE 1033
HILL
MEADOW PLACE
DANVILLE CA 94526 10.5% 299 293
03 1
91
39200.00 38657.80 392000.00 10/24/95
4/24/96
9/24/20
90.00 2.25 18.% 2 313500.00 37
9420186 112920000420186 02 PERRY 1830 NW
87 AVENUE
MIAMI
FL 33165 11.% 301 296
05 1 92
32500.00
32342.10 135000.00 11/1/95 2/1/96
12/1/20
90.00 2.75
18.% 2 89000.00 40
9420187 106930000420187 05 PORTER 2632
SOVEREIGN
WAY
RIVERSIDE CA 92506 10.5% 299 293
05 1
93 27000.00
26570.47 230000.00 10/14/95
1/14/96 9/14/20
87.00
2.25 18.% 2 171338.00 35
9420188 106930000420188 00 LAKE 4
CARROLL COURT
SAN
RAFAEL CA 94903 10.5% 300 294
05 1 93
15500.00
15306.98 310000.00 10/20/95 1/20/96
10/20/20
85.00
2.25 18.% 2 248000.00 42
9420190 115910000420190 02 BONOTAN 92-1202
UAHANAI
STREET
KAPOLEI HI 96707 9.75% 300 293
03 1 91
75000.00
70777.31 627000.00 9/29/95
12/29/95 9/29/20
80.00
1.50 18.% 2 424000.00 50
9420192 106920000420192 05 ACDA 8822
PIPESTONE WAY
SAN
DIEGO CA 92129 10.5% 299 293
03 1 92
24500.00
24181.65 245000.00 10/17/95 4/17/96
9/17/20
90.00
2.25 18.% 2 196000.00 41
9420198 106920000420198 03 GISH 6319
BOULDER LAKE
AVENUE
SAN DIEGO CA 92119 10.5% 299 293
05 1
92
25000.00 22329.28 161000.00 10/17/95
4/17/96
9/17/20
90.00 2.25 18.% 2 119900.00 37
9420203 106920000420203 00 CASTRO 2196
PACIFIC
AVENUE SAN
FRANCISCO CA 94115 11.% 300 294
01 1 92
59500.00
58778.48 595000.00 10/25/95
1/25/96 10/25/20
90.00
2.75 18.% 2 476000.00 31
9420212 106920000420212 00 LAMPKIN 424
MONTICELLO
ROAD
SAN RAFAEL CA 94903 10.5% 300 294
05 1
92
26200.00 25839.03 269000.00 10/20/95
1/20/96
10/20/20
88.00 2.25 18.% 2 209600.00 34
9420213 106920000420213 00 NIGHTINGALE 3006
CLAIRIDGE
OAK COURT
SACRAMENTO CA 95821 10.5% 299 293
05 1
92
22000.00 12709.78 224000.00 10/17/95
4/17/96
9/17/20
89.00 2.25 18.% 2 176000.00 37
9420215 106910000420215 05 JONAS 10811
WISE ROAD
AUBURN
CA 95603 8.75% 299 293
05 1 91
33000.00
28424.61 249000.00 10/26/95 4/26/96
9/26/20
63.00
0.50 18.% 2 122812.74 44
9420216 106910000420216 05 ZUNIGA 7
ELMWOOD DRIVE
GREENFIELD CA 93927 9.25% 299 293
05 1
91
25000.00 24701.15 128000.00 10/16/95
1/16/96
9/16/20
72.00 1.00 18.% 2 67172.00 50
9420217 106920000420217 00 BATT 5717
MORNINGSIDE
DRIVE SAN
JOSE CA 95138 11.% 300 294
03 1 92
58100.00
57441.94 581500.00 10/20/95 1/20/96
10/20/20
90.00
2.75 18.% 2 465000.00 38
9420218 106920000420218 02 RUSSELL 103
BAINTREE
PLACE LOS
GATOS CA 95030 11.% 299 293
09 1 92
66800.00
66711.14 300000.00 10/20/95 1/20/96
9/20/20
90.00
2.75 18.% 2 203150.00 40
9420220 106920000420220 02 TANG 220
SIERRA DRIVE
WALNUT
CREEK CA 94596 10.5% 300 294
05 1 92
39750.00
39012.94 265000.00 10/20/95 1/20/96
10/20/20
90.00
2.25 18.% 2 198750.00 39
9420226 113910000420226 00 EPPS 210
DEERHILL DRIVE
BOGART GA 30622 9.25% 299 293
05 1
91 25000.00
6254.66 200000.00 10/24/95
1/24/96 9/24/20
58.00
1.00 18.% 2 90000.00 38
9420234 206910000420234 00 LACEY 24218
HILLHURST
DRIVE
WEST HILLS AREA CA 91304-52869.25% 299 294
03
1 91
75000.00 74091.48 460000.00 11/6/95
2/6/96
10/6/20
60.00 1.00 18.% 2 200000.00 35
9420237 106920000420237 00 MARTIN 1710
WELLINGTON
ROAD
LOS ANGELES CA 90019 11.% 299 293
05 1
92
37500.00 37068.31 375000.00 10/3/95
4/3/96
9/3/20
90.00 2.75 18.% 2 300000.00 26
9420239 134920000420239 05 SEVERINI JR 1971
MOUNTAINVIEW AVENUE
UNION NJ 07083 10.5% 299 294
05 1 92
20000.00
9826.97 165000.00 11/9/95
2/9/96 10/9/20
88.00
2.25 18.% 2 125197.83 29
9420240 106920000420240 05 HUNTER 2332
NEW LAKE
PLACE
MARTINEZ CA 94553 10.25% 299 293
05 1
92
32000.00 12234.61 209000.00 10/13/95
4/13/96
9/13/20
88.00 2.00 18.% 2 150902.00 23
9420245 124910000420245 05 STORY 2145
CABIN BRANCH
COURT
MOUNT AIRY MD 21771 9.25% 300 294
05 1
91
30000.00 23243.25 450000.00 10/18/95
1/18/96
10/18/20
76.00 1.00 18.% 2 310000.00 45
9420246 106930000420246 00 NEED 2435
TAMALPAIS
STREET
MOUNTAIN VIEW CA 94043 10.5% 299 293
05 1
93
23000.00 14456.17 230000.00 10/16/95
4/16/96
9/16/20
90.00 2.25 18.% 2 184000.00 37
9420247 106910000420247 00 YARBROUGH 13544
EDGEFIELD STREET
CERRITOS CA 90703 9.5% 299 294
05 1
91 20000.00
19650.00 316500.00 11/1/95
2/1/96 10/1/20
64.00
1.25 18.% 2 180000.00 30
9420249 106910000420249 05 GOWIN 11511
TAMMY WAY
GRASS VALLEY CA 95949 9.25% 300 294
05 1
91
50000.00 49232.92 235000.00 10/5/95
1/5/96
10/5/20
66.00 1.00 18.% 2 103228.81 45
9420252 106910000420252 05 LARGEN 2015
PINTORESCO
COURT
CARLSBAD CA 92009 8.75% 300 294
05 1
91
26000.00 25903.38 289000.00 10/26/95
1/26/96
10/26/20
80.00 0.50 18.% 2 203150.00 25
9420259 153920000420259 02 AINSLEY 8490
NORTHEAST
MEADOWMEER ROADBAINBRIDGE ISLAND WA 98110 8.5% 299
293
05 1 92 50000.00 49033.70
305000.00 10/30/95
4/30/96
9/30/20 90.00 3.25 18.%
2 222000.00 45
9420269 113910000420269 05 DUFFIELD 761 OLD
PAPER
MILL DRIVE
MARIETTA GA 30067 9.% 299 293
05 1
91 80000.00
42478.82 410000.00 10/27/95
1/27/96 9/27/20
80.00
0.75 18.% 2 244000.00 28
9420272 104910000420272 05 KILLMER 760
NORTH BUTLER
LANE
CAMP VERDE AZ 86322 8.75% 298 293
05 1
91
50000.00 31934.11 166000.00 11/7/95
2/7/96
9/7/20
77.00 0.50 18.% 2 77054.00 45
9420276 206930000420276 01 PAGE 7407
AND 7409
VALMONT STREET
LOS ANGELES CA 91042 11.% 299 293
05 1
93
32650.00 32326.01 325000.00 10/26/95
1/26/96
9/26/20
90.00 2.75 18.% 2 259850.00 43
9420277 106920000420277 05 MCLAUGHLIN 696
HILARY
DRIVE
TIBURON CA 94920 11.5% 299 295
05 1
91 50000.00
49635.16 600000.00 12/8/95
3/8/96 11/8/20
82.00
3.25 18.% 2 439800.00 34
9420279 106920000420279 02 KURJI 5427 E.
WILLOWICK
CIRCLE
ANAHEIM HILLS CA 92807 11.% 299 293
05 1
92
50000.00 45927.09 282000.00 10/24/95
4/24/96
9/24/20
90.00 2.75 18.% 2 203000.00 38
9420281 206920000420281 05 DEVITO 1440
PEPPER DRIVE
PASADENA CA 91104 11.% 299 293
05 1
92
20000.00 19777.45 160000.00 10/20/95
1/20/96
9/20/20
90.00 2.75 18.% 2 124000.00 46
9420282 249910000420282 05 KING 11290
SOUTH SILVER
RIDGE
DRIVESANDY UT 84094 8.75% 300
295 05 1
91
40000.00 19942.50 153000.00 11/9/95
2/9/96
11/9/20
74.00 0.50 18.% 2 73235.00 39
9420289 112920000420289 00 CUTRIGHT 16253
N.Q. 14
COURT
PEMBROKE PINES FL 33028 11.5% 299 293
03 1
92
30000.00 29958.88 206000.00 10/27/95
1/27/96
9/27/20
88.00 3.25 18.% 2 150500.00 49
9420291 108910000420291 05 KOEHLER 4630
WEST 35TH
AVENUE
DENVER CO 80212 8.5% 299 293
05 1 91
35600.00
17242.50 132000.00 10/30/95
4/30/96 9/30/20
80.00
1.00 18.% 2 69600.00 29
9420300 106920000420300 05 LYNCH 2440
HUSTON COURT
MORGAN HILL CA 95037 10.5% 299 293
05 1
92
43500.00 42579.04 283000.00 10/27/95
4/27/96
9/27/20
90.00 2.25 18.% 2 211000.00 44
9420306 106920000420306 00 DANEK 2073
OREGON
AVENUE
REDWOOD CITY CA 94061 10.5% 299 293
05 1
92
30300.00 28846.70 303000.00 10/27/95
4/27/96
9/27/20
90.00 2.25 18.% 2 242400.00 41
9420307 106920000420307 05 ZELLER 3572
RUNNING TIDE
CIRCLE
HUNTINGTON BEACH CA 92649 11.5% 299 293
05
1 92
78000.00 47104.84 650000.00 10/26/95
4/26/96
9/26/20
87.00 3.25 18.% 2 483000.00 50
9420308 106910000420308 05 JACOBS 17946
HATTON
STREET LOS
ANGELES CA 91335 9.25% 299 292
05 1 91
60000.00
59246.26 143000.00 9/27/95
3/27/96 8/27/20
49.00
1.00 18.% 2 9835.00 46
9420596 106920000420596 05 DAVIS 4
GOLDRING PLACE
ROLLING HILLS CA 90274 11.% 299 291
05 1
92
80000.00 36046.97 800000.00 8/25/95
2/25/96
7/25/20
90.00 2.75 18.% 2 640000.00 45
9420597 134910000420597 05 DENICOLA 212
NORTH ROAD
CHESTER NJ 07930 9.25% 179 174
05 1 91
31000.00
30382.54 255000.00 11/10/95
2/10/96 10/10/10
54.00
1.00 18.% 2 106700.00 49
9420598 225910000420598 05 KAUSS UNIT #9
BAYRIDGE
LANE
ROCKPORT MA 01966 8.75% 299 294
01 1
91
30000.00 22468.05 300000.00 11/10/95
2/10/96
10/10/20
77.00 0.50 18.% 2 200000.00 42
9420600 134920000420600 05 MCGOWAN 398
MINE ROAD
ASBURY NJ 08802 11.5% 299 294
05 1 92
63000.00
61909.41 213900.00 11/10/95
2/10/96 10/10/20
85.00
3.25 18.% 2 116822.00 31
9420613 108910000420613 01 LEISE 3210
EMERSON
AVENUE
BOULDER CO 80303 8.75% 299 294
05 1
91 50000.00
3986.06 175000.00 11/7/95
12/31/95 10/7/20
78.00
0.50 18.% 2 84900.00 33
9420615 149920000420615 05 SMITH 13414
SOUTH FORT
STREET
DRAPER UT 84020 8.75% 299 293
05 1 92
41000.00
40222.57 165000.00 10/20/95
4/20/96 9/20/20
80.00
0.50 18.% 2 90130.00 36
9420617 106920000420617 05 SUBIAS 10611
PANGBORN
AVENUE
DOWNEY CA 90241 10.25% 299 293
05 1
92
26000.00 25642.61 175000.00 10/20/95
4/20/96
9/20/20
90.00 2.00 18.% 2 131500.00 26
9420618 106920000420618 05 ROUNSAVILLE 304
MADRONE
AVENUE
LARKSPUR CA 94939 11.% 300 294
05 1
92 56000.00
48589.56 560000.00 10/20/95
1/20/96 10/20/20
90.00
2.75 18.% 2 448000.00 26
9420621 106920000420621 00 PAPPAS 216
FOREST CREEK
LANE
SAN ROMON CA 94583 10.5% 300 294
09 1
92
24300.00 23989.55 243000.00 10/23/95
1/23/96
10/23/20
90.00 2.25 18.% 2 193780.00 37
9420622 106920000420622 02 GOMULA 10173
PINECASTLE
STREET
SAN DIEGO CA 92131 11.% 300 294
03 1
92 40000.00
36661.14 323000.00 10/24/95
1/24/96 10/24/20
90.00
2.75 18.% 2 250156.00 42
9420625 106920000420625 02 MOTON 630
AMADOR
STREET
RICHMOND CA 94805 12.% 300 294
05 1
92
21000.00 20671.64 211000.00 10/20/95
1/20/96
10/20/20
85.00 3.75 18.% 2 158250.00 46
9420629 106920000420629 02 ESMAILI 1025
DOLORITA
AVENUE
GLENDALE CA 91208 11.% 299 292
05 1
92
59900.00 58890.32 290000.00 9/13/95
3/13/96
8/13/20
90.00 2.75 18.% 2 201008.00 42
9420632 106920000420632 01 DEREVAN 5
CIPRIANI AISLE
IRVINE
CA 92714 10.5% 300 294
05 1 92
30000.00
29906.48 392000.00 10/17/95 1/17/96
10/17/20
87.00
2.25 18.% 2 307233.00 36
9420633 106930000420633 05 REYNOLDS 9373
VALLEJO
DRIVE
ORANGEVALE CA 95662 11.% 299 292
05 1
93
20900.00 14629.36 133000.00 9/1/95
3/1/96
8/1/20
90.00 2.75 18.% 2 98678.00 45
9420636 106920000420636 05 INADA 1640
STANFORD
AVENUE
REDONDO BEACH CA 90278 11.% 300 294
05 1
92
18400.00 18203.16 370000.00 10/11/95
1/11/96
10/11/20
90.00 2.75 18.% 2 314500.00 49
9420637 111920000420637 02 JOHNSON 902
45TH PLACE NE
WASHINGTON DC 20019 12.5% 180 174
05 1
92
55000.00 55000.00 75000.00 10/26/95
10/31/95
10/26/10
84.00 4.25 18.% 2 7826.00 47
9420652 112920000420652 03 BERNAL 7808
WEST 29TH
LANE #202
HILALEAH FL 33016 11.% 299 294
01 1
92 20900.00
20419.41 65000.00 11/6/95
2/6/96 10/6/20
89.00
2.75 18.% 2 36489.00 46
9420653 104910000420653 05 TRAN 801
SOUTH LOYOLA
AVE
TUCSON AZ 85710 8.5% 299 294
05 1 91
28300.00
2879.39 94000.00 11/6/95
2/6/96 10/6/20
76.00
0.25 18.% 2 43060.16 25
9420655 106920000420655 02 ALLEN 6670
MT. HOLLY
DRIVE SAN
JOSE CA 95120 11.% 300 294
05 1 92
43500.00
42658.54 335000.00 10/23/95 1/23/96
10/23/20
90.00
2.75 18.% 2 258000.00 48
9420656 106910000420656 01 TRYON 2936
VENTURA
DRIVE
SANTA BARBARA CA 93105 8.75% 299 293
05 1
91
24000.00 10707.28 250000.00 10/25/95
1/25/96
9/25/20
80.00 0.50 18.% 2 176000.00 31
9420658 106920000420658 00 NOUH 402
MARGUERITA
AVENUE
SANTA MONICA CA 90402 11.25% 299 294
05 1
92
100000.00 98388.35 852000.00 11/1/95
1/30/96
10/31/20
89.00 2.75 18.% 2 650000.00 29
9420660 134920000420660 01 BACCARO 30
BERNADETTE
ROAD
MORGANVILLE NJ 07751 10.25% 299 294
05 1
92
20000.00 19693.22 218000.00 11/4/95
12/31/95
10/4/20
87.00 2.00 18.% 2 167717.00 27
9420662 106920000420662 02 PASCUAL 2137 EL
CAPITAN
AVENUE
SANTA CLARA CA 95050 11.5% 299 293
05 1
92
86000.00 85461.89 330000.00 10/13/95
4/13/96
9/13/20
90.00 3.25 18.% 2 210000.00 40
9420664 106930000420664 00 HERON 75
ROCCA DRIVE
PETALUMA CA 94952 11.% 300 294
05 1
93
25000.00 24716.74 169500.00 10/20/95
1/20/96
10/20/20
90.00 2.75 18.% 2 127100.00 37
9420666 106920000420666 00 HAMER
3485-3487 ANGELINA
DRIVE
SANTA CLARA CA 95051 10.5% 299 294
07 1
92
30000.00 29513.46 313000.00 11/2/95
2/2/96
10/2/20
89.00 2.25 18.% 2 248000.00 40
9420670 106910000420670 02 OSTROM 15726
CORNUTA
AVENUE
BELLFLOWER CA 90706 9.25% 300 294
05 1
91
25000.00 23881.82 500000.00 10/18/95
1/18/96
10/18/20
80.00 1.00 18.% 2 375000.00 48
9420672 106930000420672 05 BARRETT 1515
STILLMAN
AVE
REDLANDS CA 92374 11.% 299 294
05 1
93
24250.00 24220.17 125000.00 11/17/95
2/18/96
10/17/20
85.00 2.75 18.% 2 82000.00 39
9420674 136910000420674 06 PARDES 38 MARK
MEAD
ROAD
CROSS RIVER NY 10518 9.% 299 294
05 1
91
20000.00 19866.54 275000.00 11/22/95
2/28/96
10/22/20
80.00 0.75 18.% 2 200000.00 21
9420678 134910000420678 06 RATHVON 76
SHANNON HILL
ROAD
BASKING RIDGE NJ 07920 9.25% 299 294
05 1
91
100000.00 97491.30 482000.00 11/10/95
2/10/96
10/10/20
78.00 1.00 18.% 2 275000.00 33
9420681 106920000420681 00 HONG 5848
PISTOIA WAY
SAN
JOSE CA 95138 10.5% 300 294
03 1 92
43700.00
43159.93 437500.00 10/23/95 1/23/96
10/23/20
90.00
2.25 18.% 2 349900.00 44
9420682 236910000420682 05 DAVIE 1184
FENWOOD
DRIVE
VALLEY STREAM NY 11580 10.% 299 294
05 1
91
140000.00 139996.13 175000.00 10/30/95
1/30/96
10/3/20
80.00 1.75 18.% 1 .00 40
9420689 141910000420689 03 HUPP 1765 N.
HILL ROAD
MCMINNVILLE OR 97128 8.5% 300 294
05 1
91
30000.00 29095.62 175000.00 10/23/95
1/23/96
10/23/20
36.00 0.25 18.% 2 32000.00 27
9420700 106920000420700 05 HANSON 1151
WEST
REMINGTON DRIVE
SUNNYVALE CA 94087 10.5% 300 294
05 1
92
40000.00 23720.67 295000.00 10/20/95
1/20/96
10/20/20
83.00 2.25 18.% 2 203000.00 32
9420701 106920000420701 05 MCEACHERN 42
BUENA VISTA
NOVATO CA 94947 10.5% 300 294
05 1
92 35000.00
33371.65 250000.00 10/25/95
1/25/96 10/25/20
90.00
2.25 18.% 2 187807.00 43
9420705 106910000420705 01 WELTY 1523
SAN ANDREAS
ROAD
WATSONVILLE CA 95076 9.25% 299 293
05 1
91
60000.00 59006.69 335000.00 10/25/95
1/25/96
9/25/20
73.00 1.00 18.% 2 182000.00 38
9420706 106920000420706 00 CLAPPER 1119
AMUR CREEK
COURT
SAN JOSE CA 95120 11.% 300 294
05 1 92
33500.00
33178.06 335000.00 10/25/95
1/25/96 10/25/20
90.00
2.75 18.% 2 268000.00 41
9420707 213920000420707 02 HENRY 247
BOOKER STREET
ATLANTA GA 30315 10.5% 299 294
05 1
92 15000.00
14697.73 43000.00 11/6/95
2/6/96 10/6/20
90.00
2.25 18.% 2 23400.00 34
9420708 106910000420708 05 EISERMAN 7371
PEACOCK
WAY
SACRAMENTO CA 95820 8.5% 300 294
05 1
91
25000.00 24684.22 60000.00 10/20/95
1/20/96
10/20/20
42.00 0.25 18.% 1 .00 21
9420710 106920000420710 00 NOBLET 226
MEADOW VISTA
WAY
ENCINITAS CA 92024 10.5% 300 294
05 1
92 33300.00
32819.40 333000.00 10/26/95
1/26/96 10/26/20
90.00
2.25 18.% 2 266400.00 34
9420712 106920000420712 01 YANG 5332
MARICOPA
DRIVE SIMI
VALLEY CA 93063 10.5% 300 294
05 1 92
25000.00
24624.58 240000.00 10/24/95 1/24/96
10/24/20
89.00
2.25 18.% 2 187428.00 40
9420718 208920000420718 05 KLUTH JR 9164 S
LARK
SPARROW PLACE
HIGHLANDS RANCH CO 80126 11.5% 299 294
05
1 92
66852.00 18566.97 265000.00 11/13/95
2/29/96
10/13/20
90.00 3.25 18.% 2 170000.00 47
9420721 106920000420721 05 ROSS 1171
AVENIDA
ESTEBAN
ENCINITAS CA 92024 10.5% 300 294
03 1
92 31900.00
21594.93 261000.00 10/24/95
1/24/96 10/24/20
90.00
2.25 18.% 2 203000.00 37
9420728 106920000420728 01 BILLINGS III 132
FEATHER
FALLS CIRCLE
FOLSOM CA 95630 10.5% 300 294
05 1
92 48500.00
31664.16 415000.00 10/25/95
1/25/96 10/25/20
89.00
2.25 18.% 2 320000.00 45
9420734 106910000420734 00 GIGANTE 930
BEVERLY
DRIVE
VISTA CA 92084 11.% 300 294
05 1 91
14400.00
14202.63 144000.00 10/27/95 1/27/96
10/27/20
90.00
2.75 18.% 2 115200.00 44
9420735 112910000420735 03 SORTO 740
EAST 55 STREET
HIALEAH FL 33013 9.25% 301 296
05 1 91
30000.00
25482.20 155000.00 11/6/95
2/6/96 12/6/20
70.00
1.00 18.% 2 77723.00 37
9420737 112910000420737 02 FRIEDRICH 1002
DONA WAY
NOKOMIS FL 34275 9.75% 299 294
05 1
91 18000.00
17455.75 100000.00 11/2/95
2/2/96 10/2/20
80.00
1.50 18.% 2 61914.00 45
9420739 106920000420739 00 WEILERT 9049
EAST SHAW
AVENUE
CLOVIS CA 93611 11.5% 300 294
05 1 92
58000.00
57356.55 750000.00 10/27/95
1/27/96 10/27/20
87.00
3.25 18.% 2 592000.00 40
9420740 141910000420740 03 FERRETTI 11601
SE
HAWTHORNE
PORTLAND OR 97216 8.75% 299 294
05 1
91
21400.00 20751.29 85000.00 11/7/95
2/7/96
10/7/20
37.00 0.50 18.% 2 9851.00 44
9420741 149910000420741 03 BLEVINS 428
NORTH J STREET
SALT
LAKE CITY UT 84103 8.75% 299 294
05 1 91
20000.00
19588.16 195000.00 11/13/95 2/13/96
10/13/20
78.00
0.50 18.% 2 131247.00 36
9420743 113920000420743 01 HALL 1613
EXETER COURT
MARIETTA GA 30068 11.5% 299 294
03 1
92
69585.00 44765.97 256000.00 11/6/95
2/6/96
10/6/20
90.00 3.25 18.% 2 160815.00 36
9420744 106910000420744 00 AZAD 10211
WHITETAIL
DRIVE
OAKDALE CA 95361 9.% 299 293
05 1
91
146850.00 144063.36 510000.00 10/4/95
1/4/96
9/4/20
69.00 0.75 18.% 2 203150.00 7
9420747 113920000420747 01 PARMER 3214
STATE LINE
ROAD
BOWDON GA 30108 10.5% 299 293
05 1
92
14250.00 14158.13 95000.00 10/26/95
1/26/96
9/26/20
90.00 2.25 18.% 2 71250.00 39
9420748 125920000420748 06 O'LEARY 25
WALKER ROAD
SWAMPSCOTT MA 01907 11.% 298 294
05 1
92
35000.00 34523.96 330000.00 11/3/95
2/3/96
10/1/20
89.00 2.75 18.% 2 258000.00 36
9420749 106910000420749 05 WATKINS 5542
BAHIA LANE
SAN
DIEGO CA 92037 8.75% 299 293
05 1 91
27000.00
25271.79 365000.00 10/19/95 4/19/96
9/19/20
78.00
0.50 18.% 2 255474.00 41
9420752 106920000420752 00 MCADAM 1326
GREEN
STREET SAN
FRANCISCO CA 94109 10.5% 299 293
01 1 92
39900.00
24734.42 399000.00 10/24/95
4/24/96 9/24/20
90.00
2.25 18.% 2 319200.00 22
9420754 134920000420754 06 LESHER 306
PENNS WAY
BERNARDS TOWNSHIP NJ 07920 11.% 300 294
01
1 92
34535.00 34133.28 158000.00 10/11/95
1/11/96
10/11/20
88.00 2.75 18.% 2 103000.00 45
9420756 106920000420756 00 WATERFALL 897
FELLOWSHIP
ROAD
SANTA BARBARA CA 93109 11.% 299 293
05 1
92
28500.00 13931.80 285000.00 10/16/95
1/16/96
9/16/20
90.00 2.75 18.% 2 228000.00 35
9420758 106920000420758 02 SIERRA 233
SUMMERFORD
CIRCLE
SAN RAMON CA 94583 11.5% 299 293
05 1
92
56200.00 51611.42 325000.00 10/17/95
4/17/96
9/17/20
90.00 3.25 18.% 2 236248.57 50
9420765 106920000420765 01 BRAMBLE 119 SAN
JOSE
LANE
PLACENTIA CA 92670 10.5% 300 294
05 1
92
34000.00 33522.10 275000.00 10/26/95
1/26/96
10/26/20
87.00 2.25 18.% 2 203150.00 39
9420766 112910000420766 03 GONZALEZ 6500 SW
92
AVENUE
MIAMI FL 33173 8.75% 299 293
05 1 91
32000.00
7002.72 180000.00 10/26/95 1/26/96
9/26/20
72.00
0.50 18.% 2 97000.00 44
9420769 106920000420769 01 HOOD 2273
CRESTVIEW
CIRCLE
BREA CA 92621 11.% 300 294
03 1 92
42000.00
41661.30 280000.00 10/26/95 1/26/96
10/26/20
90.00
2.75 18.% 2 210000.00 45
9420770 106920000420770 02 COVARRUBIAS 1535
O'MALLEY
AVENUE
UPLAND CA 91786 11.% 299 293
05 1 92
16500.00
16446.21 165000.00 10/14/95
4/14/96 9/14/20
90.00
2.75 18.% 2 132000.00 40
9420774 106920000420774 00 NADDY 320
TUSCANY
COURT
DANVILLE CA 94506 11.% 299 293
03 1
92 58500.00
49015.24 586000.00 10/12/95
4/12/96 9/12/20
90.00
2.75 18.% 2 468750.00 39
9420775 235910000420775 01 HEWITT 3414
MONTEREY
CIRCLE
FARMINGTON NM 87401 8.75% 300 294
05 1
91
14500.00 12447.82 90500.00 10/25/95
1/31/96
10/25/20
67.00 0.50 18.% 2 45652.00 11
9420776 106920000420776 00 WICHMAN 57
CLEMENTE
COURT
NOVATO CA 94945 10.5% 299 293
05 1
92 31700.00
31257.92 317000.00 10/24/95
1/24/96 9/24/20
90.00
2.25 18.% 2 253600.00 36
9420777 106920000420777 05 DELASHMUTT, JR 811
YORK
STREET # 303
OAKLAND CA 94610 11.5% 299 293
01 1
92
19700.00 19520.58 197000.00 10/20/95
4/20/96
9/20/20
88.00 3.25 18.% 2 153441.00 46
9420780 106910000420780 05 CONLAN 9441
ALTO DRIVE
LA
MESA CA 91941 9.25% 180 174
05 1 91
14700.00
14496.02 299000.00 10/19/95 1/19/96
10/19/10
70.00
1.00 18.% 2 194587.00 22
9420781 134910000420781 06 KELLY JR 546
CENTER PLACE
TEANECK NJ 07666 8.75% 299 294
05 1
91 20000.00
13996.57 152000.00 11/13/95
2/13/96 10/13/20
73.00
0.50 18.% 2 90000.00 43
9420782 106920000420782 05 WINKLER 22222
CRAGGY
VIEW STREET
CHATSWORTH AREA CA 91311 8.5% 299 294
05
1 92
30000.00 29498.80 475000.00 11/3/95
5/3/96
10/3/20
87.00 2.25 18.% 2 380000.00 45
9420784 208920000420784 00 THOMSEN 1434
BELFORD
COURT
EVERGREEN CO 80439 11.5% 299 294
03 1
92
66000.00 65025.64 441000.00 11/6/95
2/1/96
10/6/20
90.00 3.25 18.% 2 330000.00 44
9420786 106920000420786 05 ANDERSON 470
NATIVE SONS
ROAD
PESCADERO CA 94060 12.% 299 294
05 1
92
75000.00 73749.46 440000.00 11/9/95
2/9/96
10/9/20
85.00 3.75 18.% 2 296250.00 50
9420787 153920000420787 05 BOGNER 12515
SOUTHEAST
99TH STREET
RENTON WA 98056 8.5% 299 294
05 1
92 80000.00
78655.44 180000.00 11/1/95
5/1/96 10/1/20
89.00
2.75 18.% 2 80000.00 35
9420788 106920000420788 05 MIRENDA 1179
SOUTH MARY
AVENUE
SUNNYVALE CA 94087 8.5% 299 294
05 1
92
40000.00 15312.82 405000.00 11/1/95
5/1/96
10/1/20
88.00 2.75 18.% 2 312565.00 49
9420793 208920000420793 05 GILBERT 17385-A
EAST RICE
CIRCLE
AURORA CO 80015 10.5% 299 293
01 1
92 15000.00
11493.89 65000.00 10/26/95
1/26/96 9/26/20
86.00
2.25 18.% 2 40902.00 45
9420794 106920000420794 03 MCKEVITT 2536
BEVERLY
AVENUE
SANTA MONICA CA 90405 11.% 299 293
05 1
92
54000.00 53384.54 600000.00 10/6/95
4/6/96
9/6/20
86.00 2.75 18.% 2 460212.00 43
9420798 106920000420798 00 SAYEGH 450
SOUTH ARNAZ
DRIVE
LOS ANGELES CA 90048 11.% 299 292
05 1
92
26500.00 8191.20 265000.00 9/11/95
3/11/96
8/11/20
90.00 2.75 18.% 2 212000.00 31
9420801 149910000420801 02 ROOSE 3348
WEST
BROOKHAVEN DRIVE
SALT LAKE CITY UT 84118 9.75% 299 293
05 1
91
27000.00 26750.60 104000.00 10/18/95
4/18/96
9/18/20
78.00 1.50 18.% 2 53999.00 35
9420802 112910000420802 03 FANDINO 6440 SW
4 STREET
MIAMI
FL 33144 9.25% 181 176
05 1 91
50000.00
11951.60 145000.00 11/2/95 2/2/96
12/2/10
56.00 1.00
18.% 2 30000.00 32
9420804 106920000420804 02 LACHAPELLE 1321
PEPPER
TREE LANE
VISTA CA 92084 10.5% 299 293
05 1 92
26000.00
25692.45 210000.00 10/12/95 4/12/96
9/12/20
90.00
2.25 18.% 2 163000.00 44
9420807 134910000420807 06 DANEYKO 2
FARMSTEAD
ROAD
NORTH CALDWELL NJ 07006 9.5% 300 294
05 1
91
100000.00 98805.32 630000.00 10/11/95
1/11/96
10/11/20
80.00 1.25 18.% 2 402248.00 16
9420812 106920000420812 05 BEASLEY 4539
ELINORA
AVENUE
OAKLAND CA 94619 11.% 300 294
05 1
92 28000.00
27635.01 259000.00 10/25/95
1/25/96 10/25/20
90.00
2.75 18.% 2 204800.00 45
9420813 106920000420813 00 COSTA 424
NORTH BUENA
VISTA STREET
BURBANK CA 91505 11.% 299 292
05 1
92 27000.00
26664.05 180000.00 9/13/95
3/13/96 8/13/20
90.00
2.75 18.% 2 135000.00 43
9420815 106920000420815 05 LENZ 24665
LOWER TRAIL
CARMEL CA 93923 10.5% 299 293
05 1
92 43000.00
42090.93 430000.00 10/19/95
4/19/96 9/19/20
90.00
2.25 18.% 2 344000.00 43
9420816 106920000420816 00 DAVID 555
HILLSIDE ROAD
REDWOOD CITY CA 94062 10.5% 299 293
05 1
92
40000.00 38870.48 400000.00 10/19/95
4/19/96
9/19/20
90.00 2.25 18.% 2 320000.00 40
9420817 141920000420817 03 FLEMING 19637
DERBY
COURT
WEST LINN OR 97068 11.% 299 294
03 1
92 45900.00
17678.01 306000.00 11/10/95
2/10/96 10/10/20
90.00
2.75 18.% 2 229500.00 32
9420818 106920000420818 00 KIRK 11308
DONA TERESA
DRIVE LOS
ANGELES CA 91604 11.% 299 292
05 1 92
33500.00
26430.64 340000.00 9/20/95 3/20/96
8/20/20
89.00
2.75 18.% 2 268000.00 40
9420819 106920000420819 02 ROLOFF 11833
POINT ROCK
WAY
GOLD RIVER CA 95670 11.% 299 292
05 1
92
40000.00 39715.18 260000.00 9/21/95
3/21/96
8/21/20
89.00 2.75 18.% 2 191063.00 28
9420820 106920000420820 05 HARPER 49
SHOWERS DRIVE
#K431
MOUNTAIN VIEW CA 94040 10.5% 299 292
01 1
92
25000.00 24591.33 227000.00 9/14/95
3/14/96
8/14/20
86.00 2.25 18.% 2 168616.00 38
9420821 106920000420821 05 STEWART 601
WEST AVENIDA
DE LAS
FLORESTHOUSAND OAKS CA 91360 11.% 299
293 05
1
92 59500.00 51559.79 226000.00
10/16/95 4/16/96
9/16/20
90.00 2.75 18.% 2
143000.00 41
9420822 208910000420822 02 CAMPBELL 8434
WEST 79TH
PLACE
ARVADA CO 80005 8.75% 299 293
05 1
91 20000.00
19046.60 115000.00 10/28/95
1/28/96 9/28/20
80.00
0.50 18.% 2 71342.00 35
9420823 106920000420823 05 RODNEY 27213
ROCKGROVE
AVENUE
CANYON COUNTRY CA 91351 10.5% 299 292
05
1 92
14500.00 14370.99 145000.00 9/10/95
12/10/95
8/10/20
90.00 2.25 18.% 2 116000.00 36
9420824 106920000420824 05 CASSEL 22322
DE KALB
DRIVE
CALABASAS CA 91302 11.% 299 292
05 1
92
27300.00 15624.04 330000.00 9/22/95
3/22/96
8/22/20
83.00 2.75 18.% 2 245130.00 15
9420825 106910000420825 05 THOMPSON JR 271 SAN
RAMON
WAY
NOVATO CA 94945 10.25% 300 294
05 1
91 40000.00
11324.70 350000.00 10/5/95
1/5/96 10/5/20
90.00
2.00 18.% 2 275000.00 28
9420826 141920000420826 02 KEISLER 1934
WEMBLEY
PLACE
LAKE OSWEGO OR 97035 11.% 299 291
05 1
92
35000.00 34376.52 265000.00 8/27/95
2/27/96
7/27/20
90.00 2.75 18.% 2 203000.00 22
9420829 141910000420829 02 PETERSON 16449
SOUTHEAST
TIBBETTS
PORTLAND OR 97236 9.25% 299 291
05 1
91
25000.00 22058.66 95000.00 8/30/95
2/28/96
7/30/20
57.00 1.00 18.% 2 28589.00 22
9420833 106920000420833 00 YOUNG 5500
WEMBLY
AVENUE
AGOURA CA 91301 11.% 299 291
05 1 92
61000.00
60827.13 610000.00 8/30/95
11/30/95 7/30/20
90.00
2.75 18.% 2 488000.00 40
9420834 132920000420834 05 WHEELER 1812
FEATHER
WAY LAS
VEGAS NV 89108 11.% 300 294
05 1 92
23000.00
22951.77 109000.00 10/23/95 1/23/96
10/23/20
90.00
2.75 18.% 2 74955.00 46
9420835 106910000420835 00 LEE 504
SEASTROM DRIVE
REDWOOD CITY CA 94065 8.75% 300 294
05 1
91
25000.00 16419.86 348976.00 10/30/95
1/30/96
10/30/20
65.00 0.50 18.% 2 200000.00 45
9420836 106920000420836 05 EDMONDO 145
WILLIAM
CIRCLE
CLOVERDALE CA 95425 11.% 300 294
03 1
92
21700.00 21679.78 157500.00 10/20/95
1/20/96
10/20/20
90.00 2.75 18.% 2 120000.00 39
9420837 141920000420837 02 NEWCOMER 1202 N.
ELLIOTT
ROAD
NEWBERG OR 97132 11.% 299 291
05 1
92 18000.00
13466.57 120000.00 8/25/95
2/25/96 7/25/20
90.00
2.75 18.% 2 90000.00 34
9420839 106920000420839 00 YEREX 1349
MARIPOSA
AVENUE
SAN JOSE CA 95126 10.5% 299 292
05 1 92
30900.00
29721.67 309000.00 9/26/95
12/26/95 8/26/20
90.00
2.25 18.% 2 247200.00 31
9420840 106910000420840 02 ROMERO 679
PARK STREET
SALINAS CA 93901 10.5% 179 173
05 1 91
28500.00
26935.80 190000.00 10/3/95
1/3/96 9/3/10
90.00
2.25 18.% 2 142500.00 43
9420841 106920000420841 03 BETTS 29630
VALLEJO
AVENUE
TEMECULA CA 92592 11.% 299 293
03 1
92
25000.00 24726.72 280000.00 10/13/95
4/13/96
9/13/20
89.00 2.75 18.% 2 224000.00 45
9420842 141910000420842 02 DEFOE JR 18205
SOUTHWEST
CORRAL
CREEK RSHERWOOD OR 97140 9.25% 299
292 05
1 91
100000.00 31786.68 585000.00 9/25/95
3/25/96
8/25/20
76.00 1.00 18.% 2 339558.00 42
9420845 106920000420845 05 GRIFASI 25312
PACIFICA
AVENUE
MISSION VIEJO CA 92691 11.% 299 293
05 1
92
37000.00 30243.60 205000.00 10/6/95
4/6/96
9/6/20
90.00 2.75 18.% 2 146608.00 45
9420846 106920000420846 05 ESCAIP 13033
E.
CLOVERDALE STREET
MOORPARK CA 93021 11.% 299 293
05 1
92
34500.00 34136.03 230000.00 10/17/95
4/17/96
9/17/20
90.00 2.75 18.% 2 172500.00 33
9420848 112920000420848 00 FRITCHMAN JR. 1079
SHIPWATCH CIRCLE
TAMPA FL 33602 11.25% 299 293
09 1 92
71900.00
70193.52 306000.00 10/27/95
1/27/96 9/27/20
90.00
3.00 18.% 2 203150.00 20
9420849 213920000420849 00 MALLON 510
LAKEGREEN
COURT
SUWANEE GA 30174 10.5% 299 294
03 1
92
24600.00 24150.60 248000.00 11/9/95
2/9/96
10/9/20
90.00 2.25 18.% 2 196850.00 30
9420850 236920000420850 00 CARTAFALSA 510
PREMIERE
BOULEVARD
NEW HYDE PARK NY 11040 11.% 300 295
05 1
92
16000.00 16000.00 197000.00 11/9/95
2/9/96
11/9/20
89.00 2.75 18.% 2 157600.00 40
9420851 106920000420851 02 SHELDON 4707
MEADOWBROOK DRIVE
RICHMOND CA 94803 11.% 299 293
05 1
92
28100.00 27686.13 225000.00 10/2/95
4/2/96
9/2/20
90.00 2.75 18.% 2 174400.00 37
9420857 106920000420857 00 STEINKE 1748
KINGS ROAD
VISTA
CA 92084 11.25% 299 293 03
1 92
53500.00
52979.65 540000.00 10/4/95 4/4/96
9/4/20
90.00 3.00
18.% 2 428000.00 27
9420858 106920000420858 05 WALL 8195
PAWTUCKET
DRIVE
HUNTINGTON BEACH CA 92646 10.5% 299 293
09
1 92
13000.00 10570.57 155000.00 10/19/95
4/19/96
9/19/20
89.00 2.25 18.% 2 124000.00 37
9420859 104920000420859 05 SIMON 6501 E
GOLDUST
AVENUE
SCOTTSDALE AZ 85253 11.% 299 293
05 1
92
20000.00 20000.00 250000.00 10/3/95
1/3/96
9/3/20
88.00 2.75 18.% 2 200000.00 40
9420861 106910000420861 01 GALLIANO 5181
JOMAR DRIVE
CONCORD CA 94521 10.5% 299 293
05 1
91
21600.00 20838.34 240000.00 10/5/95
4/5/96
9/5/20
89.00 2.25 18.% 2 192000.00 43
9420862 112910000420862 02 PULIDO 6680 SW
69 LANE
MIAMI
FL 33143 9.75% 299 293 03
1 91
113000.00
111297.18 380000.00 10/26/95 1/26/96
9/26/20
80.00
1.50 18.% 2 191000.00 49
9420863 106920000420863 05 ORYSH 2506
ROBLAR LANE
SANTA
CLARA CA 95051 10.5% 299 293
03 1 92
16100.00
14135.91 161000.00 10/5/95 4/5/96
9/5/20
90.00 2.25
18.% 2 128800.00 23
9420864 106930000420864 02 BELL 2810
CAMPHOR
AVENUE LA
VERNE CA 91750 11.% 299 294
05 1 93
59150.00
58216.82 270000.00 11/2/95 2/2/96
10/2/20
90.00
2.75 18.% 2 183647.01 44
9420865 208910000420865 01 HOLMLUND 12463
WEST
STANFORD DRIVE
MORRISON CO 80465 8.5% 299 293
05 1
91
30000.00 15081.10 144000.00 10/26/95
1/31/96
9/26/20
77.00 0.25 18.% 2 80029.00 3
9420867 106920000420867 00 KUMAR 24016
ARMINTA
STREET LOS
ANGELES CA 91304 11.% 299 293
03 1 92
38400.00
37906.68 256000.00 10/10/95 4/10/96
9/10/20
90.00
2.75 18.% 2 192000.00 21
9420871 106920000420871 01 CHACON 6722
FREEDOM
COURT
SAN JOSE CA 95120 11.% 299 293
07 1 92
20000.00
18150.21 180000.00 10/18/95
4/18/96 9/18/20
90.00
2.75 18.% 2 142000.00 48
9420872 106920000420872 01 BROWN 30
MEEKS LANE
OAKLEY CA 94561 11.% 300 294
05 1 92
25500.00
25206.43 335000.00 10/31/95
1/31/96 10/31/20
87.00
2.75 18.% 2 265580.00 36
9420876 106910000420876 05 SMOTHERS 13381
LONGRIDGE
ROAD
LOS GATOS CA 95030 8.5% 299 293
05 1
91 30000.00
23462.96 435000.00 10/12/95
4/12/96 9/12/20
78.00
0.25 18.% 2 309000.00 27
9420878 106920000420878 05 TUCKER 12732
MCFERON
ROAD
POWAY CA 92064 8.5% 299 293
05 1 92
13500.00
10327.43 135000.00 10/30/95
4/30/96 9/30/20
90.00
2.25 18.% 2 108000.00 43
9420880 206910000420880 01 ERICKSON 8697
DYER ROAD
SALINAS CA 93907 8.75% 299 293
05 1 91
44000.00
31877.60 218000.00 10/20/95
1/20/96 9/20/20
80.00
0.50 18.% 2 130000.00 35
9420881 106920000420881 05 HAZEL 2454
VIA APRILIA
DEL MAR
CA 92014 10.5% 299 293 05
1 92
50000.00
44664.75 525000.00 10/20/95 4/20/96
9/20/20
90.00
2.25 18.% 2 420000.00 44
9420883 106930000420883 01 CHEATHAM 4206
FRANCIS
AVENUE
CHINO CA 91710 10.25% 299 293
05 1 93
19500.00
18992.58 195000.00 10/13/95
1/13/96 9/13/20
90.00
2.00 18.% 2 156000.00 27
9420884 106920000420884 05 LIMBERIS 1456
ROSECREST
TERRACE
SAN JOSE CA 95126 10.5% 299 293
05 1 92
25000.00
23673.98 548845.00 10/20/95
4/20/96 9/20/20
85.00
2.25 18.% 2 437850.00 43
9420885 141920000420885 05 BRINKLEY 17280
LUNDGREN
WAY
GLADSTONE OR 97027 11.% 299 292
05 1
92
24500.00 24368.36 177000.00 9/21/95
12/21/95
8/21/20
90.00 2.75 18.% 2 134500.00 44
9420886 108910000420886 05 JACKLE 1672
MATTERHORN
CIRCLE
VAIL CO 81657 8.75% 300 294
05 1 91
49900.00
18887.65 420000.00 10/23/95 1/23/96
10/23/20
64.00
0.50 18.% 2 217842.00 43
9420887 106920000420887 01 WILLEMS 3712
BOCMART
PLACE
SAN RAMON CA 94583 10.5% 300 294
03 1
92
48000.00 47342.53 336000.00 10/24/95
1/24/96
10/24/20
86.00 2.25 18.% 2 240000.00 38
9420889 106920000420889 02 MATTHEWS 888
VALE VIEW
DRIVE
VISTA CA 92083 10.5% 299 293
05 1 92
25500.00
25185.25 170000.00 10/13/95 4/13/96
9/13/20
90.00
2.25 18.% 2 127500.00 44
9420890 106920000420890 02 DUNHAM 41
SANTA LUCIA
AVENUE
SALINAS CA 93901 11.5% 299 293
05 1 92
52300.00
51885.36 315000.00 10/20/95
1/20/96 9/20/20
87.00
3.25 18.% 2 219680.00 40
9420891 106920000420891 01 HECTOR 26535
MORENA
DRIVE
MISSION VIEJO CA 92691 10.5% 298 293
05 1
92
30000.00 20535.78 265000.00 10/20/95
1/20/96
9/10/20
88.00 2.25 18.% 2 201000.00 39
9420893 106920000420893 05 PALMA 36022
CRIPPS PLACE
FREMONT CA 94536 11.5% 300 294
05 1
92 35000.00
25426.16 265000.00 10/26/95
1/26/96 10/26/20
90.00
3.25 18.% 2 203150.00 49
9420894 149920000420894 05 BIRD 5766
SOUTH SIERRA
GRANDE
CIRCLSALT LAKE CITY UT 84118 10.5% 299
293 05
1 92
49500.00 45447.29 140000.00 10/24/95
4/24/96
9/24/20
90.00 2.25 18.% 2 76473.00 36
9420896 106910000420896 05 BARNETT 2457
MURPHYS
DRIVE
ARNOLD CA 95223 9.25% 299 292
05 1
91 45000.00
12850.72 103000.00 9/25/95
3/25/96 8/25/20
44.00
1.00 18.% 1 .00 43
9420897 106910000420897 02 DUPRATT 1110
MOSSWOOD
LANE
DIXON CA 95620 8.75% 300 294
05 1 91
17300.00
15113.38 200000.00 10/27/95
1/27/96 10/27/20
78.00
0.50 18.% 2 137964.00 37
9420899 106920000420899 01 ARNOLD 1930
PORT
RAMSGATE PLACE
NEWPORT BEACH CA 92660 11.% 299 292
03 1
92
51700.00 51130.57 513000.00 9/22/95
3/22/96
8/22/20
90.00 2.75 18.% 2 410000.00 45
9420900 106920000420900 01 BARSKA 639
SOUTH
MARIPOSA STREET
BURBANK CA 91506 11.5% 299 292
05 1
92
32250.00 31757.03 215000.00 9/5/95
3/5/96
8/5/20
90.00 3.25 18.% 2 161250.00 46
9420901 106910000420901 05 MILLER 4546
ROBBINS
STREET SAN
DIEGO CA 92122 8.75% 299 293
05 1 91
17700.00
17375.58 230000.00 10/24/95 1/24/96
9/24/20
80.00
0.50 18.% 2 166255.00 40
9420902 108910000420902 02 WALKER JR 1325
GATEWAY
ROAD
OLD SNOWMASS CO 81654 9.25% 299 293
03 1
91
100000.00 99266.48 570000.00 10/16/95
1/16/96
9/16/20
78.00 1.00 18.% 2 342000.00 28
9420903 106920000420903 00 GALLINATTI 345
JACARANDA
DRIVE
FREMONT CA 94539 10.5% 179 173
05 1
92 47500.00
46704.16 475000.00 10/20/95
4/20/96 9/20/10
90.00
2.25 18.% 2 380000.00 34
9420905 153920000420905 05 HOUGHTON 16909
NORTHEAST 227TH
AVENUE BRUSH PRAIRIE WA 98606 11.% 299
293
05 1
92 37100.00 36573.75 190000.00 10/6/95
4/6/96
9/6/20
85.00 2.75 18.% 2 124399.00
44
9420907 106920000420907 01 WELLER 4821
EAST ALDER
DRIVE
SAN DIEGO CA 92116 10.5% 299 293
05 1
92
34500.00 33321.78 230000.00 10/11/95
4/11/96
9/11/20
90.00 2.25 18.% 2 172500.00 42
9420909 106920000420909 05 LETSON 4223
COUNTRYMEADOW STREET
MOORPARK CA 93021 10.5% 299 293
03 1
92
38100.00 37551.75 254000.00 10/10/95
4/10/96
9/10/20
90.00 2.25 18.% 2 190500.00 38
9420910 106920000420910 05 ERAZO 227
SOUTH
VENDOME STREET
LOS ANGELES CA 90057 11.% 299 293
05 1
92
33000.00 14007.22 200000.00 10/26/95
4/26/96
9/26/20
88.00 2.75 18.% 2 142000.00 49
9420913 106910000420913 00 TREMAIN 43
CIELO VISTA
DRIVE
MONTEREY CA 93940 9.25% 299 293
05 1
91
62000.00 61126.78 363500.00 10/18/95
1/18/96
9/18/20
73.00 1.00 18.% 2 203000.00 37
9420914 153920000420914 05 HIGGINS 4368
EAST MERCER
WAY
MERCER ISLAND WA 98040 10.5% 299 293
05 1
92
43500.00 39542.63 435000.00 10/26/95
4/26/96
9/26/20
90.00 2.25 18.% 2 348000.00 29
9420916 106920000420916 00 MOORMAN 28063
CROCO
PLACE
SANTA CLARITA CA 91351 10.5% 299 293
05 1
92
24200.00 23913.14 242500.00 10/3/95
4/3/96
9/3/20
90.00 2.25 18.% 2 194000.00 38
9420918 106920000420918 05 PARSONS 8 LIND
COURT
ORINDA
CA 94563 11.% 300 294 05
1 92
41900.00
21807.44 419000.00 10/26/95 1/26/96
10/26/20
90.00
2.75 18.% 2 335200.00 38
9420919 134910000420919 06 MOHAMMED 114
ASTOR
PLACE
JERSEY CITY NJ 07307 9.25% 179 174
05 1
91
60000.00 59625.87 157000.00 11/15/95
2/15/96
10/15/10
80.00 1.00 18.% 2 65150.00 34
9420922 115920000420922 01 LEE 45-544
KAMOOALII
STREET
KANEOHE HI 96744 10.5% 300 294
05 1
92 30000.00
21589.57 389000.00 10/13/95
1/13/96 10/13/20
83.00
2.25 18.% 2 291750.00 38
9420923 106920000420923 00 WELLS 124
REEF MALL
LOS
ANGELES CA 90292 11.% 299 293
05 1 92
100000.00
99382.00 975000.00 10/26/95
4/26/96 9/26/20
88.00
2.75 18.% 2 750000.00 35
9420927 106920000420927 01 LLOYD 29
MARSH ROAD
TIBURON CA 94920 10.5% 300 294
05 1
92 35000.00
25256.47 342000.00 10/23/95
1/23/96 10/23/20
90.00
2.25 18.% 2 269600.00 30
9420930 208910000420930 02 CONSALUS 1375
SOUTH
FENTON STREET
LAKEWOOD CO 80226 8.75% 299 293
05 1
91
20000.00 15904.40 123000.00 10/28/95
1/31/96
9/28/20
70.00 0.50 18.% 2 65000.00 33
9420931 206910000420931 02 MANNING 400
BROOKTREE
RANCH ROAD
APTOS CA 95003 8.75% 300 295
05 1 91
50000.00
42629.60 460000.00 11/1/95
3/1/96 11/1/20
57.00
0.50 18.% 2 210000.00 39
9420932 106920000420932 05 WEBB 5351
DONNA AVENUE
LOS
ANGELES CA 91356 11.% 299 293
05 1 92
56500.00
55826.49 570000.00 10/12/95 4/12/96
9/12/20
90.00
2.75 18.% 2 452000.00 41
9420933 134910000420933 06 WILTSHIRE 107
SOUTH CEDAR
AVENUE
MAPLE SHADE NJ 08052 8.75% 299 293
05 1
91
15000.00 6390.67 92000.00 10/30/95
1/30/96
9/30/20
80.00 0.50 18.% 2 58110.98 21
9420935 106920000420935 05 KILPATRIC 667 5TH
STREET
NORCO
CA 91760 11.% 299 292
05 1 92
30000.00
29741.57 186000.00 9/25/95 3/25/96
8/25/20
88.00
2.75 18.% 2 133000.00 49
9420940 106920000420940 00 IDENO 5
RINCON
IRVINE
CA 92720 10.5% 299 293 03
1 92 40000.00
38262.41
400000.00 10/24/95 1/24/96
9/24/20 90.00
2.25 18.%
2 320000.00 42
9420943 208920000420943 02 WATERMAN 8731
GARRISON
COURT
ARVADA CO 80005 11.% 299 293
05 1 92
37000.00
27377.77 136000.00 10/27/95
1/27/96 9/27/20
90.00
2.75 18.% 2 84516.00 41
9420951 208910000420951 02 HYDLE 7262
WEST
PEAKVIEW AVENUE
LITTLETOWN CO 80123 8.75% 299 293
05 1
91
27000.00 16919.25 164000.00 10/28/95
2/2/96
9/28/20
69.00 0.50 18.% 2 86000.00 45
9420952 106930000420952 01 CHANG 971
STONEBRYN
DRIVE
HARBOR CITY ARREA CA 90710 11.% 299 294
05
1 93
69900.00 48872.68 211000.00 11/13/95
2/13/96
10/13/20
90.00 2.75 18.% 2 120000.00 43
9420953 106920000420953 00 PHELPS 3417
ROSEWOOD
AVENUE
LOS ANGELES CA 90066 11.% 299 291
05 1
92
23500.00 20437.98 243500.00 8/29/95
2/28/96
7/29/20
87.00 2.75 18.% 2 188000.00 25
9420954 106920000420954 01 DWIGHT 8815
ROSEWOOD
AVENUE
WEST HOLLYWOOD CA 90048 10.5% 299 293
05
1 92
38000.00 31802.47 380000.00 10/17/95
4/17/96
9/17/20
90.00 2.25 18.% 2 304000.00 29
9420955 106920000420955 02 WRIGHT 2431
MURRELL
ROAD
SANTA BARBARA CA 93109 11.% 299 291
05 1
92
50000.00 47529.34 260000.00 8/23/95
2/23/96
7/23/20
90.00 2.75 18.% 2 184000.00 45
9420956 106920000420956 01 HARPER 616
NORTH MAPLE
DRIVE
BEVERLY HILLS CA 90210 11.% 300 295
05 1
92
100000.00 98557.93 1550000.00 11/30/95
2/29/96
11/30/20
87.00 2.75 18.% 2 1243083.00 45
9420957 153920000420957 05 KIM 31008
11TH PLACE
SOUTHWEST
FEDERAL WAY WA 98023 11.% 299 293
05 1
92
20000.00 20000.00 137000.00 10/4/95
4/4/96
9/4/20
90.00 2.75 18.% 2 102750.00 43
9420958 106910000420958 05 WAGONER 6630
KAMEHA
CIRCLE
YORBA LINDA AREA CA 92686 10.25% 299 293
09
1 91
14000.00 11966.31 140000.00 10/25/95
1/25/96
9/25/20
90.00 2.00 18.% 2 112000.00 24
9420960 106920000420960 06 HOLLAND 3600
GREVE DRIVE
RANCHO PALOS VERDES CA 90275 10.5% 299 293
05
1 92
46000.00 45409.92 460000.00 10/12/95
4/12/96
9/12/20
83.00 2.25 18.% 2 333290.00 19
9420962 115930000420962 05 BORJA 59379
ALAPIO ROAD
HALEIWA HI 96712 11.5% 299 292
05 1
93 69450.00
68847.12 450000.00 9/27/95
12/27/95 8/27/20
90.00
3.25 18.% 2 335506.00 44
9420963 149910000420963 03 GONDEK 6968
SPARROWTAIL
ROAD
WEST JORDAN UT 84084 9.75% 179 174
05 1
91
17000.00 16808.82 122000.00 11/15/95
2/15/96
10/15/10
80.00 1.50 18.% 2 80475.00 50
9420964 153920000420964 02 MORRISON 21621
SOUTH
PRAIRIE ROAD
SUMNER WA 98390 11.% 299 292
05 1
92 25000.00
24182.73 170000.00 9/30/95
3/30/96 8/30/20
88.00
2.75 18.% 2 123750.00 30
9420965 134910000420965 06 MERGIA 409
CRANFORD
ROAD
CHERRY HILL NJ 08003 8.75% 299 293
05 1
91
31900.00 22038.79 142000.00 10/27/95
1/27/96
9/27/20
80.00 0.50 18.% 2 81607.52 37
9420966 206910000420966 05 SPINELLO 70
CORAL LANE
UNIT # 37
IRVINE CA 92714 11.5% 299 293
01 1 91
66000.00
65239.17 360000.00 10/19/95
1/19/96 9/19/20
90.00
3.25 18.% 2 258000.00 38
9420968 208910000420968 01 PATRICK 323
SOUTH
WASHINGTON
AVENUE FORT COLLINS CO 80521 9.25% 299
293
05 1
91 22000.00 21679.75 127500.00
10/25/95 1/25/96
9/26/20
79.00 1.00 18.% 2
78000.00 43
9420969 106920000420969 05 BALL 1752
BERVY STREET
SAN
DIEGO CA 92110 10.5% 299 293
05 1 92
20000.00
19077.26 200000.00 10/13/95 4/13/96
9/13/20
90.00
2.25 18.% 2 159806.00 43
9420970 134920000420970 06 MURAD 176
CANTERBURY
DRIVE
RAMSEY NJ 07446 10.5% 299 294
03 1 92
35600.00
34465.32 331000.00 11/15/95
2/15/96 10/15/20
90.00
2.25 18.% 2 262285.00 40
9420971 106920000420971 01 WHITE 7957
IGLESIA DRIVE
DUBLIN
CA 94568 11.5% 179 174
05 1 92
27000.00
25619.58 295000.00 11/4/95 2/4/96
10/4/10
89.00 3.25
18.% 2 235000.00 46
9420972 106920000420972 00 TRAN 150
EDINBURGH
CIRCLE
DANVILLE CA 94526 8.5% 299 293
03 1
92 69600.00
48679.71 633000.00 10/31/95
4/30/96 9/30/20
90.00
3.25 18.% 2 500000.00 49
9420973 208920000420973 05 COX 5632
MOSQUITO PASS
DRIVE
COLORADO SPRINGS CO 80917 10.5% 298 294
05
1 92
19200.00 14684.41 128000.00 11/14/95
2/29/96
10/1/20
90.00 2.25 18.% 2 96000.00 39
9420978 106920000420978 00 KOST 873
RATTAN TERRACE
SUNNYVALE CA 94086 11.% 299 292
01 1
92
38550.00 38550.00 260000.00 9/11/95
12/11/95
8/11/20
89.00 2.75 18.% 2 192750.00 39
9420979 208920000420979 02 BACA 4332
SOUTH
EVANSTON COURT
AURORA CO 80015 10.5% 299 293
05 1
92 26900.00
10561.21 134000.00 10/25/95
1/25/96 9/25/20
85.00
2.25 18.% 2 87000.00 44
9420983 149910000420983 03 HALL 5561
SANFORD DRIVE
MURRAY UT 84123 8.5% 299 294
05 1
91 46600.00
27938.27 120000.00 11/16/95
2/16/96 10/16/20
80.00
0.25 18.% 2 49367.00 26
9420984 106910000420984 05 MULLENS 1369
BERNAL
AVENUE
BURLINGAME CA 94010 11.% 299 294
05 1
91
31000.00 30356.74 395000.00 11/13/95
2/13/96
10/13/20
90.00 2.75 18.% 2 323635.00 44
9420985 106910000420985 05 KOESTERER 820
NORTH
FENIMORE
AVENUE COVINA CA 91723 8.75% 300
293 05
1 91
25000.00 3952.56 160000.00 9/30/95
12/30/95
9/30/20
62.00 0.50 18.% 2 73000.00 45
9420986 206920000420986 05 FAST 9995
VILLAGE CENTER
DRIVE
GRANITE BAY CA 95746 11.% 299 293
03 1
92
15000.00 14800.86 255000.00 10/26/95
2/1/96
9/26/20
86.00 2.75 18.% 2 203000.00 42
9420989 106920000420989 00 BALSA, JR 108
MARINERO
CIRCLE
BELVEDERE CA 94920 11.% 299 293
01 1
92
39300.00 38724.58 262000.00 10/26/95
4/26/96
9/26/20
90.00 2.75 18.% 2 196500.00 49
9420990 106910000420990 05 BARIL 1238
BRUCE AVENUE
GLENDALE CA 91202 10.75% 299 293
05 1
91
23250.00 8285.35 232500.00 10/26/95
1/26/96
9/26/20
90.00 2.50 18.% 2 186000.00 24
9420993 106920000420993 00 KHAN 2034
CAMPRDOWN
WAY
SAN JOSE CA 95121 10.5% 299 293
05 1 92
15500.00
13631.34 155000.00 10/27/95
4/27/96 9/27/20
90.00
2.25 18.% 2 124000.00 40
9420999 106920000420999 05 KELKAR 5487
RUTHWOOD
DRIVE
CALABASAS CA 91302 11.% 299 293
05 1
92
13000.00 12827.50 250000.00 10/4/95
4/4/96
9/4/20
87.00 2.75 18.% 2 204000.00 36
9421001 106920000421001 05 MCGOWAN 208
WATERFORD
DRIVE
VACAVILLE CA 95688 11.% 299 293
05 1
92
24200.00 23850.72 150000.00 10/20/95
4/20/96
9/20/20
90.00 2.75 18.% 2 110750.00 32
9421002 106910000421002 05 SORKHABI 1003
BELDER
DRIVE SAN
JOSE CA 95120 11.% 299 293
05 1 91
35000.00
34750.79 350000.00 10/5/95 1/5/96
9/5/20
90.00 2.75
18.% 2 280000.00 43
9421003 106920000421003 05 DAVI 2050
MARSALA
CIRCLE
MONTEREY CA 93940 10.5% 299 293
05 1
92
48800.00 26240.62 280000.00 10/27/95
1/27/96
9/27/20
90.00 2.25 18.% 2 203150.00 39
9421004 113920000421004 05 JACOBSEN 2581
FLEUR DE LIS
PLACE
ATLANTA GA 30360 8.5% 299 293
05 1
92 15500.00
10642.28 155000.00 10/31/95
4/30/96 9/30/20
90.00
2.00 18.% 2 124000.00 29
9421006 149920000421006 05 GILFILLAN 6501
WEST 4600
SOUTH
HOOPER UT 84315 11.% 300 294
05 1 92
28500.00
28360.34 212000.00 10/20/95
1/20/96 10/20/20
84.00
2.75 18.% 2 148107.00 38
9421007 106910000421007 05 HUNTER 176
LANVIEW
CIRCLE
DANVILLE CA 94526 10.5% 299 293
05 1
91
20000.00 19819.59 190000.00 10/27/95
4/27/96
9/27/20
87.00 2.25 18.% 2 144981.00 40
9421008 106920000421008 00 BAKER JR 100
EAGLE TRACE
DRIVE
HALF MOON BAY CA 94015 11.% 299 293
03 1
92
49000.00 48326.96 490000.00 10/26/95
4/26/96
9/26/20
90.00 2.75 18.% 2 389950.00 45
9421009 106920000421009 01 HEINRICH 26937
HAYWARD
BLVD., #111
HAYWARD CA 94542 10.5% 299 293
07 1
92
18800.00 18571.68 125000.00 10/12/95
4/12/96
9/12/20
90.00 2.25 18.% 2 93700.00 44
9421011 106920000421011 02 PERRY 2616
MONTEREY
AVENUE
MARTINEZ CA 94553 11.% 300 294
05 1
92 22350.00
22065.95 149000.00 10/25/95
1/25/96 10/25/20
90.00
2.75 18.% 2 111750.00 43
9421014 208910000421014 05 ALLISON JR 5593
OLD FARM
CIRCLE
COLORADO SPRINGS CO 80917 8.5% 299 293
05
1 91
30000.00 8689.70 148000.00 10/27/95
1/27/96
9/27/20
59.00 0.25 18.% 2 57000.00 27
9421015 106920000421015 05 LAGLE 1181
ROCKHAVEN
COURT
SALINAS CA 93906 10.5% 299 293
05 1 92
22500.00
4165.85 225000.00 10/23/95
4/23/96 9/23/20
90.00
2.25 18.% 2 180000.00 39
9421016 206920000421016 00 LIVINGSTON 4055
MURIETTA
AVENUE
LOS ANGELES CA 91423 11.% 299 293
05 1
92
14500.00 14104.14 152000.00 10/12/95
2/1/96
9/12/20
86.00 2.75 18.% 2 116000.00 41
9421018 106920000421018 00 PETTLEY 16087
SHARON
LANE
SALINAS CA 93908 10.5% 299 293
05 1 92
28500.00
28083.76 285000.00 10/5/95
4/5/96 9/5/20
90.00
2.25 18.% 2 228000.00 32
9421022 106920000421022 05 MENARD 7618
PALIDSADE
WAY
FAIROAKS CA 95628 11.% 299 293
05 1
92 12000.00
4104.39 129000.00 10/18/95
4/18/96 9/18/20
90.00
2.75 18.% 2 103200.00 42
9421027 149910000421027 05 VELIS 10634
SOUTH 1260
WEST
SOUTH JORDAN UT 84095 11.5% 300 295
05 1
91
10000.00 9900.17 167000.00 11/7/95
2/26/96
11/7/20
84.00 3.25 18.% 2 129162.80 31
9421030 106910000421030 03 MARTINO 1885
MOLINO
AVENUE
SIGNAL HILL CA 90804 10.5% 299 293
05 1
91
49500.00 47362.81 245000.00 10/19/95
4/19/96
9/19/20
90.00 2.25 18.% 2 170793.00 42
9421036 132920000421036 05 SUTTON 273
ANDRIA DRIVE
STATELINE NV 89449 8.5% 299 295
05 1
91 72000.00
71527.76 310000.00 12/1/95
6/1/96 11/1/20
89.00
2.75 18.% 2 203150.00 34
9421038 106910000421038 05 MARCH 410
HILLCREST
SUSANVILLE CA 96130 8.75% 180 174
05 1
91
50000.00 49219.82 140000.00 10/19/95
1/19/96
10/19/10
56.00 0.50 18.% 2 27040.00 19
9421039 106910000421039 00 DELUCCA 2036
COLBY
AVENUE LOS
ANGELES CA 90025 11.% 299 292
05 1 91
33800.00
33592.98 227500.00 9/12/95
12/12/95 8/12/20
90.00
2.75 18.% 2 169125.00 39
9421041 106920000421041 05 HUNTER 80 VIA
BUENA
VISTA
MONTEREY CA 93940 10.5% 300 294
05 1
92
50000.00 11023.51 365000.00 10/17/95
1/17/96
10/17/20
81.00 2.25 18.% 2 245000.00 29
9421046 132920000421046 03 LADD 181
COPPER STREET
ELKO
NV 89801 10.5% 300 294 05
1 92
22800.00
22249.53 142000.00 10/23/95 1/23/96
10/23/20
90.00
2.25 18.% 2 105000.00 43
9421047 115920000421047 00 TUMMINIA 146
KAIOLOHIA
WAY
HONOLULU HI 96825 11.5% 300 294
03 1
92
98000.00 96820.16 490000.00 10/25/95
1/25/96
10/25/20
90.00 3.25 18.% 2 343000.00 47
9421048 141910000421048 01 CARTER 3838
SOUTHWEST
SCHOLLS
FERRY RPORTLAND OR 97221 9.25% 300
295 05
1 91
200000.00 117220.83 850000.00 11/2/95
2/2/96
11/2/20
64.00 1.00 18.% 2 336000.00 40
9421049 149910000421049 01 WOMACK, JR 7236
SOUTH 2220
EAST
SALT LAKE CITY UT 84121 11.5% 300 294
05 1
91
24300.00 23315.70 235000.00 10/26/95
1/26/96
10/26/20
90.00 3.25 18.% 2 187200.00 48
9421051 106910000421051 05 STODDARD-BRISCHKE 98 VIA
DEL
PINAR
MONTEREY CA 93940 8.75% 299 293
05 1
91
40000.00 20178.68 355000.00 10/24/95
4/24/96
9/24/20
66.00 0.50 18.% 2 192000.00 42
9421053 106920000421053 01 MEDEIROS 18760
SCHOOL
STREET EL
VERANO CA 95476 11.% 299 293
05 1 92
17400.00
17138.59 177000.00 10/2/95 4/2/96
9/2/20
90.00
2.75 18.% 2 141600.00 35
9421054 106910000421054 05 BOULET 4920
GREENBUSH
AVENUE
LOS ANGELES CA 91423 9.25% 299 293
05 1
91
15000.00 14809.51 272500.00 10/19/95
4/19/96
9/19/20
80.00 1.00 18.% 2 203000.00 43
9421056 106910000421056 02 WOOSLEY 18825
JOSEPH
DRIVE
GRASS VALLEY CA 95949 9.25% 299 293
05 1
91
40000.00 37872.63 154000.00 10/16/95
4/16/96
9/16/20
74.00 1.00 18.% 2 73158.00 45
9421057 206920000421057 05 HARPER 7641
VILLAGE PARK
RD SAN
DIEGO CA 92129 11.% 299 294
05 1 92
39600.00
38843.64 257000.00 11/14/95 2/14/96
10/14/20
85.00
2.75 18.% 2 178808.00 24
9421058 106920000421058 00 CHEN 6585
SPRINGPATH
LANE SAN
JOSE CA 95120 10.5% 300 294
05 1 92
50000.00
3312.61 426000.00 10/26/95 1/26/96
10/30/20
87.00
2.25 18.% 2 319500.00 44
9421062 106920000421062 01 SUTTON 314
NORTH CAROL
DRIVE
ANAHEIM CA 92801 11.% 299 294
05 1
92 26250.00
25787.39 175000.00 11/16/95
1/31/96 10/31/20
90.00
2.75 18.% 2 131250.00 30
9421063 149920000421063 03 DEATON 1910
WEST 4000
NORTH
HELPER UT 84526 10.5% 299 294
05 1 92
20000.00
19625.75 78000.00 11/7/95
2/7/96 10/7/20
87.00
2.25 18.% 2 47825.00 33
9421066 106920000421066 05 KLUTH 2625
EAST WARD
TERRACE
ANAHEIM CA 92806 11.% 299 294
05 1
92 23600.00
22768.63 236000.00 11/14/95
1/31/96 10/31/20
90.00
2.75 18.% 2 188800.00 30
9421068 106910000421068 06 KUROIWA 3635
ELLIOTT
STREET SAN
DIEGO CA 92106 11.% 299 294
05 1 91
50000.00
29188.21 385000.00 11/8/95 1/30/96
10/31/20
51.00
2.75 18.% 2 143000.00 51
9421073 208910000421073 05 JACOBY 168
PARKVIEW
DRIVE
WOODLAND PARK CO 80863 9.% 300 295
05 1
91
87000.00 78811.30 250000.00 11/13/95
2/28/96
11/13/20
80.00 0.75 18.% 2 113000.00 26
9421074 106920000421074 03 MAGANJA 9340
LOS LAGOS
CIRCLE SOUTH
LOOMIS CA 95650 11.5% 299 293
03 1
92 73000.00
10233.13 550000.00 10/6/95
4/6/96 9/6/20
89.00
3.25 18.% 2 412500.00 41
9421076 106910000421076 05 WALKER 1543
SEE CANYON
ROAD
SAN LUIS OBISPO CA 93405 9.75% 300 294
05 1
91
69000.00 68280.48 340000.00 10/6/95
1/6/96
10/6/20
80.00 1.50 18.% 2 203000.00 46
9421077 106920000421077 05 GATES 611
ROSALIE WAY
EL
CAJON CA 92019 11.% 299 293
05 1 92
13000.00
12918.40 130000.00 10/25/95 4/25/96
9/25/20
90.00
2.75 18.% 2 104000.00 42
9421078 106910000421078 05 ARMSTRONG 25
STARWOOD
DRIVE
WOODSIDE CA 94062 9.25% 299 293
05 1
91
100000.00 100000.00 1300000.00 10/11/95
4/11/96
9/11/20
75.00 1.00 18.% 2 870000.00 40
9421079 106920000421079 00 MALOOF 870
MUENDER
AVENUE
SUNNYVALE CA 94086 10.5% 299 293
05 1
92
37800.00 37615.11 252000.00 10/26/95
4/26/96
9/26/20
90.00 2.25 18.% 2 189000.00 43
9421080 106920000421080 05 SMITH 412
OLIVINA AVENUE
LIVERMORE CA 94550 11.% 299 293
05 1
92
27800.00 27746.02 185000.00 10/25/95
1/25/96
9/25/20
90.00 2.75 18.% 2 138700.00 36
9421081 105920000421081 05 COLBERT 2117
SOUTH
VENTURA DRIVE
TEMPE AZ 85282 10.5% 300 295
05 1 92
25000.00
14172.61 128000.00 11/1/95 2/1/96
11/1/20
89.00
2.25 18.% 2 88886.00 42
9421082 106920000421082 05 SILVERBERG 1231
BLUEJAY
COURT
CONCORD CA 94521 10.5% 300 295
05 1
92
25800.00 25396.00 262000.00 11/1/95
2/1/96
11/1/20
90.00 2.25 18.% 2 209916.00 44
9421083 106920000421083 00 SHAPIRO 1102
GREENBRIAR
AVENUE
SAN JOSE CA 95128 10.5% 299 293
05 1 92
26750.00
26328.84 277000.00 10/25/95
4/25/96 9/25/20
87.00
2.25 18.% 2 214000.00 38
9421084 106920000421084 05 JOHNSON 3126
CARVER ROAD
MODESTO CA 95350 11.5% 300 294
05 1
92
30000.00 29594.72 113000.00 10/30/95
1/30/96
10/30/20
87.00 3.25 18.% 2 67800.00 49
9421086 106920000421086 05 CALDWELL 5771
HARBORD
DRIVE
OAKLAND CA 94611 10.5% 300 294
05 1
92
40000.00 39439.45 360000.00 10/30/95
1/30/96
10/30/20
87.00 2.25 18.% 2 270000.00 44
9421087 106910000421087 05 LUGO 20454
LAKE CANYON
DRIVE
WALNUT CA 91789 8.75% 300 294
05 1
91 35000.00
26912.40 280000.00 10/26/95
1/26/96 10/26/20
70.00
0.50 18.% 2 159936.00 45
9421088 106910000421088 05 KWONG 3
BUCKWHEAT
COURT
TIBURON CA 94920 9.25% 180 174
05 1
91 50000.00
49682.52 1300000.00 10/27/95
1/27/96 10/27/10
67.00
1.00 18.% 2 812500.00 38
9421089 106920000421089 05 BOSH 1389
WEST
MUIRLANDS DRIVE
SAN DIEGO CA 92037 10.5% 300 294
05 1
92
25000.00 24614.35 349000.00 10/30/95
1/30/96
10/30/20
87.00 2.25 18.% 2 275810.00 40
9421090 106920000421090 05 COLOMBANA 680 WEE
DONEGAL
LAFAYETTE CA 94549 12.% 300 296
05 1
91
31800.00 31478.64 318000.00 12/1/95
3/1/96
12/1/20
90.00 3.75 18.% 2 254400.00 39
9421091 106920000421091 03 INCAVIGLIA 1
SAUCITO AVE.
DEL
REY OAKS CA 93940 10.5% 300 295
05 1 92
24000.00
20707.86 240000.00 11/29/95
2/29/96 11/29/20
90.00
2.25 18.% 2 192000.00 42
9421094 106920000421094 03 WOOD 8672
LOOKOUT
MOUNTAIN
AVENUE LOS ANGELES CA 90046 6.99% 299
297 05
1
91 40000.00 35556.16 270000.00 2/1/96
5/1/96
1/1/21
88.00 2.75 18.% 2 197267.00
50
9421096 106910000421096 00 DUSTON III 26535
BASSWOOD
AVENUE
RANCHO PALOS VERDES CA 90275 10.5% 299 293
05
1 91
31200.00 29454.99 312500.00 10/25/95
4/25/96
9/25/20
90.00 2.25 18.% 2 250000.00 35
9421107 106920000421107 05 SEGOVIA 1170
EBENER
STREET
REDWOOD CITY CA 94065 8.5% 299 294
05 1
92
23500.00 23086.52 235000.00 11/7/95
5/7/96
10/7/20
90.00 2.75 18.% 2 188000.00 49
9421112 106910000421112 05 MCGEE 16232
PIEDMONT
CIRCLE
HUNTINGTON BEACH CA 92649 9.75% 299 294
03
1 91
200000.00 154329.86 1000000.00 11/3/95
2/3/96
10/3/20
80.00 1.50 18.% 2 591000.00 50
9421115 106920000421115 01 MORRIS 4982
CONCANNON
COURT
SAN DIEGO CA 92130 11.% 299 293
05 1
92 30000.00
29491.67 615000.00 10/26/95
4/26/96 9/26/20
85.00
2.75 18.% 2 492000.00 39
9421116 106910000421116 00 WOO 904
ARROWTAIL
TERRACE
FREMONT CA 94536 9.25% 299 293
03 1
91 30000.00
4550.00 312500.00 10/27/95
1/27/96 9/27/20
74.00
1.00 18.% 2 200000.00 31
9421119 106910000421119 06 DIFATTA 23534
CANDLEWOOD WAY
LOS ANGELES CA 91307 8.75% 300 294
05 1
91
50000.00 48868.74 260000.00 10/12/95
1/12/96
10/12/20
80.00 0.50 18.% 2 155720.00 43
9421120 153920000421120 05 KARLSON 1311
NORTHEAST
70TH STREET
SEATTLE WA 98115 8.5% 299 294
05 1
92 40000.00
39007.15 225000.00 11/6/95
5/6/96 10/6/20
88.00
3.25 18.% 2 157685.00 32
9421121 208910000421121 05 DURBIN 3686
EAST BIRCH
AVENUE
PARKER CO 80134 8.75% 299 293
05 1 91
20000.00
6721.83 160000.00 10/31/95
1/31/96 9/30/20
26.00
0.50 18.% 2 20940.94 43
9421122 134920000421122 02 PILLARI 175
SKYLINE LAKE
DRIVE
RINGWOOD NJ 07456 10.5% 300 295
05 1
92
30000.00 29773.47 150000.00 11/6/95
2/6/96
11/6/20
89.00 2.25 18.% 2 102455.00 39
9421123 213910000421123 05 GRAYSON 932
BYRNWYCK
ROAD
ATLANTA GA 30319 8.75% 299 293
05 1
91 50000.00
30591.36 332000.00 10/21/95
1/21/96 9/21/20
67.00
0.50 18.% 2 171140.00 36
9421125 208910000421125 01 SWANDER 2526
SOUTH
FLOWER COURT
LAKEWOOD CO 80227 8.5% 299 293
05 1
91
20000.00 13496.37 135000.00 10/24/95
1/31/96
9/24/20
76.00 0.25 18.% 2 81756.00 29
9421126 208910000421126 01 WHARRIER 3200
WEST UNION
AVENUE
ENGLEWOOD CO 80110 8.5% 299 293
05 1
91
35000.00 27989.00 128000.00 10/27/95
1/27/96
9/27/20
28.00 0.25 18.% 1 .00 28
9421127 208910000421127 05 PAUL 1424
MEADOWROSE
DRIVE
GOLDEN CO 80401 9.25% 299 293
03 1
91 76000.00
75342.11 385000.00 10/31/95
1/31/96 9/30/20
77.00
1.00 18.% 2 217000.00 42
9421129 106910000421129 05 DUCKWORTH 672
CUNNINGHAM LANE
EL CAJON CA 92019 11.% 299 293
05 1 91
25700.00
18721.55 215000.00 10/24/95
4/24/96 9/24/20
90.00
2.75 18.% 2 167750.00 50
9421130 106910000421130 05 WHITEHEAD 12202
COMPTON
AVENUE
LOS ANGELES CA 90059 8.75% 299 293
05 1
91
32000.00 31624.35 120000.00 10/20/95
4/20/96
9/20/20
73.00 0.50 18.% 2 54702.00 42
9421139 106920000421139 00 TANNER 9772
WEXFORD
CIRCLE
GRANITE BAY CA 95746 11.5% 299 293
03 1
92
74100.00 72959.29 745000.00 10/27/95
4/27/96
9/27/20
90.00 3.25 18.% 2 592800.00 39
9421143 112920000421143 02 BAUER 12050
SW 121
AVENUE
MIAMI FL 33186 10.25% 301 296
05 1 92
25000.00
10602.96 125000.00 11/9/95 2/9/96
12/9/20
84.00
2.00 18.% 2 80000.00 29
9421152 106930000421152 00 GOODING 5238
INDIAN DRIVE
LA
CANADA FLINTRIDGECA 91011 11.% 299 295
05 1
91
53000.00 51889.08 536000.00 12/6/95
3/6/96
11/6/20
90.00 2.75 18.% 2 428800.00 39
9421153 106910000421153 05 GISSE 11625
SPUR ROAD
MONTEREY CA 93940 9.75% 300 294
03 1
91
99900.00 98223.53 810000.00 10/31/95
1/31/96
10/31/20
72.00 1.50 18.% 2 478989.00 50
9421155 213920000421155 02 ZOTTI 2553
BARRY COURT
MARIETTA GA 30062 11.% 300 295
05 1
92 23250.00
16965.31 160000.00 10/20/95
1/7/96 11/1/20
90.00
2.75 18.% 2 120000.00 37
9421163 106910000421163 05 COELHO 305
GANITE STREET
PACIFIC GROVE CA 93950 11.5% 299 293
05 1
91
80000.00 57414.37 310000.00 10/24/95
4/24/96
9/24/20
84.00 3.25 18.% 2 180000.00 37
9421166 113920000421166 00 LEDBETTER 1093
LONGWOOD
DRIVE
WOODSTOCK GA 30188 10.5% 299 294
03 1
92
40500.00 40451.57 275000.00 10/18/95
1/18/96
10/17/20
89.00 2.25 18.% 2 202500.00 38
9421172 106930000421172 05 FULLER 5235
CARRYBACK
AVENUE
SAN JOSE CA 95111 11.5% 180 176
05 1 91
23000.00
23000.00 178000.00 12/22/95
1/22/96 12/22/10
90.00
3.25 18.% 2 137183.00 39
9421173 208910000421173 01 POTTER 3200
RED MOUNTAIN
DRIVE
FORT COLLINS CO 80525 8.75% 299 294
05 1
91
25000.00 11089.54 192000.00 11/17/95
2/17/96
10/17/20
67.00 0.50 18.% 2 101913.00 43
9421174 106920000421174 05 DION 17202
ROTTERDAM
LANE
HUNTINGTON BEACH CA 92647 11.% 299 294
05
1 92
31500.00 30281.54 198000.00 11/15/95
2/15/96
10/15/20
90.00 2.75 18.% 2 146250.00 39
9421175 136910000421175 05 KALLOFF 323
81ST STREET
BROOKLYN NY 11209 9.25% 179 174
05 1
91
22850.00 16515.65 265000.00 11/15/95
2/15/96
10/15/10
70.00 1.00 18.% 2 162594.00 41
9421177 153920000421177 05 QUIG 9233
1ST AVENUE NW
SEATTLE WA 98117 10.5% 179 174
05 1
92 22200.00
8348.66 108000.00 11/13/95
2/13/96 10/13/10
90.00
2.25 18.% 2 75000.00 38
9421179 106920000421179 05 GOSSELIN 2094
HAWLEY
DRIVE
VISTA CA 92084 11.5% 300 296
05 1 91
34700.00
34461.69 240000.00 12/14/95 3/14/96
12/14/20
84.00
3.25 18.% 2 165000.00 50
9421182 115920000421182 05 DELA CRUZ 54-035
WAIKULAMA STREET
HAUULA HI 96717 10.5% 300 295
05 1 92
19000.00
18641.28 190000.00 11/2/95
2/2/96 11/2/20
89.00
2.25 18.% 2 148375.00 32
9421183 106910000421183 05 SCHROEDER 24033
BESSEMER
STREET
LOS ANGELES CA 91367 10.5% 299 293
05 1
91
32500.00 32206.66 318000.00 10/20/95
4/20/96
9/20/20
90.00 2.25 18.% 2 250790.00 34
9421185 106920000421185 02 BROADBENT 527
QUAILBROOK
COURT
SAN JOSE CA 95110 11.5% 299 293
01 1 92
68500.00
66852.17 230000.00 10/25/95
4/25/96 9/25/20
90.00
3.25 18.% 2 138500.00 50
9421188 141920000421188 02 NOLAND 3805
N.E. 17TH
AVENUE
PORTLAND OR 97211 10.25% 299 293
05 1
92
22300.00 22235.13 147000.00 10/23/95
4/23/96
9/23/20
90.00 2.00 18.% 2 110000.00 29
9421189 106920000421189 05 BRITTON, JR 22
EAGLE PEAK
PLACE
CLAYTON CA 94517 10.5% 299 293
05 1
92 32800.00
32366.45 328000.00 10/20/95
1/20/96 9/20/20
90.00
2.25 18.% 2 262400.00 39
9421190 106920000421190 01 MULLINS 7045
LLAMA
STREET
CARLSBAD CA 92009 10.5% 299 293
05 1
92
50000.00 50000.00 465000.00 10/18/95
4/18/96
9/18/20
84.00 2.25 18.% 2 337500.00 38
9421193 106920000421193 00 SMITH 1024
NORWOOD
AVENUE
OAKLAND CA 94610 10.25% 300 294
03 1
92
19500.00 19362.72 195000.00 10/30/95
1/30/96
10/30/20
90.00 2.00 18.% 2 156000.00 26
9421195 106920000421195 00 ZAMBITO 6598
GRAYSTONE
MEADOW
CIRCLE SAN JOSE CA 95120 11.% 300
295 05
1 92
55100.00 54327.00 552000.00 11/1/95
2/1/96
11/1/20
90.00 2.75 18.% 2 440850.00 38
9421196 106920000421196 02 WILSON 11571
MARTHA ANN
DRIVE
LOS ALAMITOS AREA CA 90720 10.5% 299 292
05
1 92
33600.00 31505.15 300000.00 9/27/95
12/27/95
8/27/20
87.00 2.25 18.% 2 225250.00 39
9421197 106920000421197 02 MATHIAS 4405
ACACIA
AVENUE
BONITA CA 91902 11.% 299 293
05 1 92
42000.00
41272.76 275000.00 10/24/95
4/24/96 9/24/20
90.00
2.75 18.% 2 203150.00 47
9421218 106920000421218 05 NEMEROW 462
CERRO
STREET
ENCINITAS CA 92024 11.% 299 293
05 1
92 28000.00
7664.87 245000.00 10/26/95
4/26/96 9/26/20
90.00
2.75 18.% 2 191500.00 27
9421220 124910000421220 06 PETROVITCH 16007
COMUS
ROAD
CLARKSBURG MD 20871 9.25% 300 295
05 1
91
99900.00 90136.25 800000.00 11/6/95
2/6/96
11/6/20
63.00 1.00 18.% 2 400000.00 30
9421227 106910000421227 05 SISK 1346
EAST AVENUE Q2
PALMDALE CA 93550 8.75% 299 293
05 1
91
34000.00 33199.88 110000.00 10/28/95
4/28/96
9/28/20
65.00 0.50 18.% 2 36623.49 34
9421228 106910000421228 01 WIRTZ 1349
RIDGEVIEW
WAY
BONITA CA 91902 8.5% 179 173
05 1 91
50000.00
46666.38 275000.00 10/30/95
4/30/96 9/30/10
77.00
1.00 18.% 2 160000.00 46
9421229 106920000421229 05 ANDREWS 4377
MOUNT
PUTMAN AVENUE
SAN DIEGO CA 92117 8.5% 299 293
05 1
92
25000.00 22430.54 188000.00 10/31/95
4/30/96
9/30/20
89.00 2.25 18.% 2 141750.00 43
9421230 151920000421230 06 BURROW 3208
JUNIPER LANE
FALLS CHURCH VA 22044 11.% 300 294
05 1
92
22000.00 21676.33 271000.00 10/31/95
1/31/96
10/31/20
88.00 2.75 18.% 2 216000.00 35
9421231 106920000421231 02 MORSE 2352
RUTGERS
DRIVE
COSTA MESA CA 92626 10.5% 299 293
05 1
92
20000.00 19746.47 205000.00 10/6/95
4/6/96
9/6/20
90.00 2.25 18.% 2 164000.00 45
9421232 106910000421232 05 HISS 5131
AMALFI WAY
OXNARD
CA 93035 9.75% 299 293 05
1 91
100000.00
39479.45 615000.00 10/20/95 1/20/96
9/20/20
59.00
1.50 18.% 2 261000.00 49
9421236 241910000421236 05 MOSES 19061
INDIAN
SPRINGS ROAD
LAKE OSWEGO OR 97035 11.% 300 295
05 1
91
32900.00 32036.16 214000.00 11/1/95
2/1/96
11/1/20
85.00 2.75 18.% 2 149000.00 41
9421238 106910000421238 05 TUCK 25
BLUEBELL LANE
HILLSBOROUGH CA 94010 10.25% 300 295
05 1
91
89000.00 86935.18 1100000.00 11/3/95
2/3/96
11/3/20
60.00 2.00 18.% 2 571000.00 49
9421239 106920000421239 00 PONCE 8725
WHITE OAK
AVENUE
LOS ANGELES CA 91325 11.% 299 293
05 1
92
23000.00 22727.81 230000.00 10/24/95
1/24/96
9/24/20
90.00 2.75 18.% 2 184000.00 48
9421240 109910000421240 05 TIROZZI 425 COE
AVENUE
EAST
HAVEN CT 06512 11.% 299 293
05 1 91
20000.00
19781.21 125000.00 10/21/95 4/21/96
9/21/20
80.00
2.75 18.% 2 79976.00 49
9421241 106920000421241 05 HANSEN 1545
MCCARTHY
COURT
DIXON CA 95620 8.5% 299 293
05 1 92
42000.00
41513.10 273000.00 10/30/95 4/30/96
9/30/20
90.00
3.25 18.% 2 203000.00 46
9421242 106920000421242 05 ALAVI 2731 E
MUNSON
DRIVE
CAMARILLO CA 93010 10.5% 299 293
05 1
92
30000.00 28581.24 200000.00 10/23/95
4/23/96
9/23/20
90.00 2.25 18.% 2 150000.00 40
9421245 106920000421245 03 YEE 1556
WEST VERDE
VISTA DRIVE
MONTEREY PARK CA 91754 8.5% 299 294
05 1
92
28000.00 27481.92 250000.00 11/8/95
5/8/96
10/8/20
90.00 2.25 18.% 2 196685.00 43
9421246 132910000421246 05 JORGENSEN 3840
DYAL COURT
RENO NV 89506 10.5% 299 293
05 1 91
20000.00
17263.38 106000.00 10/19/95 1/19/96
9/19/20
86.00
2.25 18.% 2 70837.00 35
9421247 106910000421247 05 ASMAR 1935
TOWNSEND
PLACE EL
CAJON CA 92019 8.75% 299 293
05 1 91
50000.00
9909.78 440000.00 10/26/95 4/26/96
9/26/20
65.00
0.50 18.% 2 232944.00 45
9421249 153920000421249 05 MOLTHU 7712
NORTHEAST
141ST STREET
BOTHELL WA 98011 8.5% 299 294
05 1
92 42500.00
36980.96 175000.00 11/3/95
5/3/96 10/3/20
90.00
2.75 18.% 2 115000.00 41
9421250 106920000421250 05 ALPERT 1534
SANTA ROSA
AVENUE
SANTA BARBARA CA 93109 10.25% 299 293
05 1
92
38000.00 37667.61 300000.00 10/19/95
1/19/96
9/19/20
90.00 2.00 18.% 2 232000.00 22
9421251 106920000421251 05 GRESS 33296
JAIME CIRCLE
FREMONT CA 94555 11.% 299 293
05 1
92 30500.00
29974.84 305000.00 10/10/95
4/10/96 9/10/20
90.00
2.75 18.% 2 244000.00 47
9421254 106920000421254 05 MARTIN 2400
POSPERITY
WAY SAN
LEANDRO CA 94578 8.5% 299 294
05 1 92
23000.00
21840.64 230000.00 11/6/95 5/6/96
10/6/20
90.00
2.25 18.% 2 184000.00 41
9421255 151910000421255 06 KOLASCH 9300
IVY TREE
LANE
GREAT FALLS VA 22066 11.% 300 294
03 1
91
91000.00 89853.39 612500.00 10/23/95
1/23/96
10/23/20
90.00 2.75 18.% 2 459300.00 44
9421257 108920000421257 00 PATTERSON 221
IDLEWILD DR
DILLON CO 80435 10.5% 299 293
05 1 92
24800.00
23035.62 249000.00 10/26/95
4/26/96 9/26/20
90.00
2.25 18.% 2 198400.00 35
9421258 124910000421258 06 ORLANDO 13036
DEANMAR
DRIVE
HIGHLAND MD 20777 9.25% 300 294
05 1
91
50000.00 9301.40 314000.00 10/19/95
1/19/96
10/19/20
48.00 1.00 18.% 2 100000.00 28
9421259 106920000421259 05 NUTTING 325
MAGNOLIA
STREET
HALF MOON BAY CA 94019 8.5% 299 294
05 1
92
34000.00 31769.70 260000.00 11/6/95
5/6/96
10/6/20
90.00 2.25 18.% 2 200000.00 32
9421263 151910000421263 06 AFTANDILIAN 9510
SCARAB
STREET
VIENNA VA 22182 9.25% 300 295
05 1 91
30000.00
5377.16 280500.00 11/1/95
2/1/96 11/1/20
80.00
1.00 18.% 2 192500.00 45
9421264 106930000421264 05 HOOKS 12912
ARDATH
AVENUE
GARDENA CA 90249 10.5% 299 293
05 1
93
17000.00 11891.80 170000.00 10/29/95
4/29/96
9/29/20
90.00 2.25 18.% 2 136000.00 36
9421267 124910000421267 06 BALAGTAS 7905
ESTHER
DRIVE
OXON HILL MD 20745 9.25% 300 294
05 1
91
83600.00 69580.21 157000.00 10/30/95
1/30/96
10/30/20
80.00 1.00 18.% 2 41859.00 45
9421268 106920000421268 00 GATS 2510
RENATA CT
THOUSAND OAKS CA 91360 10.5% 300 295
01 1
92
39450.00 38741.58 263000.00 11/1/95
2/1/96
11/1/20
90.00 2.25 18.% 2 197240.00 44
9421270 106910000421270 05 HARRISON 2947
PUTNAM
BOULEVARD
PLEASANT HILL CA 94523 9.25% 299 293
05 1
91
50000.00 47008.46 335000.00 10/19/95
1/19/96
9/19/20
71.00 1.00 18.% 2 187000.00 41
9421271 106910000421271 05 FREI 7582
DEHESA COURT
CARLSBAD CA 92009 8.75% 299 293
01 1
91
30000.00 5813.73 170000.00 10/16/95
4/16/96
9/16/20
75.00 0.50 18.% 2 97000.00 22
9421274 134920000421274 05 DVORETSKY 1
BROOKWOOD
ROAD
TOWACO NJ 07082 10.25% 300 295
05 1
92 32400.00
31690.98 220000.00 11/3/95
2/3/96 11/3/20
90.00
2.00 18.% 2 165577.00 28
9421275 112920000421275 03 SERRANO 10512
SW 142ND
COURT
MIAMI FL 33186 11.5% 301 296
05 1 92
10570.00
6385.04 156000.00 11/8/95 2/8/96
12/8/20
87.00
3.25 18.% 2 124800.00 40
9421276 209910000421276 01 SHPILBERG 16
HEDGEBROOK
LANE
STAMFORD CT 06903 9.5% 298 294
05 1
91
100000.00 99005.87 860000.00 11/3/95
2/3/96
10/1/20
80.00 1.25 18.% 2 587845.00 21
9421282 124910000421282 06 HUDSON 3711
FARRAGUT
AVENUE
KENSINGTON MD 20895 9.25% 300 294
05 1
91
15000.00 11437.60 245000.00 10/26/95
1/26/96
10/26/20
80.00 1.00 18.% 2 181000.00 43
9421284 106920000421284 00 OSTER 52
TORINO COURT
DANVILLE CA 94526 11.% 299 294
03 1
92 30000.00
29534.45 590990.00 11/3/95
2/3/96 10/3/20
86.00
2.75 18.% 2 472750.00 44
9421285 151910000421285 06 BENOWITZ 8328
WELLER
AVENUE
MCLEAN VA 22102 9.25% 300 294
03 1
91 24000.00
23267.15 580000.00 10/24/95
1/24/96 10/24/20
80.00
1.00 18.% 2 440000.00 32
9421288 134910000421288 06 THELEN 10
MATTHEW
COURT
PISCATAWAY NJ 08854 8.5% 299 294
05 1
91
20000.00 13199.23 275000.00 11/3/95
2/3/96
10/3/20
80.00 0.25 18.% 2 199427.00 21
9421299 106910000421299 03 BRUNSON 6819
KINGS
HARBOR DRIVE
RANCHO PALOS VERDES CA 90274 8.75% 299 294
05
1 91
40000.00 39066.51 467000.00 11/20/95
2/20/96
10/20/20
35.00 0.50 18.% 2 120000.00 33
9421300 149910000421300 03 HAFEN 1536
SOUTH 1300
EAST SALT
LAKE CITY UT 84105 8.75% 299 294
05 1 91
50000.00
40409.36 200000.00 11/16/95 2/16/96
10/16/20
50.00
0.50 18.% 2 48937.00 41
9421303 104920000421303 03 SAYLOR 5593
RAMBLE WAY
PRESCOTT VALLEY AZ 86314 10.5% 299 294
05 1
92
21000.00 20555.49 82500.00 11/17/95
2/17/96
10/17/20
90.00 2.25 18.% 2 53170.00 35
9421305 106920000421305 02 RODRIGUEZ 5777
BARNSWELL
WAY
SAN JOSE CA 95138 11.5% 299 293
05 1 92
53500.00
53424.17 240000.00 10/25/95
1/25/96 9/25/20
82.00
3.25 18.% 2 142152.00 50
9421306 149920000421306 05 LUCERO 3823 S.
MANHATTAN
DRIVE
WEST VALLEY CITY UT 84120 11.% 299 293
05 1
92
40000.00 36808.67 98000.00 10/23/95
1/23/96
9/23/20
89.00 2.75 18.% 2 46589.00 46
9421308 106920000421308 00 KHOSRAVI 1295
WOODRUFF
DRIVE
SAN JOSE CA 95120 11.% 299 292
05 1 92
28700.00
28435.70 296000.00 9/22/95
3/22/96 8/22/20
88.00
2.75 18.% 2 229600.00 32
9421310 106920000421310 05 TAYLOR 920
CALLE PASEO
NOVATO CA 94949 11.% 299 293
05 1 92
28500.00
28134.63 285000.00 10/16/95
4/16/96 9/16/20
90.00
2.75 18.% 2 228000.00 50
9421311 106910000421311 05 KIA-MAKERTICHIAN 4608
ROMBERG PLACE
WOODLAND HILLS CA 91364 11.% 299 293
05
1 91
48000.00 21758.04 280000.00 10/6/95
4/6/96
9/6/20
90.00 2.75 18.% 2 204000.00 40
9421312 106910000421312 01 CASTILLO 944
LINDA VISTA
STREET
SAN JOSE CA 95127 8.75% 299 294
05 1 91
25000.00
24998.73 167000.00 11/17/95
12/31/95 10/17/20
60.00
0.50 18.% 2 74508.00 38
9421314 106920000421314 00 RANSOM 293
MARLIN COURT
APTOS CA 95003 11.% 299 293
09 1 92
17000.00
16721.36 176000.00 10/25/95 4/25/96
9/25/20
87.00
2.75 18.% 2 136000.00 43
9421315 141920000421315 00 CORBETT 3402
SOUTHWEST
STONEBROOK
DR. PORTLAND OR 97201 11.% 300 294
05 1
92
75000.00 74683.14 315000.00 10/16/95
1/16/96
10/16/20
81.00 2.75 18.% 2 178150.00 41
9421316 106930000421316 05 ALLBEE 4383
POCAHONTAS
AVENUE
SAN DIEGO CA 92117 11.% 298 293
05 1
93 31200.00
30868.05 170000.00 10/25/95
4/25/96 9/24/20
90.00
2.75 18.% 2 120710.00 48
9421319 213910000421319 05 ROBINSON 6442
CHARLES
ROAD
AUSTEL GA 30001 8.5% 299 293
05 1 91
18000.00
9375.78 70000.00 10/26/95
1/26/96 9/26/20
80.00
0.25 18.% 2 38000.00 20
9421324 106920000421324 05 ELLIS JR. 65 JAMI
STREET
LIVERMORE CA 94550 8.5% 299 294
05 1
92
10000.00 9900.33 250000.00 11/1/95
5/1/96
10/1/20
84.00 2.75 18.% 2 200000.00 39
9421328 106920000421328 02 LEITE 1253
VIA DOLOROSA
SAN
LORENZO CA 94580 8.5% 299 294
03 1 92
38000.00
37386.45 265000.00 11/1/95 5/1/96
10/1/20
82.00
2.00 18.% 2 178172.00 29
9421332 106910000421332 05 SELFRIDGE 11245
BENTCREEK
ROAD
MOORPARK CA 93021 11.% 299 293
03 1
91
46680.00 40371.00 466835.00 10/10/95
4/10/96
9/10/20
90.00 2.75 18.% 2 373450.00 34
9421333 106920000421333 00 RADER III 3
CREEKLEDGE
COURT
DANVILLE CA 94506 11.% 300 295
05 1
92 83500.00
82927.01 815000.00 11/6/95
2/6/96 11/6/20
90.00
2.75 18.% 2 650000.00 43
9421336 106920000421336 05 ROBINSON 2730
DANUBE
DRIVE
SACRAMENTO CA 95821 10.5% 299 293
05 1
92
20000.00 19944.92 145500.00 10/20/95
1/20/96
9/20/20
85.00 2.25 18.% 2 103000.00 37
9421342 106920000421342 01 CHATFIELD 648 S
BAYWOOD
AVENUE
SAN JOSE CA 95128 10.5% 299 293
05 1 92
29200.00
20152.28 218000.00 10/20/95
4/20/96 9/20/20
90.00
2.25 18.% 2 167000.00 38
9421344 106910000421344 05 MARTINEZ SR. 1535
SOUTH
PINKERTON
ROAD GLENDORA CA 91740 8.5% 299
294 05
1 91
13000.00 12698.08 161000.00 11/1/95
5/1/96
10/1/20
86.00 2.25 18.% 2 124568.00 40
9421346 136910000421346 06 STARNELLA 3
ASHTON ROAD
KATONAH NY 10536 11.5% 299 293
05 1
91
100000.00 34217.30 670000.00 10/27/95
2/1/96
9/27/20
90.00 3.25 18.% 2 500000.00 42
9421347 112910000421347 06 HARRISON 15039
SW 13 COURT
SUNRISE FL 33326 9.25% 300 295
05 1 91
33000.00
32410.45 149000.00 11/1/95
2/1/96 11/1/20
74.00
1.00 18.% 2 76389.00 30
9421348 106920000421348 00 LANPHER 906
WHITEHAVEN
TERRACE
GLENDALE CA 91207 10.5% 299 293
05 1
92
42200.00 21959.85 422000.00 10/19/95
1/19/96
9/19/20
90.00 2.25 18.% 2 337600.00 22
9421353 106920000421353 05 SEQUERIA JR 122 124
126 EL
MEDIO STREET
VENTURA CA 93001 11.% 299 293
05 1
92 16900.00
16200.93 169000.00 10/11/95
4/11/96 9/11/20
90.00
2.75 18.% 2 135200.00 34
9421354 115910000421354 05 OKETANI 45-902
ANOI ROAD
KANEOHE HI 96744 9.25% 300 294
05 1
91 34000.00
33904.95 370000.00 10/27/95
1/27/96 10/27/20
59.00
1.00 18.% 2 181000.00 48
9421357 106920000421357 05 STRONG 524
DORENA DRIVE
NEWBURY PARK AREA CA 91320 11.% 299 292
05
1 92
29100.00 23992.87 195000.00 9/11/95
12/11/95
8/11/20
90.00 2.75 18.% 2 145500.00 43
9421363 106920000421363 00 GUTIERREZ 4005
WEST 232ND
STREET
TORRANCE CA 90505 10.5% 300 294
05 1
92
36600.00 36407.63 244250.00 10/12/95
1/12/96
10/12/20
90.00 2.25 18.% 2 183150.00 39
9421365 225910000421365 05 ORLOFF UNIT 1
352 BEACON
STREET
BOSTON MA 02116 9.25% 300 295
05 1
91 25000.00
23964.65 150000.00 11/22/95
2/22/96 11/22/20
34.00
1.00 18.% 2 25000.00 37
9421371 106910000421371 00 LUDDY 5676
DIABLO HILLS
ROAD
TRES PINOS CA 95075 11.% 300 294
03 1
91 35500.00
34795.07 355000.00 10/24/95
1/27/96 10/30/20
90.00
2.75 18.% 2 284000.00 43
9421372 106930000421372 05 OMER 37452
PALO
COLORADO RD
CARMEL CA 93923 10.25% 299 293
05 1
93 28000.00
25056.59 175000.00 10/20/95
1/20/96 9/20/20
84.00
2.00 18.% 2 118108.94 25
9421374 106920000421374 05 ELKINS 2158
DARNIS CIRCLE
MORGAN HILL CA 95037 8.5% 299 293
09 1
92
20000.00 19643.07 191000.00 10/30/95
4/30/96
9/30/20
89.00 2.25 18.% 2 149000.00 39
9421379 106910000421379 05 CHEGIA 5954
CLAREMONT
AVENUE
OAKLAND CA 94618 10.5% 299 293
05 1
91
25200.00 17015.34 252000.00 10/26/95
4/26/96
9/26/20
90.00 2.25 18.% 2 201600.00 21
9421380 106920000421380 05 MAURICIO 8951
CHESTNUT
ROAN WAY
ALPINE CA 91901 10.5% 300 295
05 1 92
39000.00
38279.71 260000.00 11/2/95
2/2/96 11/2/20
90.00
2.25 18.% 2 195000.00 45
9421383 106910000421383 05 DVORAK 2634
HILL PARK
DRIVE SAN
JOSE CA 95124 8.5% 299 294
05 1 91
48850.00
48392.19 280000.00 10/31/95 5/1/96
10/1/20
90.00
2.25 18.% 2 203150.00 42
9421390 106910000421390 00 BECK 27488
BRIDGEWATER
DRIVE
VALENICA AREA CA 91354 11.% 299 293
03 1
91
40500.00 40205.31 270000.00 10/12/95
1/12/96
9/12/20
90.00 2.75 18.% 2 202500.00 37
9421393 106910000421393 01 KENSON 30452
VIA
ANDALUSIA SAN
JUAN CAPISTRANO CA 92675 9.25% 299 294
03 1
91
60000.00 58663.90 1250000.00 11/16/95
1/31/96
10/16/20
75.00 1.00 18.% 2 875000.00 39
9421396 106920000421396 00 KING 2741
GARBER STREET
# 2
BERKELEY CA 94705 10.5% 299 293
01 1
92
22200.00 21756.85 222000.00 10/27/95
4/27/96
9/27/20
90.00 2.25 18.% 2 177600.00 33
9421399 113920000421399 03 CUNNINGHAM 100
ROSEWOOD
COURT
PEACHTREE CITY GA 30269 11.% 299 294
05 1
92
66000.00 33827.99 245000.00 11/17/95
2/17/96
10/17/20
90.00 2.75 18.% 2 154406.00 44
9421400 106910000421400 05 SHIRLEY 1332
BALDWIN
STREET LA
HABRA AREA CA 90631 8.75% 300 295
05 1
91
50000.00 47799.32 270000.00 11/6/95
2/6/96
11/6/20
75.00 0.50 18.% 2 152500.00 43
9421402 106920000421402 00 SILVIA 4086
VISTAMONT
DRIVE SAN
JOSE CA 95118 10.5% 300 294
05 1 92
33750.00
33483.45 225000.00 10/31/95 1/31/96
10/31/20
90.00
2.25 18.% 2 168750.00 43
9421403 106920000421403 00 SPENCE 51 BENT
OAK COURT
DANVILLE CA 94506 11.5% 299 293
03 1
92
100000.00 98749.73 1025000.00 10/26/95
4/26/96
9/26/20
83.00 3.25 18.% 2 750000.00 36
9421404 106920000421404 00 STOLL 26332
VIA LARA
MISSION
VIEJO CA 92691 8.5% 299 294
05 1 92
29200.00
27731.58 195000.00 11/2/95 5/2/96
10/2/20
90.00 2.25
18.% 2 146250.00 45
9421405 106910000421405 02 COLWELL 926
CALIFORNIA
AVENUE
SAN JOSE CA 95125 10.% 300 295
05 1 91
175000.00
111226.10 435000.00 11/9/95
2/9/96 11/9/20
65.00
1.75 18.% 2 105724.00 38
9421406 106920000421406 02 SUMMERS 21722
MICHALE
STREET
LOS ANGELES CA 91304 10.5% 299 293
05 1
92
30000.00 29265.29 175000.00 10/25/95
4/25/96
9/25/20
90.00 2.25 18.% 2 127000.00 41
9421407 106910000421407 05 UYEDA 28110
HOLLYBERRY
LANE
YORBA LINDA CA 92687 9.75% 300 295
05 1
91
25000.00 24554.65 390000.00 11/10/95
2/10/96
11/10/20
80.00 1.50 18.% 2 283824.00 49
9421408 106920000421408 00 WALSH 3186
W.LAS POSITAS
BLVD.
PLEASANTON CA 94588 10.5% 299 294
05 1
92
43650.00 42861.32 291000.00 11/10/95
2/10/96
10/10/20
90.00 2.25 18.% 2 218250.00 42
9421409 106910000421409 05 WASHAM 15508
ELMBROOK
DRIVE
LA MIRADA CA 90638 9.% 300 294
05 1
91 38500.00
15318.97 175000.00 10/27/95
1/27/96 10/27/20
80.00
0.75 18.% 2 101410.00 29
9421410 106920000421410 00 ZARICH 17
BELMONT STREET
DALY
CITY CA 94015 10.5% 300 295
05 1 92
24200.00
23724.06 242000.00 11/9/95 2/9/96
11/9/20
90.00 2.25
18.% 2 193600.00 44
9421411 106920000421411 00 BARNES 52
EUCALYPTUS
KNOLL
MILL VALLEY CA 94941 8.5% 299 294
07 1
92
50000.00 49155.14 345000.00 11/3/95
5/3/96
10/3/20
90.00 2.00 18.% 2 258750.00 26
9421412 106920000421412 05 CHAP 16600
ADLON ROAD
LOS
ANGELES CA 91436 10.5% 299 293
05 1 92
46500.00
43456.66 465000.00 10/26/95
4/26/96 9/26/20
90.00
2.25 18.% 2 372000.00 36
9421413 106920000421413 00 STUART 16
SOUTHWOOD
AVENUE
ROSS CA 94957 11.% 300 295
05 1 92
83500.00
82123.70 835000.00 11/3/95 2/3/96
11/3/20
90.00
2.75 18.% 2 668000.00 43
9421414 149920000421414 05 BATEMAN 811
EAST 800
SOUTH
SPRINGVILLE UT 84663 10.5% 300 295
05 1
92
53000.00 50859.14 230000.00 11/6/95
2/6/96
11/6/20
90.00 2.25 18.% 2 154000.00 34
9421416 106920000421416 05 MOORE 1352
WENTWORTH
AVENUE
PASADENA CA 91106 11.5% 299 294
05 1
92
84000.00 83102.50 850000.00 11/9/95
2/9/96
10/9/20
90.00 3.25 18.% 2 672800.00 39
9421417 106910000421417 01 TROMP 6151
ROSEMARY
DRIVE
CYPRESS CA 90630 8.75% 300 295
05 1
91 20800.00
20181.44 285000.00 11/8/95
2/8/96 11/8/20
79.00
0.50 18.% 2 203150.00 41
9421418 108920000421418 05 CUMMINGS 6363
EAST
COUNTY ROAD 56
FORT COLLINS CO 80524 11.5% 300 295
05 1
92
65000.00 63735.05 245000.00 11/7/95
2/7/96
11/7/20
90.00 3.25 18.% 2 153794.00 44
9421419 208910000421419 05 PAWELKA 5590
WEST
COLORADO PLACE
LAKEWOOD CO 80232 8.75% 299 294
05 1
91
40000.00 28611.49 175000.00 11/9/95
2/9/96
10/9/20
80.00 0.50 18.% 2 98919.00 35
9421420 213910000421420 05 CHEN 9275
PRESTWICK
CLUB
DULUTH GA 30136 8.75% 299 294
05 1
91 84135.00
76765.95 340000.00 11/9/95
2/9/96 10/9/20
80.00
0.50 18.% 2 187865.62 42
9421421 106910000421421 05 TRIER 2336
MARTIN LUTHER
KING
JR.WAYBERKELEY CA 94704 10.25% 299
293 05
1 91
21200.00 8840.21 225000.00 10/30/95
1/30/96
9/30/20
90.00 2.00 18.% 2 180945.00 27
9421422 106920000421422 00 CICCONE 155
ALTA VISTA
WAY
DANVILLE CA 94506 11.% 300 295
03 1
92 58700.00
19681.69 600000.00 11/3/95
2/1/96 11/3/20
89.00
2.75 18.% 2 470250.00 35
9421423 106920000421423 05 HURDLE 171
SOUTHPOINT
COURT
SANTA MARIA CA 93455 11.% 300 295
05 1
92
22900.00 14747.78 141000.00 11/7/95
2/7/96
11/7/20
90.00 2.75 18.% 2 104000.00 42
9421425 142920000421425 05 COSCIA 45
NATHAN COURT
NEWTOWN PA 18940 11.% 300 295
09 1
92
10000.00 9755.14 165000.00 10/27/95
2/2/96
11/2/20
86.00 2.75 18.% 2 130600.00 30
9421426 106910000421426 00 HIVELY 3130
BIRD ROCK
ROAD
PEBBLE BEACH CA 93953 8.5% 299 294
05 1
91
50000.00 12778.80 405000.00 11/2/95
5/2/96
10/2/20
44.00 0.75 18.% 2 125000.00 39
9421434 106930000421434 05 WINTRODE 631
VISTA BONITA
NEWPORT BEACH CA 92660 10.75% 299 294
09 1
93
47500.00 45612.86 475000.00 11/9/95
2/9/96
10/9/20
90.00 2.50 18.% 2 380000.00 32
9421435 106920000421435 05 WILLIAMS 47
BROADWAY
LOS
GATOS CA 95030 11.% 299 293
05 1 92
100000.00
98059.36 805000.00 10/24/95 4/24/96
9/24/20
90.00
2.75 18.% 2 620465.00 41
9421437 149920000421437 02 JOHNSON 10846
SOUTH
BERRYWOOD
COURT SANDY UT 84070 11.5% 300
295 05
1 92
38500.00 38018.25 159000.00 11/7/95
2/7/96
11/7/20
87.00 3.25 18.% 2 99514.00 48
9421438 208910000421438 05 BRAND 9310
GROVE STREET
WESTMINSTER CO 80030 8.75% 299 294
05 1
91
18600.00 18595.12 97000.00 11/6/95
2/6/96
10/6/20
80.00 0.50 18.% 2 59000.00 42
9421439 208910000421439 05 DUNTSCH 1525
EAST
JAMISON PLACE
LITTLETON CO 80122 8.75% 299 294
05 1
91
36000.00 23540.82 182000.00 11/9/95
2/9/96
10/9/20
80.00 0.50 18.% 2 108123.00 43
9421441 213910000421441 05 WINKLER 1448
WHEELER
DRIVE
LAWRENCEVILLE GA 30245 8.75% 299 293
05 1
91
10000.00 9453.29 116000.00 10/21/95
1/21/96
9/21/20
77.00 0.50 18.% 2 78705.92 44
9421443 106910000421443 01 COLLINS 3374
JACKSON
STREET SAN
FRANCISCO CA 94118 9.25% 300 295
05 1 91
50000.00
35000.00 1160000.00 11/10/95
2/10/96 11/10/20
34.00
1.00 18.% 2 343000.00 39
9421444 106910000421444 01 HEDDEN 10
WILLOW COURT
HILLSBOROUGH CA 94010 9.25% 300 295
05 1
91
130000.00 127383.95 2100000.00 11/9/95
2/9/96
11/9/20
54.00 1.00 18.% 2 1000000.00 45
9421445 106920000421445 02 HARDAWAY 6380
TOOLEY
STREET
SAN DIEGO CA 92114 10.75% 300 294
05 1
92
14900.00 14814.50 116000.00 10/25/95
1/25/96
10/25/20
90.00 2.50 18.% 2 89500.00 28
9421448 106910000421448 05 STEWART, JR 533
EAST IRIS
STREET
OXNARD CA 93033 8.75% 299 294
05 1
91 10000.00
9758.57 122000.00 11/7/95
2/7/96 10/7/20
80.00
0.50 18.% 2 87600.00 38
9421449 106910000421449 05 RIVERA 2717
PUESTA DEL
SOL
SANTA BARBARA CA 93105 9.25% 299 294
05 1
91
84000.00 76557.70 440000.00 11/8/95
2/8/96
10/8/20
80.00 1.00 18.% 2 267417.11 42
9421450 149910000421450 05 NIBLEY 78
SOUTH 300 EAST
PROVO
UT 84606 8.5% 300 295
05 1 91
25000.00
7545.59 135000.00 11/13/95 2/13/96
11/13/20
79.00
0.25 18.% 2 80848.00 20
9421451 106910000421451 01 ACORD 5546
TOYON ROAD
SAN
DIEGO CA 92115 8.75% 299 293
03 1 91
41000.00
40791.81 850000.00 10/26/95 4/26/96
9/26/20
80.00
0.50 18.% 2 639000.00 38
9421452 108920000421452 02 MOREAU 12125
BANNOCK
STREET, UNIT
A WESTMINSTER CO 80234 8.5% 299 293
07 1
92
14000.00 13784.46 73000.00 10/30/95
4/30/96
9/30/20
87.00 2.75 18.% 2 48936.00 29
9421453 106920000421453 00 MUKHOPADHYAY 45948
OMEGA
DRIVE
FREMONT CA 94539 10.5% 299 293
05 1
92 21600.00
21273.73 433000.00 10/30/95
4/26/96 9/30/20
85.00
2.25 18.% 2 346400.00 43
9421454 108920000421454 02 NEWMAN 425
SHERMAN
STREET
FORT MORGAN CO 80701 8.5% 299 293
05 1
92
17050.00 16779.56 68000.00 10/30/95
4/30/96
9/30/20
86.00 2.25 18.% 2 41057.00 35
9421455 106910000421455 01 PETERSON 22085
CLEARWOOD
COURT
CUPERTINO CA 95014 9.25% 300 295
05 1
91
70000.00 11277.52 495000.00 11/3/95
2/3/96
11/3/20
69.00 1.00 18.% 2 269847.00 43
9421456 108910000421456 00 REST 8193 S.
TRENTON WAY
ENGLEWOOD CO 80112 8.5% 299 293
03 1
91
16200.00 10471.13 170000.00 10/30/95
4/30/96
9/30/20
86.00 2.25 18.% 2 129600.00 33
9421457 106920000421457 00 LAMBERT 11701
GOLD PARKE
LANE
GOLD RIVER CA 95670 11.% 299 293
03 1
92
35200.00 35200.00 236000.00 10/26/95
4/26/96
9/26/20
90.00 2.75 18.% 2 175700.00 47
9421458 106920000421458 01 MANFRE 135
ORCHARDS
HEIGHTS LANE
WATSONVILLE CA 95076 12.% 179 174
05 1
92
43500.00 43305.45 480000.00 11/1/95
12/31/95
10/1/10
88.00 3.75 18.% 2 374215.00 40
9421459 106920000421459 01 MOORE 4344
MT. CASTLE
AVENUE
SAN DIEGO CA 92117 10.5% 299 293
05 1
92
17400.00 17265.77 174000.00 10/25/95
4/25/96
9/25/20
90.00 2.25 18.% 2 139200.00 35
9421461 106920000421461 01 HAAYER 6385
CAMINITO
TELMO
SAN DIEGO CA 92111 11.% 299 293
09 1
92 13000.00
12805.71 130000.00 10/26/95
4/26/96 9/26/20
90.00
2.75 18.% 2 104000.00 46
9421467 106910000421467 05 WILLIAMS 374
ELDERBERRY
STREET
LA VERNE CA 91750 11.5% 299 293
03 1
91 43000.00
42118.36 170000.00 10/7/95
4/7/96 9/7/20
90.00
3.25 18.% 2 110000.00 32
9421469 106920000421469 02 HAGEN 5825
MIDDLE CREST
DRIVE
AGOURA HILLS CA 91301 11.5% 299 293
05 1
92
73000.00 72547.02 485000.00 10/27/95
4/27/96
9/27/20
90.00 3.25 18.% 2 363000.00 42
9421470 106920000421470 00 HALL 1245
STANYAN
STREET SAN
FRANCISCO CA 94117 11.5% 299 294
05 1 92
54300.00
53352.50 543000.00 11/13/95
2/13/96 10/13/20
90.00
3.25 18.% 2 434400.00 49
9421471 106910000421471 00 COLEMAN 781
HILTON ROAD
WALNUT CREEK CA 94595 8.75% 299 294
05 1
91
25000.00 21876.59 275000.00 11/3/95
4/1/96
10/3/20
80.00 0.50 18.% 2 195000.00 42
9421472 106920000421472 00 CUTSEY 76180
OSAGE TRAIL
INDIAN WELLS CA 92210 8.5% 299 294
05 1
92
51000.00 50159.62 340000.00 11/2/95
5/2/96
10/2/20
90.00 2.75 18.% 2 255000.00 43
9421474 106920000421474 01 EDGINGTON 1610
BUENA
VISTA AVENUE
SPRING VALLEY CA 91977 10.5% 299 293
05 1
92
23100.00 22719.26 154000.00 10/26/95
4/26/96
9/26/20
90.00 2.25 18.% 2 115500.00 44
9421475 106920000421475 05 FREISER 12485
SEMILLON
BLVD. SAN
DIEGO CA 92131 10.5% 299 294
05 1 92
50000.00
37733.10 392000.00 11/7/95 2/7/96
10/7/20
90.00 2.25
18.% 2 300000.00 40
9421476 106920000421476 05 FRISBY 902
SHADY LANE
GLENDORA CA 91740 10.5% 300 295
05 1
92
18500.00 18173.05 185000.00 11/2/95
2/2/96
11/2/20
90.00 2.25 18.% 2 148000.00 30
9421478 106910000421478 05 ESPARZA 3836
INCA ROAD
BORREGO SPRINGS CA 92004 9.% 300 295
05 1
91
22000.00 21796.20 75000.00 11/3/95
2/3/96
11/3/20
30.00 0.75 18.% 1 .00 21
9421479 106920000421479 00 CARR 2840
SHANNON DRIVE
SOUTH SAN FRANCISCO CA 94080 11.% 300 295
05
1 92
27500.00 27465.44 275000.00 11/1/95
2/1/96
11/1/20
90.00 2.75 18.% 2 220000.00 41
9421481 106920000421481 05 LIU 324
RIVERCREEK DRIVE
FREMONT CA 94536 10.5% 299 294
05 1
92 25850.00
25397.44 263000.00 11/7/95
2/7/96 10/7/20
88.00
2.25 18.% 2 203150.00 30
9421482 106920000421482 05 MORIN 1665
CONNECTICUT
DRIVE
REDWOOD CITY CA 94061 10.5% 299 293
05 1
92
28800.00 28517.56 288000.00 10/23/95
4/23/96
9/23/20
90.00 2.25 18.% 2 230400.00 39
9421483 106910000421483 05 BOWLES 2976
GOVAN WAY
SACRAMENTO CA 95818 9.25% 299 293
05 1
91
30000.00 9263.92 340000.00 10/19/95
4/19/96
9/19/20
57.00 1.00 18.% 2 163000.00 31
9421489 106920000421489 05 HORRILLO 587
WOODSTOCK
WAY
SANTA CLARA CA 95054 11.% 300 295
05 1
92
25000.00 24929.63 230000.00 11/8/95
2/8/96
11/8/20
86.00 2.75 18.% 2 171000.00 42
9421490 149920000421490 05 ARCHIBALD 2108 E.
10 SOUTH
ST.
GEORGE UT 84790 11.% 299 295
05 1 92
16100.00
15983.44 134000.00 11/9/95 2/8/96
11/8/20
90.00
2.75 18.% 2 103900.00 38
9421492 106910000421492 05 OXMAN 85
ALMENAR DRIVE
GREENBRAE CA 94904 8.75% 300 295
05 1
91
22000.00 11057.26 750000.00 11/8/95
2/8/96
11/8/20
80.00 0.50 18.% 2 577000.00 40
9421493 134920000421493 06 GEZZER 4
ANDREA COURT
BUDD
LAKE/MT OLIVE NJ 07828 10.5% 299 294
05 1
92 20000.00
14659.28 260000.00 11/22/95
2/22/96 10/22/20
86.00
2.25 18.% 2 203000.00 43
9421494 106920000421494 01 GLADFELTER 5269
KENTFIELD
DRIVE
SAN JOSE CA 94124 10.5% 300 295
05 1 92
24200.00
23929.47 242000.00 11/13/95
2/13/96 11/13/20
90.00
2.25 18.% 2 193600.00 34
9421496 106920000421496 01 SAMUEL 15760
MILNE COURT
MOORPARK CA 93021 11.% 299 293
03 1
92
39700.00 31373.95 265000.00 10/20/95
1/20/96
9/20/20
90.00 2.75 18.% 2 198750.00 41
9421498 106910000421498 05 PARRISH 33
ADRIAN
TERRACE SAN
RAFAEL CA 94903 10.5% 300 295
05 1 91
60000.00
59966.33 394000.00 11/8/95 2/8/96
11/8/20
28.00
2.25 18.% 2 50000.00 48
9421499 106920000421499 00 SCHOOF 3601
VIREO AVENUE
SANTA CLARA CA 95051 10.5% 300 295
05 1
92
40700.00 39656.48 408000.00 11/8/95
2/8/96
11/8/20
90.00 2.25 18.% 2 326350.00 41
9421501 106920000421501 01 COPPEL 44
DUVAL DRIVE
SOUTH
SAN FRANCISCO CA 94080 10.5% 300 295
05 1
92
23500.00 23315.68 235000.00 11/7/95
2/7/96
11/7/20
90.00 2.25 18.% 2 188000.00 33
9421502 106910000421502 00 SOLOMON 1308
CALIFORNIA
AVE.#2
SANTA MONICA CA 90403 11.% 299 293
01 1
91
38200.00 38200.00 255000.00 10/12/95
4/12/96
9/12/20
90.00 2.75 18.% 2 191250.00 43
9421504 136910000421504 06 HAUGHEY 292
BARGER
STREET
PUTNAM VALLEY NY 10579 9.25% 299 294
05 1
91
69000.00 14693.08 221000.00 11/10/95
2/10/96
10/10/20
80.00 1.00 18.% 2 107666.60 41
9421505 106910000421505 01 CANO 2007
ERNEST
AVENUE, #A
REDONDO BEACH CA 90278 8.75% 299 294
01 1
91
28000.00 27418.39 320000.00 11/10/95
2/10/96
10/10/20
73.00 0.50 18.% 2 203000.00 39
9421507 106910000421507 05 CORTRIGHT 1125
BROWN
STREET
MARTINEZ CA 94553 8.75% 299 294
05 1
91
35000.00 34597.78 161000.00 11/10/95
2/10/96
10/10/20
78.00 0.50 18.% 2 89735.00 34
9421509 106920000421509 05 GRABENSTEIN 187
MONTE
CARLO WAY
DANVILLE CA 94506 10.5% 300 295
03 1
92
46500.00 45508.35 345000.00 11/13/95
2/13/96
11/13/20
90.00 2.25 18.% 2 264000.00 37
9421519 106920000421519 01 CHARKOW 2252
OAK HILLS
DRIVE
PITTSBURG CA 94565 11.% 300 294
05 1
92 17400.00
17005.38 166000.00 10/27/95
1/27/96 10/27/20
90.00
2.75 18.% 2 132000.00 38
9421521 106910000421521 02 MOC 723
WEST GRAVES
AVENUE
MONTEREY PARK CA 91754 9.25% 300 295
05 1
91
49000.00 48964.83 313000.00 11/9/95
2/9/96
11/9/20
80.00 1.00 18.% 2 199013.00 45
9421527 106920000421527 01 WILSON 887
SPRUCE HILL
COURT
THOUSAND OAKS CA 91320 8.5% 299 294
05 1
92
44500.00 43488.72 300000.00 11/3/95
5/3/96
10/3/20
90.00 2.25 18.% 2 222750.00 43
9421539 124920000421539 06 NALIKKA 18801
LINDENHOUSE ROAD
GAITHERSBURG MD 20879 11.% 300 295
03 1
92
18400.00 18279.02 245000.00 11/8/95
2/8/96
11/8/20
90.00 2.75 18.% 2 202100.00 39
9421540 113910000421540 00 DOWNS 530
LOCKRIDGE
LANE
LAWRENCEVILLE GA 30245 8.5% 299 294
05 1
91
21000.00 20597.15 86000.00 11/14/95
5/14/96
10/14/20
25.00 0.25 18.% 1 .00 16
9421543 141910000421543 05 WHITE 16302
BLUFF ROAD
SANDY
OR 97055 8.5% 300 295
05 1 91
50000.00
26145.79 230000.00 11/6/95 2/6/96
11/6/20
67.00 0.25
18.% 2 103000.00 24
9421545 106920000421545 05 LIZARDO 2568
HALLMARK
DRIVE
BELMONT CA 94002 11.% 299 293
05 1
92 90000.00
89660.64 490000.00 10/11/95
1/11/96 9/11/20
90.00
2.75 18.% 2 350000.00 45
9421546 106910000421546 05 KURZ 24
SILVER FIR
IRVINE
CA 92714 8.5% 299 293 03
1 91 80000.00
79278.10
330000.00 10/31/95 4/30/96
9/30/20 86.00
3.75 18.%
2 203150.00 44
9421550 108910000421550 00 MILLIGAN 2481
GINNY WAY
LAYFAYTTE CO 80026 8.5% 299 294
03 1
91
53500.00 53169.52 535000.00 11/10/95
5/10/96
10/10/20
90.00 2.75 18.% 2 428000.00 45
9421551 117920000421551 06 BANTING 107
WILSON
PARK
FOREST IL 60466 11.% 300 293
05 1 92
16250.00
16115.18 91500.00 9/21/95 12/21/95
9/21/20
90.00
2.75 18.% 2 66000.00 29
9421552 106910000421552 01 HWANG 16110
AURORA
CREST
WHITTIER CA 90605 9.25% 299 294
03 1
91
100000.00 99480.45 900000.00 11/8/95
2/7/96
10/8/20
25.00 1.00 18.% 2 116865.00 38
9421554 106920000421554 00 HERRERA 2740
NEW HAVEN
PLACE
OXNARD CA 93035 11.% 299 293
05 1 92
40200.00
39837.56 269000.00 10/17/95
4/17/96 9/17/20
90.00
2.75 18.% 2 201000.00 39
9421555 106920000421555 05 CHAUS 1260
CALIFORNIA
STREET
IMPERIAL BEACH CA 91932 11.% 299 293
05 1
92
21000.00 20553.57 210000.00 10/19/95
4/19/96
9/19/20
90.00 2.75 18.% 2 168000.00 32
9421556 106910000421556 05 HYDE 1006
MARIA DRIVE
PETALUMA CA 94954 10.5% 300 295
05 1
91
25000.00 24694.83 232000.00 11/3/95
2/3/96
11/3/20
90.00 2.25 18.% 2 182800.00 40
9421557 206910000421557 05 CLARK 4055
ACACIA
AVENUE
BONITA CA 91902 9.75% 299 293
05 1 91
60000.00
42299.15 270000.00 10/25/95
2/5/96 9/25/20
79.00
1.50 18.% 2 151891.00 48
9421562 134920000421562 06 EDELSON 30
CHANDLER
ROAD
CHATHAM NJ 07928 11.% 299 294
05 1
92
100000.00 49748.76 800000.00 11/22/95
2/22/96
10/22/20
88.00 2.75 18.% 2 600000.00 21
9421563 249920000421563 03 FERAGEN 322
EAST CENTER
STREET
MIDVALE UT 84047 10.5% 299 294
05 1
92 12500.00
8713.34 80000.00 11/20/95
2/20/96 10/20/20
90.00
2.25 18.% 2 59500.00 25
9421572 106920000421572 01 VOGT 1201
NORTH
MOSSWOOD DRIVE
ANAHEIM CA 92807 11.% 299 294
05 1
92 32250.00
31466.56 202500.00 11/22/95
2/22/96 10/22/20
90.00
2.75 18.% 2 150000.00 48
9421574 106910000421574 05 DEWALT 23242
TASMANIA
CIRCLE
DANA POINT CA 92629 9.75% 299 294
05 1
91
50000.00 49854.04 670000.00 11/21/95
2/21/96
10/21/20
77.00 1.50 18.% 2 465000.00 39
9421579 106930000421579 01 ANDERSON 5541
SALMON
FALLS ROAD
PILOT HILL CA 95664 11.% 300 295
05 1
93 19100.00
18686.91 165500.00 11/22/95
2/22/96 11/22/20
90.00
2.75 18.% 2 129781.00 44
9421580 106930000421580 05 DELANO 3534
BROADSTONE
COURT
ROCKLIN CA 95765 11.% 300 296
05 1 91
37500.00
36751.70 250000.00 12/6/95
3/6/97 12/6/20
90.00
2.75 18.% 2 187500.00 22
9421581 106920000421581 00 DAVIS 226
MALLORCA WAY
SAN
FRANCISCO CA 94123 10.5% 300 295
01 1 92
40000.00
39982.78 451000.00 11/28/95
2/28/96 11/28/20
89.00
2.25 18.% 2 360800.00 20
9421585 106910000421585 01 KELLER 11926
FOXBORO
DRIVE LOS
ANGELES CA 90049 9.25% 300 295
05 1 91
170600.00
98850.84 925000.00 11/15/95
2/15/96 11/15/20
80.00
1.00 18.% 2 569397.00 25
9421589 113910000421589 05 SMITH 2435
NORTHLAKE
COURT
ATLANTA GA 30345 8.5% 299 294
01 1
91 25000.00
24560.34 90000.00 11/7/95
5/7/96 10/7/20
28.00
0.50 18.% 1 .00 41
9421590 106910000421590 05 LEE 69 WEST
MAGNA
VISTA AVENUE
ARCADIA CA 91007 8.5% 299 294
05 1
91 93000.00
39316.07 560000.00 11/14/95
5/14/96 10/14/20
80.00
1.50 18.% 2 354850.00 45
9421592 106920000421592 05 LIN 19635
BOMAR COURT
ROWLAND HEIGHTS AREACA 91748 8.5% 299 294
05
1 92
40000.00 38286.85 290000.00 11/8/95
5/8/96
10/8/20
83.00 3.75 18.% 2 199962.00 44
9421593 106920000421593 00 CARRODUS 227
CARMEL
AVENUE EL
CERRITO CA 94530 10.5% 300 295
05 1 92
22900.00
22705.38 155000.00 11/14/95 2/14/96
11/14/20
89.00
2.25 18.% 2 114350.00 38
9421594 106920000421594 05 CHUANG 21120
STOCKTON
PASS ROAD
WALNUT CA 91789 8.5% 299 294
05 1
92
100000.00 97084.90 350000.00 11/13/95
5/13/96
10/13/20
85.00 3.25 18.% 2 196388.00 45
9421595 104920000421595 05 FLEEGER 25 WEST
RAWHIDE
AVENUE
GILBERT AZ 85233 11.5% 299 295
05 1 91
10600.00
10503.60 86000.00 12/12/95
3/12/96 11/12/20
90.00
3.25 18.% 2 66713.00 39
9421597 106920000421597 05 FAYLOR 13395
SARATOGA
AVENUE
SARATOGA CA 95070 11.% 299 294
05 1
92
71500.00 68793.54 680000.00 11/8/95
2/8/96
10/8/20
90.00 2.75 18.% 2 540500.00 37
9421600 106920000421600 01 MIHALKANIN 3758
JAMES
STREET
SAN DIEGO CA 92106 8.5% 299 294
05 1
92 28800.00
27296.57 192500.00 11/7/95
5/7/96 10/7/20
90.00
2.75 18.% 2 144350.00 30
9421601 106910000421601 00 MCELROY 3756
MUIRWOOD
LANE
ROSEVILLE CA 95747 11.% 300 294
05 1
91 41000.00
40735.80 205000.00 10/18/95
1/18/96 10/18/20
90.00
2.75 18.% 2 143500.00 41
9421605 208920000421605 05 ADMORE 3613
WINDFLOWER
CIRCLE
COLORADO SPRINGS CO 80918 10.25% 299 294
05
1 92
25000.00 24220.52 110000.00 11/11/95
2/11/96
10/11/20
87.00 2.00 18.% 2 70000.00 21
9421606 106910000421606 01 EDU 13878
CAMINO DEL
SUELO SAN
DIEGO CA 92129 8.75% 300 295
03 1 91
13000.00
12708.63 276000.00 11/16/95 2/16/96
11/16/20
79.00
0.50 18.% 2 203000.00 31
9421607 153920000421607 02 TAYLOR 4928
LASALLE
AVENUE
BELLINGHAM WA 98226 8.5% 299 294
05 1
92
50000.00 49046.20 207000.00 11/7/95
5/7/96
10/7/20
89.00 2.75 18.% 2 132659.00 48
9421609 106910000421609 00 NEWBERG 702
PALISADES
DRIVE
LOS ANGELES CA 90272 11.% 179 174
01 1
91
25400.00 25347.90 510000.00 11/1/95
2/1/96
10/1/10
85.00 2.75 18.% 2 407300.00 47
9421610 213920000421610 02 SAMPLES 4346
WHITE
SURREY DRIVE
KENNESAW GA 30144 12.% 179 174
03 1
92
27675.00 27123.00 182000.00 11/3/95
12/3/95
10/3/10
90.00 3.75 18.% 2 136000.00 33
9421611 106920000421611 01 SEELOS 9450
TROPICO DRIVE
LA
MESA CA 91941 11.5% 300 295
05 1 92
33000.00
32742.77 350000.00 11/7/95 2/7/96
11/7/20
88.00 3.25
18.% 2 274802.00 45
9421617 206930000421617 02 LOPEZ 5821
NORTH
CEDARGLEN DRIVE
AZUSA AREA CA 91702 11.5% 299 294
05 1
93
13200.00 13160.74 132000.00 11/14/95
2/14/96
10/14/20
90.00 3.25 18.% 2 105600.00 32
9421619 106910000421619 05 YOUNG 849
MISSION
CANYON ROAD
SANTA BARBARA CA 93105 9.25% 299 294
05 1
91
40000.00 27523.83 390000.00 11/6/95
2/6/96
10/6/20
63.00 1.00 18.% 2 203150.00 39
9421639 106930000421639 01 JOHNSON 1702
CARVER
STREET
REDONDO BEACH CA 90278 11.% 299 293
05 1
93
30600.00 25638.09 306000.00 10/20/95
4/20/96
9/20/20
90.00 2.75 18.% 2 244800.00 39
9421642 149910000421642 05 RUFF 162
NORTH 800 EAST
MAPLETON UT 84664 9.25% 299 293
05 1
91
20300.00 19982.38 230000.00 10/17/95
4/17/96
9/17/20
74.00 1.00 18.% 2 148009.00 39
9421643 106930000421643 01 RIDLEHOOVER 912
10TH
STREET
MANHATTAN BEACH CA 90266 11.% 299 293
05
1 93
38000.00 37300.44 500000.00 10/16/95
4/16/96
9/16/20
88.00 2.75 18.% 2 400000.00 27
9421644 106920000421644 01 NUCIFORO 91 WEST
GAINSBOROUGH
ROAD THOUSAND OAKS CA 91361 11.% 299
293
05 1
92 49000.00 48558.12 280000.00
10/20/95 4/20/96
9/20/20
90.00 2.75 18.% 2
203000.00 44
9421647 151920000421647 00 SMITH 7376
MONTCALM
DRIVE
MCLEAN VA 22102 11.% 300 294
03 1 92
35100.00
15307.45 240000.00 10/30/95
1/30/96 10/30/20
88.00
2.75 18.% 2 175500.00 36
9421650 113920000421650 00 NECESSARY 5195
CHAVERSHAM LANE
NORCROSS GA 30092 11.% 299 289
05 1
92
51500.00 11046.04 335000.00 6/15/95
9/15/95
5/15/20
90.00 2.75 18.% 2 250000.00 23
9421656 106920000421656 05 SHANKS 7980
FOOTHILL
KNOLLS DR
PLEASANTON CA 94588 11.5% 299 293
05 1
92
100000.00 99331.14 815000.00 10/25/95
4/25/96
9/25/20
87.00 3.25 18.% 2 606586.00 46
9421658 106910000421658 05 LINDMARK 10614
CANYON
LAKE DR
SAN DIEGO CA 92131 10.5% 299 293
05 1
91
39700.00 39469.80 265000.00 10/20/95
1/20/96
9/20/20
90.00 2.25 18.% 2 198750.00 39
9421660 116920000421660 01 WINANS
2790/2792 NORTH
SIESTA LANE
BOISE ID 83704 11.% 299 293
05 1 92
13500.00
5414.19 106000.00 10/13/95 4/13/96
9/13/20
90.00
2.75 18.% 2 81500.00 24
9421661 106920000421661 05 SAUNDERS 1562
LOMA VERDE
LANE
SANTA ANA CA 92705 12.% 299 293
05 1
92
100000.00 17516.08 550000.00 10/25/95
1/25/96
9/25/20
90.00 3.75 18.% 2 393655.00 46
9421663 106920000421663 00 SOVIK 3232
BLACKHAWK
MEADOW
DRIVE DANVILLE CA 94526 11.5% 299
294 03
1 92
59000.00 58266.94 590000.00 11/6/95
4/1/96
10/6/20
90.00 3.25 18.% 2 472000.00 35
9421664 106910000421664 00 CRAMER 1830
OLD ORCHARD
ROAD
LOS ANGELES CA 90049 11.% 299 294
05 1
91
86000.00 52286.31 860000.00 11/14/95
2/14/96
10/14/20
90.00 2.75 18.% 2 688000.00 43
9421666 209910000421666 05 QUINONES 37
STRAWBERRY
HILL AVENUE
NORWALK CT 06855 9.25% 179 174
05 1
91
50000.00 48938.56 270000.00 11/20/95
2/20/96
10/20/10
68.00 1.00 18.% 2 131000.00 41
9421671 106910000421671 01 BOOTH 20073
MILJEVICH
DRIVE
SARATOGA CA 95070 11.5% 299 293
05 1
91
69000.00 59040.87 690000.00 10/16/95
4/16/96
9/16/20
90.00 3.25 18.% 2 552000.00 45
9421672 141910000421672 03 BAY 565 N E
GERALDINE
DRIVE
HILLSBORO OR 97124 9.25% 179 174
03 1
91
39700.00 23677.79 195000.00 11/17/95
2/17/96
10/17/10
70.00 1.00 18.% 2 96753.83 43
9421675 106910000421675 05 BRUNDAGE 1460
EAST
WILLOW STREET
#111 SIGNAL HILL CA 90806 9.25% 179
174 01
1 91
15000.00 14772.17 118100.00 11/13/95
2/13/96
10/13/10
77.00 1.00 18.% 2 75000.00 48
9421676 106920000421676 01 MEEK, JR 46783
BRADLEY
STREET
FREMONT CA 94539 8.75% 299 293
05 1
92 20000.00
19819.69 274000.00 10/16/95
4/16/96 9/16/20
80.00
0.50 18.% 2 199000.00 42
9421677 106920000421677 05 VENNERBECK 2852
NICHOLS
CANYON
PLACE LOS ANGELES CA 90046 11.% 179
173 05
1 92
37000.00 36174.10 375000.00 10/25/95
1/25/96
9/25/10
89.00 2.75 18.% 2 296000.00
33
9421679 206920000421679 05 TAYLOR 341
WESTBOURNE
DRIVE
WEST HOLLYWOOD CA 90048 11.% 299 294
05
1 92
25000.00 24700.54 330000.00 11/8/95
2/8/96
10/8/20
88.00 2.75 18.% 2 264000.00 45
9421680 208910000421680 00 PREBLE 5000
BOARDWALK
DRIVE #9
FORT COLLINS CO 80525 9.25% 300 295
05 1
91
153350.00 114582.34 191700.00 11/30/95
2/29/96
11/30/20
80.00 1.00 18.% 1 .00 42
9421684 106920000421684 00 MENIER-WESELIS 2614
BARRY
AVENUE
LOS ANGELES CA 90064 8.5% 299 294
05 1
92
19800.00 19565.54 198000.00 11/3/95
5/3/96
10/3/20
90.00 2.75 18.% 2 158400.00 47
9421686 206910000421686 05 ROWLAND 3501
ORCHARD
HILL ROAD
BONITA CA 91902 11.% 299 294
05 1 91
100000.00
98581.18 575000.00 11/21/95
3/21/96 10/21/20
80.00
2.75 18.% 2 360000.00 14
9421687 113920000421687 00 JACKSON 6410
NEWCASTLE
WAY
CUMMING GA 30130 11.% 299 294
03 1
92 21100.00
3713.24 211900.00 10/20/95
1/20/96 10/19/20
90.00
2.75 18.% 2 169500.00 44
9421688 106920000421688 00 PAPPANI 7621
DOWDY
STREET
GILROY CA 95020 10.5% 299 294
05 1 92
18500.00
17658.45 185000.00 11/7/95
2/7/96 10/7/20
90.00
2.25 18.% 2 148000.00 39
9421689 112920000421689 06 HASTINGS 1804
SOUTH MIAMI
AVENUE
MIAMI FL 33129 11.% 299 294
05 1 92
55000.00
53067.23 370000.00 11/30/95 3/1/96
10/30/20
90.00
2.75 18.% 2 277500.00 42
9421690 104910000421690 03 NICKERSON 1035
HYLANDS
CIRCLE
PRESCOTT AZ 86303 8.75% 299 294
05 1
91 20000.00
9888.84 207000.00 11/22/95
2/22/96 10/22/20
45.00
0.50 18.% 2 71210.00 33
9421691 141910000421691 03 HANSEN 681
SOUTH
DOUGLAS STREET
CANBY OR 97013 8.75% 299 294
05 1 91
40000.00
29857.02 231000.00 11/27/95
2/27/96 10/27/20
76.00
0.50 18.% 2 134775.00 32
9421692 141920000421692 05 ABBASPOUR 4955
PARSONS
AVENUE
EUGENE OR 97402 11.% 300 295
05 1 92
15000.00
14780.10 95000.00 11/13/95
2/13/96 11/13/20
88.00
2.75 18.% 2 68500.00 34
9421693 106920000421693 00 SCHMIDT 27118
CANDINGTON
COURT
VALENCIA AREA CA 91354 11.% 179 174
03 1
92
50000.00 48957.45 395000.00 11/10/95
2/10/96
10/10/10
90.00 2.75 18.% 2 305400.00 39
9421695 106920000421695 05 PHILLIPS 5255
CHERRY GATE
LANE
SAN JOSE CA 95136 8.5% 299 294
01 1 92
25000.00
18171.00 177000.00 11/1/95
5/1/96 10/1/20
90.00
2.25 18.% 2 132750.00 40
9421697 106920000421697 05 CORREIA 2034
MENDOCINO
BOULEVARD
SAN DIEGO CA 92107 11.% 180 173
05 1
92
65000.00 6400.00 345000.00 9/22/95
12/22/95
9/22/10
85.00 2.75 18.% 2 227905.00 43
9421700 106910000421700 05 TEJEDA 3231 J
STREET
SAN
DIEGO CA 92102 10.% 180 176
05 1 81
20000.00
19816.74 115000.00 12/8/95 3/8/96
12/8/10
69.00 1.75
18.% 2 58784.00 36
9421701 106920000421701 00 STORLIE 12202
FAIRWAY
POINTE ROW
SAN DIEGO CA 95128 8.5% 299 294
03 1
92 61000.00
60445.07 610000.00 11/13/95
5/13/96 10/13/20
90.00
2.50 18.% 2 488000.00 27
9421702 106920000421702 01 MYERS 2435
GITANA COURT
MORGAN HILL CA 95037 11.% 300 297
05 1
91
44400.00 44200.68 266000.00 1/5/96
4/5/96
1/5/21
90.00 2.75 18.% 2 195000.00 44
9421706 106920000421706 00 EWEN 22412
HOLLY COURT
CITY
SANTA CLARITA CA 91350 8.5% 299 294
05 1
92
29100.00 27640.35 215000.00 11/6/95
5/6/96
10/6/20
82.00 2.25 18.% 2 145500.00 36
9421710 106910000421710 01 FEIND 35
CANYON OAK
DRIVE SAN
RAFAEL CA 94903 11.% 300 295
05 1 91
32100.00
30551.77 430000.00 11/6/95 2/6/96
11/6/20
88.00
2.75 18.% 2 344000.00 40
9421713 224910000421713 05 MCKELVY JR 26490
OXFORD
ROAD
OXFORD MD 21654 9.25% 300 296
05 1
91 50000.00
33508.41 215000.00 11/9/95
2/9/96 12/1/20
80.00
1.00 18.% 2 120550.00 45
9421718 106920000421718 01 DUFFY 638
WASATCH DRIVE
FREMONT CA 94536 10.5% 299 294
05 1
92 20000.00
19431.46 200000.00 11/6/95
2/6/96 10/6/20
90.00
2.25 18.% 2 160000.00 34
9421723 106920000421723 00 HOLDEN 22735
SPARROW
DELL ROAD
CALABASAS CA 91302 10.5% 299 293
05 1
92
33700.00 33359.37 338000.00 10/24/95
4/24/96
9/24/20
90.00 2.25 18.% 2 270000.00 41
9421726 106920000421726 01 CAIN 410
LAUREL AVENUE
NOVATO CA 94945 11.5% 299 294
05 1
92 70000.00
69049.87 415000.00 11/24/95
12/31/95 10/24/20
86.00
3.25 18.% 2 283039.00 48
9421727 106920000421727 01 ARLETT 1036
PONDEROSA
WAY
ARNOLD CA 95223 10.5% 299 294
05 1
92 20000.00
19419.66 101000.00 11/24/95
12/31/95 10/24/20
84.00
2.25 18.% 2 64175.00 43
9421729 106910000421729 05 DAWSON 3503
PANSY DRIVE
CALABASAS CA 91302 8.5% 299 294
05 1
91
38800.00 9085.85 235000.00 11/8/95
5/8/96
10/8/20
80.00 0.50 18.% 2 147954.00 42
9421730 106910000421730 01 DUNN 33831
CONNEMARA
DRIVE
SAN JUAN CAPISTRANO CA 92675 10.% 299 294
05
1 91
200000.00 200065.03 1235000.00 11/24/95
1/31/96
10/24/20
75.00 1.75 18.% 2 718694.00
38
9421735 108930000421735 05 HARRINGTON 5538
YOST
COURT
DENVER CO 80239 8.5% 179 174
05 1 93
12450.00
12373.09 83000.00 11/6/95
5/6/96 10/6/10
90.00
2.75 18.% 2 62250.00 41
9421745 106930000421745 01 MARX 333 EL
PEDREGAL
DRIVE
SOLANA BEACH CA 92075 10.5% 299 294
03 1
93
42000.00 40897.35 540000.00 11/6/95
2/6/96
10/6/20
88.00 2.25 18.% 2 432000.00 27
9421746 112920000421746 00 CLOAR 830 S.
WILLOW AVE.
TAMPA
FL 33606 10.5% 299 294
05 1 92
43000.00
42763.56 467000.00 11/7/95 1/13/96
10/13/20
85.00
2.25 18.% 2 350000.00 40
9421750 106910000421750 00 ROBERTS 1530
NELSON
AVENUE
MANHATTAN BEACH CA 90266 11.% 299 294
05
1 91
48400.00 48196.52 484500.00 11/10/95
4/10/96
10/10/20
90.00 2.75 18.% 2 387600.00 46
9421752 108910000421752 05 CULBERTSON 4608
WEST LAKE
CIRCLE
SOUTH LITTLETON CO 80123 9.25% 299
293 05
1 91
20000.00 19834.67 240000.00 10/23/95
1/23/96
9/23/20
36.00 1.00 18.% 2 65000.00 41
9421757 113920000421757 00 NACCARATO 3524
STONECLIFF
WAY
WOODSTOCK GA 30189 11.% 299 294
03 1
92
36000.00 35801.14 360023.00 10/26/95
1/26/96
10/25/20
90.00 2.75 18.% 2 288000.00 30
9421758 106910000421758 00 LIPISKO 1806
CHAPARRO
COURT
WALNUT CREEK CA 94596 8.5% 299 294
05 1
91
43000.00 37751.12 432000.00 11/7/95
5/7/96
10/7/20
90.00 2.00 18.% 2 344400.00 39
9421764 106920000421764 01 BURK 149
SUNHAVEN ROAD
DANVILLE CA 94506 8.5% 299 294
03 1
92 80000.00
78881.25 670000.00 11/8/95
5/8/96 10/8/20
87.00
2.75 18.% 2 498992.00 40
9421765 106920000421765 05 GLASMAN 24882
PASEO DEL
RANCHO
CALABASAS CA 91302 11.% 299 293
03 1
92
100000.00 99049.07 810000.00 10/23/95
4/23/96
9/23/20
89.00 2.75 18.% 2 615000.00 26
9421766 106920000421766 02 PATTERSON 5595 MT
PLEASANT RD
LINCOLN CA 95648 10.5% 300 295
05 1
92 36500.00
35701.02 215000.00 11/8/95
2/8/96 11/8/20
90.00
2.25 18.% 2 157000.00 39
9421769 106910000421769 01 OBERTO 123
PARKER
AVENUE SAN
FRANCISCO CA 94118 8.75% 300 295
05 1 91
15000.00
14604.28 400000.00 11/8/95
2/8/96 11/8/20
80.00
0.50 18.% 2 305000.00 38
9421770 206920000421770 02 CRAIGO 8242
STRUB AVENUE
WHITTIER CA 90602 10.5% 299 294
05 1
92 28500.00
28370.45 245000.00 11/16/95
2/16/96 10/16/20
88.00
2.25 18.% 2 185777.00 29
9421773 236910000421773 03 FINK 1609
49TH STREET
BROOKLYN NY 11204 9.25% 298 294
05 1
91
200000.00 197081.97 550000.00 11/16/95
2/16/96
10/1/20
66.00 1.00 18.% 2 159694.00 45
9421774 106920000421774 01 TANNER 2306
RONDA VISTA
DRIVE
LOS ANGELES CA 90027 8.5% 299 294
05 1
92
50000.00 48696.25 500000.00 11/3/95
5/3/96
10/3/20
90.00 2.75 18.% 2 400000.00 42
9421778 106920000421778 01 DECKOFF-JONES 879
LAUREL
GLEN RD
SOQUEL CA 95073 10.5% 299 294
05 1 92
50000.00
49971.95 455000.00 11/8/95
2/8/96 10/8/20
90.00
2.25 18.% 2 357000.00 27
9421779 206930000421779 03 KRISTENSEN JR 19445
SANTA
RITA STREET
TARZANA CA 91356 12.% 299 294
05 1
93
100000.00 32766.41 500000.00 11/15/95
2/15/96
10/15/20
90.00 3.75 18.% 2 346581.00 26
9421782 115920000421782 05 TOY 860
CHURCH ROAD
PAHOA
HI 96778 11.% 299 294 03
1 92 15750.00
15750.00 105000.00 11/9/95 2/9/96
10/9/20
90.00 2.75
18.% 2 78750.00 41
9421785 106920000421785 01 CLARK 2807 LA
SALLE
AVENUE LOS
ANGELES CA 90018 10.5% 299 293
05 1 92
10000.00
9925.41 173000.00 10/25/95
1/25/96 9/25/20
86.00
2.25 18.% 2 138400.00 43
9421788 208910000421788 05 WANGNILD 276
KATHRYN
DRIVE
LOVELAND CO 80537 8.75% 299 294
05 1
91
10000.00 9862.87 120000.00 11/20/95
2/20/96
10/20/20
69.00 0.50 18.% 2 72200.00 32
9421789 106920000421789 05 CHUA 2857
WELK COMMON
FREMONT CA 94555 10.5% 180 175
03 1
92 25000.00
14814.84 255000.00 11/10/95
2/10/96 11/10/10
90.00
2.25 18.% 2 203000.00 42
9421792 225910000421792 05 BROPHY 21
MARSHALL
STREET
NORTH READING MA 01864 9.75% 300 295
05 1
91
29350.00 20722.63 324000.00 11/27/95
2/27/96
11/27/20
74.00 1.50 18.% 2 208844.00 48
9421796 106930000421796 05 LAWSON 22566
TIARA
STREET
WOODLAND HILLS AREA CA 91367 8.5% 299 294
05
1 93
24000.00 23770.30 240000.00 11/8/95
5/8/96
10/8/20
90.00 2.75 18.% 2 192000.00 42
9421797 153930000421797 01 BENECKE 15501
SE
STEVENSON DRIVE
VANCOUVER WA 98684 8.5% 299 294
05 1
93
23700.00 23478.76 158000.00 11/14/95
5/14/96
10/14/20
90.00 2.75 18.% 2 118500.00 29
9421798 106920000421798 01 FORD 160
HERLONG
AVENUE SAN
JOSE CA 95123 8.5% 299 294
05 1 92
37300.00
36963.35 249000.00 11/9/95 5/9/96
10/9/20
90.00 2.75
18.% 2 186750.00 32
9421799 106910000421799 00 FORE 18530
CASTLE HILL
DRIVE
MORGAN HILLS CA 95037 8.5% 299 294
05 1
91
53500.00 52628.98 535000.00 11/8/95
5/8/96
10/8/20
90.00 3.25 18.% 2 428000.00 41
9421800 106920000421800 01 VARGAS 2264
CENTRAL
PARK DRIVE
CAMPBELL CA 95008 8.5% 299 294
05 1
92
30000.00 27103.52 275000.00 11/13/95
5/13/96
10/13/20
85.00 2.25 18.% 2 203000.00 35
9421801 106930000421801 05 TARANGO 1918
PALEN COURT
PETALUMA CA 94954 10.5% 300 295
05 1
93
22500.00 22240.02 250000.00 11/17/95
2/17/96
11/17/20
89.00 2.25 18.% 2 200000.00 38
9421803 141910000421803 03 HOLMES 2727
ECHO LANE
EUGENE OR 97404 9.75% 299 294
05 1 91
22700.00
22690.74 93000.00 11/28/95
2/28/96 10/28/20
80.00
1.50 18.% 2 51666.00 37
9421804 106910000421804 00 MACCARTHY 209
CASTLE
COURT
NOVATO CA 94945 8.5% 299 294
05 1 91
56000.00
55636.40 305000.00 11/14/95
5/14/96 10/14/20
85.00
3.25 18.% 2 203150.00 45
9421805 106920000421805 00 IRBY 8
CHILTON AVENUE
SAN
CARLOS CA 94070 8.5% 299 294
05 1 92
31000.00
27809.45 310000.00 11/6/95 5/6/96
10/6/20
90.00
2.25 18.% 2 248000.00 35
9421809 106920000421809 05 LEW 1381
WEST HAVEN
SAN
MARINO CA 91108 10.5% 299 294
05 1 92
37500.00
37032.87 750000.00 11/21/95 2/21/96
10/21/20
85.00
2.25 18.% 2 600000.00 36
9421813 106920000421813 01 MENDIAS 943
GRANDVIEW
LANE
VALINDA CA 91744 8.5% 299 294
05 1
92 19000.00
12812.97 208000.00 11/9/95
5/9/96 10/9/20
90.00
3.25 18.% 2 166400.00 47
9421814 141920000421814 01 BROWN 550
WORMWOOD
STREET S E
SALEM OR 97306 8.5% 180 175
05 1 92
20000.00
17407.77 113500.00 11/14/95
5/14/96 11/30/10
90.00
2.25 18.% 2 81286.00 36
9421815 106920000421815 02 KINKADE 5716 EL
PALOMINO
DRIVE
RIVERSIDE CA 92509 11.% 299 294
05 1
92 32750.00
32371.20 152000.00 11/21/95
2/21/96 10/21/20
87.00
2.75 18.% 2 98414.00 38
9421818 149920000421818 05 SCHROEDER 237
DEMOCRAT
ALLEY
KAMAS UT 84036 10.5% 299 294
05 1 92
20000.00
15661.89 245000.00 11/24/95
2/24/96 10/24/20
87.00
2.25 18.% 2 191200.00 31
9421819 106910000421819 03 DEVANY 215 TIM
COURT
DANVILLE CA 94526 8.75% 299 294
05 1
91
50000.00 49268.71 525000.00 11/28/95
2/28/96
10/28/20
71.00 0.50 18.% 2 317576.43 38
9421820 106920000421820 01 HERRERIAS 6862
FIR COURT
DUBLIN CA 94568 10.5% 300 295
05 1 92
30000.00
12889.35 199000.00 11/9/95
2/9/96 11/9/20
90.00
2.25 18.% 2 149000.00 36
9421821 149920000421821 05 MERRILL 2814
WEST 13640
SOUTH
RIVERTON UT 84065 11.% 299 294
05 1
92 25000.00
24676.94 132000.00 11/22/95
2/23/96 10/22/20
90.00
2.75 18.% 2 93690.00 45
9421822 112910000421822 03 ZARTMAN 6708
SARA SEA
CIRCLE #6
SARASOTA FL 34242 8.75% 299 294
01 1
91
10000.00 9854.32 105000.00 11/24/95
2/24/96
10/24/20
20.00 0.50 18.% 2 10643.00 35
9421823 206920000421823 05 HUESO 751
27TH STREET
SAN
DIEGO CA 92102 12.% 299 294
05 1 92
35000.00
34587.82 90000.00 11/28/95 2/28/96
10/28/20
90.00
3.75 18.% 2 46000.00 30
9421824 206910000421824 05 FULCINITI 3245
BROOKSIDE
LANE
ENCINITAS CA 92024 11.% 299 294
05 1
91 94000.00
93966.39 675000.00 11/22/95
3/22/96 10/22/20
81.00
2.75 18.% 2 446708.00 41
9421829 106920000421829 05 MITCHELL 546
BUENA VISTA
STREET
MOSS BEACH CA 94038 10.5% 299 294
05 1
92
39500.00 38567.41 395000.00 11/27/95
2/27/96
10/27/20
90.00 2.25 18.% 2 316000.00 40
9421834 134910000421834 05 STILLE 36
FRANCISCO
AVENUE
WEST CALDWELL NJ 07006 9.25% 180 175
05 1
91
50000.00 49027.89 380000.00 11/7/95
2/7/96
11/7/10
14.00 1.00 18.% 1 .00 24
9421836 142920000421836 00 VENI 4584
DEEP CREEK
WAY
DOYLESTOWN PA 18901 11.% 300 295
05 1
92
38000.00 3931.31 255445.00 11/20/95
2/20/96
11/20/20
90.00 2.75 18.% 2 190000.00 33
9421837 151920000421837 05 THOMPSON 1826
DALMATION
DRIVE
MCLEAN VA 22101 11.% 300 294
05 1 92
24000.00
23878.58 247500.00 10/31/95
1/31/96 10/31/20
90.00
2.75 18.% 2 198000.00 16
9421838 106910000421838 00 CARTOON 518 N
HILLCREST
ROAD
BEVERLY HILLS CA 90210 9.25% 299 293
05 1
91
64250.00 63724.80 1285000.00 10/23/95
1/23/96
9/23/20
80.00 1.00 18.% 2 963750.00 37
9421841 106910000421841 01 LOPILATO 826-828
SOUTH
STANLEY
AVENUE LOS ANGELES CA 90036 11.% 300
295 05
1 91
44000.00 43593.03 460000.00 11/8/95
2/8/96
11/8/20
90.00 2.75 18.% 2 368000.00 43
9421842 106920000421842 01 PISES 557
DALEWOOD DRIVE
ORINDA CA 94563 11.5% 300 295
03 1 92
82000.00
80985.42 890000.00 11/17/95
2/17/96 11/17/20
87.00
3.25 18.% 2 692000.00 50
9421843 106920000421843 00 COSSELL 5236
ROOSTER
DRIVE SAN
JOSE CA 95123 8.5% 299 294
05 1 92
76000.00
66101.38 310000.00 11/14/95 5/14/96
10/14/20
90.00
2.75 18.% 2 203000.00 37
9421844 106920000421844 05 IMEL 7334
LORETTA LANE
SMARTVILLE CA 95977 8.5% 179 173
05 1
92
34000.00 34000.00 220000.00 10/27/95
4/30/96
9/27/10
90.00 3.25 18.% 2 163860.00 30
9421845 106930000421845 00 WATSON 1724
ARLINGTON
AVENUE
TORRANCE CA 90501 11.% 299 293
05 1
93
21400.00 21203.91 143000.00 10/27/95
4/27/96
9/27/20
90.00 2.75 18.% 2 107250.00 42
9421847 106910000421847 05 TEMPLE 162
CAMERAY
HEIGHTS
LAGUNA NIGUEL CA 92677 9.75% 179 174
07 1
91
50000.00 29410.35 285000.00 11/9/95
5/9/96
10/9/10
68.00 1.00 18.% 2 143000.00 38
9421849 106920000421849 05 HOBBINS 26522
VIA
SACRAMENTO
DANA POINT CA 92624 8.5% 299 294
05 1
92
38000.00 38000.00 255000.00 11/16/95
5/16/96
10/16/20
90.00 2.25 18.% 2 191000.00 40
9421851 106920000421851 05 DVERIS 1141
EMBURY
STREET LOS
ANGELES CA 90272 8.5% 299 293
05 1 92
55500.00
26365.59 555000.00 10/30/95 4/30/96
9/30/20
90.00
2.75 18.% 2 444000.00 28
9421853 208910000421853 01 WILSON 19060
DOEWOOD
DRIVE
MONUMENT CO 80132 8.5% 299 294
05 1
91
25000.00 24152.91 162000.00 11/17/95
2/17/96
10/17/20
59.00 0.25 18.% 2 69004.00 27
9421855 236910000421855 03 WEISS 23
HORTON DRIVE
MONSEY NY 10952 10.5% 298 294
07 1
91 22900.00
21209.02 224815.00 11/14/95
2/14/96 10/1/20
90.00
2.25 18.% 2 177840.00 38
9421856 106930000421856 05 BALL 2011
LAS POSAS ROAD
CAMARILLO CA 93010 11.% 299 294
05 1
93
15000.00 14213.23 235000.00 11/3/95
2/3/96
10/3/20
87.00 2.75 18.% 2 188000.00 42
9421857 106930000421857 01 SCHWALA 29448
BERTRAND
DRIVE
AGOURA HILLS CA 91301 8.5% 299 294
03 1
93
73500.00 71116.76 765000.00 11/2/95
5/2/96
10/2/20
90.00 2.75 18.% 2 612000.00 31
9421861 141920000421861 05 STOELTING 7035
NORTH
FAIRPORT PLACE
PORTLAND OR 97217 8.5% 299 294
05 1
92
31000.00 15224.99 81000.00 11/3/95
5/3/96
10/3/20
79.00 1.00 18.% 2 32839.00 42
9421863 106920000421863 01 BROWN III 1153
GURNEY
COURT SAN
JOSE CA 95132 8.5% 299 293
05 1 92
27000.00
26756.51 250000.00 10/31/95 4/30/96
9/30/20
90.00
3.25 18.% 2 197733.00 40
9421864 106920000421864 00 HAMMOND 304
NORTH
POINSETTIA
AVENUE MANHATTAN BEACH CA 90266 10.5% 299
294
05 1
92 42000.00 41654.72 600500.00
11/9/95 2/9/96
10/9/20 85.00 2.25 18.% 2
468000.00 32
9421868 106920000421868 01 MORRISON 295
GREY GHOST
AVENUE
SAN JOSE CA 95111 8.5% 299 294
05 1 92
27900.00
25469.76 186000.00 11/1/95
5/1/96 10/1/20
90.00
2.25 18.% 2 139500.00 30
9421869 106910000421869 05 JARDINE JR 222
BUTTERFLY
LANE
SANTA BARBARA CA 93108 8.5% 299 294
05 1
91
50000.00 48784.15 632000.00 11/2/95
5/2/96
10/2/20
66.00 1.50 18.% 2 366590.00 33
9421870 106920000421870 03 MOLTZEN 2960
ALICE COURT
FREMONT CA 94539 11.5% 299 295
05 1
91 19000.00
18615.95 369000.00 12/2/95
3/3/96 11/2/20
87.00
3.25 18.% 2 301000.00 48
9421873 236910000421873 03 WEISS 23
ASHEL LANE
MONSEY
NY 10952 9.75% 299 294 07
1 91
150000.00
43648.19 270000.00 11/15/95 2/15/96
10/31/20
64.00
1.50 18.% 2 22305.00 24
9421874 106910000421874 05 SLACK 3525
BERRY DRIVE
LOS
ANGELES CA 91604 9.25% 180 175
05 1 91
50000.00
15124.22 530000.00 11/16/95
2/16/96 11/16/10
67.00
1.00 18.% 2 300000.00 18
9421875 106930000421875 05 PALMER 7110
TUTHER WAY
SAN
DIEGO CA 92114 11.5% 180 175
05 1 93
20250.00
20224.09 135000.00 11/15/95 12/31/95
11/15/10
90.00
3.25 18.% 2 101250.00 33
9421879 106910000421879 05 KREUCHI 4071
WEST 132ND
STREET A-B
HAWTHORNE CA 90250 9.75% 299 295
05 1
81
25000.00 24542.69 260000.00 12/1/95
2/1/96
11/1/20
76.00 1.50 18.% 2 172582.00 48
9421880 236910000421880 03 ROSENBAUM 271
HOOPER
STREET
BROOKLYN NY 11211 9.% 299 293
07 1
91
160000.00 155287.34 390000.00 10/31/95
1/31/96
9/30/20
80.00 0.75 18.% 2 150881.00 17
9421882 141910000421882 05 JENSEN 13455
NE SCHUYLER
PORTLAND OR 97230 9.25% 299 292
05 1
91
36850.00 19783.77 300000.00 9/14/95
3/14/96
8/14/20
80.00 1.00 18.% 2 203150.00 29
9421884 141910000421884 05 BRESAW 7707 S
W BARNARD
DRIVE
BEAVERTON OR 97005 8.5% 299 294
05 1
91
14000.00 13694.54 144000.00 11/9/95
5/9/96
10/9/20
88.00 2.75 18.% 2 112400.00 40
9421891 106920000421891 05 SALVAIL 1849
RAMONA
DRIVE
VENTURA CA 93010 10.5% 300 295
05 1
92 90000.00
84970.82 388000.00 11/15/95
2/15/96 11/15/20
90.00
2.25 18.% 2 257378.00 38
9421895 106920000421895 05 YU 1802
SOUTH EUCLID
AVENUE
SAN MARINO CA 91108 8.5% 179 174
05 1
92
50000.00 48416.14 380000.00 11/13/95
5/13/96
10/13/10
90.00 3.75 18.% 2 288731.00 37
9421896 113910000421896 05 TROUP 789
STEFFI COURT
LAWRENCEVILLE GA 30244 9.25% 299 294
05 1
91
14400.00 4372.38 138000.00 10/18/95
1/18/96
10/17/20
80.00 1.00 18.% 2 95950.00 21
9421908 106920000421908 01 ANDREWS 10203
JARDINE
AVENUE
LOS ANGELES CA 91040 10.5% 300 295
05 1
92
14400.00 10788.79 135000.00 11/16/95
2/16/96
11/16/20
90.00 2.25 18.% 2 107100.00 41
9421911 106920000421911 05 NORRIS 3575
FRISBIE STREET
BONITA CA 91902 10.5% 300 295
05 1 92
36700.00
19640.96 245000.00 11/17/95
2/17/96 11/17/20
90.00
2.25 18.% 2 183750.00 39
9421914 141930000421914 01 TISLER ROUTE
2, BOX 178A
BANDON OR 97411 10.5% 300 295
05 1
93 17000.00
16759.32 175000.00 11/3/95
2/3/96 11/3/20
88.00
2.25 18.% 2 136000.00 37
9421915 106920000421915 01 ROSENBERG 938
HARVARD
STREET
SANTA MONICA CA 90403 8.5% 299 294
05 1
92
25000.00 22528.45 555000.00 11/1/95
5/1/96
10/1/20
85.00 2.75 18.% 2 444000.00 37
9421927 106920000421927 01 MORGAN 344
LANDFAIR
AVENUE
SAN MATEO CA 94403 11.% 299 294
05 1
92
50000.00 49326.72 500000.00 11/29/95
2/29/96
10/29/20
90.00 2.75 18.% 2 400000.00 32
9421930 106910000421930 05 JOHNSTONE 1762
CRANE
AVENUE
MOUNTAIN VIEW CA 94040 8.5% 299 294
05 1
91
20000.00 9909.85 305000.00 11/1/95
5/1/96
10/1/20
74.00 0.50 18.% 2 203150.00 36
9421931 106910000421931 00 JACKSON 212 H
RED OAK
DRIVE EAST
SUNNYVALE CA 94086 10.5% 299 294
09 1
91
14500.00 6012.25 145000.00 11/2/95
2/2/96
10/2/20
90.00 2.25 18.% 2 116000.00 36
9421937 106920000421937 05 SIEGEL 1368
AVENIDA DE
CORTEZ
PACIFIC PALISADES CA 90272 8.5% 299 294
03 1
92
45000.00 44593.73 465000.00 11/7/95
5/7/96
10/7/20
88.00 2.75 18.% 2 359745.00 49
9421938 113910000421938 03 BOHLER 3737
COCHRAN
LAKE ROAD
MARIETTA GA 30062 9.25% 299 293
05 1
91
25000.00 20676.89 325000.00 9/20/95
12/20/95
9/19/20
64.00 1.00 18.% 2 181455.00 16
9421940 106920000421940 01 WEBER 37
BIRCHWOOD
DRIVE
NOVATO CA 94947 8.5% 299 294
09 1 92
34800.00
34484.65 232000.00 11/9/95
5/9/96 10/9/20
90.00
2.75 18.% 2 174000.00 44
9421941 106920000421941 05 PAVLOSKY 2013
BIG OAK
AVE.
CHINO HILLS CA 91709 8.5% 299 294
05 1
92
42000.00 39198.21 248000.00 11/9/95
5/9/96
10/9/20
90.00 3.25 18.% 2 181029.00 40
9421943 106910000421943 05 BAKER 1518
HEATHER LANE
LIVERMORE CA 94550 8.75% 300 294
03 1
91
13800.00 13534.19 186000.00 10/26/95
1/26/96
10/26/20
80.00 0.50 18.% 2 135000.00 44
9421962 149910000421962 05 SPENCER 14463
SOUTH 2395
WEST
BLUFFDALE UT 84065 9.25% 299 294
05 1
91
25000.00 24443.98 220000.00 11/3/95
2/3/96
10/3/20
41.00 1.00 18.% 2 64036.00 39
9421966 106910000421966 00 SEVILLA 2594
OAK ROAD
#166
WALNUT CREEK CA 94596 10.5% 300 295
01 1
91
14300.00 14168.77 143893.00 11/17/95
2/17/96
11/17/20
90.00 2.25 18.% 2 114750.00 39
9421968 106920000421968 05 PIKE 4235
FOOTHILL ROAD
VENTURA CA 93003 10.5% 299 294
05 1
92 29000.00
24613.26 285000.00 11/15/95
2/15/96 10/15/20
90.00
2.25 18.% 2 227500.00 22
9421969 106920000421969 05 WILHELM 500
CORNELL
DRIVE
BURBANK CA 91504 8.5% 299 294
05 1
91 26500.00
24000.00 265000.00 11/13/95
5/13/96 10/13/20
90.00
2.25 18.% 2 212000.00 34
9421971 106930000421971 05 MERFELD 4536
WILSHIRE
BOULEVARD
NO.104LOS ANGELES CA 90010 8.5% 299
294 01
1 93
92800.00 92522.83 370000.00 11/3/95
5/3/96
10/3/20
80.00 1.00 18.% 2 203150.00 40
9421973 106910000421973 05 JOHNSON 2148
ELMDALE
AVENUE
SIMI VALLEY CA 93065 8.5% 299 294
05 1
91
35000.00 29690.91 233000.00 11/13/95
5/13/96
10/13/20
80.00 1.00 18.% 2 151181.46 38
9421976 106910000421976 05 MORE 1436
MIRAMONTE
AVENUE
LOS ALTOS CA 94024 8.5% 299 294
05 1
91 75000.00
74314.99 530000.00 11/6/95
5/6/96 10/6/20
53.00
1.00 18.% 2 203150.00 38
9421977 106910000421977 01 WILLIAMS 25995
MAR VISTA
COURT
LOS GATOS CA 95030 7.75% 299 295
05 1
91
200000.00 174208.62 630000.00 12/14/95
6/14/96
11/14/20
57.00 1.00 18.% 2 155000.00 35
9421980 106910000421980 01 WORTMANN 104 VIA
YELLA
NEWPORT BEACH CA 92663 8.5% 299 294
05 1
91
45000.00 44866.71 700000.00 11/27/95
1/31/96
10/27/20
78.00 0.25 18.% 2 500394.00 20
9421986 106910000421986 01 GALLO 3605
WARNER DRIVE
SAN
JOSE CA 95127 9.25% 300 295
05 1 91
68800.00
46035.48 360000.00 11/14/95 2/14/96
11/14/20
76.00
1.00 18.% 2 203150.00 40
9421990 106910000421990 02 GLICK 6732
SOUTH GARTH
AVENUE
LOS ANGELES CA 90056 8.5% 299 294
05 1
91
35000.00 21859.02 350000.00 11/1/95
5/1/96
10/1/20
90.00 2.75 18.% 2 280000.00 42
9421991 206920000421991 05 RILLORTA 8564
CAPRICORN
WAY
SAN DIEGO CA 92126 12.25% 179 174
05 1
92
25000.00 24978.56 170800.00 11/27/95
12/27/95
10/27/10
88.00 4.00 18.% 2 124139.50 39
9421992 106910000421992 05 FRASURE 1128
FAR VALLEY
ROAD
CAMPO CA 91906 9.25% 300 295
05 1 91
60000.00
40837.55 150000.00 11/15/95
2/15/96 11/15/20
40.00
1.00 18.% 1 .00 35
9421995 106920000421995 05 ROYALL 15355
GLENN ROAD
COBB
CA 95426 8.5% 299 294
05 1 92
12500.00
12152.08 125000.00 11/3/95 5/3/96
10/3/20
90.00 2.50
18.% 2 100000.00 29
9421998 106920000421998 00 PARMELEE 30045
TRAIL
CREEK DRIVE
AGOURA HILLS CA 91301 8.5% 299 294
03 1
92
37000.00 36663.41 385000.00 11/8/95
5/8/96
10/8/20
87.00 2.25 18.% 2 296000.00 30
9422001 113920000422001 05 ARMBRISTER 865
YARMOUTH
COURT
LAWRENCEVILLE GA 30244 11.% 300 295
03 1
92
23550.00 13630.50 157000.00 11/21/95
2/21/96
11/21/20
90.00 2.75 18.% 2 117750.00 41
9422002 106920000422002 05 PYERS 6971
DEL RIO DR.
SAN JOSE
CA 95119 8.5% 299 294 05
1 92 50000.00
29531.54 263000.00 11/13/95 5/1/96
10/13/20
90.00
2.25 18.% 2 184965.00 34
9422003 106920000422003 00 TRAN 28
RUNNINGBROOK
IRVINE
AREA CA 92720 11.% 299 294
03 1 92
41300.00
41144.49 413500.00 11/28/95 2/28/96
10/28/20
90.00
2.75 18.% 2 330550.00 33
9422004 208910000422004 05 CHAVARRIA 2811
WEST 3RD
AVENUE
DENVER CO 80219 9.25% 299 294
05 1
91 20000.00
7313.60 72000.00 11/17/95
12/31/95 10/17/20
80.00
1.00 18.% 2 36951.27 37
9422011 106920000422011 00 SMITH 3935
ROCK HAMPTON
DRIVE
LOS ANGELES CA 91356 11.% 180 175
03 1
92
53000.00 52754.89 538000.00 11/17/95
11/30/95
11/17/10
89.00 2.75 18.% 2 424000.00 38
9422019 109920000422019 02 BOOKER 100
PEACE ACRE
LANE
STRATFORD CT 06497 11.% 300 295
05 1
92
39000.00 38547.40 230000.00 11/9/95
2/9/96
11/9/20
90.00 2.75 18.% 2 168000.00 25
9422020 113920000422020 05 ROOKS 183
MOUNTAIN
OAKS DRIVE
CARROLLTON GA 30117 10.5% 299 292
05 1
92
15900.00 14307.25 165000.00 9/15/95
12/15/95
8/15/20
87.00 2.25 18.% 2 127200.00 38
9422024 106910000422024 05 HOGUE 12995
OCCIDENTAL
ROAD
SEBASTOPOL CA 95472 9.25% 300 295
05 1
91
25000.00 24574.27 290000.00 11/16/95
2/16/96
11/16/20
79.00 1.00 18.% 2 203150.00 48
9422025 208910000422025 02 NELSON 4133 E
129TH CIRCLE
THORNTON CO 80241 9.% 298 294
05 1
91 23500.00
20021.24 153000.00 11/29/95
2/29/96 10/1/20
80.00
0.75 18.% 2 98899.00 19
9422028 208910000422028 05 BOTT 4400
SOUTH
PENNSYLVANIA
STREETENGLEWOOD CO 80110 8.75% 299
294 05
1 91
18224.00 10808.57 90000.00 11/14/95
2/29/96
10/14/20
80.00 0.50 18.% 2 53776.00 42
9422029 106910000422029 05 KIMBALL, JR 2450
NORTH PARK
BOULEVARD SANTA ANA CA 92706 8.5% 299
294
05 1
91 50000.00 44876.87 220000.00
11/10/95 5/10/96
10/10/20 74.00 1.00 18.% 2
110747.00 46
9422030 106920000422030 00 ROWE 404
SOUTH
GRANADOS AVENUE
SOLANA BEACH CA 92075 11.% 299 294
05 1
92
49000.00 48602.79 495000.00 11/9/95
2/9/96
10/9/20
90.00 2.75 18.% 2 396000.00 50
9422031 106920000422031 05 WOOD 3525
ENCINAL
AVENUE
GLENDALE CA 91214 8.5% 299 294
05 1
92
21000.00 20662.31 210000.00 11/14/95
5/14/96
10/14/20
86.00 2.75 18.% 2 158642.00 42
9422032 106920000422032 00 HEFFERNAN 2314
TERRAZA
RIBERA
CARLSBAD CA 92009 8.5% 299 294
03 1
92
25300.00 24789.96 253500.00 11/10/95
5/10/96
10/10/20
90.00 2.25 18.% 2 202800.00 36
9422033 106920000422033 05 HOTTENSTEIN 24639
MOSQUERO LANE
MISSION VIEJO CA 92691 8.5% 299 294
05 1
92
10000.00 9908.90 203000.00 11/8/95
5/8/96
10/8/20
85.00 2.50 18.% 2 162400.00 28
9422034 106920000422034 05 YOMNICK 14551
SERON
AVENUE
IRVINE CA 92714 8.5% 299 294
03 1 92
39300.00
38929.26 265000.00 11/8/95 5/8/96
10/8/20
89.00
3.25 18.% 2 194078.00 50
9422035 149920000422035 00 RANDOLPH 6475
SOUTH
CREST MOUNT
DRIVE SALT LAKE CITY UT 84121 11.5% 300
295 05
1 92
54500.00 54192.09 545202.00 11/16/95
2/16/96
11/16/20
90.00 3.25 18.% 2 436150.00
39
9422036 106920000422036 00 HINMAN 300
NORTH
MALGREN AVENUE
LOS ANGELES CA 90732 8.5% 299 294
05 1
92
38200.00 37529.79 255000.00 11/9/95
5/9/96
10/9/20
90.00 2.25 18.% 2 191250.00 40
9422038 106920000422038 05 HAMILTON 3298
KIMBER
COURT, # 142
SAN JOSE CA 95124 8.5% 299 294
01 1 92
19300.00
19125.88 129000.00 11/6/95
5/6/96 10/6/20
90.00
3.25 18.% 2 96750.00 50
9422039 141930000422039 05 LEMOIGNE 3853
LONG RIDGE
DRIVE
SPRINGFIELD OR 97478 8.5% 299 294
05 1
93
49700.00 49023.28 207500.00 11/8/95
5/1/96
10/8/20
90.00 2.75 18.% 2 137020.00 43
9422041 106920000422041 05 DUNHAM 2303
LOMA PREITA
LANE
MENLO PARK CA 94025 8.5% 299 294
05 1
92
100000.00 30452.27 620000.00 11/8/95
5/8/96
10/8/20
90.00 2.75 18.% 2 456000.00 40
9422043 106920000422043 05 ALAMDARI 8443
EAST
SARATOGA STREET
ANAHEIM CA 92808 11.% 300 295
09 1
92 16900.00
16741.93 169000.00 11/15/95
2/15/96 11/15/20
90.00
2.75 18.% 2 135200.00 37
9422044 106920000422044 05 DROMENSK 2100
DAY ROAD
GILROY CA 95020 10.5% 300 294
05 1 92
50000.00
49638.98 270000.00 10/31/95
1/31/96 10/31/20
84.00
2.25 18.% 2 176635.00 42
9422045 106910000422045 00 GUTIERREZ 620
22ND STREET
HUNTINGTON BEACH CA 92648 10.5% 299 293
05
1 91
32000.00 31861.38 360000.00 10/18/95
1/18/96
9/18/20
66.00 2.25 18.% 2 203000.00 39
9422052 106920000422052 05 MIDULLA 149
CADWELL
COURT
SAN JOSE CA 95138 11.% 312 308
05 1 91
21800.00
21559.43 212000.00 12/6/95
3/6/96 12/6/21
90.00
2.75 18.% 2 169000.00 39
9422054 106910000422054 02 FURRY 210
BUENA CREEK
ROAD
SAN MARCOS CA 92069 10.5% 300 295
05 1
91
49900.00 49412.06 298000.00 11/13/95
2/13/96
11/13/20
85.00 2.25 18.% 2 203150.00 40
9422058 106910000422058 00 APARICIO 3907 LA
CRESCENTA AVE. #211
GLENDALE CA 91214 10.5% 300 295
01 1
91
11550.00 11456.54 77000.00 11/15/95
2/15/96
11/15/20
90.00 2.25 18.% 2 57750.00 38
9422060 225910000422060 05 MCGRATH 269
WASHINGTON
STREET
BOXFORD MA 01921 8.75% 300 296
05 1
81
32600.00 29526.05 272000.00 12/1/95
3/1/96
12/1/20
80.00 0.50 18.% 2 185000.00 41
9422061 106920000422061 01 IDESON 4581
OXBOW RIDGE
PLACE
FAIR OAKS CA 95628 11.% 300 295
03 1
92 50000.00
39641.93 580000.00 11/13/95
2/13/96 11/13/20
89.00
2.75 18.% 2 464000.00 33
9422064 106920000422064 00 HANSEN 741
ENSIGN PLACE
OXNARD CA 93035 11.% 299 293
05 1 92
22900.00
22693.58 229000.00 10/18/95
4/18/96 9/18/20
90.00
2.75 18.% 2 183200.00 45
9422069 106920000422069 02 BENSON 687
BLUEBONNET
COURT
THOUSAND OAKS CA 91360 11.% 299 293
05 1
92
48000.00 47567.26 237000.00 10/24/95
4/24/96
9/24/20
90.00 2.75 18.% 2 165041.00 37
9422074 106920000422074 01 MCLAUGHLIN 33391
CORAL
REACH STREET
DANA POINT CA 92629 10.5% 300 295
03 1
92
48000.00 47351.65 280000.00 11/21/95
2/21/96
11/21/20
90.00 2.25 18.% 2 203000.00 31
9422075 124920000422075 02 CHURCH 4105
GREGG ROAD
BROOKVILLE MD 20833 12.% 300 295
05 1
92
73600.00 60115.82 415000.00 11/3/95
2/3/96
11/3/20
90.00 3.75 18.% 2 299000.00 50
9422076 106920000422076 00 CHAULSETT 3024
MARWICK
AVENUE
LONG BEACH CA 90808 11.% 299 293
05 1
92
26200.00 25963.34 178000.00 10/27/95
4/27/96
9/27/20
89.00 2.75 18.% 2 131250.00 45
9422077 106930000422077 01 PLESE 1255 DE
CUNHA
COURT
SALINAS CA 93906 10.5% 299 293
05 1 93
34600.00
33683.54 231000.00 10/27/95
4/27/96 9/27/20
90.00
2.25 18.% 2 173250.00 41
9422078 106920000422078 05 PARRAZ 3999
DUNBARTON
CIRCLE
SAN RAMON CA 94583 11.% 300 295
05 1
92
27500.00 16441.61 335000.00 11/16/95
2/16/96
11/16/20
90.00 2.75 18.% 2 273000.00 40
9422081 106910000422081 05 SNYDER 59
CEDAR TERRACE
ORINDA CA 94563 9.75% 300 295
05 1 91
32500.00
32265.41 650000.00 11/22/95
2/22/96 11/22/20
80.00
1.50 18.% 2 487500.00 45
9422083 106910000422083 01 LEMKE 4336
JELLETT
STREET SAN
DIEGO CA 92110 10.5% 300 295
05 1 91
31000.00
30685.05 310000.00 11/15/95 2/15/96
11/15/20
90.00
2.25 18.% 2 248000.00 31
9422087 106920000422087 05 ANDERSEN 1309
CADENA
SAN
CLEMENTE CA 92673 10.5% 300 295
03 1 92
31500.00
31172.81 245000.00 11/17/95
2/17/96 11/17/20
89.00
2.25 18.% 2 185006.00 33
9422088 106920000422088 05 SEGERS 2945
AMOROSO
COURT
PLEASANTON CA 94566 11.% 300 295
05 1
92
52500.00 41664.67 527000.00 11/17/95
2/17/96
11/17/20
90.00 2.75 18.% 2 420000.00 45
9422092 112910000422092 05 RAMOS 3096 SW
17 STREET
MIAMI
FL 33145 9.25% 181 176 05
1 91
50000.00
49675.57 122000.00 11/13/95 2/13/96
12/13/10
41.00
1.00 18.% 1 .00 37
9422094 106920000422094 05 WALLACE 908
WESTERN
AVENUE
PETALUMA CA 94952 10.5% 300 295
05 1
92
27000.00 26603.71 180500.00 11/16/95
2/16/96
11/16/20
90.00 2.25 18.% 2 135000.00 34
9422098 106920000422098 02 MAIS 15219
COOL VALLEY
ROAD
VALLEY CENTER CA 92082 8.5% 299 294
05 1
92
50000.00 49547.39 320000.00 11/14/95
5/14/96
10/14/20
90.00 2.75 18.% 2 237000.00 40
9422099 106910000422099 00 BAQAI 27900
ELK
MOUNTAIN DRIVE
YORBA LINDA CA 92687 10.5% 300 294
05 1
91
49350.00 49060.61 493654.00 10/20/95
1/20/96
10/20/20
90.00 2.25 18.% 2 394900.00 45
9422102 134920000422102 02 NICHOLSON 4-02
KENNETH
AVENUE
FAIR LAWN NJ 07410 10.5% 299 294
05 1
91 28700.00
28382.60 205000.00 11/30/95
2/29/96 10/30/20
89.00
2.25 18.% 2 153750.00 38
9422106 106910000422106 05 CHRISTIANI 23054
EVERGREEN
LANE
LOS GATOS CA 95030 8.75% 299 293
05 1
91
40000.00 25076.89 504000.00 10/6/95
1/6/96
9/6/20
75.00 0.50 18.% 2 337623.00 35
9422108 106920000422108 00 FALUDI 492
16TH PLACE
COSTA
MESA CA 92627 10.5% 299 293
05 1 92
38000.00
37730.35 384000.00 10/17/95 1/17/96
9/17/20
90.00
2.25 18.% 2 304000.00 39
9422110 106920000422110 00 TUCCI 11715
LOUISE
AVENUE LOS
ANGELES CA 91344 11.% 299 293
05 1 92
21200.00
21040.14 212000.00 10/31/95 1/31/96
9/30/20
90.00
2.75 18.% 2 169600.00 30
9422111 106920000422111 05 BERGER 532
CALLE ARROYO
THOUSAND OAKS CA 91360 11.% 299 293
03 1
92
56500.00 46719.68 535000.00 10/25/95
4/25/96
9/25/20
90.00 2.75 18.% 2 425000.00 35
9422116 106910000422116 01 LANDA 2247
CASA GRANDE
STREET
PASADENA CA 91104 9.25% 299 293
05 1
91
20000.00 20000.00 250000.00 10/24/95
4/24/96
9/24/20
71.00 1.00 18.% 2 157500.00 36
9422117 106920000422117 01 BULLOCK 5234
CAMDEN
AVENUE
SAN JOSE CA 95124 8.5% 299 293
05 1 92
30500.00
30410.15 197000.00 10/31/95
4/30/96 9/30/20
90.00
2.25 18.% 2 145000.00 37
9422118 106920000422118 00 PANITCH 12249
SHETLAND
LANE LOS
ANGELES CA 90049 11.% 299 294
05 1 92
100000.00
99373.64 840000.00 11/2/95 2/2/96
10/2/20
90.00
2.75 18.% 2 650000.00 35
9422119 136920000422119 01 CORNELL 30 S
GREENFIELD
RD
GREENFIELD CENTER NY 12833 10.25% 299 294
05
1 92
43500.00 40421.90 181000.00 11/28/95
1/31/96
10/28/20
89.00 2.00 18.% 2 116800.00 23
9422122 106920000422122 00 STENQUIST 1811
BRIDLE PATH
WAY
SANTA ANA AREA CA 92705 11.% 300 295
05 1
92
92000.00 81901.78 920000.00 11/20/95
2/20/96
11/20/20
90.00 2.75 18.% 2 736000.00 45
9422124 106920000422124 00 MALL 1440
PRINCETON ST.
#6 SANTA
MONICA CA 90404 11.% 299 291
01 1 92
33930.00
33526.67 226200.00 8/29/95 2/28/96
7/29/20
90.00
2.75 18.% 2 169650.00 44
9422125 106910000422125 01 WEINSTEIN 603
NORTH
TRENTON DRIVE
BEVERLY HILLS CA 90210 9.% 299 294
05 1
91
200000.00 195738.63 1500000.00 11/28/95
1/31/96
10/28/20
72.00 0.75 18.% 2 872000.00
29
9422136 249920000422136 05 MERRILL 1050
NORTH 750
WEST
PROVO UT 84604 11.5% 300 295
05 1 92
25000.00
24666.60 122000.00 11/30/95
2/29/96 11/30/20
90.00
3.25 18.% 2 84557.00 39
9422138 106920000422138 05 MCALLISTER 47
BELLE AVE.
FAIRFAX CA 94930 11.% 300 295
05 1 92
40000.00
39633.03 290000.00 11/15/95
2/15/96 11/15/20
84.00
2.75 18.% 2 203000.00 35
9422142 106920000422142 05 BREEN 53
VICENZA COURT
DANVILLE CA 94526 11.% 299 294
03 1
92 62500.00
62046.67 417073.00 11/8/95
2/8/96 10/8/20
90.00
2.75 18.% 2 312800.00 43
9422148 136910000422148 03 PASQUARETTO 106
CENTER
STREET
WILLISTON PARK NY 11596 9.25% 179 174
05 1
91
50000.00 12912.84 225000.00 11/30/95
2/28/96
10/30/10
65.00 1.00 18.% 2 94918.00 11
9422151 106910000422151 01 WEBB 9811
ARROYO AVE.
HESPERIA CA 92345 8.5% 299 294
05 1 91
26000.00
20039.01 89000.00 11/8/95
5/8/96 10/8/20
52.00
1.00 18.% 2 19763.00 30
9422153 142910000422153 06 MEEKS 742
WINDSOR
CIRCLE
FOLCROFT PA 19032 10.75% 300 295
07 1
91
18000.00 13248.65 88000.00 11/20/95
2/21/96
11/20/20
89.00 2.50 18.% 2 59673.57 29
9422156 106920000422156 00 PAVLOPOULOS 5630
AVENIDA
ANTIGUA
YORBA LINDA CA 92687 10.5% 300 294
05 1
92
39750.00 39282.09 265000.00 10/31/95
1/31/96
10/31/20
90.00 2.25 18.% 2 198650.00 36
9422158 132910000422158 05 NAPIER 1648
RIVIERA COURT
BOULDER CITY NV 89005 11.% 179 174
05 1
91
64200.00 55284.57 370000.00 11/20/95
2/20/96
10/20/10
90.00 2.75 18.% 2 268785.53 45
9422160 142920000422160 06 DIETZ 434
LAKE VIEW
COURT
LANGHORNE PA 19053 10.5% 300 296
09 1
92
15000.00 10588.47 123000.00 11/9/95
2/14/95
12/1/20
88.00 2.25 18.% 2 92156.87 41
9422162 106910000422162 05 DECO 2924
CARDIFF
AVENUE LOS
ANGELES CA 90034 10.5% 299 294
05 1 91
44000.00
29865.86 350000.00 11/2/95 2/2/96
10/2/20
71.00
2.25 18.% 2 203150.00 38
9422171 106920000422171 05 CAMPBELL 3901
ARUBA
CIRCLE
HUNTINGTON BEACH CA 92649 8.5% 299 294
09
1 92
50000.00 49476.88 490000.00 11/4/95
5/4/96
10/4/20
90.00 2.75 18.% 2 389000.00 36
9422173 225920000422173 05 SIDDIQUI 16
FLANAGAN
DRIVE
FRAMINGHAM MA 01701 10.25% 300 296
05 1
91
40200.00 39516.46 268000.00 12/4/95
3/4/96
12/4/20
90.00 2.00 18.% 2 201000.00 24
9422175 209910000422175 05 KAZANTZIDIS 40
RIPPOWAN
ROAD
STAMFORD CT 06902 8.75% 299 295
05 1
81
40000.00 26119.75 200000.00 12/4/95
3/4/96
11/4/20
67.00 0.50 18.% 2 92720.00 45
9422179 106920000422179 00 THOMLOI 2579
NORTHSTAR
COVE
PORT HUENEME CA 93041 11.% 299 293
03 1
92
21700.00 20470.05 145500.00 10/25/95
4/25/96
9/25/20
90.00 2.75 18.% 2 108750.00 19
9422180 106920000422180 00 COLBY 239
SHERMAN
CANAL LOS
ANGELES CA 90291 11.% 299 293
05 1 92
67500.00
66890.27 675000.00 10/28/95 4/28/96
9/28/20
90.00
2.75 18.% 2 540000.00 43
9422183 106920000422183 00 CRAWFORD, JR. 1622
DALMATIA
DRIVE
LOS ANGELES CA 90732 8.5% 299 294
01 1
92
30400.00 30125.65 203000.00 11/1/95
5/1/96
10/1/20
90.00 2.25 18.% 2 152250.00 41
9422189 106920000422189 05 JEFFRIES 8522
GOLDEN RIDGE
ROAD
LAKESIDE CA 92040 10.5% 300 295
05 1
92 25000.00
21442.81 175000.00 11/24/95
2/24/96 11/24/20
88.00
2.25 18.% 2 127621.00 35
9422190 106920000422190 05 MILLER 508
ALUMROCK
DRIVE
ANTIOCH CA 94509 10.5% 300 295
05 1
92 21800.00
21470.11 218000.00 11/22/95
2/22/96 11/22/20
90.00
2.25 18.% 2 174400.00 38
9422191 106910000422191 03 BARRY 208
BUENA VISTA
DRIVE
FREEDOM CA 95019 9.25% 299 293
05 1
91 80000.00
79336.47 226000.00 10/25/95
1/25/96 9/25/20
73.00
1.00 18.% 2 83596.00 37
9422193 141920000422193 05 ELLIOTT 3241
DOUGLAS
AVENUE
ROSEBURG OR 97470 8.5% 299 294
05 1
92
35800.00 23166.41 105000.00 11/9/95
5/9/96
10/9/20
90.00 2.75 18.% 2 58685.00 45
9422195 236910000422195 02 GONZALEZ 215
RALPH
AVENUE
BABYLON NY 11702 11.% 300 295
05 1
91 20000.00
19770.21 165000.00 11/20/95
2/20/96 11/20/20
88.00
2.75 18.% 2 123750.00 40
9422201 106910000422201 05 PETTY 4996
ALATAR DRIVE
WOODLAND HILLS CA 91364 8.75% 299 294
05 1
91
50000.00 33302.65 235000.00 11/15/95
2/15/96
10/15/20
34.00 0.50 18.% 2 29500.00 32
9422205 141910000422205 05 ARMENTROUT 21095 S
WISTERIA ROAD
WEST LINN OR 97068 8.75% 300 295
05 1
91
50000.00 41976.82 245000.00 11/16/95
2/16/96
11/16/20
77.00 0.50 18.% 2 137012.00 39
9422211 106910000422211 00 RYDER 1540
SILVER STREET
HERMOSA BEACH CA 90254 8.5% 299 294
05 1
91
54500.00 54008.10 550000.00 11/7/95
5/7/96
10/7/20
90.00 2.75 18.% 2 435500.00 40
9422213 106920000422213 02 MANSON 93
MADERA COURT
DANVILLE CA 94526 8.5% 299 294
05 1
92 50000.00
49228.34 315000.00 11/14/95
5/14/96 10/14/20
89.00
2.75 18.% 2 229155.00 50
9422215 106920000422215 05 ANTHONY 177
NORTH
MORNING GLORY
STREETBREA CA 92621 10.5% 299
293 05 1
92
42500.00 39919.85 425000.00 10/20/95
1/20/96
9/20/20
90.00 2.25 18.% 2 340000.00 44
9422220 206930000422220 05 OTTO 21605
VALLEY ROAD
NUEVO
AREA CA 92567 11.% 179 174
05 1 93
30000.00
30232.72 230000.00 11/20/95 2/20/96
10/20/10
90.00
2.75 18.% 2 177000.00 45
9422224 206920000422224 05 JOSEPH 8301
RUGBY PLACE
LOS
ANGELES CA 90046-152710.5% 299 294
05 1
92 38700.00
2323.63 388000.00 11/14/95
2/14/96 10/14/20
90.00
2.25 18.% 2 310000.00 100
9422239 106910000422239 05 CARROLL 17041
BOLLINGER
DRIVE
PACIFIC PALISADES CA 90272 8.5% 299 294
05 1
91
50000.00 49475.23 800000.00 11/3/95
5/3/96
10/3/20
87.00 2.75 18.% 2 638387.00 51
9422240 106910000422240 05 JOHNSTON. 9399
SISKIN
AVENUE
FOUNTAIN VALLEY CA 92708 8.75% 300 295
05
1 91
50000.00 44541.22 260000.00 11/8/95
2/5/96
11/8/20
71.00 0.50 18.% 2 133675.00 45
9422241 208920000422241 05 HOPKINS 1809
RANGEVIEW
DRIVE
FORT COLLINS CO 80524 10.5% 299 295
05 1
91
35000.00 34444.81 235000.00 12/1/95
3/1/96
11/1/20
90.00 2.25 18.% 2 176250.00 38
9422242 106920000422242 06 BRENING 5905 ST
LAURENT
DRIVE
AGOURA HILLS CA 91301 11.% 299 294
05 1
91
63500.00 38784.50 635000.00 11/29/95
2/29/96
10/29/20
90.00 2.75 18.% 2 508000.00 45
9422245 113920000422245 02 MCCOY 4864
DIGGERS WAY
SUGAR HILL GA 30518 10.5% 299 294
05 1
92
17000.00 4546.94 107700.00 11/21/95
2/21/96
10/21/20
90.00 2.25 18.% 2 79500.00 42
9422246 106910000422246 00 FRITZ KNOLL 504
WEST
SYCAMORE
AVENUE EL SEGUNDO CA 90245 8.75% 299
294
05 1
91 20000.00 19729.72 277000.00
11/17/95 2/17/96
10/17/20 80.00 0.50 18.% 2
201600.00 31
9422247 206930000422247 05 WERT 11735
BROADFIELD
DRIVE LA
MIRADA CA 90638 11.% 179 174
05 1 93
35000.00
16209.02 205000.00 11/8/95 2/8/96
10/8/10
89.00
2.75 18.% 2 147435.00 21
9422249 132920000422249 05 KILATES 5496
TAMARUS ST
LAS
VEGAS NV 89119 11.% 299 294
05 1 92
25000.00
24645.71 280000.00 11/29/95 2/29/96
10/29/20
89.00
2.75 18.% 2 223857.00 42
9422251 106910000422251 03 HUWATSCHEK 827
HONEY
COURT
ARNOLD CA 95223 8.75% 299 295
03 1
81 40000.00
34809.68 330000.00 12/1/95
3/1/96 11/1/20
51.00
0.50 18.% 2 128031.10 43
9422258 106910000422258 01 BANOS 16523
ESPRIT LANE
LOS
ANGELES CA 91436 8.5% 299 294
05 1 91
46000.00
45558.50 500000.00 11/13/95 5/13/96
10/13/20
90.00
2.25 18.% 2 400000.00 23
9422259 106920000422259 05 KYFFIN JR 338
VISCAINO WAY
SAN
JOSE CA 95119 10.5% 300 295
05 1 92
40350.00
39764.96 269000.00 11/20/95 2/20/96
11/20/20
90.00
2.25 18.% 2 201750.00 27
9422261 106920000422261 00 FILHABER 1182
SHORECREST
LANE
HUNTINGTON BEACH CA 92648 10.25% 299 294
03
1 92
28800.00 6418.05 288500.00 11/14/95
2/14/96
10/14/20
90.00 2.00 18.% 2 230650.00 27
9422263 106930000422263 05 RABBON 557
LEWIS COURT
FAIRFIELD CA 94533 8.5% 299 294
05 1
93 21500.00
21289.44 155000.00 11/17/95
5/17/96 10/17/20
90.00
2.25 18.% 2 117847.00 31
9422266 134920000422266 05 SCHECHTER 96 PINE
NEEDLE
STREET
HOWELL NJ 07731 10.5% 299 295
05 1 92
24000.00
5555.16 160000.00 12/4/95
3/4/96 11/4/20
90.00
2.25 18.% 2 119807.49 36
9422267 155910000422267 05 BLAND 7628
WEST
BOBOLINK PLACE
MILWAUKEE WI 53218 10.5% 300 297
05 1
91
10000.00 9700.00 69000.00 12/4/95
3/4/96
1/1/21
90.00 2.25 18.% 2 51750.00 28
9422268 106920000422268 00 BROOKS 1948
ARDMORE
AVENUE
MANHATTAN BEACH CA 90266 8.5% 299 294
05
1 92
39500.00 19798.44 395000.00 11/15/95
5/15/96
10/15/20
90.00 2.25 18.% 2 316000.00 31
9422269 106910000422269 05 GILLESPIE 33
PATRICK WAY
HALF
MOON BAY CA 94019 8.75% 300 295
09 1 91
21800.00
21308.46 321000.00 11/21/95
2/21/96 11/21/20
80.00
0.50 18.% 2 235000.00 36
9422270 136910000422270 06 MONTALBO 19
REGENT DRIVE
BEEKMAN NY 12533 9.25% 299 295
05 1
91
20000.00 19660.41 148500.00 12/5/95
3/5/96
11/5/20
80.00 1.00 18.% 2 98000.00 37
9422274 106920000422274 00 ANDREWS 30572
VIA ESTORIL
LAGUNA NIGUEL CA 92677 11.% 300 295
03 1
92
50000.00 49421.79 465000.00 11/21/95
2/21/96
11/21/20
90.00 2.75 18.% 2 368500.00 40
9422275 208920000422275 00 NANCE, JR 1 POINT
DRIVE, BLD
1503
FRISCO CO 80443 10.25% 300 295
01 1 91
11100.00
11085.63 111115.00 11/21/95
2/21/96 11/25/20
90.00
2.25 18.% 2 88850.00 42
9422276 106920000422276 05 BELLING 1149
EAST
PLYMOUTH STREET
GLENDORA CA 91740 10.5% 299 294
05 1
92
21200.00 15507.30 200000.00 11/16/95
2/16/96
10/16/20
90.00 2.25 18.% 2 158800.00 31
9422277 106920000422277 01 BOCK 2852
SANDHURST
AVENUE
THOUSANDS OAKS CA 91362 8.5% 299 294
03 1
92
31000.00 21361.10 310000.00 11/7/95
5/7/96
10/7/20
90.00 2.75 18.% 2 248000.00 46
9422278 208920000422278 02 DUY 1834
SOUTH NAPLES
STREET
AURORA CO 80017 11.% 299 294
05 1 92
22000.00
21567.00 101000.00 11/24/95
12/31/95 10/24/20
89.00
2.75 18.% 2 67587.00 33
9422279 208910000422279 01 NAGLE 7743
SOUTH SPRUCE
COURT
ENGLEWOOD CO 80112 8.5% 299 294
03 1
91
47000.00 29600.71 174000.00 11/22/95
2/22/96
10/22/20
79.00 0.25 18.% 2 89499.00 17
9422289 116930000422289 01 KERSEY 2300
NORTH 31ST
STREET
BOISE ID 83703 11.5% 299 293
05 1 93
16000.00
15897.83 80000.00 10/25/95 4/25/96
9/25/20
90.00
3.25 18.% 2 56000.00 41
9422290 106920000422290 05 BURRELL 16
ANDREAS
COURT
NOVATO CA 94945 11.% 300 295
05 1 92
49000.00
12532.53 280000.00 11/20/95
2/20/96 11/20/20
90.00
2.75 18.% 2 203000.00 44
9422291 106920000422291 00 WOOD 3183
ARIANNA LANE
THOUSAND OAKS CA 91361 8.5% 299 294
01 1
92
35200.00 34882.49 235000.00 11/10/95
5/10/96
10/10/20
90.00 2.75 18.% 2 176250.00 44
9422296 106920000422296 01 BISHOP 2493
OLIVE STREET
MARTINEZ CA 94553 8.5% 299 294
05 1
92 21000.00
19503.30 140000.00 11/16/95
5/16/96 10/16/20
90.00
2.25 18.% 2 105000.00 43
9422297 106920000422297 05 RAYDEN 7425
EAST
HUMMINGBIRD
CIRCLE ANAHEIM CA 92807 8.5% 299
294 03
1 92
100000.00 98860.68 1100000.00 11/21/95
5/21/96
10/21/20
85.00 2.75 18.% 2 825000.00 32
9422298 106910000422298 01 ODREY 1254
PLUM AVENUE
SIMI
VALLEY CA 93065 8.5% 299 294
05 1 91
16000.00
15901.03 160000.00 11/17/95 5/17/96
10/17/20
90.00
2.75 18.% 2 128000.00 32
9422299 113920000422299 03 KALLMEYER 5025
ODINS WAY
MARIETTA GA 30068 8.5% 299 294
05 1
92 25000.00
24732.78 165000.00 11/15/95
5/15/96 10/15/20
90.00
2.00 18.% 2 123000.00 15
9422300 106910000422300 05 LOCKWOOD 1273
CREST
DRIVE
ENCINITAS CA 92024 9.25% 179 174
05 1
91 50000.00
26897.19 750000.00 11/22/95
2/22/96 10/22/10
58.00
1.00 18.% 2 385000.00 43
9422301 106920000422301 00 JOHNSON 7392
HILLSDALE
DRIVE
PLEASANTON CA 94588 8.5% 299 294
05 1
92
18000.00 17803.14 278000.00 11/17/95
5/17/96
10/17/20
87.00 3.25 18.% 2 222000.00 50
9422303 106920000422303 00 DOLLAS 7638
EAST BIG
CANYON DRIVE
ANAHEIM CA 92808 8.5% 299 294
03 1
92 34400.00
9525.38 268000.00 11/20/95
5/20/96 10/20/20
89.00
2.50 18.% 2 203150.00 20
9422311 106920000422311 05 LIAN 5658
PONCA WAY
KELSEYVILLE CA 95451 8.5% 299 294
03 1
92
17300.00 17103.24 101500.00 11/14/95
5/14/96
10/14/20
90.00 3.25 18.% 2 74000.00 47
9422312 106920000422312 05 MCFARLAND 21
MIKRO
LAGUNA NIGUEL CA 92677 11.% 299 295
05 1
91
39000.00 21128.20 360000.00 12/1/95
3/1/96
11/1/20
90.00 2.75 18.% 2 284300.00 36
9422315 106910000422315 05 ROLLER 4826
NORTHDALE
DRIVE
FREMONT CA 94536 8.5% 299 294
03 1
91 40000.00
36437.54 340000.00 11/16/95
5/16/96 10/16/20
78.00
0.25 18.% 2 224000.00 25
9422320 106920000422320 05 CHAPLINE 1980
NORTH
STOWE COURT
CLAREMONT CA 91711 8.5% 299 294
05 1
92
34500.00 33553.22 230000.00 11/9/95
5/9/96
10/9/20
90.00 2.50 18.% 2 172500.00 29
9422321 106920000422321 01 ASKARI 618
AZEVEDO
COURT
SANTA CLARA CA 95051 10.5% 300 295
05 1
92
12300.00 12002.10 252000.00 11/16/95
2/16/96
11/16/20
85.00 2.25 18.% 2 201000.00 25
9422322 106920000422322 05 ARMAS 14370
ROSECRANS
AVENUE
LA MIRADA CA 90638 8.5% 299 294
05 1
92
29000.00 16577.17 170000.00 11/17/95
5/17/96
10/17/20
90.00 2.25 18.% 2 123500.00 40
9422323 106910000422323 00 BANZ 4376
BELAIR DRIVE
LA
CANADA FLINTRIDGECA 91011 8.5% 299 294
05 1
91
25000.00 24708.54 270000.00 11/14/95
5/14/96
10/14/20
87.00 2.75 18.% 2 208800.00 36
9422331 106920000422331 02 JUE 10234
WALNUT
AVENUE
SOUTH GATE CA 90280 11.% 300 295
05 1
92
22500.00 22160.31 165000.00 11/9/95
2/9/96
11/9/20
89.00 2.75 18.% 2 123500.00 41
9422332 206920000422332 05 MESHREKY 500
SOUTH
TOPSIDE PLACE
DIAMOND BAR CA 91765 11.% 180 175
05 1
92
63000.00 62562.06 350000.00 11/7/95
2/7/96
11/7/10
86.00 2.75 18.% 2 235000.00 35
9422333 106920000422333 00 MITCHELL 3609
SEAHORN
DRIVE LOS
ANGELES CA 90265 8.5% 299 294
05 1 92
55700.00
55700.00 557000.00 11/15/95 5/15/96
10/15/20
90.00
3.25 18.% 2 445600.00 36
9422334 106910000422334 05 BORREGO 748
CRANE
BOULEVARD
LOS ANGELES CA 90065 8.5% 299 294
05 1
91
20000.00 16313.15 315000.00 11/9/95
5/9/96
10/9/20
79.00 1.00 18.% 2 226500.00 25
9422335 106910000422335 05 KRUG 3392
COY DRIVE
LOS
ANGELES CA 91423 8.5% 299 294
05 1 91
47500.00
47206.33 475000.00 11/16/95 5/16/96
10/16/20
90.00
2.25 18.% 2 380000.00 25
9422337 104910000422337 03 DURAND 4431
PLAINSMAN
WAY
PRESCOTT VALLEY AZ 86314 9.75% 299 295
05 1
81
20000.00 9323.64 94000.00 12/5/95
3/5/96
11/5/20
80.00 1.50 18.% 2 54717.17 48
9422340 106930000422340 05 BROOKS 12070
TARTAN WAY
OAKLAND CA 94619 11.5% 299 294
05 1
93
40400.00 40273.12 550000.00 11/27/95
2/27/96
10/27/20
88.00 3.25 18.% 2 440000.00 21
9422343 106920000422343 05 GARCIA 650
ROMULO
STREET LOS
ANGELES CA 90065 10.5% 300 294
05 1 92
20000.00
19872.67 127000.00 10/26/95
1/26/96 10/26/20
90.00
2.25 18.% 2 94000.00 36
9422345 106920000422345 02 KUMAR 2124
DALTON WAY
UNION CITY CA 94587 10.5% 299 294
05 1
92
25000.00 24674.33 222000.00 11/14/95
2/14/96
10/14/20
86.00 2.25 18.% 2 164000.00 43
9422346 106920000422346 05 PALFFY 27
BROOKDALE
COURT LA
FAYETTE CA 94549 11.% 300 295
05 1 92
100000.00
98910.91 482500.00 11/22/95
2/22/96 11/22/20
88.00
2.75 18.% 2 322000.00 35
9422347 106910000422347 00 ERICKSON,II 5231
APPENNINES
CIRCLE
SAN JOSE CA 95138 8.5% 299 294
03 1 91
47500.00
47033.55 480000.00 11/17/95
5/17/96 10/17/20
90.00
2.75 18.% 2 380400.00 50
9422349 106920000422349 05 GOLDSTEIN 4001
HILTON
HEAD WAY
LOS ANGELES CA 91356 8.5% 299 294
03 1
92
56400.00 55732.32 564600.00 11/10/95
5/10/96
10/10/20
90.00 2.75 18.% 2 451600.00 30
9422350 153920000422350 05 GERMAN 732
17TH AVENUE
KIRKLAND WA 98033 8.5% 299 294
05 1
92
36500.00 36085.03 335000.00 11/24/95
5/24/96
10/24/20
90.00 3.25 18.% 2 265000.00 50
9422353 153920000422353 05 NICHOLS 846
SOUTH 233RD
PLACE
DES MOINES WA 98198 8.5% 299 294
05 1
92
21000.00 11765.83 210000.00 11/22/95
5/22/96
10/22/20
90.00 2.25 18.% 2 168000.00 42
9422354 106910000422354 05 NITIS 18559
MONTPERE WAY
SARATOGA CA 95070 9.% 300 294
05 1
91
100000.00 50028.62 390000.00 10/9/95
1/9/96
10/9/20
46.00 0.75 18.% 2 78000.00 35
9422355 141910000422355 05 LATHROP 2232
NORTHWEST
IRVING
STREET PORTLAND OR 97210 11.% 299
294 05
1 91
75000.00 49112.68 305000.00 11/13/95
2/13/96
10/13/20
79.00 2.75 18.% 2 164490.00 34
9422356 153920000422356 02 BENTON 8605 NE
161ST AVE.
VANCOUVER WA 98682 11.% 299 293
05 1
92
30400.00 30102.78 127000.00 10/13/95
4/13/96
9/13/20
90.00 2.75 18.% 2 83900.00 27
9422358 153910000422358 05 SALE 13112
SE 19TH STREET
VANCOUVER WA 98684 8.5% 299 294
05 1
91
30400.00 5919.69 202500.00 11/10/95
5/10/96
10/10/20
90.00 2.75 18.% 2 151800.00 30
9422361 106920000422361 01 CLARK 2580
KING EDWARD
COURT
EL DORADO HILLS CA 95762 8.5% 299 294
05 1
92
17800.00 16411.43 182000.00 11/10/95
5/10/96
10/10/20
89.00 2.25 18.% 2 142400.00 37
9422362 135910000422362 05 HOLLIS 9 SAGE
CIRCLE
SANTA FE
NM 87501 9.75% 240 235 03
1 91
65000.00
64872.36 795000.00 11/17/95 2/17/96
11/17/15
57.00
2.00 18.% 2 388000.00 44
9422364 106920000422364 05 GILLER 814 BAY
HARBOUR
DRIVE
REDWOOD CITY CA 94065 10.75% 299 294
03 1
92
10000.00 9697.30 475000.00 11/17/95
2/17/96
10/17/20
90.00 2.50 18.% 2 413247.00 23
9422365 106920000422365 02 KENDALL 151
ORCHARD RD
ORINDA CA 94563 12.% 300 295
05 1 92
50000.00
46498.32 335000.00 11/17/95
2/17/96 11/17/20
90.00
3.75 18.% 2 251250.00 45
9422369 106920000422369 05 GREEN III 16879
AVENIDA DE
SANTA YNEZ
LOS ANGELES CA 90272 8.5% 299 294
03 1
92
60000.00 59440.00 600000.00 11/10/95
5/10/96
10/10/20
90.00 2.75 18.% 2 476882.00 38
9422371 106920000422371 05 RAYL 23405
ST ANDREWS
MISSION VIEJO CA 92692 10.5% 300 295
01 1
92
10000.00 9869.12 248000.00 11/27/95
2/27/96
11/27/20
84.00 2.25 18.% 2 197000.00 43
9422377 106920000422377 05 CHIU 247
BRIGHTON
AVENUE SAN
FRANCISCO CA 94122 11.75% 300 296
05 1
91 50000.00
45031.92 240000.00 12/13/95
2/13/96 12/13/20
83.00
3.50 18.% 2 148870.00 35
9422388 106920000422388 02 GILMAN 7912
EAST SANTA
CRUZ AVENUE
ORANGE CA 92669 8.5% 299 294
05 1
92 41700.00
41700.00 417000.00 11/7/95
5/7/96 10/7/20
90.00
2.75 18.% 2 333600.00 36
9422389 106920000422389 02 MUNRO 5410
CAPISTRANO
AVENUE
ATASCADERO CA 93422 11.% 299 292
05 1
92
13000.00 12892.00 120000.00 9/20/95
3/19/96
8/20/20
84.00 2.75 18.% 2 87700.00 30
9422390 141920000422390 03 LINDHOLM 15925
SOUTH
NEIBUR ROAD
OREGON CITY OR 97045 8.5% 299 294
05 1
92
27000.00 26156.95 220000.00 11/15/95
5/15/96
10/15/20
90.00 2.75 18.% 2 171000.00 33
9422391 113910000422391 03 SOLOMON 2679
BEVERLY
HILLS DRIVE
MARIETTA GA 30068 9.25% 299 294
05 1
91
20000.00 14869.44 152000.00 10/10/95
1/10/96
10/9/20
52.00 1.00 18.% 2 58851.00 30
9422392 106920000422392 05 WALKER 1648
KLIPSPRINGER
DRIVE
SAN JOSE CA 95124 8.5% 299 294
05 1 92
25000.00
24228.63 320000.00 11/16/95
5/16/96 10/16/20
88.00
2.25 18.% 2 256000.00 31
9422395 206920000422395 05 COLES 154
ELECTRIC
AVENUE SEAL
BEACH CA 90740 10.5% 299 294
05 1 92
43100.00
42798.85 434000.00 11/26/95 2/26/96
10/26/20
85.00
2.25 18.% 2 323250.00 37
9422400 106920000422400 00 BRASSFIELD 27452
NORTH
HILLCREST
PLACE VALENCIA AREA CA 91354 9.25% 299
294 03
1
92 72800.00 71130.64 344959.00
11/21/95 2/21/96
10/21/20 80.00 1.00 18.% 2
203150.00 25
9422403 106920000422403 05 TAN 1505
MEADOW LARK
LANE
SUNNYVALE CA 94087 10.5% 300 295
05 1
92
25000.00 24712.80 410000.00 11/22/95
2/22/96
11/22/20
87.00 2.25 18.% 2 328173.00 36
9422404 213920000422404 05 DALTON 1217
LAKESTONE
COURT
GAINESVILLE GA 30501 10.5% 301 296
03 1
92
20000.00 14194.77 217000.00 11/1/95
1/30/96
12/1/20
87.00 2.25 18.% 2 168300.00 45
9422406 106920000422406 00 LITTLE 504
CASA VERDE
CIRCLE
PETALUMA CA 94954 10.5% 300 295
05 1
92
20200.00 16030.28 202500.00 11/16/95
2/1/96
11/16/20
90.00 2.25 18.% 2 162000.00 44
9422408 151920000422408 02 HUFFMAN 7410
GALANIS
DRIVE
ANNANDALE VA 22003 11.% 300 295
05 1
92
43500.00 43078.10 435000.00 11/20/95
2/20/96
11/20/20
86.00 2.75 18.% 2 326500.00 47
9422410 106920000422410 05 GOULD 6101
PUERTO DRIVE
RANCHO MURIETA CA 95683 8.5% 299 294
03 1
92
36500.00 36052.21 365000.00 11/6/95
5/6/96
10/6/20
90.00 2.25 18.% 2 292000.00 46
9422412 106920000422412 05 STATHIS 120
MICHELE
CIRCLE
NOVATO CA 94947 10.5% 180 175
05 1
92 25000.00
20706.36 250000.00 11/14/95
2/14/96 11/14/10
90.00
2.25 18.% 2 197737.00 42
9422416 106930000422416 05 ELBLING 29055
SADDLEBROOK DRIVE
AGOURA HILLS CA 91301 9.75% 299 294
03 1
93
90000.00 64834.87 400000.00 11/15/95
2/15/96
10/15/20
74.00 1.50 18.% 2 203150.00 51
9422422 106910000422422 05 TRAPNELL 516
NORWICH
DRIVE
WEST HOLLYWOOD CA 90048 7.75% 179 174
05
1 91
50000.00 49301.59 325000.00 11/17/95
5/17/96
10/17/10
62.00 1.00 18.% 2 151000.00 35
9422427 249930000422427 01 CALL 7018
SOUTH 3420
WEST WEST
JORDAN UT 84084 11.% 300 296
05 1 91
34500.00
29928.76 123500.00 12/6/95 3/6/96
12/6/20
90.00 2.75
18.% 2 76493.00 47
9422428 106920000422428 00 SERQUINIA 1115
SOUTH POINT
VIEW ST.
LOS ANGELES CA 90035 8.5% 299 294
05 1
92
27500.00 26497.59 275000.00 11/20/95
5/20/96
10/20/20
90.00 2.25 18.% 2 220000.00 34
9422429 206910000422429 00 DESOWITZ 4955
LASSEN
DRIVE
OCEANSIDE CA 92056 8.75% 179 174
03 1
91
35000.00 6816.51 194000.00 11/10/95
2/1/96
10/10/10
78.00 0.50 18.% 2 115000.00 45
9422432 208910000422432 00 ZURBRIGGEN 1505
POINT
DRIVE
FRISCO CO 80443 10.5% 300 296
01 1 91
13500.00
13348.99 135700.00 11/27/95
2/27/96 12/25/20
90.00
2.25 18.% 2 108550.00 27
9422434 106920000422434 05 ERWAY 403
HILLTOP DRIVE
PASO
ROBLES CA 93446 10.5% 300 295
05 1 92
42600.00
14459.35 210000.00 11/20/95 2/20/96
11/20/20
90.00
2.25 18.% 2 145544.00 35
9422439 106930000422439 05 ORTOLA 7271
DEERWOOD
PLACE
HIGHLAND CA 92346 11.% 300 295
05 1
93 53500.00
40856.14 283000.00 11/22/95
2/22/96 11/22/20
90.00
2.75 18.% 2 200746.00 44
9422443 106930000422443 05 SWATEK 812
STEVELY
AVENUE
LONG BEACH CA 90815 9.25% 300 295
05 1
93
82800.00 80866.55 291000.00 11/22/95
2/22/96
11/22/20
80.00 1.00 18.% 2 150000.00 29
9422444 106920000422444 01 FRANK 4841
NORTH
BUTTERCREEK
ROAD MOORPARK CA 93021 10.5% 299
294 05
1 92
35000.00 34597.02 240000.00 11/17/95
2/17/96
10/17/20
86.00 2.25 18.% 2 170000.00 42
9422449 116910000422449 01 CHIPP 2240
SUMAC STREET
BOISE
ID 83706 9.25% 299 294 05
1 91
68000.00
11973.35 90000.00 11/21/95 2/21/96
10/21/20
76.00
1.00 18.% 1 .00 26
9422451 106920000422451 00 STRAKA 526
MIRA VISTA
AVE.
OAKLAND CA 94610 10.5% 300 295
05 1
92
30100.00 29686.12 301000.00 11/27/95
2/27/96
11/27/20
90.00 2.25 18.% 2 240800.00 33
9422458 208910000422458 05 THIEMANN 5319
PARADISE
LANE
FORT COLLINS CO 80526 9.25% 299 295
03 1
91
75000.00 44644.58 305000.00 12/6/95
3/6/96
11/6/20
80.00 1.00 18.% 2 166840.00 39
9422465 112910000422465 03 COLOMINAS 9620 SE
103RD
AVENUE RD
MIAMI FL 33176 9.75% 299 295
05 1 91
32000.00
24430.95 157000.00 12/4/95 3/4/96
11/4/20
80.00
1.50 18.% 2 92408.61 50
9422466 104920000422466 03 SCHNECK 5430
EAST
MICHELLE DRIVE
SCOTTSDALE AZ 85254 10.5% 299 295
05 1
91
30000.00 29472.77 235000.00 12/5/95
3/5/96
11/5/20
88.00 2.25 18.% 2 175573.00 41
9422469 113920000422469 05 MCDONNELL 901
NICKOLAUS
PLACE
WOODSTOCK GA 30188 11.% 299 294
05 1
92
25000.00 24873.73 97500.00 11/1/95
2/1/96
10/31/20
89.00 2.75 18.% 2 61398.00 35
9422470 208910000422470 02 TEDESCHI 300
DEXTER
STREET
DENVER CO 80220 9.5% 299 294
05 1 91
62000.00
59199.72 350000.00 11/24/95
12/31/95 10/24/20
80.00
1.25 18.% 2 217656.00 21
9422472 106920000422472 05 SHVARTSMANN 4421
CEZANNE
AVENUE
WOODLAND HILLS AREA CA 91364 11.5% 179 172
05
1 91
87200.00 87200.00 400000.00 9/18/95
10/31/95
8/18/10
85.00 3.25 18.% 2 249170.00 34
9422474 106910000422474 02 MOHAMED 311
DEANNE
LANE
DALY CITY CA 94014 11.5% 179 172
05 1
91
111000.00 110795.50 322500.00 9/22/95
10/31/95
8/22/10
90.00 3.25 18.% 2 179161.90 39
9422475 106920000422475 05 HIRAHATAKE 6
FIELDFLOWER
IRVINE CA 92714 11.75% 179 172
01 1 91
30000.00
29077.27 278000.00 9/15/95
10/31/95 8/15/10
87.00
3.50 18.% 2 211000.00 44
9422476 106920000422476 05 HONG 4622
GRAND AVENUE
MONTCLAIR CA 91763 12.% 179 172
05 1
91
57800.00 57088.31 219000.00 9/13/95
10/31/95
8/13/10
90.00 3.25 18.% 2 138112.00 44
9422479 106930000422479 01 KECSO 2200
BECKHAM LANE
HAYWARD CA 94541 8.5% 299 294
05 1
93
54300.00 53902.06 362000.00 11/17/95
5/17/96
10/17/20
90.00 2.75 18.% 2 271500.00 41
9422495 106910000422495 05 BITTERMAN 95
SAINT MARIE
CIRCLE
SACRAMENTO CA 95823 8.5% 300 295
05 1
91
11800.00 11631.35 92500.00 11/22/95
2/22/96
11/22/20
80.00 0.25 18.% 2 62078.00 22
9422498 106910000422498 00 MAZZELLA 607
AVENUE D
REDONDO BEACH CA 90277 8.5% 299 294
05 1
91
35000.00 34783.88 700000.00 11/18/95
5/18/96
10/18/20
85.00 2.75 18.% 2 560000.00 50
9422501 106920000422501 00 HAKIM 4121
WAKEFIELD
LOOP
FREMONT CA 94536 8.5% 299 294
05 1
92 33000.00
32678.91 220000.00 11/17/95
5/17/96 10/17/20
90.00
2.75 18.% 2 165000.00 42
9422502 208910000422502 02 GEORGE 7625
EAST
MONTVIEW BLVD.
DENVER CO 80220 8.5% 299 294
05 1 91
35000.00
23258.20 90000.00 11/22/95
2/22/96 10/22/20
79.00
0.25 18.% 2 36000.00 23
9422503 112910000422503 03 NUNEZ 2860 SW
120 ROAD
MIAMI
FL 33157 8.5% 301 296 05
1 91 30000.00
16160.67 106500.00 11/16/95 2/16/96
12/16/20
79.00
0.25 18.% 2 53563.00 28
9422539 206920000422539 05 KAMBOURIS 2855
COUNTRY
WOOD LANE
PALM HARBOR FL 34683 11.% 300 297
05 1
91
47500.00 46654.11 250000.00 12/4/95
3/4/96
1/1/21
90.00 2.75 18.% 2 175647.00 41
9422541 208920000422541 05 ROBINSON 4603
BIGHORN
CROSSING
FORT COLLINS CO 80526 11.% 299 295
05 1
91
74000.00 63138.45 740000.00 12/7/95
3/7/96
11/7/20
90.00 2.75 18.% 2 592000.00 32
9422546 106920000422546 00 BURKE 1660
QUEENS ROAD
LOS
ANGELES CA 90069 11.% 299 294
05 1 92
97000.00
96415.15 835000.00 11/20/95 2/29/96
10/29/20
90.00
2.75 18.% 2 650000.00 43
9422548 106910000422548 00 ZARAGOZA 2956 S.
PALM
GROVE AND 4815
LOS ANGELES CA 90016 11.% 299 294
05 1
91
20100.00 19800.01 160000.00 11/29/95
2/29/96
10/31/20
76.00 2.75 18.% 2 100700.00 41
9422549 106930000422549 00 CAMACHO 324-326
LAFAYETTE STREET
GLENDALE CA 91205 12.% 299 295
05 1
91
24000.00 23566.04 175000.00 12/5/95
2/5/96
11/5/20
83.00 3.75 18.% 2 120000.00 27
9422550 106910000422550 01 POST 1
ACACIA ROAD
ROLLING
HILLS CA 90274 9.75% 299 295
03 1 81
100000.00
86516.32 925000.00 12/1/95 2/1/96
11/1/20
75.00 1.50
18.% 2 589000.00 42
9422551 106920000422551 00 SIEFERT 13436
GALEWOOD
STREET
SHERMAN OAKS AREA CA 91423 11.75% 179 172
05
1 91
37000.00 35774.69 370000.00 9/20/95
10/31/95
8/20/10
90.00 3.50 18.% 2 296000.00 20
9422554 106920000422554 02 BRODD 1469
COUNTRY
MANOR DRIVE
SANTA ROSA CA 95401 11.5% 179 172
05 1
91
41000.00 40954.37 370000.00 9/22/95
10/31/95
8/22/10
90.00 3.25 18.% 2 289000.00 40
9422555 106920000422555 02 SHIMIAEI 1916
MIDVALE
AVENUE
LOS ANGELES CA 90025 14.5% 179 172
05 1
91
36000.00 12425.73 300000.00 9/13/95
10/31/95
8/13/10
89.00 5.75 18.% 2 228947.00 41
9422556 141910000422556 06 CURRY 111
SOUTHEAST
165TH AVENUE
PORTLAND OR 97233 11.25% 179 172
03 1
81
41500.00 41500.00 120000.00 9/19/95
10/31/95
8/19/10
75.00 3.00 18.% 2 48464.00 15
9422559 106910000422559 03 BRONNER JR 335
COVILLE
DRIVE SAN
JOSE CA 95123 11.5% 299 292
05 1 91
23200.00
23161.50 232000.00 9/13/95 10/31/95
8/13/20
90.00
3.25 18.% 2 185600.00 35
9422561 106920000422561 05 LEVINSOHN 12535
KLING
STREET LOS
ANGELES CA 91604 8.5% 299 294
05 1 92
41000.00
40360.86 410000.00 11/6/95 5/6/96
10/6/20
90.00
3.25 18.% 2 328000.00 38
9422563 141910000422563 05 BALDWIN 14339
SOUTHEAST
CRYSTAL
SPRINGPORTLAND OR 97236 9.25% 299
294 05
1 91
43500.00 43185.96 210000.00 11/7/95
2/7/96
10/7/20
80.00 1.00 18.% 2 124423.00 45
9422566 106920000422566 05 DASMALCHI 756
TOULOUSE
COURT
HALF MOON BAY CA 94019 10.25% 300 295
03 1
92
36000.00 25680.96 370000.00 11/21/95
2/21/96
11/21/20
88.00 2.00 18.% 2 287000.00 27
9422567 106910000422567 05 MIN 245
KNIGHT DRIVE
SAN
RAFAEL CA 94901 11.% 300 295
05 1 91
30000.00
25032.21 360000.00 11/20/95 2/20/96
11/20/20
81.00
2.75 18.% 2 260874.00 41
9422569 106920000422569 05 KERNER 7801
OLD
SARAMENTO ROAD
PLYMOUTH CA 95669 10.5% 300 295
05 1
92
43000.00 42672.38 220000.00 11/6/95
2/6/96
11/6/20
86.00 2.25 18.% 2 145000.00 21
9422572 106920000422572 00 CURRY 5008
PENDLETON
COURT
LOS ANGELES CA 90056 11.5% 300 295
05 1
92
54500.00 53842.69 545000.00 11/28/95
2/28/96
11/28/20
90.00 3.25 18.% 2 436000.00 42
9422573 153920000422573 03 COUNTS 3202
49TH AVENUE
SOUTHWEST
SEATTLE WA 98116 8.5% 299 294
05 1
92 16800.00
15572.48 168000.00 11/28/95
5/28/96 10/28/20
90.00
2.00 18.% 2 134400.00 25
9422574 106920000422574 03 HOLDER 2528
MOUNT
BEACON TERRACE
LOS ANGELES CA 90068 11.% 299 293
05 1
92
69500.00 62929.40 335000.00 10/13/95
4/13/96
9/13/20
90.00 2.75 18.% 2 232000.00 42
9422577 106920000422577 01 HUBERTY III 1930
SLIGER MINE
ROAD
GREENWOOD CA 95635 8.5% 299 294
05 1
92
45200.00 44675.37 188000.00 11/17/95
5/17/96
10/17/20
90.00 2.25 18.% 2 124000.00 41
9422578 106920000422578 05 MANEY 1554
ANDORRE
GLEN
ESCONDIDO CA 92029 10.5% 299 294
03 1
92
46000.00 18147.08 440000.00 11/24/95
2/24/96
10/24/20
90.00 2.25 18.% 2 350000.00 33
9422579 153920000422579 00 HATTINGH 17211
NORTHEAST
126TH
PLACE REDMOND WA 98052 8.5% 299
294 05
1 92
91800.00 91616.91 635000.00 11/27/95
5/27/96
10/27/20
87.00 3.25 18.% 2 459000.00 43
9422580 106910000422580 02 HANSEN 4403
MADOC WAY
SAN
JOSE CA 95130 8.75% 299 294
05 1 91
20000.00
7624.66 220000.00 11/13/95 2/13/96
10/13/20
70.00
0.50 18.% 2 133000.00 38
9422584 106920000422584 01 TENZER 1926
PARNELL AVE.
LOS
ANGELES CA 90025 8.5% 299 294
05 1 92
26000.00
25232.70 450000.00 11/14/95 5/14/96
10/14/20
86.00
2.25 18.% 2 360000.00 30
9422585 206920000422585 02 HUMPHREY 8960
CORTE
POZOS
SPRING VALLEY CA 91977 10.75% 179 175
05 1
91
75000.00 72621.88 189000.00 12/8/95
3/8/96
11/8/10
89.00 4.00 18.% 2 92200.00 16
9422587 106920000422587 02 ARDESHIR AZHIR 2239
PORT
CARLISLE PLACE
NEWPORT BEACH CA 92660 8.5% 299 294
05
1 92
30000.00 27143.99 545000.00 11/16/95
5/16/96
10/16/20
90.00 2.75 18.% 2 458310.00 32
9422589 108910000422589 05 TALAVERA 1075
SO. FULTON
ST.
DENVER CO 80231 12.% 299 295
05 1 91
10000.00
9902.94 174000.00 12/11/95
3/11/96 11/11/20
79.00
3.75 18.% 2 126250.00 39
9422592 213920000422592 05 SCHUEBERT 4615
COUNTRYSIDE DRIVE
FLOWERY BRANCH GA 30542 11.% 180 176
03
1 92
15900.00 15900.00 89000.00 11/6/95
2/4/96
12/1/10
90.00 2.75 18.% 2 64131.00 48
9422595 106910000422595 00 KRUMM 1772
NABAL ROAD
LA
HABRA HEIGHTS CA 90631-825210.5% 300 294
05 1
91
27750.00 27567.22 185000.00 10/29/95
1/29/96
10/29/20
90.00 2.25 18.% 2 138750.00 42
9422596 106920000422596 00 HOROHO 10055
REEVESBURY
DRIVE
LOS ANGELES CA 90210 8.5% 299 294
05 1
92
48200.00 47716.28 485000.00 11/14/95
5/14/96
10/14/20
90.00 2.25 18.% 2 385600.00 38
9422597 236910000422597 03 BATCHYOV 19
STONEHOUSE
ROAD
SPRING VALLEY NY 10977 9.25% 298 294
05 1
91
74300.00 69173.92 188000.00 11/22/95
2/22/96
10/1/20
77.00 1.00 18.% 2 69188.00 45
9422600 106920000422600 00 COAN 124
ALDER AVENUE
SAN
ANSELMO CA 94960 10.25% 300 295
05 1 92
38700.00
24491.43 387500.00 11/21/95
2/21/96 11/21/20
90.00
2.00 18.% 2 310000.00 18
9422609 106920000422609 00 BRENNER 4009
HILTON HEAD
WAY
LOS ANGELES CA 91356 8.5% 299 294
03 1
92
50000.00 50000.00 575000.00 11/14/95
5/14/96
10/14/20
89.00 2.75 18.% 2 456300.00 41
9422615 236910000422615 05 AHRONOV 23
BARTLETT
ROAD
MONSEY NY 10952 10.25% 298 294
05 1
91
123800.00 116975.53 313500.00 11/22/95
2/22/96
10/1/20
75.00 2.00 18.% 2 111281.00 50
9422619 106920000422619 00 AVELLA 8
MANDALAY
COURT
REDWOOD CITY CA 94065 11.5% 300 295
03 1
92
81000.00 60118.09 540000.00 11/22/95
2/22/96
11/22/20
90.00 3.25 18.% 2 405000.00 35
9422620 113910000422620 00 LOMBARDO 600
AMERICA'S
CUP COVE
ALPHARETTA GA 30201 9.75% 300 293
03 1
91
60800.00 60617.72 330000.00 9/20/95
12/20/95
9/20/20
80.00 1.50 18.% 2 203150.00 32
9422627 106930000422627 01 LUKER 2143
RACHEL DRIVE
SANTA
ROSA CA 95401 8.5% 299 294
05 1 93
30700.00
30398.73 205000.00 11/9/95 5/9/96
10/9/20
90.00 2.75
18.% 2 153750.00 41
9422628 106920000422628 00 STOLTE 15
WESTGATE DRIVE
SAN
RAFAEL CA 94903 11.% 300 295
05 1 92
89500.00
74948.52 655000.00 11/28/95 2/28/96
11/28/20
90.00
2.75 18.% 2 500000.00 33
9422632 106910000422632 05 LANDRY 4121
CASA LOMA
AVENUE
YORBA LINDA CA 92686 8.75% 300 295
05 1
91
37000.00 35805.32 300000.00 11/28/95
2/28/96
11/28/20
80.00 0.50 18.% 2 203000.00 34
9422634 106930000422634 05 KIRBY 20441
BIG PINES
HIGHWAY
VALYERMO CA 93563 8.5% 299 294
05 1
93
22500.00 22082.45 255000.00 11/6/95
5/6/96
10/6/20
88.00 2.75 18.% 2 201221.00 43
9422637 106920000422637 00 GALAVIZ 2280
TRENTON
DRIVE SAN
BRUNO CA 94666 11.% 299 294
05 1 92
27000.00
26702.89 275000.00 11/21/95 2/21/96
10/21/20
89.00
2.75 18.% 2 216000.00 38
9422639 106920000422639 00 PETHEL 130
TOPSAIL MALL
MARINA DEL REY CA 90292 8.5% 299 294
03 1
92
80000.00 76264.27 800000.00 11/28/95
5/28/96
10/28/20
90.00 2.75 18.% 2 640000.00 45
9422640 106920000422640 00 KURTZ 4
DOWNFIELD WAY
COTO
DE CAZA AREA CA 92679 11.% 299 294
03 1
92 50000.00
49367.72 452000.00 11/28/95
2/28/96 10/28/20
89.00
2.75 18.% 2 350000.00 44
9422641 106920000422641 01 ROMERO 5253
EDENVALE
AVENUE
SAN JOSE CA 95123 8.5% 299 294
05 1 92
29100.00
24841.21 289000.00 11/27/95
5/27/96 10/27/20
90.00
2.75 18.% 2 231000.00 44
9422642 141910000422642 03 KRIDER 2059
SOUTHEAST
ARLINGTON
LOOP HILLSBORO OR 97123 8.5% 299
294 05
1 91
20300.00 20078.34 140000.00 11/20/95
5/20/96
10/20/20
83.00 2.75 18.% 2 95250.00 40
9422646 134920000422646 00 ENGLANDER 44
SHADOWLAWN DRIVE
LIVINGSTON NJ 07039 10.75% 300 295
05 1
92
27000.00 26709.02 270000.00 11/22/95
2/22/96
11/22/20
90.00 2.50 18.% 2 216000.00 28
9422652 208910000422652 05 REEVE 7319
SILVERMOON
LANE
FORT COLLINS CO 80525 9.25% 299 295
03 1
91
38000.00 37224.78 334000.00 12/8/95
3/8/96
11/8/20
80.00 1.00 18.% 2 228750.00 48
9422659 106920000422659 00 RASKIN 16200
DICKENS
STREET LOS
ANGELES CA 91436 8.5% 299 294
05 1 92
21000.00
20793.44 395000.00 11/20/95 5/20/96
10/20/20
83.00
2.25 18.% 2 304000.00 44
9422660 106920000422660 02 JENNINGS 5060
LOS FELIZ
BOULEVARD
LOS ANGELES CA 90027 11.% 299 294
05 1
92
29000.00 28651.08 410000.00 11/17/95
1/31/96
10/31/20
90.00 2.75 18.% 2 340000.00 30
9422661 106910000422661 03 DUNN 1826
NEZ PERCE
DRIVE
SOUTH LAKE TAHOE CA 96150 8.5% 299 294
05
1 91
25000.00 15222.11 116000.00 11/21/95
5/21/96
10/21/20
80.00 0.50 18.% 2 67716.00 27
9422668 209920000422668 05 ALI 7
JESSUP STREET
STAMFORD
CT 06902 10.25% 299 295 05
1 91
36000.00
16071.47 200000.00 12/7/95 3/7/96
11/7/20
90.00 2.00
18.% 2 144000.00 30
9422672 225910000422672 05 POTO 43
SCOTT CIRCLE
N.
ANDOVER MA 01845 7.25% 300 296
05 1
81 40000.00
34275.24 350000.00 12/21/95
3/21/96 12/21/20
70.00
1.00 18.% 2 203150.00 46
9422673 206920000422673 05 FOX 12102
SALIX WAY
SAN
DIEGO CA 92129 11.5% 299 295
03 1 91
33500.00
32897.98 335000.00 12/4/95 3/4/96
11/4/20
90.00 3.25
18.% 2 265856.00 27
9422674 113920000422674 01 GREENE 142
ARNOLD PLACE
JONESBORO GA 30236 11.5% 299 293
05 1
92
17800.00 17931.64 101000.00 10/27/95
4/27/96
9/27/20
90.00 3.25 18.% 2 73100.00 39
9422676 206920000422676 05 STARK 12542
HORTENSE
STREET
STUDIO CITY CA 91604-110411.% 299 294
05 1
92
57000.00 55642.66 570000.00 11/30/95
2/29/96
10/30/20
90.00 2.75 18.% 2 456000.00 42
9422678 149910000422678 02 PLYMPTON JR. 734
WEST 1450
NORTH
OREM UT 84057 8.75% 299 294
05 1 91
20000.00
19843.49 144000.00 11/6/95 2/6/96
10/6/20
76.00
0.50 18.% 2 88586.00 32
9422681 106920000422681 05 SMITH 1508
ST. ALPHONSUS
WAY
ALAMO CA 94507 11.% 299 295
05 1 91
57900.00
56859.24 579950.00 12/7/95
3/7/96 11/7/20
90.00
2.75 18.% 2 463950.00 37
9422683 149910000422683 02 TALBOT 1581
NORTH 1040
WEST
OREM UT 84057 8.5% 299 294
05 1 91
25000.00
24933.81 114000.00 11/1/95 2/1/96
10/1/20
69.00
0.25 18.% 2 52892.00 24
9422691 151920000422691 06 ANDERS 6233
GREELEY
BOULEVARD
SPRINGFIELD VA 22152 11.% 300 295
05 1
92
30000.00 29658.22 215000.00 11/21/95
2/21/96
11/21/20
89.00 2.75 18.% 2 161250.00 25
9422700 106920000422700 02 FAHL 39582
KONA COURT
FREMONT CA 94538 8.5% 299 294
05 1
92 20000.00
19824.46 225000.00 11/20/95
5/20/96 10/20/20
88.00
2.25 18.% 2 178000.00 43
9422701 106920000422701 05 BARON 7698
SALIX PLACE
SAN
DIEGO CA 92129 8.5% 299 294
05 1 92
11600.00
11435.86 323000.00 11/20/95 5/20/96
10/20/20
84.00
2.25 18.% 2 258400.00 37
9422702 106910000422702 05 MADOSKY 5852
MIDWAY
DRIVE
HUNTINGTON BEACH CA 92648 8.5% 299 294
05
1 91
40000.00 39553.62 325000.00 11/16/95
5/16/96
10/16/20
80.00 1.00 18.% 2 220000.00 50
9422708 106920000422708 05 MURRAY 2071
PEPPER DRIVE
ALTADENA AREA CA 91001 8.5% 299 294
05 1
92
30000.00 29432.01 300000.00 11/15/95
5/15/96
10/15/20
90.00 2.50 18.% 2 240000.00 28
9422725 106920000422725 05 WHITE 4269
LITTLEWORTH
WAY
SAN JOSE CA 95135 8.5% 299 294
05 1 92
90000.00
89179.68 423000.00 11/3/95
5/3/96 10/3/20
90.00
2.75 18.% 2 288000.00 42
9422735 206920000422735 05 WISECARVER 1589
JAMES AVE.
REDWOOD CITY CA 94062 10.5% 300 295
05 1
92
38500.00 28394.60 390000.00 11/21/95
2/29/96
11/21/20
87.00 2.25 18.% 2 297729.59 39
9422736 106920000422736 06 SEKORA 5266
LAUREL DRIVE
CONCORD CA 94521 11.% 300 295
05 1
92 38000.00
37765.07 330000.00 11/2/95
2/2/96 11/2/20
90.00
2.75 18.% 2 259000.00 48
9422737 113920000422737 02 MICKLES 4563
ASHMORE
CIRCLE
MARIETTA GA 30066 8.5% 299 294
03 1
92 32000.00
31385.21 220000.00 11/20/95
5/20/96 10/20/20
90.00
2.75 18.% 2 166000.00 30
9422738 106920000422738 02 THORNTON 1
SHEARWATER
IRVINE CA 92714 11.5% 179 174
03 1 92
33000.00
32952.93 330000.00 11/21/95
12/31/95 10/21/10
90.00
3.25 18.% 2 261000.00 46
9422740 106920000422740 01 HAYES 1205
BAY STREET
ALAMEDA CA 94501 8.5% 299 294
05 1
92 63000.00
62776.69 520000.00 11/27/95
5/27/96 10/27/20
90.00
2.75 18.% 2 405000.00 44
9422741 106920000422741 01 HSUEH 2970
OAKBROOK
DRIVE
RIVERSIDE CA 92503 8.5% 299 294
05 1
92 23250.00
22517.05 155000.00 11/30/95
5/30/96 10/30/20
90.00
2.75 18.% 2 116250.00 31
9422742 106920000422742 05 WEIRICK, JR. 380
SARATOGA
AVE.
GROVER BEACH CA 93433 10.5% 299 294
07 1
92
25200.00 24905.07 168000.00 11/17/95
2/17/96
10/17/20
90.00 2.25 18.% 2 126000.00 39
9422743 106920000422743 00 YUAN 1716
HOLIN STREET
SAN
JOSE CA 95131 8.5% 299 294
09 1 92
20000.00
18017.18 200000.00 11/13/95 5/13/96
10/13/20
85.00
2.25 18.% 2 150000.00 43
9422744 134910000422744 06 CASSIDY 319
NEWTON-SWARTSWOOD RD
NEWTON NJ 07860 10.25% 299 295
05 1
81
100000.00 98162.35 490000.00 12/11/95
3/11/96
11/11/20
59.00 2.00 18.% 2 186226.00 50
9422749 106920000422749 01 WILSON JR 3157
ALBEMAR
COURT
SAN JOSE CA 95148 8.5% 299 294
05 1 92
18000.00
17729.94 236000.00 11/21/95
5/21/96 10/21/20
88.00
2.25 18.% 2 188500.00 45
9422753 106910000422753 05 HAZEN 438 LOS
VERDES
DRIVE
SANTA BARBARA CA 93111 9.75% 299 294
05 1
91
100000.00 13951.20 330000.00 11/21/95
2/21/96
10/21/20
80.00 1.50 18.% 2 162000.00 48
9422762 106920000422762 01 HAYOB 24151
VIA LUISA
MISSION
VIEJO CA 92691 10.5% 300 295
05 1 92
27000.00
26693.05 212500.00 11/22/95 2/22/96
11/22/20
88.00
2.25 18.% 2 159300.00 35
9422765 106930000422765 05 SCHMIDT 3605
EAST WILTON
STREET
LONG BEACH CA 90804 8.5% 299 294
05 1
93
40000.00 16126.21 260000.00 11/14/95
5/14/96
10/14/20
90.00 2.00 18.% 2 192251.00 29
9422769 134920000422769 06 VARON JR 226
RIDGE STREET
NEW
MILFORD NJ 07646 10.5% 299 295
05 1 91
20000.00
9345.12 202000.00 12/12/95 3/12/96
11/12/20
85.00
2.25 18.% 2 150611.78 44
9422773 141920000422773 03 LEIGHTON 5206-08
SE 17TH
AVE
PORTLAND OR 97202 11.% 298 295
05 1
91
17650.00 17327.84 140000.00 12/8/95
3/8/96
11/7/20
90.00 2.75 18.% 2 108350.00 45
9422782 106920000422782 00 QUINN 1837
SANDSTONE
DRIVE
PETALUMA CA 94954 8.5% 299 294
05 1
92
21900.00 21648.89 219500.00 11/22/95
5/22/96
10/22/20
90.00 2.25 18.% 2 175600.00 44
9422787 106920000422787 05 JOSE 2085
RAINIER COURT
SEASIDE CA 93955 10.5% 300 295
05 1 92
32250.00
31882.94 215000.00 11/29/95
2/29/96 11/29/20
90.00
2.25 18.% 2 161250.00 39
9422789 106910000422789 00 WILSON 477
OBSIDIAN WAY
CLAYTON CA 94517 8.5% 299 294
05 1
91 15000.00
14907.30 379000.00 11/20/95
5/20/96 10/20/20
84.00
2.25 18.% 2 300000.00 44
9422790 106920000422790 02 WARD 8602
KENDOR DRIVE
BUENA PARK CA 90620 8.5% 299 294
05 1
92
38400.00 38306.62 256000.00 11/21/95
5/21/96
10/21/20
90.00 2.75 18.% 2 192000.00 47
9422791 106920000422791 01 ROBINSON 3649
PALO VERDE
AVENUE
LONG BEACH CA 90808 8.5% 299 294
05 1
92
20000.00 19818.65 193000.00 11/13/95
5/13/96
10/13/20
90.00 2.75 18.% 2 153700.00 41
9422792 106920000422792 00 BLATT JR 2318
SIERRA CREEK
CIRCLE
SANTA ROSA CA 95405 8.5% 299 294
03 1
92
17200.00 16995.65 172500.00 11/27/95
5/27/96
10/27/20
90.00 2.00 18.% 2 138000.00 24
9422795 206920000422795 05 DAVIS 640
41ST STREET
SAN
DIEGO CA 92113 11.5% 299 295
05 1 91
10000.00
9808.46 95000.00 12/12/95 3/12/96
11/12/20
90.00
3.25 18.% 2 75500.00 30
9422796 106930000422796 00 MERGET 2348
NORDYKE
AVENUE
SANTA ROSA CA 95403 10.25% 299 294
05 1
93
16700.00 15867.43 167000.00 11/28/95
2/28/96
10/28/20
90.00 2.00 18.% 2 133600.00 30
9422797 106920000422797 00 DRESNER 90
FLYNN AVENUE
#D
MOUNTAIN VIEW CA 94043 8.5% 299 294
01 1
92
11200.00 11098.96 112000.00 11/14/95
5/14/96
10/14/20
90.00 2.00 18.% 2 89600.00 30
9422798 116920000422798 05 SCOLES 1922
DAMEN STREET
MOSCOW ID 83843 11.% 300 295
05 1 92
17850.00
17637.07 119000.00 11/22/95
2/22/96 11/22/20
90.00
2.75 18.% 2 89250.00 42
9422799 106920000422799 01 OSTIEN 7517
WELLSFORD
AVENUE
WHITTIER AREA CA 90606 11.% 299 294
05 1
92
19000.00 18798.88 170000.00 11/21/95
2/21/96
10/21/20
85.00 2.75 18.% 2 124640.00 41
9422802 106920000422802 01 WHEELOCK 538
CITRUS
AVENUE
ESCONDIDO CA 92027 8.5% 299 294
05 1
92
35000.00 35000.00 265000.00 11/1/95
5/1/96
10/1/20
89.00 2.25 18.% 2 198750.00 45
9422803 106920000422803 00 GIUSSI 1943
IVY STREET
SAN
MATEO CA 94403 8.5% 299 294
05 1 92
22500.00
22213.37 225000.00 11/22/95 5/22/96
10/22/20
90.00
2.75 18.% 2 180000.00 37
9422805 106920000422805 00 TOLCHER 15020
TURTLE
POND COURT
CHINO HILLS CA 91709 10.5% 299 294
05 1
92
24900.00 24604.06 255000.00 11/21/95
2/21/96
10/21/20
89.00 2.25 18.% 2 199600.00 34
9422806 106920000422806 02 KEEFER 6307
GARDEN PARK
DRIVE
GARDEN VALLEY CA 95633 11.% 300 292
03 1
92
20000.00 12856.66 165000.00 8/1/95
11/1/95
8/1/20
90.00 2.75 18.% 2 127600.00 35
9422810 153920000422810 02 MIESSE 11222 -
133RD
AVENUE EAST
PUYALLUP WA 98374 11.5% 300 295
05 1
92
30000.00 29659.79 200000.00 11/22/95
2/22/96
11/22/20
90.00 3.25 18.% 2 150000.00 38
9422811 106920000422811 05 BAGNASCO 3345
SAUNDERS
LANE
SANTA CRUZ CA 95062 8.5% 299 294
09 1
92
33900.00 32787.08 226000.00 11/9/95
5/9/96
10/9/20
90.00 2.25 18.% 2 169500.00 40
9422813 113910000422813 01 REYNOLDS 1055
ROCKINGHAM STREET
ALPHARETTA GA 30202 9.25% 299 294
03 1
91
66000.00 36469.58 685000.00 10/31/95
1/31/96
10/30/20
34.00 1.00 18.% 2 160800.00 26
9422814 106920000422814 05 JIMINEZ-FLORES 4444
SUNFLOWER WAY
SAN LUIS OBISPO CA 93401 11.% 300 294
03 1
92
65000.00 61668.30 310000.00 10/27/95
1/27/96
10/27/20
87.00 2.75 18.% 2 203000.00 41
9422815 106920000422815 05 CHAMBERLAIN 15437
ROMAR
STREET
LOS ANGELES CA 91345 8.5% 299 294
05 1
92
18000.00 17817.86 120000.00 11/6/95
5/6/96
10/6/20
90.00 2.50 18.% 2 90000.00 27
9422816 106910000422816 05 HAWS 3633
OAK CREEK
DRIVE #C
ONTARIO CA 91761 8.75% 300 295
01 1
91 15000.00
14767.73 37000.00 11/28/95
2/28/96 11/28/20
41.00
0.50 18.% 1 .00 26
9422818 106920000422818 05 BROOKS 23128
CUMORAH
CREST DRIVE
LOS ANGELES CA 91364 8.5% 299 294
05 1
92
39500.00 11210.00 395000.00 11/14/95
5/14/96
10/14/20
90.00 2.00 18.% 2 316000.00 23
9422825 106920000422825 01 MOLLER 5483
SOQUEL DRIVE
SOQUEL CA 95073 10.5% 299 294
01 1 92
21000.00
11169.71 140000.00 11/20/95
2/20/96 10/20/20
90.00
2.25 18.% 2 105000.00 36
9422827 106910000422827 05 HAUCK 3624
MANDEVILLE
CANYON
ROAD LOS ANGELES CA 90049 8.5% 299
294 05
1 91
20000.00 18567.29 500000.00 11/16/95
5/16/96
10/16/20
80.00 0.50 18.% 2 380000.00 39
9422828 106930000422828 01 HICKNER 1920
FOOTHILL
DRIVE
GLENDALE CA 91201 8.5% 299 294
05 1
93
33000.00 6045.31 330000.00 11/24/95
5/24/96
10/24/20
90.00 2.25 18.% 2 264000.00 20
9422830 106920000422830 01 LUTZ 5400
ROCK CREEK
COURT
CONCORD CA 94521 10.5% 299 294
05 1
92
33000.00 32737.62 265000.00 11/8/95
2/8/96
10/8/20
90.00 2.25 18.% 2 203150.00 44
9422831 106910000422831 05 BARR 937
LANTANA DRIVE
SUNNYVALE CA 94086 8.5% 299 294
05 1
91
45000.00 43469.01 325000.00 11/21/95
5/21/96
10/21/20
74.00 0.50 18.% 2 195000.00 45
9422832 153910000422832 05 MCCLELLAND 13800
SE 35TH
STREET
VANCOUVER WA 98684 8.5% 299 294
03 1
91
25000.00 5256.94 185000.00 11/24/95
5/24/96
10/24/20
77.00 1.00 18.% 2 117000.00 43
9422834 153910000422834 05 LANES 3423 E
FAIRVIEW
AVENUE
SPOKANE WA 99207 8.5% 299 294
05 1
91 23000.00
22789.08 118000.00 11/13/95
5/13/96 10/13/20
80.00
1.00 18.% 2 71323.00 48
9422835 206920000422835 02 SCHREIBMAN 7721
ATRON
AVENUE
WEST HILLS CA 91304 11.5% 299 295
05 1
91
50000.00 20904.50 340000.00 12/5/95
3/5/96
11/5/20
86.00 3.25 18.% 2 241000.00 50
9422837 106920000422837 00 BEEGLE 4TH
AVENUE 2
SOUTHWEST
DOLORESCARMEL-BY-THE-SEA CA 93921 8.5% 299
294
05 1
92 35500.00 35035.13 380000.00
11/7/95 5/7/96
10/7/20
85.00 2.75 18.% 2
284000.00 46
9422838 106920000422838 05 BARBER 45
PORTER LANE
SAN
JOSE CA 95127 8.5% 299 294
05 1 92
90000.00
68963.03 500000.00 11/10/95 5/10/96
10/10/20
76.00
1.00 18.% 2 290000.00 45
9422840 253920000422840 05 YOUNGS 3223
12TH AVENUE
WEST
SEATTLE WA 98119 10.5% 299 294
05 1
92 40000.00
39524.69 205000.00 11/21/95
2/21/96 10/21/20
90.00
2.25 18.% 2 143000.00 34
9422842 106920000422842 00 URLING 1057
CHESTERTON
AVENUE
REDWOOD CITY CA 94061 8.5% 299 294
05 1
92
40000.00 14211.05 290000.00 11/10/95
5/10/96
10/10/20
84.00 2.25 18.% 2 203150.00 42
9422843 106920000422843 01 GRUNDY 21948
PARVIN
DRIVE
SANTA CLARITA CA 91350 8.5% 299 294
05 1
92
50000.00 48406.00 525000.00 11/8/95
5/8/96
10/8/20
90.00 2.00 18.% 2 420000.00 25
9422844 206920000422844 05 URSINO 13733
WYETH ROAD
EL
CAJON CA 92121 11.75% 299 295
05 1 91
15000.00
14719.71 210000.00 12/6/95 3/6/96
11/6/20
88.00
3.50 18.% 2 168605.00 34
9422845 106920000422845 05 KROLL 10032
MANZANITA
DRIVE
RANCHO CUCAMONGA CA 91737 8.5% 299 294
05
1 92
54600.00 24845.44 217000.00 11/10/95
5/10/96
10/10/20
89.00 2.75 18.% 2 138000.00 43
9422848 134910000422848 06 CASEY 20
STONEHENGE
ROAD
MORRISTOWN NJ 07960 8.75% 179 174
05 1
91
20000.00 8977.53 290000.00 11/29/95
2/29/96
10/29/10
67.00 0.50 18.% 2 173060.39 34
9422849 113920000422849 02 POTTER 6380
STALLION
DRIVE
ATLANTA GA 30130 10.75% 300 296
03 1
91
49900.00 42207.37 330000.00 12/11/95
3/11/96
12/11/20
90.00 2.50 18.% 2 246000.00 38
9422850 106920000422850 03 RAMIREZ 1026
WEST 213TH
STREET
TORANCE CA 90502 10.5% 299 295
05 1
91 17700.00
17539.19 177000.00 12/18/95
3/18/96 11/18/20
90.00
2.25 18.% 2 141600.00 32
9422852 149910000422852 03 MILLER 13687 S
HACKAMORE
CIRCLE
DRAPER UT 84020 9.25% 299 295
05 1 81
20000.00
8603.49 294000.00 12/11/95
3/11/96 11/12/20
65.00
1.00 18.% 2 169614.00 35
9422853 106910000422853 05 HIMMELBERGER JR 5463
SANDBURG AVENUE
SAN DIEGO CA 92122 9.25% 300
295 05 1
91
60000.00 56040.15 355000.00 11/27/95
2/27/96
11/27/20
73.00 1.00 18.% 2 198918.00 31
9422856 106930000422856 05 PASTRANA 1582
HIGHBLUFF
DIAMOND BAR CA 91765 8.5% 299 294
05 1
93
32200.00 31524.36 215000.00 11/22/95
5/22/96
10/22/20
90.00 2.25 18.% 2 161250.00 43
9422859 106920000422859 01 COY 2430
CENTER ROAD
NOVATO CA 94947 10.5% 300 295
05 1
92 35500.00
35428.93 237000.00 11/21/95
2/21/96 11/21/20
90.00
2.25 18.% 2 177750.00 43
9422861 106910000422861 00 DONALD 4373
CLYBOURN
AVENUE
LOS ANGELES CA 91602 8.5% 299 294
05 1
91
28000.00 27686.82 415000.00 11/19/95
5/19/96
10/19/20
87.00 2.25 18.% 2 332000.00 41
9422863 106910000422863 00 EARHEART 4445
COSTA DE
ORO AVENUE
OXNARD CA 93035 8.5% 299 294
05 1 91
75800.00
75320.59 310000.00 11/28/95
5/28/96 10/28/20
90.00
2.75 18.% 2 203150.00 45
9422866 106920000422866 02 HORTON 1275
HARVEST
ROAD
PLEASANTON CA 94566 8.5% 299 294
05 1
92
25200.00 24976.37 282000.00 11/20/95
5/20/96
10/20/20
90.00 3.25 18.% 2 227239.14 48
9422869 106920000422869 01 KING 2020
MATHEWS
AVENUE UNIT A
REDONDO BEACH CA 90278 11.5% 179 174
01 1
92
18000.00 18000.00 245000.00 11/17/95
12/31/95
10/17/10
88.00 3.25 18.% 2 196000.00 34
9422874 141920000422874 05 TINSETH 11886
PARADISE
ALLEY ROAD
SILVERTON OR 97381 11.% 299 294
05 1
92
33000.00 32620.23 220000.00 11/27/95
2/27/96
10/27/20
90.00 2.75 18.% 2 165000.00 44
9422878 106920000422878 00 TULLOSS,JR 819
PASEO DEL
ROBLEDO
THOUSAND OAKS AREA CA 91360 8.5% 299 294
03
1 92
47500.00 47500.00 475000.00 11/22/95
5/22/96
10/22/20
90.00 2.50 18.% 2 380000.00 41
9422879 106920000422879 00 ESTEP 1123
ZINFANDEL WAY
SAN
JOSE CA 95120 8.5% 299 294
05 1 92
83500.00
82509.23 317000.00 11/27/95 5/27/96
10/27/20
90.00
3.25 18.% 2 200000.00 38
9422881 106920000422881 00 MASTRELLI 3495
VIOLA PLACE
CONCORD CA 94518 8.5% 299 294
05 1
92 48500.00
47942.24 280000.00 11/17/95
5/17/96 10/17/20
90.00
2.75 18.% 2 203150.00 43
9422890 106920000422890 05 PACKER 9335
KESTREL
PLACE SAN
DIEGO CA 92129 8.5% 299 294
05 1 92
36300.00
35878.14 242000.00 11/27/95 5/27/96
10/27/20
90.00
2.25 18.% 2 181500.00 35
9422895 113910000422895 00 KINGHAM 1705
DUDLEY
DRIVE
WOODSTOCK GA 30188 11.% 179 175
05 1
91
26250.00 24124.99 185000.00 11/17/95
1/17/96
11/16/10
90.00 2.75 18.% 2 138750.00 26
9422902 106920000422902 01 ZURIAN 2835
NORTH
REDONDO AVENUE
CAMARILLO CA 93012 11.% 299 294
03 1
92
70000.00 69165.09 542000.00 11/22/95
2/17/96
10/22/20
84.00 2.75 18.% 2 380878.00 38
9422906 106920000422906 00 HATCH 361
PLUMOSA DRIVE
PASADENA CA 91107 7.25% 299 294
05 1
91
32500.00 32443.33 326000.00 11/30/95
5/30/96
10/30/20
90.00 2.75 18.% 2 260200.00 44
9422907 213920000422907 02 WILLIAMS 110
HARTLEY
WOODS DRIVE
KENNESAW GA 30144 10.5% 299 294
05 1
92
16000.00 11584.51 84000.00 11/28/95
2/28/96
10/28/20
85.00 2.25 18.% 2 55245.00 34
9422910 106910000422910 00 HENDEL 4702
BALBOA
BOULEVARD
LOS ANGELES CA 91316 11.% 299 294
05 1
91
94700.00 90524.81 875000.00 11/29/95
2/29/96
10/29/20
85.00 2.75 18.% 2 649000.00 46
9422911 106920000422911 00 VIERRA 1708
FORDHAM WAY
MOUNTAIN VIEW CA 94040 10.5% 299 295
05 1
91
25000.00 24457.19 379000.00 12/8/95
3/8/96
11/8/20
87.00 2.25 18.% 2 303200.00 42
9422912 141920000422912 05 MILLER 60287
TALL PINE
AVENUE
BEND OR 97702 8.5% 299 294
05 1 92
100000.00
98882.17 550000.00 11/22/95 5/22/96
10/22/20
86.00
2.75 18.% 2 370378.00 29
9422913 106920000422913 05 MC CONNELL 27592
BOCINA
MISSION VIEJO CA 92692 10.5% 300 295
03 1
92
38000.00 37081.24 257000.00 11/28/95
2/28/96
11/28/20
90.00 2.25 18.% 2 192000.00 43
9422914 206920000422914 01 MC CABE 7533
GIBRALTAR
STREET
CARLSBAD CA 92009 10.5% 179 175
05 1
91
44500.00 43683.11 275000.00 12/7/95
3/7/96
11/7/10
90.00 2.25 18.% 2 203000.00 48
9422915 106920000422915 01 MANGHAM 6902
CHURCH
CIRCLE
HUNTINGTON BEACH CA 92648 11.% 300 295
05
1 92
15000.00 6169.77 380000.00 11/21/95
2/21/96
11/21/20
82.00 2.75 18.% 2 295000.00 48
9422917 106920000422917 05 HUNT 2460
REILL VIEW
DRIVE
ESCONDIDO AREA CA 92025 11.% 299 295
05 1
91
46500.00 45186.89 310000.00 12/8/95
2/8/96
11/8/20
90.00 2.75 18.% 2 232500.00 41
9422921 106920000422921 05 ESTES 6048
LEWIS LANE
SAN LUIS
OBISPO CA 93401 10.5% 300 295 05
1 92
44500.00
35633.19 275000.00 11/6/95 2/6/96
11/6/20
90.00 2.25
18.% 2 203000.00 41
9422923 106920000422923 00 MARTIN 1714
SUNSET
AVENUE
SANTA MONICA CA 90405 8.5% 299 294
05 1
92
40800.00 40326.90 408000.00 11/27/95
5/27/96
10/27/20
90.00 2.25 18.% 2 326400.00 34
9422925 106920000422925 05 LAVULLIS 135
WEST NOAKES
STREET
EL CAJON CA 92019 8.5% 299 294
05 1 92
14200.00
14005.14 138000.00 11/29/95
5/29/96 10/29/20
90.00
3.75 18.% 2 110000.00 42
9422926 106920000422926 01 RASTGOO 16225
ESTELLA
AVENUE
CERRITOS CA 90703 10.5% 300 295
05 1
92 37500.00
35099.56 250000.00 11/6/95
2/6/96 11/6/20
90.00
2.25 18.% 2 187500.00 39
9422927 106920000422927 01 KIES 1307
NORTH SUTTER
STREET
SANTA MARIA CA 93454 8.5% 299 294
05 1
92
23800.00 23533.46 167000.00 11/22/95
5/22/96
10/22/20
90.00 2.25 18.% 2 125250.00 36
9422928 113910000422928 05 HELMS 292
PATRICK CIRCLE
SUWANEE GA 30174 12.% 299 295
05 1
91 37200.00
36923.64 113000.00 12/1/95
3/1/96 11/1/20
90.00
3.75 18.% 2 64425.63 44
9422930 236920000422930 03 LIPPO 48
BEDELL AVENUE
STATEN ISLAND NY 10307 11.% 299 294
05 1
92
50000.00 49513.76 490000.00 11/17/95
2/17/96
10/17/20
88.00 3.75 18.% 2 377730.00 42
9422931 106920000422931 00 SIMONSON 1264
SEAFARER
STREET
VENTURA CA 93001 11.% 300 295
05 1
92 85000.00
84483.92 320000.00 11/7/95
2/7/96 11/7/20
90.00
2.75 18.% 2 203000.00 36
9422932 106910000422932 05 THOMAS 2328
BENEDICT
CANYON DRIVE
LOS ANGELES CA 90210 8.5% 299 294
05 1
91
196800.00 24575.83 746000.00 11/20/95
5/20/96
10/20/20
80.00 2.75 18.% 2 400000.00 25
9422934 106920000422934 00 VAN STEEN 4521
CAMELA
STREET
YORBA LINDA CA 92686 11.5% 299 294
05 1
92
46000.00 45666.03 230000.00 11/20/95
2/20/96
10/20/20
90.00 3.25 18.% 2 161000.00 49
9422936 106920000422936 01 KREMER 1414
CHAUTAUQUA
BOULEVARD LOS ANGELES CA 90272 8.5% 299
294
05 1
92 77000.00 64580.67 625000.00
11/25/95 5/25/96
10/25/20 90.00 2.75 18.% 2
485000.00 31
9422940 106920000422940 00 NUTTER 4547
ETHEL AVENUE
LOS
ANGELES CA 91604 8.5% 299 294
05 1 92
52200.00
41179.94 522000.00 11/22/95 5/22/96
10/22/20
90.00
2.75 18.% 2 417600.00 15
9422941 141910000422941 05 MAEDA 14826
SOUTHEAST
CAROL
AVENUE MILWAUKIE OR 97267 8.25% 299
295 05
1 81
30000.00 10471.91 149000.00 12/1/95
3/1/96
11/1/20
80.00 1.00 18.% 2 89000.00 19
9422945 106920000422945 05 MAHL 1000
WILLOW DRIVE
LAFAYETTE CA 94549 8.5% 299 294
05 1
92
50000.00 49388.86 455000.00 11/21/95
5/21/96
10/21/20
89.00 3.25 18.% 2 350846.00 50
9422946 106920000422946 00 HANS 2691
VISTA DIABLO
COURT
PLEASANTON CA 94566 8.5% 299 294
05 1
92
43300.00 42774.78 435000.00 11/22/95
5/22/96
10/22/20
90.00 2.75 18.% 2 345400.00 46
9422947 106920000422947 05 NEWBERG 9911
TROWER
COURT
FOUNTAIN VALLEY CA 92708 8.5% 299 294
09 1
92
28900.00 28013.95 225000.00 11/21/95
5/21/96
10/21/20
88.00 2.75 18.% 2 168750.00 50
9422949 106920000422949 00 GARRETT 1300
LORETO
DRIVE
GLENDALE CA 91207 8.5% 299 294
05 1
92
37900.00 37459.53 380000.00 11/28/95
5/28/96
10/28/20
90.00 2.25 18.% 2 303200.00 43
9422952 106920000422952 05 WAY 32
WILLIAMS AVENUE
SAN
RAFAEL CA 94901 11.% 300 295
05 1 92
65000.00
32541.90 670000.00 11/28/95 2/28/96
11/28/20
84.00
2.75 18.% 2 497000.00 38
9422958 116910000422958 05 SHEPPARD 3350
WEST
POLELINE ROAD
POST FALLS ID 83854 9.25% 300 295
05 1
91 34000.00
33457.22 131000.00 11/28/95
2/28/96 11/28/20
80.00
1.00 18.% 2 70000.00 45
9422962 106920000422962 01 BURTON 9721
LEXINGTON
AVENUE
GARDEN GROVE CA 92644 10.5% 300 295
05 1
92
29000.00 28402.95 187500.00 11/22/95
2/22/96
11/22/20
90.00 2.25 18.% 2 139000.00 41
9422971 106920000422971 05 GACUSAN 618
EAST DUANE
AVENUE
SUNNYVALE CA 94086 10.5% 300 295
05 1
92
35000.00 34513.74 205000.00 11/28/95
2/28/96
11/28/20
89.00 2.25 18.% 2 145441.42 34
9422973 106920000422973 05 TREWHITT 37062
ALAMEDA
COURT
FREMONT CA 94536 11.% 300 295
05 1
92 50000.00
49752.24 185000.00 11/28/95
2/28/96 11/28/20
81.00
2.75 18.% 2 99834.00 47
9422974 106930000422974 01 MCREYNOLDS 1696
NOREEN
DRIVE
SAN JOSE CA 95124 8.5% 299 294
05 1 93
15000.00
13432.28 260000.00 11/17/95
5/17/96 10/17/20
87.00
2.75 18.% 2 211000.00 49
9422976 106920000422976 00 SLACK 113
CLAREMONT
TERRACE
SANTA CRUZ CA 95062 8.5% 299 294
03 1
92
18000.00 17962.14 180000.00 11/28/95
5/28/96
10/28/20
90.00 2.25 18.% 2 144000.00 34
9422979 212920000422979 04 MCLARRY 1259
STADLER
DRIVE
FORT MEYERS FL 33901 12.% 179 174
05 1
91
28750.00 28691.56 115000.00 11/28/95
12/31/95
10/28/10
81.00 3.75 18.% 2 64215.00 43
9422982 106920000422982 05 MISHLER 16145
REINER
CIRCLE
RIVERSIDE CA 92504 11.5% 180 175
05 1
92 50000.00
49886.10 605000.00 11/24/95
12/24/95 11/24/10
90.00
3.25 18.% 2 490000.00 45
9422984 116920000422984 05 AGEE 324 LA
CROSSE
AVENUE
COEUR D'ALENE ID 83814 11.% 300 295
05 1
92
29600.00 29206.80 112000.00 11/28/95
2/28/96
11/28/20
90.00 2.75 18.% 2 70708.00 48
9422986 106910000422986 05 GUNTHER 10231
PRINCIPE
PLACE
CAMARILLO CA 93012 8.5% 299 294
03 1
91
51800.00 51151.89 400000.00 11/20/95
5/20/96
10/20/20
64.00 2.00 18.% 2 203150.00 46
9423000 106920000423000 05 REILLY 25
CORINTHIAN
COURT #25
TIBURON CA 94920 10.5% 300 295
01 1
92 33000.00
32504.55 338000.00 11/17/95
2/17/96 11/17/20
90.00
2.25 18.% 2 270400.00 40
9423003 106920000423003 00 BOYLE III 15
CARMELITA
AVENUE
MILL VALLEY CA 94941 10.25% 300 295
05 1
92
35500.00 35185.79 355000.00 11/17/95
2/17/96
11/17/20
90.00 2.00 18.% 2 284000.00 21
9423004 106910000423004 05 JOHNSON 1640
CEDAR
STREET
BERKELEY CA 94703 8.75% 300 295
05 1
91
30000.00 4147.84 280000.00 11/27/95
2/27/96
11/27/20
68.00 0.50 18.% 2 160000.00 42
9423009 104910000423009 03 WOLFE 727
WEST PECOS
AVENUE
MESA AZ 85210 8.75% 299 295
05 1 81
29800.00
24185.73 100000.00 12/12/95 3/12/96
11/12/20
80.00
0.50 18.% 2 50113.00 36
9423012 106920000423012 01 ROGERS 24730
BJOIN ROAD
RAMONA CA 92065 8.5% 299 294
03 1
92 28500.00
28143.44 190000.00 11/28/95
5/28/96 10/28/20
90.00
2.25 18.% 2 142500.00 40
9423014 206920000423014 05 LUJAN 3302
BOUNTY CIRCLE
HUNTINGTON BEACH CA 92649 11.% 179 175
05
1 91
50000.00 49084.44 550000.00 12/1/95
3/1/96
11/1/10
90.00 2.75 18.% 2 440000.00 26
9423015 106920000423015 00 AHMADI 1030
ECKENRODE
WAY
PLACENTIA CA 92670 11.% 299 295
03 1
91
34500.00 34317.44 240000.00 12/11/95
2/11/96
11/11/20
87.00 2.75 18.% 2 172500.00 44
9423022 134910000423022 06 SCHNEIDER 55
LANCASTER
ROAD
COLONIA NJ 07067 9.25% 299 295
05 1 81
30000.00
29536.99 160000.00 12/13/95
3/13/96 11/13/20
62.00
1.00 18.% 2 67795.89 37
9423023 106910000423023 05 KJELLAND 6310
STARR ROAD
WINDSOR CA 95492 9.25% 300 295
05 1
91 50000.00
24948.05 300000.00 11/30/95
2/29/96 11/30/20
58.00
1.00 18.% 2 123500.00 35
9423024 134910000423024 06 GREENE 15-17
HAWTHORNE
PLACE
MONTCLAIR NJ 07042 9.25% 299 295
05 1
81
30000.00 18111.96 220000.00 12/13/95
3/13/96
11/13/20
47.00 1.00 18.% 2 72265.00 45
9423028 106920000423028 00 TAPSCOTT 5468
EAST
SUNCREST ROAD
ANAHEIM CA 92807 11.5% 299 295
03 1
91 41000.00
40626.73 412000.00 12/12/95
2/12/96 11/12/20
90.00
3.25 18.% 2 328000.00 49
9423030 106920000423030 00 ZELLER 2548
HARGRAVE
DRIVE LOS
ANGELES CA 90068 11.% 299 295
05 1 91
34000.00
33688.40 375000.00 12/12/95 2/12/96
11/12/20
82.00
2.75 18.% 2 272000.00 37
9423035 106930000423035 05 CARLSON 420
SOUTH
BENWOOD DRIVE
ANAHEIM CA 92804 11.% 299 294
05 1
93 44700.00
36141.79 212000.00 11/29/95
2/29/96 10/29/20
90.00
2.75 18.% 2 146053.49 35
9423037 125910000423037 06 BOYD 841
MAIN STREET
WEST
NEWBURY MA 01985 8.75% 298 294
05 1 91
15000.00
14872.78 290000.00 11/24/95
2/24/96 10/1/20
76.00
0.50 18.% 2 203150.00 29
9423039 106920000423039 02 LOVELL 803
BOLIVAR PLACE
SAN
RAMON CA 94583 11.% 300 297
05 1 91
31000.00
30686.77 260000.00 12/8/95 3/8/96
1/1/21
87.00 2.75
18.% 2 195000.00 40
9423040 106920000423040 03 SHEPARD 2781
ESCONDITO
CIRCLE
CAMINO CA 95709 10.5% 299 296
03 1
91 50000.00
49583.89 530000.00 1/17/96
4/17/96 12/17/20
85.00
2.25 18.% 2 397500.00 39
9423043 106920000423043 01 HEFFLEY 1173
CANTERBURY
HERCULES CA 94547 8.5% 299 294
03 1
92 16250.00
16060.18 162500.00 11/14/95
5/14/96 10/14/20
90.00
2.75 18.% 2 130000.00 49
9423044 115920000423044 00 SHIGEMURA 98-2071
J.
KAAHUMANU
STREET AIEA HI 96701 11.% 300
294 01 1
92
52200.00 44534.11 390000.00 10/19/95
1/19/96
10/19/20
81.00 2.75 18.% 2 262800.00 43
9423049 106920000423049 01 SHAHIDEFAR 6563
CAMDEN
AVENUE
SAN JSOE CA 95120 11.5% 299 294
05 1 92
23500.00
22899.94 245000.00 11/30/95
2/29/96 10/30/20
85.00
3.25 18.% 2 183750.00 35
9423055 106920000423055 01 CRUSENBERRY 19603 N
JACK
TONE ROAD
LOCKEFORD CA 95237 8.5% 299 294
05 1
92
22000.00 21314.99 170000.00 11/15/95
5/15/96
10/15/20
90.00 2.75 18.% 2 131000.00 35
9423056 113920000423056 05 HOFFMAN 150
SHELLBARK
COURT
MARIETTA GA 30064 11.% 299 294
03 1
92 17000.00
16737.16 153000.00 11/30/95
2/29/96 10/30/20
86.00
2.75 18.% 2 113446.00 36
9423063 106920000423063 01 GREEN 844
ARCHER STREET
SAN
DIEGO CA 92109 8.5% 299 294
05 1 92
39700.00
39184.99 265000.00 11/29/95 5/29/96
10/29/20
90.00
2.75 18.% 2 198750.00 41
9423064 141920000423064 02 GROSS 2063
CANEMAH
STREET
WEST LINN OR 97068 8.5% 299 294
05 1
92 18700.00
15589.79 151000.00 11/28/95
5/28/96 10/28/20
90.00
2.25 18.% 2 117191.00 37
9423066 106920000423066 02 TAFFEL 2311
MORNINGSIDE
CIRCLE
SANTA ROSA CA 95405 8.5% 299 294
03 1
92
24500.00 24699.05 245000.00 11/29/95
5/29/96
10/29/20
90.00 3.25 18.% 2 196000.00 49
9423069 113920000423069 00 PULLEY 4684
OAKLEIGH
MANOR DRIVE
POWDER SPRINGS GA 30073 10.5% 299 295
03 1
92
38100.00 37920.95 254500.00 12/8/95
3/8/96
11/8/20
90.00 2.25 18.% 2 190850.00 31
9423072 106920000423072 00 HUFNAGEL 316
SHERWOOD
WAY
MENLO PARK CA 94025 6.99% 299 297
05 1
91
46000.00 45839.51 460000.00 2/26/96
5/26/96
1/26/21
90.00 3.25 18.% 2 368000.00 37
9423073 106920000423073 00 OWENS 27432
N.
WHITEFIELD PLACE
SANTA CLARITA CA 91354 8.5% 299 294
03 1
92
48750.00 48183.83 285000.00 11/15/95
5/15/96
10/15/20
89.00 2.25 18.% 2 203150.00 42
9423074 106920000423074 00 CROUSE 520
14TH STREET
MANHATTAN BEACH CA 90266 10.5% 299 295
05
1 91
45000.00 44309.38 450000.00 12/13/95
3/13/96
11/13/20
90.00 2.25 18.% 2 360000.00 39
9423078 106910000423078 01 SCOTT 2940
CHILDERS LANE
SANTA CRUZ CA 95062 8.5% 299 294
05 1
91
25000.00 24760.94 256000.00 11/15/95
5/15/96
10/15/20
90.00 2.25 18.% 2 203150.00 36
9423079 106920000423079 01 CROUCH 3734
BONITA GLEN
TERRACE
BONITA CA 91902 8.5% 299 294
05 1 92
37500.00
37018.97 250000.00 11/22/95
5/22/96 10/22/20
90.00
3.25 18.% 2 187500.00 46
9423082 106920000423082 03 HEPKEMA 101
PERRAUD
DRIVE
FOLSOM CA 95630 8.5% 299 295
05 1 91
15000.00
9542.27 135000.00 12/1/95
6/1/96 11/1/20
86.00
2.25 18.% 2 100000.00 45
9423084 106920000423084 05 ADAIR 19305
BEAR CREEK
ROAD LOS
GATOS CA 95030 8.5% 299 294
05 1 92
50000.00
49340.03 572000.00 11/15/95 5/15/96
10/15/20
87.00
3.75 18.% 2 445109.00 47
9423085 106920000423085 05 FIELDS 8827
HANNA AVENUE
LOS
ANGELES CA 91304 11.% 299 294
05 1 92
17500.00
17088.66 265000.00 11/14/95 2/14/96
10/24/20
83.00
2.75 18.% 2 200000.00 49
9423086 106920000423086 01 PENNEY 595
MORNING
GLORY DRIVE
BENICIA CA 94510 8.5% 299 294
05 1 92
26500.00
24846.24 230000.00 11/15/95
5/15/96 10/15/20
90.00
2.00 18.% 2 180500.00 26
9423087 106910000423087 03 JAIME 3609
DANA AVENUE
ANTIOCH CA 94509 8.75% 299 294
05 1
91 27000.00
26578.38 145000.00 11/17/95
2/17/96 10/17/20
80.00
0.50 18.% 2 87600.00 38
9423088 106910000423088 05 YOUNG 20240
ANZA DRIVE
SALINAS CA 93908 8.5% 299 294
05 1 91
35000.00
27986.99 300000.00 11/24/95
2/24/96 10/24/20
75.00
0.25 18.% 2 187200.00 9
9423090 106920000423090 01 RESHA 2984
STAGECOACH
ROAD
PLACERVILLE CA 95667 11.5% 299 294
05 1
92
100000.00 99163.09 575000.00 11/17/95
2/17/96
10/17/20
82.00 3.25 18.% 2 369231.00 49
9423094 106920000423094 01 WILDE 13278
STONE
CANYON ROAD
POWAY CA 92064 7.25% 167 165
05 1 91
28000.00
27550.14 310000.00 2/9/96
8/10/96 1/9/10
90.00
3.25 18.% 2 248000.00 40
9423096 106910000423096 05 BANDI 16680
MOUNT ERIN
CIRCLE
FOUNTAIN VALLEY CA 92708 8.5% 299 294
05 1
91
160000.00 111272.72 305000.00 11/20/95
5/20/96
10/20/20
69.00 1.75 18.% 2 49229.00 36
9423097 112920000423097 05 FIGUEREDO 6933 SW
154
PLACE
MIAMI FL 33193 12.% 299 295
05 1 91
13800.00
13651.26 92000.00 12/18/95 3/18/96
11/18/20
90.00
3.75 18.% 2 69000.00 34
9423098 141910000423098 02 NOREN 42349
SOUTHWEST
SANDSTROM
ROADGASTON OR 97119 8.5% 299 294
05 1
91
90000.00 87828.50 372000.00 11/29/95
5/29/96
10/29/20
80.00 1.00 18.% 2 207000.00 44
9423099 106910000423099 05 MORENO 462
SOUTH FINE
AVENUE
FRESNO CA 93727 8.5% 300 294
05 1 91
32000.00
31655.68 65000.00 10/31/95
1/31/96 10/31/20
50.00
0.25 18.% 1 .00 30
9423101 106920000423101 05 ROTHERMUND 4711
LOWELL
AVENUE
LA CRESCENTA CA 91214 10.5% 299 295
05 1
91
45000.00 30793.69 275000.00 12/19/95
3/19/96
11/19/20
90.00 2.25 18.% 2 202500.00 32
9423110 125920000423110 06 O'CONNOR 26
GREENWOOD
AVENUE
NEEDHAM MA 02192 10.5% 299 295
05 1
91
25000.00 22981.24 258000.00 12/1/95
3/1/96
11/1/20
89.00 2.25 18.% 2 203000.00 35
9423111 106920000423111 00 SAH 939 C
LA MESA
TERRACE
SUNNYVALE CA 94086 8.5% 299 294
01 1
92
24800.00 24311.36 248000.00 11/14/95
5/14/96
10/14/20
90.00 2.25 18.% 2 198400.00 38
9423112 106920000423112 03 HERMAN 602
DOVE COURT
PLEASANT HILL CA 94523 11.% 299 295
05 1
91
36000.00 35137.17 240000.00 12/12/95
3/12/96
11/12/20
90.00 2.75 18.% 2 180000.00 45
9423114 106920000423114 00 CRUZ 5410
BRAE BURN
PLACE
BUENA PARK CA 90621 10.25% 300 295
05 1
92
37500.00 37213.27 250000.00 11/7/95
2/7/96
11/7/20
90.00 2.00 18.% 2 187500.00 27
9423116 106920000423116 05 HARRIS 203
ROBIN AVENUE
COTATI CA 94931 11.% 180 176
05 1 91
20000.00
19395.45 197000.00 12/22/95
3/22/96 12/22/10
86.00
2.75 18.% 2 147750.00 44
9423118 106920000423118 05 CUNHA 654
SANTA MONICA
WAY
SALINAS CA 93901 8.5% 299 294
05 1 92
20000.00
15949.73 242000.00 11/15/95
5/15/96 10/15/20
88.00
2.25 18.% 2 192363.00 39
9423121 206920000423121 05 BUMP 4522
NIAGRA
AVENUE SAN
DIEGO CA 92107 11.5% 299 295
05 1 91
68000.00
67363.44 220000.00 12/13/95 3/13/96
11/13/20
88.00
3.25 18.% 2 125000.00 35
9423125 108920000423125 00 DESTRO 2505
ASH STREET
DENVER CO 80207 10.5% 299 294
05 1
92 47500.00
47500.00 475000.00 11/27/95
2/27/96 10/27/20
90.00
2.25 18.% 2 380000.00 31
9423127 112910000423127 03 LENOIR 8390 SW
106TH
STREET
MIAMI FL 33156 9.75% 299 295
05 1 81
43000.00
43062.94 186000.00 12/4/95 3/4/96
11/4/20
80.00
1.50 18.% 2 105687.00 37
9423133 106910000423133 02 THOMPSON 1903 EL
CAMINO
DE LA LUZ
SANTA BARBARA CA 93109 9.25% 179 174
05 1
91
50000.00 48235.42 490000.00 11/22/95
2/22/96
10/22/10
63.00 1.00 18.% 2 255172.00 43
9423134 106920000423134 01 STENTZ 1104
BEECHWOOD
DRIVE
BREA CA 92621 11.5% 299 295
03 1 91
58650.00
56072.40 325000.00 12/12/95 2/12/96
11/12/20
81.00
3.25 18.% 2 203150.00 47
9423138 106930000423138 03 MC LEAN 5161
STONE
CANYON AVENUE
YORBA LINDA CA 92686 11.% 299 295
05 1
91
38000.00 29275.89 255000.00 12/12/95
2/12/96
11/12/20
90.00 2.75 18.% 2 191250.00 40
9423139 106920000423139 03 MOK 24230
HILLHURST
DRIVE WEST
HILLS CA 91304 11.% 300 296
05 1 91
72000.00
70607.00 480000.00 12/11/95 3/12/96
12/11/20
90.00
2.75 18.% 2 360000.00 31
9423141 106910000423141 05 BETSIN 11449
RIVERSIDE
DRIVE LOS
ANGELES CA 91601 9.75% 300 295
05 1 91
49900.00
49158.49 320000.00 11/28/95
2/28/96 11/28/20
77.00
1.50 18.% 2 196466.00 48
9423143 206910000423143 05 SMITH 821
PAGE STREET
SAN
FRANCISCO CA 94117 9.75% 299 295
05 1 81
95000.00
55416.63 295000.00 12/4/95
3/4/96 11/4/20
67.00
1.50 18.% 2 101000.00 40
9423144 106920000423144 00 KARSTETTER 5981
FOLIGNO
WAY
SAN JOSE CA 95138 11.% 300 296
03 1 92
63800.00
62211.00 638052.00 12/4/95
3/4/96 12/4/20
90.00
2.75 18.% 2 510400.00 30
9423145 106920000423145 00 MANISCALCO, II 7208
CALIDRIS
LANE
CARLSBAD CA 92009 11.% 300 296
03 1
92
38600.00 38019.74 388762.00 12/6/95
3/3/96
12/6/20
90.00 2.75 18.% 2 308900.00 46
9423146 106920000423146 05 KOCUR 9
FEENEY DRIVE
ROHNERT PARK CA 94928 10.5% 300 295
09 1
92
12000.00 9865.98 152500.00 11/21/95
2/20/96
11/21/20
83.00 2.25 18.% 2 114375.00 44
9423147 106910000423147 01 MILLER 628
NORTH CANON
DRIVE
BEVERLY HILLS CA 90210 10.% 300 295
05 1
91
200000.00 197691.20 2750000.00 11/25/95
2/25/96
11/25/20
77.00 1.75 18.% 2 1915000.00
40
9423148 206920000423148 05 MURPHY 13102
DRY CREEK
ROAD
REDDING CA 96003 10.5% 179 174
05 1
92 34000.00
32047.37 260000.00 11/29/95
2/29/96 10/29/10
90.00
2.25 18.% 2 200000.00 42
9423150 106920000423150 05 GAZELLE 5260
MARYBELLE
LANE
SHINGLE SPRINGS CA 95682 8.5% 299 294
05 1
92
58000.00 57201.25 315000.00 11/30/95
5/30/96
10/30/20
83.00 3.25 18.% 2 203150.00 48
9423152 106920000423152 05 HEBEBRAND 739
ORIOLE
AVENUE
LIVERMORE CA 94550 8.5% 299 294
05 1
92
20000.00 14315.32 200000.00 11/22/95
5/22/96
10/22/20
90.00 2.25 18.% 2 160000.00 37
9423153 106920000423153 05 OSTERMANN 10425
MARTIS
VALLEY ROAD
TRUCKEE CA 96161 8.5% 299 294
03 1
92
29200.00 28697.03 146000.00 11/28/95
6/1/96
10/28/20
90.00 2.75 18.% 2 102200.00 28
9423155 106910000423155 05 SPELLMAN 10250
FLORENCE
AVENUE
BUENA PARK CA 90620 8.75% 299 295
05 1
91
30000.00 15542.69 177000.00 12/1/95
3/1/96
11/1/20
17.00 0.50 18.% 1 .00 18
9423163 115910000423163 03 TAKATA 139-A
ULUPA
STREET
KAILUA HI 96734 9.25% 300 295
05 1 91
50000.00
14911.22 490000.00 11/16/95
2/16/96 11/16/20
74.00
1.00 18.% 2 310068.00 45
9423172 149920000423172 01 ROBBINS 137
EAST 100
NORTH
SALEM UT 84653 11.% 300 295
05 1 92
14200.00
11522.27 136000.00 11/21/95
2/21/96 11/21/20
90.00
2.75 18.% 2 108200.00 43
9423175 206920000423175 05 ROSE 1655
FOX SPRINGS
CIRCLE
THOUSAND OAKS CA 91320 10.5% 299 295
03 1
91
33950.00 33392.62 340000.00 12/5/95
3/5/96
11/5/20
90.00 2.25 18.% 2 271600.00 45
9423181 106920000423181 05 PAPE 2460
NORTH MAPLE
GROVE ROAD
ORANGE CA 92667 10.5% 300 296
05 1
91 40500.00
22288.36 270000.00 12/6/95
3/6/96 12/6/20
90.00
2.25 18.% 2 202500.00 34
9423183 142920000423183 06 KIES 109 LEE
DRIVE
TYRONE
PA 16686 8.75% 300 295 05
1 92 29850.00
29523.57
122000.00 11/11/95 2/11/96
11/11/20 80.00
0.50 18.%
2 66689.50 34
9423188 106920000423188 00 OLSON 408
FERNLEAF
AVENUE
CORONA DEL MAR AREA CA 92625 10.5% 300 296
05
1 91
39900.00 39229.72 400000.00 12/5/95
3/5/96
12/5/20
90.00 2.25 18.% 2 319200.00 40
9423190 115910000423190 02 KOSKY 95-510
WIKAO
STREET #A-101
MILILANI HI 96789 9.25% 300 295
01 1 91
22500.00
18511.19 200000.00 11/28/95
2/28/96 11/28/20
69.00
1.00 18.% 2 113751.00 34
9423194 125910000423194 00 REILLY 16
CABOT STREET
NEWTON MA 02158 8.75% 299 295
05 1
91
37600.00 36666.25 360000.00 12/1/95
3/1/96
11/1/20
80.00 0.50 18.% 2 250000.00 35
9423195 106910000423195 05 TRAN 1147 W
BOMO KORAL
CIRCLE
SANTA ANA CA 92703 8.75% 300 295
05 1
91
49900.00 32424.64 155000.00 11/22/95
3/1/96
11/22/20
62.00 0.50 18.% 2 45256.79 45
9423196 106920000423196 02 GONZALEZ 280
PETTIS WAY
PORTERVILLE CA 93257 10.5% 300 296
05 1
91
20000.00 19503.41 88000.00 12/1/95
3/1/96
12/1/20
85.00 2.25 18.% 2 54254.00 42
9423197 106920000423197 00 STANTON 1035
FRANCISCO
STREET
SAN FRANCISCO CA 94109 10.75% 299 294
05 1
92
71750.00 71428.70 720000.00 11/10/95
2/10/96
10/10/20
90.00 2.50 18.% 2 574000.00 27
9423198 106930000423198 05 OKAFOR 1069
SOUTH
WILLOW AVENUE
RIALTO CA 92376 10.5% 300 296
05 1 91
17000.00
16616.08 112000.00 12/4/95
3/4/96 12/4/20
90.00
2.25 18.% 2 83473.72 31
9423199 106920000423199 00 CARAVEO 9858
CULLMAN
AVENUE
WHITTIER CA 90603 10.5% 299 295
05 1
91 30000.00
28373.36 255000.00 12/5/95
3/5/96 11/5/20
86.00
2.25 18.% 2 187500.00 32
9423203 106920000423203 05 RODRIGUEZ 432
AUBURN
AVENUE
SAN MARCOS CA 92069 10.5% 300 296
03 1
91
27500.00 23438.40 130000.00 12/6/95
3/6/96
12/6/20
89.00 2.25 18.% 2 87658.30 38
9423204 134920000423204 06 RAVERA 579
SHUNPIKE
ROAD
CHATHAM NJ 07928 10.5% 299 295
05 1
91 25900.00
19193.04 252000.00 12/5/95
3/5/96 11/5/20
90.00
2.25 18.% 2 200583.69 44
9423205 206910000423205 01 GORDON 334
MESA ROAD
SANTA
MONICA AREA CA 90402 8.75% 299 294
05 1
91 50000.00
24589.35 1130000.00 11/29/95
2/1/96 10/29/20
80.00
0.50 18.% 2 847000.00 32
9423208 225920000423208 01 DRISCOLL 15
VERNON ROAD
BELMONT MA 02178 11.5% 299 294
05 1
92
66850.00 61476.08 300000.00 11/24/95
2/24/96
10/24/20
90.00 3.25 18.% 2 203150.00 45
9423214 206920000423214 02 SHOULDERS 10805
GABACHO
DRIVE
SAN DIEGO CA 92124 10.5% 179 174
05 1
92
35200.00 34124.10 223000.00 11/29/95
2/29/96
10/29/10
89.00 2.25 18.% 2 162800.00 39
9423218 149910000423218 05 JENSEN 7953
TOP OF THE
WORLD DRIVE
SALT LAKE CITY UT 84121 9.75% 299 295
05 1
91
125000.00 120746.03 725000.00 12/21/95
3/21/96
11/21/20
37.00 1.00 18.% 2 136157.00 37
9423221 153920000423221 05 NELSON 700 N.
18TH PLACE
MOUNT
VERNON WA 98273 10.5% 300 295
05 1 92
20250.00
19972.24 135000.00 11/28/95 2/28/96
11/28/20
90.00
2.25 18.% 2 101250.00 29
9423222 206910000423222 02 PARSONS 2734
CYPRESS
STREET
HEMET CA 92545 8.75% 180 177
05 1 81
33000.00
32239.08 130000.00 12/7/95
3/7/96 1/1/11
77.00
0.50 18.% 2 66108.00 43
9423231 106910000423231 01 MORSE 980 LA
MESA DRIVE
MENLO PARK CA 94028 9.25% 179 174
05 1
91
50000.00 18729.08 675000.00 11/6/95
2/6/96
10/6/10
74.00 1.00 18.% 2 445000.00 46
9423232 106920000423232 05 GEE 2848
ALHAMBRA
DRIVE
BELMONT CA 94002 11.5% 299 295
05 1
91
59500.00 58318.65 595500.00 12/14/95
3/14/96
11/14/20
90.00 3.25 18.% 2 476400.00 50
9423233 106920000423233 01 LACEY 1543
EAST 91ST
STREET LOS
ANGELES CA 90002 8.5% 299 295
05 1 91
17500.00
17394.35 125000.00 12/1/95 6/1/96
11/1/20
88.00
3.25 18.% 2 91350.00 40
9423234 136920000423234 05 MENARD 6
BOUCHARD
DRIVE
PERU NY 12972 11.% 299 294
05 1 92
47500.00
46308.73 155000.00 11/30/95 2/29/96
10/30/20
90.00
2.75 18.% 2 91825.00 43
9423235 149910000423235 03 GILLETT 11922 S
DOVES
LANDING DR
RIVERTON UT 84065 9.25% 299 295
05 1
81 25000.00
24732.77 160000.00 12/15/95
3/15/96 11/15/20
79.00
1.00 18.% 2 99932.90 50
9423236 106910000423236 05 CHENG 1105
DUTTON
AVENUE SAN
LEANDRO CA 94577 8.75% 300 296
05 1 81
20000.00
19654.73 177000.00 12/4/95 3/4/96
12/4/20
80.00
0.50 18.% 2 120831.00 38
9423237 253930000423237 05 SALGADO 6236 S.
FOUNTAIN
STREET
SEATTLE WA 98178 11.% 299 294
05 1
93 20700.00
20184.94 138000.00 11/21/95
2/21/96 10/21/20
90.00
2.75 18.% 2 103500.00 29
9423242 241910000423242 05 KUFELDT 2039
NORTHWEST
CASCADE
VIEW DRBEND OR 97701 9.25% 179
174 05
1 91
20000.00 18876.61 134000.00 11/14/95
2/14/96
10/14/10
80.00 1.00 18.% 2 86000.00 44
9423244 134910000423244 06 ILARIA 72
EUGENE DRIVE
MONTVILLE NJ 07045 7.25% 300 295
01 1
91
25000.00 18834.46 287500.00 11/29/95
5/29/96
11/29/20
80.00 0.50 18.% 2 202500.00 39
9423245 206910000423245 05 NG 34990
SPENDER COURT
FREMONT CA 94536 9.25% 300 296
05 1
91
130000.00 4311.06 383000.00 11/21/95
2/21/96
12/1/20
79.00 1.00 18.% 2 170000.00 45
9423246 149910000423246 03 PARKINSON 489
SOUTH 300
EAST
HEBER CITY UT 84032 9.25% 299 294
05 1
91
20000.00 19354.27 102000.00 11/28/95
2/28/96
10/28/20
49.00 1.00 18.% 2 29435.88 47
9423247 149910000423247 03 FROEHLICH 4765
FORTUNA
WAY
SALT LAKE CITY UT 84124 9.% 299 295
05 1
81
99000.00 98947.98 215000.00 12/12/95
3/12/96
11/12/20
80.00 0.75 18.% 2 73000.00 30
9423248 136920000423248 06 OGREN 60 PINE
HILL DRIVE
SOUTH
SALEM NY 10590 12.% 299 294
05 1 92
50000.00
49825.11 502000.00 11/30/95 3/5/96
10/30/20
86.00
3.75 18.% 2 380000.00 45
9423250 106920000423250 00 MCGETTIGAN 190 S
FIFTEENTH
STREET
SAN JOSE CA 95112 10.5% 299 295
05 1 91
21800.00
21302.73 218500.00 12/15/95
3/15/96 11/15/20
90.00
2.25 18.% 2 174800.00 40
9423265 142920000423265 00 EBERLY 139
WEEDAN COURT
WEST CHESTER PA 19380 10.5% 299 294
07 1
92
15250.00 14834.23 102000.00 11/21/95
2/21/96
10/21/20
90.00 2.25 18.% 2 76100.00 27
9423266 104920000423266 02 ANGELL 1858
EAST
FREMONT DRIVE
TEMPE AZ 85282 11.% 300 295
05 1 92
20800.00
20461.43 136000.00 11/28/95 2/28/96
11/28/20
90.00
2.75 18.% 2 101500.00 40
9423267 106910000423267 01 ROSEN 320
SOUTH EL
CAMINO DRIVE
BEVERLY HILLS CA 90212 9.25% 299 294
05 1
91
30000.00 17336.35 835000.00 11/15/95
2/15/96
10/15/20
80.00 1.00 18.% 2 610000.00 43
9423268 106920000423268 05 KLONOWSKI 4400
DENSMORE
AVENUE
LOS ANGELES CA 91436 11.% 299 293
05 1
92
36100.00 35125.67 367500.00 10/16/95
4/16/96
9/16/20
89.00 2.75 18.% 2 288800.00 44
9423269 141920000423269 01 FORREST 14350
SOUTHWEST
MARKET
COURT PORTLAND OR 97233 11.% 299
295 05
1 91
45900.00 45191.94 155000.00 12/4/95
3/4/96
11/4/20
90.00 2.75 18.% 2 93592.00 36
9423270 106920000423270 05 DUNCAN 275
WEST DUNNE
AVE.
MORGAN HILL CA 95037 11.% 299 294
05 1
92
79450.00 78723.21 314000.00 11/22/95
2/22/96
10/22/20
89.00 2.75 18.% 2 197566.00 37
9423273 106910000423273 05 TATE 539
SOUTH RAISINA
STREET
FRESNO CA 93721 8.75% 300 296
05 1 81
22000.00
13069.27 90000.00 12/1/95
3/1/96 12/1/20
80.00
0.50 18.% 2 49291.00 34
9423276 106920000423276 00 MOWAT 2236
CANYON
TERRACE
LOS ANGELES CA 90068 8.5% 299 294
05 1
92
22500.00 22198.02 275000.00 11/30/95
5/30/96
10/30/20
89.00 2.25 18.% 2 220000.00 45
9423277 106920000423277 01 KUCHENBECKER 1660
CHALCEDONY STREET
#D SAN DIEGO CA 92109 8.5% 299
294 01 1
92
19800.00 19358.46 198000.00 11/27/95
5/27/96
10/27/20
90.00 2.25 18.% 2 158400.00 35
9423278 106920000423278 05 ANDERSON 19602
NATALIE
WAY
REDDING CA 96003 8.5% 299 294
05 1 92
100000.00
99237.62 345000.00 11/30/95
5/30/96 10/30/20
88.00
3.25 18.% 2 203150.00 36
9423280 106920000423280 05 KOUNS 6214
SHADELANDS
DRIVE
SAN JOSE CA 95123 10.5% 299 294
05 1 92
25000.00
23701.81 210000.00 11/21/95
2/21/96 10/21/20
90.00
2.25 18.% 2 163174.00 31
9423282 132910000423282 03 HOYES 2460
AVENIDA
CORTES
HENDERSON NV 89014 8.5% 299 294
03 1
91
10000.00 9665.01 120000.00 11/22/95
5/21/96
10/22/20
58.00 1.50 18.% 2 58952.00 44
9423283 106920000423283 05 MCINTOSH 24311
RUE DE
GAUGUIN
LAGUNA NIGUEL CA 92677 11.% 299 294
03 1
92
39000.00 38848.55 340000.00 11/29/95
2/29/96
10/29/20
90.00 2.75 18.% 2 267000.00 43
9423284 106920000423284 00 CYR 626
16TH AVENUE
SAN
FRANCISCO CA 94118 10.5% 300 296
05 1 91
47500.00
46718.42 475000.00 12/1/95
3/1/96 12/1/20
90.00
2.25 18.% 2 380000.00 37
9423285 153920000423285 05 ECKERT 3802
EAST FRENCH
ROAD
CLINTON WA 98236 8.5% 299 294
05 1
92 89300.00
73591.25 325000.00 11/22/95
5/1/96 10/22/20
90.00
3.25 18.% 2 203100.00 46
9423286 134920000423286 05 LEDERMAN 1016
IRVING
AVENUE
WESTFIELD NJ 07090 10.5% 180 175
05 1
92 45000.00
13801.49 255000.00 11/10/95
2/11/96 11/10/10
90.00
2.25 18.% 2 184000.00 43
9423288 106920000423288 06 GUERRERO 4270
CHURCHILL
DRIVE
PLEASANTON CA 94588 11.% 300 295
03 1
92
39750.00 39488.34 265000.00 11/7/95
2/7/96
11/7/20
90.00 2.75 18.% 2 198750.00 39
9423289 106930000423289 05 JOHNSON 634
STARLING AVE.
LIVERMORE CA 94550 11.% 299 294
05 1
93
22500.00 22240.26 225000.00 11/17/95
2/17/96
10/17/20
90.00 2.75 18.% 2 180000.00 43
9423293 106920000423293 00 BENTON 2194 EL
DORADO
STREET #12
TORRANCE CA 90501 10.5% 299 295
01 1
91
23950.00 12435.38 240000.00 12/5/95
3/5/96
11/5/20
90.00 2.25 18.% 2 191600.00 34
9423294 106920000423294 00 GOO 2299
MONTANA
AVENUE
SOUTH LAKE TAHOE CA 96150 11.% 180 175
05
1 92
16200.00 16087.20 162000.00 11/20/95
1/20/96
11/20/10
85.00 2.75 18.% 2 121500.00 44
9423295 106920000423295 05 VACA 1027
BIRCH COURT
FAIRFIELD CA 94533 10.5% 300 295
05 1
92 30750.00
30260.81 205000.00 11/8/95
2/8/96 11/8/20
90.00
2.25 18.% 2 153750.00 41
9423296 106920000423296 02 PALEY 1618
STANFORD
AVENUE
REDONDO BEACH CA 90278 11.% 299 294
05 1
92
29500.00 28500.00 295000.00 11/27/95
2/27/96
10/27/20
90.00 2.75 18.% 2 236000.00 32
9423297 113920000423297 05 HATCHER III 12220
BOXWOOD
CIRCLE
ALPHARETTA GA 30202 11.% 300 296
03 1
91
50000.00 49368.67 371000.00 12/1/95
2/5/96
12/6/20
85.00 2.75 18.% 2 264800.00 42
9423299 106910000423299 01 GRIEVE 267
EAST
STRAWBERRY DRIVE
MILL VALLEY CA 94941 9.75% 300 296
05 1
81
100000.00 26400.65 792000.00 12/1/95
3/1/96
12/1/20
45.00 1.50 18.% 2 250000.00 42
9423301 106920000423301 01 LEE 401
CAMBRIDGE
STREET SAN
FRANCISCO CA 94134 10.5% 300 295
07 1 92
25600.00
4962.17 256000.00 11/8/95
2/8/96 11/8/20
90.00
2.25 18.% 2 203150.00 41
9423302 106920000423302 05 SMITH 9540
GALLINA COURT
ATASCADERO CA 93422 11.% 299 294
05 1
92
99900.00 95720.76 504000.00 11/22/95
2/22/96
10/22/20
90.00 2.75 18.% 2 350084.00 43
9423303 106920000423303 05 PINEDA 1346
ERINWOOD
COURT SAN
JOSE CA 95121 11.% 300 295
05 1 92
39300.00
39046.63 262000.00 11/20/95 2/20/96
11/20/20
90.00
2.75 18.% 2 196500.00 41
9423306 106920000423306 01 LEON 933
BROOKHAVEN
DRIVE
CLOVIS CA 93612 10.5% 299 295
05 1 92
48000.00
47558.96 53500.00 12/14/95
1/31/96 11/14/20
90.00
2.25 18.% 1 .00 37
9423307 106920000423307 01 BULLARD 4387
LUCY WAY
SOQUEL CA 95073 11.% 299 294
05 1 92
45000.00
43083.98 439000.00 11/29/95
2/29/96 10/29/20
89.00
2.75 18.% 2 345000.00 36
9423312 153930000423312 05 STILES 6012 S
BAKERVIEW
PARK DRIVE
FERNDALE WA 98248 10.5% 300 296
05 1
91
41000.00 40225.98 164500.00 12/6/95
3/6/96
12/6/20
90.00 2.25 18.% 2 106211.36 43
9423314 149910000423314 02 SEGUIN 5776
WEST
CHAMBRE DRIVE
KEARNS UT 84118 10.5% 299 294
05 1 91
25000.00
24672.58 116000.00 11/14/95
2/14/96 10/14/20
89.00
2.25 18.% 2 77496.00 33
9423321 106910000423321 05 LINDER 16693
CHARMEL
LANE
PACIFIC PALISADES ARCA 90272 10.75% 300 296
05
1 91
100000.00 27575.17 925000.00 12/5/95
3/5/96
12/5/20
89.00 2.50 18.% 2 718129.00 20
9423329 106910000423329 05 MANNI 60 SAN
BENANCIO
ROAD
SALINAS CA 93908 9.75% 300 296
05 1 81
59000.00
54287.48 310000.00 12/4/95
3/4/96 12/4/20
80.00
1.50 18.% 2 189000.00 44
9423332 106910000423332 01 MARIANO 249
FAIRHAVEN
WAY
VALLEJO CA 94591 8.5% 299 294
05 1 91
35200.00
35597.31 235000.00 11/6/95
5/6/96 10/6/20
90.00
3.75 18.% 2 176250.00 43
9423335 106920000423335 00 CASSELMAN 5445
SILVER
VISTA WAY
SAN JOSE CA 95138 10.5% 300 293
01 1 92
38000.00
18386.77 380398.00 9/13/95
12/13/95 9/13/20
90.00
2.25 18.% 2 304300.00 43
9423336 135920000423336 01 DOWNUM JR 1405
SNOWDROP
PL.NE
ALBUQUERQUE NM 87112 11.% 300 295
05 1
92
59600.00 17900.77 224000.00 11/28/95
2/28/96
11/28/20
90.00 2.75 18.% 2 142000.00 20
9423339 106920000423339 05 WHEELER 239
GLEN SUMMER
ROAD
PASADENA CA 91105 8.5% 299 295
05 1
91
78000.00 52774.23 520000.00 12/6/95
6/6/96
11/6/20
90.00 3.75 18.% 2 390000.00 49
9423341 141920000423341 05 BOETTNER 1689
N.W.
HARTFORD AVENUE
BEND OR 97701 10.5% 300 296
05 1 91
17000.00
15762.69 98000.00 12/5/95 3/5/96
12/5/20
87.00
2.25 18.% 2 68200.00 43
9423343 153910000423343 02 DANIELS 10525
SE TEMPO
LAKE DRIVE
OLYMPIA WA 98513 9.25% 300 296
05 1
81
49900.00 49012.58 104000.00 12/5/95
3/5/96
12/5/20
48.00 1.00 18.% 1 .00 49
9423350 106930000423350 01 HENDERSON 923
EAST
JONQUIL ROAD
SANTA ANA CA 92701 11.5% 299 295
05 1
91
24000.00 23531.13 230000.00 12/15/95
2/15/96
11/15/20
84.00 3.25 18.% 2 168750.00 50
9423355 116910000423355 05 COEY 513 N.
FALCON DRIVE
SAGLE
ID 83860 10.5% 300 296
05 1 91
47500.00
46945.79 475000.00 12/5/95 3/5/96
12/5/20
90.00 2.25
18.% 2 380000.00 34
9423361 106920000423361 00 POLL 4368
CLEARWOOD
ROAD
MOORPARK CA 93021 10.5% 300 296
03 1
91
34700.00 33096.58 350000.00 12/8/95
3/8/96
12/8/20
90.00 2.25 18.% 2 277600.00 45
9423366 116920000423366 05 CRAWFORD 12387
WEST
ENGELMANN
DRIVE BOISE ID 83713 7.75% 299
295 05 1
91
12500.00 12304.49 103000.00 12/4/95
6/4/96
11/4/20
90.00 2.75 18.% 2 80082.00 37
9423367 106910000423367 00 AUSTIN 1420
THE STRAND
MANHATTAN BEACH CA 90266 10.75% 299 294
01
1 91
37000.00 36044.88 850000.00 11/10/95
2/10/96
10/10/20
83.00 2.50 18.% 2 663000.00 22
9423373 106920000423373 01 DOMER 1748
ROSELLA
PLACE
SANTA ROSA CA 95403 10.5% 180 176
05 1
91
26600.00 18818.65 254000.00 12/4/95
3/4/96
12/4/10
90.00 2.25 18.% 2 202000.00 43
9423374 106920000423374 05 O'KEEFE 911
HUDIS STREET
ROHNERT PARK CA 94928 11.5% 300 296
05 1
91
42500.00 41740.43 229000.00 12/5/95
3/5/96
12/5/20
90.00 3.25 18.% 2 163000.00 48
9423375 106920000423375 03 LEBOVITZ 27
OCEAN AIRE
RANCHO
PALOS VERDES CA 90275 11.5% 299 295
05 1
91
58000.00 56846.73 587000.00 12/19/95
3/21/96
11/21/20
89.00 3.25 18.% 2 460000.00 44
9423378 106910000423378 00 RICE 5000
RIVER ROAD
OLYMPIC
VALLEY CA 96146 9.25% 180 175
05 1 91
21000.00
20568.20 425000.00 11/6/95 2/6/96
11/6/10
53.00 1.00
18.% 2 203000.00 35
9423380 106920000423380 00 BROWNLEE 2270
BENSON
AVENUE
SANTA CRUZ CA 95065 10.25% 300 295
05 1
91
37500.00 36321.55 375000.00 11/20/95
2/20/96
11/20/20
90.00 2.00 18.% 2 300000.00 29
9423382 106920000423382 01 MILLIS 3775
BEMBOW DRIVE
REDDING CA 96002 10.25% 300 295
05 1
92 15000.00
14821.85 112000.00 11/20/95
2/20/96 11/20/20
88.00
2.00 18.% 2 83492.00 30
9423384 106910000423384 03 CONRAD 2958
BEACHWOOD
DRIVE
LOS ANGELES CA 90068 9.25% 299 295
05 1
81
26000.00 25489.89 294500.00 12/12/95
3/12/96
11/12/20
72.00 1.00 18.% 2 184966.00 50
9423386 106910000423386 05 GILLETTE 1613
LIPTON
STREET
ANTIOCH CA 94509 10.25% 300 295
05 1
91 19500.00
9696.73 135000.00 11/4/95
2/4/96 11/4/20
90.00
2.00 18.% 2 102000.00 26
9423387 106920000423387 01 LAMKIN 450
FOREST DRIVE
LAKEPORT CA 95453 10.5% 300 296
05 1
91
27200.00 26743.31 118000.00 12/7/95
3/7/96
12/7/20
90.00 2.25 18.% 2 79000.00 40
9423388 149910000423388 02 SMITH 5771
WEST CHAMBRE
DRIVE
SALT LAKE CITY UT 84118 8.75% 299 294
05 1
91
17000.00 16904.77 100000.00 11/7/95
2/7/96
10/7/20
76.00 0.50 18.% 2 58836.00 41
9423389 106910000423389 05 SMITH 13475
GARRIC
AVENUE GLEN
ELLEN CA 95442 8.75% 299 294
05 1 91
35000.00
24986.62 376000.00 11/22/95 2/22/96
10/22/20
80.00
0.50 18.% 2 265000.00 45
9423390 106920000423390 01 MOGHADDAM 6375
NORTH
DOCKERY
AVENUE CLOVIS CA 93611 11.% 300
295 05
1 92
57700.00 41845.82 310000.02 11/13/95
2/13/96
11/13/20
90.00 2.75 18.% 2 221207.00 45
9423391 106910000423391 00 GREEN 5831
MITCHELL
CANYON COURT
CLAYTON CA 94517 11.% 300 295
05 1
91 41650.00
41465.26 272000.00 11/13/95
2/13/96 11/13/20
90.00
2.75 18.% 2 203150.00 42
9423395 106920000423395 05 TAYLOR 39774
GOLFERS
DRIVE
PALMDALE CA 93551 7.25% 299 295
05 1
91
15000.00 12002.98 165000.00 12/4/95
6/4/96
11/4/20
90.00 2.75 18.% 2 132000.00 28
9423404 106930000423404 02 ABRAMSON 575
ESCONDIDO
CIRCLE
LIVERMORE CA 94550 8.5% 299 294
03 1
93
59000.00 58301.61 330000.00 11/27/95
5/27/96
10/27/20
80.00 1.50 18.% 2 203150.00 36
9423405 106910000423405 01 MICHAUD 505
NORTH
TIGERTAIL ROAD
LOS ANGELES CA 90049 9.75% 299 295
05 1
81
100000.00 33004.48 1784000.00 12/14/95
3/14/96
11/14/20
60.00 1.50 18.% 2 960000.00 37
9423406 106910000423406 05 LEBSACK 764
CHERRY
STREET
PETALUMA CA 94952 9.25% 180 176
05 1
81
11900.00 11741.96 207000.00 12/7/95
3/7/96
12/7/10
70.00 1.00 18.% 2 133000.00 41
9423407 106930000423407 05 ZEEN 220
FRANKFORT
AVENUE
HUNTINGTON BEACH CA 92648 11.% 300 295
05
1 93
58800.00 58665.03 292500.00 11/8/95
2/8/96
11/8/20
90.00 2.75 18.% 2 203150.00 44
9423410 112920000423410 02 EDREIRA 20301
S.W. 106
AVENUE
MIAMI FL 33189 11.5% 299 294
05 1 92
11200.00
11048.29 88000.00 11/22/95 2/22/96
10/22/20
90.00
3.25 18.% 2 68000.00 38
9423416 113920000423416 05 JONES 1212
RIVERSOUND
COURT
MARIETTA GA 30068 9.25% 299 295
03 1
92
45000.00 42081.99 320000.00 11/15/95
2/15/96
11/14/20
82.00 1.00 18.% 2 215000.00 45
9423422 142910000423422 01 MORGAN 731
THIRD STREET
OAKMONT PA 15139 11.% 300 295
05 1
91 20000.00
19448.16 105000.00 11/30/95
2/29/96 11/30/20
90.00
2.75 18.% 2 74500.00 42
9423430 255910000423430 05 IGNASIAK W173
S8097
EDWARD COURT
MUSKEGO WI 53150 8.75% 300 295
05 1
91
26000.00 18252.77 165000.00 11/30/95
2/29/96
11/30/20
80.00 0.50 18.% 2 105000.00 46
9423433 206910000423433 05 CRAVEN 9941
HALBERNS
BLVD.
SANTEE CA 92071 10.5% 179 175
05 1 91
30000.00
3330.95 200000.00 12/4/95
3/3/96 11/4/10
85.00
2.25 18.% 2 140000.00 38
9423434 206920000423434 02 KACZMAREK 20261
RUNNING
SPRINGS
LANE HUNTINGTON BEACH CA 92646 10.5% 300
297
05 1
91 30850.00 14448.68 260000.00 12/4/95
3/4/96
1/1/21
90.00 2.25 18.% 2 203150.00
43
9423443 106910000423443 05 LANDSBERG 10225
THE
STRAND
TRUCKEE CA 96161 10.5% 300 295
05 1
91 18500.00
15985.94 185000.00 11/10/95
2/10/96 11/10/20
90.00
2.25 18.% 2 148000.00 34
9423444 106920000423444 00 HORNE 322
MARTIN DRIVE
APTOS
CA 95003 10.5% 299 295
05 1 91
38900.00
38101.83 389500.00 12/4/95 3/4/96
11/4/20
90.00 2.25
18.% 2 311600.00 39
9423450 106910000423450 05 GUILLEN 6603
AND 6603-A
ORCHARD AVE
BELL CA 90201 9.75% 180 176
05 1 91
50000.00
35545.38 225000.00 12/22/95 3/22/96
12/22/10
23.00
1.50 18.% 1 .00 17
9423453 112910000423453 00 DENNIS 519
SUWANEE
CIRCLE
TAMPA FL 33606 10.5% 299 294
05 1 91
34450.00
33896.88 345063.00 11/28/95
2/28/96 10/28/20
90.00
2.25 18.% 2 275950.00 35
9423456 149910000423456 03 ERICKSON 7143
SOUTH
WATERMILL WAY
SALT LAKE CITY UT 84121 9.25% 299 295
05 1
81
38000.00 20766.05 165000.00 12/20/95
3/20/96
11/20/20
79.00 0.50 18.% 2 91461.32 40
9423474 206920000423474 05 ESPINOZA 8801
BLUE LAKE
DRIVE
SAN DIEGO CA 92119 12.25% 179 175
05 1
91
36800.00 36453.28 184000.00 12/19/95
1/19/96
11/19/10
89.00 4.00 18.% 2 125633.00 21
9423476 206920000423476 05 LUNDBERG 19866
HWY 78
RAMONA CA 92065 11.5% 299 295
05 1
91 60000.00
17705.09 190000.00 12/19/95
3/19/96 11/19/20
81.00
3.25 18.% 2 92300.00 37
9423480 106920000423480 00 WILLIAMSON 19035
MAYBERRY DRIVE
CASTRO VALLEY CA 94546 10.5% 299 294
05 1
92
15200.00 13707.55 155000.00 11/24/95
2/24/96
10/24/20
89.00 2.25 18.% 2 121600.00 29
9423482 106920000423482 00 REDDY 11
ANTELOPE LANE
MONTEREY CA 93940 10.5% 299 294
05 1
92
39000.00 38672.76 395000.00 11/27/95
2/27/96
10/27/20
89.00 2.25 18.% 2 312000.00 43
9423483 106920000423483 01 LATCHFORD 1272
BLACKFIELD
DRIVE
SANTA CLARA CA 95014 8.5% 299 295
05 1
91
35400.00 33545.12 236000.00 12/1/95
6/1/96
11/1/20
90.00 2.00 18.% 2 177000.00 27
9423488 106920000423488 05 GARCIA 10650
FOURTH
STREET
GILROY CA 95020 11.% 299 295
05 1 91
36000.00
4380.76 370000.00 12/1/95 3/1/96
11/1/20
83.00
2.75 18.% 2 268000.00 45
9423490 106920000423490 01 TASCA 2380
SPRUCE STREET
CARLSBAD CA 92008 10.5% 299 294
05 1
92
20600.00 9872.14 412500.00 11/29/95
2/29/96
10/29/20
85.00 2.25 18.% 2 330000.00 31
9423491 106920000423491 05 GOEBEL 7320
EAST
NIGHTINGALE CIRCLE
ANAHEIM CA 92808 8.5% 299 295
05 1
91 40000.00
36795.56 330000.00 12/5/95
6/5/96 11/5/20
90.00
2.00 18.% 2 257000.00 22
9423498 153920000423498 02 SUSEDIK 27270 -
188TH AVE.
SE KENT
WA 98042 11.% 300 295
05 1 92
19300.00
18962.77 129000.00 11/10/95 2/10/96
11/10/20
90.00
2.75 18.% 2 96700.00 35
9423499 208910000423499 06 JUERGENS 7820
KREMERS
LANE
LAPORTE CO 80535 8.75% 299 296
05 1
91 48000.00
7308.20 220000.00 1/1/96
4/9/96 12/9/20
74.00
0.50 18.% 2 113834.00 43
9423502 106920000423502 00 FEKRI 5966
WOODLAND
VIEW DRIVE
WOODLAND HILLS AREA CA 91367 8.5% 299 295
05
1 91
41000.00 40237.41 440000.00 12/7/95
6/7/96
11/7/20
84.00 2.75 18.% 2 328000.00 33
9423503 106920000423503 05 MATTHIES 28
ESCONDIDO
PLACE LA
HONDA CA 94020 8.5% 299 294
05 1 92
26300.00
5864.25 280000.00 11/30/95 5/30/96
10/30/20
82.00
2.25 18.% 2 203150.00 33
9423505 106910000423505 05 WUSSLER, JR. 10575
VESTONE
WAY
LOS ANGELES CA 90077 8.5% 299 295
05 1
81
80000.00 78875.25 1025000.00 12/6/95
6/6/96
11/6/20
79.00 2.75 18.% 2 728000.00 39
9423506 106910000423506 00 ROBERTS 9320
BURCHELL
ROAD
GILROY CA 95020 8.75% 300 296
05 1 81
30400.00
28888.04 329000.00 12/11/95
3/11/96 12/11/20
73.00
0.50 18.% 2 207000.00 37
9423518 106920000423518 05 SADRI 1666
HYACINTH LANE
SAN
JOSE CA 95124 10.5% 300 296
05 1 91
25000.00
24796.96 250000.00 12/8/95 3/8/96
12/8/20
85.00 2.25
18.% 2 186492.00 37
9423521 106930000423521 05 KENNEDY 6706
LEMANS
AVENUE
CITRUS HEIGHTS CA 95621 10.75% 300 296
05 1
91
100000.00 99183.78 113500.00 12/6/95
3/6/96
12/6/20
89.00 2.50 18.% 1 .00 29
9423538 106930000423538 05 ROBERSON 8528
CHANEY
AVENUE
PICO RIVERA CA 90660 11.5% 299 295
05 1
91
16700.00 16461.37 148000.00 12/4/95
3/4/96
11/4/20
90.00 3.25 18.% 2 116500.00 44
9423541 112910000423541 02 EGUILUZ 10451
SW 110
STREET
MIAMI FL 33176 8.75% 299 295
05 1 91
20000.00
19663.91 180000.00 12/5/95 3/5/96
11/5/20
77.00
0.50 18.% 2 118000.00 39
9423543 106920000423543 05 GARDNER 23600
DAISETTA
DRIVE
NEWHALL AREA CA 91321 11.% 299 295
05 1
91
28000.00 27720.22 170000.00 12/8/95
3/8/96
11/8/20
90.00 2.75 18.% 2 125000.00 34
9423544 141910000423544 03 RENNIE 5657 SW
HERGERT
ROAD
CORNELIUS OR 97113 9.25% 299 295
05 1
81
50000.00 38883.73 300000.00 12/6/95
3/6/96
11/6/20
56.00 1.00 18.% 2 117210.00 49
9423547 106920000423547 05 MURPHY 215
NORTH MYERS
STREET
BURBANK CA 91506 10.5% 299 295
05 1
91
20000.00 19805.55 165000.00 12/6/95
3/6/96
11/6/20
90.00 2.25 18.% 2 128500.00 37
9423549 206920000423549 05 RAFATJOO 1524
ANITA LANE
NEWPORT BEACH CA 92660 11.% 299 295
05 1
91
56000.00 55023.74 448000.00 12/19/95
3/19/96
11/19/20
90.00 2.75 18.% 2 347200.00 41
9423551 106930000423551 05 KALBAK 5181
COLONY DR.
CAMARILLO CA 93012 10.5% 300 296
03 1
91
38250.00 25442.65 255000.00 12/7/95
3/7/96
12/7/20
90.00 2.25 18.% 2 191250.00 40
9423552 149920000423552 03 PETERSON 5536
WEST 4330
SOUTH
WEST VALLEY CITY UT 84120 10.5% 299 295
05 1
91
18300.00 7762.63 107000.00 12/15/95
3/15/96
11/15/20
90.00 2.25 18.% 2 78000.00 34
9423553 106910000423553 05 GOHN 11870
DEL PUERTO
CANYON
ROAD LIVERMORE CA 94550 9.25% 300
297 05
1 91
50000.00 9104.22 394000.00 1/9/96
4/9/96
1/9/21
34.00 1.00 18.% 2 83000.00 34
9423555 249910000423555 06 FRY 1626
EAST HARRISON
AVENUE
SALT LAKE CITY UT 84105 8.75% 300 297
05 1
81
18000.00 17754.29 155000.00 12/15/95
3/15/96
1/1/21
80.00 0.50 18.% 2 106000.00 30
9423556 106920000423556 00 CRISWELL 62
BALBOA COVES
NEWPORT BEACH CA 92663 10.75% 299 294
03 1
92
60000.00 59431.57 600000.00 11/15/95
2/15/96
10/15/20
90.00 2.50 18.% 2 480000.00 30
9423558 209910000423558 05 SCALISE 48 TWIN
BROOK
DRIVE
STAMFORD CT 06907 9.25% 299 295
05 1
81
100000.00 72663.90 370000.00 12/20/95
3/20/96
11/20/20
79.00 1.00 18.% 2 190000.00 44
9423564 106920000423564 03 QUINTERO 321
BURLINGTON
COMMON
SANTA ANA CA 92704 11.% 299 295
03 1
91
16000.00 15729.59 160000.00 12/21/95
3/22/96
11/21/20
90.00 2.75 18.% 2 128000.00 43
9423565 112920000423565 06 RAMOS 13300
SW 71 STREET
MIAMI
FL 33183 9.5% 299 295
05 1 92
60000.00
49587.84 125000.00 12/6/95 3/6/96
11/6/20
79.00 1.25
18.% 2 38491.00 26
9423566 206920000423566 00 MILLER 1439
TORREY PINES
ROAD LA
JOLLA CA 92037 11.5% 179 175
05 1 91
37200.00
36426.47 267500.00 12/4/95 3/4/96
11/4/10
89.00
3.25 18.% 2 198400.00 38
9423567 208920000423567 02 GABY, JR. 463
SOUTH ONEIDA
WAY
DENVER CO 80224 8.5% 299 295
05 1 92
48000.00
14064.25 157000.00 12/9/95
3/9/96 11/9/20
80.00
0.25 18.% 2 77000.00 29
9423569 149910000423569 02 LYON 134
NORTH BARNES
DRIVE
KAYSVILLE UT 84037 9.75% 300 295
05 1
91
48000.00 47288.66 315000.00 11/30/95
3/1/96
11/30/20
80.00 1.50 18.% 2 203150.00 26
9423570 106910000423570 05 EMMONS 119
GLORIETTA
BOULEVARD
ORINDA CA 94563 8.75% 299 295
05 1 81
40000.00
6287.27 309000.00 12/15/95
3/15/96 11/15/20
79.00
0.50 18.% 2 203150.00 45
9423574 106920000423574 01 FRANCIS, II 23
WARRICK COURT
PETALUMA CA 94954 10.5% 300 296
05 1
91
27500.00 27245.37 300000.00 12/9/95
3/9/96
12/9/20
90.00 2.25 18.% 2 240000.00 39
9423575 223910000423575 02 WIDEN ROUTE 5
WATERBORO
ME 04030 8.75% 299 295 05
1 91
21500.00
21149.63 120000.00 12/8/95 3/3/96
11/8/20
74.00 0.50
18.% 2 66822.00 38
9423577 106920000423577 05 WATSON 15062
COLUMBIA
LANE
HUNTINGTON BEACH CA 92647 10.5% 300 296
05
1 91
35000.00 27824.96 200000.00 12/7/95
3/7/96
12/7/20
90.00 2.25 18.% 2 144868.00 42
9423583 106910000423583 05 CHOW 3732
RIVERA STREET
SAN
FRANCISCO CA 94116 9.75% 300 296
05 1 81
28000.00
27605.35 205000.00 12/6/95
3/6/96 12/6/20
80.00
1.50 18.% 2 136000.00 49
9423584 112910000423584 03 CABAI 1475
LARKWOOD
SQUARE N
FT MYERS FL 33919 8.75% 299 295
05 1
81 20000.00
7988.27 134000.00 12/13/95
3/13/96 11/13/20
72.00
0.50 18.% 2 76007.00 22
9423592 106920000423592 00 ALLEN 5101
SHENANDOAH
AVE. LOS
ANGELES CA 90056 11.5% 300 296
05 1 91
59500.00
59003.42 595000.00 12/9/95 3/9/96
12/9/20
90.00
3.25 18.% 2 476000.00 38
9423595 106930000423595 00 ITO 404
HEATHER RIDGE
COURT SAN
RAMON CA 94583 10.5% 300 296
05 1 91
42100.00
40808.49 421990.00 12/8/95 3/8/96
12/8/20
90.00
2.25 18.% 2 337500.00 36
9423597 106920000423597 05 SANTOS 12476
DORMOUSE
ROAD
SAN DIEGO CA 92129 10.5% 299 295
05 1
91
36100.00 35208.49 241000.00 12/7/95
3/7/96
11/7/20
90.00 2.25 18.% 2 180750.00 36
9423599 134920000423599 06 BROWN 472
ALPINE
TERRACE
RIDGEWOOD NJ 07450 11.% 179 175
05 1
92
30000.00 21656.67 370000.00 12/21/95
3/21/96
11/21/10
89.00 2.75 18.% 2 296000.00 48
9423602 106910000423602 01 SIEBEE 3514
WEST 229TH
PLACE
TORRANCE CA 90505 8.75% 299 294
05 1
91
20400.00 20213.99 212000.00 11/22/95
3/5/96
10/22/20
56.00 0.50 18.% 2 98000.00 43
9423607 106910000423607 05 GARDINER 5530
COUNTRY
CLUB
PARKWAY SAN JOSE CA 95138 9.75% 299
295
05 1
81 114000.00 112384.62 980000.00 12/1/95
3/1/96
11/1/20
78.00 1.50 18.% 2
650000.00 49
9423609 106920000423609 00 BELL 18991
HARLEIGH
DRIVE
SARATOGA CA 95070 10.5% 299 295
05 1
91
49500.00 48628.13 495000.00 12/4/95
3/4/96
11/4/20
90.00 2.25 18.% 2 396000.00 36
9423611 142920000423611 06 JONES 239
NORSAM DRIVE
LANGHORNE PA 19047 11.% 300 296
05 1
91
22500.00 22538.94 278000.00 12/13/95
3/18/96
12/18/20
90.00 2.75 18.% 2 227680.00 45
9423613 106920000423613 01 SUAREZ 563 NO.
20TH
STREET SAN
JOSE CA 95112 11.5% 299 295
05 1 91
44500.00
43952.36 295000.00 12/5/95 3/5/96
11/5/20
90.00 3.25
18.% 2 221000.00 39
9423614 106920000423614 02 BIGELOW-THOM 5551
RED
RIVER DRIVE
SAN DIEGO CA 92120 8.5% 299 294
05 1
92 17500.00
17441.68 175000.00 11/29/95
5/29/96 10/29/20
90.00
2.75 18.% 2 140000.00 45
9423615 141910000423615 03 GERSTNER 7251
FIELDVIEW
STREET NE
KEIZER OR 97303 8.5% 299 295
05 1 81
25000.00
2915.07 180000.00 12/14/95
3/15/96 11/14/20
66.00
0.25 18.% 2 92699.00 30
9423616 106910000423616 02 GREEN 2418
WEST PALM
AVENUE
ORANGE CA 92668 8.5% 299 294
05 1 91
29000.00
28135.12 160000.00 11/27/95
5/27/96 10/27/20
80.00
0.50 18.% 2 98553.00 39
9423617 106920000423617 05 PRICE 383
MANILA DRIVE
SAN
JOSE CA 95119 10.5% 299 294
05 1 92
33000.00
32818.79 220000.00 11/30/95 2/29/96
10/30/20
90.00
2.25 18.% 2 165000.00 40
9423619 106910000423619 00 FUJIOKA 48849
SEMILLON
DRIVE
FREMONT CA 94539 10.5% 299 295
05 1
91 30500.00
30089.49 305000.00 12/6/95
3/6/96 11/6/20
90.00
2.25 18.% 2 244000.00 41
9423620 106920000423620 05 SHEPSTONE 3009
NORTH
SKYWOOD
STREET ORANGE CA 92665 10.5% 299
295 05
1 91
22000.00 10009.64 222000.00 12/1/95
3/1/96
11/1/20
90.00 2.25 18.% 2 176000.00 40
9423621 106920000423621 00 MUCKENTHALER 21032
MARINO
LANE
HUNTINGTON BEACH CA 92646 11.% 299 294
03
1 92
51500.00 51258.43 521000.00 11/29/95
2/29/96
10/29/20
89.00 2.75 18.% 2 412000.00 34
9423623 108910000423623 03 BODELL 18838 E
GEDDES
AVE
AURORA CO 80016 7.25% 299 295
05 1
81 80000.00
79320.98 379500.00 12/13/95
6/1/96 11/18/20
75.00
1.00 18.% 2 203150.00 38
9423624 208910000423624 02 MCAVINEY
1419-1421
CENTENNIAL DRIVE
LONGMONT CO 80501 8.75% 299 295
05 1
91
38000.00 31329.60 150000.00 12/9/95
3/9/96
11/9/20
80.00 0.50 18.% 2 81855.00 34
9423625 106930000423625 02 ROBINSON 5668 -
23RD STREET
SACRAMENTO CA 95822 11.5% 300 296
05 1
91
21600.00 21416.08 144000.00 12/7/95
3/7/96
12/7/20
90.00 3.25 18.% 2 108000.00 48
9423626 106920000423626 01 BEEMAN 74
WELLINGTON
AVENUE
ROSS CA 94957 12.% 300 294
05 1 92
88000.00
87820.69 590000.00 10/16/95 1/16/96
10/16/20
86.00
3.75 18.% 2 413661.00 46
9423629 206920000423629 05 CAMACHO 195
ATHERTON
AVENUE
PITTSBURG CA 94565 11.5% 179 175
05 1
91
41500.00 41500.00 135000.00 12/6/95
3/6/96
11/6/10
89.00 3.25 18.% 2 77981.00 47
9423630 106920000423630 05 HEGLUND 128
WILDER
AVENUE LOS
GATOS CA 95030 11.% 300 296
05 1 91
71000.00
70406.02 710000.00 12/8/95 3/8/96
12/8/20
90.00 2.75
18.% 2 568000.00 35
9423632 106920000423632 00 ALI 1327
DOUGLAS STREET
SAN
FRANCISCO CA 94131 10.5% 300 295
05 1 92
17900.00
17760.90 359000.00 11/15/95
2/15/96 11/15/20
85.00
2.25 18.% 2 287200.00 43
9423633 225910000423633 05 PROCTOR 385
APPLETON
STREET
ANDOVER MA 01810 8.25% 300 296
05 1
81
50000.00 18580.60 380000.00 12/29/95
3/29/96
12/29/20
67.00 0.50 18.% 2 203150.00 37
9423637 225920000423637 05 YETTS 69
LAWRENCE
STREET
SALEM MA 01970 11.% 299 295
05 1 91
16000.00
8811.36 111000.00 12/22/95
3/22/96 11/22/20
90.00
2.75 18.% 2 83800.00 37
9423638 149920000423638 05 DIAZ 2563
EAST 1400 NORTH
LAYTON UT 84040 11.% 300 296
05 1 91
21200.00
21019.76 212000.00 12/11/95
3/11/96 12/11/20
85.00
2.75 18.% 2 157300.00 36
9423639 106920000423639 02 JUDGE 658
COLLEEN DRIVE
SAN
JOSE CA 95123 11.% 300 296
05 1 91
40000.00
25099.03 265000.00 12/5/95 3/5/96
12/5/20
90.00 2.75
18.% 2 197000.00 20
9423642 106920000423642 00 GARDNER 1714
CARVER
STREET
REDONDO BEACH CA 90278 7.25% 299 295
05 1
91
24000.00 23792.16 242000.00 12/8/95
6/8/96
11/8/20
85.00 2.25 18.% 2 180000.00 39
9423643 106920000423643 00 MYERSON 1912 A
PLANT
AVENUE
REDONDO BEACH CA 90278 7.75% 299 295
01 1
91
25300.00 25069.05 255000.00 12/12/95
6/12/96
11/12/20
90.00 2.25 18.% 2 202400.00 36
9423644 106930000423644 01 HALL 253
ODEBOLT DRIVE
THOUSAND OAKS CA 91360 10.25% 300 295
05 1
93
36250.00 35690.41 243000.00 11/22/95
2/22/96
11/22/20
90.00 2.00 18.% 2 182200.00 34
9423645 106920000423645 00 LINCK 6580
QUINTON LANE
LOS
ANGELES CA 91042 7.75% 299 295
05 1 91
27500.00
27300.46 186000.00 12/12/95
6/12/96 11/12/20
89.00
2.25 18.% 2 137850.00 40
9423646 106920000423646 01 BERNARD 1540
CHIRI COURT
SAN
MARTIN CA 95046 11.5% 299 295
05 1 91
60000.00
59986.03 320000.00 12/11/95 1/11/96
11/11/20
90.00
3.25 18.% 2 225080.00 40
9423650 106920000423650 01 ALCANTARA 2730
DUSK DRIVE
SAN
DIEGO CA 92139 11.5% 299 295
05 1 91
16000.00
15871.23 170000.00 12/5/95 3/5/96
11/5/20
85.00 3.25
18.% 2 127500.00 46
9423653 131920000423653 05 WILLIS 2817
VIA AVANTI
STREET
HENDERSON NV 89014 7.25% 179 175
05 1
91
40000.00 39676.38 270000.00 12/9/95
6/9/96
11/9/10
87.00 3.25 18.% 2 193983.00 42
9423654 106920000423654 01 NEEDLE 863 VIA
PACHECO
CAMARILLO CA 93012 11.% 299 295
05 1
91
73100.00 72506.91 307000.00 12/7/95
3/7/96
11/7/20
90.00 2.75 18.% 2 203150.00 40
9423656 153910000423656 05 TRICE 2415
183RD AVENUE
SOUTHEAST
SNOHOMISH WA 98290 7.75% 299 295
05 1
81
95000.00 94325.45 425000.00 12/6/95
6/6/96
11/6/20
80.00 2.00 18.% 2 244000.00 48
9423658 106920000423658 03 HELMICK 24011
QUAIL WAY
LAKE
FOREST CA 92630 10.5% 299 295
03 1 91
27000.00
26721.41 180000.00 12/4/95 3/4/96
11/4/20
90.00 2.25
18.% 2 135000.00 35
9423667 106920000423667 05 RICHARDSON 1806 #
A
WILDBROOK COURT
CONCORD CA 94521 11.% 180 176
09 1
91
19050.00 18891.70 127000.00 12/11/95
12/31/95
12/11/10
90.00 2.75 18.% 2 95250.00 39
9423674 209910000423674 05 HERTZBERG 29
APPLE TREE
DRIVE
STAMFORD CT 06906 6.99% 298 296
05 1
81
50000.00 49844.71 335700.00 1/19/96
4/30/96
12/1/20
78.00 1.00 18.% 2 210300.00 57
9423679 149920000423679 03 JOHNSON 1775 E
KIMSBROUGH ROAD
SANDY UT 84092 10.25% 299 295
05 1 91
15000.00
11705.81 178000.00 12/21/95
3/21/96 11/21/20
87.00
2.00 18.% 2 139869.24 19
9423680 106920000423680 02 ROW 667
CAMINO COURT
SANTA
ROSA CA 95401 11.% 299 294
05 1 92
16200.00
15958.60 162500.00 11/30/95 2/29/96
10/30/20
90.00
2.75 18.% 2 130000.00 43
9423683 113920000423683 02 ROTH 4715
RIVERSOUND
DRIVE
LITHONIA GA 30058 7.25% 179 175
05 1
91
100000.00 94994.52 638000.00 12/8/95
3/8/96
11/8/10
82.00 3.25 18.% 2 417524.00 31
9423688 141920000423688 00 FLYNN 295 NW
TORRYVIEW
DRIVE
PORTLAND OR 97229 10.5% 299 295
05 1
91
39100.00 38561.11 270000.00 12/1/95
3/1/96
11/1/20
90.00 2.25 18.% 2 203000.00 32
9423689 112910000423689 06 ABREU 830
PIZARRO STREET
CORAL GABLES FL 33134 9.75% 299 295
05 1
91
100000.00 98897.44 200000.00 12/6/95
2/6/96
11/6/20
50.00 1.50 18.% 1 .00 43
9423690 106920000423690 00 MCGREGOR 904
LINCOLN
COURT
SAN JOSE CA 95125 10.5% 299 295
05 1 91
20000.00
9910.33 251000.00 12/5/95
3/5/96 11/5/20
88.00
2.25 18.% 2 200800.00 24
9423691 106920000423691 05 SCARPITTI 452
MILLFIELD
PLACE
MORAGA CA 94556 12.% 179 175
05 1
91 41000.00
40980.91 460000.00 12/21/95
12/31/95 11/21/10
82.00
3.75 18.% 2 334977.00 47
9423692 106920000423692 01 COLEMAN, JR 902
NORTH
HIDALGO AVENUE
ALHAMBRA CA 91801 10.5% 299 295
05 1
91
40000.00 34519.80 290000.00 12/4/95
3/4/96
11/4/20
84.00 2.25 18.% 2 203150.00 37
9423693 112920000423693 06 ALFONSO 12718
NW 8 LANE
MIAMI
FL 33182 10.5% 299 295
05 1 92
25000.00
17591.79 127000.00 12/7/95 3/7/96
11/7/20
88.00 2.25
18.% 2 86000.00 33
9423695 106920000423695 05 FAYETTE 17661
SANTA ROSA
CIRCLE
FOUNTAIN VALLEY CA 92708 11.% 299 295
05 1
91
19000.00 7397.83 215000.00 12/7/95
3/7/96
11/7/20
89.00 2.75 18.% 2 172000.00 36
9423696 106920000423696 02 ROSTRATA, JR 2374
SPRING OAK
WAY
SAN DIEGO CA 92139 10.5% 299 295
05 1
91
23200.00 23007.10 155000.00 12/8/95
3/8/96
11/8/20
90.00 2.25 18.% 2 116250.00 45
9423699 106910000423699 01 WATKINS 44820
PARKMEADOW DRIVE
FREMONT CA 94539 7.25% 299 295
05 1
91 35000.00
34641.65 272000.00 12/7/95
3/7/96 11/7/20
88.00
2.25 18.% 2 203150.00 40
9423701 106920000423701 00 BRAVIN 5018
EVANWOOD
AVENUE
AGOURA AREA CA 91301 10.5% 299 295
05 1
91
29500.00 28961.04 301000.00 12/11/95
3/11/96
11/11/20
89.00 2.25 18.% 2 236000.00 39
9423703 113910000423703 00 CROMIE 427
AYELSBURY
COURT
SUGAR HILL GA 30518 9.25% 299 295
05 1
81
50000.00 23567.89 103966.00 12/13/95
3/13/96
11/13/20
49.00 1.00 18.% 1 .00 41
9423713 106920000423713 00 FEENY 785
ROBLE DRIVE
MORGAN HILL CA 95037 10.25% 300 296
05 1
91
28200.00 27508.11 265000.00 12/11/95
3/11/96
12/11/20
86.00 2.00 18.% 2 198750.00 29
9423714 106920000423714 03 DUPNACK 7907
STEWART
AVENUE
LOS ANGELES CA 90045 10.5% 299 295
05 1
91
12000.00 11910.50 292500.00 12/21/95
3/22/96
11/21/20
85.00 2.25 18.% 2 234000.00 43
9423715 106920000423715 05 KEMP 81
PASEO MIRASOL
TIBURON CA 94920 12.% 180 176
05 1 91
100000.00
98515.95 1055000.00 12/7/95
3/7/96 12/7/10
85.00
3.75 18.% 2 790099.00 34
9423716 149910000423716 03 MUNSON 5474
WALDENWOOD CIRCLE
MURRAY UT 84123 8.5% 299 295
05 1
81 20000.00
15996.43 133000.00 12/21/95
2/22/96 11/21/20
51.00
0.25 18.% 2 46977.00 24
9423718 141910000423718 03 RICHARD 9241 SW
HILL
STREET
TIGARD OR 97227 8.75% 299 295
05 1 81
43000.00
37073.54 180000.00 12/22/95
3/22/96 11/22/20
56.00
0.50 18.% 2 56052.00 32
9423721 106920000423721 05 WONG 83
SHIPLEY AVENUE
DALY
CITY CA 94015 10.5% 300 296
05 1 91
25000.00
9238.39 255000.00 12/11/95 3/11/96
12/11/20
89.00
2.25 18.% 2 200000.00 39
9423722 106910000423722 02 PORTEOUS 279
NORTH
EIGHTEENTH
STREET SAN JOSE CA 95112 10.5% 299
295 05
1 91
25800.00 25577.00 172000.00 12/5/95
3/5/96
11/5/20
90.00 2.25 18.% 2 129000.00 44
9423726 106920000423726 05 BONAHOOM 693
EAST NAPLES
STREET
CHULA VISTA CA 91911 8.5% 299 294
05 1
92
40500.00 39916.69 270000.00 11/30/95
5/30/96
10/30/20
90.00 3.75 18.% 2 202500.00 44
9423727 106910000423727 05 REYNAGA, SR 27884
DEBUTTS
TERRACE
MALIBU CA 90265 7.75% 299 295
05 1 81
70000.00
69291.23 1700000.00 12/8/95
6/8/96 11/8/20
70.00
2.00 18.% 2 1105000.00 50
9423730 106920000423730 05 MEARS 4808
MCDONELL
AVENUE
OAKLAND CA 94619 10.5% 299 295
05 1
91
15700.00 15572.49 315000.00 12/4/95
3/4/96
11/4/20
85.00 2.25 18.% 2 252000.00 43
9423733 106920000423733 00 MAISTER 26 VIA
VETTI
LAGUNA
NIGUEL CA 92677 10.5% 299 294
03 1 92
35000.00
34811.40 350000.00 11/28/95 2/28/96
10/28/20
90.00
2.25 18.% 2 280000.00 38
9423734 106920000423734 05 SEMO 10717
WALLINGFORD
ROAD
SAN DIEGO CA 92126 11.% 299 295
05 1
91 35000.00
34700.49 235000.00 12/7/95
3/7/96 11/7/20
90.00
2.75 18.% 2 176250.00 39
9423738 106920000423738 02 TAYLOR 7448
BATISTA
STREET SAN
DIEGO CA 92111 11.% 300 296
05 1 91
22900.00
22691.43 229000.00 12/8/95 3/8/96
12/8/20
90.00 2.75
18.% 2 183200.00 50
9423739 106920000423739 00 YEE 1368
CASTRO COURT
PACIFICA CA 94044 10.5% 300 296
05 1
91 27000.00
26754.12 276000.00 12/11/95
3/11/96 12/11/20
90.00
2.25 18.% 2 220780.00 35
9423740 106920000423740 00 PLUMB, V 2685
SAN
CLEMENTE TERRACE
SAN DIEGO CA 92122 10.5% 300 296
05 1
91
28200.00 27452.28 285000.00 12/12/95
3/12/96
12/12/20
90.00 2.25 18.% 2 225600.00 41
9423741 106920000423741 00 BAILEY 23427
WEST
COPACABANA
STREET MALIBU CA 90265 11.% 299
295 05
1 91
58000.00 57541.68 580000.00 12/11/95
3/11/96
11/11/20
90.00 2.75 18.% 2 464000.00 44
9423743 217910000423743 05 CARLSON 11312
MICHIGAN
DRIVE
SPRING GROVE IL 60081 11.5% 312 308
05 1
91
50000.00 39306.57 440000.00 12/13/95
3/31/96
12/13/21
82.00 3.25 18.% 2 310000.00 41
9423748 106920000423748 00 GARCIA 560
SOUTH ALLEN
AVENUE
SAN MARINO CA 91108 11.5% 299 295
05 1
91
56000.00 55236.70 565000.00 12/1/95
3/1/96
11/1/20
90.00 3.25 18.% 2 448000.00 30
9423751 106910000423751 01 SMOLENS 1954
JAMESTOWN
WAY
OXNARD CA 93035 11.% 299 295
07 1 91
80200.00
78869.35 535000.00 12/7/95
3/7/96 11/7/20
90.00
2.75 18.% 2 401250.00 26
9423753 142910000423753 05 KLING 445
BEAR WALLOW
ROAD
DUNCANSVILLE PA 16635 11.% 300 296
05 1
91
23000.00 22060.52 117000.00 12/6/95
3/6/96
12/6/20
89.00 2.75 18.% 2 80500.00 41
9423755 153920000423755 00 MASZAK 27303
N.E. 61ST
STREET
CAMAS WA 98607 10.5% 299 295
05 1
91 15000.00
3901.75 215000.00 12/7/95
3/7/96 11/7/20
82.00
2.25 18.% 2 160000.00 37
9423760 132920000423760 03 ECHOLS 388
SANCTUARY
COURT
HENDERSON NV 89014 11.% 299 295
03 1
91
31350.00 31097.82 215000.00 12/6/95
3/6/96
11/6/20
90.00 2.75 18.% 2 161250.00 14
9423762 106920000423762 00 GOOTEE 1129
FOXHURST
WAY SAN
JOSE CA 95120 12.% 300 296
05 1 91
53000.00
52709.11 530000.00 12/13/95 3/13/96
12/13/20
85.00
3.75 18.% 2 397500.00 49
9423763 106920000423763 01 SARMIENTO 4603
EAST
ASHFORD AVENUE
ORANGE CA 92667 10.5% 299 295
03 1
91
16500.00 16279.60 265000.00 12/1/95
3/1/96
11/1/20
83.00 2.25 18.% 2 203150.00 45
9423765 106920000423765 00 DAVIS 7967
PARAGON
CIRCLE
PLEASANTON CA 94588 11.5% 300 296
05 1
91
64000.00 63400.52 640354.00 12/14/95
3/14/96
12/14/20
90.00 3.25 18.% 2 512000.00 45
9423768 106920000423768 01 TORREZ 3443
SKYVIEW LANE
CORONA CA 91720 12.% 300 296
05 1 92
31500.00
31004.00 210000.00 12/7/95
3/7/96 12/7/20
90.00
3.75 18.% 2 157500.00 44
9423769 106910000423769 02 STAFFORD 7274
ELPHICK
ROAD
SEBASTOPOL CA 95472 8.75% 300 296
05 1
81
12800.00 11737.22 270000.00 12/12/95
3/12/96
12/12/20
80.00 0.50 18.% 2 201200.00 36
9423770 106910000423770 05 SKALKO 20
DELLWOOD
COURT
SAN RAFAEL CA 94901 8.75% 180 176
05 1
91
50000.00 7125.78 325000.00 12/8/95
3/8/96
12/8/10
73.00 0.50 18.% 2 186000.00 42
9423771 106920000423771 02 VALLE 9241
STARGAZE
AVENUE
SAN DIEGO CA 92129 11.5% 299 294
05 1
92
33200.00 32899.41 240000.00 11/29/95
2/29/96
10/29/20
88.00 3.25 18.% 2 176477.00 48
9423780 208930000423780 05 NAVARRO 1125
HILLSIDE
LANE
LOUISVILLE CO 80027 11.% 299 295
05 1
91
30000.00 20847.46 228000.00 12/26/95
3/26/96
11/26/20
90.00 2.75 18.% 2 175000.00 43
9423789 108920000423789 06 HEISE 8811 E.
THUNDERBIRD
COURT
PARKER CO 80134 10.5% 299 294
05 1 92
20000.00
19917.52 210000.00 11/27/95
2/27/96 10/27/20
86.00
2.25 18.% 2 158746.00 37
9423791 106920000423791 05 GOLDENSTEIN 189
NORTH
BITTERBUSH
STREET ORANGE CA 92668 10.5% 300
296 05
1 91
25000.00 24792.33 165000.00 12/7/95
3/7/96
12/7/20
89.00 2.25 18.% 2 121000.00 38
9423792 101910000423792 00 TIEMKONGKANCHNA 914
WILLOW SPRINGS
ROAD WETUMPKA AL 36092 10.25% 299
294 05
1
91 33000.00 24000.00 220000.00
11/30/95 2/29/96
10/30/20 90.00 2.00 18.% 2
165000.00 28
9423795 106920000423795 01 MURPHY 1867
FOX SPRINGS
CIRCLE
THOUSAND OAKS CA 91320 7.75% 299 295
03 1
91
43600.00 43386.98 436000.00 12/29/95
6/29/96
11/29/20
90.00 2.75 18.% 2 348800.00 43
9423796 106920000423796 00 MESKE JR 5731
ALGONQUIN
WAY
SAN JOSE CA 95138 7.75% 299 295
03 1 91
58400.00
57763.13 600000.00 12/22/95
6/22/96 11/22/20
88.00
2.75 18.% 2 467100.00 38
9423801 153920000423801 05 MCALEXANDER 1676
METHOW
STREET
WENATCHEE WA 98801 11.% 300 296
05 1
91
42000.00 41838.89 175000.00 12/1/95
3/1/96
12/1/20
90.00 2.75 18.% 2 115264.00 33
9423802 149910000423802 03 SMITH 2021 W
GARDEN
CREST CRL
WEST JORDAN UT 84088 8.75% 299 295
05 1
91
20000.00 17393.29 225000.00 12/26/95
3/26/96
11/26/20
9.00 0.50 18.% 1 .00 33
9423811 106920000423811 05 BORST 18690
MELVIN
AVENUE
SONOMA CA 95476 10.5% 299 294
05 1
91 21800.00
7570.27 190000.00 11/21/95
2/21/96 10/21/20
90.00
2.25 18.% 2 149200.00 44
9423817 106920000423817 01 RAKER 221
TUNNEL AVENUE
RICHMOND CA 94801 10.5% 299 295
05 1
91
24000.00 23907.39 240000.00 12/21/95
3/21/96
11/21/20
90.00 2.25 18.% 2 192000.00 42
9423818 106920000423818 05 KRITS 1470
TAMPICO PLACE
WALNUT CREEK CA 94598 10.5% 300 295
09 1
92
17900.00 11730.17 218000.00 11/9/95
2/9/96
11/9/20
89.00 2.25 18.% 2 174400.00 38
9423822 106920000423822 02 PETERS 5717
CASTANA
AVENUE
LAKEWOOD CA 90712 10.5% 299 295
05 1
91
17500.00 6335.08 175000.00 12/12/95
3/12/96
11/12/20
90.00 2.25 18.% 2 140000.00 37
9423823 106920000423823 05 DUGGAN 3264
ARIZONIA
STREET
OAKLAND CA 94602 10.5% 300 295
05 1
91
45400.00 36571.29 265000.00 11/29/95
2/29/96
11/29/20
90.00 2.25 18.% 2 193011.00 36
9423825 106910000423825 05 WORTMAN 743
HOLLY OAK
DRIVE
PALO ALTO CA 94303 9.75% 300 296
05 1
91
110000.00 9923.20 430000.00 12/6/95
3/6/96
12/6/20
28.00 1.50 18.% 2 6766.00 47
9423826 106920000423826 05 ROOF 11500
GRATON ROAD
SEBASTOPOL CA 95472 7.25% 300 296
05 1
91
55000.00 54628.18 550000.00 12/4/95
6/4/96
12/4/20
90.00 2.50 18.% 2 440000.00 21
9423827 106910000423827 00 SULYMANKHEL 1158
MOCCASIN COURT
CLAYTON CA 94517 11.% 300 295
03 1
91 33300.00
33178.54 222000.00 11/15/95
2/15/96 11/15/20
90.00
2.75 18.% 2 166500.00 35
9423837 106920000423837 01 GONZALES 1802
GRANT
AVENUE, UNIT C
REDONDO BEACH CA 90278 7.25% 299 295
05 1
91
21000.00 20709.35 210000.00 12/8/95
3/8/96
11/8/20
90.00 2.25 18.% 2 168000.00 34
9423839 153920000423839 01 BAZZANI 40605
NE 186TH
STREET
AMBOY WA 98601 10.25% 299 295
05 1
92 30000.00
28292.79 143000.00 12/20/95
1/31/96 11/20/20
90.00
2.00 18.% 2 97700.00 28
9423845 106920000423845 00 RICHARDS 665
ECKER COURT
CAMPBELL CA 95008 10.5% 299 295
05 1
91
24400.00 23872.71 244000.00 12/11/95
3/11/96
11/11/20
90.00 2.25 18.% 2 195200.00 40
9423846 106930000423846 00 DAVIS 5105
CANYON DRIVE
SANTA
ROSA CA 95409 11.5% 299 295
05 1 91
24500.00
24129.49 163500.00 12/6/95 3/6/96
11/6/20
90.00 3.25
18.% 2 122600.00 46
9423847 106910000423847 05 JONES 1545
SILVER STREET
HERMOSA BEACH CA 90254 8.75% 299 295
05 1
81
34500.00 14347.35 285500.00 12/12/95
3/12/96
11/12/20
80.00 0.50 18.% 2 193500.00 36
9423858 106920000423858 00 MCGARVEY 2232
NORMANDY
CIRCLE
LIVERMORE CA 94550 10.5% 300 296
05 1
91
36600.00 36218.32 373525.00 12/14/95
3/14/96
12/14/20
90.00 2.25 18.% 2 297600.00 36
9423863 106910000423863 02 BLOCK 1059
BEAVER LANE
LAKE
ARROWHEAD CA 92352 8.75% 299 295
05 1
81 50000.00
39618.76 275000.00 12/1/95
3/1/96 11/1/20
71.00
0.50 18.% 2 144722.00 45
9423864 106920000423864 00 OGUNDIPE 40 VIA
PORTO
GRANDE
RANCHO PALOS VERDES CA 90275 11.25% 300 297
05
1 91
126000.00 124445.64 850000.00 1/25/96
4/25/96
1/25/21
90.00 3.00 18.% 2 632900.00 26
9423866 106910000423866 03 BOSWELL 18
MORGAN ROAD
BELL
CANYON AREA CA 91307 9.25% 299 295
03 1
81
53650.00 52860.51 540000.00 12/12/95
3/12/96
11/12/20
80.00 1.00 18.% 2 361000.00 40
9423868 106920000423868 05 SCHRAGE 4167
ALONZO
AVENUE
LOS ANGELES CA 91316 11.% 299 295
05 1
91
78500.00 77547.85 785000.00 12/23/95
2/23/96
11/23/20
90.00 2.75 18.% 2 628000.00 10
9423871 106920000423871 00 MCQUAID 495 OAK
STREET
LAGUNA BEACH CA 92651 10.5% 300 297
05 1
91
45000.00 43674.32 450000.00 12/5/95
3/5/96
1/1/21
90.00 2.25 18.% 2 360000.00 31
9423874 106920000423874 00 ROSS-PERRY 570
PINEWOOD
DRIVE
SAN RAFAEL CA 94903 10.5% 300 295
05 1
92
29500.00 17735.38 295000.00 11/21/95
2/21/96
11/21/20
90.00 2.25 18.% 2 236000.00 43
9423876 206920000423876 00 THOMAS 353 LA
SALLE
AVENUE
SANTA CLARA CA 95051 10.5% 299 295
05 1
91
31500.00 31213.40 315000.00 12/14/95
3/14/96
11/14/20
90.00 2.25 18.% 2 252000.00 32
9423877 212910000423877 02 MITCHELL 7818 NW
22ND
LANE
GAINESVILLE FL 32606 9.25% 300 297
05 1
81
79900.00 63028.90 277000.00 12/8/95
6/8/96
1/1/21
71.00 1.00 18.% 2 114068.00 31
9423905 106930000423905 01 WALTER 133
JEFFRY RANCH
COURT
CLAYTON CA 94517 11.% 300 295
05 1
93 53000.00
52516.18 300000.00 11/17/95
2/17/96 11/17/20
86.00
2.75 18.% 2 203150.00 43
9423909 106910000423909 00 HARVEY 15958
CERRO VISTA
COURT
LOS GATOS CA 95032 11.% 300 296
05 1
91 59500.00
58939.72 650000.00 12/6/95
3/6/96 12/6/20
83.00
2.75 18.% 2 476000.00 33
9423916 106920000423916 03 RILEY, SR. 1803
GLACIER CT.
MARTINEZ CA 94553 11.% 300 296
05 1
91 27450.00
27404.50 183000.00 12/15/95
3/15/96 12/15/20
90.00
2.75 18.% 2 137250.00 39
9423917 112910000423917 01 LYNCH 2525
GOLF VIEW
DRIVE FT.
LAUDERDALE FL 33332 10.5% 300 295
03 1
91 32150.00
30985.70 315317.20 11/21/95
2/21/96 11/21/20
90.00
2.25 18.% 2 251000.00 33
9423918 106920000423918 05 HEMINGWAY 24010
DEL AMO
ROAD
RAMONA CA 92065 10.5% 299 295
03 1
92 16700.00
15182.18 167000.00 12/18/95
3/18/96 11/18/20
90.00
2.25 18.% 2 133600.00 36
9423920 208920000423920 03 NELSON 16075
EAST
ELDORADO PLACE
AURORA CO 80013 11.% 300 296
05 1 91
25900.00
6314.68 125000.00 12/28/95
3/28/96 12/28/20
90.00
2.75 18.% 2 86552.00 38
9423921 134910000423921 05 KANE 75
WASHINGTON
COURT
MONTVILLE TOWNSHIP NJ 07082 9.25% 180 176
01
1 91
10000.00 9930.98 180000.00 12/7/95
3/7/96
12/7/10
70.00 1.00 18.% 2 115992.82 45
9423924 106930000423924 00 RODRIGUEZ 7656
VAN BUREN
STREET
VENTURA CA 93004 11.% 299 295
05 1
91 35200.00
34879.78 235000.00 12/11/95
3/11/96 11/11/20
90.00
2.75 18.% 2 176200.00 47
9423932 106920000423932 00 KILKENNY
2457-2459 ARIZONA
AVENUE
SANTA MONICA CA 90404 8.5% 299 295
07 1
91
50000.00 49700.02 375000.00 12/12/95
6/12/96
11/12/20
89.00 2.75 18.% 2 281250.00 34
9423945 106920000423945 05 BAUCOM III 9471
STEWARTON
COURT
SACRAMENTO CA 95829 8.5% 299 295
05 1
91
14000.00 13915.44 153000.00 12/6/95
6/6/96
11/6/20
90.00 2.25 18.% 2 122400.00 27
9423959 106920000423959 00 BAYER 330
EAST PALMYRA
AVENUE
ORANGE CA 92666 11.% 299 295
05 1 91
27500.00
27163.11 275000.00 12/21/95
2/21/96 11/21/20
90.00
2.75 18.% 2 220000.00 38
9423960 106920000423960 05 SOSINE 4317
MONTEREY
COURT
DISCOVERY BAY CA 94514 8.5% 299 295
03 1
91
37500.00 37248.69 375000.00 12/7/95
6/7/96
11/7/20
90.00 2.25 18.% 2 300000.00 35
9423962 108910000423962 02 LEVISH 798
SOUTH
SWADLEY STREET
LAKEWOOD CO 80228 10.5% 299 294
05 1
91
21400.00 20623.90 144000.00 11/22/95
2/22/96
10/22/20
15.00 2.25 18.% 1 .00 37
9423963 149910000423963 03 TINGEY 1940
HUBBARD AVE.
SALT
LAKE CITY UT 84108 8.75% 299 294
05 1 91
77400.00
7329.92 231000.00 11/17/95 2/17/96
10/17/20
80.00
0.50 18.% 2 107359.00 43
9423964 106920000423964 00 KIM 381
CATAMARAN
STREET
FOSTER CITY CA 94404 8.5% 299 295
09 1
91
35400.00 35175.45 236000.00 12/6/95
6/6/96
11/6/20
90.00 2.75 18.% 2 176900.00 47
9423970 106930000423970 01 MANN 5431
PURDUE AVE
WESTMINSTER CA 92683 10.5% 300 296
05 1
91
29000.00 28708.36 290000.00 12/12/95
3/12/96
12/12/20
90.00 2.25 18.% 2 232000.00 37
9423974 149920000423974 00 ROBISON 2379
WEST 12340
SOUTH
RIVERTON UT 84065 10.5% 300 296
05 1
91 15800.00
15621.90 165000.00 12/13/95
3/13/96 12/13/20
90.00
2.25 18.% 2 132000.00 38
9423977 106920000423977 05 MEJIA 4382
AVOCADO
AVENUE
YORBA LINDA CA 92686 10.5% 300 296
05 1
91
42800.00 15182.08 320000.00 12/15/95
3/15/96
12/15/20
90.00 2.25 18.% 2 245200.00 43
9423981 106910000423981 05 GARCIA 155
SPRING AVENUE
MORGAN HILL CA 95037 8.5% 299 295
05 1
81
20000.00 19879.30 229000.00 12/6/95
6/6/96
11/6/20
79.00 2.75 18.% 2 160000.00 48
9423990 106920000423990 05 FORTUNA 11217
DILLING ST.
NORTH
HOLLYWOOD CA 91602 10.5% 299 295
05 1
91 23700.00
23479.68 237000.00 12/12/95
3/12/96 11/12/20
90.00
2.25 18.% 2 189600.00 29
9423992 106920000423992 05 RUIZ SR. 715
SOUTHWOOD
DRIVE
SOUTH SAN FRANCISCO CA 94080 11.% 300 295
05
1 91
38000.00 37689.70 255000.00 11/22/95
2/22/96
11/22/20
90.00 2.75 18.% 2 191250.00 45
9423993 106910000423993 05 ERICKSON 10435
TROON AVE
LOS
ANGELES CA 90064 9.75% 299 295
05 1 81
50000.00
24519.74 600000.00 12/8/95 3/8/96
11/8/20
43.00
1.50 18.% 2 203105.00 39
9423995 134920000423995 05 GUERIN 3
MEADOW DRIVE
WARREN NJ 07059 10.5% 299 295
05 1
91 35000.00
31448.70 350000.00 12/28/95
3/28/96 11/28/20
86.00
2.25 18.% 2 263927.00 33
9424001 106920000424001 00 YUAN 1451
VIA SOMBRIO
FREMONT CA 94539 8.5% 299 294
05 1
92 38500.00
37541.04 385000.00 11/30/95
5/30/96 10/30/20
90.00
2.25 18.% 2 308000.00 36
9424002 213910000424002 02 MOORE 4130
HICKORY LANE
FLOWERY BRANCH GA 30542 10.5% 300 296
05
1 91
14050.00 13993.01 95000.00 11/15/95
2/13/96
12/1/20
89.00 2.25 18.% 2 70100.00 39
9424004 106920000424004 02 HANIFIN 2467
MELISSA
COURT
VISTA CA 92083 10.5% 300 296
05 1 91
22500.00
22284.81 197000.00 12/11/95 3/11/96
12/11/20
87.00
2.25 18.% 2 147750.00 32
9424006 106910000424006 00 BOLTZ 4521
PARKWOOD
DRIVE
POLLOCK PINES CA 95726 11.% 300 295
05 1
91
66800.00 66800.00 300000.00 11/20/95
2/20/96
11/20/20
90.00 2.75 18.% 2 203150.00 40
9424007 136910000424007 06 COLABELLA 32
CUMMINGS
AVENUE
WHITE PLAINS NY 10604 9.25% 299 295
05 1
91
146000.00 57626.89 268000.00 12/15/95
3/20/96
11/15/20
80.00 1.00 18.% 2 66457.00 42
9424009 106910000424009 03 BALTAZAR 41
HIGHLAND
BOULEVARD
KENSINGTON CA 94707 9.25% 300 295
05 1
91
75000.00 48954.42 455000.00 11/21/95
2/21/96
11/21/20
74.00 1.00 18.% 2 259500.00 46
9424011 151920000424011 00 WILSON 21230
ST LOUIS
ROAD
MIDDLEBURG VA 22117 11.% 180 175
05 1
92
10000.00 8181.54 349999.00 11/30/95
2/29/96
11/30/10
83.00 2.75 18.% 2 279950.00 38
9424027 106920000424027 05 MCNATT 622
RANCHO DEL
CERRO
FALLBROOK CA 92028 11.% 299 295
05 1
91
100000.00 99135.23 365000.00 12/13/95
3/13/96
11/13/20
84.00 2.75 18.% 2 203150.00 44
9424031 106920000424031 05 COLLINS 1442
CARRINGTON
CIRCLE
SAN JOSE CA 95125 11.% 299 295
09 1 91
60000.00
59430.42 222000.00 12/14/95
3/14/96 11/14/20
90.00
2.75 18.% 2 139158.00 32
9424032 153910000424032 05 BERGSMAN 6431
ADAMS LOG
CABIN ROAD
SNOHOMISH WA 98290 8.75% 300 296
05 1
91
50000.00 49422.14 252000.00 12/11/95
3/11/96
12/11/20
74.00 0.50 18.% 2 134203.00 43
9424033 106910000424033 05 IVANOV 904
CANDLELIGHT
PLACE LA
JOLLA CA 92037 9.25% 180 176
05 1 81
50000.00
49531.77 375000.00 12/12/95 3/12/96
12/12/10
69.00
1.00 18.% 2 208290.00 26
9424034 134910000424034 05 BONNER SR 38
CHARLOTTEVILLE DRIVE
BERKLEY TOWNSHIP NJ 08757 8.75% 300 296
05
1 91
20000.00 19750.49 68000.00 12/8/95
3/8/96
12/8/20
30.00 0.50 18.% 1 .00 34
9424035 106920000424035 01 SEABAUGH 11738
BRUNSWICK
PINES
ROAD GRASS VALLEY CA 95945 11.% 300
296 05
1 91
55000.00 54477.68 392000.00 12/14/95
3/14/96
12/14/20
90.00 2.75 18.% 2 295356.35
36
9424037 142910000424037 06 MILLER SR 1206
LIMEKILN
PIKE
HORSHAM PA 19002 9.25% 299 295
05 1
81
20000.00 8361.45 125000.00 12/8/95
3/8/96
11/8/20
67.00 1.00 18.% 2 62646.98 33
9424047 106920000424047 01 SHABESTARI 1545
GLENMONT
DRIVE
GLENDALE CA 91207 10.5% 299 295
05 1
92
42000.00 41751.67 420000.00 12/5/95
3/5/96
11/5/20
90.00 2.25 18.% 2 336000.00 45
9424048 106910000424048 00 JOHNSON 140
RANCHO DRIVE
MILL
VALLEY CA 94941 11.% 180 176
05 1 91
77800.00
77031.15 645000.00 12/18/95 3/18/96
12/18/10
90.00
2.75 18.% 2 500000.00 43
9424050 106920000424050 05 GARCIA 2805
FRAGANCIA
AVENUE
HACIENDA HEIGHTS CA 91745 12.% 179 175
05 1
91
30000.00 30245.40 225000.00 12/13/95
1/31/96
11/13/10
88.00 3.75 18.% 2 166935.00 45
9424052 106910000424052 01 BLASUCCI 784
OCAMPO
DRIVE LOS
ANGELES CA 90272 9.25% 300 296
05 1 81
200000.00
162136.61 1500000.00 12/14/95
3/14/96 12/14/20
79.00
1.00 18.% 2 985000.00 43
9424053 209910000424053 03 GREENBERG 51 WOOD
ROAD
REDDING CT 06896 6.99% 287 285
05 1
91 30000.00
29659.13 361000.00 1/26/96
4/30/96 1/1/20
79.00
1.00 18.% 2 252027.00 30
9424056 106910000424056 00 MELLEM 3648
WALTER
CIRCLE
THOUSAND OAKS CA 91320 10.5% 299 295
05 1
91
30700.00 30138.72 205000.00 12/7/95
3/5/96
11/7/20
90.00 2.25 18.% 2 153750.00 45
9424059 106910000424059 03 HUDSON 1306
SUSAN
AVENUE
REDLANDS CA 92374 10.25% 299 295
05 1
91
18000.00 9682.47 134000.00 12/1/95
3/1/96
11/1/20
87.00 2.00 18.% 2 97753.54 26
9424061 106920000424061 05 WALKER 343
SOUTH BUNDY
DRIVE
LOS ANGELES CA 90049 12.% 299 295
05 1
91
100000.00 98500.66 850000.00 12/26/95
2/26/96
11/26/20
87.00 3.75 18.% 2 637500.00 35
9424062 249910000424062 03 BOOTHE 1903
EAST CECELIA
CIRCLE
SALT LAKE CITY UT 84121 8.25% 300 297
05 1
81
40000.00 39552.32 175000.00 12/27/95
3/27/96
1/1/21
50.00 1.00 18.% 2 46801.00 32
9424064 106910000424064 02 SUTTER 351
MARIN AVENUE
MILL
VALLEY CA 94941 8.75% 300 296
05 1 81
25000.00
24658.82 335000.00 12/13/95 3/13/96
12/13/20
35.00
0.50 18.% 2 91221.00 45
9424065 208920000424065 05 WOLFINBARGER 2756
SOUTH
BRAUN COURT
LAKEWOOD CO 80228 7.5% 300
297 03 1
91
26500.00 24587.88 255000.00 1/11/96
7/11/96
1/25/21
90.00 3.25 18.% 2 203000.00 35
9424069 106920000424069 05 GRASSETTI 1928
ROSE STREET
BERKELEY CA 94709 10.5% 299 295
05 1
91
16000.00 15850.20 160500.00 12/11/95
4/11/96
11/11/20
90.00 2.25 18.% 2 128400.00 38
9424070 106920000424070 00 ODLE 146 SAN
REMO DRIVE
CARMEL CA 93923 10.5% 300 295
05 1
91 22450.00
22219.11 420000.00 11/16/95
2/16/96 11/16/20
86.00
2.25 18.% 2 336000.00 35
9424072 106910000424072 05 NAGARVALA 725
EUCLID
AVENUE
BERKELEY CA 94708 7.25% 300 296
05 1
81
100000.00 65000.00 410000.00 12/8/95
6/8/96
12/8/20
68.00 0.75 18.% 2 176000.00 26
9424073 106920000424073 01 STEPANSKI 1361
PACIFIC
BEACH DRIVE #3
SAN DIEGO CA 92109 10.5% 299 295
01 1
92
18000.00 8295.13 180000.00 12/18/95
3/18/96
11/18/20
90.00 2.25 18.% 2 144000.00 42
9424074 106920000424074 00 SPIVACK 20400
LANDER
DRIVE LOS
ANGELES CA 91364 10.5% 300 296
05 1 91
36000.00
35522.03 385000.00 12/19/95
3/19/96 12/19/20
85.00
2.25 18.% 2 288000.00 45
9424075 106920000424075 01 MORROW 267
TERMINO
AVENUE
LONG BEACH CA 90803 10.5% 300 297
05 1
91
41000.00 40492.88 380000.00 12/8/95
3/1/96
1/1/21
90.00 2.25 18.% 2 301000.00 39
9424076 141910000424076 05 HURLEY 4444
COAL MINE
ROAD
MEDFORD OR 97504 11.5% 299 295
05 1
91
100000.00 1500.00 625000.00 12/7/95
3/7/96
11/7/20
83.00 3.25 18.% 2 413000.00 35
9424079 106930000424079 01 CAPPELLANO 1263
CALLE DE
CUESTENADA
MILPITAS CA 95035 10.25% 299 295
09 1
91
31000.00 30353.14 285000.00 12/1/95
3/1/96
11/1/20
83.00 2.00 18.% 2 203150.00 26
9424080 106910000424080 00 WIECK 2191
BELDEN PLACE
ESCONDIDO CA 92029 11.% 299 295
05 1
91
37700.00 37360.79 378000.00 12/15/95
3/15/96
11/15/20
90.00 2.75 18.% 2 302000.00 49
9424081 106910000424081 02 WATERS 131
CALLE EL
PADRE LOS
GATOS CA 95030 10.25% 300 296
05 1 81
60000.00
52314.95 374000.00 12/11/95 3/11/96
12/11/20
74.00
2.00 18.% 2 214000.00 48
9424082 106920000424082 01 FIELD 31
NOKOMIS AVENUE
SAN
ANSELMO CA 94960 7.25% 299 295
05 1 91
40000.00
39830.41 428000.00 12/12/95
6/12/96 11/12/20
90.00
2.75 18.% 2 342400.00 46
9424083 106920000424083 02 HANAN 9121
SINSONTE
LANE
LAKESIDE CA 92040 11.5% 299 295
03 1
91 20900.00
20662.91 206000.00 12/16/95
3/16/96 11/16/20
90.00
3.25 18.% 2 164500.00 45
9424084 106920000424084 00 STEBBINGS 3313
MAPLE
AVENUE
MANHATTAN BEACH CA 90266 11.5% 299 296
05
1 91
73500.00 72484.57 739000.00 1/4/96
4/4/96
12/4/20
90.00 3.25 18.% 2 591200.00 49
9424088 106930000424088 05 JULIAN 3201
RINDGE LANE
#C
REDONDO BEACH CA 90278 10.5% 299 295
09 1
91
41000.00 29541.50 255000.00 12/14/95
3/14/96
11/14/20
90.00 2.25 18.% 2 188000.00 45
9424095 106910000424095 02 ROUDEBUSH 924
COLINA
COURT
LAFAYETTE CA 94549 11.% 299 295
05 1
91
43700.00 43281.76 360000.00 12/11/95
3/11/96
11/11/20
84.00 2.75 18.% 2 257400.00 50
9424099 208910000424099 05 RATKOVICH 8356
WEST
DAKOTA PLACE
LAKEWOOD CO 80226 6.99% 299 297
05 1
81
59900.00 35872.85 139000.00 2/20/96
5/31/96
1/20/21
80.00 1.00 18.% 2 51258.81 43
9424101 106920000424101 02 COBB 11529
SOUTH
NORLAIN AVE
DOWNEY CA 90241 11.5% 299 295
05 1
91 21200.00
20993.51 168000.00 12/13/95
3/13/96 11/13/20
90.00
3.25 18.% 2 130000.00 47
9424103 106930000424103 00 HERNANDEZ 310
TAHITI WAY
NO 119
LOS ANGELES CA 90292 10.5% 299 295
01 1
91
24000.00 23654.19 240000.00 12/28/95
3/28/96
11/28/20
90.00 2.25 18.% 2 192000.00 37
9424106 106920000424106 05 ROBINSON 1808
COURTNEY
AVENUE
PLEASANTON CA 94588 9.25% 299 295
05 1
91
70000.00 61845.72 640000.00 12/13/95
3/13/96
11/13/20
89.00 1.00 18.% 2 498822.00 35
9424107 106910000424107 01 BREAKSTONE 2962
VALMERE
DRIVE
MALIBU AREA CA 90265 9.% 299 295
05 1
81
110000.00 108952.44 530000.00 12/14/95
3/14/96
11/14/20
76.00 0.75 18.% 2 291500.00 23
9424115 104910000424115 05 OMEARA 5401
EAST
ROCKRIDGE ROAD
PHOENIX AZ 85018 8.75% 179 175
05 1
91 50000.00
3023.48 350000.00 12/11/95
3/11/96 11/11/10
43.00
0.50 18.% 2 97736.93 44
9424122 106910000424122 05 HEYLER 1815
PORT
WHEELER PLACE
NEWPORT BEACH CA 92660 9.75% 299 295
03 1
91
25000.00 15999.35 550000.00 12/1/95
2/28/96
11/1/20
74.00 1.50 18.% 2 380000.00 50
9424124 106920000424124 00 FITZGIBBON 802
MORRELL
AVENUE
BURLINGAME CA 94010 8.5% 299 295
05 1
91
39700.00 39461.62 265000.00 12/7/95
6/7/96
11/7/20
90.00 2.25 18.% 2 198750.00 41
9424140 106920000424140 05 CUNNINGHAM 6142
MINES
ROAD
LIVERMORE CA 94550 8.5% 299 295
05 1
91
42800.00 42542.96 412000.00 12/8/95
6/8/96
11/8/20
90.00 3.25 18.% 2 328000.00 43
9424155 106920000424155 00 BENTINCK 109
WORCESTER
LANE
LOS GATOS CA 95030 7.75% 299 295
05 1
91
62500.00 53469.08 628000.00 12/27/95
6/27/96
11/27/20
90.00 2.75 18.% 2 500000.00 43
9424162 106920000424162 00 BEERSTEIN 1049
VALLEY HIGH
AVENUE
THOUSAND OAKS CA 91362 10.5% 299 295
05 1
91
21500.00 21295.85 215000.00 12/14/95
3/14/96
11/14/20
90.00 2.25 18.% 2 172000.00 36
9424166 106930000424166 01 CHAN 3637
JUDAH STREET
SAN
FRANCISCO CA 94122 11.5% 179 175
05 1 91
50000.00
46584.69 268000.00 12/13/95
3/13/96 11/13/10
85.00
3.25 18.% 2 175295.00 37
9424167 106910000424167 05 WILLIS 5256 H
STREET
SACRAMENTO CA 95819 8.75% 300 296
05 1
81
40000.00 34411.00 305000.00 12/11/95
3/11/96
12/11/20
79.00 0.50 18.% 2 198552.00 44
9424169 106910000424169 01 THOMPSON 3465
MANDEVILLE CANYON
ROAD LOS ANGELES CA 90049 9.75% 300
296 05
1 81
200000.00 196924.39 1700000.00 12/16/95
3/16/96
12/16/20
77.00 1.50 18.% 2 1099890.00
50
9424174 112920000424174 05 BEATTIE 15606
LAKE GRACE
DRIVE
ODESSA FL 33556 10.5% 300 295
05 1 92
22500.00
17880.56 150000.00 11/17/95
2/17/96 11/17/20
90.00
2.25 18.% 2 112500.00 32
9424183 106910000424183 00 POLLARD 304
MARIGOLD
AVENUE
NEWPORT BEACH CA 92625 7.25% 300 299
05 1
81
50000.00 26731.36 1000000.00 3/1/96
9/1/96
3/1/21
79.00 1.00 18.% 2 737833.00 43
9424186 106920000424186 01 HOPKINS 755
27TH STREET
MANHATTAN BEACH CA 90266 11.% 299 295
05
1 91
29500.00 27971.74 530000.00 12/13/95
3/13/96
11/13/20
86.00 2.75 18.% 2 424000.00 43
9424189 149910000424189 05 PAULSEN 5660
SOUTH
NATIONS WAY
SALT LAKE CITY UT 84121 9.25% 300 296
05 1
91
49900.00 14299.74 165000.00 12/18/95
3/18/96
12/18/20
69.00 1.00 18.% 2 63819.00 28
9424192 106920000424192 01 KEMPEL 1025
PEARL STREET
ALAMEDA CA 94501 11.5% 300 296
05 1
91
43900.00 43487.00 250000.00 12/14/95
3/14/96
12/14/20
90.00 3.25 18.% 2 181100.00 50
9424194 104910000424194 03 WOLCOTT 1624
EAST
CAMPBELL AVE #54
PHOENIX AZ 85016 8.75% 299 295
01 1
81 10000.00
8463.05 50000.00 12/27/95
3/27/96 11/27/20
52.00
0.50 18.% 2 15693.00 39
9424195 106920000424195 01 BURGHARDT 41
FOREST HILLS
COURT
WALNUT CREEK CA 94596 10.5% 180 176
05 1
91
42300.00 6820.22 252000.00 12/16/95
12/31/95
12/16/10
90.00 2.25 18.% 2 184500.00 40
9424196 106910000424196 00 ROTH 635
STAR HILL ROAD
WOODSIDE CA 94062 8.5% 299 294
05 1
91
39000.00 39000.00 390000.00 11/28/95
5/28/96
10/28/20
90.00 2.25 18.% 2 312000.00 38
9424197 149910000424197 03 HUNT 953
WEST 2500 NORTH
LEHI
UT 84043 9.25% 299 295 05
1 91
24000.00
23084.55 138000.00 12/28/95 3/28/96
11/28/20
80.00
1.00 18.% 2 86128.10 31
9424198 106920000424198 05 JACOBSON 332
MARINE
AVENUE
MANHATTAN BEACH CA 90266 11.% 300 296
05
1 91
62500.00 53073.32 625000.00 12/15/95
3/15/96
12/15/20
90.00 2.75 18.% 2 499000.00 33
9424208 106910000424208 05 SMART 11830
DEERFIELD
DRIVE
TRUCKEE CA 96161 9.25% 179 175
05 1
91 46500.00
46007.62 228000.00 12/8/95
3/8/96 11/8/10
70.00
1.00 18.% 2 111053.00 44
9424211 104920000424211 00 UNDHJEM 4719
LITCHFIELD
KNOLL SOUTH
LITCHFIELD PARK AZ 85340 10.5% 299 295
03 1
91
31000.00 30059.05 260000.00 12/5/95
3/5/96
11/5/20
90.00 2.25 18.% 2 203000.00 44
9424215 106920000424215 01 KELLOGG 4799
BORDWELL
DRIVE
SAN JOSE CA 95118 10.5% 299 295
05 1 91
38900.00
19812.70 236000.00 12/12/95
3/12/96 11/12/20
90.00
2.25 18.% 2 173500.00 40
9424216 153910000424216 05 ARDMORE 31418
MOUNTAIN
HIGHWAY
EAST EATONVILLE WA 98328 9.25% 299
294 05
1 91
80000.00 74975.76 260000.00 11/29/95
2/29/96
10/29/20
74.00 1.00 18.% 2 111000.00 21
9424217 106920000424217 05 PETRUZZI 1632
STUART
STREET
CAMBRIA CA 93428 10.25% 300 295
05 1
91
24000.00 23675.45 210000.00 11/30/95
2/29/96
11/30/20
87.00 2.00 18.% 2 157500.00 28
9424220 106910000424220 05 WONG 5633
NORTH
NEWCASTLE LANE
CALABASAS AREA CA 91302 7.75% 299 295
03 1
91
160000.00 158700.83 1240000.00 12/15/95
6/15/96
11/15/20
80.00 1.75 18.% 2 830000.00
45
9424221 106910000424221 02 JONES 3012
HIGH STREET
RIVERBANK CA 95367 8.5% 300 296
05 1
91
17000.00 16934.68 116000.00 12/6/95
3/6/96
12/6/20
71.00 0.25 18.% 2 65185.00 30
9424223 237920000424223 05 MILLARD LOT 1,
355
MOUNTAIN PAGE
ROAD SALUDA NC 28773 11.% 301
297 05 1
92
12750.00 12239.98 85000.00 11/29/95
2/27/96
1/1/21
88.00 2.75 18.% 2 61632.00 38
9424225 106920000424225 00 BORRILL 4287
MIRANDA
AVENUE
PALO ALTO CA 94306 7.75% 299 295
05 1
91
64000.00 34576.01 664020.00 12/1/95
6/1/96
11/1/20
87.00 2.75 18.% 2 512000.00 43
9424232 106920000424232 02 GREGORY 1097
SECOND
AVENUE
CHULA VISA CA 91911 10.5% 299 295
05 1
91
17700.00 17532.03 177000.00 12/15/95
3/15/96
11/15/20
90.00 2.25 18.% 2 141600.00 44
9424233 106920000424233 05 HARTIGAN 7176
BROOKTREE
COURT
SAN JOSE CA 95120 11.% 300 296
05 1 91
36000.00
35612.53 550000.00 12/13/95
3/13/96 12/13/20
85.00
2.75 18.% 2 428000.00 42
9424234 106920000424234 05 JEWELL 15405
ROUND TREE
ROAD
VALLEY CENTER CA 92082 10.5% 299 295
05 1
91
46500.00 24216.40 270000.00 12/12/95
3/12/96
11/12/20
89.00 2.25 18.% 2 193500.00 38
9424236 106910000424236 05 MASLACH 12700
ROUTE ONE
POINT
REYES STATION CA 94956 9.25% 180 176
05 1
81 43200.00
34724.08 679000.00 12/20/95
3/20/96 12/20/10
80.00
1.00 18.% 2 500000.00 16
9424238 106920000424238 03 MARDOCK 6249
CULVERT
DRIVE
SAN JOSE CA 95123 8.5% 299 294
05 1 92
33700.00
33489.14 225000.00 11/27/95
5/27/96 10/27/20
90.00
2.75 18.% 2 168750.00 47
9424240 106910000424240 01 COMSTOCK 1105
VIA MALIBU
APTOS CA 95003 8.75% 299 295
05 1 81
50000.00
43635.09 728000.00 12/12/95
3/12/96 11/12/20
52.00
0.50 18.% 2 327877.00 44
9424241 132910000424241 03 OSSOLINSKI 1021
SATURN
COURT
INCLINE VILLAGE NV 89451 9.75% 300 296
05 1
81
61500.00 60844.04 560000.00 12/20/95
3/20/96
12/20/20
33.00 1.50 18.% 2 118675.00 37
9424250 106920000424250 05 LING 3382
LAZARRO DRIVE
CARMEL CA 93922 11.% 300 296
05 1 91
67000.00
66192.55 630000.00 12/15/95
3/15/96 12/15/20
90.00
2.75 18.% 2 500000.00 32
9424251 106910000424251 05 STEWART 2101
FOREST
AVENUE
BELMONT CA 94002 9.75% 300 296
05 1
81
36000.00 33685.22 383000.00 12/20/95
3/20/96
12/20/20
63.00 1.50 18.% 2 203150.00 48
9424255 206920000424255 02 KARNOSKI 579
SOUTH
WALNUT AVENUE
SAN DIMAS CA 91773 7.75% 299 295
05 1
92
68000.00 67070.58 620000.00 12/15/95
3/15/96
11/15/20
90.00 2.75 18.% 2 490000.00 43
9424261 106920000424261 05 GONSALVES 3026
XENO PHON
STREET
SAN DIEGO CA 92106 10.5% 300 296
05 1
91
33000.00 32641.36 275000.00 12/20/95
3/20/96
12/20/20
90.00 2.25 18.% 2 214036.00 38
9424266 124910000424266 00 HERON 10711
RED BARN
LANE
POTOMAC MD 20854 7.25% 300 296
05 1
91
300000.00 298728.09 1700000.00 12/6/95
6/30/96
12/6/20
77.00 1.50 18.% 2 1000000.00 45
9424267 106910000424267 00 EVENSON 39
SAVONA COURT
DANVILLE CA 94526 11.5% 300 296
05 1
91
61500.00 60819.94 615195.00 12/26/95
3/26/96
12/26/20
90.00 3.25 18.% 2 492150.00 47
9424268 226910000424268 02 THORSON 61556
GLEENWOOD
WASHINGTON MI 48094 12.5% 300 296
05 1
91
65000.00 64777.84 210000.00 12/18/95
3/18/96
12/18/20
89.00 4.25 18.% 2 121500.00 38
9424271 106920000424271 00 MCDANIEL 19232
PARKER
CIRCLE
VILLA PARK CA 92667 11.% 299 295
05 1
91
68000.00 67261.19 680000.00 12/20/95
3/20/96
11/20/20
90.00 2.75 18.% 2 544000.00 32
9424273 106920000424273 00 SHAW 2782
PLUMMER
AVENUE SAN
JOSE CA 95125 7.75% 299 295
05 1 91
48800.00
47944.86 280000.00 12/18/95 6/18/96
11/18/20
90.00
2.25 18.% 2 203150.00 34
9424274 106920000424274 01 EHRKE 722
NORTH
WESTWOOD PLACE
ANAHEIM CA 92805 11.% 299 296
05 1
91 70700.00
69559.38 350000.00 1/3/96
3/3/96 12/3/20
90.00
2.75 18.% 2 244300.00 45
9424275 106920000424275 02 JACKSON 331
NORTH AVON
STREET
BURBANK CA 91505 8.5% 299 294
05 1
91 37500.00
37273.97 250000.00 11/22/95
5/22/96 10/22/20
90.00
2.25 18.% 2 187500.00 41
9424276 106920000424276 00 COOKE 96
CAROUSEL PLACE
SAN
RAMON CA 94583 11.% 300 296
05 1 91
60300.00
59656.18 297000.00 12/21/95 3/21/96
12/21/20
90.00
2.75 18.% 2 207000.00 41
9424278 149910000424278 03 SHELTON 3647
WEST 5140
SOUTH
KEARNS UT 84118 7.25% 299 296
05 1 81
26400.00
24806.95 93000.00 1/4/96
7/4/96 12/4/20
80.00
1.50 18.% 2 47798.00 49
9424287 108910000424287 01 DEAN 171
OCTOBER PLACE
CASTLE ROCK CO 80104 9.25% 300 296
05 1
81
200000.00 180735.59 610000.00 12/15/95
3/15/96
12/15/20
62.00 1.00 18.% 2 178000.00 39
9424289 112910000424289 03 FORTUNATO 1228
ANAHEIM
STREET
PORT CHARLOTTE FL 33953 9.25% 299 296
05 1
81
23000.00 22076.49 136000.00 1/3/96
4/4/96
12/3/20
80.00 1.00 18.% 2 85341.00 48
9424290 206920000424290 05 DIAZ 1677
MELROSE
AVENUE
CHULA VISTA CA 91911 11.5% 179 176
05 1
91
24000.00 23604.23 90000.00 1/3/96
4/3/96
12/3/10
89.00 3.25 18.% 2 55343.00 24
9424292 141910000424292 03 HOWE 324
EAST NORWOOD
RAINIER OR 97048 8.75% 299 295
05 1 81
30000.00
29478.70 115000.00 12/28/95
3/29/96 11/28/20
67.00
0.50 18.% 2 46817.00 37
9424293 153910000424293 03 HERTZBERG 12916
NORTHEAST 145TH PL
KIRKLAND WA 98034 8.5% 299 295
05 1
81
20000.00 16196.15 170000.00 12/29/95
3/29/96
11/29/20
66.00 0.25 18.% 2 91872.00 29
9424294 106920000424294 01 VETTER 899
SOUTH
BARNETT STREET
ANAHEIM CA 92805 11.% 299 296
05 1
91 22000.00
21161.21 167500.00 1/3/96
3/3/96 12/3/20
86.00
2.75 18.% 2 121300.00 39
9424298 206910000424298 00 ESTRIN 15029
CALLE
VERANO
CHINO HILLS CA 91709 7.25% 299 295
05 1
91
34350.00 34073.16 265000.00 12/12/95
6/12/96
11/12/20
90.00 2.75 18.% 2 203150.00 13
9424299 106910000424299 01 KOGAN 2622
14TH AVENUE
SAN
FRANCISCO CA 94127 10.5% 300 296
05 1 91
35000.00
34171.20 335000.00 12/20/95
3/20/96 12/20/20
86.00
2.25 18.% 2 252726.00 38
9424300 106920000424300 00 MEYER 43
VICENZA COURT
DANVILLE CA 94526 11.% 300 296
03 1
91 44500.00
34007.45 446000.00 12/22/95
3/22/96 12/22/20
90.00
2.75 18.% 2 356100.00 48
9424301 106920000424301 00 HAUN 846 LAS
CASAS
AVENUE LOS
ANGELES CA 90272 11.5% 299 295
05 1 91
54200.00
54140.60 542000.00 12/13/95
6/13/96 11/13/20
90.00
3.25 18.% 2 433600.00 29
9424302 124920000424302 06 BLITSTEIN 3745
BIRCH LANE
OWINGS MILLS MD 21117 10.25% 300 296
05 1
91
20000.00 9928.21 214000.00 12/1/95
4/1/96
12/1/20
83.00 2.00 18.% 2 155859.00 27
9424303 106910000424303 00 HUEBNER 2165
CASTILIAN
DRIVE LOS
ANGELES CA 90068 11.% 300 296
05 1 91
100000.00
98903.43 850000.00 12/20/95
3/20/96 12/20/20
89.00
2.75 18.% 2 650000.00 36
9424304 206910000424304 00 POMATTO 27608
WESTON
DRIVE LOS
ANGELES CA 91354 7.75% 299 295
05 1 91
25000.00
24776.71 250000.00 12/15/95
6/15/96 11/15/20
90.00
3.25 18.% 2 200000.00 39
9424306 253910000424306 01 BUENVENIDA 5122
SOUTH
288TH PLACE
AUBURN WA 98001 10.25% 300 294
03 1
91
12750.00 12710.03 255000.00 10/25/95
1/25/96
10/25/20
74.00 2.25 18.% 2 173682.00 22
9424313 106920000424313 02 SANTIAGO 22160
MONTGOMERY STREET
HAYWARD CA 94541 11.5% 300 296
05 1
92
31100.00 30790.35 229000.00 12/21/95
3/21/96
12/21/20
90.00 3.25 18.% 2 175000.00 48
9424314 106910000424314 05 BUCK 91 MAC
ALVEY DRIVE
MARTINEZ CA 94553 10.75% 299 295
05 1
91
35100.00 34946.93 234000.00 12/15/95
1/31/96
11/15/20
90.00 2.25 18.% 2 175500.00 35
9424315 106930000424315 05 SCHNEELOCH 7927
MERRINGTON PLACE
SAN DIEGO CA 92126 10.5% 300 296
05 1
91
32000.00 31629.95 200000.00 12/18/95
3/18/96
12/18/20
88.00 2.25 18.% 2 142934.00 41
9424316 225910000424316 05 WELCH NO
BRIDGEWATER
ROAD
WOODSTOCK VT 05091 9.25% 179 175
05 1
91
50000.00 49583.96 460000.00 12/14/95
3/14/96
11/14/10
55.00 1.00 18.% 2 203000.00 41
9424320 106920000424320 05 LEIER 2500
NORTH
MOUNTAIN AVENUE
CLAREMONT CA 91711 7.25% 299 295
05 1
91
36000.00 15261.61 360000.00 12/11/95
6/11/96
11/11/20
90.00 2.25 18.% 2 288000.00 35
9424324 106920000424324 01 CAMACHO 1724
ELM ROAD
CONCORD CA 94519 7.25% 299 295
05 1
91
38250.00 38250.00 255000.00 12/12/95
1/12/96
11/12/20
90.00 2.75 18.% 2 191250.00 44
9424327 134920000424327 06 SMITH 6
ROLLING RIDGE
ROAD
UPPER SADDLE RIVER NJ 07458 7.25% 179 176
05
1 91
54000.00 53251.42 532000.00 1/8/96
7/8/96
12/8/10
81.00 2.75 18.% 2 374313.00 38
9424329 106920000424329 01 WALLACE JR. 1734
THE STRAND
HERMOSA BEACH CA 90254 7.25% 299 295
05 1
91
88000.00 87364.89 925000.00 12/15/95
6/15/96
11/15/20
87.00 2.75 18.% 2 710400.00 40
9424331 106920000424331 00 GOLDWATER 3603
DIXIE
CANYON AVENUE
LOS ANGELES CA 91423 7.25% 299 295
05 1
91
68000.00 67450.41 680000.00 12/19/95
6/19/96
11/19/20
90.00 2.75 18.% 2 544000.00 30
9424334 134910000424334 05 MERICLE 210
WEST HANOVER
AVENUE
MORRIS TOWNSHIP NJ 07960 9.75% 300 296
05 1
91
98000.00 96957.06 180000.00 12/22/95
3/22/96
12/22/20
55.00 1.50 18.% 1 .00 50
9424335 106920000424335 00 MESSENGER 5828
MOONSTONE
AVNEUE
RANCHO CUCAMONGA CA 91701 11.% 299 295
05
1 91
36700.00 36344.16 245000.00 12/15/95
3/15/96
11/15/20
90.00 2.75 18.% 2 183750.00 42
9424336 106910000424336 00 ELMEGREEN 5847
RIDGE PARK
DRIVE
LOOMIS CA 95650 9.25% 299 295
05 1 91
55000.00
26412.05 400000.00 12/15/95
3/15/96 11/15/20
64.00
1.00 18.% 2 200000.00 27
9424337 106920000424337 01 FINCH 234
STANFORD
AVENUE
MENLO PARK CA 94025 11.5% 180 176
05 1
91
42000.00 41906.41 420000.00 12/20/95
1/20/96
12/20/10
90.00 3.25 18.% 2 336000.00 47
9424338 136920000424338 02 ELLERSICK 4056
NORTH
CREEK ROAD
PALMYRA NY 14522 11.% 300 297
05 1
91 10400.00
10400.00 69500.00 12/13/95
3/1/96 1/1/21
90.00
2.75 18.% 2 52100.00 36
9424339 206910000424339 05 BROWN 8014
ADAM COURT
ROSEVILLE CA 95661 8.5% 300 295
03 1
81 50000.00
40000.00 680000.00 11/22/95
2/22/96 11/22/20
63.00
0.25 18.% 2 372295.00 26
9424340 106920000424340 05 WEINBERG 24709
STONEGATE
DRIVE
LOS ANGELES CA 91304 7.25% 299 295
03 1
91
90000.00 21826.02 405000.00 12/13/95
6/13/96
11/13/20
88.00 2.75 18.% 2 263250.00 45
9424341 142920000424341 06 LESTER 2706 E
CROSSING
CIRCLE
NORRISTOWN PA 19403 10.25% 300 296
05 1
91
20000.00 5372.03 205000.00 12/19/95
3/26/96
12/19/20
88.00 2.00 18.% 2 158739.00 27
9424342 206920000424342 00 PATEL 1503
CORMORANT
COURT
SUNNYVALE CA 94087 10.25% 300 296
05 1
91
17250.00 16126.32 345000.00 12/6/95
3/6/96
12/6/20
85.00 2.00 18.% 2 276000.00 28
9424343 106920000424343 00 FEHR 1581
SEARLES
AVENUE SAN
JOSE CA 95125 7.75% 299 295
05 1 91
33500.00
26856.49 335000.00 12/13/95 1/13/96
11/13/20
90.00
2.25 18.% 2 268000.00 37
9424344 125910000424344 00 GARY 177
HIGHLAND
STREET
LUNENBURG MA 01462 9.25% 298 295
05 1
91
54000.00 52925.47 215000.00 12/13/95
3/13/96
11/1/20
76.00 1.00 18.% 2 108000.00 24
9424348 225910000424348 05 SANTANGELO 58
NORTH
WO0DCREST
DRIVE MELROSE MA 02176 9.25% 300
297 05
1 81
10000.00 9847.36 250000.00 1/4/96
4/4/96
1/4/21
80.00 1.00 18.% 2 190000.00 45
9424349 106910000424349 05 GORDON 305
BETTENCOURT
STREET
SONOMA CA 95476 9.25% 300 296
05 1
81 20000.00
19754.78 190000.00 12/21/95
3/21/96 12/21/20
77.00
1.00 18.% 2 126000.00 45
9424350 113920000424350 05 SWENGEL 3255
TIMBER
WALK CIRCLE
LOGANVILLE GA 30249 11.% 300 296
05 1
91
15000.00 13742.71 115000.00 12/18/95
3/22/96
12/22/20
87.00 2.75 18.% 2 84403.00 42
9424351 106920000424351 00 HARRINGTON 54
TORINO
COURT
DANVILLE CA 94526 11.% 299 295
03 1
91 66300.00
65766.35 663000.00 12/12/95
3/12/96 11/12/20
90.00
2.75 18.% 2 530000.00 31
9424353 106920000424353 02 KRAWESKY 1
RANCHO PLACE
WOODLAND CA 95695 11.% 300 296
05 1
91
47400.00 46631.89 255000.00 12/20/95
3/20/96
12/20/20
88.00 2.75 18.% 2 176035.00 50
9424354 225920000424354 05 BRADLEY 9
DARTMOUTH
STREET
DANVERS MA 01923 10.5% 299 295
05 1
91
23200.00 15807.65 170000.00 12/26/95
3/1/96
11/26/20
90.00 2.25 18.% 2 129708.00 45
9424355 106920000424355 00 LOPEZ 5146 LA
RODA
AVENUE LOS
ANGELES CA 90041 10.5% 300 296
05 1 91
23700.00
19000.00 240000.00 12/20/95
3/20/96 12/20/20
90.00
2.25 18.% 2 190000.00 36
9424357 112910000424357 02 DIAZ 10045
SW 127 COURT
MIAMI
FL 33186 8.75% 299 295 05
1 91 32000.00
31692.62 148000.00 12/18/95 3/18/96
11/18/20
78.00
0.50 18.% 2 83216.00 44
9424368 206910000424368 01 HESTER 3422
GLORIETTA
PLACE
SHERMAN OAKS AREA CA 91423-45368.25% 299 295
05
1 91
57500.00 56886.26 575000.00 12/26/95
3/26/96
11/26/20
90.00 2.75 18.% 2 460000.00 24
9424370 112910000424370 02 DE ULLOA 3511
ALHAMBRA
CIRCLE
CORAL GABLES FL 33134 9.% 299 295
05 1
91
77000.00 57800.85 770000.00 12/11/95
3/11/96
11/11/20
80.00 0.75 18.% 2 539000.00 28
9424373 206910000424373 05 KATO 14158
MONFORD
STREET
ARLETA AREA CA 91331 9.25% 299 295
05 1
81
50000.00 18619.59 130000.00 12/18/95
3/18/96
11/18/20
39.00 1.00 18.% 1 .00 43
9424379 106920000424379 00 COSTNER 107
EAST KENNETH
ROAD
GLENDALE CA 91207 10.5% 299 295
05 1
91
41850.00 34689.89 275000.00 12/15/95
3/15/96
11/15/20
90.00 2.25 18.% 2 203150.00 29
9424384 149920000424384 02 NIELSON 1150
WEST 1670
NORTH
PLEASANT GROVE UT 84062 11.% 299 295
05 1
91
43000.00 33652.61 150000.00 12/6/95
3/6/96
11/6/20
85.00 2.75 18.% 2 84355.00 42
9424385 241910000424385 05 ROTHAN 17420
PLAINVIEW
ROAD
BEND OR 97701 9.25% 179 175
05 1 91
25000.00
20321.78 167000.00 12/4/95 3/4/96
11/15/10
48.00
1.00 18.% 2 53955.00 33
9424388 206920000424388 00 STEIN 25734
ADAMS ROAD
LOS
GATOS CA 95030 11.5% 299 295
05 1 91
52000.00
51422.65 520000.00 12/26/95 3/26/96
11/26/20
90.00
3.25 18.% 2 416000.00 35
9424402 106910000424402 00 WILCOXON 27159
COLUMBIA
WAY
HAYWARD CA 94542 10.5% 300 295
05 1
91
26900.00 26192.94 272000.00 11/27/95
2/27/96
11/27/20
89.00 2.25 18.% 2 215200.00 26
9424405 106920000424405 00 SULLIVAN 2100
ELM AVENUE
MANHATTAN BEACH CA 90266 7.25% 299 295
05
1 91
76000.00 75210.89 760000.00 12/19/95
6/19/96
11/19/20
90.00 2.75 18.% 2 608000.00 42
9424407 106920000424407 05 BUNN 1253
ETHEL STREET
GLENDALE CA 91207 8.5% 299 295
05 1
91
45000.00 44788.26 315000.00 12/14/95
6/14/96
11/14/20
90.00 2.25 18.% 2 236200.00 36
9424413 153920000424413 05 BELL 3815
166TH AVENUE
EAST
SUMNER WA 98390 10.5% 299 295
07 1
91 27800.00
27497.81 152000.00 12/15/95
3/15/96 11/15/20
89.00
2.25 18.% 2 107000.00 44
9424420 141910000424420 02 FROST 8010
SOUTHWEST
191ST AVENUE
BEAVERTON OR 97007 7.75% 299 295
05 1
91
43000.00 43000.00 282000.00 12/21/95
6/21/96
11/21/20
80.00 1.00 18.% 2 182000.00 43
9424437 141920000424437 02 MURPHY JR. 2005
SOUTHEAST
88TH
AVENUE PORTLAND OR 97216 7.25% 299
295 05
1 91
25000.00 19789.97 85000.00 12/15/95
6/15/96
11/15/20
86.00 2.75 18.% 2 48000.00
34
9424438 112920000424438 02 DOOLE 2709 NE
21 STREET
FT.
LAUDERDALE FL 33305 9.25% 299 295
05 1
91 22800.00
22470.40 228000.00 12/15/95
3/15/96 11/15/20
90.00
1.00 18.% 2 182000.00 28
9424442 106910000424442 02 DANSON 26961
VIA LA
MIRADA SAN
JAUN CAPISTRANO CA 92675 9.25% 179 175
03 1
81
20000.00 19808.85 500000.00 12/12/95
3/12/96
11/12/10
64.00 1.00 18.% 2 300000.00 44
9424444 113910000424444 03 EARL 215
PINE BRIDGE
TRAIL
ALPHARETTA GA 30202 8.5% 299 295
05 1
91
19000.00 8993.52 129000.00 12/18/95
3/18/96
11/18/20
80.00 0.25 18.% 2 83500.00 27
9424447 106910000424447 02 PEROTTI 20125
HARRINGTON
ROAD
SONOMA CA 95476 7.25% 300 296
05 1
91 42500.00
42075.00 235000.00 12/15/95
6/15/96 12/15/20
90.00
3.25 18.% 2 168759.00 49
9424453 106920000424453 00 KIM-SPURLOCK 303
GREENWICH
STREET #4
SAN FRANCISCO CA 94111 11.% 300 296
01 1
91
31900.00 31540.86 319000.00 12/22/95
3/22/96
12/22/20
90.00 2.75 18.% 2 255200.00 44
9424455 106920000424455 01 FINCH 468
TABOR DRIVE
SCOTTS
VALLEY CA 95066 7.25% 299 295
05 1 91
15000.00
14891.55 240000.00 12/6/95 6/6/96
11/6/20
87.00 2.25
18.% 2 192000.00 41
9424466 106920000424466 00 PACKMAN 157
BIRCH
AVENUE
CORTE MADERA CA 94925 7.25% 300 296
05 1
91
20000.00 20000.00 355000.00 12/18/95
6/15/96
12/18/20
86.00 2.25 18.% 2 284000.00 43
9424470 106910000424470 05 ZOGLIN 8501
HIGHWAY 116
FORESTVILLE CA 95436 9.25% 300 296
05 1
91
49950.00 24111.14 257000.00 12/15/95
3/15/96
12/15/20
63.00 1.00 18.% 2 111000.00 39
9424473 149910000424473 02 PROBST 455
WEST SHARON
LANE
MIDWAY UT 84049 9.75% 300 296
05 1
91
200000.00 190664.66 860000.00 12/26/95
3/26/96
12/26/20
24.00 1.50 18.% 1 .00 50
9424474 106920000424474 02 BETTIS 1009
LAWNDALE
DRIVE
FORTUNA CA 95540 10.25% 300 295
05 1
91
10000.00 7510.79 118000.00 11/14/95
2/14/96
11/14/20
84.00 2.00 18.% 2 88500.00 30
9424475 106910000424475 05 RYZAK 1317
AHSWOOD
COURT SAN
MATEO CA 94402 9.75% 300 296
05 1 91
35000.00
34610.44 600000.00 12/22/95 3/22/96
12/22/20
79.00
1.50 18.% 2 438118.00 47
9424477 124920000424477 02 ENGLAND 1301
NORTH BEND
ROAD
JARRETTSVILLE MD 21084 11.% 300 295
05 1
91
40000.00 39730.32 235000.00 11/29/95
2/28/96
11/29/20
90.00 2.75 18.% 2 171300.00 44
9424478 106910000424478 05 HUGUENOR 17032
CIRCA
ORIENTE
RANCHO SANTA FE CA 92067 6.99% 300 298
03 1
81
50000.00 32344.37 1400000.00 2/1/96
5/1/96
2/1/21
65.00 0.50 18.% 2 857929.00 33
9424480 106920000424480 02 CARANCI, JR 67-380
RANGO
ROAD
CATHEDRAL CITY CA 92234 8.5% 178 174
05 1
92
20200.00 7590.00 135000.00 11/15/95
5/15/96
10/14/10
90.00 2.25 18.% 2 101250.00 43
9424486 115910000424486 05 IHARA 629
LAWELAWE
STREET
HONOLULU HI 96821 10.5% 300 296
05 1
91
40000.00 19880.69 394000.00 12/15/95
3/15/96
12/15/20
87.00 2.25 18.% 2 299000.00 41
9424493 106920000424493 02 BORK 308
SOUTH SUNSET
STREET LA
HABRA CA 90631 11.% 299 296
05 1 91
25150.00
24785.70 167500.00 1/8/96 4/8/96
12/8/20
90.00 2.75
18.% 2 125600.00 41
9424494 141920000424494 03 FANCHER-BARTLETT 1196
MANZANITA WAY
N.E KEIZER OR 97303 10.25% 299
295 05
1 91
21300.00 20439.19 157000.00 12/11/95
3/12/96
11/11/20
90.00 2.00 18.% 2 120000.00 25
9424495 134930000424495 02 MACHADO 29
LINCOLN ROAD
SPRINGFIELD NJ 07081 11.% 179 176
05 1
91
18000.00 7468.68 179000.00 1/5/96
4/5/96
12/5/10
90.00 2.75 18.% 2 143080.16 45
9424500 106920000424500 00 CHEPOVETSKAYA 2535
SAN
CARLOS DRIVE
WALNUT CREEK CA 94598 11.% 300 295
05 1
91
22900.00 22297.65 229000.00 11/27/95
2/27/96
11/27/20
90.00 2.75 18.% 2 183200.00 41
9424508 106920000424508 05 BOLIN 2060
WEST 236TH
PLACE
TORRANCE CA 90501 12.% 299 296
05 1
91
31500.00 18381.78 305000.00 1/12/96
4/12/96
12/12/20
90.00 3.75 18.% 2 243000.00 41
9424509 106930000424509 00 ZIERS 7277
WOODROW
WILSON DRIVE
LOS ANGELES CA 90068 7.25% 299 297
05 1
91
26100.00 26100.00 261850.00 2/9/96
8/9/96
1/9/21
90.00 2.75 18.% 2 209450.00 41
9424510 106910000424510 05 DAVIS 65
LANSFORD COURT
SAN
RAMON CA 94583 8.75% 299 296
05 1 81
10000.00
9265.47 385000.00 1/4/96 4/4/96
12/4/20
78.00 0.50
18.% 2 288750.00 45
9424511 208920000424511 05 MAYNARD 540
GUARDIAN
PEAK DRIVE
LIVERMORE CO 80536 10.5% 311 308
05 1
91
20000.00 19712.38 305000.00 1/5/96
4/5/96
12/5/21
87.00 2.25 18.% 2 244000.00 40
9424512 149910000424512 03 CANNADAY 718
EAST SECOND
AVENUE
SALT LAKE CITY UT 84103 9.25% 299 296
05 1
81
21000.00 20605.84 134000.00 1/5/96
4/5/96
12/5/20
65.00 1.00 18.% 2 65172.00 50
9424513 208910000424513 03 SHIELDS 1480
HAWTHORN
AVE
BOULDER CO 80304 8.75% 298 296
05 1
81 10000.00
9666.81 270000.00 1/5/96
4/5/96 12/1/20
70.00
0.50 18.% 2 176350.00 41
9424516 208910000424516 01 CVENCEK 11482
WEST
TENNESSEE PLACE
LAKEWOOD CO 80226 10.5% 299 295
05 1
91
18600.00 18441.77 124000.00 12/11/95
3/11/96
11/11/20
15.00 2.25 18.% 1 .00 37
9424517 129910000424517 05 BURRINGTON HCR-77
BOX 16-2
SUNRISE BEACH MO 65079 7.25% 299 295
05 1
91
40000.00 17312.69 120000.00 12/15/95
6/15/96
11/15/20
68.00 0.25 18.% 2 41233.00 25
9424520 106920000424520 01 JOHNS 3345
MILDRED LANE
LAFAYETTE CA 94549 10.5% 300 296
05 1
91
41000.00 3213.06 290000.00 12/20/95
3/20/96
12/20/20
90.00 2.25 18.% 2 220000.00 31
9424522 208910000424522 02 MASON 30140
TROUTDALE
SCENIC DRIVE
EVERGREEN CO 80439 9.75% 299 294
05 1
91
100000.00 45277.59 355000.00 11/17/95
2/17/96
10/17/20
59.00 1.50 18.% 2 107777.00 50
9424525 106920000424525 01 HOHENRIEDER 3153
VIA LARGA
ALAMO CA 94507 11.25% 300 296
05 1
91 80000.00
17411.85 500000.00 12/18/95
3/18/96 12/18/20
88.00
3.00 18.% 2 357000.00 26
9424527 106920000424527 00 HARTMAN 636
27TH STREET
MANHATTAN BEACH CA 90266 7.25% 299 295
05
1 91
85000.00 30000.00 665000.00 12/6/95
3/6/96
11/6/20
88.00 2.50 18.% 2 500000.00 46
9424528 106920000424528 00 BODWAY 1806
CORTE CAVA
LIVERMORE CA 94550 10.25% 300 296
09 1
91
30350.00 29942.89 208000.00 12/23/95
3/23/96
12/23/20
90.00 2.00 18.% 2 155650.00 24
9424532 106920000424532 01 BRISKIN 366
FIFTEENTH
AVENUE SAN
FRANCISCO CA 94118 7.25% 299 295
05 1 91
25000.00
21734.32 405000.00 12/20/95
3/20/96 11/20/20
86.00
2.25 18.% 2 320500.00 35
9424535 106920000424535 02 SMITH 365
SUNSWEPT
STREET SAN
DIEGO CA 92114 7.25% 299 295
07 1 91
43600.00
43117.56 159000.00 12/20/95 3/20/96
11/20/20
90.00
3.25 18.% 2 99201.00 49
9424544 106910000424544 02 BOEKAMP 834 VAN
HORN
ROAD EL
CAJON CA 92019 7.25% 299 295
05 1 81
48500.00
47913.89 500000.00 12/21/95 3/21/96
11/21/20
80.00
1.00 18.% 2 347480.00 42
9424547 106920000424547 05 RAMELOT 1702
WHITMAN
AVENUE
LOS ALTOS CA 94024 11.% 300 296
05 1
91
100000.00 29818.18 640000.00 12/21/95
3/21/96
12/21/20
85.00 2.75 18.% 2 440000.00 32
9424549 225910000424549 05 THORNTON 72
WOODCLIFF
ROAD
WELLESLEY MA 02181 9.75% 299 295
05 1
81
150000.00 99615.75 720000.00 12/15/95
3/15/96
11/15/20
77.00 1.50 18.% 2 399174.00 20
9424552 208910000424552 02 PULLIAM 1309
CHATAM
DRIVE
MONTROSE CO 81401 9.25% 299 294
05 1
91
60000.00 59704.76 105000.00 11/16/95
2/1/96
10/16/20
61.00 1.00 18.% 2 3528.00 35
9424554 106920000424554 00 BRIEND 2126
WALLACE
AVENUE
APTOS CA 95003 10.5% 299 295
05 1 91
23900.00
23179.12 240000.00 12/7/95 3/7/96
11/7/20
90.00
2.25 18.% 2 192000.00 32
9424557 106910000424557 02 CHAU 1530 -
28TH AVENUE
OAKLAND CA 94601 9.25% 299 295
05 1
91
26250.00 25226.00 135000.00 12/8/95
3/8/96
11/8/20
75.00 1.00 18.% 2 74397.00 43
9424561 106910000424561 01 HAKAKHA 624
NORTH MAPLE
DRIVE
BEVERLY HILLS CA 90210 9.5% 300 296
05 1
91
200000.00 197514.70 1450000.00 12/27/95
3/27/96
12/27/20
79.00 1.25 18.% 2 944395.00
38
9424564 141920000424564 05 MOSER 34050
MALLARD
AVENUE
NEHALEM OR 97131 7.25% 299 295
05 1
91
42500.00 42076.74 135000.00 12/15/95
3/1/96
11/15/20
89.00 2.25 18.% 2 76932.00 34
9424565 153920000424565 02 WALKER 206 L
STREET
SOUTHEAST
AUBURN WA 98002 11.% 300 295
05 1
91 18750.00
18599.14 125000.00 11/22/95
2/22/96 11/22/20
90.00
2.75 18.% 2 93750.00 31
9424566 106920000424566 03 HACIAS 13687
PINE VIEW
DRIVE
YUCAIPA CA 92399 7.25% 299 295
05 1
91 35000.00
34575.73 400000.00 12/21/95
3/21/96 11/21/20
84.00
2.25 18.% 2 300000.00 37
9424569 106910000424569 03 HEDMAN 440
ORANGE
GROVE AVENUE
SOUTH PASADENA CA 91030 7.25% 299 295
05 1
81
82500.00 81150.27 530000.00 12/12/95
3/12/96
11/12/20
80.00 2.00 18.% 2 341500.00 48
9424570 206910000424570 05 STRUTMAN 465
SOUTH HOLT
AVENUE
LOS ANGELES CA 90048-401611.% 299 296
05 1
91
20000.00 19742.65 268000.00 1/3/96
4/3/96
12/3/20
88.00 2.75 18.% 2 214400.00 46
9424571 108920000424571 06 HUELSMAN 8582
GRAY
COURT
ARVADA CO 80003 11.% 300 297
05 1 91
12175.00
12144.18 126000.00 1/16/96
4/16/96 1/16/21
83.00
2.75 18.% 2 92000.00 40
9424572 106910000424572 03 KOHLS 5353
FREMANTLE
LANE
CALABASAS AREA CA 91302 10.5% 299 295
03 1
91
122000.00 121531.22 1220000.00 12/20/95
3/20/96
11/20/20
80.00 2.25 18.% 2 854000.00
44
9424573 149920000424573 02 SMITH 14945
SOUTH 3200
WEST
BLUFFDALE UT 84065 11.% 299 295
05 1
91
29300.00 29008.27 193000.00 12/15/95
3/12/96
11/15/20
90.00 2.75 18.% 2 144395.00 42
9424575 106910000424575 01 MINER 1881
MARION
AVENUE
NOVATO CA 94945 8.75% 300 296
05 1
91 10000.00
9888.29 285000.00 12/22/95
3/22/96 12/22/20
75.00
0.50 18.% 2 203000.00 32
9424579 141920000424579 05 MORRIS 4635
NORTHWEST
175TH PLACE
PORTLAND OR 97229 11.% 299 295
03 1
91
28500.00 28390.49 190000.00 12/22/95
3/22/96
11/22/20
90.00 2.75 18.% 2 142500.00 34
9424587 106920000424587 00 SHORT 41692
VALOR DRIVE
MURRIETA CA 92562 11.5% 299 295
05 1
91
25350.00 25252.59 169000.00 12/19/95
3/19/96
11/19/20
90.00 3.25 18.% 2 126750.00 44
9424589 106920000424589 02 WILLIS 4258
KNOLL AVENUE
OAKLAND CA 94619 11.% 299 295
05 1
91 34000.00
33710.82 226000.00 12/5/95
3/5/96 11/5/20
90.00
2.75 18.% 2 168500.00 48
9424591 106920000424591 00 MCKINLEY 69-69A
MIRABEL
AVENUE
SAN FRANCISCO CA 94110 11.5% 299 296
05 1
91
29600.00 29129.55 296000.00 1/13/96
4/13/96
12/13/20
90.00 3.25 18.% 2 236800.00 47
9424596 106920000424596 02 GALVAN 9610
HARTLAND
CIRCLE
SANTEE CA 92071 10.5% 300 296
05 1 91
15000.00
13921.41 147000.00 12/5/95
3/5/96 12/5/20
84.00
2.25 18.% 2 107953.00 43
9424599 141910000424599 03 MALAGAMBA 44
EAGLECREST
DRIVE # 15
LAKE OSWEGO OR 97035 6.99% 299 296
01 1
91
20000.00 15217.30 70000.00 1/5/96
4/5/96
12/5/20
85.00 2.75 18.% 2 38874.00 50
9424600 106920000424600 03 WALLIN 4TH AVE
& LOBOS
ST 2ND NE
CARMEL BY THE SEA CA 93921 11.% 300 296
05
1 91
42600.00 9308.38 394000.00 12/1/95
3/1/96
12/1/20
90.00 2.75 18.% 2 312000.00 48
9424604 106920000424604 05 MURRAY 2023
SAILOR CLAIM
WAY
GOLD RIVER CA 95670 11.75% 300 296
03 1
91
100000.00 98000.00 300000.00 12/5/95
3/5/96
12/5/20
84.00 3.50 18.% 2 151890.00 50
9424609 141910000424609 03 FLOWER 4333 SW
MARIGOLD
PORTLAND OR 97219 6.99% 299 296
05 1
81
34000.00 30594.89 152000.00 1/8/96
4/8/96
12/8/20
80.00 0.50 18.% 2 87521.65 42
9424614 106920000424614 01 SINGH 4504
NOROCCO
CIRCLE
FREMONT CA 94555 10.5% 300 296
05 1
91 24300.00
23051.80 243000.00 12/21/95
3/21/96 12/21/20
90.00
2.25 18.% 2 194400.00 33
9424637 106910000424637 02 LEONHARDT 31597
TABLEROCK DRIVE
LAGUNA BEACH CA 92677 10.5% 300 296
05 1
81
200000.00 94260.79 2400000.00 12/5/95
3/5/96
12/5/20
63.00 2.25 18.% 2 1300000.00 49
9424638 106920000424638 01 CRESPO 153
VENADO WAY
SAN
JOSE CA 95123 10.5% 299 295
05 1 91
34000.00
18605.73 210000.00 12/21/95 1/21/96
11/21/20
90.00
2.25 18.% 2 155000.00 44
9424639 106920000424639 03 TRIM 1633
BANNING WAY
PASADENA CA 91108 10.25% 300 296
05 1
91
50000.00 3183.29 425000.00 12/23/95
3/23/96
12/23/20
87.00 2.00 18.% 2 318766.00 21
9424640 106920000424640 00 FLEISHER 10155
DESOTO
AVENUE #106
LOS ANGELES CA 91311 7.25% 299 295
01 1
91
13100.00 12953.49 89000.00 12/21/95
6/21/96
11/21/20
89.00 2.25 18.% 2 65625.00 44
9424641 106920000424641 05 PREBANDA 1368
WEST 17TH
STREET
LOS ANGELES CA 90006 7.25% 299 295
05 1
91
60000.00 24055.04 280000.00 12/19/95
3/19/96
11/19/20
87.00 3.25 18.% 2 183017.00 48
9424642 106920000424642 05 STROMAN III 17750
HIGHWAY
36W
RED BLUFF CA 96080 11.25% 300 297
05 1
91
80000.00 19923.15 318000.00 12/14/95
4/1/96
1/1/21
89.00 3.00 18.% 2 202854.98 27
9424643 132920000424643 01 SQUIRES 8145
SENECA DRIVE
RENO
NV 89506 10.5% 300 297
05 1 91
16100.00
15780.55 140000.00 12/14/95 4/1/96
1/1/21
87.00 2.25
18.% 2 105000.00 32
9424644 106910000424644 01 ASTBURY 9533
SAWYER
STREET LOS
ANGELES CA 90035 7.25% 299 295
05 1 91
100000.00
98940.17 675000.00 12/21/95
6/21/96 11/21/20
79.00
1.00 18.% 2 428246.00 31
9424645 208910000424645 05 WRIGHT 34
SOUTH
OAKHURST COURT
GLENWOOD SPRINGS CO 81601 11.% 299 295
03
1 91
15000.00 6940.10 132000.00 12/12/95
3/12/96
11/12/20
74.00 2.75 18.% 2 81462.00 44
9424647 115920000424647 01 RASALAN 4123
LIKINI STREET
HONOLULU HI 96818 10.5% 300 296
05 1
91
32500.00 32140.38 325000.00 12/21/95
3/21/96
12/21/20
90.00 2.25 18.% 2 260000.00 41
9424648 106910000424648 01 PAIK 12307
RAGWEED
STREET SAN
DIEGO CA 92129 8.75% 300 296
05 1 91
21000.00
16117.33 300000.00 12/22/95 3/22/96
12/22/20
75.00
0.50 18.% 2 203000.00 45
9424649 208910000424649 05 PALAICH 1540
HAWTHORN
AVENUE
BOULDER CO 80304 8.75% 299 295
03 1
91 50000.00
8028.02 248000.00 12/8/95
3/8/96 11/8/20
57.00
0.50 18.% 2 90000.00 35
9424650 106920000424650 05 BIBERACHER 13785
LAURELHURST ROAD
MOORPARK CA 93021 11.25% 179 175
03 1
91
46000.00 45563.15 225000.00 12/7/95
3/7/96
11/7/10
88.00 3.00 18.% 2 150545.00 22
9424652 208920000424652 05 HENTSCHEL 2450
NEWLAND
STREET
EDGEWATER CO 80214 10.5% 299 295
05 1
92
15000.00 7315.12 101500.00 12/11/95
3/11/96
11/11/20
90.00 2.25 18.% 2 76100.00 37
9424654 106920000424654 01 COLE, JR. 2839
WEST
ACADEMY AVE
ANAHEIM CA 92804 11.5% 300 296
05 1
91 29600.00
29266.92 192500.00 12/21/95
3/21/96 12/21/20
90.00
3.25 18.% 2 142500.00 47
9424655 208910000424655 05 WACKWITZ 1271
SOUTH
DOWNING STREET
DENVER CO 80210 9.25% 299 294
05 1
91
60000.00 59622.42 325000.00 11/27/95
3/1/96
10/27/20
80.00 1.00 18.% 2 200000.00 34
9424657 113920000424657 00 ANDERSON 720
WHISPER
WIND COURT
WOODSTOCK GA 30189 11.% 299 295
03 1
91
34200.00 33768.59 228000.00 11/22/95
2/22/96
11/21/20
90.00 2.75 18.% 2 171000.00 24
9424658 104930000424658 02 MEAD 370
EAST PINON WAY
GILBERT AZ 85234 11.% 300 296
03 1 91
12400.00
12279.89 113000.00 12/21/95
3/21/96 12/21/20
90.00
2.75 18.% 2 89300.00 45
9424660 208910000424660 05 DOCKTER 775 IVY
STREET
DENVER CO 80220 10.25% 299 295
05 1
91 20000.00
9912.96 223000.00 12/15/95
3/15/96 11/15/20
89.00
2.00 18.% 2 178400.00 24
9424661 225920000424661 05 RICCIARDI 349 OLD
CONNECTICUT PATH
FRAMINGHAM MA 01701 10.5% 300 297
05 1
91
25500.00 25122.60 176000.00 1/10/96
4/10/96
1/10/21
90.00 2.25 18.% 2 132000.00 38
9424663 106920000424663 05 BUSCHMEYER 133
GAYWOOD
ROAD
ALAMO CA 94507 11.5% 300 296
05 1 91
71000.00
68170.15 343000.00 12/18/95
3/18/96 12/18/20
82.00
3.25 18.% 2 207000.00 47
9424664 153920000424664 02 BURKE 23325
NE 22ND ST.
REDMOND WA 98053 12.% 300 296
03 1
91
83000.00 43069.28 284000.00 12/20/95
3/20/96
12/20/20
90.00 3.75 18.% 2 171431.00 50
9424668 132910000424668 05 SCHROTER 5469
ABBINGTON
STREET
LAS VEGAS NV 89120 9.25% 300 296
05 1
91
41200.00 16218.63 154000.00 12/19/95
3/19/96
12/19/20
56.00 1.00 18.% 2 44611.00 44
9424669 106920000424669 02 TORRES 630
ROUGH AND
READY ROAD
SAN JOSE CA 95133 7.25% 299 295
05 1 91
15000.00
14927.46 207000.00 12/8/95
6/8/96 11/8/20
88.00
2.75 18.% 2 165200.00 48
9424670 106910000424670 00 WANG 4922
COUNTRY LANE
SAN
JOSE CA 95129 8.5% 300 296
05 1 91
25000.00
12998.23 286000.00 12/8/95 3/8/96
12/8/20
80.00 0.25
18.% 2 203150.00 28
9424671 148920000424671 00 PAOLI 660 SW
61 AVE
PLANTATION FL 33317 11.% 300 296
05 1
91
16350.00 16218.47 163500.00 11/30/95
2/29/96
12/1/20
90.00 2.75 18.% 2 130800.00 41
9424672 106920000424672 05 WIRFEL 1242
PINE SHADOW
LANE
CONCORD CA 94521 10.5% 299 295
05 1
91
43000.00 32495.38 350000.00 12/12/95
3/12/96
11/12/20
90.00 2.25 18.% 2 272000.00 40
9424673 106920000424673 00 SLAVENS 9956
BROADMOOR
DRIVE
SAN RAMON CA 94583 11.% 299 295
05 1
91
25000.00 24521.06 250000.00 12/18/95
3/18/96
11/18/20
90.00 2.75 18.% 2 200000.00 39
9424675 106910000424675 00 O'BRIEN 15323
CASMIR
AVENUE
GARDENA AREA CA 90249 9.25% 299 295
05 1
91
60000.00 60000.00 173000.00 12/21/95
3/21/96
11/21/20
76.00 1.00 18.% 2 70000.00 42
9424676 106920000424676 00 RICHARD 2700
79TH AVENUE
OAKLAND CA 94605 10.5% 300 296
05 1
91
19500.00 9189.23 130000.00 12/5/95
3/5/96
12/5/20
90.00 2.25 18.% 2 97500.00 32
9424677 106920000424677 00 ALBERT 6615
CHURCHILL
DRIVE
HUNTINGTON BEACH CA 92648 11.5% 299 295
03
1 91
70000.00 69433.19 706500.00 12/7/95
3/7/96
11/7/20
90.00 3.25 18.% 2 565000.00 49
9424679 106920000424679 05 RINGWALD 1010
FERN DRIVE
EUREKA CA 95503 10.5% 300 296
05 1
91 27000.00
26736.18 185000.00 12/14/95
3/14/96 12/14/20
88.00
2.25 18.% 2 135362.00 37
9424683 113910000424683 05 BLANKSTEIN 4387
LAURIAN
DRIVE
KENNESAW GA 30144 11.% 180 175
03 1
91
19700.00 17259.12 197000.00 10/13/95
1/13/96
11/1/10
88.00 2.75 18.% 2 152000.00 40
9424684 106920000424684 05 CESA 149 N.
VAN NESS
AVENUE LOS
ANGELES CA 90004 10.5% 300 296
05 1 91
50000.00
49432.07 545000.00 12/22/95
3/22/96 12/22/20
88.00
2.25 18.% 2 428000.00 35
9424685 106920000424685 01 CONTI 4633
MARBELLA
COURT SAN
JOSE CA 95124 10.5% 299 295
05 1 91
15000.00
14578.16 308000.00 12/22/95 3/22/96
11/22/20
85.00
2.25 18.% 2 245600.00 41
9424687 106910000424687 01 LAPOINTE 375
REDFIELD
PLACE
MORAGA CA 94556 9.25% 300 296
05 1
91 50000.00
49611.57 450000.00 12/15/95
3/15/96 12/15/20
57.00
1.00 18.% 2 203150.00 47
9424688 208910000424688 02 CARLACCI II 5100
OLIVE COURT
GREENWOOD VILLAGE CO 80121 9.75% 299 294
03
1 91
50000.00 49299.51 695000.00 11/29/95
2/29/96
10/29/20
80.00 1.50 18.% 2 500000.00 47
9424689 217920000424689 05 MOE, JR. 24 WEST
276 PIN OAK
LANE
NAPERVILLE IL 60540 7.25% 300 297
05 1
91
40000.00 9715.10 270000.00 12/28/95
6/28/96
1/4/21
90.00 2.75 18.% 2 202500.00 45
9424690 106920000424690 00 MUIR 2473
ESCALANTE
LAVERNE CA 91750 11.% 300 296
03 1
91 54700.00
54289.93 548000.00 12/27/95
3/27/96 12/27/20
90.00
2.75 18.% 2 438200.00 41
9424691 135910000424691 01 COSTALES 608
HIGHWAY 165
PLACITAS NM 87043 9.25% 300 296
05 1
91 50000.00
49453.76 165000.00 12/20/95
3/21/96 12/20/20
65.00
1.00 18.% 2 56000.00 39
9424692 208910000424692 02 JOHN 8210
HODGEN ROAD
COLORADO SPRINGS CO 80908 8.75% 299 295
05
1 91
18000.00 17747.18 410000.00 12/22/95
3/22/96
11/22/20
54.00 0.50 18.% 2 203150.00 38
9424694 106930000424694 05 MACLAREN 300
TOWNSEND
LANE
SANTA MARIA CA 93455 11.% 299 293
05 1
93
21000.00 20229.18 140000.00 10/18/95
1/18/96
9/18/20
90.00 2.75 18.% 2 105000.00 47
9424696 106920000424696 05 OHLIN 621
REDWOOD
AVENUE
REDWOOD CITY CA 94061 10.5% 300 296
05 1
92
29700.00 7795.69 233000.00 12/4/95
3/4/96
12/4/20
90.00 2.25 18.% 2 179661.00 41
9424697 112920000424697 00 CORBISHLEY 800 NW
116 TERR
PLANTATION FL 33324 11.% 300 297
05 1
91
36000.00 35861.67 360000.00 12/7/95
3/7/96
1/1/21
90.00 2.75 18.% 2 288000.00 33
9424700 106920000424700 05 SELF 347
BIGGS COURT
WINDSOR
CA 95492 10.5% 300 296 05
1 91
25000.00
13946.21 194000.00 12/26/95 3/26/96
12/26/20
86.00
2.25 18.% 2 141499.00 38
9424706 113920000424706 00 JOFFRE 2358
COOSAWATTEE
DR
ATLANTA GA 30319 11.% 299 295
05 1
92 49300.00
34350.00 280500.00 11/30/95
2/29/96 11/29/20
90.00
2.75 18.% 2 203150.00 20
9424707 106920000424707 02 SMITH 50
ORMOND COURT
NOVATO CA 94947 10.5% 300 296
05 1
91 42000.00
40855.92 245000.00 12/21/95
3/21/96 12/21/20
90.00
2.25 18.% 2 178000.00 36
9424712 106920000424712 00 SEBBY 1463
RIDGE ROAD
VISTA
CA 92083 10.25% 300 296 05
1 91
32500.00
31528.45 325000.00 12/22/95 3/22/96
12/22/20
90.00
2.00 18.% 2 260000.00 17
9424713 134920000424713 02 BURKITT III 2053
PROSPECT
AVENUE
SCOTCH PLAINS NJ 07076 11.% 179 176
05 1
91
18000.00 17711.29 180000.00 1/10/96
4/10/96
12/10/10
90.00 2.75 18.% 2 144000.00 40
9424715 208910000424715 05 HUNT 375
RABBIT ROAD
CARBONDALE CO 81623 8.75% 299 295
03 1
91
35000.00 34647.12 326000.00 12/20/95
3/20/96
11/20/20
51.00 0.50 18.% 2 131065.00 41
9424718 106910000424718 05 CRONISER 1123
NEWPORT
AVENUE
GROVER BEACH CA 93433 9.25% 299 295
05 1
91
40000.00 30999.00 185000.00 12/14/95
3/14/96
11/14/20
80.00 1.00 18.% 2 107202.00 50
9424719 106920000424719 05 PINAGLIA 160
NORTH THIRD
STREET
DIXON CA 95620 11.% 300 296
05 1 91
41500.00
24111.53 215000.00 12/12/95 3/12/96
12/12/20
90.00
2.75 18.% 2 151904.86 44
9424720 106920000424720 02 MEINHOLD 22 CALA
D'OR
LAGUNA NIGUEL CA 92677 11.% 299 296
03 1
91
62000.00 41867.16 380000.00 1/5/96
4/5/96
12/5/20
90.00 2.75 18.% 2 279988.00 40
9424724 106920000424724 05 BOSTER 17101
KNOLLBROOK
PLACE
RIVERSIDE CA 92503 10.5% 299 295
05 1
91 35000.00
33926.63 220000.00 12/9/95
3/9/96 11/9/20
90.00
2.25 18.% 2 162573.00 40
9424725 106920000424725 02 RENWICK 644
SIMPSON
STREET
SANTA ROSA CA 95401 11.5% 299 295
03 1
91
13500.00 13368.08 90000.00 12/7/95
3/7/96
11/7/20
90.00 3.25 18.% 2 67500.00 49
9424727 106920000424727 02 KATZ 3109
THATCHER
AVENUE
MARINA DEL REY AREA CA 90292 7.25% 299 295
05
1 91
39000.00 37350.29 260000.00 12/15/95
6/15/96
11/15/20
90.00 2.25 18.% 2 195000.00 45
9424728 106920000424728 05 LEE 2861
WAGON TRAIN
DIAMOND BAR CA 91765 11.% 299 296
03 1
91
100000.00 80575.90 660000.00 1/2/96
4/2/96
12/2/20
90.00 2.75 18.% 2 491687.00 38
9424729 106910000424729 03 ROGERS 2160
AVY AVENUE
MENLO PARK CA 94025 7.25% 179 175
05 1
91
22000.00 21820.68 345000.00 12/8/95
3/8/96
11/8/10
24.00 1.00 18.% 2 58414.00 31
9424730 106920000424730 00 WALKER 2404
ANDREW
COURT
UNION CITY CA 94587 11.% 299 295
05 1
91
33495.00 33163.89 335000.00 12/18/95
3/18/96
11/18/20
90.00 2.75 18.% 2 267960.00 42
9424735 106920000424735 03 SHEPHERD 194
ELMIRA
STREET SAN
FRANCISCO CA 94124 11.5% 299 295
05 1 91
20000.00
19579.68 192000.00 12/18/95
3/1/96 11/18/20
81.00
3.25 18.% 2 135000.00 48
9424739 106920000424739 02 COELHO 14
TYRELLA COURT
MOUNTAIN VIEW CA 94043 11.% 299 295
03 1
91
12000.00 11890.82 285000.00 12/13/95
3/13/96
11/13/20
85.00 2.75 18.% 2 228000.00 36
9424741 106920000424741 02 O'DOHERTY 1188
EAST CALLE
CONTENTO
THOUSAND OAKS CA 91360 11.% 179 176
05 1
91
27000.00 24065.63 275000.00 1/5/96
4/5/96
12/5/10
90.00 2.75 18.% 2 218700.00 30
9424745 106920000424745 01 FERGUSON 24722
NYMPHA
DRIVE
MISSION VIEJO CA 92691 11.% 299 295
05 1
91
25000.00 24903.94 235000.00 12/26/95
3/26/96
11/26/20
90.00 2.75 18.% 2 186500.00 48
9424746 106920000424746 01 LEUCHT 1361
MARIGOLD
PLACE
ROHNERT PARK CA 94928 11.5% 179 176
05 1
91
20100.00 19791.66 199000.00 1/9/96
4/9/96
12/9/10
90.00 3.25 18.% 2 159000.00 35
9424747 141910000424747 02 SARGENT 1828
PACIFIC DRIVE
CANNON BEACH OR 97146 10.25% 179 175
05 1
91
110000.00 77767.96 725000.00 12/20/95
1/31/96
11/20/10
57.00 2.00 18.% 2 296976.00 35
9424750 106930000424750 02 BOHBOT 4392
KINGSPARK
DRIVE
SAN JOSE CA 95136 11.% 299 295
05 1 91
44000.00
43500.11 250000.00 12/22/95
3/22/96 11/22/20
85.00
2.75 18.% 2 166340.00 41
9424753 153910000424753 05 NELSON 8724 -
141ST COURT
NORTHEAST
REDMOND WA 98052 12.% 299 295
05 1
91
58900.00 34525.15 239000.00 12/15/95
3/31/96
11/15/20
90.00 3.75 18.% 2 156121.00 46
9424764 106920000424764 02 FURLONG 12550
QUAIL
MEADOW DRIVE
AUBURN CA 95603 7.25% 299 295
05 1
91 44000.00
43595.91 275000.00 12/15/95
6/15/96 11/15/20
90.00
2.75 18.% 2 203150.00 35
9424766 106910000424766 02 SCHLAERTH 3244
EAST VILLA
HIGHLANDS
DRIVPASADENA CA 91107 9.25% 299 295
05
1 91
177700.00 70195.65 400000.00 12/21/95
3/21/96
11/21/20
80.00 1.00 18.% 2 141688.00 40
9424767 106920000424767 02 BRANCA 15806
RISLEY
STREET
WHITTIER CA 90603 10.25% 299 295
05 1
91
25000.00 24602.74 180000.00 12/7/95
3/7/96
11/7/20
87.00 2.00 18.% 2 130000.00 29
9424770 106910000424770 02 BALL 16956
KNOLLWOOD
DRIVE
GRANADA HILLS CA 91344 7.25% 299 295
05 1
91
100000.00 99295.35 390000.00 12/22/95
6/22/96
11/22/20
74.00 1.50 18.% 2 184990.00 45
9424771 106920000424771 02 UTSLER 15571
SUNBURST
LANE
HUNTINGTON BEACH CA 92647 10.5% 299 295
05
1 92
27000.00 19870.38 245000.00 12/7/95
3/7/96
11/7/20
90.00 2.25 18.% 2 193000.00 38
9424774 104920000424774 05 OLVERA 16 HOPI
STREET
GLOBE
AZ 85501 10.5% 299 295 05
1 91
22000.00
11870.89 79000.00 12/19/95 3/19/96
11/19/20
90.00
2.25 18.% 2 48360.00 44
9424775 106920000424775 00 FRIS 690
HARBOR STREET #2
LOS
ANGELES CA 90291 11.5% 299 295
01 1 91
40000.00
39347.21 400000.00 12/15/95
3/15/96 11/15/20
90.00
3.25 18.% 2 320000.00 27
9424777 106920000424777 05 MEZA 940
MACDUFF COURT
SAN
JOSE CA 95127 11.5% 299 295
05 1 91
79900.00
77798.83 365000.00 12/12/95 3/12/96
11/12/20
90.00
3.25 18.% 2 248509.00 45
9424782 106920000424782 00 STELLWAGON 13035
CAMINO
DEL VALLE
POWAY CA 92064 10.5% 299 295
05 1
91 34000.00
33545.48 340000.00 12/20/95
3/20/96 11/20/20
90.00
2.25 18.% 2 272000.00 40
9424784 106920000424784 05 TAKAHASHI 735 W.
POPLAR
AVENUE
SAN MATEO CA 94402 12.% 299 295
05 1
91
87000.00 21054.52 870000.00 12/5/95
3/5/96
11/5/20
90.00 3.75 18.% 2 696000.00 40
9424785 106920000424785 02 STEELE 14087
BLUE OAK
LANE
PRATHER CA 93651 10.5% 300 296
05 1
91 27700.00
27181.23 233000.00 12/4/95
3/4/96 12/4/20
90.00
2.25 18.% 2 180000.00 39
9424786 151920000424786 05 PARADISE 14361
MAPLE ROCK
COURT
CENTREVILLE VA 22020 11.% 300 296
05 1
91
39350.00 38968.88 271000.00 12/21/95
3/21/96
12/21/20
88.00 2.75 18.% 2 196900.00 40
9424788 106920000424788 05 JOHNSON 947
SPRINGWOOD
COURT
RODEO CA 94572 11.% 300 295
03 1 92
31000.00
30113.61 204000.00 11/1/95 2/1/96
11/1/20
90.00
2.75 18.% 2 151000.00 42
9424790 112910000424790 00 JONES 416 S W
7TH WAY
BOCA
RATON FL 33486 9.25% 179 175
05 1 91
33000.00
4563.66 135000.00 11/2/95 2/2/96
11/1/10
80.00 1.00
18.% 2 75000.00 26
9424801 112920000424801 05 SAMLER 752
CRESCENT WAY
FT.
LAUDERDALE FL 33326 12.% 299 295
03 1
91 75000.00
64278.75 227000.00 12/22/95
3/22/96 11/22/20
90.00
3.75 18.% 2 129000.00 49
9424802 206910000424802 01 MURDOCK 5572
BEAR CREEK
DRIVE
CATHEYS VALLEY CA 95306 10.5% 299 295
03 1
91
33000.00 32718.11 265000.00 12/7/95
3/7/96
11/7/20
89.00 2.25 18.% 2 200500.00 26
9424803 106920000424803 02 FREDERICK 2758
DINA LANE
SAN
JOSE CA 95121 11.5% 299 295
05 1 91
27000.00
26703.98 180000.00 12/13/95 3/13/96
11/13/20
90.00
3.25 18.% 2 135000.00 49
9424807 106920000424807 00 RANDAZZO 5506
AGOURA
GLEN DRIVE
AGOURA HILLS CA 91301 10.5% 299 295
05 1
91
18200.00 17998.66 191000.00 12/20/95
3/20/96
11/20/20
87.00 2.25 18.% 2 146100.00 36
9424808 255920000424808 05 LYNCH JR 16955
TANGLEWOOD DRIVE
BROOKFIELD WI 53005 11.% 180 176
05 1
91
32700.00 29541.56 227000.00 12/21/95
3/21/96
12/21/10
90.00 2.75 18.% 2 169800.00 37
9424810 141910000424810 05 MANOVILL 211
OSWEGO
SUMMIT
LAKE OSWEGO OR 97035 10.25% 180 176
01 1
91
25000.00 23830.60 127000.00 12/27/95
1/31/96
12/27/10
66.00 1.00 18.% 2 58537.00 24
9424813 108920000424813 05 BROWN, JR 1019
EDWARDS
VILLAGE BLVD.
EDWARDS CO 81632 11.% 300 296
01 1
91
24000.00 23698.80 160000.00 12/29/95
3/29/96
12/29/20
90.00 2.75 18.% 2 120000.00 42
9424814 113910000424814 00 MAWHINNEY 204
SOUTHERN
HILL DRIVE
DULUTH GA 30136 9.25% 299 295
03 1
91 26850.00
25649.89 405750.00 12/1/95
3/1/96 11/30/20
57.00
1.00 18.% 2 203150.00 18
9424820 106920000424820 00 JORDAN 8 NORTH
MADRID
AVENUE
THOUSAND OAKS CA 91320 11.% 299 295
05 1
91
21300.00 21064.42 213000.00 12/21/95
3/21/96
11/21/20
90.00 2.75 18.% 2 170400.00 42
9424825 206920000424825 03 KRONFELD 740
LONGFELLOW
AVENUE
HERMOSA BEACH CA 90254 11.% 299 296
05 1
91
59000.00 58115.69 396000.00 1/2/96
4/2/96
12/2/20
90.00 2.75 18.% 2 297000.00 40
9424828 106910000424828 05 LINK 5882
LONE PINE ROAD
SEBASTOPOL CA 95472 8.75% 300 296
05 1
91
48900.00 24846.35 300000.00 12/19/95
3/19/96
12/19/20
80.00 0.50 18.% 2 190000.00 34
9424829 106910000424829 01 KLINE 903
AMISTAD COURT
#D EL
CAJON CA 92019 10.5% 299 295
01 1 91
10000.00
9906.36 98000.00 12/14/95 3/14/96
11/14/20
90.00
2.25 18.% 2 78200.00 45
9424830 106920000424830 01 MC LEAN 913
CLARET COURT
PETALUMA CA 94954 10.5% 300 296
05 1
91
24200.00 23903.55 242500.00 12/14/95
3/14/96
12/14/20
90.00 2.25 18.% 2 194000.00 33
9424831 106920000424831 02 OLSEN 1536
FAIRWAY DRIVE
PASO
ROBLES CA 93446 10.5% 300 296
05 1 91
19500.00
17545.63 170000.00 12/21/95 3/21/96
12/21/20
84.00
2.25 18.% 2 122000.00 45
9424832 141910000424832 05 LANKFORD 39564 S
E SCENIC
STREET
SANDY OR 97055 8.5% 300 296
05 1 91
11600.00
11436.06 122000.00 12/21/95
3/21/96 12/21/20
80.00
0.25 18.% 2 86000.00 28
9424834 106910000424834 05 OLSON 4263
LAKESIDE
DRIVE GLEN
ELLEN CA 95442 9.25% 300 296
03 1 91
10000.00
9876.41 208000.00 12/6/95 3/6/96
12/6/20
77.00 1.00
18.% 2 150000.00 46
9424835 106910000424835 05 COTE 870
MONTEVINO
DRIVE
PLEASANTON CA 94566 9.25% 300 296
05 1
91
25000.00 24689.35 635000.00 12/19/95
3/19/96
12/19/20
79.00 1.00 18.% 2 476250.00 48
9424836 108910000424836 02 VON SEEGER 29300
ROUTT
COUNTY ROAD #
14 STEAMBOAT SPRINGS CO 80487 9.25% 300 296
05
1 91
75000.00 38919.08 425000.00 12/8/95
3/8/96
12/8/20
66.00 1.00 18.% 2 203150.00 45
9424838 106920000424838 05 BARRERA 10609
SANFRED
COURT
SANTEE CA 92071 11.5% 299 295
05 1 91
10000.00
10000.00 178000.00 12/8/95
3/8/96 11/8/20
81.00
3.25 18.% 2 132500.00 48
9424840 106920000424840 05 BURKE 15711
PYRITE COURT
CHINO
HILLS CA 91709 11.% 299 295
09 1 91
24000.00
23672.97 240000.00 12/20/95 3/20/96
11/20/20
90.00
2.75 18.% 2 192000.00 30
9424842 106920000424842 00 ROZHON 523 SAN
CARLOS
AVENUE
EL GRANADA CA 94018 10.5% 299 295
05 1
91
35000.00 34353.08 340000.00 12/14/95
3/14/96
11/14/20
86.00 2.25 18.% 2 255000.00 35
9424844 106920000424844 00 SCHIENBEIN 1183
VIA
CARRANZA
CAMARILLO CA 93012 10.5% 299 295
05 1
91
29200.00 28667.01 292208.00 12/21/95
3/21/96
11/21/20
90.00 2.25 18.% 2 233766.00 32
9424845 149920000424845 05 MORROW 3121
WEST 2995
SOUTH
WEST VALLEY CITY UT 84119 11.% 299 295
05 1
91
20300.00 20099.13 99500.00 12/18/95
3/18/96
11/18/20
90.00 2.75 18.% 2 69248.00 37
9424850 106920000424850 03 MIGENES 1712
NORTH
STANLEY AVENUE
LOS ANGELES CA 90046 10.75% 299 295
05 1
91
21200.00 20959.65 735000.00 12/18/95
3/18/96
11/18/20
90.00 2.50 18.% 2 639210.00 25
9424853 106920000424853 01 MORCOS 21991
ELSBERRY
WAY
LAKE FOREST CA 92630 10.75% 299 295
05 1
91
33500.00 23115.73 335000.00 12/20/95
3/20/96
11/20/20
90.00 2.50 18.% 2 268000.00 41
9424854 153910000424854 02 GIFFORD 4721
WEST
RUFFNER STREET
SEATTLE WA 98199 11.% 299 295
05 1
91 97500.00
59427.70 650000.00 12/13/95
3/31/96 11/13/20
90.00
2.75 18.% 2 487500.00 32
9424856 106920000424856 02 BRODER 840
18TH STREET
HERMOSA BEACH CA 90254 12.% 299 295
05 1
91
50000.00 39949.06 780000.00 12/11/95
3/11/96
11/11/20
87.00 3.75 18.% 2 624000.00 32
9424857 106920000424857 00 EBNER 5232
APENNINES
CIRCLE SAN
JOSE CA 95138 11.% 299 295
03 1 91
39700.00
38442.11 397479.00 12/20/95 3/20/96
11/20/20
90.00
2.75 18.% 2 317950.00 46
9424858 106910000424858 05 ADAMS 1018
VIA LOS
PADRES
SANTA BARBARA CA 93111 9.25% 299 295
05 1
91
100000.00 47033.15 975000.00 12/7/95
3/7/96
11/7/20
77.00 1.00 18.% 2 650000.00 22
9424859 208920000424859 02 RESLING 80
PEACHTREE
CIRCLE
CASTLE ROCK CO 80104 11.% 299 295
05 1
92
24200.00 23939.21 190000.00 12/28/95
1/31/96
11/28/20
90.00 2.75 18.% 2 146000.00 31
9424860 208910000424860 03 TEOT 171
WEST ELM
STREET
LOUISVILLE CO 80027 8.75% 299 295
05 1
91
30000.00 6750.60 180000.00 12/27/95
3/27/96
11/27/20
59.00 0.50 18.% 2 75000.00 42
9424864 113910000424864 05 SANSBURY 3521
KILPATRICK
LANE
LITHONIA GA 30058 9.25% 299 295
05 1
91 80000.00
77820.41 400000.00 11/27/95
2/27/96 11/26/20
71.00
1.00 18.% 2 203150.00 45
9424865 106920000424865 01 FREEMAN 901
SMITH ROAD
MILL
VALLEY CA 94941 7.25% 299 295
05 1 91
37500.00
17120.06 375000.00 12/22/95 6/22/96
11/22/20
90.00
2.75 18.% 2 300000.00 45
9424868 106920000424868 01 COOPER 751
HONEYWOOD
LANE LA
HABRA CA 90631 7.75% 299 295
05 1 91
32000.00
31890.63 279000.00 12/21/95 6/21/96
11/21/20
83.00
2.75 18.% 2 198800.00 46
9424869 106920000424869 02 NUNES SR. 804
PINE AVENUE
PACIFIC GROVE CA 93950 11.% 300 294
05 1
92
40000.00 39198.82 240000.00 10/30/95
1/30/96
10/30/20
90.00 2.75 18.% 2 176000.00 39
9424871 106920000424871 02 CABALLES 11462
WILDCAT
COURT
DUBLIN CA 94568 7.75% 299 295
05 1 91
57500.00
57158.16 325000.00 12/21/95
1/31/96 11/21/20
90.00
3.25 18.% 2 235000.00 45
9424875 153910000424875 05 TOMISSER 421 5TH
AVENUE
SW
TUMWATER WA 98501 10.5% 300 296
05 1
91
18600.00 18415.82 124000.00 12/18/95
3/18/96
12/18/20
90.00 2.25 18.% 2 93000.00 39
9424876 217920000424876 05 DIRE 5513
SOUTH MAIN
STREET
DOWNERS GROVE IL 60516 7.25% 300 297
05 1
91
25500.00 3468.18 184000.00 12/26/95
6/26/96
1/25/21
80.00 1.00 18.% 2 121620.00 49
9424877 116910000424877 03 CARROLL, JR 504
EAST 20TH
AVENUE
POST FALLS ID 83854 11.% 300 296
05 1
91 15000.00
10926.55 102000.00 12/18/95
3/18/96 12/18/20
89.00
2.75 18.% 2 75000.00 37
9424879 106920000424879 05 TYRNAUER 156
BRONTE
STREET
SAN FRANCISCO CA 94110 11.% 300 296
07 1
91
61000.00 60952.34 290000.00 12/13/95
3/14/96
12/13/20
90.00 2.75 18.% 2 200000.00 44
9424880 104920000424880 01 FRYE 5232 N.
WHISPERING
HILLS LANE
TUCSON AZ 85704 11.% 300 296
05 1 91
24000.00
20396.36 160000.00 12/13/95
3/13/96 12/13/20
90.00
2.75 18.% 2 120000.00 39
9424881 106910000424881 01 KEELER 1277
NO. MOLLISON
AVE #E EL
CAJON CA 92021 9.75% 180 176
03 1 91
50000.00
26420.85 100000.00 12/14/95 3/14/96
12/14/10
50.00
1.50 18.% 1 .00 39
9424882 212910000424882 01 STARTARI 2468
STAG RUN
BOULEVARD
CLEARWATER FL 34625 10.5% 179 175
05 1
91
27000.00 26896.25 221000.00 12/22/95
3/22/96
11/22/10
88.00 2.25 18.% 2 165750.00 17
9424883 106920000424883 00 SEALAND 400
HILL HOUSE RD
BOULDER CREEK CA 95006 9.75% 299 295
05 1
81
80000.00 39846.30 320000.00 12/22/95
3/22/96
11/22/20
79.00 1.50 18.% 2 170927.00 46
9424884 108920000424884 05 KOPPERNOLLE 10066
CARNELIAN PLACE
PARKER CO 80134 11.% 300 296
03 1 91
22100.00
16942.11 221000.00 12/27/95
3/27/96 12/27/20
90.00
2.75 18.% 2 176800.00 38
9424885 106930000424885 03 MYHRE 342
OSAGE DRIVE
SALINAS CA 93906 10.25% 299 295
05 1
91 26000.00
25146.63 177000.00 12/15/95
3/15/96 11/15/20
87.00
2.00 18.% 2 127634.00 15
9424887 106920000424887 01 LAPUM 18366
CARMEL
DRIVE
CASTRO VALLEY CA 94546 10.5% 299 295
05 1
91
20000.00 19755.22 228000.00 12/22/95
3/22/96
11/22/20
86.00 2.25 18.% 2 175000.00 43
9424888 106930000424888 05 COLIPAPA, JR
1794ELLIE COURT
BENICIA CA 94510 11.5% 299 295
05 1 91
30400.00
29831.10 224000.00 12/18/95
3/18/96 11/18/20
90.00
3.25 18.% 2 171184.00 47
9424891 106920000424891 01 D'ELENA 11064
WEATHERWOOD TERRACE
SAN DIEGO CA 92131 10.25% 299 295
05 1
91
20000.00 13800.00 228000.00 12/13/95
3/13/96
11/13/20
89.00 2.00 18.% 2 181000.00 29
9424893 206910000424893 01 JOYA 205
TANAGER WAY
HERCULES CA 94547 8.75% 299 295
05 1
91
25000.00 21340.74 282000.00 12/21/95
3/21/96
11/21/20
68.00 0.50 18.% 2 166000.00 41
9424897 106910000424897 00 UYESUGI 1201
AVIS DRIVE
SAN
JOSE CA 95126 7.25% 299 295
05 1 91
37000.00
33202.10 300000.00 12/18/95 6/18/96
11/18/20
80.00
0.50 18.% 2 203000.00 35
9424898 106930000424898 00 KAY 10317
DUNLEER DRIVE
LOS
ANGELES CA 90064 7.25% 299 295
05 1 91
46000.00
23163.45 460000.00 12/20/95
6/20/96 11/20/20
90.00
2.25 18.% 2 368000.00 28
9424899 106910000424899 00 SPARACIO 2850
DEEVA COURT
GILROY CA 95020 9.25% 299 295
05 1 91
50000.00
19755.45 318500.00 12/8/95
3/8/96 11/8/20
80.00
1.00 18.% 2 203000.00 49
9424900 106930000424900 05 VERNOR 119
SHELTER
LAGOON DRIVE
SANTA CRUZ CA 95060 10.5% 299 295
01 1
91
15000.00 14792.06 162000.00 12/14/95
3/14/96
11/14/20
89.00 2.25 18.% 2 129000.00 44
9424901 206910000424901 01 ATWATER III 145
LOCUST
STREET BEN
LOMOND CA 95005 10.5% 299 295
05 1 91
20000.00
18707.52 225000.00 12/20/95
3/20/96 11/20/20
88.00
2.25 18.% 2 177000.00 45
9424905 106930000424905 02 ALBERTSEN 15059
AVENIDA
DEL RIO ROAD
CHINO HILLS CA 91709 11.% 300 296
05 1
91
30900.00 30741.59 327000.00 12/26/95
3/26/96
12/26/20
90.00 2.75 18.% 2 263369.79 50
9424908 106920000424908 01 GOODNO 1096
HAWTHORNE
DRIVE
SAN MATEO CA 94402 7.25% 299 295
05 1
91
50600.00 49690.29 282000.00 12/18/95
6/18/96
11/18/20
90.00 3.25 18.% 2 203150.00 45
9424910 212920000424910 00 MENA 21001
S.W. 198
AVENUE MIAMI
FL 33187 10.5% 288 284
05 1 91
22700.00
22443.82 280000.00 12/22/95 3/22/96
12/22/19
81.00
2.25 18.% 2 202300.00 45
9424914 106910000424914 01 GESSWEIN 5991
CUESTA
VERDE
GOLETA CA 93117 8.75% 299 295
05 1 91
20000.00
9086.26 540000.00 12/15/95
3/15/96 11/15/20
74.00
0.50 18.% 2 377900.00 44
9424917 112920000424917 03 VAN FOSSEN 5207
9TH AVENUE
DRIVE W
BRADENTON FL 34209 11.% 179 176
05 1
91
40000.00 34479.41 156000.00 1/11/96
4/11/96
12/11/10
83.00 2.75 18.% 2 88792.00 32
9424925 149910000424925 05 CLUFF 1652
SOUTH 400 WEST
OREM
UT 84057 8.75% 299 295
05 1 91
30000.00
21234.33 132000.00 12/4/95 3/4/96
11/4/20
71.00 0.50
18.% 2 63000.00 35
9424931 101920000424931 05 MCDONALD 125
MIZELL
DRIVE
MONTGOMERY AL 36116 11.5% 299 295
05 1
91
31500.00 30746.40 210000.00 12/22/95
3/22/96
11/22/20
90.00 3.25 18.% 2 157500.00 39
9424934 206920000424934 01 HEALY 1702
FOUNTAIN
SPRINGS CIRCLE
DANVILLE CA 94526 10.5% 299 295
09 1
91
27500.00 13376.57 225000.00 12/12/95
3/12/96
11/12/20
90.00 2.25 18.% 2 175000.00 33
9424945 208910000424945 03 GARTON 14273
WEST 58TH
AVENUE
ARVADA CO 80002 8.5% 299 295
03 1 91
50000.00
9807.40 190000.00 12/12/95
3/12/96 11/12/20
77.00
0.25 18.% 2 96000.00 27
9424946 149910000424946 03 REDDING 119
SOUTH
VIEWCREST DR
BOUNTIFUL UT 84010 9.25% 299 296
05 1
91
60000.00 59050.67 448000.00 1/10/96
4/10/96
12/10/20
77.00 1.00 18.% 2 281600.00 39
9424948 106910000424948 00 KINGEN 10750
WILSHIRE
BOULEVARD
#904 LOS ANGELES CA 90024 11.% 300
296 06
1 91
58500.00 58275.22 585000.00 12/14/95
3/1/96
12/14/20
90.00 2.75 18.% 2 468000.00 43
9424949 149910000424949 03 ALSTON 1416
WEST
MEADOW LOOP DR
PARK CITY UT 84068 8.75% 299 296
05 1
91 18000.00
17714.27 230000.00 1/10/96
4/10/96 12/10/20
80.00
0.50 18.% 2 166000.00 45
9424961 112920000424961 02 FORM 160
N.E. 128TH
TERRACE
NORTH MIAMI FL 33161 10.5% 299 295
05 1
92
13500.00 13364.52 90000.00 12/20/95
3/20/96
11/20/20
90.00 2.25 18.% 2 67500.00 35
9424965 106920000424965 00 NEAL 11634
KILLIMORE
AVENUE LOS
ANGELES CA 91326 10.5% 299 295
05 1 91
32200.00
7378.25 215000.00 12/18/95
3/18/96 11/18/20
90.00
2.25 18.% 2 161250.00 37
9424967 106910000424967 00 DOWER 1848 EL
MONTE
DRIVE
THOUSAND OAKS CA 91360 11.% 299 295
05 1
91
34000.00 33617.21 227000.00 12/15/95
3/15/96
11/15/20
90.00 2.75 18.% 2 170250.00 42
9424968 106920000424968 01 GOLDBERG 1418
EAST EVANS
LANE
PLACENTIA CA 92670 10.75% 299 295
05 1
91
25000.00 24665.48 250000.00 12/28/95
3/28/96
11/28/20
90.00 2.50 18.% 2 200000.00 36
9424970 106910000424970 05 MCGOWAN 19741
LITTLE
HARBOR DRIVE
HUNTINGTON BEACH CA 92648 9.% 299 295
03
1 91
160000.00 112632.72 207000.00 12/19/95
3/19/96
11/19/20
78.00 0.75 18.% 1 .00 11
9424971 106920000424971 00 BLANCO 21381
EASTGLEN
DRIVE
TRABUCO CANYON(AREA)CA 92679 11.% 299 295
03
1 91
27000.00 26602.79 265000.00 12/26/95
3/26/96
11/26/20
89.00 2.75 18.% 2 207000.00 42
9424975 208920000424975 00 MORRISON 2450
ANDREW
DRIVE
SUPERIOR CO 80027 7.25% 300 297
03 1
91 12100.00
6083.36 153000.00 12/29/95
6/29/96 1/25/21
87.00
2.00 18.% 2 120600.00 21
9424976 208920000424976 01 ERSKINE 115
JACKSON AVE
FORT
COLLINS CO 80521 11.% 311 308
05 1 91
60000.00
59649.80 155000.00 1/12/96 4/12/96
12/12/21
89.00
2.75 18.% 2 77447.00 31
9424977 106920000424977 02 VILLARRUZ 566
NORTH
SIXTEENTH
STREET SAN JOSE CA 95112 11.5% 299
295 05
1 91
54000.00 53349.56 255000.00 12/20/95
3/20/96
11/20/20
90.00 3.25 18.% 2 175000.00 48
9424978 142910000424978 05 SMYTHE 416 S
MAIN STREET
NORTH WALES PA 19454 8.75% 300 297
05 1
91
30000.00 29434.88 250000.00 12/26/95
4/2/96
1/2/21
80.00 0.50 18.% 2 169134.95 36
9424979 106920000424979 00 MARQUARDT 1740
RAMIRO
ROAD
SAN MARINO CA 91108 11.% 300 296
05 1
91
78000.00 52534.58 815000.00 12/18/95
3/18/96
12/18/20
87.00 2.75 18.% 2 624000.00 36
9424980 106920000424980 00 LANE 2351
LONESTAR
DRIVE
NORCO CA 91760 10.75% 300 296
05 1 91
26950.00
26426.80 269900.00 12/14/95
3/14/96 12/14/20
90.00
2.50 18.% 2 215850.00 22
9424982 213910000424982 03 FASH 2854
RIDGEMORE
ROAD
ATLANTA GA 30318 7.25% 300 297
03 1
81 38000.00
24382.40 185000.00 12/28/95
6/28/96 1/4/21
80.00
0.50 18.% 2 110000.00 35
9424986 115920000424986 01 KNOCHE MANULANI KANE15-1511
25TH AVENUE
KEAAU HI 96749 10.5% 300
296 03 1
91
12000.00 3774.69 120000.00 12/22/95
3/22/96
12/22/20
89.00 2.25 18.% 2 93797.00 18
9424987 106910000424987 01 COATES 5400 EL
JARDIN ST.
LONG
BEACH CA 90815 10.5% 299 295
05 1 91
50000.00
32645.00 600000.00 12/15/95 3/15/96
11/15/20
89.00
2.25 18.% 2 480250.00 39
9424989 108910000424989 05 SCHNEIDER 23536
NAVAJO
ROAD
INDIAN HILLS CO 80454 9.75% 299 295
05 1
91
30000.00 17682.85 170000.00 12/15/95
3/15/96
11/15/20
75.00 1.50 18.% 2 96743.00 46
9424994 106910000424994 01 NEWBERRY 3933
LYON
AVENUE
OAKLAND CA 94601 8.75% 300 296
05 1
91
10000.00 9897.34 144000.00 12/15/95
3/15/96
12/15/20
80.00 0.50 18.% 2 105000.00 36
9424995 225920000424995 05 RICHARDS 272
MARLBOROUGH STREET
BOSTON MA 02116 10.5% 300 297
01 1
91 17500.00
17219.90 188750.00 1/19/96
4/19/96 1/19/21
85.00
2.25 18.% 2 141550.00 40
9424998 106910000424998 00 LISSAUER 16137
WEST
SUNSET
BOULEVARD LOS ANGELES CA 90272 7.25% 299
295
01 1
91 25000.00 23710.86 219000.00
12/28/95 6/28/96
11/28/20 58.00 0.50 18.% 2
100000.00 45
9424999 106920000424999 02 WRIGHT III 9515
VALLE VISTA
ROAD
FORESTVILLE CA 95436 10.5% 179 175
05 1
91
27000.00 26668.55 142000.00 12/26/95
3/26/96
11/26/10
89.00 2.25 18.% 2 98640.00 40
9425001 106920000425001 00 BAGAOISAN 4965
RHONDA
LANE
LIVERMORE CA 94550 11.5% 299 295
05 1
91
27500.00 27112.04 275950.00 12/20/95
3/20/96
11/20/20
90.00 3.25 18.% 2 220750.00 50
9425008 106920000425008 01 FURLONG 412 MT
OLIVE
DRIVE
BRADBURY CA 91010 11.5% 300 296
03 1
91
65000.00 64266.50 400000.00 12/22/95
3/22/96
12/22/20
88.00 3.25 18.% 2 285000.00 43
9425009 106910000425009 02 SAPPINGTON 2868 EL
CAMINITO STREET
LA CRESCENTA AREA CA 91214 9.25% 299 295
05
1 91
40000.00 19186.56 180000.00 12/15/95
3/15/96
11/15/20
71.00 1.00 18.% 2 87670.00 44
9425014 106920000425014 01 CHENG 2309
FLINTRIDGE
DRIVE
GLENDALE CA 91206 10.5% 299 295
05 1
91
25000.00 12497.90 445000.00 12/15/95
3/15/96
11/15/20
86.00 2.25 18.% 2 356000.00 43
9425019 206920000425019 00 SARDARIANPOUR 401
SOUTH
PASEO
ESTRELLA ANAHEIM CA 92807 11.% 299
296
03 1
91 75800.00 74908.19 310000.00 1/13/96
4/13/96
12/13/20
90.00 2.75 18.% 2
203150.00 41
9425021 112910000425021 03 MARTIN 6371
S.W. 16
TERRACE
MIAMI FL 33155 8.75% 299 295
05 1 91
20000.00
8509.69 115000.00 12/22/95 3/22/96
11/22/20
67.00
0.50 18.% 2 56861.00 43
9425028 241910000425028 05 DUBOIS 11407
SW ELYSIUM
AVENUE
PORTLAND OR 97219 9.25% 179 175
05 1
91
50000.00 49453.42 475000.00 12/27/95
3/27/96
11/27/10
41.00 1.00 18.% 2 140800.00 38
9425029 106920000425029 05 MCFADDEN 1465
172ND
AVENUE
HAYWARD CA 94541 11.75% 300 297
05 1
91
22500.00 22317.15 150000.00 1/25/96
4/25/96
1/25/21
90.00 3.50 18.% 2 112500.00 31
9425033 141910000425033 02 MAXFIELD 615 SW
MOSS
STREET
PORTLAND OR 97219 7.5% 299 296
05 1
91
41300.00 37528.78 205000.00 1/11/96
7/11/96
12/11/20
79.00 0.25 18.% 2 118673.00 29
9425037 208910000425037 02 KOTTS 15927
EAST MERCER
CIRCLE
AURORA CO 80013 11.% 299 296
05 1 91
21400.00
13731.54 175000.00 1/19/96
4/19/96 12/19/20
90.00
2.75 18.% 2 136052.00 38
9425038 112910000425038 02 GRIFFIN 430 SE
6TH TERRACE
POMPANO BEACH FL 33060 8.75% 179 176
05 1
91
50000.00 19570.64 160000.00 1/12/96
4/13/96
12/12/10
69.00 1.00 18.% 2 59948.09 44
9425040 106910000425040 05 BUNTING 61 LAKE
VIEW
AVENUE
PIEDMONT CA 94611 8.5% 300 296
05 1
81 50000.00
50000.00 900000.00 12/19/95
3/19/96 12/19/20
78.00
0.25 18.% 2 650000.00 21
9425042 106920000425042 02 HEBER 857
SUMMIT DRIVE
LAGUNA BEACH CA 92651 11.5% 299 296
05 1
91
58300.00 57373.13 575000.00 1/9/96
4/9/96
12/9/20
90.00 3.25 18.% 2 459186.00 34
9425049 106910000425049 01 SOLARTE 429
SOUTH OAK
GROVE CIRCLE
ANAHEIM CA 92807 8.75% 299 295
05 1
91 50000.00
39992.94 320000.00 12/21/95
3/21/96 11/21/20
80.00
0.50 18.% 2 203000.00 42
9425051 106920000425051 00 CANNY 815
SHARON PARK
DRIVE
MENLO PARK CA 94025 7.25% 299 295
05 1
91
67500.00 66813.02 675000.00 12/18/95
6/18/96
11/18/20
90.00 2.75 18.% 2 540000.00 41
9425054 106920000425054 03 TEEGARDEN 5978
VISTA DE LA
LUZ
WOODLAND HILLS AREA CA 91367 7.25% 299 295
03
1 91
90000.00 56425.28 590000.00 12/20/95
6/20/96
11/20/20
90.00 2.75 18.% 2 440776.00 31
9425055 106920000425055 00 ROSEN 2149
BLACKMORE
COURT
SAN DIEGO CA 92109 10.75% 299 295
05 1
91
45750.00 28640.80 457500.00 12/12/95
3/12/96
11/12/20
90.00 2.50 18.% 2 366000.00 35
9425058 106910000425058 03 MACKEY 1742
EAST 122ND
STREET
LOS ANGELES CA 90059 9.% 300 296
05 1
91
60000.00 43908.75 155000.00 12/21/95
3/21/96
12/21/20
39.00 0.75 18.% 1 .00 23
9425062 106920000425062 01 DIGIACOMO 2486
ARAM
AVENUE
SAN JOSE CA 95128 10.5% 299 295
05 1 91
36000.00
35116.36 240000.00 12/21/95
3/21/96 11/21/20
90.00
2.25 18.% 2 180000.00 35
9425064 153920000425064 01 SPENCER 23819
SOUTHEAST
33RD STREET
ISSAQUAH WA 98029 7.25% 299 295
05 1
91
36000.00 35611.13 260000.00 12/22/95
6/22/96
11/22/20
89.00 2.75 18.% 2 195000.00 42
9425070 106920000425070 01 BROWN 5007
BUCKTHORN
COURT
SANTA ROSA CA 95409 11.% 300 297
05 1
91
24500.00 24156.25 225000.00 1/3/96
4/3/96
1/3/21
90.00 2.75 18.% 2 178000.00 38
9425071 106910000425071 05 SLICK 48865
SEMILLON
DRIVE
FREMONT CA 94539 8.75% 300 296
05 1
91 40000.00
28064.62 257000.00 12/24/95
3/24/96 12/24/20
79.00
0.50 18.% 2 161604.00 40
9425089 141920000425089 05 MULLINS 286
N.W. 5TH
STREET
WARRENTON OR 97146 11.5% 300 296
07 1
91
20700.00 20401.98 138000.00 12/27/95
3/27/96
12/27/20
90.00 3.25 18.% 2 103500.00 44
9425093 206920000425093 05 SANSONE 6241
PROVENCE
ROAD
SAN GABRIEL AREA CA 91775 11.% 311 308
05 1
91
50000.00 49176.86 285000.00 1/4/96
4/4/96
12/4/21
89.00 2.75 18.% 2 203150.00 42
9425094 132910000425094 03 MORGAN 2516
SWAN LAKE
LAS
VEGAS NV 89121 9.% 299 295
05 1 91
50000.00
12237.61 124000.00 12/27/95 3/27/96
11/27/20
63.00
0.75 18.% 2 28014.00 24
9425095 141910000425095 03 HABERSKI 10790
NW
CORNWELL RD
PORTLAND OR 97229 8.75% 299 296
05 1
91
50000.00 29900.17 132000.00 1/11/96
4/11/96
12/11/20
71.00 0.50 18.% 2 43681.00 31
9425111 106920000425111 02 GILLESPIE 1236
HALE DRIVE
CONCORD CA 94518 10.5% 299 295
05 1
91
31950.00 31827.23 213000.00 12/21/95
3/21/96
11/21/20
90.00 2.25 18.% 2 159750.00 35
9425112 106910000425112 00 BRIGGS 790
COLLIER DRIVE
DIXON
CA 95620 7.75% 300 296
05 1 91
85000.00
72912.69 369000.00 12/22/95 6/22/96
12/22/20
79.00
1.00 18.% 2 203000.00 29
9425121 106910000425121 05 KATZ 503
LIGHTHOUSE
AVENUE
SANTA CRUZ CA 95060 10.25% 299 295
05 1
91
17000.00 16759.50 335000.00 12/27/95
3/27/96
11/27/20
86.00 2.00 18.% 2 267900.00 29
9425124 106920000425124 05 JOHNSON 3288
PACER DRIVE
NORCO CA 91760 10.5% 299 295
05 1 91
25000.00
24692.89 252000.00 12/27/95
3/27/96 11/27/20
90.00
2.25 18.% 2 199950.00 44
9425125 106920000425125 05 DONOVAN 21111
BRUSH
ROAD LOS
GATOS CA 95030 10.5% 300 296
05 1 91
46000.00
33966.51 466000.00 12/29/95 3/29/96
12/29/20
89.00
2.25 18.% 2 368000.00 43
9425127 113920000425127 03 LEWIS 4431
SKYLAND DRIVE
NE
ATLANTA GA 30342 11.% 299 295
05 1
91 23500.00
23500.00 250000.00 12/18/95
3/18/96 11/18/20
90.00
2.75 18.% 2 200800.00 33
9425128 149920000425128 01 BROWN 1530
WEST
GUMWOOD AVENUE
MURRAY UT 84123 11.% 300 296
05 1
91 17000.00
11024.08 125000.00 12/19/95
3/19/96 12/19/20
90.00
2.75 18.% 2 95000.00 41
9425129 106920000425129 00 RAPPAPORT 10437
ILONA
AVENUE
LOS ANGELES CA 90064 10.5% 299 295
05 1
91
41200.00 40744.25 420000.00 12/14/95
3/14/96
11/14/20
89.00 2.25 18.% 2 329600.00 45
9425132 106920000425132 05 GREGORY 5861
LAKE
CROWLEY PLACE
SAN JOSE CA 95123 10.5% 299 295
01 1 91
16000.00
15813.87 160000.00 12/21/95
3/21/96 11/21/20
90.00
2.25 18.% 2 128000.00 39
9425133 106920000425133 05 HUNT 6584
CLAREMONT
AVE
RICHMOND CA 94805 10.25% 300 296
05 1
91
10000.00 9299.18 260000.00 12/18/95
3/18/96
12/18/20
84.00 2.00 18.% 2 207000.00 19
9425135 104920000425135 01 KIRKPATRICK 7266
EAST
GRANDVIEW
DRIVE PRESCOTT VALLEY AZ 86314 10.5% 299
295
05 1
91 31300.00 30943.91 129300.00
12/15/95 3/15/96
11/15/20 90.00 2.25 18.% 2
85000.00 26
9425140 106920000425140 01 MAYER 585
SHADYWOOD
DRIVE
ESCONDIDO CA 92026 11.% 299 295
05 1
91
33300.00 32752.03 222500.00 12/27/95
3/27/96
11/27/20
90.00 2.75 18.% 2 166875.00 45
9425151 106920000425151 05 PLEDGER 54
SPRING LANE
FAIRFAX CA 94930 10.5% 299 295
05 1 91
35000.00
34578.51 350000.00 12/20/95
3/20/96 11/20/20
90.00
2.25 18.% 2 280000.00 44
9425153 106910000425153 05 HUSS 2467
AVENIDA DE LA
PLAYA LA
JOLLA CA 92037 11.% 299 295
05 1 91
54000.00
53402.39 770000.00 12/21/95 3/21/96
11/21/20
88.00
2.75 18.% 2 616000.00 35
9425158 106920000425158 02 RHODAS 18250
MURPHY HILL
ROAD
WATSONVILLE CA 95076 10.5% 299 296
05 1
91
37000.00 27916.37 290000.00 1/3/96
4/3/96
12/3/20
89.00 2.25 18.% 2 218500.00 31
9425161 153910000425161 03 ERVIN 19615
SE JONES ROAD
RENTON WA 98056 8.75% 299 296
05 1
91 30000.00
27510.16 145000.00 1/16/96
4/16/96 12/16/20
72.00
0.50 18.% 2 73396.31 44
9425164 106920000425164 02 CURTIS 3395
PUTTING GREEN
COURT
OCEANSIDE CA 92056 10.5% 299 296
05 1
91
30500.00 30330.53 215000.00 1/3/96
4/3/96
12/3/20
90.00 2.25 18.% 2 163000.00 45
9425165 106910000425165 05 RODRIGUEZ 565
15TH STREET
SANTA MONICA CA 90402 9.% 299 295
05 1
91
146000.00 103486.02 675000.00 12/19/95
3/19/96
11/19/20
80.00 0.75 18.% 2 394030.00 24
9425168 134910000425168 05 DEFELICE 15
PHEASANT RUN
BOONTON NJ 07005 9.75% 300 296
05 1
91
200000.00 192355.82 1325000.00 12/14/95
3/13/96
12/14/20
61.00 1.50 18.% 2 600000.00
49
9425169 113910000425169 05 GARRETT 6575
CHAPARRAL
LANE
LITHONIA GA 30058 9.25% 300 297
05 1
91 19000.00
18650.08 117000.00 1/16/96
4/16/96 1/16/21
68.00
1.00 18.% 2 60500.00 34
9425171 106920000425171 01 GARRETT 1385
BADGER
CANYON LANE
ARROYO GRANDE CA 93420 11.% 300 296
05 1
91
52500.00 51823.27 285000.00 12/12/95
3/12/96
12/12/20
90.00 2.75 18.% 2 203000.00 32
9425172 106910000425172 05 HIPP
1343-1345 FRANCISCO
STREET
SAN FRANCISCO CA 94123 7.25% 300 296
07 1
91
68000.00 67578.09 680000.00 12/21/95
6/21/96
12/21/20
90.00 2.75 18.% 2 544000.00 34
9425173 208910000425173 05 DEDRICK 2690
JULLIARD
STREET
BOULDER CO 80303 8.5% 298 296
01 1
91 50000.00
19941.37 495000.00 1/17/96
4/17/96 12/1/20
80.00
0.25 18.% 2 344690.00 28
9425174 106920000425174 00 SEIDLER 1466
NORTH
SWEETZER AVENUE
LOS ANGELES CA 90069 10.75% 299 295
05 1
91
100000.00 99194.59 670000.00 12/7/95
3/7/96
11/7/20
90.00 2.50 18.% 2 502500.00 36
9425175 106920000425175 02 GARCERON 23406
23408
DELORES STREET
CARSON CA 90745 11.% 299 296
05 1 91
25000.00
24595.76 173000.00 1/17/96
4/17/96 12/17/20
90.00
2.75 18.% 2 129750.00 45
9425176 106920000425176 00 BROWN 552
NORTH LAS
CASAS AVENUE
LOS ANGELES CA 90272 10.5% 300 297
05 1
91
27000.00 25342.15 540000.00 1/23/96
4/23/96
1/23/21
85.00 2.25 18.% 2 432000.00 38
9425188 142910000425188 02 PENNINGTON 198
SPRING HILL
LANE
MOUNTVILLE PA 17554 8.75% 300 297
05 1
91
13300.00 9883.28 118000.00 12/28/95
3/28/96
1/3/21
80.00 0.50 18.% 2 81060.83 45
9425191 225920000425191 05 HANLEY 7
HERITAGE WAY
NO.
READING MA 01864 10.5% 300 297
05 1 91
50000.00
42415.31 296000.00 1/19/96
4/19/96 1/19/21
87.00
2.25 18.% 2 207000.00 40
9425192 225910000425192 05 PIPPINS 8 GAIL
AVENUE
HAMILTON MA 01982 9.75% 301 298
05 1
91
100000.00 98839.71 500000.00 1/19/96
5/19/96
2/19/21
79.00 1.50 18.% 2 292000.00 35
9425193 136920000425193 06 MALINARI 28 KING
STREET
DOBBS
FERRY NY 10522 11.% 299 295
01 1 91
70000.00
69128.78 300000.00 12/29/95 4/4/96
11/29/20
89.00
2.75 18.% 2 196253.05 45
9425194 106920000425194 00 WOODSON 920
RAMONA
STREET
PALO ALTO CA 94301 11.5% 300 297
05 1
91
65000.00 64190.09 650000.00 1/2/96
4/2/96
1/2/21
90.00 3.25 18.% 2 520000.00 37
9425197 106920000425197 05 FUSCO 7853
BACADI DRIVE
SAN
DIEGO CA 92126 10.5% 300 296
05 1 91
25000.00
9563.73 180000.00 12/27/95 3/27/96
12/27/20
89.00
2.25 18.% 2 135000.00 45
9425198 106910000425198 05 WALTMAN 6301
HONOLULU
AVENUE #20
TUJUNGA CA 91042 8.75% 300 296
01 1
91
25000.00 20519.33 168000.00 12/22/95
3/22/96
12/22/20
56.00 0.50 18.% 2 68000.00 32
9425199 106920000425199 00 RIGGIO 122
WILDER AVENUE
LOS
GATOS CA 95030 10.5% 299 295
05 1 91
47500.00
46262.40 475000.00 12/28/95 3/28/96
11/28/20
90.00
2.25 18.% 2 380000.00 37
9425200 106920000425200 00 BICKFORD 3042
GLENBROOK
STREET
CARLSBAD CA 92008 10.5% 299 295
09 1
91
31350.00 31039.87 209500.00 12/15/95
3/15/96
11/15/20
90.00 2.25 18.% 2 156750.00 35
9425201 106920000425201 05 RATH 791
MORAGA ROAD
LAFAYETTE CA 94540 11.% 299 295
05 1
91
36000.00 35277.28 240000.00 12/21/95
3/21/96
11/21/20
90.00 2.75 18.% 2 180000.00 41
9425202 106910000425202 05 EHRET 550
BAYVIEW DRIVE
APTOS
CA 95003 8.5% 299 295
05 1 91
40000.00
37738.56 1000000.00 12/21/95 3/21/96
11/21/20
69.00
0.25 18.% 2 650000.00 7
9425203 106930000425203 01 SAWANOBORI 4409
STRIPED
MAPLE COURT
CONCORD CA 94521 10.25% 299 295
03 1
91
26500.00 25211.82 255000.00 12/18/95
3/18/96
11/18/20
90.00 2.00 18.% 2 203000.00 25
9425204 106920000425204 00 KIM 1508
FIELDCREST
DRIVE
PLEASANT HILL CA 94523 10.5% 299 295
05 1
91
24800.00 23734.29 248000.00 12/28/95
3/28/96
11/28/20
90.00 2.25 18.% 2 198400.00 38
9425205 106920000425205 00 STOFFERS 120
GREENWOOD
ROAD
BOULDER CREEK CA 95006 10.75% 299 295
05 1
91
17900.00 17726.60 179000.00 12/19/95
3/19/96
11/19/20
90.00 2.50 18.% 2 143200.00 26
9425206 106920000425206 00 BARRIOS-CHOPLIN 17947
BERTA
CANYON
ROAD SALINAS CA 93907 11.% 299
295 05
1 91
17000.00 16815.25 170000.00 12/20/95
3/20/96
11/20/20
90.00 2.75 18.% 2 136000.00 48
9425207 106910000425207 05 PORTER 1166
GRAVELIA
STREET
ALTADENA CA 91001 9.% 300 296
05 1
91 80000.00
8923.87 175000.00 12/22/95
3/22/96 12/22/20
46.00
0.75 18.% 1 .00 26
9425209 106920000425209 05 BARBOUR 12268
RAGWEED
STREET
SAN DIEGO CA 92129 10.5% 300 296
05 1
91
28500.00 28248.07 285000.00 12/28/95
3/28/96
12/28/20
90.00 2.25 18.% 2 228000.00 40
9425210 106920000425210 05 TEGTMEYER 3347
VALLE
VISTA DRIVE
CHINO HILLS CA 91709 10.5% 299 295
05 1
91
19200.00 6587.65 192000.00 12/22/95
3/22/96
11/22/20
90.00 0.00 18.% 2 153600.00 33
9425213 217920000425213 05 SCHADE 776
APPLETREE
LANE
BARTLETT IL 60103 9.5% 298 295
05 1 92
22500.00
22313.16 150000.00 12/18/95
3/31/96 11/1/20
90.00
1.25 18.% 2 112500.00 44
9425214 106910000425214 01 STUBBLEFIELD 150
FISHER
ROAD
APPLEGATE CA 95703 6.99% 300 298
05 1
91
20000.00 16935.66 151000.00 2/1/96
5/1/96
2/1/21
90.00 2.25 18.% 2 115000.00 35
9425215 113920000425215 01 DURDEN 249
NARROWS
DRIVE
WALESKA GA 30183 10.5% 299 295
03 1
91
21900.00 21596.88 121000.00 12/29/95
3/29/96
11/29/20
89.00 2.25 18.% 2 85751.08 35
9425216 134910000425216 02 DESANTIS 536
COLEMAN
PLACE
WESTFIELD NJ 07090 9.75% 299 296
05 1
91 85000.00
54899.84 300000.00 1/18/96
4/18/96 12/18/20
80.00
1.50 18.% 2 154573.00 36
9425218 106920000425218 00 MOSKOWITZ 185
RANCHO
DRIVE
MILL VALLEY CA 94941 11.% 300 296
05 1
91
79800.00 78698.44 798500.00 12/26/95
3/26/96
12/26/20
90.00 2.75 18.% 2 636000.00 39
9425219 106920000425219 01 LLANES 2823
DANWOOD
COURT
SAN JOSE CA 95148 7.75% 299 295
05 1 91
40000.00
37114.62 265000.00 12/30/95
6/30/96 11/30/20
89.00
2.25 18.% 2 195000.00 36
9425224 106910000425224 05 DAVIS 1304
WEBER STREET
ALAMEDA CA 94501 9.25% 300 296
05 1
91
50000.00 9858.95 360000.00 12/15/95
3/15/96
12/15/20
71.00 1.00 18.% 2 203150.00 48
9425226 136920000425226 06 ASCARI 10
ATTRIDGE COURT
MELVILLE NY 11747 7.5% 299 296
05 1
91 37500.00
37175.19 250000.00 1/4/96
7/4/96 12/4/20
90.00
2.25 18.% 2 187500.00 35
9425227 112910000425227 05 ALMANDOZ 10392
NW 46
TERRACE
MIAMI FL 33178 9.25% 179 176
03 1 91
50000.00
49422.70 222000.00 1/4/96 7/4/96
12/4/10
55.00
1.00 18.% 2 69914.00 33
9425228 106920000425228 01 GUNDAVELLI 1236
RIDGEMONT
DRIVE
MILPITAS CA 95035 7.75% 299 296
03 1
91 36500.00
36174.71 300000.00 1/2/96
7/2/96 12/2/20
90.00
2.25 18.% 2 233000.00 32
9425233 141920000425233 02 LISLE 1327
PRESSLER COURT
S
SALEM OR 97306 10.25% 299 295
05 1 91
43500.00
39513.24 180000.00 12/22/95
3/1/96 11/22/20
90.00
2.00 18.% 2 118326.00 24
9425241 106910000425241 05 BARTHOLOMEW 2702
SOUTH
HARVARD
BOULEVARD LOS ANGELES CA 90018 8.75% 311
308
05 1
91 35000.00 34865.52 125000.00
1/3/96 4/3/96
12/3/21
28.00 0.50 18.% 1 .00
42
9425242 151920000425242 06 PHILLIPS 1710
NORTH NELSON
STREET
ARLINGTON VA 22207 11.% 300 296
05 1
91
22500.00 12927.04 225000.00 12/20/95
3/20/96
12/20/20
90.00 2.75 18.% 2 180000.00 40
9425250 108910000425250 05 JACKSON 181 SAN
MARINO
DRIVE
SAN RAFAEL CA 94901 11.% 300 296
05 1
91
84000.00 48819.83 500000.00 12/26/95
3/26/96
12/26/20
90.00 2.75 18.% 2 365751.00 43
9425256 106910000425256 05 ROWAN 16044
STETSON
ROAD LOS
GATOS CA 95030 7.5% 299 296
05 1 91
39000.00
21025.61 630000.00 1/8/96 7/8/96
12/8/20
80.00 1.00
18.% 2 460000.00 50
9425259 108910000425259 01 FORKIN 4407
OROFINO
PLACE
CASTLE ROCK CO 80104 9.75% 299 296
05 1
91
71000.00 52631.05 380000.00 1/17/96
1/31/96
12/17/20
70.00 1.50 18.% 2 195000.00 50
9425260 112910000425260 03 MARTINEZ 674
GLENRIDGE
ROAD
KEY BISCAYNE FL 33149 7.5% 179 176
05 1
91
50000.00 49347.37 600000.00 1/4/96
7/4/96
12/4/10
54.00 1.00 18.% 2 270763.00 43
9425261 106910000425261 00 LUNDHOLM 1233
FAIRVIEW
AVENUE
SAN JOSE CA 95125 7.25% 299 296
05 1 91
29400.00
29160.96 294000.00 1/3/96
7/3/96 12/3/20
90.00
2.75 18.% 2 235200.00 38
9425263 106910000425263 00 STEPHAN 160
COLLEGE
AVENUE
LOS GATOS CA 95030 7.25% 299 296
05 1
91
54000.00 53781.78 540000.00 1/4/96
7/4/96
12/4/20
90.00 3.70 18.% 2 432000.00 49
9425264 136910000425264 06 CATALANO 1224
83RD STREET
BROOKLYN NY 11228 9.25% 299 296
05 1
91
80000.00 66183.40 505000.00 1/3/96
4/3/96
12/3/20
68.00 1.00 18.% 2 259850.00 38
9425265 206920000425265 05 FERNANDEZ 1678
WEST
BROOK STREET
SANTA ANA CA 92703 10.75% 299 296
05 1
91
15000.00 12095.90 142000.00 1/9/96
4/14/96
12/9/20
89.00 2.50 18.% 2 110000.00 45
9425266 124920000425266 06 BISSELL 4502
EVERETT
STREET
KENSINGTON MD 20895 11.% 192 188
05 1
91
25000.00 7863.24 196000.00 12/15/95
3/15/96
12/15/11
89.00 2.75 18.% 2 149000.00 44
9425271 106920000425271 01 HOLZER 424
BOLIVIA
SAN
CLEMENTE CA 92672 10.25% 299 295
03 1
91 20000.00
19876.27 345000.00 12/26/95
1/26/96 11/26/20
83.00
2.75 18.% 2 266000.00 46
9425272 149910000425272 05 SEELY 2647 &
2651 WEST
5750 SOUTH
ROY UT 84067 9.25% 300 296
05 1 91
18000.00
17783.24 78500.00 12/27/95 3/27/96
12/27/20
57.00
1.00 18.% 2 26060.00 49
9425274 149920000425274 05 BALLIF 38
NORTH 1200 EAST
HEBER
CITY UT 84032 11.% 299 296
05 1 91
20000.00
19862.00 150000.00 12/26/95 3/25/96
12/25/20
88.00
2.75 18.% 2 112000.00 45
9425280 106910000425280 00 IRWIN 1618
NORTH CHILCO
COURT
THOUSAND OAKS CA 91360 8.75% 299 295
05 1
91
38000.00 25748.90 385000.00 12/21/95
3/21/96
11/21/20
80.00 0.50 18.% 2 270000.00 45
9425282 106920000425282 01 GORNICK 932
DATE STREET
MONTARA CA 94037 11.% 299 296
05 1
91
41700.00 40997.96 417000.00 1/17/96
4/17/96
12/17/20
90.00 2.75 18.% 2 333600.00 36
9425283 106920000425283 05 WILLMAN 1130
SUNSHINE
CIRCLE
DANVILLE CA 94526 11.% 179 176
09 1
91 20000.00
12326.01 255000.00 1/12/96
4/12/96 12/12/10
88.00
2.75 18.% 2 203150.00 48
9425284 106910000425284 01 WOODWARD 32 SAN
YSIDRO
COURT
DANVILLE CA 94526 7.25% 299 295
05 1
91
82500.00 78962.93 675000.00 12/29/95
6/29/96
11/29/20
90.00 3.25 18.% 2 523000.00 48
9425285 106920000425285 00 PAWLICK 121
DIVISADERO
STREET
SAN FRANCISCO CA 94117 7.25% 299 295
01 1
91
51500.00 51281.65 515000.00 12/22/95
6/22/96
11/22/20
90.00 2.75 18.% 2 412000.00 36
9425294 106920000425294 00 KUDLICK
2403-2404 1/2
RUHLAND AVENUE
REDONDO BEACH CA 90278 10.5% 300 297
05 1
91
23000.00 22450.21 230000.00 12/26/95
3/1/96
1/1/21
90.00 2.25 18.% 2 184000.00 40
9425296 106920000425296 00 LIM 2450
TUSCANY WAY
FULLERTON CA 92631 11.% 299 296
03 1
91
44300.00 43136.56 447000.00 1/15/96
4/15/96
12/15/20
90.00 2.75 18.% 2 357500.00 33
9425297 206920000425297 05 RAISSI 27561
WESTON DRIVE
VALENCIA AREA CA 91354 7.75% 299 296
03 1
91
23650.00 23337.34 236990.00 1/3/96
7/3/96
12/3/20
90.00 3.25 18.% 2 189550.00 38
9425299 106910000425299 01 TSAI 7074
CHIALA LANE
SAN JOSE
CA 95129 9.25% 299 296 05
1 91
30000.00
29876.77 320000.00 1/3/96 4/3/96
12/3/20
73.00 1.00
18.% 2 203150.00 47
9425308 106920000425308 00 BALBIRNIE 5226
CARITA
STREET
LONG BEACH CA 90808 11.5% 299 296
05 1
91
35000.00 34410.59 350000.00 1/11/96
4/11/96
12/11/20
90.00 3.25 18.% 2 280000.00 50
9425309 206910000425309 01 SMITH 1253
LOMA SOLA
AVENUE
UPLAND CA 91786 11.5% 299 295
05 1
91 20600.00
20180.98 204000.00 12/28/95
3/29/96 11/28/20
90.00
3.25 18.% 2 163000.00 38
9425311 106910000425311 05 GROSS 7802
EAST 8TH
STREET
DOWNEY CA 90241 9.75% 180 177
05 1
81 45000.00
44677.87 650000.00 1/23/96
4/23/96 1/23/11
70.00
1.50 18.% 2 405000.00 42
9425312 106920000425312 05 SCIORTINO 2438
ESCALANTE
LA
VERNE CA 91750 11.5% 300 296
03 1 91
51150.00
51004.25 511700.00 12/19/95 3/19/95
12/19/20
90.00
3.25 18.% 2 409300.00 38
9425313 142910000425313 06 JOHNSON 28
NEWTON
WOODS ROAD
NEWTOWN SQUARE PA 19073 9.% 299 296
05 1
91
115000.00 113064.33 325000.00 1/19/96
4/19/96
12/19/20
80.00 0.75 18.% 2 145000.00 26
9425315 106910000425315 01 ASBURY 2440
GLEN CANYON
ROAD
ALTADENA AREA CA 91001 9.25% 299 295
05 1
91
50000.00 39549.42 455000.00 12/8/95
3/8/96
11/8/20
73.00 1.00 18.% 2 282000.00 49
9425316 206920000425316 06 LEWIS 227
EAST FIR STREET
BREA
CA 92621 10.5% 299 295 05
1 91
30000.00
11720.79 210000.00 12/29/95 3/28/96
11/29/20
85.00
2.25 18.% 2 147400.00 40
9425317 106920000425317 05 LANDIG 5382
EDGEWOOD
DRIVE LA
VERNE CA 91750 11.% 300 296
03 1 91
44500.00
44025.01 445000.00 12/19/95 3/19/96
12/19/20
90.00
2.75 18.% 2 356000.00 42
9425318 106920000425318 05 O'LEARY 305
HOLBROOK
PLACE SAN
RAMON CA 94583 10.5% 299 295
05 1 91
48300.00
47764.13 485000.00 12/21/95 3/21/96
11/21/20
90.00
2.25 18.% 2 386400.00 43
9425319 106920000425319 05 ANDRADE JR 9124
PICCADILLY
CIRCLE
WINDSOR CA 95492 11.% 299 295
05 1
91 30400.00
30057.82 259500.00 12/20/95
3/20/96 11/20/20
90.00
2.75 18.% 2 203150.00 37
9425320 149910000425320 02 SCHLABAUGH 819
EAST
SHERMAN AVENUE
SALT LAKE CITY UT 84105 9.75% 299
295 05
1 91
40000.00 39846.30 130000.00 12/19/95
3/19/96
11/19/20
61.00 1.50 18.% 2 38450.00 46
9425321 206910000425321 05 PARDELLA 2013
TYLER WAY
LODI
CA 95242 9.25% 299 296
05 1 91
70000.00
24589.14 495000.00 1/8/96 4/8/96
12/8/20
45.00 1.00
18.% 2 150000.00 43
9425323 206920000425323 05 KAO 3521
HEATHER CIRCLE
SEAL
BEACH CA 90740 11.5% 299 296
05 1 91
56500.00
55686.08 275000.00 1/4/96 4/4/96
12/4/20
90.00 3.25
18.% 2 191000.00 39
9425324 206920000425324 05 CARL 2233
VIA ANACAPA
PALOS
VERDES ESTATESCA 90274 7.5% 299 296
05 1
91
30000.00 29891.10 410000.00 1/4/96
7/4/96
12/4/20
88.00 3.25 18.% 2 328000.00 42
9425326 206920000425326 05 SALKIN 87
BEEKMAN PLACE
PALM
DESERT CA 92211 7.25% 299 296
03 1 91
28500.00
28046.66 292500.00 1/8/96 7/8/96
12/8/20
88.00 2.75
18.% 2 228000.00 41
9425327 106920000425327 05 BRUNNER 1630
12TH AVENUE
SAN
FRANCISCO CA 94122 10.5% 299 295
05 1 91
25000.00
24650.00 250000.00 12/19/95
3/19/96 11/19/20
90.00
2.25 18.% 2 200000.00 45
9425329 106920000425329 00 COOPER 3706
ANDALUCIA
COURT
SAN RAMON CA 94583 11.% 299 295
03 1
92
32500.00 32092.51 325000.00 12/28/95
3/28/96
11/28/20
90.00 2.75 18.% 2 260000.00 42
9425334 113920000425334 01 WOODS 549
MULBERRY
ROAD
WINDER GA 30680 10.25% 299 296
05 1
91 31500.00
15643.04 210000.00 1/9/96
4/9/96 12/9/20
90.00
2.00 18.% 2 157500.00 24
9425335 153920000425335 05 GUDBRANSON 16
VALLEY
VIEW CIRCLE SE
BELLINGHAM WA 98226 7.25% 299 296
03 1
91
25500.00 22646.13 145000.00 1/5/96
7/5/96
12/15/20
90.00 2.50 18.% 2 105000.00 17
9425336 106920000425336 00 BURNS 301
SOUTH SWALL
DRIVE
BEVERLY HILLS CA 90211 7.25% 299 296
05 1
91
50000.00 49097.59 515000.00 1/10/96
7/10/96
12/10/20
90.00 2.25 18.% 2 412000.00 35
9425337 106910000425337 05 SCHULTZ 5701
COUNTRY
CLUB DRIVE
OAKLAND CA 94618 9.25% 300 296
05 1
91
60000.00 57537.84 775000.00 12/21/95
3/21/96
12/21/20
78.00 1.00 18.% 2 540000.00 43
9425343 106920000425343 05 PHILLIPS 4523
COVE LANE
BYRON
CA 94514 11.% 300 296 05
1 91
19900.00
19823.53 200000.00 12/18/95 3/18/96
12/18/20
90.00
2.75 18.% 2 160000.00 43
9425344 106910000425344 00 HETTEMA 4317
CEDARHURST
CIRCLE
LOS ANGLES CA 90027 10.25% 300 297
05 1
91
31500.00 31065.09 315000.00 1/4/96
4/4/96
1/4/21
90.00 2.00 18.% 2 252000.00 28
9425345 106910000425345 05 REEVES 411
ARMADA ROAD
ARCADIA CA 91007 9.25% 299 295
05 1
81 47500.00
47500.00 355000.00 12/18/95
3/18/96 11/18/20
63.00
1.00 18.% 2 174400.00 40
9425347 106920000425347 02 KLEPP 2231
OAK KNOLL
ROAD
NOVATO CA 94947 11.% 299 296
05 1 91
68350.00
67419.42 675000.00 1/4/96
4/4/96 12/4/20
90.00
2.75 18.% 2 538257.00 44
9425349 106910000425349 01 LIEDSTRAND 20 MEEK
PLACE
LAFAYETTE CA 94549 10.5% 299 295
05 1
91
43350.00 42878.80 275000.00 12/20/95
3/20/96
11/20/20
90.00 2.25 18.% 2 203150.00 43
9425350 112910000425350 03 ARCHER 200 SE
15 ROAD
#PH-B
MIAMI FL 33129 7.25% 299 296
06 1 91
27500.00
27291.36 175000.00 1/8/96 7/8/96
12/8/20
80.00
0.25 18.% 2 112500.00 27
9425351 106920000425351 05 GUTHRIE 3511
FAUST
AVENUE
LONG BEACH CA 90808 10.5% 299 295
05 1
91
30000.00 15260.98 180000.00 12/22/95
3/22/96
11/22/20
89.00 2.25 18.% 2 129800.00 37
9425352 135920000425352 05 CHACHO JR 72
ASPEN ROAD
PLACITAS NM 87043 11.5% 300 296
05 1
91 86000.00
21881.91 320000.00 12/26/95
3/26/96 12/26/20
90.00
3.25 18.% 2 202000.00 46
9425353 106920000425353 02 KOUJAYAN 17937
SAN
FERNANDO MISSION
GRANADA HILLS CA 91344 7.25% 179 175
05 1
91
47600.00 47205.00 285000.00 12/29/95
6/29/96
11/29/10
90.00 2.75 18.% 2 208836.00 43
9425354 112920000425354 06 CARPENTER 11817
MIDDLEBURY DRIVE
TAMPA FL 33626 10.5% 299 296
03 1 91
14000.00
12539.55 265000.00 1/5/96 4/5/96
12/5/20
82.00
2.25 18.% 2 203150.00 42
9425358 151920000425358 06 ZAUCHA 4007
PINE BROOK
ROAD
ALEXANDRIA VA 22310 11.% 300 296
05 1
91
34500.00 28763.88 345000.00 12/23/95
3/23/96
12/23/20
90.00 2.75 18.% 2 276000.00 35
9425360 208920000425360 05 MCCOY 2827
RIVERSIDE
DRIVE
IDAHO SPRINGS CO 80452 11.% 299 296
05 1
92
10000.00 9855.71 69000.00 1/5/96
4/5/96
12/5/20
85.00 2.75 18.% 2 48100.00 45
9425363 134920000425363 05 BENVENUTO 4607
PATTERSON
STREET
BRIDGEWATER NJ 08807 11.% 300 297
05 1
91
15600.00 5796.28 180000.00 1/3/96
3/3/96
1/3/21
89.00 2.75 18.% 2 144000.00 13
9425365 106910000425365 05 CASTILLO
1067-1069 TREAT
AVENUE
SAN FRANCISCO CA 94110 10.5% 300 296
07 1
91
40000.00 22317.82 285000.00 12/20/95
3/20/96
12/20/20
90.00 2.25 18.% 2 214000.00 42
9425366 134920000425366 05 O'BRIEN JEPSON 25
HARDING
ROAD
MORRISTOWN NJ 07960 7.25% 300 296
05 1
91
24000.00 23843.08 242000.00 12/27/95
6/27/96
12/27/20
90.00 2.50 18.% 2 192000.00 30
9425367 106920000425367 02 SEGESVARY 5531
OLD SALT
LANE #6
AGOURA HILLS CA 91301 11.% 299 295
03 1
91
40000.00 28943.69 195000.00 12/29/95
3/29/96
11/29/20
81.00 2.75 18.% 2 117237.00 49
9425368 106910000425368 01 PUHGER 2688
TRAFALGAR
CIRCLE
CONCORD CA 94520 10.5% 300 296
05 1
91
33750.00 33602.58 225000.00 12/28/95
3/28/96
12/28/20
90.00 2.25 18.% 2 168750.00 44
9425371 108910000425371 05 ROMAN 277
INVERNESS
STREET
BROOMFIELD CO 80020 9.75% 300 296
05 1
91
20200.00 11439.22 163000.00 12/21/95
3/21/96
12/21/20
75.00 1.50 18.% 2 101250.00 49
9425372 134920000425372 02 MC GEE 236
JOHNSON
AVENUE
DUMONT NJ 07628 11.% 300 297
05 1 91
67000.00
59835.84 206000.00 1/11/96
4/1/96 1/11/21
90.00
2.75 18.% 2 118100.00 29
9425373 106920000425373 02 DESCUACIDO 4759
AUTRY
AVENUE
LONG BEACH CA 90808 11.% 299 295
05 1
91
27000.00 19937.65 275000.00 12/22/95
3/22/96
11/22/20
84.00 2.75 18.% 2 203150.00 48
9425374 106910000425374 00 LAI 6116
ELMBRIDGE
DRIVE SAN
JOSE CA 95129 10.5% 300 297
01 1 91
17600.00
16741.81 177000.00 1/2/96 4/2/96
1/2/21
90.00 2.25
18.% 2 140800.00 39
9425375 106910000425375 01 TRAXLER 7664
NORTH
FANCHER AVENUE
CLOVIS CA 93611 10.5% 21900 296
05 1
91
24000.00 23666.30 160000.00 12/22/95
3/22/96
12/22/20
90.00 2.25 18.% 2 120000.00 45
9425377 106920000425377 00 MATSUBA 2020
EAST
PIONEER AVENUE
FULLERTON CA 92631 11.% 299 296
05 1
91
52000.00 33406.58 545000.00 1/2/96
4/2/96
12/2/20
90.00 2.75 18.% 2 436000.00 21
9425384 106910000425384 00 GIARRUSSO 726
GLEN ARBOR
DRIVE
ENCINITAS CA 92024 11.% 299 295
03 1
91 23800.00
8536.51 239000.00 12/21/95
3/22/96 11/22/20
90.00
2.75 18.% 2 190800.00 48
9425388 106910000425388 00 GLYNN 868
14TH STREET
MANHATTAN BEACH CA 90266 10.5% 299 295
05
1 91
31800.00 30920.90 328000.00 12/20/95
3/20/96
11/20/20
88.00 2.25 18.% 2 254400.00 36
9425396 106910000425396 05 BERNAL 38284
REDWOOD
TERRACE
FREMONT CA 94536 11.5% 299 296
01 1
91 26400.00
23292.20 183000.00 1/3/96
2/29/96 12/3/20
90.00
3.25 18.% 2 138221.00 48
9425399 106920000425399 03 CAMMANN 19676
LEXIE
CIRCLE
HUNTINGTON BEACH CA 92648 10.5% 299 296
05
1 91
47900.00 32057.42 498500.00 1/5/96
4/5/96
12/5/20
90.00 2.25 18.% 2 396614.00 36
9425400 106920000425400 05 BARNETT 2456
WEST 230TH
STREET
TORRANCE CA 90501 11.% 299 295
05 1
91
31500.00 25756.25 315000.00 12/20/95
3/20/96
11/20/20
90.00 2.75 18.% 2 252000.00 35
9425409 106920000425409 00 CHAPIN 1249
MELBA ROAD
ENCINITAS CA 92024 7.25% 299 296
05 1
91 50000.00
49299.75 360000.00 1/5/96
7/5/96 12/5/20
88.00
3.25 18.% 2 266250.00 33
9425412 106910000425412 01 VAN SCHOICK 354
SIXTY-SECOND STREET
NEWPORT BEACH CA 92663 7.25% 311 308
05 1
91
38000.00 37435.44 360000.00 1/8/96
7/8/96
12/8/21
88.00 2.25 18.% 2 277000.00 42
9425415 106920000425415 01 HULL 19
BLACKBIRD LANE
ALISO
VIEJO CA 92656 10.5% 300 297
03 1 91
38950.00
38404.77 270000.00 1/5/96 4/5/96
1/5/21
90.00 2.25
18.% 2 202500.00 42
9425418 106920000425418 05 BRUNNER 19056
MONTARA
DRIVE
LOS GATOS CA 95030-91047.25% 299 296
05 1
91
50000.00 42511.77 606000.00 1/5/96
7/5/96
12/5/20
84.00 2.25 18.% 2 454500.00 31
9425424 106920000425424 02 NUNNES 4148
MITZI WAY
SAN
JOSE CA 95117 11.% 300 297
05 1 91
36000.00
35517.13 240000.00 1/4/96 4/4/96
1/4/21
90.00 2.75
18.% 2 180000.00 50
9425428 104920000425428 01 DUNBAR 9960 E
BUCKSHOT
CIRCLE
TUCSON AZ 85749 10.5% 300 296
05 1 91
49500.00
33861.02 330000.00 12/18/95
3/18/96 12/18/20
90.00
2.25 18.% 2 247500.00 28
9425431 206910000425431 05 DALKE 337
PECAN PLACE
BRENTWOOD CA 94513 8.75% 299 296
05 1
91
25000.00 16228.93 169000.00 1/4/96
4/4/96
12/4/20
75.00 0.50 18.% 2 101500.00 37
9425438 132920000425438 03 FREEMAN 2777
REDWOOD
STREET
LAS VEGAS NV 89102 8.5% 179 176
05 1
91 29200.00
22145.08 210000.00 1/2/96
4/2/96 12/2/10
80.00
0.25 18.% 2 138545.10 30
9425440 106920000425440 05 STRONG 20
CORTE SERENO
GREENBRAE CA 94906 11.% 300 296
05 1
91
100000.00 69503.55 475000.00 12/28/95
3/28/96
12/28/20
89.00 2.75 18.% 2 318426.00 30
9425441 106920000425441 05 BROWN 4383
POMONA WAY
LIVERMORE CA 94550 10.5% 300 296
05 1
91
20000.00 19741.75 200000.00 12/27/95
3/27/96
12/27/20
90.00 2.25 18.% 2 160000.00 39
9425442 106910000425442 05 PHILLIPS 824
LAKEVIEW WAY
REDWOOD CITY CA 94062 8.75% 300 297
05 1
91
28000.00 27170.90 625000.00 1/3/96
4/3/96
1/3/21
78.00 0.50 18.% 2 456500.00 43
9425443 106920000425443 05 ANDRADE 11049
SOUTH
VIRGINIA
AVENUE LYNWOOD CA 90262 7.25% 299
296 05
1 91
18500.00 11207.86 130000.00 1/9/96
7/9/96
12/9/20
90.00 2.25 18.% 2 98500.00 35
9425445 106920000425445 02 FELDMAN 247 LOS
FELICAS
AVENUE
WALNUT CREEK CA 94598 11.5% 300 296
05 1
91
39000.00 34353.30 260000.00 12/22/95
3/22/96
12/22/20
90.00 3.25 18.% 2 195000.00 48
9425452 106920000425452 00 BRODY 2430
HOLLYRIDGE
DRIVE
LOS ANGELES CA 90068 10.5% 299 295
05 1
91
35500.00 33715.55 355000.00 12/15/95
3/15/96
11/15/20
90.00 2.25 18.% 2 284000.00 36
9425454 153920000425454 01 HEARTBURG 1508
SOUTH 74TH
AVENUE
YAKIMA WA 98908 9.25% 299 295
05 1
91
100000.00 98871.92 125000.00 12/22/95
3/22/96
11/22/20
80.00 1.00 18.% 1 .00 23
9425455 106910000425455 05 HOLTZ 2085
ROYAL WAY
SAN
LUIS OBISPO CA 93405 10.5% 299 295
05 1 91
30000.00
29662.10 590000.00 12/22/95
3/22/96 11/22/20
86.00
2.25 18.% 2 472000.00 43
9425458 104920000425458 00 ONCINA 5836
NORTH 45TH
PLACE
PHOENIX AZ 85018 6.99% 179 176
05 1
91 40500.00
39963.49 280000.00 1/4/96
4/30/96 12/4/10
87.00
2.75 18.% 2 202500.00 35
9425459 106920000425459 05 SPRUILL 11130
COLLEGIO
DRIVE SAN
DIEGO CA 92124 11.5% 299 296
05 1 91
20000.00
14732.19 261000.00 1/6/96 4/6/96
12/6/20
86.00 3.25
18.% 2 203150.00 48
9425460 106930000425460 00 KRAMER 6575
CHURCHILL
DRIVE
HUNTINGTON BEACH CA 92648 11.% 299 295
03
1 91
72400.00 72400.00 726000.00 12/30/95
3/30/96
11/30/20
90.00 2.75 18.% 2 579900.00 45
9425461 149920000425461 05 PICKENS 590
EAST PALI
STREET
SANDY UT 84070 10.75% 299 296
05 1 91
20000.00
13996.73 105000.00 1/5/96
4/5/96 12/5/20
85.00
2.50 18.% 2 68929.00 23
9425462 112910000425462 05 BERNAL 10111
SW 133
STREET
MIAMI FL 33176 9.25% 299 295
05 1 91
25000.00
24728.17 190000.00 12/21/95 3/21/96
11/21/20
66.00
1.00 18.% 2 99932.00 33
9425463 106920000425463 02 BENTON 10740
SIXTH STREET
GILROY CA 95020 11.% 299 296
05 1 91
40000.00
40000.00 275000.00 1/5/96 4/5/96
12/5/20
90.00
2.75 18.% 2 207000.00 42
9425464 106910000425464 00 TITTLE 907
VISTA DEL
DIABLO
MARTINEZ CA 94553 11.% 299 295
05 1
91 42300.00
41646.74 423000.00 12/12/95
3/12/96 11/12/20
90.00
2.75 18.% 2 338400.00 40
9425465 106920000425465 05 CASTILLO 8459
EUCALYPTUS
STREET
DOWNEY CA 90240 11.% 299 296
05 1
91 33000.00
26675.55 220000.00 1/4/96
4/4/96 12/4/20
90.00
2.75 18.% 2 165000.00 38
9425468 149910000425468 01 PAUL 4905
NORTH KILBY
ROAD
PARK CITY UT 84060 10.5% 299 295
05 1
91 25200.00
25059.85 275000.00 12/20/95
3/20/96 11/20/20
61.00
2.25 18.% 2 141700.00 35
9425470 112910000425470 05 GIL 2220 SW
89 COURT
MIAMI
FL 33165 10.25% 299 295 05
1 91 35000.00
9687.29
125000.00 12/22/95 3/22/96
11/22/20 87.00
2.00 18.%
2 72724.00 27
9425471 106910000425471 05 BRAMY 267
BEND AVENUE
KINGS
BEACH CA 96143 9.25% 180 177
05 1 91
41700.00
41140.59 200000.00 1/3/96 4/3/96
1/3/11
70.00 1.00
18.% 2 98293.00 47
9425472 106910000425472 01 CLEARY 171
HOLSTROM
CIRCLE
NOVATO CA 94947 12.% 300 296
05 1 91
75900.00
74956.58 305000.00 12/27/95
3/27/96 12/27/20
90.00
3.75 18.% 2 198000.00 46
9425477 106910000425477 05 NARAYAN 33
EMILE AVENUE
ATHERTON CA 94027 9.25% 180 176
05 1
91
50000.00 49639.49 843000.00 12/20/95
3/20/96
12/20/10
66.00 1.00 18.% 2 499643.00 39
9425491 106910000425491 00 MILLAN 514
SOUTH
BARINGTON AVE #108
LOS ANGELES CA 90049 11.% 300 296
01 1
91
19700.00 19454.88 199000.00 12/27/95
3/27/96
12/27/20
85.00 2.75 18.% 2 147750.00 49
9425494 106910000425494 05 ONDO 1600
NELSON ROAD
SCOTTS VALLEY CA 95066 12.% 300 296
05 1
91
37400.00 35375.40 350000.00 12/27/95
3/27/96
12/27/20
87.00 3.75 18.% 2 266797.00 43
9425498 113920000425498 00 HAMILTON 5421
GLENCASTLE
WAY
SUWANEE GA 30174 11.% 299 296
03 1
91 29800.00
29353.50 258000.00 12/27/95
3/27/96 12/26/20
87.00
2.75 18.% 2 193350.00 26
9425499 106910000425499 05 PAVRI 872
SANTA DOROTEA
CIRCLE
ROHNERT PARK CA 94928 10.5% 300 297
05 1
91
22500.00 22154.11 260000.00 1/9/96
4/9/96
1/9/21
87.00 2.25 18.% 2 202052.00 36
9425507 208910000425507 05 PAYNE 5601
SOUTH STEELE
STREET
LITTLETON CO 80121 9.% 179 176
05 1
91
200000.00 100463.88 1100000.00 1/8/96
2/1/96
12/8/10
66.00 0.75 18.% 2 520204.00 11
9425513 106910000425513 05 WHITE 1199
TRAUGHBER
STREET
MILPITAS CA 95035 8.75% 300 297
05 1
91 35400.00
24391.00 209000.00 1/3/96
4/3/96 1/3/21
80.00
0.50 18.% 2 131788.86 31
9425514 106910000425514 05 HALAYAY JR 441
PAUL DR
HOLLISTER CA 95023 8.75% 300 297
05 1
91
20000.00 19505.35 285000.00 1/10/96
4/10/96
1/10/21
79.00 0.50 18.% 2 203000.00 41
9425517 106910000425517 00 HOFFMAN 2484
IVANHOE
DRIVE LOS
ANGELES CA 90039 10.5% 300 297
05 1 91
49500.00
48777.53 495000.00 1/10/96
4/10/96 1/10/21
90.00
2.25 18.% 2 396000.00 45
9425522 212920000425522 01 PRIM 4801
S.W. 55 TERRACE
DAVIE
FL 33314 9.75% 299 295 05
1 91
26000.00
24920.17 132500.00 12/28/95 3/28/96
11/28/20
80.00
1.50 18.% 2 80008.00 49
9425525 106920000425525 05 RAD 38520
BURDETTE
STREET
FREMONT CA 94536 11.% 300 296
05 1
91 39900.00
30585.19 266500.00 12/29/95
3/29/96 12/29/20
90.00
2.75 18.% 2 199850.00 36
9425529 106920000425529 01 CHUNG 15
HIDDEN CREEK
LN
LAGUNA HILLS AREA CA 92653 11.% 299 296
05
1 91
30000.00 29000.00 200000.00 1/18/96
2/18/96
12/18/20
90.00 2.75 18.% 2 150000.00 46
9425535 253920000425535 05 REMSKI 17405
153 AVE S E
YELM
WA 98597 10.75% 299 296 03
1 91
35000.00
35000.00 190000.00 1/1/96 4/1/96
12/1/20
88.00 2.50
18.% 2 131000.00 27
9425538 141910000425538 03 VALLEE 24595
SE KEEGAN
ROAD
EAGLE CREEK OR 97022 9.75% 299 296
05 1
91
50000.00 33138.42 260000.00 1/26/96
4/26/96
12/26/20
47.00 1.50 18.% 2 70000.00 47
9425539 106920000425539 02 BURKE 426
UPTON STREET
REDWOOD CITY CA 94062 7.25% 300 298
05 1
91
21500.00 20735.66 430000.00 1/30/96
7/30/96
2/1/21
90.00 3.25 18.% 2 365500.00 40
9425542 106910000425542 05 TYSON 8 ACORN
PORTOLA
VALLEY CA 94028 11.% 300 297
03 1 91
100000.00
97079.60 911000.00 1/4/96 4/4/96
1/4/21
88.00 2.75
18.% 2 695854.00 45
9425545 106910000425545 05 CRISTIANI 120
CAMILLE
COURT
ALAMO CA 94507 9.25% 300 297
05 1 91
50000.00
48802.60 473000.00 1/5/96
4/5/96 1/5/21
59.00
1.00 18.% 2 228000.00 44
9425550 106920000425550 01 MONTES 385
GRISTMILL
DRIVE
BRENTWOOD CA 94513 10.5% 299 295
05 1
91
20000.00 6590.34 216000.00 12/29/95
3/29/96
11/29/20
83.00 2.25 18.% 2 158150.00 32
9425556 134910000425556 03 DOHANISH 135
EDGEMONT
ROAD
WATCHUNG NJ 07060 10.% 300 296
05 1
91
30000.00 30249.15 300000.00 12/21/95
3/27/96
12/27/20
77.00 1.75 18.% 2 198979.00 34
9425559 153920000425559 00 KIRKHAM 432
218TH AVENUE
NORTHEAST
REDMOND WA 98053 7.25% 299 296
05 1
91
23700.00 23371.15 237000.00 1/11/96
7/11/96
12/11/20
90.00 2.25 18.% 2 189600.00 36
9425562 106930000425562 05 EILMES 1046
CIRCLE DRIVE
ESCONDIDO CA 92025 11.% 300 297
05 1
91
28700.00 28091.67 252000.00 1/3/96
4/3/96
1/3/21
87.00 2.75 18.% 2 189000.00 45
9425567 106910000425567 05 GEORGE 2 LA
MANCHA
PLACE
MILLBRAE CA 94030 9.25% 180 176
05 1
91
30000.00 29592.07 460000.00 12/26/95
3/26/96
12/26/10
79.00 1.00 18.% 2 329785.00 45
9425569 106910000425569 00 MAURER 502 SAN
VICENTE
BOULEVARD
#303SANTA MONICA CA 90402 11.% 299 296
01
1 91
23500.00 23216.99 235000.00 1/2/96
4/2/96
12/2/20
90.00 2.75 18.% 2 188000.00 40
9425573 149910000425573 02 NUNNELLY, III 265 N
100 WEST
PAYSON UT 84651 8.75% 299 296
05 1 91
30000.00
29571.69 96000.00 1/10/96
4/10/96 12/10/20
78.00
0.50 18.% 2 44000.00 33
9425585 106910000425585 05 WONG 324
SAUSALITO
BLVD
SAUSALITO CA 94965 9.25% 300 297
05 1
91
50000.00 49794.75 580000.00 1/4/96
4/4/96
1/4/21
71.00 1.00 18.% 2 360000.00 48
9425588 106920000425588 00 GOTOH 3831
FRANKLIN
AVENUE
LOS ANGELES CA 90027 7.25% 299 296
05 1
91
36700.00 36132.82 260000.00 1/16/96
7/16/96
12/16/20
85.00 2.75 18.% 2 183750.00 33
9425597 106920000425597 05 SPIGNER 25921
TERRA BELLA
AVENUE
LAGUNA HILLS CA 92653 11.% 299 296
05 1
91
73000.00 72068.90 356000.00 1/22/96
4/22/96
12/22/20
90.00 2.75 18.% 2 246193.00 36
9425602 106910000425602 00 MORGENSEN 79 DEL
MONTE
AVENUE
LOS ALTOS CA 94022 11.5% 180 176
05 1
91
40000.00 39699.05 649000.00 12/21/95
3/21/96
12/21/10
87.00 3.25 18.% 2 519200.00 42
9425604 106910000425604 03 YEE 1144
CORTEZ AVENUE
BURLINGAME CA 94010 9.25% 180 177
05 1
91
27000.00 18530.19 590000.00 1/11/96
4/11/96
1/11/11
70.00 1.00 18.% 2 386000.00 41
9425605 106920000425605 05 KEEFER 2618
KNOLLS DRIVE
SANTA ROSA CA 95405 9.25% 300 297
05 1
91
23600.00 15414.89 195000.00 1/10/96
4/10/96
1/10/21
80.00 1.00 18.% 2 132113.60 37
9425607 106930000425607 03 MCMAHON 2843
SPRINGDALE
LANE
SAN RAMON CA 94583 11.% 300 298
05 1
91
34300.00 33903.87 230000.00 1/23/96
4/29/96
2/1/21
90.00 2.75 18.% 2 171750.00 36
9425608 106920000425608 05 WILSON 24325
GLEENWOOD
DRIVE
LOS GATOS CA 95030 11.% 299 295
05 1
91 40000.00
34815.52 448000.00 12/21/95
3/21/96 11/21/20
84.00
2.75 18.% 2 336000.00 47
9425609 106920000425609 05 VICKROY 624
ROCK ROSE
LANE SAN
RAMON CA 94583 10.5% 299 296
05 1 91
40000.00
30907.81 505000.00 1/19/96 4/20/96
12/19/20
81.00
2.25 18.% 2 368000.00 43
9425610 225910000425610 06 SINAPIS 127 NEW
BALCH
STREET
BEVERLY MA 01915 8.75% 300 297
05 1
91
50000.00 8513.40 195000.00 1/17/96
4/17/96
1/17/21
66.00 0.50 18.% 2 78400.00 34
9425613 206920000425613 03 HEIGHT 26042
CHATEAU
COURT
MORENO VALLEY CA 92555 7.25% 289 285
05 1
91
80000.00 79336.21 540000.00 12/15/95
1/31/96
1/15/20
90.00 3.75 18.% 2 405000.00 42
9425614 124920000425614 06 GOMEZ 11418
DORCHESTER
LANE
ROCKVILLE MD 20852 11.% 300 296
05 1
91
65000.00 34640.28 287000.00 12/21/95
3/21/96
12/21/20
89.00 2.75 18.% 2 188900.00 42
9425625 213920000425625 00 HALL 615
GRANBY HILL
PLACE
ALPHARETTA GA 30202 10.5% 299 296
07 1
91
11100.00 11043.45 120000.00 1/17/96
4/17/96
12/17/20
84.00 2.25 18.% 2 88800.00 33
9425630 106920000425630 05 LAWTON 111
NORTH ARDEN
BOULEVARD
LOS ANGELES CA 90004 7.25% 299 296
05 1
91
30000.00 3715.67 300000.00 1/5/96
7/5/96
12/5/20
90.00 2.25 18.% 2 240000.00 40
9425635 106920000425635 00 UFLAND 534
21ST STREET
SANTA
MONICA CA 90404 11.5% 299 295
05 1 91
100000.00
99615.76 800000.00 12/22/95 3/22/96
11/22/20
88.00
3.25 18.% 2 600000.00 34
9425645 208910000425645 02 REEVES 2373
EAST WIGAN
COURT
HIGHLANDS RANCH CO 80126 8.5% 299 296
03
1 91
50000.00 27806.35 220000.00 1/9/96
4/9/96
12/9/20
75.00 0.25 18.% 2 113834.00 29
9425646 106920000425646 05 CLARK 11659
PINEDALE
ROAD
MOORPARK CA 93021 11.% 299 296
03 1
91
60000.00 59069.82 425000.00 1/5/96
4/5/96
12/5/20
89.00 2.75 18.% 2 318000.00 44
9425647 153920000425647 02 MERRITT 13208
N.
WASHINGTON COURT
SPOKANE WA 99208 11.5% 299 296
05 1
91
42300.00 27493.29 241500.00 1/3/96
4/3/96
12/3/20
90.00 3.25 18.% 2 175000.00 50
9425650 149910000425650 01 TOBIAS 930
SOUTH
WOODLAND HILLS
DRIVEWOODLAND HILLS UT 84653 8.75% 299
295 05
1 91
34000.00 29781.46 220000.00 12/20/95
3/20/96
11/20/20
69.00 0.50 18.% 2 116000.00
45
9425658 115910000425658 05 PRUETT 51-363
HAUHELE
ROAD
KAAAWA HI 96730 9.25% 300 296
03 1
91 50000.00
29633.22 350000.00 12/6/95
3/6/96 12/6/20
76.00
1.00 18.% 2 213134.00 40
9425665 149920000425665 05 MATHEWS 1231
NORTH 320
WEST
AMERICAN FORK UT 84003 10.5% 300 296
05 1
91
31000.00 30696.00 141000.00 12/18/95
3/18/96
12/18/20
87.00 2.25 18.% 2 90522.00 41
9425670 106920000425670 01 DILWORTH 2972
LAWRENCE
LANE
ESCONDIDO CA 92025 11.5% 299 296
05 1
91
38250.00 37421.21 255000.00 1/8/96
4/8/96
12/8/20
90.00 3.25 18.% 2 191250.00 46
9425671 106920000425671 00 MESSINA 27643
YARDLEY
WAY
VALENCIA AREA CA 91354 10.5% 299 295
05 1
91
27200.00 23105.85 275000.00 12/26/95
3/26/96
11/26/20
86.00 2.25 18.% 2 207000.00 28
9425672 106920000425672 00 HALLMARK 3057
CHARLOTTE
STREET
THOUSAND OAKS CA 91320 11.% 299 296
05 1
91
24700.00 24349.04 250000.00 1/4/96
4/4/96
12/4/20
89.00 2.75 18.% 2 197600.00 35
9425673 106920000425673 01 PINHO 28076
MAGIC
MOUNTAIN LANE
CANYON COUNTRY AREA CA 91351 11.% 299 296
05
1 91
34000.00 33512.71 245000.00 1/3/96
4/3/96
12/3/20
90.00 2.75 18.% 2 186500.00 47
9425676 106920000425676 03 BEDFORD 30373
VIA
VALENCIA
VALLEY CENTER CA 92082 10.75% 299 296
05 1
91
25000.00 15330.50 295000.00 1/10/96
4/10/96
12/10/20
84.00 2.50 18.% 2 221250.00 25
9425677 106920000425677 00 KARAS 521
PORPOISE BAY
TERRACE #D
SUNNYVALE CA 94089 11.% 299 296
01 1
91
27200.00 26748.16 281000.00 1/3/96
4/3/96
12/3/20
88.00 2.75 18.% 2 217900.00 34
9425678 106920000425678 00 FELTON 71 RICO
WAY
SAN
FRANCISCO CA 94123 11.5% 299 296
07 1 91
56500.00
26554.97 565000.00 1/2/96
4/2/96 12/2/20
90.00
3.25 18.% 2 452000.00 49
9425679 106920000425679 00 COLANGELO 260
POPLAR
AVENUE
SAN BRUNO CA 94066 11.5% 299 296
05 1
91
23400.00 23062.98 234000.00 1/5/96
4/5/96
12/5/20
90.00 3.25 18.% 2 187200.00 47
9425684 206910000425684 05 KAWAMOTO 2331
EAST
CHENNAULT
AVENUE FRESNO CA 93720 9.25% 300
297 05
1 81
50000.00 24621.93 215000.00 1/8/96
4/8/96
1/8/21
58.00 1.00 18.% 2 72785.00 27
9425699 149910000425699 03 MCMURDIE 3783
WESTLAND
DRIVE
WEST JORDAN UT 84088 8.75% 299 296
05 1
91
10000.00 5274.06 118000.00 1/11/96
4/11/96
12/11/20
56.00 0.50 18.% 2 55204.00 45
9425701 106920000425701 00 CARDONE 1640
HILLCREST
AVENUE
GLENDALE CA 91202 11.% 299 296
05 1
91
52500.00 51972.81 525000.00 1/18/96
4/18/96
12/18/20
90.00 2.75 18.% 2 420000.00 38
9425703 106920000425703 05 SMITH 17447
RANCHO
STREET LOS
ANGELES CA 91316 11.5% 300 297
05 1 91
100000.00
99436.09 1250000.00 1/8/96
4/8/96 1/8/21
83.00
3.25 18.% 2 937500.00 45
9425704 106920000425704 00 HENNEY 5
SAVONA COURT
NEWPORT COAST AREA CA 92657 11.% 300 297
01
1 91
23200.00 22755.23 232000.00 1/9/96
4/9/96
1/9/21
90.00 2.75 18.% 2 185550.00 47
9425707 106920000425707 02 ALCALDE 29304
CHANCE
STREET
HAYWARD CA 94544 11.% 300 297
05 1
91
27500.00 26968.93 250000.00 1/10/96
4/10/96
1/10/21
86.00 2.75 18.% 2 187500.00 49
9425708 106920000425708 05 IVERS 25081
PODERIO DRIVE
RAMONA CA 92065 11.% 300 297
03 1
91 15900.00
15558.93 208500.00 1/9/96
4/9/96 1/9/21
88.00
2.75 18.% 2 166800.00 50
9425709 106920000425709 05 ALVAREZ 541
KELLY DRIVE
BARSTOW CA 92311 10.5% 300 297
05 1
91
12000.00 11836.45 80000.00 1/2/96
4/2/96
1/2/21
90.00 2.25 18.% 2 60000.00 43
9425710 106920000425710 05 CAWLEY 5850
PASEO DE LA
CUMBRE
YORBA LINDA CA 92687 10.5% 300 297
05 1
91
34000.00 29831.26 340000.00 1/11/96
4/11/96
1/11/21
90.00 2.25 18.% 2 272000.00 25
9425712 106920000425712 05 DAVIS 5092
RHOADS
AVENUE, # D
SANTA BARBARA CA 93111 10.5% 299 295
03 1
91
25000.00 24721.65 185000.00 12/19/95
3/19/96
11/19/20
84.00 2.25 18.% 2 130000.00 42
9425714 106920000425714 00 BECKMAN 24701
BENJAMIN
CIRCLE
DANA POINT CA 92629 10.5% 300 297
05 1
91
27500.00 27101.65 270000.00 1/9/96
4/9/96
1/9/21
86.00 2.25 18.% 2 202500.00 35
9425715 106920000425715 05 STREETER 6584
JADE COURT
ROHNERT PARK CA 94928 11.% 300 297
05 1
91
40000.00 39410.50 230000.00 1/8/96
4/8/96
1/8/21
90.00 2.75 18.% 2 166398.00 46
9425717 106920000425717 00 CARPENTER 199 SAN
MIGUEL
ROAD
PASADENA CA 91105 11.% 299 295
05 1
91
52500.00 46811.24 525000.00 12/26/95
3/26/96
11/26/20
90.00 2.75 18.% 2 420000.00 35
9425718 106910000425718 05 HUBER 508
POPPY CIRCLE
BENICIA CA 94510 8.75% 300 297
05 1 91
18000.00
17738.37 245000.00 1/5/96
4/5/96 1/5/21
80.00
0.50 18.% 2 176411.00 32
9425721 106920000425721 05 WILSON 949
CLOVER DRIVE
SANTA ROSA CA 95401 11.% 299 296
05 1
91
20000.00 16714.80 145000.00 1/5/96
4/5/96
12/5/20
87.00 2.75 18.% 2 105000.00 37
9425722 106920000425722 05 ROSALES 4441 LA
RICA
AVENUE
BALDWIN PARK CA 91706 11.% 299 296
05 1
91
18400.00 18118.09 123000.00 1/5/96
4/5/96
12/5/20
90.00 2.75 18.% 2 92250.00 45
9425723 106910000425723 05 BALELO, JR 2098
CATALINA
BOULEVARD
SAN DIEGO CA 92107 9.25% 299 296
05 1
91
100000.00 14464.00 250000.00 1/10/96
4/10/96
12/10/20
72.00 1.00 18.% 2 80000.00 41
9425724 106920000425724 05 HERRERA 4127
ALLA ROAD
LOS
ANGELES CA 90066 11.5% 299 296
05 1 91
12000.00
11815.98 155000.00 1/10/96
4/10/96 12/10/20
83.00
3.25 18.% 2 116250.00 50
9425725 106920000425725 00 LASSIC 4230
MCFARLANE
AVENUE
BURBANK CA 91505 11.% 299 296
05 1
91 57500.00
56078.59 580000.00 1/10/96
4/10/96 12/10/20
90.00
2.75 18.% 2 460000.00 35
9425726 106920000425726 05 MAMEDE 10215
DON PICO
ROAD
SPRING VALLEY CA 91978 11.% 300 297
05 1
91
21750.00 21373.23 145000.00 1/10/96
4/10/96
1/10/21
90.00 2.75 18.% 2 108750.00 39
9425728 106920000425728 05 RAMIREZ 4224
NORTH
WALNUTHAVEN
DRIVE COVINA AREA CA 91722 8.25% 288
285 05
1 91
36900.00 36742.37 150000.00 12/26/95
3/26/96
1/1/20
85.00 2.75 18.% 2 90300.00 41
9425730 106920000425730 05 SUTHERLAND 11151
YANA
DRIVE
GARDEN GROVE CA 92641 10.25% 300 297
05 1
91
27000.00 26683.94 177500.00 1/10/96
4/10/96
1/10/21
90.00 2.00 18.% 2 131250.00 30
9425732 106920000425732 05 BLOOM 2955
PACIFIC
AVENUE SAN
FRANCISCO CA 94115 11.5% 299 296
08 1 91
80000.00
76438.12 825000.00 1/10/96
4/10/96 12/10/20
89.00
3.25 18.% 2 650000.00 49
9425736 208910000425736 00 GORMAN 5479
SOUTH
LOCUST STREET
GREENWOOD VILLAGE CO 80111 8.75% 299 296
05
1 91
36850.00 36700.27 320000.00 1/8/96
4/1/96
12/8/20
75.00 0.50 18.% 2 203150.00 33
9425737 208910000425737 05 NINNESS 6035
BELMONT WAY
PARKER CO 80134 9.25% 299 296
05 1 91
50000.00
49620.57 273000.00 1/10/96
4/10/96 12/10/20
80.00
1.00 18.% 2 166122.00 34
9425738 208920000425738 05 TAYLOR 8348
SOUTH
SAULSBURY STREET
LITTLETON CO 80123 10.25% 299 296
05 1
92
50000.00 40000.00 135000.00 1/9/96
4/9/96
12/9/20
90.00 2.00 18.% 2 70500.00 28
9425740 113920000425740 00 FIELDS 3325
MILLWATER
CROSSING
DACULA GA 30211 11.% 299 296
03 1 91
27250.00
27015.35 255000.00 12/28/95
3/28/96 12/27/20
88.00
2.75 18.% 2 196700.00 45
9425744 106920000425744 00 TIWARI 38108
CAMBRIDGE
COURT
FREONT CA 94536 10.5% 300 297
05 1 91
31300.00
31112.03 313500.00 1/11/96
4/11/96 1/11/21
90.00
2.25 18.% 2 250800.00 34
9425745 206920000425745 05 NEUFELD 3939
OAK HURST
CIRCLE
FAIR OAKS CA 95628 7.25% 299 296
05 1
91 41250.00
30260.66 275000.00 1/5/96
7/5/96 12/5/20
90.00
2.25 18.% 2 206250.00 40
9425749 225920000425749 01 GRECI 11
MOUNT VERNON
STREET
SALEM MA 01970 7.25% 299 296
05 1 91
15000.00
14730.33 150000.00 1/31/96
4/30/96 12/31/20
85.00
2.00 18.% 2 112500.00 22
9425753 151920000425753 00 STEELE 1431
WOODHURST
BOULEVARD
MCLEAN VA 22102 11.% 300 296
03 1 91
113600.00
113163.50 749000.00 12/27/95
3/27/96 12/27/20
90.00
2.75 18.% 2 560000.00 8
9425755 106910000425755 02 GRAM 2275
STRANDELLA
ROAD
LOS ANGELES CA 90077 7.25% 299 296
05 1
91
175000.00 175000.00 800000.00 1/4/96
7/4/96
12/4/20
80.00 2.25 18.% 2 463641.00 49
9425756 106920000425756 01 LUGO 5045
PICKFORD WAY
CULVER CITY CA 90230 10.5% 299 296
05 1
91
36700.00 36616.27 245000.00 1/10/96
4/10/96
12/10/20
90.00 2.25 18.% 2 183750.00 38
9425758 116920000425758 01 MARCOUX III 1102
NORTH 21ST
STREET
BOISE ID 83702 7.25% 299 296
05 1 91
18000.00
18000.00 132500.00 1/4/96 7/4/96
12/4/20
87.00
2.75 18.% 2 96000.00 44
9425760 106920000425760 01 SMITH 3202
GIBSON PLACE
REDONDO BEACH CA 90278 7.25% 179 176
05 1
91
25200.00 17463.30 252000.00 1/9/96
7/9/96
12/9/10
90.00 2.25 18.% 2 201600.00 27
9425762 125920000425762 00 HAMNETT 12
INGALLS RD
TYNGSBORO MA 01879 10.75% 299 295
05 1
91
20000.00 18000.00 290000.00 12/19/95
3/19/96
11/19/20
87.00 2.50 18.% 2 232000.00 19
9425763 106920000425763 00 PHAN 4162
ROCKCREEK
COURT
DANVILLE CA 94506 11.% 300 296
05 1
91 36700.00
36449.64 367000.00 12/14/95
3/14/96 12/14/20
90.00
2.75 18.% 2 293600.00 43
9425764 106910000425764 01 AILOR 1052
VIA PALESTRA
PALOS
VERDES ESTATESCA 90274 11.% 299 296
05 1
91
67000.00 50874.78 631000.00 1/10/96
4/10/96
12/10/20
90.00 2.75 18.% 2 500000.00 39
9425766 106920000425766 01 CORBETT 6225
MUIRFIELD DR
GOLETA CA 93117 10.5% 299 296
05 1 91
50000.00
49086.87 295000.00 1/16/96
4/16/96 12/16/20
86.00
2.25 18.% 2 203150.00 45
9425767 106910000425767 01 NEUMANN 812 EL
CAMINO
ROAD
OJAI CA 93023 12.% 299 296
05 1 91
64950.00
63940.99 650000.00 1/16/96 4/16/96
12/16/20
90.00
3.75 18.% 2 519600.00 15
9425768 225920000425768 05 AHTO 9
BLACKSMITH ROAD
RAYNHAM MA 02767 10.5% 311 308
05 1
91
20000.00 19579.63 180000.00 1/3/96
4/3/96
12/3/21
87.00 2.25 18.% 2 135000.00 25
9425769 106920000425769 01 HOLCOMBE 3936
DEL MAR
AVENUE
SAN DIEGO CA 92107 8.75% 300 297
05 1
91
14800.00 13725.33 280000.00 1/12/96
4/12/96
1/12/21
78.00 0.50 18.% 2 203150.00 39
9425774 134920000425774 06 MIHALEK 287
HONEYSUCKLE
COURT
TOMS RIVER NJ 08753 10.75% 299 296
01 1
91
63500.00 44531.74 151000.00 1/26/96
4/26/96
12/26/20
90.00 2.50 18.% 2 71495.89 27
9425775 106920000425775 00 FERGUSON 1456
STOKES
STREET #16
SAN JOSE CA 95126 7.25% 299 295
07 1 91
17300.00
7756.71 173500.00 12/27/95
6/27/96 11/27/20
90.00
2.75 18.% 2 138800.00 49
9425778 106920000425778 05 MC MILLIN 146
WEST
FOOTHILL
BOULEVARD ARCADIA CA 91006 10.5% 300
297
05 1
91 27300.00 27146.48 273000.00 1/11/96
4/11/96
1/11/21
85.00 2.25 18.% 2
204300.00 42
9425779 106920000425779 05 PLANT 1024
FIG AVENUE
SUNNYVALE CA 94087 11.5% 300 297
05 1
91
29000.00 19840.72 290000.00 1/2/96
4/2/96
1/2/21
90.00 3.25 18.% 2 232000.00 33
9425780 125910000425780 01 SANTANGELO 4
CHERRY LANE
BRAINTREE MA 02184 9.25% 299 296
05 1
91
40000.00 21514.70 213000.00 1/24/96
1/31/96
12/24/20
63.00 1.00 18.% 2 93880.00 44
9425783 106920000425783 05 YANG 1324
SOUTH GLADYS
AVENUE
SAN GABRIEL CA 91776 10.5% 300 297
05 1
91
25000.00 24621.45 233000.00 1/11/96
4/11/96
1/11/21
88.00 2.25 18.% 2 180000.00 41
9425785 151910000425785 02 HOY 10210
BUSHMAN
DRIVE #313
OAKTON VA 22124 8.75% 300 296
01 1
91 48000.00
38218.37 97500.00 12/29/95
3/29/96 12/29/20
80.00
0.50 18.% 2 29850.00 39
9425786 106920000425786 00 HOLBA 8787
SHOREHAM
DRIVE # 904
WEST HOLLYWOOD CA 90069 12.% 299 296
01
1 91
29250.00 29250.00 215000.00 1/23/96
4/23/96
12/23/20
82.00 3.75 18.% 2 146250.00 17
9425787 106920000425787 05 FAUSTGEN 1440
18TH STREET
MANHATTAN BEACH CA 90266 10.75% 299 295
05
1 91
43000.00 39020.00 739000.00 12/23/95
3/23/96
11/23/20
85.00 2.50 18.% 2 578000.00 34
9425789 106920000425789 05 TAYLOR 525
MANDANA
BLVD #311
OAKLAND CA 94610 10.5% 311 308
01 1
91
15000.00 14749.81 150000.00 1/15/96
4/15/96
12/15/21
90.00 2.25 18.% 2 120000.00 36
9425790 124920000425790 06 HAVEN 3
MARBLE HILL
COURT
GERMANTOWN MD 20874 11.% 300 296
05 1
91
15100.00 13000.00 320000.00 12/29/95
3/29/96
12/29/20
86.00 2.75 18.% 2 257650.00 37
9425791 106920000425791 01 MCGUIRE 3124
SOUTH
FALLOW FIELD
DRIVE DIAMOND BAR CA 91765 11.% 299
296 05
1 91
40375.00 40375.00 280000.00 1/24/96
4/24/96
12/24/20
89.00 2.75 18.% 2 207000.00 38
9425793 141920000425793 02 BUCKLEY 5120
SOUTHWEST
JOSHUA
STREET TUALATIN OR 97062 7.5% 299
296 05
1 91
33000.00 33000.00 235000.00 1/4/96
7/4/96
12/4/20
89.00 2.75 18.% 2 176000.00 31
9425795 106910000425795 05 ROBINSON 1283
MANZANITA
WAY
SAN LUIS OBISPO CA 93401 10.5% 300 296
09 1
91
22500.00 22288.33 150000.00 12/29/95
3/29/96
12/29/20
90.00 2.25 18.% 2 112500.00 42
9425796 106910000425796 05 SUNDERLAND, JR 234
CROSS
STREET
WOODLAND CA 95995 10.5% 288 285
05 1
07
35000.00 29014.24 197200.00 1/16/96
4/16/96
1/16/20
89.00 2.25 18.% 2 139000.00 39
9425799 106920000425799 01 DEW 78 A EL
RIO
CARMEL
VALLEY CA 93924 11.% 300 297
05 1 91
48000.00
47236.34 290000.00 1/12/96 4/12/96
1/12/21
87.00
2.75 18.% 2 203150.00 39
9425801 106920000425801 05 STAMATS 870
CASTRO
STREET SAN
FRANCISCO CA 94114 11.% 300 297
05 1 91
60500.00
53108.19 605000.00 1/11/96
4/11/96 1/11/21
90.00
2.75 18.% 2 484000.00 36
9425802 208910000425802 01 RICHARDSON 624
BLUE
MOUNTAIN DRIVE
FORT COLLINS CO 80526 8.75% 301 298
05 1
91
20250.00 16929.87 141000.00 1/26/96
4/26/96
2/26/21
80.00 0.50 18.% 2 92514.00 43
9425807 106920000425807 05 SELASSIE 4816 E.
SANTA ANA
CANYON
ROAD ANAHEIM CA 92807 11.% 299
296 05
1 91
44000.00 44000.00 450000.00 1/25/96
4/25/96
12/25/20
88.00 2.75 18.% 2 352000.00 44
9425810 106930000425810 05 BROWN 10302
RANDALL
STREET
ORANGE AREA CA 92669 11.% 299 296
05 1
91
31650.00 31650.00 206000.00 1/23/96
4/23/96
12/23/20
90.00 2.75 18.% 2 153750.00 26
9425813 106910000425813 05 ESTY 136
SPENCER AVENUE
SAUSALITO CA 94965 10.25% 300 297
05 1
91
50000.00 48706.99 570000.00 1/12/96
4/12/96
1/12/21
86.00 2.00 18.% 2 440000.00 27
9425815 106920000425815 00 JONES 2998
JACKSON
STREET #2 SAN
FRANCISCO CA 94115 11.% 299 296
05 1 91
38700.00
38700.00 387000.00 1/25/96
4/25/96 12/25/20
90.00
2.75 18.% 2 309600.00 42
9425819 106920000425819 02 KLINGBEIL 7791
HARHAY
AVENUE
MIDWAY CITY AREA CA 92655 11.% 299 296
05
1 91
25000.00 24603.74 170000.00 1/12/96
4/12/96
12/12/20
90.00 2.75 18.% 2 126500.00 42
9425821 106920000425821 05 GISTLINCK 1531
WEST
NOTTINGHAM LANE
ANAHEIM CA 92802 11.% 299 296
01 1
91
28250.00 27715.03 132500.00 1/25/96
4/25/96
12/25/20
90.00 2.75 18.% 2 91000.00 41
9425822 106910000425822 02 AVEN JR 149
MONTEREY
STREET
BRISBANE CA 94005 9.25% 299 296
05 1
91 35000.00
29905.99 262000.00 1/29/96
4/29/96 12/29/20
71.00
1.00 18.% 2 149950.00 50
9425823 106920000425823 05 RYACK 6266
RODGERTON
DRIVE
LOS ANGELES CA 90068 11.% 299 296
05 1
91
23500.00 23125.80 235000.00 1/13/96
4/13/96
12/13/20
90.00 2.75 18.% 2 188000.00 38
9425825 106910000425825 06 RYAN 14950
DENTON
AVENUE
TRUCKEE CA 96161 9.25% 300 296
05 1
91 50000.00
11407.80 270000.00 12/27/95
3/27/96 12/27/20
76.00
1.00 18.% 2 153000.00 45
9425826 106910000425826 01 CASSEL 4623
ENCINO
AVENUE LOS
ANGELES CA 91316 11.5% 300 297
05 1 91
100000.00
99323.75 850000.00 1/18/96
4/16/96 1/18/21
89.00
3.25 18.% 2 650000.00 42
9425827 106920000425827 05 TUNG 3730
ANGUS WAY
PLEASANTON CA 94588 10.5% 300 297
05 1
91
15000.00 14000.00 300000.00 1/16/96
4/16/96
1/16/21
85.00 2.25 18.% 2 239050.00 40
9425828 106910000425828 05 SMITH 237
HERMOSA
AVENUE
OAKLAND CA 94618 10.5% 300 297
05 1
91
34000.00 34000.00 352000.00 1/11/96
4/11/96
1/11/21
87.00 2.25 18.% 2 272000.00 38
9425829 113920000425829 00 OAKS 5190
DEERLAKE
DRIVE
ALPHARETTA GA 30202 11.% 299 296
03 1
91
40200.00 39925.37 275000.00 12/29/95
3/29/96
12/28/20
88.00 2.75 18.% 2 200900.00 32
9425831 153920000425831 05 DOUGHERTY 12908
154TH
STREET EAST
PUYALLUP WA 98374 7.25% 299 296
05 1
91
40000.00 16082.90 153000.00 1/12/96
7/12/96
12/12/20
87.00 2.25 18.% 2 93000.00 41
9425838 112920000425838 05 STANHAM 5795 SW
34 STREET
MIAMI FL 33155 11.% 180 175
05 1 92
14600.00
14600.00 144000.00 11/16/95 2/16/96
11/16/10
90.00
2.75 18.% 2 115000.00 28
9425840 106920000425840 05 NELSON 1127
BEELARD
DRIVE
VACAVILLE CA 95687 11.% 299 295
05 1
91
20000.00 19804.76 209000.00 12/15/95
3/15/96
11/15/20
90.00 2.75 18.% 2 167000.00 50
9425843 106910000425843 05 NIELSEN 1950
FREEBORN
WAY
CAMARILLO CA 93012 7.25% 299 296
05 1
91
75000.00 42481.92 750000.00 1/12/96
7/12/96
12/12/20
80.00 1.00 18.% 2 525000.00 46
9425849 153920000425849 02 JONES 22712
NORTHEAST
18TH PLACE
REDMOND WA 98053 7.25% 299 296
05 1
91
20000.00 13692.60 200000.00 1/15/96
7/15/96
12/15/20
90.00 2.75 18.% 2 160000.00 38
9425854 153920000425854 05 MILLER 4902
66TH AVENUE
WEST
UNIVERSITY PLACE WA 98467 7.25% 299 296
05
1 91
18000.00 17721.39 108000.00 1/12/96
7/12/96
12/12/20
90.00 2.25 18.% 2 79000.00 38
9425857 151910000425857 00 WILLARD 1001
WOBURN
COURT
MCLEAN VA 22102 9.25% 300 297
05 1
91
110000.00 107816.34 950000.00 1/5/96
4/5/96
1/5/21
80.00 1.00 18.% 2 650000.00 18
9425858 106910000425858 05 CHEN 1030
ISABELLA
AVENUE
MONTEREY PARK CA 91754 8.75% 299 296
05 1
91
13500.00 13277.73 270000.00 1/11/96
4/11/96
12/11/20
80.00 0.50 18.% 2 202500.00 40
9425859 106910000425859 01 OAKES, JR 1934
AVA AVENUE
HERMOSA BEACH CA 90254 8.75% 299 296
05 1
91
41000.00 40730.40 310000.00 1/12/96
4/12/96
12/12/20
80.00 0.50 18.% 2 207000.00 37
9425861 136920000425861 06 LAROCCA 970
CARLTON
BLVD
STATEN ISLAND NY 10312 11.5% 311 308
05 1
91
100000.00 98340.54 353000.00 1/18/96
4/18/96
12/18/21
86.00 3.25 18.% 2 201000.00 50
9425865 112910000425865 05 DI BERNARDO 765
MERIDIAN
AVENUE
MIAMI BEACH FL 33139 6.99% 300 298
01 1
81
50000.00 32284.28 129500.00 2/7/96
5/7/96
2/7/21
75.00 3.75 18.% 2 46188.00 39
9425868 151910000425868 06 MENGEBIER 4400
6TH STREET
SOUTH
ARLINGTON VA 22204 10.25% 300 295
05 1
91
22850.00 22850.00 282500.00 11/17/95
2/17/96
11/17/20
80.00 1.00 18.% 2 203150.00 29
9425872 151920000425872 00 LAZARAS 1810
FALLBROOK
LANE
VIENNA VA 22182 10.75% 299 295
07 1
91 33830.00
33700.01 338500.00 12/29/95
3/29/96 11/29/20
90.00
2.50 18.% 2 270660.00 35
9425873 106910000425873 05 FENTON 2559
UNION STREET
SAN
FRANCISCO CA 94123 9.25% 300 297
05 1 91
192000.00
10786.44 1100000.00 1/10/96
4/10/96 1/10/21
80.00
1.00 18.% 2 688000.00 33
9425874 125920000425874 01 SUSSMAN 5
DOGWOOD LANE
EASTON MA 02356 10.25% 299 296
05 1
92 23000.00
22542.72 230000.00 1/25/96
1/31/96 12/25/20
90.00
2.00 18.% 2 184000.00 27
9425880 106910000425880 05 KASPER 1308
WEST FERN
DRIVE
FULLERTON CA 92633 11.5% 300 295
05 1
91
40000.00 16913.16 275000.00 11/22/95
2/22/96
11/22/20
87.00 3.25 18.% 2 197225.00 41
9425884 106910000425884 01 HOPKINS 7121
FERN FLAT
ROAD
APTOS CA 95003 8.75% 300 297
05 1 91
25000.00
18912.57 623000.00 1/18/96
4/18/96 1/18/21
38.00
0.50 18.% 2 207000.00 44
9425887 106930000425887 05 NEAL 26118
KORNBLUM
DRIVE
ESCONDIDO CA 92026 12.% 299 295
05 1
91
53000.00 52796.35 430000.00 12/21/95
3/21/96
11/21/20
90.00 3.75 18.% 2 333631.91 50
9425891 106910000425891 05 FERNANDEZ 29976
VALLE
OLVERA
TEMECULA CA 92591 11.5% 300 297
03 1
91
34000.00 33748.94 195000.00 1/16/96
4/16/96
1/16/21
74.00 3.25 18.% 2 109101.00 50
9425905 208920000425905 06 STOWERS 971
DETROIT
STREET
DENVER CO 80209 10.25% 179 176
05 1
92 20200.00
19680.44 415000.00 1/19/96
4/19/96 12/19/10
83.00
2.00 18.% 2 322850.00 27
9425908 106930000425908 00 JAKOBSEN 30246
VIA
VICTORIA
RANCHO PALOS VERDES CA 90274 10.5% 299 295
05
1 91
35200.00 34406.93 352000.00 12/28/95
3/28/96
11/28/20
90.00 2.25 18.% 2 281600.00 41
9425913 106920000425913 05 YATES 14327
VIA BARODA
SAN
DIEGO CA 92130 10.5% 299 296
05 1 91
50000.00
49302.44 525000.00 1/4/96 4/4/96
12/4/20
90.00 2.25
18.% 2 418000.00 31
9425917 106920000425917 02 WILSON 2419
WEST CLAUDE
STREET
COMPTON CA 90220 11.% 299 295
05 1
91 20000.00
19748.50 125000.00 12/26/95
3/26/96 11/26/20
84.00
2.75 18.% 2 85000.00 48
9425919 106930000425919 03 SBLENDORIO 4691
OPERETTA
DR
HUNTINGTON BEACH CA 92649 10.5% 299 295
05
1 91
30500.00 30151.42 225000.00 12/28/95
3/28/96
11/28/20
90.00 2.25 18.% 2 171661.00 45
9425920 106920000425920 05 FROIDEVAUX 11251
W. CLOVER
ROAD
TRACY CA 95376 10.5% 299 296
05 1 91
19000.00
18744.45 150000.00 1/2/96
4/2/96 12/2/20
90.00
2.25 18.% 2 116000.00 43
9425922 106920000425922 01 MARSTON 1048
NORTH
LOARA STREET
ANAHEIM CA 92801 11.% 299 295
05 1
91 21900.00
21477.74 146000.00 12/29/95
3/29/96 11/29/20
90.00
2.75 18.% 2 109500.00 49
9425923 106920000425923 01 JERNIGAN 1010
CHESTNUT
DRIVE
ESCONDIDO CA 92025 11.% 299 295
05 1
91
50000.00 41469.06 240000.00 12/29/95
3/29/96
11/29/20
90.00 2.75 18.% 2 165000.00 46
9425924 106910000425924 02 LANDSCHOOT 17426
BELLETO
DRIVE
MORGAN HILL CA 95037 9.25% 300 297
05 1
91
70000.00 68890.08 555000.00 1/12/96
4/12/96
1/12/21
80.00 1.00 18.% 2 370429.00 42
9425927 106920000425927 01 O'NEILL 554 I
STREET
CHULA
VISTA CA 91910 10.5% 179 175
05 1 91
27000.00
18751.45 180000.00 12/28/95 3/28/96
11/28/10
90.00
2.25 18.% 2 135000.00 32
9425928 149910000425928 05 MCOMIE 3811
SOUTH 3275
EAST SALT
LAKE CITY UT 84109 8.75% 299 295
05 1 91
36000.00
23694.76 138000.00 12/26/95 3/26/96
11/26/20
80.00
0.50 18.% 2 74036.00 45
9425929 106920000425929 00 LE 10535
CROTHERS ROAD
SAN
JOSE CA 95127 10.5% 299 295
05 1 91
50000.00
48973.36 672000.00 12/19/95 3/19/96
11/19/20
86.00
2.25 18.% 2 524000.00 36
9425930 106920000425930 05 HAKANSSON 325
RAMONA
STREET
PALO ALTO CA 94301 11.% 299 295
01 1
91 62000.00
42396.28 350000.00 12/26/95
3/26/96 11/26/20
90.00
2.75 18.% 2 253000.00 39
9425939 106920000425939 02 EYNON 7291
CIRCLE DRIVE
ROHNERT PARK CA 94928 10.5% 300 297
05 1
91
30500.00 30322.69 165000.00 1/12/96
4/12/96
1/12/21
86.00 2.25 18.% 2 111000.00 43
9425940 106910000425940 02 KINCAID 2107
LEEWARD
LANE
NEWPORT BEACH CA 92660 9.25% 299 296
05 1
81
100000.00 99194.92 565000.00 1/25/96
4/25/96
12/25/20
77.00 1.00 18.% 2 334800.00 31
9425942 106910000425942 01 KARP 6371
FENWORTH
COURT
AGOURA HILLS CA 91301 7.25% 299 296
03 1
91
25700.00 21877.22 515000.00 1/10/96
7/10/96
12/10/20
80.00 0.50 18.% 2 386250.00 44
9425947 106920000425947 05 BULLOCK 401
ROSEWOOD
AVENUE
SAN JOSE CA 95117 10.5% 300 297
05 1 91
37200.00
33450.73 248000.00 1/3/96
4/3/96 1/3/21
90.00
2.25 18.% 2 186000.00 31
9425948 149910000425948 02 HANSEN 304
SOUTH ALPINE
DRIVE
ALPINE UT 84004 9.25% 299 296
05 1 81
74000.00
14935.61 480000.00 1/8/96 4/8/96
12/8/20
60.00
1.00 18.% 2 211667.00 49
9425951 106920000425951 01 SHERWOOD 712
TWINVIEW
PLACE
PLEASANT HILL CA 94523 10.75% 311 308
05 1
91
89000.00 88465.25 333000.00 1/9/96
4/9/96
12/9/21
88.00 2.50 18.% 2 203150.00 23
9425953 106920000425953 05 DAWSON 5309
BOLD RULER
COURT
BAKERSFIELD CA 93312 11.% 299 296
05 1
91
18000.00 17881.19 180000.00 1/12/96
4/12/96
12/12/20
90.00 2.75 18.% 2 144000.00 45
9425954 106910000425954 05 NICHOLSON 1972
NORTH
OVERLOOK ROAD
FULLERTON CA 92631 11.5% 299 296
05 1
91
36000.00 35653.52 365000.00 1/25/96
4/25/96
12/25/20
85.00 3.25 18.% 2 274150.00 47
9425957 106910000425957 00 SIEGMUND 15
SEQUOIA LANE
WALNUT CREEK CA 94595 8.5% 300 297
05 1
91
45000.00 44686.81 434000.00 1/18/96
4/18/96
1/18/21
59.00 0.25 18.% 2 207000.00 19
9425958 236910000425958 05 SALAMON 45
ALBERT DR
MONSEY NY 10952 9.75% 298 296
05 1
81 60000.00
59900.00 310000.00 1/15/96
4/15/96 12/1/20
69.00
1.50 18.% 2 151728.00 33
9425959 106910000425959 02 VATTER 3588
PALOMA
STREET
SANTA YNEZ CA 93460 11.% 299 296
05 1
91
22300.00 22166.13 265000.00 1/12/96
4/12/96
12/12/20
80.00 2.75 18.% 2 187700.00 27
9425963 106920000425963 00 WRIGHT 2719
VALLEY
HEIGHTS DRIVE
SAN JOSE CA 95133 10.5% 300 297
05 1 91
36075.00
35789.98 240500.00 1/24/96
4/24/96 1/24/21
90.00
2.25 18.% 2 180350.00 33
9425965 106910000425965 00 GUARDINO 21313
VAI AVENUE
CUPERTINO CA 95014 11.5% 299 296
05 1
91
55000.00 54669.85 550000.00 1/16/96
4/16/96
12/16/20
90.00 3.25 18.% 2 440000.00 37
9425967 106910000425967 01 APOLLO 503
LAVERNE
AVENUE
MILL VALLEY CA 94941 10.5% 299 295
05 1
91
40300.00 22911.02 403000.00 12/19/95
3/19/96
11/19/20
90.00 2.25 18.% 2 322400.00 43
9425969 206910000425969 05 ZENTS 1499
FRANCIS DRIVE
PALM
SPRINGS CA 92262 11.% 299 296
05 1 91
21000.00
20866.98 145000.00 1/12/96 4/12/96
12/12/20
90.00
2.25 18.% 2 108750.00 41
9425970 106920000425970 05 CHARNEY 6253
SHADYCREEK
DRIVE
AGOURA HILLS CA 91301 11.% 288 285
05 1
91
74000.00 48554.64 460000.00 1/6/96
4/6/96
1/6/20
89.00 2.75 18.% 2 332494.00 33
9425982 106920000425982 05 GRIMES 11687
EDGEWOOD
DRIVE
FELTON CA 95018 11.% 300 297
05 1 91
31250.00
24900.38 195000.00 1/25/96
4/25/96 1/25/21
88.00
2.75 18.% 2 140000.00 39
9425984 208920000425984 02 POWERS 448
CIRCLE DRIVE
DENVER CO 80206 6.99% 299 297
05 1
91
100000.00 99766.02 540000.00 2/15/96
5/15/96
1/15/21
87.00 3.25 18.% 2 365750.00 31
9425988 106910000425988 05 GRAFF-RADFORD 1157
BIENVENIDA AVENUE
PACIFIC PALISDES CA 90272 8.75% 180
177 05
1 91
46250.00 45875.80 925000.00 1/24/96
4/24/96
1/24/11
80.00 0.50 18.% 2 693750.00 35
9425994 106920000425994 05 NAMBA 225
NORTH
ALMENAR DRIVE
GREENBRAE CA 94904 10.75% 299 296
05 1
91
54600.00 52445.58 440000.00 1/22/96
4/22/96
12/22/20
90.00 2.50 18.% 2 341380.00 28
9425995 106920000425995 00 DINSMORE 30
MALLORCA
FOOTHILL RANCH CA 92610 10.5% 300 297
03 1
91
26850.00 26225.03 272000.00 1/17/96
4/17/96
1/17/21
89.00 2.25 18.% 2 214850.00 37
9425999 106910000425999 02 TALLARITI 11
AHLSTROM
DRIVE
COTATI CA 94931 11.% 300 297
05 1 91
25000.00
24830.88 190000.00 1/16/96
4/16/96 1/16/21
87.00
2.75 18.% 2 140000.00 43
9426000 106910000426000 05 WHITE 1128
NORTH COURT
BELMONT CA 94002 11.% 299 296
05 1
91 25000.00
24887.74 290000.00 1/9/96
4/9/96 12/9/20
84.00
2.75 18.% 2 217500.00 44
9426002 106910000426002 01 SHEA 1
GOLDEN HIND
PASSAGE
CORTE MADERA CA 94925 9.25% 299 296
05 1
91
150000.00 93301.01 335000.00 1/26/96
2/29/96
12/26/20
55.00 1.00 18.% 2 33400.00 45
9426003 106910000426003 00 DEVINEY 484
CALLE AMIGO
SAN
CLEMENTE CA 92672 10.5% 300 298
03 1 91
38500.00
38290.66 257000.00 1/5/96
4/1/96 2/1/21
90.00
2.25 18.% 2 192750.00 39
9426007 116910000426007 05 TAPP 116
BOBCAT STREET
NAMPA
ID 83687 7.25% 299 296
05 1 91
10000.00
3986.37 87000.00 1/12/96 7/12/96
12/12/20
87.00 2.25
18.% 2 65641.00 30
9426009 106920000426009 05 LOZON 13083
SUNNY LANE
CAMARILLO CA 93012 7.25% 299 296
05 1
91
93000.00 71423.79 520000.00 1/19/96
7/19/96
12/19/20
80.00 1.50 18.% 2 322695.00 34
9426013 106920000426013 05 MARKARI 1684
COUNTRY
CLUB DRIVE
GLENDALE CA 91208 7.25% 299 296
05 1
91
50000.00 49439.91 240000.00 1/5/96
7/5/96
12/5/20
89.00 3.25 18.% 2 162000.00 50
9426020 153910000426020 05 LIEPART, JR. 109
BAYSIDE ROAD
BELLINGHAM WA 98225 11.5% 300 297
05 1
91
93500.00 92960.97 309000.00 1/16/96
4/16/96
1/16/21
90.00 3.25 18.% 2 184500.00 38
9426030 149920000426030 05 BRYAN
1735NORTH 1050
WEST
PROVO UT 84604 9.25% 299 296
05 1 81
68600.00
16542.72 185000.00 1/16/96
4/16/96 12/16/20
80.00
1.00 18.% 2 79310.79 38
9426033 116910000426033 02 BAPTIE 3108
RIDGEWAY
DRIVE
BOISE ID 83702 7.25% 299 295
05 1 91
45000.00
44809.21 160000.00 12/13/95 6/13/96
11/13/20
79.00
1.00 18.% 2 80000.00 48
9426035 106910000426035 05 MORLEY 2
PASTORA
FOOTHILL
RANCH AREA CA 92610 11.% 300 295 03
1 91
40000.00
31795.28 293000.00 11/30/95 2/29/96
11/30/20
90.00
2.75 18.% 2 220949.94 34
9426064 132920000426064 05 VEARLING 509
CLINE STREET
LAS
VEGAS NV 89128 10.5% 179 175
05 1 91
18000.00
4586.80 120000.00 12/18/95 3/17/96
11/18/10
90.00
2.25 18.% 2 90000.00 31
9426075 106910000426075 00 YOUNGBLOOD 4225
CAMELLIA
AVENUE
LOS ANGELES CA 91604 10.75% 299 296
05 1
91
33500.00 33305.25 335000.00 1/12/96
4/12/96
12/12/20
90.00 2.50 18.% 2 268000.00 29
9426077 106920000426077 02 THEILEN 2312
MARK WEST
SPRINGS ROAD
SANTA ROSA CA 95404 10.5% 300 297
05 1
91
27000.00 23623.67 265000.00 1/17/96
4/17/96
1/17/21
90.00 2.25 18.% 2 210000.00 41
9426085 225920000426085 05 CALLAHAN 99 HIGH
STREET
ANDOVER MA 01810 6.99% 300 297
05 1
91
24800.00 9547.87 248000.00 1/31/96
4/30/96
1/31/21
90.00 2.25 18.% 2 198400.00 32
9426088 106930000426088 00 FREEMAN 216
ROYCROFT
AVENUE
LONG BEACH CA 90803 11.5% 299 296
05 1
91
52500.00 52204.71 525000.00 1/8/96
4/8/96
12/8/20
90.00 3.25 18.% 2 420000.00 47
9426092 236920000426092 05 GRANT 131-14
133RD STREET
SOUTH
OZONE PARK NY 11420 10.5% 299 297
05 1 91
20000.00
19709.72 145000.00 1/30/96
4/29/96 1/29/21
85.00
2.25 18.% 2 103185.00 45
9426093 206920000426093 01 POMEROY IV 231
NORTH
PRIMROSE
AVENUE MONROVIA CA 91016 10.5% 299
296
05 1
91 36900.00 36630.37 369000.00 1/24/96
4/24/96
12/24/20
90.00 2.25 18.% 2
295200.00 39
9426094 225920000426094 05 CHAFF 240
HICKORY HILL
ROAD
NORTH ANDOVER MA 01845 6.99% 300 297
05
1 91
22000.00 21685.41 265000.00 1/31/96
4/30/96
1/31/21
84.00 2.25 18.% 2 198750.00 45
9426100 206920000426100 01 HODGE 6402
EAST PINION
STREET
AGOURA CA 91301-121110.5% 299 296
05 1
91
28600.00 25000.91 286000.00 1/18/96
4/18/96
12/18/20
90.00 2.25 18.% 2 228800.00 36
9426101 106920000426101 01 VIRTUE 66
BRONTE STREET
SAN
FRANCISCO CA 94110 7.25% 300 298
05 1 91
24300.00
12191.21 190000.00 1/25/96
7/25/96 2/1/21
90.00
2.75 18.% 2 146658.00 46
9426103 106920000426103 02 CLOUGH 6978
GREGORICH
DRIVE
SAN JOSE CA 95138 11.% 300 297
01 1 91
20000.00
19923.15 170000.00 1/2/96
4/2/96 1/2/21
90.00
2.75 18.% 2 132500.00 49
9426104 149920000426104 03 PARKER 6094
WEST 10930
NORTH
HIGHLAND UT 84003 10.5% 299 296
05 1
91
34500.00 33868.70 185000.00 1/29/96
4/29/96
12/29/20
90.00 2.25 18.% 2 132000.00 32
9426105 253920000426105 05 OLSEN E. 171
PHILLIPS LAKE
LOOP RD
SHELTON WA 98584 11.% 299 296
05 1
91 26100.00
25474.17 140000.00 1/5/96
4/5/96 12/5/20
90.00
2.75 18.% 2 99573.00 45
9426106 112920000426106 03 PEREZ 5080 SW
95TH
AVENUE
MIAMI FL 33165 7.25% 299 296
05 1 91
27000.00
15168.80 137000.00 1/15/96 7/15/96
12/15/20
90.00
3.75 18.% 2 96165.00 38
9426107 106920000426107 00 GISH 25663
BUCKHORN
DRIVE
CALABASAS AREA CA 91302 7.25% 299 296
05 1
91
35000.00 34959.24 350000.00 1/9/96
7/9/96
12/9/20
90.00 2.75 18.% 2 280000.00 28
9426110 206920000426110 01 CONNORS 730
RUTHERFORD
CIRCLE
BRENTWOOD CA 94513-261211.% 311 308
03 1
91
36000.00 19887.49 363000.00 1/9/96
4/9/96
12/9/21
90.00 2.75 18.% 2 290000.00 47
9426112 206910000426112 00 GUTIERREZ 65
VICTORIA
DRIVE
GILROY CA 95020 11.% 299 296
05 1 91
35400.00
35194.14 237000.00 1/12/96
4/12/96 12/12/20
90.00
2.75 18.% 2 177350.00 43
9426115 149910000426115 03 OVIATT 10302
SO
CLEARVIEW DRIVE
SANDY UT 84070 8.75% 299 296
05 1 91
30000.00
21192.47 117000.00 1/23/96
4/23/96 12/23/20
67.00
0.50 18.% 2 48078.00 43
9426117 106920000426117 03 FRANKLIN 244
FINE AVENUE
SONOMA CA 95476 11.% 299 296
05 1
91 40000.00
39620.11 330000.00 1/17/96
4/18/96 12/17/20
90.00
2.75 18.% 2 257000.00 38
9426119 117920000426119 03 DRIVER 138
EAST CRESCENT
ELMHURST IL 60126 11.% 299 296
05 1
91 39200.00
38902.84 185000.00 1/19/96
4/19/96 12/19/20
90.00
2.75 18.% 2 127243.00 45
9426122 253910000426122 01 TAYLOR 5110
NORTHEAST
137TH AVENUE
VANCOUVER WA 98682 9.25% 298 296
05 1
91
65000.00 63268.70 205000.00 1/9/96
4/9/96
12/1/20
32.00 1.00 18.% 1 .00 36
9426123 116920000426123 01 HAHN 68 SUN
VALLEY
PLACE
CASCADE ID 83611 7.25% 299 296
05 1
91 10000.00
9986.30 120000.00 1/15/96
7/15/96 12/15/20
89.00
3.25 18.% 2 96000.00 45
9426126 132920000426126 05 BRADY 1326
SANTA CRUZ
DRIVE
MINDEN NV 89423 10.5% 179 175
05 1
91 29900.00
2.06 299000.00 12/22/95
3/23/96 11/22/10
90.00
2.25 18.% 2 239200.00 41
9426127 106920000426127 00 MACIAS 243
CLIFFWOOD
DRIVE SIMI
VALLEY CA 93065 7.25% 299 296
05 1 91
28700.00
28388.94 286990.00 1/22/96 7/22/96
12/22/20
90.00
2.75 18.% 2 229550.00 46
9426132 117920000426132 05 AYALA 4719
NORTH
WHIPPLE STREET
CHICAGO IL 60625 12.% 300 296
05 1 91
10000.00
7845.15 176000.00 12/26/95
3/26/96 12/26/20
81.00
3.75 18.% 2 132000.00 45
9426136 137910000426136 05 COCHRAN 233
WINDY RIDGE
ROAD
CHAPEL HILL NC 27514 6.99% 300 297
05 1
81
75000.00 63800.00 245000.00 1/5/96
4/5/96
1/5/21
62.00 1.50 18.% 2 74672.00 35
9426145 106910000426145 05 RAGUS 11916
ALTA VIA
ROAD
BROOKDALE CA 95007 9.75% 299 296
05 1
91
24500.00 19340.76 165000.00 1/12/96
4/12/96
12/12/20
58.00 1.50 18.% 2 69686.00 50
9426147 106920000426147 01 TAYLOR 3453
KNOLL CREST
AVENUE
LOS ANGELES CA 90043 7.25% 299 296
05 1
91
25000.00 24343.14 290000.00 1/17/96
7/17/96
12/17/20
89.00 2.25 18.% 2 232000.00 17
9426150 106920000426150 05 D'ARNESE 25
MOUNT ROYAL
DRIVE
FRISCO CO 80443 6.99% 300 298
09 1 91
27000.00
27000.00 180000.00 2/6/96 5/6/96
2/6/21
90.00
2.25 18.% 2 135000.00 41
9426151 106920000426151 00 GARIGLIANO 3015
FERNWOOD
AVENUE
LOS ANGELES CA 90039 11.% 299 296
05 1
91
51500.00 51114.65 515000.00 1/11/96
4/11/96
12/11/20
90.00 2.75 18.% 2 412000.00 35
9426152 208920000426152 05 WHITTINGTON 626
DAVIS
DRIVE
GLENWOOD SPRINGS CO 81601 11.5% 299 296
05
1 92
25000.00 24830.39 116000.00 1/17/96
4/17/96
12/17/20
90.00 3.25 18.% 2 78850.00 50
9426153 113920000426153 00 MITCHELL 4725
DARTMOOR
LANE
SUWANEE GA 30174 11.% 299 296
03 1
91 20050.00
19972.96 205000.00 12/20/95
3/20/96 12/19/20
89.00
2.75 18.% 2 160600.00 44
9426158 236910000426158 02 BERNEY 13
LANGERIES
DRIVE
MONSEY NY 10952 10.25% 299 296
05 1
81 60000.00
58840.00 236000.00 1/18/96
4/18/96 12/18/20
77.00
2.00 18.% 2 119834.00 38
9426161 112910000426161 03 SWARTZ 1045 NE
97 STREET
MIAMI
SHORES FL 33138 9.25% 299 296
05 1 91
10000.00
9905.21 163000.00 1/24/96 4/24/96
12/24/20
65.00
1.00 18.% 2 95000.00 37
9426162 104910000426162 03 GRANDFIELD 523
WEST
HARMONT DRIVE
PHOENIX AZ 85021 9.25% 299 296
05 1
91 15000.00
14857.82 105000.00 1/26/96
4/26/96 12/26/20
41.00
1.00 18.% 2 27892.00 47
9426164 149920000426164 03 MCKEE 9061
CORLISS
WEST
JORDAN UT 84044 10.5% 299 296
05 1 91
11700.00
11405.70 78300.00 1/19/96 4/19/96
12/19/20
90.00
2.25 18.% 2 58000.00 39
9426165 225910000426165 05 BREWSTER JR 265
BRIDGE
STREET
OSTERVILLE MA 02655 6.99% 299 297
05 1
91
100000.00 99264.15 650000.00 2/1/96
5/1/96
1/1/21
76.00 1.00 18.% 2 390000.00 40
9426166 208910000426166 05 KELLEY 15335
COPPERFIELD
DRIVE
COLORADO SPRINGS CO 80921 8.75% 299 296
05
1 91
20000.00 19947.48 290000.00 1/17/96
4/17/96
12/17/20
77.00 0.50 18.% 2 203150.00 38
9426167 106920000426167 02 GREEN 148
TRINITY ROAD
BRISBANE CA 94005 11.% 300 297
05 1
91 99400.00
98746.35 330000.00 1/17/96
4/17/96 1/17/21
90.00
2.75 18.% 2 196503.22 44
9426173 106910000426173 05 LEACH 1939
LYTTON
SPRINGS ROAD
HEALDSBURG CA 95448 6.99% 300 298
05 1
81
100000.00 71707.12 770000.00 2/12/96
5/12/96
2/12/21
67.00 1.50 18.% 2 409000.00 46
9426180 106920000426180 00 SULLIVAN 171
GLENDORA
AVE
LONG BEACH CA 90803 6.99% 300 299
05 1
91
54750.00 54750.00 365000.00 2/14/96
5/1/96
3/1/21
90.00 3.50 18.% 2 273750.00 34
9426181 106920000426181 01 STEPHENS 1286
RICH COURT
SAN
LUIS OBISPO CA 93401 10.25% 300 297
05 1 91
17500.00
17446.86 175000.00 1/18/96
4/18/96 1/18/21
90.00
2.00 18.% 2 140000.00 25
9426182 153920000426182 03 SLUSHER 2714
WEST
MAPLEWOOD AVE
BELLINGHAM WA 98225 7.25% 299 296
05 1
91
15700.00 8335.19 103000.00 1/19/96
7/19/96
12/19/20
90.00 2.75 18.% 2 76989.00 42
9426183 149910000426183 03 STRONG 1930
EAST
SOUTHMOOR DRIVE
SALT LAKE CITY UT 84117 7.25% 299 296
05 1
91
10300.00 10142.24 185000.00 1/30/96
7/31/96
12/30/20
55.00 0.50 18.% 2 90559.00 33
9426198 106920000426198 02 RUSH 675
MORAGA ROAD
LAFAYETTE CA 94549 7.25% 300 298
05 1
91
100000.00 99476.71 755000.00 1/30/96
4/30/96
2/1/21
83.00 3.25 18.% 2 520000.00 50
9426202 106920000426202 05 JOHNSON 1250
ANACAPA
WAY
LAGUNA BEACH CA 92651 11.5% 299 296
05 1
91
50000.00 49594.95 807000.00 1/12/96
4/12/96
12/12/20
84.00 3.25 18.% 2 620000.00 48
9426204 106910000426204 02 MCKNIGHT 1303
WEST
INDIANA AVENUE
SALT LAKE CITY UT 84104 11.% 299 296
05 1
91
20300.00 20166.00 72000.00 1/12/96
4/12/96
12/12/20
90.00 2.75 18.% 2 44500.00 41
9426205 106920000426205 02 MAURICIO 14183
AZTEC
STREET LOS
ANGELES CA 91342 11.% 299 296
05 1 91
24300.00
24138.60 162000.00 1/13/96 4/13/96
12/13/20
90.00
2.75 18.% 2 121500.00 42
9426206 106920000426206 02 CAGLE 4011
CALLE LOUISA
SAN
CLEMENTE CA 92672 12.% 299 296
03 1 91
100000.00
99301.63 800000.00 1/17/96
4/17/96 12/17/20
84.00
3.75 18.% 2 566788.00 50
9426209 106920000426209 02 HAMEL III 5293
CARMENTO
DRIVE
AGOURA CA 91301 11.% 299 296
03 1 91
34000.00
33662.99 350000.00 1/19/96
4/19/96 12/19/20
90.00
2.75 18.% 2 280000.00 43
9426210 106920000426210 05 HALAS 700
PASEO DE LEON
THOUSAND OAKS CA 91320 11.% 299 296
05 1
91
22900.00 22597.76 230000.00 1/18/96
4/18/96
12/18/20
90.00 2.75 18.% 2 183200.00 44
9426211 106920000426211 00 CARVER 1130
ROSALIA
DRIVE
NOVATO CA 94945 11.% 299 296
05 1 91
24200.00
24036.22 242500.00 1/16/96
4/16/96 12/16/20
90.00
2.75 18.% 2 194000.00 37
9426212 106920000426212 05 WISENBERG 4564
CAMPOBELLO STREET
SAN DIEGO CA 92130 12.% 299 296
05 1
91 40000.00
38518.97 370000.00 1/18/96
4/18/96 12/18/20
90.00
3.75 18.% 2 292000.00 45
9426214 106920000426214 05 SILSBY 1725
TAMPICO
COURT
PETALUMA CA 94954 11.5% 300 297
05 1
91
39700.00 39325.03 280000.00 1/19/96
4/19/96
1/19/21
90.00 3.25 18.% 2 212000.00 45
9426215 106920000426215 02 LAWSON 1035
WILSHAM
DRIVE SAN
JOSE CA 95132 12.% 300 297
05 1 91
87100.00
86491.67 250000.00 1/18/96 4/18/96
1/18/21
90.00
3.75 18.% 2 137745.60 49
9426217 106910000426217 05 SMITH 2137
LONGVIEW
DRIVE SAN
LEANDRO CA 94577 9.25% 300 296
05 1 81
44000.00
33000.00 310000.00 12/27/95
3/27/96 12/27/20
80.00
1.00 18.% 2 203000.00 48
9426221 136920000426221 00 RAUSCHER 426
WOODWARD
CRESCENT
WEST SENECA NY 14224 11.% 299 295
05 1
91
56700.00 56692.44 113000.00 12/26/95
3/26/96
11/26/20
90.00 2.75 18.% 2 45000.00 44
9426222 106920000426222 03 BUITRAGO 775
SWEENY
STREET SAN
FRANCISCO CA 94134 10.25% 300 297
05 1
91 26100.00
25918.35 174000.00 1/16/96
4/16/96 1/16/21
90.00
2.00 18.% 2 130500.00 29
9426227 134910000426227 06 WITTE JR 604
DAREN LANE
MINE
HILL NJ 07803 9.75% 300 297
01 1 91
23400.00
8942.44 143000.00 1/11/96 3/11/96
1/11/21
78.00 0.50
18.% 2 86833.63 51
9426228 106920000426228 05 EASTMAN 951
NORTH
CYPRESS STREET
LA HABRA CA 90631 10.5% 300 297
05 1
91
19500.00 18499.70 195000.00 1/9/96
4/9/96
1/9/21
90.00 2.25 18.% 2 156000.00 39
9426229 141920000426229 01 TEMPLETON 21182
KING
ARTHUR COURT
BEND OR 97702 10.25% 300 297
05 1 91
12500.00
12412.69 90000.00 1/19/96
4/19/96 1/19/21
86.00
2.00 18.% 2 64850.82 28
9426230 134920000426230 05 PINZOLO 11
ROCKAGE ROAD
WARREN NJ 07059 11.% 300 297
05 1 91
30000.00
29802.01 302000.00 1/16/96
4/16/96 1/16/21
86.00
2.75 18.% 2 228000.00 43
9426232 106910000426232 00 DILBECK 3120
MAIDEN LANE
ALTADENA AREA CA 91001 8.5% 300 297
05 1
91
22000.00 21842.79 320000.00 1/23/96
4/23/96
1/23/21
72.00 0.25 18.% 2 207000.00 28
9426233 134920000426233 06 NELSON 2-29
HARTLEY
PLACE FAIR
LAWN NJ 07410 6.99% 299 297
05 1 91
23500.00
23278.37 156500.00 2/2/96 5/3/96
1/2/21
90.00 2.25
18.% 2 117350.00 39
9426235 106920000426235 05 NEUNUEBEL 3820
CLEAR
RIDGE
SANTA ROSA CA 95404 11.5% 300 297
05 1
91
41600.00 41296.28 547500.00 1/23/96
4/23/96
1/23/21
88.00 3.25 18.% 2 435000.00 42
9426236 106920000426236 05 RODRIGUE 3059
SOMBRERO
CIRCLE
SAN RAMON CA 94583 10.5% 300 297
03 1
91
28200.00 27977.04 275000.00 1/11/96
4/11/96
1/11/21
85.00 2.25 18.% 2 203150.00 39
9426238 106920000426238 05 AMO 2474
TUSCANY WAY
FULLERTON CA 92635 10.5% 300 297
03 1
91
46000.00 45641.07 463000.00 1/19/96
4/19/96
1/19/21
90.00 2.25 18.% 2 368200.00 43
9426239 106910000426239 00 TOMASELLO 2951
VIA VIEJAS
ALPINE CA 91901 9.75% 300 297
03 1 91
17000.00
16878.08 338000.00 1/11/96
4/11/96 1/11/21
67.00
1.50 18.% 2 207000.00 47
9426240 106920000426240 05 TITUS 1482
EAST PALISADE
DRIVE
FRESNO CA 93720 10.5% 300 297
05 1 91
10000.00
8634.50 115000.00 1/19/96
4/19/96 1/19/21
88.00
2.25 18.% 2 90105.00 37
9426241 106920000426241 05 YANECKO 22
ELMWOOD
COURT
NOVATO CA 94947 10.25% 300 297
05 1
91 32500.00
32297.48 205000.00 1/24/96
4/24/96 1/24/21
90.00
2.00 18.% 2 152000.00 29
9426242 113920000426242 05 MABE 200
LAZY SHADE
COURT
DULUTH GA 30155 11.% 179 176
05 1 91
74350.00
69193.95 316000.00 12/12/95
3/12/96 12/11/10
88.00
2.75 18.% 2 203150.00 32
9426246 112910000426246 00 BARASCH 762
VERONA LAKE
DRIVE
FORT LAUDERDALE FL 33326 9.25% 300 296
03
1 91
22450.00 22266.60 288000.00 12/20/95
3/20/96
12/20/20
79.00 1.00 18.% 2 203150.00 33
9426249 112910000426249 00 QUEENIN 1620 SE
2 COURT
FT
LAUDERDALE FL 33301 9.25% 179 175
05 1
81
66000.00 66000.00 333000.00 12/14/95
3/14/96
11/14/10
80.00 1.00 18.% 2 200000.00 37
9426259 106920000426259 01 STANCLIFF 129
NOLAN COURT
FORESTVILLE CA 95436 11.% 300 297
05 1
91
75000.00 58652.10 450000.00 1/19/96
4/19/96
1/19/21
90.00 2.75 18.% 2 330000.00 38
9426260 208920000426260 05 WESSELN 3190 S
UTICA
STREET
DENVER CO 80236 11.% 179 176
05 1 92
20000.00
19861.40 142000.00 1/18/96
4/18/96 12/18/10
90.00
2.75 18.% 2 106500.00 42
9426264 106920000426264 00 DOPHNA 11820
MAYFIELD
AVENUE, #215
LOS ANGELES CA 90049 7.25% 299 296
01 1
91
21500.00 20839.97 215000.00 1/25/96
7/25/96
12/25/20
90.00 2.75 18.% 2 172000.00 49
9426270 106920000426270 05 DANESH 1255
FEDERAL
AVENUE, NO. 107
LOS ANGELES CA 90025 11.% 299 296
01 1
91
46000.00 6156.19 230000.00 1/18/96
4/18/96
12/18/20
87.00 2.75 18.% 2 154016.00 41
9426276 106910000426276 01 GOOD 309
21ST PLACE
SANTA
MONICA CA 90402 9.75% 299 296
05 1 91
90000.00
89493.73 1125000.00 1/8/96 4/8/96
12/8/20
75.00
1.50 18.% 2 750000.00 42
9426279 153910000426279 00 PATTERSON JR 21708
NORTHEAST 259TH
STREET BATTLE GROUND WA 98604 7.5% 299
296
05 1
91 40000.00 175.16 207000.00 1/17/96
7/17/96
12/17/20
61.00 1.00 18.% 2 85000.00
39
9426280 106920000426280 02 HARE 1755
CONRAD
AVENUE SAN
JOSE CA 95124 10.5% 300 297
05 1 91
41500.00
41288.10 259000.00 1/4/96 4/4/96
1/4/21
89.00 2.25
18.% 2 188000.00 44
9426282 112920000426282 03 GOLAY JR 1261
INVERNESS
DRIVE
DUNEDIN FL 34698 11.% 299 296
05 1 91
14700.00
14700.00 108000.00 1/27/96
4/27/96 12/27/20
85.00
2.75 18.% 2 76630.00 38
9426283 112920000426283 03 DEVEAU 2600 NE
12 AVE
POMPANO BEACH FL 33064 10.5% 299 296
05 1
91
24000.00 22861.22 75000.00 1/29/96
4/29/96
12/29/20
89.00 2.25 18.% 2 42182.00 36
9426296 106910000426296 05 TAO 719
EAST HERMOSA
DRIVE SAN
GABRIEL CA 91775 7.25% 299 296
05 1 91
150000.00
50200.80 430000.00 1/19/96
7/19/96 12/19/20
80.00
1.00 18.% 2 189862.00 44
9426297 106910000426297 00 HAMMANN 409 TIM
MULLEN
ROAD
KNEELAND CA 95549 8.75% 300 297
05 1
91
43000.00 41657.29 315000.00 1/8/96
4/8/96
1/8/21
80.00 0.50 18.% 2 207000.00 41
9426299 115910000426299 01 CHUANG 2710
NOKEKULA
CIRCLE
LIHUE HI 96766 9.25% 300 296
05 1 91
60000.00
29729.87 310000.00 12/29/95 3/29/96
12/29/20
80.00
1.00 18.% 2 186500.00 45
9426300 106920000426300 01 PHILLIPS 991
BOSTWICK LANE
SANTA CRUZ CA 95062 7.25% 299 296
05 1
91
38400.00 37609.84 256000.00 1/17/96
7/17/96
12/17/20
90.00 2.75 18.% 2 192000.00 43
9426302 106920000426302 05 DAVIS 4650
GREENBUSH
DRIVE
CONCORD CA 94521 10.5% 300 297
05 1
91
30000.00 7922.56 200000.00 1/8/96
4/8/96
1/8/21
90.00 2.25 18.% 2 150000.00 44
9426304 106920000426304 01 MILLER 17466
LUNA DE MIEL
RANCHO SANTA FE CA 92067 11.% 300 297
05 1
91
99900.00 99224.27 875000.00 1/17/96
4/17/96
1/17/21
90.00 2.75 18.% 2 680000.00 45
9426309 206910000426309 05 VITALE 620 MT.
IDA ROAD
OROVILLE CA 95966 7.25% 299 296
05 1
91
100000.00 86537.88 125000.00 1/8/96
7/8/96
12/8/20
80.00 1.00 18.% 1 .00 39
9426310 134910000426310 06 GIACOMELLI 15
SANDWOOD
DRIVE
TOWNSHIP OF EVESHAM NJ 08053 6.99% 299 297
05
1 91
35200.00 12474.75 215000.00 2/2/96
5/1/96
1/2/21
80.00 0.25 18.% 2 136787.39 29
9426311 106920000426311 00 RICHTER 2086
GLASTONBURY
RD
THOUSAND OAKS CA 91361 7.25% 299 296
05 1
91
41000.00 41000.00 410000.00 1/22/96
7/22/96
12/22/20
90.00 2.25 18.% 2 328000.00 16
9426312 106920000426312 01 LOPEZ 18797
HIGHLAND
VALLEY ROAD
RAMONA CA 92065 11.5% 299 296
05 1
92 53000.00
49435.42 280000.00 1/30/96
2/29/96 12/30/20
90.00
3.25 18.% 2 198398.00 36
9426314 115920000426314 05 TAKAHATA 98-410
KOAUKA
LOOP #6-C
AIEA HI 96701 9.25% 300 297
06 1 81
31250.00
31250.00 179000.00 1/10/96 4/10/96
1/10/21
80.00
1.00 18.% 2 111705.99 44
9426322 106920000426322 00 BROWN 1742
SOUTH
GARDEN DRIVE
ANAHEIM CA 92804 6.99% 179 177
05 1
91 26550.00
26550.00 167500.00 2/2/96
5/2/96 1/2/11
90.00
2.50 18.% 2 123800.00 30
9426334 208920000426334 03 PELTZ 19341
EAST 45TH
AVENUE
DENVER CO 80249 10.5% 299 296
03 1
91 15500.00
15143.16 122000.00 1/12/96
4/12/96 12/12/20
90.00
2.25 18.% 2 93620.00 43
9426335 106920000426335 05 MINOR 2538
SEQUOIA
AVENUE
SANGER CA 93657 10.5% 300 297
05 1 91
20000.00
19910.29 201600.00 1/10/96
4/10/96 1/10/21
85.00
2.25 18.% 2 151200.00 35
9426336 106910000426336 05 SHEPARD 15039
AVENIDA
COMPADRES
CHINO HILLS CA 91709 10.25% 300 297
05 1
91
12600.00 12492.95 277000.00 1/11/96
4/11/96
1/11/21
80.00 2.00 18.% 2 207000.00 27
9426337 106920000426337 03 DAMICO 2000
INDIAN ROCK
ROAD
COOL CA 95614 11.5% 300 297
05 1 91
21768.00
21666.13 157500.00 1/8/96 4/8/96
1/8/21
83.00
3.25 18.% 2 108837.00 50
9426342 106920000426342 05 ROJAS JR 1425
CAROB WAY
MONTEBELLO CA 90640 7.25% 311 308
05 1
91
14850.00 8313.43 163000.00 1/9/96
7/9/96
12/9/21
90.00 2.75 18.% 2 131250.00 36
9426344 208910000426344 05 BUCKLEY 6556
EAST
MILLSTONE STREET
HIGHLANDS RANCH CO 80126 8.5% 179 176
03
1 91
50000.00 43500.91 280000.00 1/19/96
4/19/96
12/19/10
77.00 0.25 18.% 2 165544.00 28
9426354 253920000426354 02 MARANVILLE 421
ALDER
STREET
EVERETT WA 98203 6.99% 299 296
05 1
91 31000.00
30488.21 125000.00 1/17/96
4/30/96 12/17/20
88.00
2.75 18.% 2 79000.00 50
9426358 106910000426358 05 GULLICK 906
GRAY FOX
CIRCLE
PLEASANTON CA 94566 9.25% 300 297
05 1
91
43500.00 43255.39 870000.00 1/10/96
4/10/96
1/10/21
80.00 1.00 18.% 2 652500.00 41
9426362 106920000426362 03 VOSS 402
BALMORAL WAY
HAYWARD CA 94544 11.% 299 296
05 1
91
28900.00 28665.05 193000.00 1/17/96
4/17/96
12/17/20
90.00 2.75 18.% 2 144750.00 27
9426363 115910000426363 05 CHUN 518
KULIOUOU ROAD
HONOLULU HI 96821 11.5% 300 297
05 1
91
87500.00 87116.03 375000.00 1/4/96
4/4/96
1/4/21
89.00 3.25 18.% 2 243000.00 50
9426365 106920000426365 02 JOHNSON 9013
STOAKES
AVENUE
DOWNEY CA 90240 11.% 299 296
05 1
91 40000.00
39712.97 150000.00 1/18/96
4/18/96 12/18/20
90.00
2.75 18.% 2 95000.00 41
9426367 153910000426367 03 BRAIN 6722
WATER ST NE
TACOMA WA 98422 7.25% 179 178
05 1
81
95000.00 82220.01 455000.00 3/5/96
9/5/96
2/5/11
79.00 2.00 18.% 2 261000.00 37
9426372 115910000426372 05 ERBER 94-185
KAIMA PLACE
WAIPAHU HI 96797 11.% 300 297
03 1 91
100000.00
90313.03 287000.00 1/16/96
4/16/96 1/16/21
89.00
2.75 18.% 2 153700.00 27
9426375 106920000426375 01 HUBANKS 15618
DARTMOOR
AVENUE
NORWALK CA 90650 11.% 299 296
05 1
91
28800.00 28572.33 192000.00 1/22/96
4/22/96
12/22/20
90.00 2.75 18.% 2 144000.00 32
9426381 106920000426381 00 ECKER 1217
VIA ZUMAYA
PALOS
VERDES ESTATESCA 90274 11.% 299 296
05 1
91
72000.00 71485.34 720000.00 1/23/96
4/23/96
12/23/20
90.00 2.75 18.% 2 576000.00 45
9426384 206910000426384 01 FINKEL 786
EDALE DRIVE
SUNNYVALE CA 94087 10.5% 299 296
05 1
91
47800.00 47476.57 478000.00 1/19/96
3/31/96
12/19/20
90.00 2.25 18.% 2 382400.00 44
9426387 106910000426387 00 READY 4033
VIA PICAPOSTE
PALOS
VERDES ESTATESCA 90274 10.5% 299 295
05 1
91
46500.00 46022.48 465000.00 12/29/95
3/29/96
11/29/20
90.00 2.25 18.% 2 372000.00 39
9426389 106920000426389 05 WATTS 2126
THE STRAND
HERMOSA BEACH CA 90254 11.% 299 296
05 1
91
60000.00 59765.37 730000.00 1/6/96
4/6/96
12/6/20
89.00 2.75 18.% 2 584000.00 35
9426391 106910000426391 05 CARROLL 2
LAYFAYETTE
LANE
COTO DE CAZA CA 92679 11.% 299 295
03 1
91
48000.00 34381.29 485000.00 12/27/95
3/27/96
11/27/20
90.00 2.75 18.% 2 385400.00 49
9426398 208920000426398 05 CUMMINGS 2437
MONTMORENCY STREET
FORT COLLINS CO 80526 6.99% 299 297
05 1
91
16900.00 16364.32 123000.00 2/2/96
5/2/96
1/2/21
89.00 2.00 18.% 2 92200.00 25
9426400 208910000426400 05 JOHNSON 7033
ROARING
FORK TRAIL
BOULDER CO 80301 6.99% 298 297
05 1
91 20000.00
7084.26 285000.00 2/2/96
5/2/96 1/1/21
78.00
0.50 18.% 2 202000.00 35
9426404 106920000426404 01 BRIONES 841
RICHARD LANE
DANVILLE CA 94526 10.5% 300 297
05 1
91
50000.00 31495.27 430000.00 1/23/96
4/23/96
1/23/21
90.00 2.25 18.% 2 335000.00 45
9426410 106910000426410 01 MOHSENI-ABYANE 1707
GREENBRIAR ROAD
GLENDALE CA 91207 10.5% 299
296 05 1
91
37000.00 36700.26 372000.00 1/19/96
4/1/96
12/19/20
90.00 2.25 18.% 2 296000.00 36
9426412 106910000426412 01 MESSERSCHMIDT 18791
EAST
FAIRHAVEN
AVENUE SANTA ANA AREA CA 92705 9.25% 300
297
05 1
91 59500.00 58215.79 335000.00
1/22/96 4/22/96
1/22/21
80.00 1.00 18.% 2
207000.00 45
9426414 206910000426414 01 GEREDES 16290
RIDGECREST
AVENUE
MONTE SERENO CA 95030 11.5% 299 296
05 1
91
70000.00 69433.32 545000.00 1/23/96
3/31/96
12/23/20
86.00 3.25 18.% 2 395000.00 47
9426416 106920000426416 01 SPATH 112
CHELSEA HILLS
DRIVE
BENICIA CA 94510 10.5% 300 297
05 1 91
25000.00
22322.23 215000.00 1/22/96
4/22/96 1/22/21
82.00
2.25 18.% 2 150364.00 33
9426417 106910000426417 02 CORWIN 2160
CHEYENNE
WAY
MODESTO CA 95356 9.25% 299 296
05 1
81
30000.00 29967.85 143000.00 1/12/96
4/12/96
12/12/20
49.00 1.00 18.% 2 39565.00 46
9426421 206910000426421 02 GOLDEN 262
MOANA WAY
PACIFICA CA 94044 7.25% 179 176
05 1
81 40000.00
40000.00 300000.00 1/16/96
7/16/96 12/16/10
70.00
1.00 18.% 2 170000.00 42
9426422 153920000426422 02 HENDERSON 6301
ROSEDALE
STREET N.W.
GIG HARBOR WA 98335 11.% 300 297
05 1
91
16500.00 16368.43 110000.00 1/22/96
4/22/96
1/22/21
90.00 2.75 18.% 2 82500.00 32
9426424 106910000426424 00 TARRANT 517 PT
SAN PEDRO
ROAD
SAN RAPHAEL CA 94901 9.% 300 297
03 1
91
175000.00 173777.56 825000.00 1/19/96
4/19/96
1/19/21
73.00 0.75 18.% 2 420000.00 27
9426426 106910000426426 01 LEE 820
BANTRY WAY
BENICIA
CA 94510 7.25% 300 297 05
1 91
20000.00
18548.56 300000.00 1/24/96 7/24/96
1/24/21
87.00
2.25 18.% 2 240000.00 43
9426427 106910000426427 00 CHANDLER 7989
COUNTRY
TRAIL DRIVE
ORANGEVALE CA 95662 8.5% 300 297
03 1
91
13500.00 11705.99 300000.00 1/12/96
4/12/96
1/12/21
72.00 0.25 18.% 2 202500.00 28
9426433 141920000426433 03 FROST 2135
N.E. 62ND AVE
PORTLAND OR 97213 7.25% 299 296
05 1
91
35000.00 34773.25 185000.00 1/30/96
7/30/96
12/30/20
88.00 2.25 18.% 2 127098.00 33
9426442 106920000426442 01 BERGSTROM 6808
EAST
PARAPET STREET
LONG BEACH CA 90808 10.5% 299 296
05 1
91
15000.00 5842.14 209000.00 1/18/96
4/18/96
12/18/20
90.00 2.25 18.% 2 171106.00 33
9426443 106920000426443 05 PARIGORIS 205 PAN
TEMPO
WAY
HOLLISTER CA 95023 10.5% 180 177
05 1
91
30000.00 19823.83 315000.00 1/10/96
4/10/96
1/10/11
90.00 2.25 18.% 2 252000.00 39
9426444 117920000426444 03 WACHTEL 221
SOUTH LODGE
LANE
LOMBARD IL 60148 9.99% 299 297
05 1
91 40000.00
23595.12 183000.00 2/2/96
2/3/96 1/2/21
86.00
2.25 18.% 2 116175.00 43
9426445 106920000426445 02 FANNING 309
EAST B STREET
DIXON CA 95620 11.5% 299 296
05 1 91
93000.00
81812.41 310000.00 1/12/96
4/12/96 12/12/20
90.00
3.25 18.% 2 185453.00 50
9426446 106920000426446 05 SCHORK 2352
GLENDENNING
AVENUE
SANTA CLARA CA 95050 10.5% 300 297
05 1
91
27000.00 24799.40 270000.00 1/12/96
4/12/96
1/12/21
90.00 2.25 18.% 2 216000.00 34
9426448 208910000426448 03 KENNEDY, III 1524
EAST 8TH
AVENUE
DENVER CO 80218 8.5% 299 296
05 1 91
50000.00
22375.53 255000.00 1/13/96
4/13/96 12/13/20
70.00
0.25 18.% 2 127296.00 25
9426450 149910000426450 02 MILLER 998
WEST 1200
NORTH SALT
LAKE CITY UT 84116 8.5% 299 296
05 1 91
30000.00
29273.85 86500.00 1/18/96 4/18/96
12/18/20
75.00
0.25 18.% 2 34344.00 17
9426451 106910000426451 05 PHAM 1912
LUBY DRIVE
SAN
JOSE CA 95133 9.75% 300 297
05 1 91
60000.00
59610.41 182000.00 1/16/96 4/16/96
1/16/21
63.00
1.50 18.% 2 53960.00 45
9426453 106920000426453 00 GARVIN 11549
QUARTZ
AVENUE
FOUNTAIN VALLEY CA 92708 10.5% 299 296
05
1 91
24500.00 24300.46 255000.00 1/24/96
4/24/96
12/24/20
87.00 2.25 18.% 2 196000.00 41
9426456 106920000426456 05 DOUGLAS 1308
DROLETTE
WAY
BENICIA CA 94510 11.5% 300 297
05 1 91
34500.00
34255.55 215000.00 1/17/96
4/17/96 1/17/21
90.00
3.25 18.% 2 159000.00 49
9426457 106920000426457 00 GALLARDO 9420
MAPLE
STREET
BELLFLOWER CA 90706 11.5% 299 296
05 1
91
26200.00 26019.98 175000.00 1/18/96
4/18/96
12/18/20
90.00 3.25 18.% 2 131250.00 40
9426458 106910000426458 00 MOSSY 6409
LAGO LINDO
RANCHO SANTA FE CA 92067 9.25% 179 176
05 1
91
200000.00 199231.51 2000000.00 1/4/96
4/4/96
12/4/10
80.00 1.00 18.% 2 1400000.00 31
9426465 141920000426465 02 SMITH 3120
NORTHWEST
PARKVIEW
DRIVE BEAVERTON OR 97006 7.25% 299
296 05
1 91
43000.00 31057.99 175000.00 1/11/96
7/11/96
12/11/20
89.00 2.75 18.% 2 111635.00 43
9426469 106920000426469 01 NISHIMURA 3839
STRATFORD
COURT
PLEASANTON CA 94588 10.5% 300 297
03 1
91
40600.00 40302.32 272000.00 1/22/96
4/22/96
1/22/21
90.00 2.25 18.% 2 204000.00 33
9426471 106920000426471 02 STEBBENS 665 LA
RODA
AVENUE
SANTA BARBARA CA 93111 11.% 299 296
05 1
91
37900.00 36880.27 253000.00 1/5/96
4/5/96
12/5/20
90.00 2.75 18.% 2 189750.00 40
9426473 225910000426473 00 COULON 210
SOUTH STREET
HINGHAM MA 02043 8.75% 299 296
05 1
91
22500.00 22322.26 340000.00 1/23/96
4/23/96
12/23/20
68.00 0.50 18.% 2 207000.00 34
9426475 106910000426475 05 BARBER 1654
CAPITANCILLOS PLACE
SAN JOSE CA 95120 8.75% 300 297
05 1 91
28700.00
28583.38 461000.00 1/24/96
4/24/96 1/24/21
80.00
0.50 18.% 2 339685.00 36
9426476 106920000426476 05 VERKHOSHANSKAYA 1643
SISKIYOU
WALNUT CREEK CA 94598 11.5% 300 297
05 1
91
10000.00 9776.18 245000.00 1/16/96
4/16/96
1/16/21
84.00 3.25 18.% 2 194000.00 47
9426480 106920000426480 01 BASSETT 1
MADRONE
AVENUE
WOODACRE CA 94973 11.75% 180 177
05 1
91
40400.00 30079.09 320000.00 1/23/96
1/23/96
1/23/11
83.00 3.25 18.% 2 223553.31 43
9426483 106920000426483 03 BEAHN 17341
CHICAGO
AVENUE
YORBA LINDA CA 92686 10.5% 300 297
05 1
91
24000.00 23712.04 243000.00 1/19/96
4/19/96
1/19/21
90.00 2.25 18.% 2 193000.00 29
9426488 106920000426488 01 EBERLY 6519
HERCUS COURT
SAN
JOSE CA 95119 10.25% 300 297
05 1 91
27200.00
19115.20 228000.00 1/15/96 4/15/96
1/15/21
90.00
2.00 18.% 2 178000.00 30
9426489 106920000426489 01 REDNER-COYLE 9546
BABAUTA
ROAD
SAN DIEGO CA 92129 6.99% 300 297
03 1
91
26500.00 26310.68 260000.00 1/11/96
5/1/96
1/11/21
86.00 2.25 18.% 2 195000.00 32
9426490 106910000426490 05 AGUER 1604
SOBRE VISTA
DRIVE
SONOMA CA 95476 6.99% 300 298
05 1
81
198000.00 195607.29 900000.00 2/13/96
5/13/96
2/13/21
80.00 1.75 18.% 2 520000.00 41
9426494 206930000426494 01 TROUT 2 SAN
PEDRO PLACE
SAN
RAMON CA 94583 10.5% 299 296
05 1 91
30700.00
30344.10 205000.00 1/25/96 3/31/96
12/25/20
90.00
2.25 18.% 2 153750.00 36
9426499 106920000426499 00 DAMEROW 14380
SILVER
HEIGHTS ROAD
POWAY CA 92064 10.5% 300 297
05 1 91
37100.00
36785.40 247000.00 1/29/96
4/29/96 1/29/21
90.00
2.25 18.% 2 185200.00 43
9426501 106920000426501 02 HUEBNER 9205
VISTA DEL
MONTE COURT
GILROY CA 95020 6.99% 299 297
05 1 91
40000.00
39599.94 400000.00 2/5/96
5/5/96 1/5/21
90.00
2.75 18.% 2 320000.00 42
9426503 134910000426503 02 AMBURG 1005
VAN ROSSUM
AVENUE
BEVERLY NJ 08010 6.99% 299 297
05 1
91 25000.00
20291.73 117000.00 2/6/96
5/6/96 1/6/21
66.00
0.50 18.% 2 52000.00 35
9426505 106910000426505 01 NEUWIRTH 46
CHESTNUT
AVENUE
ROSS CA 94957 11.5% 300 297
05 1 91
80000.00
79364.54 800000.00 1/23/96 4/23/96
1/23/21
90.00
3.25 18.% 2 640000.00 36
9426507 106910000426507 05 SOREN 7374
VISTA RANCHO
COURT
RANCHO SANTA FE CA 92067 9.25% 300 297
05 1
91
100000.00 22067.98 1240000.00 1/24/96
4/24/96
1/24/21
77.00 1.00 18.% 2 850000.00 31
9426509 106920000426509 01 ANDERSON 532
INDIAN HOME
ROAD
DANVILLE CA 94526 11.% 300 297
03 1
91 50000.00
49319.74 430000.00 1/23/96
4/23/96 1/23/21
87.00
2.75 18.% 2 322500.00 50
9426511 106910000426511 05 SOLAAS 9330
PORTADA
DRIVE
WHITTIER CA 90603 9.75% 299 296
05 1
91
100000.00 99250.13 615000.00 1/22/96
4/22/96
12/22/20
73.00 1.50 18.% 2 348000.00 45
9426512 106920000426512 01 GREGORY 1020
FIG AVENUE
SUNNYVALE CA 94087 10.5% 300 297
05 1
91
27000.00 26720.12 276000.00 1/25/96
4/25/96
1/25/21
85.00 2.25 18.% 2 207000.00 35
9426514 106920000426514 05 FARLEY 366
HIGH DRIVE
LAGUNA
BEACH CA 92651 11.% 300 297
05 1 91
61500.00
24301.62 785000.00 1/17/96 4/17/96
1/17/21
88.00
2.75 18.% 2 628000.00 46
9426515 206910000426515 00 OAKLEY 27855
VIA DEL
AGUA
LAGUNA NIGUEL AREA CA 92677 7.25% 299 296
01
1 91
20500.00 20269.36 205000.00 1/24/96
7/24/96
12/24/20
90.00 2.75 18.% 2 164000.00 41
9426518 106910000426518 05 MCFADDEN 10302
CORD
AVENUE
DOWNEY CA 90241 7.25% 300 298
05 1
91
190000.00 29709.25 240000.00 1/26/96
7/26/96
2/1/21
80.00 1.00 18.% 1 .00 40
9426519 106920000426519 00 DOVE 11356
ERNESTINE
AVENUE
LYNWOOD CA 92062 6.99% 299 297
05 1
91
25500.00 25260.15 170000.00 2/5/96
5/5/96
1/5/21
90.00 2.75 18.% 2 127500.00 36
9426521 106920000426521 05 GLAZER 1114
SUPERBA
AVENUE LOS
ANGELES CA 90291 6.99% 299 297
05 1 91
30750.00
30248.08 205000.00 2/5/96 5/5/96
1/5/21
90.00
2.75 18.% 2 153750.00 29
9426522 106920000426522 02 PAK 28372
HALCYON
COURT
MENIFEE CA 92584 11.% 300 297
03 1 91
37000.00
36674.27 147000.00 1/22/96
4/22/96 1/22/21
90.00
2.75 18.% 2 94910.75 44
9426525 106920000426525 02 POLLAK 5352
WESTKNOLL
DRIVE
SAN DIEGO CA 92109 12.% 300 297
05 1
91 62000.00
61543.09 450000.00 1/22/96
4/22/96 1/22/21
83.00
3.75 18.% 2 308597.00 50
9426527 112920000426527 05 PAULA 3436 SW
16 TERR
MIAMI
FL 33145 7.25% 299 296 01
1 91 17000.00
16433.35
106000.00 1/18/96 7/18/96
12/18/20 89.00
2.25
18.% 2 76500.00 45
9426528 208910000426528 03 LONNQUIST 6167
SOUTH
JOSEPHINE WAY
LITTLETON CO 80121 8.75% 299 296
05 1
91
50000.00 18349.48 127000.00 1/25/96
4/25/96
12/25/20
47.00 0.50 18.% 2 8667.00 45
9426530 106920000426530 00 MEADOR 9462
IOLANI
CIRCLE
HUNTINGTON BEACH CA 92646 10.5% 299 296
05
1 91
23900.00 23633.50 239000.00 1/25/96
4/25/96
12/25/20
90.00 2.25 18.% 2 191200.00 44
9426531 153910000426531 05 DUFOUR 1217
WHISLER
STREET NE
OLYMPUS WA 98516 8.75% 299 296
05 1
81
29200.00 29042.20 97000.00 1/25/96
4/25/96
12/25/20
80.00 0.50 18.% 2 48365.42 34
9426532 106910000426532 05 SAFFARAIN 1133
KENDAL
COURT
SAN JOSE CA 95120 9.25% 299 296
05 1 81
30000.00
20362.60 540000.00 1/12/96
4/12/96 12/12/20
78.00
1.00 18.% 2 390000.00 46
9426533 208910000426533 05 DUNI 409 S
EMERSON
DENVER
CO 80209 7.25% 300 297 05
1 91 13300.00
13201.04 297000.00 1/23/96 7/23/96
1/29/21
73.00
0.75 18.% 2 203150.00 26
9426536 106910000426536 02 MENENDEZ 22302
COVELLO
STREET
CANOGA PARK CA 91303 7.25% 299 296
05 1
91
74000.00 65200.00 172000.00 1/19/96
7/19/96
12/19/20
80.00 1.50 18.% 2 63124.00 39
9426537 141920000426537 05 BUTLER JR 6428
SOUTHWEST
155TH
AVENUE BEAVERTON OR 97007 11.% 299
296 05
1 91
49900.00 26570.07 200000.00 1/22/96
4/22/96
12/22/20
89.00 2.75 18.% 2 127171.00
35
9426538 106910000426538 02 LEBENS 385
WEST BARREL
SPRINGS
ROAD PALMDALE CA 93551 7.25% 299
296 05
1 91
100000.00 98209.86 512000.00 1/23/96
7/23/96
12/23/20
80.00 1.00 18.% 2 309417.00 45
9426539 106920000426539 00 BEDFORD 5002
SHENANDOAH
AVENUE
LADERA HEIGHTS AREA CA 90056 11.% 300 297
05
1 91
45000.00 44625.02 450000.00 1/19/96
4/19/96
1/19/21
90.00 2.75 18.% 2 360000.00 44
9426540 141920000426540 03 MURRAY 1362
VERMONT
AVENUE
NORTH BEND OR 97459 7.25% 299 296
05 1
91
10000.00 9533.73 97500.00 1/9/96
7/9/96
12/9/20
82.00 2.75 18.% 2 69000.00 42
9426541 106920000426541 03 CONWAY 19070
BOHLMAN
ROAD
SARATOGA CA 95070 11.% 299 296
05 1
91
71900.00 8226.96 425000.00 1/20/96
2/29/96
12/20/20
90.00 2.75 18.% 2 310570.00 43
9426545 112920000426545 05 GARCIA 6725 SW
50 TERRACE
MIAMI FL 33155 7.25% 299 296
05 1 91
25600.00
25320.56 134000.00 1/23/96 7/23/96
12/23/20
90.00
2.00 18.% 2 95000.00 30
9426550 106910000426550 01 VANBERKEL, JR. 2501
EXETER
SQUARE LANE
SACRAMENTO CA 95825 7.25% 299 296
05 1
91
18000.00 17884.39 170000.00 1/17/96
7/17/96
12/17/20
69.00 0.50 18.% 2 98300.00 38
9426551 106920000426551 02 SHOWERS 4029
WEST 59TH
STREET
LOS ANGELES CA 90043 9.25% 299 295
05 1
91
25000.00 24903.94 165000.00 12/19/95
3/19/96
11/19/20
75.00 1.00 18.% 2 97892.00 49
9426552 106920000426552 05 ZHAOCONG 5904
WOODBINE
PLACE
NEWARK CA 94560 11.% 299 296
05 1
91 19800.00
19658.58 200000.00 1/22/96
4/22/96 12/22/20
89.00
2.75 18.% 2 158200.00 42
9426553 104920000426553 00 HILL 12279
E.CORTEZ DR.
SCOTTSDALE AZ 85259 6.99% 300 299
03 1
91
32600.00 31799.77 326000.00 2/26/96
6/1/96
3/1/21
90.00 3.00 18.% 2 260800.00 30
9426555 106920000426555 05 WINTERS JR 2375
WHITE WING
DRIVE
JAMUL CA 91935 11.5% 300 297
05 1 91
54750.00
54305.07 365000.00 1/18/96
4/18/96 1/18/21
90.00
3.25 18.% 2 273592.50 16
9426557 106910000426557 05 CHO 4418
WOODLEY
AVENUE
ENCINO AREA CA 91436 9.25% 299 296
05 1
81
200000.00 198565.35 1070000.00 1/11/96
4/11/96
12/11/20
69.00 1.00 18.% 2 530002.00 35
9426558 113910000426558 00 LEONARD 4302
GRAND OAKS
DRIVE
KENNESAW GA 30144 11.5% 299 296
05 1
91
55600.00 54680.72 173000.00 1/25/96
4/25/96
12/25/20
90.00 3.25 18.% 2 100000.00 36
9426559 115920000426559 00 SIEMANN 133
KAILULU WAY
KAILVA HI 96734 11.% 300 297
05 1 91
57000.00
56613.19 570000.00 1/18/96 4/18/96
1/18/21
90.00
2.75 18.% 2 456000.00 30
9426561 153920000426561 00 BATTEY 2614
N.E. 168TH
VENUE
VANCOUVER WA 98684 11.% 299 296
05 1
91
10000.00 4075.12 209500.00 1/19/96
4/19/96
12/19/20
85.00 2.75 18.% 2 167600.00 32
9426564 106920000426564 01 ROSS 368
CITADEL AVENUE
VENTURA CA 93003 11.% 299 296
05 1
91 21000.00
20545.16 197000.00 1/22/96
4/22/96 12/22/20
86.00
2.75 18.% 2 147750.00 47
9426566 113920000426566 00 HALSTEAD 1036
LENOX
CREST
ATLANTA GA 30324 11.% 299 296
05 1
91 33500.00
32669.83 335000.00 12/22/95
3/22/96 12/21/20
90.00
2.75 18.% 2 268000.00 21
9426567 106910000426567 03 MARABLE 1619
BUCKSKIN
DRIVE
ESCONDIDO CA 92029 8.75% 300 297
05 1
91
24900.00 7800.00 285000.00 1/22/96
4/22/96
1/22/21
80.00 0.50 18.% 2 203100.00 40
9426572 112910000426572 03 KANE 3763
MYKONOS
COURT
BOCA RATON FL 33487 9.75% 299 296
09 1
91
57800.00 35007.79 180000.00 1/29/96
4/29/96
12/29/20
80.00 1.50 18.% 2 86120.00 39
9426579 106920000426579 05 GRINSTEAD 4044
HAINES
AVENUE
SAN JOSE CA 95136 7.5% 299 296
05 1 91
36750.00
33959.41 245000.00 1/24/96
7/24/96 12/24/20
90.00
2.75 18.% 2 183750.00 28
9426580 149910000426580 03 ROUSSIN 318
EAST 2ND
SALT
LAKE CITY UT 84103 8.75% 299 296
05 1 91
39000.00
17255.09 207000.00 1/23/96 4/24/96
12/23/20
80.00
0.50 18.% 2 126000.00 37
9426590 106920000426590 01 PARSONS 1103
RAINTREE
CIRCLE UNIT 54
CULVER CITY CA 90230 10.5% 299 296
01 1
91
28500.00 28291.07 175000.00 1/16/96
4/16/96
12/16/20
85.00 2.75 18.% 2 118977.00 45
9426593 106920000426593 01 TRAN 218
WHIPPLE ROAD
UNION
CITY CA 94587 11.% 299 296
05 1 91
27700.00
27507.26 185000.00 1/17/96 4/17/96
12/17/20
90.00
2.75 18.% 2 138750.00 31
9426596 106920000426596 01 KOURY 206
POWHATTAN
COURT
DANVILLE CA 94526 11.% 299 296
03 1
91 21600.00
21306.20 248000.00 1/24/96
4/24/96 12/24/20
89.00
2.75 18.% 2 198400.00 38
9426597 106930000426597 05 GONZALEZ 20485
VIA
TALAVERA
YORBA LINDA CA 92687 7.25% 299 297
05 1
91
40000.00 37995.67 505000.00 2/1/96
5/1/96
1/1/21
86.00 2.75 18.% 2 392000.00 36
9426598 106910000426598 05 DOBLE 1195
RAPLEE
TERRACE
FULTON CA 95439 7.25% 299 296
05 1 91
33300.00
33010.54 222000.00 1/24/96
7/25/96 12/24/20
90.00
2.75 18.% 2 166500.00 45
9426600 106920000426600 01 ERICSON 1129
SUNSHINE
CIRCLE
DANVILLE CA 94526 6.99% 179 177
03 1
91
36700.00 36463.00 245000.00 2/5/96
5/5/96
1/5/11
90.00 2.75 18.% 2 183750.00 45
9426602 106920000426602 03 MAGNONE 8206
EAST SAN
LUIS DRIVE
ORANGE CA 92669 10.5% 299 296
05 1
91 39000.00
38470.03 390000.00 1/18/96
4/18/96 12/18/20
90.00
2.75 18.% 2 312000.00 44
9426604 106910000426604 00 FLINT 578 EL
PORTAL
AVENUE
FREMONT CA 94536 6.99% 300 298
05 1
81 50000.00
49930.89 350000.00 2/10/96
5/10/96 2/10/21
74.00
0.50 18.% 2 207000.00 42
9426606 106910000426606 00 CHAPIN 8830
GLEN ARBOR
ROAD
BEN LOMOND CA 95005 11.% 300 297
05 1
91
46000.00 34540.91 243000.00 1/24/96
4/24/96
1/24/21
89.00 2.75 18.% 2 170000.00 46
9426609 106920000426609 01 NAPOLI, JR 15
SALTILLO
RNCHO
SNTA MARGARITACA 92688 11.% 299 296
03 1
91
23600.00 23413.44 237000.00 1/17/96
4/18/96
12/18/20
90.00 2.75 18.% 2 189600.00 37
9426610 141920000426610 02 ANDERSON 12025 S
E REGAL
COURT
CLACKAMAS OR 97015 7.25% 299 296
05 1
91
31500.00 31223.10 210000.00 1/23/96
7/23/96
12/23/20
90.00 2.75 18.% 2 157500.00 37
9426611 106920000426611 02 PIMENTAL 1441
HULL DRIVE
SAN
CARLOS CA 94070 10.75% 299 296
05 1 91
37500.00
37275.62 375000.00 1/29/96 4/29/96
12/29/20
90.00
2.25 18.% 2 300000.00 45
9426612 106920000426612 02 SAMPSEL 340
WORKMAN
MILL ROAD
LA PUENTE AREA CA 91746 11.% 299 296
05 1
91
42800.00 42387.99 190000.00 1/22/96
4/22/96
12/22/20
90.00 2.75 18.% 2 128179.00 43
9426615 106920000426615 05 CEDERBLOM 834
GREENBERRY LANE
SAN RAFAEL CA 94903 7.25% 299 296
05 1
91
66000.00 65172.35 305000.00 1/24/96
7/24/96
12/24/20
90.00 3.25 18.% 2 207000.00 38
9426616 106920000426616 01 KUDLER 519
SKIFF CIRCLE
REDWOOD CITY CA 94065 6.99% 299 297
05 1
91
35000.00 34630.28 350000.00 2/1/96
5/2/96
1/1/21
90.00 2.25 18.% 2 280000.00 35
9426617 106910000426617 01 CHUBBIC 3238
OLIVENHAIN
FARMS ROAD
ENCINITAS CA 92024 6.99% 299 296
05 1
81
75000.00 74447.39 825000.00 1/22/96
5/22/96
12/22/20
35.00 1.00 18.% 2 207000.00 25
9426618 106920000426618 02 STEVENS 415 S.
GRANADOS
AVENUE
SOLANA BEACH CA 92075 12.% 299 296
05 1
91
50000.00 49604.81 500000.00 1/12/96
4/12/96
12/12/20
84.00 3.75 18.% 2 367000.00 45
9426622 106920000426622 05 PARK 17324
VICKIE AVENUE
CERRITOS CA 90703 10.5% 300 297
05 1
91 27000.00
21680.08 230000.00 1/25/96
4/25/96 1/25/21
90.00
2.25 18.% 2 178852.00 33
9426623 141920000426623 05 WHALLEY 913
PIERCE
STREET
OREGON CITY OR 97045 11.% 299 296
05 1
91
20000.00 14385.39 99000.00 1/16/96
4/16/96
12/16/20
84.00 2.75 18.% 2 62638.00 41
9426624 106910000426624 03 RANDALL 6528
MADELINE
COVE DRIVE
RANCHO PALOS VERDES CA 90274 6.99% 299 296
05
1 91
80000.00 10581.98 490000.00 1/30/96
4/30/96
12/30/20
72.00 1.50 18.% 2 268874.00 50
9426630 106910000426630 05 MAGAL 560
LARAMIE WAY
VACAVILLE CA 95688 9.25% 179 176
05 1
91
35000.00 31309.02 199000.00 1/23/96
4/23/96
12/23/10
70.00 1.50 18.% 2 102951.00 39
9426632 106910000426632 01 WHITE 5701
KEITH AVE
OAKLAND CA 94618 7.25% 300 299
05 1
91
33000.00 32991.18 300000.00 2/6/96
5/12/96
3/1/21
80.00 1.00 18.% 2 207000.00 43
9426633 106910000426633 05 ELSOUS 685
PARKSIDE
COURT #105
AGOURA AREA CA 91301 10.5% 300 297
01 1
91
15000.00 14574.45 164000.00 1/26/96
4/26/96
1/26/21
85.00 2.25 18.% 2 123000.00 43
9426638 104910000426638 02 JACOBS 15620
EAST
TELEGRAPH DRIVE
FOUNTAIN HILLS AZ 85268 10.5% 299 296
05 1
91
37500.00 37338.94 375000.00 1/4/96
4/4/96
12/4/20
90.00 2.25 18.% 2 300000.00 39
9426639 108910000426639 05 FAIRBANKS 1220
COOPER
AVENUE
GLENWOOD SPRINGS CO 81601 8.75% 299 296
05
1 91
49000.00 48677.82 320000.00 1/17/96
4/17/96
12/17/20
80.00 0.50 18.% 2 207000.00 35
9426640 106920000426640 02 JACKSON 1060
CALLE
ANACAPA
ENCINITAS CA 92024 7.25% 299 297
05 1
91 50000.00
49847.60 670000.00 2/14/96
8/14/96 1/14/21
83.00
3.25 18.% 2 500000.00 40
9426641 112920000426641 05 MARTINEZ 2783
WEST 71
PLACE
HIALEAH FL 33016 11.% 299 296
05 1 91
15000.00
14915.38 100000.00 1/11/96
4/11/96 12/11/20
90.00
2.75 18.% 2 75000.00 41
9426642 106920000426642 00 SCHAAR 807
CHAUTAUQUA
BOULEVARD
PACIFIC PALISADES CA 90272 6.99% 299 297
05
1 91
41400.00 41342.77 414000.00 2/8/96
5/8/96
1/8/21
90.00 3.25 18.% 2 331200.00 39
9426646 106920000426646 00 ZEPEDA, SR. 1611 -
25TH
AVENUE
OAKLAND CA 94601 6.99% 299 297
05 1
91
15200.00 15119.34 101500.00 2/12/96
5/12/96
1/12/21
90.00 3.25 18.% 2 76100.00 42
9426650 217920000426650 05 ASKOUNIS 2658 G
NORTH
SOUTHPORT
AVENUE CHICAGO IL 60614 7.25% 300
297 07
1 91
42400.00 42006.90 441000.00 1/24/96
7/24/96
1/29/21
89.00 2.25 18.% 2 350000.00 43
9426651 106920000426651 01 FREEMAN 1923
MOUNTAIN
VALLEY LANE
ESCONDIDO CA 92029 11.% 179 176
05 1
91
32200.00 31945.43 385000.00 1/22/96
4/22/96
12/22/10
87.00 2.75 18.% 2 300000.00 40
9426652 106910000426652 01 ANDERSON 11
HAZELWOOD
DRIVE
NAPA CA 94558 9.25% 300 297
05 1 81
32000.00
31733.45 382000.00 1/26/96 4/26/96
1/26/21
63.00
1.00 18.% 2 207000.00 49
9426657 106920000426657 02 LOPEZ 16705
DOUBLEGROVE
STREET
VALINDA CA 91744 11.5% 299 296
05 1
91 16800.00
16731.73 152000.00 1/24/96
4/24/96 12/24/20
90.00
3.25 18.% 2 120000.00 49
9426659 106920000426659 05 PILATO 3271
VISTA DEL
MUNDO
CAMINO CA 95709 7.25% 299 296
05 1
91 26100.00
25899.82 362000.00 1/23/96
7/23/96 12/23/20
86.00
3.25 18.% 2 282000.00 40
9426661 106920000426661 01 STEVENSON 4242
FAIRLANDS
DRIVE
PLEASANTON CA 94588 11.% 299 296
05 1
91
26500.00 26250.69 267000.00 1/17/96
4/17/96
12/17/20
81.00 2.75 18.% 2 189000.00 45
9426663 106910000426663 05 GIBSON 4
MEADOWGRASS
IRVINE CA 92714 8.75% 300 297
03 1 91
36750.00
31445.51 325000.00 1/25/96
4/25/96 1/25/21
75.00
0.50 18.% 2 207000.00 41
9426664 106920000426664 05 CLAVERAN 2316
RANCHITO
DRIVE LA
GRANGE CA 95329 11.% 299 296
05 1 91
21400.00
21400.00 84000.00 1/22/96 4/22/96
12/22/20
85.00
2.75 18.% 2 50000.00 41
9426665 106910000426665 05 APE 2334
RIVERSIDE
LOS
ANGELES CA 90031 9.25% 300 297
05 1 81
20000.00
19893.93 150000.00 1/3/96 3/1/96
1/3/21
30.00
1.00 18.% 2 23740.00 41
9426666 106920000426666 00 CONNOLLY 6454
SCOTTS
VALLEY DRIVE
SCOTTS VALLEY CA 95066 11.% 299 296
05 1
91
37000.00 36700.49 370000.00 1/26/96
4/26/96
12/26/20
90.00 2.75 18.% 2 296000.00 34
9426667 134920000426667 05 SCHNEID 15
QUEBEC ROAD
MARLBORO NJ 07746 7.25% 179 177
05 1
91
23500.00 23241.41 235000.00 2/12/96
8/12/96
1/12/11
90.00 2.25 18.% 2 188000.00 37
9426671 106910000426671 05 ALFANO 23845
BETTRAM
CIRCLE
TEHACHAPI CA 93561 7.25% 299 296
05 1
91
50000.00 48124.13 350000.00 1/20/96
7/20/96
12/20/20
72.00 1.00 18.% 2 200700.00 46
9426672 106910000426672 05 MEYER 2936
MELODY LANE
CAMINO CA 95709 9.25% 299 296
05 1
81 84000.00
52374.85 158000.00 1/10/96
4/10/96 12/10/20
79.00
1.00 18.% 2 40000.00 34
9426675 108920000426675 05 CORNETT 8878
WILLIAM
CODY DRIVE
EVERGREEN CO 80439 10.5% 299 296
05 1
91
30000.00 30000.00 274000.00 1/26/96
4/26/96
12/26/20
86.00 2.25 18.% 2 205500.00 32
9426679 208910000426679 00 LASSWELL 1227
JESSE COURT
HIGHLANDS RANCH CO 80126 11.5% 299 296
03
1 91
96150.00 95444.35 500000.00 1/26/96
4/26/96
12/26/20
90.00 3.25 18.% 2 350000.00 36
9426684 106910000426684 01 SAYETTA 301
CAPRICORN
AVENUE
OAKLAND CA 94611 7.25% 299 296
05 1
91
80000.00 15000.00 310000.00 1/22/96
7/22/96
12/22/20
90.00 2.50 18.% 2 198130.00 22
9426686 153920000426686 00 WILGUS 13801
230TH STREET
SE
SNOHOMISH WA 98290 11.5% 299 296
05 1
91
15000.00 14935.55 150000.00 1/4/96
4/4/96
12/4/20
90.00 3.25 18.% 2 119950.00 48
9426689 101910000426689 05 SLAUGHTER 2761
SMYER
CIRCLE
BIRMINGHAM AL 35216 10.% 299 296
05 1
91
160000.00 159385.20 1250000.00 1/5/96
4/5/96
12/5/20
80.00 1.75 18.% 2 840000.00 44
9426690 106920000426690 01 ONATE 716
WEST 9TH
STREET
SANTA ROSA CA 95401 10.5% 300 297
05 1
91
20000.00 19428.86 130000.00 1/25/96
4/25/96
1/25/21
90.00 2.25 18.% 2 97000.00 44
9426694 106910000426694 05 RANK 501
NORTH SALTAIR
AVENUE
LOS ANGELES CA 90049 9.25% 180 177
05 1
91
50000.00 32401.69 1125000.00 1/25/96
4/25/96
1/25/11
59.00 1.00 18.% 2 607000.00 43
9426699 153910000426699 03 DOWNING 32304
171ST AVE
S.E
AUBURN WA 98092 6.99% 299 297
05 1
91 36300.00
19247.59 220000.00 2/8/96
5/8/96 1/8/21
80.00
0.50 18.% 2 139510.00 44
9426701 149910000426701 03 PRICE 3536
EAST KINGS
COVE WAY
SALT LAKE CITY UT 84121 6.99% 299 297
05 1
91
20000.00 17281.60 195000.00 2/6/96
5/6/96
1/6/21
62.00 0.25 18.% 2 99580.00 25
9426702 113920000426702 03 YOUNGDAHL 3125
AINTREE
CHASE
CUMMING GA 30130 6.99% 299 297
05 1
91
10000.00 5291.51 115000.00 2/7/96
5/7/96
1/7/21
90.00 2.75 18.% 2 93350.00 39
9426705 206920000426705 01 MANNION 2292
HILLSBURY
ROAD
WESTLAKE VILLAGE CA 91631-35326.99% 299 297
03
1 91
32500.00 32223.43 325000.00 2/1/96
5/1/96
1/1/21
90.00 2.25 18.% 2 260000.00 34
9426710 112920000426710 03 EVANS 3603
PINE STREET
JACKSONVILLE FL 32205 6.99% 299 297
05 1
91
22500.00 22106.08 130000.00 2/6/96
5/6/96
1/6/21
85.00 2.25 18.% 2 87000.00 39
9426712 106920000426712 02 MARKEY 209
ANNE COURT
THOUSAND OAKS CA 91320 7.25% 299 296
05 1
91
15000.00 14887.94 310000.00 1/24/96
7/24/96
12/24/20
85.00 3.25 18.% 2 248000.00 38
9426713 208920000426713 03 AYLIN JR 3030
ASH AVENUE
BOULDER CO 80303 6.99% 298 297
05 1
91 15000.00
14832.92 149000.00 2/9/96
5/9/96 1/1/21
85.00
2.75 18.% 2 111000.00 50
9426714 124920000426714 06 PITTS 601
EAST TENTALLON
DRIVE
FORT WASHINGTON MD 20744 11.% 300 297
05
1 91
31000.00 9997.00 149000.00 1/8/96
4/8/96
1/8/21
90.00 2.75 18.% 2 102500.00 45
9426716 106920000426716 00 MCANDREWS 7208
RINDGE
AVENUE
LOS ANGELES CA 90293 7.25% 299 296
05 1
91
36500.00 36250.73 365000.00 1/24/96
7/24/96
12/24/20
90.00 2.25 18.% 2 292000.00 42
9426719 141920000426719 05 WHEELER 118 SW
GIBBS ST
PORTLAND OR 97201 7.5% 299 296
05 1
91
19500.00 16311.67 130000.00 1/22/96
7/22/96
12/22/20
90.00 2.75 18.% 2 97500.00 37
9426720 106920000426720 02 FUNK 13430
BATES ROAD
SUTTER
CREEK CA 95685 11.% 299 296
05 1 91
39800.00
39484.18 247000.00 1/19/96 4/19/96
12/19/20
90.00
2.75 18.% 2 182500.00 43
9426721 106920000426721 05 KOHLER
316-316A PROSPECT
AVENUE
SAN FRANCISCO CA 94110 11.% 300 297
05 1
91
42000.00 16323.90 310000.00 1/29/96
4/29/96
1/29/21
90.00 2.75 18.% 2 237000.00 40
9426722 106920000426722 00 URE 3874
DIXIE CANYON
AVENUE
SHERMAN OAKS CA 91423 7.25% 299 297
05 1
91
25000.00 24729.76 350000.00 2/13/96
8/13/96
1/13/21
88.00 2.75 18.% 2 280000.00 31
9426724 134910000426724 05 COHN 21
CLOVER HILL
DRIVE
FLANDERS NJ 07836 7.25% 300 296
05 1
81 25000.00
24376.65 175000.00 12/29/95
6/29/96 12/29/20
80.00
0.50 18.% 2 114801.91 33
9426725 106920000426725 00 CALVILLO 2277
EAST SAN
ANTONIO
STREET SAN JOSE CA 95116 6.99% 300
297 05
1 91
31200.00 30911.82 208000.00 1/31/96
4/30/96
1/31/21
90.00 2.25 18.% 2 156000.00 39
9426727 124910000426727 06 SCARCIA 4810
BLACKFOOT
ROAD
COLLEGE PARK MD 20740 9.25% 300 297
05 1
91
30000.00 29787.32 132000.00 1/23/96
4/23/96
1/23/21
61.00 1.00 18.% 2 50000.00 50
9426728 106920000426728 05 WOOD KLINDELBERGER 948
BERMUDA COURT
SUNNYVALE CA 94086 10.25% 300
297 05
1 91
14450.00 14316.42 295000.00 1/26/96
4/26/96
1/26/21
85.00 2.00 18.% 2 234742.00 19
9426730 106910000426730 05 PUN 2646
BUTLER AVENUE
LOS
ANGELES CA 90064 6.99% 300 297
05 1 91
187100.00
184521.78 297000.00 1/30/96
4/30/96 1/30/21
80.00
1.00 18.% 2 50451.00 43
9426732 106920000426732 05 BOMPREZZI 2105
NATIONAL
AVENUE
MADERA CA 93637 6.99% 180 177
05 1
91 20000.00
19721.51 108000.00 1/31/96
4/30/96 1/31/11
85.00
2.75 18.% 2 71483.15 36
9426733 106920000426733 05 RHODEN 865
CORTE DE
BLANCO
SAN JOSE CA 95136 6.99% 300 297
05 1 91
18600.00
7991.03 184000.00 1/31/96
4/30/96 1/31/21
90.00
2.25 18.% 2 146000.00 38
9426735 106920000426735 00 LEBRUN 10407
KURT STREET
LOS
ANGELES CA 91342 6.99% 300 297
05 1 91
27600.00
27360.66 190000.00 1/30/96
4/30/96 1/30/21
88.00
2.25 18.% 2 138000.00 41
9426736 125920000426736 05 WOOLVERTON 56
WESTCLIFF
ROAD
WESTON MA 02193 11.% 310 308
05 1
91
100000.00 75389.05 797500.00 1/26/96
4/26/96
12/1/21
89.00 2.75 18.% 2 605000.00 40
9426737 106910000426737 05 CONNOR 4771
RINCON
CREEK WAY
SANTA ROSA CA 95409 8.75% 300 297
05 1
91
35000.00 30961.40 340000.00 1/29/96
4/29/96
1/29/21
72.00 0.50 18.% 2 207000.00 44
9426739 106910000426739 00 SINGH 3378
MT. LOGAN
DRIVE SAN
JOSE CA 95127 6.99% 300 298
05 1 91
26600.00
26600.00 178000.00 2/2/96 5/2/96
2/2/21
90.00 2.75
18.% 2 133100.00 38
9426740 106920000426740 05 REYES 2443
ALLEGHENY
DRIVE
NAPA CA 94558 11.% 300 297
05 1 91
24000.00
23653.21 245000.00 1/20/96 4/20/96
1/20/21
90.00
2.75 18.% 2 196000.00 33
9426741 106920000426741 05 KELLER 15310
SUVIEW
DRIVE LOS
GATOS CA 95032 6.99% 300 297
05 1 91
100000.00
50831.68 640000.00 1/31/96 4/30/96
1/31/21
85.00
2.75 18.% 2 441000.00 37
9426742 106920000426742 05 LENCIONI, JR 5400
KEVIN
COURT
SANTA ROSA CA 95403 11.% 300 297
05 1
91
27000.00 14878.01 185000.00 1/24/96
4/24/96
1/24/21
88.00 2.75 18.% 2 135000.00 39
9426744 106920000426744 05 GIGANTI 4955
WALTER
AVENUE SAN
DIEGO CA 92120 10.5% 299 296
05 1 91
14500.00
14169.06 165000.00 1/24/96 4/24/96
12/24/20
89.00
2.25 18.% 2 132000.00 42
9426746 106920000426746 00 FREUNDLICH 1065
AMALFI
DRIVE
PACIFIC PALISADES CA 90272 11.5% 299 296
05 1
91
70500.00 70227.03 705000.00 1/19/96
4/19/96
12/19/20
90.00 3.25 18.% 2 564000.00 43
9426747 106920000426747 01 POWELL 1369
THERESA
AVENUE
CAMPBELL CA 95008 11.5% 299 296
05 1
91
63000.00 62447.33 300000.00 1/22/96
4/22/96
12/22/20
90.00 3.25 18.% 2 207000.00 44
9426748 116910000426748 05 FOUTY 704
LAPWAI ROAD
LEWISTON ID 83501 9.25% 299 296
05 1
91 25000.00
24825.40 147500.00 1/19/96
4/19/96 12/19/20
76.00
1.00 18.% 2 86000.00 50
9426750 113920000426750 00 ENGEL 284
BLANTON ROAD
ATLANTA GA 30342 11.% 299 296
05 1
91 45000.00
44190.30 312000.00 1/26/96
4/26/96 12/26/20
81.00
2.75 18.% 2 207000.00 41
9426751 106920000426751 00 CORTEZ 750
WIDGEON
STREET
FOSTER CITY CA 94404 7.25% 299 296
05 1
91
52200.00 51875.46 348600.00 1/18/96
7/18/96
12/18/20
90.00 2.75 18.% 2 261540.00 34
9426752 106910000426752 05 TRAN 518
SOUTH ORANGE
AVENUE #E
MONTEREY PARK CA 91755 7.25% 299 296
01 1
91
65000.00 50000.00 178000.00 1/26/96
7/26/96
12/26/20
73.00 1.00 18.% 2 64247.00 44
9426754 106920000426754 00 HOOPER 4711
AMANDA
PLACE
PLEASANTON CA 94566 7.25% 299 296
05 1
91
55200.00 54789.02 552757.00 1/17/96
7/17/96
12/17/20
90.00 2.75 18.% 2 442200.00 31
9426762 106920000426762 05 EKIZIAN 1831
EAST
MOUNTAIN VIEW WAY
DUNUBA CA 93618 10.75% 180 177
05 1
91
15750.00 15717.96 105000.00 1/24/96
2/29/96
1/24/11
90.00 2.25 18.% 2 78750.00 44
9426765 111910000426765 01 PENA 1710 R
STREET N.W.
WASHINGTON DC 20009 9.25% 300 297
05 1
81
50000.00 33101.46 500000.00 1/24/96
4/24/96
1/24/21
50.00 1.00 18.% 2 197350.00 45
9426768 206910000426768 00 BENT, JR. 11161
BUBB ROAD
CUPERTINO CA 95014 6.99% 299 296
05 1
91
46000.00 42615.94 460000.00 1/31/96
5/1/96
12/31/20
90.00 2.25 18.% 2 368000.00 43
9426770 113920000426770 03 STOCKMEYER 232
BLANTON
ROAD
ATLANTA GA 30342 10.5% 179 176
05 1
91 25000.00
21339.25 255000.00 1/16/96
4/16/96 12/16/10
90.00
2.25 18.% 2 202350.00 39
9426771 106910000426771 02 BERBERICH 208
WOODROW
AVENUE
SANTA CRUZ CA 95060 9.25% 300 297
05 1
91
100000.00 90178.54 465000.00 1/17/96
4/17/96
1/17/21
59.00 1.00 18.% 2 172000.00 42
9426777 225920000426777 05 SERVENTI 2 UPTON
AVENUE
NORTH READING MA 01864 6.99% 300 298
05 1
91
10000.00 9689.58 185000.00 2/9/96
5/9/96
2/9/21
80.00 0.50 18.% 2 138000.00 44
9426780 206920000426780 01 CARLSON 36605
ELIZABETH
LANE
WILDOMAR CA 92595 10.5% 299 296
05 1
91
30000.00 22583.95 350000.00 1/24/96
4/24/96
12/24/20
89.00 2.25 18.% 2 280000.00 25
9426782 225920000426782 05 MOSS 30
WINTERGREEN
LANE
BREWSTER MA 02631 6.99% 300 298
05 1
91
17500.00 6301.96 175000.00 2/9/96
5/9/96
2/9/21
90.00 2.25 18.% 2 140000.00 27
9426788 106920000426788 02 SCHAAF JR 621
LOMBARDY
WAY
REDWOOD CITY CA 94062 6.99% 299 297
05 1
91
90000.00 88667.63 835000.00 2/9/96
5/9/96
1/9/21
86.00 3.25 18.% 2 626000.00 45
9426791 206920000426791 02 COPELAND 4107
CREST DRIVE
MANHATTAN BEACH CA 90266 11.% 299 296
05
1 91
26000.00 25929.20 300000.00 1/23/96
4/23/96
12/23/20
85.00 2.75 18.% 2 229000.00 49
9426794 148910000426794 05 MOSSY JR 6025
MINULUSR
RANCHO SANTA FE CA 92067 11.% 179 176
05 1
81
33750.00 33727.81 1230000.00 1/5/96
2/5/96
12/5/10
78.00 2.50 18.% 2 922500.00 38
9426795 112920000426795 02 INFANTE 11811
SW 31 STREET
MIAMI
FL 33175 7.25% 299 296
05 1 91
32700.00
32350.01 119000.00 1/25/96 7/25/96
12/25/20
79.00
1.00 18.% 2 61161.00 44
9426798 106920000426798 01 TAYLOR 730
SOUTH EL
MOLINO AVENUE
PASADENA CA 91106 7.25% 299 296
05 1
91
95000.00 24803.64 500000.00 1/23/96
7/23/96
12/23/20
90.00 2.75 18.% 2 355000.00 41
9426803 106910000426803 00 WYNGARDEN 2892
NORTH
REDONDO
AVENUE CAMARILO CA 93012 11.5% 299
296 05
1
91 100000.00 98083.87 800000.00 1/25/96
4/25/96
12/25/20 88.00 3.25 18.% 2
600000.00 36
9426805 106910000426805 00 GEREN 22256
DUMETZ ROAD
LOS
ANGELES CA 91364 7.25% 299 296
05 1 91
100000.00
99235.06 656000.00 1/24/96
7/24/96 12/24/20
88.00
2.75 18.% 2 471063.00 23
9426809 208910000426809 01 MALARA 1026
ALEXA WAY
FORT
COLLINS CO 80526 6.99% 300 298
05 1 91
15000.00
11097.16 210000.00 2/8/96 5/8/96
2/8/21
77.00 2.25
18.% 2 145000.00 37
9426812 106920000426812 05 GUARINO 1019
RAWLINGS
DRIVE
SAN JOSE CA 95136 7.25% 299 296
05 1 91
35200.00
34938.12 235000.00 1/24/96
7/24/96 12/24/20
90.00
2.25 18.% 2 176250.00 40
9426816 206910000426816 05 LOTSTEIN 2610
GRAHAM
AVENUE
REDONDO BEACH CA 90278 9.25% 191 188
05 1
81
35000.00 16470.00 225000.00 1/3/96
4/4/96
12/3/11
66.00 1.00 18.% 2 111743.00 36
9426818 106920000426818 05 MONTGOMERY 3504
DOVEVIEW COURT
SPRING VALLEY CA 91977 11.% 299 296
05 1
91
34000.00 33718.16 233000.00 1/26/96
4/26/96
12/26/20
90.00 2.75 18.% 2 174000.00 44
9426820 106920000426820 00 FANI 133
NORTH BOWLING
GREEN WAY
LOS ANGELES AREA CA 90049 11.5% 299 296
05
1 91
49000.00 48603.36 515000.00 1/23/96
4/23/96
12/23/20
90.00 3.25 18.% 2 412000.00 48
9426822 106920000426822 01 MANUEL 11164
SUSITA
PLACE SAN
DIEGO CA 92129 11.5% 299 296
05 1 91
37000.00
36693.19 189000.00 1/25/96 4/25/96
12/25/20
84.00
3.25 18.% 2 120500.00 50
9426823 113920000426823 03 MILLER 5549
SINGLETON
ROAD
NORCROSS GA 30093 6.99% 299 297
05 1
91
10000.00 9889.86 75000.00 2/9/96
5/9/96
1/9/21
84.00 2.75 18.% 2 52921.00 35
9426824 141910000426824 05 DOLLAR 454
LONEBROOK CT
SE
SALEM OR 97302 6.99% 299 297
05 1 91
36000.00
25376.67 155000.00 2/9/96
5/9/96 1/9/21
80.00
0.25 18.% 2 86761.00 22
9426828 106920000426828 05 JOHANSON 4405
BEACONSFIELD COURT
WESTLAKE VILLAGE CA 91361 7.25% 299 296
03
1 91
31500.00 11057.20 315000.00 1/25/96
7/25/96
12/25/20
90.00 2.25 18.% 2 252000.00 35
9426832 153920000426832 03 RUSK JR 2824
NORTH
LAWRENCE ST
TACOMA WA 98407 6.99% 299 297
05 1
91
19000.00 11136.04 127000.00 2/5/96
5/5/96
1/5/21
90.00 2.75 18.% 2 95250.00 32
9426834 117920000426834 03 MARCIANO 9248 W
169TH
PLACE
ORLAND HILLS IL 60477 6.99% 299 297
05 1
91
25000.00 13136.91 180000.00 2/6/96
5/6/96
1/6/21
84.00 2.25 18.% 2 125712.00 39
9426836 106910000426836 02 HERNANDEZ, JR. 807
MEYER
LANE
REDONDO BEACH CA 90278 9.75% 299 296
05 1
91
40000.00 39666.59 450000.00 1/24/96
4/24/96
12/24/20
55.00 1.50 18.% 2 207000.00 50
9426837 106920000426837 00 FOUST 911
CAPRI DRIVE
CAMPBELL CA 95008 11.5% 299 296
05 1
91
50000.00 49796.09 523000.00 1/22/96
4/22/96
12/22/20
90.00 3.25 18.% 2 418200.00 50
9426839 106910000426839 02 BOND 1230
EAST JUANITA
AVENUE
GLENDORA CA 91740 9.75% 299 296
05 1
91
18000.00 14396.41 158000.00 1/24/96
4/24/96
12/24/20
74.00 1.50 18.% 2 98000.00 49
9426840 106920000426840 01 ROBBERS 12757
HERALD
ROAD
HERALD CA 95638 7.25% 300 298
05 1
91 51500.00
51078.27 285000.00 1/23/96
7/23/96 2/1/21
90.00
3.25 18.% 2 205000.00 40
9426841 106920000426841 00 HODGES 7063
VIA MARIPOSA
NORTE
BONSALL CA 92003 6.99% 300 298
03 1
91 39600.00
39217.00 396000.00 2/2/96
5/2/96 2/2/21
90.00
2.25 18.% 2 316800.00 34
9426842 106920000426842 01 STEVENSON 2005
PACIFIC
AVENUE
MANHATTAN BEACH CA 90266 11.% 299 296
05
1 91
60500.00 60242.58 605000.00 1/26/96
4/26/96
12/26/20
90.00 2.75 18.% 2 484000.00 45
9426843 106920000426843 01 HEINZIG 21
MARION AVENUE
MILL
VALLEY CA 94941 11.% 299 296
05 1 91
44300.00
17427.24 450000.00 1/22/96 4/22/96
12/22/20
89.00
2.75 18.% 2 354400.00 35
9426844 106920000426844 00 WACHTEL 15202
EARLHAM
STREET
LOS ANGELES CA 90272 12.% 299 296
05 1
91
50000.00 49585.37 675000.00 1/26/96
4/26/96
12/26/20
88.00 3.75 18.% 2 540000.00 44
9426845 106920000426845 00 HARGETT 3313
PALM
AVENUE
MANHATTAN BEACH CA 90266 11.% 299 296
05
1 91
75100.00 74477.71 751000.00 1/29/96
4/29/96
12/29/20
90.00 2.75 18.% 2 600800.00 45
9426846 106930000426846 00 COOPER 592
PASEO GRANDE
THOUSDAND OAKS CA 91320 7.25% 179 177
05
1 91
32800.00 32452.13 328000.00 2/5/96
5/5/96
1/5/11
90.00 2.75 18.% 2 262400.00 35
9426847 141920000426847 02 PAULK 6275 SW
DOUGLAS
DRIVE
PORTLAND OR 97219 11.% 299 296
05 1
91
44000.00 43635.26 198000.00 1/25/96
4/25/96
12/25/20
90.00 2.75 18.% 2 134000.00 35
9426848 149920000426848 05 BIGLER 173
SOUTH 700 EAST
HYRUM UT 84319 6.99% 299 297
05 1 91
26400.00
26110.96 176000.00 2/6/96
5/6/96 1/6/21
90.00
2.75 18.% 2 132000.00 46
9426849 106920000426849 05 MURRAY JR 7708
CRENSHAW
BOULEVARD
LOS ANGELES CA 90043 6.99% 299 297
01 1
91
20000.00 19779.69 60000.00 2/5/96
5/5/96
1/5/21
90.00 3.75 18.% 2 33989.00 27
9426850 106920000426850 05 ROSE 8389
WYNDHAM
ROAD LOS
ANGELES CA 90046 6.99% 299 297
05 1 91
45000.00
29516.33 450000.00 2/5/96 5/5/96
1/5/21
90.00
2.75 18.% 2 360000.00 36
9426851 106920000426851 05 LACANIENTA 3811
CLAREMONT STREET
IRVINE CA 92714 6.99% 299 297
05 1 91
20000.00
19661.28 280000.00 2/9/96 5/9/96
1/9/21
80.00
2.00 18.% 2 202750.00 46
9426852 106920000426852 02 ROGERS 25811
BELLEMORE
DRIVE
RAMONA CA 92065 11.5% 299 296
05 1
91 22400.00
22161.39 172000.00 1/26/96
4/26/96 12/26/20
90.00
3.25 18.% 2 132355.00 50
9426853 106920000426853 05 DAWSON 16244
MCGILL
ROAD LA
MIRADA CA 90638 10.25% 299 296
03 1 91
25000.00
24814.04 380000.00 1/25/96
4/25/96 12/25/20
85.00
2.00 18.% 2 296000.00 30
9426855 134920000426855 02 GELLMAN 4
CASTLE AVENUE
JACKSON NJ 08527 6.99% 299 297
05 1 91
32500.00
32135.45 114000.00 2/10/96
5/10/96 1/10/21
90.00
2.75 18.% 2 70000.67 44
9426856 149910000426856 03 VAN NATTER 2272
NORTH 1250
WEST
CLINTON UT 84015 6.99% 299 297
05 1
91 20000.00
11611.83 84000.00 2/10/96
5/10/96 1/10/21
63.00
0.25 18.% 2 32394.00 19
9426864 208910000426864 02 THOMPSON 12713
WEST
GRAND DRIVE
MORRISON CO 80465 8.5% 299 296
05 1
91 22000.00
9613.31 123000.00 1/27/96
4/27/96 12/27/20
80.00
0.25 18.% 2 76361.00 27
9426869 116920000426869 03 CULLUM 2107
SUNRISE RIM
ROAD
BOISE ID 83705 7.25% 299 296
05 1 91
16100.00
15976.99 161500.00 1/25/96 7/25/96
12/25/20
90.00
2.75 18.% 2 129200.00 31
9426872 106920000426872 05 BERNATCHY, SR 5254
SPRING
CREEK WAY
ELK GROVE CA 95758 10.25% 300 297
05 1
91
37000.00 37000.00 183000.00 1/25/96
4/25/96
1/25/21
90.00 2.00 18.% 2 127611.00 23
9426883 113910000426883 05 TOLBERT 223
15TH STREET
ATLANTA GA 30309 11.% 299 297
05 1
91 58500.00
58093.05 585000.00 1/19/96
4/19/96 1/18/21
90.00
2.75 18.% 2 465827.00 35
9426885 113910000426885 05 PETERSON 4401
ROSEMARY
COURT
MARIETTA GA 30066 10.% 300 297
05 1
91 20000.00
5137.06 225000.00 1/29/96
4/29/96 1/29/21
75.00
1.75 18.% 2 147000.00 49
9426889 112920000426889 02 PHILLIPS 1411
LONESOME
PINE LANE
TARPON SPRINGS FL 34689 7.25% 299 296
05 1
91
10950.00 10866.31 73000.00 1/25/96
7/25/96
12/25/20
90.00 2.75 18.% 2 54750.00 38
9426892 106920000426892 01 TERMER 1220
NORTH
BEACHWOOD
DRIVE BURBANK CA 91506 7.25% 299
296 05
1 91
34100.00 33825.42 227500.00 1/25/96
7/25/96
12/25/20
90.00 2.25 18.% 2 170600.00 33
9426893 134920000426893 01 FROMM 7 ALLEN
STREET
FLEMINGTON NJ 08822 10.5% 299 297
05 1
92
27000.00 26974.01 150000.00 2/2/96
2/29/96
1/2/21
87.00 2.25 18.% 2 103400.00 33
9426894 106920000426894 00 HELM 797
NORUMBEGA
DRIVE
MONROVIA CA 91016 6.99% 299 297
05 1
91
32600.00 32236.96 326000.00 2/1/96
5/1/96
1/1/21
90.00 2.25 18.% 2 260800.00 38
9426895 104910000426895 05 STONE 1657
WEST AUBURN
STREET
MESA AZ 85201 11.5% 299 296
05 1 91
18200.00
18200.00 75000.00 1/12/96 4/12/96
12/12/20
90.00
3.25 18.% 2 49250.00 47
9426898 208920000426898 05 PARKS 2175
TORREY PINE
DRIVE
EVERGREEN CO 80439 11.5% 299 296
05 1
91
64900.00 64369.92 265000.00 1/25/96
4/25/96
12/25/20
90.00 3.25 18.% 2 173585.00 41
9426900 141920000426900 03 MURRAY 1143
BROOKSIDE
DRIVE
EUGENE OR 97405 7.5% 299 296
05 1 91
42500.00
12111.68 145000.00 1/24/96
7/24/96 12/24/20
85.00
3.25 18.% 2 80345.00 51
9426902 106920000426902 02 SEYLLER 20902
HARVEST
AVENUE
LAKEWOOD CA 90715 11.% 299 296
05 1
91
17000.00 16597.93 170000.00 1/25/96
4/25/96
12/25/20
90.00 2.75 18.% 2 136000.00 37
9426908 106920000426908 03 SMITH 10361
MAURETANIA
CIRCLE
HUNTINGTON BEACH CA 92646 10.5% 299 296
05
1 91
45000.00 44466.26 280000.00 1/26/96
4/26/96
12/26/20
90.00 2.25 18.% 2 207000.00 38
9426909 117910000426909 03 DERIVERA 5740
SOUTH
BRAINARD AVE
LAGRANGE IL 60525 7.5% 299 297
05 1
91 33300.00
9094.49 219000.00 2/12/96
8/12/96 1/12/21
80.00
0.25 18.% 2 141813.00 29
9426911 106910000426911 01 MONIZ 2706
CHINOOK
COURT
UNION CITY CA 94587 7.5% 299 296
05 1
81
90000.00 21378.95 365000.00 1/25/96
7/25/96
12/25/20
68.00 1.00 18.% 2 158000.00 21
9426915 132920000426915 05 THOMPSON 7739
RADCLIFF
STREET
LAS VEGAS NV 89123 7.25% 299 297
05 1
91
69300.00 65788.25 145000.00 2/8/96
5/8/96
1/8/21
90.00 2.75 18.% 2 61115.00 41
9426922 106910000426922 01 DOMINELLO 834
NORTH
VALLEY STREET
BURBANK CA 91505 10.5% 299 296
05 1
91
34500.00 34259.88 230000.00 1/12/96
4/12/96
12/12/20
90.00 2.25 18.% 2 172500.00 37
9426923 153910000426923 01 MONTGOMERY 2916
NORTH
31ST STREET
TACOMA WA 98407 6.99% 299 296
05 1
91
36500.00 18537.82 300000.00 1/29/96
4/30/96
12/29/20
80.00 1.00 18.% 2 203150.00 45
9426924 106920000426924 01 BARAWID 15475
WILLOW
RANCH TRAIL
POWAY CA 92064 6.99% 300 298
05 1 91
63900.00
63282.06 531000.00 2/2/96
5/2/96 2/2/21
90.00
3.25 18.% 2 412902.90 48
9426926 106920000426926 03 JACKSON 828 SAN
ROQUE
ROAD
SANTA BARBARA CA 93105 11.% 299 296
05 1
91
50000.00 50000.00 700000.00 1/9/96
4/9/96
12/9/20
88.00 2.75 18.% 2 560000.00 45
9426929 149910000426929 03 WREN 975
EAST 450 NORTH
HEBER
CITY UT 84032 8.75% 300 297
05 1 91
30000.00
28388.48 207000.00 1/22/96 4/22/96
1/22/21
77.00
0.50 18.% 2 127644.00 42
9426931 106910000426931 02 ZASLAVSKY 1904
CAMPBELL
AVENUE
THOUSAND OAKS CA 91360 9.75% 299 296
05 1
81
45000.00 33903.32 320000.00 1/22/96
4/22/96
12/22/20
79.00 1.50 18.% 2 207000.00 47
9426932 106920000426932 06 PACIFIC 25252
OAKGLEN
AVENUE
MISSION VIEJO CA 92691 11.% 299 296
05 1
91
20000.00 14887.34 180000.00 1/25/96
4/25/96
12/25/20
90.00 2.75 18.% 2 141000.00 31
9426933 208910000426933 05 WEEKS 9053
NORTH
CLYDESDALE ROAD
CASTLE ROCK CO 80104 9.25% 299 296
05 1
91
100000.00 15918.09 240000.00 1/26/96
4/26/96
12/26/20
42.00 1.00 18.% 1 .00 33
9426934 208910000426934 02 STRICKLAND 136
MCINTYRE
CIRCLE
GOLDEN CO 80401 8.75% 299 296
03 1
81 40000.00
20429.17 305000.00 1/26/96
4/26/96 12/26/20
63.00
0.50 18.% 2 150000.00 45
9426937 206910000426937 00 KUMAR 12160
SAGE VIEW
ROAD
POWAY CA 92064 7.25% 299 296
05 1 81
49000.00
41758.28 350000.00 1/17/96
7/17/96 12/17/20
74.00
0.50 18.% 2 207000.00 30
9426938 108930000426938 05 FREEMAN 185
TAYLOR
STREET
BAILEY CO 80421 6.99% 300 298
05 1 91
13200.00
13036.29 103000.00 2/2/96
5/2/96 2/2/21
90.00
2.25 18.% 2 79500.00 42
9426939 106920000426939 01 SALLEY 2443
EAST
ORANGEVIEW LANE
ORANGE CA 92667 11.% 299 296
05 1 91
25800.00
25586.13 258000.00 1/23/96
4/24/96 12/23/20
90.00
2.75 18.% 2 206400.00 36
9426940 208910000426940 03 LOAN 820
MONROE
DENVER
CO 80206 9.% 299 296 05
1 91 50000.00
24496.20
240000.00 1/25/96 4/25/96
12/25/20 74.00
0.75 18.%
2 125572.00 24
9426941 149910000426941 02 SNOW 8634
SOUTH
HARVARD PARK
DRIVE SANDY UT 84094 9.25% 299
296 05 1
81
90000.00 89301.15 250000.00 1/26/96
4/26/96
12/26/20
74.00 1.00 18.% 2 94000.00 34
9426942 206920000426942 06 ATENCIO 1067
TULARE DRIVE
COSTA MESA CA 92626 11.5% 311 308
05 1
91
37000.00 31431.51 215000.00 1/22/96
4/22/96
12/22/21
90.00 3.25 18.% 2 156400.00 50
9426943 106920000426943 01 ALVAREZ 3434
CORTE LORO
SAN
YSIDRO CA 92173 11.5% 299 296
05 1 91
25000.00
24687.26 167000.00 1/24/96 4/24/96
12/24/20
90.00
3.25 18.% 2 125250.00 50
9426944 106920000426944 01 BARNARD 32194
VIA
BENABARRE
TEMECULA CA 92592 10.5% 299 296
03 1
91
35700.00 35302.57 238000.00 1/23/96
4/23/96
12/23/20
90.00 2.25 18.% 2 178500.00 39
9426952 149920000426952 05 HUNSAKER 107
EAST 200
NORTH
SMITHFIELD UT 84335 7.25% 299 297
05 1
91
37600.00 37600.00 107000.00 1/31/96
7/31/96
1/1/21
90.00 2.25 18.% 2 58669.00 45
9426954 206910000426954 05 IRWIN 67
FESTIVO
IRVINE
CA 92714 11.5% 299 296 03
1 91 70000.00
70000.00
277000.00 1/25/96 4/25/96
12/25/20 90.00
3.25 18.%
2 179200.00 26
9426955 106920000426955 00 KOLBE 394
COURT AVENUE
VENTURA CA 93003 7.25% 299 296
05 1
91 35200.00
34672.76 235000.00 1/29/96
7/29/96 12/29/20
90.00
2.75 18.% 2 176250.00 45
9426956 106920000426956 02 MOTRUK 11615
GROVESIDE
AVENUE
WHITTIER CA 90604 6.99% 299 296
05 1
91 20300.00
20034.27 182000.00 1/30/96
5/1/96 12/30/20
90.00
3.25 18.% 2 143500.00 40
9426958 106920000426958 01 MARTIN 7376
PRINDIVILLE
DRIVE SAN
JOSE CA 95138 10.5% 299 296
05 1 91
40050.00
39035.53 267000.00 1/24/96 2/29/96
12/24/20
90.00
2.25 18.% 2 200250.00 44
9426967 106920000426967 05 DELANO 440
SAND DOLLAR
DRIVE LA
SELVA BEACH CA 95076 11.% 300 297
05 1
91
63000.00 60812.86 300000.00 1/22/96
4/22/96
1/22/21
90.00 2.75 18.% 2 207000.00 35
9426970 106920000426970 01 LEVIS 1016
SOUTH
GENEVIEVA LANE
SAN JOSE CA 95128 11.% 299 296
05 1 91
54000.00
53501.38 290000.00 1/19/96
4/19/96 12/19/20
90.00
2.75 18.% 2 207000.00 45
9426973 106910000426973 02 HARRIGAN 4422
JOCELYN
STREET
SAN DIEGO CA 92105 9.75% 299 296
05 1
91
30000.00 24682.05 125000.00 1/29/96
4/29/96
12/29/20
74.00 1.50 18.% 2 61560.00 34
9426974 106910000426974 05 WHYTE 100 EL
CAMPO
DRIVE
SOUTH SAN FRANCISCO CA 94080 9.75% 299 297
05
1 91
90000.00 89651.53 340000.00 1/24/96
4/19/96
1/19/21
64.00 1.50 18.% 2 127239.00 50
9426977 141920000426977 02 TAVARES 22865 S
W JOHNSON
STREET
HILLSBORO OR 97123 7.25% 299 296
05 1
91
10000.00 9911.12 115000.00 1/30/96
7/30/96
12/30/20
89.00 2.75 18.% 2 92000.00 42
9426979 208920000426979 05 EBERSOLE 825
EAST KIOWA
STREET
COLORADO SPRINGS CO 80903 11.% 299 296
05
1 91
43000.00 42643.69 66000.00 1/26/96
4/26/96
12/26/20
87.00 2.75 18.% 2 14300.00 36
9426986 106910000426986 05 ANGEL 25752
DILLON ROAD
LAGUNA HILLS CA 92653 6.99% 179 177
03 1
81
75000.00 74939.42 950000.00 2/7/96
5/7/96
1/7/11
67.00 1.00 18.% 2 555000.00 39
9426990 106920000426990 01 STANDRIDGE 2712
LAKEVIEW
DRIVE
SANTA ROSA CA 95405 10.75% 299 296
03 1
91
16000.00 8379.46 165000.00 1/24/96
4/26/96
12/24/20
88.00 2.50 18.% 2 129000.00 31
9426993 153910000426993 00 FANG 9219
15TH AVENUE
SOUTHWEST
SEATTLE WA 98106 6.99% 299 296
05 1
91 13500.00
13216.73 90000.00 1/31/96
4/30/96 12/31/20
90.00
2.75 18.% 2 67500.00 45
9426998 106910000426998 02 TOMCIK 1964
BADGERWOOD
LANE
MILPITAS CA 95035 9.25% 299 296
03 1
91 14200.00
13951.85 230000.00 1/25/96
4/25/96 12/25/20
73.00
1.00 18.% 2 153346.00 47
9427007 141910000427007 03 BELL 16027
SE BRENDA AVE
MILWAUKIE OR 97267 7.25% 299 297
05 1
91
20000.00 17448.79 128000.00 2/8/96
8/8/96
1/8/21
65.00 0.25 18.% 2 63169.00 26
9427014 206910000427014 02 MASCHHAUPT 111
SANDI LANE
COSTA MESA CA 92627 6.99% 299 297
03 1
91
10000.00 9798.17 159000.00 2/1/96
5/1/96
1/1/21
80.00 1.50 18.% 2 117200.00 43
9427016 106920000427016 00 IWAHASHI 19847
RODRIGUES
AVENUE
CUPERTINO CA 95014 6.99% 299 297
05 1
91
32000.00 27245.12 650000.00 2/16/96
5/16/96
1/16/21
85.00 2.75 18.% 2 520000.00 34
9427018 106920000427018 05 COURCELLE 318
VISTA BAYA
COSTA MESA AREA CA 92627 6.99% 299 297
05 1
91
39500.00 39052.62 275000.00 2/7/96
5/7/96
1/7/21
90.00 2.75 18.% 2 206250.00 34
9427019 106910000427019 03 COLLIER 1414
ROSARIO
DRIVE
DAVIS CA 95616 9.25% 299 296
05 1 91
100000.00
63692.30 231000.00 1/26/96
4/26/96 12/26/20
65.00
1.00 18.% 2 50000.00 35
9427020 141920000427020 03 MONTGOMERY 3660 SE
TOLMAN STREET
PORTLAND OR 97202 6.99% 299 297
05 1
91
30000.00 29522.71 198500.00 2/12/96
5/12/96
1/12/21
83.00 2.75 18.% 2 134300.00 44
9427021 153920000427021 03 WESEMANN 6225 A
CADY
ROAD
EVERETT WA 98203 6.99% 179 177
01 1
91 25800.00
25258.56 158000.00 2/13/96
5/13/96 1/13/11
90.00
2.25 18.% 2 116386.00 43
9427022 217920000427022 01 STEPEN 1324 W
SCHUBERT
CHICAGO IL 60614 7.25% 300 298
07 1 91
44000.00
29667.29 370000.00 2/12/96
8/16/96 2/16/21
90.00
2.75 18.% 2 289000.00 33
9427029 208910000427029 05 BRUNZ 1300
WELCH STREET
FORT
COLLINS CO 80524 6.99% 300 298
05 1 91
108500.00
99979.86 144000.00 2/12/96 5/12/96
2/12/21
76.00
1.50 18.% 1 .00 48
9427031 106910000427031 05 JACKSON 59
AUGUSTA
COTO DE
CAZA AREA CA 92679 6.99% 299 297
03 1 91
90000.00
88973.83 725000.00 2/6/96 5/6/96
1/6/21
79.00 1.50
18.% 2 480000.00 50
9427032 106920000427032 00 KRASKA 2730
BUSH STREET
SAN
FRANCISCO CA 94115-29286.99% 300 299
05 1
91
64900.00 63823.14 649000.00 3/4/96
6/4/96
3/4/21
90.00 3.25 18.% 2 519200.00 39
9427035 115920000427035 02 DOMINGO 1103
PAKINI ST
HONOLULU HI 96818 10.5% 300 297
05 1
91
50000.00 18761.68 430000.00 1/25/96
4/25/96
1/25/21
87.00 2.25 18.% 2 322000.00 39
9427041 208910000427041 05 MAY 5206
SOUTH JAMAICA
WAY
ENGLEWOOD CO 80111 9.25% 179 176
05 1
91
37000.00 31881.40 410000.00 1/24/96
4/24/96
12/24/10
70.00 1.00 18.% 2 249557.00 30
9427043 106920000427043 05 TABRIZI 4427
HOLLINGSWORTH CIRCLE
ROHNERT PARK CA 94928 7.25% 299 296
05 1
91
30000.00 29763.40 241000.00 1/19/96
7/19/96
12/19/20
90.00 2.75 18.% 2 186000.00 43
9427045 106920000427045 05 COLE 55 BURL
AVENUE
CLOVIS
CA 93611 11.% 299 296 05
1 91 25000.00
23293.41 170000.00 1/22/96 4/22/96
12/22/20
90.00
2.75 18.% 2 127500.00 35
9427047 106920000427047 00 KOBERNUSZ 11645
MONTANA
AVENUE,
UNIT 135LOS ANGELES CA 90049 7.25% 299
296 01
1 91
22800.00 22611.82 159500.00 1/29/96
7/29/96
12/29/20
86.00 2.00 18.% 2 114000.00
26
9427048 106920000427048 05 CORTEZ 215
FOSTER LANE
DIXON
CA 95620 10.5% 299 296 05
1 91
22300.00
22115.14 160000.00 1/23/96 4/23/96
12/23/20
90.00
2.25 18.% 2 121624.00 30
9427052 236920000427052 03 ZHUBRAK 16
STUYVESANT
AVENUE
STATEN ISLAND NY 10312 6.99% 299 297
05 1
91
38150.00 31507.60 180000.00 2/2/96
5/2/96
1/2/21
90.00 2.75 18.% 2 123000.00 38
9427053 106920000427053 05 BYRNE 715
ULLOA STREET
SAN
FRANCISCO CA 94127 7.25% 299 296
05 1 91
40000.00
20843.39 415000.00 1/22/96
7/22/96 12/22/20
89.00
2.75 18.% 2 326858.00 45
9427055 106920000427055 05 MILLS 1030
MANDANA
BOULEVARD
OAKLAND CA 94610 7.25% 299 296
05 1
91
29500.00 29297.94 350000.00 1/18/96
7/18/96
12/18/20
84.00 2.75 18.% 2 262500.00 50
9427059 113920000427059 05 SHAW 44
APPALOOSA
COURT
TAYLORSVILLE GA 30178 10.25% 299 296
05 1
91
21000.00 20663.23 152000.00 1/19/96
4/19/96
12/19/20
82.00 2.00 18.% 2 102461.00 14
9427062 106920000427062 01 MACIEL 5531
SHOREHAVEN
CIRCLE
LIVERMORE CA 94550 10.5% 300 297
05 1
91
33000.00 31822.19 220000.00 1/29/96
4/29/96
1/29/21
90.00 2.25 18.% 2 165000.00 33
9427063 106920000427063 00 VICIOSO 32261
WEEPING
WILLOW STREET
TRABUCO CANYON AREA CA 92679 11.% 179 176
03
1 91
74700.00 74108.56 313000.00 1/25/96
4/25/96
12/25/10
90.00 2.75 18.% 2 207000.00 38
9427067 106920000427067 00 HARDER III 394
CORTE
MADERA AVENUE
CORTE MADERA CA 94925 10.5% 300 297
05 1
91
35300.00 35007.29 355000.00 1/26/96
4/26/96
1/26/21
90.00 2.25 18.% 2 282400.00 35
9427069 106910000427069 01 HECHINGER 2615
25TH
AVENUE SAN
FRANCISCO CA 94116 6.99% 300 298
07 1 91
33000.00
22828.62 300000.00 2/1/96
5/1/96 2/1/21
80.00
0.50 18.% 2 207000.00 36
9427071 145920000427071 05 LEPRE 67
GOVERNORS
HARBOUR
HILTON HEAD ISLAND SC 29926 7.25% 299 296
05
1 91
15000.00 15000.00 150000.00 1/29/96
7/29/96
12/29/20
87.00 3.25 18.% 2 115000.00 48
9427072 112920000427072 00 GUTIERREZ 2740 SW
5TH
STREET
MIAMI FL 33135 11.% 299 296
05 1 91
12100.00
11967.88 124000.00 1/23/96 4/23/96
12/23/20
89.00
2.75 18.% 2 97200.00 42
9427074 206910000427074 05 SEIBLY 13791
DONNYBROOK
LANE
MOORPARK CA 93021 10.5% 299 296
05 1
91
30750.00 30489.33 263000.00 1/25/96
4/25/96
12/25/20
87.00 2.25 18.% 2 197250.00 40
9427075 106920000427075 03 SALMANS 27920
MOUNT
HOOD WAY
YORBA LINDA CA 92687 6.99% 300 298
05 1
91
50000.00 48878.41 510510.00 2/1/96
5/1/96
2/1/21
90.00 3.25 18.% 2 408081.00 41
9427076 208920000427076 02 RAKOWSKI 717
EAST 5TH
AVENUE
LONGMONT CO 80501 11.25% 299 296
05 1
91
39000.00 38940.91 125000.00 1/27/96
2/29/96
12/27/20
90.00 2.75 18.% 2 73042.00 45
9427077 106910000427077 05 COLE 780
HONDA WAY
FREMONT CA 94539 8.75% 300 297
05 1
81 33000.00
19429.83 395000.00 1/22/96
4/22/96 1/22/21
61.00
0.50 18.% 2 207000.00 33
9427078 149920000427078 05 MCDANIELS 124
EAST
GREGSON AVENUE
SALT LAKE CITY UT 84115 11.% 299 296
05 1
91
20000.00 19993.63 80000.00 1/23/96
4/23/96
12/23/20
87.00 2.75 18.% 2 49000.00 37
9427094 106920000427094 05 BUSTOS 2459
HIBISCUS
DRIVE
HAYWARD CA 94545 10.25% 300 297
05 1
91
28900.00 28692.59 193000.00 1/21/96
4/21/96
1/21/21
90.00 2.00 18.% 2 144750.00 29
9427096 149910000427096 05 WALTON 651
SOUTH 420
EAST
SALEM UT 84653 11.% 311 308
05 1 91
25000.00
25319.99 189000.00 1/29/96
4/29/96 12/29/21
90.00
2.75 18.% 2 144690.00 36
9427099 106920000427099 01 KOLKER 1145
GLENGARRY
DRIVE
WALNUT CREEK CA 94596 6.99% 300 298
03 1
91
41200.00 40870.25 275000.00 2/2/96
5/2/96
2/2/21
90.00 2.75 18.% 2 206250.00 45
9427110 106920000427110 05 PRENTICE 1959
TRENTON
DRIVE SAN
JOSE CA 95124 6.99% 300 298
05 1 91
35500.00
35145.19 237000.00 2/5/96 5/5/96
2/5/21
90.00 2.75
18.% 2 177750.00 44
9427111 104910000427111 03 LARSON 3549
CHERYL DRIVE
FLAGSTAFF AZ 86001 7.25% 299 297
05 1
91
56700.00 7242.05 200000.00 2/14/96
8/14/96
1/14/21
80.00 1.00 18.% 2 103226.00 38
9427112 106920000427112 01 SERENA 662
HEATH STREET
MILPITAS CA 95035 7.5% 300 298
05 1 91
31500.00
24991.86 210000.00 2/9/96
8/9/96 2/9/21
90.00
2.25 18.% 2 157500.00 36
9427113 106910000427113 02 POPE 15991
SOUTH
WOODSON DRIVE
RAMONA CA 92065 6.99% 300 298
05 1
91 60000.00
59355.31 450000.00 2/5/96
5/5/96 2/5/21
86.00
2.75 18.% 2 323000.00 40
9427114 112920000427114 03 HOETGER 7713
COLEBROOK
DRIVE
ORLANDO FL 32818 11.% 179 176
05 1
91 14900.00
13639.57 89000.00 1/26/96
4/26/96 12/26/10
90.00
2.75 18.% 2 65112.00 33
9427120 106920000427120 01 PINERO 162
VALENCIA WAY
WINDSOR CA 95492 6.99% 300 298
05 1
91 22000.00
21778.73 220000.00 2/5/96
5/5/96 2/5/21
90.00
2.25 18.% 2 175869.00 43
9427121 106910000427121 01 SHEYNER 1639
21ST AVENUE
SAN
FRANCISCO CA 94122 6.99% 300 297
05 1 81
20000.00
10002.00 287000.00 1/31/96
4/30/96 1/31/21
80.00
0.50 18.% 2 207000.00 45
9427122 106920000427122 01 ANDERSON 26721
PEPITA
DRIVE
MISSION VIEJO CA 92691-544210.5% 300 297
05 1
91
38700.00 38416.10 258000.00 1/22/96
4/22/96
1/22/21
90.00 2.25 18.% 2 193500.00 37
9427128 106910000427128 05 HANISCH 1815
CLEVELAND
AVENUE
SAN JOSE CA 95126 9.25% 300 296
05 1 91
50000.00
49807.88 278000.00 12/20/95
3/20/96 12/20/20
65.00
1.00 18.% 2 129555.00 39
9427129 113920000427129 00 BRYANT 1240
CHANNELL
PARK
MARIETTA GA 30064 11.% 299 297
05 1
91 26950.00
26823.88 180000.00 1/12/96
4/12/96 1/11/21
90.00
2.75 18.% 2 134750.00 33
9427130 106910000427130 05 BRESLOW 159
NORTH ANITA
AVENUE
LOS ANGELES CA 90049 6.99% 179 178
05 1
81
200000.00 52948.32 1670000.00 3/4/96
6/4/96
2/4/11
72.00 1.50 18.% 2 1000000.00 45
9427135 106920000427135 01 HEBEL 480
VEDA DRIVE
DANVILLE CA 94526 7.25% 299 296
05 1
91
44000.00 26393.17 300000.00 1/23/96
7/23/96
12/23/20
90.00 2.25 18.% 2 224900.00 41
9427137 106920000427137 01 OLSEN JR. 186
SOUTH ALICE
WAY
ANAHEIM CA 92806 6.99% 300 298
05 1
91 33500.00
33144.35 205000.00 2/2/96
5/2/96 2/2/21
90.00
2.25 18.% 2 151000.00 44
9427139 106920000427139 01 FISCHER 5601
GLENHAVEN
CIRCLE
THOUSAND OAKS CA 91362 6.99% 300 297
01 1
91
57000.00 56410.53 260000.00 1/30/96
4/30/96
1/30/21
90.00 3.25 18.% 2 177000.00 50
9427140 141920000427140 05 BOLES 225
EXMOOR PLACE
EUGENE OR 97401 7.25% 299 297
05 1 91
50000.00
49548.41 177500.00 2/1/96
8/1/96 1/1/21
90.00
2.75 18.% 2 109308.00 44
9427141 106920000427141 01 SIMPSON 2923
EAST
GREENHEDGE
AVENUE ANAHEIM CA 92806 6.99% 300
298 05
1 91
32300.00 31957.09 195000.00 2/6/96
5/6/96
2/6/21
90.00 2.75 18.% 2 142500.00 41
9427142 153910000427142 03 CARNS 4456
331ST AVE S.E.
FALL
CITY WA 98024 6.99% 299 297
05 1 91
25800.00
25171.30 200000.00 2/8/96 5/8/96
1/8/21
80.00 0.50
18.% 2 134057.00 34
9427144 106920000427144 00 SCHWARZ 545
OSPREY DRIVE
REDWOOD CITY CA 94065 6.99% 299 297
03 1
91
33400.00 33078.80 333837.00 2/1/96
5/1/96
1/1/21
90.00 2.75 18.% 2 267000.00 41
9427147 106920000427147 01 CRAWFORD 950
HILLVIEW
DRIVE
DIXON CA 95620 6.99% 300 298
05 1 91
35250.00
34875.78 240000.00 2/1/96 5/1/96
2/1/21
89.00
2.75 18.% 2 176250.00 27
9427151 153920000427151 01 RYAN 2295
157TH PLACE
SOUTHEAST
BELLEVUE WA 98008 7.25% 299 296
05 1
91
81200.00 80483.57 316000.00 1/19/96
7/19/96
12/19/20
90.00 3.25 18.% 2 203150.00 37
9427152 106920000427152 02 CIRIMELE 139 E
AGUA
CALIENTE ROAD
SONOMA CA 95476 11.% 300 297
05 1
91 28000.00
27332.09 180000.00 1/25/96
4/25/96 1/25/21
89.00
2.75 18.% 2 131500.00 36
9427153 106920000427153 01 LEHRIAN 1327
SHAFTER
AVENUE
PACIFIC GROVE CA 93950 6.99% 300 297
05 1
91
36500.00 36162.93 256000.00 1/30/96
4/30/96
1/30/21
90.00 2.25 18.% 2 192000.00 33
9427155 106920000427155 02 HICKMAN 1036
GENEVA
STREET
LIVERMORE CA 94550 6.99% 299 296
05 1
91
46300.00 45845.54 267000.00 1/30/96
4/30/96
12/30/20
90.00 2.75 18.% 2 194000.00 40
9427158 153910000427158 01 SCOTT 29826
SOUTHEAST
ISSAQUAH-FALL FALL CITY WA 98024 6.99% 299
297
05 1
81 86000.00 86000.00 685000.00
2/2/96 5/2/96
1/2/21
80.00 2.00 18.% 2
460000.00 48
9427160 106920000427160 01 NANDAKUMAR 1269
SAGE HEN
COURT
SAN JOSE CA 95118 11.% 300 297
05 1 91
47000.00
46513.02 286000.00 1/29/96
4/29/96 1/29/21
89.00
2.75 18.% 2 207000.00 34
9427163 106920000427163 02 ARREOLA 2664
COVINGTON
ROAD
SAN DIEGO CA 92104 6.99% 300 298
05 1
91
16800.00 15003.90 163000.00 2/1/96
5/1/96
2/1/21
90.00 2.25 18.% 2 129888.00 42
9427164 106910000427164 02 BARA ONE
PEPPERTREE
DRIVE
RANCHO PALOS VERDES CA 90275 7.25% 299 297
05
1 91
150000.00 110253.34 550000.00 2/2/96
8/3/96
1/2/21
65.00 1.75 18.% 2 207000.00 43
9427165 106910000427165 05 KOHN 14299
MANGO DRIVE
DEL
MAR CA 92014 6.99% 299 297
05 1 91
50000.00
44421.94 690000.00 2/2/96 5/2/96
1/2/21
78.00 0.50
18.% 2 486900.00 44
9427167 106920000427167 02 HELFREY 7034
VIA PRADERA
SAN
JOSE CA 95139 11.% 299 296
05 1 91
33700.00
33419.68 225000.00 1/24/96 4/24/96
12/24/20
87.00
2.75 18.% 2 160341.00 44
9427168 106920000427168 02 WYATT 4419
SAN ANDREAS
AVENUE
LOS ANGELES CA 90065 11.5% 300 297
05 1
91
49500.00 49270.42 283000.00 1/22/96
4/22/96
1/22/21
85.00 3.25 18.% 2 191000.00 46
9427169 106920000427169 00 RAMIREZ 1635
EAST MISSION
ROAD
FALLBROOK CA 92028 6.99% 179 177
05 1
91
13200.00 12695.18 132000.00 2/5/96
5/5/96
1/5/11
90.00 2.75 18.% 2 105600.00 34
9427173 141920000427173 02 TERRIEN 11600 S
E
FALBROOK DRIVE
CLACKAMAS OR 97015 6.99% 299 297
03 1
91
41500.00 41061.26 135000.00 2/7/96
5/7/96
1/7/21
90.00 3.25 18.% 2 79900.00 50
9427174 232920000427174 00 MORRIS 16
HUMMINGBIRD
CIRCLE
HENDERSON NV 89014 6.99% 300 298
03 1
91
32500.00 32173.64 275000.00 2/7/96
5/8/96
2/7/21
86.00 2.25 18.% 2 202500.00 33
9427176 236920000427176 05 PEKER 28
HILLTOP LANE
MONSEY
NY 10952 6.99% 299 296
05 1 91
93850.00
93338.51 330000.00 1/31/96 4/30/96
12/31/20
90.00
3.25 18.% 2 203150.00 33
9427181 236920000427181 05 GURIAN 6 BRYAN
MEADOW
PATH
FORT SALONGA NY 11768 6.99% 299 297
05 1
92
87600.00 54883.90 485000.00 2/7/96
5/7/96
1/7/21
90.00 2.75 18.% 2 348829.00 20
9427182 106920000427182 00 SMYTH 947 VIA
CASITAS
LARKSPUR CA 94904 6.99% 300 297
01 1
91
21450.00 21068.18 214500.00 1/30/96
4/30/96
1/30/21
90.00 2.25 18.% 2 171600.00 34
9427189 106920000427189 00 ROBINSON 6
NARAGANSETT
COVE
SAN RAFAEL CA 94901 6.99% 300 298
09 1
91
25000.00 24783.38 252000.00 2/1/96
5/1/96
2/1/21
90.00 2.25 18.% 2 201600.00 43
9427194 106910000427194 01 FULLER 209-211
ARKANSAS
STREET
SAN FRANCISCO CA 94107 6.99% 300 298
05 1
91
44400.00 43953.89 425000.00 2/5/96
5/5/96
2/5/21
86.00 2.25 18.% 2 318750.00 40
9427204 106920000427204 02 LANE 5325
VIA SEVILLA
YORBA
LINDA CA 92687 11.% 300 297
03 1 91
37000.00
36547.63 400000.00 1/26/96 4/26/96
1/26/21
90.00
2.75 18.% 2 323000.00 45
9427205 106920000427205 00 YAMAMOTO 1912
MORGAN
LANE # B
REDONDO BEACH CA 90278 6.99% 300 297
05 1
91
30000.00 29740.17 270000.00 1/31/96
4/30/96
1/31/21
87.00 2.75 18.% 2 202500.00 33
9427207 106920000427207 05 GAVAZA 21082
ASHLEY
LANE LAKE
FOREST CA 92630 6.99% 299 297
03 1 91
39000.00
38521.36 260000.00 2/13/96 5/13/96
1/13/21
90.00
2.75 18.% 2 195000.00 33
9427208 106920000427208 05 LACAGNINA 15 SAN
SIMEON
LAGUNA NIGUEL CA 92677 11.% 299 296
03 1
91
73500.00 72843.62 755000.00 1/23/96
4/1/96
12/23/20
88.00 2.75 18.% 2 588000.00 35
9427211 106920000427211 03 MARTINEZ 214
EAST ACACIA
STREET
SALINAS CA 93901 6.99% 299 297
05 1 91
38250.00
37891.00 255000.00 2/15/96
5/15/96 1/15/21
90.00
2.50 18.% 2 191250.00 30
9427214 253910000427214 05 MARTIN 16016
169TH PLACE
SOUTHEAST
SNOHOMISH WA 98290 6.99% 179 177
05 1
91
22650.00 22274.99 151000.00 2/2/96
5/2/96
1/2/11
90.00 2.00 18.% 2 113250.00 24
9427217 112910000427217 00 SANAIE 16140
SW 76 AVENUE
MIAMI
FL 33157 8.75% 301 295
05 1 91
20000.00
19817.43 230000.00 10/11/95 1/11/96
11/11/20
72.00
0.50 18.% 2 143500.00 42
9427219 106920000427219 02 SYMMONS 550
ALSACE
LORRAINE
AVENUE HALF MOON BAY CA 94019 6.99% 299
297
05 1
91 30000.00 18450.66 395000.00 2/8/96
5/8/96
1/8/21
85.00 2.75 18.% 2 304000.00
41
9427221 135910000427221 05 SMARTNICK 519
PINON CREEK
ROAD SE
ALBUQUERQUE NM 87123 6.99% 300 298
09 1
81
28000.00 27718.38 126000.00 2/5/96
5/5/96
2/5/21
79.00 0.50 18.% 2 71000.00 14
9427222 106920000427222 05 KANE 200
KIVA PLACE
SANTA
ROSA CA 95403 11.% 179 176
03 1 91
16500.00
16500.00 165000.00 1/16/96 4/16/96
12/16/10
90.00
2.75 18.% 2 132000.00 50
9427223 106910000427223 05 MARSHALL 13027
VIA LATINA
SAN
DIEGO CA 92014 6.99% 299 297
05 1 91
120000.00
117119.68 700000.00 2/1/96 5/1/96
1/1/21
74.00 1.50
18.% 2 395000.00 28
9427224 106920000427224 05 JENNINGS 16644
REDWOOD
STREET
FOUNTAIN VALLEY CA 92708 6.99% 299 297
05
1 91
27000.00 26247.16 260000.00 2/6/96
5/6/96
1/6/21
90.00 2.50 18.% 2 207000.00 17
9427226 106910000427226 05 PALMER SR 562
MIDDLE
RINCON ROAD
SANTA ROSA CA 95409 6.99% 180 177
05 1
81
22500.00 22286.98 215000.00 1/31/96
4/30/96
1/31/11
70.00 1.00 18.% 2 127000.00 42
9427227 106910000427227 05 DUNHAM 23641
SPRINGWOOD DRIVE
RAMONA CA 92065 6.99% 300 298
03 1
91 18000.00
17788.61 180000.00 2/6/96
5/6/96 2/6/21
88.00
2.25 18.% 2 138927.47 44
9427228 106920000427228 05 JONES II 938
REED TERRACE
ESCONDIDO CA 92027 6.99% 300 298
05 1
91
40000.00 39529.79 277000.00 2/6/96
5/6/96
2/6/21
88.00 2.25 18.% 2 203000.00 41
9427230 106920000427230 05 RUSSELL 19211
WILLOW
BROOK LANE
TRABUCO CANYON CA 92679 6.99% 300 298
03
1 91
40500.00 39916.71 270000.00 2/8/96
5/8/96
2/8/21
90.00 2.25 18.% 2 202500.00 22
9427232 106920000427232 05 HORNBECK 901
HEMLOCK
AVENUE
MILLBRAE CA 94030 6.99% 300 297
05 1
91
34500.00 24161.32 230000.00 1/30/96
4/30/96
1/30/21
90.00 2.25 18.% 2 172500.00 42
9427233 106910000427233 05 WALSH 19550
DOUGLASS
LANE
SARATOGA CA 95070 6.99% 180 178
05 1
81
50000.00 49459.61 1120000.00 2/5/96
5/5/96
2/5/11
70.00 1.00 18.% 2 731250.00 43
9427234 106910000427234 05 AMOS 8698
LOMAS AZULES
COURT
SAN JOSE CA 95135 6.99% 180 178
01 1 81
50000.00
11295.46 390000.00 2/8/96
5/8/96 2/8/11
66.00
1.00 18.% 2 207000.00 44
9427235 106920000427235 05 BRACAMONTE 10190
SEWARD
COURT
SAN JOSE CA 95127 10.5% 300 297
05 1 91
28000.00
27772.45 185000.00 1/24/96
4/24/96 1/24/21
90.00
2.25 18.% 2 138500.00 39
9427236 106920000427236 05 DECROFF 205
COCK ROBIN
AVENUE
WINDSOR CA 95492 6.99% 300 298
05 1
91 20300.00
13100.59 135000.00 2/2/96
5/2/96 2/2/21
90.00
2.25 18.% 2 101200.00 37
9427237 106910000427237 05 MCFARLAND 2345
CASTILIAN
DRIVE
LOS ANGELES CA 90068 6.99% 300 298
05 1
91
40000.00 39753.54 675000.00 2/9/96
5/9/96
2/9/21
80.00 1.50 18.% 2 500000.00 48
9427238 115910000427238 05 MATAS 94-353
PUPUKUPA
STREET
WAIPAHU HI 96797 11.% 300 297
05 1 91
28700.00
28434.89 293000.00 1/26/96
4/26/96 1/26/21
90.00
2.75 18.% 2 235000.00 43
9427239 208910000427239 01 STEPHENS 7645
LONERGAN
COURT
COLORADO SPRINGS CO 80919 6.99% 179 177
05
1 91
35000.00 34569.90 235000.00 2/15/96
5/31/96
1/15/11
73.00 0.25 18.% 2 136335.00 22
9427241 106920000427241 02 SIPTROTT 3033
SIERRA ROAD
SAN
JOSE CA 95132 7.25% 299 296
05 1 91
28000.00
25095.43 235000.00 1/27/96 7/27/96
12/27/20
88.00
2.25 18.% 2 177000.00 35
9427245 106920000427245 02 MILLER 3315
FLAME COURT
SHINGLE SPRINGS CA 95682 7.25% 299 296
05 1
91
63000.00 63478.17 189000.00 1/29/96
7/29/96
12/29/20
90.00 2.75 18.% 2 106687.00 43
9427246 106910000427246 05 WEGMAN 424
ALMAR
AVENUE
PACIFIC PALISADES CA 90272 7.25% 299 297
05 1
91
50000.00 38605.01 450000.00 2/1/96
8/1/96
1/1/21
57.00 0.75 18.% 2 203000.00 28
9427248 149920000427248 05 GARCIA 4271
SOUTH 4900
WEST
WEST VALLEY CITY UT 84120 6.99% 300 298
05 1
91
43250.00 42713.49 102500.00 2/5/96
5/5/96
2/5/21
89.00 2.75 18.% 2 47000.00 27
9427252 153920000427252 02 OLETZKE 1519
220TH PLACE
NORTHEAST
REDMOND WA 98053 7.25% 179 177
03 1
91
29200.00 26279.63 195000.00 2/1/96
8/1/96
1/1/11
90.00 2.75 18.% 2 146250.00 47
9427254 153920000427254 05 MATHIESON 10420
N.
HUMBOLT DRIVE
SPOKANE WA 99218 7.25% 299 297
05 1
91
10000.00 4855.90 133000.00 2/2/96
8/2/96
1/2/21
88.00 2.25 18.% 2 105800.00 33
9427255 106910000427255 05 HANSON 701
CHARLTON
DRIVE
PLEASANT HILL CA 94523 6.99% 300 297
05 1
81
60000.00 59434.52 255000.00 1/30/96
4/30/96
1/30/21
74.00 1.00 18.% 2 128100.00 41
9427259 113910000427259 03 AYERS 4860
HELGA WAY
WOODSTOCK GA 30188 6.99% 299 297
05 1
91
30000.00 29717.23 132000.00 2/1/96
5/1/96
1/1/21
67.00 1.00 18.% 2 57994.00 43
9427260 106920000427260 01 NOCERINO 8882
PALOS
VERDES AVENUE
WESTMINSTER CA 92683 10.5% 299 296
05 1
91
46400.00 39030.43 232000.00 1/26/96
4/26/96
12/26/20
90.00 2.25 18.% 2 162400.00 35
9427261 106910000427261 05 HENRY 701 EL
CERRO
BOULEVARD
DANVILLE CA 94526 8.75% 300 297
05 1
81
34500.00 7075.01 380000.00 1/29/96
4/29/96
1/29/21
80.00 0.50 18.% 2 269000.00 44
9427267 134920000427267 05 SOUTH 87 OLD
FARMERS
ROAD
LONG VALLEY NJ 07853 6.99% 299 297
05 1
91
30200.00 24040.06 288000.00 2/16/96
5/16/96
1/16/21
89.00 2.75 18.% 2 224539.00 36
9427270 106920000427270 03 MITCHELL 896
BOLTON
CIRCLE
BENICIA CA 94510 10.5% 300 297
05 1 91
33000.00
29176.35 220500.00 1/26/96
4/26/96 1/26/21
90.00
2.25 18.% 2 165350.00 37
9427273 106910000427273 05 GALINDO 1485
DUNLAP
COURT
DIXON CA 95620 8.75% 299 296
05 1 91
40900.00
39564.56 305000.00 1/25/96
4/25/96 12/25/20
80.00
0.50 18.% 2 203100.00 44
9427274 149910000427274 05 BILLS 2410
EAST WALKER
LANE
SALT LAKE CITY UT 84117 9.% 300 297
05 1
81
200000.00 198344.24 1500000.00 1/25/96
4/25/96
1/25/21
57.00 0.75 18.% 2 650000.00 17
9427276 206920000427276 02 COHEN 2282
HIGHLAND
VISTA DRIVE
ARCADIA CA 91006 6.99% 299 297
05 1
91 96750.00
94729.69 645000.00 2/1/96
5/1/96 1/1/21
90.00
3.25 18.% 2 483750.00 38
9427277 115910000427277 00 KENNEDY III 3708
LURLINE
DRIVE
HONOLULU HI 96816 10.5% 300 297
05 1
91
50000.00 50000.00 575000.00 1/29/96
4/29/96
1/29/21
89.00 2.25 18.% 2 460000.00 33
9427289 206910000427289 05 GODCHAUX 3044
PINE STREET
SAN
FRANCISCO CA 94115 9.25% 311 308
05 1 81
90000.00
63500.00 374000.00 1/22/96
4/22/96 12/22/21
80.00
1.00 18.% 2 207000.00 23
9427291 106920000427291 00 COLEMAN JR 1103
CASA
BONITA WAY
VISTA CA 92083 6.99% 299 297
05 1 91
24000.00
23773.81 168000.00 2/1/96 5/1/96
1/1/21
86.00
2.25 18.% 2 120000.00 39
9427294 136910000427294 05 GUARDAVACCARO 1935
80TH
STREET
BROOKLYN NY 11214 6.99% 299 297
05 1
81
38500.00 38093.55 270000.00 2/6/96
5/6/96
1/6/21
70.00 1.00 18.% 2 150430.00 28
9427300 225910000427300 02 REED 261
NORTH STREET
GEORGETOWN MA 01833 9.25% 299 296
05 1
81
20000.00 19841.99 182000.00 1/23/96
4/23/96
12/23/20
80.00 1.00 18.% 2 123867.64 42
9427302 106920000427302 01 JENNINGS 310
SPANISH SPUR
FALLBROOK CA 92028 7.25% 299 296
05 1
91
34000.00 33726.24 340000.00 1/29/96
7/29/96
12/29/20
90.00 2.25 18.% 2 272000.00 39
9427310 112910000427310 05 ROJAS 5830 SW
94TH PL
MIAMI
FL 33173 7.25% 179 177 05
1 81 30000.00
13500.00
140000.00 2/6/96 8/7/96
1/6/11 70.00
1.00 18.%
2 68000.00 44
9427311 112920000427311 05 RUIZ 15138
NW 89TH
AVENUE
MIAMI FL 33016 7.25% 299 297
05 1 91
14000.00
13847.02 136000.00 2/5/96 8/5/96
1/5/21
90.00
2.50 18.% 2 108153.00 26
9427314 106920000427314 01 ROBBINS 28662
BRECKENRIDGE DRIVE
LAGUNA NIGUEL CA 92677 6.99% 179 176
05 1
91
41000.00 14833.00 330000.00 1/31/96
4/30/96
12/31/10
90.00 2.25 18.% 2 256000.00 44
9427316 208910000427316 02 PINKERTON 1170
NORFOLK
CIRCLE
AURORA CO 80011 6.99% 299 297
05 1
81 22000.00
17728.08 92000.00 2/7/96
5/7/96 1/7/21
70.00
0.50 18.% 2 42186.00 40
9427317 112920000427317 05 LORIDO 17755
SW 78 AVENUE
MIAMI FL 33157 7.5% 299 296
05 1 91
61000.00
61000.00 250000.00 1/2/96 7/2/96
12/2/20
90.00
2.75 18.% 2 164000.00 26
9427319 106920000427319 01 SANDROCK 32102
VIA VIENTE
SAN
JUAN CAPISTRANO CA 92675 7.25% 299 297
07 1
91
22200.00 21937.61 148000.00 2/1/96
8/1/96
1/1/21
90.00 2.75 18.% 2 111000.00 38
9427320 113920000427320 00 HARPER 507
CYPRESS
POINTE
WOODSTOCK GA 30189 6.99% 299 298
03 1
91
56700.00 56700.00 293000.00 2/7/96
5/7/96
2/6/21
90.00 2.75 18.% 2 207000.00 10
9427321 106920000427321 05 WOOD 6464
SCOTTS
VALLEY DRIVE
SCOTTS VALLEY CA 95066 7.25% 299 297
05 1
91
61500.00 47070.70 360000.00 2/1/96
8/1/96
1/1/21
90.00 2.75 18.% 2 262500.00 45
9427324 124910000427324 05 KELBAUGH 1123
MAINSAIL
DRIVE
ANNAPOLIS MD 21403 6.99% 300 297
09 1
81
45000.00 3073.67 203500.00 1/31/96
4/30/96
1/31/21
79.00 0.50 18.% 2 114000.00 33
9427325 136910000427325 06 AGLIRA 3205
AMPERE
AVENUE
BRONX NY 10465 6.99% 299 297
07 1 81
47500.00
46988.66 189000.00 2/8/96
5/8/96 1/8/21
77.00
1.50 18.% 2 97000.00 39
9427326 141920000427326 01 BECKHAM 8485
SOUTHWEST
PFAFFLE
STREET TIGARD OR 97223 7.25% 299
296 05
1 91
35000.00 34709.96 140000.00 1/29/96
7/29/96
12/29/20
90.00 2.75 18.% 2 91000.00 48
9427327 208910000427327 02 HATTEL 20906
EAST DORADO
CIRCLE
AURORA CO 80015 6.99% 299 297
05 1
81 49000.00
16772.20 134000.00 2/5/96
5/5/96 1/5/21
80.00
0.25 18.% 2 58107.00 26
9427332 112910000427332 05 MONTELONGO 13830
SW 1O
TERRACE
MIAMI FL 33184 9.25% 299 296
05 1 81
21000.00
20699.00 140000.00 1/26/96 4/26/96
12/26/20
80.00
1.00 18.% 2 90000.00 42
9427335 113910000427335 05 KEA 4610
DERBY LANE
SMYRNA
GA 30082 6.99% 299 298 05
1 91
30000.00
29984.59 185000.00 2/7/96 5/7/96
2/6/21
90.00 2.25
18.% 2 136368.00 45
9427336 108910000427336 05 TRUMAN 7426
SOUTH IVY
WAY
ENGLEWOOD CO 80112 10.25% 299 296
09 1
81
18000.00 18000.00 170000.00 1/26/96
4/26/96
12/26/20
80.00 2.00 18.% 2 117000.00 26
9427339 106920000427339 00 VALCHEV 318
SOUTH
SYCAMORE
AVENUE LOS ANGELES CA 90036 7.25% 299
297
05 1
91 33500.00 32944.53 335000.00 2/9/96
5/9/96
1/9/21
90.00 2.25 18.% 2 268000.00
39
9427342 113920000427342 00 MORRIS 1905
MILLWATER
COURT
DUCULA GA 30211 10.5% 299 297
03 1
91 39750.00
39343.92 265000.00 1/26/96
4/26/96 1/25/21
90.00
2.25 18.% 2 198750.00 41
9427344 224910000427344 05 SMITH 9621
BEMAN WOODS
WAY
POTOMAC MD 20854 7.5% 300 298
07 1
81
88000.00 87176.27 825000.00 2/2/96
8/2/96
2/8/21
80.00 1.50 18.% 2 571300.00 45
9427346 236910000427346 05 PROGNIMAK 2713
EAST 26TH
STREET
BROOKLYN NY 11235 6.99% 180 178
05 1
81
28500.00 28482.43 365000.00 2/7/96
5/7/96
2/7/11
75.00 1.50 18.% 2 245000.00 8
9427348 249910000427348 05 MAYHEW 974
EAST
BELMONT AVENUE
SALT LAKE CITY UT 84105 10.5% 180 178
05 1
91
16900.00 16745.72 112500.00 1/25/96
4/25/96
2/1/11
90.00 2.25 18.% 2 84350.00 31
9427353 113920000427353 05 CULBERSON 2961
OWENS
MEADOW DRIVE
KENNESAW GA 30144 6.99% 301 299
05 1
91
15000.00 14855.84 88000.00 2/7/96
5/12/96
3/12/21
81.00 2.25 18.% 2 56000.00 45
9427370 134910000427370 06 ARVANITES 6
PLYMOUTH
PLACE
ROSELAND NJ 07068 8.75% 300 297
05 1
81
30000.00 28661.77 218000.00 1/29/96
4/29/96
1/29/21
75.00 0.50 18.% 2 132104.00 43
9427371 208920000427371 01 SHIVER 4797
EDISON
AVENUE
BOULDER CO 80301 6.99% 298 297
05 1
91 25000.00
10860.33 204500.00 2/16/96
5/16/96 1/1/21
87.00
2.25 18.% 2 151995.00 38
9427372 115910000427372 02 CONANT, JR. 219
MILOIKI
PLACE
HONOLULU HI 96825 6.99% 300 298
05 1
91
59500.00 58903.44 400000.00 2/2/96
5/2/96
2/2/21
86.00 2.75 18.% 2 284256.00 45
9427373 134920000427373 06 MARUT 609 OAK
STREET
MAYWOOD NJ 07607 6.99% 300 298
05 1
91
35000.00 32759.53 180000.00 2/1/96
5/1/96
2/1/21
89.00 2.75 18.% 2 124249.00 50
9427374 106910000427374 00 BULMAN 285
BERKSHIRE
DRIVE
MORGAN HILL CA 95037 7.25% 299 297
05 1
81
34000.00 33624.16 298000.00 2/6/96
8/6/96
1/6/21
61.00 1.00 18.% 2 145000.00 39
9427378 106910000427378 05 BURKEY, JR 1192
MITCHELL
AVENUE #80
TUSTIN CA 92680 6.99% 287 285
01 1 91
12500.00
12280.00 125000.00 2/6/96
5/6/96 1/6/20
90.00
2.75 18.% 2 100000.00 45
9427379 206920000427379 01 MIIN 17072
BERLIN LANE
HUNTINGTON BEACH CA 92649 6.99% 299 297
05
1 91
36000.00 35547.70 240000.00 2/14/96
5/31/96
1/14/21
90.00 2.25 18.% 2 180000.00 35
9427380 106910000427380 01 AARABI 30161
CARTIER
DRIVE
RANCHO PALOS VERDES CA 90275 7.25% 299 297
05
1 81
88500.00 87421.38 700000.00 2/16/96
5/16/96
1/16/21
70.00 3.75 18.% 2 397500.00 47
9427384 113920000427384 03 ROBBINS 1036
HUNTER
POINTE DRIVE
STATESBORO GA 30459 6.99% 299 297
05 1
91
43000.00 10550.16 167000.00 2/19/96
5/19/96
1/19/21
89.00 2.75 18.% 2 105463.00 50
9427396 206910000427396 06 MERCADO 3901
KAPLAN WAY
NATIONAL CITY CA 91950 12.25% 180 178
05 1
81
43500.00 42867.42 185000.00 2/9/96
3/29/96
2/20/11
80.00 4.00 18.% 2 103400.00 44
9427397 106920000427397 00 KRINSKY 11550
ZELZAH
AVENUE
GRANADA HILLS CA 91344 6.99% 299 298
05 1
91
50000.00 49758.53 659000.00 3/1/96
6/1/96
2/1/21
83.00 2.75 18.% 2 494250.00 26
9427398 106920000427398 01 GOEHLER 2181
MANZANITA
LANE
BOULEVARD CA 91905 7.25% 299 297
05 1
91
29000.00 28980.73 174000.00 2/6/96
8/6/96
1/6/21
90.00 3.25 18.% 2 127500.00 48
9427400 106920000427400 01 MCINTYRE 119
MOLL DRIVE
WINDSOR CA 95492 7.25% 299 297
05 1
91 70000.00
69253.49 365000.00 2/5/96
8/5/96 1/5/21
86.00
3.75 18.% 2 243433.00 50
9427401 115910000427401 05 WEBSTER, JR. 2499
KOMO MAI
DRIVE
PEARL CITY HI 96782 6.99% 300 298
03 1
81 26200.00
26200.00 300000.00 2/2/96
5/2/96 2/2/21
80.00
1.00 18.% 2 213800.00 33
9427403 141910000427403 05 LARSEN 4135
SOUTHWEST
25TH COURT
GRESHAM OR 97080 6.99% 300 297
05 1
81
140000.00 53662.74 217000.00 1/31/96
4/30/96
1/31/21
65.00 1.00 18.% 1 .00 44
9427405 106920000427405 05 LEONARDO 16200
SAGUARO
LANE
LATHROP CA 95330 6.99% 299 297
05 1
91 14500.00
9300.00 145000.00 2/7/96
5/7/96 1/7/21
90.00
2.25 18.% 2 116000.00 40
9427407 134910000427407 01 GATTOZZI 1642
RAMAPO WAY
SCOTCH PLAINS NJ 07076 6.99% 299 297
05 1
81
48000.00 15338.51 262000.00 2/19/96
5/19/96
1/19/21
78.00 0.50 18.% 2 156056.60 43
9427409 106910000427409 02 WOODS 31752
APUESTO
WAY
COTO DE CAZA AREA CA 92679 10.5% 299 296
03
1 81
175000.00 173952.70 1700000.00 1/23/96
4/23/96
12/23/20
75.00 2.25 18.% 2 1093510.00 50
9427412 141920000427412 00 BARTLEY 1311
NORTHWEST
MAYFIELD
ROAD PORTLAND OR 97229 7.25% 299
297 03
1 91
73800.00 49386.67 285000.00 2/6/96
8/6/96
1/6/21
90.00 2.75 18.% 2 180000.00 38
9427415 106920000427415 01 GODSEY 12
PEACOCK DRIVE
SAN
RAFAEL CA 94901 7.25% 300 298
05 1 91
100000.00
49500.00 880000.00 2/2/96 8/2/96
2/2/21
82.00
2.75 18.% 2 616520.00 17
9427419 106920000427419 01 ALDRICH 2335
TREVOR WAY
MADERA CA 93637 6.99% 300 298
05 1
91 95600.00
94662.37 217600.00 2/6/96
5/6/96 2/6/21
90.00
2.50 18.% 2 100000.00 27
9427421 106910000427421 01 GROOM 314
NORTH 3RD
AVENUE
OAKDALE CA 95361 6.99% 300 297
05 1
81
37000.00 36596.33 96000.00 1/30/96
4/30/96
1/30/21
39.00 2.75 18.% 1 .00 46
9427425 113920000427425 00 HAYES 12
HORSESHOE
COURT
CATERSVILLE GA 30120 6.99% 299 298
05 1
91
86850.00 86031.57 97000.00 2/6/96
5/6/96
2/5/21
90.00 2.75 18.% 1 .00 40
9427426 113920000427426 00 PAPADIMITRIOU 500
CAMBRIDGE COURT
ALPHARETTA GA 30202 6.99% 299 298
03 1
91
85700.00 84761.94 373500.00 2/14/96
5/14/96
2/13/21
90.00 2.75 18.% 2 250000.00 41
9427434 106930000427434 02 SCARPULLA 40580
LITTLE
RIVER AIRPORT
RD LITTLE RIVER CA 95456 6.99% 300 298
05 1
91
66000.00 65265.75 335000.00 2/9/96
5/9/96
2/9/21
90.00 3.25 18.% 2 234000.00 44
9427439 153910000427439 03 GIUNTINI 1908
126TH AVENUE
S.E.
BELLEVUE WA 98005 6.99% 299 297
05 1
81
30000.00 28203.90 235000.00 2/13/96
5/13/96
1/13/21
80.00 0.50 18.% 2 155683.00 37
9427440 106920000427440 00 BEHRLE 31862
PASEO CIELO
SAN
JUAN CAPISTRANO CA 92675 8.25% 299 296
05 1
91
46000.00 45498.32 460000.00 1/22/96
3/1/96
12/22/20
90.00 3.25 18.% 2 368000.00 43
9427445 206920000427445 00 EHRLICH 1201
TYLER STREET
SALINAS CA 93906 6.99% 299 297
05 1 91
17000.00
16889.86 171000.00 2/2/96
5/2/96 1/2/21
90.00
2.75 18.% 2 136800.00 49
9427446 208920000427446 05 COX 5140
BUNKHOUSE
LANE
COLORADO SPRINGS CO 80917 6.99% 299 297
05
1 91
50000.00 49525.66 141000.00 2/1/96
5/31/96
1/3/21
90.00 3.25 18.% 2 75600.00 48
9427452 106920000427452 01 BUTLER 1360
GILMORE
STREET
MOUNTAIN VIEW CA 94040 7.25% 299 296
05 1
91
35500.00 16893.30 355000.00 1/31/96
7/31/96
12/31/20
90.00 2.25 18.% 2 282500.00 41
9427454 106910000427454 02 GATTO 912
ORMONDE DRIVE
MOUNTAIN VIEW CA 94043 7.25% 299 296
05 1
81
23000.00 22795.68 303000.00 1/30/96
7/30/96
12/30/20
76.00 1.00 18.% 2 207000.00 41
9427455 106920000427455 00 SCHUBERT 10269
CAMERINO
COURT
SACRAMENTO CA 95829 6.99% 300 298
05 1
91
27000.00 26704.17 271000.00 2/5/96
5/5/96
2/5/21
90.00 2.25 18.% 2 216750.00 34
9427456 106920000427456 05 CANEL 5212
OTIS AVENUE
TARZANA AREA CA 91356 7.25% 299 297
05 1
91
50000.00 26096.16 335000.00 2/1/96
8/1/96
1/1/21
90.00 2.75 18.% 2 251250.00 45
9427460 116910000427460 02 GORRELL
18804-11TH
AVENUE N
EXTENSION NAMPA ID 83687 7.25% 299
297 05
1 81
10000.00 9897.16 136000.00 2/6/96
8/6/96
1/6/21
80.00 0.50 18.% 2 98500.00 38
9427462 106920000427462 05 SIMAS 6027
TURQUOISE
DRIVE
ROCKLIN CA 95677 7.25% 299 297
05 1
91 20000.00
13624.10 210000.00 2/1/96
8/1/96 1/1/21
85.00
2.25 18.% 2 157500.00 35
9427465 106920000427465 05 WINKELMAN 1784
PIONEER
TRAIL
SOUTH LAKE TAHOE CA 96150 7.25% 299 297
05
1 91
25000.00 21854.32 185000.00 2/2/96
8/2/96
1/2/21
90.00 2.75 18.% 2 141000.00 46
9427474 106920000427474 00 CHALBERG 218 D
STREET
REDWOOD CITY CA 94063 6.99% 300 298
05 1
91
32700.00 32342.03 218000.00 2/9/96
5/9/96
2/9/21
90.00 2.25 18.% 2 163500.00 44
9427491 106920000427491 01 SIBERRY 2208
LUPIN STREET
SIMI
VALLEY CA 93065 7.25% 299 297
05 1 91
16500.00
16324.54 150000.00 2/16/96 5/16/96
1/16/21
88.00
2.75 18.% 2 114579.00 30
9427493 106910000427493 05 DE PRIMIO 28561
JAEGER
DRIVE
LAGUNA NIGUEL CA 92677 6.99% 299 297
03 1
81
100000.00 98726.56 370000.00 2/12/96
5/12/96
1/12/21
78.00 1.00 18.% 2 187100.00 18
9427494 106920000427494 05 CRAIG 554
AGATE STREET
LAGUNA BEACH CA 92651 6.99% 299 297
05 1
91
32000.00 31595.05 325000.00 2/14/96
5/14/96
1/14/21
90.00 2.00 18.% 2 260000.00 30
9427495 253910000427495 02 ROSS 5120 S
BERNHILL CT
SPOKANE WA 99206 6.99% 300 299
05 1
81
51000.00 50916.66 205000.00 2/7/96
5/7/96
3/1/21
68.00 1.50 18.% 2 86770.00 35
9427496 106920000427496 00 SCHAFFNER 2121
VALHALLA
DRIVE
SANTA ANA CA 92705 6.99% 299 297
05 1
91
45000.00 44374.92 450000.00 2/14/96
5/14/96
1/14/21
90.00 2.25 18.% 2 360000.00 28
9427500 106920000427500 06 TIRRELL 25761
SABINA
AVENUE
MISSION VIEJO CA 92691 7.25% 299 297
05 1
91
38600.00 38104.95 265000.00 2/15/96
5/15/96
1/15/21
90.00 2.75 18.% 2 199851.00 35
9427501 124910000427501 00 DAVIS 5204
KEOKUK STREET
BETHESDA MD 20816 7.25% 300 298
05 1
81
99900.00 98977.12 365000.00 2/2/96
5/2/96
2/2/21
63.00 1.00 18.% 2 129400.00 22
9427504 106910000427504 05 MARTIN 1932
HIDDEN MESA
ROAD EL
CAJON CA 92019 6.99% 299 297
05 1 91
54000.00
53394.81 290000.00 2/2/96 5/2/96
1/2/21
90.00 3.75
18.% 2 207000.00 47
9427505 206920000427505 01 GARRISON 2489
EUCLID
CRESCENT EAST
UPLAND AREA CA 91784 6.99% 299 297
05 1
91
49800.00 49731.16 332000.00 2/7/96
5/7/96
1/7/21
90.00 3.75 18.% 2 249000.00 38
9427515 106920000427515 03 MILLER 2278
BRITTAN
AVENUE SAN
CARLOS CA 94070 7.25% 299 296
05 1 91
20000.00
14369.09 300000.00 1/4/96 7/4/96
12/4/20
86.00
3.75 18.% 2 238000.00 34
9427516 113910000427516 03 BINNICKER 1105
SEALE DRIVE
ALPHARETTA GA 30202 8.75% 179 177
05 1
81
18000.00 17850.86 315000.00 1/26/96
4/26/96
1/25/11
72.00 0.50 18.% 2 207000.00 40
9427519 106920000427519 01 PRUYN 2151
ANTHONY
DRIVE
CAMPBELL CA 95008 6.99% 299 297
05 1
91
27900.00 27450.21 261000.00 2/6/96
5/6/96
1/6/21
90.00 2.75 18.% 2 207000.00 26
9427520 106920000427520 01 MACMILLAN 12160
VIA
MILANO SAN
DIEGO CA 92128 6.99% 299 297
03 1 91
10000.00
6500.00 240000.00 2/9/96 5/9/96
1/9/21
84.00 3.25
18.% 2 189500.00 50
9427532 106910000427532 05 KOOMEN 126
LAURELWOOD
AVENUE
PLACENTIA CA 92670 6.99% 289 286
05 1
81
20000.00 20000.00 215000.00 1/17/96
5/17/96
2/17/20
10.00 0.50 18.% 1 .00 23
9427533 106930000427533 05 ALSPAUGH 222
ROUND HILL
ROAD
TIBURON CA 94941 6.99% 300 299
05 1
91
110000.00 109321.31 1100000.00 3/6/96
6/7/96
3/7/21
90.00 2.50 18.% 2 880000.00 29
9427537 232920000427537 05 ELLIS 6652
GOLDEN POND
CIRCLE LAS
VEGAS NV 89108 6.99% 300 298
03 1 91
15000.00
14635.01 132000.00 2/9/96 5/9/96
2/9/21
87.00 2.75
18.% 2 99000.00 39
9427547 149920000427547 03 BURTON 7980
WEST 3320
SOUTH
MAGNA UT 84044 6.99% 299 297
05 1 91
11400.00
11388.60 76000.00 2/7/96
5/7/96 1/7/21
90.00
2.75 18.% 2 57000.00 24
9427560 206910000427560 03 CONEY 24581
SAN MORITZ
DRIVE
CRESTLINE CA 92325 6.99% 299 297
05 1
81
30000.00 21618.62 165000.00 2/9/96
5/31/96
1/9/21
80.00 0.50 18.% 2 101258.97 18
9427563 106920000427563 05 ALLEN 3681
FREDONIA
DRIVE LOS
ANGELES CA 90068 6.99% 299 297
05 1 91
77000.00
75981.45 255000.00 2/15/96
5/15/96 1/15/21
89.00
3.25 18.% 2 148000.00 43
9427564 106910000427564 02 STANFIELD 1081
CAMINO
VIEJO ROAD
SANTA BARBARA CA 93108 10.% 299 296
05 1
81
200000.00 184606.98 1025000.00 1/24/96
4/24/96
12/24/20
79.00 1.75 18.% 2 605000.00 41
9427571 106920000427571 05 MELENDEZ 2752
EAST
COLLINS AVENUE
ORANGE CA 92667 6.99% 299 297
05 1
91 26000.00
25645.89 160000.00 2/23/96
5/23/96 1/23/21
90.00
3.75 18.% 2 117550.00 43
9427573 106910000427573 00 BOBB 2227
NORTH
CATALINA STREET
LOS ANGELES CA 90027 9.25% 299 296
05 1
81
150000.00 148924.01 375000.00 1/24/96
4/24/96
12/24/20
80.00 1.00 18.% 2 150000.00 39
9427576 225920000427576 05 MARANHAS 68
PHILLIPS
AVENUE
ROCKPORT MA 01966 6.99% 300 298
05 1
91
83000.00 81885.40 380000.00 2/22/96
5/22/96
2/22/21
90.00 2.50 18.% 2 259000.00 26
9427579 106920000427579 01 LICCARDO 445
MILAN DRIVE
#117
SANJOSE CA 95134 6.99% 299 296
01 1 91
22500.00
22500.00 228000.00 1/31/96
4/30/96 12/31/20
89.00
2.75 18.% 2 180000.00 42
9427580 153920000427580 02 NORRIS 12723
307TH AVENUE
SOUTHEAST
SULTAN WA 98294 7.25% 299 297
05 1
91 24400.00
23339.43 220000.00 2/7/96
8/7/96 1/7/21
83.00
2.25 18.% 2 156650.00 35
9427581 113920000427581 05 ZOLLMANN 4227
HARRIS
RIDGE CT
ROSWELL GA 30076 6.99% 179 178
05 1
91 20700.00
19501.15 140000.00 2/7/96
5/7/96 2/6/11
89.00
2.25 18.% 2 103500.00 23
9427582 113920000427582 05 STINEHOUR 4296
HIGHBOURNE DRIVE
MARIETTA GA 30066 6.99% 299 298
05 1
91
150000.00 148550.08 425000.00 2/2/96
5/2/96
2/1/21
86.00 2.75 18.% 2 213000.00 18
9427589 106920000427589 00 SMITH 2555
TILDEN AVENUE
LOS
ANGELES CA 90064 6.99% 299 297
05 1 91
22500.00
22256.44 230000.00 2/5/96 5/6/96
1/5/21
89.00
2.25 18.% 2 180000.00 38
9427596 236920000427596 00 TRAN 30
DOWNING STREET
NEW
YORK NY 10014 6.99% 301 299
01 1 92
85000.00
85000.00 660000.00 2/16/96 5/16/96
3/16/21
86.00
3.25 18.% 2 476250.00 45
9427598 208910000427598 05 MUELLER 16935
WEST 48TH
PLACE
GOLDEN CO 80403 6.99% 299 297
05 1
81 35000.00
19387.39 175000.00 2/5/96
5/5/96 1/5/21
78.00
0.50 18.% 2 100212.00 37
9427618 106920000427618 05 CULVER 5097
DUPONT DRIVE
SANTA ROSA CA 95409 6.99% 300 298
05 1
91
42400.00 41887.09 225000.00 2/12/96
5/12/96
2/12/21
90.00 2.25 18.% 2 159000.00 44
9427632 149920000427632 03 EVANS 752
EAST 1000
NORTH
PLEASANT GROVE UT 84062 7.25% 299 297
05 1
91
10000.00 9067.04 154000.00 2/20/96
8/20/96
1/20/21
87.00 2.25 18.% 2 122944.00 44
9427635 124910000427635 05 KERRICK 3005
FAIRLAND
ROAD
SILVER SPRING MD 20904 7.25% 300 298
05 1
81
21200.00 20213.42 243000.00 2/6/96
5/6/96
2/6/21
80.00 1.00 18.% 2 173200.00 22
9427636 149910000427636 03 WARREN 4880
SOUTH 3700
WEST ROY
UT 84067 7.25% 179 177
05 1 81
16000.00
9497.24 107000.00 2/21/96 8/21/96
1/21/11
80.00 0.50
18.% 2 68726.00 28
9427637 134910000427637 06 COURTER 14
CEDAR
TERRACE
VERNON NJ 07462 6.99% 180 178
05 1 81
40000.00
10576.86 111000.00 2/9/96
5/9/96 2/9/11
40.00
1.00 18.% 2 4229.00 32
9427638 113910000427638 03 CHRISTOPHER 986
TAHOE
TRAIL
LILBURN GA 30247 6.99% 299 297
05 1
81 10000.00
9864.73 88000.00 2/14/96
5/14/96 1/14/21
64.00
0.50 18.% 2 46120.00 35
9427639 149910000427639 03 CASE 1414
EAST 8125 SOUTH
SANDY
UT 84093 6.99% 299 297
05 1 81
45000.00
28934.83 121000.00 2/22/96 5/22/96
1/22/21
58.00
1.00 18.% 2 24003.00 50
9427640 141920000427640 03 FARRAR 604
HARTKE LOOP
OREGON CITY OR 97045 7.25% 299 297
05 1
91
15000.00 10564.14 113000.00 2/22/96
8/22/96
1/22/21
86.00 2.75 18.% 2 81500.00 45
9427654 106910000427654 01 SANCHEZ 2162
WEST PALOS
COURT
NEWBURY PARK AREA CA 91320 7.25% 299 297
05
1 91
32250.00 31144.42 215000.00 2/20/96
5/20/96
1/20/21
90.00 2.75 18.% 2 161250.00 35
9427661 106920000427661 01 HALVERSEN 116 A &
B
CHRISTEL OAKS
DRIVE SCOTTS VALLEY CA 95066 7.25% 299
297 05
1 91
22500.00 22233.05 230000.00 2/8/96
8/8/96
1/8/21
90.00 2.75 18.% 2 184000.00 45
9427662 106920000427662 02 CERVANTES 27835
HIGUERA
STREET
MISSION VIEJO CA 92691 6.99% 299 297
05 1
91
32700.00 32149.56 263000.00 2/13/96
5/13/96
1/13/21
90.00 2.50 18.% 2 204000.00 29
9427664 106910000427664 01 FREELAND DOLORES
ST 3RD
NW OF 1ST
CARMEL CA 93923 6.99% 300 298
05 1
81
100000.00 45171.28 510000.00 2/7/96
5/7/96
2/7/21
59.00 1.00 18.% 2 196685.00 41
9427665 153920000427665 05 WATERHOUSE 8803
123RD
AVENUE
SOUTHEAST NEWCASTLE WA 98056 6.99% 300
298
05 1
91 25500.00 25190.87 173000.00
2/9/96 5/9/96
2/9/21
89.00 2.25 18.% 2
128000.00 43
9427666 106920000427666 05 HANSEN 590
SWAIN WOODS
TERRACE
SEBASTOPOL CA 95472 6.99% 300 298
05 1
91
25000.00 24724.65 265000.00 2/9/96
5/9/96
2/9/21
85.00 2.25 18.% 2 198750.00 42
9427667 153920000427667 05 WHITE 4035
324TH AVENUE
SOUTHEAST
FALL CITY WA 98024 6.99% 300 298
05 1
91
26500.00 26208.52 178000.00 2/9/96
5/9/96
2/9/21
90.00 2.75 18.% 2 132300.00 37
9427668 106920000427668 05 READY 1673
SOUTH INEZ
WAY
ANAHEIM CA 92802 6.99% 300 298
05 1
91 33000.00
32638.79 220000.00 2/9/96
5/9/96 2/9/21
90.00
3.75 18.% 2 165000.00 45
9427669 106920000427669 05 THOMAS 141
CORTLAND
AVENUE
SAN FRANCISCO CA 94110 6.99% 300 298
05 1
81
55000.00 54376.93 525000.00 2/9/96
5/9/96
2/9/21
80.00 1.00 18.% 2 364746.65 44
9427670 106920000427670 05 MORGAN 470
VIRGINIA
AVENUE
MOSS BEACH CA 94038 6.99% 300 298
05 1
91
38000.00 37574.75 285000.00 2/9/96
5/9/96
2/9/21
85.00 2.25 18.% 2 201500.00 37
9427672 106920000427672 05 PITMAN 4256
NORTH RIVER
WAY
SACRAMENTO CA 95864 6.99% 300 298
05 1
91
41000.00 40505.04 285000.00 2/12/96
5/12/96
2/12/21
88.00 2.75 18.% 2 207000.00 47
9427673 106920000427673 05 JOHNSON 1671
WEST SANDRA
AVENUE
PORTERVILLE CA 93257 6.99% 300 298
05 1
91
12000.00 11853.96 80000.00 2/13/96
5/13/96
2/13/21
90.00 2.25 18.% 2 60000.00 45
9427674 106920000427674 00 GOEDEN, II 8
DANVILLE LANE
COTO
DE CAZA CA 92679 6.99% 300 298
03 1 91
76600.00
75732.23 511000.00 2/12/96 5/12/96
2/12/21
90.00
3.25 18.% 2 382000.00 36
9427675 106920000427675 05 PARZYK 2107
130TH DRIVE
N.E. LAKE
STEVENS WA 98258 6.99% 300 298
05 1 91
21700.00
21411.52 145000.00 2/12/96 5/12/96
2/12/21
90.00
2.75 18.% 2 108750.00 29
9427677 106920000427677 05 IFORD 450 RYE
CIRCLE
LA
HABRA CA 90631 6.99% 300 298
05 1 91
22500.00
13672.14 150000.00 2/9/96 5/9/96
2/9/21
90.00 2.25
18.% 2 112500.00 35
9427678 106920000427678 01 GUTIERREZ 771
CLAUSING
AVENUE
NOVATO CA 94945 7.25% 299 297
05 1
91 24000.00
23748.37 245000.00 2/5/96
8/5/96 1/5/21
89.00
2.75 18.% 2 192000.00 42
9427679 106920000427679 02 JOHNSON 1270
LONGVIEW
AVENUE
PISMO BEACH CA 93449 6.99% 299 297
05 1
91
29500.00 29143.46 285000.00 2/13/96
5/13/96
1/13/21
83.00 2.75 18.% 2 207000.00 50
9427680 106920000427680 01 GAUT 10658
FELIX DRIVE
SANTEE
CA 92071 7.25% 299 297 05
1 91
21900.00
21153.94 161000.00 2/14/96 8/14/96
1/14/21
90.00
2.75 18.% 2 123000.00 32
9427681 106920000427681 01 PATTERSON 1314
BEECH HILL
AVENUE
HACIENDA HEIGHT AREACA 91745 7.25% 299 297
05
1 91
35500.00 27031.04 215000.00 2/12/96
8/12/96
1/12/21
90.00 2.75 18.% 2 158000.00 44
9427682 106920000427682 01 MARTENS 1715
STONE CREEK
DRIVE
PETALUMA CA 94954 6.99% 299 297
05 1
91
19000.00 10817.74 190000.00 2/9/96
5/9/96
1/9/21
90.00 3.25 18.% 2 152000.00 48
9427683 106920000427683 01 CLARK 5545
VIA PERLA
YORBA
LINDA CA 92687 6.99% 299 297
05 1 91
85000.00
84312.78 325000.00 2/13/96 5/13/96
1/13/21
90.00
3.75 18.% 2 207000.00 49
9427686 106920000427686 05 WILTSE 394 ILO
LANE # 702
DANVILLE CA 94526 6.99% 299 297
01 1
91
12200.00 12067.94 122000.00 2/2/96
5/2/96
1/2/21
90.00 2.25 18.% 2 97600.00 42
9427687 106920000427687 05 THAXTON 2814
IRONGATE
PLACE
THOUSAND OAKS CA 91362 6.99% 299 297
05 1
91
34500.00 24634.14 350000.00 2/7/96
5/7/96
1/7/21
89.00 2.75 18.% 2 276000.00 39
9427689 106910000427689 05 WILSON 3090
LEAVESLEY
ROAD
GILROY CA 95020 6.99% 180 178
05 1 81
50000.00
34695.83 275000.00 2/12/96
5/12/96 2/12/11
64.00
1.00 18.% 2 124634.00 45
9427690 206920000427690 05 CLARK 1305
GREENVALE
CIRCLE
UPLAND CA 91784 6.99% 179 177
03 1
91 30000.00
29958.53 235000.00 2/9/96
5/9/96 1/9/11
86.00
1.00 18.% 2 171000.00 39
9427692 106910000427692 05 KEIPER 338
MCEWEN ROAD
WATERFORD CA 95386 6.99% 300 298
05 1
81
25000.00 24691.34 330000.00 2/8/96
5/8/96
2/8/21
44.00 0.50 18.% 2 120000.00 31
9427693 106910000427693 05 REINHARDT 4285
24TH STREET
SAN
FRANCISCO CA 94114 6.99% 300 298
01 1 81
33000.00
14813.05 300000.00 2/16/96
5/16/96 2/16/21
80.00
0.50 18.% 2 207000.00 38
9427694 153920000427694 05 PARODI 3751
CURTIS PLACE
WEST
TACOMA WA 98466 6.99% 300 298
05 1
91
18750.00 14877.53 127000.00 2/13/96
5/13/96
2/13/21
89.00 2.25 18.% 2 93750.00 33
9427695 106920000427695 05 MORRIS 12468
CREEK VIEW
COURT
SAN MARTIN CA 95046 6.99% 300 298
05 1
91
76900.00 44085.36 455000.00 2/13/96
5/13/96
2/13/21
90.00 3.25 18.% 2 332522.00 29
9427696 106920000427696 05 MARSH 2215
GALVESTON
STREET
SAN DIEGO CA 92110 6.99% 300 298
05 1
91
32000.00 31613.25 315000.00 2/6/96
5/6/96
2/6/21
90.00 2.25 18.% 2 251500.00 36
9427698 153920000427698 05 MCNAMARA 2510
8TH STREET
S.E.
EAST WENATCHEE WA 98802 6.99% 300 298
05
1 91
72000.00 71116.13 310000.00 2/14/96
5/14/96
2/14/21
90.00 3.25 18.% 2 207000.00 43
9427699 106920000427699 05 ANDERSON 23701
AVENUE 204
STRATHMORE CA 93267 6.99% 300 298
05 1
91
26000.00 7907.46 177000.00 2/13/96
5/13/96
2/13/21
90.00 2.25 18.% 2 132750.00 34
9427700 106910000427700 05 TUTTLE 5031
CRESTLAND
DRIVE LA
MESA CA 91941 6.99% 180 178
05 1 81
50000.00
14543.23 380000.00 2/9/96 5/9/96
2/9/11
65.00 1.00
18.% 2 196500.00 45
9427701 106920000427701 05 BRINDLEY 1554
CHAMBERS
DRIVE
SAN JOSE CA 95118 7.25% 299 297
05 1 91
39500.00
39119.46 250000.00 2/3/96
8/3/96 1/3/21
88.00
2.25 18.% 2 180000.00 39
9427702 106920000427702 00 SHERWOOD 3212
COLLINGSWOOD DRIVE
CAMERON PARK CA 95682 6.99% 300 298
03 1
91
48000.00 47998.00 226000.00 2/8/96
5/8/96
2/8/21
81.00 2.25 18.% 2 133000.00 34
9427703 106920000427703 05 IHLENDORF 21230
CLEAR
HAVEN DRIVE
YORBA LINDA CA 92686 7.25% 299 297
05 1
91
62700.00 51465.78 373000.00 2/8/96
8/8/96
1/8/21
90.00 2.75 18.% 2 272403.00 39
9427708 141910000427708 02 ROSSMAN 12611
SOUTHEAST
MARSH
ROAD SANDY OR 97055 6.99% 179
177 05
1 81
200000.00 200000.00 406000.00 2/9/96
5/9/96
1/9/11
77.00 1.00 18.% 2 112000.00 45
9427709 208910000427709 05 CROONQUIST 6158
HOYT
COURT
ARVADA CO 80004 6.99% 298 297
05 1
81 30000.00
27540.81 126000.00 2/23/96
5/23/96 1/1/21
65.00
0.25 18.% 2 51830.00 27
9427711 106920000427711 00 STROUD 18901
EDWIN
MARKHAM DRIVE
CASTRO VALLEY CA 94552 6.99% 300 298
03 1
91
30000.00 29709.82 305000.00 2/7/96
5/7/96
2/7/21
89.00 2.75 18.% 2 240000.00 46
9427714 106920000427714 01 CARROLL JR 407
CAMINO
ARROYO WEST
DANVILLE CA 94506 7.25% 299 297
09 1
91
21500.00 21242.13 215000.00 2/12/96
8/12/96
1/12/21
90.00 2.75 18.% 2 172000.00 45
9427715 132920000427715 05 PALMUCCI 2506 EL
PASO
GRANDE AVENUE
HENDERSON NV 89014 6.99% 299 297
05 1
91
25500.00 25254.83 202000.00 2/2/96
5/2/96
1/2/21
87.00 2.75 18.% 2 149500.00 43
9427717 112920000427717 05 MUNIZ 2623
SAFFRON DRIVE
ORLANDO FL 32837 7.25% 299 297
05 1
91 14800.00
14732.28 99000.00 2/12/96
8/12/96 1/12/21
90.00
2.75 18.% 2 74250.00 37
9427718 112920000427718 05 VAN WYK 11465
SW 50TH TER
MIAMI FL 33175 7.25% 299 297
05 1 91
40000.00
13513.39 135000.00 2/12/96 8/12/96
1/12/21
90.00
2.75 18.% 2 81000.00 47
9427721 106920000427721 05 KVANDAL 15525
HIDDEN
VALLEY DRIVE
POWAY CA 92064 7.25% 179 177
05 1 91
72000.00
59888.63 310000.00 2/13/96
8/13/96 1/13/11
90.00
2.75 18.% 2 207000.00 27
9427723 106920000427723 05 RANDALL 12136
AVENIDA
SIVRITA
SAN DIEGO CA 92128 7.25% 299 297
03 1
91
35500.00 23354.76 355000.00 2/8/96
8/8/96
1/8/21
90.00 3.75 18.% 2 284000.00 43
9427727 208920000427727 06 SHEAHAN 710
NORTH
ROOSEVELT
AVENUE LOVELAND CO 80537 6.99% 299
297 05
1 91
12000.00 9191.47 85000.00 2/23/96
5/23/96
1/23/21
90.00 2.50 18.% 2 63750.00 28
9427733 106920000427733 05 SYFU 1317
WEST TOLLIVER
STREET
SANTA ANA CA 92703 6.99% 299 297
05 1
91
15000.00 14829.26 150000.00 2/9/96
5/10/96
1/9/21
90.00 3.25 18.% 2 120000.00 49
9427741 106920000427741 05 BROWN 4605
TARANTELLA
LANE
SAN DIEGO CA 92130 6.99% 300 298
05 1
91
42500.00 42156.39 425000.00 2/6/96
5/6/96
2/6/21
90.00 2.75 18.% 2 340000.00 33
9427742 106910000427742 05 MARINELLI III 14083
IDAHO
MARYLAND
ROAD NEVADA CITY CA 95959 6.99% 180
178 05
1 81
50000.00 34911.40 200000.00 2/16/96
5/16/96
2/16/11
25.00 1.00 18.% 1 .00 38
9427743 106920000427743 05 STANLEY 2675
HELIX STREET
SPRING VALLEY CA 92077 6.99% 299 297
05 1
91
17200.00 16981.16 172000.00 2/15/96
5/15/96
1/15/21
90.00 2.50 18.% 2 137600.00 27
9427745 106920000427745 01 SCANLON 915 3RD
STREET
HERMOSA BEACH CA 90254 7.25% 299 296
05 1
91
30500.00 21246.68 305000.00 1/26/96
7/26/96
12/26/20
88.00 2.25 18.% 2 236054.00 36
9427747 106920000427747 05 RANDALL 856
ADAMS
AVENUE
LIVERMORE CA 94550 7.25% 299 297
05 1
91
21000.00 19831.78 210000.00 2/15/96
8/15/96
1/15/21
89.00 2.75 18.% 2 165000.00 43
9427750 106920000427750 00 ALAVI 2260
SUMMIT DRIVE
HILLSBOROUGH CA 94010 7.25% 299 296
05 1
91
48000.00 47968.10 615000.00 1/29/96
7/29/96
12/29/20
88.00 2.75 18.% 2 492000.00 50
9427752 106920000427752 00 HOPKINS 3951
ROYAL OAK
PLACE
LOS ANGELES CA 91436 6.99% 300 298
05 1
91
58500.00 57770.63 585000.00 2/16/96
5/16/96
2/16/21
90.00 2.75 18.% 2 468000.00 37
9427764 153910000427764 05 DAVIS 1902
JEFFERSON WAY
EAST
LYNNWOOD WA 98037 6.99% 299 297
05 1
81
140000.00 138467.60 530000.00 2/9/96
5/9/96
1/9/21
74.00 2.25 18.% 2 250000.00 50
9427766 106920000427766 01 LARIZ 1222
NORTH SUTTER
STREET
SANTA MARIA CA 93454 7.25% 300 299
05 1
91
24250.00 24089.99 161500.00 2/21/96
8/21/96
3/1/21
90.00 2.75 18.% 2 121100.00 43
9427767 106910000427767 02 JONES 3024
HOUNDS
ESTATES COURT
SAN JOSE CA 95135 7.25% 299 297
05 1 81
50000.00
23056.19 305000.00 2/7/96
8/7/96 1/7/21
54.00
0.50 18.% 2 114000.00 36
9427769 208910000427769 03 CHURCHILL 1720
JUDSON
DRIVE
LONGMONT CO 80501 6.99% 298 297
05 1
81
68500.00 19325.41 212000.00 2/23/96
5/23/96
1/1/21
80.00 1.00 18.% 2 101000.00 36
9427770 132910000427770 05 DELGADO 13929
DAVOS
DRIVE
TRUCKEE CA 96161 7.25% 179 177
05 1
81 45800.00
45800.00 196000.00 2/9/96
8/9/96 1/9/11
80.00
1.50 18.% 2 110000.00 35
9427771 217910000427771 06 BERMAN 1622
NORTH LA
SALLE STREET
CHICAGO IL 60614 7.25% 300 298
05 1 81
75000.00
74741.60 800000.00 2/23/96
8/28/96 2/28/21
40.00
1.50 18.% 2 238000.00 40
9427773 106910000427773 01 VICKERS 521 OLD
FARM
COURT
DANVILLE CA 94526 7.25% 299 297
05 1
81
50000.00 13166.27 360000.00 2/24/96
8/24/96
1/24/21
72.00 0.50 18.% 2 207000.00 41
9427774 208910000427774 05 ROWAN 7746
WEST QUARTO
DRIVE
LITTLETON CO 80123 6.99% 299 297
05 1
81
23300.00 10900.00 128000.00 2/13/96
5/13/96
1/13/21
70.00 0.25 18.% 2 66275.00 30
9427775 106920000427775 05 BONAWITZ 5291
LOS ALTOS
DRIVE
YORBA LINDA CA 92686 6.99% 300 298
05 1
91
39000.00 17727.70 390000.00 2/9/96
5/9/96
2/9/21
89.00 2.25 18.% 2 307000.00 45
9427786 153920000427786 05 PIDCOCK 8011
NORTHEAST
150TH COURT
VANCOUVER WA 98682 11.% 299 297
05 1
91
14000.00 14000.00 130000.00 2/7/96
2/7/96
1/7/21
90.00 2.75 18.% 2 102929.00 34
9427791 104910000427791 03 THOMAS 3914
EAST
DESMOINES ST
MESA AZ 85205 6.99% 299 297
05 1 81
57400.00
27618.92 170000.00 2/23/96 5/23/96
1/23/21
80.00
1.00 18.% 2 78540.00 34
9427792 106920000427792 05 ELSTNER 680
DARA ROAD
GOLETA CA 93117 6.99% 299 297
05 1 91
40000.00
32236.98 270000.00 2/22/96
5/22/96 1/22/21
90.00
2.25 18.% 2 202500.00 25
9427793 149910000427793 03 TALBOT 4623
SOUTH 1320
EAST SALT
LAKE CITY UT 84117 6.99% 299 297
03 1 81
50000.00
20279.55 155000.00 2/21/96 5/21/96
1/21/21
80.00
0.50 18.% 2 73519.00 45
9427795 112910000427795 03 WILSON 908
ROYAL ROAD
VENICE FL 34293 6.99% 299 297
05 1 81
10000.00
9763.19 58000.00 2/23/96
5/23/96 1/23/21
78.00
0.25 18.% 2 34751.00 25
9427799 208910000427799 06 BURMAN 5549
SPRING
WILLOW DRIVE
MORRISON CO 80465 6.99% 300 298
05 1
81
38400.00 36270.08 270000.00 2/23/96
5/23/96
2/23/21
61.00 0.25 18.% 2 125000.00 26
9427802 125920000427802 02 WONDISFORD 114
WILLARD
ROAD
BROOKLINE MA 02146 10.75% 299 296
05 1
91
50000.00 10668.86 696000.00 1/26/96
4/26/96
12/26/20
88.00 2.50 18.% 2 556800.00 34
9427804 106920000427804 05 SHERER 1133
NORTH VIA
ESPERANZA
SAN DIMAS CA 91773 6.99% 299 297
05 1
91
33000.00 32477.70 281000.00 2/23/96
5/23/96
1/23/21
86.00 2.75 18.% 2 207000.00 40
9427806 106920000427806 05 STRACKA 3650
RANCH TOP
ROAD
PASADENA CA 91107 6.99% 299 297
05 1
91
76500.00 75424.15 510000.00 2/16/96
5/16/96
1/16/21
90.00 2.50 18.% 2 382500.00 28
9427808 106920000427808 05 SULLIVAN 20460
VIA
SONADOR
YORBA LINDA CA 92686 6.99% 299 297
05 1
91
36850.00 36348.53 369000.00 2/21/96
5/21/96
1/21/21
90.00 2.75 18.% 2 294800.00 48
9427810 106920000427810 02 GREGG 3077
SECRET LAKE
TRAIL
COOL CA 95614 7.25% 299 297
05 1 91
37000.00
36444.69 180000.00 2/8/96 8/8/96
1/8/21
90.00
2.75 18.% 2 125000.00 42
9427811 106910000427811 05 DEMSKI 105
PALADINI ROAD
NOVATO CA 94947 6.99% 300 298
05 1
81 13000.00
12989.50 275000.00 2/8/96
5/8/96 2/8/21
80.00
1.00 18.% 2 204750.00 42
9427813 106920000427813 00 PHAM 1561
WEST HEDDING
STREET
SAN JOSE CA 95126 7.25% 299 296
05 1 91
34700.00
34386.46 231500.00 1/31/96
7/31/96 12/31/20
90.00
2.75 18.% 2 173600.00 40
9427816 106920000427816 00 BABCOCK 28902
EL APAJO
LAGUNA NIGUEL CA 92677 6.99% 299 297
03 1
91
34000.00 33619.51 340000.00 2/5/96
5/5/96
1/5/21
90.00 2.75 18.% 2 272000.00 41
9427817 208910000427817 05 SCHUMACHER 856
SOUTH
HIGH STREET
DENVER CO 80209 6.99% 299 297
05 1
81 50000.00
7950.49 180000.00 2/15/96
5/31/96 1/15/21
44.00
0.25 18.% 2 28879.00 21
9427826 106920000427826 05 GOLBERT 911
SOUTH
RIDGECREST CIRCLE
ANAHEIM CA 92807 6.99% 299 297
03 1
91
20000.00 19846.25 200000.00 2/6/96
5/6/96
1/6/21
90.00 2.75 18.% 2 160000.00 49
9427831 106920000427831 00 SORONEN 11551
DECENTE
DRIVE LOS
ANGELES CA 91604 7.25% 299 297
05 1 91
39000.00
38971.83 260000.00 2/7/96 8/7/96
1/7/21
90.00
2.75 18.% 2 195000.00 39
9427835 106920000427835 05 NOZAKI 1558
ARRIBA DRIVE
MONTEREY PARK CA 91754 6.99% 300 298
05 1
91
80000.00 79779.74 285000.00 2/8/96
5/8/96
2/8/21
89.00 2.75 18.% 2 173045.00 45
9427840 106920000427840 01 DEL SARTO 1309
DARLENE
AVENUE
SAN MATEO CA 94403 6.99% 299 297
05 1
91
39000.00 33745.35 260000.00 2/6/96
5/6/96
1/6/21
90.00 2.75 18.% 2 195000.00 40
9427842 106920000427842 05 OSHMAN 3724
BUENA PARK
DRIVE
LOS ANGELES CA 91604 6.99% 299 297
05 1
91
23000.00 23000.00 255000.00 2/5/96
5/5/96
1/5/21
89.00 3.75 18.% 2 202923.00 44
9427849 213920000427849 05 PAVAN 6617
WEST COUNTY
LINE ROAD
LULA GA 30554 12.% 299 295
05 1 91
32000.00
32000.00 100000.00 12/28/95 3/26/96
11/28/20
88.00
3.75 18.% 2 55033.00 33
9427856 225920000427856 05 HUBBARD 100
HOLLIS
STREET S.
WEYMOUTH MA 02190 7.25% 298 298
05 1
91
30650.00 30422.64 156000.00 3/13/96
9/13/96
2/1/21
90.00 3.25 18.% 2 109750.00 34
9427860 106910000427860 00 FARR 734
ESPLANADE
STREET, #B
REDONDO BEACH CA 90277 6.99% 299 297
01 1
91
50000.00 49883.01 545000.00 2/12/96
5/12/96
1/12/21
89.00 2.75 18.% 2 432800.00 33
9427861 113920000427861 05 COLE 260
APALACHEE
CHURCH ROAD
AUBURN GA 30203 11.% 299 297
05 1 92
16300.00
16243.80 89000.00 1/12/96
3/11/96 1/11/21
90.00
2.75 18.% 2 63800.00 33
9427867 106920000427867 00 WOLVERTON 1579
PIONEER
TRAIL
SOUTH LAKE TAHOE CA 96150 6.99% 300 299
05
1 91
24300.00 24285.02 250000.00 2/9/96
6/1/96
3/1/21
88.00 2.25 18.% 2 194400.00 44
9427877 106920000427877 03 UMPHREY 150 THE
VILLAGE
#1
REDONDO BEACH CA 90277 6.99% 299 297
01 1
91
34500.00 34024.27 348000.00 2/24/96
5/24/96
1/24/21
90.00 2.25 18.% 2 276000.00 41
9427889 132920000427889 03 HERNANDEZ JR 5020
LEO DRIVE
LAS
VEGAS NV 89130 6.99% 299 297
05 1 91
21900.00
20781.49 130000.00 2/22/96 5/22/96
1/22/21
90.00
2.75 18.% 2 95064.22 37
9427890 136920000427890 03 BUSTAMANTE 232
92ND
STREET
BROOKLYN NY 11209 6.99% 299 297
05 1
91
34800.00 34212.20 295000.00 2/12/96
5/12/96
1/12/21
90.00 2.75 18.% 2 230676.00 38
9427891 113930000427891 03 SCHRECK 4412
SMOKE STONE
COURT
MARIETTA GA 30062 6.99% 179 177
05 1
91
43400.00 42800.51 180000.00 2/24/96
5/24/96
1/24/11
90.00 2.25 18.% 2 118579.00 43
9427892 106920000427892 01 KRUSEMARK 1104
WHIPPLE
AVENUE #7
REDWOOD CITY CA 94062 7.25% 300 299
01 1
91
22800.00 22488.58 152000.00 2/22/96
8/22/96
3/1/21
90.00 3.25 18.% 2 114000.00 40
9427893 149920000427893 03 KYNASTON 6279
WEST 3960
SOUTH
WEST VALLEY CITY UT 84120 7.25% 299 297
05 1
91
44000.00 42277.81 111000.00 2/23/96
8/23/96
1/23/21
90.00 2.75 18.% 2 55246.00 39
9427894 106920000427894 05 BRUCE 260
OVERLOOK
DRIVE
BOULDER CREEK CA 95006 6.99% 299 297
05 1
91
31300.00 31226.76 209000.00 2/9/96
5/9/96
1/9/21
90.00 2.75 18.% 2 156750.00 44
9427900 106920000427900 04 MADDUX 1000
GATTER
DRIVE
ANTIOCH CA 94509 6.99% 180 179
05 1
91 20000.00
15628.15 200000.00 2/15/96
5/15/96 3/1/11
90.00
2.75 18.% 2 160000.00 46
9427901 106920000427901 01 GIBBS 5623 MT
HOOD COURT
MARTINEZ CA 94553 6.99% 180 179
05 1
91
62700.00 61782.65 300000.00 2/23/96
5/23/96
3/1/11
90.00 2.75 18.% 2 207000.00 31
9427903 206910000427903 02 YORT 431
LINCOLN
BOULEVARD
SANTA MONICA CA 90402 6.99% 299 298
05 1
91
75000.00 74350.54 720000.00 3/15/96
6/15/96
2/15/21
90.00 2.75 18.% 2 573000.00 39
9427912 106910000427912 05 SHAW 8221
LANGDON
AVENUE #203
VAN NUYS CA 91406 6.99% 299 297
01 1
81
46400.00 19083.20 58000.00 2/8/96
5/8/96
1/8/21
80.00 0.50 18.% 1 .00 32
9427917 106910000427917 05 MCMANUS 20599
SUNRISE
DRIVE
CUPERTINO CA 95014 7.25% 179 177
05 1
81
50000.00 14891.18 400000.00 2/9/96
8/9/96
1/9/11
62.00 1.00 18.% 2 195000.00 25
9427919 236910000427919 00 GROSS 37
ALBERT DRIVE
MONSEY NY 10952 6.99% 299 297
05 1
81
150000.00 149017.06 188000.00 2/12/96
5/12/96
1/12/21
80.00 1.50 18.% 1 .00 33
9427921 106910000427921 00 MOAZAM 105 N
FALLS DRIVE
FOLSOM CA 95630 6.99% 299 297
05 1
81 65000.00
59735.88 362600.00 2/22/96
5/22/96 1/22/21
76.00
1.00 18.% 2 207000.00 43
9427922 209920000427922 02 WOODSIDE 30 PINE
HILL
TERRACE
STAMFORD CT 06903 6.99% 299 297
05 1
91
33000.00 14789.05 255000.00 2/26/96
5/26/96
1/26/21
90.00 2.25 18.% 2 196000.00 40
9427923 106930000427923 00 REED 20
CLAREMONT
AVENUE
COTO DE CAZA AREA CA 92679 11.% 301 299
03
1 91
51600.00 51538.56 516316.00 2/1/96
4/1/96
3/1/21
90.00 2.75 18.% 2 413050.00 40
9427935 101920000427935 00 RITCHEY 314
STAR TREK
DRIVE
BIRMINGHAM AL 35124 7.25% 300 297
05 1
91
40000.00 39683.82 470000.00 1/31/96
4/30/96
1/31/21
86.00 2.25 18.% 2 360000.00 41
9427940 141920000427940 05 EYMAN 709
WIDEAN LANE
JACKSONVILLE OR 97530 6.99% 300 298
05 1
91
36200.00 36122.23 118000.00 2/13/96
5/13/96
2/13/21
90.00 2.25 18.% 2 69372.00 30
9427941 106920000427941 00 OFIELD 2931
CHARLEMAGNE
AVENUE
LONG BEACH CA 90815 6.99% 299 297
05 1
91
29100.00 28775.86 199000.00 2/7/96
5/7/96
1/7/21
88.00 2.75 18.% 2 145500.00 36
9427942 106920000427942 02 REAM 639
EAST ALMOND
AVENUE
ORANGE CA 92666 6.99% 300 298
05 1
91 20200.00
19751.58 192500.00 2/6/96
5/6/96 2/6/21
90.00
2.25 18.% 2 153000.00 36
9427944 106920000427944 01 OSWAKS 338
NORTH CITRUS
AVENUE
LOS ANGELES CA 90036 6.99% 299 297
05 1
91
38000.00 37554.18 510000.00 2/5/96
5/5/96
1/5/21
88.00 2.75 18.% 2 408000.00 45
9427947 106910000427947 05 HOWELL 4083
MEDFORD
COURT
MARTINEZ CA 94553 7.25% 299 297
05 1
91
25500.00 25036.60 270000.00 2/15/96
8/16/96
1/15/21
86.00 2.75 18.% 2 204200.00 44
9427949 106910000427949 00 STRICKLAND 902
SUMMER
HOLLY LANE
ENCINITAS CA 92024 6.99% 299 297
05 1
91 56000.00
55877.82 560000.00 2/13/96
5/13/96 1/13/21
90.00
3.25 18.% 2 448000.00 40
9427950 149920000427950 05 BEEBE 475
NORTH 600 EAST
SPANISH FORK UT 84660 6.99% 300 298
05 1
81
26500.00 26463.37 110000.00 2/12/96
5/12/96
2/12/21
65.00 0.50 18.% 2 44935.00 21
9427954 106920000427954 00 TWEED 29421
CLIPPER WAY
LAGUNA NIGUEL CA 92677 6.99% 300 298
03 1
91
38000.00 37911.09 381000.00 2/16/96
5/16/96
2/16/21
90.00 2.25 18.% 2 304500.00 38
9427957 113910000427957 05 WOOD 1843
WALTHALL
DRIVE
ATLANTA GA 30318 6.99% 179 178
05 1
81 35000.00
28987.67 263000.00 2/7/96
5/7/96 2/6/11
80.00
0.50 18.% 2 175000.00 28
9427960 106910000427960 05 BOGDANOFF 921
NORTH SAN
GABRIEL
AVENUE AZUSA CA 91702 6.99% 299
297 05
1 91
26500.00 26164.56 210000.00 2/16/96
5/16/96
1/16/21
90.00 3.25 18.% 2 162500.00 48
9427963 115920000427963 01 BALLESTEROS JR 2513
KALIHI
STREET
HONOLULU HI 96819 6.99% 300 298
05 1
91
51000.00 50689.59 530000.00 2/6/96
5/6/96
2/6/21
90.00 2.75 18.% 2 424000.00 40
9427964 106920000427964 05 COOPER 812
MIDPINE WAY
SEBASTOPOL CA 95472 7.25% 299 297
05 1
91
30700.00 30319.67 307000.00 2/13/96
8/14/96
1/14/21
90.00 2.75 18.% 2 245600.00 41
9427966 112920000427966 02 MANCUSO 3141
RIVERLAND
ROAD
FORT LAUDERDALE FL 33312 7.25% 299 297
05
1 91
23000.00 19170.39 100000.00 2/14/96
8/14/96
1/14/21
90.00 2.25 18.% 2 67000.00 45
9427970 106910000427970 05 PLEITEZ 1972
QUAIL GLEN
ROAD
ESCONDIDO CA 92029 6.99% 299 297
05 1
91
55000.00 54304.00 555000.00 2/15/96
5/15/96
1/15/21
90.00 3.25 18.% 2 444000.00 38
9427978 106920000427978 01 ZABLOTSKY 2298
LOCH WAY
EL
DORADO CA 95762 11.% 299 297
03 1 92
97000.00
49319.56 530000.00 2/23/96 3/31/96
1/23/21
90.00
2.75 18.% 2 379000.00 45
9427979 106910000427979 05 VALLIN 4850
ABERDEEN
STREET SAN
DIEGO CA 92117 7.25% 298 297
05 1 91
22000.00
21590.41 179000.00 2/15/96 8/14/96
1/14/21
90.00
2.75 18.% 2 139000.00 45
9427983 153920000427983 02 GRIESBACH 3900
39TH
AVENUE
SOUTHWEST SEATTLE WA 98116 7.25% 299
297
05 1
91 65300.00 64527.64 283000.00 2/13/96
8/13/96
1/13/21
90.00 2.75 18.% 2
189000.00 44
9427984 106920000427984 01 GAUDY 84
FRONTIER TRAIL
DRIVE
SAN JOSE CA 95136 7.25% 287 285
05 1 91
28300.00
27988.58 189000.00 2/9/96
8/9/96 1/9/20
90.00
2.75 18.% 2 141750.00 43
9427985 106910000427985 02 FREDERICK 1135
WEST
QUEENSIDE DRIVE
COVINA CA 91722 6.99% 299 297
05 1 91
15500.00
15240.56 160000.00 2/9/96
5/9/96 1/9/21
84.00
2.75 18.% 2 118625.00 46
9427988 249920000427988 06 CATES 715
BERN WAY
MIDWAY
UT 84049 6.99% 300 298 05
1 91
24750.00
19819.46 247500.00 2/27/96 5/27/96
2/27/21
90.00
2.25 18.% 2 197658.00 44
9427991 113920000427991 00 HUBBARD 1801
SUNSET
DRIVE
DALLAS GA 30132 6.99% 300 299
05 1 91
40200.00
40200.00 132000.00 2/29/96
5/29/96 3/1/21
88.00
3.75 18.% 2 75000.00 29
9427993 106910000427993 02 CHICE 1688
BASELINE ROAD
LA
VERNE CA 91750 6.99% 299 297
05 1 91
21500.00
21410.57 200000.00 2/15/96 5/15/96
1/15/21
84.00
2.75 18.% 2 145131.00 41
9427995 141920000427995 03 BLOOM-HEDINE 7037 SW
158TH
AVE
BEAVERTON OR 97007 6.99% 299 297
05 1
91
20000.00 11599.43 145000.00 2/23/96
5/23/96
1/23/21
89.00 2.25 18.% 2 109000.00 36
9427996 141910000427996 03 ROTHENBERGER RTE 2
BOX 175
ASTORIA OR 97103 7.25% 299 297
05 1
81 20000.00
10238.79 125000.00 2/23/96
8/23/96 1/23/21
63.00
0.50 18.% 2 58467.00 33
9427997 106920000427997 02 MILLER 260
BRENTWOOD
STREET
COSTA MESA CA 92627 7.25% 299 297
05 1
91
45000.00 35112.72 480000.00 2/15/96
5/15/96
1/15/21
84.00 2.75 18.% 2 356000.00 49
9427999 106930000427999 01 RACH 1681
PEGASUS
STREET
SANTA ANA AREA CA 92707 6.99% 299 297
05 1
91
10000.00 9761.28 240000.00 2/14/96
5/14/96
1/14/21
90.00 2.25 18.% 2 206000.00 23
9428000 106920000428000 05 ONCLEY JR 4407
LADOGA
AVENUE
LAKEWOOD CA 90713 6.99% 299 297
05 1
91
30000.00 29878.10 200000.00 2/23/96
5/23/96
1/23/21
90.00 2.75 18.% 2 150000.00 46
9428001 115920000428001 02 GARCIA 778
POMAIKAI
STREET
KAHULUI HI 96732 6.99% 300 298
05 1 91
80000.00
80000.00 308000.00 2/2/96
5/2/96 2/2/21
89.00
2.75 18.% 2 192000.00 34
9428002 106920000428002 05 TIPTON 2829
BURTON DRIVE
OAKLAND CA 94611 6.99% 300 298
05 1
91
36000.00 35881.29 270000.00 2/20/96
5/20/96
2/20/21
90.00 2.75 18.% 2 207000.00 50
9428004 106920000428004 05 ROSENBERG 3 DUANE
IRVINE
CA 92720 6.99% 299 297 05
1 91 36000.00
36039.73 270000.00 2/16/96 5/16/96
1/16/21
90.00
2.75 18.% 2 207000.00 42
9428005 106920000428005 05 WALLS 749
PEPPER DRIVE
SAN
BRUNO CA 94066 6.99% 300 298
05 1 91
30000.00
16445.59 265000.00 2/20/96 5/20/96
2/20/21
90.00
2.25 18.% 2 207000.00 39
9428007 112930000428007 06 BARTUSZ 147
GOLDEN
BEACH DRIVE
GOLDEN BEACH FL 33160 7.25% 299 297
05 1
91
60200.00 8557.71 410000.00 2/8/96
8/8/96
1/8/21
90.00 3.00 18.% 2 308770.00 18
9428009 106910000428009 01 WAITE 934
RAWHIDE PLACE
NEWBERRY PARK CA 91320 6.99% 299 297
05 1
81
75000.00 18153.20 285000.00 2/13/96
5/13/96
1/13/21
53.00 1.50 18.% 2 74517.00 49
9428010 106910000428010 02 NAUJOKAS 14762
ATHEL
AVENUE
IRVINE CA 92714 6.99% 299 297
05 1 91
33000.00
32890.14 277000.00 2/12/96
5/12/96 1/12/21
84.00
2.25 18.% 2 199000.00 36
9428013 106910000428013 05 HEINE 3105
RINDE LANE #2
REDONDO BEACH CA 90278 7.25% 179 177
01 1
81
20000.00 19962.87 285000.00 2/14/96
8/14/96
1/14/11
80.00 0.50 18.% 2 207000.00 37
9428014 115930000428014 01 OANA 115
PAMAKANI PL
MAKAWAO HI 96768 6.99% 300 298
05 1
91
45000.00 42426.78 220000.00 2/7/96
5/7/96
2/7/21
90.00 3.75 18.% 2 153000.00 47
9428019 206910000428019 01 VERDON 25642
DILLON ROAD
LAGUNA HILLS CA 92653 10.5% 311 308
03 1
81
153900.00 153553.19 1500000.00 1/23/96
4/23/96
12/23/21
74.00 2.25 18.% 2 944526.00 50
9428020 206910000428020 00 ERICKSON 16360
SOUTH
KENNEDY ROAD
LOS GATOS CA 95032 6.99% 299 297
05 1
91
100000.00 99651.12 665000.00 2/27/96
4/30/96
1/27/21
90.00 2.75 18.% 2 498500.00 40
9428021 106910000428021 05 NEAL 4249
AGNES AVENUE
STUDIO CITY CA 91604 6.99% 299 297
05 1
81
26000.00 25879.41 300000.00 2/26/96
5/26/96
1/26/21
74.00 2.25 18.% 2 195000.00 31
9428025 106910000428025 05 PAULEY 2610
PASATIEMPO
GLEN
ESCONDIDO CA 92025 6.99% 300 298
03 1
81
50000.00 33184.40 345000.00 2/17/96
5/17/96
2/17/21
75.00 0.25 18.% 2 207000.00 26
9428026 208910000428026 02 MARLETTE 5275
SOUTH WACO
STREET
AURORA CO 80015 6.99% 299 297
03 1
81 29000.00
15429.51 149000.00 2/16/96
5/16/96 1/16/21
80.00
0.50 18.% 2 90000.00 45
9428027 106920000428027 00 ALEXONIS 3826
ALTA MESA
DRIVE
LOS ANGELES CA 91604 7.25% 299 297
05 1
91
18000.00 17959.43 180000.00 2/20/96
8/20/96
1/20/21
90.00 2.75 18.% 2 144000.00 41
9428033 208920000428033 02 MICHEL 792
SOUTH 12TH
AVENUE
BRIGHTON CO 80601 6.99% 299 297
05 1
91
41200.00 40683.47 142000.00 2/16/96
5/16/96
1/16/21
87.00 2.25 18.% 2 82000.00 45
9428034 106910000428034 02 WOODWARD 8340
DUFRESNE
WAY
SAN DIEGO CA 92129 7.25% 299 297
05 1
91
31400.00 31329.24 196000.00 2/15/96
8/15/96
1/15/21
90.00 3.25 18.% 2 145000.00 50
9428037 106910000428037 05 HARDWICK 17952
VIA
RANCHERO
YORBA LINDA CA 92686 7.25% 179 178
05 1
81
75000.00 75000.00 925000.00 3/8/96
9/8/96
2/8/11
25.00 1.50 18.% 2 150000.00 42
9428038 504910000428038 05 ROMERO 1005
WEST
DELAWARE STREET
TUCSON AZ 85745 7.25% 311 308
05 1
81 62400.00
11518.01 78000.00 1/10/96
7/10/96 12/10/21
80.00
1.50 18.% 1 .00 40
9428039 106920000428039 01 HOVAN 55
LINDA VISTA
AVENUE
TIBURON CA 94920 6.99% 180 178
05 1
91 42350.00
42350.00 605000.00 2/12/96
5/12/96 2/12/11
88.00
4.25 18.% 2 488846.00 35
9428040 106910000428040 00 RUFFNER 27878
CROWN
COURT CIRCLE
#89 LOS ANGELES CA 91354 6.99% 299
297 01
1 91
17100.00 17056.71 171900.00 2/15/96
5/15/96
1/15/21
90.00 2.75 18.% 2 137500.00 42
9428041 504910000428041 00 ORR 3961 N
JIMSONWEED
DRIVE
TUCSON AZ 85749 7.25% 191 188
03 1 81
50000.00
50000.00 369000.00 1/17/96
7/17/96 12/17/11
70.00
1.00 18.% 2 206029.00 21
9428042 225910000428042 05 CATTAN 23
CHADWICK
FARM ROAD
BOXFORD MA 01921 6.99% 300 298
05 1
81
100000.00 42884.05 425000.00 2/27/96
5/27/96
2/27/21
59.00 1.50 18.% 2 150000.00 43
9428059 106920000428059 05 RASCENTO 6253
VIA DE
ADRIANNA
SAN JOSE CA 95120 6.99% 300 298
05 1 91
10000.00
4943.08 330000.00 2/13/96
5/13/96 2/13/21
84.00
2.25 18.% 2 264000.00 42
9428081 106920000428081 05 KIM 17023
MAYALL STREET
LOS
ANGELES CA 91325 6.99% 300 298
05 1 91
35250.00
35160.77 235000.00 2/16/96
5/16/96 2/16/21
90.00
2.25 18.% 2 176250.00 40
9428090 124920000428090 06 GOODNIGHT JR 2803
HENDERSON AVENUE
SILVER SPRING MD 20902 11.% 300 296
05 1
91
19000.00 19000.00 157000.00 12/22/95
3/22/96
12/22/20
89.00 2.75 18.% 2 120000.00 35
9428093 206920000428093 03 GOODMAN 10501
LAMPSON
AVENUE
GARDEN GROVE CA 92640 6.99% 299 297
05 1
91
24700.00 24585.44 165000.00 2/13/96
5/13/96
1/13/21
90.00 2.75 18.% 2 123750.00 45
9428098 124920000428098 02 WOOD 2424
SOLOMONS
ISLAND ROAD
PRINCE FREDERICK MD 20678 11.% 300 296
05 1
91
42000.00 41950.00 380000.00 12/21/95
3/21/96
12/21/20
90.00 2.75 18.% 2 299599.00 50
9428099 149910000428099 02 BRADY 1477
EAST
STRATFORD AVENUE
SALT LAKE CITY UT 84106 6.99% 300 298
05 1
81
34950.00 22000.00 142000.00 2/12/96
5/12/96
2/12/21
80.00 1.00 18.% 2 78634.00 36
9428100 106910000428100 01 LONKY 1158
CHAUTAUQUA
BOULEVARD
LOS ANGELES CA 90272 7.25% 299 297
05 1
81
50000.00 49539.02 1250000.00 2/13/96
8/13/96
1/13/21
69.00 1.00 18.% 2 812500.00 45
9428101 124910000428101 06 ANGLADE-COLE 17407
BEAUVOIR
BOULEVARD DERWOOD MD 20855 11.% 300
296
05 1
91 42000.00 42000.00 260000.00
12/21/95 3/21/96
12/21/20 90.00 2.75 18.% 2
192000.00 32
9428103 116920000428103 05 MADRID 2226
WEST STATE
STREET
BOISE ID 83702 7.25% 299 297
05 1 91
21900.00
17362.63 130000.00 2/16/96 8/16/96
1/16/21
90.00
2.75 18.% 2 95000.00 38
9428104 106920000428104 01 SPINDEL 491
BLACKHAWK
DRIVE
THOUSAND OAKS CA 91320 7.25% 299 297
05 1
91
41200.00 32938.74 275000.00 2/13/96
8/13/96
1/13/21
90.00 2.25 18.% 2 206250.00 43
9428113 106920000428113 00 SWAN 21915
RODEO COURT
COLFAX CA 95713 6.99% 300 298
05 1 91
40000.00
26978.19 235000.00 2/7/96
5/7/96 2/7/21
88.00
2.25 18.% 2 166500.00 40
9428114 113910000428114 05 DEVORE 252
CRICKET LANE
ALPHARETTA GA 30201 6.99% 299 298
05 1
81
25000.00 20000.00 150000.00 2/14/96
5/14/96
2/13/21
76.00 0.50 18.% 2 88746.00 28
9428131 106920000428131 05 TAFOYA 541
PACIFIC COVE
DRIVE
PORT HUENEME CA 93041 6.99% 299 297
05 1
91
25000.00 25000.00 230000.00 2/14/96
5/14/96
1/14/21
90.00 2.75 18.% 2 182000.00 33
9428132 206920000428132 01 MORRIS 1611
MANTELLI
DRIVE
GILROY CA 95020 7.25% 299 297
05 1 91
50000.00
40032.90 286000.00 2/12/96
5/12/96 1/12/21
89.00
2.25 18.% 2 202541.00 45
9428133 113920000428133 00 BUCK 1708
BRANDON LEE
WAY
MARIETTA GA 30060 6.99% 299 297
05 1
91
19000.00 19000.00 127000.00 1/31/96
4/30/96
1/30/21
90.00 2.25 18.% 2 95150.00 33
9428134 208910000428134 05 SESSA 682 W
HICKORY
STREET
LOUISVILLE CO 80027 7.25% 300 298
03 1
81
18500.00 18458.31 295000.00 2/16/96
8/16/96
2/22/21
77.00 1.00 18.% 2 207000.00 33
9428136 106920000428136 00 THORNTON 3616
SKYLINE
DRIVE
HAYWARD CA 94542 6.99% 299 297
05 1
91
33300.00 33190.20 267000.00 2/14/96
5/14/96
1/14/21
90.00 2.75 18.% 2 207000.00 42
9428137 106920000428137 00 JEAN 2345
OAK GLEN
CIRCLE
MARTINEZ CA 94553 7.25% 299 297
05 1
91
22200.00 22132.33 222000.00 2/20/96
8/20/96
1/20/21
90.00 2.75 18.% 2 177600.00 37
9428138 106920000428138 05 LONG 6454
GARNET STREET
RANCHO CUCAMONGO CA 91701 6.99% 299 297
05
1 91
49700.00 49564.67 203000.00 2/13/96
5/13/96
1/13/21
90.00 3.25 18.% 2 133000.00 46
9428139 206920000428139 05 SCHUTTS 1569 LA
BREA
ROAD
PALM SPRINGS CA 92264 6.99% 299 297
05 1
91
33000.00 32721.19 210000.00 2/16/96
5/16/96
1/16/21
89.00 2.75 18.% 2 152236.00 35
9428141 113910000428141 05 FUJII 3620
STONEWALL
COURT
ATLANTA GA 30339 6.99% 299 298
01 1
91 15000.00
11971.92 100000.00 2/15/96
5/15/96 2/14/21
90.00
2.25 18.% 2 75000.00 37
9428142 153910000428142 00 WALLACE 9905 SE
18TH
CIRCLE
VANCOUVER WA 98664 7.25% 299 297
05 1
81
43500.00 43410.61 268000.00 2/20/96
8/21/96
1/20/21
80.00 1.00 18.% 2 170000.00 42
9428143 106910000428143 01 SUNDE 2610
CORONET
BOULEVARD
BELMONT CA 94002 6.99% 299 297
05 1
81
148500.00 77566.72 355000.00 2/14/96
5/14/96
1/14/21
80.00 1.00 18.% 2 135027.00 33
9428146 106920000428146 00 YAMASAKI 3141
WOODGREEN
CT
THOUSAND OAKS CA 91362 6.99% 299 297
05 1
91
62900.00 62752.83 299950.00 2/13/96
5/13/96
1/13/21
90.00 3.25 18.% 2 207000.00 50
9428147 153920000428147 00 PARKER 3151
108TH AVENUE
S.E.
BELLEVUE WA 98004 6.99% 299 297
05 1
91
38200.00 38103.30 255000.00 2/16/96
5/16/96
1/16/21
90.00 2.75 18.% 2 191250.00 42
9428149 106920000428149 05 MANSOORI 8875
MIGNONETTE
STREET
RANCHO CUCAMONGA CA 91701 6.99% 300 298
05
1 91
25000.00 24946.29 128000.00 2/20/96
5/20/96
2/20/21
90.00 2.75 18.% 2 89600.00 40
9428154 208920000428154 02 DURAM 8783
WEST QUARTO
AVENUE
LITTLETON CO 80123 6.99% 299 297
05 1
91
33700.00 33025.88 160000.00 2/19/96
5/19/96
1/19/21
83.00 2.75 18.% 2 98628.00 50
9428155 106920000428155 05 PFAHL 11046
BOLZANO WAY
TRUCKEE CA 96162 7.25% 299 297
03 1
91 34300.00
34195.45 141000.00 2/16/96
8/16/96 1/16/21
90.00
2.50 18.% 2 92550.00 22
9428159 106920000428159 05 MILAM 184
DAISY COURT
HERCULES CA 94547 7.25% 299 297
05 1
91
42000.00 41871.98 247000.00 2/14/96
8/14/96
1/14/21
90.00 2.75 18.% 2 180000.00 44
9428161 106920000428161 01 PREHATNY 13770
VIA TRES
VISTA SAN
DIEGO CA 92129 7.25% 299 297
05 1 91
21700.00
21646.79 217000.00 2/15/96 8/15/96
1/15/21
90.00
2.50 18.% 2 173600.00 29
9428163 153910000428163 05 SMITH 2039
COOK AVENUE
PORT
TOWNSEND WA 98368 7.25% 299 297
05 1
81 60000.00
59264.79 375000.00 2/12/96
8/12/96 1/12/21
71.00
1.50 18.% 2 203150.00 50
9428166 106910000428166 05 FEE 2655
TWENTY-FIRST
AVENUE
SAN FRANCISCO CA 94116 7.25% 299 297
05 1
81
15000.00 6955.61 290000.00 2/14/96
8/14/96
1/14/21
77.00 1.00 18.% 2 207000.00 42
9428168 106920000428168 01 LUGO 3452
ALISO DRIVE
BONITA
CA 91902 7.25% 299 297 05
1 91
52500.00
21870.42 350000.00 2/13/96 8/13/96
1/13/21
90.00
2.75 18.% 2 262500.00 30
9428172 106920000428172 05 WOLKENMUTH, JR. 4211
BLACKHAWK
MEADOW PLACE DANVILLE CA 94506 6.99% 300
298
03
1 91 99400.00 98920.22 850000.00
2/9/96 5/9/96
2/9/21 90.00 3.25 18.% 2
665600.00 43
9428178 106920000428178 05 NGUYEN 308
NORTH
BUSHNELL AVENUE
ALHAMBRA CA 91801 6.99% 300 298
05 1
91
55150.00 36961.00 350000.00 2/14/96
5/14/96
2/14/21
90.00 3.25 18.% 2 259850.00 45
9428185 106920000428185 05 WILCOTS 2570
RESERVOIR
DRIVE
NORCO CA 91760 6.99% 300 298
05 1 91
25500.00
25474.52 235000.00 2/14/96
5/14/96 2/14/21
83.00
2.75 18.% 2 168000.00 37
9428187 149920000428187 02 PERKINS 739
SOUTH 100 EAST
SPRINGVILLE UT 84663 6.99% 299 297
05 1
91
25000.00 24975.02 106000.00 2/9/96
5/9/96
1/9/21
89.00 2.50 18.% 2 69000.00 28
9428193 236910000428193 05 PHILIPS 164-44
81ST AVENUE
JAMAICA NY 11432 6.99% 300 299
05 1
81 25000.00
20000.00 200000.00 2/29/96
5/29/96 3/1/21
71.00
1.00 18.% 2 116385.84 38
9428194 208920000428194 02 O'ROURKE 825
18TH STREET,
UNIT 2
BOULDER CO 80302 6.99% 298 297
01 1
91 25000.00
25000.00 140000.00 2/29/96
5/29/96 1/1/21
90.00
2.25 18.% 2 100498.00 43
9428196 149920000428196 01 PHILLIPS 1754
WEST 600
NORTH SALT
LAKE CITY UT 84116 6.99% 299 297
05 1 91
19000.00
18871.56 109500.00 2/20/96 5/20/96
1/20/21
90.00
2.50 18.% 2 79500.00 30
9428197 153920000428197 03 EVANS 13615
424TH AVE S.E.
NORTHBEND WA 98045 6.99% 299 297
05 1
91
41200.00 38000.00 260000.00 2/28/96
5/28/96
1/28/21
90.00 2.25 18.% 2 192725.00 44
9428198 106920000428198 01 KAMINSKY 1072
SOUTH POINT
VIEW
STREET LOS ANGELES CA 90035 7.25% 299
297 05
1 91
37000.00 36498.27 370000.00 2/16/96
8/16/96
1/16/21
90.00 2.50 18.% 2 296000.00 26
9428201 106920000428201 01 TREMBATH 1985
OLD OAK
DRIVE
WALNUT CREEK CA 94595 7.25% 299 297
05 1
91
32100.00 31995.78 374000.00 2/21/96
8/21/96
1/21/21
90.00 3.25 18.% 2 304000.00 50
9428203 212920000428203 02 GOMEZ 704
MICKLER
BOULEVARD
SAINT AUGUSTINE FL 32084 7.25% 300 299
05 1
91
11500.00 11426.11 121500.00 3/8/96
9/8/96
3/14/21
88.00 2.75 18.% 2 95000.00 27
9428204 106920000428204 00 JOUDI 107
PARKHAVEN
DRIVE
DANVILLE CA 94506 6.99% 299 297
03 1
91
72000.00 71762.59 310000.00 2/13/96
5/13/96
1/13/21
90.00 2.75 18.% 2 207000.00 45
9428208 106920000428208 05 ROSE 1047
SOUTH HANLON
WAY
ANAHEIM CA 92808 6.99% 299 297
03 1
91 25500.00
25331.85 255000.00 2/27/96
5/27/96 1/27/21
85.00
2.75 18.% 2 191250.00 46
9428211 106920000428211 01 BARKER 5510
AGOURA GLEN
DRIVE
AGOURA HILLS CA 91301 6.99% 299 297
05 1
91
20500.00 20352.03 205000.00 2/14/96
5/14/96
1/14/21
90.00 2.75 18.% 2 164000.00 27
9428214 106920000428214 05 HO 8
ELDERWOOD
ALISO
VIEJO AREA CA 92656 6.99% 299 297
03 1 91
38950.00
38752.89 260000.00 2/26/96 5/26/96
1/26/21
90.00
2.25 18.% 2 194600.00 35
9428217 206910000428217 02 NATAN 12157
LEVEN LANE
LOS
ANGELES CA 90049 6.99% 299 297
05 1 81
70000.00
69661.94 800000.00 2/22/96
5/22/96 1/22/21
84.00
1.50 18.% 2 600000.00 47
9428221 106930000428221 05 GIACCIO 1616
BRYCE COURT
NAPA
CA 94558 6.99% 300 299
05 1 91
21600.00
21495.68 194000.00 2/22/96 5/22/96
3/1/21
90.00 2.25
18.% 2 153000.00 44
9428223 206910000428223 01 SJOBERG 4528
AGNES
AVENUE LOS
ANGELES CA 91607 7.25% 299 297
05 1 81
37000.00
36893.97 333000.00 2/14/96
5/14/96 1/14/21
74.00
0.50 18.% 2 207000.00 43
9428227 134920000428227 06 MCKENNA 73
BRUNSWICK
ROAD
CEDAR GROVE NJ 07009 6.99% 300 298
05 1
91
30000.00 29929.80 210000.00 2/15/96
5/15/96
2/15/21
84.00 2.25 18.% 2 145412.00 39
9428228 116920000428228 02 SOUTH 1011
ALBENI
HIGHWAY
PRIEST RIVER ID 83856 6.99% 300 298
05 1
91
12000.00 11940.43 112500.00 2/16/96
5/16/96
2/16/21
85.00 2.75 18.% 2 83000.00 44
9428230 106910000428230 05 CANTU 23531
DUCOR
AVENUE
DUCOR CA 93218 6.99% 180 178
05 1 81
50000.00
49525.56 120000.00 2/9/96
5/9/96 2/9/11
42.00
1.00 18.% 1 .00 39
9428231 106920000428231 00 COHOLAN 53 WOOD
STREET
SAN
FRANCISCO CA 94118 6.99% 300 298
05 1 91
55600.00
55459.26 557000.00 2/13/96
5/13/96 2/13/21
90.00
2.75 18.% 2 445000.00 33
9428232 124920000428232 06 FOSTER 2803
EAST AVENUE
FORESTVILLE MD 20747 6.99% 300 298
05 1
91
21000.00 20062.08 141000.00 2/13/96
5/13/96
2/13/21
90.00 2.75 18.% 2 105000.00 34
9428235 151910000428235 00 ROMERO 8459
BROOK ROAD
MCLEAN VA 22102 6.99% 300 298
05 1
81 66000.00
48887.07 895000.00 2/8/96
5/8/96 2/8/21
80.00
1.00 18.% 2 650000.00 29
9428236 206920000428236 05 UNTRECHT-SMITH 5706
POGLIA
COURT
SAN JOSE CA 95138 6.99% 299 297
03 1 91
46000.00
42829.39 500000.00 2/15/96
5/15/96 1/15/21
89.00
2.75 18.% 2 398000.00 45
9428237 142910000428237 06 PATTIE JR 220
CHANDLER
ROAD
CHADDS FORD PA 19137 7.25% 299 297
05 1
81
23000.00 22749.26 260000.00 2/1/96
8/1/96
1/1/21
80.00 1.00 18.% 2 183685.16 42
9428238 106920000428238 00 ALLEN 119
MONTEGO KEY
NOVATO CA 94949 6.99% 299 297
05 1
91 37600.00
37368.82 260000.00 2/19/96
5/19/96 1/19/21
87.00
2.75 18.% 2 188250.00 23
9428239 106920000428239 02 CONVEY 26025
RED CORRAL
ROAD
LAGUNA HILLS CA 92653 6.99% 299 297
05 1
91
57200.00 57000.44 620000.00 2/15/96
5/15/96
1/15/21
90.00 3.00 18.% 2 500711.00 29
9428240 106920000428240 05 DEVINE 2018
EAST VISTA
MESA WAY
ORANGE CA 92667 7.25% 179 177
05 1
91 31500.00
31391.47 315000.00 2/20/96
8/20/96 1/20/11
90.00
2.75 18.% 2 252000.00 43
9428241 106920000428241 00 SERATO 1000
PACIFIC COAST
HIGHWAY #
6HUNTINGTON BEACH CA 92648 7.25% 299 297
01
1 91
34500.00 28732.99 350000.00 2/20/96
8/20/96
1/20/21
89.00 2.75 18.% 2 276000.00 38
9428244 106920000428244 05 SMITH 628
NORTH THIRD
STREET
GROVER BEACH CA 93433 7.25% 299 297
05 1
91
15100.00 14716.97 151000.00 2/15/96
8/15/96
1/15/21
90.00 2.75 18.% 2 120800.00 34
9428245 106920000428245 01 BONGIOVANNI 22046
CONWAY
PLACE
SANTA CLARITA CA 91350 7.25% 299 297
03 1
91
49500.00 49329.46 285000.00 2/21/96
8/21/96
1/21/21
90.00 3.25 18.% 2 207000.00 49
9428246 106910000428246 00 BUCH 2512
RUTLAND PLACE
THOUSAND OAKS CA 91362 7.25% 299 297
05 1
91
32900.00 32819.32 330000.00 2/20/96
8/20/96
1/20/21
90.00 2.75 18.% 2 263900.00 43
9428247 106920000428247 05 SPRINGER 10251
PEBBLE
BEACH DRIVE
SANTEE CA 92071 6.99% 300 298
05 1 91
18600.00
18531.54 180000.00 2/14/96
5/14/96 2/14/21
90.00
2.75 18.% 2 143400.00 50
9428248 208910000428248 05 HANCOCK 6234
GRAY STREET
ARVADA CO 80003 9.25% 299 297
05 1
81 24000.00
23541.36 103000.00 2/20/96
2/20/96 1/20/21
80.00
1.00 18.% 2 58301.00 39
9428249 253910000428249 05 JULIAN 7801
76TH AVENUE
SOUTHWEST
TACOMA WA 98498 6.99% 299 297
05 1
81
20000.00 8870.26 130000.00 2/9/96
5/30/96
1/9/21
57.00 0.50 18.% 2 53969.00 41
9428258 106910000428258 05 HOUSTON 7611
SAN SABANA
ROAD
DUBLIN CA 94568 6.99% 300 298
05 1 81
49000.00
20860.00 280000.00 2/22/96
5/22/96 2/22/21
54.00
0.50 18.% 2 100000.00 28
9428262 106920000428262 05 PETTIS 1635
BUENA VISTA
AVENUE
SPRING VALLEY CA 91977 6.99% 300 298
05 1
91
37200.00 37105.83 130000.00 2/16/96
5/16/96
2/16/21
90.00 2.75 18.% 2 79800.00 49
9428263 141920000428263 00 SJOLANDER 6924
S.W. PINE
STREET
TIGARD OR 97223 6.99% 300 298
05 1 91
16000.00
15959.50 144000.00 2/15/96
5/15/96 2/15/21
87.00
2.25 18.% 2 108000.00 37
9428264 153920000428264 05 CORCORAN 1652
RAINIER
STREET
WENATCHEE WA 98801 6.99% 300 298
05 1
91
20500.00 20448.10 137000.00 2/16/96
5/16/96
2/16/21
90.00 2.75 18.% 2 102750.00 45
9428266 106920000428266 05 MARTORANO 1135
MOUND
AVENUE
SOUTH PASADENA CA 91030 6.99% 300 298
05 1
91
30000.00 29924.06 270000.00 2/13/96
5/13/96
2/13/21
86.00 3.25 18.% 2 202000.00 50
9428267 106920000428267 05 EPTING 541
WHITE BIRCH
DRIVE
WINDSOR CA 95492 6.99% 300 298
05 1
91 21500.00
21445.57 180000.00 2/16/96
5/16/96 2/16/21
88.00
2.25 18.% 2 135866.00 42
9428268 106920000428268 05 SCHLIEDER 80
DORNOCH WAY
COTO DE CAZA CA 92679 6.99% 300 298
03 1
91
25000.00 24931.93 265000.00 2/12/96
5/12/96
2/12/21
89.00 2.25 18.% 2 210800.00 36
9428269 106920000428269 05 ROOD 25102
LAS BOLSAS
STREET
LAGUNA HILLS CA 92653 6.99% 300 298
05 1
91
19300.00 19300.00 192000.00 2/19/96
5/19/96
2/19/21
90.00 2.75 18.% 2 153500.00 34
9428270 106920000428270 05 COLETTA 1508
ERIC COURT
PETALUMA CA 94954 6.99% 300 298
05 1
91
20000.00 12546.41 207000.00 2/20/96
5/20/96
2/20/21
90.00 2.00 18.% 2 165500.00 30
9428271 106920000428271 05 GAMBOA 15815
CASINO
REAL
MORGAN HILL CA 95037 6.99% 300 298
05 1
91
75000.00 43984.15 638000.00 2/22/96
5/22/96
2/22/21
90.00 2.75 18.% 2 497680.00 43
9428272 106920000428272 05 FULTON 781
RUEDA LANE
BIG
BEAR LAKE CA 92315-11716.99% 300 298
05 1
91
100000.00 99527.72 450000.00 2/16/96
5/16/96
2/16/21
88.00 3.25 18.% 2 295000.00 43
9428273 106910000428273 05 CHANG 12537
SEMORA
STREET
CERRITOS CA 90703 6.99% 300 298
05 1
81 13000.00
12434.64 300000.00 2/19/96
5/19/96 2/19/21
74.00
0.50 18.% 2 207000.00 44
9428274 132920000428274 02 THOMPSON 2303
VIRGINIA
WAY
ELKO NV 89801 6.99% 300 298
05 1 91
19100.00
18924.36 127500.00 2/20/96 5/20/96
2/20/21
90.00
2.75 18.% 2 95600.00 41
9428275 106910000428275 05 JOHNSON 2312
CHAPMAN
ROAD LA
CRESCENTA AREA CA 91214 6.99% 300 298
05 1
81
30000.00 29601.08 422000.00 2/21/96
5/21/96
2/21/21
76.00 0.25 18.% 2 287000.00 26
9428276 106910000428276 00 MOORE 6022
TOYON
TERRACE
YORBA LINDA CA 92686 6.99% 300 298
05 1
81
61000.00 60798.86 335000.00 2/22/96
5/22/96
2/22/21
80.00 1.00 18.% 2 207000.00 42
9428287 113920000428287 02 HUDEC 1815
SUMMERVIEW
COURT
WOODSTOCK GA 30189 7.25% 299 297
03 1
91
81000.00 58820.17 320000.00 2/21/96
5/21/96
1/21/21
90.00 3.25 18.% 2 207000.00 33
9428295 106920000428295 02 MIZISIN, JR. 2143
CUYAMACA
COURT
SPRING VALLEY CA 91977 6.99% 300 298
05 1
91
47000.00 28784.67 240000.00 2/22/96
5/22/96
2/22/21
90.00 2.00 18.% 2 168500.00 29
9428298 106920000428298 01 CROTSLEY 523
SOUTH 33RD
STREET
SAN DIEGO CA 92113 6.99% 300 298
05 1
91
27800.00 27692.36 111500.00 2/16/96
5/16/96
2/16/21
90.00 2.75 18.% 2 72500.00 38
9428300 112910000428300 03 PAN 6520 SW
116 STREET
MIAMI
FL 33156 6.99% 299 297 05
1 81
150000.00
149687.34 530000.00 2/5/96 5/5/96
1/5/21
50.00 1.00
18.% 2 110000.00 42
9428301 206910000428301 01 GLESS 4458
WEST 62ND
STREET LOS
ANGELES AREA CA 90043 7.25% 299 297
05 1
81
40000.00 6262.76 190000.00 2/16/96
5/16/96
1/16/21
80.00 1.00 18.% 2 112000.00 47
9428304 112910000428304 05 MILLER 6110
BAHAMA
SHORES DRIVE S
ST PETERSBURG FL 33705 6.99% 299 297
05 1
81
50000.00 13611.57 390000.00 2/7/96
5/7/96
1/7/21
66.00 0.25 18.% 2 207000.00 30
9428309 208920000428309 02 CROCKER 0423
MESA DR
EAGLE
CO 81631 6.99% 299 297 03
1 91
31000.00
31000.00 270000.00 2/15/96 5/15/96
1/15/21
87.00
3.25 18.% 2 202500.00 49
9428310 225910000428310 05 KAPELSON 70
LOVEJOY ROAD
ANDOVER MA 01810 6.99% 300 299
05 1
81
25000.00 14600.00 325000.00 3/1/96
6/1/96
3/1/21
78.00 0.50 18.% 2 228246.00 39
9428312 106910000428312 05 RIVERA, JR 11
COROZAL
FOOTHILL RANCH CA 92610 6.99% 300 298
05 1
91
67500.00 67260.78 305000.00 2/21/96
5/21/96
2/21/21
90.00 3.25 18.% 2 207000.00 37
9428313 208910000428313 05 DEUTSCH 205
RABBIT ROAD
CARBONDALE CO 81623 6.99% 299 297
03 1
81
28000.00 10000.00 235000.00 2/14/96
5/14/96
1/14/21
80.00 1.00 18.% 2 160000.00 40
9428315 112910000428315 02 BALSINDE 8745 SW
12TH
STREET
MIAMI FL 33174 7.25% 180 178
01 1 81
50000.00
49887.32 92000.00 2/22/96 8/22/96
2/22/11
55.00
1.50 18.% 1 .00 42
9428325 106910000428325 01 MCDANIEL 2608
BEST
AVENUE
OAKLAND CA 94619 6.99% 300 298
05 1
91
19000.00 17933.71 127000.00 2/22/96
5/22/96
2/22/21
90.00 2.75 18.% 2 95250.00 28
9428326 233920000428326 05 MCDONOUGH 17
WELLESLEY
DRIVE
PELHAM NH 03076 6.99% 300 299
05 1
91 17000.00
16914.64 140000.00 3/1/96
6/1/96 3/1/21
84.00
2.75 18.% 2 100000.00 38
9428327 134910000428327 05 GUETERMAN 4
KNOLLWOOD
ROAD
MANSFIELD TOWNSHIP NJ 07840 6.99% 299 298
05
1 81
22000.00 21889.54 162500.00 3/1/96
6/1/96
2/1/21
78.00 0.50 18.% 2 103687.00 45
9428333 106910000428333 02 WRIGHT 23599
COYOTE
SPRINGS DRIVE
DIAMOND BAR CA 91765 6.99% 299 297
05 1
81
82700.00 44933.57 300000.00 2/29/96
5/29/96
1/29/21
78.00 1.50 18.% 2 148428.00 36
9428334 217920000428334 06 SONNE 4500
WEST 115TH
PLACE
ALSIP IL 60658 7.25% 180 179
05 1 91
70000.00
61417.12 155000.00 2/27/96 8/27/96
3/1/11
89.00
3.25 18.% 2 67909.00 45
9428347 206920000428347 02 PRESSLER 15040
DEWEY
STREET SAN
LEANDRO CA 94579 7.25% 300 298
05 1 91
12875.00
12712.74 177500.00 2/26/96
8/26/96 2/26/21
85.00
2.75 18.% 2 137117.00 50
9428349 241910000428349 06 BODYFELT 15740
SW 79TH
AVENUE
TIGARD OR 97224 7.25% 300 299
05 1 81
12500.00
10047.13 168000.00 2/26/96
8/26/96 3/1/21
78.00
3.25 18.% 2 117219.00 31
9428351 106920000428351 03 SMITH 1958
PORT CARNEY
PLACE
NEWPORT BEACH CA 92660 6.99% 299 298
03 1
91
69900.00 69548.04 699000.00 3/1/96
6/1/96
2/1/21
90.00 2.75 18.% 2 559200.00 39
9428355 206920000428355 02 FENSTEMACHER 7650
SLEEPY
HOLLOW
LANE SALINAS CA 93907 6.99% 300
299 05
1 91
47000.00 40000.00 270000.00 2/23/96
5/23/96
3/1/21
90.00 2.75 18.% 2 195633.00 41
9428356 206910000428356 05 MORRISSEY 2916
MARKRIDGE
ROAD
LA CRESCENTA AREA CA 91214 7.25% 299 297
05
1 81
50000.00 20407.98 470000.00 2/9/96
5/9/96
1/9/21
55.00 0.50 18.% 2 207000.00 32
9428363 106920000428363 01 MOLLENAUER 3300 EL
SUYO
DRIVE
SAN RAMON CA 94583 10.5% 300 298
05 1
91
30000.00 29695.33 292000.00 2/20/96
2/20/96
2/20/21
90.00 2.25 18.% 2 232000.00 38
9428366 106920000428366 01 SCHEARER 4889
PASEO
MONTELENA
CAMARILLO CA 93012 7.25% 299 297
05 1
91
65000.00 50223.88 320000.00 2/29/96
5/29/96
1/29/21
85.00 2.75 18.% 2 206000.00 39
9428382 106910000428382 00 PISEGNA 17125
ROSEMARY
CIRCLE
MORGAN HILL CA 95037 6.99% 300 298
05 1
91
37400.00 37248.03 374350.00 2/29/96
5/29/96
2/28/21
90.00 2.75 18.% 2 299400.00 40
9428393 206910000428393 05 HORA 30
ABINGTON LANE
ALAMO CA 94507 7.25% 299 297
05 1 81
30000.00
29944.31 450000.00 2/9/96
8/9/96 1/9/21
53.00
0.25 18.% 2 207000.00 29
9428395 115910000428395 00 DERBY, JR 95 -
1048 EULU
STREET
MILILANI HI 96789 6.99% 300 298
05 1 91
40000.00
40000.00 376500.00 2/14/96
5/14/96 2/14/21
85.00
2.25 18.% 2 280000.00 38
9428401 141910000428401 05 KRATZER 3220
NORTHWEST
101ST
AVENUE PORTLAND OR 97229 6.99% 299
297 05
1 81
50000.00 23207.78 287500.00 2/20/96
5/20/96
1/20/21
44.00 1.00 18.% 2 76000.00 48
9428403 206920000428403 01 MAYNARD 219
ALLEGHENY
CIRCLE
PLACENTIA CA 92670 7.25% 299 297
09 1
91
10000.00 37.73 158000.00 2/18/96
5/18/96
1/18/21
82.00 2.25 18.% 2 119300.00 41
9428409 106910000428409 05 SUMMERS 397
ASTER STREET
LAGUNA BEACH CA 92651 6.99% 299 297
05 1
81
78000.00 77567.62 360000.00 2/17/96
5/17/96
1/17/21
80.00 1.00 18.% 2 207000.00 19
9428410 106920000428410 01 JOHNSON 1151
AMBERTON
LANE
THOUSAND OAKS CA 91320 6.99% 299 297
01 1
91
20900.00 20827.08 209000.00 2/22/96
5/22/96
1/22/21
90.00 2.75 18.% 2 167100.00 42
9428412 106920000428412 02 KAMRADT 31
STARBUCK
DRIVE
MUIR BEACH CA 94965 6.99% 299 297
05 1
91
40000.00 39852.78 498000.00 2/23/96
5/23/96
1/23/21
89.00 2.75 18.% 2 398400.00 43
9428413 206920000428413 01 THAYER 3628
FAIRESTA
STREET
GLENDALE CA 91214 7.25% 299 297
05 1
91
18500.00 14771.50 189000.00 2/16/96
5/16/96
1/16/21
90.00 2.25 18.% 2 151200.00 36
9428415 106920000428415 02 ABLANG 14933
MORNINGSIDE DRIVE
POWAY CA 92064 6.99% 299 297
05 1 91
54000.00
52841.26 290000.00 2/20/96
5/20/96 1/20/21
90.00
3.25 18.% 2 207000.00 45
9428416 149910000428416 02 KNIGHT 1030
NORTH 400
WEST
BOUNTIFUL UT 84010 6.99% 299 297
05 1
81
35000.00 34827.89 103000.00 2/21/96
5/21/96
1/21/21
80.00 1.50 18.% 2 47284.00 47
9428417 106920000428417 02 JIMENEZ 1844
ELMHURST
CIRCLE
CLAREMONT CA 91711 6.99% 179 177
05 1
91
32000.00 31912.87 270000.00 2/9/96
5/9/96
1/9/11
89.00 2.25 18.% 2 207000.00 43
9428419 106910000428419 01 THOMPSON 1713
RUHLAND
AVENUE
MANHATTAN BEACH CA 90266 6.99% 299 297
05
1 81
25000.00 10792.21 375000.00 2/22/96
5/22/96
1/22/21
36.00 1.00 18.% 2 107600.00 32
9428420 106920000428420 01 ELSASSER 2996
STEEPLE
CHASE DRIVE
CHINO HILLS CA 91709 6.99% 179 177
05 1
91
31500.00 31446.27 265000.00 2/16/96
5/16/96
1/16/11
90.00 2.25 18.% 2 207000.00 28
9428422 106910000428422 05 HANENBURG 2010
GINNY
LANE
ESCONDIDO CA 92025 6.99% 299 297
05 1
91
31000.00 30915.59 265000.00 2/15/96
5/15/96
1/15/21
90.00 2.75 18.% 2 207000.00 40
9428423 106910000428423 05 MARMELZAT 3880
WOODSTOCK ROAD
SANTA YNEZ CA 93460 7.25% 299 297
05 1
81
100000.00 99166.67 1100000.00 2/22/96
8/22/96
1/22/21
77.00 2.75 18.% 2 742644.00 46
9428426 208920000428426 02 CURLEE 2645 F
1/2 ROAD
GRAND
JUNCTION CO 81505 7.25% 300 298
05 1 91
22300.00
22046.17 255000.00 2/23/96 8/23/96
2/28/21
89.00
2.25 18.% 2 202700.00 35
9428432 112910000428432 06 HOUGH 2602
SUNSET DRIVE
TAMPA FL 33629 6.99% 299 297
05 1 81
20000.00
18406.89 315000.00 2/13/96
5/13/96 1/13/21
73.00
0.50 18.% 2 207000.00 32
9428435 112910000428435 03 BUFFINGTON 19702
N.E. 12
PLACE
MIAMI FL 33179 7.25% 299 297
05 1 81
40000.00
40000.00 114000.00 2/8/96 8/8/96
1/8/21
58.00
1.00 18.% 2 26000.00 35
9428438 206920000428438 01 NOSTAJA 19854
DINA PLACE
CHATSWORTH CA 91311 6.99% 299 297
05 1
91
45900.00 45722.28 459000.00 2/29/96
5/29/96
1/29/21
90.00 2.25 18.% 2 367200.00 37
9428440 206920000428440 05 AUSTIN 5001
CANOGA
AVENUE
WOODLAND HILLS CA 91364-32066.99% 299 297
05
1 91
26250.00 26199.44 175000.00 2/26/96
5/26/96
1/26/21
90.00 2.25 18.% 2 131250.00 41
9428454 106920000428454 00 SILVAS 1842
AVENIDA
MIMOSA
ENCINITAS CA 92024 7.25% 299 297
03 1
91 31000.00
30595.51 310000.00 2/21/96
8/21/96 1/21/21
90.00
2.25 18.% 2 248000.00 31
9428462 225920000428462 05 JACKSON 70
TREMONT
STREET
CHARLESTOWN MA 02129 6.99% 300 298
05 1
91
15000.00 15000.00 100000.00 2/20/96
5/20/96
2/20/21
90.00 2.75 18.% 2 75000.00 42
9428465 153910000428465 05 SALTSMAN 5110 -
190TH
PLACE
NORTHEAST REDMOND WA 98053 6.99% 299
297
05 1
81 20000.00 19918.73 400000.00 2/26/96
5/26/96
1/26/21
80.00 1.00 18.% 2
300000.00 39
9428466 208920000428466 05 SIPLA 2575
CARDIGAN
DRIVE
COLORADO SPRINGS CO 80920 6.99% 180 178
05
1 91
23000.00 22071.63 187000.00 2/22/96
5/22/96
2/22/11
90.00 2.25 18.% 2 144200.00 44
9428469 208920000428469 05 ALVARADO 80
DORCHESTER
DRIVE
COLORADO SPRINGS CO 80906 6.99% 299 297
05
1 91
25000.00 4933.51 169000.00 2/20/96
5/20/96
1/20/21
90.00 2.25 18.% 2 126750.00 43
9428470 206920000428470 05 BYRNE 3025
FLORES STREET
SAN
MATEO CA 94403 6.99% 299 297
05 1 91
40000.00
40000.00 280000.00 2/16/96 5/16/96
1/16/21
83.00
2.25 18.% 2 192000.00 40
9428471 106910000428471 02 RAHMER 12711
SARATOGA
CREEK DRIVE
SARATOGA CA 95070 6.99% 300 298
05 1
81
90000.00 55679.99 380000.00 2/17/96
5/17/96
2/17/21
77.00 2.00 18.% 2 202300.00 50
9428473 106920000428473 00 TOBAR 628 SAN
BRUNO
AVENUE
MORGAN HILL CA 95037 6.99% 300 298
05 1
91
31500.00 31299.07 315000.00 2/26/96
5/26/96
2/26/21
90.00 2.25 18.% 2 252000.00 41
9428475 115910000428475 00 YOSHIOKA, JR 1041
HUNAKAI
STREET'
HONOLULU HI 96816 11.% 301 298
05 1
91 55000.00
55000.00 588000.00 1/22/96
4/22/96 2/22/21
85.00
2.75 18.% 2 444000.00 45
9428476 106920000428476 00 HUTH 792
VINCA COURT
GILROY
CA 95020 6.99% 300 298 05
1 91
35900.00
35761.00 240000.00 2/27/96 5/27/96
2/27/21
90.00
2.25 18.% 2 179950.00 33
9428480 106920000428480 05 MOGHADDAM 10813
WELLWORTH AVENUE
LOS ANGELES CA 90024 6.99% 300
298 05 1
91
40000.00 25481.63 439090.00 2/26/96
5/26/96
2/26/21
90.00 3.25 18.% 2 351200.00 49
9428482 206920000428482 01 OPACIC 12021
OLD MILL
ROAD LOS
ALAMITOS AREA CA 90720 6.99% 299 297
05 1
91
30000.00 29889.59 495000.00 2/16/96
5/16/96
1/16/21
82.00 2.25 18.% 2 371300.00 31
9428483 108910000428483 02 PIAZZA 1506-08
COLLYER
STREET
LONGMONT CO 80501 6.99% 300 298
05 1
81
11000.00 10957.41 145000.00 2/23/96
5/23/96
2/23/21
80.00 0.50 18.% 2 105000.00 42
9428485 206920000428485 05 PETERSON 11609
LADERA
COURT
DUBLIN CA 94568 6.99% 299 297
05 1 91
18500.00
7943.69 238000.00 2/9/96
5/9/96 1/9/21
90.00
2.75 18.% 2 195000.00 45
9428489 106910000428489 05 CLAREY 719
FREMONT
AVENUE
SOUTH PASADENA CA 91030 7.25% 299 297
05 1
81
50000.00 36118.35 400000.00 2/22/96
8/22/96
1/22/21
65.00 0.50 18.% 2 207000.00 35
9428490 106920000428490 00 SWANSON 1175 N
PEACH
AVENUE
CLOVIS CA 93611 6.99% 300 298
05 1 91
32250.00
32125.13 215000.00 2/28/96
5/28/96 2/28/21
90.00
2.25 18.% 2 161250.00 38
9428501 106910000428501 05 GODINEZ 4448
THIRD STREET
GUADALUPE CA 93434 6.99% 300 298
05 1
81
20000.00 19822.56 102000.00 2/14/96
5/14/96
2/14/21
20.00 0.50 18.% 1 .00 31
9428503 149910000428503 05 SWEETEN II 3012
EAST CASTRO
LANE
SALT LAKE CITY UT 84117 6.99% 180 178
01 1
81
37900.00 10250.55 125000.00 2/23/96
5/23/96
2/23/11
69.00 1.00 18.% 2 47408.00 24
9428504 106910000428504 05 NORDLUND 6
TENAYA LANE
NOVATO CA 94947 6.99% 300 298
05 1
91 50000.00
49756.60 592000.00 2/23/96
5/23/96 2/23/21
83.00
2.50 18.% 2 439000.00 29
9428505 106920000428505 05 DONE 983
NORTH
HOLLISTON AVENUE
PASADENA CA 91104 6.99% 300 298
05 1
91
25000.00 23903.02 255000.00 2/14/96
5/14/96
2/14/21
90.00 2.25 18.% 2 203150.00 43
9428547 106910000428547 01 BROCCHINI 2
SOUTHWEST OF
9TH AVENUE
ON CARMEL CA 93921 6.99% 300 298
05 1
81
100000.00 26931.86 525000.00 2/23/96
5/23/96
2/23/21
43.00 0.75 18.% 2 124000.00 28
9428548 116920000428548 01 WUERTH 8084
WEST
ARAPAHO COURT
BOISE ID 83703 7.25% 299 297
03 1 91
22000.00
20148.57 220400.00 2/16/96 8/16/96
1/16/21
90.00
2.75 18.% 2 175000.00 42
9428550 106920000428550 05 HOLLANDER 14876
SATANAS
STREET
SAN DIEGO CA 92129 6.99% 300 298
05 1
91
29500.00 21895.69 235000.00 2/22/96
5/22/96
2/22/21
89.00 2.00 18.% 2 177642.00 28
9428555 153910000428555 03 FLORA 13049
11TH AVENUE
NE
SEATTLE WA 98125 6.99% 299 298
05 1
81 20500.00
18414.39 190000.00 3/6/96
6/6/96 2/6/21
80.00
1.00 18.% 2 131437.00 44
9428564 112910000428564 02 GUEDES 531 W
30TH STREET
MIAMI
BEACH FL 33140 7.25% 299 297
05 1 81
35000.00
19178.41 252000.00 2/23/96 8/23/96
1/23/21
70.00
0.75 18.% 2 140262.00 30
9428566 206920000428566 01 LOCKHART 2881
HOLLYRIDGE
DRIVE
LOS ANGELES CA 90068-23206.99% 299 297
05 1
91
42000.00 41861.51 420000.00 2/26/96
5/26/96
1/26/21
90.00 2.25 18.% 2 336000.00 35
9428568 106920000428568 00 MCCONNELL 4217
WEST
FRANKLIN
AVENUE BURBANK CA 91505 6.99% 299
297 05
1 91
32900.00 32810.42 329000.00 2/20/96
5/20/96
1/20/21
90.00 2.25 18.% 2 263200.00
34
9428569 208910000428569 02 OSWALD 2595
JUNIPER
AVENUE
BOULDER CO 80304 9.25% 299 297
05 1
81 50000.00
41352.20 220000.00 2/23/96
2/23/96 1/23/21
62.00
1.00 18.% 2 84552.17 44
9428580 106910000428580 00 LEVITT III603
ALTA AVENUE
SANTA
MONICA CA 90402 6.99% 300 298
05 1 81
200000.00
199225.64 1420000.00 2/26/96 5/26/96
2/26/21
71.00
1.00 18.% 2 800000.00 40
9428581 112910000428581 05 HERNANDEZ 5001 SW
7TH
STREET
MIAMI FL 33134 7.25% 299 297
05 1 81
30000.00
8500.00 105000.00 2/26/96 8/26/96
1/26/21
75.00
0.50 18.% 2 47762.00 45
9428584 208910000428584 03 BONK 2550
WITTER GULCH
ROAD
EVERGREEN CO 80439 6.99% 299 297
05 1
81
45000.00 19930.22 297000.00 2/22/96
5/22/96
1/22/21
67.00 0.50 18.% 2 153351.00 35
9428588 208910000428588 05 FISHER 4892
SOUTH
ELIZABETH CIRCLE
ENGLEWOOD CO 80110 6.99% 179 177
05 1
81
50000.00 48829.05 1300000.00 2/22/96
5/22/96
1/22/11
43.00 1.00 18.% 2 500000.00 38
9428590 106910000428590 00 GERSON 906 LA
MESA DRIVE
PORTOLA VALLEY CA 94028 6.99% 300 298
05 1
81
200000.00 199225.64 840000.00 2/16/96
5/16/96
2/16/21
62.00 1.50 18.% 2 320000.00 50
9428605 106920000428605 01 LUCKADOO 18575
ASPESI
DRIVE
SARATOGA CA 95070 7.25% 299 299
05 1
91
42500.00 42243.83 425000.00 3/5/96
9/5/96
3/1/21
90.00 2.25 18.% 2 340000.00 36
9428611 141920000428611 03 HUNSAKER 95
SOUTH NINTH
STREET
INDEPENDENCE OR 97351 6.99% 299 298
05 1
91
27000.00 26788.41 85000.00 3/6/96
6/6/96
2/6/21
81.00 3.25 18.% 2 41238.00 48
9428615 106910000428615 05 FOREST 4611
CERRO VERDE
PLACE
TARZANA CA 91356 6.99% 300 298
05 1
81 50000.00
22517.47 500000.00 2/24/96
5/24/96 2/24/21
80.00
1.00 18.% 2 348780.00 49
9428618 153920000428618 05 GREEN 5017
188TH STREET
N.W.
STANWOOD WA 98292 6.99% 300 298
05 1
91
11000.00 8234.70 104000.00 2/29/96
5/29/96
2/28/21
90.00 2.75 18.% 2 82500.00 34
9428619 106910000428619 05 VANDERHORST 2555
RAVEN
ROAD
PLEASANTON CA 94566 6.99% 300 298
05 1
81
13000.00 12864.72 306000.00 2/26/96
5/26/96
2/26/21
72.00 2.25 18.% 2 206250.00 24
9428622 132930000428622 05 TABOR 2600
ASHBY AVENUE
LAS
VEGAS NV 89102 6.99% 299 297
05 1 91
82450.00
56715.62 260000.00 2/12/96 5/12/96
1/12/21
90.00
2.75 18.% 2 151505.46 33
9428623 106920000428623 05 GOMEZ 14872
SUNNYCREST
LANE
HUNTINGTON BEACH CA 92647 6.99% 300 298
05
1 91
15900.00 15826.25 207500.00 2/27/96
5/27/96
2/27/21
82.00 2.75 18.% 2 152750.00 45
9428625 106920000428625 01 DUZGUNES 508
PIXIE TRAIL
MILL
VALLEY CA 94941 6.99% 300 298
05 1 91
49000.00
48810.28 500000.00 2/23/96 5/23/96
2/23/21
90.00
2.75 18.% 2 398000.00 42
9428626 106920000428626 05 BRENNAN 6219
RUXTON
COURT
PLEASANTON CA 94588 6.99% 300 298
05 1
91
34500.00 16380.38 230000.00 2/23/96
5/23/96
2/23/21
90.00 2.00 18.% 2 172500.00 24
9428627 106920000428627 05 MOILANEN 160
WEST
MENDOCINO
AVENUE WILLITS CA 95490 6.99% 300
298 05
1 91
25000.00 24898.41 118000.00 2/16/96
5/16/96
2/16/21
87.00 2.25 18.% 2 77446.00 38
9428629 106910000428629 05 MACCULLOUGH 2241
ENSENADA WAY
SAN MATEO CA 94403 6.99% 300 298
05 1
81
20000.00 19703.41 410000.00 2/28/96
5/28/96
2/28/21
56.00 0.50 18.% 2 207000.00 45
9428630 106920000428630 00 SEGAL 33-35
ALADDIN
TERRACE SAN
FRANCISCO CA 94133 6.99% 300 298
05 1 91
45000.00
44782.68 380000.00 2/29/96
5/29/96 2/28/21
82.00
2.25 18.% 2 264750.00 30
9428633 106920000428633 05 FONG 1517
COTTAGE
GROVE AVENUE
SAN MATEO CA 94401 6.99% 299 297
05 1
91
34500.00 33976.27 230000.00 2/8/96
5/8/96
1/8/21
90.00 2.75 18.% 2 172500.00 37
9428634 106920000428634 00 GROSSMAN 113
BAYPOINT
DRIVE
SAN RAFAEL CA 94901 6.99% 300 298
03 1
91
36000.00 35860.61 360000.00 2/22/96
5/23/96
2/22/21
90.00 2.25 18.% 2 288000.00 37
9428635 106920000428635 00 ALLEN 6
REDWOOD LANE
MILL
VALLEY CA 94941 6.99% 300 298
05 1 91
50000.00
49315.98 695000.00 2/26/96 5/26/96
2/26/21
88.00
2.00 18.% 2 556000.00 30
9428636 141920000428636 05 JOHNSON 6170
S.W. 68TH
COURT
PORTLAND OR 97223 6.99% 300 298
05 1
91
33000.00 32846.95 183000.00 2/28/96
5/28/96
2/28/21
90.00 2.25 18.% 2 130756.82 41
9428637 106920000428637 05 WIBLE 11085
VIA TEMPRANO
SAN
DIEGO CA 92124 6.99% 300 298
05 1 91
41200.00
12337.51 275000.00 2/26/96 5/26/96
2/26/21
90.00
2.25 18.% 2 206250.00 43
9428641 106920000428641 05 NATHAN 260
CUESTA DRIVE
LOS
ALTOS CA 94022 6.99% 300 298
05 1 91
50000.00
48441.43 525000.00 2/15/96 5/15/96
2/15/21
90.00
2.25 18.% 2 420000.00 33
9428653 106920000428653 05 MASON 49
BONNIE BRAE
DRIVE
NOVATO CA 94949 6.99% 300 299
05 1
91 75500.00
71648.54 400000.00 3/1/96
6/1/96 3/1/21
90.00
2.75 18.% 2 284408.00 38
9428659 106920000428659 02 JASULAITIS 384
EAST ROAD
LA
HABRA HEIGHTS CA 90631 6.99% 180 178
05 1
91
34900.00 34764.87 395000.00 2/23/96
5/23/96
2/23/11
84.00 3.75 18.% 2 293250.00 42
9428669 106920000428669 05 CALDWELL 1 VIA
DI NOLA
LAGUNA NIGUEL CA 92677 7.25% 299 297
03 1
91
40400.00 40252.78 404000.00 2/23/96
8/23/96
1/23/21
90.00 2.25 18.% 2 323000.00 26
9428672 149910000428672 02 JACOBSEN 3536
WEST NEW
WORLD DRIVE
WEST JORDAN UT 84084 6.99% 299 297
05 1
81
21000.00 20917.81 145000.00 2/8/96
5/8/96
1/8/21
80.00 1.00 18.% 2 95000.00 43
9428677 208910000428677 01 BUCHANAN 13 EAST
BELLEVIEW DRIVE
GREENWOOD VILLAGE CO 80121 6.99% 180 179
05
1 81
50000.00 18138.57 425000.00 3/8/96
6/8/96
3/8/11
61.00 0.25 18.% 2 207000.00 24
9428680 106910000428680 01 KESHMIRI 31
SURFBIRD LANE
ALISO VIEJO CA 92656 7.25% 179 177
05 1
91
30000.00 29890.68 268000.00 2/23/96
8/23/96
1/23/11
86.00 2.75 18.% 2 200200.00 40
9428682 106910000428682 02 ESTES 6609
VIA GANCHO
CIRCLE
BUENA PARK CA 90620 7.25% 299 297
05 1
91
24600.00 24440.72 185000.00 2/20/96
8/20/96
1/20/21
90.00 2.25 18.% 2 141900.00 31
9428683 106920000428683 01 BUTTERFIELD 5444
QUEBEC
COMMON
FREMONT CA 94555 7.25% 299 297
03 1
91 30000.00
29884.72 250000.00 2/23/96
8/23/96 1/23/21
87.00
3.25 18.% 2 187500.00 48
9428684 104920000428684 00 MCBROOM 22517
NORTH 68TH
AVENUE
GLENDALE AZ 85310 7.25% 299 297
03 1
91
21300.00 14435.38 142500.00 2/29/96
8/29/96
1/29/21
90.00 2.75 18.% 2 106850.00 41
9428686 112920000428686 00 ROMITA 6612
LAGO CIRCLE
RANCHO SANTE FE CA 92067 7.25% 299 297
03 1
91
90000.00 89654.17 900000.00 2/21/96
8/21/96
1/21/21
90.00 2.50 18.% 2 720000.00 25
9428690 106920000428690 00 SIMMONS 601
WARNER
AVENUE
LOS ANGELES CA 90024 6.99% 299 297
05 1
91
74700.00 74425.08 770000.00 2/26/96
5/26/96
1/26/21
88.00 3.25 18.% 2 597600.00 44
9428691 106910000428691 00 KILLION 4230
OACIFIC
AVENUE
LONG BEACH CA 90807 7.25% 299 297
05 1
91
49500.00 49329.46 500000.00 2/16/96
8/16/96
1/16/21
90.00 2.25 18.% 2 396000.00 35
9428693 141920000428693 00 REAM 7228
PARK TERRACE
DR NE
KEIZER OR 97303 7.25% 299 297
05 1 91
20500.00
20425.30 207000.00 2/23/96
8/23/96 1/23/21
90.00
2.50 18.% 2 164000.00 37
9428694 134920000428694 06 SWARTS 88
RIDGE ROAD
WEST
MILFORD NJ 07480 6.99% 179 178
05 1 91
37700.00
26302.57 375000.00 3/8/96 6/8/96
2/8/11
90.00 2.25
18.% 2 299542.04 37
9428711 125910000428711 00 WOOD, JR. 14
BENJAMIN ROAD
LEXINGTON MA 02173 6.99% 300 299
05 1
81
36000.00 33881.29 245000.00 2/26/96
6/1/96
3/1/21
27.00 0.25 18.% 2 30000.00 26
9428712 113920000428712 05 LINDSEY 320
IRON HILL
TRACE
WOODSTOCK GA 30189 6.99% 299 298
03 1
91
25000.00 19947.35 251000.00 2/16/96
5/16/96
2/15/21
90.00 2.25 18.% 2 200351.00 32
9428713 113920000428713 00 NOVELLI 3000
LAUREN
COURT
ROSWELL GA 30075 6.99% 179 178
03 1
91 30400.00
30400.00 204500.00 2/15/96
5/15/96 2/14/11
90.00
2.25 18.% 2 152000.00 37
9428714 208920000428714 02 WEIMER 16520
WEST 10TH
AVENUE
GOLDEN CO 80401 6.99% 298 298
05 1
91 31400.00
31200.25 89000.00 3/7/96
6/7/96 2/1/21
90.00
2.00 18.% 2 48699.00 25
9428716 206920000428716 05 HOLWILL 2618
NORTH
BRIGHTON STREET
BURBANK CA 91504 7.25% 299 297
05 1
91
27000.00 26874.80 230000.00 2/23/96
5/24/96
1/23/21
90.00 2.50 18.% 2 180000.00 24
9428718 113920000428718 00 WILLIAMS 1340
WILMINGTON
WAY
GRAYSON GA 30221 6.99% 299 298
03 1
91
63500.00 62819.57 345000.00 2/13/96
5/13/96
2/12/21
85.00 2.75 18.% 2 228900.00 36
9428719 112910000428719 00 KOMSKIS 2207 NE
16 COURT
FORT
LAUDERDALE FL 33305 6.99% 299 298
05 1
81 50000.00
49930.89 270000.00 2/16/96
5/16/96 2/15/21
75.00
0.50 18.% 2 150000.00 27
9428722 106920000428722 05 ESTRADA 30-32
NORTH
ELECTRIC
AVENUE ALHAMBRA CA 91801 6.99% 299
297 05
1
91 25500.00 25401.26 255000.00 2/22/96
5/22/96
1/22/21
90.00 3.25 18.% 2
204000.00 50
9428724 106920000428724 00 GULLAND 3509
NORTH
POINSETTIA
AVENUE MANHATTAN BEACH CA 90266 6.99% 299
297
05 1
91 46500.00 46184.96 470000.00
2/22/96 5/22/96
1/22/21 90.00 2.75 18.% 2
372000.00 34
9428725 106920000428725 01 MEIK 21719
AVENUE 95
TERRA
BELLA CA 93270 7.25% 299 297
05 1 91
25500.00
25402.01 170000.00 2/20/96 8/20/96
1/20/21
90.00
3.25 18.% 2 127500.00 49
9428737 206910000428737 01 BIELMAN 1295
SOUTH
WILLOWGREEN
COURT WESTLAKE VILLAGE CA 91361 6.99% 299
297
05 1
81 49000.00 48317.89 320000.00 2/27/96
5/27/96
1/27/21
80.00 0.50 18.% 2
207000.00 44
9428738 249920000428738 06 PROBERT 1769
NORTH HIGH
COUNTRY
DRIVE OREM UT 84057 6.99% 300
299 05 1
91
50000.00 18978.76 330000.00 3/8/96
6/8/96
3/8/21
87.00 2.25 18.% 2 237000.00 31
9428739 113910000428739 05 SMITH 2008
CHARRWOOD
WAY
MARIETTA GA 30062 6.99% 299 298
03 1
81
30000.00 24578.28 321000.00 2/23/96
5/23/96
2/22/21
74.00 0.50 18.% 2 207000.00 31
9428741 113920000428741 00 PUC 650
RAIN WILLOW
LANE
DULUTH GA 30155 11.% 179 176
03 1 91
45250.00
2762.68 280000.00 12/20/95
3/20/96 12/19/10
88.00
2.75 18.% 2 200000.00 32
9428743 106910000428743 05 FOLEY 1124
SOMERSET
LANE
NEWPORT BEACH CA 92660 7.25% 299 297
05 1
81
35000.00 14800.00 750000.00 2/16/96
8/17/96
1/16/21
78.00 0.50 18.% 2 550000.00 45
9428745 106920000428745 00 DEROSA 1043
NORTH HOLT
DRIVE
PLACENTIA CA 92670 6.99% 299 298
03 1
91
34350.00 34114.98 229000.00 3/7/96
6/7/96
2/7/21
90.00 2.75 18.% 2 171750.00 44
9428747 206920000428747 05 CHAPMAN 524
CANYON
VISTA DRIVE
THOUSAND OAKS CA 91320 7.25% 299 297
05 1
91
31500.00 11956.27 265000.00 2/9/96
5/9/96
1/9/21
90.00 2.25 18.% 2 207000.00 39
9428749 112920000428749 00 PEREZ 300 NW
127TH
AVENUE FORT
LAUDERDALE FL 33325 6.99% 299 298
03 1
91 55000.00
53473.97 555000.00 2/16/96
5/16/96 2/15/21
90.00
2.75 18.% 2 440000.00 17
9428751 106920000428751 02 MARTUS 1231
VALENCIA
DRIVE
COLTON CA 92324 6.99% 299 297
05 1
91 13200.00
13148.89 88000.00 2/22/96
5/22/96 1/22/21
90.00
2.75 18.% 2 66000.00 38
9428752 136920000428752 06 MORGAN 581
EAST 55TH
STREET
BROOKLYN NY 11203 6.99% 299 297
05 1
91
22000.00 18585.63 152500.00 2/23/96
5/23/96
1/23/21
90.00 2.00 18.% 2 114000.00 20
9428755 112920000428755 02 TRUJILLO 1801 NW
36TH
AVENUE
MIAMI FL 33125 7.25% 299 297
05 1 91
41000.00
40850.60 100000.00 2/23/96 8/24/96
1/23/21
90.00
2.75 18.% 2 48700.00 46
9428758 206910000428758 05 MARKLEY 23575
CONTINENTAL DRIVE
CANYON LAKE CA 92587 7.25% 299 297
03 1
91
25000.00 6441.31 170000.00 2/14/96
5/14/96
1/14/21
90.00 2.25 18.% 2 127500.00 36
9428760 256910000428760 05 JOHNSON 6905
SOUTH
MILLIRON ROAD
CHEYENNE WY 82009 7.25% 300 298
05 1
81
100000.00 97995.20 550000.00 2/21/96
8/21/96
2/27/21
68.00 0.75 18.% 2 272000.00 23
9428761 206910000428761 05 DONALDSON 811
VIRGINIA
AVENUE
CAMPBELL CA 95008 7.25% 299 297
05 1
81
27000.00 10934.76 305000.00 2/19/96
5/19/96
1/19/21
77.00 1.50 18.% 2 207000.00 49
9428762 106920000428762 05 KHASIMUDDIN 2709
ALBANY
AVENUE
DAVIS CA 95616 7.25% 300 299
05 1 91
17400.00
15677.96 161000.00 2/28/96
8/28/96 3/5/21
90.00
2.25 18.% 2 127500.00 41
9428771 206920000428771 00 SUN 7367
RAINBOW DRIVE
CUPERTINO CA 94014 6.99% 299 297
03 1
91
56700.00 12058.32 293000.00 2/14/96
5/14/96
1/14/21
90.00 2.75 18.% 2 207000.00 39
9428774 113920000428774 03 MCBRIDE 323
GRANT PARK
PLACE
ATLANTA GA 30316 6.99% 299 298
05 1
91 34000.00
33500.38 140000.00 3/1/96
6/1/96 2/1/21
90.00
2.50 18.% 2 91993.00 15
9428775 106910000428775 01 ARCHER 370
CASTILIAN
AVENUE
THOUSAND OAKS CA 91320 6.99% 299 297
03 1
91
38000.00 37860.14 270000.00 2/16/96
5/16/96
1/16/21
88.00 2.25 18.% 2 198000.00 41
9428777 106920000428777 02 BECK 476
MOUNTAIN
LAUREL COURT
MOUNTAIN VIEW CA 94043 7.25% 299 297
03 1
91
74000.00 73730.35 277000.00 2/23/96
8/23/96
1/23/21
90.00 2.75 18.% 2 174983.00 45
9428779 106910000428779 01 CARLSON 1117
SANTA LUISA
DRIVE
SOLANA BEACH CA 92075 6.99% 300 298
05 1
81
100000.00 18436.25 400000.00 2/25/96
5/25/96
2/25/21
77.00 1.00 18.% 2 207000.00 33
9428782 106920000428782 00 KRAMER 17
MERION ROAD
HALF
MOON BAY CA 94019 6.99% 299 297
03 1 91
36700.00
36557.90 367000.00 2/15/96
5/15/96 1/15/21
90.00
3.25 18.% 2 293600.00 50
9428785 106920000428785 02 MCCANDLESS 1919
GRANADA
AVENUE
SAN DIEGO CA 92102 6.99% 299 297
05 1
91
35700.00 35518.77 238000.00 2/13/96
5/13/96
1/13/21
90.00 3.25 18.% 2 178374.00 48
9428790 141920000428790 02 WENDLING 1324 SE
FLAVEL
STREET
PORTLAND OR 97202 7.25% 299 297
05 1
91
46500.00 46500.00 200000.00 2/23/96
8/23/96
1/23/21
90.00 2.50 18.% 2 133500.00 24
9428793 206910000428793 05 REAVIS JR 9642
JANICE CIRCLE
VILLA
PARK CA 92667 6.99% 299 297
05 1 81
30000.00
30000.00 575000.00 2/23/96 5/23/96
1/23/21
71.00
1.50 18.% 2 375000.00 39
9428794 153920000428794 02 ISOTALO 27512
140TH AVE SE
KENT
WA 98042 6.99% 179 178 05
1 91
15600.00
14158.30 170000.00 3/11/96 6/11/96
2/11/11
90.00
2.25 18.% 2 137199.00 31
9428795 506920000428795 02 KIMURA 1267
ASPEN DRIVE
PACIFICA CA 94044 6.99% 300 298
05 1
91 91800.00
91555.54 335000.00 2/22/96
5/22/96 2/22/21
87.00
3.25 18.% 2 197928.00 45
9428796 127920000428796 00 CULBERTSON 2429
HYNES AVE
NORTH
OAKDALE MN 55128 6.99% 300 299
05 1
91
25200.00 24779.43 170000.00 2/29/96
6/1/96
3/1/21
89.00 2.75 18.% 2 126000.00 41
9428797 208920000428797 06 STAMPF 375
CARDIFF CIRCLE
COLORADO SPRINGS CO 80906 6.99% 299 298
05
1 91
90000.00 89393.00 350000.00 3/12/96
6/12/96
2/12/21
88.00 2.50 18.% 2 215676.00 11
9428800 127920000428800 05 ANDERSON 11601
EDGEWOOD
AVE
CHAMPLIN MN 55316 6.99% 300 299
05 1
91
15600.00 15538.58 104000.00 2/23/96
6/1/96
3/1/21
90.00 3.25 18.% 2 78000.00 48
9428801 106910000428801 03 WOOD 5801
CORTE MENTE
PLEASANTON CA 94566 6.99% 299 297
05 1
81
35000.00 14591.92 475000.00 2/14/96
5/14/96
1/14/21
80.00 1.00 18.% 2 343000.00 34
9428802 106920000428802 03 HARRIER 1030
TEHAMA
AVENUE
MENLO PARK CA 94025 6.99% 299 297
05 1
91
70700.00 7950.55 300000.00 2/12/96
5/12/96
1/12/21
90.00 2.75 18.% 2 199293.00 35
9428804 106920000428804 02 GRELL 104
FURBER LANE
CLOVERDALE CA 95425 7.25% 299 297
03 1
91
18500.00 18367.58 185000.00 2/20/96
8/20/96
1/20/21
90.00 2.50 18.% 2 148000.00 30
9428806 208910000428806 05 LOBMEYER 3723
SOUTH
FAIRPLAY WAY
AURORA CO 80014 6.99% 299 297
05 1
81 40000.00
39806.82 125000.00 2/29/96
5/29/96 1/29/21
76.00
0.50 18.% 2 54922.00 44
9428807 106920000428807 01 GUARNIERI 2001
JOHNSTON
AVENUE
SAN JOSE CA 95125 7.25% 299 297
05 1 91
30000.00
29890.68 360000.00 2/6/96
8/6/96 1/6/21
89.00
2.50 18.% 2 288000.00 30
9428823 106920000428823 02 DOVER 701
PLATT CIRCLE
EL
DORADO HILLS CA 95762 10.5% 299 297
05 1
91
45000.00 44927.19 285000.00 2/23/96
5/23/96
1/23/21
89.00 2.25 18.% 2 208300.00 40
9428838 112910000428838 03 LINDSKOG 2657
BEAUMONT
COURT
CLEARWATER FL 34621 6.99% 299 298
05 1
81
12600.00 12515.02 207000.00 3/11/96
6/11/96
2/11/21
80.00 0.25 18.% 2 152985.00 19
9428849 149910000428849 03 GLOVER 9635
SOUTH 2980
EAST
SANDY UT 84092 6.99% 299 298
05 1 81
50000.00
25479.78 208000.00 3/12/96
6/12/96 2/12/21
47.00
1.00 18.% 2 47520.00 50
9428850 149910000428850 03 EVANS 8071
SOUTH
REDWOOD ROAD
WEST JORDAN UT 84084 6.99% 179 178
05 1
81
26000.00 25830.54 103000.00 3/7/96
6/7/96
2/7/11
78.00 0.25 18.% 2 53516.00 27
9428851 208910000428851 01 FRIESEN 1700
SILVERGATE
ROAD
FORT COLLINS CO 80526 6.99% 299 298
03 1
81
34000.00 33751.15 225000.00 3/12/96
6/13/96
2/12/21
80.00 1.50 18.% 2 146000.00 44
9428854 106910000428854 02 SILVA 12990
SYCAMORE
AVENUE
SAN MARTIN CA 95046 7.25% 299 299
05 1
81
65000.00 11238.83 305000.00 3/8/96
9/8/96
3/1/21
80.00 1.00 18.% 2 178582.70 39
9428856 134910000428856 05 REMSEN III 18
HIGHVIEW
TERRACE
JEFFERSON TOWNSHIP NJ 07885 6.99% 299 298
05
1 81
20000.00 8076.53 117000.00 3/12/96
6/12/96
2/12/21
62.00 0.25 18.% 2 52358.49 30
9428867 106920000428867 05 LEVY 5708
MAMMOTH
AVENUE
VAN NUYS CA 91401 7.25% 299 297
05 1
91
28000.00 28000.00 230000.00 2/23/96
8/23/96
1/23/21
88.00 3.25 18.% 2 172500.00 39
9428887 151920000428887 00 KRAMER 1905
GABLES LANE
VIENNA VA 22182 6.99% 300 298
03 1 91
48600.00
102.37 490000.00 2/14/96
5/14/96 2/14/21
90.00
2.75 18.% 2 389100.00 25
9428894 113910000428894 00 FOSTER 2441
WOODCREEK
COURT
DACULA GA 30211 9.25% 299 296
03 1
81 50000.00
50000.00 242000.00 12/26/95
3/26/96 12/24/20
62.00
1.00 18.% 2 100000.00 38
9428895 106920000428895 01 JOHNSON 8
ANTARES #16
IRVINE
CA 92715 6.99% 299 297 01
1 91
23000.00
22915.35 475000.00 2/23/96 5/23/96
1/23/21
85.00
2.50 18.% 2 380000.00 31
9428900 206910000428900 05 BRAIDI 830
EAST IRVING
DRIVE
BURBANK CA 91504 6.99% 179 177
05 1
81
100000.00 10218.38 365000.00 2/13/96
5/13/96
1/13/11
78.00 3.75 18.% 2 184337.82 42
9428904 206920000428904 05 THOMAS 5842
NORDINA
DRIVE
HUNTINGTON BEACH CA 92649 7.25% 299 297
05
1 91
25000.00 11728.22 300000.00 2/21/96
8/21/96
1/21/21
87.00 2.25 18.% 2 235000.00 38
9428913 208910000428913 05 BURNS 866
BUDDY ROAD
BAILEY
CO 80421 6.99% 299 297
05 1 81
50000.00
49796.83 350000.00 2/26/96 5/26/96
1/26/21
61.00
0.50 18.% 2 163236.00 40
9428914 234920000428914 02 TZAPP 16 8TH
AVENUE
MONROE
TOWNSHIP NJ 08884 7.25% 299 298
05 1 91
30000.00
25472.30 215000.00 3/11/96 6/11/96
2/11/21
90.00
2.25 18.% 2 163400.00 32
9428916 208920000428916 02 HETTERICH 2027
IVY STREET
DENVER CO 80207 6.99% 299 297
05 1
91 67000.00
66689.26 189000.00 2/28/96
5/28/96 1/28/21
90.00
3.25 18.% 2 102401.00 43
9428921 106920000428921 00 CORNISH 3891
SANTA CRUZ
COURT
SIMI VALLEY CA 93063 6.99% 299 297
05 1
91
52600.00 52386.27 288517.00 2/23/96
5/23/96
1/23/21
90.00 2.75 18.% 2 207000.00 44
9428940 106910000428940 00 CURRAN 2011
ASILOMAR
DRIVE
OAKLAND CA 94611 7.25% 299 297
05 1
81
85000.00 84572.73 365000.00 2/26/96
8/26/96
1/26/21
80.00 1.00 18.% 2 207000.00 42
9428948 106920000428948 00 SANGWAN 161
GREENFIELD
AVENUE
LOS ANGELES CA 90049 6.99% 300 299
05 1
91
50000.00 49748.95 609000.00 3/4/96
6/4/96
3/4/21
89.00 2.25 18.% 2 487200.00 36
9428949 106920000428949 05 MILES 5091
TRIPOLI AVENUE
LOS
ALAMITOS CA 90720 6.99% 300 299
05 1 91
35500.00
35321.76 250000.00 3/1/96
6/1/96 3/1/21
90.00
2.75 18.% 2 187500.00 42
9428950 106920000428950 05 DUNCAN 47663
WILLOW
POND ROAD
COARSEGOLD CA 93614 6.99% 300 298
05 1
91
29750.00 29606.32 165000.00 2/26/96
5/26/96
2/26/21
90.00 2.75 18.% 2 118500.00 44
9428952 106920000428952 05 VELA 1370
RISING DAWN
LANE
CONCORD CA 94521 6.99% 300 298
03 1
91
39000.00 34196.20 262000.00 2/29/96
5/29/96
2/28/21
90.00 2.25 18.% 2 196000.00 43
9428954 106920000428954 05 LUTHER 1324
EAST LAWSON
LANE
PLACENTIA CA 92670 6.99% 300 299
05 1
91
67000.00 66608.60 325000.00 3/1/96
6/1/96
3/1/21
85.00 3.25 18.% 2 207000.00 49
9428956 106910000428956 01 RUDY 637 VIA
LIDO SOUD
NEWPORT BEACH CA 92663 6.99% 300 298
05 1
81
200000.00 199034.13 2300000.00 2/27/96
5/27/96
2/27/21
73.00 1.75 18.% 2 1459500.00 41
9428957 106910000428957 05 FITCH 20
SOUTH KINGSTON
STREET
SAN MATEO CA 94401 6.99% 300 298
05 1
91
32900.00 32791.52 220000.00 2/21/96
5/21/96
2/21/21
90.00 2.25 18.% 2 165000.00 35
9428959 116920000428959 01 RULE 689
NEPTUNE
IDAHO
FALLS ID 83402 7.25% 300 298
05 1 91
10800.00
10788.53 79000.00 2/8/96 8/8/96
2/8/21
89.00 3.00
18.% 2 59250.00 37
9428961 106910000428961 05 THOMS 1354
BRIXTON ROAD
PASADENA CA 91105 6.99% 180 179
05 1
81
50000.00 20461.93 225000.00 3/5/96
6/5/96
3/5/11
38.00 1.00 18.% 2 34787.00 43
9428962 113910000428962 06 FENNELLY 299 ST
MARY'S
LANE
MARIETTA GA 30064 6.99% 301 300
05 1
81
50000.00 2918.38 420000.00 2/29/96
6/1/96
4/5/21
41.00 1.00 18.% 2 119000.00 41
9428963 106910000428963 05 LEWIS 335
PINEHILL ROAD
MILL
VALLEY CA 94941 6.99% 300 298
05 1 81
165100.00
164239.44 520000.00 2/27/96 5/27/96
2/27/21
80.00
0.75 18.% 2 250859.00 28
9428967 106920000428967 02 TERRY 806
TEAGUE DRIVE
SANTA
PAULA CA 93060 6.99% 300 298
05 1 91
40000.00
39806.82 188500.00 2/29/96 5/29/96
2/28/21
84.00
3.25 18.% 2 117000.00 48
9428968 106920000428968 05 MENDOZA 1134
CYPRESS
STREET NO. 3
HERMOSA BEACH CA 90254 6.99% 300 299
01 1
91
29000.00 28826.62 290000.00 3/7/96
6/7/96
3/7/21
90.00 2.75 18.% 2 232000.00 47
9428969 106920000428969 00 DUNGO 7340
MAYWOOD
DRIVE
PLEASANTON CA 94588 6.99% 180 178
05 1
91
24150.00 24098.12 245000.00 2/20/96
5/20/96
2/20/11
89.00 2.25 18.% 2 193200.00 37
9428971 106920000428971 05 KURIEN 6122
MAHOGANY
AVENUE
WESTMINSTER CA 92683 6.99% 300 299
05 1
91
27100.00 26953.55 182500.00 3/4/96
6/4/96
3/4/21
90.00 2.75 18.% 2 136800.00 37
9428972 106920000428972 05 SHEFFIELD 1251
LEMON TREE
DRIVE
LA HABRA CA 90631 6.99% 300 299
05 1
91
24500.00 11857.45 247000.00 3/1/96
6/1/96
3/1/21
90.00 2.00 18.% 2 196000.00 24
9428975 106910000428975 05 RICHARDS 2224
VALLEY VIEW
EL
CAJON CA 92019 6.99% 300 298
05 1 81
33000.00
17416.14 310000.00 2/29/96 5/29/96
2/28/21
78.00
0.50 18.% 2 207000.00 38
9428977 106910000428977 05 GOLOYOGO 109
AMADAS
COURT
FAIRFIELD CA 94533 6.99% 300 298
05 1
81
120000.00 95493.34 155000.00 2/26/96
5/26/96
2/26/21
78.00 1.00 18.% 1 .00 37
9428979 208910000428979 01 UNRUH 1223
WEST
MOUNTAIN AVENUE
FORT COLLINS CO 80521 6.99% 299 298
05 1
81
25000.00 24807.45 225000.00 3/13/96
5/13/96
2/13/21
62.00 0.25 18.% 2 112745.00 26
9428982 106920000428982 01 TORDECILLA 2343
FAIR PARK
LOS
ANGELES CA 90041 6.99% 300 298
05 1 91
21500.00
21361.16 200000.00 2/27/96
5/27/96 2/27/21
86.00
2.25 18.% 2 150000.00 34
9428988 106920000428988 05 DELSON 7963
CALICO
STREET SAN
DIEGO CA 92126 6.99% 299 297
05 1 91
25000.00
17507.08 172000.00 2/26/96 5/26/96
1/26/21
90.00
2.75 18.% 2 129000.00 34
9428994 106920000428994 01 KUSHER 542
GARDENDALE
ROAD
ENCINITAS CA 92024 6.99% 299 297
03 1
91 15000.00
7924.89 229000.00 2/26/96
5/26/96 1/26/21
83.00
2.75 18.% 2 175000.00 31
9428996 206910000428996 05 HOWARD 1870
SAPPHIRE
WAY EL
DORADO HILLS CA 95762 7.25% 179 177
05 1
91
32500.00 27405.33 270000.00 2/9/96
8/9/96
1/9/11
88.00 2.25 18.% 2 202500.00 37
9428997 149910000428997 03 OLDHAM 11871
SO SHADY
ACRES COURT
RIVERTON UT 84065 6.99% 299 298
05 1
81 61000.00
16376.23 241000.00 3/12/96
6/12/96 2/12/21
64.00
1.00 18.% 2 91679.00 45
9429004 153920000429004 00 SCHMIDT 22630
94TH AVENUE
SOUTH
KENT WA 98031 6.99% 299 297
05 1 91
33600.00
33133.90 336000.00 2/23/96
5/23/96 1/23/21
90.00
2.25 18.% 2 268000.00 33
9429008 106910000429008 01 GAY 11326
SOUTHWEST
BOULEVARD
LOS ANGELES CA 90044 6.99% 299 297
05 1
81
11500.00 11444.46 127000.00 2/26/96
5/26/96
1/26/21
80.00 1.50 18.% 2 90000.00 47
9429009 106910000429009 05 FOREMAN 4051
FAIR OAKS
BOULEVARD
SACRAMENTO CA 95864 7.25% 300 298
05 1
91
50000.00 19950.95 650000.00 2/16/96
8/16/96
2/16/21
86.00 2.75 18.% 2 506250.00 42
9429012 106920000429012 05 BILLET 3135
BUTLER
AVENUE LOS
ANGELES CA 90066 6.99% 300 298
05 1 91
39500.00
36832.48 400000.00 2/27/96
5/27/96 2/27/21
89.00
2.00 18.% 2 316000.00 30
9429014 153920000429014 05 JOHNSON 2008
SOUTH
MANITO PLACE
SPOKANE WA 99203 6.99% 300 298
05 1
91
67500.00 67225.72 305000.00 2/27/96
5/27/96
2/27/21
90.00 2.75 18.% 2 207000.00 18
9429015 206910000429015 05 WOLFF 17444
RAYMER
STREET LOS
ANGELES CA 91325 6.99% 299 298
05 1 91
100000.00
99459.61 520000.00 3/1/96
6/1/96 2/1/21
89.00
3.25 18.% 2 362594.00 42
9429016 106920000429016 05 EHLERT 9302
TRITT CIRCLE
VILLA
PARK CA 92667 6.99% 300 299
05 1 91
48400.00
48138.45 484000.00 3/7/96 6/7/96
3/7/21
90.00 3.25
18.% 2 387200.00 50
9429017 153910000429017 05 THIES 23406
SOUTHEAST
31ST STREET
ISSAQUAH WA 98029 6.99% 300 298
03 1
81
40000.00 39799.16 286000.00 2/26/96
5/26/96
2/26/21
79.00 1.00 18.% 2 184224.00 29
9429018 106920000429018 05 KEALA 142
MADELIA PLACE
SAN
RAMON CA 94583 6.99% 300 298
05 1 91
19300.00
19300.00 255000.00 2/22/96 5/22/96
2/22/21
90.00
2.00 18.% 2 210130.00 20
9429019 106910000429019 00 WOJCIEHOWSKI 3501
CAMINO
DE LA
CUMBRE PLACESHERMAN OAKS CA 91423 6.99% 299
297
05
1 91 30000.00 29883.84 300000.00
2/14/96
5/14/96
1/14/21 90.00 2.50 18.% 2
240000.00 11
9429020 149910000429020 05 SANICH 1453
WEST JORDAN
HILLS DRIVE
SOUTH JORDAN UT 84095 6.99% 300 298
05 1
81
90000.00 9853.62 250000.00 2/27/96
5/27/96
2/27/21
80.00 1.00 18.% 2 109000.00 31
9429024 106920000429024 00 SCANNELL 2165
ASHBOURNE
DRIVE
SAN MARINO CA 91108 7.25% 299 297
05 1
91
35000.00 33722.46 560000.00 2/21/96
8/22/96
1/21/21
87.00 2.75 18.% 2 448000.00 44
9429045 253910000429045 06 JONES 6517
NORTH
NORMANDIE STREET
SPOKANE WA 99208 6.99% 300 300
05 1
81
20000.00 18270.78 97000.00 3/8/96
6/8/96
4/1/21
64.00 1.50 18.% 2 41710.00 40
9429049 115920000429049 00 KILMER 603
PAOKANO LOOP
KAILUA HI 96734 6.99% 300 299
05 1 91
38600.00
38355.23 400000.00 3/6/96 6/6/96
3/6/21
87.00
2.75 18.% 2 308800.00 38
9429051 106920000429051 05 CAHILL 1049
BANYAN WAY
PACIFICA CA 94044 6.99% 300 299
05 1
91 25000.00
24750.54 255000.00 3/6/96
6/6/96 3/6/21
90.00
2.25 18.% 1 .00 32
9429054 106910000429054 05 OLSON 572
PISTACHIO
PLACE
WINDSOR CA 95492 6.99% 300 299
05 1
81 27600.00
27419.14 284500.00 3/6/96
6/6/96 3/6/21
80.00
0.50 18.% 2 200000.00 18
9429055 106920000429055 05 PAPPAS 6097
DAPHNE COURT
ROHNERT PARK CA 94928 6.99% 300 299
05 1
91
39300.00 39065.05 262000.00 3/5/96
6/5/96
3/5/21
90.00 2.25 18.% 2 196500.00 28
9429056 106920000429056 05 KESECKER 25
ADRIAN
TERRACE
SAN RAFAEL CA 94903 6.99% 300 299
05 1
91
39300.00 19872.77 390000.00 3/8/96
6/8/96
3/8/21
89.00 2.75 18.% 2 307000.00 43
9429059 106920000429059 05 DELONG 7530
BERNICE
AVENUE
ROHNERT PARK CA 94928 6.99% 300 299
05 1
91
25200.00 24696.51 168000.00 3/7/96
6/7/96
3/7/21
90.00 2.75 18.% 2 126000.00 40
9429061 106910000429061 05 HODGES 16801
JOHNSON
ROAD
BAKERSFIELD CA 93312 6.99% 180 179
05 1
81
17100.00 16991.22 260000.00 3/7/96
6/7/96
3/7/11
70.00 1.00 18.% 2 164681.32 45
9429068 153920000429068 00 BOGGS 6705 N.
W.
DOGWOOD DRIVE
VANCOUVER WA 98663 7.25% 299 298
05 1
91
19700.00 19601.73 200000.00 3/5/96
9/5/96
2/5/21
89.00 2.75 18.% 2 157600.00 35
9429069 106920000429069 05 MCKENNY 6062
SHADYGRLADE AVENUE
LOS ANGELES CA 91606 7.25% 299 298
05 1
91
35400.00 35582.81 186000.00 3/1/96
9/1/96
2/1/21
90.00 3.25 18.% 2 132000.00 46
9429070 105920000429070 05 GERHKE 9501
EAST PRESIDIO
ROAD
SCOTTSDALE AR 85260 7.25% 299 297
03 1
91
13200.00 13138.79 198000.00 2/29/96
8/29/96
1/29/21
90.00 2.75 18.% 2 164907.00 24
9429071 106910000429071 05 SCHEINER 235
SOUTH
RIDGEWOOD ROAD
KENTFIELD CA 94904 6.99% 179 177
03 1
81
71200.00 48851.63 925000.00 2/29/96
5/29/96
1/29/11
80.00 1.50 18.% 2 668750.00 40
9429072 149920000429072 05 NYE 1019 W.
SUNBERRY
DRIVE
MURRAY UT 84123 6.99% 299 297
05 1
91 23800.00
23000.00 137000.00 2/29/96
5/29/96 1/29/21
90.00
3.25 18.% 2 99500.00 38
9429073 106920000429073 00 HEYMAN 170
JOAQUIN
CIRCLE
DANVILLE CA 94526 6.99% 299 297
05 1
91
40900.00 40710.31 273000.00 2/26/96
5/26/96
1/26/21
90.00 3.25 18.% 2 204350.00 48
9429074 141920000429074 02 GEHLEN 7940 S.
W. 191ST
AVENUE
ALOHA OR 97007 7.25% 179 177
05 1 91
50000.00
45000.00 315000.00 2/26/96
8/26/96 1/26/11
82.00
3.25 18.% 2 207000.00 39
9429075 106910000429075 05 SPENCER 416
COLLADO
CORTE
ARROYO GRANDE CA 93420 6.99% 299 297
05 1
81
125000.00 99612.82 425000.00 2/17/96
5/17/96
1/17/21
75.00 1.00 18.% 2 190866.00 39
9429076 149920000429076 05 PETERSON 7709
WEST
JEFFERSON ROAD
MAGNA UT 84044 6.99% 299 297
05 1 91
20000.00
19371.59 98000.00 2/28/96
5/28/96 1/28/21
90.00
2.50 18.% 2 67489.00 31
9429078 106930000429078 02 AQUIATAN 1200
PIPE DREAM
COURT
SAN JOSE CA 95122 6.99% 299 297
05 1 91
28500.00
28341.90 190000.00 2/1/96
5/1/96 1/1/21
90.00
2.75 18.% 2 142500.00 36
9429079 106920000429079 05 BINDER 158
KNIGHTSHAVEN
WAY
SAN JOSE CA 95111 7.25% 299 297
05 1 91
28500.00
28367.84 375000.00 2/27/96
8/27/96 1/27/21
88.00
2.75 18.% 2 300000.00 39
9429080 132920000429080 02 GUSTAFSON 1645
DANIEL
DRIVE
FERNLEY NV 89408 7.25% 299 297
05 1
91 24200.00
24087.78 160000.00 2/27/96
8/27/96 1/27/21
88.00
3.25 18.% 2 115800.00 49
9429085 106920000429085 05 MULLINS 125
FALLEN LEAF
DRIVE
BOULDER CREEK CA 95006 7.25% 299 297
05 1
91
25000.00 24879.10 219000.00 2/28/96
8/28/96
1/28/21
87.00 2.75 18.% 2 164250.00 38
9429086 106920000429086 05 MCCULLOUGH 31142
HOLLY
DRIVE
LAUGUNA BEACH CA 92677 6.99% 299 297
05 1
91
48500.00 33635.04 490000.00 2/16/96
5/16/96
1/16/21
90.00 2.75 18.% 2 392000.00 46
9429090 153920000429090 05 DE GUZMAN 24035
NE 30TH
PLACE
REDMOND WA 98053 6.99% 300 299
05 1
91
100000.00 84683.14 470000.00 3/5/96
6/5/96
3/5/21
88.00 3.25 18.% 2 312629.00 41
9429092 106920000429092 05 LEE 4348
VIA LARGO
CYPRESS
CA 90630 6.99% 300 299 05
1 91 45000.00
44730.97
290000.00 3/5/96 6/4/96
3/5/21 87.00
2.75 18.%
2 207000.00 33
9429094 106910000429094 05 GARCIA 4304
CORTE AL
FRESCO SAN
DIEGO CA 92130 6.99% 300 298
05 1 91
20000.00
14221.70 330000.00 2/13/96 5/13/96
2/13/21
84.00
2.75 18.% 2 256400.00 33
9429095 106910000429095 05 PARRENAS 26913
LOST OAK
COURT
CALABASAS CA 91301 6.99% 300 299
05 1
81
41000.00 40499.18 310000.00 3/6/96
6/6/96
3/6/21
80.00 0.50 18.% 2 207000.00 41
9429096 106920000429096 05 AFRASIABI 1621
CORNWALL
LANE
NEWPORT BEACH CA 92660 6.99% 300 299
05 1
91
50000.00 49681.93 500000.00 3/8/96
6/8/96
3/8/21
90.00 2.75 18.% 2 400000.00 44
9429098 141920000429098 05 MACK 1305
HIGH STREET
GLADSTONE OR 97027 7.25% 179 178
05 1
91
15000.00 11062.56 164000.00 3/1/96
9/1/96
2/1/11
84.00 2.50 18.% 2 122685.00 24
9429099 106920000429099 05 CALLENDER 15914
VIA DE LAS
PALMAS
RANCHO SANTA FE CA 92067 6.99% 299 298
03 1
91
37500.00 37275.81 375000.00 3/4/96
6/4/96
2/4/21
90.00 2.75 18.% 2 300000.00 44
9429100 141910000429100 00 CLARK-MADSEN 5575
SINCLAIR
STREET
WEST LINN OR 97068 7.25% 300 299
05 1
81
76300.00 75900.73 198000.00 3/6/96
9/6/96
3/6/21
80.00 1.00 18.% 2 82000.00 31
9429101 106920000429101 05 PARDO 10962
CHERRYHILL
DRIVE
SANTA ANA CA 92705 6.99% 299 298
05 1
91
44500.00 11760.00 425000.00 3/4/96
6/4/96
2/4/21
90.00 2.75 18.% 2 338000.00 44
9429103 106920000429103 02 DAULTON 4469
HEATH
CIRCLE
ROHNERT PARK CA 94928 7.25% 181 179
05 1
91
22000.00 22000.00 235000.00 2/23/96
8/23/96
3/23/11
90.00 2.25 18.% 2 188397.83 36
9429114 106920000429114 05 MEREDITH 5541
MARQUETTE
DRIVE
SAN JOSE CA 95118 6.99% 300 298
05 1 91
25000.00
15457.79 250000.00 2/12/96
5/12/96 2/12/21
86.00
2.25 18.% 2 189600.00 39
9429117 106920000429117 05 RAYOS 2266
OLYMPIC
COURT
MARTINEZ CA 94553 6.99% 300 298
05 1
91
21000.00 21000.00 191000.00 2/12/96
5/12/96
2/12/21
83.00 2.75 18.% 2 137000.00 47
9429118 141910000429118 01 BENEFIEL 35802
CAMP CREEK
ROAD
SPRINGFIELD OR 97478 7.25% 299 297
05 1
81
20000.00 19827.12 320000.00 2/24/96
8/24/96
1/24/21
71.00 0.50 18.% 2 207000.00 35
9429128 106910000429128 05 SIERRA 33837
6TH STREET
UNION
CITY CA 94587 6.99% 300 298
05 1 81
10000.00
9945.96 162000.00 2/23/96 5/23/96
2/23/21
80.00 1.00
18.% 2 119600.00 41
9429134 249920000429134 06 PERRY 3814
SOUTH BIRCH
DRIVE
SALT LAKE CITY UT 84109 7.25% 300 300
05 1
91
21300.00 20914.30 142000.00 3/6/96
9/6/96
4/1/21
90.00 2.25 18.% 2 106500.00 45
9429136 106920000429136 05 TOOHEY 2989
MORENO
AVENUE
PLEASANTON CA 94588 6.99% 300 298
03 1
91
13000.00 12899.58 290000.00 2/15/96
5/15/96
2/15/21
84.00 2.75 18.% 2 230200.00 32
9429140 113920000429140 06 ZARIN 3338
HARVEST WAY
MARIETTA GA 30062 6.99% 299 298
05 1
91
20000.00 7414.36 132000.00 3/1/96
6/1/96
2/28/21
90.00 2.25 18.% 2 98000.00 23
9429141 112920000429141 00 RAMIREZ 332 SW
193RD
AVENUE
PEMBROKE PINES FL 33029 6.99% 299 298
03 1
91
13900.00 13846.18 140000.00 2/29/96
5/29/96
2/27/21
90.00 2.25 18.% 2 111100.00 22
9429149 106920000429149 00 GUZ-SVICHARNYY 15
LAKEMONT DRIVE
DALY CITY CA 94015 10.5% 300 297
05 1
91
24600.00 24600.00 250000.00 1/23/96
4/23/96
1/23/21
89.00 2.25 18.% 2 196800.00 32
9429157 112910000429157 05 RAPAPORT 10240
SW 141
STREET
MIAMI FL 33176 6.99% 299 297
05 1 81
25000.00
16542.08 230000.00 2/22/96 5/22/96
1/22/21
80.00
0.25 18.% 2 158100.00 25
9429159 112920000429159 06 THALL 5431
BURNT
HICKORY DRIVE
VALRICO FL 33594 6.99% 299 297
03 1 91
15000.00
4832.55 286000.00 2/22/96
5/22/96 1/22/21
86.00
2.75 18.% 2 228400.00 43
9429160 106920000429160 02 GIROUARD 8475
EUREKA
STREET
VENTURA CA 93004 7.25% 299 297
05 1
91 25000.00
24879.10 210000.00 2/29/96
8/29/96 1/29/21
89.00
2.25 18.% 2 160000.00 42
9429163 212910000429163 05 SUMMERS 357
EAST TULANE
DRIVE
ALTAMONTE SPRINGS FL 32714 7.5% 299 297
05
1 81
20000.00 19018.89 73000.00 2/28/96
8/28/96
1/28/21
28.00 0.50 18.% 1 .00 37
9429165 106920000429165 05 CARR 1810
CAMDEN
AVENUE #3 LOS
ANGELES CA 90025 7.25% 299 297
01 1 91
20000.00
5000.00 255000.00 2/12/96
8/12/96 1/12/21
88.00
2.25 18.% 2 202400.00 31
9429170 208920000429170 02 MCCAULEY 66
WILDEWOOD
DRIVE
NEDERLAND CO 80466 6.99% 178 178
05 1
91
24700.00 24700.00 165000.00 3/18/96
6/18/96
2/1/11
90.00 2.75 18.% 2 123750.00 37
9429179 149910000429179 03 CROMWELL 4970
BURCH
CREEK DRIVE
SOUTH OGDEN UT 84403 6.99% 299 298
05 1
81
20000.00 19842.13 123000.00 3/15/96
6/15/96
2/15/21
73.00 1.00 18.% 2 69700.00 32
9429180 206910000429180 01 LECLERC 9945
WEST LILAC
ROAD
ESCONDIDO CA 92026 7.25% 299 298
05 1
91
27750.00 21870.09 172500.00 3/1/96
9/1/96
2/1/21
90.00 2.75 18.% 2 127500.00 42
9429191 149910000429191 03 ROBINSON 5256
WEST 6600
SOUTH
WEST JORDAN UT 84084 7.25% 299 298
05 1
81
20000.00 19843.69 112500.00 3/19/96
9/19/96
2/19/21
18.00 0.25 18.% 1 .00 10
9429192 106910000429192 03 HOFFMANN 2208
LAGUNA
VISTA DRIVE
NOVATO CA 94945 6.99% 299 298
05 1
81 42000.00
29763.19 420000.00 3/18/96
6/18/96 2/18/21
79.00
0.50 18.% 2 289795.30 42
9429196 106920000429196 01 VICTOR 795
BLUEBIRD
CANYON DRIVE
LAGUNA BEACH CA 92651 6.99% 299 298
05 1
91
52500.00 52085.59 525000.00 3/13/96
6/13/96
2/13/21
90.00 3.25 18.% 2 420000.00 43
9429211 113920000429211 00 MARTIN 6025
ZINFANDEL
DRIVE
SUWANEE GA 30174 6.99% 179 178
03 1
91
34150.00 33865.81 229000.00 2/28/96
5/28/96
2/27/11
90.00 2.25 18.% 2 170600.00 28
9429225 106920000429225 01 PRAY 3119
THUNDER DRIVE
OCEANSIDE CA 92056 6.99% 300 299
05 1
91
18300.00 18183.58 122000.00 3/8/96
6/8/96
3/8/21
90.00 2.75 18.% 2 91500.00 42
9429244 106920000429244 03 LAWRENCE 1600
GREENPORT
AVENUE # A
ROWLAND HEIGHTS CA 91748 7.25% 299 298
01
1 91
16000.00 14406.28 107000.00 3/6/96
9/6/96
2/6/21
90.00 3.25 18.% 2 80250.00 47
9429245 225910000429245 05 WAITT 57
QUINCY STREET
MEDFORD MA 02155 6.99% 300 299
05 1
81
36500.00 25385.29 198000.00 3/18/96
6/18/96
3/18/21
75.00 0.50 18.% 2 112000.00 41
9429247 225920000429247 05 JOHNSON 9 ROBB
ROAD
BEVERLY MA 01915 6.99% 299 298
05 1
91
21000.00 20440.21 230000.00 3/18/96
6/18/96
2/18/21
90.00 2.00 18.% 2 184000.00 30
9429259 134920000429259 02 KING 284
REDWOOD COURT
RAMSEY NJ 07446 6.99% 299 298
05 1 91
28200.00
27205.51 158000.00 3/20/96
6/20/96 2/20/21
90.00
2.25 18.% 2 114000.00 39
9429271 106910000429271 01 SHAFAI 876
CHATTANOOGA
AVENUE
LOS ANGELES CA 90272 6.99% 300 299
05 1
81
187700.00 187700.00 1050000.00 3/8/96
6/8/96
3/8/21
80.00 1.00 18.% 2 652263.83 38
9429281 106920000429281 05 LEWIS 4739
SNAPDRAGON
WAY
SAN LUIS OBISPO CA 93401 6.99% 300 299
05 1
91
58500.00 58500.00 300000.00 3/5/96
6/5/96
3/5/21
89.00 2.75 18.% 2 207000.00 33
9429282 149920000429282 05 SCHLENKER 168
NORTH 970
WEST
OREM UT 84057 6.99% 300 299
05 1 91
51000.00
50665.80 199000.00 3/1/96 6/1/96
3/1/21
90.00
3.25 18.% 2 127648.00 41
9429285 206910000429285 05 ZHAO 947
FERNGROVE
DRIVE
CUPERTINO CA 95014 6.99% 299 298
05 1
81
23000.00 20079.28 292000.00 3/7/96
6/7/96
2/7/21
79.00 1.00 18.% 2 207000.00 46
9429286 106920000429286 05 O'DONNELL 1049
LEA DRIVE
SAN
RAFAEL CA 94903 7.25% 300 299
05 1 91
100000.00
99397.26 470000.00 3/1/96 9/1/96
3/1/21
90.00
3.25 18.% 2 320000.00 47
9429287 106920000429287 05 CHRISTOPHER 120 MT.
LASSEN
DRIVE
SAN RAFAEL CA 94903 7.25% 300 299
05 1
91
20000.00 10582.19 455000.00 3/6/96
9/6/96
3/6/21
85.00 2.25 18.% 2 364000.00 41
9429293 113910000429293 05 MARGIS 6515
WHITE OAK
DRIVE
CUMMING GA 30130 6.99% 179 178
03 1
81
45000.00 34924.81 221000.00 2/14/96
5/14/96
2/13/11
61.00 1.00 18.% 2 88165.00 45
9429311 106920000429311 01 PIRAINO 5490
VIA VERANO
YORBA
LINDA CA 92686 6.99% 299 298
05 1 91
68400.00
68030.37 306000.00 3/4/96 6/4/96
2/4/21
90.00 3.25
18.% 2 207000.00 40
9429315 106910000429315 00 SWANSON 1902
DEERFIELD
STREET
THOUSAND OAKS CA 91362 7.25% 299 298
03 1
81
79000.00 78586.60 164000.00 3/5/96
9/5/96
2/5/21
79.00 1.00 18.% 2 50000.00 20
9429333 136910000429333 03 FIGATNER 2202
EAST 29TH
STREET
BROOKLYN NY 11229 6.99% 299 298
05 1
81
90000.00 89122.38 215000.00 3/18/96
6/18/96
2/18/21
77.00 1.50 18.% 2 74278.00 43
9429334 106920000429334 02 GOMEZ 236 &
238
MAGNOLIA AVENUE
OXNARD CA 93030 6.99% 299 297
05 1
91 43250.00
43032.84 230000.00 2/15/96
5/15/96 1/15/21
89.00
3.25 18.% 2 161000.00 48
9429336 106910000429336 01 WALTERS 14871
LA BRISA
ROAD
VICTORVILLE CA 92392 6.99% 299 298
05 1
81
30000.00 21145.90 86000.00 3/5/96
6/1/96
2/5/21
35.00 0.50 18.% 1 .00 44
9429337 115920000429337 00 TABIL 1304
ANAPA STREET
HONOLULU HI 96818 6.99% 300 298
03 1
91
53200.00 53024.58 355000.00 2/21/96
5/21/96
2/21/21
90.00 2.75 18.% 2 266200.00 41
9429338 208910000429338 05 NIELSEN 6536
SOUTH FIELD
WAY
LITTLETON CO 80123 6.99% 299 298
05 1
81
50000.00 13113.62 124000.00 3/11/96
6/11/96
2/11/21
71.00 0.25 18.% 2 37752.29 26
9429340 115920000429340 05 MONTENEGRO 257
MOHALU
STREET
KAHULUI HI 96732 6.99% 300 298
05 1 91
50000.00
8195.87 340000.00 2/22/96
5/22/96 2/22/21
88.00
2.25 18.% 2 246000.00 35
9429343 208910000429343 02 STRICKLAND 1726
11TH
STREET
GREELEY CO 80631 6.99% 299 298
05 1
81 20000.00
14106.94 96000.00 3/9/96
6/9/96 2/9/21
67.00
0.50 18.% 2 43925.00 39
9429363 106920000429363 01 FRANKLIN 22567
MINONA
DRIVE
GRAND TERRACE CA 92324 6.99% 299 298
05 1
91
18000.00 17888.94 120000.00 3/6/96
6/6/96
2/6/21
90.00 2.50 18.% 2 90000.00 30
9429368 113910000429368 02 NOELL 209
LAKESIDE DRIVE
KENNESAW GA 30144 6.99% 299 298
03 1
81
50000.00 9086.17 163000.00 2/12/96
5/12/96
2/11/21
70.00 0.50 18.% 2 64000.00 20
9429375 141920000429375 02 BUTRICK 1386 S
WATER
STREET
SILVERTON OR 97381 7.25% 299 298
05 1
91
98000.00 89357.53 322000.00 3/4/96
9/4/96
2/4/21
90.00 2.50 18.% 2 191250.00 28
9429376 113920000429376 05 CORLEY 500
SWEET STREAM
TRACE
DULUTH GA 30155 6.99% 179 178
03 1
91 85500.00
85500.00 362000.00 2/23/96
5/23/96 2/22/11
81.00
2.75 18.% 2 207000.00 30
9429377 106920000429377 05 PHILLIPS 73330
CALLIANDRA
STREET
PALM DESERT CA 92260 6.99% 299 297
05 1
91
26000.00 7449.47 348000.00 2/26/96
5/26/96
1/26/21
83.00 2.75 18.% 2 260000.00 45
9429380 206910000429380 00 BUNGER 135
TYNEBOURNE
PLACE
ALAMEDA CA 94502 7.25% 300 298
03 1
81
37000.00 36887.22 305000.00 2/26/96
8/26/96
2/26/21
80.00 0.50 18.% 2 207000.00 42
9429385 106920000429385 01 GREGG 4253
GARIBALDI
PLACE
PLEASANTON CA 94566 7.25% 299 298
03 1
91
36750.00 36403.29 245000.00 3/5/96
9/5/96
2/5/21
90.00 3.25 18.% 2 183750.00 45
9429388 113920000429388 00 FLEMING 1527
BRENTWOOD
DR
MARIETTA GA 30062 6.99% 179 178
03 1
91
33000.00 32784.38 222000.00 2/16/96
5/16/96
2/15/11
90.00 2.75 18.% 2 164900.00 42
9429394 106920000429394 02 KING 1753
KENNINGTON
ROAD
ENCINITAS CA 92024 6.99% 179 178
03 1
91 25000.00
24100.54 193000.00 3/6/96
6/6/96 2/6/11
87.00
3.25 18.% 2 142500.00 50
9429396 106920000429396 02 HEALEY 1534
HAVILAND
PLACE
CLAYTON CA 94517 6.99% 299 298
03 1
91 21000.00
20862.38 190000.00 3/8/96
6/8/96 2/8/21
87.00
3.25 18.% 2 142500.00 49
9429397 106920000429397 00 WILSON 30
KIOWA COURT
PORTOLA VALLEY CA 94028 6.99% 299 298
05 1
91
70000.00 69468.10 700000.00 3/4/96
6/4/96
2/4/21
90.00 2.75 18.% 2 560000.00 42
9429408 106920000429408 00 SAITO 2006
VOORHEES
AVENUE UNIT B
REDONDO BEACH CA 90278 6.99% 299 298
05 1
91
32500.00 32305.70 325000.00 3/5/96
6/5/96
2/5/21
90.00 2.75 18.% 2 260000.00 31
9429414 208920000429414 02 LEPENSKE 544
WEST LAUREL
COURT
LOUISVILLE CO 80027 6.99% 298 298
05 1
91
29500.00 25050.49 197000.00 3/21/96
6/21/96
2/1/21
90.00 2.25 18.% 2 147750.00 36
9429421 123910000429421 03 GILLIS 85
OAKMONT DRIVE
FALMOUTH ME 04105 6.99% 299 298
05 1
81
10000.00 4905.74 343000.00 3/21/96
6/21/96
2/21/21
75.00 0.50 18.% 2 245000.00 39
9429432 106920000429432 00 DILSIZIAN 12619
LA TORTOLA
SAN
DIEGO CA 92129 6.99% 299 298
05 1 91
24500.00
24283.15 245000.00 3/12/96 6/12/96
2/12/21
90.00
2.25 18.% 2 196000.00 41
9429439 116920000429439 01 BERG 3957
LELAND WAY
BOISE
ID 83709 7.25% 299 298 05
1 91 10000.00
4678.03
92000.00 3/8/96 9/8/96
2/8/21 86.00
2.25 18.%
2 69000.00 36
9429474 106910000429474 05 SPOERRY 536
HILL STREET
SAN
FRANCISCO CA 94114 6.99% 180 179
05 1 81
60000.00
59560.86 565000.00 3/13/96
6/13/96 3/13/11
45.00
1.00 18.% 2 190291.00 33
9429475 106920000429475 05 CHANG 1319
BREWSTER
COURT EL
CERRITO CA 94530 6.99% 300 299
05 1 91
80000.00
64524.27 460500.00 3/12/96 6/13/96
3/12/21
89.00
2.75 18.% 2 327972.00 45
9429482 134910000429482 05 BRODERICK JR 104
LAVENHAM
COURT
DOVER TOWNSHIP NJ 08753 6.99% 178 178
05 1
81
20000.00 19738.30 144000.00 3/22/96
6/22/96
2/11/11
77.00 0.50 18.% 2 90808.94 45
9429511 106910000429511 00 FRIES 30882
VIA COLINAS
COTO DE
CAZA CA 92679 6.99% 299 297
05 1 91
100000.00
99670.27 1200000.00 2/26/96 5/26/96
1/26/21
84.00
3.00 18.% 2 900000.00 30
9429512 225910000429512 05 LONG 16
CHAPEL STREET
SOMERVILLE MA 02145 6.99% 300 299
05 1
81
22000.00 7260.82 225000.00 3/22/96
6/22/96
3/22/21
80.00 0.50 18.% 2 158000.00 32
9429530 149910000429530 03 STRASTERS 2680 W
EVERETTWOOD DRIVE
WEST JORDAN UT 84084 6.99% 299 298
05 1
81
42000.00 29872.88 131000.00 3/22/96
6/22/96
2/22/21
80.00 0.50 18.% 2 62368.00 41
9429531 106920000429531 00 MAROLLA 2873
WASHINGTON
AVENUE
REDWOOD CITY CA 94061 6.99% 299 298
05 1
91
39500.00 39135.25 263500.00 3/25/96
6/25/96
2/25/21
90.00 2.25 18.% 2 197600.00 43
9429532 112920000429532 03 KHALSA 1442 NW
100TH
DRIVE
CORAL SPRINGS FL 33071 6.99% 299 298
05 1
91
33800.00 27173.67 200000.00 3/25/96
6/25/96
2/25/21
90.00 2.75 18.% 2 146200.00 39
9429536 153920000429536 03 EASTERDAY 3301
MCKINLEY
AVE
TACOMA WA 98404 6.99% 299 298
05 1
91
10000.00 9905.74 101000.00 3/25/96
6/25/96
2/25/21
90.00 3.75 18.% 2 80685.00 44
9429537 106920000429537 00 CLOPTON JR 5527
SAGEBRUSH
COURT
RANCHO CUCAMONGA CA 91739 6.99% 299 298
05
1 91
40650.00 40274.63 272000.00 3/25/96
6/25/96
2/25/21
90.00 2.75 18.% 2 203250.00 46
9429543 132920000429543 03 CHAVEZ SR 453
NORTH LAMB
BLVD # E
LAS VEGAS NV 89110 6.99% 299 298
05 1
91
11900.00 9857.66 64000.00 3/25/96
6/25/96
2/25/21
90.00 2.00 18.% 2 45688.00 27
9429545 149920000429545 03 FEUSTEL 12726
SOUTH
GILBERT DRIVE
RIVERTON UT 84065 6.99% 299 298
05 1
91 18500.00
18325.62 137000.00 3/25/96
6/25/96 2/25/21
90.00
2.25 18.% 2 104700.00 39
9429546 209910000429546 05 PETRUCCI 18 CADY
STREET
STAMFORD CT 06907 6.99% 299 298
05 1
81
23000.00 4902.87 235000.00 3/25/96
6/25/96
2/25/21
80.00 1.00 18.% 2 165000.00 35
9429547 225910000429547 05 DIXEY 2
KENNETH ROAD
MARBLEHEAD MA 01945 6.99% 300 299
05 1
81
30000.00 13110.11 332000.00 3/25/96
6/25/96
3/25/21
58.00 0.50 18.% 2 159400.00 39
9429576 108920000429576 05 FINNEN 3603
EAST LAKE
DRIVE
LITTLETON CO 80121 6.99% 299 297
05 1
91
13200.00 13151.42 132000.00 2/23/96
5/23/96
1/23/21
90.00 2.00 18.% 2 105600.00 26
9429580 153920000429580 03 BRUNS 4528
127TH PLACE
N.E.
MARYSVILLE WA 98271 6.99% 299 298
05 1
91
25000.00 24764.36 150000.00 3/22/96
6/22/96
2/22/21
89.00 2.00 18.% 2 108300.00 30
9429584 106920000429584 01 WALDHORN 4490
24TH
STREET SAN
FRANCISCO CA 94114 6.99% 300 299
05 1 91
82500.00
81959.38 550000.00 3/1/96
6/1/96 3/1/21
90.00
3.25 18.% 2 412500.00 44
9429592 106920000429592 01 CHRISTIANSON 761
SOUTH
MCCARTHY
VISTA LOS ANGELES CA 90048 6.99% 300
299 05
1 91
33000.00 32758.47 330000.00 3/12/96
6/12/96
3/12/21
90.00 2.25 18.% 2 264000.00
44
9429611 136910000429611 01 FLORI 3-51
149 PLACE
WHITESTONE NY 11357 9.25% 179 178
05 1
81
50000.00 50000.00 425000.00 3/6/96
3/6/96
2/6/11
57.00 1.00 18.% 2 191265.00 35
9429613 106920000429613 00 JACOBS 10454
PLUM TREE
LANE
CUPERTINO CA 95014 7.25% 300 300
05 1
91
46000.00 46000.00 460000.00 3/25/96
9/25/96
4/1/21
90.00 2.75 18.% 2 368000.00 44
9429618 206920000429618 02 BEROUTI 15354
EAST
MOCCASIN STREET
LA PUENTE CA 91744 6.99% 299 298
05 1
91
23000.00 22713.21 160000.00 3/22/96
6/22/96
2/22/21
90.00 2.00 18.% 2 121000.00 29
9429619 208910000429619 02 KLOSTER 2628
PHEASANT
DRIVE
LONGMONT CO 80503 6.99% 298 298
05 1
81
28000.00 13868.04 204000.00 3/25/96
6/25/96
2/1/21
80.00 0.50 18.% 2 135000.00 44
9429620 136920000429620 03 MILLER 21 AMY
COURT
TAPPAN
NY 10983 6.99% 299 298 05
1 91
39900.00
25159.60 230000.00 3/22/96 6/22/96
2/22/21
90.00
2.25 18.% 2 166861.00 39
9429622 112910000429622 03 ROBLES 5702 NW
MACEDO
BLVD
PORT ST.LUCIE FL 34983 6.99% 299 298
05 1
81
32000.00 29820.81 110000.00 3/19/96
6/19/96
2/19/21
72.00 1.00 18.% 2 46702.00 50
9429643 113920000429643 00 TERRELL 1445
CHADWICK
RIDGE COURT
LAWRENCEVILLE GA 30243 6.99% 299 299
03 1
91
29100.00 28903.73 194000.00 3/15/96
6/15/96
3/14/21
90.00 2.75 18.% 2 145000.00 36
9429646 136910000429646 02 WILDER 4329
EDSON
AVENUE
BRONX NY 10466 6.99% 299 298
05 1 91
25000.00
25000.00 173000.00 3/15/96
6/15/96 2/15/21
90.00
2.25 18.% 2 129750.00 35
9429650 136910000429650 02 SHANDS 39
ROBBINS LANE
WESTBURY NY 11590 6.99% 299 298
05 1
81
50000.00 29437.03 230000.00 3/13/96
6/13/96
2/13/21
55.00 1.00 18.% 2 74358.92 40
9429669 113920000429669 00 PALUMBO 5480
AMBERFIELD
DRIVE
NORCROSS GA 30092 6.99% 179 179
05 1
91
37900.00 37703.22 296000.00 3/4/96
6/3/96
3/3/11
83.00 2.75 18.% 2 207000.00 37
9429671 117910000429671 01 GAWLEY 17219 S
OLEANDER
AVENUE
TINLEY PARK IL 60477 6.99% 301 300
05 1
81
20000.00 4020.91 142500.00 3/1/96
7/1/96
4/1/21
37.00 0.50 18.% 2 31500.00 45
9429682 106910000429682 00 CASILLAS 2705
DARKNELL
WAY
SAN JOSE CA 95148 7.25% 299 298
05 1 81
22650.00
22430.98 287090.00 3/12/96
9/12/96 2/12/21
80.00
1.50 18.% 2 207000.00 50
9429683 106920000429683 00 BRUNO 621
11TH STREET
HUNTINGTON BEACH CA 92648 7.25% 299 298
05
1 91
40000.00 39743.01 400000.00 3/6/96
9/6/96
2/6/21
90.00 2.75 18.% 2 320000.00 45
9429684 113910000429684 00 NOE 13935
BETHANY OAKS
POINTE
ALPHARETTA GA 30201 6.99% 179 179
03 1
81
50000.00 23586.59 325000.00 3/8/96
6/8/96
3/7/11
80.00 0.25 18.% 2 207000.00 17
9429685 106920000429685 05 SANTOS 7730
ROAN ROAD
SAN
DIEGO CA 92129 6.99% 299 298
05 1 91
25200.00
25030.04 252000.00 3/6/96 6/6/96
2/6/21
90.00 2.75
18.% 2 201600.00 41
9429708 113920000429708 00 HUGHES 70
SPRING RIDGE
COURT
NEWNAN GA 30263 6.99% 179 179
05 1
91 63000.00
62599.23 301000.00 3/13/96
6/13/96 3/12/11
90.00
2.75 18.% 2 207000.00 32
9429711 112920000429711 00 BLADE 2418 SW
12 COURT
DEERFIELD BEACH FL 33442 6.99% 299 299
05 1
91
18450.00 18199.46 127500.00 3/18/96
6/18/96
3/17/21
87.00 2.25 18.% 2 92250.00 26
9429712 206920000429712 05 CAPPEL 5340
STONEHAVEN
DRIVE
YORBA LINDA CA 92687 6.99% 299 298
05 1
91
63000.00 52743.61 325000.00 3/7/96
6/7/96
2/7/21
84.00 3.25 18.% 2 207000.00 39
9429719 106920000429719 00 SABIN 3702 MT
SANDY
DRIVE SAN
DIEGO CA 92117 6.99% 299 298
05 1 91
25500.00
25328.01 255000.00 3/12/96 6/12/96
2/12/21
90.00
2.75 18.% 2 204000.00 32
9429723 106920000429723 01 WALSH 5338
GLENWOOD
WAY
RICHMOND CA 94803 7.25% 299 298
05 1
91
56000.00 55640.21 305000.00 3/6/96
9/6/96
2/6/21
87.00 3.25 18.% 2 207000.00 37
